To: Epstein, Jeffreyrjeevacation@gmail.com] From: Landon Thomas Sent Mon 10/26/2009 2:22:35 PM Mind if I ask a follow up? Has it been RBS itself or outside banks that have been making these approaches.... Thanks. LT Landon Thomas, Jr. Financial Correspondent New York Times EFTA_R1_01512666 EFTA02439046