To: Jeffrey EpsteinUeevacationagmail.comj From: Boris Nikolic (bgC3) Sent Sat 12/4/2010 5:42:43 AM Subject phone http://www.bbc.co.uk/news/business- I I 793290 It is amazing how it is getting out there. Already >50% of adults in Kenya are using it. Now it is starting in South Africa and Egypt. India is in a year or two. The whole concept mpesa started by a guy that I know Nick Hughes, if you are ever interest to learn more. B EFTA_R1_01476393 EFTA02413750