From: Rich Kahn Sent: Wednesday, March 16, 2011 2:37 PM To: 'Jeffrey Epstein' The rate =n the credit line is 3.25% which is very good. Reason is that line is secured. Jamie at United told me if rates started to rise they =ould keep spread between CD and Credit line at 2%. 1 EFTA_R1_00122381 EFTA01791930