To: carlyn mccaffrey Fran: Jeffrey Epstein Sent Tue 2/5/2013 1:36:25 PM the defective nature of the trust reflects certain incidents of ownership. taxes owed still by grantor. substitution was argued by the govt as such, in insurance case. The information contained in this communication is confidential, may be attorney-client privileged, may constitute inside information, and is intended only for the use of the addressee. It is the property of Jeffrey Epstein Unauthorized use, disclosure or copying of this communication or any part thereof is strictly prohibited and may be unlawful. If you have received this communication in error, please notify us immediately by return e-mail or by e-mail to jeevacation@gmail.com, and destroy this communication and all copies thereof, including all attachments. copyright -all rights reserved EFTA_R1_00339482 EFTA01906326