To: From: Sent: Fri 1/4/2013 2:25:00 PM Subject: Alert - keeo an eye out for Darren's Financial Services Regulation Handbook Confirm#2337342 (800 260 4754) January 4, 2013 7:30 AM : keeo an eye out for Darren's Financial Services Regulation Handbook Confirm#2337342 (800 260 4754) EFTA_R1_00816712 EFTA02152488