To: Jeffrey Epsteirteevacationegmailcom] From: Richard Kahn Sent Fri 12/20/2013 4:31:24 PM Subject: LV Promissory Note I wanted to clarify facts for Darren to draft: a) 10 year term at annual AFR which for December 2013 is 3.32% - loan amount 225,000 b) note will be in Eileen Visoski name c) 25% interest in ranch house will be pledged as collateral d) note will not be recorded c) recourse or non recourse? If recourse do we have potential Cancellation of Debt Income? Please advise if note will be recourse vs non recourse Richard Kahn HBRK Associates Inc. EFTA_R1_00410149 EFTA01947123