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EFTA02410399

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To: Jeevacation[jeevacation@gmail.com] From: Jeffrey M Matusow Sent: Mon 7/12/2010 6:10:05 PM Subject: S&P 500 Market Plus Note + DAG You bought 50,000 shares of DAG at 57.0206 The S+P note: Term 18 months Issuer Morgan Stanley Index S+P 500 Upside Unlimited, based on the price appreciation of the S+P 500 Downside 40% contingent buffer - if the S+P closes down 40% on any day you are long the S+P from the original level - if it never closes down 40% you get back your principal or the return of the S+P (whichever is higher) This protects you down to 645 which is below the intraday low hit in March-09 of 666. I'll call you. Jeff Jeffrey M. Matusow JPMorgan Private Bank 140 West 57th Street. 33rd Floor. New York. NY 10019 IRS Circular 230 Disclosure. JPMorgan Chase & Co and its affiliates do not provide tax advice. Accordingly. any discussion of U S tax matters contained herein EFTA_R1_01471175 EFTA02410399 (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion. marketing or recommendation by anyone unaffiliated with JPMorgan Chase 8 Co of any of the matters addressed herein or for the purpose of avoiding U.S. lax-related penalties. EFTA_R1_01471176 EFTA02410400