From: Jennie Saunders Sent: Saturday, January 22, 2011 1:50 PM To: Jeffrey Epstein Subject: FW: How was your Birthday ? Insight on below ...also have = few other Jeffrey Qs Can you call me today when convenient =#8230;. Jennie =aunders I Founder & Chairman I www.coreaccess.net = From:=/b> =Ian J. Kramer Sent: =ednesday, January 19, 2011 7:58 PM To: Jennie =aunders Subject: Re: Hi Jennie, The question to ask is, =quot;do we want life insurance for the rest of our lives, or just for a =ertain duration?" Term insurance, which is what you currently =ave, doesn't last forever. The insurance we are talking about now, =oes. I showed you and Dangene this plan when you acquired the life =nsurance and you both thought it would serve your long term life =nsurance needs but the timing was wrong. Let me know one way or the =ther once you decide. Alan Alan J. Kramer =FP, CLTC, MBA, LUTCF Agent<=> New York Life =nsurance Company EFTA_R1_00137572 EFTA01799129 If you do not wish to =eceive email communications from New York Life, please reply to this =mail, using the words "Opt out" in the subject line. Please =opy email_optout@newyorklife.com New York Life Insurance Co., 51 =adison Ave., New York, NY 10010 =riginal Message </=pan> From: "Jennie Saunders" Date: Tue, 18 =an 2011 15:36:32 -0500 To: "Alan J. Kramer" Subject: Can you =rame the issue in an email I can send to our friend who gives us =inancial and strategic advice CORE: =ennie Saunders J Founder & Chairman .coreaccess.net <http://www.coreaccess.netk =/b> 2 EFTA_R1_00137573 EFTA01799130