Re:

I think you should come and train my staff in New York and the island, as I mentioned to you, we are a regulated business, and the government hates delinquent loans. It is incumbent on us to be seen to take our loans seriously.

I will do that for you happily regardless of this situation! I'm appalled that I have got you into trouble with the regulatory authority because of my tardiness on settling this debt. Rest assured I will get this sorted.

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