To: 'eevacation maitcom 'eevacation@gmail.com]; Cc: Jeffrey Epsteirtijeevacation@gmail.corn] From: Richard Kahn Sent: Fri 10/12/2012 7:48:40 PM JPM just informed me that the next time your account is in overdraft they will ask you to close account Plcasc call me with any questions Thank you Richard Kahn HBRK Associates Inc. 575 Lexington Avenue, 4th Floor, New York, New York 10022 EFTA_R1_00492196 EFTA01997090