suggested response—FUCK

Bill. Thank you so much for your time and effort . I am very respectful of your opinion and our friendship. I will put the house project on hold and wait until the investments come to fruition. I am touched by your offer to loan me some money , and appreciate the gesture, however I prefer to wait until I can get something meaningful. The impact that you are making and my small role in assisting it happen gives me great pleasure, and looking forward to many years more of it.

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