Re:

Agreed. I will also restructure and streamline the groupie merge holdings and regroup in Geneva - better A&L, capital and risk management. It will ease IT switch.

Medrol, has some side effects, but amazing results. Advice for the year, no, READY - FIRE AIM. Priority, -criminal, benj, biz, again, new competent people. This will give you a chance to redo boards. They will want indemnities, and you will want them to go bye bye.

I suggest Emanuel report to a more senior experienced person. I have no great idea for people. Stephan Krause from Deutsch still looking for opportunities. Note: instinct and intuition will play into prosecutor hands. DISCIPLINE Restraint required to avoid disaster.