EFTA01684802

05/24/11 iiiiiiiiiiiii......... Dear Cardmember, DUPLICATE COPY Account: XXXX-XXXXXO￾An important legal notice regarding the account referenced above is included on the reverse of this letter and/or on the enclosed additional page(s). This legal notice, when indicated, supplements or modifies the terms of your Cardmember Agreement. We encourage you to review it carefully and then file it for safekeeping. If you have any questions, you may call our general customer service number, 1-800-528-4800, or you may call the toll free number on the back of your card. Thank you. G MAXWELL ELLMAX LLC 499918445042410524 p. 1/4 AMEX000004 SDNY_GM_00325804 EFTA_00 198558 EFTA01684802 G MAXWELL DUPLICATE CO Account Ending p.2/4 AMEX000005 SDNY_GM_00325805 EFTA_00198559 EFTA01684803 Business Gold Rewards Card DUPLICATE COPY OPEN p 3/4 ELLMAX LLC G MAXWELL Closing Date 05/24,11 Account Ending 0. An important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express' Charge Cards or accounts. Optima' Cards or accounts, other personal credit card accounts that we issue, and to United States holders of business charge and credit cards from OPEN from American Express. This Notice explains how we collect, use and safeguard information about you and how to limit the use and disclosure of your information. In this Notice. "American Express," "we? 'our? and 'us' refer to American Express Travel Related Services Company, Inc., American Express Centurion Bank and American Express Bank, FSB. These entities are "Affiliates' of each other. which are companies in the American Express family that are related to each other by common ownership or control. Our Affiliates also include publishers, travelers cheque issuers, travel agents and providers of Card-related insurance services. The cards and accounts that we issue are called "Cards" or "Card accounts? Holders or those Card accounts are called "Cardmembers"or "you(r)." What Information Do We Collect? We obtain information about you from a variety of sources. You provide us with information about yourself, for example, by completing Card applications. This includes your name, address. social security number, and income and asset information. Your use of the Card and your other transactions with us and our Affiliates provide us with additional information, such as your spending and payment history. Other sources, such as credit reporting agencies and providers of marketing information, furnish us with additional information about your credit history. purchasing preferences, and other matters. We also obtain information about you in connection with our efforts to protect against fraud. We call all of this information "Cardmember Information." What Do We Do with Cardmember Information? We use Cardmember Information in connection with delivering products and services to you. To do this it is often necessary to share it with our Affiliates and other companies we work with. These include companies that manage Card accounts, offer affinity, frequent-user, and reward programs, companies that perform marketing services and other business operations for us, and companies whose products or services are provided as a benefit of your Card account. We may also share Cardmember Information with other financial institutions with whom we jointly offer products and services. And we may disclose it to other third parties as permitted by law. For example, we disclose Cardmember Information in response to subpoenas, to credit reporting agencies, and to help prevent fraud. Information We Share with Our Affiliates You can inform us not to share with our Affiliates credit- related infomiation (except as permitted by law), such as your credit history as shown on a consumer report. II you make this choice, we are permitted by law to share with our Affiliates information about our transactions and experiences with you, such as your payment history. Valuable Partner Offers We work with carefully selected business partners, such as merchants that accept the Card, so that you may receive offers for their products and services. We use Cardmember Information to help make these offers more relevant and valuable to you. II you respond to one of these offers, the business partner will know certain information about you, such as your name, that you are a Cardmember, and that you met the qualifications established for the offer. You can inform us not to send you these offers. Your Choices Please let us know if you do not want us to use your Cardmember Information to communicate with you about offers, including exclusive partner offers and otters from our Affiliates, by mail, telephone and/or e-mai, or share your credit-related information with our Affiliates, by visiting us at: www.americanexpress.00mloommunloatIona You can also inform us of your choices (except for e-mail communications) by calling us at 1.800.297.8378 If you make these choices, you may not learn about products, services and features, including discounts and other special offers, we believe may be of interest to you and add value to your Card membership. If you have other Card accounts with us, you will receive additional privacy notices that apply to those accounts. Please note that any oholoes you make will only apply to this account. If you are the primary Cardmember on your Card account. any choices you make in accordance with this Notice will also apply to any other Cardmember on this account (except for e-mail communications). If you make choices not to receive offers as indicated above, we may still include notices and information about the Card and other products and services when communicating with you about your Card account and related products and services. InformationSecurity We use reasonable administrative, technical and physical security measures to protect your Cardmember Information. Former Customers If you cancel your Card. or your Card account(s) are closed, we will continue to treat and safeguard Cardmember Information about you as described in this Notice. For Vermont Cardmembers Only If your Card account has a Vermont billing address, we will automatically treat your account as if you had informed us not to share your credit-related information with our Affiliates. SPO30 BP/PRVOPEN/0310 EX000006 SDNY_GM_00325806 EFTA_00198560 EFTA01684804 G MAXWELL DUPLICATE COS Account Ending 0- p. 4/4 Billing Dispute Procedures What To Do If You Find a Mistake on Your Statement If you think there is on error on your statement. write to us at: American Express PO Box 981535 El Paso TX 79998-1535 In your letter. give us the following kiformation: • Account information Your name and account number. • Dollar amount The dollar amount of the suspected error. • Description o problem Describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days after the error appeared on your statement. • At least 3 business days before on automated payment is scheduled, if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in waling. You may call us. but if you do we may not follow these procedures and you may have to pay the amount in question. What Will Happen After We Receive Your Letter When we receive your letter, we must do two things: 1. Within 30 days of receiving your letter, we will tell you that we received your letter. We will also tell you if we have already corrected the error 2. We wit investigate your inquiry and will either correct the error or explain to you why we believe the bit is correct. While we investigate whether or not there has been an error: • We will not try to collect the amount in question. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. After we flesh our investigation. one of two things will happen: • II we made a mistake: You will not have to pay the amount in question or any interest or other fees related to that amount. • If we do not believe there was a mistake'. You will have to pay the amount in question. along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may report you as delinquent it you do not pay the amount we think you owe. Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate to or from a consumer bank account using your American Express Card, including Express Cash transactions. or electronic payments from a consumer bank account you make to American Express using Pay By Phone. Pay By Computer. or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please contact us as soon as you can it you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can telephone us at 1-8001PAY.AXP for Pay By Phone and Pay By Computer questions. and at 1•800•CASH•NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at American Express. Electronic Funds Services. P.O. Box 981531. El Paso. TX 79998-1531, or contact us canine at vnywomericanexpress.cominquirycenter. We must hew from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us. please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you can why you believe it is an error or why you need more information. (3) The dollar amount of the suspected error. II you notify us by phone. we may require that you send us your complaint or question in writing within 10 business days of the call. We wil determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time. however, we may take up to 45 days to investigate your complaint or question. II we decide to do this, we will credit your consumer bank account within 10 business days for the amount you think is in error. so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days. we may not credit your account. For errors involving point-IA.3ot° or foreign-initiated transactions. we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. II we decide that there was no error. we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and there was no error, we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account. II your bank account does not have enough funds to cover this withdrawal. we can charge the amount to your card account or collect the amount from you. If this happens. we may cancel your right to use our electronic transfer services. SPO30 BP/PRVOPEN;0310 AMEX000007 SDNY_GM_00325807 EFTA_00198561 EFTA01684805 Business Gold Rewards Card ELLMAX LLC G MAXWELL Closing Date 06/23/11 DUPLICATE COPY New Balance Please Pay By $1,547.04 07/08/11 OPEN p. 1/5 xn Account Ending 0-M Membership Rewards°Points Asof 06/23/11 190,512 Account Summery D See page 2 for important Information about your account. Previous Balance $0.00 (i) Wekome to American Express! Payments/Credits NewCharges 40.00 +$1,547.04 Fees +$OX New Balance 51,547.041 Days in Billing Period: 30 3 Please fold on the perforation below. POI Payment Coupon Do not staple or use paper clips G MAXWELL ELLMAX LLC fl i Check here if your addressor 1-1 phone number has changed. Note charges on reverse side. detach and return with your payment 3 Pay by Computer open.com/pbc Customer Care Pay by Computer openxorn/ Customer Care Pay by Phone 1.800-678-0745 1-800-472-9297 See page 2 for additional information. Pa Pay by Phone 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000154704000154704 20 r1 Account Ending 0= Enter account number on all documents. Makecheck payable to American Express. Please Pay By 07/08/11 Amount Due 51,547.04 AME X000008 SDNY_GM00325808 EFTA_00198562 EFTA01684806 G MAXWELL DeckWitil;LFISTS p. 2/5 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language O11a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to elect ronkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable electionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on t he Pay Over Time balance if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: Ifyou make a Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choosea conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Servke & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: 1 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 In NY:1-800 522 1897 1-8CO CASH NOW Change of Address Ilcotrect on front do not use. • To change your address online, visit sweveamericanespressiorrilupdatecontactinfo • nor Name. Company Name. and Fomign Midas's or Phone changes, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the bases provided. n Sleet Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: amerkanespress.com Mobile Site: amexmobile.com Customer Service & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress-comfautopay today toenroll. For inionnation on how we protect your privacy and to set you. communication and privacy choices. please visit www.emericasexpresszoirdpfincy. AMEX000009 SDNY_GM_00325809 EFTA_00 198563 EFTA01684807 Business Gold Rewards Card DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 06/23/11 OPEN 3,1 Account Ending 0- p 3/5 New Charges Summary Total Tool Mow Charges $1,547.04 Detail G MAXWELL Card Ending 0.= Amount 06/02/11 CONKLIN OFFICE SERVI113-7331187 113-7331187 $19053 06/05/11 SETAI SOUTH BEACH LLMLAMI BEACH FL LODGING $275.00 06/05/11 EPICURE MARKET EPICUMIAMI BEACH FL 305-672-0385 $18.46 06/05/11 CHEVRON LARRYS SERVIMIAMI BEACH FL 0000000003 Description Pike FUEUMtSCELLANEOUS $40.00 $40.00 06/06/11 STARBUCKS CORP082420MIAMI BEACH FL 800-7827282 $5.30 06/07/11 PALM BEACH LAKES BP WEST PALM BEA FL 561.471.5512 Quantity Description 17 Unleaded Super Price $404 $7000 06/07/11 DR ROBERTS C GREER DUKE PARK FL DOCTOR & PHYSICIAN $11500 06/07/11 C STARBUCKS P0161529WEST PALM BEA FL 561.6830834 FOOD $303 $3.03 06/08/11 STARBUCKS CORP008219NEW YORK NY 800-7827282 $3.43 06/08/11 AMAZON.COM AMZN.COMA3ILL WA MERCHANDISE $58.77 06/11/11 LOBELS LOBELS NEW YORK NY MISC FOOD STORE $130.37 06/12/11 STARBUCKS CORP008219NEW YORK NY 8007827282 $4.30 06/12/11 STARBUCKS CORK08219NEW YORK NY 800-7827282 $5.00 06/20/11 NOBU 57 NEW YORK NY RESTAURANT F000/BEVERAGE $83.57 11P $15.43 $9900 06/21/11 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $65.90 06/22/11 HSS - CASHIER NEW YORK NY HOSPITAL Description $459.52 188070 AMEX000010 Continued on reverse SDNY_GM_00326810 EFTA_00198564 EFTA01684808 G MAXWELL DecidigirignFSE p 4/5 ( Detail Continued Amount 06/22/11 STARBUCKSCORP008210NEW YORK NY 800-7827282 S3.43 Fees Amount Total Foos for this Period 50.00 2011 Fees and Interest Totals Year-to-Date Amount Total Fees in2011 SOHO Total Interest in 2011 50.00 AMEX000011 SDNY_GM_00325811 EFTA_00198565 EFTA01684809 slallgyaTE COPY OPEN Savings' Nevem, G MAXWELL ELLMAX LLC p. 515 Savings this Billing Period Savings Since January 2011 0.00 To start saving today, visit www.open.com/opensavings and learn more about the OPEN Savings program and participating merchants 0.00 Other Ways To Save! Save automatically when you use your Card at these OPEN Savings partners. sc￾Feckx Fecix Fed Office i. Hertz. raiffran Save 5% Save up to 10% Save 5% OffiWORKcata r WITH US' Savel% a, viva :or s $100 or mon anaL Save 5% EPSON' Save 5% SaveN Save 5% hodirectcom H.yA r T. Save 5% Save 3% Falit LAI i ke„ detitt *Hsi Save 5% Save 5% BIRNESMIDELEO Save 5% Logo Savo 5% Save 5% Symantec A MONMOUNTAINI Save 10% Save 5% Save 10% Enjoy added savings for your business. Learn more at opensavings.com Save 10% Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. Save 5% CAREY' Save 5% AMEX000012 SDNY_GM_00325812 EFTA_00198566 EFTA01684810 AMEX000013 SDNY_GM_00325813 EFTA_00198567 EFTA01684811 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 07/24/11 DUPLICATE COPY New Balance $2,190.22 Please Pay By 08/08/11 OPEN p. 1/5 Account Ending 0-= Membership Rewards* Points As of 07/24/11 204,359 Q See page 2 for important information about your account. Account Summary Previous Balance $1,547.04 Payments/Credks 41,547.04 New Charges +52,190.22 Fees +50.00 New Balance 52,190.22 Days in Billing Period: 31 4 Please fold on the perforation below, detach and return with your payment 4 Rs Payment Coupon Do not staple or use paper clips G MAXWELL ELLMAX LLC ri Check here if your address or 1-1 phone number hasc hanged. Note changes on reverse side. Pay by Computer openxom/pbc Customer Care Pay by opeoccfm/ c7c iter Customer Care Pay by Phone 14M-678.074S 1.800-472.9297 See page 2 for additional information. g Pay by Phone 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000219022000219022 20 ri Account Ending OM Enter account number on all documents. Make check payable to American Express. Please Pay By 08/08/11 Amount Due S2,190.22 AMEX000014 SDNY_GM_00325814 EFTA_00 198568 EFTA01684812 G MAXWELL DeckWitil;LFISTS p. 2/5 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to elect ronkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable electionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on t he Pay Over Time balance if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: Ifyou make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choosea conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: 1 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 In NY: I -800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit swnvamericanespressiorrilupdatecontactinfo • fix Name. Company Name. and foreign Address or Phone changes, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Area Code and Home Rana vAoStedesnd Email I I Website: amerkanespress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress-comfautopay today toenroll. for information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerkanexpress.com/pdvacy. AMEX000015 SDNY_GM_00325815 EFTA_00 198569 EFTA01684813 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 07/24/11 DUPLICATE COPY OPEN BM p 3/5 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits 41,547.04 $0.00 41,547.04 Detail •ndicater posting doe Payments 07/15/1P ONLINE PAYMENT - THANK YOU Amount 41,547.04 New Charges Summary Total Total New Charges $2,190.22 Detail G MAXWELL Card Ending 01.. Amount 06/24/11 J SISTERS 57 INC 212-813.0281 NY BEAU7Y/BARBER SHOP 5/8.40 06/24/11 1SISTERS 57 INC 212813-0281 NY BEAUTY/BARBER SHOP 06/24/11 Bliss Spa 570000000(212)888-0033 26335994 10022 Fabulous Facial Gratuity 06/25/11 STARBUCKS CORP008219NEW YORK NY 800-7827282 $94.05 587.78 06/26/11 SEARLE 60TH STREET ONEW YORK NY 2127505153 Description Pike MEN'S/BOYS' CLOTHIN 5389.77 54.30 5389.77 06/28/11 PERFORMANCE PHYSICALNEW YORK NY 212.604-1316 Description MEDICAL SERVIC 5120.00 06/28/11 OXO INTERNATIONAL 800-545-4411 TX OXOGOODGRIPS 06/29/11 NIOS SPA NOS SPA NEW YORK NY HEALTH & BEAUTY SPA 07/01/11 PARADISE BAKERY &CAASPEN CO 9709257585 07/01/11 CAMPO DE FIORI ASPENASPEN CO 9709207717 TIP $7205 $279.98 126.13 55.50 5350.00 AMEX000016 Continued on reverse SDNY_GM_00325816 EFTA_00198570 EFTA01684814 G MAXWELL DCAMTIFISTII p. 415 Detail Continued Amami 07/02/11 AMEN WARDY HOME 9812ASPEN CO MISC HOME FURNISHINGS $119.90 07/02/11 THE BUDDY PROGRAM ASPEN CO CHARITABLE ORG $40.00 07/02/11 MEZZALUNA 2749000072ASPEN CO RESTAURANT TIP $1.37 $15.00 07/02/11 Covet Bright and ShiAspen CO JEWELRY/WATCH/SILVRWR $74.12 07/03/11 STARBUCKS ASPEN KEYSTONE CO 888-838-049S $4.61 07/07/11 STARBUCKS ASPEN KEYSTONE CO 888-838-0495 $407 07/08/11 STARBUCKS ASPEN KEYSTONE CO 888-838-0495 $4.07 07/08/11 STARBUCKS ASPEN KEYSTONE CO 888-8384495 $461 07/10/11 TARGET 1438 1438 NAPA CA DISCOUNT STORE $47.56 07/10/11 WHOLEFDS NPA 10288 07072246300 7072246300 GROCERY STORES $3165 07/11/11 HSS•RADIOLOGY PROF BNEW YORK NY $1248 HOSPITAL DesalplIon 18276S 07/12/11 SHAKLEE CORPORATION PLEASANTON CA $22631 925-924-2000 Description SPECIALTY RETA 07/18/11 .BLUE WILLOW NEW VERNON, N NJ 9999999999 $105.00 07/18/11 KMARTCOM • 7840 KMARNAPERVIL LE IL www.lonart.com 1-866-562-7 $2721 07/19/11 KMARTCOM - 7840 KMARNAPERVILLE IL wvnv.kman.com 1-866-562-7 $37.72 Fees Amount Total Fern to this Period 50.00 2011 Fees and Interest Totals Year-to-Date Total Fees in 2011 Total Interest in 2011 Amount 50.00 50.00 AMEX000017 SDNY_GM_00325817 EFTA_00198571 EFTA01684815 slairrhia9rE COPY Mpwdrp OPEN Savings' G MAXWELL ELLMAX LLC p. 5,5 Savings this Billing Period Savings Since January 2011 0.00 To start saving today, visit www.open.com/opensavings and learn more about the OPEN Savings program and participating merchants 0.00 Other Ways To Savel Save automatically when you use your Card at these OPEN Savings partners. FedEx . FecEx FedEx FedExOffice.* Hertz Save 5% Save 5% Save 5% Sew 5% Save up to 10% caterran Save 5% 'EO ew URTYAZI Save 5% Er31 °N. Save 5% OfficeNtair WORK WITH LIS' Save 5% on tronwooni RI MORT nun Save 5% hpdirect.com HAW. A IRON MOUNTAIN' Save 5% Save 3% Save 10% BARNES& N0BLEC Logo '.(f) Save 5% Save 5% Save 6% i fferies. • Save 5% CAREY' Save 5% Save 10% Savo 5% Enjoy added savings for your business. Learn more at opensavings.com AIMEX000018 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00325818 EFTA_00198572 EFTA01684816 AMEX000019 SDNY_GM_00325819 EFTA_00198573 EFTA01684817 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 08/24/11 DUPLICATE COPY New Balance $661.88 Please Pay By 09/08/11 See page 2 for important information about your account. —s See Page S for Important information regarding benefits — underwritten by AMEX Assurance Company and Tokio Marine. 3 Please fold on the perforation below, M. Payment Coupon lag Do not staple or use paper clips G MAXWELL ELLMAX LLC Check here if your addressor phone number has c hanged. Note changes on reverse side. detach and return with your payment OPEN p. 1/8 s. Account Ending 0-= Membership Rewards Points As of 08/24/11 70,739 Account Summary Previous Balance 52,190.22 Payments/Credits 42,19022 New Charges 466188 Fees 4040 New Balance $661.611 Days in Billing Period: 31 Customer Care Pay by open.coCrn/7t c itif Customer Care Pay by Phone 1.800678.074S 1.800.472.9297 gSee page 2 for additional information. Pay by Computer Pay by Phone open.comfpbc la -800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000066188000066188 20 rl Account Ending OM Enter account number on all documents. Make check payable to American Express. Please Pay By 09/08/11 Amount Due 5661.88 AMEX000020 SDNY_GM_00325820 EFTA_00198574 EFTA01684818 G MAXWELL DWI'c'e!,9,AILF,PS p. 2/8 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be rnade through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to elect ronkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck touting number, account number and check serial number to your financial institution, unless the check is not processable electionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will not charge you interest on t he Pay Over Time balance if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: Ifyou make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the convened US dollar amount. We will choosea conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is Si .00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: 1 800 695 9090 1-800.678-0745 In NY:1-800 522 189/ 1-880 CASH NOW Change of Address ',correct on front do not use. • To chancre your address online, visit swevenmericaneipressiorrilupdatecontactinfo • roe Name. Company Na,.. and Foreign Acidness or Phone changes, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK N3 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcenexpressatrdpelvacy. AMEX000021 SDNY_GM_00325821 EFTA_00 198575 EFTA01684819 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 08/24/11 DUPLICATE COPY OPEN BM p3/8 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits -S2,190.22 $0.00 42090.22 Detail Indicate posting doe Payments 08!17/11• ONLINE PAYMENT - THANK YOU Amount -$2.19022 New Charges Summary Total Total New Charges $661.88 1 Detail G MAXWELL Card Ending 0.= Amount 07/26/11 SHERRY-LEHMANN 646-747-0495 NY WINE S63.04 08/01/11 BEAUTYDEALS.NET 800-217-8790 800-2174790 $41.34 08/02/11 AMAZON MICTPLACE PMTSAMZN.COM/BILL WA MERCHANDISE SIIAS 08/02/11 PAYPAL •NATURALWOOf 4029357733 CA 402-935-7733 Description PET SHOPS, PET S23AS 08/03/11 DIPTYQUE DISTRIBUTION EW YORK NY 2126843140 Description Price GENERAL MERCHANDISE $52240 $52160 Fees Amount Total Fees for this Period 50.00 AMEX000022 Continued on reverse SDNY_GM_00325822 EFTA_00198576 EFTA01684820 G MAXWELL DWI'c'eNti:Cfncith p 4/8 2011 Fees and Interest Totals Year-to-Date Total Fees In 2011 Total Interest In 2011 Amount S0.00 5O00 AMEX000023 SDNY_GM_00325823 EFTA_00198577 EFTA01684821 Business Gold Rewards DUPLICATE COPY OPEN p 5/8 ELLMAX LLC G MAXWELL Closing Date 08/24/11 Account Ending 0- Notice of Change to Your Policy We are making Important Changes to your insurance policies ("Policies') underwritten by AMEX Assurance Company. This change becomes effective on the date indicated below. whether or not you receive a billing statement. This Notice formally amends your Policies. and any contrary or conflicting language in those Policies is replaced fuly and completely. All terms of the Policies not amended herein remain in full force and effect. This is an important Notice of changes to your Policies. You should carefuly review these changes. share them with any Additional Cardmembers on your Account. and then keep this Notice for future reference. If you have questions regarding this Notice. please call the telephone number listed on the back of your American Express Card. AMEX Assurance Company Address Change Effective immediately. the address for the administrative offices of AMEX Assurance Company is: AMEX Assurance Company AMEX Assurance Company 20022 N. 313Wrenue P.O. Box 53701 Phoenix, AZ 85027 Phoenix, AZ 85072-9872 (800) 437-9209 Applicable for American Express Baggage Insurance Plan, Employee Card Misuse Protection, Extended Warranty, Event Ticket Protection Plan, Purchase Protection, and Travel Accident Insurance. Effective immediately. the address for the claims administrative offices of AMEX Assurance Company is: P.O. Box 981553 El Paso. TX 799989920 Applicable for Residents of the State of Now Hampshire for Travel Accident Insurance: This is an accident only policy and it does not pay benefits for loss from sickness. Review your description of coverage carefully. The following is hereby added to and made part of the Description of Coverage: Description of Coverage is amended to reflect that Amex Assurance Company's Administrative Office is changed as noted above. Index of Important Provisions: Definitions • Page 1 Beneficiary Page 3 Benefit Amounts Page 2 Claims Provisions - Page 3 Description of Benefits Page 2 Termination or Cancellation Page 4 Exclusions Page 3 The definition of Covered Person is hereby removed from the DEFINITIONS section in its entirety and replaced with the following: 'Covered Person means the Basic Cardmember. each Additional Cardmember. and each of these Cardmember's spouses (spouse includes person to whom the Insured Person is married or with whom the Insured Person has entered into a civil union under New Hampshire law) or Domestic Partners and dependent children. by blood or by law. under 26 years of age (dependent children include: your dependent children under 26 years of age. your dependent children 26 years or older who because of a handicap condition that occurred before the attainment of the limiting age. are incapable of self oustaining employment and dependent upon You for lifetime care and supervision. Coverage will be extended for as long as such child is inrnriritated. and dependent.). Al Covered Persons must have a Permanent Residence within the 50 United States of America. the District of Columbia. Puerto Rico, or the U.S. Virgin Islands. All other persons are not Covered Persons under the Policy.* The definition of Domestic Partner. under section 2. items a and e are hereby removed in their entirety. In the section relating to Exclusions. Exclusion s3 is deleted in ifs entirety and replaced with the following: Illness. treatment or medical condition arising out of panicipation in a felony by or on behalf of the Covered Person and:or his:hor beneficiaries:* The definition of Entire Fare is hereby removed from the DEFINITIONS section in its entirety and replaced with the following: Fare means the cast of the full fare for a Covered Trip on a Common Carrier Conveyance that is charged to the Basic or Additional Cardmember's American Express Card and payable in full in U.S. dollars or combined with American Express Membership Rewards' Points or with Frequent Flyer Miles.' All references to -Entire Fate throughout the document are hereby changed to - Fore". A new section is added after the section relating to Notice of Claims: 'Claim Forms When We receive notice of claim. We will furnish the claimant with forms for filing proof of loss. If the claimant does not got the forms within 15 days. proof of loss can be filed without them. The claimant must send Us a letter which describes to Occurrence. the character and the extent of the loss for which the claim is made.' In the Proof of Loss section. the following paragraph is added: "We must receive written proof of loss within 90 days after the date of the loss or as soon as is reasonably possible. Failure to furnish such proof within such time shall not invalidate nor reduce any claim if it shall be shown not to have been reasonably possible to furnish such proof and that such proof was furnished as soon as was reasonably possible. We will pay benefits immediately, within 60 days. upon receipt of Proof of Loss." In the Payment of Claims section. the last sentence is deleted and replaced with the following: if a benefit not exceeding 51.000 is payable to on estate or a minor. We may pay such benefit to any relative by blood or with a connection by marriage to the Covered Person who is deemed by Us to be entitled. Any payment We make in good faith shall fully discharge Us to the extent of such payment.' SWT81 BP/AACWTAI/0811 AMEX000024 SDNY_GM_00325824 EFTA_00198578 EFTA01684822 G MAXWELL DUPLICATE COS Account Ending 0- p. 6/8 A new section is added after the section relating to Fraud incontestability No statement made by a Covered Person con be used in a contest after the Covered Persons insurance has been in force two years during hisber lifetime. No statement the Covered Person makes can be used n a contest unless it is in writing and signed by the Covered Person. This provision shall not preclude the assertion at any time of defenses related to submission of a false or fraudulent claim based upon provisions in the Policy that exclude or restrict coverage.' ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED. TAI-RDR1 -NH-0810 Applicable for the Residents of the State of Indiana: Questions regarding your policy should be directed to: AMEX Assurance Company 800.437-9209 II you (a) need assistance of the governmental agency that regulates insurance or (b) have a compliant you have been unable to resolve with your insurer you may contact the Department of Insurance by mail, telephone or ernatl: State of Indiana Department of Insurance Consumer Services Division 311 West Washington Street. Suits 300 Indianapolis. IN 46204.2787 Consumer Hotline: 1.800.622-4461. In the Indianapolis Area 1-317.232-2395 Complains can be filed electronically at vdwtin.gov/idoi IN Notice 590 Toklo Marine Pacific Insurance Limited For residents of Guam. Commonwealth of the Northern Marianas. the Federated States of Micronesia. The Marshall Islands. and the Republic of Palau. the insurance products that come as a benefit of your Cardmembership are underwritten by Tokio Marine Pacific Insurance Limited. SWT81 BP/AACWTAI/0811 AMEX000025 SDNY_GM_00325825 EFTA_00198579 EFTA01684823 Office.law WORK WITH US' slaWarb9rE COPY OPEN Savings" Pm:endFar GM/OONELL EWAN( LIC p. 7B Account Endo" p Savings this Billing Period 0.00 Savings SinceJanuary 2011 0.00 To start saving today, visit www.open.com/opensavIngs and learn more about the OPEN Savings program and participating merchants ( Other Ways To Save! Save automatically when you use your Card at these OPEN Savings partners. Fed Save 5% Cariefran Save 5% COURTYARO Save 5% EPSON' Save 5% Feckx Save 5% Moamar WORK WITH US' Save 5% ontranwouoir <05100 or mat HAMMNO[3RO Save 5% Fed Fed Office. 4. Hertz. Save 5% hpdirect.com Save 5% Logothorks ' 1 0 Save 5% Save 5% Save up to 10% HYALT A IRON MOUNTAIN' Save 3% Save 10% L 74ff. e:400:7 , Save 5% r Arm° Save 5% Save 10% Enjoy added savings for your business. Learn more at opensavings.com Save 5% CARET Save 5% Save 5% at OffIcaRtax. Save 5% when you spend over $100 on a single transaction by phone, online, or at nearly 1,000 OfficeMax stores. Save on purchases of office supplies, ink and toner, furniture, security software and other technology products. There is no annual cap on savings, so you can spend and save as much as you want. OPEN Savings*: Payment must be made with an American Express* Business Card at the time of purchase; savings will be credited to your account. Subject to offer terms and conditions located al open.com/opensavings Merchant participation and offers are subject to change without notice. OfficeMax Valid on total purchase of $100 or more at OfficeMax retail locations, by phone or Online Purchase amount, including taxes, must be be $100 or more after any coupons or other discounts are applied FIJI WATER OPEN Savings* is a Business Card benefit that saves you money. Save 5% automatically when you_ spend5100 or more at OfficeMax using your Business Card The savings are in addition to other discounts. (CE 116010) SAVE AN ADDITIONAL 25% ON MONTHLY RECURRING Full price $37.s Online price S29.'shr Your price 522.14/mon (oenthiy fetuorty Lint..: («idioms, 25% saving:4 et Buy online at Store.FUIWato r.com/AMEX25 1„; or call 1-888-426-4602 and ask kr AIVIEX25 Ada based on SOOmL a IL bottle. 1.9. and 130nd. have • loptte fAnt Mut pay et any Am*. kart &Treed Coed Offer armor be ceenbioad eat any cow °ere Odd orey for nen nneotHy factering ode. Price Slade adefeiond decant Cannot be applied tosafiaing adorn 0 2011 FIJI Wein Compary LIG. Al Right Rounved. O'4t eoffn Soptamber 30. 2011. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000026 SDNY_GM_00325826 EFTA_00198580 EFTA01684824 G MAXWELL DWfc'e!„9/1T,E.F, Pith Save 10% with New OPEN Savings® Partner, Iron Mountain Save 10% automatically when you use your American Expresso OPEN Card for information management solutions with Iron Mountain, the newest OPEN Savings partner. Iron Mountain Incorporated provides information management services that help organizations lower the costs, risks and inefficiencies of managing their physical and digital data. OPEN Savings*: Payment must be made with an American Express* Business Card at the time of purchase; savings will be credited to your account. Subject to offer terms and conditions located at opensavingScom. Merchant participation and offers are subject to change without notice. Iron Mountain: Valid on Iron Mountain purchases placed online at ironmountaincom/amex or by calling 1.888.410-5963. Visit vnwi.tronmounteln.00m for Iran Mountain terms and conditions. A IRON MOUNTAIN' p 8/8 Visit tronmountain.comi opensavings or call 1.888410-5963 today. Use your American Express* OPEN Card for your purchase and the 10% OPEN Savings will be credited automatically to your monthly account statement (CE 116008) Save 5% on FedEx Freight® Save 5% on FedEx Freight shipments. Your savings are automatic when you link your American Expresso Business Card to a FedEx account and in addition to any other discounts. To open a FedEx Freight account or to link an existing account to your Card, call 1-W0-231-8838 or go to fedex.com/opensavings. OPEN Savings*: Payment must be made with an American Express* Business Card at the time of purchase; savings will be credited to your account. Other restrictions or limitations may apply. Subject to offer terms and conditions located at opensavings corn. Merchant participation and offers are subject to change without notice. FedEx Freight: Discount applies only to payments for invoices on FedEx Freight* Priority and FedEx Freight* Economy services. Maximum annual savings is 51,000 per Card account. FeCEC. Freight OPEN Savings* is a Business Card benefit that saves you money. Simply use your Business Card at FedEx Freight and the 5% savings is automatically credited to your Card account. The savings are in addition to other discounts. (CE 116006) Save 5% Automatically at Residence Inn by Marriott® Whenever you stay at a participating Residence Inn location, pay with your American Express OPENS Card and save 5% on your entire bill.Residence Inn is designed to provide you with virtually everything you need for a productive business trip. Enjoy spacious suites with separate living and sleeping areas, full kitchens, free grocery delivery and outdoor spaces. Valid at participating Residence Inn by Marriott* locations across the U.S. For a complete list, visit marriott.cornfopensavings. Savings do not apply to charges relating to third•party sales transactions (such as e.paid travel agent, wholesaler, online travel service or similar transactions) not paid directly at, or through. the hotel. Maximum annual savings for each Marriott brand is 51,500 per Card account For full program terms and conditions, visit opensavings.com Residence Inn >Amon For reservations, visit merrlottconVopen savings or call 1.866.914.6736. Simpy use your Business Card to pay your bill, and the 5% savings is automatically credited to your Card account. The savings are in addition to other discounts. (CE 116009) AMEX000027 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNv_GRI_00325827 EFTA_00198581 EFTA01684825 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23/11 DUPLICATE COPY New Balance Please Pay By 8684.74 10/08/11 O See page 2 for important informationabout your account. Do You Know What Your Customers Are Saying About Your Business? Find out lot free at wswiyourbutz.com/bun aid low the dis:usoon today. Start by managing your online listings, then respond to customer mentions across the major social media sites. YourBun Visit www.Yotrammon fix full terms. coronas and restrictions. faceboo twitter gam.. ..4)OPUS 3 Please fold 041 the perforation below, detach and return with your payment Payment Coupon Fag Do not staple or use paper clips G MAXWELL Check here if your address or phone number has c hanged. Note changes on reverse side. Pay by Computer openeom/pbc OPEN Account Ending 0 p. 1/5 Membership Rewards Points As of 09/23/11 79,599 Account Summary Previous Balance Payments/Credits New Charges Fees $661.88 -$661.88 +S684.74 s-S0.00 New Balance %WM Days in Billing Period: 30 Customer Care Pay by open.coCrn/IL c mter Customer Care Pay by Phone 1.800678-074S 1.800.472.9297 gSee page 2 for additional information. Pay by Phone la -800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending OM Enter account number on all documents. Make check payable to American Express. Please Pay By 10/08/11 Amount Due $684.74 I III I II II I I I II. II11.1 I I II I I I II I II II I 0000684714000068474 20 rl AMEX000028 SDNY_GM_00325828 EFTA_OO198582 EFTA01684826 G MAXWELL DeckWitil;LFISTS p. 2/5 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to elect ronkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable electionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on t he Pay Over Time balance if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: Ifyou make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choosea conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: 1 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 In NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit swnvamericanespressiorrilupdatecontactinfo • fix Name. Company Name. and foreign Address or Phone changes, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Area Code and Home Rana vAoStedesnd Email I I Website: amerkanespress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress-comfautopay today toenroll. for information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerkanexpress.com/pdvacy. AMEX000029 SDNY_GM_00325829 EFTA_00 198583 EFTA01684827 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23/11 DUPLICATE COPY OPEN BM p3/5 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$66128 $0.00 46612$ Detail Indicate posting date Payments Amount 08/25/11* ONLINE PAYMENT- THANK YOU -$661.88 New Charges Summary Total Total New Charges 5684.74 1 Detail G MAXWELL Card Ending 0.= Amount 08/29/11 LACE NAIL LAB 882601MIAMI BEACH FL BEAUTY/BARBER SHOP $65.00 09/02/11 STARBUCKS C PI321503EAST BOSTON MA 6174346097 FOOD $3.16 53.16 09/02/11 NEWSLINK 896 NMAV MIAMI FL 305.871.8175 $2083 09/08/11 IOEHL'S UES SPA 2NFLNEW YORK NY COSMETIC STORE $19835 09/09/11 KIEHL'S UES SPA 2NFLNEW YORK NY COSMETIC STORE $114.95 09/10/11 VICTORIA'S SECRET 4 BOSTON MA (617) 424-7290 542.00 09/17/11 AMERICAN KENNELS 032NEW YORK NY 212-750-5510 Descrywkm GENERAL MERCHA $9.25 09/17/11 UA 64TH AND 2ND AVE NEW YORK NY 877-83S-5734 $13.50 09/18/11 GUESS45002 NEW YORK NY 212-226-9545 $10229 09/19/11 F & 0 NEW YORK NY 5115.21 RESTAURANT FOOD/BEVERAGE 59921 TIP 51640 AMEX000030 Continued on reverse SDNY_GM_00325830 EFTA_00198584 EFTA01684828 G MAXWELL DecidigirignFSE p. 4/5 Fees Amount Total Fees for this Period 50.00 2011 Fees and Interest Totals Year-to-Date Total Fees In2011 Total Interest in 2011 Amount S0.00 S0.00 AMEX000031 SDNY_GM_00325831 EFTA_00198585 EFTA01684829 slallgyaTE COPY OPEN Savings' hewed roi G MAXWELL ELLMAX LLC 0 Savings this Billing Period 0.00 p. 5.5 Savings Since January 2011 0.00 To start saving today, visit www.open.com/opensavings and learn more about the OPEN Savings program and participating merchants Other Ways To Save! Save automatically when you use your Card at these OPEN Savings partners. Fed .x ' qXO811 Save 5% caterran Save 5% 'EOURTYAZI Save 5% Erl?,,§9N. Save 5% FedEx. Fed Save 5% Officellar swinoirtVlyolT 14 us￾an tronumors .r Maar mon. Save 5% BARNE&ZN0BLEO Save 5% Save 5'0 FedExOffice.* Save 5% hpdirect.com Save 5% Logoworks 1.0 Sava 5% Sane 3% Save 6% Ver Y flowers— Save 5% Hertz. Save up to 10% A IRON MOUNTAIN' Save 10% (11 Save 10% Enjoy added savings for your business. Learn more at opensavings.com Save 5% CAREY Save 5% Save 3% Automatically at Hyatt Hotels & Resorts* At Hyatt Hotels & Resorts, discover style and exceptional service that can transform your business travel experience. Just use your American Express OPEN. Business Card, and with OPEN Savings., you get 3% off of your entire bill including guestroom charges, Hyatt dining, in-room movies and more. Savings are valid at Park Hyatt, Grand Hyatt, Hyatt Regency and Hyatt hotel or resort locations within the tit, excluding Andaz, Hyatt Place, Hyatt Summerheld Suites, Hyatt Vacation Club and Hyatt Residence Club locations. Savings do not apply to third party sales transactions (such as prepaid travel agent, online travel service, Internet access or similar transaction) not paid drectly at, or through, the hotel. Mtomum annual savings is $500 per Card account. For lull program terms, visit opensavings.com H,YAIJ & INSONTS For reservations, visit open.hyatt.com or call 1.600.233.1230. Simply use your Business Card to pay your bill, and the 3% savings is automatically credited to your Card account. The savings are in addition to other discounts. (CE 116180) AMEX000032 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00325832 EFTA_00198586 EFTA01684830 AMEX000033 SDNY_GM_00325833 EFTA_00198587 EFTA01684831 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 10/24/11 DUPLICATE COPY New Balance Please Pay By $3,740.90 11/08/11 ID See page 2 for important information about your account. Q See Page S for Important Changes to Your Account Terms SMALL BUSINESS SATURDAY IS NOV 26 IT COULD BE ONE OF YOUR BIGGEST SALES DAYS OF THE YEAR. Throe easy ways to get mods 1. Get free niters saznaga and e-rnadoetrg materials to help market your busiress 3. Speed tne nun and create a recebook page spec& to yeti' bustles, 3. Stare your business stay on YouTube using My Business Stay horn Goo& ems American Express Learn more at facebook-com/ShopSmall 4 Please fold on the perforation below, detach and return with your payment 4 OPEN Ac count Ending 0 Membership Rewards•Points Asof 10/24/11 87,162 Account Summary Previous Balance $684.74 Payments/Credits -$684.74 New Charges +$3,740.90 Fees +$0.00 New Balance 53,740.90 Days in Billing Period: 31 Customer Care Pay by Computer open.com/pbc Customer Cans Pay by Phone 1.800.678-0745 1.800-472-9297 See page 2 for additional information. B MIA Payment Coupon g Pay by Computer n Pay by Phone Do not staple or use paper clips open com/pbc gal 1.800.472-9297 G MAXWELL ELLMAX LLC Check here if your addressor phone number has changed. Note changes on reverse side. AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0-MI Enter account number on all documents. Make c hec k payable to Amerkan Express. Please Pay By 11/08/11 Amount Due $3,740.90 HhohnlinHH Hudliddhollhuhufflindull 000374090000374090 20 rl AME X000034 SDNY_GM_00325834 EFTA_00198588 EFTA01684832 G MAXWELL DeckWitil;LFISTS p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to elect ronkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable electionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on t he Pay Over Time balance if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: Ifyou make a Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choosea conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 In NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit swnvamericanespressiorrilupdatecontactinfo • fix Name. Company Name. and foreign Address or Phone changes, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Area Code and Home Rana vAoStedesnd Email I I Website: amerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. for information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerkanexpress.com/pdvacy. AMEX000035 SDNY_GM_00325835 EFTA_00 198589 EFTA01684833 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 10/24/11 DUPLICATE COPY OPEN BM p 3/7 Account Ending 0-= Payments and Credits Summary Tend Payments Credits Total Payments and Credits 3684.74 50.00 4684.74 Detail •ndicater posting date Payments 10/18/11• ONLINE PAYMENT THANK YOU Amount 3684.74 New Charges Summary Total Total Now Charges $3,740.90 Detail G MAXWELL Card Ending Cra Amount 09/23/11 ZARA USA INC 0100 NEW YORK NY 212-25S-111S Description GENERAL MERCHA 09/2S/11 STARBUCKS CORP082420MIAMI BEACH FL 800-7827282 1202.97 $138 09/26/11 WALGREENS 1/2128 03COMIAMI BEACH FL 8002892273 Description REFER TO RECEIPT $6.49 09/27/11 NEWSLINK SI MAY MIAMI FL 305-871-8175 $34.45 09/27/11 BOOKS & BOOKS 305-675-8488 30S-675-8488 $2.41 09/28/11 THE STANDARD MIAMI OMIAMI BEACH FL 305373-1717 Description LODGING HOTEL $168.37 09/29/11 KIEHL'S UES SPA 2NFLNEW YORK NY COSMETIC STORE $198.55 09/3W11 PRET A MANGER 016 ONEW YORK NY 646-728-0505 Description FAST FOOD REST $424 10/06/11 KIEHL'S UES SPA 2NFLNEW YORK NY COSMETIC STORE $140.03 1W07/11 NIOS SPANKS SPA NEW YORK NY HEALTH &BEAUTY SPA $3658 AMEX000036 Continued on reverse SDNT_GM_00325836 EFI'A_0019859O EFTA01684834 G MAXWELL DecidigirignFSE p 4/7 ( Detail Continued Amount 10/07/11 BLOOMINGDALES 001020NEW YORK BLOOMINGDAL ES Description Price CASUAL CONTEMP KNIT $178.00 NY $193.80 10/07/11 I FAY CORP 028100099N EW YORK 2127525552 Description Pike JEWELRY/CLOCKAILVE 52345 NY $23.65 10/07/11 1 FAY CORP 028100099N EW YORK 2127525552 Description Pike AWELRY/CLOCK/SILVE $13.05 NY Si 305 10/08/11 MEHL'S UES SPA 2NFLNEW YORK COSMETIC STORE NY $235.13 10/06/11 BERGDORF GOODMAN NEW YORK DEPARTMENT STORE NY 5539.46 10/08/11 STARBUCKS CORP073460NEW YORK 800.7827282 NY $4.30 10/12/11 STARBUCKS CORP076125NEW YORK 800-7827282 NY 56.64 10/18/11 BARNEYS NEW YORK07 BEVERLY HILLS MENS/WOMENS CLOTHNG CA 5191,40 10/22/11 CURVE 00001 CA $1,736.00 4158854200 Fees Amount Total Fees for this Period $0.00 2011 Fees and Interest Totals Year-to-Date Total Fees in 2011 Total Interest in 2011 Amount $0.00 $0.00 AMEX000037 SDNY_Gki_00325837 EFTA_00198591 EFTA01684835 Business Gold Rewards DUPLICATE COPY OPEN p 5,7 ELLMAX LLC G MAXWELL Closing Date 10/24/11 Account Ending 0- Important Changes to Your Account We want to make you aware of changes to Pay Over Time features. These changes will go into effect on January 1, 2012 See the chart below for more details Summary of Changes When the penalty APR will apply The penalty APR will apply to Pay Over Time balances if you pay late 2 times in 12 billing periods (previously, this was 3 times in 12 billing periods). The penalty APR will also apply if your payment is returned by your bank As a reminder, we offer account management tools that can help you track spending and make payments: • Pay online or by phone 24/7 — Login to your account online or call 1-800-l-PAY-AXP (1-800-472-9297). • AutoPay - Have your payment automatically deducted from your bank account each month. • Account alerts - Receive email or text alerts to track spending, balance and approaching due dates. • Mobile services - View and manage your Card account from anywhere. Go to financialtools.americanexpress.cornialerts to learn more. Thank you for your Cardmembership. See reverse side for the changes to your Cardmember Agreement. S13O1 BP/OPNCRGB/1011 AMEX000038 SDNY_GM00325838 EFTA_00198592 EFTA01684836 G MAXWELL DUPLICATE COLY. Account Ending P. en Notice of Important Changes to Your Cardmember Agreement We are making certain changes to the American Express Cardmember Agreement ("Agreement') governing your Account referenced in this notice. Any language in the Agreement contrary to or conflicting with terms amended below is replaced fully and completely. All terms of the Agreement not amended herein remain in full force and effect. We urge you and any Additional Cardmembers on your Account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. When the penalty APR will apply Effective with billing periods beginning on or after January 1, 2012, if Penalty APR and When It AppOes appears on page 1 of your Agreement Part 1. that section is amended by deleting "you make 3 late payments in 12 months" and replacing it with "you make 2 late payments in 12 months". Also effective with billing periods beginning on or after January 1, 2012, When the penalty APR will apply, on page 2 of your Agreement Part 1, is deleted and replaced with the following: "The penalty APR applies to Pay Over Time balances it • you do not pay at least the Minimum Payment Due by the Closing Date of the billing period in which it is due 2 times in 12 billing periods, • you do not pay at least the Minimum Payment Due by the Closing Date of the billing period in which it is due and you still do not pay it by the Closing Date of the next billing period, or • your payment is returned by your bank." S13O1 BP/OPNCRGBf1011 AMEX000039 SDNY_GM_00325839 EFTA_00 198593 EFTA01684837 slallgyaTE COPY rnpeneroe OPEN Savings' G MAXWELL ELUvW1LIC Savings this Billing Period 0.00 p. 717 Savings Since January 2011 0.00 To start saving today, visit www.open.com/opensavings and learn more about the OPEN Savings program and participating merchants ( Other Ways To Save! Save automatically when you use your Card at these OPEN Savings partners. Fed FedEx Save, 5% Cainkn Save 6% Save 5% Save 5% EPSON Save 5% Gitted Save 5% Office/far WORK WITH Us Save 5% on horerrawre of $100 or Mee. BARNES/. NORIO Savo 53 ., Fed Hort Save 5% L099yOric5 Save 10% Fed Office 7. hpdirect.com Save 5% Save 5% Hertz. Save up to 10% FLY-ATJ, A IRON MOUNTAIN' Save 3% Save 10% II itelAna irtti i bnemmt Trr ne4%-) Save 5% Save 5% )1,igoo Save 5% Dim • tradslmi uivult• Cr•• oat Orroln Save 5% Save 5% rev Li i..saosoftSioie Save 5% Save 5% e4PEY. Enjoy added savings for your business. Learn more at opensavings.com AtslEX000040 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00325840 EFTA_00198594 EFTA01684838 AMEX000041 SDNY_GM_00325841 EFTA_00198595 EFTA01684839 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 11/23/11 DUPLICATE COPY New Balance $152.26 Please Pay By 12/08/11 Q See page 2 for important information about your account. 4 Please fold on the perforation below, detach and return with your payment 4 MN Payment Coupon Do not staple or use paper clips G MAXWELL ELLMAX LLC ri Check here if your address or phone number hasc hanged. Note changes on reverse side. Pay by Computer openxom/pbc OPEN p. 1/6 Account Ending 0-= Membership Rewards° Points As of 11/23/11 104,392 Account Summary Previous Balance Payments/Credks New Charges Fees $3,740.90 -$3,740.90 S152.26 +50.00 New Balance $152.26 Days in Billing Period: 30 Customer Care Pay by opeoccfm/7c4nar Customer Care Pay by Phone 1-800-678.0745 1.800-472.9297 See page 2 for additional information. g Pay by Phone 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000015226000015226 20 ri Account Ending OM Enter account number on all documents. Make check payable to American Express. Please Pay By 12/08/11 Amount Due $152.26 AMEX000042 SDNY_GM_00325842 EFTA_00 198596 EFTA01684840 G MAXWELL DeckWitil;LFISTS p. 216 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language O11a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to elect ronkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable electionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on t he Pay Over Time balance if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: Ifyou make a Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choosea conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 In NY:1-800 522 1897 1-8CO CASH NOW Change of Address Ilcotrect on front do not use. • To change your address online, visit swevenmencanropressiorroupdatecontactinfo • fix Name. Company Name. and (onion Address or Phonechanges, please call (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set yew communication and privacy choices. please visit www.emericasexpresszoirdpflvacy. AMEX000043 SDNY_GM_00325843 EFTA_00 198597 EFTA01684841 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 11/23/11 DUPLICATE COPY OPEN SW p 3/6 Account Ending 0-= Payments and Credits Summary Total Payments Credits -$3,740.90 $0.00 Total Payments and Credits -$3,740.90 Detail indicates posting date Pa 11/10/W ONLINE PAYMENT -THANK YOU Amount -$3,740.90 New Charges Summary Total Total New Charges $152.26 Detail G MAXWELL Card Ending 0.= Amount 11/01/11 UNIQLO °COO NEW YORK NY $39.90 201-728-5728 Description APPAREL/ACCESS 11/16/11 STARBUCKS CORP054015BEVERLY HILLS CA $2.75 800.7827282 11/17/11 STARBUCKS CORPOS4015BEVERLY HILLS CA $630 800-7827282 11/18/11 HERMES 1300007 BEVERLY HILLS CA $103.31 310-278-6440 Description GENERAL MERCHA Fees Amount Total Fees for this Period 50.00 2011 Fees and Interest Totals Year-to-Date Total Fees In 2011 Total Interest in 2011 Amount S060 50.00 AMEX000044 SDNY_GM_0032S844 EFTA_00198598 EFTA01684842 G MAXWELL DTTSITLF LIC ,911. p 4/6 AMEX000045 SDNY_GM_00325845 EFTA_00198599 EFTA01684843 slawirkb9rE COPY OPEN Savings" Pnwond For G MAXWELL EU.MAX LIC p. SS Savings this Billing Period 0.00 Savings Since January 2011 0.00 1 To start saving today, visit www.open.com /opensavings and learn more about the OPEN Savings program and participating merchants Other Ways To Save! Save automatically when you use your Card at these OPEN Savings partners. FedEx FedEx ENT": Gi“rd Savo 5% Save 5% cIffran Save 5% Save 5% Officeibtar WORK WITH U5' Save S4)0 innegorn $100 mote. Fed Fed,:x Office- Hertz. Save S°O San 6% Save up to 10% hpdirect.com Hy, 61.1J . A IRON MounrrAIN. Save 5% Save 10% Save 5% EPSON' BAIIIIES&NOBLEC Log at.por irs (;) '‘tfkWers... Dun. Bradalrcel Save 5% Save 5% Save 10% Save 5% Save 5% D68 roe Lill q_Al -- let mkroson store Save 5% Save 5% Enjoy added savings for your business. learn more at opensavings.com Get $100 in Linkedln Ads Credits* Connect with your customers online with our free social media tool, YourBuzz. Sign up before Dec. 31,2011, and you'll get 5100 in Linkedln Ads credits while supplies last. Get started at www.yourbuzz.com/ads 'Offer is for new Linkedln Ads customers in she U.S. who register for YourBurz. A Linkedln 15 account activation fee applies. Visit www.yourbuzz.comtads for full terms and conditions. °rip YourBuzz ® ned.b» Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000046 SDNY_GM_00325846 EFTA_00 198600 EFTA01684844 Freight hertz.com/enrollbm for full details 'Must pay with your American Express OPEN' Card. G MAXWELL DEMILFJPS p6/6 SAVE $110 on 12 Great, Small-Estate Wines PLUS 3 Bonus Chianti! At WSJwine, our best winemakers are small business owners like you. Your introduction to their life's work is 12 superb reds for JUST $69.99 (normally $179.99), when you use your American Expresso Card. Order today and get 3 BONUS bottles of acclaimed, family-estate Chianti. Every 3 months, a special dozen will be reserved for you with no obligation — decline, change wines, delay delivery, cancel any time. Choose to do nothing and these cases will be delivered and your American Express Card charged $139.99 (plus shipping/applicable tax). 100% Money-Back Guarantee. Call 1-877-975-9463 quoting 3841001 (Mon-Fr03am.hprn. Sal Sun Elam.Som EST) or visit www.wsjwine.com/3841001 WS/wine is operated independently ol the We Street Journal news department. You must be at least 21 years old. Orders processed and fulfilled by licensed retailer, applicable lanes paid. Go mine for terms and condtions. Void where peohtbsted by law. WSJwine. from THE WALL STREHOURNAL. Save 5% on FedEx Freight* Save 5% on FedEx Freight shipments. Your savings are automatic when you link your American Express® Business Card to a FedEx account and in addition to any other discounts. To open a FedEx Freight account or to link an existing account to your Card, call 1-800-231-8636 or go to todox.com/oponsavings OPEN Savings*: Payment must be made with an American Express* Business Card at the time of purchase; savings will be credited to your account. Other restrictions or limitations may apply. Subject to offer terms and conditions located at opensavings.com. Merchant participation and offers are subject to change without notice. FedEx Freight: Discount applies only to payments for invoices savings Freighte Cardnd FedEx Freight, Economy services. Maximum annual is $1 ,000 per account. A New FedEx Site for Online Retail Insights and Resources Find the latest research, tips, tools and success stories to help navigate the ecommerce landscape and move your business forward at the new FedEx Online Retail Solutions site. Access FedEx's latest White Paper - "Strategies to Help Retailers Win the Web's Free-Shipping War." Go to fedex.comMecommerce Fed OPEN Savings' is a Business Card benefit that saves you money. Simply use your Business Card at FedEx Freight and the 5% savings is automatically credited to your Card account. The savings are in addition to other ascounts. (CE 116369) The FedEx Online Retail Solutions site is a free resource available to American Express OPEN*, Cardmembers. Visit fedex.conv wecommerce and discover valuable information and insights that can be applied for online retailing businesses(CE 116370) Join Now for FREE—and Get Rewards for Your Company and Employees! Earn Free Days for your company, get special low rates and up to an additional 10% OPEN Savings' ?\ discount on total car rental charges when you use your Card' plus much more. Also, your employees can earn points for their personal travel with Gold Plus Rewards-. teat Hertz Business REWARdS AMEX000047 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you mat these criteria. SDNY_GM_00325847 EPTA_00 I 9860 I EFTA01684845 DUPLICATE COPY Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 12i23/11 Ac count Ending 0 OPEN [ Membership Rewards* Points Asof 12/23/11 160,175 New Balance $179.33 Includes the past due amount of 5152.26 Please Pay By 01/08/12 g See page 2 for important information about your account. .7 Your account is past due. Pay the past due amount Immediately. Because your payment was received late, you may have forfeited Membership Rewards' points. Please visit our rewards website at amerkanexpress.cominrwards or call 1-800-AXP-EARN (297-3276) for more information or to reinstate points. There is a $29.00 fee for each month of points you want to reinstate. + Please fold on the perforation below, detach and return with your payment 4 Payment Coupon Do not staple or use paper clips G MAXWELL MA Check here if your address or phone number has changed. Note c hanges on reverse side. Pay by Computer open.com/pbc Account Summary Previous Balance $152.26 Payments/Credits -$0.00 New Charges $27.07 Fees +$0.00 New Balance $17933 Days in Billing Period: 30 Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone 1.800.678-0745 1-800.472-9297 g See page 2 (or additional information. In Pay by Phone la 1-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000017933000017933 20 ri Account Ending 0-= Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 01/08/12 Amount Due $179.33 AMEX000048 SDNY_GM_00325848 EFTA_DO I 98602 EFTA01684846 G MAXWELL DWI'c'e!,9,AILF,PS p. 216 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to elect ronkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck touting number, account number and check serial number to your financial institution, unless the check is not processable electionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will not charge you interest on t he Pay Over Time balance if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: Ifyou make a Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the convened US dollar amount. We will choosea conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: 1 800 221 9950 1-800-678-0745 FAX:1 800 695 9090 1-800.678-0745 In NY:1-800 522 189/ 1-880 CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svenvomericaneiptessiorrilupdatecontactinfo • Sot Name. Company Na,.. and romign Acidness or Phone changes, phase call Cullom es Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street address I City, State Zip Code Ana Code and Home Rant vAoStedesnd Email I Website: arnericanexpress.com Mobile Site: amexmobiletom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK N3 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please vise www.emericenexpressatrdpelvacy. AMEX000049 SDNY_GM_00325849 EFTA_00 I 98603 EFTA01684847 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 12/23/11 DUPLICATE COPY OPEN SW p. 3/6 Account Ending 0-= New Charges Summary Total Total New Charges $27.07 Detail G MAXWELL Card Ending 011. Amount 12/07/11 HUDSON NEWS JFK JAMAICA BOOK STORE NY 12/07/11 JFK PANOPOL1SACONCJAMAKA CATERER FOOD/BEVERAGE NY s1.62 $25.415 5142 Fees 7 Amount Total Fees for this Period $0.00 2011 Fees and Interest Totals Year-to-Date Amount Total Fees in2011 W.00 Total Interest in 2011 W00 AMEX000050 SDNY_GM_00325850 EFTA_00 198604 EFTA01684848 G MAXWELL DTTSITLF LIC ,911. p 4/6 AMEX000051 SDNYGM 00325851 EFTA_00 198605 EFTA01684849 slaWarb9rE COPY OPEN Savings" Prepared For G MAXWELL ELLMAX LLC p. 5/6 Account Tsang p Savings this Billing Period 0.00 1 Savings SinceJanuary 2011 0.00 I To start saving today, visit www.open.com/opensavIngs and learn more about the OPEN Savings program and participating merchants ( Other Ways To Save! Save automatically when you use your Card at these OPEN Savings partners. Feckx. Bps GC Feditx Feckx FedExOffices* 'ma* Hertz. Save 6% Savo 6% Save 5% Save 5% Save up to 10% rairlian Officaldlair WORK WITH US' hpdirect.com Microsoft' Store HY-ART. Save 5% Save 5% Save 5% Save 5% Save 3% Save 5% Dun &Bradstreet wivalThesclOwn Save 5% on vonescRons of $100 or FTWO. Save 5% A IRON MOUNTAIN' Save 10% ToweeRsoe. -- Sava 6% Save 5% CARET EPSON' Save 5% Save 5% BARNES&NOBLEO Save 5% Enjoy added savings for your business. Learn more at opensavings.com Save 5% #) Imo I flowers,- Save 5% Save 5% at Courtyard by Marriott. Pay with your American Express Business. Card at participating Courtyard hotels, and automatically save 5% on your bill. Stay with the hotel that helps you make the most of your business trip, offering err everything you need to stay connected, productive, and energized. COURTYARD Norriel I Valid at participating Courtyard by Marriott* locations across the U.S. For a compete list, visit marnott ocrn/opensavings. Savings do not apcay to charges relating to third party sales transactions (such as pre-paid travel agent, wholesaler, online travel service or similar transactions) not paid directly at, or through, the hotel. Maximum annual savings For each Marriott band is $1,500 per Card account. For lull program terrre and conditions, visit opensavings.com For reservations, visit Marrion.comt opensavii.v3o6r call 146641 Simply use your Business Card to pay your bill, and the 5% stomas is automatically credited to your Card account. (CE 116642) Got Two Months Free with iron Mountain New Iron Mountain customers get 2 months free and a 10% OPEN Savingse discount. So use your American Express OPENe Card to sign up for a 12-month contract. Iron Mountain delivers affordable enterprise-grade records management, data backup and recovery, A litoNMouroAD.4• and secure shredding solutions tailored to small businesses' needs--easy to use, secure and always available. American Expresso Business Cardmembers must sign a minimum 12-month contract for Iron Mountain services and use an American Express* Business Card for payment. Offer valid until August 15, 2012. OPEN Savings: Valid on all purchases made at Iron Mountain Payment must be made with a American Expresso Business Card at time of purchase--savings will be credited to your account. For additional details, terms and conditions of this offer and OPEN Savior., visit ironmountain.cointopensavings Cat 1.666'410-5963 today. Sign up for a 12-month or longer contract and use your OPEN* Card to receive 2 additional months tree. Additionally, you will receive a 10%OPEN Savings., discount, automatically. (CE 116641) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000052 SDNY_GM_00325852 EFTA_00 198606 EFTA01684850 G MAXWELL Save 5% with Epson Enjoy efficiency and make your business look its best with Epson products. Choose from a full range of high performance products, including WorkForcee printers, projectors and scanners. Just use your American Express OPEN@ Business Card, and with OPEN Savings', you get 5% off products at epeon.com/opensavings Valid only on purchases made in the U.S. at Epsonstore.com and by calling 1.800.8737768 Discount will not be applied to any transactions for Epson products and services not made via EpsonstOrehom or the teleOione number set forth herein. For full program terms and conditions, visit opensavIngs.com EPSON' INCIIII0 VOW% VISION DWfct-!,r9eIT,E.F, Pith p6/6 To order, visit epson.conV opensavIngs or call 1.800-873-776s. Simply use your Business Card to pay your hdl, and the 5% savings is automatically credited to your Card account. (CE 116643) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000053 SDNT_GR1_00325853 EFTA_00 198607 EFTA01684851 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 01/24/12 DUPLICATE COPY New Balance Please Pay By $746.51 02/08/12 OPEN Ac count Ending 0 Membership Rewards• Points As of 01/24/12 151,875 ID See page 2 for imponant information about your account. Account Summary Previous Balance $179.33 0 Your payment of $746.51 will be debited from your account on 02/08/12. Any inquiry to American Express concerning this debit Payments/Credits New Charges -$449.33 +$1.O16.51 should be made before 02/07/12. If your AutoPay payment Is less than Fees +$0.00 your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. New Balance $74631 Days in Billing Period: 32 Payment Coupon Wig Do not staple or use paper clips G MAXWELL ELLMAX [AC Check here it your addressor phone number has changed. Note changes on reverse side. Pay by Computes opencom/pbc Customer Care Pay by Computer open.com/pbc Customer Cant Pay by Phone 1.800.678-0745 1.800-472-9297 See page 2 for additional information. n Pay by Phone 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0-MI Enter account number on all documents. Make c hec k payable to Ameikan Express. Please Pay By 02/08/12 AutoPay Amount $746.51 OhnhuhuHll Hfldiddlinflhoh“Hhodull 0000714651000074651 20 rl /WE X000054 SDNY_GM_00325854 EFTA_00 198608 EFTA01684852 G MAXWELL DWI'c'e!,9,AILF,PS p. 216 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to elect ronkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck touting number, account number and check serial number to your financial institution, unless the check is not processable electionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will not charge you interest on t he Pay Over Time balance if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: Ifyou make a Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the convened US dollar amount. We will choosea conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: 1 800 221 9950 1-800-678-0745 FAX:1 800 695 9090 1-800.678-0745 In NY:1-800 522 189/ 1-880 CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svenvomericaneiptessiorrilupdatecontactinfo • Sot Name. Company Na,.. and romign Acidness or Phone changes, phase call Cullom es Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Ana Code and Home Rant vAoStedesnd Email I Website: arnericanexpress.com Mobile Site: amexmobiletom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK N3 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please vise www.emericenexpresszoodpelvacy. AMEX000055 SDNY_GM_00325855 EFTA_00 198609 EFTA01684853 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 01/24/12 DUPLICATE COPY OPEN BM p3/6 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$44933 $0.00 -$44933 Detail •ndicates posting claw Payments 12/28/11• ONLINE PAYMENT- THANK YOU Amount •$44933 New Charges Summary Total Total Now Charges $1,016.51 Detail G MAXWELL Card Ending 0= Amount 12/26/11 ST REGIS ASPEN REMEDASPEN 970-920-3300 CO $270.00 12/27/11 STARBUCKS ASPEN KEYSTONE 888-838-0495 CO $353 12/27/11 STARBUCKS ASPEN KEYSTONE 888.838-0495 CO $353 12/27/11 STARBUCKS ASPEN KEYSTONE 888-838-0495 CO $407 01/07/12 KIEHL'S UES SPA 2NFLNEW YORK COSMETIC STORE NY $235.13 01/08/12 BROOKSTONE HOLIDAY MEW YORK MISC HOME FURNISHINGS NY 476.20 01/14/12 NIKEIOWN NEW YORK 84NE1N YORK 212.891.6453 NY $62.63 01/14/12 NIKETOWN NEW YORK 84NEW YORK 212.8916453 NY $131.S1 01/21/12 KIEHL'S UES SPA 2NFLNEW YORK COSMETIC STORE NY $7838 01/22/12 KIEHL'S UES SPA 2NFLNEW YORK COSMETIC STORE NY $151.53 Fees Amount Total Fees for this Period $0.00 AMEX000056 Continued on reverse SDNY_GM_00325856 EFTA_00198610 EFTA01684854 G MAXWELL DWI'c'eNti:Cfncith p 46. 2012 Fees and Interest Totals Year-to-Date Total Fees in 2012 Total Interest In 2012 Amount 50 .00 5O00 AMEX000057 SDNY_GM_00325857 EFTA 00198611 EFTA01684855 OPEN Savings' slainre COPY Prepared For G MAXWELL EU.MAX LLC p. 5/6 Savings this Billing Period 0.00 Savings Since January 2012 0.00 To start saving today, visit www.open.comiopensavings and learn more about the OPEN Savings program and participating merchants ( Other Ways To Save! Save automatically when you use your Card at these OPEN Savings partners. Feckx tar Save 6% rainian Save 6% Save 5% Dun &Bradstreet www0anclOwn Save 5% Feckx Gc San 6% Officeldar WO RK WITH Ur Save5% on vonescRons of $100 or FTWO. Fed.oc FedExOffices* Save 5% Save 5% Save 5% A IRON MOUNTAIN' Save 10% hpdirect.com Save 6% Microsoftft Store Save 5% ToweePhoe. -- Save 6% Save 5% CAREY EPSON' Save 5% Save 5% Hertz. Save up to 10% Save 3% BARNES&N0BLEO Save 5% Enjoy added savings for your business. Learn more at opensavings.com Save 5% I WO 1 flowers_ Save 5% Great New Places Liberty Tax Santee - Offers full service tax preparation and fast refunds at over 4K offices nationwide. For details and locations, visit our webS4e or call for local listing. 0f 'E 1 Wellstrott Fence Discover quality products from the go-to agricultural fence specialists in protection and Containment of crops and livestock throughout New England. Brunswick Laboratories an independent contract laboratory providing state-ol-the-ad analytical services in the chemical sciences (CE 116740) Liberty Tax SarAce: www.libenytaacOen cv t-866$71.1090 Wellsaeft Fence: YAM wellscroftfeace. corn or 603-827-3464 Brunswick Labs: VAVW trunsvacklate cam or 508-281-6660 See the Following Changes to the OPEN Savings* Program a OPEN FOR BUSINESS LogoWorks by HP* is no longer accepting new design projects. Cardmembers with pending design projects will continue to receive the OPEN Savings discount until the projects are complete. Go to vnvw.logowcalcs.com for more information. Alrtran will no longer participate in the OPEN Savings program, effective February 14. 2012. (CE 116737) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000058 SDNYGM00325858 EFTA_00198612 EFTA01684856 G MAXWELL Save 15% on The Coach Connection Connecting Great People with Great Coacher DWfct-PITSF,Pfla Business Coaching with The Coach Connection Get 15% off the initial cycle of coaching which includes a minimum of 6 coaching sessions. You will pay 5329 instead of the normal price of $389. The TCC coach will assist you to become the successful and productive business owner you want to be, like thousands of TCC clients have done since 2001. Payment must be made with the American Express* Business Card at the time of purchase, and use offer code AMEX1. Limit one per Cardmernber. p 6/6 Learn more at FindYourCoach.comr Amex (CE 116742) AMEX000059 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00325859 EFTA_00198613 EFTA01684857 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 02/22/12 DUPLICATE COPY New Balance Please Pay By $1,860.73 03/08/12 OPEN Account Ending 0 Membership Rewards* Points As of 02/22/12 172,874 Account Summary g See page 2 for important Information about your account. Previous Balance 6746.51 Payments/Credits -$746.51 W Your payment of $1,860.73 will be debited from your account on 03/08/12. Any inquiry to American Express concerning this debit should be made before 03/07/12. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. New Charges Fees +$1,860.73 +$0.00 Nay Balance 51,860.73 Days in Billing Period: 29 Up to 10% savings when you use your American Express OPEN*Business Card at Hertz. • Save 5% when you spend $500-$2.500 annually • Save 10% when you spend more than $2.500annu. Warn more at herltecen/openumnit Hertz Team, carillon. and tI010.1.0.1$ CO* Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note charges on reverse side. Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone 1.800-678-0745 1.800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone opencorn/pbc 1-8C0-472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000186073000186073 20 rl Account Ending 0-= Enter account number on all documents. Make check payable to American Express. Please Pay By 03/08/12 ANS/ay Amount $1,860.73 AME X000060 SDNY_GM_00325860 EFTA_00198614 EFTA01684858 G MAXWELL DWI'c'e!,9,AILF,PS p. 25 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to elect ronkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck touting number, account number and check serial number to your financial institution, unless the check is not processable electionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will not charge you interest on t he Pay Over Time balance if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: Ifyou make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the convened US dollar amount. We will choosea conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800.678-0745 In NY:1 -800 522 189/ 1-880 CASH NOW Change of Address ',correct on front do not use. • To chancre your address online, visit swevenmericaneipressiorrilupdatecontactinfo • rot Name. Company Na,.. and Foreign Acidness or Phone changes, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I Website: arnericanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK N3 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.amerIcenexpressatrdpelvacy. AMEX000061 SDNY_GM_00325861 EFTA (10198615 EFTA01684859 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 02/22/12 DUPLICATE COPY OPEN 3,1 p 3/5 Account Ending 01= Payments and Credits Summary Total Payments Credits Total Payments and Credits 474651 5040 474651 Detail indicate posting daf Payments Amount 02/08/17e AUTOPAY PAYMENT RECEIVED - THANK YOU JPMORGAN CHASE BANK NA 474651 New Charges Summary Total Total Now Marrs 61,860.73 Detail G MAXWELL Card Ending 0-= Amour 01/26/12 LETTER PERFECT PALO ALTO CA 6503213700 521.54 02/01/12 MB F DOG SHOWS INFODGREENSBORO 336-379-9352 NC $67.90 02/02/12 CRATEAND8ARREL WEBONAPERVILLE 630.579-9000 IL $6636 02/02/12 AMAZON.COM AMZN.COM/BILL MERCHANDISE WA $43.06 02/03/12 ONE KINGS LN•1192538855.746.7655 HOME DECOR CA 563.09 02/05/12 Four Seasons Hotel -Los Angeles CA Arrival Date Departure Date 02/04/12 02/05/12 00000000 LODGING $170.00 02/05/12 STARBUCKS CORP0540158EVERLY HILLS 800-7827282 CA $10.95 02/09/12 Beverly Hills Htl Sp(310)281-2934 (310)281-2934 Underarm Wax(A) $45.00 02/12/12 UTE AAOUNTAINEER 8018ASPEN SPORTING GOODS STORE CO $13.01 02/12/12 KOTO II 65000000S2S7ASPEN CO $942.85 9703001017 Description Price MEN/WOMEN CLOTHING $942.85 AMEX000062 Continued on reverse SDNY_GM_00325862 EFTA_00198616 EFTA01684860 G MAXWELL DCAMTIFISTII p. MS Detail Continued Amount 02/14/12 AMAZON MICTPLACE PIATSMAZN.COM/BILL MERCHANDISE WA 56629 02/16/12 ASPEN CLUB & SPA 970-9293900 CO 9709258900 S228.00 02/19/12 SHELL OM 5744458480MALIBU CA AUTO FUEL DISPENSER $66.93 02/19/12 STAREtUCKS CORP005611MALIBU CA 800-7827282 52.75 02/20/12 PARADISE COVE PARKINMALIBU CA 3104572511 Descliption Pike PARKING LOTS/GARAGE $3.00 S3A10 02/20/12 THE SALON AT THE BEVBEVERLY HILLS CA S50.00 310-276-2762 FOOD 550.00 Fees Amount Total Fees for this Period $0.00 2012 Fees and Interest Totals Year-to-Date Amount Total Fees in 2012 50 .00 Total Interest in 2012 $0.00 AMEX000063 SDNY_GM_00325863 EFTA_00198617 EFTA01684861 sant/WE COPY PNptedror OPEN Savings' G MAXWELL ELLMAX LLC p. 5/5 Savings this Billing Period Savings Since January 2012 0.00 0.00 1 To start saving today, visit www.open.com/opensavings and learn more about the OPEN Savings program and participating merchants Other Ways To Save! Save automatically when you use your Card at these OPEN Savings partners. Feckx F APR.!. FedEx, FedEx. Flpicrt FedEx Office.* Heft; Savo 5% Save 5% Save 5% Save 5% Save up to 10% Officallar WORK WITH Ur Save 5% 6 hpdirect.com Save up to 10% !I Microsoft Store ILA Save 5% H_YALT* Save 3% on triosactows of MO or mom WAR PatRns ? Save 5% Save 5% Dun &Bradstreet Cno,. www.DandElcOm Save 5% A CARET IRON MOUNTAIN' EPSON' .^^-e— Save 10% Save 5% Save 5% f1ORtnttii 7.lianw Save 5% BARNES&NOMO 1flowers— Save 5% Save 5% Enjoy added savings for your business. Learn more at opensavings.com Save Automatically with Hyatt At Hyatt Hotels & Resorts®, discover the style and exceptional service that can transform your business travel experience. Just use your American Express OPEN® Business Card, and with OPEN Savingse, you get 3% oft of your entire bill including guestroom charges, Hyatt dining, in-room movies, and more. HyA1,1- Terms, conditions and restrictions apply Visit opensavings.comtlyattTetrns for full details For reservations, visit opon.hyatt.com or call 1.800433.1234. Simply use your Business Card to pay your bill, and the 3% savings is automaticaly credited to your Card account. The savings are in addition to other discounts. (CE 117036) AMEX000064 Offers are made only to Cardmembers who meet certain qualifying criteria. responding you will be disclosing to the merchant that you meet MOSS C SDNY_GM_00325864 EFTA_00198618 EFTA01684862 AMEX000065 SDNY_GM_00325865 EFTA_00198619 EFTA01684863 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 03/23/12 DUPLICATE COPY New Balance OPEN $2,196.46 Please Pay By 04/08/12 PI See page 2 for important information about your account. See Page 5 for Important Changes to Your Account Terms and Benefits Your payment of ;2,196.46 will be debited from your account on 04/07/12. Any inquiry to American Express concerning this debit should be made before 04/06/12. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Wig Do not staple or use paperclips G MAXWELL Check here it your addressor phone number has changed. Note changes on reverse side. Pay by Computes opencom/pbc Ac count Ending 0 Membership Rewards* Points As of 03/23/12 197,777 Account Summary Previous Balance $1,860.73 Payments/Credits -$1,890.98 New Charges 42,226.71 Fees +$0.00 New Balance $2,196.46 Days in Billing Period: 30 Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone 1.800-678-0745 1.800-472-9297 OSee page 2 for additional information. n Pay by Phone 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000219646000219646 20 rl Account Ending 0-M Enter account number on all documents. Make c heck payable to Ameikan Express. Please Pay By 04/08/12 AutoPay Amount $2,196.46 AME X000066 SDNY_Ghl_00325866 EFTA_00198620 EFTA01684864 G MAXWELL DWI'c'e!,9,AILF,PS p. 29 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to elect ronkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck touting number, account number and check serial number to your financial institution, unless the check is not processable electionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will not charge you interest on t he Pay Over Time balance if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: Ifyou make a Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the convened US dollar amount. We will choosea conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 77Y:1 800 221 9950 1-800-678-0745 FAX:1 800 695 9090 1-800.678-0745 In NY:1-800 522 189/ 1-880 CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svenvomericaneiptessiorrilupdatecontactinfo • Sot Name. Company Na,.. and romign Acidness or Phone changes, phase call Cullom es Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Ana Code and Home Rant vAoStedesnd Email I Website: arnericanexpress.com Mobile Site: amexmobiletom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK N3 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please vise www.emericenexpresszoodpelvacy. AMEX000067 SDNY_GM_00325867 EFTA_00 198621 EFTA01684865 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 03/23/12 DUPLICATE COPY OPEN BM p3/9 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$1,860.73 -$30.25 -$1,890.911 Detail •Indicates posting dote Payments Amount 03/08/12' AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK. NA Credits 41,860.73 Amount 03/23/12 AMAZON.COM AlAZN.COMMILL WA DIRER MKTG MISC -$3025 New Charges Summary Total Total New Charges $2,226.71 Detail G MAXWELL Card Ending 0-= Amount 02/24/12 NEIMAN-MARCUS 10 OCOBEVERLY HILLS CA DEPARTMENT STORE Description Pike SWEATER S17S.00 SNORTS $375.00 5598.12 02/24/12 HENRI J SILLAM HENRIBEVERLY HILLS CA 310-203-3373 $171.28 02/28/12 AMAZON MKTPLACE PMTSAPAZN.COINBILL WA MERCHANDISE $7.39 02/28/12 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $42.46 02/28/12 AMAZON MKTPLACE PMTSAIAZN.COM/811 WA MERCHANDISE 559.99 02/28/12 AMAZON.COM AMZN.COM/131LL WA MERCHANDISE $5065 03/05/12 M8 F DOG SHOWS INFOCGREENSBORO NC 336-379-9352 $147.80 03/05/12 STARBUCKS CORP008219NEW YORK NY 800-7827282 $4.30 03/06/12 AMAZON MKTPLACE PMTSNAZN.COM/81LL WA MERCHANDISE 03/06/12 NY PRESBYTERIAN WEB NEW YORK NY 212-585-6669 $99.97 $85331 AMEX000068 Continued on reverse SDNY_GM_00325868 EFTA_00198622 EFTA01684866 G MAXWELL DCAMTIFISTII p. 49 Detail Continued Amount 03/15/12 AMAZON.COM MAZN.COM/BILL WA MERCHANDISE $47.13 03/19/12 AMAZON MKTPLACE PMTSMAZN.COWEILL MERCHANDISE WA $27.97 03/20/12 AMAZON.COM MAZN.COMA3111 WA MERCHANDISE S37.18 03/20/12 AMAZON MKTPLACE PMTSMAZN.COM/BILL MERCHANDISE WA $9.95 03/20/12 AMAZON MKTPLACE PMTSMAIN.COM/BILL MERCHANDISE WA $14.73 03/20/12 AMAZON MKTPLACE PMTSMAZN.COM/BILL MERCHANDISE WA S21.95 03/20/12 AMAZON MKTPLACE PMTSMAZN.COM/BILL MERCHANDISE WA $438 03/21/12 AMAZON MKTPLACE PMTSMAZN.COM/BILL MERCHANDISE WA $27.75 Fees Amount Total Fees for this Period $0.00 2012 Fees and Interest Totals Year-to-Date Amount Total Fees in 2012 50.00 Total Interest in 2012 50.00 AMEX000069 SDNY_GM_00325869 EFTA_00198623 EFTA01684867 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 03/23/12 Summary of Changes We are making changes to Card accounts and benefits. A summary of the changes to your account terms and benefits appears below. These changes will go into effect on July 1, 2012, unless otherwise noted. Detailed changes to the relevant agreements can be found after the summary chart. DUPLICATE COPY OPEN p5/9 Account Ending 0-IMI Membership Rewards Reinstatement Fee We are increasing the fee for reinstating points forfeited for late payment. The increased fee is $35 (previously, it was $29). Statement Delivery Effective June 1, 2012, we are making changes to your Cardmember Agreement to reflect our increased use of electronic communications with Cardmembers. ATM Withdrawal Limit (Green, Gold. and Executive Business Cards only) The limit on ATM withdrawals for Green Card accounts will be $3,000 in a 30- day period (previously, this was $1,000 in a 7-day period). The limit for Gold Card and Executive Business Card accounts will be $8,500 in a 30-day period (previously, this was $2,500 in a 7-day period). Changes to Pay Over Time Features Minimum Due Calculation The minimum monthly payment calculation will generally be 1% of your new balance plus finance charges, but not less than $35. The new calculation is shown in the Minimum Due Calculation section on the other side of this page. This change may increase your minimum monthly payment. If you make automatic payments in a fixed amount, please review your statements and adjust your payments as necessary. When We Charge Interest Effective on May 25, 2012. we are changing when we charge interest on Pay Over Time features. If you pay in full each month, this change will not affect you. If you pay balances over time and then pay in full, we will charge interest until the day we receive your payment. This means that you will pay more interest, because before this change we did not charge interest in the month you paid your balance in full. You can find more detail on this change on the following pages in the When We Charge Interest section. How to avoid this change: You have the right to reject this change. If you do, your enrollment in Pay Over lime features will be cancelled and you will not be able to extend payment on any new transactions. Also if you reject, this change won? apply to your Pay Over Time balance and you'll still be able to pay it down over time. To reject this change call us at 1-855-865-1452, or from outside the U.S. or Canada call us collect at 1-623-492-3344. You must reject this change no later than 5pm Eastern time on May 24, 2012. Continued on next page S0620 BP/FYI06/CYCB20 AMEX000070 SDNY_GM_00325870 EFTA_00198624 EFTA01684868 G MAXWELL DUPLICATE C Account Ending 21. P Sta Detail of Changes to Your Agreements We are revising the agreements governing your account terms and benefits as described below. Any language in your agreements that conflicts with these changes is replaced fully and completely. Language not changed by this notice remains in full force and effect. These changes apply to existing and future balances on your account. We encourage you and any Additional Cardmembers on your account to read this notice carefully and file it in a safe place for future reference. Membership Rewards Reinstatement Fee Effective July 1, 2012, in Paragraph 2 of the Point Forfeiture for Late Payment section of the Membership Rewards Terms & Conditions, "S29" is replaced with "$35". Statement Delivery Effective June 1, 2012, the first sentence in the Changing your billing address section in Part 2 of your Cardmember Agreement is replaced with: You must notify us immediately if you change the: • mailing address. email address, telephone numbers, or fax numbers that we use to send you billing statements, notices or other communications. . legal entity of the Company. • tax identification number. Also effective June 1, 2012, the Sending you notices section of your Cardmember Agreement is replaced with: We send you notices through the U.S. mail (postage prepaid) or electronically using the information in our records. Any notice we send you is deemed given when deposited in the U.S. mail or when sent electronically. Additionally, we may send notices and information to Additional Cardmembers at their request. ATM Withdrawal Limit Effective July 1. 2012, the Limits on withdrawals section of your Agreement for Transferring Funds Electronically is amended by replacing each instance of "11,000 in a 7-day period' with "$3,000 in a 30-day period" and replacing each instance of "$2,500 in a 7-day period" with "$8,500 in a 30-day period". Minimum Due Calculation Effective July 1, 2012, the Adjusting your Pay Over Time Minimum Due section in Part 2 of your Cardmember Agreement is deleted and the How we calculate your Minimum Payment Due section is replaced with: The Minimum Payment Due is the Pay In Full amount plus any Pay Over Time Minimum Due. To calculate the Pay Over Time Minimum Due for each statement, we start with the higher of: 1) interest charged on the statement plus 1% of the Pay Over Time New Balance (excluding interest on the statement): or 2) $35. Then we round to the nearest dollar and add any Pay Over Time amount past due. Your Pay Over Time Minimum Due will not exceed your Pay Over Time New Balance. You may pay more than the Minimum Payment Due, up to your entire outstanding balance, at any time. EXAMPLE: Assume that you have a Pay Over Time New Balance of $3.000, interest of $29.57. no amounts past due, and a $400 Pay In Full amount 1) $29.57 + 1% x ($3,000 - $29.57) = $59.27 2) $35 The higher of (1) or (2) is $59.27, which rounds to $59.00. The Pay Over Tune Minimum Due of $59.00 plus the Pay in Full amount of $400 together make up the Minimum Payment Due of $459.00. Continued on next page S06C1 AMEX000071 SDNY_GM_00325871 EFTA_00 198625 EFTA01684869 Business Gold Rewards DUPLICATE COPY OPEN p. 7/9 ELLMAX LLC G MAXWELL Closing Date 03/23/12 Account Ending 0. When We Charge Interest Effective with billing periods beginning in May 2012, the Mien we charge interest subsection of the About interest charges on Pay Over Time balances section in Part 2 of your Cardmember Agreement is replaced with the following: We charge interest on these transactions beginning on their transaction date until they are paid. However, we will not charge interest on these transactions during a billing period if: • your Pay Over Time Previous Balance for the billing period is zero: or • you paid the Account Total Previous Balance for each of the previous two billing periods in full by the dosing date shown on their respective statements. Membership Rewards bonus points (for Rewards Plus Gold Card only) Effective July 1, 2012, we are removing 'or hotel' from the third sentence of the Point Accrual section of the Membership Rewards Terms & Conditions. SO6C 1 AMEX000072 SDNY_GM_00325872 EFTA_00 198626 EFTA01684870 G MAXWELL DTTSITLF LIC ,911. p 8/9 AMEX000073 SDNY_GM_00325873 EFTA_00198627 EFTA01684871 MUPLICATE OPEN Savingsw surnmai y COPY Pr/wed For G MAXWELL ELLMAX LLC p Savings this Billing Period Savings Since January 2012 O.O0 O.OO To start saving today, visit www.open.com/opensavings and learn more about the OPEN Savings program and participating merchants AMEX000074 SDNY_Gki_00325874 EFTA_00198628 EFTA01684872 AMEX000075 SDNY_GM_00325875 EFTA_00198629 EFTA01684873 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 04/23/12 DUPLICATE COPY New Balance $3,132.42 Please Pay By 05/08/12 See page 2 for important information about your account. Moths of Changes to Your Membership Rewards° Program Account Effective July 1, 2012, InterContinental Hotel Group will no longer be a point transfer hotel partner in the Membership Rewards program. Any Membership Rewards point transfer redemptions for Priority Club Points must be made by June 30,2012. These redemptions will be considered Anal non-refundable, and subject to the Priority Club program terms and conditions. As always. you can redeem points for nights at InterContinental Hotel Group properties. including brands such asCrowne Naze Hotels and Resorts, Holiday Inn*, InterContinental Hotels and Resorts using Membership Rewards Pay with Points. You can also transfer points into other frequent guest programs, including Best Western Rewards°, Choke Privileges*, Hilton HHonors• and Stanwood Preferred Guest*. To use points for hotel stays, please visit membershiprevrauls convt ravel See Page 5 for an Important Notice about Electronic Payments from Savings Accounts Your payment of 53,132.42 will be debited from your account on 05/08/12. Any inquiry to American Express concerning this debit should be made by 05/06/12. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Mg Payment Coupon Do not staple or use paper clips G MAXWELL MA Check here if your addtess or phone number has changed. Notechanges on reverse side. Pay by Computer Opencom/pbc OPEN [ Membership Rewards•Points As of 04/23/12 Account Summary Ac count Ending 0 211,150 Previous Balance $2,196.46 Payments/Credits -$2,196.46 New Charges +$3,132.42 Fees +50.00 New Balance $3,132.42 Days in Billing Period: 31 Customer Care Pay by Computer open-com/pbc Customer Can Pay by Phone 1.800.678-0745 1-800-472-9297 g See page 2 (or additional information. glal Pay by Phone la 1-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending 0-= Enter account number on all documents. Make c hec k payable to Amerkan Express. Please Pay By 05/08/12 AutoPay Amount 53,132.42 OhnhuhuHll Hfldhdillinflhoh“Hlindull 000313242000313242 20 rl AMEX000076 SDNY_GM_00325876 EFTA_00 198630 EFTA01684874 G MAXWELL DeckWitil;LFISTS p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to elect ronkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable electionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on t he Pay Over Time balance if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: Ifyou make a Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choosea conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 In NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit swnvamericanespressiorrilupdatecontactinfo • fix Name. Company Name. and foreign Address or Phone changes, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Area Code and Home Rana vAoStedesnd Email 1 I I Website: amerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. for information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerkanexpress.com/pdvacy. AMEX000077 SDNY_GM_00325877 EFTA_00 198631 EFTA01684875 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 04/23/12 DUPLICATE COPY OPEN BM p 3/7 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits $2,196.46 $0.00 -$2,196.46 Detail •indicate posting dere Payments Amount 04/07/1r AUTOPAY PAYMENT RECEIVED - THANK YOU JPMORGAN CHASE BANK NA -$2,196.46 New Charges Summary Total Total New Charges 13,132.42 Detail G MAXWELL Card Ending 0= Amount 03/20/12 AMAZON MKTPLACE PMTSMAZN.0064/81LL WA MERCHANDISE $31.61 03/23/12 AMAZON.COM AMZN.COM/BILL MERCHANDISE WA $3432 03/31/12 ORPHEUM 021041NEIV YORK 212-8762111 NY $17.00 04/02/12 AMAZON.COM APAZN.COINBILL MERCHANDISE WA $45.50 04/06/12 FIRST& 62ND CINEMASNEW YROK 908918.2062 Description MOTION PICTURE NY $1325 04/08/12 UA 64TH AND 2ND AVE NEW YORK 877-835-5734 NY $13.50 04/13/12 DEAN&DELUCA #102 000NEW YORK 8002217714 Description GENERAL MERCHANDISE NY $42.07 04/13/12 ALDO US 42100 NEW YORK NY SALE/PURCHASE $7000 04/14/12 AMERICAN KENNELS 032NEW YORK 212-750-5510 Description GENERAL MERCHA NY $10.87 AMEX000078 Continued on reverse SDNY_GM_00325878 EFTA_00198632 EFTA01684876 G MAXWELL DecidigirignFSE p 4/7 Detail Continued Amount 04/14/12 THEORY MADISON AVE 6NEW YORK 800-326-7985 Description APPAREUACCESS NY 59000 04/14/12 STARBUCKS CORP008219NEW YORK 800-7827282 NY 54-30 04/14/12 KIEHL'S UES SPA 2NFLNEW YORK NY COSMETIC STORE $15153 04/14/12 UNIQL00000 NEW YORK NY 877-486-4756 Descilmion APPAREUACCESS S159.60 04/14/12 GREEN GOURMET 212-759-7811 212-759-7811 S21.45 04/16/12 MB F DOG SHOWS INFODGREENSBORO 336-379-9352 NC $67.90 04/19/12 SAKS FIFTH AVENUE NYNEW YORK 2129402818 Description Prke PANTS 51,798.00 NY $1,95757 04/20/12 DR THOMAS I AMGNANI NEW YORK DENTIST/ORTHODONTIST NY $305.00 04/20/12 SAKS FIFTH AVENUE NYNEW YORK 2129402818 Description Price R LAUREN $30.00 NY S30.00 04/20/12 EXHALE MINDBODY SPA 212-2493000 2122493000 NY 537.00 04/21/12 SANT AMBROEUS 1 SANTNEW YORK 1000 MADISON AVENUE NEW FOOD/BEVERAGE NY $29.95 $29.95 Fees Amount Total Foes for this Period 50.00 2012 Fees and Interest Totals Year-to-Date Amount Total Fees in2012 50.00 Total Interest In 2012 S0.00 AMEX000079 SDNY_GM_00325879 EFTA_00198633 EFTA01684877 Business Gold Rewards DUPLICATE COPY OPEN p. 5/7 ELLMAX LLC G MAXWELL Closing Date 04/23/12 Account Ending 0. Notice about Electronic Payments from Savings Accounts This notice applies to you if you enrolled in American Express's Pay by Computer or Pay by Phone service using a savings account. If you enrolled using a checking account, no action is required. At this time, American Express is only able to process Pay by Phone and Pay by Computer payments from checking accounts. If you enrolled using a savings account, you must update your bank account information to provide a checking account for future payments. If you would like to confirm that you are making payments through your checking account or need to update your bank account information, log in to your American Express account at americanexpress.com or call us at the number on the back of your card. If you don't provide a checking account, future payments may be processed incorrectly or returned by your bank. SPB42 BP/PBPPBC1/0412 AMEX000080 SONY_GM_00325880 EFTA_00 198634 EFTA01684878 G MAXWELL DTTSITN,F1911 p 6/7 AMEX000081 SDNY_GM_00325881 EFTA_00198635 EFTA01684879 slain/WE COPY OPEN Savings' hummer*, G MAXWELL ELLMAX LLC Account Enbno 0 p.717 Savings this Billing Period Savings Since January 2012 0.00 To start saving today, visit www.open.com/opensavings and learn more about the OPEN Savings program and participating merchants 0.00 Other Ways To Say& Save Up to 15% at 1 -800-FLOWERS.COMe Thank the people that help your business succeed. Send flowers and gifts from 1-800-FLOWERS.COM and receive 10% off when you enter the code 660PEN in the discount field at check-out through 4 1.800 with your American Express& Business Card. To place your order today, visit www.1800flowers.com or call 1-800-FLOWERS 5/31/2012. Plus. you'll receive an additional 5% savings when you pay (1-800-356-9377). Otter availed° online or by phone only. Items may vary and are subject to availability. deliveryrules and times. AI -800FLOWERS W' M. 2012. OPEN Savings*: Terms, conditions and restrictions apply. Visit opensavings.com/1800ffowers for full details OPEN Savings* is an American Express Business Card benefit that saves you money. Simply use your Card at 1.800-flowers.com and the 5% savings is automatically credited to your Card account. The savings are in addition to other discounts. (CE 117308) Reward Hard Work. Administrative Professional's Day is April 25. 5100, 382 3456) 95006 AI ANSI Give an American Express Gift Card and recognize the co-workers who make your life easier. No Purchase Fees: Use Code SMADMBI2 when you pay with your American Express Card. atnericanexpress.comigift Discount is only valid on gift card pachase fee. Sniping fees yr' apply. Offer valid through May 31.2012 and only for web orders made via the link presided with the offer To receive the offer. you react cse an American Express Card to purchase Promotion code intended for user presented with the offer and is not valid on grf t card purchases made through partner sites. Offer subiect to change at any time. Terms and conditions apply to Gift Cards. See Cardholder Agreement `or completeterms and conditions. Gift Cards may be used at merchants in the U.S that accept American Express'Cards. Cannot be used at cruise Ines. fa recurring bdling charges. at casinos. or at ATMs. American Express does not ship Gift Cards to the states of HI and VT. See additional terms and conditions at amencanexpress.comigift. L - Now, Save Up to 10% at FedEx Office FecExOffice. 3p. Nov. you use your ()PE% Cr.rc FedEx Office ...tornatically save up to10%.* • Save 3% when you spend up to $250 per calendar year • Save 5% when you spend more than $250. and up to $1,000 per calendar year • Save10% when you spend more than $1,000, and up to $100,000 per calendar year •er the calendar year 2012. purchases will be calculated from March 15.2012. to December 21. 2012. Terms, conditions and restrictions apply 'sit OPEN Savings.com/FedexOfficeTerms for details. NOE X000082 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SONv_614.1_00325882 EFTA_00 198636 EFTA01684880 AMEX000083 SDNY_GM_00325883 EFTA_00198637 EFTA01684881 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24/12 DUPLICATE COPY New Balance $1,310.92 Please Pay By 06/08/12 O See page 2 for imponant information about your account. Di Ste Page 5 for an important Privacy Notice and the following page for important notices about Billing Dispute Procedures and Electronic Fund Transfer Error Resolution. ® Your payment of $1,310.92 will be debited from your account on 06/08/12. Any inquiry to American Express concerning this debit should be made by 06/06/12. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Get a Professional Facebook Fan Page Start now with Pagemodo's step-by-step page builder! pagemodo Get 20% oft at vnwr.pagemodo.40mi/AMEX20 iTimelineirearly themes *# No coding skills needed isPublish instantly to get tans See meepagemobaceavAMEe0 lot terns alaccratices sis Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Notechanges on reverse side. Pay by Computes opencom/pbc OPEN [ Membership Rewards* Points As of 05/24/12 Account Summary Ac count Ending 0 231,400 Previous Balance 53.132.42 Payment s/Ctedits 43,180.08 New Charges +51,233.58 Fees +5125.00 New Balance 51,310.92 Days in Billing Period: 31 Customer Care Pay by Computer open.com/pbc Customer Can Pay by Phone 1.800.678-0745 1-800-472-9297 g See page 2 (or additional information. MI Pay by Phone 1-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARKN.107101-1270 000131092000131092 20 rl Account Ending O.= Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 06/08/12 AutoPay Amount $1,310.92 AMEX000084 SDNY_GM_00325884 EFTA_00 198638 EFTA01684882 G MAXWELL DeckWitil;LFISTS p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to elect tonkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days abet the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choosea conversion rate that is acceptable to us for that date, unless a particular tate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address Ilcotrect on front do not use. • To change your address online, visit swevenmericanropressiorroupdatecontactinfo • roe Name. Company Name. and (*coign Address or Phone changes, pleas* call (uncross Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Mea Code and Home Rana vAoStedesnd Email I I Website: americanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set yet communication and privacy choices please visit www.emerIcenexpressatrdpdvacy. AMEX000085 SDNY_GM_00325885 EFTA_00 198639 EFTA01684883 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24/12 DUPLICATE COPY OPEN BM p 3/7 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits -S3,132.42 -$47.66 43,180.08 Detail •Indicatn posting dote Payments 05/08/1 2• AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK, NA Credits Amount -$3,132.42 Amount 05/17/12 AMAZON.COM AMIN.COM/BILL WA DIRER MKTG MISC -S15.69 OS/19/12 AMAZON MKTPLACE PMTSAMZN.COM/BILL WA DIRECT MKIG MISC -S31.97 New Charges Summary Total Total New Charges 51,233.58 Detail G MAXWELL Card Ending 0= Amount 04/28/12 MEHL'S LIES SRA 2NFLNEW YORK NY COSMETIC STORE 5114.95 04/28/12 KIEHL'S LIES SPA 214FLNEW YORK NY COSMETK STORE $151.53 05/03/12 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE S23.02 05/04/12 AMAZON MKTPLACE PMTSAMZN.COM/BILL MERCHANDISE WA $1423 05/04/12 AMAZON MKTPLACE PMTSAMZN.COM/BILL MERCHANDISE WA 530.08 05/04/12 AMAZON MKTPLACE PMTSNAZN.COWEILL MERCHANDISE WA 56798 05/08/12 MB F DOG SHOWS INFODGREENSBORO 336-379-9352 NC 5169.75 05/10/12 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $117.54 05/1W12 AMAZON.COM MaN.COM/BILL WA MERCHANDISE 569.33 05/11/12 AMAZON MKTPLACE PMTSAMZN.COM/BILL MERCHANDISE WA 539.00 AMEX000086 Continued on reverse SDNY_GM_00325886 EFTA_00 198640 EFTA01684884 G MAXWELL DecidigirignFSE p. 417 Detail Continued Amount 05/14/12 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE 534.05 05/14/12 AMAZON MKTPLACE PMTSNAZN.COMMILL WA MERCHANDISE $49.95 05/19/12 AMARANTH NEW YORK NY RESTAURANT Description S37149 $69.41 05/19/12 STARBUCKS CORP008219NEW YORK NY 800-7827282 5430 05/20/12 STARBUCKS CORP008219NEW YORK NY 800-7827282 5430 05/22/12 BRAZABRACORPORAT10 LEE MA 413-243-4690 $102.95 05/23/12 AMAZON.COM AMIN.COWBILL WA MERCHANDISE 313.04 05/23/12 MB F DOG SHOWS INFODGREENSBORO NC 336.379-9352 5135.80 05/23/12 AMAZON MKTPLACE PMTSAMZN.COMISILL WA MERCHANDISE $22.37 Fees Amount 05/24/12 ANNUAL MEMBERSHIP FEE Total Fees for this Period $125.00 $125.00 2012 Fees and Interest Totals Year-to-Date Amount Total Fees In 2012 $125.00 Total Interest in 2012 $0.00 AMEX000087 SDNY_GM_00325887 EFTA_00198641 EFTA01684885 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24)12 DUPLICATE COPY OPEN Account Ending 0. p. An important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express' Charge Cards or accounts. Optima' Cards or accounts, other personal credit card accounts that we issue, and to United States holders of business charge and credit cards from OPEN from American Express. This Notice explains how we collect, use and safeguard information about you and how to limit the use and disclosure of your information. In this Notice. "American Express," "we," 'our,' and 'us' refer to American Express Travel Related Services Company, Inc., American Express Centurion Bank and American Express Bank, FSB. These entities are "Affiliates' of each other. which are companies in the American Express family that are related to each other by common ownership or control. Our Affiliates also include publishers, travelers cheque issuers, travel agents and providers of Card-related insurance services. The cards and accounts that we issue are called "Cards' or 'Card accounts.' Holders of those Card accounts are called "Cardmembers"or "you(r)." What Information Do We Collect? We obtain information about you from a variety of sources. You provide us with information about yourself, for example, by completing Card applications. This includes your name, address. social security number, and income and asset information. Your use of the Card and your other transactions with us and our Affiliates provide us with additional information, such as your spending and payment history. Other sources, such as credit reporting agencies and providers of marketing information, furnish us with additional information about your credit history. purchasing preferences, and other matters. We also obtain information about you in connection with our efforts to protect against fraud. We call all of this information "Cardmember Information." What Do We Do with Cardmember Information? We use Cardmember Information in connection with delivering products and services to you. To do this it is often necessary to share it with our Affiliates and other companies we work with. These include companies that manage Card accounts, offer affinity, frequent-user, and reward programs, companies that perform marketing services and other business operations for us, and companies whose products or services are provided as a benefit of your Card account. We may also share Cardmember Information with other financial institutions with whom we jointly offer products and services. And we may disclose it to other third parties as permitted by law. For example, we disclose Cardmember Information in response to subpoenas, to credit reporting agencies, and to help prevent fraud. Information We Share with Our Affiliates You can inform us not to share with our Affiliates credit- related infomiation (except as permitted by law), such as your credit history as shown on a consumer report. II you make this choice, we are permitted by law to share with our Affiliates information about our transactions and experiences with you, such as your payment history. Valuable Partner Offers We work with carefully selected business partners, such as merchants that accept the Card, so that you may receive offers for their products and services. We use Cardmember Information to help make these offers more relevant and valuable to you. II you respond to one of these offers, the business partner will know certain information about you, such as your name, that you are a Cardmember, and that you met the qualifications established for the offer. You can inform us not to send you these offers. Your Choices Please let us know if you do not want us to use your Cardmember Information to communicate with you about offers, including exclusive partner offers and otters from our Affiliates, by mail, telephone and/or e-mai, or share your credit-related information with our Affiliates, by visiting us at: www.americanexpress.00mloommunloatIona You can also inform us of your choices (except for e-mail communications) by calling us at 1.800.297.8378 If you make these choices, you may not learn about products, services and features, including discounts and other special offers, we believe may be of interest to you and add value to your Card membership. If you have other Card accounts with us, you will receive additional privacy notices that apply to those accounts. Please note that any oholoes you make will only apply to this account. If you are the primary Cardmember on your Card account. any choices you make in accordance with this Notice will also apply to any other Cardmember on this account (except for e-mail communications). If you make choices not to receive offers as indicated above, we may still include notices and information about the Card and other products and services when communicating with you about your Card account and related products and services. Information Seourlty We use reasonable administrative, technical and physical security measures to protect your Cardmember Information. Former Customers If you cancel your Card. or your Card account(s) are closed, we will continue to treat and safeguard Cardmember Information about you as described in this Notice. For Vermont Cardmembers Only If your Card account has a Vermont billing address, we will automatically treat your account as if you had informed us not to share your credit-related information with our Affiliates. SPO30 BP/PRVOPEN/0310 failEX000088 SDNY_GM_00325888 EFTA_00198642 EFTA01684886 G MAXWELL DUPLICATE COS Account Ending 0- p 817 Billing Dispute Procedures What To Do If You Find a Mistake on Your Statement If you think there is on error on your statement. write to us at: American Express PO Box 981535 El Paso TX 79998-1535 In your letter. give us the following kiformation: • Account infOlMatiO1 Your name and account number. • Dollar amount The dollar amount of the suspected error. • Description ol problem Describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days after the error appeared on your statement. • At least 3 business days before on automated payment is scheduled, if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in waling. You may call us. but if you do we may not follow these procedures and you may have to pay the amount in question. What Will Happen After We Receive Your Letter When we receive your letter, we must do two things: 1. Within 30 days of receiving your letter, we will tell you that we received your letter. We will also tell you if we have already corrected the error 2. We wit investigate your inquiry and will either correct the error or explain to you why we believe the bit is correct. While we investigate whether or not there has been an error: • We will not try to collect the amount in question. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. After we flesh our investigation. one of two things will happen: • II we made a mistake. You will not have to pay the amount in question or any interest or other fees related to that amount. • II we do not believe there was a mistake'. You will have to pay the amount in question. along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may report you as delinquent if you do not pay the amount we think you owe. Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate to or from a consumer bank account using your American Express Card, including Express Cash transactions. or electronic payments from a consumer bank account you make to American Express using Pay By Phone. Pay By Computer. or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please contact us as soon as you can it you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can telephone us at 1-8001PAY.AXP for Pay By Phone and Pay By Computer questions. and at 1•800•CASH•NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at American Express. Electronic Funds Services. P.O. Box 981531. El Paso. TX 79998-1531, or contact us canine at vnywomericanexpress.cominquirycenter. We must hew from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us. please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you can why you believe it is an error or why you need more information. (3) The dollar amount of the suspected error. II you notify us by phone. we may require that you send us your complaint or question in writing within 10 business days of the call. We wil determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time. however, we may take up to 45 days to investigate your complaint or question. II we decide to do this, we will credit your consumer bank account within 10 business days for the amount you think is in error. so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days. we may not credit your account. For errors involving point-IA.3ot° or foreign-initiated transactions. we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. II we decide that there was no error. we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and there was no error, we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account. II your bank account does not have enough funds to cover this withdrawal. we can charge the amount to your card account or collect the amount from you. If this happens. we may cancel your right to use our electronic transfer services. SPO30 BP/PRVOPEN;0310 AMEX000089 SDNY_GM_00325889 EFTA_00198643 EFTA01684887 slallgyaTE COPY OPEN Savings' Pf•Pendror G MAXWELL ELLMAX LLC ACO:4111t Inc , p.717 Savings this Billing Period Savings Since January 2012 0.00 To start saving today, visit www.open.com/opensavings and learn more about the OPEN Savings program and participating merchants 0.00 Other Ways To Save! Save 20% on HP Ink Now through June 30, 2012, you can save more with OPEN Savingse partner HPDirect.com. Enter coupon code STOCKUP at checkout to save 20% on your next $50 ink purchase*--plus FREE next-business￾day delivery! This is in addition to the automatic OPEN Savingse discount you can get when you use your American Expresse hpdirectcom Business Card on purchases greater than $200 at HPDirect.com.** 'Purchase must te $50 or more(before taxes & shipping). Valid for HP Dired(hporectcom) internal and call center purchases only. Coupon valid through 6/30/12 or while supplies last. Each coupon code is hmited to one usage per customer; one coupon code per checkout. Offer combinable with Instant Rebates. For complete coupon conditions, see "Coupon Information" in the 'Customer Service" section at vivrw.hpdlrect.com. "Terms, conditions, and restrictions apply. Visit OPENSavIngs.conwHPDirearenes for details. Save 5% with OPEN Savings at HP Direct when you spend over $200 and up to $1,000 per calendar year. Sava 10% when you spend over $1,000 and up to $50,000 per calendar year. For 2012, purchases will be calculated from 2/15/12 to 12/31/12 (CE 117311) Save 15% on Business Coaching with The Coach Connection Get 15% off the initial cycle of coaching which includes a minimum of 6 coaching sessions. You will pay $329 instead of the normal price of $389. The TCC coach will assist you to become the successful and productive business owner you want to be, like thousands of TCC clients have done since 2001. The Coach Connection Connecting Gnat People with Gnat Coaches Payment must be made with your American Express Business Card at time of purchase, and that you use offer code of AMEX1 Limit one per card member. Learn more at FindYourCoadt.conV Amex (CE 117496) ALIEX000090 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00325890 EFTA_00 198644 EFTA01684888 AMEX000091 SDNY_GM_00325891 EFTA_00198645 EFTA01684889 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 06/22/12 DUPLICATE COPY OPEN New Balance $1,900.86 Please Pay By 07/08/12 g See page 2 for important information about your account. Di Ste Page 5 for Important Changes to Your Account Terms Your payment of $1,900.86 will be debited from your account on 07/07/12. Any Inquiry to American Express concerning this debit should be made by 07/05/12. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Important benefit change to 1-800-FLOWERS.COM' and OPEN Savings Effective August IS. 2012. the OPEN Strings &mount with I.800-FLOWERSCOM will be 5% of all purcbaws made via IS00Ronre.com or by calling 1.900-nOWERS (14100-356.91771. the I •tal FLOWERSCOAI amount will no longer apply M nil locations. VISIT OPENSAVINGS.COM FOR MORE DETAILS. •••••ermatins ad repels aqq.} \,e#flowers￾Paymont Coupon Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note charges on reverse side. r,ccount Ending 0 Membership Rewards* Points As 006/22/12 232,644 Account Summary Previous Balance $1,310.92 Payments/Credits -$1,310.92 New Charges 41,873.07 Fees +$27.79 New Balance 51,900.86 Days in Billing Period: 29 Customer Care Pay by Computer open.com/pbc Customer Caro Pay by Phone 1.800-678-0745 1.800-472-9297 OSee page 2 for additional information. Pay by Computer Pin Pay by Phan* open.corn/pbc la 1.800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0.= Enter account number on all documents. Make c heck payable to American Express. Please Pay By 07/08/12 AutoPay Amount $1,900.86 IIIIulrulrullll I II I I III I IIIIIIlI IIIIIIIIIIII I 000190086000190086 20 rl ArtiE X000092 SDNY_GM_00325892 EFTA_00 198646 EFTA01684890 G MAXWELL DeckWitil;LFISTS p. 2/8 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language O11a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: Ili When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choosea conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 In NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit swavermericanapressiorrilupdatecontactinfo • to Name. Company Nana and Foreign Address or Phonechanges, pleas* call (unmet Cane • Please print dearly in blue or Neck Ink only in the bcaes provided. n Street Address I City, State Zip Code Mee Code and Nome Ran, vAoStedesnd Email I I Website: amerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emericasexpresszoirdpflvacy. AMEX000093 SDNY_GM_00325893 EFTA_00 198647 EFTA01684891 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 06/22/12 DUPLICATE COPY OPEN BM p 3/8 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$1,310.92 50.00 -41,31032 Detail incliate poseng dm. Payments Amount 06/08/1? AUTOPAY PAYMENT RECEIVED • THANK YOU JPMORGAN CHASE BANK. NA 41,310.92 New Charges Summary Total Total New Charges 41,673.07 Detail G MAXV/ELL Card Ending 6= Foreign Spend Amount 05/25/12 AMAZON.COM AMZN.COM/BILL MERCHANDISE WA 59.44 05/30/12 PAYPAL *SAVANNAH 4029357733 402-935-7733 Description OTHER CA 55040 05/3W12 STARBUCKS CORP008219NEW YORK 800-7827282 NY 64.30 05/3W12 OPAY FEE NEWYORK CINDY YORK 800-487-4567 NY 5249 05/30/12 NEW YORK CITY PC6179NEW YORK 800-487-4567 NY 5100.00 06/04/12 AMAZON.COM AMZN.COM/BILL MERCHANDISE WA $40.81 06/04/12 AMAZON.COM AMZN.COM/BILL MERCHANDISE WA 540.78 06/05/12 MB F DOG SHOWS INFODGREENSBORO 336.379-9352 NC $9885 06/09/12 STARBUCKS CORPC08219NEW YORK 8007827282 NY 06/09/12 STARBUCKS CORP078618MANORVILLE 8007827282 NY $386 0640/12 STARBUCKS CORP078618MANORVILLE 800-7827282 NY $3.86 06/12/12 KIEHL'S UES SPA 2NFLNEW YORK COSMETIC STORE NY $18053 AMEX000094 Continued on reverse SDNY_GM_00325894 EFTA_00 198648 EFTA01684892 G MAXWELL ( Detail Continued DecidigirignFSE p 41.8 Foreign Spend Amount 06/12m 2 MB F DOG9401M INFOOGREENSBORO NC 336379-9352 $13920 06/13/12 MB F 00G SHOWS INFODGREENSBORO NC 336-379-9352 $164.75 06/17/12 MARINA PALACE HOTEL RIO DE JANEIRO RJ RUA JOAO LIRAS LEBLON SUACOMPRA 1249.80 Wake Reah $606.67 06/21/12 HOTEL FASANO RIO MO DE JANEIRO FU fl JOAQUIM NABUCO 276 RIO SUACOMPRA 85401 Brazilian Ruh $42243 Fees "fotekin Transaction Fee is 2.716 of the converted US dollar amount chile Ioreion currency chair. See Fatty, Conetxy0ton2es anpage 2. 06/17/12 FOREIGN TRANSACTION FEE•• MARINA PALACE HOTEL RIO D 5606.67 06/21/12 FOREIGN TRANSACTION FEE•• HOTEL FASANO RIO $422.63 Amount 516.38 511.41 Total Fees for this Period 527.79 2012 Fees and Interest Totals Year-to-Date Total Fees In2012 Total Interest in 2012 Amount SI 52.79 $0.00 AMEX000095 SDNY_Ght_003251195 EFTA_00198649 EFTA01684893 Business Gold Rewards DUPLICATE COPY OPEN p 5/8 ELLMAX LLC G MAXWELL Closing Date 06/22/12 Account Ending 0- Summary of Changes We are making changes to Card accounts and benefits. A summary of the changes to your account terms appears below. Detailed changes to your Cardmember Agreement can be found after the summary chart. We May Contact You We are clarifying the ways we may contact you for account servicing and collections. We will continue to honor any communication preferences that you have previously indicated regarding marketing offers. Continued on next page STC62 BP/OPNTCPA/0612 AMEX000096 SDNY_GM_00325896 EFTA_00198650 EFTA01684894 G MAXWELL DUPLICATE C Account Ending 21. P 6/8 Detail of Changes to Your Cardmember Agreement The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement governing the account. This notice formally amends that Cardmember Agreement as described below. These changes apply to existing and future balances on your account. Any terms in the Cardmember Agreement conflicting with these changes is replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with additional Cardmembers on your account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. We May Contact You Effective September 1, 2012, the We may contact you section, in Part 2 of your Cardmember Agreement, is replaced with the following: Servicina and collections If we need to contact you to service your account or to collect amounts you owe, you authorize us (and our affiliates, agents and contractors) to contact you at any number you provide, from which you call us, or at which we believe we can reach you. We may contact you in any way, SuCh as calling or texting. We may contact you using an automated dialer or prerecorded messages. We may contact you on a mobile, wireless or similar device, even if you are charged for it. Call monitoring We may monitor and record any calls between you and us. STC62 BP/OPNTCPAJ0612 AMEX000097 SDNY_GM_00325897 EFTA_00 198651 EFTA01684895 sliNPrhpyATE COPY OPEN Savings' Newel Tot G MAXWELL ELLMAX LLC Account En< ru p p 7/8 Savings this Billing Period Savings Since January 2012 0.00 To start saving today, visit www.open.com/opensavings and learn more about the OPEN Savings program and participating merchants 0.00 Other Ways To Save? Save automatically when you use your Card at these OPEN Savings partners. FedEx FedEx Save 5% Save 5% OfficeMar WORK WITH US: Save 5% on Thellellit(114 0 . SIX°, MOM kutnuyArl Save 5% Dun <14/Bradstreet irp.•,i ii, 4 n DendBoom Save 5% Save 5% FedEx FedExOffice_* Hertz Save 5% Save 5% Save up to 10% hpdirectcom Save up to 10% r. andWcxc L▪ a Microsoft' Store FIYALT Save 59'. Save 3% Save 5% Save 5% Save 5% ' \It sa A MON MOUNTAIN' eaahl i— ler EPSON IMESMOBLE0 1fl0iWEIS￾Save 10% Save 5% Save 5% Save 5% Save 5% Enjoy added savings for your business. Learn more at opensavings.com Get 100% Off the American Express® Gift Card Purchase Fee American Express Gift Cards are the perfect way to show your appreciation to clients, customers, and partners. Visit americanexpress.com/gift and use code SMOPEN12 now through August 31". Use your American Express Card to purchase. Order over $75,000? Consult with a Concierge Representative at 800-316-4420 to discuss Gift Card solutions for your business. Discount is only raid on GM Card purchase fee. Stemma lees we apply 0lle- veld through August 31, 2012, and only for web orders made on arnencanexpress corn via the link prcroded wth the offer Pranot on code intended for user presented with be oder and a not valid cm GA Card purchases made through partner sites Offer subject to change at any time Terms and conditions apply b Gil Cards. See Cartbolder Agreement for terms and condemns. GM Cards nay be used at merchants in the U S that accept Arnencan Etreress Cards Cannot be used al cruise Mee far recurnng bong at castes, or ATMs, Amertoan Express does not ship Off Cards to the states of HI aid VT See additional terins and anthems at amereenexpress comet C 2012 American Express Travel Related Services Company Inc M nights maned. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX00C098 SDNY_GM_00325898 EFTA_00198652 EFTA01684896 G MAXWELL DWfct-!,r9eIT,E.F,Pra p 8/8 Save 5% automatically at Residence Inn by Marriott hotels Use your American Express OPEN' Business Card at a participating Residence Inn by Marriott' hotel and get an automatic 5% OPEN Savings' discount. Book now at marriottoom/opensavings or call 1-866-914-OPEN (6736). Residence. Terms. conditions. and restrictions apply. Savings do not apply to charges made through third party transactions. not paid directly at. or through. the hotel. Visit OPENSavings.com/residenceterms for complete terms and conditions. Inn )&arriott. Save 5% automatically at Fairfield Inn by Marriott' hotels Use your American Express OPEN' Business Card at a participating Fairfield Inn by Marriott' hotel and get an automatic 5% OPEN Savings' discount. Book now at mardott.com/opensavings or call 1-866-91A-OPEN (6736). Terms. conditions. and restrictions apply. Savings do not apply to charges made through third party transactions. not paid directly at. or through. the hotel. Visit OPENSavings.comitairfieldterms fa complete terms and conditions. FAIRFIELD INN&SUITt5 NalrflOti Up to 10% savings when you use your American Express OPEN' Business Card at Hertz . • Save 5% when you spend $500-$2.500 per calendar year • Save 10% when you spend more than $2.500 per calendar year Plus. get additional discounts when you use CDP 306613 at time of reservation. Learn more at hertz.com/open. Hertz. Terms and conditions apply. AMEX000099 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNv_Gi.1_00325899 EFTA_00198653 EFTA01684897 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 07/24/12 DUPLICATE COPY New Balance $3,043.23 Please Pay By 08/08/12 g See page 2 for Important Information about your account. Your payment of $3,043.23 will be debited from your account on 08/08/12. Any inquiry to American Express concerning this debit should be made by 08/06/12. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. S.-Payment Coupon WI Do not staple or use paper clips G MAXWELL Check here if your addressor phone number has changed. Note changes on reverse side. Pay by Computes opencom/pbc OPEN p. 115 Account Ending r F 244,161 Membership Rewards* Points Available and Pending as of 06/30/12 or upto date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance $1,900.86 Payments/Credits 41,90086 New Charges 43,042.39 Fees 40.84 New Balance $3,043.23 Days in Billing Period: 32 Customer Care Pay by Compute open.com/pbc Customer Care Pay by Phone 1.800.678-0745 1.800-472-9297 OSee page 2 for additional information. n Pay by Phone 1.800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending O.= Enter account number on all documents. Make c he( k payable to American Express. Please Pay By 08/08/12 AutoPay Amount $3,043.23 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLrrlllrrrrlrrll 0003014323000304323 20 rl AME X000100 SDNY_GM_00325900 EFTA_00 198654 EFTA01684898 G MAXWELL DeckWitil;LFISTS p. 2/5 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language O11a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: DI When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choosea conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800-678-0745 In NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit swavermericanapressiorrilupdatecontactinfo • roe Name. Company Nana and Foreign Address or Phonechanges, pleas* call (unmet Cane • Please print dearly in blue or Neck Ink only in the bcaes provided. n Street Address I City, State Zip Code Mee Code and Nome Ran, vAoStedesnd Email 1 I I Website: amerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices please visit www.emericasexpresszoirdpfincy. AMEX000101 SDNY_GM_00325901 EFTA_00 198655 EFTA01684899 Business Gold Rewards ELLMAX LLC DUPLICATE COPY 3,1 OPEN p 3/5 G MAXWELL Closing Date 07/24/12 Account Ending 0- Payments and Credits Summary Total Payments Credits Total Payments and Credits 41,90026 $0.00 -$1,900.86 Detail Indicates posting es Payments 07/07/1r AUTOPAY PAYMENT RECEIVED • THANK YOU JPMORGAN CHASE BANK. NA Amount 41,90026 New Charges Summary Total Total Now Charges $3,042.39 ( Detail G MAXWELL Card Ending 0. Foreign Spend Amount 06/26/12 AMAZON •MKTPLCE EU-UAMAZON.CO.UK LU PAYMENTS 1998 Pounds Sterli ng $3127 06/26/12 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $33.95 06/27/12 AMAZON MKTPLACE PMTSMAZN.COM/BILL WA MERCHANDISE 56439 07/12/12 POTAMKIN CADILLAC OINEW YORK NY AUTO DEALER (NEW/USED Description SALES/SERVKE/ 52,583.83 07/18/12 BEST IN SHOW THE SHOLAKE HAVASU C AZ 800-247-7005 Desctiption MISC PERSONAL $15940 07/23/12 MB F DOG SHOWS INFODGREENSBORO NC 5169.75 336-379-9352 Fees "Foe* Trantaaitn Foe h 2.7% of theconvened VS dollar amount ol the 100etn 0.11•011CY Chalgt Ste foreign Currency Charge s on pg. 2. 06/26/12 FOREIGN TRANSACTION F AMAZON 'MKTPLCE EU.UK 531.27 Total Foss for thb Period Amount 5084 50.84 AMEX000102 Continued on reverse SDNY_GM_00325902 EFTA_00198656 EFTA01684900 G MAXWELL DWI'c'eNti:Cfncith p 4/5 2012 Fees and Interest Totals Year-to-Date Amount Total Fees in 2012 515363 Total Interest In 2012 5O 00 AMEX000103 SDNY_GM_00325903 EFTA_00198657 EFTA01684901 slant/WE COPY OPEN Savings' Navarra G MAXWELL ELLMAX LLC p. 515 Savings this Billing Period Savings Since January 2012 0.00 To start saving today, visit www.open.com/opensavings and learn more about the OPEN Savings program and participating merchants 0.00 Other Ways To Save! Get automatic statement credit discounts when you use your Card at these OPEN Savings partners. Fed Fed Save 5°o Save 5% OffiteaMaX CORI Save 5% or 10% Save 5% Dun &Bradstreet con aaraDandecian Save 5% A ARE IRON MOUNTAIN' C T Save 10% Fed.:;; - %chi Save 5% a hpdirect.com Save upto 10% I/ FedEx Office.* Hertz Save upto 10% Save up to 10% 11 Microsoft Store Save 6% /701% FAninup HY-AU' Save 3% Save 5% Save 5% Save 5% Save 5% EPSON BARNES&NOBLEC 1 flowers_ Save 5% Save 5% Save 5% Save 5% Enjoy added savings for your business. Learn more at opensavings.com Important Notice Iron Mountain will no longer participate in the OPEN Savingsv program. effective September 1, 2012. U OPEN FOR BUSINESS (CE 117751) AMEX000104 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00325904 EFTA_00198658 EFTA01684902 AMEX000105 SDNY_GM_00325905 EFTA_00198659 EFTA01684903 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 08/24/12 DUPLICATE COPY New Balance $3,144.86 Please Pay By 09/08/12 OPEN p. 1/9 Account Ending 0-1= r F Membership Rewards* Points Available and Pending as of 07/31/12 253,134 or up to date point balance and full program details, visit membershIprewardscom Account Summary PI See page 2 for important information afoul your account. Previous Balance S3.04323 Payments/Credits -$3,140.37 See Page S For A Notice Of Changes To The Membership Rewards Program Terms & Conditions New Charges Fees +53,235.30 +$6.70 New Balance 53,14486 See Page 6 for Important Information Regarding Benefits Underwritten Days in Billing Period: 31 by AMEX Assurance Company. O Your payment of S3,144.86 will be debited from your account on 09/08/12. Any inquiry to American Express concerning this debit should be made by 09/06/12. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your addressor phone number has changed. Note changes on reverse side. Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone 1.900-678-0745 1.800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone open.corn/pbc 1-8C0-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0.= Enter account number on all documents. Make chec k payable to American Express. Please Pay By 09/08/12 AutoPay Amount $3,144.86 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLrrlllrrrrlrrll 0003114486000314486 20 rl AME V000106 SDNY_GM_00325906 EFTA_00 198660 EFTA01684904 G MAXWELL DeckWitil;LFISTS p. 2/9 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language O11a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: DI When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choosea conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 7TY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800-678-0745 In NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit swavermericanapressiorrilupdatecontactinfo • roe Name. Company Nana and Foreign Address or Phonechanges, pleas* call (unmet Cane • Please print dearly in blue or Neck Ink only in the bcaes provided. n Street Address I City, State Zip Code Mee Code and Nome Ran, vAoStedesnd Email 1 I I Website: amerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices please visit www.emericasexpresszoirdpfincy. AMEX000107 SDNY_GM_00325907 EFTA ()0198661 EFTA01684905 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 08/24/12 DUPLICATE COPY OPEN p3/9 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits •33.043.23 -597.14 -S3,140.37 Detail indicates posteng date Payments Amount 08/08/12' AUTOPAY PAYMENT RECEIVED • THANK YOU JPMORGAN CHASE BANK. NA -53,043.23 Credits Foreign Spend Amount 08/09/12 FOREIGN MANSACDON FEE AMAZON •MKTPLCE EU-UK 594_59 -$235 08/09/12 AMAZON •MKTPLCE EU•UAMAZON.CO.UK LU CATALOG MERCHANDISE 60 Pounds 54erfing35 -59459 New Charges Summary Total Total New Charges $3,235.30 Detail s G MAXWELL Card Ending O. Foreign Spend Amount 07/26/12 AMAZON PRIME 080-04962454 LU SUBSCRIPTION 49.00 Pounds keeling $7622 07/31/12 MB F DOG SHO1NS INFODGREENSBORO 336-379-9352 NC 595.85 08/02/12 AMAZON.COM AMZN.COPNBILL WA MERCHANDISE $36.87 08/02/12 AMAZON.COM AMZN.COWBILL WA MERCHANDISE $22.47 08/02/12 AMAZON MKTPLACE PMTSAMZN.COM?BILL MERCHANDISE WA $33.48 08/03/12 AMAZON EU AMAZON.CO.UK LU BOOKS 9.74 Pounds Stiffing $1527 08/03/12 AMAZON • MKTPLCE EU.UNAAZON.CO.UK PAYMENTS LU 1098 Pounds Scoffing $2339 08/03/12 AMAZON •MKTPLCE ELRJAMAZON.CO.UK PAYMENTS LU Pounds SiS43 5 59467 08/03/12 AMAZON • MKTPLCE EU-UAMAZON.CO.UK PAYMENTS LU Pound, stig 539.44 08/06/12 MB F DOG SHOWS INFOCGREENSBORO NC 565.90 336-379-9352 mar-#4,410108 Continued on reverse SDNY_GM_00325908 EFTA_00198662 EFTA01684906 G MAXWELL DCAMT,LF,Sta p. 419 Detail Continued Foreign Spend Amount 08/09/12 MAILCHIMP MAILCHIMP.COM GA EMAIL MKTG 08/15/12 MB F DOG SNOWS INFODGREENSBORO NC 336-379-93S2 $3000 $131.80 08/15/12 THE RANCH AT LNE OAMALIBU CA 310-457-8700 $2,000.00 08/15/12 ONE KINGS IN•1775196855-746-7655 CA HOME DECOR $39.14 08/20/12 NETWORK SOLUTIONS, 1888-642-9675 VA 888-642-9675 S28728 08/21/12 EMBROIDER THIS FRAMINGHAM MA 508.8814;077 $108.00 08/21/12 GRANDIN ROAD HOME FURNISH G39529600001- 08/24/12 AMAZON MKTPLACE PMTSMAZN.COM/BILL WA MERCHANDISE $70.00 $64.92 Fees 'I otegn Dansectian feeii 2.7%tithe convened US dolbt amount of the foreign curfew/ Mame. See Foition C unenry Charges an page 2. 07/26/12 FOREIGN TRANSACTION FE E " AMAZON PRIME $76.22 08/03/12 FOREIGN TRANSACTION FEE•• AMAZON EU $1517 06/03/12 FOREIGN TRANSACTION FEE•• AMAZON •MKTPLCE $23.39 Amount $2.05 $0.41 $063 08/03/12 FOREIGN TRANSACTION FEE•• AMAZON •MKTPLCE EU-UK $94.67 08/03/12 FOREIGN TRANSACTION FEE•• AMAZON •MKTPLCE EU-UK $39.44 Total Fees for this Period $2-55 $1.06 $6.70 2012 Fees and Interest Totals Year-to-Date Total Fees In 2012 Total Interest in 2012 Amount $160.33 $0.00 AMEX000109 SDNY_GM_00325909 EFTA_00198663 EFTA01684907 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 08/24/12 DUPLICATE COPY OPEN a/ Account Ending 0. p. 5/9 Notice of Changes to the Membership Rewards' Program Terms (Corporate Card Only) Effective October 1, 2012, the annual fee to enroll a Corporate Card in the Membership Rewards program will be $90 (previously, $75). Enrolled Corporate Cardmembers will be charged this fee on their first annual program renewal date following October 1, 2012. To reflect this change, effective October 1, 2012, in the Annual Fees section of the Membership Rewards Program Terms & Conditions, '$75' is replaced with '$90' SMR82 BP/MRCORPF/0812 AMEX000110 SDNY_GM_00325910 EFTA_00 198664 EFTA01684908 G MAXWELL DUPLICATE COPY Account Ending 0. Business Gold Rewards Notice of Change to Your Travel Accident Insurance Policy We are making Important Changes to your insurance policies ('Poliaes-) underwritten by AMEX Assurance Company. OPEN p. 6/9 We are Increasing the age limit for dependents covered by the Travel Accident Insurance for Cardmembers in the following states DC. HI. ID, IN. LA. MA, NY. and VA. The age lime vanes by state. For PA residents. the general terms of your coverage have been revised to include provisions required in your state. Please refer to the Riders for each applicable state. This change becomes effective on the dale indicated below, whether or not you receive a bitting statement. This Notice formally amends your Policies, and any contrary or conflicting language in those Policies is replaced fully and completely. All terms of the Policies not amended herein remain in full force and effect You should carefully review these changes. share them with any Additional Cardmembers on your Account. and then keep this Notice for future reference. If you have questions regarding this Notice. please call the telephone number listed on the back of your American Express Card. Applicable for Residents of the stales of Idaho, Virginia, DC, Hawaii, and Massachusetts for Travel Accident Insurance: The definition of Covered Person from the DEFINITIONS section is replaced with the following￾Covered Person means the Basic Cardmember, each Additional Cardmember, and each of these Cardmember's spouses or Domestic Partners and dependent children under 26 years of age (dependent children include. your unmarried. dependent children under 26 years of age who rely on You for support and maintenance, your unmarried dependent children 26 years or older who because of a handicap condition that occurred before the attainment of the limiting age, are incapable of self-sustaining employment and dependent upon You for lifetime care and supervision. Coverage will be extended for as long as such child is incapacitated, unmarried and dependent.). TAI-RDR 04/10, TAI-RDR1-DC 04/11, TAI-RDR1-HI 07/10 and TAI-RDR1-MA 11/10. Applicable for Residents of the state of Hawaii for Travel Accident Insurance: Domestic Partner means persons of the same or opposite gender who have entered into a reciprocal beneficiary relationship pursuant to Hawaii statutes. TAI-RDR1-HI 07/10 Applicable for Residents of the stale of Indiana for Travel Accident Insurance: The definition of Covered Person from the DEFINITIONS section is replaced with the following Covered Person means the Basic Cardmember, each Additional Cardmember, and each of these Cardmember's spouses or Domestic Partners and dependent children under 26 years of age (dependent children include: your dependent children under 26 years of age. your dependent children 26 years or older who because of a handicap condition that occurred before the attainment of the limiting age, are incapable of self-sustaining employment and dependent upon You for lifetime care and supervision. Coverage will be extended for as long as such child is incapacitated, unmarried and dependent ) TAI-RDR1-IN 07/10 Applicable for Residents of the state of Louisiana for Travel AccideM Insurance: The definition of Covered Person from the DEFINITIONS section is replaced with the following. Covered Person means the Basic Cardmember, each Additional Cardmember, and each of these Cardmember's spouses and dependent children under 26 years of age (dependent children include: your dependent children under 26 years of age who rely on You fcc support and maintenance. your dependent children 26 years or older who because of a handicap condition that occurred before the attainment of the limiting age, are incapable of self-sustaining employment and dependent upon You for lifetime care and supervision. Coverage will be extended for as long as such child is incapacitated and dependent.). The definition of Domestic Partner is hereby removed from the Definitions section of the Description of Coverage Additionally an references to Domestic Partner are hereby removed from the Description of Coverage. By Title Date TAI-RDRI-LA 10/IEVI 0 Applicable for Residents of the State of Massachusetts for Travel Accident Insurance: The following is hereby added to and made part of the Description of Coverage This Polity, alone. does not meet Minimum Creditable Coverage standards and will not satisfy the individual mandate that you have health insurance. As of January 1 2008. the Massachusetts Health Care Reform Law requires that Massachusetts residents, eighteen (18) years of age and older, must have health coverage that meets the Minimum Creditable Coverage standards set by the Commonwealth Health Insurance Connector, unless waived from the health insurance requirement based on affordability or individual hardship. For more Information call the Connector at 1-877-MA-ENROLL or visit the Connector website (www.mahealthconnector.orq). This plan is not intended to provide comprehensive health care coverage and does not meet Minimum Creditable Coverage standards, even if it does include services that are not available in the insured's other health plans TAI-RDR1-MA 11/10. SAT82 BP/AACTAI O/0812 AMEX000111 SDNY_GM_00325911 EFTA_00198665 EFTA01684909 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 08/24/12 DUPLICATE COPY OPEN p. 7/9 Account Ending 0-= Applicable for Residents of the state of New York for Travel Accident Insurance: The definition of Covered Person from the DEFINITIONS section is replaced with the following. Covered Person means the Basic Cardmember, each Additional Cardmember, and each of these Cardmember's spouses or Domestic Partners and dependent children. Spouse includes the person to whom you are married, including your same-sex partner in your marriage that was legally performed in another jurisdiction. Dependent children includes: 1. Unmarried, dependent children under age 29 who rely on the insured for support and maintenance: 2. Unmarried dependent children 29 years or older who, because of a handicap condition or disability that occurred before the attainment of the limiting age. are incapable of self-sustaining employment and are dependent upon a parent or other care provider for lifetime care and supervision. Coverage will be extended for as long as such child is incapacitated. unmarried and dependent. 3. Natural, adopted and stepchildren of the insured who are chiefly financially dependent on the insured for support and maintenance, and 4. An adopted child or a child in the custody of the insured pursuant to an interim court order of adoption vesting temporary care of the child in the insured, regardless of whether a final order granting adoption is ultimately issued. The definition of Domestic Partner from the DEFINITIONS section is replaced with the following; 'Domestic Partner means persons of the same or opposite gender who can provide Us with proof of the domestic partnership and financial interdependence in the form of. A.Registration as a domestic partnership indicating that neither individual has been registered as a member of another domestic partnership within the last six months, where such registry exists, or B For partners residing where registration does not exist, by an alternative affidavit of domestic partnership as follows. I The affidavit must be notarized and must contain the following. a. The partners are both eighteen years of age a older and are mentally competent to consent to contract. b. The partners are not related by blood in a mamer that would bar marriage under laws of the State of New York c The partners have been living together on a continuous basis prior to the date of the application, and 2.Proof of cohabitation (e.g.. a driver's license. tax return or other sufficient proof), and 3.Proof that the partners are financially interdependent. Two or more of the following are collectively sufficient to establish financial interdependence: a. A joint bank account; b. A joint credit card a charge card; c. Jant obligation on a loan; d. Status as an authorized signatory on the partner's bank account. credit card or charge card; e. Joint ownership of holdings or investments; I. Joint ownership of residence: g. Joint ownership of real estate other than residence; h. Listing of both partners as tenants on the lease of the shared residence: i Shared rental payments of residence (need not be shared 50/50); j. Listing of both partners as tenants on a lease, or shared rental payments, for properly other than residence; k. A common household and shared household expenses. e.g.. grocery bills. utility bills, telephone bills, etc. (need not be shared 50150): I. Shared household budget for purposes of receiving government benefits; m. Status of one as representative payee for the other's government benefits. n. Joint ownership of major items of personal property (e.g . appliances, furniture); o. Joint ownership of a motor vehicle. p Joint responsibility for child care (e g., school documents. guardianship); q. Shared child-care expenses. e.g.. babysitfing. day care. school bills (need not be shared 50/50). r. Execution of wilts naming each other as executor and/or beneficiary. s. Designation as beneficiary under the other's life insurance t. Designation as beneficiary under the others retirement benefits account : u. Mutual grant of durable power of attorney; v. Mutual grant of authority to make health care decisions (e.g.. health care power of attorney); w. Affidavit by creditor or other individual able to testify to partners' financial interdependence: x. Other ttem(s) of proof sufficient to establish economic interdependency under the circumstances of the particular case. ' The EXCLUSION section is removed and replaced with the following. EXCLUSIONS This Policy does not cover any loss caused a contributed to by. directly or indirectly, wholly or partially: I suicide, attempted suicide or intenbonally self-inflicted injury; 2. war or any act of war, whether declared or undeclared: participation in a felony, not or insurrection: service in the Armed Forces or units auxiliary thereto; 3. Injury in which a contnbutmg cause was the Covered Person's commission of or attempt to commit a felony or to which a contributing cause was the Covered Person's being engaged in an illegal occupation; 4. sickness, except for an infection that was the result of an Injury; 5. mental or emotional disorder; 6 pregnancy, except complications of pregnancy and except to the extent coverage is required pursuant to Section 3221 of the New York Insurance Law; or 7. the consequence of the Covered Person's being intoxicated or under the influence of any narcotic unless administered on the advice of a Physician. The following items are hereby removed from the TERMINATION or CANCELLATION section the date the Covered Person no longer maintains a Permanent Residence in the 50 United States of America. the Distnct of Columbia. Puerto Rico or the V.S. Virgin Islands: the date We determine that the Covered Person or someone on the Covered Persons' behalf intentionally misrepresented or fraud occurred, and replaced with: the date We determine that the Covered Person or someone on the Covered Persons' behalf intentionally misrepresented or fraud occurred in a written instrument signed by the Covered Person. TAI-RDR2-NY 06111 Applicable to residents of the state of Pennsylvania for Travel Accident Insurance: The Description of Coverage section is removed and replaced with the following. For Accidental Death the Company well pay the applicable benefit amount as determined from the Table of Losses for the benefits listed below if a Covered Person suffers a loss from an Injury while coverage is in force under the Policy. For Dismemberment the Company will pay the applicable benefit amount as determined from the Table of Losses for the benefits listed below if a Covered Person suffers a loss from an Injury while coverage is in force under the Policy if such loss occurs within 100 days after the date of the Accident which caused the Injury. Benefits will be paid for the greatest loss. In no event will the Company pay for more than one loss sustained by the Covered Paton as the resat of any one Accident. TAIRDR10612PA SAT82 BP/AACTAIO/0812 AMEX000112 SDNY_Okl_00325912 EFTA_00 198666 EFTA01684910 G MAXWELL DTTSITLF LIC ,911. p 8/9 AMEX000113 SDNY_GM_00325913 EFTA_00198667 EFTA01684911 slant/10TE COPY OPEN Savings' Prepuel roe G MAXWELL ELLMAX LLC p. 9/9 Savings this Billing Period Savings Since January 2012 0.00 0.00 To start saving today, visit www.open.com/opensavings and learn more about the OPEN Savings program and participating merchants Other Ways To Save! Get 3% to 10% discounts when you use your Card at these OPEN Savings7 partners. Fed Fedrix FedEx FetEacOffice.* Hertz. Save 5% Save 5% Save 5% Save apt* 10% Save up to 10% filOfftoebtar.com 4Thhpdirect.com Bill Microsoft Store Save up to 10% Save pin,' 10% Save 5% Sava 3% Wm? Saw 5% Dun & Bradstreet Cnomettity Con, rereviD•nd8COm Save 5% tri ncl Save 5% A IRON MOUNTAIN' San 10% FLO Save 5% CAREY. EPS°N. BARNEMMOBLE0 San 5% Save 5% Save 5% Enjoy added savings for your business. Learn more at opensavings.com sunntriu, 77).anon Save 5% 4 O tim fl werS— Save 5% As a benefit of your American Express OPEN' Business Card. receive a 5% discount when you spend at participating Courtyard by Marriott' hotels. This OPEN Savings' discount will appear as a credit on your statement and is combinable with other discounts at Courtyard. Book now at marriott.com/opensavings or call 1-866-914-OPEN (6736). Terms conditions. and restrictions apply. Savings do not apply to charges made through third-party transactions or not paid directly at or through the hotel. Maximum savings is $1.500 per calendar year per Card account. Visit OPENSavings.com/courtyardterms /or complete terms and conditions. COURTYARD' Aitarnott AMEX000114 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00325914 EFTA_00 198668 EFTA01684912 MiEX000115 SDNY_GM_00325915 EFTA_00 198669 EFTA01684913 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23/12 DUPLICATE COPY New Balance $1,821.89 Please Pay By 10/08/12 OPEN p. 1/5 Account Ending 0.= r Membership d Rewards* Points Available and Pending as of 08/31/12 263,525 or up to date point balance and full program details, visit membershIprewards.com Account Summary g See page 2 for important Information about your account. Previous Balance 63,144.86 Payments/Credits -63,49670 W Your payment of $1,821.89 will be debited from your account on 10/08/12. Any inquiry to American Express concerning this debit should be made by 10/06/12. If your AutoPay payment is less than your New Charges Fees +$2.175.73 +$0.00 New Balance, we must receive an additional payment for at least the difference by your next Closing Date. New Balance 51,821.89 Days in Billing Period: 30 Payment Coupon lag Do not staple or use paper clips G MAXWELL Check here it your addressor phone number has changed. Note changes on reverse side. Pay by Computes opencornipbc Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone 1.800-678-0745 1.800-472-9297 OSee page 2 for additional information. n Pay by Phone 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0-MI Enter account number on all documents. Make c heck payable to Ameikan Express. Please Pay By 10/08/12 AutoPay Amount $1,821.89 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLrrlllrrrrlrrll 000182189000182189 20 rl AME X000116 SDNY_GM_00325918 EFTA_00198670 EFTA01684914 G MAXWELL DeckWitil;LFISTS p. 2/5 Payments: Yam payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language O11a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days abet the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choosea conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 7TY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 In NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit swavermericanapressiorrilupdatecontactinfo • roe Name. Company Nana and Foreign Address or Phonechanges, pleas* call (unmet Cane • Please print dearly in blue or Neck Ink only in the bcaes provided. n Street Address I City, State Zip Code Mee Code and Nome Ran, vAoStedesnd Email 1 I I Website: americanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices please visit www.emericasexpresszoirdpfincy. AMEX000117 SDNY_GM_00325917 EFTA_00 198671 EFTA01684915 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23/12 DUPLICATE COPY OPEN p3/5 Account Ending 0= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$3,144.86 4353.84 -$3,498.70 Detail •Indicates posting dew Payments 09/08/1r AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK, NA Amount -$3,144.86 Creeks Amount 09/23/12 ALEXANDER WANG INC NEW YORK NY 212-532-3103 Description COMMERCIAL EQU -8353.84 New Charges Summary Total Total New Charges $2,175.73 Detail G MAXWELL Card Ending 0= Amount 08/24/12 GRANDIN ROAD HOME FURNISH G39576330001- 09/05/12 AMAZON.COM MAZN.COINBILL WA MERCHANDISE $37.00 85721 09/07/12 MEDICAL IMAGING OF MNEW YORK NY 2127942500 Description Price MEDICAL/HEALTH SERV $800.00 $800.00 09/09/12 MAILCHIMP MAILCHIMP.COM GA EMAIL MKTG $50.00 09/10/12 AMAZON.COM AMIN.COINBILL WA MERCHANDISE $3245 09/11/12 AMAZON.COM ATAZN.COINBILL WA MERCHANDISE $50.70 09/11/12 WINEST1LSOLDOUT.COM PENNSAUKEN NJ 8566653456 $359.76 09/11/12 PRET A MANGER 0016 ONEW YORK NY 646-728-0505 Description FAST FOOD REST $5.43 09/11/12 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $101.85 AMEX000118 Continued on remise SDNY_GM_00325918 EFTA_00198672 EFTA01684916 G MAXWELL DCAMTIFISTII p45 Detail Continued Amount 09/12/12 ALEXANDER WANG INC NEW YORK NY 212-532.3103 Description COMMERCIAL ECM 5353.81 09/11/12 AMAZON MKTPLACE PMTSAPAZN.COM/BILL MERCHANDISE WA 513.14 09/17/12 STAPLES INC.006$3 MONTGOMERY NY 581.09 (300)333-3330 09/17/12 AMAZON.COM MAZN.COINBILL WA MERCHANDISE 5113.92 09/19/12 AMAZON.COM AMZN.COMA31LL WA MERCHANDISE 550.70 09/19/12 MB F DOG SHOWS INFODGREENSBORO 336-379-9352 NC $67.90 09/20/12 AMAZON.COM PJAZN.COM/BILL WA MERCHANDISE 337.10 09/20/12 AMAZON M1CTPLACE PMTSAMZN.COM/BJLL MERCHANDISE WA $2844 Fees Amount Total Fees for this Period $0.00 2012 Fees and Interest Totals Year-to-Date Amount Total Fees in2012 1160.33 Total Interest in 2012 50.00 AMEX000119 SDNY_GM_00325919 EFTA_00198673 EFTA01684917 slairrhia9rE COPY MpNdra OPEN Savings' G MAXWELL ELLMAX LLC Arso rrelling p. 55 Savings this Billing Period Savings Since January 2012 0.00 0.00 To start saving today, visit www.open.com/opensavings and learn more about the OPEN Savings program and participating merchants Other Ways To Savel Get 3% to 10% discounts when you use your Card at these OPEN Savings* partners. FecEx FecEx Save 5% Save 5% Feckx Save 5% FecExOffice.* Save up to 10% F.D,,, Hertz Save up to 10% IgOffiCeMarcom Save up to 10% hpdirect.com Save up to 10% MS Mil Microsoft'Store Save 5% 1-1,YATJ' Save 3% felt f f./UMW/ TelZimic 'sera l ---4en. btrae Placi Ann Anrli . -Wall Save 5% Save 5% Save 5% Save 5% Dun &Bradstreet tt pesti NI • ( oar ostitiewer Save 5% CAREY' EPSON' Save 5% Save 5% Save 5% \ lsoo BARNESR-IIOBLE0 1 flows_ Save 5% Save 5% Enjoy added savings for your business. Learn more at opensavings.com Looking to reward the people who help your business grow? Give them a Gift Card and get 100% off the purchase fees. American Express' Gift Cards are a great way to show employees and co-workers how much you appreciate their hard work. • Get 1OO% off purchase fees. Use code SMB12 through 12/31/12 at americanexpress.com/gift Discount is only valid on the Gift Card purchase lee. Shipping lees will apply. Offer valid through Cecember 31. 2012 and only lor web orders co americanexpress.com. Terms andccoditicos apply to Gilt Cards. Promotion code intended for user presented withtheolfer and is not valid on Gilt Card purchases made through partner sites. Purchase must be made via the web ad dress provided with otter. Otters are subject to change without notice. May be used at merchants in the OS. that accept American Express' Cards. Cannot be used at cruise Ines. for recurring billogchargges. at casnos. or at ATMs. American Express does not ship Gift Cards to the states of Hi and VT. Findadditional informationabout the Gift Card. includng terms and condtans and theGift Cardholder Agreement. at amerwanexpress.comigit. Card issued by American Express Prepaid Card Management Cap:ration. C 2012 American Express Travel Related Services Company Inc. All rights reserved. A105%000120 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00325920 EFTA_00198674 EFTA01684918 AMEX000121 SDNY_GM_00325921 EFTA_00198675 EFTA01684919 Business Gold Rewards ELLMAX LLC DUPLICATE COPY OPEN p.1/11 G MAXWELL Closing Date 10/24/12 Account Ending 0-= New Balance Please Pay By $5,385.29 11/08/12 See page 2 for important information about your account. Q See Pages for Important Changes to Your AccountTerms See Page 7 for Important Changes to the Arbitration provision 0 Your payment of $5,385.29 will be debited from your account on 11/08/12. Any inquiry to American Express concerning this debit should be made by 11/06/12. Ifyour AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Wig Do not staple or use paperclips G MAXWELL Check here if your address or phone number has changed. Note charges on reverse side. Pay by Computes opencom/pbc r Membership d Rewards* Points Available and Pending as of 09/30/12 270,088 or up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance $1,821.89 Payments/Credits 41,821.89 New Charges +$5,38529 Fees +$0.00 New Balance 8%385.29 Days in Billing Period: 31 Customer Care Pay by Computer open.com/pbc Customer Cans Pay by Phone 1.800.678-0745 1.800-472-9297 OSee page 2 for additional information. n Pay by Phone 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0.= Enter account number on all documents. Make c hec k payable to Ameikan Express. Please Pay By 11/08/12 AutoPay Amount 55,385.29 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrrrinll 000538529000538529 20 rl AME X000122 SDNY_GM_00325922 EFTA_00198676 EFTA01684920 G MAXWELL DeckWitil;LFISTS p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language O11a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choosea conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, of other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800.678-0745 In NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit swavermericanapressiorrilupdatecontactinfo • roe Name. Company Nana and Foreign Address or Phonechanges, pleas* call (unmet Cane • Please print dearly in blue or Neck Ink only in the bcaes provided. n Street Address I City, State Zip Code Mee Code and Nome Ran, vAoStedesnd Email I I Website: amerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emericasexpresszoirdpflvacy. AMEX000123 SDNY_GM_00325923 EFTA_00 198677 EFTA01684921 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 10/24/12 DUPLICATE COPY OPEN P 3/1i Account Ending 01= Payments and Credits Summary Payments Credits Total Payments and Credits Total -51,821.89 50.00 -$1,821.89 Detail Indicates posting es Payments Amount 10/08/1? AUTOPAY PAYMENT RECEIVED • THANK YOU JPMORGAN CHASE BANK, NA 41,821.89 New Charges Summary Total Total New Charges $5,315.29 Detail J G MAXWELL Card Ending 0.= Amount 09/25/12 GOGOAIItCOM 877-350-0038 IL INTERNET ACC 510.00 09/26/12 STARBUCKS CORP160796MONTEREY CA 800-7827282 $3.55 09/28/12 CTCORPORATON 800424-0909 NY LEGALSERVKE $346.75 10/02/12 BLUEPRINT CLEANSE 212-414-5741 212-414-5741 5195130 10/08/12 MERCEDES BENZ CORAL CORAL GABLES FL 305-445-8593 54,584.75 10/09/12 MAILCHIMP MAILCHIMP.COM GA EMAIL MKTG 550.00 10/10/12 AMAZON MKTPLACE PMTSMAZN.COrNBILL WA MERCHANDISE 519.99 10/12/12 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $154.56 10/22/12 POTTERY BARN E•COMMEHOME FURNISH 3105703200000000010065 520.69 Fees Amount Total Fees for this Period $0.00 AMEX000124 Continued on reverse SDNY_GM_00325924 EFTA_00198678 EFTA01684922 G MAXWELL DWI'c'eNti:Cfncith U 4/'' 2012 Fees and Interest Totals Year-to-Date Total Fees in 2012 Total Interest In 2012 Amount 5160.33 s0.00 AMEX000125 SDNY_GM_00325925 EFTA_00198679 EFTA01684923 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 10/24/12 DUPLICATE COPY Summary of changes OPEN SM p 5/11 Account Ending OM The following is a summary of changes to important terms of your account. The detailed changes to your Cardmember Agreement appear on the reverse side of this page. Statement Copy Fee We are removing the fee for copies of billing statements you request. This fee was 35.00 for each statement requested, except for the three most recent statements. Additional Cards (also referred to as Employee Cards) We are clarifying that the terms Employee Cards and Additional Cards are used interchangeably. All provisions in the Cardmember Agreement that apply to Additional Cards also apply to Employee Cards. We are also clarifying responsibility under the Cardmember Agreement for charges made by Additional Cardmembers on the Account. See the reverse side for the detail of changes to your Cardmember Agreement. SOPO2 BP/OPNCHLD/1012 AMEX000126 SONY_GM_00325926 EFTA_00 198680 EFTA01684924 G MAXWELL DUPLICATE CO Account Ending P 6/11 Important Changes to Your Account Terms The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement governing the account (the "Agreement"). This notice formally amends the Agreement as described below. These changes apply to existing and future balances on your account. Any terms in the Agreement conflicting with these changes is replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with additional Cardmembers on your account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Statement Copy Fee In the How Rates and Fees Work table, in Part 1 of your Cardmember Agreement, the Statement Copy row is deleted. Additional Cards Effective immediately, the Additional Cardmembers row in Part 2 of your Cardmember Agreement is renamed Additional Cardmembers (also referred to as Employee Cardmembers) and the following is added to the end of the row: We may refer to Additional Card(s) and Additional Cardmember(s) as Employee Card(s) and Employee Cardmember(s). All terms and conditions that apply to Additional Cards also apply to Employee Cards. Effective January 1, 2013, the third sentence of the About your Cardmember Agreement row, in Part 2 of your Cardmember Agreement, is deleted and replaced with: When you or an Additional Cardmember, as defined below, use the Account (or sign or keep a card), you agree to the terms of the Agreement. Effective January 1, 2013, the Promise to pay row, in Part 2 of your Cardmember Agreement, is amended by removing the last two sentences. SOPO2 BP/OPNCHLD/1012 AMEX000127 SDNY_GM_00325927 EFTA_00 19868 I EFTA01684925 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 10/24/12 DUPLICATE COPY OPEN SM p 7/11 Account Ending OM Changes to the Arbitration Provision We are making changes to the process for resolving legal claims to provide more options. See the summary of our new process below and the detailed language on the following pages for more on these changes. Summary of New Claims Resolution Provision (including Arbitration) Effective January 1, 2013 First, if you have an issue or dispute, please contact our Customer Service Department at the number listed on the back of your card. They are able to resolve most issues and disputes. Second, before initiating a mediation, arbitration or litigation, we ask that you send a Claim Notice to: American Express ADR c/o CT Corporation System, 111 8th Ave.. New York, NY 10011. For a sample Claim Notice form, go to americanexpress.com/claim. Third. you may now mediate your claim prior to initiating an arbitration or litigation. In mediation, a neutral mediator helps to resolve your claim. Fourth, our Claims Resolution provision includes an arbitration provision. This means that either you or we may choose to have an arbitrator decide any claim instead of having the claim decided by a court. However, you may reject the arbitration provision if you notify us in writing prior to February 15. 2013. Rejecting arbitration: If you reject the arbitration provision, it will not apply to you, except for any claims subject to litigation or arbitrations pending at the time you send your rejection notice. Also, your rejection will apply to the arbitration provision in any other American Express Card accounts you may have, except for Corporate Card accounts. It will have no other effect on your ability to use your card or the service you have with American Express. How to reject arbitration: You must send us a rejection notice by February 15, 2013, that contains your: • name • address • account number(s) • signature Mail your rejection notice to American Express, P.O. Box 981556, El Paso, TX 79908. For a sample form, go to americanexpress.com/reject. You are not required to use the sample form. See the reverse side and subsequent pages for the detail of changes. SARO2 BP/ARBTCLM/1012 AMEX000128 SDNY_GM_00325928 EFTA_00 198682 EFTA01684926 G MAXWELL DUPLICATE CO Account Ending P 8711 Important Changes to Your Account Terms The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement governing your Account (the "Agreement). This notice formally amends the Agreement as described below. These changes apply to existing and future balances on your Account. Any terms in the Agreement conflicting with these changes is replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Cardmembers on your Account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Effective January 1. 2013. the Arbitration provision in the Cardmember Agreement is replaced with the following: CLAIMS RESOLUTION Most customer concerns can be resolved by calling our Customer Service Department at the number listed on the back of your card. In the event Customer Service is unable to resolve a complaint to your satisfaction, this section explains how claims can be resolved through mediation, arbitration or litigation. It includes an arbitration provision. You may reject the arbitration provision by sending us written notice within 45 days after your first card purchase, or by February 15, 2013, whichever is later. See Your Right to Reject Arbitration below. For this section. you and us includes any corporate parents, subsidiaries, affiliates or related persons or entities. Claim means any current or future claim, dispute or controversy relating to your Account(s), this Agreement, or any agreement or relationship you have or had with us, except for the validity, enforceability or scope of the Arbitration provision. Claim includes but is not limited to: (1) initial claims, counterclaims, crossclaims and third-party claims; (2) claims based upon contract, tort, fraud, statute, regulation, common law and equity; (3) claims by or against any third party using or providing any product, service or benefit in connection with any account; and (4) claims that arise from or relate to (a) any account created under any of the agreements, or any balances on any such account, (b) advertisements, promotions or statements related to any accounts. goods or services financed under any accounts or terms of financing, (c) benefits and services related to card membership (including fee-based or free benefit programs, enrollment services and rewards programs) and (d) your application for any account. You may not sell, assign or transfer a claim. Sending a Claim Notice Before beginning a lawsuit, mediation or arbitration, you and we agree to send a written notice (a claim notice) to each party against whom a claim is asserted, in order to provide an opportunity to resolve the claim informally or through mediation. Go to americanexpress.com/claim for a sample claim notice. The claim notice must describe the claim and state the specific relief demanded. Notice to you may be provided by your billing statement or sent to your billing address. Notice to us must include your name, address and Account number and be sent to American Express ADR do CT Corporation System. 111 8th Ave., NY, NY 10011. If the claim proceeds to arbitration, the amount of any relief demanded in a claim notice will not be disclosed to the arbitrator until after the arbitrator rules. Mediation In mediation, a neutral mediator helps parties resolve a claim. The mediator does not decide the claim but helps parties reach agreement. Before beginning mediation. you or we must first send a claim notice. Within 30 days after sending or receiving a claim notice, you or we may submit the claim to JAMS (1-800-352-5267, jamsadr.com) or the American Arbitration Association (AAA") (1-800-778-7879, adr.org) for mediation. We will pay the fees of the mediator. All mediation-related communications are confidential, inadmissible in court and not subject to discovery. All applicable statutes of limitation will be tolled until termination of the mediation. Either you or we may terminate the mediation at any time. The submission or failure to submit a claim to mediation will not affect your or our right to elect arbitration. SARO2 BP/ARBTCLM/1012 APAEX000129 SDNY_GM_00325929 EFTA_00 198683 EFTA01684927 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 10/24/12 DUPLICATE COPY OPEN p 9/11 Account Ending OM Arbitration You or we may elect to resolve any claim by individual arbitration. Claims are decided by a neutral arbitrator. If arbitration is chosen by any party, neither you nor we will have the right to litigate that claim in court or have a jury trial on that claim. Further, you and we will not have the right to participate in a representative capacity or as a member of any class pertaining to any claim subject to arbitration. Arbitration procedures are generally simpler than the rules that apply in court, and discovery is more limited. The arbitrators decisions are as enforceable as any court order and are subject to very limited review by a court. Except as set forth below, the arbitrator's decision will be final and binding. Other rights you or we would have in court may also not be available in arbitration. Initiating Arbitration Before beginning arbitration, you or we must first send a claim notice. Claims will be referred to either JAMS or AAA, as selected by the party electing arbitration. Claims will be resolved pursuant to this Arbitration provision and the selected organization's rules in effect when the claim is filed, except where those rules conflict with this Agreement. If we choose the organization, you may select the other within 30 days after receiving notice of our selection. Contact JAMS or AAA to begin an arbitration or for other information. Claims also may be referred to another arbitration organization if you and we agree in writing or to an arbitrator appointed pursuant to section 5 of the Federal Arbitration Act, 9 U.S.C. §§ 1-16 (FAA). We will not elect arbitration for any claim you file in small claims court, so long as the claim is individual and pending only in that court. You or we may otherwise elect to arbitrate any claim at any time unless it has been filed in court and trial has begun or final judgment has been entered. Either you or we may delay enforcing or not exercise rights under this Arbitration provision, including the right to arbitrate a claim, without waiving the right to exercise or enforce those rights. Limitations on Arbitration If either party elects to resolve a claim by arbitration, that claim will be arbitrated on an individual basis. There will be no right or authority for any claims to be arbitrated on a class action basis or on bases involving claims brought in a purported representative capacity on behalf of the general public, other cardmembers or other persons similarly situated. The arbitrator's authority is limited to claims between you and us alone. Claims may not be joined or consolidated unless you and we agree in writing. An arbitration award and any judgment confirming it will apply only to the specific case and cannot be used in any other case except to enforce the award. Notwithstanding any other provision and without waiving the right to appeal such decision, if any portion of these Limitations on Arbitration is deemed invalid or unenforceable, then the entire Arbitration provision (other than this sentence) will not apply. Arbitration Procedures This Arbitration provision is governed by the FAA. The arbitrator will apply applicable substantive law, statutes of limitations and privileges. The arbitrator will not apply any federal or state rules of civil procedure or evidence in matters relating to evidence or discovery. Subject to the Limitations on Arbitration, the arbitrator may otherwise award any relief available in court. The arbitration will be confidential, but you may notify any government authority of your claim. If your claim is for $10,000 or less, you may choose whether the arbitration will be conducted solely on the basis of documents, through a telephonic hearing, or by an in-person healing. At any party's request, the art itratorwill provide a brief written explanation of the award. The arbitrator's award will be final and binding, except for any right of appeal provided by the FAA: however, any party will have 30 days to appeal the award by notifying the arbitration organization and all parties in writing. The organization will appoint a three-arbitrator panel to decide anew, by majority vote based on written submissions, any aspect of the decision objected to. Judgment upon any award may be entered in any court having jurisdiction. At your election, arbitration hearings will take place in the federal judicial district of your residence. SARO2 BP/ARBTCLM/1012 AMEX000130 SDNY_GM_00325930 EFTA_00 198684 EFTA01684928 G MAXWELL DUPLICATE C Account Ending lifin p. 10111 Arbitration Fees and Costs You will be responsible for paying your share of any arbitration fees (including filing, administrative, hearing or other fees), but only up to the amount of the filing fees you would have incurred if you had brought a claim in court. We will be responsible for any additional arbitration fees. At your written request, we will consider in good faith making a temporary advance of your share of any arbitration fees, or paying for the reasonable fees of an expert appointed by the arbitrator for good cause. Additional Arbitration Awards If the arbitrator rules in your favor for an amount greater than any final offer we made before arbitration, the arbitrator's award will include: (1) any money to which you are entitled, but in no case less than $5,000; and (2) any reasonable attorneys' fees, costs and expert and other witness fees. Your Right to Reject Arbitration You may reject this Arbitration provision by sending a written rejection notice to us at: American Express, P.O. Box 981556, El Paso, TX 79908. Go to americanexpress.com/reject for a sample rejection notice. Your rejection notice must be mailed within 45 days after your first card purchase, or by February 15, 2013, whichever is later. Your rejection notice must state that you reject the Arbitration provision and include your name, address, Account number and personal signature. No one else may sign the rejection notice. If your rejection notice complies with these requirements, this Arbitration provision and any other arbitration provisions in the cardmember agreements for any other currently open American Express accounts you have will not apply to you, except for Corporate Card accounts and any claims subject to pending litigation or arbitration at the time you send your rejection notice. Rejection of this Arbitration provision will not affect your other rights or responsibilities under this Claims Resolution section or the Agreement. Rejecting this Arbitration provision will not affect your ability to use your card or any other benefit, product or service you may have with your Account. Continuation This section will survive termination of your Account, voluntary payment of your Account balance, any legal proceeding to collect a debt, any bankruptcy and any sale of your Account (in the case of a sale, its terms will apply to the buyer of your Account). If any portion of this Claims Resolution section, except as otherwise provided in the Limitations on Arbitration subsection, is deemed invalid or unenforceable, it will not invalidate the remaining portions of this Claims Resolution section. SARO2 BP/ARBTCLM/1012 AMEX000131 SONY_GM_00325931 EFTA_00 198685 EFTA01684929 OPEN Savings- Summary ELLMAX LLC G MAXWELL Closing Date 10/24)12 DUPLICATE COPY Account Ending OM Statement Credit This Period Year to Oate Remember, you can get up to 10% statement credits on eligible purchases with OPEN Savings partners. Visit opensavings.com to learn more. Full terms and conditions for the OPEN Savings program are available at opensavings.com. $0.00 $0.00 AMEX000132 SDNY_GM_00325932 EFIA_00 198686 EFTA01684930 AMEX000133 SDNY_GM_00325933 EFTA_00198687 EFTA01684931 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 11/23/12 DUPLICATE COPY New Balance $1,029.12 Please Pay By 12/08/12 ICI See page 2 for important information about your account. Cr, New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. See Page 5 for Important Information About Your Account including Information regarding benefits underwritten by AMEX Assurance Company. 01; Your payment of 51,029.12 will be debited from your account on 12/08/12. Any inquiry to American Express concerning this debit should be made by 12/06/12. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Notechanges on reverse side. Pay by Computer opeacom/pbc OPEN p 1/7 Account Ending 0=1 Membership Rewards° Points Available and Pending as of 10/31/12 297,949 For up to date point balance and full program details, visit membersbiprewards.com Account Summary Previous Balance 55,385.29 Payments/Credits -55,405.98 New Charges +51,049.81 Fees +50.00 New Balance 51,029.12 Days in Billing Period: 30 Customer Care Pay by Computer open.conVpbc Customer Care Pay by Phone I-800-678-0745 1-800-472-9297 g See page 2 (or additional information. rj Pay by Phone ga 1 -8C0-4 72-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending OM Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 12/08/12 AutoPay Amount 51,029.12 Illndndndlll IIIIIIIIIIIIIIIIIIII IIIIIIIIIIIII 000102912000102912 20 ri AMEX000134 S0NY_GM_00325934 EFTA_00 198688 EFTA01684932 G MAXWELL DeckWitil;LFISTS p. 2/7 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX:1 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • for Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000135 SDNY_GM_00325935 EFTA_00 198689 EFTA01684933 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 11/23/12 DUPLICATE COPY OPEN Account Ending 0- p 3/7 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$5,385.29 -$20.69 -$5,405.98 I Detail indicates posting date Payments Amount 11/08/12. AUTOPAY PAYMENT RKEIVED - THANK YOU JPMORGAN CHASE BANK, NA Credits -$5,385.29 Amount 11/14/12 POTTERY BARN E-COMME800-922-9934 CA 3105703200000000010065 -$20.69 New Charges Summary Total Total New Charges $1,04921 Detail J G MAXWELL Card Ending 0-= Amount 10/24/12 RESTORATION HARDWARECORTE PAADERA 800-7621751 CA $65.33 11/07/12 MB F DOG SHOWS INFODGREENSBORO 3364790352 NC $95.85 11/08/12 CTCORPORATION 800-624-0909 NY LEGALSERVICE $498.00 11/09/12 MAILCHIMP MAILCHIMP.COM GA EMAIL MKTG $50.00 11/13/12 AMAZON MKTPLACE PMTSMAZN.COMMILL MERCHANDISE WA $112.12 11/14/12 TA4OBILE 888-278-3397 OR PREPAIDTOPUP $5444 11/14/12 MB F DOG SHOWS INFODGREENSBORO 336.379-9352 NC $75.90 11/14/12 FREDERIC FEKKAJ BEAUNEW YORK NY 2127539500 $56.43 11/17/12 PERRY PHILLIPS PHOTOSPRINGFIELD PA $41.74 610-328-5575 AMEX000136 Continued on reverse SDNY_GM_00325936 EFTA_00198690 EFTA01684934 G MAXWELL DecidigirignFSE p 4/7 Fees Amount Total Fees for this Period 50.00 2012 Fees and Interest Totals Year-to-Date Total Fees in 2012 Total Interest in 2012 Amount S160.33 $0.00 AMEX000137 SDNY_GM_00325937 EFTA_00198691 EFTA01684935 Business Gold Rewards DUPLICATE COPY OPEN p. 5/7 ELLMAX LLC G MAXWELL Closing Date 11/23/12 Account Ending 0. Notice of Change to Your Travel Accident Insurance Policy We are making Important Changes to your insurance policies (Policies") underwritten by AMEX Assurance Company. Applicable for Residents of Delaware for Travel Accident Insurance: The definition of Covered Person from the DEFINITIONS section is replaced with the following: Covered Person means the Basic Cardmember, each Additional Cardmember, and each of these Cardmember's spouses or Domestic Partners and dependent children under 26 years of age (dependent children include: your unmarried, dependent children under 26 years of age who rely on You for support and maintenance. your unmarried dependent children 26 years or older who because of a handicap condition that occurred before the attainment of the limiting age, are incapable of self-sustaining employment and dependent upon You for lifetime care and supervision. Coverage will be extended for as long as such child is incapacitated, unmarried and dependent.). TAI-RDR1-Multi 04/10. Applicable for Residents of Florida for Travel Accident Insurance: The definition of Covered Person is hereby removed from the DEFINITIONS section in its entirety and replaced with the following: Covered Person means the Basic Cardmember, each Additional Cardmember, and each of these Cardmember's spouses or Domestic Partners and dependent children under 26 years of age (dependent children include: your unmarried, dependent children under 26 years of age who rely on You for support and maintenance. your unmarried dependent children 26 years or older who because of a handicap condition that occurred before the attainment of the limiting age, are incapable of self-sustaining employment and dependent upon You for lifetime care and supervision. Coverage will be extended for as long as such child is incapacitated, unmarried and dependent.). All Covered Persons must have a Permanent Residence within the 50 United States of America, the District of Columbia, Puerto Rico, or the U.S. Virgin Islands. All other persons are not Covered Persons under the Policy. Dependent coverage will extend to the end of the calendar year when the dependent reaches age 30 when: 1. The dependent is unmarried and does not have a dependent of his or her own; 2. Is a resident of this state or a full-time or part-time student: and 3. Is not provided coverage as a named subscriber, insured, enrollee, or covered person under any other group, blanket, or franchise health insurance policy or individual health benefits plan, or is not entitled to benefits under Title XVIII of the Social Security Ad. 4. If, pursuant to this section. a child is provided coverage under the parent's policy after the end of the calendar year in which the child reaches age 25 and coverage for the child is subsequently terminated, the child is not eligible to be covered under the parent's policy unless the child was continuously covered by other creditable coverage without a gap in coverage of more than 63 days. For the purposes of this subsection, the term "creditable coverage" has the same meaning as provided in Florida Insurance Code s. 627.6561(5). Dependent children include: 1. Natural, adopted and stepchildren of the insured who are chiefly financially dependent on the insured for support and maintenance; 2. An adopted child or a child in the custody of the insured pursuant to an interim court order of adoption vesting temporary care of the child in the insured, regardless of whether a final order granting adoption is ultimately issued. All references to "dependent children under 23 years of age" throughout the document are hereby changed to "dependent children under 26 years of age". TAI-RDR1-FL 06110 Notice regarding your AMEX Assurance Company insurance Products We are notifying you of an update to all insurance products underwritten by AMEX Assurance Company that you have as a benefit of your Cardmembership, or in which you have enrolled. In the event any coverage provided by the AMEX Assurance Company insurance policies would be in violation of U.S. economic or trade sanctions, such coverage shall be null and void. Notice of Change to OPEN Savings® OfficeMax Discount Effective January 15, 2013, the OPEN Savings discount on purchases with OfficeMax will be 5% off all purchases of S250 or less and 10% off any purchase of more than S250. These discounts apply to purchases made through OfficeMax.com. officemaxsolutions.com or OfficeMax telephone orders. As of January 15, 2013, the OPEN Savings OfficeMax discount will no longer apply at retail locations. Visit officemax.conVopensavings for further details. Terms, conditions, and restrictions apply. S14N2 BP/OSVOMHT/41g,000138 SDNY_GM_00325938 EFTA_00 198692 EFTA01684936 DUPLICATE CO G MAXWELL Account Ending P 6/7 Notice of Change to OPEN Savings" Hyatt Hotels & Resorts® Discount Effective January 1, 2013, the OPEN Savings discount for spend at participating Hyatt Hotels & Resorts properties will increase from 3% to 5%. The 5% discount is valid for total spend of up to $10,000 at participating Hyatt properties, per calendar year. Terms, conditions and restrictions apply. Visit opensavings.com/HyattTerms for further details. 514N2 BP/OSVOMH171112 AmEx000139 SDNY_GM_00325939 EFTA_00 198693 EFTA01684937 OPEN Savings- Summary ELLMAX LLC G MAXWELL Closing Date 11/23/12 DUPLICATE COPY p.7/7 Account Ending OM Statement Credit This Period Year to On. Remember, you can get up to 10% statement credits on eligible purchases with OPEN Savings partners. Visit opensavings.com to learn more. Full terms and conditions for the OPEN Savings program are available at opensavings.com. 50.00 50.00 AMEX000140 SDNY_GM_00325940 EFTA_00 198694 EFTA01684938 MiEX000141 SDNY_GM_00325941 EFTA_00198695 EFTA01684939 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 12/24/12 DUPLICATE COPY New Balance $5,857.61 Please Pay By 01/08/13 g See page 2 for important information about your account. (r) New York residents may contact the New York Department of Financial Services to obtain a comparative listing credit card rates, fees and grace periods by calling 1-800-51 Your payment of S5,857.61 will be debited from your account on 01/08/13. Any inquiry to American Express concerning this debit should be made by 01/06/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PIPA Payment Coupon Do not staple or use paper clips G MAXWELL Check here it your addressor phone number has changed. Note changes on reverse side. Pay byCornputer opencorn/pbc OPEN p. 1/5 Account Ending 0-= Membership Rewards* Points Available and Pending as of 11/30/12 314,473 For up to date point balance and full program details, visit membershiprewards.corn Account Summary Previous Balance Payments/Credits New Charges Fees $1,029.12 -$1,029.12 +$5,857.61 +$0.00 New Balance $5,857.61 Days in Billing Period: 31 Customer Care Pay by Computer open.com/pbc Customer Can Pay by Phone 1.800-678-0745 1.800-472-9297 OSee page 2 for additional information. In Pay by Phone IM 1-80D-472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0= Enter account number on all documents. Make c heck payable to American Express. Please Pay By 01/08/13 AutoPay Amount $5,857.61 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrrrinll 000585761000585761 20 r1 AME X000142 SDNY_GM_00325942 EFTA_00198696 EFTA01684940 G MAXWELL DeckWitil;LFISTS p. 25 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX:1 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • for Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000143 SDNY_GM_00325943 EFTA_00 198697 EFTA01684941 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 12/24/12 DUPLICATE COPY OPEN Account Ending 0- p 3/5 Payments and Credits Summary Total Payments Credits Total Payments and Credits -11,029.12 $0.00 -$1,029.12 Detail Indicate posting daf Payments Amount 12/08/12 AUTOPAY PAYMENT RECEIVED - THANK YOU JPMORGAN CHASE BANK NA -$1,029.12 New Charges Summary Total Total Now Charges SSA57.61 Detail G MAXWELL Card Ending 0-= Amount 11/26/12 AMAZON MKTPLACE PMTSAMZN.COM/BILL WA MERCHANDISE $13.11 11/27/12 ENZ0CL1NKAL 1ABORA631.7555500 NY 6317555500 $50.00 11/28/12 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $78.95 11/28/12 MB F DOG SHOWS INFODGREENSBORO NC 336.379.9352 $131.80 12/07/12 EAST RIVER MEDICAL INEW YORK NY MEDICAL SERVICE $405.90 12/09/12 MAJLCHIMP MAILCHIMP.COM GA EMAIL MKTG $50.00 12/11/12 Ol •WAG.COM 866-746-7924 NJ 866-746-7924 $175.01 12/11/12 DRIIJAWBONE 0000 ORDERFIND.COM MN DIRECT MKTG INTERNET Desolation ELECTRONIC MERCHAND $154.54 12/13/12 LEAPFROG ENTERPRISESEMERYVILLE CA 8663345327 $14524 12/13/12 BJ'S.COM .0549 00000WESTBOROUGH MA 8002572582 Description REFER TO RECEIPT $205.05 12/16/12 WINESTILSOLDOUT.COM PENNSAUKEN NJ 8566653456 $75.96 AMEX000144 Continued on reverse SDNY_GM00325944 EFTA_00198698 EFTA01684942 G MAXWELL DecidigirignFSE p. Detail Continued Amount 12/16/12 THE CHRONICLE 0323 OCALA FL 352-369-1104 Description BOOKS AND NEWSPAPER 12/17/12 AMAZON.COM AlAZN.COINBILL WA MERCHANDISE 12/17/12 FLORIDA GO RENEW 850-6172000 FL 8506172000 S400.00 51936 571.85 12/17/12 WINESTILSOLDOUT.COM PENNSAUKEN NJ 8566653456 $7996 12/18/12 AMAZON.COM AMZN.COMA3ILL WA MERCHANDISE $6.52 12/18/12 AMAZON.COM AlAZN.COM/BILL WA MERCHANDISE 519.56 12/19/12 T•MOBILE 888-278-3397 OR PREPAIDTOPUP $6532 12/19/12 MB F DOG SHOWS INFODGREENSBORO NC 336.379-9352 598.85 12/19/12 THE RANCH AT LK OAMALIBU CA 310-457-8700 53,600.00 12/20/12 WEST ELM E-COMMERCE HOME FURNISH 3791621800000000010065 510.43 Fees Amount Total Fees for this Period 50.00 2012 Fees and Interest Totals Year-to-Date Total Fees in 2012 Amount $160 33 Total Interest in 2012 50.00 AMEX000145 SDNY_Gai_00325945 EFTA_00198699 EFTA01684943 OPEN Savings° Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 12/24/12 P56 Account Ending 0- Statement Credit This Period 50.00 Year to Date 50.00 Remember, you can get up to 10% statement credits on eligible purchases with OPEN Savings partners. Visit opensavings.com to learn more. lull terms and <ondir ions for the OPEN Savings program are available at opensavings.com Explore All Partners Save up to 10% on eligible purchases with these OPEN Savings partners. Vbft opensavings.com for details. FeclEx. tto'OfficeiVfax Mgr ICOLIMARD Dun &Bradstreet ITV ( %v.v. Dan0B con￾Fecroc. FodEx. rThoh, OT -"C•• fts--"'s [ Palm?* __jumps, CAREY' hpdirect.com EPSON' FeckixOffice.* flertz. Microsoft' Store BARNES&IIOBLEC HYAIT* Ntsi„ikrs. Discounts will be credited to your statement. Merchant participation and offers are subject to change without notice. Maximum annual savings caps and exclusions may apply. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX000146 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00325946 EFTA_00 I 98700 EFTA01684944 MiEX000147 SDNY_GM_00325947 EFTA_00198701 EFTA01684945 Business Gold Rewards ELLMAX LLC DUPLICATE COPY OPEN p. 1/5 G MAXWELL Closing Date 01/24/13 Account Ending 0-= New Balance $4,089.67 Please Pay By 02/08/13 g See page 2 for important information about your account. (r) New York residents may contact the New York Department of Financial Services to obtain a comparativelgggoof credit card rates. fees and grace periods by calling 1-800-51 0 Your payment of 54,089.67 will be debited from your account on 02/08/13. Any inquiry to American Express concerning this debit should be made by 02/06/13. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Do not staple or use paper clips G MAXWELL Check here it your address of phone number has changed. Note changes on reverse side. Pay byCornputer opencorn/pbc r dMembership Rewards' Points Available and Pending as of 12/31/12 321,796 or up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees $5,857.61 -$5,857.61 +$4A8947 r-S0.00 New Balance 84,019.67 Days in Billing Period: 31 Customer Care Pay by Compute open.com/pbc Customer Can Pay by Phone 1.800.678-0745 1.800-472-9297 OSee page 2 for additional information. In Pay by Phone 1-800472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0= Enter account number on all documents. Make c heck payable to American Express. Please Pay By 02/08/13 AutoPay Amount $4,089.67 OhnhuhuHll Hfldiddlinflhoh“Hhodull 000408167000408967 20 d AMP X003148 SDNY_Gb1_00325948 EFTA_00198702 EFTA01684946 G MAXWELL DeckWitil;LFISTS p. 25 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX:1 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • for Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000149 SDNY_GM_00325949 EFTA_00 198703 EFTA01684947 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 01/24/13 DUPLICATE COPY OPEN Account Ending 0- p 3/5 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$5,857.61 $0.00 45,857.61 Detail indicate posting dab Payments Amount 01/08/13' AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK NA -$5,857.61 New Charges Summary Total J Total New Charges $4,069.67 Detail G MAXWELL Card Ending O.= Amount 12/31/12 CANINE STYLES INC 212-826-3985 212-826-3985 $108.88 01/02/13 AMAZON.COM AMZN.COMIBILL WA MERCHANDISE $5640 01/02/13 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $131.80 01/03/13 AMAZON MKTPLACE PMTSANIZN.COSNBILL WA MERCHANDISE $18.98 01/04/13 ANITA R CELA MD 212-535-6004 212.535-6004 $800.00 01/04/13 NORDSTROM DIRECT INCSEATTLE WA NORDSTROM.COM 1.800.933-3 Description WMNS FINE FRAG $26132 01/08/13 BEALITY.COM BEAUTY.COM WA BEAUTY AIDS $63.00 01/08/13 AMAZON MKTPLACE PMTSAM2N.COM/BILL WA MERCHANDISE $2240 01/08/13 50+10 HOUSE NEW YORK NEW YORK NY 212-6279800 $1,633.13 01/08/13 DRPJAWBONE 0000 ORDERFIND.COM MN DIRECT MKTG INTERNET Description ELECTRONIC MERCHAND $154.54 01/09/13 AMAZON.COM PJAIN.COPAIBILL WA MERCHANDISE $1640 AMEX000150 Continued on reverse SDNY_GM_00325950 EFTA_00198704 EFTA01684948 G MAXWELL DCAMTIFJ9fil 0.45 Detail Continued Amount 01/09/13 FREDERIC FEKKAI BEAUNEW YORK NY 2127539500 551.21 01/09/13 MAJICHIMP MAILCHIMP.COM GA EMAIL MKTG 550.00 01/15/13 AMAZON MKTPLACE PMTSMAZN.COM/BILL WA MERCHANDISE $25.48 01/15/13 STAPLES INC.00683 MONTGOMERY NY (800)333-3330 543.53 01/15/13 MB F DOG SHOWS INFODGREENS8ORO NC 336-379-9352 565.90 01/16/13 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE 566.05 01/16/13 AMAZON MKTPLACE PMTSMAZN.COM/BILL WA MERCHANDISE 519.99 01/16/13 THE EXPLORERS CLUB 212-628-8383 212-6284383 $2500 01/17/13 NIKE.COM 800.806-6453 OR 800-806-6453 $143.30 01/17/13 CITYSPORTS.COM 0326 WILMINGTON MA 877-988-2580 Description SPORTING GOODS/APPA 538.71 01/18/13 T-MOBILE 888-278-3397 OR PREPAIDTOPUP 56532 01/19/13 FREDERIC FEKKAI BEAUNEW YORK NY 2127539500 556.43 01/20/13 Star bucks 400821 NewNew York NY FAST FOOD RESTAURANT 54.30 01/20/13 MEWS UFS SPA 2NFLNEW YORK NY COSMETIC STORE $167.20 Fees Amount Total Fees for this Period 50.00 2013 Fees and Interest Totals Year-to-Date Amount Total Fees in2013 Total interest in 2013 50.00 $O 00 AMEX000151 SDNY_GM_0032595 1 EFTA_00198705 EFTA01684949 OPEN Savings° Summary DUPLICATE COPY ELLMAX LLC GMAXWELL Closing Date 01/24/13 p 56 Account Ending 0-MI Statement Credit This Period $0.00 Year to Date $0.00 Remember, you can get up to 10% statement credits on eligible purchases with OPEN Savings partners. Visit opensavings.com to learn more. Tull ter me and condo lax (or the OPEN Savings program are availableat opensavings.com. Explore All Partners Save up to 10% on eligible purchases with these OPEN Savings partners. Visltopetsavings.com for details. FedEx. FedEx. FedEx. FedEx Office_ * fit Officeidax corn 0 hpdirect.com DAM?. Duna Bradstreet Cato lllll st Co.! ww*DandElcorn RCS kie 1•• EPSON' iNC sans.* i nt Microsoft Store Lel BARNESM0BLEO H ZT' Discounts will be credited to your statement. Merchant participation and offers are subject to change without notice. Maximum annual savings caps and exclusions may apply. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX000152 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00325952 EFTA_00198206 EFTA01684950 AMEX000153 SDNY_GM_00325953 EFTA_00198707 EFTA01684951 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 02/21/13 DUPLICATE COPY New Balance $1,745.19 Please Pay By 03/08/13 ICI See page 2 for important information about your account. C New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. CI Your payment of $1,745.19 will be debited from your account on 03/08/13. Any inquiry to American Express concerning this debit should be made by 03/06/13. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. 01.1 Payment Coupon Lai Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Notechanges on reverse side. Pay by Computer open.conVpbc OPEN p.1/5 Account Ending 0-= Membership Rewards° Points Available and Pending as of 01/31/13 336,549 For up to date point balance and full program details, visit membeishiprewards.com Account Summary Previous Balance S4089.67 Payments/Credits 44,089.67 New Charges +51,745.19 Fees +50.00 New Balance $1,745.19 Days in Billing Period: 28 Customer Care Pay by Computer open.com/pbc Customer Can Pay by Phone 1.800-678-0745 1-800-472-9297 g See page 2 for additional information. In Pay by Phone 1-800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 0001714519000174519 20 rl Account Ending 0= Enter account number on all documents. Make c heck payable to American Express. Please Pay By 03/08/13 AutoPay Amount $1,745.19 AMEX000154 SDNY_GM_00325954 EFTA_00 198708 EFTA01684952 G MAXWELL DeckWitil;LFISTS p. 205 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-O745 FAX:1 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • for Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000155 SDNY_GM_00325955 EFTA_00 I 98709 EFTA01684953 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 02/21/13 DUPLICATE COPY OPEN p3/5 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$4,089.67 S0.00 -$4,089.67 Detail •Indirates posteng date Payments Amount 02/08/13• AUTOPAY PAYMENT RECEIVED • THANK YOU JPMORGAN CHASE BANK, NA -$4,089.67 New Charges Summary Total Total New Charges $1,745.19 Detail G MAXWELL Card Ending 0.= Amount 01/24/13 UBER TECHNOLOGIES IN866-5764039 CA TRANSPORTATI $80.00 01/25/13 WINESTILSOI.DOUT.COM PENNSAUKEN 8566653456 NJ S239.88 02/03/13 GAP 90253/THE GAP (OBEVERLY HILLS CA MEWSANOMEN'S CLOTHNG 313.63 02/03/13 TARGET 71884 1884 WEST HOLLYWOOD DISCOUNT STORE CA 310437 02/03/13 BEBE STORE INC 0741 BEVERLY HILLS CA 310-246-0381 Description APPAREL/ACCESSORIES $113.97 02/03/13 Polo Ralph Lauren 01Beverly Hills CA Polo Ralph Lauren $162.96 02/07/13 AMAZON.COM AMZN.COMIBILL WA MERCHANDISE $6528 02/07/13 "I.-MOBILE 888-278-3397 OR PREPAIDTOPUP $6532 02/09/13 MAILCHIMP MAILCHIMP.COM GA EMAIL MKTG S75.00 02/12/13 AMAZON.COM AMZN.COPNBILL WA MERCHANDISE $8034 02/12/13 CANINE STYLES INC 212426-3985 212.826-3985 S108.88 02/12/13 THE RANCH AT LIVE OAMALIBU CA 3150.00 3104574700 AMEX000156 Continued on reverse SDNY_GM_00325956 EFTA_00198710 EFTA01684954 G MAXWELL DYfc''AgiTN,CF. p 445 Detail Continued Amount 02/15/13 AMAZON MKTPLACE PMTSATAZN.COWBILL MERCHANDISE v1,A $12.94 02/17/13 T-MOBILE 888-278-3397 OR PREPAIDTOPUP $1125 02/18/13 POTTERY BARN E-COMMEHOME FURNISH 1216177700000000010065 $28028 02/18/13 MB F DOG SHOWS INFODGREENSBORO 336-379-9352 NC $103.85 02/19/13 Of •WAG.COM 866-746-7924 NJ $)&64 866-746-7924 Fees Total Fees for this Period Amount $0.00 2013 Fees and Interest Totals Year-to-Date Total Fees In 2013 Total Interest In 2013 Amount $0.00 $0.00 AMEX000157 SDNY_GM_00325957 EFTA 00198711 EFTA01684955 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 02/21/13 p. 55 Account Ending OM Discounts Membership Rewards* Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you can get. up o 4 additional Membership Rewards' points up to 10% discounts on eligible purchases with OPEN Savings° partners., Visit opensavings.tbm to learn more. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversah. Please refer to your Membership Rewards account balance for the most up-to.date balance information. 1 Eligible purchases at pankipating Marriott* properties will receive discounts regardless of benefit selection. Save up to 1O% on eligible purchases with these OPEN Savings partners. Visit opensavings.com for details. IFedbc, Fedzx FedCx Fed Office * Evros “rtsts 'rents 40Offieeliar.can hpdirect.com Microsoft Store S-9 Dune Bradstreet Coo oar es/attendBosun CAREY' na.:03 1eatret. EPSON r ib"alme. f BAIIICSOIBUO Discounts will be credited to your statement. Merchant participation and offers are subject to change without notice. Maximum annual savings caps and exclusions may apply. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX000158 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SONY_GM_00325958 EFTA 00198712 EFTA01684956 AMEX000159 SDNY_GM_00325959 EFTA_00198713 EFTA01684957 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 03/24/13 DUPLICATE COPY New Balance $2,589.21 Please Pay By 04/08/13 ICI See page 2 for important information about your account. C New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. CI Your payment of $2,589.21 will be debited from your account on 04/08/13. Any inquiry to American Express concerning this debit should be made by 04/06/13. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. sis Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Notechanges on reverse side. Pay by Computes opencomipbc OPEN p. 1/5 Account Ending 0-1= r Membership Rewards* Points Available and Pending as of 02/28/13 355,158 For up to date point balance and full program details, visit membecshiprewards.com Account Summary Previous Balance $1,745.19 -$1,745.19 +52,589.21 +50.00 Payments/Credits New Charges Fees New Balance $2,589.21 Days in Billing Period: 31 Customer Care Pay by Computer open.com/pbc Customer Can Pay by Phone 1.800-678-0745 1-800-472-9297 g See page 2 (or additional information. glal Pay by Phone la 1-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000258121000258921 20 rl Account Ending 0- Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 04/08/13 AutoPay Amount 82,589.21 AMEX000160 SDNY_GM_00325960 EFTA ()0198714 EFTA01684958 G MAXWELL DeckWitil;LFISTS p. 205 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit orother asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-O745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address dearest on front do not use. • To change your address onlinevisit swnvamericanroptessiorroupdates-ontactinto • roe Name. Company Name. and roteign Address or Phone thongs,. plrow call Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Area Cede and Home Ran, vAoStedesnd Email I I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. for information on how we protect your privacy and to set row communication and privacy choices. please visit www.emerIcanexpress.corotpdvacy. AMEX000161 SDNY_GM_00325961 EFTA (10198715 EFTA01684959 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 03/24/13 DUPLICATE COPY OPEN p 3/5 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits 41,71539 -$30.00 -$1,745.19 Detail •adicates posting date Payments Amount 03/08/13' AUTOPAY PAYMENT RECEIVED • THANK YOU JPMORGAN CHASE BANK NA oaths -51,715.19 Amount 03/06/13 BLUEPRINT CLEANSE 212-414-5741 212-414-5741 -530.00 New Charges Summary Total Total New Charges 52,589.21 I Detail G MAXWELL Card Ending 0-IM Amount 02/25/13 AMAZON.COM PJAZN.COONBILL WA MERCHANDISE $24.36 02/27/13 al •SOAP.COM 800-762-7123 NJ 800-762-7123 $96.97 02/27/13 MB F DOG SHOWS INFOCGREENSBORO 336-379-9352 NC $147.80 mem GII •WAG.COM 866-746-7924 NJ 866-746-7924 $5236 03/04/13 BLUEPRINT CLEANSE 212.414-5741 212-414-5741 $225.00 03/07/13 AMAZON MKTPLACE PMTSAMZN.COM/BILL MERCHANDISE WA 532A9 03/07/13 AMAZON MKTPLACE PMTSNAZN.COMMILL MERCHANDISE WA $41.74 03/07/13 AMAZON MKTPLACE PMTSAMZN.COM/BILL MERCHANDISE WA $99.75 03/09/13 MAILCHIMP MAILCHIMP.COM GA EMAIL MKTG $75.00 03/11/13 NYC PARIONG FINE. WENEW YORK NY 2126399675 $97.37 03/12/13 CANINE STYLES INC 212-826-3985 $108.88 212426-3985 AMEX000162 Continued on reverse SDNY_GM_00325962 EFTA_00198716 EFTA01684960 G MAXWELL DecidigirignFSE p I Detail Continued Amount 03/12/13 •WAG.COM 866-746-7924 NJ 866-746-7924 55933 03/13/13 OVR•O.CO/OVERSTOCKC800-843-2446 800-843-2446 UT 543.12 03/19/13 T-MOBILE 888-278-3397 OR PREPAIDTOPUP $65.32 03/19/13 Of •WAG.COM 866-746-7924 NJ 866-746-7924 561.80 03/20/13 FREDERIC FEKKAI BEAUNEW YORK NY 2127539500 $56A3 03/20/13 STUART WEITZMAN WEB 954-489-0171 954-489-0171 FL 5433.32 03/21/13 CARIBOU COFFEE0834 OWASHINGTON 7635922335 Description RESTAURANT CHARGES DC 56.58 03/21/13 HYATT HOTELS PARK WAWASHINGTON 202-789-1234 FOOD TIP DC $52.80 $5.20 558.00 03/22/13 LOOMS MADISON HOTELWASHINGTON DC Anlval Date Departure Date 03/21/13 03/22/13 00000003 LODGING $9.09 03/22/13 LOEWS MADISON HOTELWASHINGTON DC Arrival Date Departure Date 03/21/13 03/22113 00000000 LODGING $398.68 03/23/13 CAREY WASHINGTON DC 5395.62 888.649-3949 Description MAR 22 2013 WASHINGTON MAXWELL GHISLAINE Fees Amount Total Fats for this Pistiod 50.00 2013 Fees and Interest Totals Year-to-Date Total Fees in 2013 Total Interest in 2013 Amount S0.00 $0.00 AMEX000163 SDNY_GM_00325963 EFTA_00198717 EFTA01684961 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 03/24/13 p. 5/5 Account Ending OM Discounts Membership Rewards.' Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you can get. up o 4 additional Membership Rewards' points or up to 10% discounts on eligible purchases with OPEN Savings° partners., Visit opensavings.lm to learn more. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversah. Please refer to your Membership Rewards account balance for the most up-to.date balance information. 1 Eligible purchases at pankipating Marriott* properties will receive discounts regardless of benefit selection. Get up to 4 additional Membership Rewards' points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. FecEx. FecE-rx. fedEx Office_ * K*4 Fwpress Cou-ci fectinced.orn 0,7p hpdirect.com Microsoft Store HYAT T L©cafirriritit9 Duna Bradstreet caw. ll CO.. wrowDendltoom l ansaS i.eace3.- /1” .114Phce. c Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX000164 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00325964 EFTA _00198718 EFTA01684962 AMEX000165 SDNY_GM_00325965 EFTA_00198719 EFTA01684963 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 04/23/13 DUPLICATE COPY New Balance $4,040.78 Please Pay By 05/08/13 ICI See page 2 for important information about your account. C New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. L.2 See Page 5 for Important Changes to Your Account Terms and Benefits (5) Your payment of 54,040.78 will be debited from your account on 05/08/13. Any inquiry to American Express concerning this debit should be made by 05/06/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. n Payment Coupon Lai Do not staple or use paper clips G MAXWELL Check here if your addressor phone number has changed. Notechanges on reverse side. Pay by Compute open.conVpbc OPEN p. 1/9 Account Ending 0-I= r Membership Rewards* Points Available and Pending as of 03/31/13 378,789 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance $2,58921 -$3,675.42 +55,126.99 +50.00 Payments/Credits New Charges Fees New Balance 54,040.78 Days in Billing Period: 30 Customer Care Pay by Compute open.com/pbc Customer Can Pay by Phone 1.800-678-0745 1-800.472-9297 g See page 2 for additional information. In Pay by Phonic la 1-800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000404078000404078 20 rl Account Ending 0.= Enter account number on all documents. Make c heck payable to American Express. Please Pay By 05/08/13 AutoPay Amount 54,040.78 AMEX000166 SDNY_GM_00325966 EFTA_00 198720 EFTA01684964 G MAXWELL DeckWitil;LFISTS p. 29 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • fa Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes presided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email 1 I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000167 SDNY_GM_00325967 EFTA_0019872 I EFTA01684965 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 04/23/13 DUPLICATE COPY OPEN p3/9 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments end Credits -52,155.89 41,519.53 43,675.42 Detail indkates posting date Payments Amount 04/08/13• AUTOPAY PAYMENT RECEIVED • THANK YOU JPMORGAN CHASE BANK, NA 42,155.89 Credits Amount 03/25/13• 5% OPEN Savings at Hyatt Hotels& Resons SEE SUMMARY GRID FOR MORE INFORMATION -S2.90 03/25/13 STUART WEITZMAN WEB 954-489-0171 Fl. 954-489-0171 -$433.32 04/19/13 BARNEYS NEW YORK RESNEW YORK NY MENSAVOMENIS CLOTIING 41,08331 New Charges Summary Total Total Now Charges $5,126.99 Detail G MAXWELL Card Ending 0= Amount 03/14/13 PROFLOWERS.COM 888-373-7437 CA FLOWERS $29.39 03/26/13 AMAZON MKTPLACE PMTSNAZN.COMMILL WA MERCHANDISE $7.34 03/28/13 AMAZON.COM AMZN.COM'BILL WA MERCHANDISE $1130 03/28/13 CN•WAG.COM 866-746-7924 NJ 866-746-7924 $68.57 03/31/13 AT&T TLG FLP 851 ALPHARETTA GA 800.331-0500 Description TELEPHONE SEFNKE/E $126.78 04/01/13 Of •SOAP.COM 800.762-7123 NJ 800-762-7123 S9S.01 04/03/13 /AB F 00G SHOWS INFODGREENSBORO NC 336-379-9352 04/03/13 UNION SQUARE WINES 866-283-7374 NY WINE $95.85 $2065 AMEX000168 Continued on reverse SDNY_GM00325968 EFTA_00198722 EFTA01684966 G MAXWELL DecidigirignFS. p 4/9 Detail Continued Amount 04/03/13 FRESH DIRECT 866-283-7374 NY GROCERY $105.91 04/04/13 AMAZON MKTPLACE PMTSMAZN.COM/EULL WA MERCHANDISE $7.99 04/04/13 AMAZON MKTPLACE PMTSAMIN.COM/BILL WA MERCHANDISE $4.99 04/04/13 AMAZON.COM AMZN.COMMILL WA MERCHANDISE $69.68 04/04/13 AMAZON.COM MAZN.C4N8ILL WA MERCHANDISE $27.99 04/08/13 QIWAG.COM 866-746-7924 NJ 866-746-7924 529.81 04/11/13 MAGIC TOUCH RESTORATLONG ISLAND CITY NY RUGS RESTORA $25000 04/11/13 BARNEYS NEW YORK PESKY/ YORK NY MEFFS/WOMEN'S CLOTI1NG $1.08331 04/11/13 FRESH DIRECT 866-283-7374 NY GROCERY $145,47 04/15/13 QI'WAG.COM 866-746-7924 NJ 866-746-7924 $87.83 04/17/13 NEIMN MARCUS ONLINE IRVING TX 52161.17 1.88&888.4757 Desciiption SLEEVELESS KNIT DRE 04/18/13 T-MOBILE 888-278-3397 OR PREPAIDTOPUP $6532 04/18/13 AMAZON.COM APAZN.COM/BILL WA MERCHANDISE $5220 04/19/13 WINEST1LSOLDOUT.COM PENNSAUKEN NJ 8566653456 $179.88 04/22/13 JPOCKER AND SON 882NEW YORK NY ART DEALER &GALLERY $108.15 04/22/13 WM C TRUESDALE DVM 5SEEKONK MA 5087616920 Desalptloa Pace VETERINARY SERVICES $292.40 $292.40 Fees Amount Total Fees for this Period $0.00 2013 Fees and Interest Totals Year-to-Date Amount Total Fees in 2013 Total Interest in 2013 5000 5000 AMEX000169 SDNY_GM_00325969 EFTA_00198723 EFTA01684967 Business Gold Rewards DUPLICATE COPY OPEN p 5/9 ELLMAX LLC G MAXWELL Closing Date 04/23/13 Account Ending 0- Important Changes To Your Account We are making changes to your Card account and benefits. A summary of the changes appears below. The detailed changes to your Cardmember Agreement and the relevant program terms can be found after the summary chart. Summary of Changes Pay Over Time limit on Pay Over Time features You may have the ability to carry a balance on your Card using a Pay Over Time feature (for example, Extended Payment Option). We are clarifying that we may increase or reduce the maximum Pay Over Time balance that you may have on your account. This amount is called Pay Over Time limit. Your Pay Over Time limit is $35,000. We will tell you if we change it. Remember, you must pay in full all charges that would cause your Pay Over Time balance to exceed your Pay Over Time limit. Application of Payments Effective with billing periods starting on or after May 3, 2013, we are changing how we apply payments on accounts with a Pay Over Time balance. If you have a Pay Over Time Balance, your statement will show a Minimum Payment Due. After this change, we will apply any amounts paid above your Minimum Payment Due to your highest interest rate balances first. Prior to this change, amounts paid above your Minimum Payment Due were applied to the lowest interest rate balances first and then to higher rate balances. We will continue to apply amounts paid up to the Minimum Payment Due to the lowest interest rate balances first. Late Payment Fee Effective June 1, 2013, we are changing how we calculate Late Payment fees. As a result of this change, the 2.99% Late Payment fee will apply only to the past due Pay In Full balance. Prior to this change, that fee also applied to the past due Pay Over Time Minimum Due. Credit Reports Effective immediately, we are modifying the language concerning credit reports in your Cardmember Agreement to clarify that you agree that we will obtain credit reports about you and that we will use them for any purpose, subject to applicable law. New OPEN Saving? Benefit Option If you are enrolled in the Membership Rewards' program, you now have the option of receiving your OPEN Savings benefit as discounts (provided as statement credits) or as additional Membership Rewards points. You can make your selection by going to opensavings.com or by calling the number on the back of your Card. If you do not make a selection, your OPEN Savings benefit will remain the same as when your account was opened. OPEN Savings' Merchant Changes Effective July 1, 2013, Courtyard by Marriott', SpringHill Suites by Marriott . Fairfield Inn & Suites by Marriott', Residence Inn by Marriott', and TownePlace Suites by Marriott will no longer be part of the OPEN Savings benefit. Any amounts that are charged to your Card account by these properties on or after July 1 will not be eligible for the OPEN Savings benefit. Since your Card account is normally charged at the end of your stay, that means that you will not receive the OPEN Savings benefit for any stays completed on or after July 1. Effective May 16, 2013, Dun & Bradstreet Credibility Corp will no longer be part of the OPEN Savings benefit. My amounts that are charged to your Card account by this merchant on or after this date, will not be eligible for the OPEN Savings benefit. Effective May 16, 2013, Microsoft Store will no longer be part of the OPEN Savings benefit. My amounts that are charged to your Card account by this merchant on or after this date will not be eligible for the OPEN Savings benefit. This is an additional reminder that, effective September 1. 2012, Iron Mountain was removed as part of the OPEN Savings benefit. My amounts charged to your Card account by this merchant or after this date. are not eligible for the OPEN Savings benefit. Continued on next page SOC43 BPIOPNCHGBRM41M03170 SDNY_GM_00325970 EFTA_00198724 EFTA01684968 G MAXWELL DUPLICATE COW. Account Ending p.609 Detail of Changes To Your Agreements The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement, OPEN Savings' Benefit Terms and Membership Rewards Program Terms & Conditions governing the account (collectively, the "Agreements"). This notice formally amends the Agreements as described below. Any terms in the Agreements conflicting with these changes are replaced fully and completely. Terms not changed by this notice remain in full force and effect We encourage you to read this notice. share it with additional Cardmembers on your account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Pay Over Time Limit on Pay Over Time Features Effective July 1. 2013, the "About Pay Over Time features" section contained in Part 2 of your Agreement is deleted and replaced with the following "About Pay Over Time features We may add features to the Account that allow you to pay certain charges over time. If you enroll in the Extended Payment Option, we will automatically place all eligible charges into a Pay Over Time balance. A charge is eligible if it equals or is more than a certain dollar amount. We will tell you this amount when you enroll, and it is subject to change. We will tell you if we change it. Certain charges are not eligible, such as cash and similar transactions. We assign a Pay Over Time limit to your Account. We will not place any charge into a Pay Over Time balance if it causes the total of your Pay Over Time balances to go over your Pay Over Time limit. We may increase or decrease the Pay Over Time limit. We may do so even if you pay on time and your Account is not in default. We will tell you if we change that amount You must pay in full upon receipt of your billing statement all charges that are not placed into a Pay Over Time balance. We may change which charges are eligible to be placed into a Pay Over Time balance." Application of Payments Effective with billing periods starting on or after May 3, 2013. the "How we apply payments and credits" section contained in Part 2 of your Agreement is deleted and replaced with the following: "How we apply payments and credits If a statement includes a Pay Over Time balance, it will show a Minimum Payment Due. The Minimum Payment Due is the Pay In Full New Balance plus the Pay Over Time Minimum Due. If you have a Pay Over Time balance, we generally apply payments—up to the Minimum Payment Due—first to the Pay Over Time Minimum Due and then to the Pay In Full New Balance. When applying a payment to the Pay Over Time Minimum Due, we apply it first to the balance with the lowest interest rate and then to balances with higher interest rates. After the Minimum Payment Due has been paid, we apply payments to the remaining Pay Over Time balance. When we do this, we apply payments first to the balance with the highest interest rate and then to balances with lower interest rates. In most cases, we apply a credit to the same balance as the related charge. We may apply payments and credits within balances, and among balances with the same interest rate, in any order we choose." Late Payment Fee Effective on June 1, 2013, the 'Penalty Fees" section contained on Page 1 of Part 1 of your Agreement is deleted and replaced with the following: Penalty Fees • Late Payment • Returned Payment $35 or 2.99% of any past due Pay in Full amount, whichever is greater. $35 Ef ective on June 1, 2013, the 'Late Payment" section contained on Page 2 of Part 1 of your Agreement is deleted and replaced with the following: Late Payment $35 if you do not pay the Amount Due on a billing statement before the 10th day after the next Closing Date. Also, if you do not pay that Amount Due by the following Closing Date, we may charge you an additional fee in that same billing period of the greater of $35 or 2.99% of any past due Pay In Full amounts. For each following Closing Date that an amount past due remains unpaid, we may charge a fee of the greater of $35 or 2.99% of any past due Pay In Full amounts. Your late fee will not exceed the Amount Due or any limit established by applicable law. Paying late may also result in a penalty APR. See When the penalty APR will apply above. Continued on next page SOC43 BP/OPNCHGB/0413 AMEX000171 SDNY_GM_00325971 EFTA_00 198725 EFTA01684969 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 04/23/13 DUPLICATE COPY OPEN Account Ending 0. p. 7/9 Credit Reports Effective immediately, the "Credit Reports" section contained in Part 2 of your Cardmember Agreement is deleted and replaced with the following. "Credit reports You agree that we will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources. And you agree that we will use such information for any purposes, subject to applicable law. You agree that we will give information about the Account to credit reporting agencies. We will tell a credit reporting agency if you fail to comply with any term of this Agreement. This may have a negative impact on your credit report. If you believe information we have given to a credit reporting agency is incorrect, write to us at: American Express Credit Bureau Unit. P.O. Box 981537, El Paso, TX 79998-1537. When you write to us, tell us the specific information you believe is incorrect." New OPEN Savings' Benefit Option Effective immediately, the OPEN Savings benefit terms are deleted and replaced with the following: OPEN Savings Terms and Conditions The OPEN Savings' benefit is built in to all Business Cards from American Express OPEN. Business Cardmembers automatically get discounts of up to 10% or up to 4 additional Membership Rewards- points for each eligible dollar spent when they use their Business Card for payment at participating OPEN Savings merchants. General Benefit Terms • To take advantage of the OPEN Savings benefit, payment must be made with a Business Card from American Express OPEN. • If your Card Account is not eligible for or enrolled in the Membership Rewards program, you will receive the OPEN Savings benefit as a discount that will be provided as a statement credit to that Card Account. If your Card Account is enrolled in the Membership Rewards program, you have the choice of receiving your OPEN Savings benefit either as a discount or as additional Membership Rewards points. See the Benefit Selection paragraph below for important information about how to make your choice. • Purchases made by all Cards under a particular Card Account (including the Basic Card as well as any Additional or Employee Cards) are combined for the purposes of calculating the OPEN Savings benefit. The OPEN Savings benefit is credited to the Basic Card account holder only. Please allow up to12 weeks for your benefit to appear on your monthly statement. • Purchases that are eligible for the OPEN Savings benefit that are returned or credited from an OPEN Savings merchant will result in a reversal of your discount or removal of additional Membership Rewards points depending on your benefit selection at the time of the return or credit. See the How Returns Work paragraph below for important information and examples of how returns and credits are handled in the program. Please review your monthly billing statement in order to confirm proper crediting of returns or credits. If you believe that a return or credit has not been properly credited to your account, please call the number on the back of your Card • OPEN Savings offers may be subject to exclusions, benefit limits and other restrictions or limitations. Not all OPEN Savings merchant locations may participate in the program. For a full list of current OPEN Savings merchants and benefit terms, please visit opensavings.com. The OPEN Savings benefit (including benefit terms, merchant participation and offers) is subject to change at any time without notice. Benefit Selection If your Card Account is enrolled in the Membership Rewards program, you can make your benefit selection by going to opensavings.com or calling the number on the back of your Card. The relative value of the benefit options will differ depending on how you use your Membership Rewards points. The redemption value of additional points that you receive under the Membership Rewards Points Benefit may be less than the dollar value of statement credits that you receive under the Discount Benefit. You can change your OPEN Savings benefit selection a maximum of once per calendar month Changes normally take effect within 48 hours but may take up to 2 weeks. Any changes will be applied to all purchases and returns made on or after the date that your change becomes effective. Selections will be applied to all OPEN Savings merchants (except for Marriott` properties). Marriott' properties do not participate in the Membership Rewards benefit so you will continue to receive discounts for eligible purchases at Magnate' properties that participate in the OPEN Savings benefit regardless of your benefit selection. Continued on next page SOC43 BP/OPNCHGB/0413 AMEX000n2 SDNY_GM_00325972 EFTA_00 198726 EFTA01684970 G MAXWELL DUPLICATE CO= Account Ending OM. Now Returns Work A returned purchase or credit from an OPEN Savings merchant will result in a reversal of your discount or removal of Membership Rewards points depending on your benefit selection at the time of the return or credit. If you change your benefit selection, your new selection will apply to future returns or credits (including returns or credits relating to transactions made before the change). See the example below. EXAMPLE • On May 1st, you select the CliSCOunt Benefit • On May 15th, you make a purchase from an OPEN Savings Merchant that would result in either a $5 statement credit or 200 additional MR points, depending on your selection. o Due to your selection, you will receive a $5 statement credit • On June 1st, you change your selection to the MR Point Benefit. • On June 15th, you return the purchase you made on May 19h. o Due to your new selection, you will have 200 MR points deducted from your MR program account, instead of having the $5 statement credit reversed p. 8/9 Membership Rewards Program Terms To receive Membership Rewards points as your OPEN Savings benefit you must have a Business Card from American Express OPEN that is enrolled in the Membership Rewards program. If you do not have a Membership Rewards account on, or linked to your Card Account, go to membershiprewards.com or call the number on the back of your Card to set up and/or link a Membership Rewards account. Mow up to 10 days to set up your Membership Rewards account. Membership Rewards*Program Terms and Conditions apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice. SOC43 BP/OPNCHGB/0413 AMEX000173 SDNY_GM_00325973 EFTA_00198727 EFTA01684971 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 04/23/13 p. 9/9 Account Ending CIM Discounts Membership Rewards* Points This Period $2.90 This Period 0 Year to Date $2.90 Year to Date 0 Remember, you can getup o 4 additional Membershji? Rewards' ppints w up to 10% discounts on eligible purchases with OPEN Savings° partners., visit opensavings.am to learn more. I OPEN Savings Benefits Offer Description Transactions SSR.00 Savings Earner! $2.90 Points Transactions Earned 558.00 Savings Earned 52.90 Points Earned HYATT • Partkipating Hotels 0 and Resorts in the US. 0 Ongoing Benefits Total R58-00 $2.90 0 SSIL00 $2.90 0 Grand Totals $2.90 02 S2.90 Discounts will be applied in the form of a statement credit. For full terms and cond h Ions go to opensavings.com. 1 Eligible purchases at participating Marriott' properties wiii receive discounts regardless of benefit selection. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. This Period Year to Date Get up to 4 additional Membership Rewards* points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings* partners. Visit opensavings.com for details. FedEx Fe&x. FedEx F VMS: Giant FR* thOfficelYfatcom hpdirect.com f auxEiR ram Dun &Bradstreet C Con rnowDendlicorn Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. FeclEcOffice-* EIS rm. kid MicrosoffStore •"--- -- /bwmPlact rat".` EPSON' BAINES&IIBLIO 1 %WM. AMEX000174 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GRI_00325974 EFTA_00198728 EFTA01684972 NOE X000175 SDNY_GM_00325975 EFTA_00198729 EFTA01684973 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24/13 DUPLICATE COPY New Balance $6,848.54 Please Pay By 06/08/13 g See page 2 for important information about your account. (r) New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Li See Page 7 for an Important Privacy Notice and the following pages for Important notices about Billing Dispute Procedures, Electronic Fund Transfer Error Resolution and a notice for WA residents. — (1) Your payment of $6,848.54 will be debited from your account on 06/08/13. Any inquiry to American Express concerning this debit should be made by 06/06/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PM Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note changes on reverse side. OPEN p Account Ending 0-- Membership Rewards° Points Available and Pending as of 04/30/13 386,801 For upto date point balance and full program details. visit membershImewards.com Account Summery Previous Balance Payments/Credits New Charges Fees $4,040.78 -$6,220.00 tSB902.76 +$125.00 New Balance 56,84854 Days in Billing Period: 31 Customer Care Pay by Computer opencom/pbc Customer Care Pay by Phone 1.800-678-0745 1.800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone opencorn/pbc 1-8C0-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000684854000684854 20 rl Account Ending 0= Enter account number on all documents. Make chec k payable to American Express. Please Pay By 06/08/13 AutoPay Amount 56,848.54 AME X000176 SDNY_GM_00325978 EFTA_00198730 EFTA01684974 G MAXWELL DeckWitil;LFISTS p. 2/11 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit orother asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address dearest on front do not use. • To change your address onlinevisit swnvamericanroptessiorroupdates-ontactinto • to Name. Company Name. and roteign Address or Phone thongs,. plrow call Customet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Area Cede and Home Ran, vAoStedesnd Email 1 I I Website: arnericanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. for information on how we protect your privacy and to set row communication and privacy choices. please visit www.emerIcanexpress.corotpdvacy. AMEX000177 SDNY_GM_00325977 EFTA_0019873 I EFTA01684975 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24/13 DUPLICATE COPY OPEN p 3111 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits -54,040.78 -52179.22 46,220.00 [ Detail Indicate posteng dm* Payments Amount 05/08/13• AUTOPAY PAYMENT RECEIVED • THANK YOU JPMORGAN CHASE BANK NA -$4,040.78 Credits Amount 05/09/13 NEIMN MARCUS ONLINE IRVING TX 1-888.888-4757 Description SLEEVELESS KNIT DRE NEWGISTICS -52,151.22 05/16/13 MB F DOGSHOWS INFODGREENSBORO NC 336-3794352 -S28.00 New Charges Summary Total Total New Charges 24902.76 Detail G MAXWELL Card Ending O.= Amount 04/24/13 WINEST1LSOLDOUT.COM PENNSAUKEN NJ 8566653456 551.96 04/26/13 NEIMAN MARCUS 31 000HONOLULU HI DEPARTMENT STORE Description Pike DRESS 51,98SDO DLVRY•PRCSNG $2,161.17 04/3W13 OI•SOAP.COM 800-762-7123 NJ 800462-T123 $144.96 04/3W13 CR•WAG.COM 866-746-7924 NJ 866-746-7924 558.94 04/30/13 AT&T TEG FLP 851 ALPHARETTA GA 800-3314500 Description TELEPHONE SERVKE/E $126.65 04/30/13 ORPHEUM 021041NEW YORK NY 212-8762111 527.50 AMEX000178 Continued on reverse SDNY_GM_00325978 EFTA_00198732 EFTA01684976 G MAXWELL DTT,9V;f„9, p.4/11 Detail Continued 05/01/13 BIST RO CHAT NOIR I30N LW YORK NY 2127942428 FOOD/BEVERAGE $28.58 TIP $4.42 Amount $33.00 05/01/13 MYERS OF KESWICK 025NEW YORK NY MISC FOOD STORE Description GROCERIES/SUNDRIES $10563 05/01/13 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $33.95 05/02/13 REDINVELOPE COM 877-733-3683 CA 521.75 GIFTS 05/02/13 FRESH DIRECT 866.283-7371 NY GROCERY $126.15 05/02/13 RED'ENVELOPE COM 877-733-3683 CA GIFTS $21.75 05/03/13 EB 'FREEDOM FOR ALL SAN FRANCISCO CA 8004508850 $158.49 05/06/13 UBER TECHNOLOGIES IN866-576-1039 CA TRANSPORTATI $27.00 05/07/13 UBER TECHNOLOGIES IN866-576-1039 CA TRANSPORTATI $33.00 05/07/13 USER TECHNOLOGIES IN866-576-1039 CA TRANSPORTATI $55.00 05/08/13 QI 'WAG.COM 866-746-7924 NJ 866-746-7924 $145.90 05/10/13 FREDERIC FE10(Al BEAUNEW YORK NY $5643 2127539500 05/10/13 FRESH DIRECT 866-283-7374 NY GROCERY $114.76 05/10/13 FRESH DIRECT 866-283-7374 NY GROCERY 529.04 05/13/13 WINESTRSOLDOUT.COM PENNSAUKEN NJ 8566653456 $239.88 05/13/13 MB F DOG SHOWS INFOCGREENSBORO NC 336-379-9352 $207.70 05/15/13 BARNEYS NEW YORK RESNEW YORK NY MEN'S/WOMEN'S CLOTHNG 31,077.86 05/16/13 INT•CANINE STYLES IN212-826-3985 212-826-3985 310828 05/17/13 Starbucks 100821 NewNew York NY FAST FOOD RESTAURANT $3.54 05/18/13 T.MOBILE 888-278-3397 OR PREPAIDTOPUP $6532 05/22/13 al •WAG.COM 866-746-7924 NJ 866-746-7924 $5169 05/23/13 JINPRA NY INC NEW YORK NY FURNITURE/HOME STORE $3,614.86 AMEX000179 Continued on next page SDNY_GM_00325979 EFTA_00198733 EFTA01684977 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24/13 DUPLICATE COPY OPEN p 5/11 su Account Ending 0-= Fees Amount 05/24/13 ANNUAL MEMBERSHIP FEE Total Fees for this Period 512500 $125.00 2013 Fees and Interest Totals Year-to-Date Amount Total Fees in2013 5125.00 Total Interest in 2013 $000 AMEX000180 SDNT_Gai_00325980 EFTA_00198734 EFTA01684978 G MAXWELL DUPLICATE CO Account Ending 0 p 6/11 AMEX000181 SDNY_GM_00325981 EFTA_00198735 EFTA01684979 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24/13 FACTS DUPLICATE COPY OPEN p.7/11 Account Ending 0-= Re, 9 1012 WHAT DOES AMERICAN EXPRESS DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • transaction history and account history • insurance claim history and credit history All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons American Express chooses to share; and whether you can limit this sharing. Reasons we can share personal information Does American Can you limit this sharing? Express share? For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus For our marketing purposes — to offer our products and services to you Yes Yes No No (but please see the 'To limit direct marketing' box below for additional privacy choices) For Joint marketing with other financial companies For our affiliates' everyday business purposes — information about your transactions and experiences For our affiliates' everyday business purposes — Information about your creditworthIness For our affiliates to market to you Yes No Yes No Yes Yes Yes Yes For nonaffiliates to market to you No (although we may share aggregated or de-identified data) We don't share personal infonnation To limit our sharing To limit direct marketing Questions? Page 1 of 2 SOP23 • Visit us online: vwfw.americanexpress.conVcommunications or • Call us at 1-855-297-7748 - our menu will prompt you through your choices Reese note: If you are a new customer, we can begin sharing your personal information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your personal information as described in this notice. However, you can contact us at any time to limit our sharing. We provide additional privacy choices to customers. Privacy elections you make for any one product or service may not automatically be applied to other products and services. To let us know if you do not want us to use your personal information to communicate with you about offers by mail, telephone, and/or e-mail: • Visit us online: wvAv.americanexpress.com/communications or • Call us at 1455-297-7748 (except for choices about e-mail communications) Call 1-800-528-4800 or go to americanexpress.com(contact. BP/PRVOPEN/0213 AME X000182 S DRY GM 00 32 5982 EFTA_00198736 EFTA01684980 G MAXWELL Who is providing this notice? DUPLICATE COPY Account Ending p.&11 American Express Travel Related Services Company, Inc. and other American Express Affiliates that provide financial products or services, including American Express Centurion Bank, American Express Bank, FSB, and AMEX Assurance Company. What we do Now d a Express protect my personal information? o protect your personal o ion from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We collect your personal information, for example, when you • open an account or pay your bills • give us your income information or give us your contact information • use your credit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Federal law gives you the right to limit only • sharing for affiliates' everyday business purposes — information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. How does American Express collect my personal information? Why can't I limit all sharing of personal information? What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. • Our affiliates include companies with the American Express name, including financial companies such as American Express Travel Related Services Company, Inc. and nonfinancial companies such as American Express Publishing. Affiliates may also include other companies related by common ownership or control, such as Serve Virtual Enterprises. Inc. and AMEX Assurance Company, a provider of American Express Card-related insurance services. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Nonaffiliates with which we share personal information include service providers, including, for example, direct marketers, that perform services or functions on our behalf. A formal agreement between nonaffiliated companies that together market financial products or Joint marketing services to you. • Ott joint marketing partners include financial companies. Other important information We may transfer personal information to other countries, for example, for customer service or to process transactions. AMEX Assurance Company customers: You may have the right to access and correct recorded personal information. Personal information may be disclosed by us to detect fraud or misrepresentation, to verify insurance coverage, to an insurance regulatory authority, law enforcement or other governmental authority pursuant to law, or to a group policyholder for purposes of reporting claims experience or conducting an audit. Personal information related to insurance claim activity obtained from a report prepared by an insurance-support organization on our behalf may be retained by such organization and disclosed as required by law. State law may be more protective than federal law. California: If your American Express account has a California billing address, we will not share your personal information except to the extent permitted under California law. Vermont: If your American Express account has a Vermont billing address, we will automatically treat your account as if you have directed us not to share information about your creditworthiness with our affiliates. Page 2 of 2 SOP23 BP/PRVOPEN/0213 AME X000183 SDNY_GM_00325983 EFTA_00198737 EFTA01684981 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24/13 DUPLICATE COPY OPEN Account Ending 0- p 9/11 Billing Dispute Procedures What To Do If You Find a Mistake on Your Statement If you think there is an error on your statement, write to us at: American Express PO Box 981535 El Paso TX 79998-1535 In your letter. give us the following information. • Account information: Your name and account number. • Dollar amount: The dollar amount of the suspected error. • Description of problem: Describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days after the error appeared on your statement. • At least 3 business days before an automated payment is scheduled, If you want to stop payment on the amount you think is wrong You must notify us of any potential errors in writing. You may call us, but if you do we may not (claw these procedures and you may have to pay the amount in question. What Will Happen After We Receive Your l atter When we receive your letter. we will do two things: 1. Within 30 days of receiving your letter, we coil tell you that we received your letter. We will also tell you if we have already corrected the error. 2 We will investigate you inquiry and WI either correct the error or explain to you why we believe the bill is correct. While we investigate whether or not there has been an error: • We will not try to collect the amount in question. • The charge in question may remain on your statement. and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. After we finish our investigation, one of two things will happen: • If we made a mistake: You will not have to pay the amount in question or any interest or other fees related to that amount • If we do not believe there was a mistake' You will have to pay the amount in question. along with applicable intereSt and fees. We will send you a statement of the amount you owe and the date payment is due. We may report you as delinquent if you do not pay the amount we think you owe. Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you inmate to or from a consumer bank account using your American Express Card, including Express Cash transactions, or electronic payments from a consumer bank account you make to American Express using Pay By Phone, Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please contact us as soon as you can if you think your statement or receipt is wrong orif you need more information about a transfer Irsted on the statement or receipt. You can telephone us at 1-800-IPAY-AXP for Pay By Phone and Pay By Computer questions. and at 1.800-CASH•NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at American Express. Electronic Funds Services. P.O. Box 981531, El Paso, TX 79998-1531, or contact us online at wiwramerthanexpiess.comithquirycenter. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you we unsure about Explain as clearly as you can why you believe it is an error or why you need more information. (3) The dollar amount of the suspected error. If you notify us by phone, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time. however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your consumer bank account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. For errors involving point-of-sale or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and there was no error. we will tell you when we will withdraw that amount from your bank account again You authorize us to withdraw this amount from your bank account If your bank account does not have enough funds to cover this withdrawal, we can charge the amount to your card account or collect the amount from you. If this happens, we may cancel your nght to use our electronic transfer services. Notice for residents of Washington State In accordance with the Revised Code of Washington Statutes, Section 63.14.167, you are not responsible for payment of interest charges that result solely from a merchant's failure to transmit to us within seven worlong days a credit for goods or services accepted for return or forgiven if you have notified us of the merchant's delay in posting such credit, or our failure to post such credit to your account within three working days of our receipt of the credit. SOP23 BP/PRVOPEN/0213 AMEX000184 SDNY_GR1_00325984 EFTA_00198738 EFTA01684982 G MAXWELL DTTSITLF LIC ,911. p t0/'1 AMEX000185 SDNY_GM_00325985 EFTA_00198739 EFTA01684983 OPEN Savings® Summary DUPLICATE COPY ELLMAX LIC G MAXWELL Closing Date 05/24/13 p. Account Ending 0-= Discounts Membership Rewards° Points This Period $0.00 This Period 0 Year to Date $2.90 Year to Date 0 Remember, you can getup to 4 additional Membershji? Rewards' ppints w up to 10% discounts on eligible purchases with OPEN Savings° partners., visit opensavings.am to learn more. I OPEN Savings Benefits Offer Description Transactions Savings Earner! Points Transactions Earned Savings Earned Points Earned HYATT • Partkipating Hotels and Resorts in the US. 60.00 50.00 0 558.00 52.90 0 Ongoing Benefits Total $0.00 S0.00 0 550.00 52.90 0 Grand Totals S0.00 52.90 Discounts will be applied in the form of a statement credit. For full terms and cond h Ions go to opensavings.com. 1 Eligible purchases at participating Marriott' properties will receive discounts regardless of benefit selection. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. This Period Year to Date Get up to 4 additional Membership Rewards* points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings* partners. Visit opensavings.com for details. FecEx. FecEx. Fectx, FecExOffice.* Ewes, ("tont, 1.0f iCallarCOT 47) hpdirect.com BARNESKNOBLE HY-Air 8N.com 10•• ffcou rjemmi Far liU]t - . "mat Aggral,, imam CAREY' Epsonstoro.®® firetasa CInwa la-atLi Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AME X000186 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GRI_00325986 EFTA_00 198740 EFTA01684984 AMEX000187 SDNY_GM_00325987 EFTA_00198741 EFTA01684985 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 06/23/13 DUPLICATE COPY New Balance $4,337.28 Please Pay By 07/08/13 ICI See page 2 for important information about your account. C New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. CI Your payment of $4,337.28 will be debited from your account on 07/08/13. Any inquiry to American Express concerning this debit should be made by 07/06/13. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. sis Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Notechanges on reverse side. Pay by Computes opencom/pbc OPEN p.1/5 Account Ending 0-= Membership Rewards° Points Available and Pending as of 05/31/13 398,637 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance 56.848.54 Payments/Credits -S6,848.54 NewCharges +54,337.28 Fees +50.00 New Balance $4,337.28 Days in Billing Period: 30 Customer Care Pay by Computer open.com/pbc Customer Can Pay by Phone 1.800.678-0745 1-800-472-9297 g See page 2 for additional information. ral Pay by Phone 1-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 0001433728000433728 20 rl Account Ending 0- Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 07/08/13 AutoPay Amount $4,337.28 AMEX000188 SDNY_GM_00325988 EFTA_00 198742 EFTA01684986 G MAXWELL DeckWitil;LFISTS p. 205 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-O745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • roe Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000189 SDNY_GM_00325989 EFTA_00 198743 EFTA01684987 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 06/23/13 DUPLICATE COPY OPEN p3/5 Account Ending 0= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$6,848.54 S0.00 .86,848.54 Detail •inclicates posteng date J Payments Amount 06/08/13• AUTOPAY PAYMENT RECEIVED • THANK YOU JPMORGAN CHASE BANK, NA .56,848.54 New Charges Summary Total Total New Charges 84,337.28 Detail G MAXWELL Card Ending = Amount 05/26/13 Starbucks 100821 NewNew York NY FAST FOOD RESTAURANT 5930 05/26/13 CORFIADO BREAD & PASTNEW YORK 2127741904 NY $2129 05/30/13 SHAKLEE CORPORATION PLEASANTON 925-924-2000 Description SPECIALTY RETAIL CA 527283 05/31/13 WINESTILSOLDOUT.COM PENNSAUKEN 8566653456 NJ 88994 05/31/13 AT&T TLG FLP 851 ALPHARETTA GA 800-331-0500 Description TELEPHONE SERVICE/E S127.39 06/02/13 WINESTILSOLDOUT.COM PENNSAUKEN 8566653456 NJ $383.76 06/13/13 Of •SOARCOM 800-762-7123 NJ 800-762-7123 S120.20 06/17/13 T-MOBILE 888-278-3397 OR PREPAIDTCPUP 56532 06/17/13 JINPRA NY INC NEW YORK NY 53,24725 FURNITURE/HOME STORE AMEX000190 Continued on reverse SDNY_GM_00325990 EFTA_00198744 EFTA01684988 G MAXWELL DecidigirignFS. p 4i$ Fees Amount Total Fees for this Period 50.00 2013 Fees and Interest Totals Year-to-Date Total Fees in 2013 Total Interest in 2013 Amount S125.00 $0.00 AMEX000191 SDNY_Gai_00325991 EFTA_00198745 EFTA01684989 OPEN Savings® Summary DUPLICATE COPY p. 5/5 ELLMAX LLC G MAXWELL Closing Date 06/23/13 Account Ending Discounts Membership Rewards* Points This Period $0.00 This Period 0 Year to Date $2.90 Year to Date 0 Remember, you can getup o 4 additional Membership? Etewards• points r up to 10% discounts on eligible purchases with OPEN Savings° partners.' Visit opensavings.am to learn more. I OPEN Savings Benefits Offer Description Transactions Stevrneci ing Points Transactions Earned Sariegcr Ear Pointsned HYATT - Participating Hotels and Resorts in the US. EOM $0.00 0 S50.00 $2.90 0 Ongoing Elements Total $0.00 $0.00 0 $58.00 $2.90 0 Grand Totals $000 o2 $2.90 This Period Year to Date Discounts will be applied In the form of a statement credit. For full terms and conditions go to opensavings.com. 1 Eligible purchases at participating Marriott' properties will receive discounts regardless of benefit selection. 2 The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. Get up to 4 additional Membership Rewards* points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings partners. Visit opensavings.com for details. FedEx FecEx Fed:: z FecExOffice.* ("tont, 40Offlosidar.com hpclin.ct coin BARNES NOBLE 1-1Y-ALT" fovirda.i farynru]rd Awed Hertz. CAREY' EpsonStore.com t ors. t rwrerspbc t•--1 4 Ana Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX000192 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. S ON Y_G M_00325992 EFTA_00 198746 EFTA01684990 AMEX000193 SDNY_GM_00325993 EFTA_00198747 EFTA01684991 Business Gold Rewards ELLMAX LLC DUPLICATE COPY OPEN p.1/5 G MAXWELL Closing Date 07/24/13 Account Ending 0-= New Balance $11,486.37 Please Pay By 08/08/13 g See page 2 for important information about your account. ("n New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates. fees and grace periods by calling 1-800-518-8866 Your payment of ;11,486.37 will be debited from your account on 08/08/13. Any inquiry to American Express concerning this debit should be made by 08/06/13. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your addressor phone number has changed. Note charges on reverse side. Pay byCornputer opencorn/pbc r dMembership Rewards* Points Available and Pending as of 06/30/13 417,593 or up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees $4,337.28 -$10,948.18 +S18,09727 +10.00 New Balance 511,48637 Days in Billing Period: 31 Customer Care Pay by Computer open.com/pbc Customer Can Pay by Phone 1.800.678-0745 1.800-472-9297 OSee page 2 for additional information. In Pay by Phone IM 1-80O-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0= Enter account number on all documents. Make chec k payable to American Express. Please Pay By 08/08/13 AutoPay Amount 511,486.37 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrrrinll 001148637001148637 20 rl AME X000194 SDNY_GM_00325994 EFTA_00198748 EFTA01684992 G MAXWELL DeckWitil;LFISTS p. 205 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-O745 FAX:1 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • for Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000195 SDNY_GM_00325995 EFTA_00 198749 EFTA01684993 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 07/24/13 DUPLICATE COPY OPEN p3/5 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$4,337.28 -$6,610.90 -$10,948.18 Detail •tndicatespostitg date Payments Amount 07/08/13• AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK, NA -$4,33728 Credits Amount 07/09/13 RESTORATION HARDWARECORTE MADERA CA 800-7621751 -$6,610.90 New Charges Summary Total Total New Charges $18,097.27 Detail G MAXWELL Card Ending 0. Amount 06/24/13 QI •WAG.COM 866-746-7924 866.746-7924 NJ $4026 06/24/13 KIM SEYBERT 0331 NEWYORK 212-564-7850 Description FABRICS/YARNS NY $69436 06/26/13 MB F DOG SHOWS INFODGREENSBORO NC 336479-9352 $33.95 06/26/13 0I•SOAP.COM 800-762-7123 800-762-7123 NJ $75.11 06/3W13 AT&T TLG FLP 851 ALPHARETTA 800-331-0500 Description TELEPHONE SERVICE/E GA $127.39 07/01/13 OIeDIAPERS.COM 800-342-7377 800-342-7377 NJ $71.26 07/02/13 DR THOMAS MAGNANI NEW YORK DENTIST/ORTHODONT6T NY $645.00 07/03/13 RESTORATION HARDWARECORTE MADERA CA 800-7621751 $6,610.90 07/03/13 RESTORATION HARDWARECORTE MADERA CA 800-7621751 $136.09 07/IW13 01•WAG.COM 866-746-7924 NJ $47.88 866-746-7924 AMEX000196 Continued on reverse SDNY_GM_00325996 EFTA_00198750 EFTA01684994 G MAXWELL DecidigirignFSE p 415 Detail Continued Amount 07/11/13 CTCORPORATION 800-624-0909 NY LEGALSERVICE 07/11/13 DOF/PRKING/CAMERATIXNEW YORK NY 212-639-9675 Description FINES $269.80 5115.00 07/11/13 MED-WGC816 212-7464332 NY 2127464322 $1,150.00 07/11/13 DOF/CONVEN IENCE FEE NEW YORK NY 212-639-9675 Description NYCFINANCECONVENIEN $2.86 07/13/13 PARK EAST ANIMAL HOSNEW YORK NY 212-832-8417 Description PET MEDICAL SERVICE $818.70 07/15/13 AMAZ0N.CCM4 AMIN.COM/BILL WA MERCHANDISE 513.16 07/15/13 AMAZON.COM AMZN.COM'BILL WA MERCHANDISE $1636 07/15/13 REST0RATION HARDWARECORTE MADERA CA 8007621751 56,610.90 07/15/13 QI •SOAP.COM 800-762-7123 NJ 800-762-7123 5105.76 07/16/13 WINESTILSOLDOUT.COM PENNSAUKEN NJ 8566653456 5203.88 07/16/13 FREDERIC EMMA] BEAUNEW YORK NY 2127539500 559.57 07/17/13 7-MOBILE 8e8-278-3397 OR PREPAIDTOPUP 565.32 07/17/13 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $65.90 07/17/13 NYC PARIONG FINE. WEN EW YORK NY 2126399675 511726 Fees Amount Total Fees for this Period 50.00 2013 Fees and Interest Totals Year-to-Date Total Fees in 2013 Total Interest in 2013 Amount 5125.00 $0.00 AMEX000197 SDNY_GM_00325997 EFTA_00198751 EFTA01684995 OPEN Savings® Summary DUPLICATE COPY p. 5/5 ELLMAX LLC G MAXWELL Closing Date 07/24/13 Account Ending Discounts Membership Rewards* Points This Period $0.00 This Period 0 Year to Date $2.90 Year to Date 0 Remember, you can get. up o 4 additional Membership Iftewards• points r up to 10% discounts on eligible purchases with OPEN Savings° partners., Visit opensavings.am to learn more. I OPEN Savings Benefits Offer Description Transactions t% ojg Points Transactions Earned SET= Ear Pointsned HYATT - Participating Hotels and Resorts In the US. $0.00 $0.00 0 $56.00 $2.90 0 Ongoing Elements Total $0.00 $0.00 0 $58.00 $2.90 0 Grand Totals $000 02 $2.90 This Period Year to Date Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. 1 Eligible purchases at participating Marriott' properties will receive discounts regardless of benefit selection. 2 The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. Get up to 4 additional Membership Rewards* points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings partners. Visit opensavings.com for details. Fe&x. Fe&x. FedIE:.; FecExOffice..* s orond Home and 400fricellilarcan Horne OM( e BARNES NOBLE HY-ALT Stole Hertz CARET EpsonStore.com Yaws. Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX000198 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. S0NY_GM_00325998 EFTA_00 198752 EFTA01684996 AMEX000199 SDNY_GM_00325999 EFTA_00198753 EFTA01684997 Business Gold Rewards ELLMAX LLC DUPLICATE COPY OPEN p. 1/5 0 MAXWELL Closing Date 08/23/13 Account Ending 0-= New Balance 53,535.07 Please Pay By 09/08/13 g See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866 Your payment of 53,535.07 will be debited from your account on 09/07/13. Any inquiry to American Express concerning this debit should be made by 09/05/13. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pla. Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your addressor phone number has changed. Note charges on reverse side. r dMembership Rewards' Points Available and Pending as of 07/31/13 443,273 or up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance 611,486.37 Payments/Credits -$11,486.37 New Charges 443,535.07 Fees 440.00 New Balance $3,535.07 Days in Billing Period: 30 Customer Care Pay by Compute open.com/pbc Customer Care Pay by Phone 1.800.678-0745 1.800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone opencorn/pbc 1-8C0-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0-= Enter account number on all documents. Make chec k payable to American Express. Please Pay By 09/08/13 AutoPay Amount $3,535.07 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrrrinll 000353507000353507 20 rl AME X000200 SDNY_GM_00328000 EFTA_00198754 EFTA01684998 G MAXWELL DeckWitil;LFISTS p. 205 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-O745 FAX:1 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • roe Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000201 SDNY_GM_00326001 EFTA_00 198755 EFTA01684999 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 08/23113 DUPLICATE COPY OPEN Account Ending 0- p 3/5 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$11,48637 $0.00 411,486.37 Detail 'own posting daf Payments Amount 08/08/13• AUTOPAY PAYMENT RECEIVED - THANK YOU JPMORGAN CHASE BANK NA .$11,48637 New Charges Summery Total Total Now Comm $3,535.07 Detail G MAXWELL Card Ending 0-= Amount 07/24/13 A48 F 00G SHOWS INFODGREENSBOA0 336-379-9352 NC $65.90 07/24/13 M8 F DOG SHOWS INFODGREENS8ORO 336-379-9352 NC $174.75 07/26/13 IQI •WAG.COM 866-746-7924 NJ 866-746-7924 $4353 07/31/13 AT&T TLG FLP 851 ALPHARETTA GA 800.331-0500 Description TELEPHONE SERVICE/6 $12488 08/06/13 WINESTILSOLCOUT.COM PENNSAUKEN 8566653456 NJ $107.94 08/06/13 MB F DOG SHOWS INFODGREENSBORO 336-379-9352 NC $169.75 08/16/13 T-MOBILE 88B-278-3397 OR PREPAIDTOPUP $6532 08/16/13 PARK EAST ANIMAL HOSNEW YORK 212-832-8417 Description PET MEDICAL SERVICE NY $930.00 08/23/13 PARK EAST ANIMAL HOSNEW YORK 212-832-8417 Description PETMEDICAL SERVICE NY $1.849.00 AMEX000202 Continued on reverse SDNY_GM_00326002 EFTA_00198756 EFTA01685000 G MAXWELL DecidigirignFS. p 4i$ Fees Amount Total Fees for this Period 50.00 2013 Fees and Interest Totals Year-to-Date Total Fees in 2013 Total Interest in 2013 Amount $125.00 $0.00 AMEX000203 SDNY_G14.1_00326003 EFTA_00198757 EFTA01685001 OPEN Savings® Summary DUPLICATE COPY ELLMAX LIG G MAXWELL Closing Date 08/23/13 p. 5/5 Account Ending CIM Discounts Membership Rewards" Points This Period $0.00 This Period 0 Year to Date $2.90 Year to Date 0 Remember, you can getup o 4 additional Membership. Rewards' ppints w up to 1O% discounts on eligible purchases with OPEN Savings` partners., Visit opensavings.am to learn more. I OPEN Savings Benefits Offer Description Transactions Savings Earned Points Transactions Earned Savings Ea Points Earned HYATT • Partkipating Hotels and Resorts in the US. 50.00 50.00 0 $58.00 S2.90 0 Ongoing Benefits Total $0.00 $0.00 O 550.00 $2.90 0 Grand Totals 50.00 02 $2.90 0 2 This Period Year to Date Discounts will be applied in the form of a statement credit. For full terms and cord it ions go to opensavings.com. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. Get up to 4 additional Membership Rewards* points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings* partners. Visit opensavings.com for details. FecEx. FecEx. Fectx FecExOffice.* Eirreis 00ind Recut home and 400111ceMar.com (ID NOR* Office BARNES \ NOBLE HY.A1,T Store BN ccr Hertz. CAREY' EpsonStore.com lass - Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX0002O4 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326004 EFTA_00198758 EFTA01685002 AMEX000205 SDNY_GM_00326005 EFTA_00198759 EFTA01685003 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23/13 DUPLICATE COPY New Balance Please Pay Byt $10,018.78 10/08/13 *Payment is due upon receipt. We suggest you pay by t he Please Pay By date. p See page 2 for important information about your account. (I) New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800418-8866. p See Page 7 For A Notice Of Changes To The Membership Rewards Program Terms& Conditions Sao Page 11 for Important Changes to Your Account Terms and Benefits Your payment of $10,018.78 will be debited from your account on 10/08/13. Any inquiry to American Express concerning this debit should be made by 10/06/13. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PIPA Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your address of phone number has changed. Note charges on reverse side. OPEN p. 1/15 Account Ending 0-= Membership Rewards* Points Available and Pending as of 08/31/13 450,707 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance $3435.07 Payments/Credits -53435.07 New Charges .S10,018.78 Fees +50.00 New Balance 510,018.78 Days in Billing Period: 31 Customer Care PaybyComputer open.com/pbc Customer Cans Pay byPhone 1.800-678-0745 1.800-472-9297 OSee page 2 for additional information. Pay by Computer Pia Pay by Phone opencorn/pbc 1.800472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 001001878001001876 20 rl Account Ending 0.= Enter account number on all documents. Make c heck payable to American Express. Please Pay By 10/08/13 AutoPay Amount $10,018.78 AME X00O206 SDNY_GM_00326006 EFTA_00198760 EFTA01685004 G MAXWELL DeckWitil;LFISTS p. 2/15 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • for Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email 1 I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000207 SDNY_GM_00326007 EFTA (10198761 EFTA01685005 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23113 DUPLICATE COPY OPEN Is 3/15 Account Ending OMNI Payments and Credits Summary Total Payments Credits Total Payments and Credits -$3,535.07 $0.00 -$3,535.07 Detail indicates posting dab Payments Amount 09/07/13a AUTOPAY PAYMENT RECEIVED - THANK YOU JPMORGAN CHASE BANK NA 43,535.07 New Charges Summary Total Total Now Charges $10O1t.78 Detail G MAXWELL Card Ending 0-= Amount 08/27/13 AMAZON.COM MAZN.00M/8111 WA MERCHANDISE 52607 08/27/13 0l •SOAP.COM 800-762-7123 NJ 800-762-7123 $61.55 08/27/13 QI •WAG.COM 866-746-7924 NJ 866-746-7924 $169.20 08/27/13 QI •SOAP.COM 806762-7123 NJ 800-762.7123 530937 08/29/13 CANINE STYLES INC 212.826.3985 212-826-3985 5108.88 08/31/13 AT&T ttG FLP 851 ALPHARETTA GA 800331-0500 DesciIptIon TELEPHONE SERVICE/E $12735 08/31/13 FRESH DIRECT 866-283-7374 NY GROCERY $82.00 09/04/13 MB F DOG SHOWS INFODGREENSBORO 336379-9352 NC $101.85 09/04/13 ADWUBER TKHNOLOGIE866-576-1039 866-576-1039 MA $24.00 09/05/13 ADPUBER TKHNOLOGIE866.5764 039 866576-1039 MA $16.00 09/05/13 ADrUBER TECHNOLOGIE866-576-1039 866476-1039 MA $87.00 09/09/13 0I •WAG.COM 866-746-7924 NJ $7146 866-746-7924 AMEX000208 Continued on reverse SDNY_GM_00326008 EFTA_00198762 EFTA01685006 G MAXWELL DrAF,117;f„9,51i p 4/15 Detail Continued 09/10/13 Amount ADY•118ER TKHNOLOGIE866-576-1039 866-576.1039 MA 52240 09/10/13 ADMEIER TECHNOLOGIE866-576-1039 866-576-1039 MA $17200 09/11/13 AM.' WIER TECHNOLOGIE866476-1039 866-576-1039 MA $16600 09/11/13 BLUEPRINT CLEANSE 212414-5741 212414-5741 5130.00 09/12/13 ADrUBERTECHNOLOGIE866-576-1039 866-576-1039 MA Mt® 09/12/13 QI•SOAPLOM 800-762-7123 NJ 800-762-7123 $38.19 09/12/13 ADY2UBER TECHNOLOGIE866-576-1039 866-576-1039 MA 61700 09/12/13 ADV' U8ER TECHNOLOGIE866-576-1039 866-576-1039 MA $19.00 09/13/13 CRY WINERY NEW YORK NY RESTAURANT 5436.00 09/13/13 25TH STREET SHOWPIACNY NY 2124334063 Description ANTIQUE REPRODUCTIO S6,532.50 09/15/13 T-MOBILE 888-278-3397 OR PREPAIDTOPUP 565.32 09/16/13 ADTPUBER TECHNOLOGIE866-576-1039 866576-1039 MA $2900 09/16/13 AMMER TKHNOLOGIE866-576-1039 866-576-1039 MA $101.00 09/18/13 ADrUBER TKHNOLOGIE866-576-I 039 866-576-1039 MA $22.00 09/18/13 AM' WIER TECHNMOGIE866-5764 039 866.576-1039 MA $63.00 09/20/13 ADrUBER TKHNOLOGIE866..5764 039 866-576-1039 MA $60.00 09/20/13 ADWUBER TKHNOLOGIE866-576-1039 866-576-1039 MA $2700 09/20/13 ADWUBER TKHNOLOGIE866-576-1039 866-576-1039 MA $23.00 09/20/13 ADY•UBER TKHNOLOGE866-576-1039 866-576-1039 MA S27.00 09/21/13 Staibucks 100821 NewNew York NY FAST FOOD RESTAURANT $430 09/21/13 AMAZON MKTPLACE PMTSMAZN.COMMILL MERCHANDISE WA $42.94 09/23/13 GEORGE TORPE INC 212-734-1342 S760.00 212-734-1342 AMEX000209 Continued on next page SDNY_GM_00328009 EFTA_00198763 EFTA01685007 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23/13 DUPLICATE COPY OPEN Su p 915 Account Ending 0-- Fees Amount Total Fees for this Period 50.00 2013 Fees and Interest Totals Year-to-Date Total Fees in 2013 Total Interest in 2013 Amount 5125.00 $0.00 AMEX000210 SDNY_GM_00326010 EFTA_00198764 EFTA01685008 G MAXWELL DUPLICATE COET. Account Ending 0-M 0.6/15 AMEX000211 SDNY_GM_00326011 EFTA_00198765 EFTA01685009 Business Gold Rewards DUPLICATE COPY OPEN p 7115 ELLMAX LLC G MAXWELL Closing Date 09/23/13 Account Ending 0- Important Changes to the Membership Rewards' Program Terms and Conditions A summary of the changes appears below. The detailed changes can be found after the summary chart. Summary of Changes Membership Rewards Effective on September 1, 2013, we will no longer charge an additional $10 Linkage Fee Removal annual fee to link certain OPEN Cards to a Membership Rewards account for another enrolled Card. Membership Rewards We are making changes to the process for resolving legal claims. The Claims Resolution following is a brief summary of the new process: First, if you have an issue or dispute, please contact our Customer Service Department at the number listed on the back of your card. They are able to resolve most issues and disputes. Second, before initiating mediation, arbitration or litigation, we ask that you send a Claim Notice to: American Express ADR Go CT Corporation System, 111 8th Ave., New York, NY 10011. For a sample Claim Notice form, go to americanexpress.com/claim. Third, you may now mediate your claim prior to initiating an arbitration or litigation. In mediation, a neutral mediator helps to resolve your claim. Fourth, the Membership Rewards Program Terms and Conditions continue to include an arbitration provision. This means that either you or we may choose to have an arbitrator decide any claim instead of having the claim decided by a court. See the following pages for Detailed Changes S1893 BP/M RARLN K/0913 Amtx000212 SDNY_GM_00326012 EFTA_00 198766 EFTA01685010 G MAXWELL DUPLICATE CO Account Ending 011. 4: 8/15 Detail of Changes to the Membership Rewards Program Terms and Conditions The terms and conditions of the Membership Rewards program are subject to change as stated therein. This notice formally amends the terms and conditions of the Membership Rewards program as described below. Any provisions in the terms and conditions of the Membership Rewards program conflicting with these changes are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Linkage Fee Removal Effective immediately, we hereby make the following revisions to Section 2 of the About the Program Section of the Membership Rewards Program Terms and Conditions: 1. The following language contained in the second paragraph after the chart is hereby deleted: "Please note that there is an additional $10 annual fee for each Business Charge or Credit Card that you link to a Membership Rewards account with other enrolled charge Cards, unless you also have one of the following Cards (which may include an Additional Card) linked to the same Membership Rewards account: Executive Business Card. Business Membership Rewards Card, Centurion Card, Platinum Card or Fidelity Platinum Card." 2. The following language contained in the third paragraph after the chart is hereby deleted: "If this happens, you may be charged the linkage fee in addition to any enrollment costs." Membership Rewards Claims Resolution Effective January 1, 2014, the Arbitration provision in the terms and conditions of the Membership Rewards program is replaced with the following: CLAIMS RESOLUTION Most customer concerns can be resolved by calling our Customer Service Department at the number listed on the back of your card. In the event Customer Service is unable to resolve a complaint to your satisfaction, this section explains how claims can be resolved through mediation, arbitration or litigation. It includes an arbitration provision. For this section, you and us includes any corporate parents, subsidiaries, affiliates or related persons or entities. Claim means any current or future claim, dispute or controversy relating to your participation in the program, these Terms & Conditions or any prior program agreement, except for the validity, enforceability or scope of the Arbitration provision. Claim includes but is not limited to: (1) initial claims, counterclaims, crossclaims and third-party claims; (2) claims based upon contract, tort, fraud, statute, regulation. common law and equity; (3) claims by or against any third party using or providing any product, service or benefit in connection with the program; and (4) claims that arise from or relate to (a) the program account or any point balances on the program account, (b) advertisements, promotions or oral or written statements related to the program or any reward or (c) the redemption for and use of any reward. You may not sell, assign or transfer a claim. Sendino a Claim Notice Before beginning a lawsuit, mediation or arbitration, you and we agree to send a written notice (a claim notice) to each party against whom a claim is asserted, in order to provide an opportunity to resolve the claim informally or through mediation. Go to americanexpress.com/claim for a sample claim notice. The claim notice must describe the claim and state the specific relief demanded. Notice to you may be provided by your billing statement or sent to your billing address. Notice to us must include your name, address and Account number and be sent to American Express ADR c/o CT Corporation System, 111 8th Ave., NY, NY 10011. If the claim proceeds to arbitration, the amount of any relief demanded in a claim notice will not be disclosed to the arbitrator until after the arbitrator rules. Mediation In mediation, a neutral mediator helps parties resolve a claim. The mediator does not decide the claim but helps parties reach agreement. S1893 BP/MRARLNK/0913 AMEX000213 SDNY_GM_00326013 EFTA_00 198767 EFTA01685011 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23/13 DUPLICATE COPY OPEN p. 9/15 Account Ending 0-= Before beginning mediation, you or we must first send a claim notice. Within 30 days after sending or receiving a claim notice, you or we may submit the claim to JAMS (1-800-352-5267, jamsadr.com) or the American Arbitration Association ("AAA") (1-800-778-7879, adr.org) for mediation. We will pay the fees of the mediator. All mediation-related communications are confidential, inadmissible in court and not subject to discovery. All applicable statutes of limitation will be tolled until termination of the mediation. Either you or we may terminate the mediation at any time. The submission or failure to submit a claim to mediation will not affect your or our right to elect arbitration. Arbitration You or we may elect to resolve any claim by individual arbitration. Claims are decided by a neutral arbitrator. If arbitration is chosen by any party, neither you nor we will have the right to litigate that claim in court or have a jury trial on that claim. Further, you and we will not have the right to participate in a representative capacity or as a member of any class pertaining to any claim subject to arbitration. Arbitration procedures are generally simpler than the rules that apply in court, and discovery is more limited. The arbitrator's decisions are as enforceable as any court order and are subject to very limited review by a court. Except as set forth below, the arbitrator's decision will be final and binding. Other rights you or we would have in court may also not be available in arbitration. Initiating Arbitration Before beginning arbitration, you or we must first send a claim notice. Claims will be referred to either JAMS or MA, as selected by the party electing arbitration. Claims will be resolved pursuant to this Arbitration provision and the selected organization's rules in effect when the claim is filed, except where those rules conflict with these Terms & Conditions. If we choose the organization, you may select the other within 30 days after receiving notice of our selection. Contact JAMS or AAA to begin an arbitration or for other information. Claims also may be referred to another arbitration organization if you and we agree in writing or to an arbitrator appointed pursuant to section 5 of the Federal Arbitration Act, 9 U.S.C. if 1-16 (FAA). We will not elect arbitration for any claim you file in small claims court, so long as the claim is individual and pending only in that court. You or we may otherwise elect to arbitrate any claim at any time unless it has been filed in court and trial has begun or final judgment has been entered. Either you or we may delay enforcing or not exercise rights under this Arbitration provision, including the right to arbitrate a claim, without waiving the right to exercise or enforce those rights. Limitations on Arbitration If either party elects to resolve a claim by arbitration, that claim will be arbitrated on an individual basis. There will be no right or authority for any claims to be arbitrated on a class action basis or on bases involving claims brought in a purported representative capacity on behalf of the general public, other cardmembers or other persons similarly situated. The arbitrator's authority is limited to claims between you and us alone. Claims may not be joined or consolidated unless you and we agree in writing. An arbitration award and any judgment confirming it will apply only to the specific case and cannot be used in any other case except to enforce the award. Notwithstanding any other provision and without waiving the right to appeal such decision, if any portion of these Limitations on Arbitration is deemed invalid or unenforceable, then the entire Arbitration provision (other than this sentence) will not apply. Arbitration Procedures This Arbitration provision is govemed by the FAA. The arbitrator will apply applicable substantive law, statutes of limitations and privileges. The arbitrator will not apply any federal or state rules of civil procedure or evidence in matters relating to evidence or discovery. Subject to the Limitations on Arbitration, the arbitrator may otherwise award any relief available in court. The arbitration will be confidential, but you may notify any govemment authority of your claim. S1893 BP/MRARLNK/0913 AMEX000214 SDNY_GM_00326014 EFTA_00 198768 EFTA01685012 DUPLICATE C:1 G MAXWELL Account Ending (0S p.10/15 If your claim is for $10,000 or less, you may choose whether the arbitration will be conducted solely on the basis of documents, through a telephonic hearing, or by an in-person hearing. At any party's request, the arbitrator will provide a brief written explanation of the award. The arbitrator's award will be final and binding, except for any right of appeal provided by the FAA; however, any party will have 30 days to appeal the award by notifying the arbitration organization and all parties in writing. The organization will appoint a three-arbitrator panel to decide anew, by majority vote based on written submissions, any aspect of the decision objected to. Judgment upon any award may be entered in any court having jurisdiction. At your election, arbitration hearings will take place in the federal judicial district of your residence. Arbitration Fees and Costs You will be responsible for paying your share of any arbitration fees (including filing, administrative, hearing or other fees). but only up to the amount of the filing fees you would have incurred if you had brought a claim in court. We will be responsible for any additional arbitration fees. At your written request, we will consider in good faith making a temporary advance of your share of any arbitration fees, or paying for the reasonable fees of an expert appointed by the arbitrator for good cause. Additional Arbitration Awards If the arbitrator rules in your favor for an amount greater than any final offer we made before arbitration, the arbitrator's award will include: (1) any money to which you are entitled, but in no case less than $5,000: and (2) any reasonable attorneys' fees, costs and expert and other witness fees. Continuation This section will survive termination of the program or your participation in it. If any portion of this Claims Resolution section, except as otherwise provided in the Limitations on Arbitration subsection, is deemed invalid or unenforceable, it will not invalidate the remaining portions of this Claims Resolution section. S1893 BP/MRARLNK/0913 AMEX000215 SDNY_GM_00326015 EFTA_00 198769 EFTA01685013 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23/13 DUPLICATE COPY OPEN p 11/15 Account Ending 0-= Important Changes to Your Account Terms We are making changes to your Card account and benefits. A summary of the changes appears below. The detailed changes to your Cardmember Agreement and other account terms can be found after the summary chart. Summary of Changes Using the Card You may choose to store your Card account number and expiration date with certain merchants from whom you make purchases periodically. We are updating your Cardmember Agreement to clarify that we may tell these merchants if your expiration date or card number changes or if your account is cancelled. Currently, we only provide this information to certain merchants whom you have authorized to bill you at regular intervals. Your Agreement for Transferring Funds Electronically (the "EFT Agreement") We are making changes to the EFT Agreement to (1) clarify that it applies to all bank accounts (not just consumer bank accounts), (2) update the limits on cash withdrawals, and (3) clarify that the provision regarding prior notice and cancellation of transfers does not apply to Cardmembers who have enrolled a business bank account in certain AutoPay programs. Oklahoma Insurance Disclosure for Car Rental Loss and Damage Insurance Policy We have added an insurance notice for Oklahoma residents regarding insurance fraud. See the following pages for Detailed Changes S0593 BP/OPNSASEI0913 AMEX000216 SDNY_GM_00326016 EFTA_00 198770 EFTA01685014 DUPLICATE CO G MAXWELL Account Ending p.12/15 Detail of Changes to Your Agreements The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement, Your Agreement for Transferring Funds Electronically (the 'EFT Agreement"), and the Car Rental Loss and Damage Insurance Policy governing this account (collectively, the "Agreements"). This notice formally amends the Agreements as described below. Any terms in the Agreements conflicting with these changes are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with additional Cardmembers on your account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Using the Card Effective immediately, the fourth paragraph of the Using the Card section in Part 2 of your Cardmember Agreement is deleted in its entirety and replaced with the following: "You may arrange for certain merchants to store your card number and expiration date, so that, for example: • the merchant may charge your account at regular intervals; or • you may make charges using that stored card information. We may (but are not required to) tell these merchants if your expiration date or card number changes or if your account is cancelled. You must notify the merchants directly if you want them to stop charging your Account." Your Agreement for Transferring Funds Electronically Effective immediately, your EFT Agreement is amended as follows: 1. The fifth sentence of the Words we use in this agreement Section is hereby deleted and replaced with the following: "Your bank account is the bank account you use to pay for any transactions you make through the service." 2. The Limits on withdrawals Section is hereby deleted and replaced with the following: "Limits on withdrawals We apply the following limits to withdrawals. The ATM operator may also impose limits. Plum Card" Green Card Gold Card Exec. Bus. Card Platinum Card' Centurion Card $3,000 in a 30-day period $3,000 in a 30-day period $8,500 in a 30-day period $8,500 in a 30-day period $10,000 in a 30-day period $10,000 in a 30-day period" 3. The How to stop AutoPay payments Section is hereby deleted and replaced with the following: "The following terms do not apply to certain AutoPay programs and options where a business bank account is used for the transaction; and the specific terms and conditions of those programs and options will define any applicable notice and cancelation terms: (1) If you have told us to make AutoPay payments from your bank account, you can stop any of these payments by calling us at 1-800.227-4669 or writing to American Express. Electronic Funds Services, P.O. Box 981540, El Paso, TX 79998-1540 in time for us to receive your request at least 2 business days before the payment is scheduled to be made. (2) We will tell you, at least 10 days before each payment, when it will be made and how much it will be. (3) If we receive your request to stop one of these payments at least 2 business days before the payment is scheduled to be made and we do not stop it, we will be liable for your losses or damages." S0593 BP/OPNBASE/0913 AMEX000217 SDNY_GM_00326017 EFTA_00198771 EFTA01685015 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23/13 DUPLICATE COPY OPEN p 13/15 Account Ending 0-= Car Rental Loss and Damage Insurance Policy Change to Policy for Residents of Oklahoma: We are making Important Changes to your Car Rental Loss and Damage Insurance policy ("Policy") underwritten by AMEX Assurance Company. Effective immediately, the following section is hereby added after the How Benefits are Paid section: "Fraud: WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony. Form Number: CRLDIAE0812OK" S0593 BP/OPNBASE10913 AMEX000218 SDNY_GM_00326018 EFTA_00 198772 EFTA01685016 G MAXWELL DrAITE LIC ,F, p 4/'5 AMEX000219 SDNY_GM_00326019 EFTA_00198773 EFTA01685017 OPEN Savings* Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 09/23/13 p. 15/15 Account Ending OM Discounts Membership Rewards' Points This Period $0.00 This Period 0 Year to Date $2.90 Year to Date 0 Remember, you can get up o 4 additional Membership Rewards points 91- to 10% discounts on eligible purchasecwith OPEN Savings partners., Visit opensavings.am to learn more. OPEN Savings Benefits This Period Year to Date Offer Description Transactions Semarvinegni Points Transactions Earned Eaarttid Points Earned HYATT • Partkipating Hotels and Resorts in the US. $0.00 $0.00 0 us.00 $2.90 0 Ongoing Benefits Total $0m $0.00 0 &stop Grand Totals $0.00 02 52.90 Discounts wilt be applied in the form of a statement credit. For full terms and cord it ions go to opensavings.com. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. Get up to 4 additional Membership Rewards' points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. FecEx FecEx. FedEx FecExOffice..*. brems Caond Home and 400fftcelidarcan (ID Home office BARNES \ NOBLE H_YAIJ Store aN Hertz. CAREY' EpsonStore.com Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. ALIEX000220 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326020 EFTA_00198774 EFTA01685018 AMEX000221 SDNY_GM_00326021 EFTA_00198775 EFTA01685019 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 10/24/13 DUPLICATE COPY New Balance $4,707.00 Please Pay By; 11/08/13 *Payment is due upon receipt. We suggest you pay by the Please Pay By date. fl See page 2 for important information about your account. (I) New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800418-8866. f se. Pag•7 0 Your payment of $4,707.00 will be debited from your account on 11/08/13. Any inquiry to American Express concerning this debit should be made by 11/06/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. for Important Changes to Your Account Benefits INTRODUCING THE ENHANCED OPEN SAVINGS* BENEFIT. For every eligible dollar spent with OPEN Savings partners. you can choose to get: 4 Additional Up to a 100ADISCOUNT OR MEMBERSHIP REWARDS.POINTS credited to your statement To choose your OPEN Savings benefit, visit opensayings.com or call the number on the back of your Card. Tams & comlitIons apply. Pla. Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note charges on reverse side. OPEN p. 1/12 Account Ending 0-= Membership Rewards° Points Available and Pending as of 09/30/13 482,943 For up to date point balance and full program details, visit membershiprewards.corn Account Summary Previous Balance Payments/Credits NewCharges Fees $10,018.78 -$10,018.78 +$4,707.00 +$0.00 New Balance $4,707.00 Days in Billing Period: 31 Customer Care Pay Computer open. bycom/pbc Customer Cana Pay by Phone 1.800-678-0745 1.800-472-9297 OSee page 2 for additional information. Pay by Compute In Pay by Phone opencorn/pbc M1-10:0-422.9292 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0= Enter account number on all documents. Makec heck payable to American Express. Please Pay By 11/08/13 AutoPay Amount $4,707.00 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrnrlmll 000470700000470700 20 rl MOE X000222 SDNY_GM_00328022 EFTA_00198776 EFTA01685020 G MAXWELL DeckWitil;LFISTS p. 2112 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report Information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • for Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email 1 I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000223 SDNY_GM_00326023 EFTA_00 198777 EFTA01685021 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 10124/13 DUPLICATE COPY OPEN Account Ending 0- p 3/12 Payments and Credits Summary Total Payments Credits Total Payments and Credits -S10,018.78 $0.00 -S10,018.78 Detail 'own posting daf Payments Amount 1W08/13* AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK NA -$10,018.78 New Charges Summary Total Total Now Champs S4707.00 Detail G MAXWELL Card Ending 0.= Amount 09/23/13 AMAZON.COM MAZN.COM/BILL WA MERCHANDISE $47.11 09/23/13 01 •WAG.COM 1366-746-7924 NJ 866-746-7924 $115.92 09/23/13 ADrUBER TECHNOLOGIE866.576-1039 866.576-1039 MA S155.00 09/23/13 ADV.' UBER TECHNOLOGIE866-576-1039 866.576-1039 MA $20.130 09/24/13 AMAZON.COM MAZN.COM/BILL WA MERCHANDISE $3124 09/24/13 ADY• USER TECHNOLOGIE866-576-1039 866.576.1039 MA 351.00 09/24/13 ADY•IJOER TECHNOLOGIE866-576-1039 866-576-1039 MA $26.00 09/24/13 ADY•UBER TECHNOLOGIE866.576-1039 866-576-1039 MA $133.00 09/25/13 ADY•UBERTECHNOLOGIE866.576-1039 866-576-1039 MA $18.00 09/25/13 ADrIMER TECHNOLOGIE866-576-1039 866-576.1039 MA $36.00 09/26/13 ADPUBER TKHNOLOGIE866-576-1039 866-576-1039 MA $34.00 09/30/13 AT&T TLG FLP 851 ALPHARETTA GA 800-331-0500 Description TELEPHONE SERVICFJE $12735 AMEX000224 Continued on reverse SDNY_GM_00326024 EFTA_00198778 EFTA01685022 G MAXWELL DrAF,117;f„9,51i R 4/12 Detail Continued 10/03/13 ADY•UBER TKHNOLOGIE866-576-1039 MA 866-576-1039 Amount $12.00 10/07/13 ADrUEIER TECHNOLOGIE866-576-1039 MA 866-576-1039 $35.00 10/07/13 ADY•UBER TECHNOLOGIE866-576-1039 MA 866-576-1039 $91.00 10/07/13 WINESTILSOLDOUT.COM PENNSAUKEN NJ 8566653456 $127.92 10/07/13 QI •WAG.COM 866.746-7924 NJ 866-746-7924 565.29 10/08/13 ANITA R CAA MD 212-535-6004 212-535-6004 $1,450.00 10/08/13 ADYNJBER TECHNOLOGIE866-576-1039 MA 866-576-1039 $24.00 10/08/13 ADYHJBER TECHNOLOGIE866-576-1039 MA 866-576-1039 $19.00 10/08/13 WA FEDERATION 212-836.1486 NY PAYMENT $350.00 10/08/13 AVOWER TECHNOLOGIE866-576-1039 MA 866-576-1039 316.00 10/09/13 ADYNJBER TECHNOLOGIE866-576-1039 MA 866-576-1039 $90.00 10/11/13 PARK EAST ANIMAL HOSNEW YORK NY 212-832-8417 Description PET MEDICAL SERVICE $601.70 10/14/13 EBAY INC. 0000 SAN JOSE CA 56.65 886-285-8380 Description EBAY.COM/CC888.749- 10/15/13 T-MOBILE 888-278-3397 OR PREPAIDTOPUP $65.32 10/15/13 ADY•UBER TKHNOLOGIE866-576-1039 MA 866-576-1039 $106.00 10/16/13 MB F DOG SHOWS INFOCGREENSBORO NC 336-379-9352 $143.80 10/17/13 CANINE STYLES INC 212-8264985 212426-3985 $108.88 10/18/13 FREDERIC FEKKAI BEAUNEW YORK NY 2127539500 $54.34 10/20/13 Star bucks 400821 NewNew York NY FAST FOOD RESTAURANT 59.30 10/21/13 KIEHL'S UES SPA 2NOFNEW YORK NY COSMETIC STORE 10/21/13 ADY•UBER TKHNOLOGIE866-576-1039 MA 866-576-1039 $120.18 56400 10/22/13 ADY• WIER TECHNOLOGE866-576.1039 MA 866-576-1039 $339.00 10/22/13 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE 31100 PMEX000225 Continued on next page SDNY_GM_00326025 EFTA_00198779 EFTA01685023 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 10/24113 DUPLICATE COPY OPEN Su p 5/12 Account Ending 0-= Fees Amount Total Fees for this Period 50.00 2013 Fees and Interest Totals Year-to-Date Total Fees in 2013 Total Interest in 2013 Amount 5125.00 $0.00 AMEX 000226 SDNY_GM_00326026 EFTA_00198780 EFTA01685024 G MAXWELL DUPLICATE COLY. Account Ending p 6112 AMEX000227 SDNY_GM_00326027 EFTA_00198781 EFTA01685025 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 10/24/13 DUPLICATE COPY OPEN Account Ending 0- Important Changes to Your Account We are making changes to your Card account and benefits. A summary of the changes appears below. The detailed changes to the relevant program terms can be found after the summary chart (where applicable). OPEN Savings Merchant Changes S05O3 HP Home & Home Office Store Benefit. The OPEN Savings benefit for eligible purchases with HP Home & Home Office Store, at shopping hp.com, will be changed as follows: Current New (as of January 1, 2014) 5% discount credited to your American Express' statement OR 2 additional Membership Rewards points on every dollar spent over $200 and up to $1,000 per calendar year 3% discount credited to your American Express statement OR 1 additional Membership Rewards' point on every eligible dollar for the first $500 spent per calendar year 10% discount OR 4 additional points on every dollar spent over $1,000 and up to $50,000 per calendar year 5% discount OR 2 additional points for every eligible dollar spent over $500 and up to $1,500 per calendar year 10% discount OR 4 additional points on every eligible dollar spent over $1,500 and up to $30.000 per calendar year Hertz. The OPEN Savings benefit for eligible purchases with Hertz will be changed as follows: Current New (as of January 1. 2014) 5% discount credited to your American Express" statement OR 2 additional Membership Rewards points on every dollar spent over $500 and up to $2,500 per calendar year 3% discount credited to your American Express statement OR 1 additional Membership Rewards' point on every eligible dollar for the first $500 spent per calendar year 10% discount OR 4 additional points on every dollar spent over $2,500 per calendar year 5% discount OR 2 additional points for every eligible dollar spent over $500 and up to $2,000 per calendar year 10% discount OR 4 additional points on every eligible dollar spent over $2,000 per calendar year BP/OPENSVG/1013 AMEX000228 SDNY_GM_00326028 EFTA_00198782 EFTA01685026 G MAXWELL DUPLICATE COLY. Account Ending FedEx Office. The OPEN Savings benefit or eligible purchases with FedEx Office will be changed as follows: Current New (as of January 1, 2014) 3% discount credited to your American Express' statement or 1 additional Membership Rewards point on every dollar spent up to $250 per calendar year 5% discount OR 2 additional points on every eligible dollar spent for up to $20,000 spent per calendar year 5% discount or 2 additional points on every dollar spent above $250 and up to $1000 per calendar year 10% discount or 4 additional points on every dollar spent above $1000 and up to $100,000 per calendar year OPEN Savings Merchant Removals Effective January 1, 2014, OfficeMax.com will no longer be part of the OPEN Savings benefit. Any amounts that are charged to your Card account by this merchant on or after this date will not be eligible for the OPEN Savings benefit. Effective December 16, 2013, Epson° will no longer be part of the OPEN Savings benefit. Any amounts that are charged to your Card account by this merchant on or after this date will not be eligible for the OPEN Savings benefit. Continued on next page p.13/12 S05O3 BP/OPENSVG/1013 AMEX000229 SDNY_GM_00326029 EFTA_00198783 EFTA01685027 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 10/24/13 DUPLICATE COPY OPEN p. 9/12 Account Ending 0-= Detail of Changes to the OPEN Savings Benefit Terms The terms of the account referenced in or with this notice are subject to change in accordance with the OPEN Savings` Benefit Terms governing the account (the "OPEN Savings Benefit Terms"). This notice formally amends the OPEN Savings Benefit Terms as described below. Any terms in the OPEN Savings Benefit Terms conflicting with these changes are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with additional Cardmembers on your account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. OPEN Savings‘ Benefit Terms Effective January 1, 2014, the benefit terms for the OPEN Savings benefits listed below are deleted and replaced with the following: HP Home IS Home Office Store The OPEN Savings benefit for eligible purchases at HP Home and Home Office Store, at shopping.hp.com, is a 3% discount credited to your American Express statement OR 1 additional Membership Rewards' point on every eligible dollar spent up to $500, 5% discount OR 2 additional points for every eligible dollar spent above $500 and up to $1,500 and 10% discount or 4 additional points on every eligible dollar spent above $1,500 and up to $30,000, per calendar year, per Card account. Payment must be made with a Business Card from American Express OPEN. "Eligible" means total purchases per Card account in a calendar year up to $30,000 made online at the HP Home and Home Office store located at www.shopping.hp.com or by calling 1-866-511-0279, excluding: • girt cards, • purchases made in retail stores. or • purchases made at any other online website, including other sections of the HP website such as "Small and Medium Businesses". General OPEN Savings terms and conditions also apply. Visit opensavings.com to learn more. Here is how it works: If your card is enrolled in the Membership Rewards't program, you can select the way you're rewarded at opensavings.com All other Cards will receive automatic discounts credited to your billing statement. Annual Eligible Spend at HP Home a Home Office Store Discounts" OR Membership Rewards" $500 or less 3% 1 additional point per eligible dollar spent Every eligible dollar spent over $500 to $1.500 5% 2 additional points per eligible dollar spent Every eligible dollar spent over $1,500 to $30,000 10% 4 additional points per eligible dollar spent " The relative value of these options will differ depending on how you use your Membership Rewards points. The redemption value of additional points that you receive under the Membership Rewards Points Benefit may be less than the dollar value of the discounts that you receive under the Discount Benefit. The option to choose Membership Rewards points as your OPEN Savings benefit applies only to Business Cards from American Express OPEN enrolled in the Membership Rewards program. S05O3 BP/OPENSVG/1013 AMEX000230 SDNY_GM_00326030 EFTA_00 198784 EFTA01685028 G MAXWELL DUPLICATE COLY. Account Ending 0-IMI p. 10/12 SS The OPEN Savings benefit for eligible spending with Hertz is a 3% discount credited to your Amencan Express statement OR 1 additional Membership Rewards" point for every eligible dollar spent up to $500, 5% discount OR 2 additional points for every eligible dollar spent above $500 and up to $2,000 and 10% discount or 4 additional points on every eligible dollar spent above $2,000, per calendar year, per Card account. Payment must be made with a Business Card from Amencan Express OPEN. "Eligible means total car rental spend per Card account in a calendar year at Hertz corporate-owned U.S. locations, and excludes Hertz On Demand. Car returns made at an independent licensee owned location will not be eligible for the benefit General OPEN Savings terms and conditions also apply. Visit opensavings.com to learn more. Here is how if works: f your card is enrolled in the Membership Rewards" program. you can select the way you're rewarded at opensavings corn All other Cards will receive automatic discounts credited to your billing statement. Annual Eligible Spend at Hertz Discounts" OR Membership Rewards" $500 or less 3% 1 additional point per eligible dollar spent Every eligible dollar spent over $500 to $2.000 5% 2 additional points per eligible dollar spent Every eligible dollar spent over $2,000 10% 4 additional points per eligible dollar spent " The relative value of these options will differ depending on how you use your Membership Rewards points. The redemption value of additional points that you receive under the Membership Rewards Points Benefit may be less than the dollar value of the discounts that you receive under the Discount Benefit. The option to choose Membership Rewards points as your OPEN Savings benefit applies only to Business Cards from American Express OPEN enrolled in the Membership Rewards program. FedEx Office' The OPEN Savings benefit for eligible purchases at FedEx Office is a 5% discount credited to your American Express statement OR 2 additional Membership Rewards' points on each eligible dollar spent up to $20,000, per calendar year, per Card account. Payment must be made with a Business Card from Arnencan Express OPEN. "Eligible" means the first $20,000 in purchases per Card account in a calendar year made at FedEx Office locations and fedexoffice.com. The FedEx Office benefit is not available on FedEx shipping services. Note that such shipping services may be eligible for the FedEx Express or FedEx Ground OPEN Savings benefit Go to opensavings.com for FedEx Express and FedEx Ground benefit terms and conditions. General OPEN Savings terms and conditions also apply. Visit opensavings.com to learn more. Here is how if works: f your card is enrolled in the Membe ship Rewards" program, you can select the way you're rewarded at opensavings corn All other Cards will receive automatic discounts credited to your billing statement. Annual Eligible Spend at FedEx Office Discounts" OR Membership Rewards" Every eligible dollar spent up to $20,000 591i 2 additional points per eligible dollar spent " The relative value of these options will differ depending on how you use your Membership Rewards points. The redemption value of additional points that you receive under the Membership Rewards Points Benefit may be less than the dollar value of the discounts that you receive under the Discount Benefit. The option to choose Membership Rewards points as your OPEN Savings benefit applies only to Business Cards from American Express OPEN enrolled in the Membership Rewards program. S05O3 BP/OPENSVG/1013 AMEX000231 SDNY_GM_00326031 EFTA_00 198785 EFTA01685029 OPEN Savings' Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 10/24/13 p.11/12 Account Ending OM Discounts Membership Rewards* Points This Period 30.00 This Period 0 Year to Date 32.90 Year to Date 0 Remember, you can get up o 4 additional Membershjp Rewards' ppints or up to 10% discounts on eligible purchasecwith OPEN Savings' partners., visit opensavings.Thm to learn more. OPEN Savings Benefits This Period Year to Date Offer Description Transactions Sayings Earned Points Transactions Earned Sayings Earned Points Earned HYATT - Partkipatlng Hotels and Resorts in the U.S. $0.00 S0.00 0 SSII.00 $2.90 0 Ongoing Benefits Total $0.00 $0.00 0 SSS.00 $2.90 0 Grand Totals $0.00 02 $2.90 02 Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. 2 The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. Get up to 4 additional Membership Rewards* points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. Fedr: Fed:kat Fed FedExOffice.* Home and OffiCeMaX com 0 Home Office BARNES NOBLE HAART- st. IINcom Hertz CAllEr EpsonStore.com ta ws. Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000232 SDNY_GM_00326032 EFTA_00 198786 EFTA01685030 G MAXWELL DWfct-!,r9eITEnF,Pla Get up to a 10% discount credited to your statement or get up to 4 extra Membership Rewards' points on eligible purchases at the HP Home and Home Office Store* The HP Home and Home Office Store at shopping.hp.com. has the tools to help you grow your business, including the new HP ElitePad 900. HP's premium thin and light Windows 8 tablet. It's elegant design and touch experience puts productivity at your fingertips. Make sure to use your Business Card from American Express OPEN to enjoy automatic OPEN Savings* benefits. Learn more at opensavings.com. p. 12/12 Home and Home Office Store 'Payment mast be made with a Business Card from American Express OPEN 'Eligible means total purchases per Card Account in a calendar year over $200 and up to $sacoo made online at the HP Home and Home Office store located at www shopping.hp coin or by cal' mg 1.866.511.0279. excluding purchases made in retail stores or any other online website. Including other sections of the HP website such as 'Small and Medium Businesses' and on purchases of gift cards. Purchases made by all Cards seder a particular Card Account (including the Basic Card as well as any Additional Cards) are combined for the purp✓se of calculating OPEN Savings benefits. All OPEN Savings benefits are credited to the Basic Cardmember only. General OPEN Savings terms and conditions also apply. Visit opensavings.ccm to learn more. ANIEX000233 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326033 EFTA_00198787 EFTA01685031 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 11/22/13 DUPLICATE COPY New Balance 32,305.12 Please Pay By; 12/08/13 *Payment is due upon receipt. We suggest you pay by t he Please Pay By date. See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. O Your payment of $2,305.12 will be debited from your account on 12/07/13. Any inquiry to American Express concerning this debit should be made by 12/05/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Irffil Do not staple or use paper clips G MAXWELL Check here it your address or phone number has changed. Note changes on reverse side. Pay by Computes opencomipbc OPEN p. 1/7 Account Ending 0-= Membership Rewards' Points Available and Pending as of 1W31 /13 500A60 Fa up to date point balance and full program details, visit mambershiprewards.com Account Summary Previous Balance 84,707.03 Payments/Credits -84,709.14 NewCharges +32,299.05 Fees +S8.21 New Balance $2,305.12 Days in Billing Period: 29 Customer Care Pay by Computer open.com/pbc Customer Caro Pay by Phone 1.800-678-0745 1.800-472-9297 OSee page 2 for additional information. n Pay by Phone 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0.= Enter account number on all documents. Make c hec k payable to Amerkan Express. Please Pay By 12/08/13 AutoPay Amount $2,305.12 IllrulrulrulliI I II I I III I II II I I II III I I I II II I 000230512000230512 20 rl AME X000234 SDNY_GM_00326034 EFTA_00198788 EFTA01685032 G MAXWELL DeckWitil;LFISTS p. 2/7 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • fa Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes presided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000235 SDNY_GM_00326035 EFTA_00 198789 EFTA01685033 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 1 1/2 2/1 3 DUPLICATE COPY OPEN p 3/7 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits -54,707.00 -$2.14 41.709.14 Detail indicates posting date Payments Amount 11/08/135 AUTOPAY PAYMENT RECEIVED • THANK YOU JPMORGAN CHASE BANK NA -$4,707.00 Clot Amount 11/04/13* 5%0PEN Savings at FedEx FEDECO 8030481677198030 $4227 11M2/2013 42-14 New Charges Summary Total Total New Charges 52,299.05 Detail G MAXWELL Card Ending DIM Foreign Spend Amount 10/24/13 ADrUBER TECHNOLOGIE866-576-1039 866.5761039 MA $1900 10/25/13 01•WAG.COM 866-746-7924 NJ 866-746-7924 $172.99 10/25/13 Iceland Travel EUR Reykjavik TRAVEL AGENCY 220/sa European Union Fero $304.19 10/28/13 ADTPUBER TECHNOLOGIE866476-1039 866476-1039 MA 511100 10/29/13 ONE KINGS W3579191855-746-7655 HOME DECOR CA $5003 10/30/13 ADY•118ER TKHNOLOGIE866-576-1039 866-576-1039 MA $1800 10/30/13 BESTBUY.COM 994 RICHFIELD MN 888-237-8289 Description BBY01.613284004715 $263.47 10/31/13 WINESTILSOLDOUT.COM PENNSAUKEN 8566653456 NJ $95.94 10/31/13 AT&TIMIL PAYMENT 9SDALLAS IX 800-331-0500 Description TELEPHONE SERVKVE $127.82 AMEX000236 Continued on reverse SDNY_GM_00326036 EFTA_00198790 EFTA01685034 G MAXWELL D 05!,FitiTf„?, PS p4/7 Detail Continued J Foreign Spend Amount 11/01/13 BIZCHAIR OFFICE FURNCANTON GA 800-924-2472 Description OFFICE FURNITURE $151.99 11/01/13 BIZCHAIR OFFICE FURNCANTON GA 800424-2472 Description OFFICE FURNITURE 519.40 11/07/13 FEDEXI 8030481677191-800.622-1147 1.806622-1147 TO-NY FROM: G MAXWELL 98133 001 Standard 4LBAW0803048167719 FedEx 41-800-622-1147 542.87 11/06/13 QI•WAG.COM 866-746-7924 NJ 866-746-7924 5106.68 11/10/13 ADY•UBER TECHNOLOGID366-576-1039 866.5761039 MA 523.00 1/10/13 ADPUBER TECHNOLOGIE866-576-1039 8665761039 MA $4100 11/11/13 ADrUBER TECHNOLOGIE866-576-1039 866-576-1039 MA $2700 11/12/13 QI•WAG.COM 866-746-7924 NJ 866-7467924 $91.41 11/12/13 FREDERIC FEKKAI BEAUNEW YORK NY 2127539500 559.57 11/13/13 UNCOMMONGOODS 0204 BROOKLYN 718-210-1200 Description CATALOG MERCHANT NY 54459 11/14/13 T-MOBILE 888-278-3397 OR PREPAIDTOPUP 56532 11/19/13 QI•WAG.COM 866-746-7924 NJ 866-746-7924 575.10 11/20/13 ADVIUBER TECHNOLOGIE866-576-1039 866-516-1039 MA 532.00 11/20/13 AOY•UBERTECHN0L0GIE866-576-1039 866-576-1039 MA 538.00 11/22/13 AMAZON MKTPLACE PMTSMAZN.COWBILL MERCHANDISE WA 5316.68 Fees •Foreign Tronsection Feels 2.7%a th•oxwated US dollar amount of the Amnon cunency dame. Soo foreign Cut...nothings, on page 2. 10/25/13 FOREIGN TRANSACTION FEE•• kebnd Travel EU R $304.19 Total Foos for this Pealed Amount $8.21 58.21 AMEX000237 Continued on next page SDNY_GM_00326037 EFTA_00198791 EFTA01685035 Business Gold Rewards ELLMAX LLC DUPLICATE COPY OPEN p 5/7 G MAXWELL Closing Date 11/22/13 Account Ending 0- 2013 Fees and Interest Totals Year-to-Date Amount Total Fees III2013 S' 3 ). Total Interest in 2013 $0 CO MIEX000238 SDNY_GM_00326038 EFTA_00198792 EFTA01685036 G MAXWELL DTTSITN,F1911 p 6/7 AMEX000239 SDNY_GM_00326039 EFTA_00198793 EFTA01685037 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 11/22/13 p. 7/7 Account Ending OM Discounts Membership Rewards"' Points This Period $2.14 This Period 0 Year to Date $5.04 Year to Date 0 Remember, you can get, p o 4 additional Membership Rewards' ppints r up to 10% discounts on eligible purchases with OPEN Savings"' partners., Visit opensavings.am to learn more. OPEN Savings Benefits This Period Year to Date Offer Description Transactions Savings Earned Points Transactions Earned Savings Earned Points Earned FEDEX GROUND & FEDEX EXPRESS • 542.97 $2.14 0 542.97 $2.11 0 Visit *ptomains-corn HYATT - Participating Hotels and Resorts in the US. $0.00 $0.00 0 $55.00 $2.90 0 Ongoing Benefits Total $4227 $2.14 0 $10007 $5.04 0 Grand Totals $2.14 $5.04 0 2 Discounts will be applkd in the form of a statement credit. For full terms and conditions go to opensavings.com. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. 2 The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. Get up to 4 additional Membership Rewards* points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings° partners. Visit opensavings.com for details. FedEx • FedEx FedEx FecExOffice_* Ern Gond n•011 4.0fficalWarcorn Hertz Home and Home Office Store BARNES,C NOBLE H ,Y T BN can CAM' EpS0 MUM* .com Ai ljellsters Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AME X000240 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326040 EFTA_00198794 EFTA01685038 AMEX000241 SDNY_GM_00326041 EFTA_00198795 EFTA01685039 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 12/24/13 DUPLICATE COPY New Balance Please Pay Byt $2,008.88 01/08/14 *Payment is due upon receipt. We suggest you pay by t he Please Pay By date. p See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services toobtain a comparative listing of credit card rates, fees and grace periods by calling 1-800418-8866. (2) We will debit your bank account for your payment of $2,008.88 on 01/08/14. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 01/06/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Learn. Share. Get Inspired. There's a way to exchange advice and connect with other entrepreneurs. loin OPEN Forum at www.openforum.com/getinspired 21 OPEN forum Payment Coupon WI Do not staple or use paper clips G MAXWELL Check here it your address or phone number has changed. Note changes on reverse side. Pay by Computes opencomipbc OPEN p. 1/6 Account Ending 0-= Membership Rewards' Points Available and Pending as of 11/30/13 521,862 For up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance $2,305.12 Payment s/Cred it S -$2,305.12 NewCharges +$ZOOBJ38 Fees +$0.00 New Balance $2,008.e. Days in Billing Period: 32 Customer Care Pay by Computer opencom/pbc Customer Caro Pay by Phone 1.800-678-0745 1.800-472-9297 OSee page 2 for additional information. n Pay by Phone 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0.= Enter account number on all documents. Make c he( k payable to American Express. Please Pay By 01/08/14 AutoPay Amount $2,008.88 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrrrinll 000200688000200688 20 rl AME X000242 SDNY_GM_00328042 EFTA_00198796 EFTA01685040 G MAXWELL DeckWitil;LFISTS p. 216 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • roe Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000243 SDNY_GM_00326043 EFTA_00 198797 EFTA01685041 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 1 2/24/1 3 DUPLICATE COPY OPEN p3/6 Account Ending 0= Payments and Credits Summary Total Payments Credits Total Payments and Credits -52.305.12 $0.00 .82,305.12 Detail Indicate posteng dm. Payments Amount 12/07/13' AUTOPAY PAYMENT RECEIVED • THANK YOU JPMORGAN CHASE BANK, NA .42,305.12 New Charges Summary Total Total New Charges $2,008.88 Detail G /(UU(WELL Card Ending 0= Amount 11/22/13 ADYMJ8ER TECHNOLOGIE866-576-1039 866-576-1039 MA $17.00 11/23/13 ADY9.18ER TECHNOLOGIE866-576-1039 866-576-1039 MA $16.00 11/24/13 ADY•UBER TECHNOLOGIE866-576-1039 866-576-1039 MA $21.00 11/24/13 ADY•UBER TECHNOLOGIE866-576-1039 866-576-1039 MA $2000 11/25/13 AMTRAK INTERNET SALEWASHINGTON From: NYP To: DOS Ticket Number 3290745515993 1(800)872-7245 DC $52000 11/25/13 ADY•UBER TKHNOLOG1E866-576-1039 866-5761039 MA $2500 11/25/13 MB F DOG SHOWS INFODGREENSBORO 336.379-9352 NC $131.80 11/26/13 GI •SOAP/COM 800-762-7123 NJ 800-762-7123 $18441 11/26/13 ADY•UBER TECHNOLOGIE866-576-1039 866-576-1039 MA $105.00 11/26/13 ADY•UBER TECHNOLOGIE866.576-1039 866-576-1039 MA $52.00 11/26/13 MBE DOG SHOWS INFODGREENSBORO 336479-9352 NC $103.95 11/28/13 AVOWER TKHNOLOGIE866-576-1039 MA $33.00 866476-1039 A/88X000244 Continued on reverse SDNY_GM_00326044 EFTA_00198798 EFTA01685042 G MAXWELL DecidigirignFS. p. 4/6 Detail Continued Amount 11/30/13 AT&PBILL PAYMENT 9SDALLAS DC 800-3314500 Description TELEPHONE SERVICE/E $127.94 11/30/13 FREDERIC WOW BEAUNEW YORK NY 2127539500 559-57 12/02/13 CR •WAG.COM 866-746-7924 NJ 866-746-7924 $125.17 12/02/13 ADY'UBER TECHNOLOG1E866-576-1039 866576-1039 MA 532.00 12/02/13 ACM UBER TECHNOLOG1E866-576-1039 866-576-1039 MA 514.00 12/04/13 TK10ETFLY EVENTS 877-435-9849 CA TICKETS $6U9 12/14/13 1-MOBILE 888-278-3397 OR PREPAIDTOPUP 56532 12/17/13 GO GIRUFEM MED 8630MINNETONKA 8774475006 MN 515953 12/20/13 CS WAG.COM 866-746-7924 NJ 866-746-7924 $129.52 12/23/13 EBAY INC. 0000 SAN JOSE CA 55.38 886-285-8380 Description EBAY.COMCCOM8-749- Fees Amount Total Fns for this P4rlod s0.00 2013 Fees and Interest Totals Year-to-Date Total Fees in 2013 Total Interest in 2013 Amount Si 33 21 50.00 AMEX000245 SDNY_GM_00326045 EFTA_00198799 EFTA01685043 OPEN Savings' Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 12/24/13 p. 5/6 Account Ending 0-= Discounts Membership Rewards* Points This Period $0.00 This Period 0 Year to Date $5.04 Year to Date 0 Remember, you can get up o 4 additional Membershjp Rewards' ppints or up to 10% discounts on eligible purchasecwith OPEN Savings' partners., visit opensavings.Thm to learn more. OPEN Savings Benefits This Period Year to Date Offer Description Transactions Starving nect Points Transactions Earned Savings Earned Points Earned FEDEX GROUND& FEDEX EXPRESS￾Visit operisavings.com $0.00 $0.00 0 142.82 52.14 0 HYATT - Participating Hotels and Resorts in the US. $0.00 $0.00 0 $51.00 12.90 0 Ongoing Benefits Total $0.00 $0.00 0 $10027 S5.04 0 Grand Totals $0.00 0 2 $5.04 0 2 Discounts will be applied In the form of a statement credit. For full terms and conditions go to opensavings.com. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. 2 The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. Get up to 4 additional Membership Rewards" points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. FecEy: FeCirC X 00fficatax corn Howe and HUN' ()II«. Smrc Fec17 r Hertz CAREY' FecExOffice_ BARNES.c. NOBLE BN con, \It ity floOiers￾Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000246 SDNY_GM_00326046 EFTA_00198800 EFTA01685044 G MAXWELL Dine fora cause nes. and serve up smiles. • AMEXNETWORK.COM/DINEFORACAUSE Bring a smile to children in need just by dining out. Starting December 1st. when you register your Card and use it to dine out. American Express will donate $1. up to $1 million, to No Kid Hungry' every time you dine. Each $1 donated can help connect a child with up to 10 meals. so make yours count) How it works: 1. Register any eligible Business Card from American Express OPEN 2. Use your registered Card to dine out between December 1. 2013. and January 31. 2014.2 3. American Express will donate $1 to No Kid Hungry every time you dine. Register now at amexnetwork.com/dineforacause p 6/6 This amount is based on the individualexpel tences of Shale Our Strength's grant recpents and is provided to illustrate how community investments can be used to help end childhood hunger. Each contribution made to Share Our Strength represents a contribution to its original mission. Donations will be used to reach the highest number of children facing hunger in America. Share Our Strength is a non-profit 501(c)3 organization. +To parti pate. you must register an eligible American Express Card at amexnehwark.com/dineforacause between 12am ET on December 1.2013 and 12am ET on January 31. 2014. Registration will be open until donation cap has been reached. which may be sooner than January 31. 2014. In such an event. registration will end prior to January 31.2014. Each time that a registered Card is used to make a qualifying transaction at an eligible dining establishment located in the U.S. between December 1.2013 and January 31. 2014. Amencan Express will donate El to Share Our Strength. with a maximum donation of E1000.000. Only vand for transactions at stand-alone restaurant locations that are made directly with restaurant (e.g.. if restaurant is part of a hotel and transaction is charged to the hotel led rather than paid directly to the restaurant. such transaction would not qualify). However. transactions made at Seamless Web and Crubhub do qualify. Transactions made at restaurants that are located within other stores do not qualify (e.g.. transactions made at restaurants located within a department store do not qualify). Transactions made prior to registration are not eligible. All prepaid card products (other than American Express Serve') and Corporate Cards are not eligible. II American Express does not receive information that identifies your transaction as qualifying for the program. that transaction will not be counted for purposes of the donation. For example. your transaction will not quality if it is made through an electronic wallet or through a third party (e.g.. charge on a hotel bill) or d the merchant uses a mobile or wireless card reader to process it. If your registered Card ts replaced Own the promotional period or you have questions about whether your transaction qualifies. please call the customer service number on the back of your Card for assistance. Additional terms apply: see Registration Terms and Conditions. For information about Share Our Strength, visit www.nokidhurgry.org.POID:ARVB0C01 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000247 SDNY_GM_00326047 EFTA_00198801 EFTA01685045 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 01/24/14 DUPLICATE COPY New Balance Please Pay Byt 83,098.70 02/08/14 *Payment is due upon receipt. We suggest you pay by t he Please Pay By date. fl See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-8004184866. (2) We will debit your bank account for your payment of $3,096.70 on 02/08/14.This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 02/06/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pla. Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your addressor phone number has changed. Note charges on reverse side. OPEN p. 1/5 Account Ending 0-1= Membership Rewards' Points Available and Pending as of 12/31/13 553,350 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance 17,008.88 Payments/Credit S -52,00888 NewCharges +13,096.70 Fees r40.00 New Balance $3,096.70 Days in Billing Period: 31 Customer Care Pay by Compute open.com/pbc Customer Caro Pay by Phone 1.800-678-0745 1.800-472-9297 OSee page 2 for additional information. Pay by Compute In Pay by Phone opencorn/pbc 1-800472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000309670000309670 20 rl Account Ending 0= Enter account number on all documents. Make c heck payable to American Express. Please Pay By 02/08/14 AutoPay Amount $3,096.70 AME X000248 SDNY_GM_00326048 EFTA_00198802 EFTA01685046 G MAXWELL DeckWitil;LFISTS p. 205 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. ff we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-O745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • roe Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000249 SDNY_GM_00326049 EFTA_00 198803 EFTA01685047 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 01/24/14 DUPLICATE COPY OPEN p 3/5 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits 42,008.88 S0.00 .52,00828 Detail •Indicates posting date Payments Amount 01/08/14• AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK NA -$2.008.88 New Charges Summary Total J Total New Charges $3,096.70 Detail G MAXWELL Card Ending 9= Amount 12/31/13 AT&T•BLL PAYMENT 95DALLAS TX 800-331-0500 Description TELEPHONE SEFNKFJE $127.94 01/01/14 FRESH DIRECT 866-283-7374 NY GROCERY S13441 01/02/14 AMSTERDAM BILLARDS NEW YORK TICKET AGENCY NY 5116.00 01/04/14 01•WAG.COM 866-746-7924 NJ 866-746-7924 $144.77 01/06/14 CANINE STYLES INC 212426-3985 212-826-3985 $108.88 01/07/14 CHRYSLER CAMERA REPANEW YORK BUSINESS SERVICE Descdption 190897 NY $70.77 01/07/14 MB F DOGSRN/5 INFODGREENSBORO 336-379-9352 NC $67.90 01/08/14 50140 HOUSE NEW YORK NEW YORK 2126279800 Description REFER TO RECEIPT NY $1,633.13 01/10/14 QI•SOAP.COM 800-762-7123 NJ 800.762-7123 3155.96 01/13/14 T-MOBILE 888-278-3397 OR $6532 PREPAIDTOPUP AMEX000250 Continued on reverse SDNY_GM_00326050 EFTA_00198804 EFTA01685048 G MAXWELL DCAMTIFISTII p. Detail Continued Amount 01/14/14 AMAZON.COM AMZN.COM/8ILL WA MERCHANDISE 539.18 01/14/14 M8 F 006 SHOWS INFODGREENS80110 NC 336-379-9352 $65.90 01/14/14 ADY•UBER TKHNOLOGIE866-576-1039 MA 866-576-1039 $41.00 01/16/14 FREDERIC FEKKAl BEAUNEW YORK NY 2127539500 S59.57 01/16/14 ADY•UBER TECHNOLOGIE866.576-1039 MA 866-576-1039 $19.00 01/17/14 QI•WAG.COM 8664447924 NJ 866-746-7924 $138.77 01/21/14 ADY•UBER TECHNOLOGIE866.576-1039 MA 866-576-1039 S51.00 01/23/14 ADY'VBER TECHNOLOG1E866-576-1039 MA 866-576-1039 $57.00 Fees Amount Total Fees for this Period $0.00 2014 Fees and Interest Totals Year-to-Date Amount Total Fees in2014 Total Interest in 2014 50.00 50.00 AMEX000251 SDNY_GM_00326051 EFTA_00198805 EFTA01685049 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 01/24/14 p. 505 Account Ending OM Discounts Membership Rewards.' Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you can get. up o 4 additional Membership Rewards' points or up to 10% discounts on eligible purchases with OPEN Savings° partners., Visit opensavings.c—dm to learn more. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. Get up to 4 additional Membership Rewards' points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. FedEE x FedEx FedEx FedExOffice.,* wes. Crnerl hhtt, Horne and Horne Office Store BARNESA NOBLE BN corn H ZT Hertz CARET toilers_ Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. • Benefit even more with SNP Hertz`" rentals. ,.orrorrermorneoolerweenon￾aH , en mom acoul the OPEN Sayler, h.- ele. J. ., at or re r tettviten .11 hertz con. opoortay ',rigs corn AMEX000252 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you melt then criteria. SDNY_GM_00326052 EFTA_00 198806 EFTA01685050 AMEX000253 SDNY_GM_00326053 EFTA_00198807 EFTA01685051 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 02/21/14 DUPLICATE COPY New Balance Please Pay Byt $1,111.04 03/08/14 *Payment is due upon receipt. We suggest you pay by the Please Pay By date. fl See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-8004184866. (2) We will debit your bank account for your payment of $1,111.04 on 03/08/14. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 03/06/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pla. Payment Coupon Do not staple or use paper clips G MAXWELL Check here it your addressor phone number has changed. Note changes on reverse side. OPEN p.1/5 Account Ending 0-MI Membership Rewards* Points Available and Pending as of 01/31/14 562,600 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance $3,096.70 Payments/Credits -$3,096.70 NewCharges +$1,111.04 Fees +$0.00 New Balance $1,111.04 Days in Billing Period: 28 Customer Care Pay by Computer open.com/pbc Customer Cant Pay by Phone 1.800678-0745 1.800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone opencorn/pbc 1-8C0-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0= Enter account number on all documents. Make chec k payable to American Express. Please Pay By 03/08/14 AutoPay Amount $1,111.04 OhnhuhuHll Hfldiddlinflhoh“Hhodull 000111104000111104 20 rl AME X000254 SDNv_614.1_00326054 EFTA_00198808 EFTA01685052 G MAXWELL DeckWitil;LFISTS p. 25 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • For Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000255 SDNY_GM_00326055 EFTA_00 I 98809 EFTA01685053 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 02/21/14 DUPLICATE COPY OPEN p3/5 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits -53486.70 -510.00 43,096.70 Detail indicates posteng daw Payments Amount 02/08/14° AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK. NA -53,086.70 Credits Amount 02/05/14 ADWUBER TECHNOLOGIES66-576-I 039 MA 866-576-1039 -510.00 New Charges Summary Total Total New Charges 51,111.04 Detail G MAXWELL Card Ending 0-I= Amount 01/24/14 ADY• WIER TECHNOLOGIE866-576-1039 MA 866.576-1039 $84.00 01/27/14 ADWUBER TECHNOLOGIE866-576-1039 MA 866-576-1039 56100 01/3W14 ADYN1BER TECHNOLOGIE866-576-1039 MA 866-5761039 340.00 01/31/14 AT&TVILL PAYMENT 9SDALLAS IX 800-331-0500 Description TELEPHONE SERVICE/E 5128.91 01/31/14 ADWUBER TECHNOLOGE866-576-1039 MA 866-576-1039 31200 02/01/14 FREDERIC FEW] MAUNDY YORK NY 2127539500 55957 02/03/14 Ql•SOARCOM 800-762-7123 NJ 800-762-7123 $198.84 02/04/14 AMAZON.COM MAZN.COMMILL WA MERCHANDISE $11 .02 02/04/14 ADWUBER TECHNOLOGIE866-576-1039 MA 866.5761039 $1040 02/04/14 ADWUBER TECHNOLOGIE866-576-1039 MA 866-576-1039 $18.00 AMEX000256 Continued on reverse SDNY_GM_00326056 EFTA_00198810 EFTA01685054 G MAXWELL DecidigirignFSE p. 46 Detail Continued Amount 02/05/14 JACKONOFRIO DOG SI40010.ANOMA CITY 405-427-8181 OK 5156.00 02/06/14 AEW•UBER TKHNOLOGIE866-576-1039 866-576-1039 MA 590.00 02/06/14 GOGOAIR.COM 877-350-0038 IL INTERNET ACC $14.00 02/10/14 ADY•118ER TECHNCtOG1D366-576-1039 866-576-1039 MA $17.00 02/11/14 Ol •WAG.COM 866-746-7924 NJ 866-746-7924 578.37 02/11/14 ADY•UBERTECHNOLOGIE866.5761039 866-576-1039 MA $18.00 02/12/14 T-MOBILE 888-278-3397 OR PREPAIDTOPUP $65.33 02/16/14 ADY•UBER TKHNOLOGIE866-576-1039 866-576-1039 MA $12-00 02/18/14 AM' WIER TECHNOLOGIE866.576-1039 866-576-1039 MA $18.00 02/18/14 NW URER TECHNOLOGIE866-576-1039 MA $19.00 866-576-1039 Fees Amount Total Fees for this Period 50.00 2014 Fees and Interest Totals Year-to-Date Amount Total Fees in 2014 S0.00 Total Interest in 2014 50.00 AMEX000257 SDNY_G5.1_00326057 EFTA 00198811 EFTA01685055 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 02/21/14 p. 5/5 Account Ending OM Discounts Membership Rewards.' Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you can get. up o 4 additional Membership Rewards' points or up to 10% discounts on eligible purchases with OPEN Savings° partners., Visit opensavings.lm to learn more. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. Get up to 4 additional Membership Rewards' points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings* partners. Visit opensavings.com for details. FedEE x FedEx FedEx FedExOffice.,* wes. fec,nd fn•ct, Home and Home Office Store BARNESA NOBLE BN corn 1-1,YAIJ Hertz CARET tflaters. Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX000258 Otters are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you melt these criteria. SDNY_GM_00326058 EFTA 00198812 EFTA01685056 AMEX000259 SDNY_GM_00326059 EFTA_00198813 EFTA01685057 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 03/24/14 DUPLICATE COPY New Balance $2,100.97 Please Pay Byt 04/08/14 *Payment is due upon receipt. We suggest you pay by the Please Pay By date. See page 2 for important information about your account. (I) New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800418-8866. pi See Pages for an Important Change to Your Account Terms We will debit your bank account for your payment of ;2,100.97 on 04/08/14. This date may not be the same date your bank will debit your bank account Any Inquiry to American Express concerning this debit should be made by 04/06/14.1f your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. n. Payment Coupon Wig Do not staple or use paper clips G MAXWELL Check here if your addressor phone number has changed. Note changes on reverse side. Pay by Computes opencomipbc OPEN p. 1/7 Account Ending 0-= Membership Rewards° Points Available and Pending as of 02/28/14 574,630 For up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance $1,111.04 Payments/Credits -$1,111.04 NewCharges +$Z100.97 Fees +$0.00 New Balance $2,100.97 Days in Billing Period: 31 Customer Care Pay Computer open. bycom/pbc Customer Cans Pay by Phone 1.800.678-0745 1.800-472-9297 OSee page 2 for additional information. "PA Pay by Phone 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c heck payable to American Express. Please Pay By 04/08/14 AutoPay Amount $2,100.97 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrrrinll 000210097000210017 20 rl AME X000260 SDNY_GM_00328080 EFTA_00198814 EFTA01685058 G MAXWELL DeckWitil;LFISTS p. 2/7 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is S1.0O or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX:1 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • for Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000261 SDNY_GM_00326061 EFTA (10198815 EFTA01685059 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 03/24/14 DUPLICATE COPY OPEN p 3/7 Account Ending 0-= Payments and Credits Summary Payments Credits Total Payments and Credits Total -3t111.04 $000 -$1,111.04 Detail 'Inckale posting date Payments Amount 03/04/14' ONLINE PAYMENT - THANK YOU -$1,111.04 New Charges Summary Total Total Now Charges 12,10037 Detail G MAXWELL Card Ending a Amount 02/21/14 4 'WAG.COM 866-746-7924 NJ 866-746-7924 $107.21 02/23/14 ADrUBER TECHNOLOGIE866-576-1039 866-576-1039 MA $6500 02/23/14 ADMEIER TECHNOLOGIE866-576-1039 866-576-1039 MA $12.00 02/24/14 WINESTILSOLD3UT.COM PENNSAUKEN 8566653456 NJ $71.96 02/28/14 AMAZON.COM MAZN.COIMILL WA MERCHANDISE $156A0 02/28/14 AT&TIBILL PAYMENT %DALLAS 1X 800-331-0500 Description TELEPHONE SERVICE/E $128.16 02/28/14 AMAZON.COM AIAZN.COM/8ILL WA MERCHANDISE $75.50 02/28/14 AMAZON MKTPLACE PMTSAMZN.COM/BILL MERCHANDISE WA $2707 03/03/14 GOGOARCOM 877-3500038 IL INTERNET ACC $1500 03/04/14 AMAZON MKTPLACE PMTSAMZN.COMMILL MERCHANDISE WA $93.89 03/06/14 AMAZON.COM MAZN.COMMILL WA MERCHANDISE $8.38 03/11/14 AMAZON MKTPLACE PMTSMAZN.COM/BAL MERCHANDISE WA $147.22 AMEX000262 Continued on reverse SDNY_GM_00326062 EFTA_00198816 EFTA01685060 G MAXWELL DTeNiTLCF. p 4/7 Detail Continued Amount 03/11/14 QI •WAG.COM 866-746-7924 NJ 866-746-7924 $94.95 03/12/14 FRESH DIRECT 866-283-7374 NY GROCERY $87.58 03/13/14 CANINE STYLES 212-826-3585 2327534- 03/13/14 OP •WAG.COM 866-746-7924 NJ 866-746-7924 3108.88 S238.35 03/14/14 T-MOBILE 888-278-3397 OR PREPAIDTOPUP 365.33 03/15/14 FREDERIC FEKKAIBEAUNEW YORK NY 2127539500 $5957 03/17/14 ADPUBER TECHNOLOGIE866-576-1039 MA 866476-1039 52900 03/19/14 MB F DOG SI401N5 INFODGREENSBORO NC 336479-9352 S250.65 03/19/14 ADY• MIER TECHNOLOGIE866-576-1039 MA 866-576-1039 326.00 03/19/14 Ql•SOAPCOM 800-762-7123 NJ 800-762-7123 3129.61 03/20/14 AMAZON.COM AMZN.COMiBILL WA MERCHANDISE S27.63 03/20/14 ADPUBER TECHNOLOGIE866-576-1039 MA 866476-1039 $1200 03/20/14 AMAZON.COM PJAZN.COPA/BILL WA MERCHANDISE $27.63 03/21/14 ADY'VBER TKHNOLOGIE866-576-1039 MA 866-576-1039 $1200 03/22/14 ADY•IMER TECHNCAOGIE866-576-1039 MA 866-576-1039 $2400 Fees Amount Total Fees for this Period 50.00 2014 Fees and Interest Totals Year-to-Date Total Fees in 2014 Total Interest in 2014 Amount 50.00 50.00 AMEX000263 SDNY_Gal_00326063 EFTA_00198817 EFTA01685061 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 03/24/14 DUPLICATE COPY OPEN p 5/7 Account Ending OM Important Changes to Your Account Terms We are making changes to the American Express Cardmember Agreement ('Agreement') and other terms governing your account. We urge you and any Additional Cardmembers on your account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. Summary of Changes Late Payment Fee Effective June 6, 2014, the late payment fees on your account are increasing, as follows: • Your first late payment fee is being increased to $37 (previously, this was $35). This fee is charged if we do not receive payment of the amount due on your billing statement before the 1071 day after the Closing Date shown on your next billing statement. • A similar increase is being applied to the late payment fee that applies if an amount due remains past due on the next Closing Date (or any Closing Date thereafter). That late payment fee will be the greater of $37 (previously, this was $35) or 2.99% of any past due Pay in Full amounts. Returned Payment Fee Effective June 6, 2014, the retumed payment fee is increasing to $37 (previously, this was $35). Credit Reports We are adding language concerning income and employment verification to your Cardmember Agreement to clarify that we will verify and re-verify your employment and income. AMEX Assurance Company Policies We are providing policy updates for residents of Colorado and Vermont as well as updating the collect phone number to be used for filing claims under the Car Rental Loss and Damage Insurance Policy. See reverse side for detailed changes. S1434 AMEX000264 BP/OPNCHRB/0314 SDNY_GM_00326064 EFTA 00198818 EFTA01685062 G MAXWELL DUPLICATE COLY. Account Ending p. 6/7 Detail of Changes to Your Account Terms The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement and the Insurance Policies underwritten by AMEX Assurance Company (collectively, the "Agreements"). This notice formally amends the Agreements as described below. Any terms in the Agreements conflicting with these changes is replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Card members on your account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Late Payment Fee and Returned Payment Fee Effective June 6. 2014. • The Penalty Fees row contained in the Fees Table of Part 1 of the Cardmember Agreement is modified by deleting all references to $35 and replacing them with $37. • The Late Payment row contained in the How Rates and Fees Work section of Part 1 of the Cardmember Agreement is modified by deleting all references to $35 and replacing them with $37. • The Returned Payment row contained in the How Rates and Fees Work section of Part 1 of the Cardmember Agreement is modified by deleting all references to $35 and replacing them with $37. Credit Reports Effective immediately, we are amending the Credit Reports section contained in Part 2 of your Cardmember Agreement by adding at the end of the first sentence, "including information to verify and re-verify your employment and income." Notice of Change to Your AMEX Assurance Company Policies We are making Important Changes to your insurance policies ("Policies") underwritten by AMEX Assurance Company. Applicable for Residents of Colorado Effective January 1, 2014, all definitions, terms and provisions within the Policies wherever appearing and denoting a marital relationship or family relationship arising out of marriage will include parties to a civil union established in the State of Colorado according to Colorado law and their families. The terms that mean or refer to family relationships arising from a marriage. such as 'family, "immediate family', "dependent", "children", "next of kin", "relative", "beneficiary, "survivor' and any other such terms include family relationships created by a civil union established according to Colorado law. AEREG1013CO Applicable for Residents of Vermont for Purchase Protection and Extended Warranty Effective immediately, the Termination or Cancellation section is replaced with the following: We may cancel this policy only for the reasons stated in this condition by notifying you in writing of the date cancellation takes effect. This cancellation notice may be delivered to you, or mailed by certified mail to you at your mailing address shown in the Declarations except that in the case of cancellation for non-payment of premium, the cancellation notice will be by certified mail or certificate of mailing. Proof of mailing will be sufficient proof of notice. 1) When you have not paid the premium, or there is a substantial increase in hazard, we may cancel at any time by notifying you at least 15 days before the date cancellation takes effect. (2) When this policy has been in effect for less than 60 days and is not a renewal with us, we may cancel for any reason by notifying you at least 45 days before the date cancellation takes effect. (3) When this policy has been in effect for 60 days or more or at any time if it is a renewal with us, we may cancel for one or more of the following reasons: (a) Non-payment of premium or substantial increase in hazard provided that in the case of substantial increase in hazard, we have secured approval for the cancellation from the commissioner of insurance. This can be done by notifying you 15 days before the date cancellation takes effect; or (b) Fraud or material misrepresentation affecting the policy or in the presentation of a claim, or violation of any provisions of the policy. This can be done by letting you know 45 days before the date cancellation takes effect. (4) When this policy is written for a period of more than one year, we may cancel for any reason at anniversary by letting you know at least 45 days before the date cancellation takes effect. Nonrenewel. We may elect not to renew this policy. We may do so by delivering to you, or mailing by certified mail to you at your mailing address shown in the Declarations, written notice at least 45 days before the expiration date of this policy. Proof of mailing will be sufficient proof of notice. This condition does not apply: a. If we have manifested our willingness to renew; orb. In the case of non-payment of premium; or c. If you fail to pay any advance premium required by us for renewal; or d If any insured property designated in the policy is insured under any other insurance policy. Renewal Of The Policy: a. If we elect to renew this policy and have the necessary information to issue the renewal policy, we will confirm in writing at least 45 days prior to the expiration our intention to renew the policy and confirm the premium at which the policy is to be renewed. b. If we do not comply with the conditions set forth in the above paragraph, you will be granted renewal coverage at the rate or premium in effect on the expiration date, which has been approved by the Commissioner. This will be done on a pro rata basis and will continue for 45 days after his company confirms renewal coverage and premium. This provision will not apply if you accept the renewal policy. PP/EW-RDR1-VT 10/12 Car Rental Loss and Damage Insurance Policy Effective immediately, the collect phone number for filing a claim will be 216-617-2500. Alabama, Delaware, District of Columbia, Florida, Georgia, Hawaii, Indiana, Kansas, Maryland, Minnesota, Montana, New Mexico, Ohio, Oregon, Puerto Rico, Texas, U.S. Virgin Islands and Wyoming CRLDIEND1113 These changes become effective whether or not you receive a billing statement. You should carefully review the changes, share it with any Additional Cardmembers on your Account, and then keep this Notice for future reference. If you have questions regarding this Notice, please call the telephone number listed on the back of your American Express' Card. S1434 BP/OPNCHRB1O314300265 SDNY_GM_00326065 EFTA (10198819 EFTA01685063 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 03/24/14 p. 7/7 Account Ending OM Discounts Membership Rewards.' Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you can get. up o 4 additional Membership Rewards' points or up to 10% discounts on eligible purchases with OPEN Savings° partners., Visit opensavings.c-dm to learn more. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. Get up to 4 additional Membership Rewards' points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. FedEE x FedEx FedEx FedExOffice.,* wes. fec,nd fn•ct, Home and Home Office Store BARNESA NOBLE BN corn 1-1,YAIT Hertz CARET tflaters. Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX000266 Otters are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326066 EFTA_00 198820 EFTA01685064 AMEX000267 SDNY_GM_00326067 EFTA_00198821 EFTA01685065 Business Gold Rewards ELLMAX LLC DUPLICATE COPY OPEN p.1/5 G MAXWELL Closing Date 04/23/14 Account Ending 0-= New Balance Please Pay Byt $576.11 05/08/14 *Payment is due upon receipt. We s ugg es t you pay by the Please Pay By date. fl See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. (2) We will debit your bank account for your payment of $576.11 on 05/08/14. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 05/06/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. 01.1- Payment Coupon WM Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note charges on reverse side. Pay by Computes opencomipbc Membership Rewards* Points Available and Pending as of 03/31/14 587,950 For up to date point balance and kill program details, visit membershIprewards.com Account Summary Previous Balance $2,100.97 Payments/Credits -32,128.60 NewCharges +$603.74 Fees +$0.00 New Balance $576.11 Days in Billing Period: 30 Customer Care Pay by Computer open.com/pbc Customer Cans Pay by Phone 1.800-678-0745 1.800-472-9297 OSee page 2 for additional information. "'Pay by Phone la 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0-MI Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 05/08/14 AutoPay Amount $576.11 I I I II I I I I I I II I I III I II II I I II III I I I II II I 000057611000057611 20 r1 AME X000268 SDNY_GM_00328088 EFTA_00198822 EFTA01685066 G MAXWELL DeckWitil;LFISTS p. 25 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. ff we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is S1.0O or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • roe Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000269 SDNY_GM_00326069 EFTA_00 198823 EFTA01685067 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 04/23/14 DUPLICATE COPY OPEN p 3/5 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$2.10097 -$2743 42.12840 Detail •indicates posting date Payments Amount 04/08/14• AUTOPAY PAYMENT RECEIVED • THANK YOU UMB BANK, NATIONAL ASSOCIATION 42,100.97 Credits Amount 04/17/14 AMAZON.COM AMZN.COM/BILL WA DIRECT MKTG MISC 427.63 New Charges Summary Total Total New Charges $60334 Detail G MAXWELL Card Ending 0-= Amount 03/24/14 ADPUEIER TECHNOLOGIE866-576-1039 866.5761039 MA 519.00 03/28/14 GI •SOAP.COM 800-762-7123 NJ 8C0-762-7123 5211.73 03/29/14 ADY•UBER TECHNOLOGIE866-576-1039 866-576-1039 MA 545.00 03/29/14 ADMEIER TKHNOS.OGIE866-576-1039 866-576-1039 MA $15.00 03/31/14 ADY•UBERTECHNOLOGE866576-1039 866-576-1039 MA $24.00 03/31/14 AT&T•BLL PAYMENT 95DALLAS TX 800-331-0500 Description TELEPHONE SERVICE/E $128.16 04/02/14 MB F DOG SHOWS INFODGREENSBORO 336-379-9352 NC $9825 04/02/14 ADY•UBER TECHNOLOGIE866476-1039 866476-1039 MA $1200 04/04/14 ADY•UBER TECFINOLOGIE866476-1039 866-5761039 MA 528.00 04/04/14 ADY•UBER TECHNOLOGIE866476-1039 MA $22.00 866-576-1039 AMEX000270 Continued on reverse SDNY_GM00326070 EFTA_00198824 EFTA01685068 G MAXWELL DecidigirignFSE p 4/5 Fees Amount Total Ens for this Period 50.00 2014 Fees and Interest Totals Year-to-Date Total Fees in 2014 Total Interest in 2014 Amount 5O00 5000 AMEX000271 SDNY_GM_00326071 EFTA_00198825 EFTA01685069 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 04/23/14 p. 5/5 Account Ending OM Discounts Membership Rewards.' Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you can get. up o 4 additional Membership Rewards' points or up to 10% discounts on eligible purchases with OPEN Savings° partners., Visit opensavings.c—dm to learn more. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. Get up to 4 additional Membership Rewards' points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. FedEE x FedEx FedEx FedExOffice.,* wes. fec,nd fn•ct, Home and Home Office Store BARNESA NOBLE BN corn 1-1,YAIJ Hertz CARET tflaters. Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX000272 Otters are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326072 EFTA_00 198826 EFTA01685070 AMEX000273 SDNY_GM_00326073 EFTA_00198827 EFTA01685071 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/23/14 DUPLICATE COPY New Balance Please Pay By; $1,218.29 06/08/14 f Payment is due upon receipt. We suggest you pay by the Please Pay By date. OPEN p. 119 av Account Ending 0-= Membership Rewards° Points 111 i Available and Pending as of 04/30/14 625,132 For up to date point balance and full program details, visit membershiprewards.com p See page 2 for important information about your account. (n New York residents may contact the New York Department of Financial " Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. See Page S for an important Privacy Notice and the following pages for important notices about Billing Dispute Procedures, Electronic Fund Transfer Error Resolution and a notice for WA residents. ® We will debit your bank account for your payment of 51,218.29 on 06/07/14. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 06/05/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Mg Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your addressor phone number has changed. Notechanges on reverse side. Pay by Computer opencom/pbc Account Summary Previous Balance Payments/Credits New Charges Fees $576.11 -$576.11 441,093.29 +5125.00 New Balance 31,21829 Days in Billing Period: 30 Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phnom 1.800-678-0745 1-800.472.9297 g See page 2 for additional information. P. Pay by Phone 1-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000121829000121829 20 ri Account Ending 0- Enter account number on all documents. Makecheck payable to American Express. Please Pay By 06/08/14 AutoPay Amount $1,218.29 AMEX000274 SDNY_GM_00326074 EFTA_00 198828 EFTA01685072 G MAXWELL DeckWitil;LFISTS p. 2N Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • for Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email 1 I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000275 SDNY_GM_00326075 EFTA_00 198829 EFTA01685073 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/23/14 DUPLICATE COPY OPEN p3/9 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits -5576.11 50.00 -$576.11 Detail Indicate. posting date Payments Amount 05/08/14' AUTOPAY PAYMENT RECEIVED • THANK YOU UMB BANK NATIONAL ASSOCIATION 4576.11 New Charges Summary Total Total New Charges 51,093.29 Detail G MAXWELL Card Ending 0-= Amount 04/3W14 CANINE STYLES 212-826-3585 2776684- $108.88 04/30/14 AT&T•BILL PAYMENT 9SDALLAS IX 800-331-0500 Description TELEPHONE SERVICE/E 512820 05/01/14 ADPUBER TECHNOLOGIE866-576-1039 MA 866-576-1039 315.00 05/02/14 01 •WAG.COM 866-746-7924 NJ 866-746-7924 568.57 05/03/14 UBER TECHNOLOGIES IN866-576-1039 MA 866-576-1039 536.00 05/04/14 AMAZON.COM MAZN.COWBILL WA MERCHANDISE 127.84 05/04/14 U BEA TECHNOLOGIES IN866-576-1039 MA 866-576-1039 531.00 05/05/14 UBER TECHNOLOGIES IN866-576-1039 MA 866-576-1039 $22.00 05/06/14 UBER TECHNOLOGIES IN866-576-1039 MA 866-576-1039 $24.00 05/07/14 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 5144.75 05/07/14 UBER TECHNOLOGIES IN866-576-1039 MA 866.576.1039 52500 05/12/14 UBER TECHNOLOGIES IN866-576-1039 MA 866576-1039 $73.00 AMEX000276 Continued on reverse SDNY_GM_00326076 EFTA_00198830 EFTA01685074 G MAXWELL DIAPUC C p 4/9 Detail Continued Amount 05/15/14 Ol •WAG.COM 866-746-7924 NJ 866.746-7924 $113.19 05/16/14 FREDERIC FEKKAJ BEAUNEW YORK NY 2127539500 $59.57 05/21/14 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $65.37 05/21/14 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $67.90 05/21/14 AMAZON.COM AMZN.COWBILL WA MERCHANDISE $27.02 05/21/14 UBER TECHNOLOGIES IN866-576-1039 MA 866-576-1039 $22/10 05/21/14 UBER TECHNOLOGIES IN866-576-1039 MA 866476.1039 518.00 05/22/14 UBER TECHNOLOGIES IN866-576-1039 MA 866-576-1039 $1600 (fees Amount 05/23/14 ANNUAL MEMBERSHIP FEE Total Foos for this Period $125.00 $125.00 2014 Fees and Interest Totals Year-to-Date Total Fees In 2014 Total Interest in 2014 Amount 512500 S000 AMEX000277 SDNY_GM_00326077 EFTA_00198831 EFTA01685075 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/23/14 FACTS DUPLICATE COPY OPEN p. 5/9 Account Ending OM Re, 9 101-2 WHAT DOES AMERICAN EXPRESS DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • transaction history and account history • insurance claim history and credit history All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons American Express chooses to share; and whether you can limit this sharing. Reasons we can share personal information Does American Can you limit this sharing? Express share? For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus For our marketing purposes — to offer our products and services to you Yes Yes No No (but please see the 'To limit direct marketing' box below for additional privacy choices) For joint marketing with other financial companies For our affiliates' everyday business purposes — information about your transactions and experiences For our affiliates' everyday business purposes — Information about your creditworthiness For our affiliates to market to you Yes No Yes No Yes Yes Yes Yes For nonaffiliates to market to you No (although we may share aggregated or de-identified data) We don't share personal information To limit our sharing To limit direct marketing Questions? Page 1 of 2 51244 • Visit us online: wvow.americanexpress.conVcommunications or • Call us at 1-855-297-7748 - our menu will prompt you through your choices Reese note: If you are a new customer, we can begin sharing your personal information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your personal information as described in this notice. However, you can contact us at any time to limit our sharing. We provide additional privacy choices to customers. Privacy elections you make for any one product or service may not automatically be applied to other products and services. To let us know if you do not want us to use your personal information to communicate with you about offers by mail, telephone, and/or e-mail: • Visit us online: wvAv.americanexpress.com/communications or • Call us at 1455-297-7748 (except for choices about e-mail communications) Call 1-800-528-4800 or go to americanexpress.com(contact. BP/PRVOPEN/0414 AMEX000278 SDnw_GM_00326078 EFTA_00198832 EFTA01685076 G MAXWELL Who is providing this notice? DUPLICATE COO Account Ending COS p. 619 American Express Travel Related Services Company, Inc. and other American Express Affiliates that provide financial products or services, including American Express Centurion Bank, American Express Bank, FSB, and AMEX Assurance Company. What we do Now d a Express protect my personal information? o protect your personal o ion from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We collect your personal information, for example, when you • open an account or pay your bills • give us your income information or give us your contact information • use your credit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Federal law gives you the right to limit only • sharing for affiliates' everyday business purposes — information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. How does American Express collect my personal information? Why can't I limit all sharing of personal information? What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. • Our affiliates include companies with the American Express name, including financial companies such as American Express Travel Related Services Company, Inc. and nonfinancial companies such as American Express Publishing. Affiliates may also include other companies related by common ownership or control, such as Serve Virtual Enterprises. Inc. and AMEX Assurance Company, a provider of American Express Card-related insurance services. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Nonaffiliates with which we share personal information include service providers, including, for example, direct marketers, that perform services or functions on our behalf. A formal agreement between nonaffiliated companies that together market financial products or Joint marketing services to you. • Ott joint marketing partners include financial companies. Other important information We may transfer personal information to other countries, for example, for customer service or to process transactions. AMEX Assurance Company customers: You may have the right to access and correct recorded personal information. Personal information may be disclosed by us to detect fraud or misrepresentation, to verify insurance coverage, to an insurance regulatory authority, law enforcement or other governmental authority pursuant to law, or to a group policyholder for purposes of reporting claims experience or conducting an audit. Personal information related to insurance claim activity obtained from a report prepared by an insurance-support organization on our behalf may be retained by such organization and disclosed as required by law. State law may be more protective than federal law. California: If your American Express account has a California billing address, we will not share your personal information except to the extent permitted under California law. Vermont: If your American Express account has a Vermont billing address, we will automatically treat your account as if you have directed us not to share information about your creditworthiness with our affiliates. Page 2 of 2 S1244 BP/PRVOPEN/0414 AMEX000279 SDNY_GM_00326079 EFTA_00198833 EFTA01685077 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/23/14 DUPLICATE COPY OPEN p. 7/9 Account Ending 0-= Billing Dispute Procedures What To Do If You Find a Mistake on Your Statement If you think there is an error on your statement, write to us at: American Express PO Box 981535 El Paso TX 79998-1535 In your letter, give us the following information: • Account information: Your name and account number. • Dollar amount: The dollar amount of the suspected error. • Description of problem: Describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days after the error appeared on your statement. • At least 3 business days before an automated payment is scheduled, if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in writing. You may call us, but if you do we may not follow these procedures and you may have to pay the amount in question. What Will Happen After We Receive Your Letter When we receive your letter, we will do two things: 1. Within 30 days of receiving your letter, we will tell you that we received your letter. We will also tell you if we have already corrected the error. 2. We will investigate your inquiry and will either correct the error or explain to you why we believe the bill is correct. While we investigate whether or not there has been an error: • We will not try to collect the amount in question. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. After we finish our investigation, one of two things will happen: • If we made a mistake: You will not have to pay the amount in question or any interest or other fees related to that amount. • If we do not believe there was a mistake: You will have to pay the amount in question, along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may report you as delinquent if you do not pay the amount we think you owe. S1244 BPJPRVOPEN/0414 AMEX000280 SDNY_GM_00326080 EFTA_D0 198834 EFTA01685078 DUPLICATE CO G MAXWELL Account Ending 0 P Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate to or from a consumer bank account using your American Express Card, including Express Cash transactions, or electronic payments from a consumer bank account you make to American Express using Pay By Phone. Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers. please contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can telephone us at 1-800-IPAY-AXP for Pay By Phone and Pay By Computer questions, and at 1-800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at American Express. Electronic Funds Services, P.O. Box 981531, El Paso, TX 79998.1531, or contact us online at www.americanexpress.com/inquirycenter. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you can why you believe it is an error or why you need more information. (3) The dollar amount of the suspected error. If you notify us by phone, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your consumer bank account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. For errors involving point-of-sale or foreign-initiated transactions. we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and there was no error, we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account. If your bank account does not have enough funds to cover this withdrawal, we can charge the amount to your card account or collect the amount from you. If this happens, we may cancel your right to use our electronic transfer services. Notice for residents of Washington State In accordance with the Revised Code of Washington Statutes, Section 63.14.167, you are not responsible for payment of interest charges that result solely from a merchant's failure to transmit to us within seven working days a credit for goods or services accepted for return or forgiven if you have notified us of the merchant's delay in posting such credit, or our failure to post such credit to your account within three working days of our receipt of the credit. S1244 BP/PRVOPEN/0414 AMEX000281 SDNY_GM_00326081 EFTA_00 198835 EFTA01685079 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 05/23/14 p. 99 Account Ending OM Discounts Membership Rewards.' Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you can get. up o 4 additional Membership Rewards' points or up to 10% discounts on eligible purchases with OPEN Savings° partners., Visit opensavings.c-dm to learn more. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. Get up to 4 additional Membership Rewards' points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings* partners. Visit opensavings.com for details. FedEE x FedEx FedEx FedExOffice.,* wes. fec,nd fn•ct, Home and Home Office Store BARNESA NOBLE BN corn 1-1,YAIJ Hertz CARET tflaters. Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX000282 Otters are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326082 EFTA_00 198836 EFTA01685080 AMF)entin283 SDNY_GM_00326083 EFTA_00198837 EFTA01685081 Business Gold Rewards ELLMAX LLC DUPLICATE COPY OPEN p. 1/5 G MAXWELL Closing Date 06/23/14 Account Ending 0-1= New Balance $1,063.71 Please Pay Byt 07/08/14 *Payment is due upon receipt. We suggest you pay by the Please Pay By date. fl See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-8004184866. (2) We will debit your bank account for your payment of $1,063.71 on 07/08/14. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 07/06/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pla. Payment Coupon Do not staple or use paper clips G MAXWELL Check here it your addressor phone number has changed. Note charges on reverse side. Membership Rewards* Points Available and Pending as of 05/31/14 633,302 For up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance 51218,29 Payments/Credits -31,218.29 New Charges +51,063.71 Fees +50.00 New Balance S1,063.71 Days in Billing Period: 31 Customer Care Pay by Compute open.com/pbc Customer Caro Pay by Phone 1.800678-0745 1.800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone opencorn/pbc Mt -BCC-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000106371000106371 20 rl Account Ending 0.= Enter account number on all documents. Make chec k payable to American Express. Please Pay By 07/08/14 AutoPay Amount $1,063.71 AME X000284 SDNY_GM_00326084 EFTA_OO198838 EFTA01685082 G MAXWELL DeckWitil;LFISTS p. 25 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • For Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000285 SDNY_GM_00326085 EFTA_00 198839 EFTA01685083 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 06/23/14 DUPLICATE COPY OPEN p 3/5 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits .41.21819 $0.00 41,218.29 Detail Indicates posting date Payments Amount 06/07/14• AUTOPAY PAYMENT RECEIVED • THANK YOU UMB BANK NATIONAL ASSOCIATION -$1,218.29 New Charges Summary Total Total New Charges $1,063.71 Detail G MAXWELL Card Ending O.= Amount 05/27/14 AMAZONPRIME MEMBERSHAMZN.COM/PRME SHIPPINGCLUB NV $99.00 05/30/14 AMAZON MKTPLACE PMTSMAIN.004NBILL MERCHANDISE WA $21.96 05/31/14 UBERUBER SAN FRANCISCO CA 4159862715 319.00 05/31/14 AT&T•BLL PAYMENT 95DALLAS 1X 800.331-0500 Description TELEPHONE SERVKE/E $13158 06/04/14 AMAZON MKTPLACE PMTSNAZN.COM/B&L BOOK STORES WA $14.20 06/08/14 AMAZON.COM AMZN.COM/B1LL WA MERCHANDISE $2763 06/08/14 AMAZON.COM AM2N.COM/BILL WA MERCHANDISE $25.67 06/08/14 AMAZON.COM AMZN.COMMILL WA MERCHANDISE $2567 06/09/14 UBERUBER SAN FRANCISCO CA 4159862715 315.00 06/11/14 UBERUBER SAN FRANCISCO CA 4159862715 $32.00 06/11/14 UBERUBER SAN FRANCISCO CA 4159862715 $18.00 06/12/14 WAG.COM 866-746-7924 NJ PETS $289.09 AMEX000286 Continued on reverse SDNY_GM_00326086 EFTA_00 198840 EFTA01685084 G MAXWELL DecHMTIFISTII p 4/5 Detail Continued Amount 06/16/14 UBERUBER SAN FRANCISCO CA 4159862715 $18.00 06/17/14 GODADDY.COM (480)505-8855 (480)505-8855 $4732 06/18/14 UBERUBER SAN FRANCISCO CA 4159862715 $9.03 06/18/14 MB F DOG SHOWS INFODGREENSBORO 336-379-9352 NC $169.75 06/19/14 UBERUBER SAN FRANCISCO CA 8665761039 517.00 06/20/14 WAG.COM 866-746-7924 NJ PETS 583.81 Fees Amount Total Feiss for this Period 50.00 2014 Fees and Interest Totals Year-to-Date Amount Total Fees in2014 $t 25 00 Total Interest in 2014 50.00 AMEX000287 SDNY_GM_00326087 EFTA_00198841 EFTA01685085 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 06/23/14 p. 5.6 Account Ending OM Discounts Membership Rewards.' Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you can get. up o 4 additional Membership Rewards' points or up to 10% discounts on eligible purchases with OPEN Savings° partners., Visit opensavings.c-6m to learn more. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. Get up to 4 additional Membership Rewards' points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings* partners. Visit opensavings.com for details. FedEE x FedEx FedEx FedExOffice.,* wes. fec,nd fn•ct, Home and Home Office Store BARNESA NOBLE BN corn 1-1,YAIJ Hertz CARET tflaters. Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX000288 Otters are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326088 EFTA_00 198842 EFTA01685086 AMEX000289 SDNY_GM_00326089 EFTA_00198843 EFTA01685087 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 07/24/14 DUPLICATE COPY New Balance Please Pay Byt $5,598.16 08/08/14 *Payment is due upon receipt. We suggest you pay by the Please Pay By date. fl See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800418-8866. We will debit your bank account for your payment of $5,598.16 on 08/08/14. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 08/06/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pla. Payment Coupon Do not staple or use paper clips G MAXWELL Check here it your addressor phone number has changed. Note charges on reverse side. The OPEN Sawir benefit Boosts Your Value Go up to • alOtonsl INalsinhip lbw.? pointil torn:belga* Mau pen cr up le • 104 dliccent oref Ned le raw Sermon. %Own vou use sur Cato be tit-dec./whims othOPOI Sens pitmen wage"; ;war. re cc. Open >11C0 ROWE: CCW. and otPwl FecOz. Iran_ OPEN p. 1/7 Account Ending 0-= Membership Rewards° Points Available and Pending as of 06/30/14 648,211 For up to date point balance and full program details, visit membershiprewards.can Account Summary Previous Balance $1.063.71 Payments/Credits -$1,096.71 New Charges +$5,631.16 Fees +$0.00 New Balance $5,598.16 Days in Billing Period: 31 Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone 1.800-678-0745 1.800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone opencorn/pbc IM 1-803-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0= Enter account number on all documents. Make chec k payable to American Express. Please Pay By 08/08/14 AutoPay Amount $5,598.16 I II I I II II II IIII II I I Il II I I III I II II II I I II II III I I I II I 000551816000551816 20 rl AME X000290 SDNY_GM_00326090 EFTA_00198844 EFTA01685088 G MAXWELL DeckWitil;LFISTS p. 2/7 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX:1 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • for Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000291 SDNY_GM_00326091 EFTA_00 198845 EFTA01685089 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 07/24/14 DUPLICATE COPY OPEN p 3/7 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits -51,063.71 -533.00 41,096.71 Detail •Indicates posting date Payments Amount 07/08/1E AUTOPAY PAYMENT RECEIVED • THANK YOU UMB BANK, NATIONAL ASSOCIATION 41,063.71 Credits Amount 07/07/14 AMTRAK INTERNET SALEWASHINGTON DC From: BOY To: NYP Ticket Number 1840752026219 I (800)872-7245 -533.00 New Charges Summary Total Total New Charges $5,631.16 Detail G MAXWELL Card Ending 0_ Amount 06/24/14 SW AIR DALLAS TX SOUTHWEST AIRLINES (MASTE Front To: Carrier: Class: BALTIMORE WASH INGT BOSTON LOGAN INTER WN N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number 5262426012407 Date of Departure:06/26 Passenger Name MAXWELUGHISLAINE Document Type PASSENGER TICKET $246.00 06/24/14 UREA UBER SAN FRANCISCO CA 8665761039 $20.00 06/24/14 JASON POSSUMAT00000NEW YORK NY 9177740347 Description REFER TO RECEIPT 51,769.21 06/24/14 JASON POSSUMAT00000NEW YORK NY 9177740347 Description REFER TO RECEIPT $1,973.34 AMEX000292 Continued on reverse SDNY_GM_00326092 EFTA_00 198846 EFTA01685090 G MAXWELL DTT,9,,V;f„9,0 p 4/7 Detail Continued 06/25/14 N. K•SAVE THE BAY 4012723540 CA 866-992-3374 Description CONTRIBUTIONS/DONAT Amant 55000 06/25/14 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $9585 06/30/14 AT&T•Bll PAYMENT 950ALLAS TX 800-331-0500 Description TELEPHONE SERVICEIE 312820 07/02/14 HALM CLEANERS0373HACKENSACK NJ 201-343-7333 Description DRY CLEANING/LAUNDR 5330.80 07/03/14 AMTRAK INTERNET SALEWASHINGTCN DC From: BBY To: NYP Tkket Number 1840752026219 1 (800)872-7245 514700 07/05/14 NETSOL DOMAIN-SALES DOMAIN-SALES 888-642-9675 589.94 07/05/14 AMAZON.COM AMZN.00M'BILL WA MERCHANDISE $3224 07/05/14 AMAZON.COM AMIN.COMMILL WA MERCHANDISE $32.84 07/05/14 AMAZON.COM AMZN.COINBILL WA MERCHANDISE 53224 07/06/14 NETSOL DOMAIN-SALES DOMAIN-SALES 888-642-9675 $89.94 07/08/14 WINESTILSOLDOUT.COM PENNSAUKEN NJ 8566653456 $59.96 07/09/14 FREDERIC FEIO(Al BEAUNEW YORK NY 2127539500 $5957 07/15/14 HALLAKCLEANERS0373HACKENSACK NJ $20.10 201.343.7333 Description DRY CLEANING/LAUNDR 07/15/14 TOBIN WELCH CO INTER8772691248 CA 5196.58 877-269-1248 Description BUSINESS SRVS, NEC 07/18/14 HALLAKCLEANERS0373HACKENSACK NJ 576.40 201.343.7333 Description DRY CLEANING/LAUNDR 07/22/14 MB F DOG SHOWS INFODGREENSBORO NC 336479-9352 5179.75 AMEX000293 Continued on next page SDNY_GM_00326093 EFTA_00198847 EFTA01685091 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 07/24/14 DUPLICATE COPY OPEN sv p 5/7 Account Ending 0-- Fees Amount Total Fees for this Period 50.00 2014 Fees and Interest Totals Year-to-Date Total Fees in 2014 Total Interest in 2014 Amount 5125.00 $0.00 AMEX000294 SDNY _G51_00 326094 EFTA_00 198848 EFTA01685092 G MAXWELL DTTSITN,F1911 p 6/7 AMEX000295 SDNY_GM_00326095 EFTA_00198849 EFTA01685093 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 07/24/14 p. 7/7 Account Ending OM Discounts Membership Rewards.' Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you can get. up o 4 additional Membership Rewards' points or up to 10% discounts on eligible purchases with OPEN Savings° partners., Visit opensavings.c-dm to learn more. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. Get up to 4 additional Membership Rewards' points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. FedEE x FedEx FedEx FedExOffice.,* wes. fec,nd fn•ct, Home and Home Office Store BARNESA NOBLE BN corn 1-1,YAIT Hertz CARET tflaters. Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX000296 Otters are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326096 EFTA_00 198850 EFTA01685094 AMEX000297 SDNY_GM_00326097 EFTA_00198851 EFTA01685095 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 08/24/14 DUPLICATE COPY New Balance Please Pay Byt $1,555.35 09/08/14 *Payment is due upon receipt. We suggest you pay by the Please Pay By date. fl See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800418-8866. C) We will debit your bank account for your payment of $1,555.35 on 09/08/14. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 09/06/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PM Payment Coupon Do not staple or use paper clips G MAXWELL Check here it your addressor phone number has changed. Note changes on reverse side. OPEN p.1/5 Account Ending 0-1= Membership Rewards* Points Available and Pending as of 07/31/14 672,694 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance $5498.16 Payments/Credits -$5498.16 NewCharges +$1555.35 Fees +$0.00 New Balance 51,55535 Days in Billing Period: 31 Customer Care Pay by Computer open.com/pbc Customer Cans Pay by Phone 1.800678-0745 1.800-472-9297 OSee page 2 for additional information. Pay byComprster la Pay by Phone opertconVpbc IM 1-803-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000155535000155535 20 r1 Account Ending 0.= Enter account number on all documents. Make chec k payable to American Express. Please Pay By 09/08/14 AutoPay Amount $1,555.35 AME X000298 SDNv_Ght_00326098 EFTA_00198852 EFTA01685096 G MAXWELL DeckWitil;LFISTS p. 205 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to rokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-O745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online, visit svmvermericanesptessiorrilupdatecontactinfo • roe Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000299 SDNY_GM_00326099 EFTA_00 198853 EFTA01685097 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 08/24/14 DUPLICATE COPY OPEN p 3/5 Account Ending 0= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$5,598.16 $0.00 4549816 Detail Indica,, posting date Payments Amount 08/08/14' AUTOPAY PAYMENT RECEIVED • THANK YOU UMB BANK NATIONAL ASSOCIATION 45,598.16 New Charges Summary Total Total New Charges $1455.3$ Detail J G MAXWELL Card Ending 6= Arnount 07/24/14 UBERUBER 866-576-1039 CA 8665761039 $44.71 07/28/14 AMAZON.COM MAZN.COM/BILL WA MERCHANDISE $18,46 07/29/14 SOAP.COM 800-762-7123 NJ HEALTHBEAUTY $165.03 07/3W14 UBERUBER 866-576-1039 CA 8665761039 $14.87 07/30/14 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $27.63 07/3W14 UBERUBER 866-576-1039 CA 8665761039 $49.50 07/31/14 AT&T'd3KL PAYMENT 95DALLAS TX 800-3314500 Description TELEPHONE SERVICE/E $131.35 08/01/14 SKYPECOMMUNICATIONSLUXEMBOURG HTTPWWWWSKYPENET GB $10.00 08/04/14 WAG.COM 866.746-7924 NJ PETS $58.77 08/04/14 HALLAKCLEANERS0373HACKENSACK 201.343.7333 Description DRY CLEAN INGAAUNDR NJ $117.20 08/05/14 AMAZON.COM AMZN.CCM/BILL WA MERCHANDISE 528.08 AMEX000300 Continued on reverse SDNY_GM_00326100 EFTA_00198854 EFTA01685098 G MAXWELL DCAMTIFISTII 45 Detail Continued Amount 08/05/14 AMAZON.COM MAZN.COWBILL WA MERCHANDISE S2808 08/05/14 AMAZON.COM AMZN.COWBILL WA MERCHANDISE 52929 08/06/14 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $197.87 08/06/14 MB F DOG SHOWS INFODGREENSBORO 336-379-9352 NC $16935 08/07/14 AMAZON.COM AMZN.COWBILL WA MERCHANDISE 517222 08/08/14 AMAZON MXTPLACE PMTSAPAZN.COM/BILL BOOK STORES WA 513.98 08/08/14 AMAZON.COM AlAZN.COPNBILL WA MERCHANDISE 5195.96 08/20/14 AMAZON.COM AlAZN.COMA3111 WA MERCHANDISE $8200 Fees Amount Total Fees for this Period SOHO 2014 Fees and Interest Totals Year-to-Date Amount Total Fees in2014 Total Interest in 2014 5125 00 50.00 AMEX000301 SDNY_GM_00326101 EFTA_00198855 EFTA01685099 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 08/24/14 p 5iS Account Ending 0-= Discounts Membership Rewards.' Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you can get. up o 4 additional Membership Rewards' points or up to 10% discounts on eligible purchases with OPEN Savings° partners., Visit opensavings.c-6m to learn more. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. Get up to 4 additional Membership Rewards' points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. FedEx FedEx FedEx FedExOffice.,* Ewes, orc,ncr Horne and Home Office Store Hertz BARNESA NOBLE BN corn 1-1,YAIJ CARET toilers_ Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. Recycle4Cash.com is a completely free solution to recycle your printer cartridges for cash! Visit the website and sign up today! Please note: Shipments must include at least 20 qualifying cartridges or a minimum of 20 lbs. of qualifying cartridges. Recycle4Cash does not accept toner. toner bottles. toner tubes. ribbons or ink tanks. A minimum account balance of $25 must be reached in order to request a refund check. See Recycle4Cash's Terms of Use for complete terms and conditions including restrictions and requirements relating to condition and shipping of cartridges. AMEX000302 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326102 EFTA_00 198856 EFTA01685100 AMEX000303 SDNY_GM_00326103 EFTA_00198857 EFTA01685101 Business Gold Rewards ELLMAX LLC DUPLICATE COPY OPEN p 1/9 G MAXWELL Closing Date 09/23/14 Account Ending 0-MI New Balance $2,016.93 Please Pay By; 10/08/14 *Payment is due upon receipt. We suggest you pay by the Please Pay By date. fl See page 2 for important information about your account. (I) New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800418-8866. r.) See Page S for important information regarding benefits underwritten by AMEX Assurance Company O See Page 7 for an Important Change to Your Account Terms (DI We will debit your bank account for your payment of $2,016.93 on 10/08/14. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 10/06/14. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Wig Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note charges on reverse side. Pay by Computes opencom/pbc [ Membership Rewards" Points Available and Pending as of 08/31114 688,884 For up to date point balance and full program details, visit membewhiprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees $1,555.35 -$1455.35 42.016.93 +$0.00 New Balance S2,016.93 Days in Billing Period: 30 Customer Care Pay by Computer openxom/pbc Customer Care Pay by Phone 1.800.678-0745 1.800-472-9297 OSee page 2 for additional information. NM Pay by Phone 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000201693000201693 20 rl Account Ending OM Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 10/08/14 AutoPay Amount $2,016.93 AME X000304 SDNY_Gki_0032610.4 EFTA_00198858 EFTA01685102 G MAXWELL DeckWitil;LFISTS p. 2N Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month. ForeignCurrencyCharges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report Information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected In your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-8CO 678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 189/ 1-8CO CASH NOW Change of Address if cooed on front do not use. • To change your address online, visit swevameeicenespessiorruupdatecontactinfo • fa Name. Company Name. and Foreign Address or Phonethongs', please call Customee Cart • Please print dearly in blue or black ink only in the boxes presided. n Street Address I City, State ZipCode Ana Code and Home Ran, vAoStedesnd Email I I Website: arnericanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK W 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerenexpress.corrdpelvacy. AMEX000305 SDNY_GM_00326105 EFTA_00 198859 EFTA01685103 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23/14 DUPLICATE COPY OPEN p3/9 Account Ending 0-= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$1,555.35 $0.00 -54,555.35 Detail Indicates posting date Payments Amount 09/08/14• AUTOPAY PAYMENT RECEIVED • THANK YOU UMB BANK NATIONAL ASSOCIATION 41,555.35 New Charges Summary Total Total New Charges 52,016-93 Detail G MAXWELL Card Ending 0-= Amount 08/26/14 WAG.COM 866-746-7924 NI PETS $12720 08/27/14 SAKS DIRKT HRDC 068ABERDEEN MD 6152803200 Description Pike DRESSES $485.00 $528.04 08/28/14 AMAZON.COM AMIN.COINBILL WA MERCHANDISE 523.83 08/28/14 SOAP.COM 800-762-7123 N1 HEALTHBEAUTY $4432 08/31/14 AT&T•BI.L PAYMENT 9SDALLAS 1X 800-331-0500 Description TELEPHONE SERVICE/E $388.21 09/02/14 AMAZON M1CTPLACE PMTSMAZN.COMMILL BOOK STORES WA $23.98 09/03/14 AMAZON.COM MAZN.COWBILL WA MERCHANDISE 52345 09M3/14 AMAZON.COM MAIN.COINBILL WA MERCHANDISE $23.46 09/03/14 AMAZON.COM MAZN.COM/BILL WA MERCHANDISE $23.46 09/08/14 WAG.COM 866-746-7924 NI PETS $12059 09/08/14 AMAZON MKTPLACE PMTSMAZN.COM/BILL BOOK STORES WA 539.78 AMEX000306 Continued on reverse SDNY_GM_00326106 EFTA_00198860 EFTA01685104 G MAXWELL DecidigirignFSE p 4/9 I Detail Continued Amount 09/09/14 UBERUBER 866-S76-1039 CA 8665761039 51856 09/10/14 HALLAK CLEANERS 0373HACKENSACK NJ 201-343-7333 Description DRY CI. EANING/LAUNDR $111.70 09/13/14 UBERUBER 866-576-1039 CA 8665761039 $29.00 09/13/14 UBERUBER 866-576-1039 CA 8665761039 $16.71 09/15/14 WAG.COM 866-746-7924 NJ PETS $10420 09/16/14 SOAP.COM 800.762.7123 NJ HEALD-IBEAUTY $142.06 09/19/14 AMAZON MKTPLACE PMTSAMZN.COWBAL BOOK STORES WA S23.95 09/19/14 WAG.COM 866-746-7924 NJ PETS $9668 09/19/14 HALUUC CLEANERS 0373HACKENSACK NJ 201.343.7333 Description DRY CLEANING/LAUNDR 368.80 09/20/14 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $16.42 09/22/14 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $22.53 Fees Amount Total Fees for this Period $0.00 2014 Fees and Interest Totals Year-to-Date Total lets in 2014 Total Interest in 2014 Amount 5125 00 $0.00 AMEX000307 SDNY_GM_00326107 EFTA_00198861 EFTA01685105 Business Gold Rewards DUPLICATE COPY OPEN p 5/9 ELLMAX LLC G MAXWELL Closing Date 09/23/14 Account Ending 0- Notice of Important Changes to the Additional Benefits of Your Card Effective immediately, we are making a change to the location of the Terms and Conditions of the Additional Benefits of Your Card. You can now access and view the Terms and Conditions for the Additional Benefits of your eligible Cards online at americanexpress.com/BenefitsGuide. Depending on your Card, you may have access to the following benefits: Purchase Protection, Return Protection, Extended Warranty. Event Ticket Protection Plan, Global Assist Hotline, Premium Global Assist Hotline. Roadside Assistance Hotline, Enhanced Roadside Assistance, Premium Roadside Assistance, Car Rental Loss and Damage Insurance, Travel Accident Insurance. Baggage Insurance Plan or Employee Card Misuse Protection. If you would like a printed version of the Terms and Conditions, please call the number on the back of your Card. The insurance products are no longer available in certain territories. Effective August 1, 2014, the insurance products that come as a benefit of your Cardmembership are not available for residents of the Federated States of Micronesia. The Marshall Islands, and the Republic of Palau. Depending on your Card, the insurance products may include: Purchase Protection, Extended Warranty, Event Ticket Protection Plan. Car Rental Loss and Damage Insurance. Travel Accident Insurance. Baggage Insurance Plan or/and Employee Card Misuse Protection. Effective December 1, 2014, the Event Ticket Protection Plan' benefit will no longer be available. The Event Ticket Protection Plan' benefit will be discontinued as of December 1. 2014. Event Ticket Protection Plan' claims may be filed fora loss that occurs before December 1, 2014. You must file a claim for any loss within 180 calendar days after the loss occurred. Claims will not be accepted for a loss that occurred on or after December 1, 2014. For copies of the insurance documents which are effective until November 30, 2014, or for questions, please call the number on the back of your Card. Please note that this benefit is not presently available to residents of New York State, Puerto Rico, U.S. Virgin Islands, American Samoa, Federated States of Micronesia, Marshall Islands, Palau and the U.S. Minor Outlying Islands, and will remain unavailable after December 1, 2014. Effective December 1, 2014, your Card will no longer include the Employee Card Misuse Protection2 benefit. The Employee Card Misuse Protection benefit will be discontinued effective December 1, 2014. Employee Card Misuse Protection' claims may be filed for Unauthorized Expenses that are posted to the account before December 1. 2014. You must file a claim for any loss within 180 calendar days after the Unauthorized Expenses are posted to the account. Claims will not be accepted for Unauthorized Expenses that are posted on or after December 1, 2014. For copies of the insurance documents which are effective until November 30, 2014, or for questions, please call the number on the back of your Card. Please note that this benefit is not presently available to residents of Puerto Rico, U.S. Virgin Islands, American Samoa, Federated States of Micronesia, Marshall Islands, Palau and the U.S. Minor Outlying Islands, and will remain unavailable after December 1, 2014. S0594 BP/NACOCHG/0914 AMEX000308 SDNY_GM_00326108 EFTA_00 198862 EFTA01685106 G MAXWELL DUPLICATE COLY. Account Ending p 6/9 Notice or Terms Information Event Ticket Protection Plan is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy M0974 or Policy ETP-IND. For residents of GU and MP. the Plan is underwritten by Tokio Marine Pacific Insurance Limited, Hagatna, Guam under Policy CRCB000000103. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policies. Certain incidents are not covered, including but not limited to. non-emergency illness. You may be required to send additional documentation to us such as proof of loss or the unused ticket, in which case we will reimburse you for the shipping cost. This benefit is not available to residents of New York State, Puerto Rico, U.S. Virgin Islands, American Samoa. Federated States of Micronesia, Marshall Islands, Palau and the U.S. Minor Outlying Islands. This product provides secondary coverage. This means it pays eligible benefits not paid by any primary insurance that you have. For full Terms and Conditions. see americanexpressconVETPPterms. 2 Employee Card Misuse Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy M0960 or Policy ECMP-IN0. For residents of GU and MPthe Plan is underwritten by Tokio Marine Pacific Insurance Limited, Hagatna, Guam under Policy CRCB000000102. Coverage is determined by the terms, conditions, and exclusions of the Poticies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policies. This benefit is not available to residents of Puerto Rico. U.S. Virgin Islands. American Samoa, Federated States of Micronesia, Marshall Islands, Palau and the U.S. Minor Outlying Islands. Coverage applies to eligible unauthorized charges made by Additional Card Members only. Basic Card Member must cancel the Additional Card not more than two business days after the cessation of the Additional Card Member's employment. Coverage period is limited to the 75 days prior to the Additional Card Member ceasing to be in the employ of the company. Basic Card Member will be required to provide proof of loss. For full Terms and Conditions, see amencanexpress.com/ECMPtemm S0594 BP/NACOCHG/0914 AMEX000309 SDNY_GM_00326109 EFTA_00198863 EFTA01685107 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23/14 DUPLICATE COPY OPEN p 7/9 Account Ending 0-1= Notice of Important Changes to Your Account Terms We are making changes to the American Express Cardmember Agreement ("Agreement'), Your Agreement for Transferring Funds Electronically (EFT) and other terms governing your account referenced in this notice. We urge you and any Additional Cardmembers on your account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. Summary of Changes Phone Numbers for "EFT" Inquiries We are changing the How to contact us about the services section of Your Agreement for Transferring Funds Electronically to update the toll-free numbers provided in that section. De ail of Changes to Your Account Terms The terms of the account referenced in or with this notice are subject to change in accordance with Your Agreement for Transferring Funds Electronically (the "EFT Agreement"). This notice formally amends the Agreements as described below. Any terms in the Agreement conflicting with these changes is replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about these changes. please call the number on the back of your Card. Effective immediately, the How to contact us about the services section of Your Agreement for Transferring Funds Electronically is deleted and replaced with the following: "You can call us at 1-800-IPAY-AXP for Pay By Phone questions, at 1.800-528.2122 for Pay By Computer questions, at 1.800-528-4800 for AutoPay questions, and at 1.800-CASH-NOW for Express Cash questions. You may also write to us at American Express, Electronic Funds Services, P.O. Box 981531. El Paso, TX 79998-1531." S1194 BP/EFTBASE/0914 AMEX000310 SDNY_GM_00326110 EFTA_00 198864 EFTA01685108 G MAXWELL DTTSITLF LIC ,911. p 8/9 AMEX000311 SDNY_GM_00326111 EFTA_00198865 EFTA01685109 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 09/23/14 p. 99 Account Ending OM Discounts Membership Rewards.' Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you can get. up o 4 additional Membership Rewards' points or up to 10% discounts on eligible purchases with OPEN Savings° partners., Visit opensavings.c-dm to learn more. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. Get up to 4 additional Membership Rewards' points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings* partners. Visit opensavings.com for details. FedEE x FedEx FedEx FedExOffice.,* wes. fec,nd fn•ct, Home and Home Office Store BARNESA NOBLE BN corn 1-1,YAIJ Hertz CARET tflaters. Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX000312 Otters are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326112 EFTA_00 198866 EFTA01685110 AMEX000313 SDNY_GM_00326113 EFTA_00198867 EFTA01685111 Business Gold Rewards ELLMAX LLC DUPLICATE COPY OPEN p. 1/7 G MAXWELL Closing Date 10/24/14 Account Ending 0.= Membership Rewards° Points New Balance $3,329.23 i Available and Pending as of 09/30/14 Please Pay By; 11/08/14 111 707,133 For up to date point babnce and full program details, visit membershiprewards.com f Payment is due upon receipt. We suggest you pay by the Please Pay By date. pi See page 2 for important information about your account. (n New York residents may contact the New York Department of Financial " Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. (3) We will debit your bank account for your payment of $3,329.23 on 11/08/14. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 11/06/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Small Business Saturday is a day dedicated to helping small businesses get more customers. Take advantage of free market [I? materials to help promote your business on Nov 29. Terms & restrictions apply. Get started at Shop&nall.com rill Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Notechanges on reverse side. Pay by Computes opencorn/pbc Account Summary Previous Balance Payments/Credits New Charges Fees S2016.93 -$2667.73 +53,980.03 +50.00 New Balance 53,32923 Days in Billing Period: 31 Customer Care PaybyComputer open.com/pbc Customer Caro Pay by Phone 1.800-678-0745 1-800-472-9297 El See page 2 (or additional information. MI Pay by Phone 1-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending 0- Enter account number on all documents. Makecheck payable to American Express. Please Pay By 11/08/14 AutoPay Amount $3,329.23 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrrrinll 000332923000332923 20 rl AMEX000314 SDNY_GM_00326114 EFTA_00 198868 EFTA01685112 G MAXWELL DeckWitil;LFISTS p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thee hec k. routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report Information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected In your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online. visit svmvermericanesptessiorrilupdatecontactinfo • for Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes presided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email 1 I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000315 SDNY_GM_00326115 EFTA_00 198869 EFTA01685113 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 10/24/14 DUPLICATE COPY OPEN p 3/7 Account Ending 0.= Payments and Credits Summary Total Payments Credits Total Payments and Credits -52416.93 365080 42,667.73 Detail indica,, posting date Payments Amount 10/08/141 AUTOPAY PAYMENT RECEIVED • THANK YOU UMB BANK, NATIONAL ASSOCIATION 42,016.93 Cradles Amount 10/24/14 AMAZON.COM AMZN.COWMLL WA DIRECT MKTG MSC -5650.80 New Charges Summary Total Total New Charges S3,980.03 Detail G MAXWELL Card Ending 0. Amount 09/23/14 HALLAKCLEANERS0373HACKENSACK NJ 201 343-7333 Description DRY CLEANING/LAUNDR 536.50 09/28/14 UBERUBER 866-576-1039 CA 8665761039 $14.45 09/29/14 AMAZON.COM NAZN.COMMILL WA MERCHANDISE $17.96 09/29/14 WAG.COM 866-746-7924 NJ PETS 3260.51 09/29/14 UBERUBER 866-576-1039 CA 8665761039 59.82 09/29/14 AMAZON.COM AMZN.00/NBILL WA MERCHANDISE 53156 09/29/14 AMAZON.COM AMZN.COPNBILL WA MERCHANDISE $47.83 09/30/14 AMAZON MKTPLACE PMTSAMZN.COM/BILL BOOK STORES WA 51.09320 09/30/14 AMAZON.COM MAZN.COWBILL WA MERCHANDISE $2709 09/3W14 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $24.16 AMEX000316 Continued on reverse SDNY_GM_00326116 EFTA_0019887O EFTA01685114 G MAXWELL DrAF,117;f„9,51i P 4/7 Detail Continued 09/30/14 AMAZON.COM APAZN.COMMILL WA MERCHANDISE Amount S27.09 09/30/14 HALLAK CLEANERS 0373HACKENSACK NJ $85.00 201-343-7333 Description DRY CLEANING/LAUNDR 09/30/14 ATIMBIll PAYMENT 95DALLAS TX S12837 800-331-0500 Description TELEPHONE SERVICE/E 09/30/14 FRESH DIRECT 866-283-7374 NY GROCERY $8320 10/02/14 AMAZON MKTPLACE PMTSPJAZN.COM/BILL WA BOOK STORES $38.00 10/03/14 AMAZON.COM MAZN.COMIBILL WA MERCHANDISE $2534 10/03/14 AMAZON MKTPLACE PAATSMAZN.COAVBILL WA BOOK STORES S17424 10/03/14 AMAZON.COM MAZN.COWBILL WA MERCHANDISE $25.53 10/03/14 AMAZON.COM AMZN.COINBILL WA MERCHANDISE $25.54 10/04/14 THE HOME DEPOT 40983HACKENSACK NJ 806654-0688 $4822 10/04/14 THE HOME DEPOT .0983HACKENSACK NJ 800-654-0688 S117.33 10/04/14 TOTAL WINE AND MORE RIVER EDGE NJ 201-968-1777 S76288 10/15/14 AMAZON.COM MAZN.COM/BILL WA MERCHANDISE 5657.58 10/16/14 AMTRAK INTERNET SALEWASHINGTON DC From: BBY To: NYP Tkket Number: 2890743105944 1 (800)872-7245 5191.00 10/23/14 CONTACT ELVESSUPPLY 8005479518 MN BUSINESS SERVICE Description WHOLESALE $27.43 Fees Amount Total Ens for thIsPorlod 50.00 AMEX000317 Cont inued on next page EDNY_GM_00326117 EFTA_00198871 EFTA01685115 Business Gold Rewards ELLMAX LLC DUPLICATE COPY OPEN P 517 G MAXWELL Closing Date 10/24/14 Account Ending 0- 2014 Fees and Interest Totals Year-to-Date Amount Totaltocsin 2014 I 25 CO Total Interest in 2014 $0 CO AMEX000318 SDNY_GM_00326118 EFTA_00198872 EFTA01685116 G MAXWELL DTTSITN,F1911 p 6/7 AME X000319 SDNY_GM_00326 il9 EFTA_00198873 EFTA01685117 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 10/24/14 p. 7/7 Account Ending OM Discounts Membership Rewards.' Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you can get. up o 4 additional Membership Rewards' points or up to 10% discounts on eligible purchases with OPEN Savings° partners., Visit opensavings.c-6m to learn more. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. Get up to 4 additional Membership Rewards' points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings* partners. Visit opensavings.com for details. Fled x. Fe FedEx FedExOffice.,* Ewes. fec,nd fn•ct, Home and Home Office Store BARNESA NOBLE HWT BN corn Hertz CARET tflaters. Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. BUSINESS EXPENSES STREAMLINED ReceiptMatchs" with QuickBooks. Only with Business Cards from American Express OPEN. • Capture Business Card receipts as you go. • Label and send transaction data to Intuit QuickBooks.. • No more pileup of receipts at the end of the month. Visit opentorn/quickbooks to learn more. a OPEN mat AMEX000320 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you melt these criteria. SDNY_GM_00326120 EFTA_00 198874 EFTA01685118 AMEX000321 SDNY_GM_00326121 EFTA_00198875 EFTA01685119 Business Gold Rewards ELLMAX LLC MAXWELL Closing Date 11/23/14 Next Closing Date 12/24/14 DUPLICATE COPY New Balance Please Pay By $4,991.87 12/08/141 t Payment is due upon receipt. We suggest you pay by the Please Pay By date. CI See page 2 for Important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. g See Page 5 for Important Changes to Your AccountTerms D See Page 7 for Important Changes to Your Agreement for Transferring Funds Electronically D See Page 11 for Important Changes to OPEN Savings partners 0 We will debit your bank account for your payment of $4,991.87 on 12/08/14.7his date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 12/06/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. 0 Effective March 1, 2015, Carey will no longer participate in the OPEN Savings program. Any amounts that are charged to your account for Carey purchases on or after March 1, 2015, will not be eligible for the OPEN Savings benefit. Pal Payment Coupon Do not staple or use paperclips G MAXWELL rl Check here if your addressor phone number has changed. Note c hanges on reverse side. OPEN p. 1/16 Account Ending 0-= Membership Rewards* Points Available and Pending as of 10/31/14 722,924 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance $3,329.23 Payments/Credits -$3,329.23 NewCharges +$4,987.90 Fees +53.97 New Balance 54,991.87 Days in Billing Period: 30 Customer Care Pay by Computer open.com/pbc CustomerCare Pay by Phone 1.800-678-0745 1-800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone opert,conVpbc 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0=1 Enter account number on all documents. Makec heck payable to American Express. Please Pay By 12/08/14 AutoPay Amount $4,991.87 I II I I II II II I II I Ill I Il II I I I II II I I II III I I I II I 0004"19187000499167 20 ri AME X000322 SDNY_GM_00326122 EFTA_00198876 EFTA01685120 G MAXWELL DeckWitil;LFISTS p. 2/16 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to elect tonkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thee hec k. routing number, account number and check serial number to your financial institution, unless the check is not processable elect ;Janke Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit orother asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for mote information about this balance computation method and how resulting interest charges are determined. The method we use to cokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days alter the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion rate that is acceptable to us for that date, unless a particular tate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion dates the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the addressor phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report Information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address dearest on front do not use. • To change your address online. visit swnvamericanesptessiorroupdatecontactinfo • rot Name. Company Name. and Fcroign Address or Phone thongs,. plrow call Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State ZipCode Ana Code and Home Ran, vfrzStedesnd Email 1 I I Website: arnerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set row communication and privacy choices. please visit www.emedronexpressatrdpelvacy. AMEX000323 SDNY_GM_00326123 EFTA_00 198877 EFTA01685121 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 11/23/14 DUPLICATE COPY OPEN p 3/16 Account Ending 0•= Payments and Credits Summary Total Payments -33,254.71 Credits -$74.52 Total Payments and Credits 43,329.23 Detail indiatu posting data Payments Amount 11/08/14' AUTOPAY PAYMENT RECEIVED • THANK YOU IAMB BANK NATIONAL ASSOCIATION -$3,254.71 Credits Foreign Spend Amount 10/24/14 FOREIGN TRANSACTION FEE Blue Lagoon EUR - VEB $72.57 -$1.95 10/24/14 Blue Lagoon EUR • VEGrindavik HEALTH & BEAUTY SPA European &lig: Euro -57237 New Charges Summary Total Total Now Cargos 14,997.90 Detail S G MAXWELL Card Ending 0.= Foreign Spend Arnaud 10/24/14 FL DL & TAG GO-RENEWTALLAHASSEE FL 850.617-2000 Desaiption RETAIL $93.70 10/24/14 Blue Lagoon EUR - VEGlindavik HEALTH & BEAUTY SPA S147.07 10/31/14 AT&T•BILL PAYMENT 9SDALLAS IX 800-331-0500 Description TELEPHONE SERVKE/E $172.81 11/03/14 MAGIC TOUCH RESTORATLONG ISLANDCITY RUGS RESTORA NY $1,259.78 11/04/14 UBERUBER 866-5764039 CA 8665761039 513.14 11/04/14 SOAP.COM 800-762-7123 NJ HEMTHBEAUTY $86.14 11/04/14 AMAZON.COM MAZN.COPMILL WA MERCHANDISE $23.87 11/04/14 AMAZON.COM MAZN.COPNBILL WA MERCHANDISE $23.87 AMEX000324 Continued on reverse SDNY_GM_00326124 EFTA_00198878 EFTA01685122 G MAXWELL ( Detail Continued Foreign Spend Amount 11/04/14 AMAZON.COM APAZN.COM/BILL WA MERCHANDISE $2388 11/04/14 MERCEDES BENZ CORAL CORAL GABLES 305-445-8593 FL $2.760.39 11/07/14 NYC TAXI 71.57090015NEW YORK NY 000-0000000 $4683 11/13/14 UBERUBER 866-576-1039 CA 8665761039 $5480 11/16/14 UBERUBER 866-5761039 CA 8665761039 $36.4 11/18/14 WAG.COM 866-746-7924 NJ PETS $106.66 11/19/14 UBERUBER 866-576-1039 CA 8665761039 535_37 11/19/14 MB F DOG SHOINSINFODGREENSBORO NC 5103.95 DecidigirignFSE p. 4/16 336379-9352 Fees otergn Dansoction Nets2.7%a the convened US dolbt amount of the foreign amino/ charge. See Fenian C unenry Charges an page 2. 10/24/14 FOREIGN TRANSACTION FEE** Blue Lagoon EUR VEB $14787 Total Foes for this Paled Amount 53.97 $3.92 2014 Fees and Interest Totals Year-to-Date Amount Total Fees in 2014 512897 Total Interest in 2014 SOHO AMEX000325 SDNY_GM_00326125 EFTA_00198879 EFTA01685123 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 11/23/14 DUPLICATE COPY OPEN p. 5/16 Account Ending 0-= Important Changes to Your Account Terms We are making changes to the American Express Cardmember Agreement (-Agreement") and other terms governing your account. We urge you and any Additional Cardmembers on your account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. Summary of Changes Late Payment Fee Effective February 1, 2015, the late payment fees on your account are increasing, as follows: • Your first late payment fee is being increased to $38 (previously, this was $37). This fee is charged if we do not receive payment of the amount due on your billing statement before the 10t1day after the Next Closing Date. • If an amount due remains past due on the following Closing Date (or any Closing Date thereafter), we will charge a late payment fee which will be the greater of $38 (previously, this was $37) or 2.99% of any past due Pay in Full amounts. Returned Payment Fee Effective February 1, 2015, the returned payment fee is increasing to $38 (previously, this was $37). Determining the Prime Rate We are clarifying that to calculate interest we use the Prime Rate published in the rates section of The Wall Street Journal. See reverse side for detailed changes. S26N4 BP/POPNCHB/1114 AMEX000326 SDNY_GM_00326126 EFTA_00 198880 EFTA01685124 G MAXWELL DUPLICATE COLY. Account Ending p.6/16 Detail of Changes to Your Account Terms The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement (the 'Agreement"). This notice formally amends the Agreement as described below. Any terms in the Agreement conflicting with these changes is replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Late Payment Fee and Returned Payment Fee Effective February 1, 2015. • The Penalty Fees row contained in the Fees table of Pad 1 of the Cardmember Agreement is modified by deleting all references to $37 and replacing them with $38. • The Late Payment row contained in the I-low Rates and Fees Work section of Part 1 of the Cardmember Agreement is modified by deleting all references to $37 and replacing them with $38. • The Returned Payment row contained in the How Rates and Fees Work section of Part 1 of the Cardmember Agreement is modified by deleting the reference to $37 and replacing it with $38 Determining the Prime Rate Effective immediately, the Determining the Prime Rate section of Part 2 of the Cardmember Agreement is amended by deleting the first sentence and replacing it with: 'We use the Prime Rate from the rates section of The Well Street Journal" S26N4 BP/POPNCHE3/1114 AMEX000327 SDNY_GM_00326127 EFTA_00198881 EFTA01685125 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 11/23/14 DUPLICATE COPY OPEN p 7/16 Account Ending 0= Important Changes to Your Agreement for Transferring Funds Electronically We are making changes to Your Agreement for Transferring Funds Electronically (the "EFT Agreement"). A summary of the changes can be found in the table below. A copy of the new EFT Agreement can be found on the following pages. This EFT Agreement replaces any previous Err Agreement you may have received, and contains important information regarding Electronic Funds Transfers. Please take time to familiarize yourself with the EFT Agreement and retain it for future reference. Summary of Changes Limits on amounts and frequency of withdrawals We are clarifying that you can only make 7 withdrawals in a single day, regardless of the dollar amount of the withdrawals. Express Cash activity We are clarifying that your Express Cash activity will be shown on your card account statement. In case of errors or questions We are clarifying that if we need more time to investigate after you have reported an error to us, we will credit your bank account within 10 business days. See the following pages for your new EFT Agreement S18N4 BP/EFTOCRG/1114 AMEX000328 SDNY_GM_00326128 EFTA_00198882 EFTA01685126 G MAXWELL DUPLICATE CO. Account Ending 0- Your Agreement for Transferring Funds Electronically p. 8/16 This EFT Agreement is between American Express Travel Related Services Company. Inc. and you, once you enroll in an Electronic Funds Transfer Service of ours (service) such as AutoPay, Pay By Computer, or Pay By Phone. This replaces any previous agreement you may have with us for the services. Words we use in this agreement In the EFT Agreement, you and your mean, in addition to the Basic Cardmember, any Additional Cardmembers who have enrolled in the service. We, our and us mean American Express Travel Related Services Company. Inc Your card account means the American Express card account. Your bank is the bank. securities firm, or other financial institution that holds your bank account. Your bank account is the bank account you use to pay for any transactions you make through the service. Withdraw or withdrawal means an electronic debit or deduction of funds from your bank account. Our business days me Monday through Friday, excluding holidays. How Express Cash works Express Cash enables you to withdraw cash from your bank account al participating automated teller machines (ATMs). If you enroll in Express Cash, we will issue or allow you to choose a Personal Identification Number (P/N) You must use this PIN along with your card when withdrawing cash from an ATM. Keep your PIN confidential. Each time you withdraw cash using Express Cash, we will charge a fee of 3% of the amount of the transaction or $5, whichever is more. The amount of the transaction is the total of the: • amount of the withdrawal or funds transfer • amount of goods or services received. and • any fee charged by the ATM operates or network used for the withdrawal. The amount of the transaction and the fee that we charge will be withdrawn from your bank account. For each withdrawal made in a foreign currency, we charge a fee of 2.7% of the converted U.S. dollar amount of the transaction. This fee will be withdrawn from your bank account However, we do not charge this fee for ATM withdrawals S18N4 made using cards issued on U.S. Consumer or OPEN Platinum Card or Centurion Card accounts. See Converting charges made in a foreign currency in Part 2 of the Cardmember Agreement. If a transaction is not honored by your bank. we will charge the amount of the transaction and a fee of $38 to your card account, or we may collect them directly from you. Limits on amounts and frequency of withdrawals We apply the following fimits to the amount that can be withdrawn in a 30-day period. In addition, there is a limit of 7 withdrawals in a single day (regardless of the dollar amount of such withdrawals) The ATM operator may also impose limits. Plum Card. $3,000 in a 30-day period Green Card $3,000 in a 30-day period Gold Card $8,500 in a 30-day period Exec. Bus. Card $8,500 in a 30-day period Platinum Card. $10.000 in a 30-day period Centurion' Card $10,000 in a 30-day period You can get a receipt from the ATM each tone you withdraw money from your bank account using Express Cash. Your monthly statement for your card account will show any Express Cash transactions in that billing period AutoPay. Pay By Computer. Pay By Phone With these services, you can initiate electronic payments to your card account. When you do so. you allow us or our agent to draw a check on or initiate an automated clearing house (ACH) withdrawal from your bank account in the amount you authorize. If your bank returns a check or ACH withdrawal unpaid the first time we submit it for payment, we may cancel your right to use the service. Your bank may charge you a fee if this happens. How to stop AutoPay payments The following terms do not apply to certain AutoPay programs and options where a business bank account is used for the transaction: and the specific terms and conditions of those programs and options will define any applicable notice and cancelation terms: (1) If you have told us to make AutoPay payments from your bank account. you can stop any of these payments by calling us at 1-800-227-4669 or veiling to American Express, Electronic Funds Services, PO. Box 981540, El Paso. TX 79998-1540 in Dme for us to recerve your request at least 2 business days before the payment is scheduled to be made (2) We will tell you. at least 10 days before each payment, when it will be made and how much it will be. (3) If we receive your request to slop one of these payments at least 2 business days before the payment is scheduled to be made and we do not stop n, we will be liable for your losses or damages. Unauthorized transactions Tell us AT ONCE if you believe your card or PIN has been lost, stolen or used without your permission, or if you believe that a transaction has been made without your permission. Calling is the best way of keeping your possible losses down. You could lose all the money in your bank account (plus your maximum overdraft line of credit. if applicable). If you tell us within 2 Dimness days after you learn of the loss, theft or unauthorized use of your card or PIN, you can lose no more than $50 if someone used your card or PIN without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your card or PIN, and we can prove we could have stopped someone from using your card or PIN without your permission if you had told us. you could lose as much as $500 Tell us if you believe that someone has used or may use your card or PIN to use the EFT service without your permission. Call anytime at 1-800-528-4800 (or 1-336-393-1111 collect, if not in the U S.). You may also write to us at American Express, Electronic Funds Services, P.O. Box 981532. El Paso. TX 79998-1532. Improper transactions or payments If we do not complete a transfer to or from your bank account on time or in the correct amount, according to this EFT Agreement. we will be liable for your losses or damages. There are some exceptions. We are not Gable: • if, through no fault of ours, you do not have enough money in your bank account; • if the transfer would go over the credit limit on any overdraft line you may have: • if the ATM where you are making the transfer does not have enough cash. • if the funds in your bank account were subject to legal process or other encumbrance that restricted the transaction: BP/EFTOCRG/1114 AMEX000329 SDNY_GM_00326129 EFTA_00198883 EFTA01685127 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 11/23/14 • if circumstances beyond our control (such as fire or flood) prevented the transaction, despite our reasonable precautions; or • if the terminal or system was not working properly and you knew about the breakdown when you started the transfer. Privacy We wit disclose information to third parties about your transactions • when necessary for completing transactions. • to comply with government agency or court orders; or • as stated in our Privacy Notice. which covers your use of the services Arbitration The Arbitration section, in Part 2 of the Cardmember Agreement. applies to this EFT Agreement and the services. How to contact us about the services You can call us at 1-800-IPAY-AXP for Pay By Phone questions. at 1.800-528- 2122 for Pay By Computer questions. at 1- 800-528-4900 for AutoPay questions, and at 1-800-CASH-NOW for Express Cash questions. You may also write to us at American Express, Electronic Funds Services, P.O. Box 981531, El Paso. TX 79998-1531. In case of errors or questions If you think your statement or receipt is wrong, or if you need more information about a transaction on your statement or receipt, call or write us as soon as you can. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem o error appeared. If you do not contact us because of certain circumstances (such as you are in the hospital). we may extend the 60-day period for a reasonable time. When you contact us. • tell us your name and account number. • describe the error or the transaction you are unsure about Explain as clearly as you can why you believe it *an error or why you need more information • tell us the amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within 10 business days after you called us. Within 10 business days 818N4 DUPLICATE COPY after we hear from you we will determine whether an error has occurred. We will correct any error promptly. However, if we need more time, we may take up to 45 calendar days to investigate. If we do take more time, We will credit your bank account within 10 business days for the amount you think Is in error so that you will have use of the funds during the time it takes to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days. we may not credit your bank account for the amount you question We will tell you the results within 3 business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copes of the documents that we used in our investigation. If we have credited your bank account and find no error, we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account If your bank account does not have enough funds to cover this withdrawal, we can charge the amount to your card account or collect the amount from you. If this happens, we may cancel your right to use a service. We may end the services We. or any bank or financial institution that participates in the Express Cash service, may add to or remove any ATMs from the service We may extend or limit the services at any location without telling you ahead of time. Also, we may stop a service at any time. We may cancel your participation in a service at any time. If we do, we will write to you. but we may not send you the notice unto alter we cancel. Also. we may refuse to authorize a transaction at our discretion. We will end or suspend use of a service if. • you do not use it for 18 months in a f OW. • your card account is in default, • your card account is cancelled or suspended. OPEN p. 9/16 Account Ending 0-= • you cancel the authorization you gave your bank to pay for any transactions you make through the service. or • your bank account is closed to withdrawals by us or our agents. You may choose to stop using any service If you do, you must write to us at American Express, Electronic Funds Services. P.O. Box 981631. El Paso, TX 79998-1531. Assignment We may assign this EFT Agreement to a subsidiary or affiliate at any time. Note for Massachusetts residents General disclosure statement: Any documentation given to you which shows that an electronic funds transfer was made will be admissible as evidence of that transfer and will constitute prima facie proof that the transfer was made. Except as explained in this EFT Agreement. if you initiate an electronic funds transfer from your bank account. you cannot stop payment of the transfer. Unless otherwise provided in this EFT Agreement, you may not stop payment of electronic funds transfers. Therefore, do not use electronic transfers for purchases or service unless you are satisfied that you will not need to stop payment. Disclosure of bank account information to third parties: If you give us your written authorization to disclose information about you, your bank account, or the transactions that you make to any person, that authorization will automatically expire 45 days after we receive it. Optional limit on obtaining cash: You can ask us to limit the total amount of cash that you may get from ATMs in a single day to $50. If you choose this option. we will take all reasonable steps to comply with your request BP/EFTOCRG/1114 AMEX000330 SDNY_GS.1_00326130 EFTA_00198884 EFTA01685128 G MAXWELL DUPLICATE COET. Account Ending 0-M p. WM AMEX000331 SDNY_GM_00326131 EFTA_00198885 EFTA01685129 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 11/23/14 DUPLICATE COPY OPEN p t1/16 Account Ending 0-= Notice of Important Changes to Your OPEN Saving' Benefit We are making changes to your OPEN Savings benefits. A summary of the changes appears below. The detailed changes to your Cardmember Agreement and the relevant program terms can be found after the summary chart. OPEN Savings Merchant Changes HP Home 8 Home Office Store: The OPEN Savings benefit for eligible purchases with HP Home & Home Office Store, at shopping.hp.com, will be changed as follows: Current New (as of January 1. 2015) 3% discount credited to your American Express statement OR 1 additional Membership Rewards' point on every eligible dollar for the first $500 spent per calendar year 5% discount credited to your American Express statement OR 2 additional Membership Rewards points on every eligible dollar up to $30,000 spent per calendar year 5% discount OR 2 additional points for every eligible dollar spent over $500 and up to $1,500 per calendar year 10% discount OR 4 additional points on every eligible dollar spent over $1,500 and up to 530.000 per calendar year - Herte: The OPEN Savings benefit for eligible purchases with Hertz will be changed as follows: Current New (as of January 1, 2015) 3% discount credited to your American Express statement OR 1 additional Membership Rewards point on every eligible dollar for the first $500 spent per calendar year 5% discount credited to your American Express statement OR 2 additional Membership Rewards points on every eligible dollar spent 5% discount OR 2 additional points for every eligible dollar spent over $500 and up to $2,000 per calendar year 10% discount OR 4 additional points on every eligible dollar spent over S2,000 per calendar year Continued on next page SO2N4 BP/OPENSVG/1114 AMEX000332 SDNY_GM_00326132 EFTA_00 198886 EFTA01685130 DUPLICATE CO G MAXWELL Account Ending CO p 12116 Detail of Changes to Your OPEN Savings" Benefit Terms The terms of the account referenced in or with this notice are subject to change in accordance with the OPEN Savings Benefit Terms ("Terris"). This notice formally amends the Terms as described below. Any terms conflicting with these changes are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with additional Cardmembers on your account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Effective January 1, 2015, the benefit terms for the OPEN Savings benefits listed below are deleted and replaced with the following: HP Home & Home Office Store The OPEN Savings benefit for eligible purchases at HP Home & Home Office Store, at shopping.hp.com, is a 5% discount credited to your American Express statement OR 2 additional Membership Rewards points on each eligible dollar spent up to $30,000, per calendar year, per Card account. Payment must be made with a Business Card from American Express OPEN. "Eligible" means total purchases per Card account in a calendar year up to $30,000 made online at the HP Home & Home Office Store, at shopping.hp.com, or by calling 1.866.511.0279, excluding: • gift cards, • purchases made in retail stores, and • purchases made at any other online website, including other sections of the HP website such as "Small and Medium Businesses". General OPEN Savings terms and conditions also apply. Visit opensavings.com to learn more. Hem is how it works: If your card is enrolled in the Membership Rewards program, you can select the way you're rewarded at opensavings.com. All other Cards not enrolled in Membership Rewards will receive automatic discounts credited to your billing statement. ANNUAL ELIGIBLE SPEND AT HP HOME & HOME OFFICE STORE Discounts— OR Membership Rewards** Every eligible dollar spent up to $30,000 5% 2 additional points per eligible dollar spent The relative value of these options wil differ depending on how you use your Membership Rewards points The redemption value of additional points that you receive under the Membership Rewards Points Benefit may be less than the dollar value of the discounts that you receive under the Discount Benefit. The option to choose Membership Rewards points as your OPEN Savings benefit applies only to Business Cards from American Express OPEN enrolled in the Membership Rewards program. Hertz The OPEN Savings benefit for eligible purchases at Hertz is a 5% discount credited to your American Express statement OR 2 additional Membership Rewards points on each eligible dollar spent. Payment must be made with a Business Card from American Express OPEN. "Eligible" means total car rental spend per Card account in a calendar year at Hertz corporate-owned U.S. locations, and excludes Hertz On Demand. Car returns made at an independent licensee owned location will not be eligible for the benefit. General OPEN Savings terms and conditions also apply. Visit opensavings.com to learn more. S02N4 BP/OPENSVG/1114 AMEX000333 SDNY_GM_00326133 EFTA_00 198887 EFTA01685131 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 11/23/14 DUPLICATE COPY OPEN p 13/16 Account Ending 0-- Here is how it works: If your card is enrolled in the Membership Rewards program, you can select the way you're rewarded at opensavings.com. All other Cards not enrolled in Membership Rewards will receive automatic discounts credited to your billing statement. ANNUAL ELIGIBLE SPEND AT HERTZ Discountsa OR Membership Rewards** Every eligible dollar spent 5% 2 additional points per eligible dollar spent The relative value of these options wil differ depending on how you use your Membership Rewards points The redemption value of additional points that you receive under the Membership Rewards Points Benefit may be less than the dollar value of the discounts that you receive under the Discount Benefit. The option to choose Membership Rewards points as your OPEN Savings benefit applies only to Business Cards from American Express OPEN enrolled in the Membership Rewards program. S02N4 BP/OPENSVG/1114 AMEX000334 SDNY_GM_00326134 EFTA_00 198888 EFTA01685132 G MAXWELL DrAITE LIC ,F, p 4/'6 AMEX000335 SDNY_GM_00326135 EFTA_00198889 EFTA01685133 OPEN Savings' Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 11/23/14 p 15116 Account Ending 0.= Discounts Membership Rewards° Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you cansiet benefits op eligible purchases with OPEN Sayings' partners' automatically when you use your Business Card from American Express OPEN. Learn more at opensavings.com. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. The Membership Rewards points balance shown above reflectsonly points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. Get up to 4 additional Membership Rewards' points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings" partners. Visit opensavings.com for details. FecEx. Faint. FecEx. FeclExOffice_* Nyees An( HMO and mono Office Store BARNESAIBLE ItYALT BN com Hertz CARET Agars— Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. Get $100 back as a one-time statement credit when you sign up for DIRECTV for BUSINESS"' service and spend $100 or more. Follow these steps to get $100 back as a one-time statement credit: • FIRST, register any eligible Business Card from American Express OPEN in your name DIRECTV at amexnetwork.com/directv between 11/1/14 and 1/31/15. FOR BUSINESS' • THEN, use that same Card to sign up for DIRECTV for BUSINESS"' service by calling 1.888.707-9423 and spend $100 or more in a single transaction at the time of purchase by 3/31/15. • GET $100 back as a one-time statement credit. to redemitis otter. ye mustnosier anyeigble Baseless Card from American Egress DPENat arrearetwatconkkertrtelvren11/1/14ard imps You may recisterrrore than cre Card bolter barely then CardspJ reel& &individual/yeti be eligide lathe cnetirre matementaely Using yaerapistared Card.pu must trete a sire* arthase &Sneer rnre at 3/31/15. Offer is tad la service in tha comieval US only. Neat Cards are eligible. Foe a corral re ist of ergbleCardssee Registration Terre ard Corditions a: arreenetworksonVdiecty. you Awe rodent with your registratim a you Card is replaced flu* the cronational period, call the custom senice marten:0de beck or your Card foe asses:ern tint ace staornert credit per registered Cud. Stamen credit will appear co pit bare statetrent within 90 days after the offer end distw rtaidei the: enerican Egress naives ilanetal torn the re-cham etas your cuallyire puler. Nose that Mwian Ewen rney nee were infaination 'tan paqurfsipprhaafrmre latent ante all of de hems from your gaelnong Proam bare been provided a shipped by the eminent. Stalemate credit may to metre if qualifying guiders is nitunklicsrotIlea If krearkan bats does ea receive info-ma:on Or identifies pa oansrtion at gueldW0 la the offer. you war nit MOP old stateffent Credit. FCC UMW. pis atom will rotqualifyif ii is not made directly with de mernatt. In add S'. M nest cars. you wit not recekre the SANWA aril if pa a:reaction a made with an electronic wallet or trough a third carryall tie merchars uses a rrcble a w reless card reader to croons it. Addlional OEM apply. seeRegistration Terms and Coainons fa orris 10& BIA30:01. Oiler a rtntransferable. Carona etre sign* order. and psy tor a leased system to, awned credal by 3/3I/IS. 02014 DIRECN. DIRECT/ ado the DIFECTV for BUSINESS boo are trademarks& OIFECTV UC and are uSwit pamissico. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000336 SDNY_GM_00326136 EFTA_00 198890 EFTA01685134 G MAXWELL DWfct-!,r9ti,T,E.911. I; I ( I I PTMATCH'm WITH QUICKBOOKS y Business Card> Item American Express OPEN let you sync Business Card expenses directly with Intuit QukliBooks.. Visit open.corn/quickbooks to learn more. OPEN O'silksooks. p 16P6 Join Now and Get Rewards for Your Company AND Employees! Get special low rates, earn complimentary days for your company and enjoy even more benefits when you use your Business Card from American Express OPEN'. Also, your employees can earn points for . 4 their travel with Wertz Gold Plus Rewards °. Visit hortz.comAnrollbm for lull details. 9.6,4 oft wittpwr DabraCadlicvninwiciotyp•nalNionelthettw0ltlifimptn41. Um. Censitm Ilnr•lungO1- Hertz Business Rewards AMEX000337 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326137 EFTA_00 198891 EFTA01685135 Business Gold Rewards ELLMAX LLC MAXWELL Closing Date 12/24/14 Next Closing Date 01/23/15 DUPLICATE COPY New Balance $4,238.53 Please Payt3y 01/08/154 j t Payment is due upon receipt. We suggest you pay by the Please Pay By date. CI See page 2 for important Information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. 0 We will debit your bank account for your payment of $4,238.53 on 01/08/15.This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 01/06/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. (i) Effective March 1, 2015, Carey will no longer participate in the OPEN Savings program. Any amounts that are charged to your account for Carey purchases on or after March 1, 2015, will not be eligible for the OPEN Savings benefit. Pal Payment Coupon Do not staple or use paper clips G MAXWELL rl Check here it your address or 1-1 phone number has changed. Note c hanges on reverse side. OPEN p. 1/7 Account Ending 0-= Membership Rewards° Points Available and Pending as of 11/3W14 749,500 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance M.991.87 Payments/Credits 44.991.87 NewCharges +$4,238.53 Fees +50.00 New Balance $4,21853 Days in Billing Period: 31 Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone 1.800.678-0745 1-800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone open.comlpbc la 1.80.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0= Enter account number on all documents. Makecheck payable to American Express. Please Pay By 01/08/15 AutoPay Amount $4,238.53 I II I el e SUM' I e I I el I eIlllruLulllrrrrluil 000423853000423853 20 rl AME X000338 SDNY_GM_00328138 EFTA_00198892 EFTA01685136 G MAXWELL DeckWitil;LFISTS p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. ff we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report Information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected In your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online. visit svmvermericanesptessiorrilupdatecontactinfo • for Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes presided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000339 SDNY_GM_00326139 EFTA_00 198893 EFTA01685137 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 12/24/14 DUPLICATE COPY OPEN p 3/7 Account Ending 0= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$4,991.87 $0.00 44,991.87 Detail Indicates posting date Payments Amount 12/08/1e AUTOPAY PAYMENT RECEIVED • THANK YOU UMB BANK NATIONAL ASSOCIATION -$4,991.87 New Charges Summary Total Total New Charges 64,238.53 [ Detail G MAXWELL Card Ending 6= Amount 11/25/14 IN 'TOP SHELF STAFFINEW YORK NY 2128421033 $275.00 11/25/14 WAG.COM 866-746-7924 NJ PETS $141.13 11/27/14 NYC TAXI 4P84 090116FLUSHING NY 000-0000000 516130 11/30/14 AT&PBILL PAYMENT 95DALLAS 1X 800.331-0500 Description TELEPHONE SERVICE/E $13247 12/01/14 HALLAKCLEANERS0373HACKENSACK NJ 201-343-7333 Description DRY CLEANINGAAUNDR 5129.40 12/02/14 JETBLUE AIRWAYS 4100WEBCHECKIN P OK JETBLUE AIRWAYS From: To: N/A N/A N/A N/A N/A Ticket Number: 27906148412144 Passenger Name. MAXWELUGHISLAINE NOELLE Document Type ADDITIONAL COLLECTION Carrier: Class: YY 00 YY 00 re 00 YY Do Date of Departure:12/02 $45.00 12/02/14 AMAZON MKTPLACE PMTSMAZN.COWBILL WA BOOK STORES $9.26 12/02/14 AMAZON MKTPLACE PMTSMAZN.COM/BILL WA BOOK STORES S209.80 AMEX000340 Continued on reverse SDNY_GM_00326140 EFTA_00198894 EFTA01685138 G MAXWELL DesEiiI99fa 0.N Detail Continued Amount 12/03/14 USER USER 866-576-1039 CA 8665761039 $85.00 12/08/14 USER USER 866-576-1039 CA 8665761039 $9.26 12/08/14 CRATEANDBARREL WEB °NAPERVILLE IL 630-579.9000 $145.84 12/08/14 SOAP.COM 800-762-7123 NJ HEALTHBEAUTY $97.25 12/10/14 WAG.COM 866-746-7924 NJ PETS $65.31 12/11/14 FREDERIC FEKKA1 BEAUNEW YORK NY 2127539500 $5937 12/11/14 HALM CLEANERS 0373HACKENSACK NJ 201-343-7333 DesuiptIon DRY CLEANINGAAUNDR $274.40 12/13/14 USER USER 866-576-1039 CA 8665761039 $89.85 12/13/14 UBER UBER 866-576-1039 CA 8665761039 $13.20 12/15/14 WAG.COM 866-746-7924 NJ PETS $91.17 12/16/14 THECOVERSTORE 8868898896 TX NON-DURABLE GOODS Desaiption NON-DURABLE GOODS $38.65 12/17/14 AMAZON MKTPLACE PMTSNAZN.COM/BILL BOOK STORES WA $11.38 12/17/14 DAVID A SILVERMAN MDNEW YORK NY DOCTOR & PHYSICIAN 52090.00 12/17/14 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $41.65 12/18/14 AMAZON MKTPLACE NATSAMZN.COM/BILL BOOK STORES WA $13.98 12/19/14 USER USER 866-576-1039 CA 8665761039 $9.17 12/22/14 CANINE STYLES 2124264585 6834818- $11976 12/23/14 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $25.03 Amount Total Foe la this Piffled $0.00 AMEX000341 Cont inued on next page SDNY_GM_00326141 EFTA_00198895 EFTA01685139 Business Gold Rewards ELLMAX LLC DUPLICATE COPY OPEN P 5/7 G MAXWELL Closing Date 12/24/14 Account Ending 0- 2014 Fees and Interest Totals Year-to-Date Amount Total Fees in 2014 1'2897 Total Interest in 2014 50 .00 AMEX000342 SDNY_GM_00326142 EFTA_00198896 EFTA01685140 G MAXWELL DTTSITN,F1911 p 6/7 AMEX000343 SDNY_GM_00326143 EFTA_00198897 EFTA01685141 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 12/24/14 p. 7/7 Account Ending 03-= Discounts Membership Rewards' Points This Period 50.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you canstet benefits op eligible purchases with OPEN Savings* partners' automatically when you use your gUsiness Card from American Express OPEN. Learn more at opensavings.com. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See Individual OPEN Savings partner terms and conditions located at opensavings.com. Get up to 4 additional Membership Rewards points for each eligible dollar spent or up to 10% discounts on eligible purchases with OPEN Savings* partners. Visit opensavings.com for details. FedEx. Fete, Fectx, Fecrx Office_ * ESP'S 0 Remand Kamen/rice StOfe BARNES :\ NOBLE H ZT ON corn Heitz Cyr U_ Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. NATURAL CURIOS f Tit s CHRISTOPHER WILCOX MEMBER SINCE 2006 The OPEN Savings* Benefit POWER YOUR BUSINESS WITH BUILT-IN BENEFITS The OPEN Savings' benefit is a built-in feature of your Business Card from American Express OPEN. Use your Card at partners like FedEx' . Hertz'. HP Home & Home Office Store and Hyatt Hotels & Resorts" and automatically receive discounts or additional Membership Rewards' points on eligible purchases. Learn more about this built-in Card benefit at opensavings.com Visit ooensavincs.com for full terms & condibons. AMEX000344 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326144 EFTA_00198898 EFTA01685142 AMEX000345 SDNY_GM_00326145 EFTA_00198899 EFTA01685143 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 01/23/15 Next Closing Date 02/20/15 DUPLICATE COPY New Balance $3,759.50 Please Pay By 02/08/15* J tPayment is due upon receipt. We suggest you pay by the Please Pay By date. ri See page 2 for important information about your account. C New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. ® Notice of Changes to the Membership Rewards' Program Delta: We recently informed you of an annual limit on the number of Membership Rewards points that you can transfer into the SkyMiles• Program. This c hange iscanceled-There is no annua I limit to the number of points you can transfer to the SkyMiles Program. Remember, you may onlytransfer a maximum of 999,000 points to a single SkyMiles account per day. Frontier: Effective March 5,2015, Frontier Airlines will no longer be a point transfer airline in the Membership Rewards program. Any Membership Rewards point transfers for Frontier Airlines must be made by March 4, 2015. These transfers will be considered final, non-refundable, and subject to the EarlyReturns• programtermsand conditions. To transfer points to Frontier, please visit membershiprewards.com/travel. (0 We will debit your bank account for your payment of 53,759.50 on 02/07/I S. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 02/05/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. 1,9 Payment Coupon IQ' Do not staple or use paper clips G MAXWELL rl Check here if your addressor phone number has changed. Note c hanges on reverse side. OPEN p. 1/5 Account Ending OM Membership Rewards° Points Available and Pending as of 12/31/14 771,208 For up to date point balance and full program details, visit membershiprewards-com Account Summary Previous Balance $4238.53 Payments/Credits -$4238.53 New Charges +$3,759.50 Fees t$0.00 New Balance $3,759.50 Days in Billing Period: 30 Customer Care Pay by Computer open.conVpbc Customer Care Pay by Phone 1.800-678-0745 1W0.472-9297 See page 2 for additional information. Pay by Computer Irj Pay by Phone opemcorn/pbc 1-8C0.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending 0 - Enter account number on all documents. Makecheck payable to American Express. Please Pay By 02/08/15 AutoPay Amount 53,759.50 Hhohnholill HudholJhullhuhunknJull 000375950000375950 20 rl AMEX000346 SDNY_GM_00326146 EFTA_00198900 EFTA01685144 G MAXWELL DeckWitil;LFISTS p. 25 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thee hec k. routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is S1.0O or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected In your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online. visit svmvermericanesptessiorrilupdatecontactinfo • for Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes presided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email 1 I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000347 SDNY_GM_00326147 EFTA_00 I 9890 I EFTA01685145 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 01/23/15 DUPLICATE COPY OPEN p 3/5 Account Ending 0= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$4238.53 $0.00 44.238.53 Detail •Indian.. posting dam Payments Amount 01/08/15• AUTOPAY PAYMENT RECEIVED • THANK YOU UMB BANK NATIONAL ASSOCIATION -$4,238.53 New Charges Summary Total Total New Charges $3,759.50 Detail G MAXWELL Card Ending 0.= Amount 12/29/14 IN •TOP SHELF STAFFINEW YORK NY 2128421033 5300.00 12/30/14 AMAZON MKTPLACE PMTSMAZN.004VBILL WA BOOK STORES $23.98 12/30/14 SHNY MEMBERSHIP INC•NEW YORK 131.202.9299 Description SHNY MEMBERSHIP INC NY 52,068.63 12/31/14 AT&T•BLL PAYMENT 950ALLAS TX 800-331-0500 Description TELEPHONE SERVICE/E 1138.99 01/02/15 UBER UBER 866-576-1039 CA 8665761039 527.00 01/02/15 HALUKCLEANERS0373HACKENSACK 201.343-7333 Description DRY CLEANING/LAUNDR NJ $48.50 01/06/15 MB F DOG SHOWS INFODGREENSBORO 336-379-9352 NC 567.90 01/06/15 AMERICAN KENNEL CLUEINEW YORK 919-233-9767 Description MEMBERSHIP/FEES NY $50.00 01/07/15 WAG.COM 866-746-7924 NJ PETS 588.47 AMEX000348 Continued on reverse SDNY_GM_00326148 EFTA_00 198902 EFTA01685146 G MAXWELL DecidigirignFS. o Detail Continued Amount 01/08/15 Starbucks 418509 NewNew York NY FAST FOOD RESTAURANT $18.35 01/13/15 UBER UBER 866-576-1039 CA 8665761039 *00 01/13/15 HALLAKCLEANERS0373HACKENSACK 201-343-7333 Description DRY CLEANINGAAUNDR NJ $49.40 01/14/15 STAPLES00472 (800)333-3330 (800) 331.3130 EPSON LABEL TAPE CARTRIDGE 12 INCH 529.17 01/14/15 STAPLES 00472 (800) 333-3330 (800) 333-3330 2015 ATAGUkNCE STANDARD DIARY DALY $42.45 01/15/15 USER USER 866-576-1039 CA 8665761039 53848 01/19/15 BEST PET RX 65000000NEW YORK 8007926160 Description Price PET SHOPS-FOODS/SUP 5189.99 NY 518999 01/19/15 BEST PET RX 65000000NEW YORK 8007926160 Description Price PET SHOPS-FOODS/SUP 5149.99 NY 5149.99 01/2W15 DR THOMAS( MAGNANI NEW YORK DENTIST/ORTHODONTIST NY 528580 01/23/15 WO REFERENCE LAB 1N201.791-2600 NJ $135.00 201-791-2600 Fees Amount Total Fees for this Period $0.00 2015 Fees and Interest Totals Year-to-Date Amount Total Fees in 2015 $0.00 Tool Interest in 2015 ¶0.00 AMEX000349 SDNY_GM_00326149 EFTA_00198903 EFTA01685147 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 01/23/15 p. 5.5 Account Ending OM Discounts Membership Rewards* Points Ibis Period 6040 thisPedod 0 VartoDete $040 War to Date 0 Remember, you canstet benefits op eligible purchases with OPEN Savings' partners' autpmatically when you u Wusiness Card from American Express OPEN. Learn rriore at opensavings.coni. Discounts will be applied in the form of a statement credit. For full terms and cond it ions go to opansavIngs.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-dale balance information. 1 See Individual OPEN Savings partner terms and conditions located at opensavings.com. Get 2 additional Membership Rewards points for each eligible dollar spent OR a 5% discount on eligible purchases with OPEN Savings* partners. Visit opensavings.com for details. FecUm , BARNES., NOBLE BN con, Home and Home Oft' e Store Hertz WYATT CAFIEr t an . Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX000350 Otters are made only to Cardmembers who meet certain qualitylem criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326150 EFTA_00 198904 EFTA01685148 AMEX000351 SDNY_GM_00326151 EFTA_00 198905 EFTA01685149 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 02/20/15 Next Closing Date 03/24/15 DUPLICATE COPY New Balance Please Pay By $3,157.23 03/08115* j t Payment is due upon receipt. We suggest you pay by the Please Pay By date. D See page 2 for important Information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. We will debit your bank account for your payment of $3,157.23 on 03/07/15.This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 03/05/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pal Payment Coupon Do not staple or use paper clips G MAXWELL rl Check hoe it your address or phone number has changed. Note< hanges on reverse side. OPEN p. 1/7 DA Account Ending 0-Mil Membership Rewards* Points Available and Pending as of 01/31/15 781,126 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance Payments/Credits NewCharges Fees 53,75930 43,75950 .53,157.23 +50.00 New Balance $3,157.23 Days in Billing Period: 28 Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone 1.800-678-0745 1-800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by none open.comlpbc la 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0= Enter account number on all documents. Malec heck payable to American Express. Please Pay By 03/08/15 AutoPay Amount 53,157.23 Hhohoholill IlrrrlLddLrrlllrnLrrlllrrrrlrrll 000315723000315723 20 ri AME X000352 SDNY_GM_00326152 EFTA_00 198906 EFTA01685150 G MAXWELL DeckWitil;LFISTS p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thee hec k. routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report Information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected In your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online. visit svmvermericanesptessiorrilupdatecontactinfo • for Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes presided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email 1 I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000353 SDNY_GM_00326153 EFTA_00 I 98907 EFTA01685151 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 02)20115 DUPLICATE COPY OPEN Account Ending 0- p 3/7 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$3,759.50 $0.00 -$3,759.50 Detail •Indicatn posting date Payments Amount 02/07/15• AUTOPAY PAYMENT RKENED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$3,759.50 New Charges Summary Total Total Now Cages $3,157.23 Detail G MAXWELL Card Ending 0-= Arnount 01/25/15 THE EAST POLE 650000NEW YORK NY 2122492222 TIP $12.00 $72.97 01/26/15 UBERUBER 866-576-1039 CA 8665761039 34355 01/26/15 AMAZON MKTPLACE PMTSAM2N.COM/BILL BOOK STORES WA $3129 01/27/15 AMAZON MICTPLACE PMTSAMZN.COM/BILL BOOK STORES WA $4324 01/27/15 AMAZON.COM APAZN.COMMILL WA MERCHANDISE $26.03 01/3W15 THECOVE ADVANCE DEPNA5SAU BH Arrival Date Depanure Date 03/27/15 12/31/99 00000000 LODGING $1,078.00 01/31/15 UBERUBER 866-576.1039 CA 8665761039 $12.33 01/31/15 UBERUBER 866-576-1039 CA 8665761039 S27.47 01/31/15 AT&T•BLL PAYMENT 9SDALLAS TX 800-331-0500 Description TELEPHONE SERVICE/E $130.65 02/01/15 UBERUBER 866-576-1039 CA 59.56 8665761039 AMEX000354 Continued on reverse SDNY_GM_00326154 EFTA_ODI 98908 EFTA01685152 G MAXWELL DTT,9,,V;f„9,0 p. 4/7 Detail Continued 02/03/15 Amount UBER UBER 866-576-1039 CA 8665761039 51026 02/03/15 UBERUBER 866-5764039 CA 8665761039 $18.32 02/03/15 WAG.COM 8667467924 NJ PETS $99.15 02/04/15 WAG.COM 866-746-7924 NJ PETS 5205.20 02/04/15 UBERUBER 866-576-1039 CA 8665761039 $17.72 02/04/15 HALLAM CLEANERS 0373NACKENSACK NJ 201.343.7333 Desalpt ion DRY CLEANING/LAUNDR S75.10 02/06/15 HALLAICCLEANERS0373HACKENSACK NJ 201.343-7333 Desciiption DRY CLEAN INGAAUNDR $69.1X) 02/09/15 UBERUBER 866-576-1039 CA 8665761039 S11.80 02/13/15 UBERUBER 866-576-1039 CA 8665761039 $5.00 02/16/15 USER USER 866-576-1039 CA 8665761039 S5.16 02/16/15 WAG.COM 866-746-7924 NJ PETS S108.17 02/17/15 UBERUBER 866-5764039 CA 8665761039 $69.00 02/17/15 UBERUBER 866-576-1039 CA 8665761039 $54.00 02/17/15 ONLINEVENICLELISTING866298-6872 GA ADVERT1SEMNT 5159.00 02/18/15 UBER USER 866-576-1039 CA 8665761039 $13.02 02/19/15 BERGDORF GOODMAN NEW YORK NY DEPARTMENT STORE 5418.08 02/19/15 AMAZON MKTPLACE PMTSAMZN.COM/B&L BOOK STORES WA 597.83 92/19/15 VIDAL SASSOON VIDAL NEW YORK NY 212-535-9200 $156.75 02/19/15 AMAZON MKTPLACE PNITSAMZN.COM/BILL BOOK STORES WA 517.77 02/20/15 AMAZON MKTPLACE PMTSAIAZN.COWEILL BOOK STORES WA S70.41 Fees Amount Total Fees for this Period $0.00 AMEX000355 Continued on next page SDNY_GM_00326155 EFTA_00 198909 EFTA01685153 Business Gold Rewards ELLMAX LLC DUPLICATE COPY p OPEN 517 G MAXWELL Closing Date 02/20/15 Account Ending 0- 2015 Fees and Interest Totals Year-to-Date Amount ni n• AKIEX000356 SDNY_Gki_00326156 EFTA_00198910 EFTA01685154 G MAXWELL DTTSITN,F1911 p 6/7 PIAEX000357 SDNY_GM_00326157 EFTA 00198911 EFTA01685155 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC p. 7/7 G MAXWELL Closing Date 02/20/15 Account Ending 0-= Discounts Membership Rewards* Points This Period $0.00 This Period [ 0 Year to Date $0.00 Year to Date 0 Remember, you cansiet benefits on eligible purchases with OPEN Savings' partners automatically when you use your Risiness Card from American Express OPEN. Learn more at opensavings.com. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. Get 2 additional Membership Rewards points for each eligible dollar spent OR a 5% discount on eligible purchases with OPEN Savings* partners. Visit opensavings.com for details. FecUm , BARNES., NOBLE BN coot Home and Home Oft' e Store Hertz Hy.A.T,T caner tese,„6„. Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX000350 Otters are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326158 EFTA 00198912 EFTA01685156 AMEX000359 SDNY_GM_00326159 EFTA_00198913 EFTA01685157 Business Gold Rewards ELLMAX LLC MAXWELL Closing Date 03/24/15 Next Closing Date 04/23/15 DUPLICATE COPY New Balance Please Pay By $8,515.53 04/08115* j t Payment is due upon receipt. We suggest you pay by the Please Pay By date. D See page 2 for important Information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. Sara Page 7 for Important Changes to Your Account Terms and Your Reward Program. We will debit your bank account for your payment of ;8,515.53 on O4/08/15. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 04/06/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pal Payment Coupon Do not staple or use paper clips G MAXWELL rl Check here if your address or phone number has changed. Note c hanges on reverse side. OPEN p 1/9 IAA Account Ending 0-- Membership Rewards° Points Available and Pending as of 02/28/15 795,717 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance $3,157.23 Payments/Credits 43,157.23 NewCharges +$8,515.53 Fees +$0.00 New Balance $451533 Days in Billing Period: 32 Customer Care Pay by Compute open.com/pbc Customer Care Pay by Phone 1.800-678-0745 1-800-472-9297 OSee page 2 for additional information. Pay by Computer MI Pay by Phone open,conVpbc IM 1-K0472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0-= Enter account number on all documents. Makec heck payable to American Express. Please Pay By 04/08/15 AutoPay Amount $8,515.53 Hhohoholill H.dhoULAIII.L.Oh.J.0 000851553000851553 20 rl AME X000360 SDNY_GM_00326160 EFTA_00198914 EFTA01685158 G MAXWELL DeckWitil;LFISTS p. 2N Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thee hec k. routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected In your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online. visit svmvermericanesptessiorrilupdatecontactinfo • for Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes presided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email 1 I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000361 SDNY_GM_00326161 EFTA (10198915 EFTA01685159 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 03/25/15 DUPLICATE COPY OPEN Account Ending 0- p 3/9 Payments and Credits Summary Total Payments Credits Total Payments and Credits -33,157.23 $0.00 43,157.23 Detail Indicate posting date Payments Amount 03/07/15• AUTOPAY PAYMENT RKEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$3,157-23 New Charges Summary Total Total Now Charges 34515.53 Detail G MAXWELL Card Ending Cra Amount 02/20/15 NADONAL REGISTRY EA4COI.UMBUS OH CERTIFICATIO $70.00 02/20/15 UNFTEK EDUCATION UNIFREMONT CA 510-896-7546 $350.00 02/21/15 PIER 1 IMPORTS049411FORT WORTH 1X 800-2454595 $56.40 02/23/15 SAILORS FOR THE SEA 401-8468900 RI 401.846-8900 $5,000.00 02/24/IS ALM NEW YORK NY 2124579493 5140.00 02/26/15 UBERUBER 866-576-1039 8665761039 CA $10.50 02/26/15 FREDERIC FEKKAI BEAUNE?! YORK 2127539500 NY $62.70 02/27/15 UBERUBER 866-576-1039 8665761039 CA $2603 02/27/IS UBERUBER 866-576-1039 8665761039 CA $10.00 02/27/15 UBERUBER 866-576-1039 8665761039 CA $8.00 02/733/15 Statbucks #18509 NewNew York squareupxonVieceipts NY 34.30 02/28/15 ATAPBAL PAYMENT 95DALLAS 800-331-0500 Desolation TELEPHONE SERVICE/E TX $130.40 AMEX000362 Continued on reverse SDNY_GM_00326162 EFTA_00198916 EFTA01685160 G MAXWELL DTT,9,,V;f„9,0 0. 4/9 Detail Continued 03/02/15 UBER UBER 866-576-1039 CA 8665761039 03/02/15 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 Amount 52037 $15380 03/03/15 JASON POSSUMATO0000NEW YORK NY 9177740347 Description REFER TO RECEIPT 51,155.71 03/04/15 UBER UBER 866-576-1039 CA 8665761039 59.06 03/05/15 AMAZON MKTPLACE PMTSMAZN.COM/BILL WA BOOK STORES $35.00 03/06/15 WAG.COM 866-746-7924 NJ PETS S176SO 03/06/15 'IL MANAGEMENT JTL MLONG 5LANDOTY NY 718-392-7000 Description IAA 9N76 1101287W 3IstS 1147609 Park Ave $18.30 03/06/15 HALLAK CLEANERS 0373HACKENSACK NJ 5440.90 201.343.7333 Description DRY CLEANING/LAUNDR 03/08/15 AWESOME TAXI MANAGEMNEW YORK NY 212-967-7577 Description TAXt 6P97 19:35617 Park Ave 194057 Central P $630 03/09/15 HALLAIC CLEANERS O373HACKENSACK NJ $40.00 201-343-7333 Description DRY CLEANING/IAUNDR 03/1W15 HUB PLUMMNG& MK 511EW YORK NY 2128378354 Description Price PLUMBING, HEATING, S2O1.41 $201.41 03/11/15 NREMT 800-511-3478 MN TEST $2500 03/14/15 UBER UBER 866-576-1039 CA 8665761039 $43.11 03/14/15 AMAZON MKTPLACE PMTSAMIN.COM/BILL WA BOOK STORES $3932 03/14/15 UBER UBER 866-576-1039 CA 8665761039 547.12 03/14/15 AMAZON MKTPLACE PMTSMAZN.0014/BILL WA BOOK STORES $2099 03/14/15 AMAZON MKTPLACE PMTSAIAZN.COAVEHLL WA BOOK STORES S64.52 03/15/15 UBER UBER 866-576-1039 CA 8665761039 58.00 AMEX000383 Continued on next page SDNY_GM_00328183 EFTA_00198917 EFTA01685161 Business Gold Rewards ELLMAX LLC DUPLICATE COPY Su OPEN p 5/'9 G MAXWELL Closing Date 03/24/15 Account Ending 0- Detail Continued Amount 03/15/15 UBERUBER 866.576-1039 CA 565.33 8665761039 03/15/15 UBERUBER 866.576-1039 CA MOO 8665761039 03/19/15 UBER USER 866-576-1039 CA $1826 8665761039 03/19/15 HALLAKCLEANERS0373HACKENSACK NJ $49.40 201.343.7333 DeSalf:$011 DRY CLEANING/LAUNDR Fees Amount Total Fees for this Period 50.00 2015 Fees and Interest Totals Year-to-Date Total Fees in 2015 Total Interest in 2015 Amount $0.00 $0.00 AMEX000364 SDNY_GR1_00326164 EFTA_00198918 EFTA01685162 G MAXWELL DUPLICATE COW. Account Ending p6'9 AMEX000365 SDNY_GM_00326165 EFTA_00198919 EFTA01685163 Business Gold Rewards DUPLICATE COPY OPEN p 7/9 ELLMAX LLC G MAXWELL Closing Date 03/24/15 Account Ending 0- Notice of Important Changes to the Billing Disputes Procedure We are making two changes to the disclosure that describes our Billing Disputes Procedure in the American Express Cardmember Agreement ("Agreement''). We urge you and any Additional Cardmembers on your account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. See the chart below for a summary of the changes and see the following page for a more detailed description, Summary of Changes What Will Happen After We Receive Your Letter We are removing the 90 days limitation on our investigation. While we may continue to perform investigations into any inquiry regarding any potential errors, we do not have to complete that investigation within 90 days. In addition, we are removing the following language: "If we do not follow all of the rules above, you do not have to pay the first 550 of the amount you question even if your bill is correct." Important Information about the Membership Rewards program The value of Membership Rewards points vanes depending upon how you choose to use them. You can get information regarding the value of points for various redemption options and learn about upcoming changes going into effect on June 28, 2015 by visiting www.membershiprewards.com/pointsinfo or calling the number on the back of your Card. Redemption options and point values can change at any time. Point values listed do not include discounts or other promotional offers which may be in effect from time to time. See reverse side for detailed changes. S1235 BP/OPNMRPC/0315 AMEX000366 SDNV_GM_00326166 EFTA_00 198920 EFTA01685164 G MAXWELL DUPLICATE COOth Account Ending 0 p.8/9 Detail of Important Changes to Your Cardmember Agreement We are making changes to the American Express Cardmember Agreement ("Agreement') governing your Account referenced in this notice. Any language in the Agreement contrary to or conflicting with terms amended below is replaced fully and completely. All terms of the Agreement not amended herein remain in full force and effect. We urge you and any Additional Cardmembers on your Account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. Billing Disputes Procedure Effective April 1, 2015, the Billing Disputes Procedure section in Part 2 of the Cardmember Agreement is amended by deleting the Billing Disputes Procedure section and replacing it with the following: Billing Disputes Procedure What To Do If You Find a Mistake on Your Statement II you think there is an error on your statement, write to us at: American Express PO Box 981535 El Paso TX 79998-1535 In your letter, give us the following information • Account information: Your name and account number. • DoNar amount The dollar amount of the suspected error. • Description of problem: If you think there is an error on your bit describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days after the error appeared on your statement • At least 2 business days before an automated payment is scheduled. if you want to stop payment on the amount you think is wrong. You must notify in of any potential errors in wrong. You may call us, but if you do we are not required to S1235 investigate any potential errors and you may have to pay the amount in question What Will Happen After We Receive Your Letter When we receive your letter, we will do two things 1. Wehln 30 days of receiving your letter. we will tell you that we received your letter. We will also tell you if we have already corrected the error. 2. We will investigate your inquiry and will either correct the error or explain to you why we believe the bill is correct While we investigate whether or not there has been an error • We will not try to collect tne amount in question, nor report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit amt. After we fins,' our investigation, one of two things will happen: • If we made a mistake: You MI not have to pay the amount in question or any interest or other fees related to that amount • If we do not believe there was a mistake' You will have to pay the amount in question, along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may then report you as delinquent if you do not pay the amount we think you owe. If you receive our explanation but stil believe your bill is wrong, you must write to us within 10 days telling us that you still refuse to pay. If you do so. we will not report you as delinquent without also reporting that you are questioning your bill. We will tel you then name of anyone to whom we reported you as delinquent, and we will let those organizations know when the matter has been settled between us BP/OPNMRPC/0315 AMEX000367 SDNY_GM_00326167 EFTA_00198921 EFTA01685165 OPEN Savings® Summary DUPLICATE COPY ELLMAX LIC G MAXWELL Closing Date 03/24/15 p 9/9 Account Ending 0~ Discounts Membership Rewards* Points This Period 6040 TMs Period 0 Year to Date MAO YeartoDate 0 Remember, you can_qet benefits op eligible purchases with OPEN Savings' partners' autpmatically when you L3e your Wusiness Card from American Express OPEN. Learn rriore at opensavings.coni. Discounts will be applied in the form of a statement credit. For full terms and cond it ions go to opansavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See Individual OPEN Savings partner terms and conditions located at opensavings.com. Get 2 additional Membership Rewards' points for each eligible dollar spent OR a 5% discount on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. PARK HYATT* AN/AZ 0 Home and Home Office Store GRAND HYATT BARNES& NOBLE Hertz HYATT 0 HYATT REOCHes￾Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AmEx000368 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_Ghl_00326168 EFTA_00198922 EFTA01685166 AMEX000369 SDNY_GM_00326169 EFTA_00 198923 EFTA01685167 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 04/23/15 Next Closing Date 05/24/15 DUPLICATE COPY [ New Balance $3,031.29 Please Pay By 05/08/15* j t Payment is due upon receipt. We suggest you pay by the Please Pay By date. D See page 2 for important Information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. We will debit your bank account for your payment of 53,031.29 on 05/08/15.This date may not be the same date your bank will debit your bank account My inquiry to American Express concerning this debit should be made by 05/06/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pal Payment Coupon Do not staple or use paper clips G MAXWELL rl Check hem it your address or phone number has changed. Note c hanges on reverse side. OPEN p. 1/7 Account Ending OM Membership Rewards° Points Available and Pending as of 03/31/15 819,918 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance $8515.53 Payments/Credits 48,515.53 NewChatges +$3.020.86 Fees +$10.43 New Balance $3,031.29 Days in Billing Period: 30 Customer Care Pay by Compute open.com/pbc Customer Care Pay by Phone 1.800.678-0745 1-800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone open.comlpbc la 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0= Enter account number on all documents. Makecheck payable to American Express. Please Pay By 05/08/15 AutoPay Amount 53,031.29 Hhohoholill IlrrrlLddLrrlllruLulllrrrrlull 000303129000303129 20 rl AME X000370 SDNY_GM_00328170 EFTA_00 198924 EFTA01685168 G MAXWELL DeckWitil;LFISTS p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will c hoose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is S1.0O or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report Information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected In your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address ',correct on front do not use. • To change your address online. visit svmvermericanesptessiorrilupdatecontactinfo • fa Name. Company Name. and (*feign Address or Phonedoors, pleasecall (unmet Cart • Please print dearly in blue or black Ink only in the boxes presided. n Street Address I City, State ZipCode Asea Cede and Home Ran, vAmStedesnd Email 1 I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emeranexpressamtpdvacy. AMEX000371 SDNY_GM_00326171 EFTA_00 198925 EFTA01685169 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 04/23/15 DUPLICATE COPY OPEN Account Ending 0- p 3/7 Payments and Credits Summary Total Payments Credits Total Payments and Credits -58,515.53 50.00 -58,515.53 Detail •Indicate posting date Payments Amount 04/08/15• AUTOPAY PAYMENT RKEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$8,515.53 New Charges Summary Total Total Now Charges 13.020.86 Detail G MAXWELL Card Ending 0.= Foreign Spend Amount 03/26/15 UBERUBER 866-576-1039 CA 8665761039 55.00 03/26/15 UBERUBER 866-576-1039 CA 8665761039 57.31 03/26/15 UBERUBER 866-576-1039 CA 8665761039 56.53 03/27/15 UBERUBER 866-576-1039 CA 8665761039 568.85 03/29/15 YTS MIAMI VTS MIAMAMIAMI FL 786-391-0354 Description TAXt 0857 14251106 Venetia 14261106 Venetia 536.00 03/3W15 WAG.COM 866-746-7924 NJ PETS 5137.79 03/31/15 UBERUBER 866-576.1039 CA 8665761039 513.04 03/31/15 UBERUBER 866-576-1039 CA 8665761039 $27-33 03/31/15 HAANY ELGINDY HAANY STATEN ISLAND 718-761-5407 Description TAXI 1T20 1401 Flushing New NY 541.84 14:38115 E 65th 5 AMEX000372 Continued on reverse SDNY_GM_00326172 EFTA_00 198926 EFTA01685170 G MAXWELL DTT,FitilT„Pirs p.4/7 Detail Continued Foreign Spend Amount 03/31/15 ATAPEILL PAYMENT 95DALLAS TX 800-331-0500 Description TELEPHONE SERVICE/E $12923 04/01/15 SOAP.COM 800-762-7123 NJ HEALTHBEAUTY 590.67 04/01/15 UBER USER 866-576-1039 CA 8665761039 519.14 04/01/15 UBERUBER 866-576-1039 CA 8665761039 523.49 04/01/15 FREDERIC FEKKAI BEAUNEW YORK NY 2127539500 $62.70 04/02/15 UBERUBER 866-576-1039 CA 8665761039 513.43 04/02/15 UBERUBER 866-576-1039 CA 8665761039 $4327 04/06/15 HALLM CLEANERS 0373HACKENSACK NJ 201-343-7333 Desciiptian DRY CLEANINGAAUNDR $544.50 04/08/15 UBERUBER 866-576-1039 CA 8665761039 535.38 04/08/15 UBERUBER 866-5761039 CA 8665761039 S36.44 04/08/15 HOTELS.COM1218165400806246-8357 WA TRAVEL AGENCY $441.90 04/10/15 UBERUBER 866-576-1039 CA 8665761039 $8.70 04/10/15 UBERUBER 866-576-1039 CA 8665761039 510.00 04/10/15 AMAZON MICTPLACE PMTSAM2N.COM/BILL WA BOOK STORES 561.99 04/14/15 NETSOL DOMAIN-SALES DOMAIN-SALES 888-642-9675 $161.93 04/14/15 UBERUBER 866-576-1039 CA 8665761039 $11.84 04/14/15 SICILY LIFESTYLE SATAORMINA DIRECT MKTG INTERNET European ItA3 538659 04/15/15 CANINE STYLES 212.826.3585 10969975- $11976 04/15/15 SHOPTRN*INTERMIX 877-412-7467 11141512 10010 $375.62 04/16/15 AMAZON.COM AFAZN.COWMLL WA MERCHANDISE $2410 04/17/15 AMAZON MKTPLACE PMTSNAZN.COMAILL WA BOOK STORES 57024 04/23/15 STARBUCKS 100864 BOSBoston MA Boston $3.15 AMEX000373 Continued on next page SDNY_GM_00326173 EFTA_00198927 EFTA01685171 Business Gold Rewards ELLMAX LLC DUPLICATE COPY Su OPEN p 5/7 G MAXWELL Closing Date 04/23/15 Account Ending 0- Fees ••Foreign Transaction Fee is 1.2% oftlse converted VS dollar amount el the lontion cunency cheeps See Fenian Cutrency Chairs on pane 1. 04/14/15 FOREIGN TRANSAC110NFEe• SICILY LIFESTYLE SAS. $386.59 Total Fees for this Period Amount $10.43 $10.43 2015 Fees and Interest Totals Year-to-Date Total Fees in 2015 Total Interest in 2015 Amount S10.43 S0.00 AMEX000374 SDNY_GM_00326174 EFTA_00 198928 EFTA01685172 G MAXWELL DTTSITN,F1911 p 6/7 AMEX000375 SDNY_GM_00326175 EFTA_00198929 EFTA01685173 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 04/23/15 p.7/7 Account Ending OM Discounts Membership Rewards* Points This Pried $040 TMs Period 0 You to Data $040 Year to Date 0 Remember, you canstet benefits op eligible purchases with OPEN Savings' partners' autpmatically when you ute your Wusiness Card from American Express OPEN. Learn rriore at opensavings.coni. Discounts will be applied in the form of a statement credit. For full terms and cond it ions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See Individual OPEN Savings partner terms and conditions located at opensavings.com. Get 2 additional Membership Rewards' points for each eligible dollar spent OR a 5% discount on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. PARK HYATT* ANdAZ GRANDIHYATT BARNES/AISLE Bt4 tom item Hertz HYATT 0 HYATT REGENCY Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AmE X000376 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326176 EFTA_00198930 EFTA01685174 AMEX000377 SDNY_GM_00326177 EFTA_00198931 EFTA01685175 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24/15 Next Closing Date 06/23/15 DUPLICATE COPY New Balance $1,791.48 Please Pay By 06/08/154 , t Payment is due upon receipt. We suggest you pay by the Please Pay By date. D See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. Sae Page 7 for an important Privacy Notice and the fol lowing pages for important notices about Billing Dispute Procedures, Electronic Fund Transfer Error Resolution and a notice for WA residents. We will debit your bank account for your payment of 51,791.48 on 06/08/15. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 06/06/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pal Payment Coupon Do not staple or use paper clips G MAXWELL rl Check here if your address or phone number has changed. Note c hanges on reverse side. OPEN p. 1/11 Y•A Account Ending 0= Membership Rewards Points Available and Pending as of 04/30/15 836,290 For more details about Rewards, please visit amitrkanexpress.com/ritwardsinfo Account Summary Previous Balance Payments/Credits NewChatges Fees $3,031.29 43,068.63 +$1,653.82 +5175.00 New Balance $1,791.45 Days in Billing Period: 31 Customer Care Pay by Computer open.conVDbc Customer Care Pay by Phone 1.800-492-3344 1-800-472-9297 2 See page 2 for additional information. Pay by Computer Irj Pay by Phone open.corn/pbc 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 III...I.,.I...IIII 000179148000179148 20 rl Account Ending 0-= Enter account number on all documents. Makecheck payable to American Express. Please Pay By 06/08/15 AutoPay Amount 51,79148 AMEX000378 SDNY_GM_00328178 EFTA_00198932 EFTA01685176 G MAXWELL DeckWitil;LFISTS p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.70% of the converted US dollar amount. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of t he first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report Information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected In your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8C0 CASH NOW Change of Address Wow rest on front do not use. • To change your address onlinevisit swnvamericanroptessiorroupdatecontactinfo • roe Name. Company Name. and (*feign Address or Phones:lunges, please call Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Area Code and Home Ran, vAoStedesnd Email I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcanexpress.con/pdvacy. AMEX000379 SDNY_GM_00326179 EFTA_00 198933 EFTA01685177 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24/15 DUPLICATE COPY OPEN Account Ending 0- p 3111 Payments and Credits Summary Total Payments Credits Total Payments and Credits -32,685.67 -$382.96 -$3,068.63 Detail indicate posting date Payments Amount 05/08/15* AUTOPAY PAYMENT RECEIVED-THANK YOU UMB BANK NATIONAL ASSOCIATION -32,685.67 Credits Amount 05/04/15 SHOPTRIC INTERMIX NEW YORK CA 877412-7467 -3345.62 05/19/15* NYC TAXI PURCHASE WITH MR POINTS CREDIT -$37.34 New Charges Summary Total Total New Charges $1,653.82 ( Detail S G MAXWELL Card Ending 0.= Amount 04/23/15 SOAP.00M 800-762-7123 NJ HEALTHBEAUTY $5876 04/24/15 STARBUCKS 400872 BOSBoston MA Boston 53.91 04/25/15 UBERUBER 866-576-1039 CA 8665761039 56.10 04/29/15 UBERUBER 866-576-1039 CA 8665761039 51273 04/30/15 AT&PFILL PAYMENT 95DALLAS TX 800-331-0500 Description TELEPHONE SERVICE/E $32168 05/0345 AMAZON MKTPLACE PMTSMAZN.COM/BILL MERCHANDISE WA 534.44 05/04/15 AMAZON MKTPLACE PMTSAJAZN.COMMILL BOOK STORES WA $82.76 05/04/15 AMAZON MKTPLACE PMTSAFAZN.00M/BILL BOOK STORES WA $6987 05/04/15 HALIAK CLEANERS 0373HACKENSACK NJ 201-343-7333 ()exaction DRY CLEANING/lAUNDR $16450 AMEX000380 Continued on reverse SDNY_GM_033281 80 EFTA_00198934 EFTA01685178 G MAXWELL DesEiiI99fa p.4/11 Detail Continued Amount 05/04/15 AMAZON.COM AMZN.COMIBILL WA MERCHANDISE $53.88 05/04/15 ZAFIA.COM ZARACOM UNITED STATES H'ITPWWWW2ARA.COWUS $59.90 05/05/15 UBERUBER 866-576-1039 CA 8665761039 $19.86 05/07/15 UBERUBER 866-5764039 CA 8665761039 524.97 05/08/15 UBERUBER 866-576-1039 CA 8665761039 51646 05/08/1 HALLAM CLEANERS 0373HACKENSACK NJ 201.343.7333 Descdp4ion DRY CLEANING/LAUNDR $85.90 05/11/15 SLEEIGIAIR.COM 800-921-4813 CA 800.921.4813 $35.94 05/14/15 HALIAK CLEANERS 0373HACKENSACK NJ 201-343-7333 Desuiption DRY CLEAN1NGAAUNDR $155.80 05/14/15 GODADDY.COM (480)505-8855 (480)505-8855 $25.16 05/15/15 UBERUBER 866-576-1039 CA 866S761039 $6.63 05/18/15 UBERUBER 866-5764039 CA 8665761039 $17.07 05/18/15 UBERUBER 866-576-1039 CA 8665761039 $31.89 05/18/15 NYC TAXI 2V79 090017ASTORIA NY 0000000000 $37.34 05/19/15 AMAZON MKTPLACE PMTSAM2N.COM/BILL WA BOOK STORES $42.23 05/10/15 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $21.76 05/15015 MB F DOG SHOWS INFOCGREENSBORO NC 336-379-93S2 $139.80 05/19/15 AMAZON MKTPLACE PNITSAMZN.COM/BILL WA BOOK STORES 528.79 05/20/15 WAG.COM 866-746-7924 NJ PETS $95.69 Fees Amount 05/24/15 ANNUAL MEMBERSHIP FEE Total Fees for this Period 5175.00 5175.00 AMEX000381 Cont inued on next page SDNY_GM_00326181 EFTA_00198935 EFTA01685179 Business Gold Rewards ELLMAX LLC DUPLICATE COPY OPEN P G MAXWELL Closing Date 05/24/15 Account Ending 0- 2015 Fees and Interest Totals Year-to-Date Amount S • s c. ] AKIEX000382 SDNY_GM_00326182 EFTA_00198936 EFTA01685180 G MAXWELL DUPLICATE COLY. Account Ending p 6/11 AMEX000383 SDNY_GM_00326183 EFTA_00198937 EFTA01685181 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24115 FACTS DUPLICATE COPY OPEN p 7/11 Account Ending OM Rev 92012 WHAT DOES AMERICAN EXPRESS DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • transaction history and account history • insurance claim history and credit history All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons American Express chooses to share: and whether you can limit this sharing. Reasons we can share personal information For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Does American Can you limit this sharing? Express share? For our marketing purposes - to offer our products and services to you For joint marketing with other financial companies For our affiliates' everyday business purposes — information about your transactions and experiences For our affiliates' everyday business purposes — information about your creditworthiness For our affiliates to market to you For nonaffiliates to market to you To limit our sharing To limit direct marketing Questions? Yes Yes No No (but please see the "To limit direct marketing' box below for additional privacy choices) Yes Yes Yes Yes No (although we may share aggregated or de-identified data) No No Yes Yes We don/ share personal information • Visit us online: www.americanexpress.com/communications or • Call us at 1-855.297-7748 - our menu will prompt you through your choices Please note: f you are a new customer, we can begin sharing your personal information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your personal nformation as described in this notice. However, you can contact us at any time to limit our sharing. We provide additional privacy choices to customers. Privacy elections you make for any one product or service may not automatically be applied to other products and services. To let us know if you do not want us to use your personal information to communicate with you about offers by mail, telephone, and/or e-mail: • Visit us online: www.americanexpress.com/communications or • Call us at 1-855.297-7748 (except for choices about e-mail communications) all 1-800-528-4800 or go to americanexpress.com/contact. Page 1 of 2 S07N4 BP/PRVOPEN/1114 AMEX000384 SDNY_GM_00326184 EFTA_00198938 EFTA01685182 G MAXWELL Who is providing this notice? DUPLICATE COPY Account Ending p.&11 American Express Travel Related Services Company, Inc. and other American Express Affiliates that provide financial products or services, including American Express Centurion Bank, American Express Bank, FSB, and AMEX Assurance Company. What we do Now d a Express protect my personal information? o protect your personal o ion from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We collect your personal information, for example, when you • open an account or pay your bills • give us your income information or give us your contact information • use your credit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Federal law gives you the right to limit only • sharing for affiliates' everyday business purposes — information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. How does American Express collect my personal information? Why can't I limit all sharing of personal information? What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. • Our affiliates include companies with the American Express name, including financial companies such as American Express Travel Related Services Company, Inc. and nonfinancial companies such as American Express Publishing. Affiliates may also include other companies related by common ownership or control, such as Serve Virtual Enterprises. Inc. and AMEX Assurance Company, a provider of American Express Card-related insurance services. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Nonaffiliates with which we share personal information include service providers, including, for example, direct marketers, that perform services or functions on our behalf. A formal agreement between nonaffiliated companies that together market financial products or Joint marketing services to you. • Ott joint marketing partners include financial companies. Other important information We may transfer personal information to other countries, for example, for customer service or to process transactions. AMEX Assurance Company customers: You may have the right to access and correct recorded personal information. Personal information may be disclosed by us to detect fraud or misrepresentation, to verify insurance coverage, to an insurance regulatory authority, law enforcement or other governmental authority pursuant to law, or to a group policyholder for purposes of reporting claims experience or conducting an audit. Personal information related to insurance claim activity obtained from a report prepared by an insurance-support organization on our behalf may be retained by such organization and disclosed as required by law. State law may be more protective than federal law. California: If your American Express account has a California billing address, we will not share your personal information except to the extent permitted under California law. Vermont: If your American Express account has a Vermont billing address, we will automatically treat your account as if you have directed us not to share information about your creditworthiness with our affiliates. Page 2 of 2 S07N4 BP/PRVOPEN/1114 AMEX000385 SDNY_GM_00328185 EFTA_00198939 EFTA01685183 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24/15 DUPLICATE COPY OPEN Account Ending 0- P 9/11 Billing Dispute Procedures What To Do If You Find a Mistake on Your Statement If you think there is an error on your statement, write to us at: American Express PO Box 981535 El Paso TX 79998-1535 In your letter, give us the following information: • Account information: Your name and account number. • Dollar amount: The dollar amount of the suspected error. • Description of problem: Describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days after the error appeared on your statement. • At least 2 business days before an automated payment is scheduled, if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in writing. You may call us, but if you do we may not follow these procedures and you may have to pay the amount in question. What Will Happen After We Receive Your Letter When we receive your letter, we will do two things: 1. Within 30 days of receiving your letter, we will tell you that we received your letter. We will also tell you if we have already corrected the error. 2. We will investigate your inquiry and will either correct the error or explain to you why we believe the bill is correct. While we investigate whether or not there has been an error: • We will not try to collect the amount in question. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. After we finish our investigation, one of two things will happen: • If we made a mistake: You will not have to pay the amount in question or any interest or other fees related to that amount. • If we do not believe there was a mistake: You will have to pay the amount in question, along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may report you as delinquent if you do not pay the amount we think you owe. S07N4 BP/PRVOPEN/1114 AMEX000386 SDNY_GM_00326186 EFTA_00 198940 EFTA01685184 DUPLICATE CO G MAXWELL Account Ending P 10/11 Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate to or from a consumer bank account using your American Express Card, including Express Cash transactions, or electronic payments from a consumer bank account you make to American Express using Pay By Phone. Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can call us at 1-800-IPAY-AXP for Pay By Phone questions, at 1-800-528-2122 for Pay By Computer questions, at 1-800-528-4800 for AutoPay questions, and at 1-800-CASH-NOW for Express Cash questions. You may also write to us at American Express, Electronic Funds Services, P.O. Box 981531, El Paso, TX 79998-1531 or contact us online at www.americanexpress.com/inquirycenter. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you can why you believe it is an error or why you need more information. (3) The dollar amount of the suspected error. If you notify us by phone, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your consumer bank account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. For errors involving point-of-sale or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and there was no error, we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account. If your bank account does not have enough funds to cover this withdrawal, we can charge the amount to your card account or collect the amount from you. If this happens, we may cancel your right to use our electronic transfer services. Notice for residents of Washington State In accordance with the Revised Code of Washington Statutes, Section 63.14.167, you are not responsible for payment of interest charges that result solely from a merchant's failure to transmit to us within seven working days a credit for goods or services accepted for return or forgiven if you have notified us of the merchant's delay in posting Such credit, or our failure to post such credit to your account within three working days of our receipt of the credit. S07N4 BP/PRVOPEN/1114 AMEX000387 SDNY_GM_00326187 EFTA 00198941 EFTA01685185 OPEN Savings® Summary DUPLICATE COPY ELLMAX L1C G MAXWELL Closing Date 05/24/15 Account Ending 0~ Discounts Membership Rewards* Points This Period 6040 ibis Period 0 Year to Date MAO YeartoDate 0 Remember, you can_qet benefits op eligible purchases with OPEN Savings' partners' autpmatically when you L3e your Wusiness Card from American Express OPEN. Learn rriore at opensavings.coni. Discounts will be applied in the form of a statement credit. For full terms and cond it ions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See Individual OPEN Savings partner terms and conditions located at opensavings.com. Get 2 additional Membership Rewards' points for each eligible dollar spent OR a 5% discount on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. PARK HYATT* AN/AZ 0 Home and Home Office Store GRAND HYATT BARNES& NOBLE Hertz HYATT 0 HYATT REOCHes￾Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AmEx000388 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326188 EFTA_00198942 EFTA01685186 AMEX000389 SDNY_GM_00326189 EFTA_00198943 EFTA01685187 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 06/23/15 Next Closing Date 07/24/15 DUPLICATE COPY [ New Balance Please Pay By $6,648.79 07/08/15* , t Payment is due upon receipt. We suggest you pay by the Please Pay By date. CI See page 2 for important Information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. Page 7 San ImportantChange to Your AccountTerms. 0 We will debit your bank account for your payment of $6,648.79 on 07/08/15. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 07/06/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. INTRODUCE YOUR CARD TO EVEN MORE MERCHANTS The number of places that accept American Express keeps growing. Shop with them and yeu can: Consolidate business spending V Support local businesses Earn rewards* •Nol all Cards an- ',little to tYrI rewards Terms and !engender) vary by Card nye anivrscanempress.com/ShopsmallOPEN Payment Coupon Do not staple or use paper clips G MAXWELL rl Check here if your address or phone number has changed. Note c hanges on reverse side. OPEN p. 1/9 IM Account Ending 0= Membership Rewards° Points Available and Pending as of 05/31/15 842,343 For more details about Rewards, please visit amukenexpress.com/reviardsinfo Account Summary Previous Balance $1,791.48 Payments/Credhs 41,791.48 New Charges +$6,648.79 Fees +50.00 New Balance 56,648.79 Days in Billing Period: 30 Customer Care PAW by computer Il open.conVp Customer Care Pay by Phone 1.800-492-3344 1-N0-472-9297 gSee page 2 for additional information. Pay by Computer la Pay by Phone open,conVpbc IM 1-K4472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000664879000664879 20 rl Account Ending 0= Enter account number on all documents. Make c heck payable to American Express. Please Pay By 07/08/15 AutoPay Amount $6,648.79 AMEX000390 SDNY_GM_00326190 EFTA_00 198944 EFTA01685188 G MAXWELL DeckWitil;LFISTS p. 2N Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.70% of the converted US dollar amount. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of t he first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected In your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: 1 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8C0 CASH NOW Change of Address Wow reit on front do not use. • To change your address onlinevisit swnvamericanapressiorrilupdatecontactinfo • re.. Name. Company Name. and (*feign Address or Phones:lunges, please call Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Area Code and Home Ran, vAoStedesnd Email I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcanexpress.comiprIvacy. AMEX000391 SDNY_GM_00326191 EFTA_00 198945 EFTA01685189 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 06/23/15 DUPLICATE COPY OPEN Account Ending 0- p 3/9 Payments and Credits Summary Total Payments Credits Total Payments and Credits -51,791.48 $0.00 -51,791.1! Detail •Indicatn posting date Payments Amount 06/08/15• AUTOPAY PAYMENT RKEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$1,791.48 New Charges Summary Total Total 141w Charges $6,6441.79 Detail G MAXWELL Card Ending 0.= Amount 05/26/15 EARTHLINKNET 800-719-4660 GA INTERNET SVC 1190 05/27/15 AMAZON MKTPLACE PMTSMAZN.COAVBILL BOOK STORES WA 546.09 05/27/15 UBERUBER 866.5764039 CA 8665761039 516.73 05/27/15 AMAZONPRIME MEMBERSHAMIN.COM/PRME SHIPPINGCLUB NV 5107.79 05/27/15 HALLAK CLEANERS 0373HACKENSACK NJ 201.343.7333 Description DRYCLEANING/LAUNDR 59580 05/27/15 AMAZON MKTPLACE PMTSAMZN.COM/BILL BOOK STORES WA 557.42 05/27/15 WAG.COM 866-746-7924 NJ PETS $72.16 05/28/15 UBERUBER 866-576-1039 CA 8665761039 $8.71 05/28/15 AMAZON MKTPLACE PMTSAMZN.COM/RILL BOOK STORES WA $15.83 05/28/15 UBERUBER 866-576-1039 CA 8665761039 $15.43 05/28/15 HALLAK CLEANERS 0373HACKENSACK NJ 201.343.7333 Description DRY CLEANING/LAUNDR 55330 AMEX000392 Continued on reverse SDNY_GM_00326192 EFTA_00 198946 EFTA01685190 G MAXWELL DTT,9,,V;f„9,0 p. 4/9 Detail Continued 05/29/15 Amount AMAZON.COM AMIN.COM/BILL WA MERCHANDISE $2258 05/31/15 UBER UBER 866-576-1039 CA 8665761039 $5622 05/31/15 AT&T•BILL PAYMENT 950ALLAS TX 800-331-0500 Description TELEPHONE SEFNKE/E $12928 06/01/15 AMAZON MKTPLACE PFATSNAZN.COM/INLL WA BOOK STORES $427 06/02/15 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $134.80 06/04/15 AMAZON MKTPLACE PMTSMAZN.COM/BILL WA BOOK STORES $90.64 06/05/15 AMAZON MKTPLACE PAATSNAZN.COINBEL WA BOOKSTORES $24.42 06/05/15 HALM CLEANERS0373HACKENSACK NJ 201-343-7333 Description DRY CLEANING/LAUNDR $275.00 06/06/15 AMAZON.COM AlAZN.COPNBILL WA MERCHANDISE $2939 06/06/15 AMAZON MKTPLACE PMTSAM2N.COMMILL WA BOOK STORES $21.77 06/06/15 AMAZON.COM AMZN.COPNBILL WA MERCHANDISE $18.50 06/08/15 AMAZON MKTPLACE PAATSAMZN.COM/8411 WA BOOK STORES $14.18 06/09/1 S AMAZON MKTPLACE PAATSNAZN.COWEOLL WA BOOK STORES $19.00 06/09/15 AMAZON MKTPLACE PMTSAMIN.COM/BILL WA BOOK STORES S692 06/09/15 IFLYBUSINES 8008079834 CA TRAVEL AGENCY Description TRAVEL AGENCY Cartier: YY YY re YY Class: 00 CO 00 00 $4,968.00 06/10/15 DELTA AIR LINES ATLANTA DELTA AIR LINES From: To: N/A N/A N/A N/A N/A Ticket Number 0060877407360 Passenger Name MAXWELL/GHISLAINE NOELL Document Type ADDITIONAL COLLECTION $540 06/10/15 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $135.80 06n 5/15 AMAZON.COM AMIN.COPNBILL WA MERCHANDISE $8.70 AMEX000393 Continued on next page SDNY_GM_00326193 EFTA_00198947 EFTA01685191 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 06/23/15 DUPLICATE COPY OPEN p 5/9 em Account Ending 0-= Detail Continued J Amount 06/15/1S AMAZON.COM AMZN.COM/BILL WA MERCHANDISE S28.11 06/16/15 AMAZON.COM AfAZN.COWBILL WA MERCHANDISE E28.11 06/16/15 AMAZON.COM AfAIN.COAVI3ILL WA MERCHANDISE $2320 wows AMAZON.COM AMIN.COWBILL WA MERCHANDISE $23.80 06/16/15 AMAZON.COM AfAZN.COPNBILL WA MERCHANDISE 52811 06/16/15 AMAZON.COM AMZN.COINBILL WA MERCHANDISE $23.80 06/17/15 AMAZON MKTPLACE PMTSAPAZN.COMIBILL BOOK STORES WA 514.95 06/17/15 AMAZON MKTPLACE PMTSAMZN.COMVBILL BOOK STORES WA 510.88 [ Fees Amount Total Fees for this Period $0.00 2015 Fees and Interest Totals Year-to-Date Total Fees in 2015 Total Interest in 2015 Amount 518543 5000 AMEX000394 SDNY_Gki_00326194 EFTA_00 198948 EFTA01685192 G MAXWELL DUPLICATE COW. Account Ending p6'9 AMEX000395 SDNY_GM_00326195 EFTA_00198949 EFTA01685193 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 06/23/15 DUPLICATE COPY OPEN p ne Account Ending 0-1= Notice of Important Changes to Your Account Terms We are making changes to your account terms and benefits, which are contained in the American Express Cardmember Agreement ("Agreement") governing your Account referenced in this notice. Any language in the Agreement contrary to or conflicting with the terms amended below is deleted in its entirety to the extent of the conflict. All terms of the Agreement not amended herein remain in full force and effect. We urge you and any Additional Cardmembers on your Account to read the below notice carefully and file it along with you Agreement in a safe place for future reference. The detailed change to your Cardmember Agreement can be found on the following page. Important Change to Your Account Terms We will no longer charge Foreign Transaction fees for transactions made on your Card account on or after July 28, 2015. The following is a summary of the change that is being made to your account terms. For more detailed information, please see the reverse side of this page. Revised Terms, as of July 28, 2015 Foreign Transaction None See the following page for details of this change. S0465 BP/NLTFXRM/0615 AMEX000396 SDNY_GM_00326196 EFTA_00 198950 EFTA01685194 G MAXWELL DUPLICATE C: Account Ending (0a P 8/9 Detail of Changes to Your Cardmember Agreement This notice amends the Cardmember Agreement (the 'Agreement" as described below. We have the right to amend as described in the Agreement. Any terms in the Agreement conflicting with these changes are replaced fully and completely. Terms not changed by this notice remain in full force and effect We encourage you to read this notice, share it with Additional Card members on your account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Foreign Transaction Fee Effective July 28, 2015. the Rates and Fees Table section of Part 1 of the Cardmember Agreement is amended by deleting the Foreign Transaction row and replacing it with the following: Transaction Fees • Foreign Transaction None Effective July 28, 2015, the How Rates and Fees Work section of Part 1 of the Cardmember Agreement is amended by deleting the Foreign Transaction row and replacing it with the following: Foreign Transaction None S0465 BP/NLTFXRM/0615 AMEX000397 SDNY_GM_00326197 EFTA 00198951 EFTA01685195 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 06/23/15 p. 9/9 Account Ending /3-= Discounts Membership Rewards* Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you canstet benefits op eligible purchases with OPEN Savings' partners' automatically when you use your gUsiness Card from American Express OPEN. Learn more at opensavings.com. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. Get 2 additional Membership Rewards - points for each eligible dollar spent OR a Setb discount on eligible purchases with OPEN Savings partners. Visit opensavings.com for details. FeCnV PARK HYATT* ANdAZ GRANDIHYATT BARN ES&NOBLE RN. Hertz. HYATT O HYATI Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. ACCEPTED HERE. AND THERE. AND THERE. The number of places that accept American Express continues to grow. Use your Card with them and you can earn rewards.• consolidate your business spending. and support local businesses. Use your Card for purchases like: r 44, Office supplies Inventory Business lunches •Not all Cards are eligible to earn rewards. Terms and limitations vary by Card tyn.. Visit a mericanexpress.com/ShopSma IlOPEN to find places that now accept your Card. AMEX000398 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326198 EFTA_00 198952 EFTA01685196 AMEX000399 SDNY_GM_00326199 EFTA_00198953 EFTA01685197 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 07/24/15 Next Closing Date 08/24/15 DUPLICATE COPY New Balance Please Pay By $4,541.12 08/08/154 , t Payment is due upon receipt. We suggest you pay by the Please Pay By date. D See page 2 for important Information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. We will debit your bank account for your payment of $4,541.12 on 08/08/15. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 08/06/15.1f your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pal Payment Coupon Do not staple or use paper clips G MAXWELL rl Check here if your address or phone number has changed. Note c hanges on reverse side. OPEN p. 1/5 Account Ending 0-= Membership Rewards° Points Available and Pending as of 06/30/15 881,105 For more details about Rewards. Please visit amerkenexpress.comintwardsinfo Account Summary Previous Balance $6,648.79 Payments/Credits 46,648.79 NewCharges +54,526.44 Fees +514.68 New Balance 54,541.12 Days in Billing Period: 31 Customer Care Pay by Computer openxornipbc Customer Care Pay by Phone 1.800-492-3344 1-N0-472-9297 gSee page 2 for additional information. Pay by Computer In Pay by Phone open.comlpbc la 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0-- Enter account number on all documents. Makecheck payable to American Express. Please Pay By 08/08/1 AutoPay Amount $4,541.12 Hhoh.h.H0 IInnILdrlLrnlllrnLnlUrnnnlnll 0004514112000451412 20 rl AMEX000400 SDNY_GM_00326200 EFTA_00198954 EFTA01685198 G MAXWELL DeckWitil;LFISTS p. 25 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge interest on charges added toa PayOver Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will charge a fee of 2.70% of the converted US dollar amount. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mote than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversiondate or the prior business day. This tate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of t he first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected In your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: 1 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800678-0745 in NY:1-800 522 1897 1-8C0 CASH NOW Change of Address Wow reit on front do not use. • To change your address onlinevisit swnvamericanapressiorrilupdatecontactinfo • roe Name. Company Name. and (*feign Address or Phones:lunges, please call Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Area Code and Home Ran, vAoStedesnd Email I I Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcanexpress.comiprIvacy. AMEX000401 SDNY_GM_00326201 EFTA_00 198955 EFTA01685199 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 07/24/15 DUPLICATE COPY OPEN Account Ending 0- p 3/5 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$4648.79 50.00 -S6,648.79 I Detail •Indicatn posting da. Payments Amount 07/08/15• AUTOPAY PAYMENT RKENED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$6,648.79 New Charges Summary Total Total Now Claws $4,526A4 Detail G MAXWELL Card Ending 0-= Foreign Spend Amount 06/24/15 IFLYBUSINES 8008079834 CA TRAVEL AGENCY Description TRAVEL AGENCY $2,67100 06/25/15 VIRGIN ATLANTK.COM CRAWLEY GB VIRGIN ATLANTIC AIRWAY From: To: LONDON HEATHROW AP LONDON HEATHROW AP N/A N/A N/A Ticket Number. 2166002979 Passenger Name:MAXWELL GHISLAINENOELLE Document Type: PASSENGER TICKET Carrier: Class: VS YY 00 re 00 YY 00 Date of Departure:07/02 Pounds Ann., $543.77 06/26/15 EARTHLINKNET 800-719-4660 GA INTERNET SW $12.90 06/30/15 AMAZON MKTPLACE PMTSAMIN.COMMILL WA BOOK STORES $5352 06/30/15 AMAZON MKTPLACE PMTSAMZN.COM/BILL WA BOOK STORES $38A5 06/30/15 AT&PBILL PAYMENT 95DALLAS TX 800-331-0500 Description TELEPHONE SEFNICE/E $1 3268 07/02/15 AMAZON MKTPLACE PMTSAPAZN.COM/BILL WA BOOK STORES $15.99 AMEX000402 Continued on reverse SDNY_GM_00326202 EFTA_00198956 EFTA01685200 G MAXWELL ( Detail Continued DecidigirignFSE p 46 Foreign Spend Amount 07/08/15 HALLAK CLEANERS0373HACKENSACK NJ $175.30 201.343.7333 Description DRY CLEANINGAAUNDR 07/09/15 FREDERIC MOW BEAUNEW YORK NY 2127539500 $62.70 07/09/15 HALL* CLEANERS0373HACKENSACK NJ $89.90 201-343-7333 Description DRY CLEANING/LAUNDR 07/09/15 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE S16.81 07/15/15 AMAZON MKTPLACE PMTSAMZN.COM/BILL WA BOOKSTORES $40.33 07/15/15 MB F DOG SHOWS INFODGREENSBORO NC $131.80 336-379-9352 07/16/15 NETSOL DOMAIN-SALES DOMAIN-SALES 888-642-9675 52.95 07/17/15 AMAZON MKTPLACE PMTSNAZN.COMANIL WA BOOK STORES 55242 07/18/15 AMAZON MKTPLACE PMTSAA4ZN.COWEILL WA BOOK STORES $29.95 07/20/15 AMAZON.COM APAZN.COINBILL WA MERCHANDISE $21.98 07/20/15 AMAZON MKTPLACE PMTSAMZN.COMIBILL WA BOOK STORES $425.69 07/23/15 EBAY INC 0000 SAN JOSE CA 886-285-8380 Description EBAY.COWCC888-749. S7.30 Fees J tfoteign Itansection fee is 2.70% of the convened US dam amount 44 the loation cumency dupe. See comer CunencyChones on page 2. 06/25/15 FOREIGN TRANSACTION FEE" VIRGIN ATIANTK.COM $543.77 Total Flies for this Period Amount $14.68 S14.68 2015 Fees and Interest Totals Year-to-Date Total Fees in 2015 Total Interest in 2015 Amount $200.11 50.00 AMEX000403 SDNY_GM_00326203 EFTA_00198957 EFTA01685201 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 07/24/15 p. 5.5 Account Ending OM Discounts Membership Rewards* Points This Petted 60.00 TMs Period 0 Yar to Data S0A0 Marto Date 0 Remember, you canstet benefits op eligible purchases with OPEN Savings' partners' autpmatically when you ute your Wusiness Card from American Express OPEN. Learn rriore at opensavings.coni. Discounts will be applied in the form of a statement credit. For full terms and cond it ions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-dale balance information. 1 See Individual OPEN Savings partner terms and conditions located at opensavings.com. Get 2 additional Membership Rewards' points for each eligible dollar spent OR a 5% discount on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. PARK HYATT* ANdAZ GRANDIHYATT BARNES/AISLE item Hertz HYATT 0 HYATT REGENCY Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. AMEX000404 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326204 EFTA_00198058 EFTA01685202 AMEX000405 SDNY_GM_00326205 EFTA_00198959 EFTA01685203 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 08/24/15 Next Closing Date 09/23/15 DUPLICATE COPY New Balance Please Pay By $6,057.29 09/08115 , t Payment is due upon receipt. We suggest you pay by the Please Pay By date. D See page 2 for important Information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. We will debit your bank account for your payment of $6,057.29 on 09/08/15. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 09/06/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pal Payment Coupon Do not staple or use paper clips G MAXWELL rl Check here if your address or phone number has changed. Note c hanges on reverse side. OPEN p. 1/5 Account Ending OM Membership Rewards° Points Available and Pending as of 07/31/15 873,864 For more details about Rewards. Please visit amerkenexpress.conthewardsinfo Account Summary Previous Balance Payments/Credits NewCharges Fees $4,541.12 34,541.12 +$6,057.29 +$0.00 New Balance 56,057.29 Days in Billing Period: 31 Customer Care Pay by Computer openxornipbc Customer Care Pay by Phone 1.800-492-3344 1-800-472-9297 gSee page 2 for additional information. Pay by Computer In Pay by Phone open.comlpbc la 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 0-= Enter account number on all documents. Makecheck payable to American Express. Please Pay By 09/08/15 AutoPay Amount $6,057.29 Hhohoholill IlrrrlLddLrrlllruLulUrrrrlull 000605729000605729 20 ri AMEX000406 SDNY_GM_00326206 EFTA_00 198960 EFTA01685204 G MAXWELL DeckWitil;LFISTS p. 25 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language Olla payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to elect ronkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thee hec k. routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulate the AD8 and interest results in doily compounding of interest. How to Avoid Paying Interest:If you have a Pay Over Time balance, your due date hat least 25 days alter the close of each billing period. We will not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month. Foreign Curtency Charges: If you rnakea Charge in a foreign currency, we will convert It into US dollars on the date we or our agents process it. We will choose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no mom than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffer from rates in effect on the date of your charge. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of t he first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance. we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the addressor phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report Information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected In your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800-678-0745 Hearing Impaired 1-336.3931111 TTY: I 800 221 9950 1-800-678-0745 FAX: I 800 695 9090 1-800.678-0745 in NY:1-800 522 1897 1-8CO CASH NOW Change of Address Ilcotrect on front do not use. • To change your address online, visit swnvamericanropressiorroupdatecontactinfo • for Name. Company Name. and (onion Address or Phone changes, please call (unmet Cart • Please print dearly in blue or black Ink only in the boxes provided. n street Address I °V.State Zip Code Azea Code and Home Rana vAoStedesnd Email I I Website: amerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automaticallyeach month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set yet communication and privacy choices. please visit wwwfmericanexpressaurdpflvacy. AMEX000407 SDNY_GM_00326207 EFTA_00 198961 EFTA01685205 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 08/24/15 DUPLICATE COPY OPEN Account Ending 0- p 3/5 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$4,541.12 $0.00 -$4,541.12 Detail indicate posting date Payments Amount 08/08/15• AUTOPAY PAYMENT RKEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$4,541.12 New Charges Summary Total J Total Pa Marrs $6,057.29 Detail G MAXWELL Card Ending 0= Foreign Spend Amount 07/26/15 EARTHLINK.NET 800-719-4660 GA INTERNET SVC $1190 07/28/15 AMAZON MKTPLACE PMTSMAZN.COAVBILL BOOK STORES WA $56.81 07/29/15 AMAZON MKTPLACE PMTSAMZN.COM/BILL BOOK STORES WA $14.99 07/29/15 AMAZON MKTPLACE PMTSAPAZN.COSAIBILL BOOK STORES WA $31,49 07/3W15 SOAP.COM 800-762-7123 NJ HEALTHBEAUN $110.40 07/3W15 TS PARK EAST ANIMAL NEW YORK NY VETERINARY SERVICE $364.00 07/3W15 AT&T•BILL PAYMENT 950ALLAS TX 800-331-0500 Description TELEPHONE SERVICE/E $12820 07/30/15 IFLYBUSINES 8008079834 CA TRAVEL AGENCY Description TRAVEL AGENCY $4,387.00 08/03/15 AMAZON MKTPLACE PMTSNAZN.COM/BILL MERCHANDISE WA $37.90 08/03/15 HALLAK CLEANERS 0373HACKENSACK NJ 201-343-7333 Description DRY CLEANING/LAUNDR $12640 AMEX000408 Continued on reverse SDNY_GM00326208 EFTA_00198962 EFTA01685206 G MAXWELL ( Detail Continued Foreign Spend Amount 08/06/i5 AMAZON.COM APAZN.COM/BILL WA MERCHANDISE 540.80 08/06/15 AMAZON MKTPLACE PMTSNAZN.COMMILL WA BOOK STORES 554.99 08/06/15 HALLAKCLEANERS0373HACKENSACK NJ 201-343-7333 Description DRY CLEANINGAAUNDR $81,40 08/11/15 WAG.COM 866-746-7924 NJ PETS 579.78 08/12/15 M8 F DOG SHOWS INFOCGREENSBORO NC 336-379-9352 $180.75 08/13/15 NETSOL DOMAIN-SALES DOMAIN-SALES 888-642-9675 $14.95 08/18/15 UBERUBER 866-576-1039 CA 8665761039 $9.36 00/18/15 UBERUBER 866-5761039 CA 8665761039 36000 08/18/15 SICILY LIFESTYLE SATAORMINA DIRECT MKTG INTERNET Furopean= 5221.92 08/19/15 UBERUBER 866-576-1039 CA 8665761039 $8.25 08/20/15 SKYRE.COM SKYRECOM UNITED IONGDOM G8 HTTPJAWYWSKYPENET $25.00 08/20/15 SKYPE SUBSCRIPTION SuNITED KINGDOM GB HTTIVANINWSKYPE.NET 51040 DecidigirignFSE p. 4/5 Fees Amount Total Fees for this Period $0.00 2015 Fees and Interest Totals Year-to-Date Total Fees In 2015 Total Interest In 2015 Amnia $200.11 $0.00 AMEX000409 SDNY_GM_00326209 EFTA_00198963 EFTA01685207 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 08/24/15 p.5.5 Account Ending OM Discounts Membership Rewards* Points This Pried $040 TMs Period 0 Yeu to Date $040 Year to Date 0 Remember, you canstet benefits op eligible purchases with OPEN Savings' partners' autpmatically when you ute your Wusiness Card from American Express OPEN. Learn rriore at opensavings.coni. Discounts will be applied in the form of a statement credit. For full terms and cond it ions go to opensavings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to-date balance information. 1 See Individual OPEN Savings partner terms and conditions located at opensavings.com. Get 2 additional Membership Rewards' points for each eligible dollar spent OR a 5% discount on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. Ft PARK HYATT* ANdAZ GRANDIHYATT BARNES/AISLE Bt4 tom item Hertz HYATT 0 H TAT T REGENCY Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and condit tons located at opensavings.com. AMEX000410 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNYGM 00326210 EFTA_00 198964 EFTA01685208 AMEX000411 SDNYGM 00326211 EFTA_00198965 EFTA01685209 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23/15 New Balance Please Pay By DUPLICATE COPY Next Closing Date 10/23/15 $4,023.96 10/08/15 t Payment is due upon receipt. We suggest you pay by the Please Pay By date. See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. See Page 5 for Important Information Regarding Benefits underwritten by AMEX Assurance Company. ® We will debit your bank account for your payment of $4,023.96 on 10/08/15. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 10/06/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. El Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer open.conUpb< OPEN p. 1/8 Account Ending OMI Membership Rewards° Points Available and Pending as of 08/31/15 889,296 DI For more details about Rewards, please visit a mcnIcanexpress.com/reward sInfo Account Summary Previous Balance $6,057.29 Payments/Credits -56,060.65 New Charges s54,027.32 Fees +50.00 New Balance $4,023.96) Days in Billing Period: 30 Customer Care I r—i Pay by Computer `-t-' open.com/pbc Customer Care Pay by Phone 1 800 492 3344 1 8C0 472 9297 O See Page 2 for additional information. ri Pay by Phone la 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 0004023960004023913 20 rl Account Ending OMI Enter account number on all documents. Make check payable to American Express. Please Pay By 10/08/15 AutoPay Amount $4,023.96 AMEX000412 SDNY_GM_00326212 EFTA_00 198966 EFTA01685210 0 MAXWELL DeINITEn?firS c rk 2/8 Paymenb: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single c heck drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable tow, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial Institution, unless the check Is not processable electronkally or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8.90 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulote the ADA and interest results in dolly compounding of interest. How to Avoid Paying Interest if you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges:If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest offxial rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. fwithin the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care & Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800478-0745 Hearing impaked 1-336-393-1111 TTY: 1 0-221-9950 I800678-0745 FAX:1-800-695.9090 1 8004784745 in NY:1-800-522-1897 I.800-CASH-NOW Change of Address it011eCt on front. do not use. • To change your address online, visit wonvarnericanexpress.conVupclatecontactatio • foe Nana Company Name, and Foreign Address or Phone changes. pleas* call CLISIOIMI Cu.. • Please print Cindy in blue or block ink only In the boxes provided. Street Address City, State Zip Code AreaN Code and Phone G:aCie neand (mall E Website: a rnericanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK N.107101 1270 r Pay Your Bill with AutoPay • Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h it amerkenexprws.comieutopay oday to enroll. i J For information on how we protect your privacy and to set your communication and privacy choices, please visit www.ernerkanexpresccom/privecy. AMEX000413 SDNYGM 00326213 EFTA_00198967 EFTA01685211 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23/15 DUPLICATE COPY OPEN aye Account Ending 0-1= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$6,057.29 -$3.36 -46,060.65 Detail indicates potting date Payments 09AXV1S• AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION Credits Amount -$6,057.29 Amount 09/02/I S• 5% OPEN Savings at FedEx FEDEX INV 403354921 403 $67.2808/31/2015 -$3.36 New Charges Summary Total Total New Charges $4,02732 Detail G MAXWELL Card Ending 0.= Amount 08/24/15 SOAP.COM 800462-7123 NJ HEALTH BEAUTY $215.69 08/26/15 EARTHUNKNET 800-719-4660 GA INTERNET SVC $12.90 06/3W15 AT&T*BILL PAYMENT 9SDALLAS TX 800-331-0500 Description TELEPHONE SERVICE/E $128.20 08/31/IS FEDEX INV 403354921 1-800-622-1147 1.800622-1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV, 000403354921 FedEx al -800-622-1147 $6728 09/03/15 AMAZON MKTMACE PMTSAMZN.COM/BILL MERCHANDISE WA $39.48 09/08715 AMAZON.COM MAZN.COM/BIU. WA MERCHANDISE $3351 09/08/I 5 MB F DOG SHOWS INFODGREENSBORO 336.379.9352 NC $104.75 09/09/15 AMAZON MKTMACE PMTSAMIN.COM/BILL MERCHANDISE WA $41.56 AMEX000414 Continued on reverse SDNY_GM_00326214 EFTA_00 198968 EFTA01685212 G MAXWELL °WNW-WM p. 4/8 L Detail Continued ) Amount 00/10/15 NETSOL DOMAIN-SALES DOMAIN-SALES 888-642-9675 09/10/15 FREDERIC FEKKAI BEAUNEW YORK NY 2127539500 09/11/15 SOAP.COM 800-762-7123 NJ HEALTH BEAUTY 09/11/15 HALLAKCLEANERS0373NACKENSACK NJ 201-343-7333 Description DRY CLEANING/LAUNDR 514.95 562.70 558.49 $86820 09/12/15 AMAZON MKTPLACE PMTSAMZN.COM/BILL WA BOOK STORES 56.99 09/15/15 UBER UBER 866-576-1039 CA 8665761039 $2129 09/16/15 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $48.25 09/20/15 TS PARK EAST ANIMAL NEW YORK NY VETERINARY SERVICE $1,303.08 09/23/15 NYUFC 0527 NEW YORK NY 212-263-0041 Description MEDICAL SERVICES $1,000.00 Fees Amount Total Foos for this Pitied $0.00 2015 Fees and Interest Totals Year-to-Date Total Fees in 2015 Total Interest in 2015 Amount $200.11 $0.00 AMEX000415 SDNY_GM_00328215 EFTA_00 198969 EFTA01685213 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23/15 DUPLICATE COPY OPEN p. 5/8 aV Account Ending 0-= Notice of Important Changes to the Additional Benefits of Your Card Important expansion to your Return Protection' coverage We are expanding Return Protection coverage to American Samoa, Federated States of Micronesia, Marshall Islands. Palau. Guam and Northern Mariana Islands. Until October 14. 2015, your Card provides Return Protection for eligible purchases made in the 50 United States of America, the District of Columbia, Puerto Rico and the U. S. Virgin Islands. Effective October 15, 2015. your Card will provide Return Protection for eligible purchases made in the 50 United States of America, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, American Samoa, Federated States of Micronesia, Marshall Islands, Palau, Guam and Northern Mariana Islands. Additionally, to be eligible, an item must be in the original purchase condition (not visibly used, defective, or damaged in any way) and must be in working order. Return Protection can refund you for eligible purchase(s) charged entirely on an eligible American Expressi Card. Coverage is limited to 90 days from purchase, up to $300 per Item and up to a maximum of $1.000 per Card Member account per calendar year based on the date of purchase. Shipping and handling costs for the purchase will not be refunded. Items are eligible if they are in the onginal purchase condition and if they cannot be returned to the merchant from which they were originally purchased Certain purchases are not eligible for refund. e.g. motorized vehicles, perishable items, computer software. and jewelry. Other important exclusions apply. Purchases must be made in the 50 United States of America, the Distnct of Columbia. Puerto Rico. the U.S Virgin Islands. American Samoa. Federated States of Micronesia. Marshall Islands. Palau. Guam and Northern Manana Islands. You may be required to send the purchased item to us. in which case we will reimburse you for that shipping cost. To be eligible for claim payment, your account must be in good standing on the eligible card that maintains the original charge. Return Protection is subject to additional important terms, conditions and exclusions. For full Terms and Conditions. see americanexpress.convRPterms. S0495 BP/NACMULT/0915 AMEX000416 SDNY_GM_00326216 EFTA_00198970 EFTA01685214 G MAXWELL DVEINAIg.991103 p. 6/8 AMEX000417 SDNY_GM_00326217 EFTA_00198971 EFTA01685215 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 09/23/15 p 7/8 Accoun Ending 0= Discounts Membership Rewards° Points This Period $3.36 This Period 0 Year to Date $336 Year to Data 0 Remember, you can get benefits on eligible purchases with OPEN Savings' partners' automatically when you use your Business Card from American Express OPEN. Learn more atopensavings.com. OPEN Savings Benefits This Period Year to Date j Offer Description Transactions Savings Earned Points Transactions Earned Savings Earned Points Earned FEDEX GROUND& FEDEX EXPRESS - $67.28 $336 0 $67.28 S3.36 0 Visit opensavings.com Ongoing Benefits Total $67.28 $3.16 0 $67.28 $3.36 0 Grand Totals $3.36 gs $336 Discounts will be applied in the form of a statement credit. For full terms and conditions go to open saying s.com. 1 See individual OPEN Savings partner terms and conditions located at opensayings.com. 2 The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to date balance Information. Get 2 additional Membership Rewards* points for each eligible dollar spent OR a 5% discount on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. PARK HYATT* ANdAZ GRANDIHYATT BARNESKNOBLE Alen_ Hertz HYATT 0 HYATT itrOf NC'Y Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000418 SDNY_GM_00326218 EFTA_00 198972 EFTA01685216 G MAXWELL Sending foreign wire payments can be rewarding. . • DUPLICATE COPY Account Ending p. 8/8 American Express' FX International Payments is an ean'tOmtle online tod that lets your business send wire payments to foreign suppliers directly Irom your V.s. buSmess oank account quickly and affectryely. Ehgibe Card Members can earn Menthe/she) Rewards' points on *attic Ingo currency wino payments. Learn more or get started now at open.comits on. rad amiet cereyem L. 2O15 mr.teniya orot.ec*cal int coma.» SC* fo• Open cerrilt. to *tax Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. On. rabies TRACV rostra 00001* MCC CO AMEX00N119 SDNY_GM_00326219 EFTA_00198973 EFTA01685217 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 10/23/15 New Balance Please Pay By DUPLICATE COPY Next Closing Date 11/23/15 $1,787.09 11/08/15* *Payment is due upon receipt. We suggest you pay by the Please Pay By date. See page 2 for important information about your account. New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. We will debit your bank account for your payment of $1,787.09 on 11/07/15. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 11/0S/15.1f your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. DOWNLOAD THE AMEX® MOBILE APP co ti I no rl.iltrt nfivie !Ake f uu Track sPandleg adMty Make parnoMs Receive fraud alerts Om/mined the app by visiting open.comismesapp Ej Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer open.com/pbc OPEN Account Ending p 1/5 Membership Rewards° Points Available and Pending as of 15 898,226 gFor more details about Rewards, please visit a mwkanexpress.com/reward slnfo Account Summary Previous Balance $4,023.96 Payments/Credits 44,024.59 New Charges s$1,787.72 Fees +$0.00 New Balance S1,787.09) Days in Billing Period: 30 Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone I 800 492-3344 1 803 472 9297 O See Page 2 for additional Information. Pay by Phone AM 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000178.7090001.78709 20 rl Account Ending OMI Enter 15 digit account • on all payments. Make check payable to American Express. Please Pay By 11/08/15 AutoPay Amount $1,787.09 AMEX000420 SDNY_GM_00326220 EFTA_00 198974 EFTA01685218 0 MAXWELL DeINITEn?firS c p.2/5 Paymenb: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single c heck drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable tow, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial Institution, unless the check Is not processable electronkally or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8.90 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulote the ADA and interest results in dolly compounding of interest. How to Avoid Paying Interest if you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care & Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash I-800418-0745 Roaring Impaired 1-336-393-1111 TTY: 1 0-221-9950 I800678-0745 FAX:1-800-695.9090 1800678-0745 In NY:1-800-522-1897 I.800-CASH-NOW Change of Address itOlleCt on front. do not use. • To change your address online, visit wonvarnericanexpress.conJupciatecontactit • foe Name, Company Name, and Foreign Address or Phone changes, pleas* callCuaonrer Can. • Please print clearly in blue or block ink only In the boxes provided. Street Address City, State Zip Code AreaN Code and Phone G:aCie neand [moll E Website: a rnericanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK W07101 1270 r Pay Your Bill with AutoPay • Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h It amakenexpress.comieutopay oday to enroll. i J For information on how we protect your privacy and to set your communication and privacy choices, please visit www.ernerkenexpress.com/privecy. AMEX000421 SDNYGM 00326221 EFTA_00198975 EFTA01685219 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 10/23/15 DUPLICATE COPY OPEN 3,05 Account Ending 0-1= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$4,023.96 •50.63 -$4024.59 Detail Indicates porting date Payments 10/08/15• AUTOPAY PAYMENT RECEIVED -THANK YOU UMB BANK, NATIONAL ASSOCIATION Credits Amount -$4023.96 Amount 09/30/I 5' $96 OPEN Savings at FedEx FEDEX INV 4061603981406 $12.53 09/28/2015 -$0.63 New Charges Summary Total Total New Charges $1,787.72 Detail G MAXWELL Card Ending OEM Amount 09/24/15 AMAZON MKTPLACE PMTSAMZN.COM/BILL WA MERCHANDISE 09/24/15 HALLAKCLEANERS0373HACKENSACK NJ 201-343-7333 Description DRY CLEAt4INGAAUNDR $83.12 $78A0 09/26/15 UBER UBER 866-576-1039 CA 8665761039 $80.33 09/26/15 EARTHUNK.NET 800-719-4660 GA INTERNET SVC $12.90 09/28/15 FEDEX INV 4061603981.800.622-1147 1.800622-1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV. 000406160398 FedEx 41.800622-1147 $1253 09/29/i 5 AMAZON MKTPLACE PMTSAM2N.COMMILL WA $54.91 BOOK STORES 0929/15 AT&T*BILL PAYMENT 9SDALLAS TX Si 28.20 800-331-0500 Description TELEPHONE SERVICE/E 09/30/i 5 MB F DOG SHOWS INFODGREENSBORO NC $236.75 336-379-9352 AME X000422 Continued on reverse SDNY_GM_00326222 EFTA_OO198976 EFTA01685220 G MAXWELL DYNRIWan p. 4/5 L Detail Continued 1 Amount 10/01/15 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE 10/05/15 AMAZON MKTPLACE PMTSAMIN.COM/BILL WA MERCHANDISE 10/06/15 PERRY PHILLIPS PHOTOSPRINGFIELD PA $37.00 610-3285575 10/08/15 NETSOL DOMAIN-SALES DOMAIN-SALES 888442-9675 10/11/15 IN *A-N PRODUCTIONS MALTA NY 5188851927 $28.16 $39A8 51495 $40.29 10/12/15 CANINE STYLES 212-826-3585 5119.76 19131985- 10/13/15 USER USER 866-576-1039 CA 8665761039 $18.86 10/13/15 HALLAKCLEANERS0373HACKENSACK NJ 201.343.7333 Description DRY CLEANING/LAUNDR 10/13/15 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE 5303.00 $1858 10/15/15 HALLAKCLEANERS0373HACKENSACK NJ 201-343-7333 Description DRY CLEANING/LAUNDR $440.00 10/16/15 SKYPE SUBSCRIPTION SLUXEMBOURG LU HTTHAW/WSKYPE.NET 10/17/15 ROB GERRY 9739484893 NJ DURABLE GOODS Description DURABLE GOODS $6.50 537.00 Fees Amount Total Fees for this Period $0.00 2015 Fees and Interest Totals Year-to-Date Total Fees in 2015 Total Interest In 2015 Amount 3200.11 $0.00 AMEX000423 SDNY_GM_00326223 EFTA_00 198977 EFTA01685221 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 10/23/15 p 5/5 Accoun Ending 0= Discounts Membership Rewards° Points This Period $0.63 This Period 0 Year to Date $3.99 Year to Date 0 Remember, you can get benefits on eligible purchases with OPEN Savings' partners' automatically when you use your Business Card from American Express OPEN. Learn more atopensavings.com. OPEN Savings Benefits This Period Year to Date j Offer Description Transactions Savings Earned Points Transactions Earned Savings Earned Points Earned FEDEX GROUND& FEDEX EXPRESS - $1253 $0.63 0 $79.01 S3.99 0 Visit opitnsavinds.com Ongoing Benefits Total $1233 $0.63 0 $7921 $3.99 0 Grand Totals $0.63 os 13.99 Os Discounts will be applied in the form of a statement credit. For full terms and conditions go to open saying s.com. 1 See individual OPEN Savings partner terms and conditions located at operwayings.com. 2 The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to date balance Information. Get 2 additional Membership Rewards* points for each eligible dollar spent OR a 5% discount on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. PARK HYATT* ANdAZ GRANDIHYATT BARNESKNOBLE Alen_ Hertz HYATT 0 HYATT itrOf NC'Y Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000424 SDNY_GM_00326224 EFTA_00 198978 EFTA01685222 MiEX000425 SDNY_GM_00326225 EFTA_00198979 EFTA01685223 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 11/23/15 New Balance Please Pay By DUPLICATE COPY OPEN p. 1/13 Next Closing Date 12/24/15 Account Ending 0= $1,702.55 12/08/15* t Payment is due upon receipt. We suggest you pay by the Please Pay By date. See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-8004184866. 0 We will debit your bank account for your payment of $1,702.55 on 12/08/15. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 12/06/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. 121 Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer open.corn/pbc [ Membership Rewards° Points Available and Pending as of 10/31/15 903,416 BFM more details about Rewards, please visit amorkanexprms.comfrewardsMfo Account Summary Previous Balance $1,787.09 Payments/Credits 41,787.09 New Charges ♦$1,702.55 Fees +$0.00 New Balance 51,70255 Days in Billing Period: 31 Customer Care I r—, Pay by Computer ".-1 open.com/pbc Customer Care Pay by Phone 1 800 492-3344 1 803 472 9297 O See Page 2 for additional Information. PI Pay by Phone 1800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000170255000170255 20 rl Account Ending OMI Enter 15 digit account • on all payments. Make check payable to American Express. Please Pay By 12/08/15 AutoPay Amount $1,702.55 AMEX000426 SDNY_GM_00326226 EFTA_00 198980 EFTA01685224 0 MAXWELL DeINITEn?firS c 2/8 Paymenb: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single c heck drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable tow, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial Institution, unless the check Is not processable electronkally or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8.90 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulote the ADA and interest results in dolly compounding of interest. How to Avoid Paying Interest if you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges:If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. fwithin the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care & Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800478-0745 Hearing impaked 1-336-393-1111 TTY: 1 0-221-9950 I800678-0745 FAX:1-800-695.9090 1 8004784745 in NY:1-800-522-1897 I.800-CASH-NOW Change of Address it011eCt on front. do not use. • To change your address online, visit wonvarnericanexpress.conVupclatecontactatio • foe Nana Company Name, and Foreign Address or Phone changes. pleas* call CLISIOIMI Cu.. • Please print Cindy in blue or block ink only In the boxes provided. Street Address City, State Zip Code AreaN Code and Phone G:aCie neand (mall E Website: a rnericanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK N.107101 1270 r Pay Your Bill with AutoPay • Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h it amerkenexprws.comieutopay oday to enroll. i J For information on how we protect your privacy and to set your communication and privacy choices, please visit www.ernerkanexpresccom/privecy. AMEX000427 SDNY_GM_00326227 EFTA_00198981 EFTA01685225 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 11/23/15 DUPLICATE COPY OPEN p3/8 Account Ending 0-M Payments and Credits Summary Total Payments Credits Total Payments and Credits -$1,787.09 $0.00 .41,717.09 Detail 'Indicates posting date Payments 11/07/15• AUTOPAY PAYMENT RECEIVED -THANK YOU UM& BANK NATIONAL ASSOCIATION Amount 41,787.09 New Charges Summary Total Total New Charges $1,702.55 Detail G MAXWELL Card Ending 0.= Amount 10/23/IS HALLAK CLEANERS0373HACKENSACK HACKENSACK NJ 201-343-7333 Description DRY CLEANING/LAUNDR $80.40 10/26/15 EARTHLINKNET (800)719-4660 GA (800)719-4660 GA INTERNET SW $12.90 10/3W15 AT&T•BILL PAYMENT 95DAMAS TX DALLAS TX 80D331-0500 Description TELEPHONE SERWCE/E $128.11 11/03/15 AMAZON MKTPLACE PMTSAMIN.COM/BILL AMZN.00hVBILL WA MERCHANDISE WA $42.93 11/04/I S AMAZON MKTPLACE PMTSAMZN.COM/BILL AMIN.COWBILL WA BOOK STORES WA $99.95 11/05/15 NETWORK SOLUTIONS 888-642-9675 FL 888-642-9675 FL DOMAIN-SALES 888-642-9675 $14.95 11/08/15 UBER UBER 866.576.1039 CA 8665761039 $1828 AMEX000428 Continued on reverse SDNY_GM_00326228 EFTA_00198982 EFTA01685226 G MAXWELL DWPLICiTf Cf0E,Y ccount n ing p4/8 Detail Continued Amount 11/09/15 MB F DOG SHOWS INFODOG MYINFOO MB F DO GREENSBORO NC 336.379-9352 $76.50 11/09/15 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $32.65 11/11/15 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE 11/13/15 USER UBER 866-576.1039 CA 8665761039 $1458 $1981 11/13/15 UBER UlitER 866-576-1039 CA 8665761039 $20.55 11/13/15 HAUAK CLEANERS 0373 HACKENSACK NJ 201-343-7333 Description DRY CLEANING/LAUNDR $211.10 11/13/15 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT LUXEMBOURG LU HTTIVAINAVSKYPE.NET $650 11/17/15 CVS PHARMACY BOSTON MA 8007467287 PHARMACIES $85.00 11/18/15 FL DL &TAG GO-RENEW 0474 TALLAHASSEE FL 850-617-2000 Description RETAIL $27.00 11/19/15 SOAP.COM (800)762-7123 NJ HEALTHBEAUTY $11846 11/19/15 AMAZON MKTPLACE PMTS AMIN.COMMILL WA BOOK STORES $89.90 11/19/15 AMTRAK INTERNET SALE WASHINGTON DC WASHINGTON DC From: BBY To: NYP Ticket Number: 3230607524915 1 (800)872-7245 11/20/15 TS PARK EAST ANIMAL HOSPI 703283157386 NEW YORK NY VETERINARY SERVICE $198.00 $404.98 AMEX000429 Continued on next page SDNY_GM_00326229 EFTA_00198983 EFTA01685227 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 11/23/15 DUPLICATE COPY OPEN p 5/8 Account Ending 0-1= Fees Amount Total Fees for this Period $0.00 2015 Fees and Interest Totals Year-to-Date Total Fees in 2015 Total Interest in 2015 Amount s1oal 50.00 AMEX000430 SDNY_GM_00326230 EFTA_00198984 EFTA01685228 G MAXWELL DWN9Aign9R103 p 6/8 AMEX000431 SDNY_GM_00326231 EFTA_00 198985 EFTA01685229 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 11/23/15 p 7/8 Accoun Ending 0= Discounts Membership Rewards° Points This Period $0.00 This Period 0 Year to Date I $3.99 Year to Date 0 Remember, you can get benefits on eligible purchases with OPEN Savings' partners' automatically when you use your Business Card from American Express OPEN. Learn more atopensavings.com. OPEN Savings Benefits This Period Year to Date j Offer Description Transactions Savings Earned Points Transactions Earned Savings Earned Points Earned FEDEX GROUND& FEDEX EXPRESS - $0.00 $0.00 0 $7921 S3.99 0 Visit opensavings.com Ongoing Benefits Total $0.00 $0.00 0 $7921 $3.99 0 Grand Totals $0.00 13.99 Discounts will be applied in the form of a statement credit. For full terms and conditions go to open saying s.com. 1 See individual OPEN Savings partner terms and conditions located at operwayings.com. 2 The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up-to date balance Information. Get 2 additional Membership Rewards* points for each eligible dollar spent OR a 5% discount on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. PARK HYATT* ANdAZ GRANDIHYATT BARNESKNOBLE Alen_ Hertz HYATT 0 HYATT itrOf NC'Y Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000432 SDNY_GM_00326232 EFTA_00 198986 EFTA01685230 G MAXWELL DUPLICATE COLY. Account Ending 0 GREAT NEW PLACES Select Horticulture- Premium selection of trees & shrubs. Specializes in large sizes & unusual specimens. 1865 Main Street, Lancaster, MA. SpareFoot - Get a storage unit with the click of a button. Find and reserve high-quality self-storage near you with SpareFoot. Shop now at sparefoot.com. p 818 CE 120044 978 365 6555 (p selecthorticulture.t cm sparoloot.com Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000433 SDNY_GM_00326233 EFTA_00 198987 EFTA01685231 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 12/24/15 New Balance Please Pay By DUPLICATE COPY Next Closing Date 01/24/16 $3,118.15 ovosnes t Payment is due upon receipt. We suggest you pay by the Please Pay By date. O See page 2 for important information about your account. New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 14004184866. We will debit your bank account for your payment of $3,118.15 on 01/08/16. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 01/06/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. El Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer open.com/pb< OPEN p.1/9 Account Ending 0= [ Membership Rewards° Points Available and Pending as of 11/30/15 917,438 BFM more details about Rewards, please visit amelcanexpress.comlrewardanfo Account Summary Previous Balance $1,702.55 Payments/Credits -S1,754.74 New Charges F53,170.34 Fees +$0.00 New Balance SA118.15) Days in Billing Period: 31 Customer Care I r—I Pay by Computer ".-1 open.com/pbc Customer Care Pay by Phone I 800 492-3344 1 803 472 9297 O See Page 2 for additional Information. PI Pay by Phone la 1800472-9291 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000311815000311815 20 d Account Ending 0 Enter 15 digit account it on all payments. Make check payable to American Express. Please Pay By 01/08/16 AutoPay Amount 53,118.15 AMEX000434 SDNY_GM_00326234 EFTA_00 198988 EFTA01685232 0 MAXWELL DeINITEn?firS c p.2/9 Paymenb: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single c heck drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable tow, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial Institution, unless the check Is not processable electronkally or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8.90 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulote the ADA and interest results in dolly compounding of interest. How to Avoid Paying Interest if you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges:If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is 51 .00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care & Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800418-0745 Hearing Impaired 1-336-393-1111 TTY: 1 0-221-9950 I8006780745 FAX:1-800-695.9090 1800678-0745 in NY:1-800-522-1897 I.800-CASH-NOW Change of Address itOlleCt on front. do not use. • To change your address online, visit wonvarnericanexpress.conJupciatecontactit • foe Name, Company Name, and Foreign Address or Phone changes, pleas* callCuaonrer Can. • Please print clearly in blue or block ink only In the boxes provided. Street Address City, State Zip Code AreaN Code and Phone G:aCie neand [moll E Website: a meiicanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK W07101 1270 r Pay Your Bill with AutoPay • Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h it amerkenexprws.comieutopay oday to enroll. i J For information on how we protect your privacy and to set your communication and privacy choices, please visit www.ernerkenexpress.com/privecy. AMEX000435 SDNY_GM_00326235 EFTA_00198989 EFTA01685233 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Dub 1221:15 DUPLICATE COPY OPEN p 3/9 Account Ending O.M Payments and Credits Summary Total Payments Credits Total Payments and Credits -$1,696.55 -$58.19 -$1,754.74 Detail Indicates posting date Payments 12/08/1S• AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION Credits Amount -$1,696.55 Amount 11/3W15 AMTRAK TELEPHONE SALE WASHINGTON DC WASHINGTON DC From: BBY To: NYP Ticket Number 3342376523570 1 (800)872-7245 12/17/15• UREA PUKHASE WITH MR POINTS CREDIT 12/I UBER PURCHASE WITH MR POINTS CREDIT -$6.00 -$1894 -$3325 New Charges Summary Total Total New Charges $3,170.34 Detail G MAXWELL Cod Coding 0 Amount 11/25/15 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOK STORES $73.59 11/25/15 UBER UBER 866-576-1039 CA 8665761039 $35.36 11/26/15 EARTHUNICNET (800)719-4660 GA INTERNET SVC 11/27/15 HALLAK CLEANEF60373 HACKENSACK NJ 201-343-7333 Description DRY CLEANINGAAUNDR $12.90 $75.00 AMEX000436 Continued on reverse SDNY_GM_00326236 EFTA_00 198990 EFTA01685234 G MAXWELL DWPLICiTi Cf0E,Y ccount n ing u.o.su03 p 4/9 Detail Continued J Amount 11/29/15 AT&T•Bill PAYMENT 956 DALLAS TX 800-331-0500 Desalption TELEPHONE SERVICE/E $128.11 11/30/15 AMTRAK INTERNET SALE WASHINGTON DC WASHINGTON DC From: BBY To: WP Ticket Number. 3340647524559 1 (800) 872-7245 11/30/15 AMTRAK TELEPHONE SALE WASHINGTON DC WASHINGTON DC From: BBY To: WP Ticket Number. 3342376523570 1 (800) 872-7245 11/30/15 MB F DOG SHOWS INFODOG MYINFOD MB F DO GREENSBORO NC 336-379-9352 $115.00 $25.00 $104.25 12/01/15 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOKSTORES $41.56 12/01/15 AMAZON MKTPLACE MATS AMZN.COM/BILL WA BOOKSTORES $30.99 12,02/15 UBERUBER 866-576-1039 CA 8665761039 $55.19 12/02/15 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $15.67 12/03/15 NETWORK SOLUTIONS 888-642-9675 FL DOMAIN-SALES 888-642.9675 $14.95 12/03/15 UBERUBER 866-576-1039 CA 8665761039 12/03/15 AMAZON.COM MAIN.COMMILL WA MERCHANDISE 12/04/15 AMAZON MKTPLACE PPM MAIN.COMMILL WA BOOKSTORES 12/05/15 UBERUBER 866-576-1039 CA 8665761039 12/06/15 UBERUBER 866-576-1039 CA 8665761039 $6.97 $21.76 514.64 518.69 518.43 AMEX000437 Continued on next page SDNY_GM_00326237 EFTA_00198991 EFTA01685235 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Dato 12/24/15 DUPLICATE COPY OPEN em Account Ending 0-M p 5/9 Detail Continued I Amount 12/06/15 UBERUBER 866-576-1039 CA 8665761039 12/06/15 AMAZON MKTPLACE PMTS AMIN.COM/BILL WA MERCHANDISE $22.81 $38.16 12/08/15 UBER USER 866-576-1039 CA 8665761039 511.48 12/09/15 HALLAK CLEANERS 0373 HACKENSACK NJ 201-343-7333 Description DRY CLEANING/LAUNDR $647.70 12/09/15 AMAZON.COM AMIN.COM/BILL WA MERCHANDISE $3426 12/10/15 AMAZON MKTPLACE PMTS AMIN.COM/BILL WA BOOKSTORES $23.90 12/10/15 AMAZON.COM APAZN.COM/BILL WA MERCHANDISE $9.18 12/10/15 AMAZON MKTPLACE PMTS AMIN.COMMILL WA BOOKSTORES $27.63 12/10/15 AMAZON.COM NAZN.COM/BILL WA MERCHANDISE $11.48 12/11/15 AMAZON.COM AMIN.COMMILL WA MERCHANDISE $27.69 12/11/15 HALLAK CLEANERS 0373 HACKENSACK NJ 201-343-7333 Description DRY CLEANING/LAUNDR 12/11/15 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE 17./12/15 AMAZON.COM AMIN.COM/BILL WA MERCHANDISE 12/13/15 AMAZON MKTPLACE PMTS AMIN.COMMILL WA BOOKSTORES $6560 $6.52 $15.68 $174.19 AMEX000438 Continued on reverse SDNY_GM_00326238 EFTA_00198992 EFTA01685236 G MAXWELL Dlec'EtclOWL103 p69 [ Detail Continued Amount 12/13/15 AMAZON MKTPLACE PMTS AMIN.COMMILL WA BOOK STORES 12/13/15 AMAZON MKTPLACE PMTS AMIN.COMMILL WA BOOKSTORES 12/13/15 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT LUXEMBOURG LU HrIPJAWV.SKYPENET $174.19 $174.19 S6S0 12/14/15 AMAZON.COM MAZN.COM/BILL WA MERCHANDISE $72.39 12/14/15 UBER USER 866-576-1039 CA 8665761039 $22.70 12/15/15 AMAZON MKTPLACE PARTS AMZN.COM/B1LL WA BOOKSTORES $32.07 12/15/15 UBER UBER 866-576-1039 CA 8665761039 516.98 12/15/15 AMAZON MKTPLACE PMTS AMIN.COM/ BILL WA BOOKSTORES $25.01 12/15/15 AMAZON MKTPLACE PMTS AMIN.COMMILL WA BOOK STORES $29.39 12/15/15 AMAZON MKTPLACE PMTS AMIN.COMMILL WA BOOKSTORES 591.97 12/16/15 AMAZON.COM AMZN.COMYBILL WA MERCHANDISE 12/16/IS AMAZON MKTPLACE PMTS AMIN.COMAILL WA BOOKSTORES $28.88 $9.22 12/16/15 AMAZON MKTPLACE PMTS $29.21 AMZN.COMA3ILL WA BOOKSTORES 12./16/15 AMAZON MKTPLACE PMTS S18 99 AMIN.COM/BILL WA BOOK STORES 12/16/15 UBER UBER 864576-1039 CA 8665761039 12/16/15 FREEPEOPLE.COM 42899000002899 PHILADELPHIA PA 8032751432 Descriptbn REFER TO RECEIPT S18.94 518291 AMEX000439 Continued on next page SDNY_GM00326239 EFTA_00198993 EFTA01685237 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 12/24/15 DUPLICATE COPY OPEN Account Ending 0 p. 7/9 Detail Continued Amount 12/17/15 UBER UBER 866-576-1039 CA 8665761039 17/17/15 USER USER 866-576-1039 CA 8665761039 12/18/15 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE 12/18/15 USER UBER 866-576-1039 CA 8665761039 12/18/15 AMAZON MKTPLACE PMTS AMZN.COMMILL WA BOOK STORES 12/18/15 AMAZON MKTPLACE PMTS AMIN.COM/BILL WA BOOK STORES 12/19/IS USER UBER 866576-1039 CA 8665761039 $10.44 $26.14 $95.82 $33.25 $19.99 $32.58 $943 12/20/15 USER USER 866-576-1039 CA 8665761039 $21.19 12/20/15 USER UBER 866-576-1039 CA 8665761039 12/22/15 AMAZON MKTPLACE PMTS AMZN.COMMILL WA BOOK STORES $18.47 $38.95 Fees Amount Total Fees for this Period $0.00 2015 Fees and Interest Totals Year-to-Date Total Fees in 2015 Total Interest in 2015 Amount 5200.11 $0.00 AM E X000440 SDNY_GM_00326240 EFTA_00 198994 EFTA01685238 G MAXWELL DWN9Aign9R103 p 819 AMEX000441 SDNY_GM_00326241 EFTA_00198995 EFTA01685239 DUPLICATE COPY Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 12/24/15 OPEN Account Ending O. 0.W9 Get 2 additional Membership Rewards" points for each eligible dollar spent OR a 5% discount on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. Fed_ .-<, A / GRAND HYATT BARNES& NOBLE Hertz HYATT 0 HYATT Merchant participation and offers are subject to change without notice. Maximum annual caps and exclusions may apply to the benefit you can receive. See individual OPEN Savings partner terms and conditions located at opensavings.com. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000442 SDNY_GM_00326242 EFTA_00 198996 EFTA01685240 MiEX000443 SDNY_GM_00326243 EFTA_00 198997 EFTA01685241 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 01/24/16 New Balance Please Pay By DUPLICATE COPY Next Closing Date 02122/16 $1,440.88 02/08/18t t Payment is due upon receipt. We suggest you pay by the Please Pay By date. O See page 2 for important information about your account. New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-8004184866. We will debit your bank account for your payment of $1,440.89 on 02/08/16. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 02/06/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. El Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer open.com/plx OPEN p.1/7 Account Ending 0= [ Membership Rewards° Points Available and Pending as of 12/31/15 934,074 BFM more details about Rewards, please visit amorkanexprins.comfrawardsMfo Account Summary Previous Balance $3,118.15 Payments/Credits -$3,118.15 New Charges ,$1,440.89 Fees +$0.00 New Balance 51,440.89) Days in Billing Period: 31 Customer Care I r—i Pay by Computer ".-1 open.com/pbc Customer Care Pay by Phone 1 800 492-3344 1800.472 9297 O See Page 2 for additional Information. PI Pay by Phone 14300-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000144089000144089 20 ri Account Ending OMI Enter 15 digit account it on all payments. Make check payable to American Express. Please Pay By 02/08/16 AutoPay Amount 61,440.89 AMEX000444 SDNY_GM_00326244 EFTA_00 198998 EFTA01685242 0 MAXWELL DeINITEn?firS c 2/7 Paymenb: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single c heck drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable tow, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial Institution, unless the check Is not processable electronkally or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8.90 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulote the ADA and interest results in dolly compounding of interest. How to Avoid Paying Interest if you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges:If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is 51 .00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care & Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800418-0745 Hearing Impaired 1-336-393-1111 TTY: 1 0-221-9950 I8006780745 FAX:1-800-695.9090 1800678-0745 in NY:1-800-522-1897 I.800-CASH-NOW Change of Address itOlleCt on front. do not use. • To change your address online, visit wonvarnericanexpress.conJupciatecontactit • foe Name, Company Name, and Foreign Address or Phone changes, pleas* callCuaonrer Can. • Please print clearly in blue or block ink only In the boxes provided. Street Address City, State Zip Code AreaN Code and Phone G:aCie neand [moll E Website: a meiicanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK N)O7101 1270 r Pay Your Bill with AutoPay • Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h it amerkenexprws.comieutopay oday to enroll. i J For information on how we protect your privacy and to set your communication and privacy choices, please visit www.ernerkenexpress.com/privecy. AMEX000445 SDNY_GM_00326245 EFTA_00 198999 EFTA01685243 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 01/24/16 DUPLICATE COPY OPEN Account Ending 0- p 3/7 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$3,118.15 $0.00 -$3,118.15 Detail *Indicates posting date Payments 01108/16' AUTOPAY PAYMENT RECEIVED -THANK YOU UMB BANK NATIONAL ASSOCIATION Amount 43,118.15 New Charges Summary Total Total New Charges $1,440.89 Detail G MAXWELL Card Ending 0 ME Amount 12/26/IS EARTHLINICNET (800)719-4660 GA INTERNET SVC $12.90 12/28/15 SOAP.COM (800)762-7123 NJ HEALTH BEAUTY $83.45 12/30/15 UBER USER 866-576-1039 CA 8665761039 $11-23 12J30/15 AT&T•BILL PAYMENT 956 DALLAS TX 800.331-0500 Description TELEPHONE SERVICE/E $128.11 12/31/15 NETWORK SOLUTIONS 888642-9675 FL DOMAIN-SALES 888-642-9675 $14.95 12/31/15 USER USER 866-576-1039 CA 8665761039 $13.02 12/31/15 USER USER 866-576-1039 CA 8665761039 01/03/16 AMAZON MKTPLACE PMTS AMZN.COM/8ILL WA MERCHANDISE $1230 $39.48 AMEX000446 Continued on reverse SDNY_GM_00326246 EFTA_00199000 EFTA01685244 G MAXWELL DWPLICiTf Cf0E,Y ccount n u.u.sun p 4/7 Detail Continued J Amount 01/05/16 AMAZON.COM AMIN.COWBILL WA MERCHANDISE 01/07/16 EZ PASS PREPAID TOLL 800333.8655 NY TOLL & BRIDGE FEE Description FOR BILLING QUESTIO ACCT:2P-227740958 S 195 $25.00 01/08/16 AMAZON.COM AMIN.COMMILL WA MERCHANDISE 01/11/16 $2128 AMAZON MKTPLACE PMTS APAZN.COMMILL WA BOOKSTORES S41.98 01/13/16 LC SERVICES ROCCO 855.387.8725 WA IMAGERY 01/13/16 HTTPJ/WWW.SKYPE.NET SKYPE SUBSCRIPT LUXEMBOURG LU liTTPJ/WWWSICYPE.NET 150.00 $650 01/14/16 U PASS PREPAID TOLL 800-333-8655 NY TOLL & BRIDGE FEE Description FOR BILLING QUESTIO ACCT: 2P-228486828 $25.00 01/14/16 TSPARK EAST ANIMAL HOSPI 703283157386 $89.00 NEW YORK NY VETERINARY SERVICE 01/16/16 UBER USER 531.04 866-576-1039 CA 8665761039 01/16/16 USER USER 866-576-1039 CA 8665761039 01/18/16 HALLAK CLEANERS0373 HACKENSACK NJ 201-343-7333 Description DRY CLEANING/LAUNDR 01/19/16 REG Of MOTOR VEHICLE0900 4301 QUINCY MA 617-351-9162 Description RMV 857-3688670 01/20/16 FL DL & TAG GO-RENEW 0474 TALLAHASSEE FL 850417-2000 Description RETAIL 534.79 551.80 5200.00 55.75 AMEX000447 Continued on next page SDNY_GM00326247 EFTA_00199001 EFTA01685245 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 01/24/16 DUPLICATE COPY OPEN em Account Ending 0 p. 5/7 Detail Continued I Amount 01/20/16 HALM CLEANERS0373 HACKENSACK NJ 201-343-7333 Description DRY CLEANING/LAUNDR 01/21/16 UBERUBER 866-S76-1039 CA 8665761039 01/21/16 TS PARK EAST ANIMAL HOSPI 703283157386 NEW YORK NY VETERINARY SERVICE 54160 55697 515200 01/21/16 HALLAK CLEANERS 0373 HACKENSACK NJ 201-343-7333 Description DRY CLEANING/LAUNDR 575.00 01/22/16 UBERUBER 866-576-1039 CA 8665761039 56.45 01/22/16 UBERUBER 866-576-1039 CA 8665761039 $647 01/22/16 AMAZON.COM AMIN.COMMILL WA MERCHANDISE $45.72 01/23/16 UBERUBER 866-576-1039 CA 8665761039 $4.65 01/23/16 UBERUBER 866-576-1039 CA 8665761039 $445 01/23/16 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOK STORES 01/23/16 UBERUBER 866-576-1039 CA 8665761039 01/23/16 AMAZON.COM AMIN.COM/BILL WA MERCHANDISE 01/24/16 UBERUBER 866-576-1039 CA 8665761039 01/24/16 UBERUBER 866-576-1039 CA 8665761039 51147 $4.73 527.21 $4.65 582 01 AME X000448 Continued on reverse SDNY_GM00326248 EFTA_00199002 EFTA01685246 G MAXWELL DT.114,9,fiff,Enfft3X03 p 6/7 Detail Continued Amount 01/24/16 USER UBER 866-576-1039 CA 8665761039 54.78 Fees Amount Total Fos for thls Pitriod $0.00 2016 Fees and Interest Totals Year-to-Date Total Fees in 2016 Total Interest in 2016 Amount $0.00 50.00 AMEX000449 SDNY_GM_00326249 EFTA_00199003 EFTA01685247 DUPLICATE COPY Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 01/24/16 OPEN Account Ending 0 78 Get 2 additional Membership Rewards' points for each eligisie dollar spent OR a 5% discount on eligible purchases with OPEN Savings' partners. Visit opensavingszom for details. Fedtz. Hertz. BARNES NOBLE tflaers￾Marchantparticipationard offers are %lapel to charge without noire MaXIII1J111.. and exascrs may appy to the benekt yau caueoetve. See ExividusiOPEN Savings partrer terms and condams:ccated a opsosavingscom. • OPEN ReStratt GREAT NEW PLACES Car2Go - Take it, drive it, park it. Simple and straightforward. Search for a car In your area. Download the app and visit ca r2go.com to signup. ReStocklt.com - Shop thousands of brand name restaurant, cleaning, breakroom, disposables and office supplies. Competitive pricing, online ordering and fast free shipping. CE 120975 car2go.corn 800-680-0059 or R.Stoc klt.com Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000450 SDNYGM 00326250 EFTA_00 199004 EFTA01685248 AMEX000451 SDNYGM 00326251 EFTA 00199005 EFTA01685249 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 02/22/16 Next Closing Date 03/24/16 DUPLICATE COPY New Balance Please Pay By $2,153.46 03/08/16* * Payment is due upon receipt. We suggest you pay by the Please Pay By date. pi See page 2 for Important information about your account. M New York Residents: New York Residents may contact the New York State w Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1-8O0-342-3736or www.dfs.ny.gov. so We will debit your bank account for your payment of $2,153.46 on 03/08/16. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 03/06/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. lel Payment Coupon Ida Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer open.conVpbc OPEN p.15 Account Ending 0-= Membership Rewards° Points Available and Pending as of 01/31/16 946,104 For more details about Rewards, please Ash ametkanexprms.com/rewardsksfo Account Summary Previous Balance $1440.89 Payments/Credits -$1,44089 New Charges +S2,153.46 Fees +30.00 New Balance $2,153.46 Days in Billing Period: 29 Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone 1.800.492-3344 1-800-472-9297 g See Page 2 for additional information. OM Pay by Phone ga 1-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000215346000215346 20 rl Account Ending OM Enter 15 digit account a on all payments. Make check payable to American Express. Please Pay By 03/08/16 AutoPa 32,1y A 5 mount 3.46 AMEX000452 SDNY_GM_00326252 EFTA_00199CO6 EFTA01685250 0 MAXWELL DeINITEn?firS c p.2/5 Paymenb: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single c heck drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable tow, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial Institution, unless the check Is not processable electronkally or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8.90 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulote the ADA and interest results in dolly compounding of interest. How to Avoid Paying Interest if you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care & Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash I-800418-0745 Roaring Impaired 1-336-393-1111 TTY: 1 0-221-9950 I800678-0745 FAX:1-800-695.9090 1800678-0745 In NY:1-800-522-1897 I.800-CASH-NOW Change of Address itOlleCt on front. do not use. • To change your address online, visit wonvarnericanexpress.conJupciatecontactit • foe Name, Company Name, and Foreign Address or Phone changes, pleas* callCuaonrer Can. • Please print clearly in blue or block ink only In the boxes provided. Street Address City, State Zip Code AreaN Code and Phone G:aCie neand [moll E Website: a rnericanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK W07101 1270 r Pay Your Bill with AutoPay • Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h It amakenexpress.comieutopay oday to enroll. i J For information on how we protect your privacy and to set your communication and privacy choices, please visit www.ernerkenexpress.com/privecy. AMEX000453 SDNY_GM_00326253 EFTA_00199007 EFTA01685251 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 02/22/16 DUPLICATE COPY OPEN p 3/5 Account Ending 0.M Payments and Credits Summary Total Payments Credits Total Payments and Credits -$1,440.89 $0.00 -$1,440.89 Detail 'Indicates posting date Payments 02/08/16' AUTOPAY PAYMENT RECEIVED -THANK YOU UMB BANK NATIONAL ASSOCIATION Amount -$1,440.89 New Charges Summary Told Total New Charges $2,153.46 Detail -j G MAXWELL Caid Ending OEM Amount 01/24/16 AMAZON MKTPLACE PMTS AMZN.COAVBILL WA BOOK STORES 01/25/16 5124.68 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOK STORES $31.94 01/26/16 EARTHUNKNET (803)719.4660 GA INTERNET SVC $12.90 01/26/16 NETWORK SOLUTIONS 888-642-9675 FL DOMAIN-SALES 888-642-9675 01/30/16 AT&T'BILL PAYMENT 956 DALLAS TX 800.331-0500 Description TELEPHONE SERVICE/E $14.95 $128.49 02/01/16 TS PARK EAST ANIMAL HOSPI 703283157386 NEW YORK NY VETERINARY SERVICE $1,235.00 02/01/16 SUNRISE MEDICAL LABORATORIES (800)7820282 NY 800-487-1686 02/03/16 AMAZON MKTPLACE PMTS AMIN.COAVBILL WA MERCHANDISE $47.50 $44.65 AMEX000454 Continued on reverse SDNY_GM_00326254 EFTA_OOI 99008 EFTA01685252 G MAXWELL DYEA-191,M,PPEK3 p 4/5 Detail Continued Amount 02/04/16 USER UBER 866.576.1039 CA 8665761039 02./01/16 AMTRAK INTERNET SALE WASHINGTON DC WASHINGTON DC From: BBY To: NYP Ticket Number 0350649534392 1(800)872.7245 02/05/16 12 PASS PREPAID IOU_ 800333-8655 NY TOLL & BRIDGE FEE Description FOR BILLINGOUESTIO ACCT: 2P-230/3909B 57.90 5174.00 $25.00 02/09/16 AMAZON MICTPLACE PMTS AMZNCOM/BILL WA BOOK STORES $199.95 02/13/16 HTTNAWAVSKYPE.NET SKYPE SUBSCRIPT LUXEMBOURG LU H1TIVA.A'AVSKYPENET 02/16/16 NEST LABS PALO ALTO CA 855.469-6378 Description BUSINESS SERVICES, $6.50 5100.00 Fees Amount Total Foos for this Period $0.00 2016 Fees and Interest Totals Year-to-Date Amount Total Fees In 2016 $0.00 Total Interest In 2016 50.00 AMEX000455 SDNY_GM_00326255 EFTA_00199C09 EFTA01685253 OPEN Savings Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 02/22/16 P. 515 Account Ending 0-Mil Discounts Membership Rewards° Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you can get benefits on eligible purchases with OPEN Savings° partners' automatically when you use your Business Card from American Express OPEN. Learn more atopensavings.com. Discounts will be applied in the form of a statement credit. For full terms and conditions go to °removing s.com. The Membership Rewards points balance shown above reflects only points receNed through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up to date balance information. t See individualOPEN Savings partner terms and conditions located at open saving s.com. Get 2 additional Membership Rewards* points for each ellgtle dollar spent OR a 5% discount on eligible purchases With OPEN Savings' partners. Visit opensavings.com for details. Hertz BARNES NOBLE tars_ Merchant participationand offers are abject to charge without notice MaierrumannuS caps and exciscrsmay app'y to the benefit you can recent See incividua OPEN Sanngs partner terms and ccoditions rccaed at opansairingscon. Offers are made only to Cardmembere who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000456 SDNY_GM_00326256 EFTA_00 199010 EFTA01685254 AMEX000457 SDNY_GM_00326257 EFTA_00 199011 EFTA01685255 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Data 03/24/18 Next Closing Date 04/22/16 DUPLICATE COPY New Balance Please Pay By $2,485.59 04/08/16* * Payment is due upon receipt. We suggest you pay by the Please Pay By date. pi See page 2 for Important information about your account. M New York Residents: New York Residents may contact the New York State w Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1-800-342-3736or www.dfs.ny.gov. if14/:i We will debit your bank account for your payment of $2,485.59 on 04/08/16. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 04/06/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer open.conVpbc OPEN p. 1/7 Account Ending 0.= Membership Rewards° Points Available and Pending as of 02/29/16 962,329 For more details about Rewards, please visit amerkanexprws.comfrawardsksfo Account Summary Previous Balance $2,153.46 Payments/Credits -$2,153.46 New Charges 442,485.59 Fees +50.00 New Balance $2,4115.59 Days in Billing Period: 31 Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone 1.800.492-3344 1-800-472-9297 g See Page 2 for additional information. ill Pay by Phan* ga 1-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000248559000248559 20 rl Account Ending OM Enter 15 digit account a on all payments. Make check payable to American Express. Please Pay By 04/08/16 AutoPay Amount $2,485.59 AMEX000458 SDNY_GM_00326258 EFTA_00 199012 EFTA01685256 0 MAXWELL DeINITEn?firS c p. 2/7 Paymenb: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single c heck drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable tow, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial Institution, unless the check Is not processable electronkally or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8.90 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulote the ADA and interest results in dolly compounding of interest. How to Avoid Paying Interest if you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges:If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is 51 .00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care & Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1-800418-0745 Hearing Impaired 1-336-393-1111 TTY: 1 0-221-9950 I8006780745 FAX:1-800-695.9090 1800678-0745 in NY:1-800-522-1897 I.800-CASH-NOW Change of Address itOlleCt on front. do not use. • To change your address online, visit wonvarnericanexpress.conJupciatecontactit • foe Name, Company Name, and Foreign Address or Phone changes, pleas* callCuaonrer Can. • Please print clearly in blue or block ink only In the boxes provided. Street Address City, State Zip Code AreaN Code and Phone G:aCie neand [moll E Website: a meiicanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK W07101 1270 r Pay Your Bill with AutoPay • Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h it amerkenexprws.comieutopay oday to enroll. i J For information on how we protect your privacy and to set your communication and privacy choices, please visit www.ernerkenexpress.com/privecy. AMEX000459 SDNY_GM_00326259 EFTA_00 199013 EFTA01685257 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 03/24/16 DUPLICATE COPY OPEN p. 3/7 W Account Ending OM Payments and Credits Summary Total Payments Credits Total Payments and Credits -$2,153.46 50.00 42.153.46 Detail Indkatei potting date Payments 03/08/16' AUTOPAY PAYMENT RECEIVED -THANK YOU UMB BANK NATIONAL ASSOCIATION Amount 42,153A6 New Charges Summary Total Total New Charges 0,4115.59 Detail G MAXWELL Card Ending 0 ME Amount 02/22/16 TS PARK EAST ANIMAL HOSPI 703283157386 NEW YORK NY VETERINARY SERVICE 02/24/16 UBER UBER 866-576-1039 CA 8665761039 02/24/16 UBER UBER 866-576-1039 CA 8665761039 $202.34 545.51 574.40 02/24/16 UBER UBER 866-576-1039 CA 8665761039 518.82 02/25/16 NETWORK SOLUTIONS 888-642-9675 FL DOMAIN-SALES 888-642-9675 02/26/16 EARTHLINK.NET (800)719-4660 GA INTERNET SVC 02/28/16 ATaT•BILL PAYMENT 956 DALLAS TX 800431-0500 Description TELEPHONE SERVKE/E 514.95 512.90 5133.49 AMEX000460 Continued on reverse SDNY_GM_00326260 EFTA_00 199014 EFTA01685258 G MAXWELL DWPLICiTi Cf0E,Y ccount n ota.su03 p 4/7 Detail Continued J Amount 03/02/16 HALLAKCLEANERS0373 HACKENSACK NJ 201-343-7333 Desalptbn DRY CLEANING/LAUNDR S.,0S 10 03/03/16 UBER UBER 866-576-1039 CA 8665761039 03/03/16 AMAZON MKTPLACE PMTS AMIN.COMMILL WA MERCHANDISE 51121 S39.48 03/04/16 7W51 DENTAL GROUP NEWYORK NY 212.688.1090 03/04/16 AMTRAK INTERNET SALE WASHINGTON DC WASHINGTON DC From: BOY Tot WP Ticket Number:0640651510854 1(800)872.7245 03/08/16 AMAZON.COM AMIN.COMMILL WA MERCHANDISE 03/11/16 FLOWERSHOPNE1WORK.COM 084870006350796 870-2155444 AR 8702155444 5225.00 $19800 554.42 $52.80 03/11/16 WPY•Booster 000000001 Pab Alto CA 8554693729 Description REFER TO RECEIPT 03/12/16 GODADDY.COM 480-505-8855 AZ (480)505-8855 03/13/16 GOOADDY.COM 480-505-8855 AZ (480)505-8855 03/13/16 FITTPINAVWSKYPE.NET SKYPE SUBSCRIPT LUXEMBOURG LU FITTP-JAVWWSICYPE.NET 03/14/16 JASON POSSUMAT0000C00001 NEW YORK NY 9177740347 Description REFER TO RECEIPT $68.97 $4.99 $107.39 $6.50 $217.74 03/14/16 AVAS FLOWERS 000000001 $76.93 MAHWAH NJ 8776383303 Description REFER TO RECEIPT AMEX00O461 Continued on next page SDNY_GM00326261 EFTA_00199015 EFTA01685259 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 03/24/18 DUPLICATE COPY OPEN p 5/7 Account Ending 0-1=1 [ Detail Continued Amount 03/15/16 JETBLUE AIRWAYS9010001 JETBLUE NY JETBLUE AIRWAYS From: To: BOSTON LOGAN INTER SAN FRANCISCO INTL WA WA WA Carrier: Class: B6 YY 00 YY 00 YY 00 $492.10 Tkket Number: 27921486208623 Date of Departure:04/06 Passenger Name: MAXWELL/GHISLAINE MS Document Type: PASSENGER TICKET 03/16/16 MEETEDGAR.COM 549.00 AUSTIN TX 3122850224 03/17/16 FREDERIC FEKKAI 562.70 NEWYORK NY 2127539500 03/23/16 EZ PASS PREPAIDTOLL 525.00 800-333-8655 NY TOLL & BRIDGE FEE Description FOR BIWNGQUESTIO ACCT: 2P-23531337B 03/23/16 HALLAK CLEANERS 0373 570.80 HACKENSACK NJ 201-343.7333 Description DRY CLEANING/LAUNDR 03/24/16 NETWORK SOLUTIONS $14.95 888-642-9675 FL DOMAIN-SALES 888-642-9675 Fees Amount Total Fees for this Period 50.00 2016 Fees and Interest Totals Year-to-Date Total Fees in 2016 oral Interest in 2016 Amount so.co sono AMEX000462 SDNY_GM_00326262 EFTA_00 199016 EFTA01685260 G MAXWELL DT:c49,AILFREX03 p 6/7 AMEXOOP463 SDNYGIA 00326263 EFTA 00199017 EFTA01685261 OPEN Savings* Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 03/24/16 p Accoun Ending OM Discounts Membership Rewards° Points This Period $0.00 This Period o Year to Date I $0.00 Year toDatit 0 Remember, you can get benefits on eligible purchases with OPEN Savings' partners' automatically when you use your Business Card from American Express OPEN. Learn more atopensavings.com. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensevIngs.corn. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up to date balance information. 1 See individual OPEN Savings partner terms and conditions located at open saving s.com. Get 2 additional Membership Rewards* points for each eligble dollar spent OR a 5% discount on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. Franz. 0 Hertz. BARNES NOBLE Aar, Flerchant perbopationand offers are sthrect tocharge withaAnotice Mannumarnualtaasarlderdercremay apply to the berehlyzucanreceve. See edividuai OPEN Savings patter tams and conditions locatedatepsimarAysoom. GREAT NEW PLACES a 121046 Nature's Plus - distributor of natural vitamins, supplements & health foods, 631-293-0030 or Nature's Plus offers quality products to consumers through its global network of retailers. Nahunplu;.com Offers are made only to Cardmembera who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000464 SDNY_GM_00326264 EFTA_00 199018 EFTA01685262 AMEX000465 SDNY_GM_00326265 EFTA_00 199019 EFTA01685263 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 04/22/16 Next Closing Date 05/24/16 DUPLICATE COPY New Balance Please PayBy $3,355.81 05108116* * Payment is due upon receipt. We suggest you pay by the Please Pay By date. z,i See page 2 for Important information about your account. C) We will debit your bank account for your payment of 53,355.81 on 05/07/16. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 05/05/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Pail Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer open.conVpbc OPEN p. 1/7 Account Ending 0MI Membership Rewards° Points Available and Pending as of 03/31/16 982,116 BFOI more details about Rewards, please = visit amalcanctpress.comnwardsinfo Account Summary Previous Balance Payments/Credits New Charges Fees S2A85.59 -S2,485-59 +53,355.81 +50.00 New Balance SA3SSA1 Days in Billing Period: 29 Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone 1.800.492-3344 1-800-472-9297 g See Page 2 for additional information. OM Pay by Phone ga 1-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000335581000335561 20 ri Account Ending 0-1= Enter 15 digit account a on all payments. Make check payable to American Express. Please Pay By 05/08/16 Auto Pa 3, y Amount $355.81 AMEX000466 SDNY_GM_00326266 EFTA_00 199020 EFTA01685264 0 MAXWELL Del-LITL,Wab p. 2/7 Paymenb: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single c heck drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable tow, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8.90 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) tocalculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cakulate the ADA and interest results in daily compounding of interest. How to Avoid Paying Interest if you have a PayOver Time balance, your due date is at least 25days after the close of each billing period. We will not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official tate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1.800.6780745 Hearing impaired 1-336-393-1111 TTY: 1 0-221-9950 1.800-6780745 FAX:1.808695.9090 1.800-678-0745 in NY:1-800 522 1897 1.800-CASH-NOW Change of Address itOlleCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name. Company Name, and Foreign Address or Phone changes. pleas* callCuuaner Care. • Please print Cindy in blue or block ink only In the boxes provided. Street Address City, State Zip Code Area Code and Home Phone GlinCie neand [mall E Website:arnericanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay • Avoid late fees •Save time Deduct your payment from your bank account automatically each month it amerkenexprws.com/autopay oday to enroll. i J For information on how we protect your privacy and to set your communication and privacy choices, please visit www.ernerkenexpressAwn/privecy. AMEX000467 SDNYGM 00326267 EFTA 00199021 EFTA01685265 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 04/22/16 DUPLICATE COPY OPEN Account Ending 0 p 3/7 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$2,485.59 $0.00 -62.486.59 Detail indicates posting date Payments 04/08/16' G MAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$2485.59 New Charges Summary Total G 64Axwtii 0-= $1,123.97 $2.23124 Total New Charges 63,35521 Detail G 11/4XWELL Card Ending 0.= Amount 03/26/16 EARTHUNK.NET (800)719-4660 GA INTERNET SVC $12.90 03/28/16 INSTACART SAN FRANCISCO CA 8882467822 $65.78 03/31/16 AT&T•BILL PAYMENT 983 DALLAS TX 900-331-0500 DescrIptbn TELECOMMUNICATIONS 04/02/16 GODADDY.COM 480-505-8855 AZ (480)5054855 04/03/16 AMAZON MKTPLACE PMTS AMIN.COM/SILL WA MERCHANDISE $134.24 04/04/16 USER USER 866.57&1039 CA 8665761039 04/06/16 UBER UBER 866.576-1039 CA 8665761039 $32.64 $39.48 $12.41 57.80 AMEX000468 Continued on reverse SDNY_GM_00326268 EFTA_00 199022 EFTA01685266 G MAXWELL DWNWETLFRffol p. 4/7 Detail Continued Amount 04/I 1/16 U PASS PREPAID TOLL 800.333.8655 NY TOLL & BRIDGE FEE Description FOR BILLING QUESTIO ACCT:2P-23750877B 04/13/16 HTTPJ/WWW.SICYPE.NET SKYPE SUBSCRIPT LUXEMBOURG LU HTTP./MM1VW.SKYPE.NET 04/15/16 PAYPAL •PETERLOCASC 4029357733 CA 402-935-7733 Description CHARITY $25.00 5630 $500.00 04/15/16 KEYSERS FLOWERS INC 0000 BABYLON L. I NY 631-669-0124 570.59 04/16/16 MEETEDGAR.COM AUSTIN TX 3122850224 $49.00 04)2W16 BEST BUDDIES INTERNATIONA 00480278075 MIAMI FL 305-3742233 04)21/16 NETWORK SOLUTIONS 888-642-9675 FL DOMAIN-SALES 888-642-9675 5100.00 $14.95 04/21/16 EZ PASS PREPAID TOLL 800-333-8655 NY TOLL & BRIDGE FEE Desolation FOR BILLING QUESTIO ACCT: 2P-238692588 04/22/16 UBER UBER 866-576-1039 CA 8665761039 04/22/16 USER USER 866-576-1039 CA 8665761039 Card Ending 525.00 $10.00 517.68 Amount 03/30/16 AMAZON.COM AMIN.COM/BILL WA MERCHANDISE 151 .61 04/06/16 STARBUCKS 418509 NEW YORK U 516.25 New York NY New York AMEX000469 Continued on next page SDNY_GM_00326269 EFTA_00 199023 EFTA01685267 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 04/22/16 DUPLICATE COPY OPEN Account Ending 0 p 5/7 Detail Continued Amount 04/06/16 PRET A MANGER NEW YORK NY 646.728-0505 Description FAST FOOD RESTAURAN 04/07/16 USPS CHANGE OF10095941866100959 MEMPHIS 1N 800-2383150 04/10/16 AUDIBLE 888-283-5051 NJ AUDIO BOOKS 04/11/16 DUANE READE 000014470 NEW YORK NY 8002892273 Description REFER TO RECEIPT 04/11/16 DUANE READE 000014470 NEWYORK NY 8002892273 Description REFER TO RECEIPT S5.76 SI OS $1600 5/.61 534.13 04/11/16 STAPLES 05322 NEW YORK NY 05322000604449= STAPLES 10PIC ECONOMY STOR BOX $1850 04/12/16 EXTRA SPACE STORAGE 0804 5600000111240 $253.48 RIVER EDGE NJ 2019960020 Description Pike PUBLIC WAREHOUSING $25148 04/13/16 THE HOME DEPOT NEW YORK NY 800654-6844 $4.80 04/13/16 HARBORTOUCH=THE JUNKLUGGERS 0848900169 203-520-8802 NY 2035208802 3120633 04/14/16 RADIOSHACK NEW YORK NY 000-0000000 $1632 04/2W16 USPS 338385066116112 41833116112 TEANECK NJ 800 2758777 $600.00 Fees Amount Total Fins for this Priod $0.00 AMEX000470 Continued on reverse SDNY_GM_00326270 EFTA_00 199024 EFTA01685268 G MAXWELL DSIPM,chIgn99P4,T01 p 6/7 2016 Fees and Interest Totals Year-to-Date Amount Total Fees in 2016 SO.00 Total Interest in 2016 50.00 AMEX000471 SDNY_GM_00326271 EFTA_00 199025 EFTA01685269 OPEN Savings' Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 04/22/16 P. 711 Account Ending OM Discounts Membership Rewards° Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date Remember, you can get benefits on eligible purchases with OPEN Savings° partners' automatically when you use your Business Card from American Express OPEN. Learn more atopensavings.com. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavIngs.com. The Membership Rewards points balance shown above reflects only points receNed through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up to date balance information. I See individualOPEN Savings partner terms and conditions located at open saving s.com. Get 2 additional Membership Rewards' points for each ellgtledollar spent OR a 5% discount on eligible purchases with OPEN Sayings' partners. Visit opensavings.com for details. Hertz. BARNES NOBLE tars_ Merchant partrapabonandcliersareabrect tocharge without notice MaurrumamualCaaSafldelablaismaYallikl0 the benefit youcanfacel7e. See indvidua OPEN Sanngs partner terms and conditions rcoaed at apaimaingsoom. 1 PARAMOUNTEWAWY GREAT NEW PLACES CE 1210113 Paramount Beauty/Royal Beauty Supply- Wholesale supplier for all of 631-242-3737 or your haircare and beauty needs with locations in theTristate area. paraineenteseuty.cen Offers are made only to Cardmembera who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000472 SDNY_GM_00326272 EFTA_00 199026 EFTA01685270 AMEX000473 SDNYGM 00326273 EFTA_00 199027 EFTA01685271 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24/16 Next Closing Date 06/23/16 DUPLICATE COPY New Balance $5,854.57 Please Pay By 06/08/16* Payment is due upon receipt. We suggest you pay by the Please Pay By date. See page 2 for important information about your account. Ste page 5 for Important Changes to Your Account Terms. See Page 9 for an important Privacy Notice and the following pages for important notices about Billing Dispute Procedures, Electronic Fund Transfer Error Resolution and a notice for WA residents. i0 We will debit your bank account for your payment of 55,854.57 on 06/08/16. This date may not be the same date your bank will debit your bank account. Any Inquiry to American Express concerning this debit should be made by 06/06/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon ilafiti Do not staple or use paper clips 6 MAXWELL Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer open.conVpbc OPEN „, p. 1/13 Account Ending 0.= Membership Rewards° Points Available and Pending as of 04/30/16 997,457 BFamore details about Rewards, please = visit amerkenexpress.comirewardsInfo Account Summary Previous Balance 53,355.81 PaymentsKredits -53,355.81 New Charges +55,679.57 Fees +5175.00 New Balance $5,854.57 Days in Billing Period: 32 Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone 1.800.492-3344 1-800-472-9297 See Page 2 for additional information. OM Pay by Phone 1-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000585457000585457 20 d Account Ending OM' Enter 15 digit account a on all payments. Make check payable to American Express. Please Pay By 06/08/16 AutoPay Amount $5,854.57 AMEX000474 S0NY_GM_00326274 EFTA_00 199028 EFTA01685272 0 MAXWELL Del-LITL,Wab p. 2/13 Paymenb: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single c heck drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable tow, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8.90 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) tocalculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cakulate the ADA and interest results in daily compounding of interest. How to Avoid Paying Interest if you have a PayOver Time balance, your due date is at least 25days after the close of each billing period. We will not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official tate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1.800.6780745 Hearing impaired 1-336-393-1111 TTY: 1 0-221-9950 1.800-6780745 FAX:1.808695.9090 1.800-678-0745 in NY:1-800 522 1897 1.800-CASH-NOW Change of Address itOlleCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name. Company Name, and Foreign Address or Phone changes. pleas* callCuuaner Care. • Please print Cindy in blue or block ink only In the boxes provided. Street Address City, State Zip Code Area Code and Home Phone GlinCie neand [mall E Website:arnericanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay • Avoid late fees •Save time Deduct your payment from your bank account automatically each month it amerkenexprws.comieutopay oday to enroll. i J For information on how we protect your privacy and to set your communication and privacy choices, please visit www.ernerkenexpressAwn/privecy. AMEX000475 SDNY_GM_00326275 EFTA_00199029 EFTA01685273 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Dube 05 21 16 DUPLICATE COPY OPEN µ3/13 nint Ending 01= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$3,355.81 $0.00 -83,355.81 Detail •Indicates posting date Payments 05/07/16• G MAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK. NATIONAL ASSOCIATION -53,355.81 New Charges Summary Total Groaxwt Li0= $251.76 Total New Charges $5,427.81 65,679.57 Detail G MAXWELL Card Ending O.= Amount 04/25/16 UPS CHANGE OF100959 41866100959 MEMPHIS TN 800-2383150 $1.00 04/25/16 USPS CHANGE 0810095941866100959 MEMPHIS TN 800-2383150 $1.00 04/26/16 EARTHLINKNET (800)7194660 GA INTERNET SYC 04/29/16 AT&T•BILL PAYMENT 983 DALLAS TX 800-331-0500 Description TELECOMMUNICATIONS $12.90 05/02/16 SIRIUSXM.COM/ACCT 888-635-5144 NY XM SATELITE 05/13/16 HTTPJAW/WSKYPE.NET SKYPE SUBSCRIPT LUXEMBOURG LU HTTPJ/WWWSKYPE.NET 05/I 4/16 GODADDY.COM 480.5054855 AZ (480)505-8855 $133.43 $22.77 $6.50 $25.t6 AMEX000476 Continued on reverse SDNY_GM_00326276 EFTA_00 199030 EFTA01685274 G MAXWELL DYEA-NITK9Pral p 4/13 Detail Continued Amount 05/I 6/16 MEETEDGAFICOM AUSTIN TX 312285022/ 519.00 Ca rd Ending Amount 05/06/16 CHAMPION PARKING 53 LL CHAMPION PARKIN NEW YORK NY PARKING LOT & GARAGE 525.00 05/11/16 UOV00000 LONG ISLAND C NY 212-904-0404 Description STORAGE RENTAL/50PP 516236 05/11/16 UOV00000 LONG ISLAND C NY 212-901.0404 Description STORAGE RENTAL/SUPP 53219.75 05/12/16 EXTRA SPACE STORAGE 0804 5600000111240 RNER EDGE NJ 2019960020 Description Price PUBLIC WAREHOUSING $215A4 S215.44 05/19/16 UOV00000 LONG 6LANDC NY 212-904-0404 Description STORAGE RENTAL/SUPP 5162.56 05/23/16 PLYCAR LLC KINGS PARK NY 631.269.7000 5141230 Fees Amount 05/24/16 GMAXWELL Total Fes for this Period ANNUAL MEMBERSHIP FEE S175.00 $175.00 2016 Fees and Interest Totals Year-to-Date Total Fees in 2016 Total Interest in 2016 Amount $175.00 $0.00 AMEX000477 SDNY_GM_00326277 EFTA_OO199O31 EFTA01685275 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24/16 DUPLICATE COPY OPEN p 5/13 w Account Ending 0-= Notice of Important Changes to Your Account Terms We are making changes to your account terms, which are contained in the American Express Cardmember Agreement ("Agreement") governing your Account referenced in this notice. Any language in the Agreement contrary to or conflicting with the terms amended below is deleted in its entirety to the extent of the conflict. All terms of the Agreement not amended herein remain in full force and effect. We urge you and any Additional Cardmembers on your Account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. The detailed changes to your Cardmember Agreement can be found after the summary chart. Summary of Changes, effective with billing cycles ending on or after July 1, 2016 About Pay Over Time features We are changing how we describe the Pay Over Time feature, to clarify that this feature may be referred to as the "Pay Over Time" feature or the "Extended Payment Option." We are also providing more detail about the type of charges that are not eligible for the Pay Over Time feature. How we calculate your Minimum Payment Due We are adding information about how we calculate your Minimum Payment Due if you have a Pay Over Time balance. We are changing this section to include two new tiers for calculating the Minimum Payment Due. The new tiers affect the Minimum Payment Due calculation when Cardmembers carry Pay Over Time balances over $50,000. When Cardmembers carry Pay Over Time balances under $50,000, this change will not affect the Minimum Payment Due calculation. How we calculate interest We are making changes to this section to align with how we describe the Pay Over Time feature above. These changes do not affect how we calculate interest. CMLENDOMFM660478 SDNY_GM_00326278 EFTA_00 199032 EFTA01685276 G MAXWELL DVEIACIgg.29E101 p 6/13 Detail of Changes to Your Cardmember Agreement This notice amends the Cardmember Agreement (the "Agreement") as described below. We have the right to amend as described in the Agreement. Any terms in the Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. The changes below are effective with billing cycles ending on or after July 1, 2016. About Pay Over Time features We are amending the About Pay Over Time features section of Part 2 of the Cardmember Agreement as follows: We are deleting the first sentence and replacing it with the following two sentences: You may be invited to enroll the Account in a feature that allows you to pay certain charges over time. We may refer to this feature as the Pay Over Time feature or the Extended Payment Option. All terms and conditions that apply to the Pay Over Time feature apply to the Extended Payment Option. In the second paragraph, we are deleting "Extended Payment Option" and replacing it with 'Pay Over Time feature." We are deleting the last two sentences of the second paragraph and replacing them with the following two sentences: We will tell you if we change this amount. Certain charges are not eligible, such as cash and Express Cash, American Express° Travelers Cheques and cash equivalents, casinos and other gambling transactions, any fees owed to American Express except foreign transaction fees, and other transactions designated by us. In the third paragraph, we are deleting "that amount" and replacing it with "your Pay Over Time limit? CMLENDOMMI60 79 SDNY_GM_00326279 EFTA_00 199033 EFTA01685277 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24/16 DUPLICATE COPY OPEN a. Account Ending How we calculate your Minimum Payment Due We are amending the How we calculate your Minimum Payment Due section of Part 2 of the Cardmember Agreement by deleting the section in its entirety and replacing it with the following: p 7/13 How we calculate Your Minimum Payment Due The Minimum Payment Due is the Pay In Full New Balance plus any Pay Over Time Minimum Due. To calculate the Pay Over Time Minimum Due for each statement, we take the higher of (1) or (2) below, then we round that number to the nearest dollar and add any Pay Over Time amount past due: (1) $35, or EXAMPLE: Assume that you have a Pay Over (2) The amount calculated using the following Time New Balance of $75,000, interest of steps; $749.59, no amounts past due and a $1,000 Pay I. Subtract the interest charged on the In Full New Balance. statement from the Pay Over Time New (1) $35, or Balance. This gives you a Modified Pay (2) Calculate the following: Over Time Balance. 1. $75,000 - $749.59 = $74,250.41 II. Add the following together: 1% of the portion of the Modified Pay Over Time Balance less than or equal to $50,000) and 5% of the portion of the Modified Pay Over Time Balance greater than $50,000 and less than or equal to $100,000 and 10% of the portion of the Modified Pay Over Time Balance greater than $100,000 III. Divide the sum from step II by the Modified Pay Over Time Balance and round to four decimals (ex 0.1234) IV. Multiply the result from step III and the Modified Pay Over Time Balance. V. Add the interest charged on the statement to the result from step IV. Your Pay Over Time Minimum Payment Due will not exceed your Pay Over Time New Balance. You may pay more than the Minimum Payment Due, up to your entire outstanding balance, at any time. Add the following together: 1% multiplied by $50, 000 = $500 5% multiplied by ($74,250.41 - $50,000) = $1,212.52 $500 + $1,212.52 = $1,712.52 111. $1,712.52 divided by $74,250.41 = 0.02306411 Round to four decimals = 0.0231 IV. 0.0231 multiplied by $74,250.41 = $1,715.18 V. $749.59 + $1,715.18 = $2.464.77 The higher of (1) or (2) is $2,464.77, which rounds to $2,465.00. The Pay Over Time Minimum Payment Due of $2,465.00 plus the Pay in Full New Balance of $1,000 together make up the Minimum Payment Due of $3,465.00. How we ca culate interest We are amending the How we calculate interest section of Part 2 of the Cardmember Agreement by deleting the first paragraph and replacing it with the following: We calculate interest for a billing period by first calculating interest on each Pay Over Time balance. Pay Over Time balances may have different interest rates. ICI 11124 CMLENDOWitE66048° SDNY_GM_00326280 EFTA_00 199034 EFTA01685278 G MAXWELL D VEWPAIga p 8113 AMEX000481 SDNY_GM_00326281 EFTA_00 199035 EFTA01685279 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24/16 FACTS Why? What? How? DUPLICATE COPY OPEN Account Ending 0- Rev. 9/2012 p 9/13 WHAT DOES AMERICAN EXPRESS DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal Information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • transaction history and account history • insurance claim history and credit history All financial companies need to share customers' personal Information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons American Express chooses to share; and whether you can limit this sharing. Reasons we can share personal information For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus For our marketing purposes — to offer our products and services to you Does American Can you limit this sharing? Express share? Yes Yes No No (but please see the To limit direct marketing' box below for additional privacy choices) For joint marketing with other financial companies For our affiliates' everyday business purposes — information about your transactions and experiences For our affiliates' everyday business purposes — Information about your creditworthiness For our affiliates to market to you Yes Yes No No Yes Yes Yes Yes For nonaffiliates to market to you No (although we may We don't share personal share aggregated or information de-identified data) To limit our sharing To limit direct n arketing • Visit us online: vAvw.americanexpress.conVcommunications or • Call us at 1-855-297-7748 - our menu will prompt you through your choices Please note: If you are a new customer, we can begin sharing your personal information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your personal information as described in this notice. However, you can contact us at any time to limit our sharing. 1Ne provide additional privacy choices to customers. Privacy elections you make for any one product or service may not automatically be applied to other products and services. To let us know if you do not want us to use your personal information to communicate with you about offers by mail, telephone, and/or e-mail: • Visit us online: vnwtamericanexoress.com/communications or • Call us at 1-855-297-7748 (except for choices about e-mail communications) Questions? all 1400-628-4800 or go to americanexpress.com/contact. Page 1 of 2 SO7N4 BP/PRVOPEN/1114 AMEX000482 SDNY_GM_00326282 EFTA_00 199036 EFTA01685280 G MAXWELL DiAgly/MIgnc9Efoi p.10/13 Who we are Who is providing this notice? American Express Travel Related Services Company, Inc. and other American Express Affiliates that provide financial products or services, including American Express Centurion Bank, American Express Bank, FSB, and AMEX Assurance Company. What we do How does American Express protect my personal information? To Drctect shun from unauthonzed access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We collect your personal information, for example, when you • open an account or pay your bills • give us your income information or give us your contact information • use your credit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Federal law gives you the right to limit only • sharing for affiliates' everyday business purposes — information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. How does American Express collect my personal information? Why can't I limit all sharing of personal information? What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. • Our affiliates include companies with the American Express name. including financial companies such as American Express Travel Related Services Company, Inc. and nonfinancial companies such as American Express Publishing. Affiliates may also include other companies related by common ownership or control, such as Serve Virtual Enterprises, Inc. and AMEX Assurance Company, a provider of American Express Card-related insurance services. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Nonaffiliates with which we share personal information include service providers, including, for example, direct marketers, that perform services or functions on our behalf. A formal agreement between nonaffiliated companies that together market financial products or Joint services to you. marketing • Otr joint marketing partners include financial companies. Other important information We may transfer personal information to other countries, for example. for customer service or to process transactions. AMEX Assurance Company customers: You may have the right to access and correct recorded personal information. Personal information may be disclosed by us to detect fraud or misrepresentation, to verify insurance coverage, to an insurance regulatory authority, law enforcement or other governmental authority pursuant to law, or to a group policyholder for purposes of reporting claims experience or conducting an audit. Personal information related to insurance claim activity obtained from a report prepared by an insurance-support organization on our behalf may be retained by such organization and disclosed as required by law. State law may be more protective than federal law. Califomia: If your American Express account has a California billing address, we will not share your personal information except to the extent permitted under California law. VermoM: If your American Express account has a Vermont billing address, we will automatically treat your account as if you have directed us not to share information about your creditworthiness with our affiliates. Page 2 of 2 S07N4 BP/PRVOPEN/1114 AMEX000483 SDNY_GM_00326283 EFTA_00 199037 EFTA01685281 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 05/24/16 DUPLICATE COPY OPEN p. 11113 Account Ending 0-= Billing Dispute Procedures What To Do If You Find a Mistake on Your Statement If you think there is an error on your statement, write to us at: American Express PO Box 981535 El Paso TX 79998-1535 In your letter, give us the following information: • Account information: Your name and account number. • Dollar amount: The dollar amount of the suspected error. • Description of problem: Describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days after the error appeared on your statement. • At least 2 business days before an automated payment is scheduled. if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in writing. You may call us. but if you do we may not follow these procedures and you may have to pay the amount in question. What Will Happen After We Receive Your Letter When we receive your letter, we will do two things: 1. Within 30 days of receiving your letter, we will tell you that we received your letter. We will also tell you if we have already corrected the error. 2. We will investigate your inquiry and will either correct the error or explain to you why we believe the bill is correct. While we investigate whether or not there has been an error: • We will not try to collect the amount in question. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. After we finish our investigation, one of two things will happen: • If we made a mistake: You will not have to pay the amount in question or any interest or other fees related to that amount. • If we do not believe there was a mistake: You will have to pay the amount in question, along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may report you as delinquent if you do not pay the amount we think you owe. S07N4 BP/PRVOPEN/1114 AMEX000484 SDNY_GM_00326284 EFTA_00 199038 EFTA01685282 G MAXWELL DVEWPAIgnc9Efoi p. 12/13 Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate to or from a consumer bank account using your American Express Card, including Express Cash transactions, or electronic payments from a consumer bank account you make to American Express using Pay By Phone. Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers. please contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can call us at 1-800-IPAY-AXP for Pay By Phone questions, at 1-800-528-2122 for Pay By Computer questions, at 1-800-528-4800 for AutoPay questions, and at 1-800-CASH-NOW for Express Cash questions. You may also write to us at American Express, Electronic Funds Services, P.O. Box 981531, El Paso, TX 79998-1531 or contact us online at www.americanexpress.comAnquirycenter. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you can why you believe it is an error or why you need more information. (3) The dollar amount of the suspected error. If you notify us by phone, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your consumer bank account within 10 business days for the amount you think is in error. so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. For errors involving point-of-sale or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and there was no error, we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account. If your bank account does not have enough funds to cover this withdrawal, we can charge the amount to your card account or collect the amount from you. If this happens, we may cancel your right to use our electronic transfer services. Notice for residents of Washington State In accordance with the Revised Code of Washington Statutes, Section 63.14.167, you are not responsible for payment of interest charges that result solely from a merchant's failure to transmit to us within seven working days a credit for goods or services accepted for return or forgiven if you have notified us of the merchant's delay in posting such credit, or our failure to post such credit to your account within three working days of our receipt of the credit. S07N4 BP/PRVOPEN/1114 AMEX000‘185 SDNY_GM_00326285 EFTA_00 I 99039 EFTA01685283 OPEN Savings' Summary ELLMAX LLC G MAXWELL Closing Date 05/24/16 L DUPLICATE COPY Discounts This Period Year to Date $0.00 50.00 p.13/13 Account Ending 0-Mil Membership Rewards° Points This Period Year to Date Remember, you can get benefits on eligible purchases with OPEN Savings° partners' automatically when you use your Business Card from American Express OPEN. Learn more atopensavings.com. Discounts will be applied in the form of a statement credit. For full terms and conditions go to ala•asavIngs.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the moss up to date balance information. 1 See individual OPEN Savings partner terms and condo ions located at open saving s.com. 0 0 Get 2 additional Membership Rewards* points for each ellgtie dollar spent OR a 5% discount on eligible purchases With OPEN Savings' partners. Visit opensavings.com for details Hertz. BARNES NOBLE tars_ Merchant parbcipation and offers are abject to charge without notice. Maerrum annual CaPS and orctrannscrlaY aPPYI0 the benefit you can receive See ncividua OPEN Sanngs partner terms and conditions IccaedatopanweIngsdam. AliExpress• GREAT NEW PLACES a mono AliExprass- Now you can buy products for your business at AllExpress with sisxprwszerft your American Express' Card. Doing business is easier! When you're buying online, you're always warmly wekomed. Offers are made only to Cardmembera who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000486 SDNY_GM_00326286 EFTA_OOI 99040 EFTA01685284 AMEX000487 SDNY_GM_00326287 EFTA 00199041 EFTA01685285 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 06/23/16 Next Closing Date 07/24/16 DUPLICATE COPY New Balance Please Pay By $1,700.81 07/08/16* * Payment is due upon receipt. We suggest you pay by the Please Pay By date. RI See page 2 for Important information about your account. See par 7 for an Important Notice About Changes to Your Cardmember Agreement. We will debit your bank account for your payment of $1,700.81 on 07/08/16. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 07/06/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. n. Payment Coupon al-akl Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer open.conVpbc OPEN p. 1/9 Account Ending 0= Membership Rewards° Points Available and Pending as of 05/31/16 486,634 For more details about Rewards, please visit amalcancrpress.comfrewardsksfo Account Summary Previous Balance 55,854.57 Payments/Credits -55,854-57 New Charges +$1,700.81 Fees +50.00 New Balance $1,700.81 Days in Billing Period: 30 Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone 1.800.492-3344 1-800-472-9297 g See Page 2 for additional information. OM Pay by Phone 1-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending OM' Enter 15 digit account a on all payments. Make check payable to American Express. Please Pay By 07/08/16 Auto Pa 1, y Amount $700.81 IILnInrindlllnnnllndlnLllrrrlllnrindllnnlnll 000170081000170081 20 rl AMEX000488 SDNY_GM_00326288 EFTA_00199042 EFTA01685286 0 MAXWELL Del-LITL,Wab p.2/9 Paymenb: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single c heck drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable tow, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8.90 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) tocalculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cakulate the ADA and interest results in daily compounding of interest. How to Avoid Paying Interest if you have a PayOver Time balance, your due date is at least 25days after the close of each billing period. We will not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official tate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1.800.6780745 Hearing impaired 1-336-393-1111 TTY: 1 0-221-9950 1.800-6780745 FAX:1.808695.9090 1.800-678-0745 in NY:1-800 522 1897 1.800-CASH-NOW Change of Address itOlleCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name. Company Name, and Foreign Address or Phone changes. pleas* callCuuaner Care. • Please print Cindy in blue or block ink only In the boxes provided. Street Address City, State Zip Code Area Code and Home Phone GlinCie neand [mall E Website:arnericanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay • Avoid late fees •Save time Deduct your payment from your bank account automatically each month it amerkenexprws.comieutopay oday to enroll. i J For information on how we protect your privacy and to set your communication and privacy choices, please visit www.ernerkenexpressAwn/privecy. AMEX000489 SDNY_GM_00326289 EFTA_00199043 EFTA01685287 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Dote 062316 DUPLICATE COPY OPEN Account Ending 0 p 3/9 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$5,854.57 $0.00 •$5,85457 Detail indicates posting date Payments 06/08/16• GMAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$5,854.57 New Charges Summary Total GroaxwtiLo= $242.20 Total New Charges $1,458.61 $1,70021 Detail GMAXWELL Card Ending 0= Amount 05/25/16 USER UBER 864576-1039 CA 8665761039 $8.78 05/26/16 EARTHLINK.NET (800)719-4660 GA INTERNET SYC $12.90 05/31/16 ATATILL PAYMENT 983 DALLAS TX 800-331-0500 Description TELECOMMUNICATIONS 06/02/16 SIRIUSXM.CONVACCT 888-635-5144 NY XM SATELITE 06/13/16 FITTPIAWIWSKYPE.NET SKYPE SUBSCRIPT LUXEMBOURG LU HTTIVAVWWSICYPE.NET 06/16/16 MEETE0GAILCOM AUSTIN TX 3122850224 06/17/16 UBER UBER 866.576-1039 CA 8665761039 $133.43 $22.77 56.50 $49.00 58.81 AMEX000490 Continued on reverse SDNY_GM_00326290 EFTA 00199044 EFTA01685288 G MAXWELL DMICELFREtio, p4/9 Detail Continued J Amount IS Card Ending Amount OS/26/16 SALLY BEAUTY HACKENSACK NJ 8662349442 Description GENERAL MERCHANDISE 05/31/16 STARBUCKS 011765 NEW YORK U New York NY New York 05/31/16 61697 - Si WEST 56TH STREET GA CPRK616 NEW YORK NY 3122742000 Description Price PARKING FEES 522.00 05/31/16 DUANE READE /14134000014134 NEW YORK NY 8002892273 Description REFER TO RECEIPT 590.60 54.30 522.00 $16.32 OW /16 61697 - 51 WEST 56TH STREET GA CPRK616 NEWYORK NY 3122742000 Description Price PARKING FEES 541-00 06/02/16 eFAX.COM SERVICES 800-958-2983 CA INTERNET SVC 541.00 $26.95 06/06/16 AMTRAK INTERNET SALE WASHINGTON X WASHINGTON DC Front BBY To: WP Ticket Number 1580651615791 1(800)872.7245 06/08/16 51415 - 38 WEST 46TH ST. CPRKS14151 CP MANHATTAN NY 3122742000 Description Price PARKING FEES $46.00 06/08/16 PRET MANAGER 47 NEW YORK NY 212-847-0295 Description FAST FOOD RESTAURAN 06/09/16 CHAPSUN PARKING LLC NEW YORK NY PARKING LOT &GARAGE $372.00 546.00 513.03 531.00 MIEX000491 Continued on next page SDNY_GM00326291 EFTA_00199O45 EFTA01685289 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 06x23/16 DUPLICATE COPY OPEN Account Ending 0 p. Detail Continued I Amount 06/09/16 NYC-TAXI VERIFONE LONG ISLAND CITY NY 71B-786-8585 Description TAXI: 7B43 09:39 1166 6th Ave 09:49289 W 31st S 06/12/16 EXTRA SPACE STORAGE0804 5600000111240 RIVER EDGE NJ 2019960020 Description Pike PUBLIC WAREHOUSING $21544 06/13/16 EXTRA SPACE STORAGE 0884 5600000111240 RIVER EDGE NJ 2019960020 Description Price PUBLIC WAREHOUSING $409.11 06/15/16 UOVO 0000 LONG ISLAND C NY 212-904-0404 Description STORAGE RENTAL/SUPP $8.30 S275.44 5409.11 5162.56 Fees Amount Total Fees for this Period $0.00 2016 Fees and Interest Totals Year-to-Date amount Total Fees in 2016 $175.00 Total Interest in 2016 $0.00 AMEX000492 SDNY_GM_00326292 EFTA_00199046 EFTA01685290 G MAXWELL DC16191O,99Eloi p 6/9 AMEX000493 SDNY_GM_00326293 EFTA_00 199047 EFTA01685291 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 06/23/16 DUPLICATE COPY OPEN p 719 a. Account Ending 0-= Notice of Important Change to Your Account Terms We are making a change to your account terms, which are contained in the American Express Cardmember Agreement ("Agreement") governing your Account referenced in this notice. Any language in the Agreement contrary to or conflicting with the terms amended below is deleted in its entirety to the extent of the conflict. All terms of the Agreement not amended herein remain in full force and effect. We urge you and any Additional Cardmembers on your Account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. The detailed change to your Cardmember Agreement can be found after the summary chart. Summary of Changes Using the card Currently, you may arrange for merchants to store certain account information for certain purposes (for example, for recurring billing). When you arrange for merchants to store this information, you acknowledge that we may share updates to this information with these merchants. Effective August 15, 2016, we are updating your Cardmember Agreement to say that if you choose to store your account information with any third parties, we may also share updates to this information with these third parties. Please note that this only applies to third parties with whom you elect to share this information. Converting charges made in a foreign currency Effective August 15, 2016, we are updating your Cardmember Agreement to state that, for any charges you make in a foreign currency, AE Exposure Management Ltd. ("AEEML") will convert that charge into U.S. dollars. Closing your Account We are changing our policy for refunding Annual Membership fees for voluntary account cancellations taking place on or after September 1, 2016. If an Annual Membership fee applies to your Account, we will refund this fee if you notify us that you are voluntarily dosing your Account within 30 days of the Closing Date of the billing statement on which that fee appears. For cancellations after this 30 day period, the Annual Membership fee is non-refundable. For example, if your Annual Fee is charged on a billing statement on which the Closing Date is April 2, you have until May 2 to voluntarily cancel your Account and receive a full refund. Please note that any Annual Membership fees for additional cards may appear on a different billing statement than the Annual Membership fee for the Basic Card Members Account. This means that additional card fees may not be refunded if you cancel your Account. ID 11583 See the reverse side for the Detail of Changes to Your Cardmember Agreement CMLENDDMIM Ear494 SDNY_GM_00326294 EFTA 00199048 EFTA01685292 G MAXWELL DWINfiggnc&Vol Detail of Changes to Your Cardmember Agreement This notice amends the Cardmember Agreement (the "Agreement") as described below. We have the right to amend the Agreement. Any terms in the Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. p. 819 Using the Card Effective August 15, 2016, in Part 2 of the Cardmember Agreement, we are amending the Using the card sub￾section of the About using your card section by deleting the fourth paragraph (including the bullet points) and the fifth paragraph in their entirety and replacing them with the following: You may arrange for certain merchants and third parties to store your card number and expiration date, so that, for example: • the merchant may charge your account at regular intervals; or • you may make charges using that stored card information. We may (but are not required to) tell these merchants and third parties if your expiration date or card number changes or if your account status is updated, including if your account is cancelled. You must notify the merchants and third parties directly if you want them to stop charging your Account. Converting charges made in a foreign currency Effective August 15, 2016, in Part 2 of the Cardmember Agreement, we are amending the Converting charges made in a foreign currency sub-section in the Other important information section by deleting the text in its entirety and replacing it with: If you make a charge in a foreign currency, AE Exposure Management Ltd. ("AEEML") will convert it into U.S. dollars on the date we or our agents process it, so that we bill you for the charge in U.S. dollars based upon this conversion. Unless a particular rate is required by law, AEEML will choose a conversion rate that is acceptable to us for that date. The rate AEEML uses is no more than the highest official rate published by a government agency or the highest interbank rate AEEML identifies from customary banking sources on the conversion date or the prior business day. This rate may differ from rates that are in effect on the date of your charge. We will bill charges converted by establishments (such as airlines) at the rates they use. Closing your Account Effective September 1, 2016, in Part 2 of the Cardmember Agreement, we are amending the Closing your Account sub-section in the Other important information section by inserting a new paragraph at the end of the sub-section: If an Annual Membership fee applies, we will refund this fee if you notify us that you are voluntarily closing your Account within 30 days of the Closing Date of the billing statement on which that fee appears. For cancellations after this 30 day period, the Annual Membership fee is non-refundable. If an Annual Membership fee applies to your Account, it is shown on page 1 and page 2 of Part 1 of the Cardmember Agreement. If your billing address is in the Commonwealth of Massachusetts at the time you close your account, this policy will not apply to you. CMLENDDMaRfge"" SDNY_GM_00326295 EFTA_00199049 EFTA01685293 OPEN Savings* Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 06/23/16 p.9/9 Account Ending OM Discounts Membership Rewards° Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date 0 Remember, you can get benefits on eligible purchases with OPEN Savings' partners' automatically when you use your Business Card from American Express OPEN. Learn more atopensavings.com. Discounts will be applied in the form of a statement credit. For full terms and conditions go to oprinsevings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up to date balance information. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. Get 2 additional Membership Rewards* points for each eligble dollar spent OR a 5% discount on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. Hertz BARNES NOBLE tars_ Merchant parbapabonandctfersareablect tocharge without notice MaorrrimainuA capsandexcisionsmay app' to the benefit you canrecerte See undo:W.3 OPEN Savings partner terms and conditions Iceled at operasavings.com. • OPEN 0WoundProsped GREAT NEW PLACES Origin PC- A custom computer manufacturing company located in Miami, FL Origin PC assembles high performance PCs for gaming and professional use. InboundProspect Why buy leads when you can buy customers? 2015 Inc. 5000 Company. Pay-Per-Customer solutions for Solar Power & Personal Loan Companies. DID YOU KNOW Made Goods - Luxury wholesale home decor, focused on exquisite materials. In-stock or custom, we offer an extensive choice of mirrors, furniture, chandeliers and objects. CE sower 305471.1000 ext. 7130 or originpc.com 800-511-1955 inboundprospea.com CE 300005 Info4madnoods.com or machogoods.“fn Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000496 SDNY_GM_00326296 EFTA_00 199050 EFTA01685294 AMEX000497 SDNY_GM_00326297 EFTA 00199051 EFTA01685295 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 07/24/18 Next Closing Date 08/24/16 DUPLICATE COPY New Balance Please Pay By $2,321.63 08/08/16* * Payment is due upon receipt. We suggest you pay by the Please Pay By date. RI See page 2 for Important information about your account. C) We will debit your bank account for your payment of $2,321.63 on 08/08/16. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 08/06/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. pai Payment Coupon Igal- Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer open.conVpbc OPEN p. t/5 Account Ending 0= Membership Rewards° Points Available and Pending as of 06/30/16 501,060 For more details about Rewards, please visit amerkenexprms.comirewardsMfo Account Summary Previous Balance $1,700.81 Payments/Credits -$1,700.81 New Charges +52,321.63 Fees +50.00 New Balance $2,321.63 Days in Billing Period: 31 Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone 1.800.492-3344 1-800-472-9297 g See Page 2 for additional information. OM Pay by Phone ga 1-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000232163000232163 20 rl Account Ending OMI Enter 15 digit account I on all payments. Make check payable to American Express. Please Pay By 08/08/16 AutoPay Amount $2,321.63 AMEX000498 SDNY_GM_00326298 EFTA_00 199052 EFTA01685296 G MAXWELL Dekir9tITInc?S'S p. 2/5 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by Law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron k Withdrawal: (1) When you send a check for payment, you give us permission to etectionkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check touting nu miler, account number and check serial number to your financial institution, unless the check Is not processabk electronically or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. Hew We Calculate Your Balance: We use the Average Daily Balance (ADB) met hod (including new transactions) to cakulate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cokulote the ADA and interest resuhs in doily compounding of interest. How to Avoid Paying Interest If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges:If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular tate is required by law. The conversion rate we use is no more than the highest official tate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened byestablishments will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six.month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defauhs on your Account may be reflected in your credit report. GI Customer Care & Billing Inquiries International Collect I.800.6780745 I-336.393.1111 Hearing impaired TTY: 1 800 221 9950 Large Print & Braille Statements 1 800478 0745 FAX: 1 80069S 9090 Lost or Stolen Card 1 8006780745 In NY:1 800 522-1897 Express Cash 1.800-CASH-NOW Change of Address icerrect on front. do not use. • To change your address online, visit wwwarneticanexpntssdorn/updatecontactido • For Nam e.Company Name. and Foreign Address or Phone changes. please call Customer Cart • Please pint dearly in blue or Nadi ink only in the boxes provided. Street Address City. State Zip Code Area Ctde and Home mone trglieneend (mall I 1 1 Website:americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO. TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101- 1270 Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each month Visit amakanexpress.com/autopay today to enroll. J For information on how we protect your privacy and to set your communkation and privacy deices please visit www.ansedamexprets.com/prIvecy. AMEX000499 SDNY_GM_00326299 EFTA_00 199053 EFTA01685297 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 07/24/16 DUPLICATE COPY OPEN 315 Account Ending 01= Payments and Credits Summary Total Payments Credits Total Payments and Credits -$1,700.81 $0.00 -81,700.81 Detail indicate posting date Payments 07/08/16' G MAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$1,703.81 New Charges Summary Total G maxwt o=i $211.95 Total New Charges $2,109.68 62,321.63 Detail G MAXWELL Card Ending O.= Amount 06/29/16 AT&T•BILL PAYMENT 983 DALLAS TX 800-331-0500 Description TELECOMMUNICATIONS $13348 07)02/16 SIRIUSXM.COM/ACCT 888635-S144 NY XM SATEUTE $22.77 07/13/16 HTTHANVWSKYPE.NET SICYPE SUBSCRIPT LUXEMBOURG LU HTTIVIVNAVSKYPE.NET 07/16/16 MEETEDGAR.00M AUSTIN TX 3122850224 $650 $49.00 Ca rd Ending Amount 06/22/16 0804 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE NJ 2019960020 06/23/16 0804 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE NI 2019960020 $415.05 $396.86 AMEX000500 Continued on reverse SDNY_GM_00326300 EFTA_00199054 EFTA01685298 G MAXWELL DYEA-191,TA,9nYol p 4/5 L Detail Continued Amount 07/02/16 eFAXCOM SERVICES 800-958-2983 CA INTERNET SYC 07/09/16 TARGET DANVERS MA DISCOUNT STORE 07/12/16 0804 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE NJ 2019960020 S16.95 547.63 $21544 07/13/16 0804 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE NJ 2019960020 S409.11 07/2W16 UOVO 0000 LONG ISLAND C NY 212-904-0404 Description STORAGE RENTAUSUPP S162.56 07/22/16 0804 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE NJ 2019960020 S446.08 Fees Amount Total Fees for this Pet iod $0.00 2016 Fees and Interest Totals Year-to-Date Total Fees in 2016 Total Interest in 2016 Amount $175.00 $0.00 AMEX000501 SDNY_G1.1_00326301 EFTA_00 199055 EFTA01685299 OPEN Savings® Summary DUPLICATE COPY ELLMAX LLC p5/5 G MAXWELL Closing Date 07/24/16 Account Ending OM Discounts Membership Rewards° Points This Period Year to Date $0.00 $0.00 This Period Year to Date o 1 Remember, you can get benefits on eligible purchases with OPEN Savings' partners' automatically when you use your Business Card from American Express OPEN. Learn more atopensavings.com. Discounts will be applied in the form of a statement credit. For full terms and conditions go to open sawing s.corn. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up to date balance information. I See individual OPEN Savings partner terms and conditions located at opensavings.com. Get 2 additional Membership Rewards' points for each eligble dollar spent OR a 5°/o discount on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. Hertz BARNES NOBLE tars_ Merchant participationand offers are sidled to charge sulhout notice MaierrumannuX caps and exciscrsmay apply to the benefit you can receive See incfrodua OPEN Saangs partner terms and conditions texed at oponsardIngscon. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000502 SDNY_GM_00326302 EFTA_00 199056 EFTA01685300 MiEX000503 SDNY_GM_00326303 EFTA_00 199057 EFTA01685301 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 08/24/16 Next Closing Date 09/23/16 DUPLICATE COPY New Balance $592.11 Please Pay By 09/08/16t *Payment is due upon receipt. We suggest you pay by the Please Pay By date. pi See page 2 for Important information about your account. Account cancelled at your request. We will debit your bank account for your payment of S592.11 on 09/08/16. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 09/06/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. M. Payment Coupon Pail Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note changes on reverse side. OPEN p.1/5 Account Ending 0= Membership Rewards* Points Available and Pending as of 07/31/16 512,034 B For more details about Rewards, please visit amakanexprins.comkawardanfo Account Summary Previous Balance 52,321.63 PaymentsKredits -52,321.63 New Charges 4592.11 Fees +50.00 New Balance $592.11 Days in Billing Period: 31 Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone 1.800.492-3344 1-800-472-9297 g See Page 2 for additional information. Pay by Computer OM Pay by Phone open.conVpbc I. 1-800-472-9297 Account Ending OM' Enter 15 digit account I on all payments. Make check payable to American Express. Please Pay By 09/08/16 AutoPay Amount $592.11 illuillillill.I.IIIIIIIIIii.Illiiii.ilill..I illi.ill'IlliiIIIII. AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000059211000059211 20 rl AMEX000504 SDNY_GM_00326304 EFTA_00 199058 EFTA01685302 0 MAXWELL Del-LITL,Wab p.2/5 Paymenb: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single c heck drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable tow, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8.90 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) tocalculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cakulate the ADA and interest results in daily compounding of interest. How to Avoid Paying Interest if you have a PayOver Time balance, your due date is at least 25days after the close of each billing period. We will not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official tate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1.800.6780745 Hearing impaired 1-336-393-1111 TTY: 1 0-221-9950 1.800-6780745 FAX:1.808695.9090 1.800-678-0745 in NY:1-800 522 1897 1.800-CASH-NOW Change of Address it011eCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name. Company Name, and Foreign Address or Phone changes. pleas* call CLISIOIMI Care. • Please print Cindy in blue or block ink only In the boxes provided. Street Address City, State Zip Code Area Code and Home Phone G:aCie neand (mall E Website:arnericanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay • Avoid late fees •Save time Deduct your payment from your bank account automatically each month it amerkenexprws.comieutopay oday to enroll. i J For information on how we protect your privacy and to set your communication and privacy choices, please visit www.ernerkenexpressAwn/privecy. AMEX000505 SDNY_Ght_00328305 EFTA_00 199059 EFTA01685303 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Dube 08 21 16 DUPLICATE COPY OPEN P 3 5 nint Ending 01= Payments and Credits Summary Total Payments Credits -$2,190.38 G MAXWELL Total Payments and Credits -S131.25 -$2,321.63 Detail Indicates posting date Payments 08/0W16• G MAXWELL Amount AUTOPAY PAYMENT RECEIVED -THANK YOU UMB BANK NATIONAL ASSOCIATION -$2,190.38 Credits Amount 08/02/16• G MAXWELL CR ADJ - ANNUAL MEMBERSHIP FEE -S13125 New Charges Summary Total G MAXWELL 0 $152.45 $439.66 Total New Charges 6692.11 Detail G MAXWELL Card Ending 0= Amount 07/26/16 EARTHL1NICNET (800)7194660 GA INTERNET SVC 67.95 07/30/16 AT&T•BILL PAYMENT 983 DALLAS DC 800.331-0500 Description IF LECOMMUNKAT IONS ® Card Ending 114450 Amount 07/23/16 0804 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE NJ 2019960020 $439.66 Fees Amount Total Fees for this Period 60.00 AMEX000506 Continued on reverse SDNY_GM_00326306 EFTA_00 199060 EFTA01685304 G MAXWELL DE1-191,Ungfal p 4/5 2016 Fees and Interest Totals Year-to-Date Amount Total Fees in 2016 143.75 Total S0.00 Interest in 2016 AME X000507 SDNY_GM_00326307 EFTA_00199061 EFTA01685305 OPEN Savings* Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 08/24/16 p.5/5 Account Ending 0-= Discounts Membership Rewards° Points This Period $0.00 This Period 0 Year to Date $0.00 Year to Date Remember, you can get benefits on eligible purchases with OPEN Savings' partners' automatically when you use your Business Card from American Express OPEN. Learn more atopensavings.com. Discounts will be applied in the form of a statement credit. For full terms and conditions go to oprinsevings.com. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up to date balance information. 1 See individual OPEN Savings partner terms and conditions located at opensavings.com. Get 2 additional Membership Rewards* points for each eligble dollar spent OR a 5% discount on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. Hertz. BARNES NOBLE tars_ Merchant parbapabon and offers are stied to charge with:titmice Maximum ainuA caps and excisorsmay app'y to the benefit you can receive. See incfrodua OPEN Savings partner terms and conditions Iceled ate cirricp VITf' GREAT NEW PLACES a S00126 Once Resources - One of the Midwest's largest processor-brokers of scrap dmcoresources.com metal & other secondary industrial commodities. Value Innovation Technologies - Grow sales, totally automate your business processes & analyze data about customers using the cloud solution eLink Marketplace. valueinnovationtech corn am ex 1 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000508 SDNY_GM_00326308 EFTA_00 199062 EFTA01685306 AMEX000509 SDNY_GM_00326309 EFTA 00199063 EFTA01685307 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23/16 Next Closing Date 10/24/16 DUPLICATE COPY New Balance $0.00 Payment Not Required ID See page 2 for important information about your account. Account cancelled at your request. 0 We will debit your bank account for your payment of $0.00 on 10/08/16. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 10/06/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. El Payment Coupon Do not staple or use paper clips G MAXWELL Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer open.conVplx OPEN p. 1/5 Account Ending 0= Membership Rewards° Points Available and Pending as of 08/31/16 522,218 Di For more details about Rewards, please visit a nwrkanexpress.com/reward slut* Account Summary Previous Balance Payments/Credits New Charges Fees $592.11 -$592.11 .$0.00 +$0.00 New Balance sem) Days in Billing Period: 30 Customer Care Pay by Computer open.com/pbc Customer Care Pay by Phone 1 800 492 3344 1,800472 9297 O See Page 2 for additional information. PI Pay by Phone 1300472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000000000000000000 20 rl Account Ending 0-= Enter 15 digit accounts on all payments. Make check payable to American Express. Payment Not Required AutoPay Amount $0.00 AMEX000510 SDNY_GM_00326310 EFTA 00199064 EFTA01685308 0 MAXWELL Del-LITL,Wab p.2/5 Paymenb: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single c heck drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable tow, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8.90 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) tocalculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to cakulate the ADA and interest results in daily compounding of interest. How to Avoid Paying Interest if you have a PayOver Time balance, your due date is at least 25days after the close of each billing period. We will not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official tate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Lost or Stolen Card Express Cash 1.800.6780745 Hearing impaired 1-336-393-1111 TTY: 1 0-221-9950 1.800-6780745 FAX:1.808695.9090 1.800-678-0745 in NY:1-800 522 1897 1.800-CASH-NOW Change of Address it011eCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name. Company Name, and Foreign Address or Phone changes. pleas* call CLISIOIMI Care. • Please print Cindy in blue or block ink only In the boxes provided. Street Address City, State Zip Code Area Code and Home Phone G:aCie neand (mall E Website:arnericanexpress.com Mobile Site: amexmobilecom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay • Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h it amerkenexprms.comieutopay oday to enroll. i J For information on how we protect your privacy and to set your communication and privacy choices, please visit www.ernerkenexpressAwn/privecy. AMEX000511 SDNY_GA4_00328311 EFTA_00 199065 EFTA01685309 Business Gold Rewards ELLMAX LLC G MAXWELL Closing Date 09/23/16 DUPLICATE COPY OPEN p. 3/5 Account Ending 0-= Payments and Credits Summary Total Payments -$592.11 Cradles $0.00 Total Payments and Credits -$592.11 Detail •Indicars posting date Payments 09/08/16• AUTOPAY PAYMENT RECEIVED - THANK YOU WELLS FARGO BANK, NA Amount -5592.11 Fees Amount Total Fees for this Period $0.00 2016 Fees and Interest Totals Year-to-Date Total Fees in 2016 Total Interest in 2016 Amount 503.75 $0.00 AMEX000512 SDNY_GM_00326312 EFTA_00 199066 EFTA01685310 G MAXWELL DWEL-NITASSfY01 p AMEX000613 SDNY_GM_00328313 EFTA_00 199067 EFTA01685311 OPEN Savings* Summary DUPLICATE COPY ELLMAX LLC G MAXWELL Closing Date 09/23/16 Account Ending OM Discounts Membership Rewards° Points This Period $0.00 This Period 0 Year to Date I $0.00 Year to Date 0 0. 515 Remember, you can get benefits on eligible purchases with OPEN Savings' partners' automatically when you use your Business Card from American Express OPEN. Learn more atopensavings.com. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavingmorn. The Membership Rewards points balance shown above reflects only points received through the OPEN Savings benefit and may not reflect any reversals. Please refer to your Membership Rewards account balance for the most up to date balance information. 1 See individual OPEN Savings partner terms and conditions located at open saving s.com. Get 2 additional Membership Rewards* points for each eligble dollar spent OR a 5% discount on eligible purchases with OPEN Savings' partners. Visit opensavings.com for details. Franz. Hertz. BARNES NOBLE Aar, iterchant portiopationand offers are Waled tochargewithdArnbce MannumarrivalcaasandecaScremay apply 10 the benehlyzollanrezeive See exlividuai OPEN Savings patter terms and conditions locatedatopsitwAyscom. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000514 SDNY_GM_00326314 EFTA_001990611 EFTA01685312 MiEX000515 SDNY_GM_00328315 EFTA_00 199069 EFTA01685313 Centurion° Card G MAXWELL Closing Date 07/18/10 DUPLICATE COPY New Balance $7,555.00 Please Pay By 08/02/10 P1 See page 2 for important information about your account 2„ See Page 5 for an important Privacy Notice and the following page for important notices about Your Billing Rights and Electronic Fund Transfer Error Resolution. e Please fold on the perforation below, detach and return with your payment 4 Kg Payment Coupon IQ' Do not staple or use paper clips i rl Check here If your address or I—I phone number has c hanged. Note changes on reverse side. Pay by Computer americanexpress.com/pbc p. 1/7 Account Ending Earn points on all of your purchases, everywhere you use the Card. Visit wwwamerkanexpress.comhewards Account Summary Previous Balance $0.00 Payrnents/Credks +$0.00 New Charges +$10.00 Fees +$7,545.00 New Balance $7,555.00 Days in Billing Period: 11 Customer Care Pay by Computes arnericanexpressxorn/pbc Customer Care Pay by Phone 1-877-877-0987 1W0.472-9297 Di See page 2 for additional information. rj Pay by Phone la I.800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000755500000755500 14 rl Enter account number on all documents. Make check payable to American Express. Please print clearly in blue or black ink only. Please Pay By 08/02/10 Amount Due 57,555.00 AMEX000516 SDNY_GM_00326316 EFTA_00 199070 EFTA01685314 G MAXWELL p. 2/7 Payments: If your payment is received after 5:00 p.m. it may not be credited to your Account until the next day. If your payment does not meet the following requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Payments must: (1) be sent to the payment address shown on your statement and must include the remittance coupon from your statement; (2) be made with a single checkdrawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. Elect ;conk payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1 ) When you send a check for payment, you give us permission to ekct ronkaIN withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thee hec k. routing number, account number and check serial number to your financial institution, unless the check is not processable electronkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit on other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for t he c redit balance within 30 days if the amount is 51.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. 12 Customer Servke & Billing Inquiries International Collect 1-877-877-0987 1-951.5038905 Hearing Impaired TTY: I 800 221 9950 Large Print & Braille Statements 1-877-877-0987 FAX: I 800 695 9090 Express Cash 1-800-CASH-NOW In NY:1-800 522 189/ Change of Address II correct on front do not use. • Todungeywuaddressonline.vid wuwamericanespeessiornrupdatecontactinfo • roe Nam*. Company Nam*. and Foreign Address or Phonechanges, please all CUStOfilef Service. • Please prim clearly in blue or black ink only in the bares provided. n Street Address I City, State Zip Co o de Area Cde and Home Rant =Zee Email (optional? i l l I Website: arnerkanexpress.com Mobile Site: arnexmobile.com Customer Service & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK N3 07101-1270 Pay Your Bill with AutoPay • Avoid late fees. • Save time. Deduct your payment from your bank account automatically each month. Visit americanexpress.comfautopay today toenroll. Please provide your amad address to receive important account updates and exclusive Cardmember °demand benefits. 'You may visit the American Caress Privacy Statement at vunigurrierlaraytymnahcout/priumy for moredetailsand to set your ansail prelerences. AMEX000517 SDNY_GM_00326317 EFTA_00199071 EFTA01685315 Centurion® Card G MAXWELL Closing Date 07/18/10 DUPLICATE COPY Account Ending p 3/7 New Charges Summary Total G MAXWELL Total Now Charges $10.00 $10.00 Detail GMAXWELL Card ErdingI Amount 07/13/10 GOOGLE °SERVICES PAYMENT SVC KNNPO7WOS99900DVN33139 GOOGLE •SERVICES GOOGLECOWCH $10.00 Fees Amount 07/18/10 GMAXWELL INITIATION FEE $5,000.00 07/18/10 G MAXWELL ANNUAL MEMBERSHIP FEE $2400.00 07/18/10 JENNIFER TURNER ANNUAL MEMBERSHIP FEE $45.00 Total Fees for this Period $7,545.00 2010 Fees and Interest Totals Year-to-Date Total Fees In 2010 Total Interest in 2010 Amount S7,545.00 Includes fees and interest charged for billing periods with closing dates on Of after June 25,2010. Important Notice Information on Pay Over Time Features You may have access to one or mote Pay Over Time Features as part of your Card account. The current Annual Percentage Rates (APRs) for the Pay Over Time Features are as follows: For Sign and Travelthe APR is 9.15%. For Sign and Travel, the APR is 9.15%. Please refer to page 2 for further important information regarding your account AMEX000518 SDNY_GM_00326318 EFTA_00 199072 EFTA01685316 G MAXWELL DUPLICATE CIS Account Ending p 4/7 AMEX000519 SDNY_GM_00326319 EFTA_00 199073 EFTA01685317 Centurion° Card G MAXWELL Closing Date 07/18/10 DUPLICATE COPY Account Ending p. 5/7 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express' Charge Cards or accounts, Optima' Cards or accounts, other personal credit card accounts that we issue, and to United States holders of business charge and credit cards from OPEN from American Express. This Notice explains how we collect, use and safeguard inf °motion about you and how to limit the use and disclosure of your information. In this Notice, "American Express," ^we," "our,' and "us" ref er to American Express Travel Related Services Company, Inc., American Express Centurion Bank and American Express Bank, FSB. These entities are "Affiliates' of each other, which are companies in the American Express family that are related to each other by common ownership or control. Our AffiNates also include publishers, travelers cheque issuers, travel agents and providers of Card-related insurance services. The cards and accounts that we issue are called 'Cards' or 'Card accounts.' Holders of those Card accounts are called tardmembers-or "you(r)." What Information Do We Collect? We obtain information about you from a variety of sources. You provide us with information about yourself, for example, by completing Card applications. This includes your name, address, social security number, and income and asset information. Your use of the Card and your other transactions with us and our Affiliates provide us with additional information, such as your spending and payment history. Other sources, such as credit reporting agencies and providers of marketinginformation, furnish us with additional information about your credit history, purchasing preferences, and other matters. We also obtain information about you in connection with our efforts to protect against fraud. We call all of this information *Cardmember Information." What Do We Do with Cardmember Information? We use Cardmember Information in connection with delivering products and services to you. To do this it is often necessary to share it with our Affiliates and other companies we work with. These include companies that manage Card accounts, offer affinity, frequent-user, and reward programs, companies that perform marketing services and other business operations for us. and companies whose products or services are provided as a benefit of your Card account. We may also share Cardmember Information with other financial institutions with whom we jointly offer products and services. And we may disclose it to other third parties as permitted by law. For example, we disclose Cardmember Information in response to subpoenas, to credit reporting agencies, and to help prevent fraud. Information We Share with Our Affiliates You can inform us not to share with our Affiliates credit-related information (except as permitted by law), such as your credit history as shown on a consumer report. H you make this choice, we are permitted by law to share with our Affiliates information about our transactions and experiences with you, such as your payment history. Valuable Partner Otters We work with carefully selected business partners, such as merchants that accept the Card, so that you may receive offers for their products and services. We use Cardmember Information to help make these offers more SPC30 relevant and valuable to you. H you respond to one of these offers, the business partner will know certain information about you, such as your name, that you are a Cardmember, and that you met the qualifications established for the offer. You can inform us not to send you these offers. Your Choices Please let us know if you do not want us to use your Cardmember Information to communicate with you about offers, including exclusive partner off ers and offers from our Affiliates, by mail, telephone and/or e-mail. or share your credit-related information with our Affiliates, by visiting us at: www.amencenexpreas.00mioommunloatIona You can also inform us of your choices (except for e-mail communications) by calling us at 1-800-297-8378 it you make these choices, you may not learn about products, services and features. including discounts and other special offers, we believe may be of interest to you and add value to your Card membership. If you have other Card accounts with us, you will receive additional privacy notices that apply to those accounts. Please note that any ohoioes you make will only apply to this a000unt. If you are the primary Cardmember on your Card account. any choices you make in accordance with this Notice will also apply to any other Cardmember on this account (except for e-mail communications). If you make choices not to receive offers as indicated above, we may still include notices and information about the Card and other products and services when communicating with you about your Card account and related products and services. Information Security We use reasonable administrative, technical and physical security measures to protect your Cardmember Information. Former Customers If you cancel your Card, or your Card account(s) are closed, we will continue to treat and safeguard Cardmember Informationabout you as described in this Notice. For Vermont Cardmembers Only If your Card account has a Vermont billing address, we will automatically treat your account as if you had informed us not to share your credit-related information with our Affiliates. BP/PRVCCSG10310 AMEX000520 SDNY_GM_00326320 EFTA_00 199074 EFTA01685318 G MAXWELL DUPLICATE Cirami Account Ending p. 6/7 Your Billing Rights: Keep this Document for Future Use This notice tells you about your nghts and our responsibilities under the Fair Credit Billing Act. What To Do It You Find a Mistake on Your Statement If you think there is an error on your statement. write to us at PO Box 981535. El Paso TX 79998.1535. In your letter. give us the following information: • Account information Your name and account number. • Dollar amount The dollar amount of the suspected error. • Description el problem If you think there is an error on your biN. describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days alter the error appeared on your statement. • At least 3 business days before on automated payment is scheduled. if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in wining. You may call us. but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. What Will Happen Atter We Receive Your Letter When we receive your letter. we must do two things: 1. Within 30 days of receiving your letter. we must tell you that we received your letter. We will also tell you if we have already corrected the error. 2. Within 90 days of receiving your letter, we must either correct the error 34 explain to you why we believe the bill is correct. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question. or report you as delinquent on that amount. • The charge in question may remain on your statement and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question. you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit rum. After we finish our investigation. one of Iwo things will happen: • If we made a mistake You will not have to pay the amount in question or any interest or other fees related to that amount. • 11 we do not believe there was a mistake You will have to pay the amount in question. along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may then report you as delinquent if you do not pay the amount we think you owe. If you receive our explanation but atil believe your bill is wrong. you must write to us within 10 days telling us that you still refuse to pay. If you do so. we cannot report you as delinquent without also reporting that you are questioning your bill. We must tell you the name of anyone to whom we reported you as deinquent, and we must let those organizations know when the matter has been settled between us. If we do not follow all of the rules above, you do not have to pay the first 550 of the amount you question even if your bil is correct. Your Rights If Youfide_Dissatisfied With Your Credit Card Purchases II you we dissatisfied with the goods or services that you have purchased with your credit card. and you have tried in good faith to correct the problem with the merchant. you may have the right not to pay the remaining amount due on the purchase. To use this right. all of the following must be true: I. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you. or if wo own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. II all of the criteria above we met and you we still dissatisfied with the purchase. contact us in witting at PO Box 981535. El Paso TX 799981535. While we investigate. the same rules apply to the disputed amount as discussed above. After we finish our investigation. we will tell you our decision. At that point. if we think you owe an amount and you do not pay. we may report you as delinquent. SPC30 BP/PRVCCSG/0310 AMEX000521 SDNYGM 00326321 EFTA_00 199075 EFTA01685319 Centurion° Card G MAXWELL Closing Date 07/18/10 DUPLICATE COPY Account Ending p. 7/7 Annual EFT Error Resolution Notice This notice is to inform you about how you should nobly us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card. including Express Cash transactions. or electronic payments you make to American Express using Pay By Phone. Pay By Computer. or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can telephone us at 1.800-IPAY-AXP for Pay By Phone and Pay By Computer questions. and at 1.800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at American Express. Electronic Funds Services. P.O. Box 981531. El Paso. TX 79998.1531. or contact us online at vniwamericanexpress.cominquirycenter. We must hear from you no later than 60 days alter we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us. please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you aro unsure about. Explain as clearly as you can why you believe it ia on error or why you need more information. (3) The dollar amount of the suspected error. If you notify us by phone. we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time. however. we may take up to 45 days to investigate your complaint or question. If we decide to do this. we will credit your bank account within 10 business days for the amount you think is in error. so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days. we may not credit your account. For errors involving point-of-sale or foreign-initiated transactions. we may take up to 90 days to investigate your complaint or question. We will tel you the results within three business days after completing our investigation. If we decide that there was no error. we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and there was no error. we will tell you when we win withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account. If your bank account does not have enough funds to cover this withdrawal. we can charge the amount to your card account or collect the amount from you. If this happens. we may cancel your right to use our electronic transfer services. SPC30 BP/PRVCCSG/0310 AMEX000522 SDNY_GM_00326322 EFTA_00 199076 EFTA01685320 MiEX000523 SDNY_GM_00328323 EFTA 00199077 EFTA01685321 Centurion® Card G MAXWELL Closing Date 08/18/10 DUPLICATE COPY New Balance $9,004.25 Please Pay By 09/02/10 Account Ending Membership Rewards° Points As of 08/18/10 For details, please see your FM Membership Rewards page. p 1/5 61,135 Q See page 2 for important information about your account. Account Summary Previous Balance $7,555.00 Payments/Credks -512.555.00 New Charges +S13,997.79 Fees +56.46 New Balance $9,004.25 Days in Billing Period: 31 4 Please fold on the perforation below, detach and return with your payment 4 MN Payment Coupon Do not staple or use paper clips ri Check here if your addressor phone number has c hanged. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc Customer Care Pay by Cornputer americanexpress.com/pbc Customer Care Pay by Phone 1-877.877.4987 1.800-472-9297 See page 2 for additional information. la Pay by Mon* la I -800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000100425000100425 14 rl Enter account number on all documents. Make check payable to American Express. Please print clearly in blue or black ink only. Please Pay By 09/02/10 Amount Due 59,004.25 AMEX000524 SDNY_GM_00326324 EFTA_00 199078 EFTA01685322 G MAXWELL DYWailkaiim p. 2/5 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single checkdrawn on a US bank and payable in US dollars, or whh a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. Ifyour payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. ff we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: Ill When you send a check for payment, you give us permission to elect ionkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit a other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit a other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone a any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (A08) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are detelmined. The method we use to figure the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify fiom customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Credit Balance:A cred4 balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for t he c redit balance within 30 days if the amount is 51.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates fees and grace periods by calling 1-800-518-8866. 12 Customer Service & Billing Inquiries International Collect 1-877-877-0987 1-951.5038905 Hearing Impaired TTY: I 800 221 9950 Large Print & Braille Statements 1-877-877-0987 FAX: I 800 695 9090 Express Cash 1-800-CASH-NOW In NY:1-800 522 1897 Change of Address If correct on from do not use. • To change your addles, online, visit wrovomericanespeessiornropdatecontactinfo • ror Na..... Company Na..,,. and ration Address or Phonechanges, please call Customer Service. • Please print dearly in blue or black ink only in the boxes provided. n Street Address I City, State Zip Co o de Area Cde and Home roma AmSte v ntrd Email (optional? i l l I Website: arnerkanexptess.com Mobile Site: amexnxibilecom Customer Service & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101-1270 Pay Your Bill with AutoPay • Avoid late fees. • Save time. Deduct your payment from your bank account automatically each month. Visit americanexpress.comfautopay today toenroll. Please provide your emml address to receive Important account updates and exclusrie Cardmember offen and benefits. 'You may visa the American Caress Privacy Statement at smacatrielainesqinrohcons/privacy for macedetailsand to set your eossa prelerences. AMEX000525 SDNY_GM_00326325 EFTA_00 199079 EFTA01685323 Centurion® Card G MAXWELL Closing Date 08118110 DUPLICATE COPY Account Ending p. W5 Payments and Credits Summary Payments Credits Total -$7,555.00 MAXWEL I Total Payments and Credits -$5,000.00 412,55500 Detail okalkates posting daft Payments 07/23/W G PAAXVIELL ONLINE PAYMENT- THANKYOU Amount 47,555.00 Credits Amount 07/19/104 G MAXWELL CR AOHNITIATION FEE 45,000.00 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $13,85036 $147A3 $13,997.79 Detail • foreign cunency chairs subject to a conversion fee equal to 2.7% dike convened US doll.. amount. See page 2 for debt, G MAXWELL Card Ending SPend i Amount 07/23/10 GEORGE TORPE INC NEW YORK CITY 212-734-1342 $95.00 07/24/10 TORY BURCH - WEB NEWYORK DIRER MKTG MISC $190.53 07/26/10 CONTINENTAL AIRLINES PHOENIX AZ CONTINENTAL AIRLINES From: To: EDINBURGH SCOTLAND NEWARK NJ NOT AVAILABLE Ticket Number:005790.91469901 Passenger Name MAXWELUGHIMAINE Document Type PASSENGER TKKET Carder: Class: CO C7 Date of Departure:08/29 34,84510 07/26/10 HAU/UCCLEANERS6SOOHACKENSACK $185.00 2013437333 Description Nice DRY CLEANERS $185.00 AMEX000526 Continued on reverse SDNY_GM_00326326 EFTA_00199080 EFTA01685324 G MAXWELL DrAMIL9111. p. 4Th Detail Continued •• f °mon currency of the converted chairs subject tea conversion fee equal to 2.7% US dollar See 21et dens. Foreign Spend Amount amount. page 07/27/10 BMI USA CASTLE DONINGTON BMIDLAND From: To: EDINBURGH N.Y. NEWARK INTL A NOT AVAILABLE Tkket Number 23621282021680 Passenger Name MAXWELUGH5LAINE MS Document Type PASSENGER TICKET Cattier Class: BD Date of Departure:07/27 $6174.14 07/27/10 The Spa at Estancia La Jolla (858)202-3383 Description REFER TO INVOKE S222.00 07/29/10 CALFORN1A BICYCLE WA JOLLA SPORTING GOODS STORE S21533 07/3W10 VERIZON•RECURRINGPAY800-483-3000 PHONESERVICE $74.36 07/3W10 PARK EAST ANIMALHOSPNEW YORK 2128328417 Description Price VETERINARY SERVICES $687.00 $687.00 08/02/10 7-MOBILE RECURNG PM1T-MOBILE 55513884098006 5624.40 06/08/10 EMERALDA BAZAR PORTOCERVOARZACHE MISC APPAREL STORE ••EuropeanlUnion S239.40 08/16/10 8LUEPRINICLEANSE NEW YORK 2124145741 S195.00 08/17/10 GEORGE TORPE INC NEW YORK CITY 1103.00 212-7341342 S JENNIFER TURNER Card Ending Foreign Spend Amount 07/23/10 FEDEMI 871567tnnt14 1400-622-1147 GM 92037 To--CA FROM: DANA WRNS= 001 PRIORRY PKG 10LB AWB871567302834 FedEx Y1.800-622.1147 $119.88 07/26/10 MUVE INC 174030075996126057963 402-935-7733 Description EXERCISE AND F $9.95 07/31/10 (TUNES MUSIC STORE (AUSTIN Runes Musk Store $5.43 08/13/10 RUNES MUSIC STORE IAUSTIN Runes Musk Store $2.17 08/17/10 1800GOFEDEX 010007MEMPHIS 1-800-622-1147 $10.00 AMEX000527 Continued on next page SDNY_GM_00328327 EFTA_00199081 EFTA01685325 Centurion® Card G MAXWELL Closing Date 08/18/10 DUPLICATE COPY Account Ending p 5/5 Fees Amount 08/08/10 G MAXWELL Total Fns for this Period FOREIGN TRANSACTION FEE EMERAL DA BAZAR 5239.40 56.46 $6.46 2010 Fees and Interest Totals Year-to-Date Amount Total Fees in 2010 $2,551.46 Total Interest in 2010 S0.00 Includes fees and interest charged for billing periods with closing dates on or after June 25, 2010. Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The current Annual Percentage Rates (APRs) for the Pay Over Time Features are as follows: For Sign and Travel, the APR is 9.15%. For Sign and Travel, the APR is 9.15% Please refer to page 2 for further Important Information regarding your account AMEX000528 SDNY_GM_00326328 EFTA_00 199082 EFTA01685326 MiEX000529 SDNY_GM_00326329 EFTA_00 199083 EFTA01685327 Centurion® Card G MAXWELL Closing Date 09/17/10 DUPLICATE COPY New Balance $3,598.39 Please Pay By 10/02/10 Q See page 2 for important information about your account. 4 Please fold on the perforation below, detach and return with your payment 4 MN Payment Coupon Do not staple or use paper clips ri Check here if your addressor phone number haschanged. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc Account Ending Membership Rewards° Points As of 09/17/10 For details, please see your Membership Rewards page. Account Summary p 1/6 75,832 Previous Balance $9,004.25 Payments/Credks -$9004.25 New Charges +53,598.39 Fees +50.00 New Balance 53,59839 Days in Billing Period: 30 Customer Care Pay by Computer amerkanexpress.com/pbc Customer Care Pay by Phone 1-877.877-0987 1.800-472-9297 See page 2 for additional information. la Pay by Mon* la I -800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000359839000359839 14 rl Enter account number on all documents. Make check payable to American Express. Please print clearly in blue or black ink only. Please Pay By 10/02/10 Amount Due $3,598.39 AMEX000530 SDNY_GM_00326330 EFTA_00 199084 EFTA01685328 G MAXWELL p. 2/6 Payments: Vow payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be ctedited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be rnade through an electronic payment method payable in US dollars and clearable through the US banking system. ff we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to elect tonkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit of other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone of any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are detelmined. The method we use to figure the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dolla is on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify fiom customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for t he c redit balance within 30 days if the amount is 51.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. 12 Customer Servke & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW In NY:1-800 522 189/ Change of Address If correct on front do not use. • To change your addles, online, visit winvomericanespeessiornropdatecontactinfo • ror Nam*. Company Nam*. and foreign Address or Phonechanges, please call Customer Service. • Please print dearly in blue or black ink only in the boxes provided. Street Addressn I i City, State Zip Co o de Area Cde and Home roan, AmSte v ntrd Email (optional? i l l I Website: arnerkanexptess.com Mobile She: amexmobile.com Customer Service & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK N3 07101-1270 Pay Your Bill with AutoPay • Avoid late fees. • Save time. Deduct your payment from your bank account automatically each month. Visit americanexpress.comfautopay today toenroll. Please provide your e-mailaddressto receive important account updates and exclusbe Cardmember offen and benefits. 'You may visa the American Caress Privacy Statement at trows.amerlantergrerohcens/privacy for more details and to set your e- nail preferences. AMEX000531 SDNY_GM_00326331 EFTA_00 199085 EFTA01685329 Centurion® Card G MAXWELL Closing Date 09/17/10 DUPLICATE COPY Account Ending p.as Payments and Credits Summary Payments Credits Total -$3,964.05 MAXWELI. Total Payments and Credits -$5,04020 -$9,004.25 Detail •Indkates posting daft Payments Amount 08/30/10• G MAXWELL ONLINE PAYMENT- THANKYOU -$3,964.05 Credits Amount 08/16/10 G PANGVELL CONTINENTAL AIRLINES PHOENIX TKTt 0057908146990 AZ -$4,845.20 08/26/10 G MAXWELL BLUEPRINT CLEANSE NEW YORK -$195.00 212-414-5741 New Charges Summary Total G MAXWELL $3,588.44 $9.95 $3,59839 JENNIFER TURNER Total New Charges ( Detail G MAXWELL Card Ending Amotmt 08/23/10 VERIZOWRECURRINGPAY800-483-3000 PHONESERVICE 574.60 08/26/10 /-CREW PURCHASE 800-562-0258 CLOTHING $33A6 08/28/10 SCLERODERMA RESEARCHSAN FRANCISCO 800-441-2873 Description CHARITABLE & S 550080 08/29/10 /CREW PURCHASE 800-562-0258 CLOTHING $49.91 08/29/10 SCREW PURCHASE 800-562-0258 CLOTHING $49.91 08/3W10 DELTA AIR LINES PHOENIX AZ DELTA AIR LINES From: To: ALBUQUERQUE NM SALT LAKE CRY UT SANTA BARBARA CA Carrier: DL DL Class: HA HA $383.90 Tkket Number. 00679166219642 Passenger Name FENTOWARLENE A Document Type PASSENGER TICKET Date of Departure: 08/30 AMEX000532 Continued on reverse SDNY_GM_00326332 EFTA_00 199086 EFTA01685330 G MAXWELL DrffitirignFira p 4/6 Detail Continued Amount 09/01/10 FANDANGO.COM MOVIE TKTS MOVE TKTS FANDANGO.COM 866-857-5191 529.00 09/02/10 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 5436.77 09/02/10 BROADVIEW NETWORKS 803-276-2384 COMPUTER NEIWORKANFO 5795.09 09/07/10 HALM CLEANERS6SOOHACKENSACK 2013437333 Description Pike DRY CLEANERS $97.10 $97.10 09/08/10 STAPLES INC 00693 MONTGOMERY (800)333-3330 $100.15 09/10/10 PET AIRWAYS (18260200DELRAY BEACH 8887382479 $810.55 09/15/10 GEORGE TORPE INC NEW YORK CITY 212-734-1342 $228.00 Is JENNIFER TURNER Card Ending Amount 09/06/10 MUVE INC 174030075996126057963 402-935-7733 Description EXERC5E AND F 59.95 Fees Amount Total Fees for this Period 50.00 2010 Fees and Interest Totals Year-to-Date Total Fees in 2010 Total Interest in 2010 Amount 52,551A6 $0.00 Includes fees and interest charged for billing periods with cbsIng dates on or after June 25, 2010. Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Tirne Features as pad of your Card account. The current Annual Percentage Rates (APRs) for the Pay Over Time Features are as follows: For Sign and Travel, the APR is 9.15%. For Sign and Travel, the APR is 9.15%. Please refer to page 2 for further important information regarding your account AMEX000533 SDNY_GM_00326333 EFTA_00 199087 EFTA01685331 For questions about your Membership Rewards account, visit us at americanexpress.com/ rewards or contact us at 1.800.297.1300 American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 333298785 Mem beinitgicarils First￾Monthly Statement and Program News Statement Period August 1, 2010 • August 31, 2010 Account activity alter ttis period does not appear on this statement incsnaierra G MAXWELL isms kown Nitta. Points Earned this Period aro pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Total Points Balance 75,832 Points Earned this Period 14,697 Account Summary Opening points balance Points earned this period Points used this period Reinstated points and adjustments Total points balance 61,135 +14,697 0 0 =75,832 Points Earned this Period 08/01/10 - 08/31/10 Points Activity On Eligible Charges Centurion 13,849 0 XXXx-XXxxx2Mil Centurion Xxxx-xxxxx4 = Add' Centurio XXXX-XXXXX2q_ Totals Bon us warded Pr Per c ints Tot] Points Activity A aro 13,849 701 0 701 147 0 147 14,697 0 14,697 p.5/6 MEMBERSHIP rewards FIRST" Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts we in goW standing Points used cannot be reversed back into your program account. Forfeited points can be reinstated tot a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terns & Conditions in your Program Guide you have Questions, please visa www.americanexpress.comrowards or call 1-800.297-1300. For international, cal collect 305-816-2799 New! Use Membership Rewards' Points on www.Amazon.com amazon.com rgESTINATION alit HOTELS a RESORTS Now you can use Membership Rewards points at checkout on www.Amazon.com. Pay in full. Or pay in part and let your Card cover the rest. The reward possibilities are endless. Tan and or4b:ne for Itss IlertersIss Rents ppaappm ssa Y44 or oil 14101)41P4ARN (247-3274) for rnova Paricpainpartner Walbrar aStIs n.""nwears a: idled bahreps wiltsul rostc• an Doubt* Points for Spa Getaways at Three Exclusive Resorts Unwind and indulge at Terranea or Estancia La Jolla in California, or the Inn & Spa at Loretto in Santa Fe. 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(MR Message 4765) Visit membershlprewards. corn or call 1-800-AXP-EARN (297-3276) and redeem 34,800 points for reward code PRIR2275, (MR Message 4755) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEx000535 SDNY_GM_00326335 EFTA_00 199089 EFTA01685333 Centurion® Card G MAXWELL Closing Date 10/18/10 DUPLICATE COPY New Balance Please Pay By $13,628.02 11/02/10 Q See page 2 for important information about your account. 'Highest in Customer Satisfaction with Credit Card Companies, Four Years in a Row" Arnerican Express received the highest nanarical twang aedit card issuers in the proprietary J D. Power and Associaes 2007.2010 Crean Card Satisfaction Stuthesw 2010 study based on responses horn 8,570 CCII9JMOIS measuring 10 cad issuers ard measures opiriore rf consumers about the issuer of their primary credit and Proprietary solar results are based on experiences and perceptions of consuhas warted in Mn 2910 Your merlon= may ray. V .sn leponer.corn 4 Please fold on the perforation below, detach and return with your payment 4 Payment Coupon Do not staple or use paper clips ri Check here if your address or phone number haze hanged. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc p 1/11 Account Ending Membership Rewards° Points Aso( 10/18/10 24,391 For details, please see your Membership Rewards page. Account Summary Previous Balance $3,598.39 Payments/Credks 43,685.89 New Charges +513,71352 Fees +50.00 I New Balance 513,628.02 Days in Billing Period: 31 Customer Care Pay by Cornputer americanexpress.corn/pbc Customer Care Pay by Phone 1-877.877.0987 1.800-472.9297 See page 2 for additional information. ',Pay by Phone la I -800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 001362802001362802 14 rl Enter account number on all documents. Make check payable to American Express. Please print clearly in blue or black ink only. Please Pay By 11/02/10 Amount Due $13,628.02 AMEX000536 SDNY_GM_00326336 EFTA_00 199090 EFTA01685334 G MAXWELL DektIMELF,111 p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. ff we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: P) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit of other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone of any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for t he c redit balance within 30 days if the amount is S1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. 12 Customer Service & Billing Inquiries International Collect 1-877-877-0987 1-951.5038905 Hearing Impaired TTY: I 800 221 9950 Large Print & Braille Statements 1-877-877-0987 FAX: I 800 695 9090 Express Cash 1-800-CASH-NOW In NY:1-800 522 1897 Change of Address Ito:nett on front do not use. • To change your addles, online, visit winvamericanespeessionYupdatecontactinfo • for Nam*. Company Na,.. and foreign Address or Phone changes, pleasecall Customer Service. • Please print chatty in blue or black ink only in the boxes provided. Street Addressn I i City, State Zip Co o de Area Cde and Home Ran, =Zee Email (optional? i l l I Website: arnerkanexpress.com Mobile Site: amexrwobilecom Customer Service & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101-1270 Pay Your Bill with AutoPay • Avoid late fees. • Save time. Deduct your payment from your bank account automatically each month. Visit americanexpress.comfautopay today toenroll. Please prattle your e-mad address to receive important account updates and exclusne Cardmember offers and benefits. 'You may visit the American Cypress Privacy Statement at snacesoarlarartweress.cent/privact for more details and to id your mail prelerences. AMEX000537 SDNY_GM_00326337 EFTA_00 199091 EFTA01685335 Centurion® Card G MAXWELL Closing Date 10/18110 DUPLICATE COPY Account Ending p.3/11 Payments and Credits Summary Payments Credits Total -S3,598.39 MAXWEL I Total Payments and Credits -S87.50 -$3,685.89 Detail •ndicates posting date Payments 09/22/10• GMAXWELL Amount ONLINE PAYMENT- THANK YOU 43,598.39 Credits Amount 09/22/10• GMAXWELL Balance Transfer -$87.50 New Charges Summary Total G MAXWELL 312,495.99 JENNIFER TURNER Total New Cargos $1,21933 $13,715.52 Detail GMAXWELL Cad gi Amount 09/18/10 EXHALE MINDBODY SPA 212-2493000 HEALTH & BEAUTY SPA $397.10 09/20/10 TIME WARNER ENTRMT 718-358-0900 CABLE SVCS $601.36 09/21/10 STAPLES INC.00683 MONTGOMERY (800)333-3330 $120.84 09/21/10 AT&T QD FLP 32817001ALPHARETTA 800-3314500 Description TELEPHONE SERV 3198.58 09/21/10 HALLAK CLEANERS 6500HACKENSACK 2013437333 Description Pike DRY CLEANERS $156.90 $156.90 09/22/10 VERIZON•RECURRINGPAY800.483-3000 PHONESERVXE $7440 09/22/10 PARK EAST ANIMALHOSPNEW YORK 2128328417 Description Pike VETERINARY SERVICES $494.00 3494.00 AMEX000538 Continued on reverse SDNY_GM_00326338 EFTA_00199092 EFTA01685336 G MAXWELL DrAF,117;f„9, telt Detail Continued 09/21110 HALLAKCLEANERS6500HACKENSACK 2013437333 Description Price DRY CLEANERS S200.00 Amount $200.00 09/24/10 CITICAR TRANSPORTATKONG GUN NY 718-707-9000 $10220 09/26/10 PARIS MATCH NEW YORK NY 5145.00 RESTAURANT FOOD/BEVERAGE $12422 TIP $20.18 09/27/10 ST REGIS ASPEN ST REASPEN CO Ardval Date Departure Date 09/23/10 09/26/10 00000000 LODGING $13.99 09/27/10 STARBUCKS ASPEN KEYSTONE CO 888-838-0495 $4.07 09/27/10 JASON POSSUMATO JASORIDGEWOOD NJ COMPUTER PROGRAMMING $2.381.64 09/30/10 BROADVIEW NETWORKS 800-276-2384 NY COMPUTER NETWORK/INFO $418.37 10/01/10 HALLAK CLEANERS 6SOOHACKENSACK NJ $24620 2013437333 Description Pike DRY CLEANERS $24620 10/02/10 I -MOBILE RECURNG PMTI-MOBILE 55513884098006 5640.17 1W04/10 JASON POSSUMATO JASORIDGEWCIOD NJ 917,7740347 $1,114.98 10/05/10 EVENTBRITE.COM/CHARG8883153037 CA $524.95 888-315-3037 Description ADMISSION/TICK 10/05/10 SANTA BARBARA AVIATISANTA BARBARA CA 805-895-9758 $1,000.00 10/07/10 DR THOMAS J MAGNANI NEW YORK NY DENTIST/ORTHODONTIST $470.00 10/08/10 AMAZON.COM MAZN.COMMILL WA MERCHANDISE $41.26 10/08/10 AMAZON MICTPLACE PMISPJAZN.COWBILL WA MERCHANDISE $19.99 10/08/10 PRET A MANGER 016 OONEW YORK NY 2122073725 $652 10/08/10 BARNES&NOBLE COM 800-843-2665 NJ BOOKS, MUSK OR DVDMD $34.40 10/08/10 1 SISTERS 57 INC 212-813-0281 NY BEAUTY/BARBER SHOP 10/08/10 Bliss Spa 570000000(212)888-0033 2148213610019 Fabulous Facial Gratuity $20320 $125.40 AMEX000539 Continued on next page SDNY_GM_00326339 EFiA,_0U199O93 EFTA01685337 Centurion® Card G MAXWELL Closing Date 10/18/10 DUPLICATE COPY Account Ending p.5/11 Detail Continued Amount 10/08/10 VERIZOWONETIMEPAY 800-VERIZON TX BILL PAYMENT $159.98 10/08/10 GEORGE TORPE INC NEW YORK CITY NY 212-734-1342 565.00 10/09/10 VICTORIA SECRET 800-888-1500 OH 800-888-1500 $6135 10/10/10 AMAZON.COM APAZN.COINBILL WA MERCHANDISE 52726 10/10/10 AMAZON.COM MAZN.COM/BILL WA MERCHANDISE $2726 10/10/10 AMAZON.COM MAZN.COM/BILL WA MERCHANDISE $2726 10/10/10 AMAZON.COM AMIN.COM/BILL WA MERCHANDISE $2726 10/11/10 GODADDY.COM (480)505-8855 (480)505-8855 $194.52 10/11/10 HER LOOK ENTERPRISES8024574004 VT 802-985-8506 847.00 10/12/10 AMAZON SERVICES-KIND866.321-8851 WA DIGITAL $9.99 10/12/10 JASON POSSUMATO JASORIDGEWOOD NJ 917-7740347 51,703.90 10/12/10 HALLAK CLEANERS 6507/HACKENSACK NJ $105.00 2013437333 Description Price DRYCLEANERS $105.00 10/12/10 BLUEPRINT CLEANSE NEW YORK NY 212414-5741 513000 10/15/10 AMAZON.COM AMZN.COMA3ILL WA MERCHANDISE 5174.19 is JENNIFER TURNER Cud (Mktg Amount 09/28/10 MINE INC 6126057963 MN 402435-7733 Description EXERCISE AND F $9.95 09/30/10 FDX1807110315000017 1-803-622-1147 1.800.622.1147 TO: JACOB JAMES CA FROM:116 E 65111 ST LLC 001 HOME 46LB AWB807110315000017 FedEx #1-800-622-1147 $44.67 09/30/10 FDX48071103150000621.800622.1147 1.800.622.1147 To: JACOB JAMES CA FROM. 116 EOSIN ST LLC 001 HOME 30LBAWB807110315000062 FedEx 01-800-622-1147 533.48 AMEX000540 Continued on reverse SDN Y _GI.1_00 326 34 0 EFTA_00199094 EFTA01685338 G MAXWELL DrAF,117;f„9, p 6/1 Detail Continued 09/30/10 Amount E DX X807110315000000 1-800-622-1147 $54.86 1.800.622-1147 To. JACOB JAMES CA FROM:116 E 651H ST LLC 001 HOME 70LB AW8807110315000000 FedEx 41-800-622-1147 09/30/10 FDX0807110315000048 1400-622-1147 1.800.622.1147 To: JACOB JAMES CA FROM:116 E 651H ST LLC 001 HOME 30LB AW8807110315000348 FedEx 41-800-622-1147 $33.48 09/30/10 FDX.807110315003031 1-803-622-1147 1-800-622-1147 TO: JACOB JAMES CA FROM 116 E 65111 ST Lit= 001 HOME 39LB AW8807110315000031 FedEx 01-800-622-1147 $40.37 09/30/10 FM(4807110315000024 1-800422-1147 1-800-622-1147 TO: JACOB JAMES CA FROM:116 E 6511I ST LLC 001 HOME 33LB AWBB07110315000024 FedEx 41-800-622-1147 836.03 09/30/10 FM1807110315000055 1-800422-1147 1.800.622.1147 TO. JACOB JAMES CA FROM:116 E 65TH ST LLC 001 HOME 301BAWB807 110315000055 FedEx 41-800-622-1147 $33.48 10/04/10 FDX4807110315800079 14300422-1147 1-803-622-1147 TO. JACOB JAMES CA FROM:116 E 65TH ST LLC 001 HOME 15018 AWB807110315000079 FedEx 41-800.622-1147 $15&04 10/05/10 FEDEX/ 7963134981731-800622-1147 ATG TO: NY FRO ame GokIschroldt 98122 001 PRIORITY LTR I LBAW8796313498173 FedEx 01400-6224 147 $33.21 10/06/10 MB F DOG SHOWS INFOCGREENSBORO 336.379-9352 NC $106.52 10/06/10 FEDEX', 871567302890 1400-622-1147 JENELLE CHECK 93536 TO: JENELLE LARSEN CA FROM: 001 EXP SVR PAK 1LB AWB871567302890 FedEx 11.800-622-1147 $21.76 10/07/10 MB F DOG SHOWS INFODGREENSBORO 336-379-9352 NC $5126 10/07/10 MB F DOG SHOWS INFODGREENSBORO NC $45.26 336-379-9352 AMEX000541 Continued on next page SDNY_GM_00326341 EFTA 00199095 EFTA01685339 Centurion® Card G MAXWELL Closing Date 10/18/10 DUPLICATE COPY Account Ending p. 7/11 Detail Continued Amount 10/07/10 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $73.89 10/11/10 FEDEX. 793996847041 1.800.622.1147 NO REFERENCE INFOWC2A2A TO: LONDON SCHOOL OF ECONOMICS, IDGB FROM: 001 IE BOX 41.8 AWB793996347041 FedEx al-800-622-1147 5119.88 10/14/10 JETBLUE AIRWAYS 9010JETBLUE NY )ETBLUE AIRWAYS From: To: Carrier: Class: SEATTLE-TACOMAINE N.Y.1 F KENNEDY I B6 SEATTLE-TACOMA INT B6 0 WA YY 00 WA YY 00 Tkket Number 27921507556593 Date of Departure:10/27 Passenger Name: POHNSTOWSIMON MR Document Type: PASSENGER TICKET 10/15/10 'TUNES MUSK STOREIAUST1N TX 'Tunes Music Store 5309.40 513.99 Fees Amount Total Fees for this Period $0.00 2010 Fees and Interest Totals Year-to-Date Amount Total Fees in 2010 52.551.46 Total Interest in 2010 $0.00 inckides fees and interest charged for billing periods with closing dates on Drafter June 25, 2010. Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The current Annual Percentage Rates (APRs) for the Pay Over Time Features are as follows: For Sign and Travel, the APR is 9.15%. For Sign and Travel, the APR is 9.15%. Please refer to page 2 for further important information regarding your account AMEX000542 SDNY_GM_00326342 EFTA_OOI 99096 EFTA01685340 G MAXWELL p 8/1' AMEX000543 SDNY_GM_00326343 EFTA 00199097 EFTA01685341 Mem bePAWcitgicarils First- p. 9/11 Monthly Statement and Program News For questions about your Membership Rewards account, visit us at americanexpress.com/ Statement Period September 1, 2010 Account activity alter ttis period does not MEMBERSHIP - September 30, 2010 appear on this statement rewards rewards Prepuce -or MST" or contact us at 1.800.297.1300 G MAXWELL Total Points Balance American Express ACCIXIIII NWS( 24,391 Membership Rewards P.O. Box 297813 Points Earned this Period aro Ft. Lauderdale, FL 333298785 pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Points Earned this Period -1,441 Account Summary Opening points balance 75.832 Points earned this period -1,441 Points used this period -50.000 Reinstated points and adjustments 0 Total points balance =24,391 Points Earned this Period owomo- 09/30/10 Faults Activity On Eligible Charges Bonus Points Awarded Total PointileArctejt i Centurion XX)0r-XXXXX2a -1,451 0 -1,451 Adel CeMuricig. 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For more information, go to www.destInatIonhotels. corn rewards (MR Bonus ID 3788) For a store location near youalog. or to request a cat call 1-800-274-1815 or visit www.BroolcsBrothers. coin (MR Message 4808) Visit membershiprewards. comer call 1-800-AXP-EARN (297-3276) and redeem 30,645 points for reward code RV7578. (MR Message 4836) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000545 SDNY_GM_00326345 EFTA_OOI 99099 EFTA01685343 Centurions Card G MAXWELL Closing Date 10/18/10 DUPLICATE COPY Account Ending p 11/11 Use Membership Rewards• points to pay in full. Or pay In part and let your Card cover the rest. Get started today at www.Amazon.conVmembershiptewards MEMiggids • SHOP WITH POINTS AT amazon.com• o C) 2, Terms and Conditions for the Membership Rewards• moo fa e;;> it n,rnbersNprewarasccnv terms C, Cal l'eCtitaXP-EARN (297-3176) for more information. Parinrinatino partners and availabk tesvaids are subject to change without notice. POIDtt)601:C001 NOE X000546 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDnw_GM_00326346 EFTA 00199100 EFTA01685344 MiEX000547 SDNY_GM_00326347 EFTA 00199101 EFTA01685345 Centurion° Card G MAXWELL Closing Date 11/17/10 DUPLICATE COPY New Balance Please Pay By $23,813.68 12/02/10 ID See page 2 for important information about your account. Your payment of $23,813.68 will be debited from your account on 12/02/10. Any inquiry to American Express concerning this debit should be made before 12/01/10. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. "F. IS Save and earn when you shop online. Visit americanexpress.com/Inske to team more. n Payment Coupon Wig Do not staple or use paper clips G MAXWELL Check here it your address or phone number has changed. Note charges on reverse side. P. 1/11 Account Ending Membership Rewards* Points As of 11/17/10 38,103 rs For details, please see your Membership Rewards page. Account Summary Previous Balance Payments/Credits New Charges Fees 513628,02 415,876.92 +$26,023.93 +$38.65 New Balance d23,813.68 Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.877-0987 1.800472.9297 See page 2 for additional information. Pay by Computer US Pay by Phone americanexpress.corn/pbc BM 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to Ameikan Express. Please Pay By 12/02/10 AutoPay Amount $23,813.68 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLrrlllrrrrlrrll 002381368002381368 14 rl AME X000548 SDNY_GM_00328348 EFTA_00199102 EFTA01685346 G MAXWELL p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be rnade through an electronic payment method payable in US dollars and clearable through the US banking system. ff we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for t he c redit balance within 30 days if the amount is 51.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. 12 Customer Servke & Billing Inquiries International Collect 1-877-877-0987 1-954.5038905 Hearing Impaired TTY: I 800 221 9950 Large Print & Braille Statements 1-877-877-0987 FAX: I 800 695 9090 Express Cash 1-800-CASH-NOW In NY: I -800 522 1891 Change of Address ',correct on front do not use. • To chancre your address online, visit swevenmericaneipressiorrilupdatecontactinfo • For Name. Company Name. and Foreign Address or Phone changes, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I I Website: arnerkanexpress.com Mobile She: amexmobile.com Customer Service & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK N3 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcanexpresszotrdpdvacy. AMEX000549 SDNY_GM_00326349 EFTA (10199103 EFTA01685347 Centurion® Card G MAXWELL Closing Date 11/17/10 DUPLICATE COPY Account Ending .W11 Payments and Credits Summary Total Payments -$13428.02 Credits MAXWEL I -$2.248.90 Total Payments and Credits -S15,876.92 Detail 'indicates posting date Payments Amount 11/01/10* GMAXWELL ONLINE PAYMENT- THANK YOU -S13,628.02 Credits Amount 10/28/10 GMAXWELL ALIA THE ROYAL JORDANPHOENIX TKO 5127931850975 AZ -$2.248.90 New Charges Summary Total G MAXWELL JENNIFER TURNER Total MawCharges $25,027.68 $996.25 62023.93 Detail • Foreign cunency charges subject to a conversion fee equal to re at the convened VS doll.' amount. See page 2 to, details. GMAXWELL Card Ending Foreign Spend Amount 10/18/10 AMAZON MICTPLACE PMTSMAZN.001NBILL MERCHANDISE WA $197.00 10/18/10 ANITA R CELA MD 212-535-6004 212-535-6004 $1,600.00 10/19/10 VERIZON•RKURRINGPAY800-483-3000 PHONESERV10E PA $241.17 10/21/10 JASON POSSUMATOJASORIDGEW000 917-7740347 NJ $1.69841 10/21/10 BROADVIEW NETWORKS 800-276-2384 COMPUTER NETWORIVINFO NY $416.74 10/22/10 VERIZOWRECURRINGPAY800-483-3000 PHONESERVICE PA $76.10 10/22/10 Hotel Monteleone N ONew Orleans LA $29057 Anlyal Date Depollute Date 10/21/10 10/22/10 00000000 LODGING AMEX000550 Continued on reverse SDNY_GM_00326350 EFTA 00199104 EFTA01685348 G MAXWELL DrAF,V,Tn91111. p.4/11 Detail Continued •• I °feign current-, of the convened chaiges subject to a conversion fee equal to 2.7% US doll.. See 2 Om detais. Foreign Spend Amount amount. page 10/22/10 CASABLANCA GLOBAL TRCOMMEFICE CA 800-317-2101 Description OTHER TRANSPOR WOW 10/23/10 MADISON TOWER HEALTHNEV/ YORK NY HEALTH & BEAUTY SPA $15500 10/24/10 TREVI NAILS NEW YORK NY BEAUTY/BARBER SHOP $104.50 10/25/10 AMAZON.COM NAZN.COM/BILL WA MERCHANDISE $2630 10/27/10 ALIA THE ROYAL JORDANPHOENIX AZ ALM THE ROYAL JORDANIAN From: To: I F KENNEDY NP NY AMMAN JORDAN JFKENNEDYA/PNY Tkket Number: 51279318509753 Passenger Name: MAXWELUGHISLAINE NO Document Type PASSENGER TICKET Carrier: Class: TU CL R1 CL Date of Departure:10/29 $4,487.00 10/27/10 GLOBAL TRAVEL SHIELD800-3324899 WI INSURANCE SALES 529.95 10/27/10 HALLAKCLEANERS6SOOHACKENSACK NJ 2013437333 Description Pike DRY CLEANERS $308.70 Class: $308.70 10/28/10 BRITISH AIRWAYS ADP USA BRITISH AIRWAYS PLC From: To: LONDON HEATHROW AP N.Y..' F ICENNEDY I NOT AVAILABLE Ticket Number 12579318522713 Passenger Name MAXWELL/GHISLAINE NO Document Type PASSENGER TICKET Carrier BA Date of Departure:10/28 57,744_50 10/28/10 BMI USA CASTLE DONINGTON BMI BRITISH MIDLAND From: To: AMMAN QUEEN ALIA I LONDON HEATHROW AP NOT AVAILABLE Tkket Number: 23679318522661 Passenger Name MAXWELUGHISLAINE NO Document Type PASSENGER TICKET Carrier: BIO Date of Departure:10/28 Class: 51A48.50 10/28/10 AMAZON MICTPLACE PAATSNAZN.COM/BILL WA MERCHANDISE $25.18 10/29/10 HUDSON NEWS -JFK 30JAMAICA NY 7187514600 Description Price NEWS DEALERS/NEWSST $1248 $12.48 10/29/10 JFK PEETS B23 JAMICA NY FAST FOOD RESTAURANT FOOD/BEVERAGE $10,42 $10.42 10/31/10 AT&T TLG FLP 851 ALPHARETTA GA 800431-0500 Description TELEPHONE SERV $9623 AMEX000551 Continued on next page SDNY_GM_00326351 EFTA 00199105 EFTA01685349 Centurion® Card G MAXWELL Closing Date 11/17/10 DUPLICATE COPY Account Ending p. 5/11 Detail Continued • Foreign currency charges subsea toe conversion fee equal to 2.7% Foreign of the converted US dam amount. See page 2 for details. Spend Amount 11/01/10 HSN ON-LINE HSN ON-LSALEM VA 1.800.933-2887 $21.94 11/01/10 HSN ON-LINE RISN ON-LSALEM VA 1.800-933-2887 $19.10 11/01/10 HSN ON-LINE HSN ON-LSALEM VA 1-800-933-2887 $19.10 11/01/10 HSN ON-LINE HSN ON-LSALEM VA 1.800-933-2887 $11.48 11/01/10 HSN ON-LINE IISN ON-LSALEM VA 1400-933-2887 $19.12 11/01/10 HSN ON-IJNE HSN ON-LSALEM VA 1.800.933.2887 $11.48 11/01/10 HSN ON-UNE HSN ON-LSALEM VA 1.800-933-2887 $11.48 11/01/10 HSN ON-UNE HSN ON-LSALEM VA 1-800-933-2887 $1148 11/01/10 HSN ONAJNE HSN ON-LSALEM VA 1.800-933-2887 $1150 11/01/10 HSN ON-LINE FISH ON-LSALEM VA 1.800-933.2887 511.50 11/01/10 HSN ON-LINE RISN ON-LSALEM VA 1.800.933.2887 $19.10 11/01/10 I4SN ON-LINE HSN ON-LSALEM VA 1.800.933.2887 519.11 11/01/10 HSN ORRLINE HSN ON-LSALEM VA 1-800-933-2887 $19.12 11/01/10 HSN MUNE HSN ON-LSALDA VA 1.800.933.2887 $1150 11/01/10 HSN ON-LINE HSN ON-LSALEM VA 1-800-933-2887 $19.12 11/01/10 HSN ON-LINE HSN ON-LSALEM VA 1.800-933-2887 $11.50 11/01/10 CA8EL ASCOM 00905 SIDNEY NE DIRECT MKTG MISC Description 2403522 20240352 5336.92 11/02/10 7-MOBILE RECURNG PMTT-MOBILE 55513884098006 5352.63 11/02/10 HSN ON-LINE HSN ON-LSALDA VA 1-800-933-2887 $98.97 11/03/10 HSN ON-LINE HSN ON-LSAL DA VA 1-800-933-2887 $55.42 11/03/10 TIME WARNER CABLE NYWOODSIDE CABLE & PAY TV NY 5300.18 11/04/10 VERIZORPONETIMEPAY VERIZON.COM PHONE SRV TX 5248.03 AMEX000552 Continued on reverse SDNY_GM_00326352 EFTA_00199106 EFTA01685350 G MAXWELL °WNW:faro p.W11 Detail Continued r °feign cancer, thalges subject we conversion fee equal to 2.796 al the converted US dollar amount. See page 21a detail. Foreign Spend Amount 11/05/10 GRAND HYATT AMMAN AMMAN LODGING HYATT HOTELS/IN 11/07/10 DEAN&DELUCA I/102 000NEW YORK NY 8002217714 Description GENERAL MERCHANDISE 11/07/10 DEAN&DELUCA 1102 000NEW YORK NY 8002217714 Description GENERAL MERCHANDISE 1.011210 ".1orderman Dinars 31,431.31 $89.49 $3.75 11/07/10 Bliss Spa 570000000(212)888-0033 21979919 10022 Fabulous Facial Anti-aging collagen ampoule Hyper hydrating task mask Gratuity 11/07/10 MADISON TOWER HEALTHNEW YORK NY HEALTH & BEAUTY SPA S16720 5155.00 11/08/10 TROPICARI 0342 GARNER NC 919.414.0871 Description SPECIALTY RETA $32.50 11/08/10 OVERSTOCKCOM OverstSALT LAKE CITY UT 1-800-843-2446 533.98 11/08/10 JASON POSSUMATOJASORIDGEWOOD NJ 917-7740347 $1,360.93 11/09/10 EB 'VANUATU PACIFIC/2083153037 CA $106.49 888-315-3037 Description ADMISSION/TICK 11/09/10 AMAZON MICTPLACE PMTSAPAZN.COWBILL WA MERCHANDISE 58.94 11/09/10 OVERSTOCKCOM OverstSALT LAKE CITY UT 1-800-843-2446 $2529 11/09/10 HP HOME STORE 888-999-4747 CA 888-999-4747 519923 11/11/10 OVERSTOCKCOM OverstSALT LAKE CITY UT 1.800-843-2446 529.79 11/16/10 AMAZON MKTPLACE PMTSAMZN.CONVEILL WA MERCHANDISE 530000 11/16/10 TREVI NAILS NEW YORK NY BEAUTY/BARBER SHOP S83.00 11/16/10 I SISTERS 57 INC 212-813-0281 NY BEAUTY/BARBER SHOP 5172.45 AMEX0O0553 Cont inued on next page SDNY_GM_00326353 EFTA 00199107 EFTA01685351 Centurion° Card G MAXWELL Closing Date 11/17/10 DUPLICATE COPY Account Ending p 7/11 { Detail Continued •• f °reign currency charges subject to a comermon fee equal to 2.7% of tho converted US dollar amount. See page 2 tot detain, Foreign Spend Amount e JENNIFER TURNER Card Ending Foreign Spend Amount 10/12/10 FEDEXI 794001820003 1-800-622-1147 NO REFERENCE INFONONE TO: EURO TRADE CENTER (24/FLOOR) HK FROM 001 E FEDEX ENV 1LB AWB794001820003 FedEx 01-800-622-1147 $66.12 10/18/10 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $6126 10/18/10 FDXI807110315003086 1-800-622-1147 1-800-622-1147 TO: JACOB JAMES CA FROM:116 E 65TH ST LI.C= 001 HOME 30LB AW880711031 5000086 FedEx 11.800622.1147 10/18/10 FM1807110315000093 1-800.622-1147 1.800-622-1147 To: JACOB JAMES CA FROM:116 E 65111ST LLC 001 HOME 30LB AWB807110315000093 FedEx 01-800-622-1147 $33.63 $33.63 10/22/10 HOTELS.COM US 800-219-4606 NV 8006754318 $34105 10/28/10 PATRICK MCMULLAN COMNEW YORK NY $10.00 646-638-2000 Description PATRICK MCMULL 10/28/10 EYE MAGIC COMPANY 93WOOOLAND HILL CA 818-746-3474 Description BEAUTY SUPPLIE $26.99 10/28/10 FEDEXI 7940617910751-800-622-1147 TAO: TGa NY FROM: Pamela Goldschrnidt 98122 001 PRIORITY PAK 2LB AW8794061791075 FedEx I1-800-622-1147 $5692 10/29/10 PATRICK MCMULLAN COMNEW YORK NY 646-638-2000 Description PATRICK MCMULL $37.81 10/29/10 ATFILETA ONLINE ATHLEGROVE CITY OH 877-3ATHLETA $63.67 11/04/10 FEDEXI 871567302915 1-800-622-1147 1.800622.1147 TO-CA FROM. 001 EXP SVR LTR 1LB AW8871567302915 FedEx /1-800-622-1147 $21.86 AMEX000554 Continued on reverse SDNY_GM_00326354 EFTA 00199108 EFTA01685352 G MAXWELL Detail Continued DrffitirignFira p. 8/11 1 •• roteign currency charges started toe conversion fee equal to 7.7% c4 the convened US doll., amount. See page 7 for details. Foreign Spend Amount 11/05/10 CIT1CARTRANSPORTATILONG Er CITY NY 718-707-9000 S163.78 11/12/10 CITICARTRANSPORTATILONG IS CITY NY 718-707-9000 $77.53 Amount 11/05/10 G MAXWELL FOREIGN TRANSACTION FEE GRAND HYATT AMMAN S1431.3I $38.65 Total Foos for this Porlod $31.65 2010 Fees and Interest Totals Year-to-Date Total Fees in 2010 Total Interest in 2010 Amount $2,590.11 50.00 Includes fees and interest charged for billing periods with closing dates on or after lune 25,2010. Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indkates variable rate. For Sign and Travel, the APR is 9.1996(v). For Sign and Travel, the APR is 9.1 59414. Please refer to page 2 for further important Information regarding your account AMEX000555 SDNY_GM_00326355 EFTA 00199109 EFTA01685353 D Membership Rewards FirstUPLICA1 E COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number [Total Points Balance 38,103 Points Earned this Period 13,712 (Account Summary October 1,2010-October 31,2010) Opening Points Balance 24,391 Points Earned this Period +13,712 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 38,103 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. MEMBERSHIP rewards FIRST" Questions About Your Account? membershiprewards.com 1.800.297.1300 International Collect: 305-816-2799 p 9/1 1 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at membershiprewards.com/averydaycharges Earn 4% Points When You Shop Online Earn points fast by going through bonuspointsmall.com every time you shop online at over 275 retailers. Points Transaction Detail October 1, 2010.October 31,2010 Points Earned this Period Points Activity On BonusPoints Total Points EllgIbloCharges Awarded Activity Per Card Centurion XXXX•XXXXX2M 124494 0 12,494 1.218 0 Total 13,712 0 1,218 13,712 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for by calling the number provided below or visiting membershipmwards.com. Terms and Conditions of the Membership Rewards' program apply. 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Claim your reward online until December 31st at membershiprewards. comihoildayrewards (MR Message 4944) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AME X000556 SDNY_GM_00326356 EFTA 00199110 EFTA01685354 amazon.com NOTElS 5, RESORTS SOME WILLIAMS-SONOMA Prca ndice DUPLICATE COPY G MAXWELL Axes., NJ .. Gift with Points at Amazon.com MEMBERSHIP.' rewards FIST' Use Membership Rewards" points to pay for all or part of your holiday gifts at checkout at www.amazon.com Get started at www.amazon.cornimembershiprewards Tams and conditions for the Membership Rewards pogrom apply. Visit rnembershipeewards.cem/teernsot call 1400-AXP-URN (297-32761for more information. Pankipeting partner and available ;maids we subject to change without not ke. Earn 1,000 Points When You Book with Fairmont Hotels and Resorts Earn 1,000 Membership Rewards' points from now until December 31st, when you book and pay with your American Express' Card at participating Fairmont Hotels & Resorts. wwwlakmont.com/promo/amex1000 O/4. veld ban 1.01/10 1781/10 thrtharl sal dab Ws Bola Ports Gotta. treflitallen Via err a purer b ectie Mombershp Rewards evokes when r o pronoton to:pro-nem So.* are met eildir..thes reel be redone coins a grerteshpranvds conl3cnuePontsOon bolas the vprabon dos Istal or, is lad the csrttr..als. Cellos*. ate MaYsanIferab, Lost stYn CLICNigeil co OS Cenfeasee wit net be rebkoed be the rtsertharil a Mw. can Dixas.Certioa ke zee voider," detect eouneeteeet or Wanda used ter:Indy. Ircfralnai toms altzedbase and annual Nog leee apegy la cane Cab pecicie Please Now 44 wanks I has coltioala b Le owed Bonus 9751. Save 10°'., on a Bose' SoundDock' II Digital Music System with the 8GB iPod' Touch Enjoy the songs on your iPod" like never before on the Bose' SoundDock• II. Docking cradle holds and automatically charges your iPod" whether it's playing or not. Introducing the new iPod touch. Now with FaceTime, Retina display, HD video recording, and Game Center. Save 10% on a Bose' SoundDock• II Digital Music System with 8GB iPod' Touch when you redeem by December 31, 2010. Temis and conditions /or the Membership Rewards' warm *ply. Visit neeenbeeskipeerterds.counitemee or call 14004XP-EARN (2,7•3276)(ei mate information. Participating partners and available rewards object to cant, without notice. Godson, alomborship Rewards. Points for a Williams-Sonotnas Gift Card With a gift card from Williams-Sonomae, Membership Rewards enrollees can outfit their kitchens with professional-quality cookware, cooks' toots, cutlery, and more. Williams-Sonoma offers the products and expert advice that make cooking and entertaining at home a pleasure. iwnu rd cordoots tot me Morrbershp Rewards Firs* program apply Vitt meenbereteprersarocconelebbe a ad 1400-2117-1300 ra no.. wecenebai Porte...mug parinera ads a. alto (mat. c c subpX1 bthr(go wthOul nCitto p 10,n1 www.amazon.com/ membershiprewards (MR Message 4915) www.fairmont.com/ promeramex1000 Visit membershiprewards. com/terms 0! ,all 1.800-AXP-EARN (297-3276) for more information. (MR Bonus ID 3751) Visit membershIprowards. com a <all 1.800-AXP-EARN (2974276) and redeem 74,900 points for reward code PRIA3931 (MR Message 4936) Shop from among thousands of culinary products from around the world with a Williams-Sonoma gift card by redeeming Membership Rewards points. (MR Message 4930) Offers are made only to Cardmembers who meet certain qualifying criteria. By AmEx000557 responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326357 EFTA_0019911 I EFTA01685355 Centurions Card G MAXWELL Closing Date 11/17/10 DUPLICATE COPY Account Ending p 11/11 Use Membership Rewards' points to pay for all of part of your holiday gifts at checkout. Get started today at www.Amazoo.conVmembershiprewards mniieWalicls• GIFT WITH POINTS AT amazon.com• IN I Terms and Conditions for the Membership Rewards' program apply. Visit rnembershiprewards.ccenrtemis or can I .800.AXPEAAN 1297.32761 for more Information. Participating partners and available rewards are subSet to change without notice. To modify your receipt of valuable offers from American Express, please visit www.anieriCan 4,rti&COreVfhOiCe. POO ;meow tt c, Turn online shopping into a big deal. Introducing insiteso from American Express. the new online shopping tool that brings you offers like rewards, discounts. and other extras while you search and before checkout. Ifs simple — see the American Express' logowith the arrow, see the deals that come with Cardmembership. Visit americanexpress.com/insite to get started today. inSite" AME X000558 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326358 EFTA 00199112 EFTA01685356 MiEX000559 SDNY_GM_00326359 EFTA 00199113 EFTA01685357 Centurion° Card G MAXWELL Closing Date 12/17/10 DUPLICATE COPY New Balance $16,440.13 Please Pay By 01/02/11 ID See page 2 for important information about your account. 0 Your payment of S16,440.13 will be debited from your account on 01/01/11. Any inquiry to American Express concerning this debit should be made before 12/31/10. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. SRL. IS Save and earn when you shop online. Visit americanexpress.comAnske to learn more. PM Payment Coupon Do not staple or use paper clips G MAXWELL Check here it your addressor phone number has changed. Note changes on reverse side. p.1/it Account Ending Membership Rewards* Points Asof 12/17/10 61,878 rs For details, please see your Membership Rewards page. Account Summary Previous Balance $23,813.68 Payments/Credits -$23,859.36 New Charges +$16,485.81 Fees +$0.00 New Balance 516,44013 Days in Billing Period: 30 Customer Care Pay by Computer arnericanexpress.com/pbc Customer Care Pay by Phone 1.877.877-0987 1.8004729297 See page 2 for additional information. Pay by Computer US Pay by Phone amerkanexpresscorn/pbc 1.800 472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c heck payable to American Express. Please Pay By 01/02/11 AutoPay Amount 516,440.13 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLrrlllrrrrinll 001644013001644013 14 ri AME X000560 SDNY_GM_00328340 EFTA_00199114 EFTA01685358 G MAXWELL p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be rnade through an electronic payment method payable in US dollars and clearable through the US banking system. ff we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect nonkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for t he c redit balance within 30 days if the amount is 51.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. 12 Customer Servke & Billing Inquiries International Collect 1-877-877-0987 1-951.5038905 Hearing Impaired TTY: I 800 221 9950 Large Print & Braille Statements 1-877-877-0987 FAX: I 800 695 9090 Express Cash 1-800-CASH-NOW In NY:1-8O0 522 1891 Change of Address ',correct on front do not use. • To chancre your address online, visit swevenmericaneipressiorrilupdatecontactinfo • For Name. Company Name. and Foreign Address or Phone changes, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I I Website: arnerkanexpress.com Mobile She: amexmobile.com Customer Service & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK N3 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcanexpresszotrdpdvacy. AMEX000561 SDNY_GM_00326361 EFTA ()0199115 EFTA01685359 Centurion® Card G MAXWELL Closing Date 12)17210 DUPLICATE COPY Account Ending . 3/11 Payments and Credits Summary Total Payments 4230758.68 Credits G MAME L I -$10048 Total Payments and Credits 423469.36 Detail •ndicates Posting date Payments Amount 12/02/10• GMAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK. NA -$23,758.68 Credits Amount 11/22/10 GMAXWELL REGAL CINEMAS SOUTH MIAMI FL 877-835-S734 -$55co 12/02/10 G PAAXWELL VICTORIA SKRET 9004398-1500 OH -$4548 8004388.1500 New Charges Summary Total G MAXWELL $14,81608 JENNIFER TURNER $1,668.83 Total New Charges 616,485.81 Detail GMAXWELL Card Ending Amount 11/17/10 DEAN&DELUCA 1102 000NEW YORK 8002217714 Description GENERAL MERCHANDISE NY $34.84 11/22/10 REGAL CINEMAS SOUTH MIAMI FL 877-83S-5734 $66.00 11/23/10 BROADVIEW NETWORKS 800-276-2384 COMPUTER NE1WORKANFO NY $394.19 11/23/10 MED-WGC816 212-7464332 NY DOCTOR & PHYSICIAN $200.00 11/23/10 SOHO HOUSE 811 HOTEL MIAMI BEACH LODGING FL $1,539.68 11/24/10 BILL USSERY MOTORS CORAL GABLES 305-445-8593 FL $38927 11/24/10 CASABLANCA GLOBAL TRCOMMERCE 800-317-2101 Description OTHER TRANSPOR CA $220.00 AMEX000562 Continued on reverse SDNY_GM_00326362 EFTA 00199116 EFTA01685360 G MAXWELL DrAF,117;f„9, p. 4/11 Detail Continued 11/24/10 HALLAK CLEANERS 6500HACKENSACK N) 2013437333 Description Price DRY CLEANERS $27.70 Amount S27.70 11/25/10 REGAL CINEMAS SOUTH MIAMI FL 8774335-5734 S29.00 11/26/10 AGO 000650012002001 MIAMI BEACH FL 3056953244 $562M 11/27/10 LACE NAIL LAB 882601MIAMI BEACH FL BEAUTY/BARBER SHOP 52200 11/27/10 WORLD PHONES 1200000MIAMI FL 3054908686 Description Price TELKOMM/PHONE EOUI $909.50 $909.50 11/27/10 SOHO HOUSE COWSHED S786-5077900 3524674 33140 DEEP TISSUE MASSAGE 90 GRATUITY S247.80 11/28/10 PARS MATCH NEW YORK NY $17500 RESTAURANT F000/BEVERAGE S152.97 TIP $22.03 11/29/10 VERIZONIKURRINGPAYPHONESERVICE 2125353594506 19103 $7526 11/30/10 SEEKING CREATIVE VEN509.393.5960 509-393-5960 $35.00 11/30/10 AT&T TLG FLP 851 ALPHARETTA GA $11154 800-331-0500 Description TELEPHONE SERV 12/01/10 We Care Spa 0C000000Desert Hot Sp CA Anlval Date Departure Date 11/30/10 12/01/10 00000000 LODGING S299.00 12/01/10 SI4OPEIOP.COM 877-746-7267 WI CLOTHING S301.04 12/02/10 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 $45221 12/02/10 STAPLES INC.00683 MONTGOMERY NY (800)333-3330 $759.93 12/02/10 AMAZON.COM APAZN.COM/BILL WA MERCHANDISE $21.52 12/03/10 FELIX REY 0200 NEW YORK NY 212-780-1988 Description WOMEN'S ACCESS 12/03/10 TIME WARNER CABLE NYWOODSIDE NY CABLE& PAY 11/ 5200.00 $30543 AMEX000563 Cent inued on next page SDNY_GM_00326363 EFTA 00199117 EFTA01685361 Centurion® Card G MAXWELL Closing Date 12/17/10 DUPLICATE COPY Account Ending p. 5/11 Detail Continued J Amount 12/05/10 Bliss Spa 570000000(2121888.0033 22455821 10022 Fabulous Facial Gratuity $125.40 12/06/10 VERIZON*FtECURRINGRAYRHONESERVICE 2124726991624 19103 $5988 17/06/10 JASON POSSUMATO JASORIDGEWOOD NJ 917-7740347 $40828 12/06/10 JASON POSSUMATO JASORIDGEWOOL) NJ 917-7740347 $607.52 12/10/10 VIRGIN AMERICA BURLINGAME CA AIRLINE CHARGE From: To: 1F KENNEDY AM NY LOS ANGELES CA NOT AVAILABLE Tkket Number: 99912110855669 Passenger Name: MAXWELUGHLSMNE NO Carrier: Class: VX 00 Date of Depanure: 12/19 $1,994.70 12/11/10 Domenko Vacca 00000(212)838-9634 00001164 10021 WRM1570 001 W DRESS Dress BM 44 1. $2210.16 12/11/10 GEORGE TORPE INC 212-734-1342 212-734-1342 $75.00 12/13/10 1CFFE EMERGENCY SERV310.525-6333 310-525-6333 $77.93 12/13/10 PORT AUTHORnY E-ZPASTATEN ISLAND NY 3R-51357168 Description FOR BILLING QUESTOD ACCT: 8449374 B $25.00 12/15/10 HSN ON-LINE HSN ON-LSALDA VA 1.800-933-2887 $10443 12/15/10 HSN ON-LINE HSN ON-LSALEM VA 1-800-933-2887 $10443 12/15/10 UNITEK 0229 FREMONT CA 510-249-1060 Description FEES/SERVICE 1500.00 12/16/10 SAKS FIFTH AVENUE NYNEW YORK NY 2129402818 Description Pike JACKET $1,035.00 $1,126.86 12/17/10 AMAZON.COM APAZN.COMA3ILL WA MERCHANDISE $18.87 AMEX000564 Continued on reverse SDNY_GM_00326364 EFTA_00199118 EFTA01685362 G MAXWELL D si!,9,11I9 86/11 Detail Continued Amount e JENNIFER TURNER Card Ending Amount 11/15/10 FEDEX/ 873787376310 1-800-622-1147 1.800.622.1147 TO- NY FROM: ATG SIMON J 10065 001 EXP SVR LTR 1LB AWB873787376310 FedEx el-800-622-1147 S17.52 11/17/10 JACK ONOFRIO DOG SH0405-4278181 OK BUSINESS SERVICE $130.00 11/17/10 FEDENT 871567302926 1-800-622-1147 1-806622-1147 To: - FL FROM. 001 PRIORITY LTR 1LBAWB811567302926 FedEx 01-800-622-1147 $34.61 11/18/10 RUNES MUSIC STORE lAUSTIN TX Runes Music Store $16.32 11/18/10 JACK BRADSHAW DOG MILOS ANGELES CA $124.00 BUSINESS SERVICE 11/19/10 FEDEX/ 8715673029481-800.622-1147 $21.86 1.800-622.1147 TO: JENELLE LARSONCA FROM: 001 EXP SUR LTR 1LBAWB871567302948 FedEx t1-800-622-1147 11/2NI 0 FEDEXI 87}N26828581.300-622.1147 NO REFERENCE INF010065 TO: KLEIN, DELLA US FROM: JAFAR ABU BAB 001 PRIORITY 1 4242 A$28873442682858 FedEx /1.800622.1147 $98122 11/21/10 RUNES MUSIC STORE IAUSTIN TX $1999 Runes Musk Store 11/23/10 FEDEXI 871567302959 1-800-622-1147 1-800-622-1147 To: BRACEWELL & GNLINAI LLP TX FROM 001 STANDARD LTR 1LB AWB871567302959 FedEx Y1.806622.1147 $28.86 11/26/10 MINE INC 6126057963 MN 402-935-7733 Description EXERCISE AND F 59.95 11/29/10 FEDEXI 7964941388531.800-622.1147 ATG TO Ms. Maxwell NY FROM: P Goldschmidt 98004 001 PRIORITY PAK 2LB AWB796494138853 FedEx 11-800-622-1147 55718 AMEX000565 Continued on next page SDNY_GM_00326365 EFTA_00199119 EFTA01685363 Centurion® Card G MAXWELL Closing Date 1 2/17/1 0 DUPLICATE COPY Account Ending p. nvi Detail Continued Amount 11/30/10 FFDDO 87156730296014300422-1147 1400-622-1147 TO: BAY CITY CAPTTAL CA FROM 001 STANDARD PAK 2LB AWB871567302960 FedEx al-800422-1147 12/02/10 FEDEX# 8734853328141.800-622.1147 NOREFERENCE INF010021 TOG MAXWELL US FROM SIMON VAUGHAN EC2M 001 FEDD( ENVELOILB AW8873485332814 FedEx 01400-622-1147 552.62 $81.38 12/03/10 RUNES MUSIC STORE IAUSTIN TX Runes Musk Store 34.99 12/13/10 FEDEX*/ 8715673029701-800-622-1147 ATG 98004 TO ANTIMICROBIAL TECH GROUP WA FROM: 001 PRIORITY LTR 118 AW8871567302970 FedEx el.800-622.1147 $3548 12/13/10 FEDEX/ 8611274345501-800-622-1147 NO REFERENCE INFOEC2M2E TO CORRELATE SEARCH GB FROM: 001 FEDEX ENVELO 110 M8861127434550 FedEx al-800-622-1147 35225 Fees Arnow* Total Fees for this Period SOSO 2010 Fees and Interest Totals Year-to-Date Amount Total Fees In 2010 32,590.11 Total Interest In 2010 3080 Includes fees and interest charged for billing periods with closing dates on or after June 25,2010. Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign and Travel, the APR is 9.15% Iv). For Sign and Travel, the APR is 9.1596(v). Please refer to page 2 for further Important Information regarding your account AMEX000566 SDNY_GM_00326366 EFTA_00199120 EFTA01685364 G MAXWELL DrAITE,F, p AMEX000567 SDNY_GM_00326367 EFTA 00199121 EFTA01685365 D Membership Rewards FirstUPLICA1 E COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number [Total Points Balance 61,878 Points Earned this PadOd 23,775 (Account Summary November 1,2010 - November 30,2010) Opening Points Balance 34103 Points Earned this Period +23,775 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 61,878 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. MEMBERSHIP rewards FIRST" Questions About Your Account? inembershiprewards.com 1.800.297.1300 International Collect: 305-816-2799 p 9(11 1 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to covet those charges. Learn more at membershiprewards.com/everydaycharges Earn 4% Points When You Shop Online Earn points fast by going through bonuspointsmall.com every time you shop online at over 275 retailers. Points Transaction Detail November 1,2010 November 30,2010 Points Earned this Period Points Activity On English, Chows Bonus Points Awarded Total Points Activity Per Card Centurion XXX/W0CXX2M YffinW/ 41. Total 22,777 0 22,777 998 0 23,775 998 23,775 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershipmwards.com. Terms and Conditions of the Membership Rewards' programapply. For more information, visit member shi piewardscomnerms or call 1-800-297-1300. From overseas, call collect 305-8162799. Gift with Points at Amazon.com amazon.com Use Membership Rewards points to pay for all or part of your holiday gifts at checkout at orww.amazon.com (MR Message 5549) Get started at amazon.comimembershipmwards Terms and conditions for the Membership Rewards• program apply. Visit membershiprawards.corniterrns or cal11.1100.AXP.EARN 1297-3276) roe more mlorrom ion. Pa nicipat ing partnen and available rewards are subject to <ha nge without notice. vnonv.amazon.com/ membershiprewards Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AME X000568 SDNY_GM_00326368 EFTA_00199122 EFTA01685366 mow DESTINATIO HOTIIS i RESORTS SONY. S Pg *Stamod Preferred Guest MAXWELL DUPLICATE COPY G MA Aocorg MEMBERSHIP rewards FIRST' Ski the Alpine, Visit the Desert or Enjoy the Coast of California Redeem Membership Rewards" points for your next stay at any Destination Hotels and Resorts. Relax In the desert at Royal Palms Resort and Spa or ski your favortie run at Vail Cascade or Stowe Mountain Lodge. California has many options from L'Auberge Del Mar, Resort at Squaw Creek, the family-friendly Paradise Point, to the brand new LA. oceanfront property, Terranea Resort Starting at just 30,000 points per night, enjoy the winter season with a well-deserved getaway. Terms and conditions for the Membership Rewards Fine program apply. Visit mernbashlprewards.cornittons or calif -SOO.297-1300Sa more information. Participating partners and available rewards are subject tochange wkhout notice. Save 30% one Sony° 52" BRAVIA° W Series LCD TV When You Redeem by January 31, 2011 Enjoy the latest In HDTV performance with the Sony° BRAV1A" W-Series. Experience Sony's motion detail and clarity with MotIonflow"1 20Hz technology. Features built-in BRAVIA Internet Video capabilities so you can access and stream on-demand movies, TV shows. You can also personalize your viewing experience with widgets containing the latest news, weather and stock information. Save 30% on a Sony' 52" BRAVA' W Series LCD TV when you redeem by January 31, 2011. Terms and conditions tor the Membership Rewards' program apply. Volt membershiptewards.comfterms or cal114100.AXO-EARN1297.3276) fa more information. PartK94one partners endavailable rewords are subject to change without norms Transfer Membership Rewards° Points to the Award-Winning Stanwood Preferred Guest° Program Redeem your Starpoints° at over 1,000 luxurious hotels and resorts worldwide. Explore urban destinations or treat yourself to a ski, beach or golf getaway across nine celebrated brands. Redeem Starpoints for Free Night Awards, which start at just 2,000 Starpoints (at category 1 hotels) and for Award Flights with over 350 airlines—both without blackout dates. Terms and conditions for the feemberthip Rewards' program apply. Visit usembershIptewards.camiterms or call 1-100.IUIP.EARN (297-3276) for more intimation. Pankipating ners and available rewards are subject to change without notice. Stanwood PrefenedGu patest program terms and conditions apply, which are subject to change without notice and can be found at www.SPG.com p. ion To preview this reward and to redeem points, visit membership...awards. corn or call 1.800.297.1300. (MR Message 5572) Visit membershiprewards. Com Or call 1.800.AXP.EARN (297-3276) and redeem 296,900 points for reward code HI.X3151. (MR Message 5566) Receive I StarpOint• for every 3 Membership Rewards point s. Visit membershIpmwards. comiterms or call 14800-AXP-EARN (297-3276) for mote information. (MR Message 5574) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000569 SDNY_GRI_00326369 EFTA_00199123 EFTA01685367 Centurion° Card G MAXWELL Closing Date 12/17/10 DUPLICATE COPY p Account Ending Use Membership Rewards' points to pay for all or part of your holiday gifts at checkout. Get started today at www.Amazon.cornimembershiprewards "Emig,Ticls• GIFT WITH POINTS AT amazoneorn Mil I c;-,‘ RI Terms and Conditions for the Membership Rewards' program appty Vicit IneMberSh4P(CWOMS emaitteems or fall -800-AXP-EARN I/97.32761(ot more information. Participating partners and available rewards are stitiect to change withcvt notice. To modify your receipt of valve* otters from American Express. Pease visit wwwameticaneapreSscOmichOlfe POID. R4000001 Turn online shopping into a big deal. Introducing insitesm from American Express. the new online shopping tool that brings you offers like rewards. discounts. and other extras while you search and before checkout. Ifs simple — see the American Express' logowith the arrow. see the deals that come with Cardmembership. Visit americanexpress.com/insite to get started today. inSite AMEXO00570 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326370 EFTA 00199124 EFTA01685368 AMEX000571 SDNY_GM_00326371 EFTA 00199125 EFTA01685369 Centurion° Card G MAXWELL Closing Date 01/18/11 DUPLICATE COPY New Balance $23,247.86 Please Pay By 02/02/11 O See page 2 for important information about your account. Your payment of $23,247.86 will be debited from your account on 02/02/11. Any inquiry to American Express concerning this debit should be made before 02/01/11. lf your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Sin Page 15 for Important Information about your account and an updated copy of your Cardmember Agreement. S. Payment Coupon Irlid Do not staple or use paper clips Check here it your addressor phone number has changed. Note changes on reverse side. p. 1/15 Account Ending Membership Rewards•Points As of 01/18/11 78,264 rs For details, please see your Membership Rewards page. Account Summary Previous Balance Payments/Credits New Charges Fees $16,440.13 -S 16,440.95 tS23,248.68 +30.00 New Balance 523,247.86 Days in Billing Period: 32 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877877-0987 1-N0472-9297 OSee page 2 for additional information. Pay by Computer PM Pay by Phone americanexpress.corn/pbc BM 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 02/02/11 Aura:iv Amount 523,247.86 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLrrlllrrrrlrrll 002324786002324786 14 ri AME X000572 SDNY_GM_00328372 EFTA_00199126 EFTA01685370 G MAXWELL p. 2/15 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. ff we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: P) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for t he c redit balance within 30 days if the amount is 51.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. 12 Customer Servke & Billing Inquiries International Collect 1-877-877-0987 1-951.5038905 Hearing Impaired TTY: 1 800 221 9950 Large Print & Braille Statements 1-877-877-0987 FAX:1 800 695 9090 Express Cash 1-800-CASH-NOW In NY:1-8O0 522 189/ Change of Address ',correct on front do not use. • To chancre your address online, visit swevenmericaneipressiorrilupdatecontactinfo • For Name. Company Name. and Foreign Address or Phone changes, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I I Website: arnerkanexpress.com Mobile She: amexmobile.com Customer Service & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK N3 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcanexpresszotrdpdvacy. AMEX000573 SDNY_GM_00326373 EFTA (10199127 EFTA01685371 Centurion° Card G MAXWELL Closing Date 01/18/11 DUPLICATE COPY Account Ending p.3/15 Payments and Credits Summary Payments Credits Total -$14440.13 MAXWELI Total Payments and Credits -$0.82 416,440.95 Detail •ndicates posting date Payments 01/01/11• GMAXWELL Amount AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK NA -S16,440.13 Credits Amount 01/05/11 GMAXWELL AMAZON.COM AMZN.COM/BILL WA DIRECT MKTGMSC -$0.82 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Now Charges $20,866.90 $2,381.78 $23,2411.611 Detail G MAXWELL Card Ending Amount 12/17/10 JUSTERS 57 INC 212-8110281 NY BEAUTY SALON $203.77 12/18/10 5.11 TACTICAL 00S3 MODESTO CA 209-527-4511 Description APPAREL/ACCESS $411.68 12/19/10 EMPIRE INTERNATIONALSECAUCUS NJ GHISLAINE;121910P/11005956098,0R11199 WAX ; ; ;163% MEET AND GREET ONjOS ANGELKA;TRS 0.0 0 $85.00 12/20/10 STARBUCKS USA 054015BEVERLY HILLS CA 800-7827282 f2SS 12/20/10 We Care Spa 00000000Desert Hot Sp CA Arrival Date Departure Date 17J19/10 12/20/10 OODOOCOO LODGING $909.00 AMEX000574 Continued on reverse SDNY_GM_00326374 EFTA_OO199128 EFTA01685372 G MAXWELL DrAF,117;f„9, p.4415 Detail Continued 12/20/10 EMPIRE INTERNATIONALSECAUCUS NJ MAXWELL. GHt122010;WOOS960888;CAR44110 29882 SOUTH SANTA ;BEVERLY EIKA;1453; ;BEVERLY HLCMPS79A 8 Amount $547.18 12/21/10 VIDAL SASSOON BEVERLY HILLS CA $125.00 BEAUTY/BARBER SHOP Immo BROADVIEW NETWORKS 800-276-2384 NY COMPUTER NETWORK/INFO $38240 12/22/10 VERIZOWRECURRINGPAYPHONESERVICE 2125353594906 19103 $7526 12/23/10 AMAZON.COM AMINCOM/BILL WA $31.60 MERCHANDISE 12/23/10 AMAZON.COM MAZN.COM/BILL WA $31.60 MERCHANDISE 12/23/10 AMAZON.COM AMZN.COM/BILL WA 531.60 MERCHANDISE 12/23/10 AMAZON.COM MAZN.COM/BILL WA MERCHANDISE $3140 12/23/10 AMAZON.COM AMZN.COPNBILL WA MERCHANDISE S31.60 12/23/10 UNITEK 0229 FREMONT CA $3,545.00 510-249-1060 Description FEES/SERV10E 12/23/10 EMPIRE INTERNATIONALSECAUCUS NJ MAXWELL GHt122310;V/005962079;CARM112 11011 COVE WAY;BEVERLY HtCA;1615; ;BEVERLY HECA;TP$79A 8 $547.18 12/24/10 EMPIRE INTERNATIONALSECAUCUS NJ MAXWELL GNU 224104005965150CARP4110 81011 COVE WAY;BEVERLY HI;CAKI81S; 7240 HAYVENHURST ;VAN NUYS 0;TP$17.6 0 $116.76 12/24/10 EMPIRE INTERNATIONALSECAUCUS NJ MAXWELL Glik122410400596515901189000 PSP ;;KI945; 18000 LONG CANYON;DESERT HOT;CA;TPS50A0 5343.04 12/26/10 We Care Spa 00000000(760)251-2261 (760)251-2261 Colonks (C) Sea Results 60min Herbal Detox 4Smin SL350.00 12/26/10 EMPIRE INTERNATIONALSECAUCUS NJ MAXWELL GHL122610;V0005965163:CARN4112 27240 HAYVENHURST ;VAN NUYS ;CA;1645; 1011 COVE WAY;BEVERLY HECA;TP$20.6 0 W 15515.00; 5135.81 12/26/10 EMPIRE INTERNATIONALSECAUCUS NJ MAXWELL GNU 22610;WO0596516001189000 18000 LONG CANYON;DESERT HOTgArl 500; PSP;;;TPS50A0 S340.04 AMEX000575 Continued on next page SDNY_GM_00326375 EFTA 00199129 EFTA01685373 Centurion® Card G MAXWELL Closing Date 01/18/11 DUPLICATE COPY Account Ending p.5/15 Detail Continued Amount 12/29/10 HORTON&CONVRSE RX33IWEST HOLLYWCO CA 949645-6670 Description DRUGSTORES $1805 12/29/10 STARBUCKS USA 05401SBEVERLY HILLS 800-7827282 CA $2.65 12/30/10 AMAZON.COM APAZN.COM/BILL MERCHANDISE WA $11924 12/30/10 JASON POSSUMATO JASORIDGEW000 917-7740347 NJ $375.62 12/31/10 AT&T TLG FLP 851 ALPHARETTA GA 800-331-0500 Dmalptlon TELEPHONE SERV $9623 12/31/10 ZETIAN LIMOUSINE GLENDALE AZ 623-847-5466 FOOD $380.00 $380.00 12/31/10 YVES SAINT LAURENT *LAS VEGAS 2018678800 Description Pike APPAREL/ACCESSORY S $853.99 NV $853.99 01/02/11 T-MOBILE RECURNG PMET-MOBILE 55513884098006 $264/33 01/02/11 BECKLEY BOUTIQUE LV LAS VEGAS 7026303777 Description Pike MEN'S/WOMEWS CLOTH $70265 NV $702.65 01/02/11 COSMOPOLITAN RSRT ADLAS VEGAS NV Arrival Date Departure Date 12/30/10 01/02/11 00000000 LODGING $177.00 01/02/11 STARBUCKS USA 0814220AKI_AND 800-7827282 CA $1955 01/03/11 AMAZON.COM AlAZN.COINBILL MERCHANDISE WA $49.93 01/03/11 VERIZON•RECURRINGPAYPHONESERVICE 2124726991624 19103 359.88 01/03/1 1 TIME WARNER CABLE NYWOOOSIDE CABLE & PAY 1V NY $30421 01/04/11 ZETIAN LIMOUSINE GLENDALE AZ 623-847-5466 FOOD $19500 $195.00 01/06/11 0 1 /06/1 1 AMAZON SERVICES-KIND866-321-8851 DIGITAL WA 59.09 PARK EAST ANIMALHOSPNEW YORK NY $1,148.00 2128328417 Description Price VETERINARY SERVICES $1,148.00 AMEX000576 Continued on reverse SDNY_GM_00326376 EFTA 10199130 EFTA01685374 G MAXWELL DrAF,,V;f„?, p 6/15 Detail Continued Amount 01/06/11 SINODINOS STEMOIOUSENEWARK CA $25.00 5107977556 TIP $1.96 01/07/11 VALERO 7117 00000000NEWARK CA 5107965696 530.00 01/07/11 RALEY'S 0314 5429298NEWARK CA 56729 5107971148 Description Price GROCERY STORES, SUP $6729 01/07/11 SINODINOS STEM(HOUSENEWARK CA 5107977556 $1535 01/07/11 HALIAKCLEANERS6500HACKENSACK NJ 2013437333 Description Price DRY CLEANERS 551_50 $51.50 01/09/11 BOMBAY GARDEN 650000NEWARK CA 522.00 5107446945 TIP $2.00 01/W11 CHRISM'S NY AUCTION FW YORK NY 212-636-2691 Description PROFESSIONALS 5133.13 01/10/11 STARBUCKS USA 059527NEWARK CA 57.70 800-7827282 01/I 0/11 CHRISTIE'S NY AUCDONEW YORK NY 212-636-2691 Description PROFESSIONAL S $1,500.00 01/11/11 Hyatt Hotels Grnd SFSan Francisco CA $16.50 (415)398-1234 TIP 51.17 01/11/11 STARBUCKS USA 059527NEWARK CA 57.70 800-7827282 01/11/11 STARBUCKS USA 064824NEWARK CA 51425 800-78272W 01/12/11 345 STOCKTON ST 2725SAN FRANCISCO CA PAM% LOT &GARAGE 540.00 01/13/11 UNION 76 10111383 NEWARK CA 540.00 UNION 76 01/14/11 SOHO HOUSE NEW YORK NEW YORK NY 212-6279800 51,633.13 01/16/11 W SILICON VALLEY W SNEWARK CA Arrival Date Departure Date 01/02/11 01/15/11 00000000 LODGING 52.231.31 01/17/11 PAYPAL•TIM4SARAH 4029357733 CA 402-935-7733 Description PERSONAL 550000 AMEX000577 Continued on next page SDNYGM 00326377 EFTA_00199131 EFTA01685375 Centurion® Card G MAXWELL Closing Date 01/18/11 Detail Continued DUPLICATE COPY Account Ending p 7115 ) Amount 01/17/11 ROSE'S CAFE SAN FRANCISCOCA FOOD/BEV FOOD/BEV TIP $23.43 54.57 528.00 01/17/11 REAL WORLD TRAINING DALLAS TX BUSBSEC SCHL $449.95 Is JENNIFER TURNER Card Ending 12/15/10 FEDEXN 8611274345391-800-622-1147 NO REFERENCE INFOEC2M2E CORRIELATE SEARCH GB FROM: 001 FEDEX ENVELO IL8 AW8861127434539 FedEx #1-800-622-1147 $52.25 12/16/10 FEDEX. 872646689629 1-800-622-1147 1-800-622-1147 TO: KOTICK RESIDENCE CA FROM: 001 2DAY PKG S2L8 AWB872646689629 FedEx 01-800-622-1147 $213.51 12/16/10 FEDDOt 875059484716 14300-622-1147 1.800-622-1147 TO KOTICK RESIDENCECA FROM: 001 2DAY PKG 52LB AW8875059484716 FedEx F1-800-622-1147 $213.51 12/16/10 FEDDO/ )5095491500 71-800-622-1147 1.800622.1147 Non Transportation FedEx 81.800622.1147 $849 12/16/10 FEDEX. 875059484727 1-800-622-1147 1.800-622.1147 TO: KOTICK RESIDENCE CA FROM: 001 2DAY PKG 81LB AWB875059484727 FedEx al-800422-1147 $31042 12/17/10 STAPLES INC.00683 MONTGOMERY NY 5144.60 (800)333-3330 12/21/10 FEDEX/ 871567302992 1-8C0-622-1147 1.800.622.1147 TO: ACTIVISIAN CA FROM: 001 STANDARD BOX 3LBAWB871567302992 FedEx 01-800422-1147 $53.52 12/22/10 JACK BRADSHAW DOG SHLOS ANGELES CA 5184.00 BUSINESS SERVICE AMEX000578 Continued on reverse SDNY_GM_00326378 EFTA 00199132 EFTA01685376 G MAXWELL D si!,9,11I9 Ira p 8/15 Detail Continued Amount 12/22/10 FEDEX. 871567302981 1-800-622-1147 1.800.622-1147 TO: KATICK RESIDENCE CA FROM: DANE BURNS= 001 PRIORITY PKG 22LBAWB871567302981 FedEx 91-800-622-1147 $147.79 12/23/10 FEDEX/ 871567303%6 1-800.622-1147 1.800.622.1147 TO WE CARE SPA CA FROM: 001 PRIORITY BOX 8LB AWB871567303006 FedEx 01-803-622-1147 $93.56 12/25/10 (TUNES MUSIC STORE !AUSTIN TX (Tunes Musk Store $2.17 12/27/10 GRUVETECHINC. 6126057963 MN 402-935-7733 Desctiption EXEROSE AND F $9.95 01/03/11 FEDEX. 796617447658 1400422-1147 gm 94560 TO: W HOTEL CA FROM: 001 PRIORITY PKG 2018 AWB796617447658 FedEx 01-800-6224147 $154.34 01/03/11 FEM.796611343309 14300622-1147 Nemo 93536 TO: Jertelk Lanett CA FROM: 001 EXP SVR LTR 1LB AW8796611343309 FedEx 11.800622.1147 $23.27 01/07/11 FEDEX. 7942986356381-800.622-1147 gm 94560 TO W HOTEL CA FROM. 001 PRIORITY PKG 1218 AWB794298635638 FedEx 01-800-6224147 $137.12 01/09/11 !TUNES MUSIC STORE lAUSTIN TX [runes Musk Stole $1.07 01/10/11 FEDEX. 794303876625 1-800-622-1147 1.800-622-1147 TO W HOTEL CA FROM: 001 2DAY PKG 2318 AW8794303876625 FeclEx 91-800422-1147 $102-90 01/11/11 MB F 00G SHOWS INFOCGREENSBORO 336-379-9352 NC $65.54 01/11/11 MB F DOG SHOWS INFODGREENSBORO 336.379.9352 NC $230.35 01/13/11 FEDEX/ 796655267107 1.800-622.1147 1.800-622.1147 TO Rosewood Hotel CA FROM: 001 2DAY PKG 1018 AWB796655267107 FedEx 91-800-622-1147 $82.72 AMEX000579 Continued on next page SDNY_GM_00326379 EFTA_00199133 EFTA01685377 Centurion® Card G MAXWELL Closing Date 01/18/11 DUPLICATE COPY Account Ending p 9/15 Detail Continued Amount 01/17/11 GRANADA VETERINARY CMISSION HILLS CA VETERINARY SERVICE $150.50 Fees Amount Total Fees for this Period $0.00 2011 Fees and Interest Totals Year-to-Date Amami Total Fees in 2011 $040 Total Interest in 2011 $0.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign and Travel, the APR is 9.1596 (v). For Sign and Travel, the APR is 9.1596Iv). Please refer to page 2 for further important Information regarding your account AMEX000580 SDNY_GM_00326380 EFTA 00199134 EFTA01685378 G MAXWELL DrAITE,F, p 4 0P5 AMEX000581 SDNY_GM_00326381 EFTA_00199135 EFTA01685379 D.UPLICAlE COPY Membership Rewards First Monthly Statement and Program News Prepared for G MAXWELL Account Number [Total Points Balance 78,264 Points Earned this Period 16,386 (Account Summary December 1.20l0 - December 31,2010) Opening Points Balance 61,878 Points Earned this Period +16,386 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 78,264 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. MEMBERSHIP rewards FIRST' p 11/15 Questions About Your Account? inembershiprewards.com 1.800197.1300 International Collect: 305-816-2799 1 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases hke groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at membershiprewards.com/averydaycharges Earn 4% Points When You Shop Online Earn points fast by going through bonuspointsmall.com every time you shop online at over 275 retailers. Points Transaction Detail December 1,2010- December 31,2010 Points Earned this Period Points Activity On Bonus Points Total Points BIOS Charges Awarded Activity Per Card Centurion XXXX.XXXXX2.= 0>IMW/ 41. Total 14,717 14,717 1,669 0 16,386 0 1,669 16,386 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred of redeemed cannot be reversed back into the program. Forfeited points can be reinstated fora fee by calling the number provided below or visiting membershipmwards.com. Terms and Conditions of the Membership Rewards' programapply. For more information, visit member shi piewardscomnerms or call 1-800-297-1300. From overseas, call collect 305.816.2799. RUTH'S 4: -AK STEAK HOUSE Redeem Membership Rewards° Points for Ruth's Chris Steak House Gift Cards Savor the ultimate steak experience at Ruth's Chris Steak House, where we hand-select each of our steaks from the top 2% of the country's beef and perfectly prepare them to your liking in our special 1800-deree broiler. Serving your steak with our signature "sizzle' ensures that every last bite is as hot and delicious as the first We invite you to stop by soon. Locations and reservations at wwwsuthschris.com Teems and conditions forth Membership Rewards Fist' program apply. Visit menthershrprowardt.comlerms of call 1.800.29,-1300 br more information. Participating panne', and available ',welds ace subject to change without notice. To start redeeming Membership Rewards points today, log on to membershiprewards. corn or call 1-800-A%P-EARN (297-3276). (MR Message 5661) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000582 SDNY_GM_00326382 EFTA_00199136 EFTA01685380 S FOUR SEASONS ,k elev6 anee/SieviCs TNF UNITV. rACC STOP I IPLOSINS iThaylorMade Preo-- DUPLICATE COPY G MAXWELL MEMBERSHIP , rewards FIRST' Introdudng the Four Seasons Hotels and Resorts in the Membership Rewards Program Now you can use Membership Rewards points to stay at Four Seasons Hotels and Resorts. From New York to Paris to the Seychelles Islands, you can enjoy highly personalized service-24 hours a day-in truly exceptional surroundings. Whether you are relaxing poolside, dining in a world-class restaurant, or stepping out onto a lovely terrace to take in a breathtaking view, a stay at a Four Seasons property always promises to create memorable moments. terms and conditions for the Membership Rewards' program apply. Vnu membershIprewards.coadtenns or call 1i00-MP-EARN (297-1270)for more information.Particrpating parinegs and available rewards are subiea to change without notice. Save 10% on The North Face Apex Bionic Jacket The North Face Apex Bionic is the most versatile shell in the Apex collection. This stylish jacket is perfect for activities in cool, damp conditions. The Apex Weatherblock fabric provides four-way stretch, excellent breathability, water resistance and good thermal capability. Save 10% on The North Face Apex Bionic Jacket when you redeem by February 28th, 2011. 111171, and conditions kw the Membership Rewards• program appb.Visit membershiprewardsamtterms or call 1-100-AXe-EARN(297-3276) lot more information. Participating pannen and available rewards are subject to change without notice. Save 28% on a TaylorMade R9 SuporTri Driver Loaded. Longer. Distance comes through optimization. Features first time combining FCT and MT' in a 460cc head. Promotes up to 75 yards of side-to-side trajectory change for straighter, longer tee shots. Aerodynamic shape, deeper face and deeper CG promote higher launch and more spin. Lighter, softer-tipped Motore graphite shaft promotes more speed, higher launch for added distance. Save 28% on a TaylorMade R9 SuperTri Driver redeemed by 2/28/11. Terms and conditions forth. Membership Rewards' program apjulyAisit manbeishiperviards.comitarns of cal 1-1100-AXP-EAFtN I297-3276)fof MOM information. Participating partnen and available rewards are subject to dwinge without notice. p. 12/15 Fog more informat visit member shiprewa rds. corn/f ou r sea sons (MR Message 56/4) Visit mirmbashIpripwards. corn or call 1.800-AXP-EARN (297-3276) and redeem 13,400 points for reward code PRM781. (MR Message 5653) Visit membershiprewards. corn or call 1.600•AXP-EARN (297-3276) and redeem 36.800 points (or reward codePAM2100. (MR Message 5652) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000583 SDNY_GM_00326383 EFTA ()0199137 EFTA01685381 Centurions Card G MAXWELL Closing Date 01/18/11 DUPLICATE COPY Account Ending p. 13115 Now Accepting American Express® Cards! HomeEverything.com - Where you'll find everyday low prices, free shipping. no sales tax, and our price match guarantee on brand name appliances. Call toll free at 1-888-518-3484. New Golden Sparkling Supermarket - Importing goods from Asia and bringing them to 86-18 Broadway, Elmhurst, W. 718-898-8880. Scottadlto - Tuscan cuisine in Park Slope. Dinner/lunch by the fireplace. Weddings/cocktail parties/showers in the atrium or wine cellar. 718-838 4800, www.scottadlto.com If there are other daces where you would like to see the Card accepted, please call the Customer flrioe number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 114754) AMEX000584 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00328384 EFTA_00199138 EFTA01685382 G MAXWELL DrAITE,F, p '4/t5 AME X000585 SDNY_GM_00326385 EFTA_00199139 EFTA01685383 DUPLICATE COPY Re: Centurion® Card Account ending in: Dear G Maxwell, p. 15/15 01/09/2011 We want to help you understand how your charge card works. This includes changes we're required to make because of new federal regulations that impact late payment fees, returned payment fees, and Penalty APRs. These changes are summarized in the table below. We're also pleased to let you know we've rewritten your Cardmember Agreement so ft's simpler and easier to use and understand. We've enclosed a copy of your new Cardmember Agreement, which includes information on: • rates and tees for your account • the minimum payment due and how payments are applied • when interest charges apply, and when they don't • other account terms You can learn more about how to manage your card account and protect your credit with simple tips, advice, and explanations by visiting americanexpress.com/consumerresources. The following is a summary of changes to your account terms, effective August 22, 2010. More detailed information about these account terms appears on page 2 of the Cardmember Agreement. Revised Terms, as of August 22, 2010 Late Payment Fee Up to $35; however, if you do not pay for two billing periods in a row, your fee will be $35 or 2.99% of the past due amount, whichever is greater. Returned Payment Fee Up to $35 Penalty APR and When It Applies 27.24% This APR will vary with the market based on the Prime Rate. This APR will apply to your account if you: 1) make one or more late payments; or 2) make a payment that is returned. How Long Will the Penalty APR Apply? If the Penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR is applied. The Penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. JMPORTANT: See the reverse side of this letter for information about the duration of the Penalty APR. Thank you for your Cardmembership. We look forward to continuing to serve you. Sincerely, American Express See reverse side for important information CMAEUALE0000104 AMEX000586 SDNY_GM_00326386 EFTA O0199140 EFTA01685384 DUPLICATE COPY How Long will the Penalty APR Apply? If a Penalty APR currently applies to your Account, we will review it on or before February 22. 2011. Before this review, this Penalty APR will apply unless you meet the conditions in effect prior to this change. CMAEUALE0000104 AMEX000587 SDNY_GM_00326387 EFTA_00199141 EFTA01685385 DUPLICATE COPY Cardmember Agreement: Part 1 of 2 As of: 01,09,2011 Centurioni,, Card Issuer: American Express Centurion Bank Rates and Fees Table Cardmember Name: G Maxwell Account Ending In: Interest Rates Annual Percentage Rate (APR) 9.15% This APR will vary with the market based on the Prime Rate. Penalty APR and When it 27.24% Applies This APR will vary with the market based on the Prime Rate. This APR will apply to your account if you: 1) make one or more late payments; or 2) make a payment that is returned. How Long Will the Penalty APR Apply? If the Penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the Penalty APR is applied. The Penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying Interest Your due date is at least 25 days after the close of each billing period. We will begin charging interest on charges as of the date they are added to a Pay Over Time balance, including Select & Pay Later. We will not charge interest on charges added to a Pay Over Time balance automatically if you pay the Account Total New Balance by the due date each month. Fees Initiation Fee Annual Membership Fee Transaction Fees • Foreign Transaction Penalty Fees • Late Payment • Returned Payment $5000 $2500 2.7% of each transaction after conversion to US dollars. Up to $35; however, if you do not pay for two billing periods in a row, your fee will be $35 or 2.99% of the past due amount, whichever is greater. Up to $35 How we calculate Interest: Your Billing Rights: CMAEUAAO0000101 We use the Average Daily Balance method (including new transactions). See the How we calculate interest section in Part 2. See Part 2 for information on how to exercise your rights to dispute transactions. Page I of 9 AMEX000588 SDNY_GM_00326388 EFTA_00199142 EFTA01685386 DUPLICATE COPY How Rates and Fees Work Calculating APRs and DPRs The Annual Percentage Rate (APR) for variable rates is determined by adding an amount (margin) to the Prime Rate (see Determining the Prime Rate in Part 2). The Daily Periodic Rate (DPR) is 1/365th of the APR, rounded to one ten-thousandth of a percentage point. Rate Description Prime + Margin APR DPR Annual Percentage Rate Prime + 5.90% 9.15% 0.0251% Penalty APR Prime + 23.99% 27.24% 0.0746% Penalty APR for new transactions The penalty APR applies to new transactions if: If the Penally APR applies to a balance, it will • you do not pay at least the Minimum apply to charges added to that balance 15 or Payment Due by the Closing Date of the more days after we send you notice. billing period in which it is due 3 times in 12 billing periods. We will review your Account every 6 months after • you do not pay at least the Minimum Payment the Penalty APR is applied. The Penalty APR will Due by the Closing Date of the billing period continue to apply until you have made timely in which it is due and you still do not pay it by payments with no returned payments during the 6 the Closing Date of the next billing period, or months being reviewed. • your payment is returned by your bank. Penalty APR for existing balances If you do not pay at least the Minimum Payment Due within 60 days after its Payment Due Date, we can apply the penalty APR to those balances it does not already apply to. After you pay on time for 6 billing periods in a row, the penalty APR will no longer apply to those balances (but it may still apply to other balances as described above). Fees Initiation This fee is on the Rates and Fees Table on page 1 of Pad 1. This fee is a finance charge. Annual Membership This fee is on the Rates and Fees Table on page 1 of Pad 1. We will charge $1,500 for each additional Centurion Card, $175 for up to 3 additional Platinum Cards, $175 for each additional Platinum Card after the first 3, $45 for up to 5 additional Gold Cards, and $45 for each additional Gold Card thereafter. Late Payment Up to $35 or 2.99% of the amount past due. If you do not pay the Amount Due on a billing statement before the 20th day after the next Closing Date, the fee is $25. If this happens again within the next 6 billing periods, the fee is $35 instead. In both cases, if you do not pay the amount past due by the following Closing Date. we will charge. in that same billing period, the greater of $35 or 2.99% of the amount past due. For each subsequent billing period that an amount past due remains unpaid, the fee is the greater of $35 or 2.99% of any amount past due. However, the late fee will not exceed the Minimum Payment Due. Paying late may also result in a Penalty APR. See Penalty APR for new transactions and Penalty APR for existing balances above. Returned Payment Up to $35. If your payment is returned unpaid the first lime we present it to your bank, the fee is $25. If this happens again within the next 6 billing periods, the fee is $35. However, the returned payment fee will not exceed the Minimum Payment Due on the last Payment Due Date before the payment is returned. A returned payment may also result in a Penalty APR. See Penalty APR for new transactions above. Returned Check $38 if you use your card to cash a check al one of our approved locations and the check is returned unpaid. We will also charge you the unpaid amount. Statement Copy $5 for each statement you request, except for the 3 most recent billing periods. Account Reopening $25 if your Account is cancelled, you ask us to reopen it, and we do so. Foreign Transaction 2.7% of the converted U.S. dollar amount. This fee is a finance charge. See Converting charges mode in a foreign currency in Part 2. Part 1, Part 2 and any supplements or amendments make up your Cardmember Agreement. CMAEUAA00000101 P1 h' el 9 AMEX000589 SDNY_GM_00326389 EFTA_00199143 EFTA01685387 DUPLICATE COPY Cardmember Agreement: Part 2 of 2 CD 27737 Introduction About your Cardmember Agreement This document together with Part 1 make up the Cardmember Agreement (Agreement) for the Account identified on page 1 of Part 1. Any supplements or amendments are also part of the Agreement. When you use the Account (or you sign or keep the card), you agree to the terms of the Agreement. to some terms may require 45 days advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Cardmembership. Changing the Agreement We may change this Agreement, subject to applicable law. We may do this in response to the business. legal or competitive environment We cannot increase the interest rate on existing balances except in limited circumstances. Changes We. us. and ourmean the issuer shown on page 1 of Part 1. You and your mean the person who applied for this Account and for whom we opened the Account. You and your also mean anyone who agrees to pay for this Account. You are the Basic Cardmember. You may request a card for an Additional Cardmember (see About Additional Cardmembers in Part 2). Words we use in the Agreement Card means any card or other device that we issue to access your Account. A charge is any amount added to your Account, such as purchases, fees and interest charges. A purchase is a charge for goods or services. To pay by a certain date means to send your payment so that we receive it and credit it to your Account by that date (see About your payments in Part 2). About using your card using the card You may use the card to make purchases. You may also use the card at an ATM to get cash from a checking account you designate. We decide whether to approve a charge based on how you spend and pay on this Account and other accounts you have with us and our affiliates. We also consider your credit history and your personal resources that we know about. You may arrange for certain merchants to charge your Account at regular intervals. We may (but are You promise to pay all charges. including: • charges you make. even if you do not present your card or sign for the transaction, • charges that other people make if you let them use your Account, and • charges that Additional Cardmembers make or permit others to make. We may decline to authorize a charge. Reasons we We are not responsible for any losses you incur if we may do this include suspected fraud and our do not authorize a charge. And we are not assessment of your creditworthiness. This may occur responsible if any merchant refuses to accept the even if your Account is not in default. card. We may add features to your Account that allow you to pay certain charges over time. These features include Select & Pay Later, Sign & Travel' and the Extended Payment Option. Select & Pay Later lets you pay a charge over time in two ways. You may ask a travel industry merchant at the time you make the charge, or ask us after the charge appears on your statement. If we approve your request, we will place the charge into a Pay Over Time balance. If we decline your request, you must pay the charge in full upon receipt of your billing statement. If you enroll in Sign & Travel, we will automatically place eligible travel-related charges into a Pay Over Time balance. Some examples are airline and cruise ship tickets, hotels, car rentals and charges made not required to) tell these merchants about your Account status or changes to your card number or expiration date. You must notify the merchants directly if you want them to stop charging your Account. Keep your card safe and don't let anyone else use it. If your card is lost or stolen or your Account is being used without your permission, contact us right away. You may not use your Account for illegal activities. Promise to pay Declined transactions About Pay Over Time features outside the U.S. If you enroll in the Extended Payment Option, we will automatically place all eligible charges into a Pay Over Time balance. A charge is eligible if it equals or is more than a certain dollar amount. We will tell you this amount when you enroll, and it is subject to change. We will tell you if we change it. Certain charges are not eligible, such as cash and similar transactions. We will not place any charge into a Pay Over Time balance if it causes the total of your Pay Over Time balances to go over 535,000. We will tell you if we change that amount. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. We may change which charges are eligible to be placed into a Pay Over Time balance. CMAEUACM0000101 Page 3 of 9 AMEX000590 SDNY_GM_00328390 EFTA_00199144 EFTA01685388 DUPLICATE COPY About your payments When you must pay Payment of the New Balance is due upon receipt of your statement. If a statement includes a Pay Over Time balance, it will show a Minimum Payment Due. In this case, you must pay at least the Minimum Payment Due by the Payment Due Date. Each statement also states the time and manner by which you must make your payment for it to be credited as Make payments to us in U.S. dollars with: • a single check drawn on a V.S. bank. or • a single negotiable instrument clearable through the U.S. banking system, for example a money order. or • an electronic payment that can be cleared through the U.S. banking system. When making a payment by mail: • make a separate payment for each account, • mail your payment to the address shown on the payment coupon on your billing statement, and • write your Account number on your check or negotiable instrument and include the payment coupon. If your payment meets the above requirements, we will credit it to your Account as of the day we receive it, as long as we receive it by the time disclosed in II a statement includes a Pay Over Time balance, it will show a Minimum Payment Due. The Minimum Payment Due is the Pay In Full New Balance plus the Pay Over Time Minimum Due. If you have a Pay Over Time balance, we generally apply payments—up to the Minimum Payment Due—first to the Pay Over Time Minimum Due and then to the Pay In Full New Balance. When applying a payment to the Pay Over Time Minimum Due, we apply it first to the balance with the lowest interest of the same day it is received. Each statement also shows a Closing Date. The Closing Date is the last day of the billing period covered by the statement. Each Closing Date is about 30 days after the previous statement's Closing Date. How to make payments your billing statement. If we receive it after that time. we will credit the payment on the day after we receive it. If your payment does not meet the above requirements, there may be a delay in crediting your Account. This may result in late fees and additional interest charges (see Now Rates and Fees Work on page 2 of Part 1). If we decide to accept a payment made in a foreign currency, we will choose a rate to convert your payment into U.S. dollars, unless the law requires us to use a particular rate. If we process a late payment a partial payment or a payment marked with any restrictive language, that wit have no effect on our rights and will not change this Agreement. How we apply payments and credits rate and then to balances with higher interest rates. After the Minimum Payment Due has been paid, we apply payments to the remaining Pay Over Time bal￾ance. When we do this, we apply payments first to the balance with the highest interest rate and then to balances with lower interest rates. In most cases, we apply a credit to the same bal￾ance as the related charge. We may apply payments and credits within balances, and among balances with the same interest rate, in any order we choose. About your Minimum Payment Due How we calculate your The Minimum Payment Due is the Pay In Full amount Minimum Payment Due To calculate the Pay Over Time Minimum Due for each statement, we start with the highest of the following three amounts: (1) 2% of the Pay Over Time New Balance; or (2) interest charged on the statement plus 1% of the Pay Over Time New Balance (excluding interest on the statement), not to exceed 4% of the Pay Over Time New Balance; or (3)520. Then we round to the nearest dollar. After that we add any Pay Over Time amount past due. However, your Pay Over Tine Minimum Due will not exceed your Pay Over Tine New Balance. plus any Pay Over Time Minimum Due. EXAMPLE: Pay Over Time Minimum Due Assume that your Pay Over Time New Balance is $3,000, interest is $29.57 (see the example on the next page). and you hove no Pay Over Time amounts past due. (1) 2% x 53.000 = $60.00 (2) 529.57 1% x (53,000 - 529.57) = $59.27 (3) $20.00 The highest of the three amounts is 560.0O. So the Pay Over Tim* Minimum Due is $60.00. Adjusting your Pay Over Time Minimum Due CMAEUACM0000101 II you regularly pay more than the Minimum Payment Due described above, we may adjust the Pay Over Time Minimum Due in future billing periods. This may let you make a smaller minimum payment from time to time. But if you then do not regularly pay more than the Minimum Payment Due described above, we will stop making the adjustment and return to the formula above. If we start or stop making the adjustment we will do so for at least six billing periods in a row. To adjust the Pay Over Time Minimum Due, we will not add 1% of the Pay Over Time New Balance in (2). Then, if (2) is the highest (but less than 4% of the Pay Over Time New Balance), we will add S16. continued on next page... Page 4 of 9 AMEX000591 SDNY_GM_00326391 EFTA_00199145 EFTA01685389 DUPLICATE COPY ...continued from previous page We will do this if over six billing periods the sum of payments credited to your Pay Over Time balance is more than the sum of the Pay Over Time Minimum Dues (not adjusted, except any Pay Over Time amount past due is counted only in the first of those six periods). We will also make the adjustment if over six billing periods the sum of the Pay Over Time Minimum Dues (not adjusted) is not more than $120 and equals the sum of payments credited to your Pay Over Time balance. However, we will not make the adjustment if the sum of the Pay Over Time Minimum Dues is zero and we did not adjust the Pay Over Tune Minimum Due the last time it was not zero. About Interest charges on Pay Over Time balances When we charge interest For charges added at your request We charge interest on charges that are added at your request to a Pay Over Time balance as of the date the charge is added. If you pay the Account Total New Balance on a statement by the Closing Date on the next statement, then on that next statement we will not charge interest on any Pay Over Time portion of that Account Total New Balance. For charges added automatically We charge interest on charges that are added automatically to a Pay Over Time balance beginning on the transaction date. However, you can avoid paying interest on those charges as described below. If you pay the Account Total New Balance on a statement by the Closing Date shown on the next statement, then on that next statement we will not charge interest on those charges. If you paid the Account Total Previous Balance on a statement by its Closing Date. and you pay kiss than the Account Total New Balance on that statement by the Closing Date of the next statement, then we will not charge interest on the portion of automatically added charges that we apply your payment to. But we will charge interest on the remaining portion of those charges. Also, we will not charge interest on automatically added charges shown on a statement if the Account Total Previous Balance on that statement is zero or a credit balance. How we calculate interest We calculate interest for a billing period by first figuring the interest on each balance. Balances within each feature—such as Select & Pay Later, Sign & Travel and Extended Payment Option—may have different interest rates. We use the Average Daily Balance method (including new transactions) to figure interest charges for each balance. The total interest charged for a billing period is the sum of the interest charged on each balance. Interest The interest charged for a balance in a billing period, except for variations caused by rounding, equals: • Average Daily Balance (ADM x • Daily Penodic Rate (DPR) x • number of days the DPR was in effect. ADS To get the ADB for a balance, we add up its daily balances. Then we divide the result by the number of days the DPR for that balance was in effect. II the daily balance is negative, we treat it as zero. DPR A DPR is 11365th of an APR, rounded to one ten￾thousandth of a percentage point. Your DPRs are shown in How Rates and Fees Work on page 2 of Pad 1. EXAMPLE: Calculating Interest Assume that you have a single interest rote of 15.99%, your ADS is $2.250 and there are 30 days in the billing period. The DPR is 15.99% • 365 days = 0.043896 Interest is 52,250 x 0.0438% x 30 days = 529.57 Daily Balance For each day a DPR is in effect, we figure the daily balance by: • taking the beginning balance for the day, • adding any new charges. • subtracting any payments or credits; and • making any appropriate adjustments. We add a new charge to a daily balance as of its transaction date. Beginning balance For the first day of a billing period, the beginning balance is the ending balance for the prior billing period, including unpaid interest For the rest of the billing period, the beginning balance is the previous day's daily balance plus an amount of interest equal to the previous day's doily balance multiplied by the DPR for that balance. This method of figuring the beginning balance results in daily compounding of interest. When an interest rate changes, the new DPR may come into effect during—not just at the beginning of—the billing period. When this happens, we will create a new balance and apply the new DPR to it. To get the beginning balance on the first day for this new balance, we multiply the previous day's daily balance by the old DPR and add the result to that day's daily balance. Other methods To figure the ADS and interest charges, we may use other formulas or methods that produce equivalent results. Also, we may choose not to charge interest on certain types of charges. CMAEUACM0000101 Page 5 of 9 AMEX000592 SDNY_GM_00326392 EFTA 00199146 EFTA01685390 DUPLICATE COPY Determining the Prime Rate We use the Prime Rate from the Money Rates section (or successor section) of The Wall Street Journal. The Prime Rate for each billing period is the Prime Rate published in The Woe Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not we will use the Prime Rate from the previous day it was published. If The Wall Street Journal is no longer published, we may use the Prime Rate from any other newspaper of general circulation in New York, New York. Or we may choose to use a similar published rate. If the Prime Rate increases, variable APRs (and corresponding DPRs) will increase. In that case, you may pay more interest and may have a higher Minimum Payment Due. When the Prime Rate changes, the resulting changes to variable APRs take effect as of the first day of the billing period. Other important Information About Additional Cardmembers At your request, we may issue cards to Additional Cardmembers. They do not have accounts with us but they can use your Account subject to the terms of this Agreement. You are responsible for all use of your Account by Additional Cardmembers and anyone they allow to use your Account. You must pay for all charges they make. You authorize us to give Additional Cardmembers information about your Account and to discuss it with them. If you want to cancel an Additional Cardmembers right to use your Arfnent (and cancel their card) you must tell us. Converting charges made in a foreign currency If you make a charge in a foreign currency, we will convert it into U.S. dollars on the date we or our agents process it. Unless a particular rate is required by law, we will choose a conversion rate that is acceptable to us for that date. The rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identity from customary banking sources on the conversion date or the prior business day. This rate may differ from rates that are in effect on the dale of your charge. We will bill charges converted by establishments (such as airlines) at the rates they use. Changing your billing You must notify us immediately if you change the: address • mailing address where we send billing statements: or • e-mail address to which we send notice that your billing statement is available online. Closing your Account Cancelling or suspending your Account If you have more than one account you need to notify us separately for each account. We may update your billing address if we receive information that it has changed or is incorrect. You may close your Account by calling us or writing to us. We may: • cancel your Account, • suspend the ability to make charges. • cancel or suspend any feature on your Account, and • notify merchants that your Account has been cancelled or suspended. If we do any of these, you must still pay us for all charges under the terms of this Agreement. We may do any of these things at our discretion. even if you pay on time and your Account is not in default If your Account is cancelled, you must destroy your cards. We may agree to reinstate your Account after a cancellation. If we do this, we may: • reinstate any additional cards issued on your Account, • charge you any applicable annual fees, and • charge you a fee for reinstating the Account If we consider your Account in default, we may: • suspend your ability to make charges, • cancel or suspend any feature on your Account, • require you to pay more than your Minimum Payment Due immediately, and • require you to pay your Account balance immediately. About default We may consider your Account to be in default it • you violate a provision of this Agreement • you give us false information, • you file for bankruptcy, • you default under another agreement you have with us or an affiliate, • you become incapacitated or die. or • we believe you are unable or unwilling to pay your debts when due. You agree that we may obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources. And you agree that we may use such information for any purposes, subject to applicable law. You agree that we may give information about your Account to credit reporting agencies. We may tell a credit reporting agency if you fail to comply with any Credit reports term of this Agreement. This may have a negative impact on your credit record. If you believe information we have given to a credit reporting agency is incorrect, write to us at: American Express Credit Bureau Unit, P.O. Box 981537, El Paso, TX 79998-1537. When you write to us. tell us the specific information you believe is incorrect. CMAEUACM0000101 Page 6 of 9 AM E X000593 SDNY_GM_00326393 EFTA_00199147 EFTA01685391 DUPLICATE COPY Collection costs You agree to pay all reasonable costs, including attorneys' fees, that we incur to collect amounts you owe. Sending you notices We mail you notices through the U.S. mail, postage prepaid, and address them to you at the latest billing address on our records. My notice that we send you this way is deemed to be given when deposited in the U.S. mail. We may contact you From time to time. we may contact you about topics ranging from servicing to marketing offers to collecting amounts you owe. We may monitor and record phone calls between you (or any Additional Cardmembers on your Account) and us. We do this to ensure the quality of customer service or when it is required by law. You can choose to not receive marketing offers from us. To do this, call us at 1-800-297-8378 or log on to www.americanexpress.com/communications another affiliate is the insurer or reinsurer. Compensation may influence what products and providers we or our affiliates ten you about. We may share information about you with our affiliates so they can identify products that may interest you. We may be compensated for this information. About insurance products We or our affiliates may tell you about insurance and non-insurance products, services or features that may have a fee. One of our affiliates may act on behalf of a provider of these products. The affiliate may be compensated for this. The insurance products are not offered or sold by us or on our behalf. Our affiliates may get additional compensation when Amex Assurance Company or When you pay us by check, you authorize us to electronically deduct the amount from your bank or other asset account. We may process the check electronically by transmitting to your financial institution: • the amount • the routing number, • the account number, and • the check serial number. How we handle electronic debits front your checking account If we do this, your payment may be deducted from your bank or other asset account on the same day we receive your check. Also, you will not receive that cancelled check with your bank or asset account billing statement. If we cannot collect the funds electronically. we may issue a draft against your bank or other asset account for the amount of the check. ExpressPay Cards issued on your Account may be equipped with ExpressPay. ExpressPay enables you to make charges without having the card swiped or imprinted. You can call us to deactivate ExpressPay at any time. Also, we may deactivate ExpressPay at any time. Privacy Act of 1974 notice Some federal agencies may accept the card under authority of statute. When you make charges at these agencies, we collect certain charge information. That information may be put to routine uses, such as processing, billing and collections. It may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register. Changing benefits We have the right to add, modify or delete any benefit or service of your Account at our discretion. Assigning the Agreement We may sell, transfer or assign this Agreement and your Account. We may do so at any time without notifying you. You may not sell, assign or transfer your Account or any of your obligations under this Agreement Assigning claims If you dispute a charge with a merchant, we may credit the Account for all or part of the disputed charge. If we do so, you assign and transfer to us all rights and claims (excluding tort claims) against the merchant. You agree that you will not pursue any claim against the merchant for the credited amount And you must cooperate with us if we decide to do so. We do not waive our rights We may choose to delay enforcing or to not exercise rights under this Agreement. If we do this, we do not waive our rights to exercise or enforce them on any other occasion. Governing law Utah law and federal law govern this Agreement and We are located in Utah. We hold your Account in your Account. They govern without regard to internal Utah. We entered into this Agreement with you in principles of conflicts of law. Utah. Arbitration This Arbitration provision sets forth the circumstances and procedures under which claims may be arbitrated instead of litigated in court Definitions M used in this Arbitration provision, the term claim means any claim, dispute or controversy between you and us arising from CMAEUACM0000101 or relating to your Account, this Agreement, the Electronic Funds Transfer Services Agreement, and any other related or prior agreement that you may have had with us, or the relationships resulting from any of the above agreements, except for the validity, enforceability or scope of this Arbitration provision. For purposes of this Arbitration provision, you and us also includes any Page 7 of 9 corporate parent, or wholly or majority owned subsidiaries, affiliates, any licensees. predecessors. successors, assigns, any purchaser of any accounts, all agents, employees, directors and representatives of any of the foregoing, and other persons referred to below in the definition of claims. Claim includes claims of every kind and continued on next page... AMEX000594 SDNY_GM_00326394 EFTA 00199148 EFTA01685392 DUPLICATE COPY ...continued from previous page nature, including but not limited to, initial claims, counterclaims, cross-claims and third￾party claims and claims based upon contract, tort, fraud and other intentional torts, statutes, regulations, common law and equity. Claim also includes claims by or against any third party using or providing any product service or benefit in connection with any account (including, but not limited to, credit bureaus, third parties who accept the card, third parties who use. provide or participate in fee-based or free benefit programs. enrollment services and rewards programs, credit insurance companies, debt collectors and all of their agents, employees, directors and representatives) if and only if, such third party is a party in connection with the claim. The term claim is to be given the broadest possible meaning that will be enforced and includes, by way of example and without limitation, any claim, dispute or controversy that arises from or relates to (a) any of the accounts created under any of the agreements, or any balances on any such accounts, (b) advertisements, promotions or oral or written statements related to any such accounts, goods or services financed under any of the accounts or the terms of financing, (c) the benefits and services related to Cardmembership (including fee-based or free benefit programs, enrollment services and rewards programs), and (d) your application for any account. We shall not elect to use arbitration under this Arbitration provision for any claim that you properly file and pursue in a small claims court of your state or municipality so long as the claim is individual and pending only in that court. Initiation of Arbitration Any claim shall be resolved, upon the election by you or us, by arbitration pursuant to this Arbitration provision and the code of procedures of the arbitration organization to which the claim is referred in effect at the time the claim is filed (code), except to the extent the code conflicts with this Agreement. Claims shall be referred to either JAMS or the American Arbitration Association (AAA), as selected by the party electing to use arbitration. If our selection of either of these organizations is unacceptable to you, you may select the other organization within 30 days after you receive notice of our selection. For a copy of the code, to file a claim or for other information, contact either: JAMS (1920 Main St *0300. Irvine. CA 92614 or jamsadr.com) or AM (335 Madison Ave, New York, NY 10017 or adrorg). In addition to the organizations listed above, claims may be referred to any other arbitration organization that is mutually agreed upon in writing by you and us, or to an arbitration organization or arbitrator(s) appointed pursuant to § 5 of the Federal Arbitration Act, 9 U.S.C. §§ 1-16, as it may be amended below. (FAA), provided that any such organization and arbitrator(s) will enforce the terms of the Restrictions on Arbitration subsection set forth below. Significance of Arbitration IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM. FURTHER, YOU AND WE WILL NOT HAVE THE RIGHT TO PARTICIPATE IN A REPRESENTATIVE CAPACITY OR AS A MEMBER OF ANY CLASS OF CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO ARBITRATION. EXCEPT AS SET FORTH BELOW, THE ARBITRATOR'S DECISION WILL BE FINAL AND BINDING. NOTE THAT OTHER RIGHTS THAT YOU OR WE WOULD HAVE IF YOU WENT TO COURT ALSO MAY NOT BE AVAILABLE IN ARBITRATION. Restrictions on Arbitration IF EITHER PARTY ELECTS TO RESOLVE A CLAIM BY ARBITRATION, THAT CLAIM SHALL BE ARBITRATED ON AN INDIVIDUAL BASIS. THERE SHALL BE NO RIGHT OR AUTHORITY FOR ANY CLAIMS TO BE ARBITRATED ON A CLASS ACTION BASIS OR ON BASES INVOLVING CLAIMS BROUGHT IN A PURPORTED REPRESENTATIVE CAPACITY ON BEHALF OF THE GENERAL PUBLIC, OTHER CARDMEMBERS OR OTHER PERSONS SIMILARLY SITUATED. The arbitrator's authority to resolve claims is limited to claims between you and us alone, and the arbitrator's authority to make awards is limited to awards to you and us alone. Furthermore, claims brought by you against us, or by us against you, may not be joined or consolidated in arbitration with claims brought by or against someone other than you, unless agreed to in writing by all parties. No arbitration award or decision will have any preclusive effect as to issues or claims in any dispute with anyone who is not a named party to the arbitration. Notwithstanding any other provision of this Agreement (including but not limited to the Continuation subsection below) and without waiving either party's right to appeal such decision, should any portion of this Restrictions on Arbitration subsection be deemed invalid or unenforceable, then the entire Arbitration provision (other than this sentence) shall not apply. Arbitration Procedures This Arbitration provision is made pursuant to transactions involving interstate commerce and shall be governed by the FAA. The arbitration shal be governed by the applicable code, except that this Agreement shall apply if there are any conflicts. The arbitrator shall apply applicable substantive law consistent with the FAA and applicable statutes of limitations, shall honor claims of privilege recognized al law, and, at the timely request of either party, shall provide a brief written explanation of the basis for the decision. The arbitration proceeding shall not be governed by any federal or state rules of civil procedure or rules of evidence. Any party may request that the arbitrator expand the scope of discovery by doing son writing and copying any other parties, who shall have 15 days to make objections. The arbitrator will notify the parties of his/her decision within 20 days of any objecting party's submission. The arbitrator shall take reasonable steps to preserve privacy. The arbitrator's award shall be final and binding, except for any right of appeal provided by the FAA; however, either party shall have 30 days to appeal that decision by notifying the arbitration organization and any other parties in writing. The organization will then appoint a three￾arbitrator panel which shall consider anew any aspect of the decision objected to by the appealing party. The panel shall issue its decision, by majority vole. within 120 days of the appealing party's written notice. Judgment upon any award rendered by the arbitrator or panel may be entered in any court having jurisdiction. Location of Arbitration Arbitration hearings you attend shall take place in the federal judicial district of your residence. Payment of Fees You will be responsible for paying your share, if any. of the arbitration fees (including filing, administrative, hearing and/or other fees), but only up to the amount of the filing fees you would have incurred if you had brought a claim in the state or federal court closest to your billing address that would have had jurisdiction. We will be responsible for any additional arbitration fees. At your written request, we will consider in good faith making a temporary advance of all or part of your share of any arbitration fees. You wit not be assessed any arbitration fees in excess of your share if you do not prevail in any arbitration with us. Continuation This Arbitration provision shall survive termi￾nation of your Account; voluntary payment of the Account balance in full by you; any legal proceeding by you or us to collect a debt owed by the other; any bankruptcy by you or us; and any sale by us of your Account (in the case of a sale, its terms shall apply to the buyer of your Account). If any portion of this Arbitration provision, except as otherwise pro￾vided in the Restrictions on Arbitration sub￾section, is deemed invalid or unenforceable, it shall not invalidate the remaining portions of this provision. CMAEUACM0000101 Page 8 of 9 AMEX000595 SDNY_GM_00326395 EFTA 00199149 EFTA01685393 DUPLICATE COPY Your Billing Rights: Keep this Document for Future Use This notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. What To Do If You Find a Mistake on Your Statement If you think there is an error on your statement, write to us at: American Express PO Box 981535 El Paso TX 79998-1535 In your letter, give us the following information: • Account information: Your name and account number. • Dollar amount: The dollar amount of the suspected error. • Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days after the error appeared on your statement. • At least 3 business days before an automated payment is scheduled, if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. What Will Happen After We Receive Your Letter When we receive your letter, we must do two things: 1. Within 30 days of receiving your letter, we must tell you that we received your letter. We will also tell you if we have already corrected the error. 2. Within 90 days of receiving your letter, we must either correct the error or explain to you why we believe the bill is correct. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limiL After we finish our investigation, one of two things will happen: • Uwe mode a mistake You will not have to pay the amount in question or any interest or other fees related to that amount. • Y we do not behave there was a mistake: You will have to pay the amount in question, along with applicable interest and fees. We wit send you a statement of the amount you owe and the date payment is due. We may then report you as delinquent it you do not pay the amount we think you owe. If you receive our explanation but still believe your bill is wrong, you must write to us within 10 days telling us that you still refuse to pay. If you do so, we cannot report you as delinquent without also reporting that you are questioning your bill. We must tell you the name of anyone to whom we reported you as delinquent, and we must let those organizations know when the matter has been settled between us. If we do not follow all of the rules above, you do not have to pay the first $50 of the amount you question even if your bill is correct. Your Rights If You Are Dissatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right. all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: American Express PO Box 981535 El Paso TX 79998-1535 While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we win tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent. CMAEUACM0000101 Page 9 of 9 AMEX000596 SDNY_GM_00326398 EFTA 00199150 EFTA01685394 DUPLICATE COPY AMEX000597 SDNY_GM_00328397 EFTA 00199151 EFTA01685395 Centurion° Card G MAXWELL Closing Date 02/15/11 DUPLICATE COPY New Balance $72,213.03 Please Pay By 03/02/11 ID See page 2 for imponant information about your account. C) Your payment of $72,213.03 will be debited from your account on 03/02/11. Any inquiry to American Express concerning this debit should be made before 03/01/11. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon gal-- Do not staple or use paper clips G MAXWELL Check here it your addressor phone number has changed. Note changes on reverse side. p. 1/14 Account Ending Membership Rewards•Polnts As of 02/15/11 101,518 rs For details, please see your =I Membership Rewards page. Account Summary Previous Balance Payments/Credits New Charges Fees $23247.86 -$26,721.96 475,687.13 +$0.00 New Balance $72,213.03 Days in Billing Period: 28 Customer Care Pay by Computer arnericanexpress.com/pbc Customer Care Pay by Phone 1.8774774987 1.8004729297 See page 2 for additional information. Pay by Computer In Pay by Phone amerkanexpressconVpbc BM 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 007221303007221303 Pi rl Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 03/02/11 AutoPay Amount $72,213.03 AME X000598 SDNY_GM_00326398 EFTA_00199152 EFTA01685396 G MAXWELL DektIMELF,111 p. 2/14 Payments: Your payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: P) When you send a check for payment, you give us permission to elect tonkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are deteimined. The method we use to figure the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify fiom customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for t he c redit balance within 30 days if the amount is 51.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. 12 Customer Service & Billing Inquiries International Collect 1-877-877-0987 1-954.5038905 Hearing Impaired TTY: I 800 221 9950 Large Print & Braille Statements 1-877-877-0987 FAX: I 800 695 9090 Express Cash 1-800-CASH-NOW In NY:1-8O0 522 1897 Change of Address ',correct on front do not use. • To chancre your address online, visit swevenmericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and Foreign Address or Phone changes, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I I Website: arnerkanexptess.com Mobile Site: amexnxibilocom Customer Service & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.amerIcenexpressatrdpelvacy. AMEX000599 SDNY_GM_00326399 EFTA 00199153 EFTA01685397 Centurion° Card G MAXWELL Closing Date 02/15/11 DUPLICATE COPY Account Ending p.3/14 Payments and Credits Summary Payments Credits Total -52,910.36 MAXWELI. Total Payments and Credits -$23,811.60 424721.96 Detail •tndkates posting date Payments Amount 02/02/11• GMAXWELL AUTOPAY PAYMENT RECEIVED - THANK YOU JPMORGAN CHASE BAWL NA -52,910.36 Credits Amount 01/26/11 GMAXWELL VIRGIN ATLANTIC AIRWAYS NORWALK CT 028 TKT$ 9327952141659 VOIDED TX! -$9,811.90 01/26/11 GMAXWELL VIRGIN ATLANTIC AIRWAYS N0RWALKCT 028 1KB9327952141638 VOIDED TKT -59,811.90 01/26/11 GMAXWELL VIRGIN AMERICA BURLINGAME CA HUI 999012704414S -$713.70 01/27/11 GMAXWELL AMERICAN AIRLINES PHOENIX AZ TKTS 0017951446922 -$667.70 02/09/11 GMAXWELL VIRGIN AMERICA BURLINGAME CA TKT# 9990211045684 -52.024.70 02/09/11 GMAXWELL VIRGIN AMERICA BURLINGAME CA TVs 9990211045603 -3270.00 02/09/11 GMAXWELL VIRGIN AMERICA BURLINGAME CA TKT# 9990211045603 -$511.70 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $74,494.72 $1,192.41 375,687.13 Detail J el 6 MAXWELL Card Ending Amount 01/17/11 VIRGIN AMERICA BURLINGAME CA AIRLINE CHARGE From: To: SAN FRANCISCO CA FORT LAUDERDALE FL NOT AVAILABLE Tkket Number: 99901180853437 Passenger Name. MAXWELUGHIRAINE Carrier: Class: VX 00 Date of Departure:01/22 S 1,603.70 AMEX000600 Continued on reverse SDNY_GM_00326400 EFTA 00199154 EFTA01685398 G MAXWELL DrAF,117;f„F,111. p 414 Detail Continued 01/17/11 Date 11/01/03 11/01/17 Amount ENTERPRISE RENTACAR FREMONT CA Location Rental: FREMONT CA Return: FREMONT CA Agreement Number: D7015114 Renter Name: MAXWELL GH 590585 01/17/11 ROSEWOOD SANDHILL HOMENLO PARK CA Arrival Date Departure Date 01/15/11 01/17/11 00000000 LODGING 51,109.83 01/18/11 VIRGIN AMERICA BURLINGAME CA AIRLINE CHARGE From: To: SAN FRANCISCOCA FORT LAUDERDALE FL NOT AVAILABLE Tkket Number: 99901190857129 Passenger Name: MAXWELUGHISLAINE Carrier: Class: VX 00 Date of Departure: 01 /21 5713.70 01/18/11 VIRGIN AMERICA BURLINGAME CA AIRLINE CHARGE From: To: F KENNEDY A/P NY LOS ANGELES CA NOT AVAILABLE Ticket Number: 99901190857200 Passenger Name: MAXWELUGHISLAINE Carrier: Class: VX 00 Date of Departure:02/04 52.024.70 01/19/11 STARBUCICS USA 006031SAN FRANCISCO CA 800-7827282 $2.55 01/19/11 VERIZON•RECURRINGPAYPHONESERVICE 658700485919103 579.99 01/19/11 BARNEY'S K2-56256 25SAN FRANCISCO CA FAMILY CLOTHING 51,191.36 01/19/11 STARBUCKS USA 0528786AN FRANCISCO CA 800-7827282 56.70 01/19/11 Bliss San Francisco (646)502.1472 23266782 94103 Fabulous Facial Full Leg (w/Reg. Bikini) Gratuity 5212.00 01/21/11 AMERICAN AIRLINES PHOENIX AZ AMERICAN AIRUNES From: To: MIAMI FL LAGUARDIA INTL NP NOT AVAILABLE Ticket Number. 00179508517915 Passenger Name: MAXWELL/GHISLAINE NO Document Type PASSENGER TICKET Carrier: Class: AA KA Date of Depanure:01/25 5667.70 01/21/11 BROADVIEW NETWORKS 800.276-2384 NY COMPUTER NETWORK/INFO 5342.35 01/21/11 STARBUCKS USA 103473SAN FRANCISCO CA 800-7827282 $2.45 01/22/11 PACIFIC GATEWAY NEW5650-821.0640 521.80 650.821-0640 AMEX000601 Continued on next page SDNY_GM_00328401 EFTA_00199155 EFTA01685399 Centurion® Card G MAXWELL Closing Date 02/15/11 DUPLICATE COPY Account Ending p 5/14 Detail Continued Amount 01/23/11 LACE NAIL LAB 882601MINAI BEACH FL BEAUTY/BARBER SHOP Class: KA 01/24 $10.00 01/24/11 AMERICAN AIRLINES PHOENIX AZ $667.70 AMERICAN AIRLINES From: To: MIAMI FL 1F KENN EDY 'VP NY NOT AVAILABLE Ticket Number. 00179514469223 Passenger Name: MAXWELL/GH61JUNE NO Document Type: PASSENGER TICKET AA Date of Departure: 01/24/11 VERIZON•RECURRINGPAYPHONESERVICE 2125353594906 19103 58283 01/24/11 ESPIRITO SANTO PLAZAMIAMI FL 6123174264 Description Pike PARKING 81500 515.00 01/25/11 PREMIER TRANSPORTATIMIAMI FL 305.596-4765 Description CHARTER SERVIC 550.00 01/25/11 AMAZON MICTPLACE PMTSNAZN.COM/BILL WA MERCHANDISE 56802 01/78/11 PORT AUTHORITY E-ZPASTATEN ISLAND NY 3P-54203030 Description FOR BILLING QUESDO ACCT: 8449374 B $25.00 01/25/11 STAPLES INC.00683 MONTGOMERY NY C80013383330 558.62 01/25/11 LE PAIN QUOTIDIEN NEW YORK NY RESTAURANT F000/BEVERAGE $5.10 $5.10 01/26/11 VIRGIN ATLANTIC AIRWAYS NOFDVALK CT 027 From: To: F KENNEDY AM NY LONDON HEATHROW UK .IF KENNEDY NP NY Ticket Number. 93279521416384 Passenger Name: MAXWELL/GHISLAINE NO Document Type: PASSENGER TICKET Carrier: Class: VS 13 VS 13 Date of Depanure:03/09 89,811 90 01/26/11 VIRGIN ATLANTIC AIRWAYS NORWALK CT 027 From: To: 1F KENNEDY AR NY LONDON HEATHROW UK 1F KENNEDY A/P NY Tkket Number. 93279521416594 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Carrier: Class: VS J3 VS J3 Date of Departure:02/09 89,611.90 01/26/11 EMPIRE INTERNATIONAL88/8568-9803 6006509= FLL ARV% 0342 AMIN 1900 FORT LAUDERD 16 ISLAND AVE MUNI BEACH, FL $307.66 AMEX000602 Continued on reverse SDNY_GM_00326402 EFTA_00199156 EFTA01685400 G MAXWELL DVPLICAlif CIS Account n 6/14 Detail Continued 01/26/11 Amount AMAZON.COM NAZN.COMMILL WA MERCHANDISE $21.27 01/27/11 VIRGIN ATLANTIC AIRWAYS NORWALK CT 028 From: To: 1F KENNEDY A/P NY LONDON HEATHROW UK 1F KENNEDYA/P NY Ticket Number: 93279523411830 Passenger Name MAXWELUGH5LNNE NO Document Type. PASSENGER TICKET Carrier. Class: VS J3 VS 13 Date of Departure:02/09 $9,811.90 01/27/11 VIRGIN ATLANTIC AIRWAYS NORWALK CT 028 From: To: IF KENNEDY A/P NY LONDON HEATHROW UK 1F KENNEDYA/P NY Ticket Number. 93279523411970 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Carrier: Class: VS 13 VS 13 Date of Departure:03/09 59411.90 01/27/11 BRITISH AIRWAYS ADP USA BRITISH AIRWAYS PLC From: To: LONDON HEATHROW AP GENEVA LONDON HEATHROW AP Ticket Number: 12579523422605 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Carrier: Class: BA BA Date of Departure:01/27 5862.70 01/27/11 STARBUCKS USA 00821 9NE5V YORK NY 800.7827282 $3.43 01/27/11 AMAZON.COM APAZN.COM/BILL WA MERCHANDISE $1754 01/28/11 EMPIRE INTERNATIONAL888-568-9803 6009121= 16 ISLAND AVE MIAMI BEACH, FL MIA $142.74 01/22n 1 AMAZON.COM AMEN.COM/BILL WA MERCHANDISE 5266.95 01/3W11 PARIS MATCH NEW YORK NY RESTAURANT FOOD/BEVERAGE 538.11 $38.11 01/31/11 AT&T TLG FLP 851 ALPHARETTA GA 800-331-0500 Damnation TELEPHONE SERV 596.70 02/02/11 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 5248.77 02/03/11 VIRGIN AMERICA BURLINGAME CA AIRLINE CHARGE From: To: 1F KENNEDY NP NY LOS ANGELES CA NOT AVAILABLE Lanier: Class: VX 00 $2,024.70 Ticket Number: 99902040857425 Passenger Name MAXWELUGHISLAINE N Date of Departure:02/04 AMEX000603 Continued on next page SDNY_GM_00326403 EFTA_00199157 EFTA01685401 Centurion° Card G MAXWELL Closing Date 02/15/11 DUPLICATE COPY Account Ending p 7/14 Detail Continued Amount 02/03/11 VIRGIN AMERICA BURLINGAME CA AIRLINE CHARGE From: To: LOS ANGELES CA F KENNEDY A/P NY NOT AVAILABLE Tkket Number 99902040857409 Passenger Name MAXWELL/GHISLAINE N Carden Class: VX 00 Date of Departure:02/06 52,024.70 02/03/11 TIME WARNER CABLE NYWOODSIDE NY CABLE & PAY 1V $318.57 02/03/11 VERIZOWRECURRINGPAYPHONESERVICE 2124726991624 19103 $60.96 02/04/11 HUDSON NEWS • JFK 3OJAMAICA NY 7187514600 Description Prke NEWS DEALERS/NEWSST $850 $850 02/04/11 VIDAL SASSOON BEVERLY HILLS CA BEAUTY/BARBER SHOP 5150.00 02/05/11 SAKS FIFTH AVENUE 03BEVERLY HILLS CA 3102754211 Description Price DRESSES 52,940.00 KNITS $1,545.00 5%922.29 02/05/11 Carey International Washington DC 888.649.3949 Description 2011.02-04 Los Angeles MAXWELL GHISLAINE 5408.10 02/08/11 EMPIRE INTERNATIONAL888-568-9803 603157807094 LAX LAX, CA $85.00 02/08/11 Carey International Washington DC 888-649-3949 Description 2011.02-06 Los Angeles MAXWELL GHISLAINE $185.82 02/09/11 VIRGIN AMERKA BURLINGAME CA AIRLINE CHARGE From: To: F KENNEDY AJP NY LOS ANGELES CA NOT AVAILABLE Carrier: VX Class: 00 $270.00 Ticket Number: 99902110456916 Date of Departure:02/09 Passenger Name: MAXWELL/GHISLAINE AMEX000604 Continued on reverse SDNY_GM_00326404 EFTA_00199158 EFTA01685402 G MAXWELL n 8/14 Detail Continued 02/09/11 Amount VIRGIN AMERICA BURLINGAME CA AIRLINE CHARGE From: To: JF KENNEDY A/P NY LOS ANGELES CA NOT AVAILABLE Tkket Number:99902110456919 Passenger Name: MAXWELUGHtSLAINE Carrier: Class: VX 00 Date of Depanure:02/09 $511.70 02/09/11 PRET A MANGER•1600NEW YORK NY 2122073725 $10.86 02/09/11 THE SAPLING FOUNDATUI2-3469333 NY CHARITABLE oRG $6,000.00 02/09/11 MICHAEL KORS RETAIL NEW YORK NY 866-709-5677 Description APPAREL/ACCESS $1,529.70 02/1W11 HALLAKCLEANERS6500HACKENSACK NJ 2013437333 Description Prke DRY CLEANERS $9630 $96.30 02/11/11 VIRGIN ATLANTIC AIRWAYS NORWALK CT 043 $5,767.10 From: To: Carrier: Class: LONDON HEATHROW UK .IF KENNEDY/VP NY VS J1 NOT AVAILABLE Tkket Number: 93279563173871 Date of Departure:02/14 Passenger Name MAXiVELUGHLSLAINE NO Document Type PASSENGER TICKET ® JENNIFER TURNER Card EndMg Avant 01/21/11 FEDEXN 794346222779 1-800-622-1147 Clot hing fa Ms.= TO:Ms. Maxwell NY FROM: Sloan Lindeman Barnett 10153 001 STANDARD PKG 76LBAWB794346222779 FedEx N1-800-622-1147 $404.77 01/21/11 FEDEX. 794346222724 14300422-1147 Clothing for Ms.= TO Ms. Maxwell NY FROM:Sloan Lindeman Barnett 10153 001 STANDARD PKG 25L8 AW8794346222724 FedEx al-800-622-1147 $171.13 01/24/11 FEDEXI 87n19672842 1-800.622-1147 1-800-622-1147 TO: GRAINE MAXWELL NY FROM: ROY DA COSTA 33135 001 PRIORITY PKG 24LB AW8872819672842 FedEx 11.806622.1147 $15&14 01/25/11 FEDEX. 796693235890 1-800-622-1147 1.800-622.1147 TO:La Vlsoski FL FROM: IME 001 STANDARD LTR 1L8 AW8796693235890 FedEx a1.800422.1147 $34.06 AMEXC00605 Continued on next page SDNY_GM_00326405 EFTA_00199159 EFTA01685403 centurion® Card G MAXWELL Closing Date 02/15/11 DUPLICATE COPY Account Ending p.9/14 Detail Continued Amount 01/26/11 RUNES MUSIC STORE (AUSTIN TX 'Tunes Music Store S15.22 01/26/11 GROVE TECH. INC. 6126057963 MN 402-935-7733 Description EXERCISE AND F $9.95 01/29/11 STARBUCKS USA 008219NEW YORK NY 800.7827282 $332 01/29/11 INFINITY NEWS INFININEW YORK NY BUSINESS SERVICE $23.75 01/29/11 CAMBRIDGE CHEMISTS 1212-734-5678 212-734-5678 S11A7 02/01/11 FEDIXII 796717319463 1-803-622-1147 1.800-622.1147 TO: JPMORGAN PRIVATE BANKING DE FØ-_ 001 STANDARD LTR 118 AW8796717319463 FedEx 11-800-622-1147 $2126 02/02/11 MOO/796720397247 1-800-622-1147 14~93536 TO: Jenelle Lassen CA FROM: ffi 001 STANDARD LTR 1LB AWB796720397247 FedEx 41-8CP-622-1147 $37.11 02/04/11 AIRCELL GOGOINFLIGH877-350-0038 IL INTERNET ACC $9.95 02/06/11 AIRCELL GOGOINFLIGH877-350-0038 IL INTERNET ACC $19.95 02/09/11 JACK BRADSHAW DOG SHLOS ANGELES BUSINESS SERVICE CA S200.00 02/11/11 FEDD0/ 7967542671361.800422.1147 1400-622-1147 TO: LtsitIFL FROM: ~ffi 001 PRIONIY LTR 1LBAW8796754267136 FedEx /1 -800-622-1147 $72.33 Fees Amount Total Fees for this Period $0.00 AMEX000606 Continued on revase SDNY_GM_00326406 EFTA_00199160 EFTA01685404 G MAXWELL DrofairignFiral p.10/14 2011 Fees and Interest Totals Year-to-Date Amount Total Fees in 2011 10.00 Total Interest in 2011 S0.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) Indicates variable rate. For Sign and Trove!, the APR is9.15% (v). For Sign and Travel, the APR is 9.15% (v). Please refer to page 2 for further Important Information regarding your account AMEX000607 SONY_GM_00326407 EFTA (10199161 EFTA01685405 D Membership Rewards FirstUPLICAlE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number [Total Points Balance 101,518 Points Earned this Period 23,254 (Account Summary January 1, 2011 - January 31, 2011 Opening Points Balance 78264 Points Earned this Period +23254 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 101,518 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. MEMBERSHIP rewards FIRST" Questions About Your Account? inembershlprewards.com 1.800.297.1300 International Collect: 305-816-2799 p 11/14 1 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at membershiprewards.com/everydaycharges Earn 4% Points When You Shop Online Earn points fast by going through bonuspointsmall.com every time you shop online at over 275 retailers. Points Transaction Detail January 1,2011- January 31,2011 Points Earned this Period Points Activity On BonusPoints Total Points EllgIbleCharges Awarded ActivityPer Card Centurion XXXXXXXXX2M Yffitalti. Total 20,870 20,870 2,384 23,254 0 2,384 23,254 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit member shiprewards.com/terms or call 1-800-297-1300. From overseas, call collect 309816.2799. Save 10% or More on Hot Merchandise Find great deals on rewards like electronics, home, fashion and accessories, and sporting goods. Save 10%, or more. Terms and conditions for the Membership Rewards' program apply.Visit membershipetwards.com/termsor call' 400-AXP-EARN (Z97-3276)1°' mote mformatuon. Pa ri topating partners and available rewards are subject to change without not Kr. Visit membershiprewards. tom/merchandise specials or call 1.800-A%P.EARN 1257-32761a nd redeem points for hot rewards. (MR Message 5///) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000608 SDNY_GM_00326408 EFTA 00199162 EFTA01685406 Noomfigai airTran. BIG LOTS Prcanlice DUPLICATE COPY G MAXWELL Always Evolving in style MEMBERSHIP, rewards FIRST' Spring trends have sprung, and Neiman Marcus invites you to check out the best looks from the world's top designers. There are lots of Boho influences, florals, and stripes. Coral is the color in fashion and makeup. Wide-leg pants, long necklaces, flat sandals and crossbody bags round out the season's best. Visit your nearest NM or www.NelmanMarcus.com for a close-up view of the latest and greatest for spring. Terms and conditions lor the Membership Rewards First' program apply .Visit nvembershIperetercts.comherms or call 1-600.297-1300 for more infonnation. Participating partners and available rewards are subject to change without notice. You can enroll your American (press PlatinuniCard• or Centurion' Card in InCircle'. Neiman Marcus's custorne.-appreciation program. Redeem 25% Fewer Membership Rewards* Points for AbTran A+ Rewards° Credits Through April 30, 2011, redeem just 1,125 Membership Rewards points for 1 A+ Rewards credit. For 9,000 Membership Rewards points or 8 Ai- credits, you can redeem towards a one-way Coach-Class ticket. Fly AirTran Airways to over 65 destinations across the country and enjoy complimentary Sirius XM Satellite Radio at every seat, an affordable Business Class, Inflight Internet on every flight and excellent service from friendly Crew Members. Terms and conditions lor the Mernbenhip Rewards• program apply. Visit membersitlpeewerda.coenftenns or caNlallOSAXMARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice. Earn 3X Membership Rewards Points on Purchases of $50 or More at Big Lotsl We sell a broad range of high-quality, brand-name products. We are now stocked with everything you need to prepare your lawn and garden for Spring and outfit your outdoor living space with a wide selection of patio furniture, gazebos, swimming pools and accessories. Think Extreme Value! Unbelievable prices! Think Big Lots! Bons _ ports oiler vat:101412011 teach 0541/201t To te apt* b gel bonus pars. you :pt--C hest $50 .wys be scrawl n the lionterap Raigabe rogram rPrograml at It. sea d parenas• rim )O11 mat charge purchase at an <igen. *maw Mcccan Eire Cad Bons pares ad be credeed b your Prays, account flihn 1012wefts Os Usages ca K... Wing Stet hlvdual terns ans curtest. s nee as annus Program Ices app, w, Cad pseuds Fa rrae clarebn on the Program yesmembmh1peeweeds.com/tens or cal 543030-AXP-EARN (2117.3270. WMA 0 5650. p. 12/14 Redeem today, log onto membershiprewards. com/nelmanmarcus or call 1-800-AXP-EARN (297-3276. (MR Message 5/ An To preview this reward and to redeem points, visit membershlprewards. corn/aIrtran or call 1-800-AXP-EARN (297-3276). (MR Message 5774) Shop early for the best selection. Think Extreme Value! Unbelievable prices! Think Big Lots! For a stoic near you. go to http://www. membershiprewards. com/biglots (MR Bonus ID 5650) Offers are made only to Cardmembers who meet certain qualifying criteria. By AMEX000609 responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326409 EFTA 00199163 EFTA01685407 Centurion° Card G MAXWELL Closing Date 02/15/11 DUPLICATE COPY Account Ending p 13/14 Let your L:enturion' member benefits take yini to new heights with the eeeernalionel Airline Program'. Receive a companion taker with the purchase of a qualifying international Business-Class ticket on 22 participating airlines. WORLD-CLASS PARTNERS RECEIVE A COMPANION TICKET IN BUSINESS CLASS NEWLY AVAILABLE LOWER FARES on many qualifying flights REFUNDABLE•FARE TICKETS with no black-out dates or change ken PAY WITH POINTS for all or part of your ticket. and now you can get 2O% of those points back' 22 WORLD•CLASS AIRLINES to choose from FLY VIRTUALLY ANYWHERE with thousands of routes worldwide CENTURION MEMBER EXCLUSIVE OPTION' instead of a companion ticket. opt fora first-Class upgrade (subject to availability at tine of booking) when buying a qualifying Business-Class ticket on select partners Act Lingus Acro Mexico Air Canada Air France Air New Zealand Alitalia Airlines Asia= Airlines Austrian Airlines Cathay Pacific China Airlines Delta Air Lines 'Emirates 'Etihad Airways Japan Airlines Jet Airways KLM Royal Dutch Airlines LAN Airlines Lufthansa Scandinavian Airlines South African Ainvays 'Swiss International Air Lines Virgin Atlantic Airways 'Albeit AKA:fp 3,0 CODA Waren MISS Ira aid Ms mrrennociar [reciagn as rainatoiranoncrenulare, nee seteinnetard reOAtreat Seetetritt mat NEM BBBBB IP • CALL CENTURION TRAVEL SERVICE .11 r.8”-877-crel37 to take acKsunagt of the burrwaruwdAirIhtc Pry: me rewards. Pay V1.1h Dom, 'IlltIMSti011ai Pcpym • .n on tie: fame? orclx4e d itaihrg kg- a &sass-Crass teMerarptinexan Enos; Trani Stmces At an Arecn Ernest s Card dud n re US • lyre do a caltastref ate 'ram rnul agrale n at retro b a US glen rocket; Filet Roo and atti304 tertre0 a Gnat oiteray Crewe? -.•1 ,rre '. orttalre arta, vne runny cograw n L.: 3 Trani motto motto] 6r 12/31/11 Amble sense mg ;Tyr cr Bustesu des rnned naloCerT6anne Sees a e hoot ad neology? tattle coat/Is Cerium renter ad ompaim mat gars cn 1e gyre Meta, Cartencn ode sand t teennat tans/Tees Tan SN) b 5500 ro.rdocf nixing a Snotrren I It SearP• lee ce fre t SIC Tott chew tr te corncarion %cal tray )49) rolBct vim coxed VI salines rf L0130300 runt Conan trig rrusi be rellinecVcar.eleC tdae tiLtte 1O0% a tettnar1 Itt connate fet air ern prYs• r ,• • rr, o a cacemp. wont rate at miry na be nese Cr palOwIN arras codnere carers a pt rnaseg0 4 Me Idrefort art- r • • • - -ring trot resent dr no* tae rdosfacerall lostoulco aa b tang Ural one contemn b et Lye Central member I Aei Tre *Ins alit tree dINCIXd rem an torrent greet orrery 11/11? ad at sae t t drat a cyrogatx wircul rote ferlemtersho Rends' Pay with Pont To Lie Par wit Pont tau mug duce ravel al knees &des to vat a Card mead n re Winters% FIsetrJr Doran Ports ref te strati I r. ,cu crarao ao at a ate tr candscrdng Cola wart MIbe sue lo to Cad assure p? saint cat redeemed do rd COW re erire arrant ore chat re taIrce cf drawn are ye I (Van Co te Call apart Merlin fewroaont5 003 rant Enact* to Pay TM kers releiolcnstrCootw at Comm notes . )cvvie 'mew 1 Dm Pml evey 5p:wisp, feeer To te cape bon bonapals Ord axanlg rnd be glee and ratr ate erre dtaus ports kneel charpt t a Caftan Cad are orixrd Berle pasts air to credled bleu Mentented Rata/; fog again to onto 6.131sta:sailer dap% a aito oil% deigned Unbent; Sewn rig or coact TERM ad Cana% avy. set MerSantoonderre Ikea 4880. M Sc aflame at beet"ref te mallet.Matt. a awn orelralocr non rote Amour Etas flap Reined Sons Coppery It at scery as saes spar! la In metiers ad 6 rot:Matt 'cr re awns a reams ct a0 eaters We newt lo te tee ter ca'an monies toy in nos and ore modes and ray as) ante monies t or oat cantons CST*10223113 1C. Will192, Wggettan LITIr0CC-469•694,040)2 Ratted bora Tram' Nornw. NV02001.0126 0 7011 Peen? Enna Trani Reeled Se Carciary. it td rfl rosins] Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000610 SDNY_Gki_00326410 EFTA_00199164 EFTA01685408 G MAXWELL DWfct-!,r9eIT,E.F,iik Now Accepting American Express® Cards! Beach View Vacation Rentals • To reserve your place along the beautiful beaches of the Emerald Coast of Florida. visit us at www.beachviewvacationrentala.com avEncrq Ld.ers, Cards Welcome Park Avenue Tavern - Classic American tavern serving American gastropub fare within a bustling social scene. 99 Park Ave., 39th St. 212-867-4484. www.parkavenuetavemnyc.com Takayama Sushi Lounge • One of Staten Island's newest upscale Japanese lounges. Sushi, sashimi, creative salads, dishes and rolls. Bar, party room and outdoor dining. 17 Page Ave. 718-227-8744. p 14/14 If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located on page 2 of y0ur Statement or the number that is on the back of your Card. (CE 114945) Please note that you do not need to have purchased airline tickets on your enrolled Card in order to receive the $200 Airline Fee Credit benefit for incidental air travel fees. The following are the updated terms and conditions for this benefit: 2enelit is available to Consumer and Business Platinum Card• arid Centuricn" members only To receive statement credits of up to $200 a year toward inolental ir travel fees, Card member must enroll and choose a qualifying airline at vim,' ameticanevress corn/Centurion& dirreClvice Only the Basi: Card member or A I ohorized Account Marageds) on the Card account can enroll and select the qualifying airline Card members who have rot chosen a qualifying airline will be to do so at any time II can take up to 48 hours post enrollment and airline choice fee the benefit to be effective. Card frembe.s who have already selected a ,ralaying airline will not be able to change their chew until December of each calendar year at which time they may change their airline choix for the following ..,lendar year. Card members who do not change their airline selection will remain with ther current airline. Statement Credit Incidental air travel lees must be larded en the enrolled Card accown for the benefit to appy Incidental air travel fees must be separate charges Iran airline ticket charges Fees that do not .;tally for statement credits are wireless imeinet and fees incurred with airline alliance partners (incidental transact ons nest be charged by the Ca'd manner's imbue choke) The didn't crust sArut the 11E.duritill an fraud lens under floe appiciadte rnerchare code. industry cede. a required stunt or product identifier the charge to be elrg0le Purchases made by both the Basic and Additional Card mernbers on the enrolled Card account are eligible for statement credits. Each and Acoamt is eligible for up to a total of $2.)0 a year in statement credits, regardless of the lumber of Cads on the Accocnt Please allow 2.4 WOOS alter the .,,.alchang incidental air travel lee is charged to your Card account fa statement malls) to be posted to the account. Card mentors can call the number an the of the Card if statement credits have no: posted after 4 weeks from tie date of purchase. Card members are responsibre for payment of all charges until the ,•..itaront crodidsl posts to the account To be eligible for this tenet t. Card accountisl must be acme and not in rtfatit at the time of statement credit fulfilment if a charge for any incidental air !rase: lee is intruded in a Pay Over Time feature balance on your Card account dor example, Sign & Travel), the statement credit associated with that duage mil not be applied to that Pay Over Time feature balance Instead the statement credit will be applied to your Pay In Full balance AMEX000611 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SONY_GM_00326411 EFTA_00199165 EFTA01685409 Centurion° Card G MAXWELL Closing Date 03/18/11 DUPLICATE COPY New Balance Amount Due Payment Not Required CR$56,816.82 S0.00 O O See page 2 /or impon a nt information about your account. Your credit balance can be applied against future transactions or you may request a refund. Your payment of $0.00 will be debited from your account on 04/02/11. Any inquiry to American Express concerning this debit should be made before 04/01/11. If your AutoPay payment is less than your Amount Due, we must receive an additional payment for at least th difference by your next Closing Date. Payment Coupon WI Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. p.1/11 Account Ending Membership Rewards* Points As of 03/18/11 153,396 For details, pleaseseeyour Ctl Membership Rewards page. Account Summary Previous Balance $72,213.03 Payments/Credits -514958836 New Charges +520,55831 Fees +$0.00 New Balance CRSS6,816.82 Days in Billing Period: 31 e Customer Care Pay by Computer arnericanexpress.com/pbc Customer Care Pay by Phone 1.877877-0987 1-M04724297 OSee page 2 for additional information. Pay by Computer US Pay by Phone americanexpress.corn/pbc BM 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to Amerkan Express. Payment Not Required AutoPay Amount 50.00 IIIIIIIIIIIIIIIIII llurllulrllurlllurlurllluulnll 105681682000000000 14 ri AMEX000612 SDNY_GM_00326412 EFTA_00199166 EFTA01685410 G MAXWELL DektIMELF,111 p. 2/11 Payments: Your payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. ff we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: P) When you send a check for payment, you give us permission to elect ionkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are detelmined. The method we use to figure the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify fiom customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for t he c redit balance within 30 days if the amount is 51.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518.8866. 12 Customer Service & Billing Inquiries International Collect 1-877-877-0987 1-954.5038905 Hearing Impaired TTY: I 800 221 9950 Large Print & Braille Statements 1-877-877-0987 FAX: I 800 695 9090 Express Cash 1-800-CASH-NOW In NY:1-8O0 522 1897 Change of Address ',correct on front do not use. • To chancre your address online, visit swevenmericaneipressiorrilupdatecontactinfo • ror Name. Company Name. and Foreign Address or Phone changes, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I I Website: arnerkanexptess.com Mobile Site: amexrwobilecom Customer Service & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.amerIcenexpressatrdpelvacy. AMEX000613 SDNY_GM_00328413 EFTA 00199167 EFTA01685411 Centurion° Card G MAXWELL Closing Date 03/18/11 DUPLICATE COPY Account Ending W11 Payments and Credits Summary Total Payments -8144,426.06 Credits MAXWEL I -$5,162.30 Total Payments and Credits 414908.36 Detail •Indicates posting date Payments Amount 03/02/11• G MAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK NA -$72,213.03 03/02/11* G MAXWELL ONLINE PAYMENT- THANK YOU -$72,213.03 Credits Amount 03/10/11 G MAXWELL VIRGIN AMERICA BURLINGAME CA TRU 9990311093670 -$1471.70 03/11/11 G AAAXWELL VIRGIN ATLANTIC AIRWAYS NORINALK CT 075 TIM 9327952341183 -$3,490.60 New Charges Summery Total G MAXWELL $19.432.55 JENNIFER TURNER 51,125.96 Total New Charges $20,558.51 Detail G MAXWELL Card Ending Amount 02/15/11 POLAND SPRING WATER WTI EDWATFR 04n572267 92821 $202.96 02/16/11 THE SAPLING FOUNDAT1212-3469333 CHARITABLE ORG NY $7,500.00 02/17/11 AMAZON.COM AMZN.COMMILL MERCHANDISE WA $112.13 02/18/11 POUND SPRING WATER 800-950-9395 BOTTLEDWATER CA $24.79 02/19/11 Bliss Spa 570000000(212)888-0033 2384231810022 Fabulous Facial Gratuity 5125.40 AMEX000614 Continued on reverse SDNY_GM00326414 EFTA 00199168 EFTA01685412 G MAXWELL DrAF,117;f„9, 0. 4/11 Detail Continued 02121/11 Amount VIRGIN AMERICA BURLINGAME CA AIRLINE CHARGE From: To: F KENNEDY A/P NY LOS ANGELES CA NOT AVAILABLE Ticket Number. 99902220911780 Passenger Name MAXWELUGHIStAINE Cartier Class: VX 00 Date of Departure:02/24 52.059.70 02/21/11 VERIZON•RECURRINGPAYPHONESERVICE 658700485919103 $79.99 02/21/11 BROADVIEW NETWORKS 800-276.2384 NY COMPUTER NETWORK/INFO 5451.81 02/22/11 VER120N•RECURRINGPAYPHONESERVKE 2125353594906 19103 58271 02/23/11 FREDERIC FEKKAI NY NEW YORK NY BEAUTY/BARBER SHOP $54.34 02/23/11 1 S5TERS 57 INC 212413-0281 NY BEAUTY/BARBER SHOP $203.80 02/24/11 VIDAL SASSOON BEVERLY HILLS CA BEAUTY/BARBER SHOP $125.00 02/24/11 EBAY INC 0000 SAN JOSE CA 886-285-8380 Description DIRECT MARKETE $2524 02/24/11 HALM CLEANERS6500HACKENSACK NJ 2013437333 Description Price DRY CLEANERS 5167.70 $167.70 02/25/11 VIRGIN AMERICA BURLINGAME CA AIRLINE CHARGE From: To: LOS ANGELES CA FORT LAUDERDALE FL NOT AVAILABLE Ticket Number: 99902260907283 Passenger Name: MAXWELUGHISLAINE N Carrier. Class: VX 00 Date of Departure:03/04 51471.70 02/2s/i 1 VIRGIN ATLANTIC AIRWAYS NORWALKCT 061 From: To: F KENNEDY NP NY LONDON HEATHROW UK 1F KENNEDY NP NY Ticket Number. 93279600334141 Passenger Name: MAXWELUGHIStAINE NO Document Type PASSENGER TICKET Carden Class: VS 13 VS 13 Date of Departure:03/08 555.70 02/25/11 FREDERIC FEKKAI NY NEW YORK NY BEAUTY/BARBER SHOP 554.34 02/28/11 AT&T TLG FLP 851 ALPHARETTA GA 800-3314500 Description TELEPHONE SERV 596.70 03/01/11 MONTAGE BEVERLY HILLBEVERLY HILLS CA 558.01 Anlval Date 02/24/11 00003000 LODGING Departure Date 02/28/11 AMEX000615 Continued on next page SDNY_GM_00326415 EFTA_00199169 EFTA01685413 Centurion° Card DUPLICATE COPY p.5/11 G MAXWELL Closing Date 03/18/11 Account Ending [ Detail Continued Amount 03/01/11 EMPIRE INTERNATIONALS:38-5684803 6061929.1. LAX CA 225 N. CANON DR. BEVERLY HILLS, CA 5178.52 03/01/11 MONTAGE BEVERLY HILLBEVERLY HILLS CA Anival Date Departure Date 02/24/11 02/28/11 00000000 LODGING 52.031.71 03/01/11 EMPIRE INTERNATIONAL888-568-9803 6062593 07094 LAX MEET AND GREET ONLY LOS ANGELES, CA 58540 03/01/11 HYATT HOTELS LONG BELONG BEACH 562.491.1234 FOOD CA 5325 $3.75 03/02/11 T-MOBILE RKURNG PMTT-MOKE 555138840980% $30844 03/02/11 HYATT HOTELS LONG BC LONG BEACH 562.491.1234 FOOD CA $3.75 53.75 03/03/11 PET AIRWAYS 88260200DELRAY BEACH 8887382479 FL $991.14 03/04/11 STARBUCKS USA 082420MIAMI BEACH 800-7827282 FL $5.13 03/04/11 STARBUCKS USA 082420MIAMI BEACH 800-7827282 FL $6.75 03/05/11 STARBUCK5 USA 085571M1AMI BEACH 800-7827282 FL $3.38 03/05/11 HYATT HOTELS LONG BELONG BEACH CA Anival Date Departure Date 02/28/11 03/04/11 00000000 LODGING $1,095.32 03/05/11 TIME WARNER CABLE NYWOODSIDE CABLE & PAY 1V NY 5279.88 03/06/11 STARBUCKS USA 082420MIAMI BEACH 800-7827282 FL $3.38 03/07/11 VERIZON•RECURRINGPAYPHONESERVICE 2124726991624 19103 $60.56 03/07/11 PORT AUTHORITY E-ZPASTATEN ISLAND 3P-56899393 Description FOR BILLING C/UESTIO ACCT: 8449374 B NY $2500 AMEX000616 Continued on reverse SDNY_GM_00326416 EFTA_00199170 EFTA01685414 G MAXWELL DE's!,9,11I9ira p 6/11 Detail Continued Amount 03/08/11 AIR FRANCE PHOENIX AZ AIR FRANCE From: To: Carrier: Class: LONDON HEATHROW UK PARIS-DE GAULLE FR AF AF NOT AVAILABLE Ticket Number:05779633890100 Date of Departure:03/09 Passenger Name: MAXWELUGHIStAINE NO Document Type: PASSENGER TICKET $387.40 03/08/11 EMPIRE INTERNAT1ONAL888-568-9803 6075484 XXXXXX 200 SOUTH PINE AVE LONG BEACH, CA LONG REACH, CA $451.30 03/09/11 CASABLANCA GLOBAL TACOMMERCE 800-317-2101 Desciptian OTHER TRANSPOR CA $280.00 03/16/11 AMAZON SERVICESAIND866-321-8851 DIGITAL WA $9.99 03/16/11 AMAZON.COM AMINCOM/BILL MERCHANDISE WA 53423 03/17/11 AMAZON.COM APAZN.COM/BILL MERCHANDISE WA 535.90 Fri JENNIFER TURNER Card Ending Amouit 02/22/11 FEDEXI 796789899430 1-800.6224147 1.800.622.1147 To: MONTAGE HOTEL CA FROM: 001 STANDARD PKG 60L AW8796789899430 FedEx 11.8004221147 $349.96 02/28/11 GRUVE TECH. INC. 6126057963 MN 402-935-7733 Description EXERCISE AND F $9.95 03/01/11 FEDEX. 7944816463601800-622-1147 1-800-622-1147 To: Hyatt Regency CA FROM: 001 PRIORITY PAK 116 AW8794481646360 FedEx F1-800-622-1147 $57.59 03/03/11 BIKE STATION, INC 562-436-2453 562-436-2453 5411.56 03/03/11 FEDEXI 7968244414071800-622-1147 1.800-622-1147 TO: Ph iladeSA PA FROM: 001 STANDARD LTR 1L8 AW8796824441407 FedEx 81 -800422-1147 $21.45 AMEX000617 Continued on next page SDNY_GR1_00326417 EFTA_00199171 EFTA01685415 Centurion® Card G MAXWELL Closing Date 03/18/11 DUPLICATE COPY Account Ending p 7/11 Detail Continued Amount 03/03/11 FEDEX. 7968270964451.800-622.1147 1.800.622-1147 To: NY FROM:G.Maxwel190802 001 2DAYPKG 39LBAWB796827096445 FedEx #1.800-622.1147 03/11/11 FEDIDOi 875709624662 1-800-622-1147 1-800-622-1147 TO:-FL FROiVI: 001 PRIORITY BOX 2LB AWB875709624662 FedEx 01-800-622-1147 5200.52 $74.93 Fees Amount Total Fees for this Period 93.00 2011 Fees and Interest Totals Year-to-Date Amount Total Fees in 2011 Total Interest in 2011 $0.00 $0.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign and Travel, the APR is 9.15% (v). Foe Sign and Travel, the APR Is 9.15%(v). Please refer to page 2 for further important Infom‘ation regarding your account AMEX000618 SDNY_GM_00326418 EFTA 00199172 EFTA01685416 G MAXWELL p AMEX000619 SDNY_GM_00326419 EFTA 00199173 EFTA01685417 D.UPLICA1 E COPY Membership Rewards First Monthly Statement and Program News Prepared for G MAXWELL Account Number [Total Points Balance 153,396) Points Earned this Period 51,878 (Account Summary February1,2011-Febtuary28,2M1) Opening Points Balance 101,518 Points Earned this Period +51,878 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 153,396 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. MEMBERSHIP rewards FIRST" Questions About Your Account? inembershiprewards.com 1.800.297.1300 International Collect: 305-816-2799 p 9/11 1 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at membershiprewards.com/everydaycharges Earn 4% Points When You Shop Online Earn points fast by going through bonuspointsmell.comevery time you shop online at over 275 retailers. Points Transaction Detail February 1,2011 - February 28, 2011 Points Earned this Period Points Activity On Eligible Charge Bonus Points Awarded Total Points Activity Per Card Centurion XXXX-XXXXX2-= 50,687 0 50,687 Centur faXXX X XI. 1,191 0 1,191 Total S1,878 51,878 Member ship Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewerds.com. Terms and Conditions of the Membership Rewards' programapply. For more information, visit membershiprewards.comnerms or call 1.800-297-1300. From overseas, call collect 305 816-2799. Earn 15X Points plus 100 Additional Points per Order When You Shop at FTD Flowers &Gifts Now you can earn 15X points, PLUS 100 additional bonus points when you shop at minnbershiprewards.com/FTD or call 1-800-SEND-FTD (Promo Code: 20153) and use your enrolled American Express' Card. Send fresh flowers (delivered by a quality ETD' florist) or tempt their sweet tooth with cookies, chocolates, gift baskets, and more. Mr vald trough 1241111. NM vas/ rt MY slats a n con/alai MS ate( cote, Man F11). Tole SOS. b ear [aka para. you must te tadied al the Montashp Fl arogran (1hcgraml at the tee 0 pads* al nun* SU ouch., ben olopols, enrols, Anastan E amine Card ens pones v./ es mass b swi m= axost walls 10-12 weals ohs charges vas a+ you. MN steam art InJaball In and . as well as emus/ Propan In. am', fa Won Cad voids. For ma ✓icessico colts; lawnbortssoRavaidsta po;ram vat MortmahP Pens artivin 6- ca. 1.00O-AXP•FARN (297-3276) &nut Cl. 9610, 5797. Shop now at membershiprewards. corn/FTD or call 1-800-SEND-FTD (Promo Code: 20153) to earn 15X points PLUS 100 additional bonus points on all orders placed from now through 12/31/11. (MR Message 5805) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000620 SDNY_GM_00326420 EFTA_00199174 EFTA01685418 .R. GUEST ESTAU RANTS 1. MEMBI.Rtil(lY 1 I rewards Premien'XWELLDUPLICATE COPY G MA !coos. NJ MEMBERSHIP rewards FIRST' Treat Yourself or Your Friends to a Delidous Night Out with Membership Rewards* Points Redeem Membership Rewards points for $50 and $100 B.R. Guest Restaurants gift cards. Starting at just 5,000 points, these gift cards can be used at any of BA Guest's properties— Primehouse New York, Wildwood Barbeque, Dos Caminos and the newly opened Bill's Bar & Burger in Rockefeller Plaza. You are sure to enjoy a fantastic meal that will satisfy any culinary craving. Visit wabrguitsthospftallty.com to for a complete list of our locations. Terms. conditions and restrictions apply. This Gift (aid is redeemable lot products and services at any participating SA.Gtrest restaurant. Maximum ol $100 value of gift card can be used per customer, per visit. Stay with Points Redeem Membership Rewards° points for part or all of your hotel stay. Whether you're planning a family vacation, a romantic getaway or a business trip, you can use points towards your next hotel stay. Choose from thousands of hotels worldwide. Terms and conditions for the Membership Rewaids• program apply. Vise membarshIpreworda.comitonnsor all1.M0-AXP-EARN 0974276) for more information. Participating partners and available towards ate subject to change without notice. We Believe That True Styli Is Your True Story Redeem Membership Rewards points for $50, $100 or ;200 Talbots Gift Cards because every woman deserves a little glamour every day. Terms and conditions lot the IVIembenhip RereadsFirst. program appey. Visit memberaltfprowards.comitamsor <Al-SOO-2974 300 ION Tore information. Participating partners and available rewards are subject to change without notice. p. 10/11 To redeem Membership Rewards points for a B.R. Guest Restaurants gift card or to learn more, visit mernbershIprewards. comibrguest today or call 1-800-AXP-EARN (297-3276). (MR Message 5840) Find a hotel now at membershlprewards. com/hotel (MR Message 5809) To start redeeming today, log on to membashlprewards. corn/1816ot( or call 1.800-AXP-EARN (297-3276). (MR Message 58 39) Offers are made only to Cardmembers who meet certain qualifying criteria. By AMEX000621 responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326421 EFTA 00199175 EFTA01685419 Centurion° Card G MAXWELL Closing Date 03/18/11 DUPLICATE COPY p Account Ending NEW. IN DEMAND AND ONLY ONLINE. Now see pending charges via your online statement. Approved authorizations quickly appear, giving you the most up-to-date picture of your spending —and greater control of your account. It's just another way that online account management keeps getting better. View your online statement and discover all the financial tools built right into your membership at financiaftools.ameritanexpress.com/onlinestatement read Clan prig W W.II . 2 Austin a6. ONOVII• a lit* MOM= OAS MO fin • UMW Is Mal MS J Now Accepting American Express® Cards! Art4Now - Home of the Official 2011 New Orleans Jazz and Heritage Poster and Bayouwear clothing. Get your collectibles online now at www.art4now.com or call 1-888-ART-4-NOW. Sprig - Midtown restaurant creates a new and superb venue, featuring updated Northern California Mediterranean dishes with global influences. 212-249-4500. winnv.sprigny.com Melt - A feeling when you enjoy life, good food, great drinks and the people around you. Come taste life and experience something new. 440 Bergen St., Brooklyn. 718-230-5925. 0. w+ nati tn•M' S.. Cards Welcome If there are other places where you would like to see the Card accepted, please call the Customer SCrviCe number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 115064) AMEX000622 Otters are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you melt these criteria. SDNY_GM_00326422 EFTA 00199176 EFTA01685420 AMEX000623 SDNY_GM_00326423 EFTA_00199177 EFTA01685421 Centurion° Card G MAXWELL Closing Date 04/17/11 DUPLICATE COPY New Balance $1,325.00 Please Pay By 05/02/11 ID See page 2 for important information about your account. We no longer charge your account a Foreign Transaction Fee" All references to the 2.7% foreign transaction fee in your Card member Agreement for this account are dekted, effective immediately. And, in Your Agreement for Transferring Funds Electronically, the following is added after the first sentence of the sixth paragraph: 'However, we do not charge this fee for ATM withdrawals made using cards issued on US. Consumer or OPEN Platinum Card or Centurion Card accounts.' Your payment of $1,325.00 will be debited from your account on 05/02/11. Any inquiry to American Express concerning this debit should be made before 05/01/11. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. 01.1- Payment Coupon Irlid Do not staple or use paper clips Check here it your addressor phone number has changed. Note charges on reverse side. p. 1/10 Account Ending Membership Rewards•Points As of 04/17/11 169,981 rs For details, please see your Membership Rewards page. Account Summary Previous Balance C1356,816132 Payments/Credits -0.00 NewCharges +$58,141.82 Fees +$0.00 New Balance 51,325.00 Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.877-0987 1.8004729297 See page 2 for additional information. Pay by Computer US Pay by Phone americanexpress.corn/pbc BM 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 05/02/11 AutoPay Amount 51,325.00 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLrrlllrrrrlrrll 000132500000132500 14 ri AME X000624 SDNY_Gki_00326424 EFTA_00199I78 EFTA01685422 G MAXWELL DektIMELF,111 p. 2/10 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronic Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thee hec k. routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat lent 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular tate is requited by law. The conversion tate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffer from rates in effect on the date of your charge. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report Information about your Account tocredit bureaus. late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. 0 Customer Service & Billing inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX:1 800 695 9090 1-800-CASH-NOW in NY:1-8O0 522 1897 Change of Address If <west on front do not use. • To change your address online, visit swevenmericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and (*feign Address or Phonechanges, pleasecall (unmet Cant. • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Nome Ran, vAoStedesnd Email 1 I I Website: arnericanexpress.com Mobile Site: ameerrgbilecom Customer Service & Billing inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatkally each month Visit americanexpress.comfautopay today toenroll. For information on how we prolect your privacy and to set your communication and privacy choices. please visit www.emerkenexpressatrdpelvacy. AMEX000625 SDNY_GM_00326425 EFTA (10199179 EFTA01685423 Centurion° Card G MAXWELL Closing Date 04/17/11 DUPLICATE COPY Account Ending p 3/10 New Charges Summary Total G MAXWELL JENNIFER TURNER Total No thews 558,069.1 552.67 $511,141.82 Dean 'Indicates posting date G /MIME L L Card Ending Amount 03/17/11 MARTIN JOAAALLEY MD212-203-0740 212-203-0740 03/18/11 POLAND SPRING WATER 800-950-9395 CA BOTTLEDWAT ER S I SO 00 $86.42 03/21/11 VERIZON•RKURRINGPAYPHONESERVICE 6587004859 19103 $7919 03/21/11 BROADVIEW NETWORKS 800.276.2384 NY COMPUTER NETWORK/INFO $395.61 03/22/11 AMAZON MKTPLACE PMTSMAZN.COM/BILL WA MERCHANDISE 547.97 03/22/11 VERIZON•RECURRINGPAYPHONESERVICE 2125353594906 19103 $82.71 03/22/1 1 AMAZON MKTPLACE PMTSAMZN.COM/BILL WA MERCHANDISE $5.79 03/23/11 WEST ELM E-COMMERCE HOME FURNISH 2509371400000000010065 $10343 03/25/11 EZPASS PREPAID TOLL 800-333-8655 NY 800-333-8655 S25.00 03/27/11 PORT AUTHORITY E-ZPASTATEN ISLAND NY 525.030 3P-58281481 DescdptIon FOR BILLING QUESTIO ACCT: 8449374 B 03/28/11 HALLAK CLEANERS 6500HACKENSACK NJ 5174.10 2013437333 DescdptIon Pike DRY CLEANERS 5174.10 03/28/11 PARIS MATCH NEW YORK NY 3106.00 RESTAURANT FOOD/BEVERAGE 595.76 TIP $1024 03/29/11 J SISTERS 57 INC 212-813-0281 NY BEAUTY SALON S203.80 03/3W11 CANINE STYLES INC 212-826-3985 212-826-3985 $108.88 03/31/11 Bliss Spa 570000000(212)888.0033 24593794 10022 Fabulous Facial Gratuity $125.40 AMEX000626 Continued on reverse SDNY_GM_00326426 EFTA_00199 ISO EFTA01685424 G MAXWELL DrAF,117;f„9, p 4/10 Detail Continued 'IndKa,P8 post.ng data 03/31/11 CANINE STYLES INC 212-826-3985 212-826-3985 03/31/11 AT&T TLG Ell 851 ALPHARETTA GA 800-331-0500 Description TELEPHONE SEEN Amount $38.11 $96.70 04/01/11 OSCAR BLANDI SALON ANEW YORK NY BEAUTY/BARBER SHOP $182.88 04/02/11 T-MOBILE RECURNG PMIT-MOBILE 55513884098006 2538.91 04/02/11 SANT AMBROEUS MADISONEW YORK NY RESTAURANT S82.00 04/02/11 FREDERIC FEKKA1 NY NEW YORK NY BEAUTY/BARBER SHOP $54.34 04/03/11 TIME WARNER CABLE NYWOODSIDE NY CABLE & PAY 1V $28957 04/04/11 WRIZOPPRKURRINGPAYPHONESETNICE 2124726991624 19103 $6056 04/07/11 WEST ELM E-COMMERCE HOME FURNISH 2509371400000000010065 $173.10 04/07/11 HALUW CLEANERS 6500HACKENSACK NJ 2013437333 Description Price DRY CLEANERS $75.90 575.90 04/12/11 FOWLER,WHITEBURNETTMIAMI FL 305-789-9200 Description LEGAL SERVICES $1,200A0 04/13/1P Credit Balance Refund $53,451.98 04/13/11 GEORGE TORPE INC 212-734-1342 212-734-1342 S125.00 IS JENNIFER TURNER Card Ending Amount 03/11/11 FEDEX. 875720247818 1-8C0-622-1147 1.800.622.1147 TO CA FROM:116 E 65TH ST LLC 001 PRIORITY LTR 1LBAWB875720247818 FedEx el-800622-1147 $52.67 Fees Amount Total Fees for this Period 50.00 AMEX000627 Continued on next page SDNY_GM_00326427 EFTA_00199181 EFTA01685425 Centurion. Card DUPLICATE COPY p. 5/10 G MAXWELL Closing Date 04/17/11 Account Ending 2011 Fees and Interest Totals Year-to-Date Amount Total Fees in 2011 $0.00 Total Interest in 2011 50.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign and Travel, the APR is 9.15% (v). For Sign and Travel, the APR is 9.15% (v). Please refer to page 2 for further Important information regarding your account MAE X000628 SDNY_GNI_00326428 EFTA_00199182 EFTA01685426 G MAXWELL p 6/10 AMEX000629 SDNY_GM_00326429 EFTA_00199183 EFTA01685427 D Membership Rewards FirstUPLICA1 E COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number [Total Points Balance 169,981 Points Earned this Period 16,585 (Account Summary March 1, 2011 -March 31,2011 Opening Points Balance 153,396 Points Earned this Period +16,585 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 169,951 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. MEMBERSHIP rewards FIRST" Questions About Your Account? minnbershiprewards.com 1-800-297-1300 International Collect: 305-816-2799 p 7/10 1 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, t hen go online and use the points you earned to cover those charges. Learn more at membershiprewards.com/everydaycharges Earn 4% Points When You Shop Online Earn points fast by going through bonuspointsmall.com every time you shop online at over 275 retailers. Points Transaction Detail March 1,2011 - March 31,2011 ) Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Total Points Activity Per Card Centurion XXXX.XXXXX2.= 14,270 1,158 SOOLkno Carey bots 2918 15,458 Centur .lff) XXXXXIIM I 1,127 0 1,127 Total 15,397 1,188 16,585 Member ship Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a In by calling the number provided below or visiting membershiprewards.coni. Terms and Conditions of the Membership Rewards* program apply. For more information, visit membershiprewards.com/terms or call 1-800-297-1300, From overseas, call collect 305 816-2799. Upgrade Your Sights and Sounds - Save 20% on Bose, Nikon* and Sony° VI. \I It I. RSHIP s rewards Save 20% on Bose audio, Nikon cameras and Sony TVs this April when you use Membership Rewards° points. Terms and conditions for the Membership Rewards• program apply. Visit membershiptewards.com/tatms 04 calll .800-AXP-EARN (297-3276)1w more information. Participating partners and available rewards ere subject to change without notice. Visit membershlprewards. comfdghtsandsounds1 to use points and save. (MR Message 5943) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000630 SDNY_GM_00326430 EFTA 00199184 EFTA01685428 flow /'Steom Pick the best- We always do' Crate&Barrel spg. Starwood Preferred Guest -4 travelocity PT./In diaO0NELL DUPLICATE COPY G MI MEMBERSHIP rewards FIRST￾Earn 10X Points with 1.800-FLOWERS.com•I Now sending your loved ones flowers and gifts from 1-800-FLOWERS.com• can be even more rewarding! You can earn 10X Membership Rewards° points all year when you shop through membershipmwards.comalowers or call 1-800-FLOWERS (using promo code MR33) and pay with your enrolled American Express' Card. Orenaid via 1231It1 Vld_golion, Panel* INOIA 1430-FLOWERS Cats Merbeaup Rowan* p.ve a to wag 1400•FLOWUI5 (jecirno cake MR33) To be eagle been bonus pa you must be avoid rite Moresanap Naas pogram rPicgranletbe Irna cl purchase ere au manage sow pUrCh.11* on an eaglet ennead knew floras Cad Coma porta N be orecked to your Proven court wenn 10.12 weals eser Dams =al on yAi bong easment assasei emu andmeta, are wren Programs lea cob OIN alien For awns rearalon sat maeribarwhipreverdiscouvlame a eel 140FYAXPEARN (74276) One ID 5526 Redeem Membership Rewards° Points This Fall for Shopping at Crate and Barrel At Crate and Barrel, you'll discover modern new classics in quality furniture and home accessories—plus, an exceptional collection of unique things to give and share. For the store nearest you, call 1-800-967-6696 or visit us at wynarateandbarrel.com terms and conditions for the Membership Rewards/ inn program apply. Visit nwenbersblprewards.coen/temis or calla-SOO-297-13006ot more Somalia). Participating partners and available rewards are object to change without notice. Transfer Points to Award-Winning Starwood Preferred Guest' Program Transfer Membership Rewards° points to the award-winning Starwood Preferred Guest° program and receive 1 Starpoint• for every 3 Membership Rewards points. Explore urban destinations or treat yourself to a ski, beach or golf getaway across nine celebrated brands, including 1,0r, Westin° and Sheraton'. Redeem Starpoints for Free Night Awards which start at Just 2,000 Starpoints (at category 1 hotels) and for Award Flights with over 350 airlines—both without blackout dates. Terms and conditions for the Membership Rewards* program apply. Visit manbashiptewards.com/brans or call1.800-AXP-F.Alltil 1297-3276) for more inkier/lotion. Participating part nen and available rewards are subject to change without notice. Earn 3X Membership Rewards' Points for Hotel and Vacation Packages on Travelodty.com Book a hotel or flight + hotel on Travelocity.com and earn triple Membership Rewards' points. Simply enter promo code AMEXPTS3X on Travelocity.com with an eligible enrolled American Express• Card. For more information, visit membershiprewards.comAravelocity Ole watt 10/15.40 to 120W1. Mat 6,000pores pat toserg To to eelsbeam tone porn. sou mat be swelkel Mew laterbenhp Rama program Mogen, a Melee d padre ea au metare your epos an Mgt evoke Antal EynaliCaid Aquaiterg pahase nears a Hate Fight • HoldstaleP Send en frasetalyzan. T ribe4 man bewea 10/15tIO-34 I/12 Dora pat alba yos account wihn 10.12 weas ate aosav ,cta Wog, eleirreara ani aka tea has cowniel. Fa mom Manta vise member eharewartlecom a cal 140041.1IFEARN (2970270 Balsa a7464. p 8/10 Start shopping at membershiprewards. corn/flowers or call 1.800-FLOWERS (promo code MR33). Remember, offer valid only when you use UAL or phone number and promo code above. (MR Bonus ID 5526) To start redeeming today, log on to membershiprewarda can/crate or call 1-800-AXP-EARN (297-3276). (MR Message 5916) Visit membershiprewards. corn/5PG totransfer now! (MR Message 5910) Visit membershiprewards. comltravelocity today to earn triple Membership Rewards* points! Proem Code AMEXPTS3X (MR Bonus ID 7496) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000631 SDNY_G61_00326431 EFTA_00199185 EFTA01685429 Centurions Card G MAXWELL Closing Date 04/17/11 DUPLICATE COPY p.9/10 Account Ending An enhanced WE3SITE EXPERIE\CE. Its your invaluable input that helps us constantly improve your online experience. We've added tools to make managing your Card even easier and streamlined the site to make using it quicker and more intuitive. Some of the many new enhancements include: • New Online Financial Tools Page — Now see the full range of Online Tools that come with Card membership. like the Year-End Summary and payment calculator, in one convenient location. • New Fraud Alerts — We've added new Alerts to help you manage your account. The new Alerts will let you know if cash has been withdrawn on your Card, if there's a foreign transaction on your Card, or if your Card has been used to make a large purchase. • Pending Charges — Now see pending charges via your online statement. Charges appear within minutes — giving you the most up-to-date picture of your spending. So please accept our thanks and gratitude for all you do to help us enhance the legendary Customer Service that you've come to expect from American Express. EXPLORE NOW at tinancialtools.arnericanexpress.corn AMERICAN EXPRt SS P2011 American Express Centurion Bank All rights reserved Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000632 SDNY_GM_00326432 EFTA_00 199186 EFTA01685430 G MAXWELL DWfct-!,r9eIT,E.Fliffi Now Accepting American Express® Cards! Family Dollar - Your neighborhood discount store now welcomes American Express Cards. For the products you need most at low prices, go to www.famllydollar.com for the store nearest you. Empire Steakhouse - Proudly brings the lime-honored tradition of qua* steaks to Midtown West. Impeccable service and great food. 212-582-6900 or www.emplresteakhousenyc.com Ryan Magurle's • Popular seaport-area establishment since 1992. Fnendly staff and atmosphere with excellent food and drink prices. 212-566-6906. www.ryanmaguiresalehouse.com AV( 'WAN C.P•t' S Cards Welcome p. 10110 If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 115235) ..• Discover America's DAILY GETAWAYS From Country Retreats to City Escapes Explore Amonca and Savo Today APRIL 11 - MAY 13, 2011 NEW, EXCITING OFFERS EVERY WEEKDAY For a limited time. you can get amazing savings on hundreds of travel offers across America. And when you use any American Express* Card. you'll got an extra 10% off. Every weekday from April 11 through May 13. 2011. visit DallyGetawayacomfgavel where you can: • Save on travel deals from top travel brands available for purchase from Discover America. with no pressure to book right away • Bid in weekly auctions on once-In-a-lifetime travel packages Quantities are limited so get yours now' Start exploring at DailyGetaways.comfTravel ;WM Catelt006 apply to •ncl ocLu. oners Soo we ICH 00310. AN1EX000633 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_CM_00326433 EFTA_00199187 EFTA01685431 Centurion• Card G MAXWELL Closing Date 05/18/11 DUPLICATE COPY New Balance 514,681.93 Please Pay By 06/02/11 ID See page 2 for important information about your account. 0 Your payment of $14,681.93 will be debited from your account on 06/02/11. Any inquiry to American Express concerning this debit should be made before 06/01/11. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. ra Payment Coupon Do not staple or use paper clips G MAXWELL Check here it your addressor phone number has changed. Note changes on reverse side. p. 1/14 Account Ending Membership Rewards•Points As of 05/18/11 174,672 rh, For details, please see your IZ-61 Membership Rewards page. Account Summary Previous Balance Payments/Credits New Charges Fees $1,325.00 -$7,263.90 420,620.83 +$0.00 New Balance $14,681.93 Days in Billing Period: 31 Customer Care Pay by Computer arnericanexpress.com/pbc Customer Care Pay by Phone 1.877.877-0987 1.8004729297 See page 2 for additional Information. Pay by Computer US Pay by Phone amerkanexpress.corn/pbc 1-800472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Makec heck payable to American Express. Please Pay By 06/02/11 AutoPay Amount $14,681.93 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLrrlllrrrrlrrll 001466193001466113 14 rl AME X000634 SDNY_GM_00328434 EFTA_00199188 EFTA01685432 G MAXWELL DektIMELF,111 p. 2/14 Payments: Yam payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thee hec k. routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat lent 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular tate is requited by law. The conversion tate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffer from rates in effect on the date of your charge. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report Information about your Account tocredit bureaus. late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. 0 Customer Service & Billing inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX:1 800 695 9090 1-800-CASH-NOW in NY:1-8O0 522 1897 Change of Address If <west on front do not use. • To change your address online, visit swevenmericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and (*feign Address or Phonechanges, pleasecall (unmet Cant. • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Nome Ran, vAoStedesnd Email 1 I I Website: arnericanexpress.com Mobile Site: ameerrgbilecom Customer Service & Billing inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatkally each month Visit americanexpress.comfautopay today toenroll. For information on how we prolect your privacy and to set your communication and privacy choices. please visit www.emerkenexpressatrdpelvacy. AMEX000635 SDNY_GM_00326435 EFTA (10199189 EFTA01685433 Centurion® Card G MAXWELL Closing Date 05/18/11 DUPLICATE COPY Account Ending p.3/14 Payments and Credits Summary Total Payments Credits -$1,310.01 G MAXWELL JENNIFER TURNER Total Payments and Credits -$5,938.90 -$14.99 -$7,263.90 Detail •Indken posing auto Payments 05/02/11• GMAXWELL AUTCPAY PAYMENT RECEIVED • THANK YOU JPMORGAN CHASE BANK NA Amount -$1,310.01 Credits Amount 05/02/11 6 MAXWELL BRITISH AIRWAYS ADP USA BRITISH AIRWAYS PLC From: N/A To: N/A NOT AVAIUWLE Ticket Number 12586484031243 Passenger Name: MAXWELL/GHISLAINE NO Document Type PASSENGER TICKET (TUNES MUSIC STORE 'AUSTIN TX (Tunes Musk Store -$5,938.90 Cartier: YY Date of Departure:05/02 04/21/11 JENNIFER TURNER -514.99 Total G MAXWELL JENNIFER TURNER Total New Charges Detail $20,449.57 5171 26 620,620.83 GMAXWELL Card Ending Foreign Spend Amount 04/18/11 JETBLUE ARC SALT LAKE CITY UT 109 From: To: F KENNEDY AM NY BRIDGETOWN BARBADO NOT AVAILABLE Ticket Number 27986453740652 Passenger Name: MAXWELUGHISIAINE Document Type PASSENGER TICKET 04/18/11 PARK EAST ANIMALHOSPNEW YORK NY 2128328417 Description Price VETERINARY SERVICES $526.50 Carrier. B6 Class: Y8 Date of Departure:04/20 $718.80 $526 50 AMEX000636 Continued on reverse SDNY_GM_00326436 EFTA_00199190 EFTA01685434 G MAXWELL DVPLICAlif CIS Account n ing p.4/14 Detail Continued 04/19/11 Foreign Spend Amount JL IBLUk AIRWAYS 4100GARDEN COY NY JETBLUE AIRWAYS From: To: N/A N/A N/A N/A N/A Tkket Number 27906148921792 Passenger Name: MAXWELUGHISIAINE Document Type: ADDITIONAL COLLECTION Carrier Class: YY 00 YY 00 re 00 YY 00 Date of Departure: 12/31 $55.00 04/19/11 VERIZON'RECURRINGPAYPHONESERVICE $79.99 6587004859 19103 04/19/11 POUND SPRING WATER BOTTLEDWATER 0428572267 92821 $55.42 04/19/11 J SISTERS 57 INC 212-813.0281 NY BEAUTY/BARBER SHOP $203.77 04/19/11 HALLAK CLEANERS 6500HACKENSACK NJ 2013437333 Description Price DRY CLEANERS $31_30 $31.30 04/20/11 BILL KOHLER AND ASSOPHOENDC AZ 602.271.9953 $35.00 04/20/11 ONE NINE MGMT GROUP UNIONTOWN OH 330-4994873 Description LAWN/GARDEN SU $208.74 04/21/11 DR THOMASJ MAGNANI NEW YORK NY DENT1ST/ORTHODONTIST $220.00 04/21/11 BROADVIEW NETWORKS 800-276-2384 NY COMPUTER NE1WORKANFO $445.26 04/21/11 OTG JFK T5 VENTURE, JAMAICA NY 718-656-6210 Description FAST FOOD REST $4.45 04/21/11 AMAZON.COM AMIN.COWBILL WA MERCHANDISE $121.74 04/21/11 AMAZON.COM AMZN.COWBILL WA MERCHANDISE $32.95 04/22/11 AMERICAN AIRLINES PHOENIX AZ AMERICAN AIRLINES From: To: BRIDGETOWN BARBADO MIAMI FL NOT AVAILABLE Tkket Number: 00186467980495 Passenger Name MAXWELUGH6LAINE NO Document Type: PASSENGER TICKET Carrier: Class: M DO Date of Depanure:04/26 $997.10 04/22/11 AMAZON.COM /VAZN.COW13ILL WA MERCHANDISE $51.12 04/22/11 VERIZOWRECURRINGPAYPHONESERVICE $82.45 2125353594906 19103 AMEX000831 Continued on next page SDNY_GM_003213437 EFTA_00199191 EFTA01685435 Centurion° Card DUPLICATE COPY e 914 G MAXWELL Closing Date 05/18/11 Account Ending Detail Continued Foreign Spend Amount J 04/25/11 AMERICAN AIRLINES PHOENIX AZ AMERICAN AIRLINES From: To: MIAMI FL LOS ANGELES CA NOT AVAILABLE Ticket Number: 001864718510in Passenger Name: MAXWELL/GHISLAINE MI Document Type PASSENGER TICKET 04/27/11 STARKICKS CORP082511MINAI BEACH FL 800-7827282 Carrier: Class: AA FA Date of Departure:04/27 51,74170 $5.01 04/27/11 BCBG a 0676 0676 MIAMI BEACH FL 111.111.1111 Description APPAREL/ACCESS $308.16 04/28/11 VIRGIN AMERICA BURLINGAME CA 119 From: To: LOS ANGELES CA SAN FRANCISCO CA NOT AVAILABLE Tkket Number. 98486481612234 Passenger Name. MAXWELL/GHISLAINE NO Document Type PASSENGER TICKET 04/28/11 STARBUCKS CORPOS4OISBEVERLY HILLS CA 800.7827282 Carrier. VX Class: YV Date of Departure: 04129 04/28/11 BELVEDERE RESTAURANIBEVERLY HILLS CA RESTAURANT FOOD/BEVERAGE $1235 TIP $1.65 04/28/11 Shutters Lobby SenriSanta Monica CA (310)458-0030 $185.70 $2.65 $14.00 $5733 04/29/11 VIRGIN AMERICA BURLINGAME CA VIRGIN AMERICA From: To: LOS ANGELES INTERN SAN FRANCISCO INTL N/A N/A N/A Ticket Number:99904300922115 Passenger Name: MAXWELL/GHISLAINE NOELLE Document Type: PASSENGER TICKET Carrier: VX YY YY 00 YY 00 Date of Departure:04/29 Class: R 00 $35.00 04/29/11 BRITISH AIRWAYS ADP USA BRITISH AIRWAYS PLC From: To: CAIRO LONDON HEATHROW AP N.Y.1 F KENNEDY I Ticket Number: 12586484029280 Passenger Name. MAXWELUGHISLAINE NO Document Type PASSENGER TICKET Carrier. Class: BA BA Date of Departure:04/29 $5,938.90 AMEX0006343 Continued on reverse SDNY_GM_00326438 EFTA_00199192 EFTA01685436 G MAXWELL V PLICAIT CIS Account n ing µ8/14 Detail Continued 04/29/11 Forei Spendgn Amount Carey International Washington DC 888-649-3949 Description X111.04-28 Los Angeles MAXWELL GHISLAINE $441.72 04/30/11 AT&T TLG FLP 851 ALPHARETTA GA 800-331-0500 Description TELEPHONE SERV $96.59 04/30/11 MAISON 140 HOTEL 800BEVERLY HILLS CA Arrival Date Departure Date 04/28/11 04/29/11 00000000 LODGING $26027 04/30/11 Carey International Washington DC 888-649-3949 Description 2011-04-29 Los Angeles MAXWELL GHISLAINE 514438 05/01/11 CARREFOUR MAF ABU DHABI DEPARTMENT STORE CARE 9765951165 USW Atte $69.16 05/02/11 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 $526.55 05/02/11 MTATBTA E-ZPASS STATEN ISLAND NY 2P-61179121 Description FOR BILLING QUESTIO ACCT: 9740240 B 525.00 05/03/11 DELTA AIR LINES PHOENIX AZ DELTA AIR LINES From: To: BANGOR ME LAGUARDIA MI A/P NOT AVAILABLE Ticket Number. 00686492993782 Passenger Name: MAXWELL/GHISLAINE Document Type: PASSENGER TICKET Carrier: Class: DL HA Date of Departure: 05/08 5487.70 05/03/11 STAPLES INC.00683 MONTGOMERY NY MO01333-3330 526328 05/03/11 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $33.95 05/03/11 TIME WARNER CABLE NYWOODSIDE NY CABLE & PAY P/ S288.56 05/03/11 WWW_SITSTAY.COM LINCOLN NE 402-467-3426 $90.77 05/04/11 VERIZON•RKURRINGPAYPHONESEFNICE 2124726991624 19103 560.33 05/05/11 23ANDME INC 650-938-6300 $113.95 650-938-6300 AMEX000639 Continued on next page SDNY_GM_00326439 EFTA_00199193 EFTA01685437 Centurion° Card DUPLICATE COPY µ7/14 G MAXWELL Closing Date 05/18/11 Account Ending { Detail Continued Foreign Spend Amount 05/05/11 SANDY LANE HOTEL BARBADOS BR SANDY LANE ST JAMES BARB LODGING BarbarramitlArli $2,417.79 05/09/11 Bliss Spa 570000000(212)888.0033 25497192 10022 Youth As We Know It Micro Build On ( face, neck or hands/ Underarm Gratuity $28632 05/10/11 TIFFANY & CO. 00001018C08271396 18008271396 GOLD CHARMS & KEYS JEWELRY REPAIR $734.91 05/10/11 PAYPAL •USSERVCEDOG 4029357733 CA 402-935-7733 Description PET SHOPS, PET 55000 05/11/11 FREESTONE WEB 707-9632745 CA LIQUOR STORE $457.28 05/11/11 PRET A MANGER10017 NEW YORK NY 2128716274 $5.43 05/11/11 MBF DOD SHOWS INFOCGREENSBORO NC 336379-9352 $33.95 0$112/11 AMTRAK INTERNET DC AMTRAK From: To: NEW YORK - PENN,NY WASHINGTON-UNIO,DC NOT AVAILABLE Ticket Number 55482560479159 Passenger Name: MAXWELUGHISL/UNE Document Type: VENDOR SALE Carrier: Class: 2V CO Date of Departure:06/02 $526.00 05/12/11 CANINE STYLES INC 212-826-3985 212-826-3985 $108.88 05/13/11 DR THOMAS E SPIRIDEL212-245-5520 212-245.5520 $27500 05/14/11 FIRST & 62ND CINEMASNEWYROK NY 908-918.2062 Description MOTION PICTURE $3300 05/14/11 FIRST 8.62ND CINEMASNEW YROK NY 906918-2062 Description MOTION PICTURE $13.00 05/14/11 LE PAIN QUOT1DIEN NEW YORK NY RESTAURANT FOOD/BEVERAGE $2.75 $2.75 05/16/11 FRED'S AT BARNEYS NYNEW YORK NY 212-833-2222 FOOD 613.54 TIP $5.46 $49.00 AMEX000640 Continued on reverse SDNY_GM_00326440 EFTA_00199194 EFTA01685438 G MAXWELL p.8114 Detail Continued Foreign Spend Amount 05/17/11 DR THOMAS E SPIRIDEL212-245-5520 212-245-5520 05/17/11 GRACES MARKETPLACE NEW YORK NY 2127370600 $225.00 $83.60 05/17/11 SEPHORA N336-67TH SINEW YORK NY 9999999999 Description Peke COSMETIC STORE $8601 $86.01 Is JENNIFER TURNER Card Ending Foreign Spend Amnia 04/20/11 RUNES MUSK STORE LAUSTIN TX Runes Music Store $19.96 04/27/11 FEDDC4 875664156632 1-800-622-1147 1400422-1147 TO NY FROM: GMAXWELL 001 EXP SVR PI% 1418 AWB875664156632 FedEx 01.8006222.1147 $4622 04/29/11 FEDDUI 869256236503 1400-622-1147 1.800-622-1147 TO: NY FROM: 90212 001 EXP SVR LTR 1LB AWB869256236503 FedEx 41-800-622-1147 $24.13 °WW1 RUNES MUSK STORE IAUSTIN DC (Tunes Musk Store $4606 05/03/71 RUNES MUSK STORE (AUSTIN TX Runes Music Store $2044 05/14/11 RUNES MUSK STORE (AUSTIN TX Runes Music Store $12.99 Fees Amount Total Fees for this Period $0.00 2011 Fees and Interest Totals Year-to-Date Amount Total Fees in2011 SOHO Total Interest in 2011 SOHO AMEX000641 Cone lobed on next page SDNY_GM_00326441 EFTA 00199195 EFTA01685439 Centurion• Card DUPLICATE COPY G MAXWELL Closing Date 05/18/11 Account Ending p. 9/14 Important Notice information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign and Travel, the APR is 9.15% (v). For Sign and Truett he APR is 9.15% (v). Please refer to page 2 for further Important Information regarcOng your account AMEX000642 SDNY_GM_00326442 EFTA (10199196 EFTA01685440 G MAXWELL p 10114 AME X000643 SDNY_GM_00326443 EFTA_00199197 EFTA01685441 Membership D Rewards FirstUPLICAlE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number [Total Points Balance 174,672) Points Earned this Period 4,691 (Account Summary Aprill, 2011 - A0130,2011) Opening Points Balance 169,981 Points Earned this Period +4,691 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 174,672 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. MEMBERSHIP rewards FIRST" Questions About Your Account? inembershlprewards.com 1.900.297.1300 International Collect: 305-816-2799 p. 11/14 1 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at membershiprewards.com/everydaycharges Earn 4% Points When You Shop Online Earn points fast by going through bossuspointsmall.com every time you shop online at over 275 retailers. Points Transaction Detail April1,2011 -Apra 30,2011 Points Earned this Period Points Activity On Bon Points Eligibleth Awarded ActiviTottyPer Ca al Poinrdts Centurion XXXXXXXXX2M 4,638 4,638 Total 53 4,691 53 4,691 Member Ship Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated fora fee by calling the number provided below or visiting membershipmwerds.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membershiprewards.com/terms or call 1-800.297.1300. From overseas. call collect 305 816-2799. Redeem Membership Rewards* Points for the Ultimate Banana Republic Wardrobe BANANA REPUBLIC Exceptional quality, luxury fabrics and refined tailoring define Banana Republic's signature style. Every season, you'll find a new collection of well-designed clothing and accessories for men and women Teem and condmons lot the Membentilp Rewards rinse procyam apply. Visit membersMptewards.comitermsot can 1-100-297-1300 for more infommtion. Pa mope, mu partner and aeadaMe 'tweeds ate subject to change without notice. To redeem Membership Rewards points, log onto membershlprewards. cornibananartpubik or call 1.800-AXP-EARN (297-3276). For the nearest store, call 1.888-BR-STYLE or visit BananaRepublk.corn (MR Message 6524) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AME X000644 SDNY_GM_00326444 EFTA_00199198 EFTA01685442 Abercrombie & Kent, HAWAIIAN —amens— PM/Indict DUPLICATE COPY MAXWELL . Ares., Na MEMBERSHIP rewards FIRST' A World of Style. Now Pocket Sized. Redeem Membership Rewards* Points fora Saks Gift Card Saks Fifth Avenue sits at the center of the fashion universe, featuring world-renowned and up-and-coming designers, exquisite customer service and exclusive items you can't find anywhere else. Saks Gift Cards are accepted at our 47 stores, 58 Saks Fifth Avenue OFF 5TH stores or online at sakscom, with no expiration date. Terms and conditions for the Membership Rewards Firsts program apply. Visit memberstdrewands.comfterms or ca41400.297.I 30010. more infonnation. Panicipating partners and available rewards are wbject to &mg* without notice. Earn Up to 25,000Membership Rewards° Points on an A&K Extreme Adventure Let A&K Extreme Adventures take you to regions around the globe. Rated from mild to strenuous, Extreme Adventures has something for anyone seeking a transformative journey. Book an Extreme Adventure Expedition and earn 20,000 points. Also earn 5,000 points on an Extension in conjunction with another trip or on its own. Ogee void fa hamithrough 126V11. Prom:ton ads mull* used Mnd hears Expeditors, 26000 bone pars EAMREIOC and ExIonsta 3,000 tau pots.ENSU(10C To be dui* lo bows ports )co mos, to <nava n Menteshp Flencla• perm Magri n" dew bra of purchase ad 10., 0.0N90 10, ouch'sonin tolgbio, enrol Amman Espow• Cad. Sava peas via 06 citonzi your Ptccya, ocean %twig-weeks Sae bent Inlvdual Omni and condemns. a mil as .d Nowa, .awry tot certain Cad Preducb Fpp motrolonnenort vigil mornbenWprewards.comitormsor c411-1100-AJW-FARN (297.3276). Bonus Or 2671.6324 Redeem Membership Rewards' Points for HawallanMiles and Say "Aloha" to Hawaii Hawaiian Airlines is the nation's highest-ranked carrier for service quality and performance in 2009 in the 20th annual Airline Quality Rating study. Hawaiian offers nonstop service to Hawaii from more US. gateway cities (10) than any other airline, as well as service to Japan, Philippines, Australia, American Samoa, Tahiti and South Korea. Hawaiian also provides more than 150 daily jet flights between the Hawaiian Islands. Tams and conditions for the Membership Rewards Fine program apply. Visit membanshiprewards.comMewns or call'-800-AXP-(ARN (297-3276) foe more infwmation. Participating pan net, and available reward' ate 'object to change without notice, p. 12/14 To redeem Membership Rewards points today, log on to mombittshIptywards. comnakstifthavenue or call 1-800-AXP-EARN (297-3276). (MR Message 6518) Book now to earn up to 25,000 Membership Rewards points on an Extreme Adventure through 12/31/11. Visit membershlprewards. com/abecromblitkant (or more information or call A&K at 1-800-554-7016. (MR Message 6527) To preview this reward and to redeem points. visit mombershIprowards. com/hawairan of call 1-800-AXP-EARN (297-3276). (MR Message 6532) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AME X000645 SDNY_GM_00326445 EFTA_00199199 EFTA01685443 Centurions Card G MAXWELL Closing Date 05/18/11 DUPLICATE COPY Account Ending p. 13/14 A payment system WITH MORE OPTION S. It's your invaluable input that helps us constantly improve your Cardmembership experience. We've made it easier to pay your bill with multiple payment options, such as: • Pay Your Bill Online — don't wait for the mail; view your bill online, and pay at your convenience. • Automatic Payments — sign up for AutoPay to have American Express' bill payments automatically deducted from your bank account.' • Mobile Access — view your account and pay your bill with our American Express apps for Android;" iPhone and iPody. Touch. So please accept our thanks and gratitude for all you do to help us enhance the legendary Customer Service that you've come to expect from American Express. EXPLORE NOW at americanexpress.com/payonline NA1EH1(AN,f DCPRESS • When enrolling to pay your bill online or in AutoPay. remember to have your bank information handy You will need to have your routing and account numbers in order to enroll. O2011 American Express Centurion Bank. All rights reserved. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000646 SDNY_GM_00326446 EFTA_00199200 EFTA01685444 G MAXWELL DW?,.-!„9/Yir,L9fie 1 Now Accepting American Express® Cards! The Marine Supply & Oil Co. • Worldwide marine supplies, since 1946. Visit us now at www.maraupco.com or in St Augustine, FL at 150 Riberia Street. avEncnl Cards Welcome D II Stores - Looking for Deals & Discounts? Located in the NW NJ metro area. Apparel, housewares, linens, seasonal items, and more at below-market prices. wyny.detii.com Max - Since 2000, offering excellent Italian fare at affordable prices. Local delivery and dining in outdoor garden. 51 Avenue B. Reach us at 212-539-0111 or ynyw.max-ny.com TAKE FLIGHT WITH A COMPANION Receive a companion ticker with the purchase of a qualifying international Business-Class ticket on 22 premier airlines. courtesy ci Inlemational Airline Program'. NEWLY AVAILABLE LOWER FARES on many qualifying lights REFUNDABLE-FARE TICKETS wilt) no block-out dotes or change fees CALL CENTURION TRAVEL SERVICE at 1-877-677-0987 to take advantage of the iaternahonal Airine Program Virtue lei =tines and certain gaerrmailirrpxed faxes ard lees m ~oral es transpottat as wet as aspirate canpaben taubm tea are De re-4enstrity d the Card [renter See hero for trellis IhrangixallifnePropranz Carnationhad realnes merited guSfyn3 Fro cr Pron,sstessrcket trough irrmencan FrdeorroelAtnasArnerian Egress Card men in ten Flatten Care member or Centurion* members name ix a pattealmg sine Patrpatorarlres rcluce her Urgs. Aerriksro, Ar Canxis Ar Frew. Ail Um Zealand, Attain. Aura Ames Austen, Cabo/ Fait. Dana Filnes Det Ai Loss ErorMas, raw Anvers, Jaor AcIres. Arrars. KIM Royer NAM An' hes, LM. Litersos. ScandmaneAdree Salto Mann Ansia)s.SyS literate& Ar Ine. Wee Atatc. Pad must eerie in all Mtn IOU S. gateau ieclud,ng Poem Rix end wyseas emcees{ or sdect Castor gaxmays Onexiay tad pineled en sa annen %here rouble angst e n U.S. karate ~etas LErst a 6.0*0- ) deemed, by ampe. Seal adiablty 6 tinted Card n be ane cars ren rusttee/el on sane dnerary LMecre carom, bad per Cad Tenter Yawing Kam are rentetlfrallecr endorsable *embattle $78 4r can Exam sauce lee apples to whose at ail leket chrges/refuts alb Ream Card tees dew fa Genera meters). ttIcel SUWI to gaan TI Fat ti;ixstees from SSO 10 55W ante raving &camber 1 IM 5xuity leet up to SI 0. Taal ;forge la ccenpanmØ may also reflect artne-reosed wet surd-ergs el Lc SWO rcurelrip empanel Idol rant be retunedeanalled a.tue »do retorted. hotearbmble rdth ry otter mamba and may at te axaLleei paticeetng annul ccteshere patinas. Le., tts marketed by te khans elm but werace by its pate atm. Antes mums AØ ba nog% fae niesUcgarn pytupecn poor to taws Amman Express lad Related Savoys Cmpary. acts merfjas ales aril:rend scolies at resporsbie lo de alms a inalons d such seeders 6e rant ycu to be mare rice carlab accids pay us Ølsnoa and char i-cenaws at may ato aunt rearms to eur bad camebs. CST810223113-10. IlLit 1192. ~pm ~Cab» TAK02 Pegesterei law Trave Agency. INa2001-0126. 0 2011 Ammew Forms la« Mend Set Canary, WK. Al qrs renewed. p 14/14 If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located on page 2 of yOur statement or the number that is on the back of your Card. (CE 115442) MAKE YOUR NEXT CAR 44 PURCHASE EVEN MORE REWARDING. 44r Enjoy the convenience of using your American Express' Card for any amount-even the full purchase price of a car. And when you use an eligible, enrolled Card, you can earn points, miles or cash back. To find a participating dealer near you, visit amexnetwork.conVcars AMEX000647 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNv_GM_00326447 EFTA (10199201 EFTA01685445 Centurion' Card G MAXWELL Closing Date 06/17/11 DUPLICATE COPY New Balance $12,304.77 Please Pay By 07/02/11 See page 2 for important information about your account. See page 9 for ImportantChanges tO YO u r Account Terms Your payment of $12,304.77 will be debited from your account on 07/02/11. Any inquiry to American Express concerning this debit should be made before 07/01/11. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Your membership will be renewed next month. Please refer to the Renewal Notice on Page 7. Get this statement to go. Checkyourbalanceview recent transactions and pay your bills right on your phone with the American Express' App. Get started at amerIcanexpress.corn/mobilestaternent Gel t",t, app for your • IPHONE' • 'PODTOUCH' • ARDROID'• • MOBILE WEB IPA Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Notechanges on reverse side. Pay by Computer americanexpresscom/pbc p. 1/13 Account Ending Membership Rewards* Points As of 06/17/11 n For details, please see your l:-J" Membership Rewards page. Account Summary 190,512 Previous Balance Payments/Credits New Charges Fees 514,681.93 -$15,897.03 +513,519.87 +50.00 New Balance 612,304.77 Days in Billing Period: 30 Customer Care Pay by Computer americanexpresscom/pbc Customer Care Pay by Phone 1.877-877-0987 1-800-472-9297 g See page 2 (or additional information. ral Pay by Phone la 1-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 001230477001230477 14 ri Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 07/02/11 AutoPay Amount $12,304.77 AMEX000648 SDNY_GM_00326448 EFTA_D0 199202 EFTA01685446 G MAXWELL DektIMELF,111 p. 2/13 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronic Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thee hec k. routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat lent 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular tate is requited by law. The conversion tate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffer from rates in effect on the date of your charge. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report Information about your Account tocredit bureaus. late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. 0 Customer Service & Billing inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX:1 800 695 9090 1-800-CASH-NOW in NY:1-8O0 522 1897 Change of Address If <west on front do not use. • To change your address online, visit swevenmericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and (*feign Address or Phonechanges, pleasecall (unmet Cant. • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Nome Ran, vAoStedesnd Email 1 I I Website: arnericanexpress.com Mobile Site: ameerrgbilecom Customer Service & Billing inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatkally each month Visit americanexpress.comfautopay today toenroll. For information on how we prolect your privacy and to set your communication and privacy choices. please visit www.emerkenexpressatrdpelvacy. AMEX000649 SDNY_GM_00326449 EFTA_00 199203 EFTA01685447 Centurion° Card G MAXWELL Closing Date 06/17/11 DUPLICATE COPY Account Ending p.3/13 Payments and Credits Summary Payments Credits Total 414,681.93 G MAMEL I Total Payments and Credits -$1,215.10 41507.03 Detail •indicates posting date Payments 06/02/11• GMAXWELL Amount AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE RANK NA -$14,681.93 Credits Amount 06/01/11 GMAXWELL AMTRAK NEW YORK PENNNY TIM 5540559072497 420.70 06/02/11 GMAXWELL DELTA AIR LINES INCPHOENIX AZ AMERICAN EXPRESS TVL SVC Front To: WA WA WA WA WA Ticket Number 00686563002863 Passenger Name: MAXWELL/GHISLAINE Document Type: SUPPORTED REFUND 41,194.40 Carrier Class: YY 00 YY 00 YY 00 YY 00 Date of Departure: 17131 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $13,515.88 53.99 813,51927 Detail GMAXWELL Card Ending Amount 05/17/11 HALM CLEANERS 6SOOHACKENSACK NJ 2013437333 Description Price DRY CLEANERS $77.90 57790 05/18/11 POUND SPRING WATER BOTTLEDWATER 0428572267 92821 576.09 05/19/11 VERIZONIECURRINGPAYPHONESERVKE 658700485919103 57999 05/19/11 BRIAN C HALPERN MD NEW YORK NY DOCTOR & PHYSICIAN 5420.00 05/19/11 ICE SPORTS HEALTH GRNEW YORK NY 212-355-5100 5425.00 AMEX000650 Continued on reverse SDNY_GM_00328450 EFTA_00199204 EFTA01685448 G MAXWELL DrAF,117;f„9, 4/13 Detail Continued 05/20/11 Amount ICE SPORTS HEALTH GRNEW YORK NY 212-355-5100 $225.00 05/20/11 LE PAIN OUOTIDIEN NEW YORK NY RESTAURANT F000/BEVERAGE $32.11 TIP $3.89 $36.00 05/20/11 STARBUCKS CORP008193NEW YORK NY 800-7827282 53.43 05/23/11 VERIZOWRKURRINGPAYPHONESERVICE 2125353594906 19103 $82.46 osnmii BROADVIEW NETWORKS 800-2742384 NY COMPUTER NETWORK/INFO $401.48 05/23/11 ICE SPORTS HEALTH GRNEW YORK NY 212-355-5100 53200 05/24/11 NOS SPA NOS SPA NEW YORK NY HEALTH & BEAUTY SPA $26.13 05/25/11 BRIAN C HALPERN MD NEW YORK NY DENTIST $175.00 05/26/11 ICE SPORTS HEALTH 01tNEW YORK NY 212-355-5100 $225.00 05/27/11 AMAZON MKTPLACE PMTSAMZN.CO&VBILL MERCHANDISE WA $9024 05/27/11 AMAZON PRIME 866-557-2820 NV SHIPPINGCLUB 57900 05/27/11 I SISTERS S7 INC 212.813-0281 NY BEAUTY/BARBER SHOP $203.77 osnoni AMERICAN KENNELS NEWYORK NY PET SHOP/FOOD/SUPPLY Description 529012 $21.73 05/28/11 CLUB MONOCO US 11024NEW YORK NY FAMILY CLOTHING $140.45 05/28/11 Bliss Spa 570000000(212)888.0033 25850527 10022 Fully Loaded Facial Gratuity $209.00 05/29/11 AMERICAN KENNELS NEWYORK NY PET SHOP/FOOD/SUPPLY Description 560612 $10.42 05/30/11 AMAZON MKTPLACE PMTSAPAZN.COM/BILL MERCHANDISE WA $43.16 05/31/11 DELTA AIR LINES INC.PHOENOC AZ AMERICAN EXPRESS 1VL SVC $1,194.40 From: To: Class: WASHINGTON NATIONA MIAMI INTERNATIONA DL N.Y. I F KENNEDY I DL WA YY 00 WA YY 00 Tkket Number. 00686563002860 Date of Departure: 06104 Passenger Name: MAXWELLJGHISLAINE Document Type: PASSENGER TICKET AMEX000851 Continued on next pew SDNY_GM_00328451 EFTA_00199205 EFTA01685449 Centurion® Card G MAXWELL Closing Date 06/17/11 DUPLICATE COPY Account Ending p 5/13 Detail Continued J Amount 05/31/11 STAPLES INC. 00683 MONTGOMERY NY 001:0333.3330 $22782 osaini AT&T TLG FLP 851 ALPHARETTA GA 800.331.0500 Description TELEPHONE SERV $96.59 osnini AMAZON MKTPLACE PMTSAMZN.COM/B1LL WA MERCHANDISE $5.22 05/31/11 ICE SPORTS HEALTH GitNEW YORK NY 212-355-5100 $225.00 06/01/11 AMAZON MKTPLACE PMTSMAZN.COM/BILL WA MERCHANDISE $1698 06/01 t11 ICE SPORTS HEALTH GRNEW YORK NY 212.355.5100 $325.00 06/01/11 BERGDORF GOODMAN NEW YORK NY DEPARTMENT STORE $1,151.90 06/01/11 STARBUCKS CORP073429NEW YORK NY 8097827282 $3.43 06/02/11 AMERICAN AIRLINES INPHOENIX AZ AMERICAN EXPRESS 1V1. SVC From: To: WASHINGTON NATIONA MIAMI INTERNATIONA N.Y. J F KENNEDY I N/A N/A Ticket Number. 00186570592843 Passenger Name: MAXWELL/GHISLAINE Document Type PASSENGER TICKET Carrier: Class: AA DL A YY 00 YY 00 Date of Departure: 06/04 $98440 06/02/11 T-MOBILE RECURNG PA4TT-MOBILE 55513884098006 $393.55 06/03/11 VERIZON•RECURRINGPAYPHONESERVICE 2124726991624 19103 $6041 06/03/11 CATERING SOLUTIONS WASHINGTON DC RESTAURANT P000/BEVERAGE $40.15 TIP $4.85 $45.00 06/03/11 ICE SPORTS HEALTH GRNEW YORK NY 212-355.5100 $225.00 06/03/11 TIME WARNER CABLE NYWOODSIDE NY CABLE & PAY TV $292.81 06/04/11 PARADIES #391 ()WASHINGTON DC CARD & SOUVENIR STORE $15.33 06/04/11 LACE NAIL LAB 882601MIAMI BEACH FL BEAUTY/BARBER SHOP $2200 06/05/11 STARBUCKS CORP082420MIAMI BEACH FL $3.38 800.7827282 AMEX000652 Continued on reverse SDNY_GM_00326452 EFTA_00199206 EFTA01685450 G MAXWELL DrAF,117;f„9, 06,13 Detail Continued 06/05/11 Amount HYATT HOTELS PARK WAWASHINGTON DC Arrival Date Departure Date 06/02/11 06/04/11 00000000 LODGING 5834.07 06/06/11 AMERICAN AIRLINES INPHOENIX AZ AMERICAN EXPRESS WI. SVC From: To: PALM BEACH INTERNA NEW YORK LA GUARD! N/A N/A N/A Tkket Number 00186581271074 Passenger Name: MAXWELL/GHISLAINE Document Type PASSENGER TICKET Carrier: Class: DL VY 00 YY 00 YY 00 Date of Depanum 06/07 $299.00 06/06/11 JASON POSSUMATO MSORIDGEWOOD NJ 917-7740347 $789.32 06/07/11 MTA TBTA E-ZPASS STATEN ISLAND NY 2P-64254964 Description FOR BILLING QUEST* ACCT: 9740240 B $25.00 06/08/11 AMAZON.COM AMIN.COMMILL WA MERCHANDISE $1548 06/08/11 PET PARTNERS INC O25CARY NC 919.859-8222 Description INSURANCE BROK $84.00 06/08/11 AMAZON.COM AMIN.COM/BILL WA MERCHANDISE $48.51 06/08/11 JASON POSSUMATO JASORICGEWOOD NJ 917-7740347 581636 06/06/11 ICE SPORTS HEALTH GFtN EW YORK NY 212.355.5100 522500 06/09/11 AMAZON.COM A/AZN.COPNBILL WA MERCHANDISE 513.05 06/09/11 MEDICAL IMAGING OF MNEW YORK NY 2127942500 Description Price MEDICAL/HEALTH SERV $800.00 5800.00 06/09/11 AMAZON MKTPLACE PMTSMAZN.COM/BILL WA MERCHANDISE 54.52 06/10/11 STARBUCKS CORP008193NEW YORK NY 800-7827282 $430 06/10/11 KE SPORTS HEALTH GRNEW YORK NY 212-355-5100 5225.00 06/13/11 STARBUCKS CORPO7424SNEW YORK NY 800-7827282 53.43 06/13/11 ICE SPORTS HEALTH GRNEW YORK NY 212-355-5100 532540 06/14/11 EFAX PLUS SERVICE 323-817-3205 CA INTERNET SVC $16.95 AMEX000653 Continued on next page SDNY_GM_00326453 EFIA_OO1992O7 EFTA01685451 Centurion® Card G MAXWELL Closing Date 06/17/11 DUPLICATE COPY Account Ending p. 7/13 Detail Continued J Amount 06/14/11 STARBUCKS CORP008219NEW YORK 800.7827282 NY $3.43 06/14/11 HAW( CLEANERS6500HACKENSACK 2013437333 Description Pike DRYCLEANERS $55.20 NJ $55.80 WI 5/11 STARBUCKS CORP008219NEW YORK 800.7827282 NY $1.30 06/16/11 IN VINO VERISTAS 683NEW YORK LIQUOR STORE NY $258.69 is JENNIFER TURNER Card Ending Amount 05/29/11 RUNES MUSIC STORE IAUSTIN TX Runes Musk Store $3.99 [ Fees Amount Total FINIS for this Period $0.00 2011 Fees and Interest Totals Year-to-Date Amount Total Fees In2011 Total Interest in 2011 $0.00 S0.00 Important Notice Renewal Notice Your Account renews next month. The following terms are in effect when your Account renews, unless we tell you otherwise. Please refer to Page 2 for more information about your Account, including How We Cakulate Your Balance, Paying Interest, and Foreign Currency Charges. Payment Information: All charges made on this charge card, that are not included in a Pay Over Time balance, are due and payable when you receive your periodk statement. Annual Membership Fee: The annual membership fee for your Account is 52,500.00. When you receive the statement in which the annual fee is billed, you can avoid paying the annual fee by calling the Customer Service phone number on Page 2 tocancel your Account. Please refer to page 2 for further Important Information regarding your account AMEX000654 Continued on reverse SDNY_GM_00326454 EFTA_00199208 EFTA01685452 G MAXWELL DA count tT~ g p. 8113 Important Notice continued APR Information: The Annual Percentage Rates (APRs) for each billing period may vary based on the Prime Rate. We use the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day h was published. The Penalty APR will apply to a Feature if you make a late payment m a payment that is returned. If the Penalty APR is applied for either of these reasons, h will apply for at least 6 months. We will review your Account every 6 months after the Penalty APR isapplied. The Penalty APR will continue toapply until you have made timely payments with no returned payments during the 6 months being reviewed. You may have access to one a more Pay Over Time Features on your Account. The following APRs apply to the Features noted as of the Closing Date of this statement. Centurion Sign & Travel Tier Rate Description APR Prime + 5.90% 9.15% Prime ■ 23.99% 27.24% ARIEX000655 SDNY_Gki_00326455 EFTA_00199209 EFTA01685453 Centurion° Card DUPLICATE COPY p 9/13 G MAXWELL Closing Date 06/17/11 Account Ending Notice of Changes to Your Cardmember Agreement The terms of your account are subject to change in accordance with the Cardmember Agreement ("Agreement") governing your account referenced in or with this notice. Any language in the Agreement contrary to or conflicting with terms amended herein is replaced fully and completely. All terms of the Agreement not amended herein remain in full force and effect. We urge you and any Additional Cardmembers on your account to read this notice carefully and file it along with your Agreement in a safe place for future reference. Pay Over Time Minimum Due We are changing how we calculate your Pay Over Time Minimum Due. Your Pay Over Time Minimum Due will be at least $35. However, it will not exceed the Pay Over Time New Balance shown on the statement. Effective August 1, 2011, line "(3)" of the How we calculate your Minimum Payment Due section in Part 2 of your Cardmember Agreement is deleted and replaced with "(3) $35." The same change applies to the EXAMPLE: Pay Over Time Minimum Due shown in that section. Also effective August 1. 2011, the dollar amount shown in the last paragraph of Adjusting your Pay Over Time Minimum Due is deleted and replaced with "$210." Returned Payment Fee We are not making any changes to the Returned Payment Fee, however, we have made some clarifications to the language. We are including the revised section for your convenience. Effective immediately, the Returned Payment Fee section on Page 2 of Part I of your Cardmember Agreement is deleted and replaced with the following: "Up to $35. If you make a payment that is returned unpaid the first time we present it to your bank, the fee is $25. If you do this again within the same billing period or the next 6 billing periods, the fee is $35. However, the returned payment fee will not exceed the applicable Minimum Payment Due. A returned payment may also result in a Penalty APR. See Penalty APR for new transactions above." Late Payment Fee We are not making any changes to the Late Payment Fee, however, we have made some clarifications to the language. We are including the revised section for your convenience. Effective immediately, the Late Payment Fee section on Page 2 of Part 1 of your Cardmember Agreement is deleted and replaced with the following: "Up to $35 or 2.99% of the amount past due. If you do not pay the Amount Due on a billing statement before the 20th day after the next Closing Date. you will be charged a late payment fee. This fee will be $25. or $35 for a subsequent late payment in the next 6 billing periods. In addition, if you do not pay an Amount Due for two billing periods in a row, we will charge the greater of $35 or 2.99% of the amount past due. The late fee will not exceed the Minimum Payment Due. Paying late may also result in a Penalty APR. See Penalty APR for new transactions and Penalty APR for existing balances above." S0561 BP/MUFYI05/0611 AMEX000656 SDNY_GM_00326456 EFTA 00199210 EFTA01685454 G MAXWELL p 401'3 AMEX000657 SDNY_GM_00326457 EFTA 00199211 EFTA01685455 D.UPLICA1 E COPY Membership Rewards First Monthly Statement and Program News Prepared for G MAXWELL Account Number [Total Points Balance 190,512 Points Earned this Period 15,840 (Account Summary May1,2011 - May 31,2011) Opening Points Balance 174,672 Points Earned this Period +15)340 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Solana 190,512 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. MEMBERSHIP s rewards FIRST" Questions About Your Account? uninnbershiprewards.com 1.900.M7.1300 International Collect: 305-816-2799 p 11/13 1 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at membershiprewards.com/everydaychar0es Earn 4% Points When You Shop Online Earn points fast by going through bonuspointsmall.com every time you shop online at over 275 retailers. Points Transaction Detail May1,2011 - May31,2011 Points Earned this Period Points Activity On ENOS Charges Bonus Points Awarded Total Points Activity Per Card Centurion XXXX.XXXXX2-= 14,512 1,172 SCClimoCany 3,pts 2918 15684 0 0 0 Centur XXXXI2 XXXX-X 1. 156 0 156 Total 14,668 1,172 15,840 Member ship Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting mambershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membershipre‘vards.comtterms or call 1-800-297-1300. From overseas, call collect 305-816.2799. Save 10% or More on Hot Merchandise ill MEMBER 5 NIP i I rewards Find great deals on rewards like electronics, home, fashion and accessories and sporting goods. Save 10% or more. leans and conditions for the Membership Rewards' program apply. Visit membershipitewards.comttemnot call 1 400-AXP-EARN (297-3276)for more information. Pankipating partners and available rewards are wbject to change without notice. Visit membershiprewards. cons/merchandise specials or call 1.800-AXP-EARN (297-3276) and redeem points for hot rewards. (MR Message 6580) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000658 SDNY_GM_00326458 EFTA_00199212 EFTA01685456 4 FOUR SEASONS Area wweiguews National Car Rental PrePared'aXWELLDUPLICATE COPY G MA !coal Na , MEMBERSHIP rewards FIRST' Introdudng the Four seasons Hotels and Resorts in the Membership Rewards° Program Now you can use Membership Rewards points to stay at Four Seasons Hotels and Resorts. From New York to Paris to the Seychelles Islands, you can enjoy highly personalized service-24 hours a day-in truly exceptional surroundings. Whether you are relaxing poolside, dining in a world-class restaurant, or stepping out onto a lovely terrace to take in a breathtaking view, a stay at a Four Seasons property always promises to create memorable moments. Terms and conditions lot the Mernbenhip Rewards Fast* program apply.Visit inembershlprewarda.ceenhowes or call14004JIP-EARN (297-3M low more information.Ranicipating pannen and available rewards are subject to change without notice. Earn 2X Points When You Rent from National Car Rental To automatically earn 2X points every time you pay for your rental with an eligible American Express° Card, enroll in The Emerald Club by National Car Rental or log on to your existing account profile and select Membership Rewards as your preferred Frequent Traveler Program. Enter "AMEX" as your Frequent Traveler Number. Oro rad Ova", 12/3 vi I To be 01961ebye, torus pores. pats real be emoted new Merrtenhp Rewrods• papren Met:gran" a the In et paiehoee and sat marcher sour cuarvaecn an eercled Amencan ExpreetA9 Card Bonus pords wile crafted b )es Program sowed with lir *So aer dheVe epees on )our baby Hanel Indradail aid <flora. as eel as annuli Provo, few axe/ Ia cedar Card pada. Fee more rearnaban. vet rrerbenthprewsdatanterre Borne 0 . 5401. Banes Forte etc:debt. free and nits woody. rents a arose= MCI emit!" lain and 'echoer Redeem Membership Rewards° Points for Roy's Hawaiian Fusion Cuisine Gift Cards Membership Rewards points have become more decadent than ever. You can redeem them for Roy's Restaurants Gift Cards, which you can use to enjoy an array of incredible dishes, from Roy's Classic Roasted Macadamia Nut Crusted Mahi Mahi to the signature Roy's Melting Hot Chocolate Souffle. Terms and conditionsfor the Membership Rewards First* program apply. Visit menbershIprewanh.coonnemn or call1400-297-1300 for more intimation. Participating partners and available rewards are subject to change without notice. p. 12/13 For more Information. visit membershiprewards. corn Ifou rue sons or call 1.800-AXP-EARN (297-3276). (MR Message 6531) Visit numb•rshIpnewards. cominatIonalTo earn the bonus,you must request to earn Membership Rewards as your loyalty bonus at the timeof rental or reservation; no other bonus points/miles can be awarded on the same rentat(MR Bonus ID 5601) Redeem Membership Rewards points good toward your dining experience at Roys. To start redeeming today, log on to mombershIprowards. cogniroyshawalian or call1 -BOO-297-1300. (MR Message 6590) Offers are made only to Cardmembers who meet certain qualifying criteria. By AMEX000659 responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326459 EFTA ()0199213 EFTA01685457 DUPLICATE COPY Centurion(' Card p. 13/13 G MAXWELL Closing Date 06/17/11 Account Ending Now Accepting American Express® Cards! Orient Expressed - Shop children's clothing, home decor and gifts online or at our retail store in New Orleans at 3905 Magazine Street. 1-888-856-3948 or www.orlentexpreased.com Paddle8 • Paddle8 brings the insider's art world to collectors who can learn about and acquire fine art free of time and geographical constraints. www.paddle8.com Lido - Offers delicious, modem Italian cuisine in Harlem. The atmosphere is elegant, friendly and relaxed. Call 848-490-8575 or visit www.lidorestaurantnyc.com NVER<API Cards Welcome If there are other places where you would like to see the Card accepted, please call the Customer Sery number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 115531) AMEX000660 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326460 EFTA_00199214 EFTA01685458 AMEX00066I SDNY_GM_00326461 EFTA_00199215 EFTA01685459 Centurion° Card G MAXWELL Closing Date 07/18/11 DUPLICATE COPY New Balance $19,142.51 Please Pay By 08/02/11 p. 1/16 Account Ending Membership Rewards* Points As of 07/18/11 rh, For details, please see your IZ-61 Membership Rewards page. 204,359 See page 2 for important information about your account. Account Summary Previous Balance 512,304.77 See Page 9 For A Notice Of Changes To The Membership Rewards Payments/Credits -$15,361.29 Program Terms &Conditions New Charges 419,654.03 Fees +$2,545.00 See Page 11 for an important Privacy Notice and the following page PJ for important notices about Your Billing Rights and Electronic Fund New Balance 519,14231 Transfer Error Resolution. Days in Billing Period: 31 Your payment of ;19,142.51 will be debited from your account on 08/02/11. Any inquiry to American Express concerning this debit should be made before 08/01/11. if your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. .01 .. Payment Coupon Irlid Do not staple or use paper clips Check here if your address or phone number has changed. Note charges on reverse side. Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.877-0987 1.8004729297 OSee page 2 for additional information. Pay by Computer In Pay by Phone ameikanexpresscorn/pbc M1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 001914251001114251 14 ri Account Ending Enter account number on all documents. Make c hec k payable to Amerkan Express. Please Pay By 08/02/11 AutoPay Amount $19,142.51 AME X003662 SDNY_GM_00326462 EFTA_00199216 EFTA01685460 G MAXWELL p. 2/16 Payments: Yaw payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron& Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thee hec k. routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pa Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular tate is requited by law. The conversion tate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffer from rates in effect on the date of your charge. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report Information about your Account to credit bureaus. late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. gla Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-8O0 522 189/ Change of Address ',correct on front do not use. • To dunge your address online. visit sysswamericaneiptessiondupdatecontactinfo • roe Name. Company Name. and Foreign Address or Phonearmors, please call Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code lizea Code and Home Ran, vAmStedesnd Email I I Website: arnericanexpress.com Mobile She: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NT 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatkally each month Visit amerkanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.amedcanexpresszotrdpelvacy. AMEX000663 SDNY_GM_00326463 EFTA (10199217 EFTA01685461 Centurion° Card G MAXWELL Closing Date 07/18/11 DUPLICATE COPY Account Ending p.3/16 Payments and Credits Summary Total Payments -611304.77 Credits MAXWE L I 43,05652 Total Payments and Credits 415,361.29 Detail •indicates postingdate Payments Amount 07/02/11• GMAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK, NA -$12,304.77 Credits Amount 07/06/11 GMAXWELL °RUTZ MANKATO MN UNITED AIRLINES From: Ta ASPEN DENVER INTL APT LOS ANGELES INTERN WA WA Tkket Number 01686961429274 Passenger Name: MAXWELUGH1SLAINE Document Type: SUPPORTED REFUND -$1,141.40 Carrier Gees: UA A F9 re 00 re 00 Date of Departure:07/07 07/10/11 GMAXWELL AMERKAN EXPRESS TVLPHOENIX AZ VIRGIN AMERICA From: Ta SAN FRANCISCO INTL N.Y..IF KENNEDY I WA WA WA Ticket Number: 98486663977785 Passenger Name: MAXWELUGHISUINE NO Document Type: SUPPORTED REFUND .610.00 Carrier: Class: VX re 00 re 00 yy 00 Date of Departure:07/11 07/16/11° GMAXWELL MEMBERSHIP REWARDS CONSUMER TRAVEL CREDIT Goods and Serekes -$1,905.12 New Charges Summary Total G MAXWELL Total Nov Charges 619454.03 $19,654.03 Detail GMAXWELL Card Endirgi Arnow* 06/17/11 STARBUCKS CORP008219NEW YORK 800-7827282 NY $4.30 06/17/11 KE SPORTS HEALTH GRNEW YORK NY $325.00 212.355.5100 AMEX000664 Continued on reverse SDNY_GM_00326464 EFTA_00199218 EFTA01685462 G MAXWELL DrAF,117;f„9, p 4/16 Detail Continued 06/19/11 Amount STARBUCKS CORP008219NEW YORK 800-7827282 NY $4.30 06/19/11 STARBUCKS CORP008219NEW YORK 800-7827282 NY $3.43 06/20/11 VERIZON•FIKURRINGPAYPHONESETNICE 6587C04859 19103 $97.99 06/21/11 IN ‘ANOVERISTAS 683NEW YORK NY LIQUOR STORE $78.35 06/21/11 BROADVIEW NETWORKS 800-276-2384 COMPUTER NETWORK/INFO NY $434.03 06/22/11 VERIZONIKURRINGPAYPHONBERVICE 212535359490619103 $82.46 06/24/11 JASON POSSUMATO JASORIDGEW00D 917-7740347 NJ $40828 06/24/11 MTATBTA E-ZPASS STATEN ISLAND NY 2P-65664057 Description FOR BILLING QUESTI0 ACCT: 9740240 B $25.00 06/25/11 FREDERIC FEKKAI NY NEW YORK NY 999)999999 $49.12 06/26/11 STARBUCKS CORP008219NEW YORK 800-7827282 NY $7.73 06/27/11 AMAZON SERVICES-KIND866-321.8851 DIGITAL WA $9.99 06/27/11 AMAZON SERVICES-KIND866-321.8851 DIGITAL WA $9.99 06/27/11 AMAZON SERVICES-KIND866-321-88.51 DIGITAL WA $9.99 06/27/11 AMAZON SERVICES-KIND866-321.8851 DIGITAL WA $7.99 06/27/11 AMAZON SERVICES-KIND866321.8851 DIGITAL WA $11.99 06/27/11 AMAZON SERVICES-KIND866-321.8851 DIGITAL WA $11.99 06/27/11 AMAZON SERVICES-KIND866-321.8851 DIGITAL WA $9.99 06/27/11 AMAZON SERVICES-KIND866-321-8851 DIGITAL WA $12.99 06/27/11 PARK EAST ANIMALHOSPNEW YORK VETERINARY SERVICE NY $145.00 06/3W11 JASON POSSUMATO JASORIDGEWOOD 917-7740347 NJ $816.56 06/30/11 AT&T ttG FLP 851 ALPHARETTA GA 800-331-0500 Description TELEPHONE SERV $96.59 AMEX000665 Continued on next page S ON Y_G M_00326465 EFTA_00199219 EFTA01685463 Centurion® Card G MAXWELL Closing Date 07/18/11 DUPLICATE COPY Account Ending 9.5/16 Detail Continued Amount 06/30/11 CAFE BOULUD NEW YORK NY RESTAURANT FOOD/BEVERAGE $20.69 TIP $2.31 $23.00 07/02/11 EFAX PLUS SERVICE 323-817-320S CA INTERNET SVC $16.95 07/02/11 T-MOBILE RECURNG PM1T-MOBILE 55513884098006 $14222 07/02/11 ASPEN LUGGAGE CO 880ASPEN CO LUGGAGE/LEATHER GOODS $21.80 07/02/11 23ANDME INC 650-938-6300 650-938-6300 $9.00 07/03/11 TIME WARNER CABLE NYWOODSIDE NY CABLE & PAY TV $28836 07/05/11 VERIZONIECURRINGPAYPHONESERVICE 2124726991624 19103 $6219 07/06/11 UNITED AIRLINES MANKATO MN ORBITZ From: To: ASPEN DENVER INTL APT LOS ANGELES INTERN N/A N/A Tkket Number. 01686961429274 Passenger Name: MAXWELL/GHISLAINE Document Type: PASSENGER TICKET Carrico Class: UA A F9 YY 00 YY 00 Date of Departure:07/07 51,141.40 07/06/11 09917240M CHICAGO IL ORIPAP1101012NNICSGZ ROC No.174823695 56.99 07/06/11 HOTELS.COM US 800-219-4606 NV 8006754318 $28262 07/06/11 HALLAKCLEANERS6SODHAEKENSACK NJ 2013437333 DescilptIon Pike DRY CLEANERS 5259.30 $25930 07/07/11 AMEX TRAVEL-ONLINE SAN ANTONIO TX CONTINENTAL AIRLINES From: To: LOS ANGELES INTERN SAN FRANCISCO INTL N/A N/A N/A Tkket Number 00586659825500 Passenger Name: MAXWELUGHISLAINE N Document Type: PASSENGER TICKET Carrier: Class: CO YY 00 YY 00 YY 00 Date of Depanure:07/08 $451.70 07/07/11 AMAZON SERVICES.I0ND866-321-8851 WA DIGITAL $9.99 07/07/11 AMEX TRAVEL-ONLINE 800-256-9089 TX 5699 800-256-9089 AMEX000666 Continued on reverse SDNY_GM_00326466 EFTA_00199220 EFTA01685464 G MAXWELL DrAF,117;f„9, p. 6/18 Detail Continued 07/07/11 AMEX TRAVEL-ONLINE 800-256-9089 TX 800-256-9089 Amount $31.99 07/08/11 AMERICAN EXPRESS TVIPHOENIX AZ $2.224.70 VIRGIN AMERICA From: To: Class: SAN FRANCISCO INTL N.Y..' F KENNEDY I VX N/A re 00 N/A YY 00 N/A YY 00 Ticket Number 98486659486773 Date of Departure:07/10 Passenger Name: MAAVELL/GHIMAINE NO Document Type: PASSENGER TICKET 07/08/11 TRAVEL FEES 00014341800-2569089 TX $30.00 SERVICE FEE From: To: Carrier: Class: N/A N/A YY 00 N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number 1434180065 Date of Departure:12/31 Passenger Name: MAXWELUGHISLAI Document Type: AGENCY MISC. CHARGE ORDER (MCO) 07/08/11 HERTZ CAR RENTAL CARLSBAD CA Location Date Rental: CARLSBADCA 11/07/07 Return: LOS ANGELES CA 11/07/08 Agreement Number: MS8515671 Renter Name:GHISLAINE /MAXWELL 07/08/11 GARIBALDI'S ON PRE SSAN FRANCISIC CA 5105314500 TIP $6.06 $195.22 565.00 07/08/11 PET PARTNERS INC 025CARY NC $44.00 919-859-8222 Desctiption INSURANCE BROIC 07/08/11 CANINE STYLES INC 212-826-3985 212-826-3985 $119.76 07/09/11 MAISON 140 HOTEL 8008FVERLY HILLS CA Arrival Date Departure Date 07/07/11 07/08/I1 00000000 LODGING 544.97 07/11/11 NAPA FARMS MARKET SAN FRANCISCO CA 9999999999 $9.77 07/12/11 SUNSET NEWS SF096010SAN FRANCISCO CA 650-8276600 $20.52 AMEX000667 Continued on next page SDNY_GM_00326467 EFTA_00199221 EFTA01685465 Centurion® Card G MAXWELL Closing Date 07/18/11 DUPLICATE COPY Account Ending p 7/16 Detail Continued ) Amount 07/15/11 AMERICAN EXPRESS TVLPHOENIX AZ AIR EUROPA LINEAS AEREAS, From: To: Carrier. Class: PALMA MALLORCA ROME LEONARDO DA V UX WA YY 00 WA YY 00 WA Ty 00 Ticket Number:99686677419033 Date of Departure:08/07 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET 07/15/11 MERIDIANA AMERICAN EUNITED STATES OF A MERIDIANA From: To: Carrier: Class: ROME LEONARDO DA V OLBIA IG N/A re 00 N/A YY 00 N/A VY 00 Ticket Number 191866774190S Date of Departure:08/08 Passenger Name: MAXWELL/GHISLAINE NO Document Type:AGENCY PASSENGER TICKET 07/15/11 BRITISH AIRWAYS ADP USA BRITISH AIRWAYS PLC From: To: Carrier: Class: N.Y. JF KENNEDY] LONDON HEATHROW AP BA NICE BA PALMA MALLORCA IB LONDON GATWICK APT XX Ticket Number 12586677415013 Date of Departure:07/i S Passenger Name MAXWELL GH6LAINE NO Document Type: PASSENGER TICKET 07/15/11 HALLAKCLEANERS6500HACKENSACK NJ 2013437333 Description DRY CLEANERS Price S100.20 530220 $297.00 510,782.93 510020 Fees Amount 07/18/11 GPAAXWELL ANNUAL MEMBERSHIP FEE You can use Membership Rewards' Points toward your annual membership fee. Visit ennv.membershiprewards.com/cardfees to learn more. 5250080 07/18/11 JENNIFER TURNER ANNUAL MEMBERSHIP FEE Total Foos foe this Period $45.00 $2,545.00 2011 Fees and Interest Totals Year-to-Date Total Fees in2011 Total Interest in 2011 Amount $2,545.00 50.00 AMEX000668 Continued on reverse SDNY_GM_00326468 EFTA_00199222 EFTA01685466 G MAXWELL DeRgirigntlifilm p. 8/16 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as cart of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign and Travel, the APR is 9.15% (v). For Sign and Travel, the APR is 9.15% (v). Please refer to page 2 for further important information regarding your account AMEX000669 SONY_GM_00326469 EFTA_00 199223 EFTA01685467 Centurion° Card G MAXWELL Closing Date 07/18/11 DUPLICATE COPY Account Ending p. 9/16 Notice of Changes to Your Membership Rewards First Program Account Effective October 1, 2011, Continental Airlines will no longer be a point transfer airline partner in the Membership Rewards First program. Any Membership Rewards point transfer redemptions for Continental OnePass' miles must be made by September 30, 2011. These redemptions will be considered final, non-refundable, and subject to the Continental OnePass' program terms and conditions. As always, you can redeem points for flights on Continental Airlines before or after September 30, 2011 using Membership Rewards Pav with Points. With Pay with Points, you can fly any airline without seat restrictions or blackout dates, and pay for all or part of your trip with points. In addition, as a Centurion member or Business Centurion member, you get 20% of those points back towards your next trip -- every time.' You can also transfer points into more than 20 frequent flyer and guest programs, including Star Alliance airlines such as Air Canada, ANA, and Singapore Airlines or redeem Membership Rewards points for airline and hotel travel certificates. To transfer points to a participating frequent flyer program or to use Pay with Points, please visit membershiprewards.com/travel. Notice of Changes to Your Airport Club Access Program Effective October 1, 2011, Continental Airlines Presidents Clubs will no longer participate in the Centurion or Business Centurion Airport Club Access Program: You will continue to have complimentary access to American Airlines Admirals Ckitt, Delta Sky Clutt, and US Ainvayst Club locations with your Card, as well as access to more than 600 clubs worldwide with Priority Pass Seiecin".3 Notice of Changes to Your Elite Air Status Effective February 1, 2012, Continental will no longer provide complimentary Continental OnePass Gold Elite Status, although you can continue to enjoy Elite Status with Delta Airlines', US Airways5 and Virgin Atlantic' 1To use Pay with Points. you must charge purchase through American Express Travel to Membership Rewards program-enrolled Card. Points will be debited from Membership Rewards account. and credit for corresponding dollar amount will be issued to Card account used, If points redeemed do not cover entire amount. the balance of purchase price wit remain on Card account. Minimum redemption 5.000 points. Consumer and Business Centurion Card members will receive 1 bonus point for every 5 ports you redeem for a Pay with Points transaction. To be eigible to earn bonus points. Card account(s) must be active and not in default at the tine of bonus points fulfillment. Transactions charged to a Corporate Card are excluded. Bonus points will be credited to your Membership Rewards First account approximately 6-10 weeks after charges appear on your billing statement. See membershiprewards.comterrns for Membership Rewards First program terms and conditions. Bonus ID:4880 2The Centurion or Business Centurion member must present his or her valid Card. govemment-issued I.D.. and same day corresponding airline ticket to club agents. (Ticket not required for US Airways' Clubs.) Code-share and affiliated lounge agreements may not apply in all cases. The Centurion or Business Centurion member must be 18 year, of age to enter into the Airport Club Lounge without a parent or guardian for American Airlines and for Delta Sky Gluti'm where there is no self•service bar. Local age restrictions apply in non-U.S. locations. The Centurion or Business Centurion member must be 21 years of age to enter into all Airport Club Lounges where there is a self•service bar. Card members must adhere to all house rules of participating clubs. Partners and locations subject to change. 3Centurion or Business Centurion members may access participating Priority Pass lounges worldwide on a complimentary basis. Centurion or Business Centurion member must present his or her Priority Pass card to gain access to participating lounges. Centurion or Business Centurion member must be 21 years of age to enter into the airport club lounge without a parent or guardian. Members must adhere to all house rules of participating clubs. Amenities may vary among airport club locations. Conference rooms may be reserved for a nominal fee. For a list of participating airport club locations or to enroll. call Centurion Member Services at 1.877.8770987 and select Travel or visit. www.prioritypass.com. Partners and locations subject to change. Member is liable for guest visits. which will automatically be charged to the Centurion Card after the visit has been reported by the participating lounge. Centurion or Business Centurion members' guests may access participating lounges for a $27 fee. which will automaticaly be charged to the Centurion or Business Centurion Card. SCN71 BP/CONCENT/0711 AMEX000670 SDNY_GM_00326470 EFTA_00199224 EFTA01685468 G MAXWELL DUPLICATE Car. Account Ending p 10/16 4Delta Air Lines Platinum Medallion: Complimentary upgrades are subject to availability and may not be available on all flights or in all markets. Taxes (and if applicable. fees) for Award Travel we the responsibility of the passenger and must be paid at the time the ticket is booked. Award Travel seats are limited and may not be available on all flights or in all markets. Offers and benefits subject to change without notice. Complimentary upgrades for Economy Award reservations and Pay with Miles will be upgraded to First Class beginning at the eligible Medallion tier window based on availability. Unlimited Complimentary Upgrades are subject to availability. may not be available on all flights or in all markets. and are not valid for travel totrom Hawaii. Transatlantic and Transpacific destinations. Complimentary Upgrades are not available on flights talrom South American cities that we serviced with our BusinessEfite product (i.e., Buenos Aires. Argentina: Rio de Janeiro and Sao Paulo. Brazil: Santiago. Chile: Lima. Peru: Caracas. Venezuela). For travel booked using a SkyMiles Companion Certificate. neither the paid primary passenger nor the companion passenger will be eligible for complimentary upgrades. We limit the seats available for use with complimentary upgrades and may not make seats available on all flight'. Upgrade on Award or Pay with Miles Tickets are not eigible for complimentary Companion Upgrades. Rollover benefit means Medallion Qualification Mies earned in 2011 above a members earned Medallion threshold level will rd over to 2012 and count toward 2013 Medallion status qualification. Members who receive complimentary or gifted Medallion status are ineligible for rollover MOM* unless they earn more MOMs than the gifted status requirement. For example. if a member is gifted Silver Medallion status in 2011 and also earns 30.000 MOMs in 2011. she will be able to roll over 5,000 MOMs since the Silver Medallion requirement is 25.000 MOMs. Please allow 4.6 weeks for fulfillment of Choice Benefits. All SkyMiles program rules apply to SkyMiles program membership. miles. offers. mile accrual. mile redemption and travel benefits. To review the rules. please visit delta.commemberguide. All Delta Sky Club membership terms. conditions and house rules apply to Delta Sky Club membership and use. To review the rules. please visit delta.coneskyclub. O2011 Delta Air Lines. Inc. 5US Airways: All benefits and partner offers are valid through the program year. which ends 2/28 of each successive yew. Centurion membership and US Airways partnership is subject to mutual consent of American Express and US Always. Priority boarding privileges are not provided at all airports. by all airlines. All Dividend Miles terns and conditions apply. including the right lo terminate or change the program or any portion of the program at any time. with or without notice. Upgrades and certain awards are subject to capacity controls. Any Dividend Miles partner may discontinue or change its participation in the program. with or without notice. US Airways is not responsible for products and services provided by Dividend Miles partners. For more information. visit warw.usainvays.combwatontentdividendmilesprogramdetaiSmemberguide.aspx. 6Virgin• Atlantic: Enrollment in Flying Club Gold is required. All terms and conditions of the current Virgin Atlantic Airways Flying Club Gold program apply. including Virgin Atlantic Airways' right to modify or terminate the Flying Club Gold program at any time. with or without notice. Notwithstanding the foregoing. changes in rules for use of travel rewards. cities served. flight schedules. limited seating or space availability. restricted travel dates. and specific features of promotional offers may be mode at the discretion of Virgin Atlantic Airways with or without notice to active members. Lounge facilities vary at destinations. For more details. please visit www.virginatlantic.comlying club. SCN71 BP/CONCENT/0711 AMEX000671 SDNY_GM_00326471 EFTA_00199225 EFTA01685469 Centurion° Card G MAXWELL Closing Date 07/18/11 DUPLICATE COPY Account Ending p.11/16 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express' Charge Cards or accounts, Optima' Cards or accounts, other personal credit card accounts that we issue, and to United States holders of business charge and credit cards from OPEN from American Express. This Notice explains how we collect, use and safeguard inf °motion about you and how to limit the use and disclosure of your information. In this Notice, "American Express," we," 'our; and "us" ref er to American Express Travel Related Services Company, Inc., American Express Centurion Bank and American Express Bank. FSB. These entities are "Affiliates' of each other, which are companies in the American Express family that are related to each other by common ownership or control. Our AffiNates also include publishers, travelers cheque issuers, travel agents and providers of Card-related insurance services. The cards and accounts that we issue are called 'Cards' or 'Card accounts.' Holders of those Card accounts are called tardmembers-or "you(r)." What Information Do We Collect? We obtain information about you from a variety of sources. You provide us with information about yourself, for example, by completing Card applications. This includes your name, address, social security number, and income and asset information. Your use of the Card and your other transactions with us and our Affiliates provide us with additional information, such as your spending and payment history. Other sources, such as credit reporting agencies and providers of marketinginformation, furnish us with additional information about your credit history, purchasing preferences, and other matters. We also obtain information about you in connection with our efforts to protect against fraud. We call all of this information *Cardmember Information." What Do We Do with Cardmember Information? We use Cardmember Information in connection with delivering products and services to you. To do this it is often necessary to share it with our Affiliates and other companies we work with. These include companies that manage Card accounts, offer affinity, frequent-user, and reward programs, companies that perform marketing services and other business operations for us. and companies whose products or services are provided as a benefit of your Card account. We may also share Cardmember Information with other financial institutions with whom we jointly offer products and services. And we may disclose it to other third parties as permitted by law. For example, we disclose Cardmember Information in response to subpoenas, to credit reporting agencies, and to help prevent fraud. Information We Share with Our Affiliates You can inform us not to share with our Affiliates credit-related information (except as permitted by law), such as your credit history as shown on a consumer report. H you make this choice, we are permitted by law to share with our Affiliates information about our transactions and experiences with you, such as your payment history. Valuable Partner Otters We work with carefully selected business partners, such as merchants that accept the Card, so that you may receive offers for their products and services. We use Cardmember Information to help make these offers more SPC30 relevant and valuable to you. If you respond to one of these offers, the business partner will know certain information about you, such as your name, that you are a Cardmember, and that you met the qualifications established for the otter. You can inform us not to send you these offers. Your Choices Please let us know if you do not want us to use your Cardmember Information to communicate with you about offers, including exclusive partner off ers and offers from our Affiliates, by mail, telephone and/or e-mail. or share your credit-related information with our Affiliates, by visiting us at: www.amencenexpreas.00mioommunloatIona You can also inform us of your choices (except for e-mail communications) by calling us at 1-800-297-8378 it you make these choices, you may not learn about products, services and features. including discounts and other special offers, we believe may be of interest to you and add value to your Card membership. If you have other Card accounts with us, you will receive additional privacy notices that apply to those accounts. Please note that any ohoioes you make will only apply to this a000unt. If you are the primary Cardmember on your Card account, any choices you make in accordance with this Notice will also apply to any other Cardmember on this account (except for e-mail communications). If you make choices not to receive offers as indicated above, we may still include notices and information about the Card and other products and services when communicating with you about your Card account and related products and services. Information Security We use reasonable administrative, technical and physical security measures to protect your Cardmember Information. Former Customers If you cancel your Card, or your Card account(s) are closed, we will continue to treat and safeguard Cardmember Information about you as described in this Notice. For Vermont Cardmembers Only If your Card account has a Vermont billing address, we will automatically treat your account as if you had informed us not to share your credit-related information with our Affiliates. BP/PRVCCSG/0310 AMEX000672 SDNY_GM_00326472 EFTA_00199226 EFTA01685470 G MAXWELL DUPLICATE Cirami Account Ending p. 12/16 Your Billing Rights: Keep this Document for Future Use This notice tells you about your nghts and our responsibilities under the Fair Credit Billing Act. What To Do It You Find a Mistake on Your Statement If you think there is an error on your statement. write to us at PO Box 981535. El Paso TX 79998.1535. In your letter. give us the following information: • Account in/cane/ion Your name and account number. • Dollar amount The dollar amount of the suspected error. • Description el problem If you think there is an error on your biN. describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days alter the error appeared on your statement. • At least 3 business days before on automated payment is scheduled. if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in wining. You may call us. but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. What Will Happen Atter We Receive Your Letter When we receive your letter. we must do two things: 1. Within 30 days of receiving your letter. we must tell you that we received your letter. We will also tell you if we have already corrected the error. 2. Within 90 days of receiving your letter, we must either correct the error 34 explain to you why we believe the bill is correct. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question. or report you as delinquent on that amount. • The charge in question may remain on your statement and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question. you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit rum. After we finish our investigation. one of Iwo things will happen: • If we made a mistake You will not have to pay the amount in question or any interest or other fees related to that amount. • 11 we do not believe there was a mistake You will have to pay the amount in question. along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may then report you as delinquent if you do not pay the amount we think you owe. If you receive our explanation but atil believe your bill is wrong. you must write to us within 10 days telling us that you still refuse to pay. If you do so. we cannot report you as delinquent without also reporting that you are questioning your bill. We must tell you the name of anyone to whom we reported you as deinquent, and we must let those organizations know when the matter has been settled between us. If we do not follow all of the rules above, you do not have to pay the first 550 of the amount you question even if your bil is correct. Your Rights If Youilde_Dissatisfied With Your Credit Card Purchases II you we dissatisfied with the goods or services that you have purchased with your credit card. and you have tried in good faith to correct the problem with the merchant. you may have the right not to pay the remaining amount due on the purchase. To use this right. all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you. or if wo own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. II all of the criteria above we met and you we still dissatisfied with the purchase. contact us in witting at PO Box 981535. El Paso TX 799981535. While we investigate. the same rules apply to the disputed amount as discussed above. After we finish our investigation. we will tell you our decision. At that point. if we think you owe an amount and you do not pay. we may report you as delinquent. SPC30 BP/PRVCCSG/0310 AMEX000673 SDNY_GM_00326473 EFTA_00199227 EFTA01685471 Centurion° Card G MAXWELL Closing Date 07/18/11 DUPLICATE COPY Account Ending p. 13/16 Annual EFT Error Resolution Notice This notice is to inform you about how you should nobly us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card. including Express Cash transactions. or electronic payments you make to American Express using Pay By Phone. Pay By Computer. or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can telephone us at 1.800-IPAY-AXP for Pay By Phone and Pay By Computer questions. and at 1.800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at American Express. Electronic Funds Services. P.O. Box 981531. El Paso. TX 79998.1531. or contact us online at vniwamericanexpress.cominquirycenter. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us. please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you aro unsure about. Explain as clearly as you can why you believe it ia on error or why you need more information. (3) The dollar amount of the suspected error. If you notify us by phone. we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time. however. we may take up to 45 days to investigate your complaint or question. If we decide to do this. we will credit your bank account within 10 business days for the amount you think is in error. so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days. we may not credit your account. For errors involving point-of-sale or foreign-initiated transactions. we may take up to 90 days to investigate your complaint or question. We will tel you the results within three business days after completing our investigation. If we decide that there was no error. we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and there was no error. we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account. If your bank account does not have enough funds to cover this withdrawal. we can charge the amount to your card account or collect the amount from you. If this happens. we may cancel your right to use our electronic transfer services. SPC30 BP/PRVCCSG/0310 AMEX000874 SDNY_GM_00326474 EFTA 00199228 EFTA01685472 G MAXWELL p 14/16 AMEX000675 SDNY_GM_00326475 EFTA_00199229 EFTA01685473 D Membership Rewards FirstUPLICA1 E COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number [Total Points Balance 204,359 Points Earned this Period 13,847 (Account Summary June 1,2011 - June 30,2011 Opening Points Balance 190,512 Points Earned this Period +13,847 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 204,359 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. MEMBERSHIP rewards FIRST" Questions About Your Account? inembershlprewards.com 1.800.297.1300 International Collect: 305-816-2799 p 15/16 1 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to covet those charges. Learn more at membershiprewards.comfaverydaycharges Earn 4% Points When You Shop Online Earn points fast by going through bonuspointsmall.com every time you shop online at over 275 retailers. Points Transaction Detail June 1,2011 - June 30, 1011 Points Earned this Period Points Activity On ENOS Charges Bonus Points Awarded Total Points Activity Per Card Centurion XXXXXXXXX2-= 12,297 12,297 1546 0 1546 XXXX-XXXXX CenturI21. 4 4 Total 13,847 0 13,847 Member ship Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by reline the number provided below or visiting mambershipmwards.com. Terms and Conditions of the Membership Rewards° program apply. For more information, visit membershipreivards.comtterms or call 1800-297-1300. From overseas, can collect 305-816.2799. Save 10% or More on Hot Merchandise • Mt:Milk:Rs HIP , I rewards Find great deals on rewards like electronics, home, fashion and accessories and sporting goods Save 10% or more. leans and conditions for the Membership Rewards' program apply. Visit membenhiptewaids.comftemsym call 1 400-AXILEARN Cal-32760ot more information. Pankipating partners and available rewards are wbject to change without notice. Visit membershiprewards. COT hmrchandise specialsor call 1.800-AXP-EARN (297-3276) and redeem points for hot rewards. (MR Message 661 7) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000676 SDNY_GM_00326476 EFTA_00199230 EFTA01685474 ,~ National Car Rental sras KRISFLYER t MAXWELL DUPLICATE COPY G MA Areal NJ MEMBERSHIP rewards FIRST' Earn 2X Points When You Rent from National Car Rental To automatically earn 2X points, enroll in The Emerald Club by National Car Rental or log on to your existing Emerald Club account profile and select Membership Rewards as your preferred Frequent Traveler Program. Enter "AMEX' as your Frequent Traveler Number. Rarethrow/ 126 VI I To he 41Q1:4 10 got tonal pont siu nil to enecartl new Mentershp pregran Mouton, at the ire et purchase ad 'to crud ohne ydIl on an Orplale. .neck Anwroan [moue Coto Bceue orb wa N. CHAIM to WM Nair , ameba"." 10.52 weeks ter dorm° *Welt on ) cur bhrg strternert Idi daS Isms ard co:bora a villas annual Prmem ts acoti For more elomatow vel memberehlpierawdertomilseme Geed 1 04)(P•PAW(2974276) &nut C 5601. Bones pools NW wog rttlY Who low orld man pat ol to Israel baneecton etch ea:ludas atPun ard amino nags chart Transfer Membership Rewards° Points to Singapore Airlines KrisFlyer Miles Todayl Fly in luxury and comfort from the U.S. to Singapore and Asia on Singapore Airlines by converting Membership Rewards points to KrisFlyer miles. Visit www.krisflyer.com for information about Singapore Airlines' Frequent Flyer program. Singapore Airlines' US. gateways include Los Angeles, San Francisco, New York OM Newark and Houston. Singapore Airlines has thrice-weekly flights between Singapore and Sao Paulo, via Barcelona in Spain. Terms and conditions for the Membership Rewards First* program apply. Visit memborshIprewarda.comrtorms or call1400-297-13001or more information. Participating partners and available rewards are subject to change without notice. Seasons 52 Fresh Grill & Wine Bar—a Fresh Dining Experience That Celebrates Living Well! With its seasonally inspired dining chokes, award-winning international wine list and casually sophisticated adult ambiance, there's always something new to discover at Seasons 52-52 weeks a year. We continuously change our menu to take advantage of each season's bounty. And, we offer live music in our piano bar every night of the week Our Chefs Tables and private dining rooms provide the perfect setting for your private events. For more Information, visit www.seasons52.com Terms and Conditions for the Membership Rewards First* program apply. Visit atembershlmiewerds.comrtemss or call14000.297.1300 for more information. Participating partners and available rewards are subject to change without notice. p. 16/16 Visit mombershIprewards. coin/national To earn points, you must request toearn Membership Rewards as your loyalty bonus at the time of rental or reservation no other bonus point/milescan be awarded on same rental. (MR Bonus ID 5601) To preview this reward and to redeem points, visit membershIprewards. corn/singapore or call 1.800-AXP-EARN (297-3276). (MR Message 6630) To start redeeming Membership Rewards points today, log on to membershiprewards. cow/season:52 or call 1400.297.1300. (MR Message 6640) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AME X000677 SDNY_GM_00326477 EFTA_00199231 EFTA01685475 Centurion* Card G MAXWELL Closing Date 08/18/11 DUPLICATE COPY New Balance $8,198.57 Please Pay By 09/02/11 See page 2 for important information about your account. See Page 7 for Important information regarding benefits underwritten by AMEX Assurance Company and Tokio Marine. Your payment of 58,198.57 will be debited from your account on 09/02/11. Any inquiry to American Express concerning this debit should be made before 09/01/11. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PIPA Payment Coupon Do not staple or use paper clips Check here it your address or phone number has changed. Note charges on reverse side. p.1/11 Account Ending Membership Rewards* Points As of 08/18/11 70,739 rs For details, please see your Membership Rewards page. Account Summary Previous Balance Payments/Credits New Charges Fees $19,142.51 -$19,337.71 +$8,393.77 +$0.00 New Balance $4,19837 Days in Billing Period: 31 Customer Care Pay by Computer arnericanexpresscom/pbc J Customer Can Pay by Phone 1.877.877-0987 1-N0472-9297 OSee page 2 for additional Information. Pay by Computer In Pay by Phone amerkanexpress.corn/pbc 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 09/02/11 AutoPay Amount $8,198.57 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrrrinll 000811857000819857 14 ri AME X000678 SDNY_GM_00328478 EFTA_00199232 EFTA01685476 G MAXWELL DektIMELF,111 p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. ff we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron& Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular tate is requited by law. The conversion tate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffer from rates in effect on the date of your charge. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 31.00 or more. Credit Reporting: We may report Information about your Account tocredit bureaus. late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. gla Customer Care & Billing inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-8O0 522 1897 Change of Address If <west on front do not use. • To change your address online, visit swevenmericaneipressiorrilupdatecontactinfo • ror Name. Company Name. and (*feign Address or Phone changes, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Nome Ran, vAoStedesnd Email 1 I I Website: arnericanexpress.com Mobile Site: amexrrgbiletom Customer Care & Billing inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatkally each month Visit americanexpress.comfautopay today toenroll. For information on how we prolect your privacy and to set your communication and privacy choices. please visit www.emerenexpressatrdpelvacy. AMEX000679 SDNY_GM_00326479 EFTA_00 199233 EFTA01685477 Centurion° Card G MAXWELL Closing Date 08/18/11 DUPLICATE COPY Account Ending p. 311 Payments and Credits Summary Payments Credits Total 419,14231 MAXWELI Total Payments and Credits -3195.20 419,337.71 Detail •indicates Posting date Payments 08/02/11• GMAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU 1PMORGAN CHASE BANK, NA Credits Amount -$19,142.51 Amount 08/05/11 GMAXWELL AMERICAN EXPRESS 1VLPHOENIX AZ AIR EUROPA LINEAS AEREAS, From: To: N/A N/A WA WA WA Tkket Number 99686677419036 Passenger Name: MAXWELUGHISLAINE NO Document Type: SUPPORTED REFUND Carrier: Class: oo YY 00 YY 00 YY 00 Date of Departure: 12/31 -$195.20 New Charges Summary G MAXWELL JENNIFER TURNER Total New Charges Total 57,916.77 $477.00 38,393.n Detail s GMAXWELL Card Ending Foreign Spend Amount 07/19/11 EASYJET BRIGHTON easyJet From: To: OLBIA LONDON GATWICK APT NOT AVAILABLE Tkket Number: 00000170462374 Passenger Name: GHIStAINE MAXWELL Document Type PASSENGER TICKET Carrier: Class: EZ Date of Departure: 07/19 391,99 European Union Euro $558.31 07/19/11 VERIZON•RECURRINGPAYPHCNIESERVICE S89.99 658700985919103 07/19/11 MIA TBTA E-ZPASS STATEN GLAND NY 2P-67971369 Description FOR BILLING QUESTIO ACCT: 97402408 $25.00 AMEX000680 Continued on reverse SDNY_GM_00326480 EFTA_00199234 EFTA01685478 G MAXWELL DVPLICAlif CIS Account n ing p.4/11 Detail Continued Foreign Spend Amount 07/21/11 BROADVIEW NETWORKS 800-276-2384 NY 9999999999 $43441 07/22/11 VERIZOPPRKURRINGPAYMONESEELVCE 2125353594906 19103 $8229 07/72/11 HALLAKCLEANERS6500HACKENSACK NJ 2013437333 Description Pike DRY CLEANERS $221_30 $221.30 07/24/11 MAGELLANSINTLTRAVL 800-9624943 CA TRAVELACCESS $53.84 07/25/11 AMAZON SERVICES-KIND866-321.8851 WA DIGITAL $9.99 07/26/11 STARBUCKS CORPOO8219NEW YORK NY 800-7827282 $5.12 07/27/11 IN VINO VERISTAS 683NEW YORK NY LIQUOR STORE 547.88 07/28/11 HELISKURITE GRIMAUD CEDEX VA 0494555999 890,00 Europtan Ural uo $1.291.75 07/31/11 AT&T TLG FLP 851 ALPHARETTA GA 800-331-0500 Description TELEPHONE SEEN $96.52 08/01/11 FREDERIC FEKKAI NY NEW YORK NY 9999999999 $5643 08/02/11 T-MOBILE RECURNG PMET-MOBILE 55513884098006 $14447 08/02/11 EFAX PLUS SERVKE 323-817-3205 CA INTERNET SVC $16.95 08/02/11 23ANDME INC 650-9384303 650-9384300 59.00 06/03/11 VERIZON•RECURRINGPAYPHONESERVICE 2124726991624 19103 $62.02 08/03/11 TIME WARNER CABLE NYWOODSIDE NY CABLE & PAY 1V $28956 06/04/11 NEU SKURITE GM/MUD CEDEX VA 0494555999 European= $1,27488 08/04/11 AMAZON MKTPLACE PMTSAPAZN.COMMILL MERCHANDISE WA 513.70 08/06/11 ALBERGO IN TOWN RCMA LODGING European 107e0 $214.97 08/08/11 PET PARTNERS INC 025C.ARY NC 919-859-R772 Description INSURANCE BROK $4400 08/08/11 AUTOTRADER.COM 866-2884872 GA ADVERTtSEMNT 555.00 AMEX000681 Continued on next page SDNY_GM_00326481 EFTA_00199235 EFTA01685479 Centurion° Card DUPLICATE COPY G MAXWELL Closing Date 08/18/11 Account Ending J { Detail Continued Foreign Spend Amount 08/09/11 CAPE AIR 3060859 ARTTI1 NY CAPE MR From: To: BOSTON LOGAN INTER MARTHA'S VINEYARD N/A N/A N/A Tkket Number 30621028576925 Passenger Name: MAXWELL/GHISTAINE NOELLE Document Type: PASSENGER TICKET Carrier: Class: 91( YY 00 YY 00 YY 00 Date of Departure:09/02 $189.00 08/10/11 MB F DOG SHOWS INFOCGREENSBORO NC 336-379-9352 $71.90 OW11/11 PARK EAST ANIMALHOSPNEW YORK NY VETERINARY SERVICE $824.00 08/12/11 MAGIC TOUCH RESTORATLONG ISLANDCITY NY RUGS RESTORA $1,212.00 08/12/11 HALLAK CLEANERS 6500HACKENSACK NJ 2013437333 Description Price DRY CLEANERS $9540 $9540 08/12/11 MAGIC TOUCH RESTORATLONG ISLANDCITY NY RUGS RESTORA $340.00 08/16/11 AMAZON SERVICES-KIND866-321-8851 WA DIGITAL $12.99 08/17/11 MB F DOG SROWS INFODGREENSBORO NC $71.90 336-379-9352 Is JENNIFER TURNER Card Ending Foreign Spend Amount 07/26/11 Bilss 57 260042 (646)502-1472 26922842 10022 Youth As We Know It tight' Stuff Mask Gratuity 07/27/11 J SUERS 57 INC 212-813-0281 NY BEAUTY/BARBER SHOP $250.80 $203.77 07/29/11 FEDEXa 795013190581 1400-622-1147 1400.622-1147 To: JPMORGAN PRIVATE BANIONG DE FROM 001 STANDARD LTR 118 AWB795013190581 FedEx el-800-622-1147 $2243 Fees Amount Total Fees for this Period $0.00 AMEX000682 Continued on reverse SDNY_GM_00326482 EFTA_00199236 EFTA01685480 G MAXWELL DrofairignFiral p. 8/11 2011 Fees and Interest Totals Year-to-Date Amount Total Fees in 2011 $2.545.00 Total Interest in 2011 50.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) Indicates variable rate. For Sign and Travel, the APR is9.15% (v). For Sign and Travel, the APR is 9.15% (v). Please refer to page 2 for further Important Information regarding your account AMEX000683 SDNY_GM_00326483 EFTA_00 199237 EFTA01685481 Centurion® Card G MAXWELL Closing Date 08/18/11 Notice of Change to Your Policy We are making Important Changes to your insurance policies ("Policies") underwritten by AMEX Assurance Company. This change becomes effective on the date indicated below. whether or not you receive a billing statement. This Notice formally amends your Policies. and any contrary or conflicting language in those Policies is replaced fully and completely. All terms of the Policies not amended herein remain in full force and effect. This is an important Notice of changes to your Policies. You should carefuly review these changes. share them with any Additional Cardmembers on your Account. and then keep this Notice for future reference. If you have questions regarding this Notice, please call the telephone number listed on the back of your American Express Card. AMEX Assurance Company Address Change Effective immediately. the address for the administrative offices of AMEX Assurance Company P. AMEX Assurance Company AMEX Assurance Company 20022 N. 310 .venue P.O. Box 53701 Phoenix. AZ 85027 Phoenix. AZ S5072-9872 (800)437-9209 Applicable for American Express Baggage Insurance Plan, Employee Card Misuse Protection, Extended Warranty, Event Ticket Protection Plan, Purchase Protection, and Travel Accident Insurance. Effective immediately. the address for the claims administrative offices of AMEX Assurance Company is: P.O. Box 981553 El Paso. TX 799989920 Applicable for Residents of the State of New Hampshire for Travel Accident Insurance: This is an accident only policy and it does not pay benefits for loss from sickness. Review your description of coverage carefully. The following is hereby added to and mode part of the Description of Coverage: Description of Coverage is amended to reflect that Amex Assurance Company's Administrative Office is changed as noted above. Index of Important Provisions: Definitions Page 1 Beneficiary Page 3 Benefit Amounts - Page 2 Claims Provisions Page 3 Description of Benefits Page 2 Termination or Cancellation • Page 4 Exclusions Page 3 The definition of Covered Person is hereby removed from the DEFINITIONS section in its entirety and replaced with the following: 'Covered Person means the Basic Cardmember. each Additional Cardmember. and each of these Cardmember's spouses (spouse includes person to whom the Insured Person is married or with whom the Insured Person has entered into a civil union under New Hampshire law) or Domestic Partners and dependent children, by blood or by law, under 26 years of oge (dependent children Polude: your dependent children under 26 years of age. your dependent children 26 years or older who because of a handicap condition that occurred before the attainment of the limiting age. are incapable of self-sustaining employment and dependent upon You for ifetime care and supervision. Coverage will be extended for as long as such child is incapacitated. and dependent.). AI Covered Persons must have a Permanent Residence within the 50 United States of America. the Districtof Columbia. Puerto Rico. or the U.S. Virgin Islands. All other persons are not Covered Persons under the Policy' The definition of Domestic Partner. under section 2. items a and e are hereby removed in their entirety. In the section relating to Exclusions. Exclusion *3 is deleted in ifs entirety and replaced with the following: '3. Illness. treatment or medical condition arising out of participation in a felony by or on behalf of the Covered Person arider hisher beneficiaries.' The definition of Entire Fare is hereby removed from the DEFINITIONS section in its entirety and replaced with the following: Tare means the cost of the full fare for a Covered Trip on a Common Carrier Conveyance that is charged to the Basic or Additional Cardmembers American Express Card and payable in full in U.S. dolars or combined with American Express Membership Rewards Points or with Frequent Flyer Miles' Al references to 'Entire Fare' throughout the document are hereby changed to "Fare". A new section is added after the section relating to Notice of Claims: 'Claim Forms When We receive notice of claim. We will furnish the claimant with forms for fling proof of loss. II the claimant does not get the forms within 15 days. proof of loos can be filed without them. The claimant must send Us a letter which describes the Occurrence. the character and the extent of the loss for which the claim is made' In the Proof of Loss section. the following paragraph is added: 'We must receive written proof of loss within 90 days after the date of the loss or as soon as is reasonably possible. Failure to furnish such proof within such rime shall not invalidate nor reduce ony claim if it shall be shown not to have been reasonably possible to furnish such proof and that such proof was furnished as soon as was reasonably possible. We will pay benefits immediately. within 60 days. upon receipt of Proof of Loos.' In the Payment of Claims section. the last sentence is deleted and replaced with the following: 'If a benefit not exceeding $1.000 is payable to an estate or a minor. We may pay such benefit to any relative by blood or with a connection by marriage to the Covered Person who is deemed by Us to be entitled. Any payment We make in good faith shall fully discharge Us to the extent of such payment.' DUPLICATE COPY Account Ending p. 7/11 SWT81 BPAACWTAI/081 1 AMEX000684 SDNY_GM_00326484 EFTA_00199238 EFTA01685482 G MAXWELL DUPLICATE Cla m Account Ending p. 8/11 A new section is added after the section relating to Fraud incontestability No statement made by a Covered Person con be used in a contest after the Covered Person's insurance has been in force two years during hisher lifetime. No statement the Covered Person makes can be used n a contest unless it is in writing and signed by the Covered Person. This provision shall not preclude the assertion at any time of defenses related to submission of a false or fraudulent claim based upon provisions in the Policy that exclude or restrict coverage.' ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED. TAI-RDRI-NH-0810 Applicable for the Residents of the State of Indiana: Questions regarding your policy should be directed to: AMEX Assurance Company 800.437-9209 If you (a) need assistance of the governmental agency that regulates insurance or (b) have a compliant you have been unable to resolve with your insurer you may contact the Department of Insurance by mail, telephone or email: State of Indiana Department of Insurance Consumer Services Division 311 West Washington Street. Suits 300 Indianapolis. IN 46204.2787 Consumer Hotline: 1.800.622-4461. In the Indianapolis Area 1-317-232-2395 Complaints can be filed electronically at vawcin.goyfaloi IN Notice 590 Tab Marine Pacific Insurance Limited For residents of Guam. Commonwealth of the Northern Marianas. the Federated States of Micronesia. The Marshall Islands. and the Republic of Palau. the insurance products that come as a benefit of your Cardmembership are underwritten by Tokio Marine Pacific Insurance Limited. SWT81 BP/AACVVTAI/0811 AMEX000685 SDNY_GM_00326485 EFTA_00199239 EFTA01685483 Membership Rewards FirsQt- U- PLICA I E COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 70,739 Points Earned this Period 56,892 Account Summery July 1,2011- July 31,2011 Opening Points Balance 201,359 Points Earned this Period +56,892 Points Used this Period 0 Reinstated Points and Adjustments -190,512 Total Points Balance 70,739 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. Points Transaction Detail MEMBERSHIP 1 rewards FIRST' Questions About Your Account? p. W11 monbarshlprewards.com 1.800.297.1300 International Collect 305-8142799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at membershiprowards.com/everydaycharges Where To Stop Before You Shop Earn up to10X points on 3004 brands at membershiprewards.comrearn 1 July1.7011 July 31,2011 ) Points Earned this Period Points Activity On Eligible Charges Bonus Points Total Points Awarded Activity Per Card 16,598 38,103 2016 Bonus On Pay With Points 4880 54,701 tiamixtroars Add1 XXXX-XXXXX Onit u6210 1191 0 Vol 0 0 0 Total 18,789 38,103 54892 Reinstated Points and Adjustments Consumer Travel Adj Number of Points Data -190,512 7/15/11 Total -190,512 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transfer red or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting mirrnb•rshipr•wards.com. Terms and Conditions of the Membership Rewards' program apply. Got nacre information, visit membershiprewardscom/rerms or call I 800 297 1300. From overseas, call collect 305 816 2799. Continued on reverse ARIEX000686 SDNY_GM_00326.486 EFTA_00 199240 EFTA01685484 III MEMBERSHIP s I rewards Abercrombie & Kent EXTREME ADVENTURES N a nd ice DUPLICATE COPY G MAXWELL Save 10% or More on Hot Merchandise MEMBERSHIP rewards FIRST' Find great deals on rewards like electronics, home, fashion and accessories and sporting goods. Save 1096 or more. Terms and conditions for the Membership Rewards• program apply. Visit nseinbershIpirreardwinkenns or call)-bee-ARP-EARN (197-3276) fix more information. Participating partner and availabk rewards are subject to change without notice. Earn Up to 25,000 Membership Rewards" Points on an Abercrombie & Kent Extreme Adventure With more than 20 adventures, Extreme Adventures takes you to regions around the globe, from pole to pole, Mongolia to Alaska. Book an Extreme Adventure Expedition and earn 20,000 points. Also earn 5,000 points on an Extreme Adventure Extension in conjunction with another trip or on its own. Vail trout 12/31/11. Rondo, cod nal be used a tr. aQlhlp Egadtions EMIFIE ICC and EllINVKat EAPIPX1CC Tote else. to get bona poet. fa nut bearv mM Winn." riewww4 Porn CPKg's".) a the ireCilagdma, and Kgrat tug * law pipeline Goan Orb enrols, knorroan Ent. Cara Berta ports all be CICCIt0110 )0/ Prcsran a:001.111latan 10.14 ands ace ch.fles ?Wow on ecur tplajurcrtert Mit bre and ccedtcia as adze avoid InPliii=ai la=CtaliteMIS or cal ts-aztriggazPsh6f6r.... C. $671. 4424 Introdudng ARIA Resort & Casino in the Membership Rewards First° Program! Now you can use Membership Rewards points to stay at ARIA Resort & Casino. Located in the heart of CityCenter, ARIA Resort &Casino combines striking architecture, impeccable hospitality, sustainable design, and world-class amenities to provide each guest an unmatched experience. Discover an entirely new kind of luxury that has shifted the Vegas experience! Redeem points for one-night stays at ARIA. Terms and conditions for the Membership Rewards feat* program appty. Visit memberslilprewarda.cankems. or call 14004974 300 foe mote information. Panicipating pertness and available rewards are subject to dsange without notice. The Ultimate Steakhouse Experience - Morton's, The Steakhouse Music and cocktails set the mood as generous portions of USDA prime-aged beef, succulent seafood and classic steakhouse sides arrive at tables dressed in crisp linens. The bun, alive at the bar and in the booths, has continued for a quarter of a century at 77 locations worldwide. Morton's, the classic steakhouse experience where The Good Life is savored nightly. Redeem Membership Rewards points for $100 and $250 gift cards for the ultimate steakhouse experience. Terms and conditions for the Membership Rewards fuse program apply. Visit membaraMpiewards.confternis or call I -S00-297-1300 for mote infomution. Participating partners and available rewards are subject to change without notice. p. 10/11 Visit membershiprewards. cons/merchandise spectalsoi call 1.800-AXP-EARN (297-3276) and redeem points for hot rewards. (MR Message 6762) Book now to earn up to 25,000 points on an Extreme Adventure through 12/31/11. Visit membershiprewards. com/abercromblekent for more information or call A&K at 1-800-554-7016. (MR Message 6763) To preview this reward and to redeem points, visit membershiprewards. cons/aria or call 1-800-297-1300. (MR Message 6769) To start redeeming Membership Rewards points today, log on to membershiprewards. con or call 1-800-AXP-EARN (297-3276). (MR Message 6785) Offers are made only to Cardmembers who meet certain qualifying criteria. By AMEX000687 responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326487 EFTA (10199241 EFTA01685485 Centurion° Card G MAXWELL Closing Date 08/18/11 DUPLICATE COPY Account Ending p TAKE FLIGHT WITH A COMPANION Receive a companion ticket • with the purchase of a qualifying international Business-Class ticket on 22 premier Winos. courtesy of the ligernatiOnal Airhne Program'. NEWLY AVAILABLE LOWER FARES on many qualifying flights REFUNDABLE-FARE TICKETS wish no black-our dates or diange lees CALL CENTURION TRAVEL SERVICE of l -877-877-0987 to take advantage of tie International Mine Program Volne as grahams,' and calao ghenvrertirrsoad toes ad kw m irtarstenal at tramp:Etat as =I as appraise orgarico ttketirg kes are to respansibIlty a the Cad aorta Ste toll= fa MI= IffirnationalArke ireyarn Compaim Wet respires purchased =thong FE L or Busisrs-Class ticket tecuitArnotan Emus Trael mArnercan Emess Card wolf n te US Manua Card' menta a Cadet& Erb= =neon a pareopaerg *Ire Parbrd Sires WU* lee UN's, AecoMato, Al Canada/4Rn*. le Nes Zeriardisflaie. Mars Anises Austfien. Cathay Pains Dina Alines, Deb Liles (mates Rhea Amp,eetog Japan Mires Jet Maws WA R. DutchAnt= LA& Laren's. ScanandaderlasSoulnAkcanAnsossiSEssInteriatorol At lox Orin Mats Tarelmustalirete na:Int= toll& gotaray (=Iodine Puerto Roo aril mers2as termorles) attest Canon garierS. One-way face pointed msane anon wee eignaies =teams (Dist a Busnees) defamed ty sunk Seal saltily is Imted Cad member and carpe= nistrwelm sane Weary Lint one compancn Met per Card mem* trawIng ergot are ntntareleratlea enclasale ecnretweade S78 Arreican Wits seats lee apples io prime and all kilt changes/rehab Mb Pair= Card pees snaked Is Cellar& merrtere. Ccrnpanin Wel sari to =aim= taxes/fees hex S50 b$600 nuts. nriudng Secant& 1 I lb Sway lee of te to SI a Isaac:Mee ix canaanico Eke row =Oren= wine-ceased !Asada= or = lo SECO rourang. Coneancn rxst tie retrnedtarcded behove Italn kite refuted. Na =babe yilth ay other proton at may na be available co pa tcpating firinet codEdwe palters is.. !fetes nwketedty en tclatirg arks di cperlal bf its pate mire. able mane did to malty fare Mesterei= Er =got= pra to clog. knerban Dress tad %Wed Sates Consery. Pc. acts ssiay as sales agertfu Sawal sumliss and s rd nsponsble to the allay et team such welders% Ent pub bemorel= art= swiss pof ts carnisams Ohs is :Ethos =Irma= pa= ecentnes to as bad cointn. CST/1022318-10i IAL.1192. Washosto UDI600469-0= SMICO2 &Neared lora Trarci Agency le00001-0126. 02011 American Spiess !me Rebate Sates Campers'. Int 0J efts mend. f Nov, American Express turns your likes into the THINGS YOU LOVE You and your friends "like" and share many things on Facebook. Now, American Express presents deals and experiences for you based on those "likes" and interests. And, once you link your Card and add deals to your linked Card, all you have to do is use your linked American Express. Card. No coupons. No hassles. Just a credit on your statement, and savings in your pocket. Visit aexp.co/FBdeals to get started! AMEX000688 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326488 EFTA_00 199242 EFTA01685486 AMEX000689 SDNY_GM_00326489 EFTA_00199243 EFTA01685487 Centurion° Card G MAXWELL Closing Date 09/16/11 DUPLICATE COPY New Balance $6,880.19 Please Pay By 10/02/11 ID See page 2 for important information about your account. 0 Your payment of $6,880.19 will be debited from your account on 10/01/11. Any inquiry to American Express concerning this debit should be made before 09/30/11. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. 5 YEARS. 5 AWARDS. Thank you toour Cardmembers for rating us-Highest in Customer Satisfaction mth Credit Card Companies' for the S• consecutive year. ra Payment Coupon Do not staple or use paper clips G MAXWELL Check here it your address or phone number has changed. Note charges on reverse side. Read about the award at amedcanexpress.com/ldpower p. 1/12 Account Ending Membership Rewards* Points As of 09/16/11 79,599 rs For details, please see your Membership Rewards page. Account Summary Previous Balance Payments/Credits New Charges Fees $8.198.57 58,1 98.57 -tS6,880.19 +50.00 New Balance 36,880.19 Days in Billing Period: 29 Customer Care Pay by Computer americanexpress.com/pbc Customer Can Pay by Phone 1477-8774987 1-N04724297 See page 2 for additional Information. Pay by Computer In Pay by Phone amerkanexpress.corn/pbc 1-800 4 7 2-929 7 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Makec heck payable to American Express. Please Pay By 10/02/11 AutoPay Amount $6,880.19 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLrrlllrrrrinll 000688019000688019 114 rl AME X000690 SDNY_G81_00326490 EFTA_00199244 EFTA01685488 G MAXWELL p. 2/12 Payments: Tow payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thee hec k. routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pa Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatkally to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular tate is requited by law. The conversion tate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffer from rates in effect on the date of your charge. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report Information about your Account to credit bureaus. late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. gla Customer Care & Billing inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-8O0 522 1891 Change of Address If <west on front do not use. • To change your address ooliticvisit sweveamericanropressiorroupdatecontactinfo • he Name. Company Name. and roreign Address or Phonealways, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Ana Code and Home Rabe vAoStedesnd Email I I Website: arnerkanexpress.com Mobile She: ansexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK Ili 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatkally each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emedronexpress.coodpdvacy. AMEX000691 SDNY_GM_00326491 EFTA_00 199245 EFTA01685489 Centurion® Card G MAXWELL Closing Date 09/16/11 DUPLICATE COPY Account Ending p 3/12 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$8,198.57 50.00 -54,198.57 Detail Iodate posteng date Payments 09/02/116 G MAXWELL Amount AUTOPAY PAYMENT RECEIVED • THANK YOU JPMORGAN CHASE BANK, NA -$8,198.57 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges Detail G MAXWELL Card Ending $6,726.92 515327 $6.880.19 Foreign Spend Amount 08/16/11 BRITISH AIRWAYS ADP USA BRITISH AIRWAYS PLC From: To: LONDON GATWICK APT BARBADOS MIAMI INTERNATIONA BOSTON LOGAN INTER Tkket Number: 12586753204933 Passenger Name FAAXWELUGHISLAINE NO Document Type PASSENGER TICKET (airier. Class: BA AA AA D Date of Departure: 08/l6 $4000 00/19/11 VERIZON•RECURRINGPAYPHONESERVICE 658700485919103 $89.99 08/19/11 PORT AUTHORITY E-ZPASTATEN ISLAND 3P-70829225 Description FOR BILLING OUESTI0 ACCT: 8449374 B NY S25.00 08/19/11 AIR ADELPHI LIMITEDST. VINCENT VC 784-488-8000 Ca Cont 411 st bean Dams 5529.74 08/22/11 VERIZON6RECURRINGPAYPHONESERVICE 2125353594906 19103 $8229 08/22/11 BROADVIEW NETWORKS 800-276-2384 NY 540448 9999999999 AMEX000692 Continued on reverse SDNY_GM_00326492 EFTA_00 199246 EFTA01685490 G MAXWELL DVPLIC/Irc CIS Account n ing p. 4/12 Detail Continued Foreign Spend Amount 08/22/11 MTA TBTA E-ZPASS STATEN ISLAND NY 2P-71200932 Description FOR BILLING QUEST1O ACCT: 9740240 8 $25.00 08/23/11 HALLAK CLEANERS 6500HACKENSACK NJ 2013437333 Description Price DRY CLEANERS $975.00 5975.00 08/24/11 BLUEPRINT CLEANSE 212-414-5741 212-414-5741 $170.00 08/26/11 CLASSIC UPLAND SUPPLHOPEWELL JU NC NY 845-259-9964 Description SPECIALTY RETA $2752 08/28/11 MIA PARIONG GARAGE MIAMI FL 3058767599 56000 08/28/11 SANDY LN HOTEL FRONTBARBADOS BR Anlval Date Departure Date 08/25/11 08/28/11 00000030 LODGING 8arbechan Plaid irs 5372.92 01529/11 STARBUCKS CORP082420MIAMI BEACH FL 800-782728a 54.23 08/29/11 BLUEPRINT CLEANSE 212-414-5741 212-414.5741 $85.00 08/30/11 AMAZON.COM NAZN.COM/BILL WA MERCHANDISE $35.37 08731/11 AT&T TLG FLP 851 ALPHARETTA GA 800-331-0500 Description TELEPHONE SERV $9632 09/01/11 CANINE STYLES INC 212-826-3985 212-826-3985 $108.88 09/02/11 EFAX PLUS SERVICE 323-817-3205 CA INTERNET SW 516.95 09/02/11 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 536136 09/02/11 23ANDME INC 650-938-6300 650-938-6300 $9.00 09/03/11 TIME WARNER CABLE NYWOODSIDE NY CABLE & PAY TV 1292.86 09/06/11 VERIZOPPRECURRINGPAYPHONESERVKE 2124726991624 19103 $6032 09/07/11 AMTRAK TICKET SALES WASHINGTON DC From: NYP To: BBY Tkket Number 2501048519743 1(800)872-7245 $279.00 09/08/11 STARBUCKS CORP008219NEW YORK NY $3.32 800-7827282 AMEX000693 Continued on next page SDNY_GM_00326493 EFTA_00 199247 EFTA01685491 Centurion° Card DUPLICATE COPY G MAXWELL Closing Date 09/16/11 Account Ending { Detail Continued p.5/12 09/08/11 Foreign Spend Amount AMTRAK TICKET SALES WASHINGTON DC $4140 From: NYP To: BBY Ticket Number. 2510709516815 1(800)872.7245 09/08/11 PET PARTNERS INC 025CARY NC 919-859-8222 Description INSURANCE BROK $44.00 09/09/11 AMAZON MKTPLACE PMTSAFAZN.COM/BILL WA MERCHANDISE $33.88 09/10/11 STARBUCKS CORP00830000STON MA $294 800-7827282 og/11/11 STARBUCKS CORP0083000OSTON MA 800-7827282 $3.80 09/11/11 TA1BOSTON HOTEL 167BOSTON MA Araval Date Departure Date 09/10/11 09/13/11 00000000 LOOGING $268.96 09/12/11 AMAZON MKTPLACE PARTSAPAZN.COM/BILL WA MERCHANDISE $32.12 09/12/11 STAPLES INC.00683 MONTGOMERY NY (800)333-3330 09/12/11 MAGIC TOUCH RESTORATLONG 6LANDCITY NY RUGS RESTORA $483.56 $200.00 09/12/11 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $67.90 09/12/11 EATALYSUPERWRKET NEW YORK NY $16&98 212-539-0204 09/13/11 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $33.95 09/13/11 BRAUSRACORPORATIO LEE MA $5395 413-243-4690 09/14/11 STARBUCKS CORP008219NEW YORK NY 800-7827282 $4.30 09/14/11 STARBUCKS CORP008219NEW YORK NY 800-7827282 $3.43 09/15/11 AMERICAN EXPRESS TVLPHOENIX AZ $1,113.40 AMERICAN AIRLINES INC From: To: Carrier: Class: NEW YORK LA GUARDI MIAMI INTERNATIONA AA NEW YORK LA GUARD' M N/A YY 00 N/A re 00 Tkket Number 00186826470670 Date of Departure: 09/23 Passenger Name MAXWELUGHISLAINE Document Type PASSENGER TICKET AMEX000694 Continued on reverse SDNY_GM_00326494 EFTA_00 199248 EFTA01685492 G MAXWELL p 6/12 ( Detail Continued Foreign Spend Amount 09/15/11 EATALY P17_ZA PASTA NEW YORK NY 2125390204 FOOD/BEVERAGE $14.15 TIP $1.85 JENNIFER TURNER Card Ending— Foreign Spend $1600 Amount 08/19/11 FEDEXi 797416283335 1.800.622.1147 1.800-622-1147 JPMORGAN PRIVATE BANKING DE FROM 001 STANDARD LIR 11B AWB797416283335 FedEx $14.00-622-1147 $22A3 08/28/11 FEDED1797452739260 1-800-622-1147 1-800-622-1147 TO: Insurance Company of Central 00H FROM: 001 STANDARD LTR 11 B AWB797452739260 FedEx 01-800-622-1147 $31.17 08/29/11 EPICURE MARKET EPKUMIAMI BEACH FL 305-672-0385 $5699 08/29/11 STARBUCKS CORP082420MIAMI BEACH FL 800-7827282 $326 08/3W11 STARBUCKS CORP082420MIAMIBEACH FL 800-7827282 $423 09/04/11 FEDEXI 7702997436071.800-622.1147 1-800-622-1147 Non Transportation FedEx K1-800-622-1147 $4.27 09/14/11 FDXI468419215077064 14300422-1147 1.800-622.1147 FROM: IONKO'S/GD NONACCT BRCD/LOC 33139 001 HOME 35LB AWEA68419215077064 FedEx11-800-622-1147 $30.92 Fees Amount Total Fees for this Period $0.00 2011 Fees and Interest Totals Year-to-Date Total Fees in 2011 Total Interest in 2011 Amount $2,545.00 $0.00 AMEX000695 Continued on next page SDNY_GM_00326496 EFTA_00 199249 EFTA01685493 Centurion. Card DUPLICATE COPY p.7/12 G MAXWELL Closing Date 09/16/11 Account Ending Important Notice information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign & Travel, the APR is 9.1596(v). For Sign & Travel, the APR Is 9.1596(v). Please refer to page 2 for further Important Information regarcOng your account AMEX000696 SDNY_GM_00326496 EFTA_00 199250 EFTA01685494 G MAXWELL p 8/12 AMEX000697 SDNY_GM_00326497 EFTA_00199251 EFTA01685495 D Membership Rewards FirstUPLICAlE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number [Total Points Balance 79,599 Points Earned this Period 8,860 (Account Summary August 1,2011 -August 31,2011 Opening Points Balance 70,739 Points Earned this Period Points Used this Period +8260 0 Reinstated Points and Adjustments Total Points Balance 0 79,599 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. MEMBERSHIP rewards FIRST" Questions About Your Account? inembershlprewards.com 1.800.97.1300 International Collect: 305-816-2799 p. 9/12 1 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at membershIprewards.comieverydaycharges Where To Stop Before You Shop Earn up to lox points on 300f brands at membershiprewards.com/eam Points Transaction Detail August 1,2011 -August 31,2011 Points Earned this Period Points Activity On Bonus Points Total Points ENOS Charges Awarded Activity Per Card Centurion XXXXXXXXX2-= Rettilealirs XXXX-XXXXX21 Centur Total t$60 7,722 7,722 661 0 661 477 0 477 0 8,860 Member ship Rewards points earned may be transferred or redeemed as tong as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated tor a fee by calling the number provided below or visiting mombershIpmwards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membershiprewards.comtterms or call 1-800-297-1300. From overseas, call collect 305-8162799. Save 10% or More on Hot Merchandise • MEMBERSHIP , I rewards Find great deals on rewards like electronics, home, fashion and accessories and sporting goods. Save 10% or more. Terms and conditions for the Membership Rewards• program apply. Visit membeilliprewards.com/tems al call 1400-AXP.EARN (29742701w more information. Participating partners and available rewards are subject to change without notice. Visit membershlprewards. COT hmrchandis. specialsor call 1.800-AXP-EARN (297-3276) and redeem points for hot rewards. (MR Message 6885) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000698 SDNY_G3.1_00326498 EFTA_00199252 EFTA01685496 "N:hl ational • Cdr Rental leguest rt DELTA SKYMILES MAXWELL DUPLICATE COPY G MI MEMBERSHIP rewards FIRST" Earn 2X Membership Rewards° Points When You Rent from National Car Rental To automatically earn double Membership Rewards points, enroll in The Emerald Club by National Car Rental or log on to your existing Emerald Club account profile and select Membership Rewards as your preferred Frequent Traveler Program. Enter "AMEX" as your Frequent Traveler Number. Odor via Iraqis MUM FO 'Nth lo get Wu. peal. Au run to ronrcIal new taarrlarnOp Flawatolli program Morn" at Dan d preload ad sue rod elver vas purelase co an Mott mood Feldman E *ONO Card. BOA Kati rid to aadW tra 10IF FOCram SCOUni . 4 " 10'52 weeks der chops appear on aour ablortort Ixtradaal lane and crams ad amid Program Iwo **rot Celan Coe proftaa For more item. MM mantersumerrat0stannerms. Bonus D. Sal. Woo Fond Oar Doty cola b rhoWe and odd Fordo d to mid tranwcocnvdoli alas loan and surchooe nod. Treat Family and Friends to a Delicious Night Out with Membership Rewards° Points Redeem Membership Rewards' points for 550 and 5100 BR Guest Hospitality gift cards, valid at more than IS popular restaurants and starting at 5,000 points. Whether you crave burgers at Bill's Bar & Burger or barbecue at Wildwood, seafood at Atlantic Grill or steak at Primehouse, Mexican at Dos Caminos or brunch at Isabella's—there's a BR Guest Hospitality restaurant for you! For more information, go to www.brguinthospitaitty.com Terms, conditions and restrictions apply. This Gift Card is redeemable at any participating BR Guest Hospitality restaurant. It is not redeemable at Atlantic Ca or Florida propertiesor for cooking claims. spacial events. or denary. Maximum offing ' card value can be used per customer. pet MM. Terms end condklons for the Membership Rewards Fine program apply. Transfer Membership Rewards" Points to Delta Skymiless Delta Air Lines offers customers service to more destinations than any other global airline. Including its SkyTeam partners, Delta offers more than 15,000 flights to more than 460 worldwide destinations in 98 countries. Transfer Membership Rewards° points to Delta Slcymiles• and redeem miles on all qualifying Delta, Delta Connection' and Delta Shuttle flights! Terms and conditions for the Membenhip Rewards First' program egiAlosoon. it romenberaldprewards.comftemn or call 1400-297-1300 Ora more• Participating partners and available rewards are subject to change without notice. p. 10/12 mamborshiprawards. corn/national To earn bonus, Cardmember must have requested Membership Rewards as loyalty bonus at time of rental or reservation/no other bonus int or miles can be aware on the same rental. (MR Bonus ID 6889) To redeem Membership Rewards' points for a S50 or $100 BR Guest Hospitality gift card or to learn more, visit membershiprewards. tom today. (MR Message 6899) To preview this reward and to redeem points, visit membershiprawards. corn/delta or call 1400.297.1300. (MR Message 6883) Offers are made only to Cardmembers who meet certain qualifying criteria. By AMEX000699 responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326499 EFTA_00 199253 EFTA01685497 Centurion° Card G MAXWELL Closing Date 09/16/11 DUPLICATE COPY p.11/12 Account Ending Enhance Your Fashion Sense at Ermenegildo Zegna. Centurion' Card mernberscan reap the benefits of membership at men's fashion leader Emenegildo Zegna. Receive a complimentary fitemium Cashmere Sweater,. valued at $795. with the purchase of a Made-to-Measure Trofeo Suit, when you shopat any Ermenegildo Zegna U.S. boutique from September 1.2O11 through October 31.2011. Purchase must be made on your Centurion Card. r0ffawddbasedmasrgelra5adolfurxwfuFpgedMa frornSepterrter 1201:e-rogrAntyy 3: XI:. int oreprerntancashmerewreaterperCerturonCaramember.Purctesenust be made Mt, tre •• • . r , • 7 - r ed with any other promotion. For more information on the Centurion Card. please veal ameticanexpress.com/centurkws Rif krentottned*. steSdete11:O-StetY01the prOPSE tt 10-e16 rnerchartItyoupt4, • • ..*.,.O.1stcrrerSenrcerurrtercntlebrirdsourCaduiernctrWeeratleforach Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AME X000700 SDNY_GM_00326500 EFTA_00 199254 EFTA01685498 G MAXWELL DWfct-!,r9eIT,E.Fira SAY GOODBYE TO LATE FEES. Did you know that American Express offers online tools that can help you avoid late fees. improve your credit and prevent identity theft and fraud? Now it's easier than ever to make payments on time. every time. Take advantage of these simple-to-use online tools today: • Account Alerts - Automatically receive messages to your e-mail or mobile device when your payment is due.: • AutoPay - Choose the amount you'd like to pay each month and we'll ' : aomatically.2 • Pa perless Statements - Receive your statement instantly: no waiting for the mail. • Credit Resources - Learn more about late-fee pricing and how to build excellent credit. Getting started with Alerts and AutoPay is easy: go to flnancialtools.americanexpress.com/alerts Carrier Charges may apply for receiving text messages and mobile web browsing. When enro ling in Pay Your Bill Online or AutoPay. remember to have your bank information handy. You mil need to have your routing and account number in order to enroll. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. p 12/12 AMEX000701 SDNY_Gki_00326501 EFTA (X1199255 EFTA01685499 Centurion Card G MAXWELL Closing Date 10/18/11 DUPLICATE COPY New Balance $13,490.65 Please Pay By 11/02/11 2 2 See page 2 for important information about your account. See Page 7 for an Important Change to the $200 Airline Fee Credit Benefit and Other Important Information About Your Account Your payment of $13,490.65 will be debited from your account on 11/02/11. Any inquiry to American Express concerning this debit should be made before 11/01/11. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Get this statement to go. Check your balance. view recent transactions and pay your bills nght on your phone with the American Express' App. Get started at: americanexpress.cornimobliestatement Get the ape tct yod, • PHONE* • POD TOUCH' • ANDROID"' • MOBILE WEB Pal Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Notechanges on reverse side. Pay by Computer americanexpress.com/pbc p. 1/10 Account Ending [ Membership Rewards•Points Asof 10/18/11 I-6, For details, please see your l:J• Membership Rewards page. Account Summary Previous Balance Payments/Credits New Charges Fees 87,162 $6,880.19 -56,880.19 +513,490.6S +50.00 New Balance $13,490.65 Days in Billing Period: 32 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877-877-0987 1-800-472-9297 2 See page 2 (or additional information. Pay by Phone 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending Enter account number on all documents. Make c heck payable to American Express. Please Pay By 11/02/11 AutoPay Amount $13,490.65 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrrrinll 00134106.5001349065 14 rl AMEX000702 SDNY_GM_00326502 EFTA_00 199256 EFTA01685500 G MAXWELL DektIMELF,111 p. 2/10 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron& Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thee hec k. routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular tate is requited by law. The conversion tate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffer from rates in effect on the date of your charge. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report Information about your Account tocredit bureaus. late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. gla Customer Care & Billing inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX:1 800 695 9090 1-800-CASH-NOW in NY:1-8O0 522 1897 Change of Address If <west on front do not use. • To change your address online, visit swevenmericaneipressiorrilupdatecontactinfo • re, Name. Company Name. and (*feign Address or Phone changes, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Nome Ran, vAoStedesnd Email 1 I I Website: arnericanexpress.com Mobile Site: ameerrgbilecom Customer Care & Billing inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatkally each month Visit americanexpress.comfautopay today toenroll. For information on how we prolect your privacy and to set your communication and privacy choices. please visit www.emerenexpressatrdpelvacy. AMEX000703 SDNY_GM_00326503 EFTA_00 199257 EFTA01685501 Centurion° Card G MAXWELL Closing Date 10/18/11 DUPLICATE COPY Account Ending p 3/10 Payments and Credits Summary Payments Credits Total Payments and Credits Total -$6,880.19 $0.00 .$6,880.19 Detail •ndkaes posting date Payments 10/01/11• G MAXWELL Amount AUTOPAY PAYMENT RECEIVED • THANKYOU IPMORGAN CHASE BANK, NA -$6,880.19 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $13,421.44 $6921 $13,490.65 Detail G MAXWELL Card Ending Amount 09/16/11 HALLAKCLEANERS6500HACKENSACK NJ 2013437333 Description Price DRY CLEANERS $1,371.50 $1,371.50 09/18/11 STARBUCKS CORP008219NEW YORK NY 800-7827282 $9.30 09/19/11 VERIZON•RKURRINGPAYPHONESERVICE 658700485919103 $8999 09/1gH 1 WINES TIL SOLD OUT.CPENNSAUKEN NJ 8566653456 09/20/11 AMERICAN EXPRESS WIPHOENIX AZ AMERICAN AIRLINES INC From: To: Camel: (loss: NEW YORK LA GUARDI PAMPA' INTERNATIONA AA NEW YORK LA GUARD' AA N/A YY 00 N/A YY 00 Ticket Number:00186837673621 Date ot Departure:09/23 Passenger Name: MAXWELUGHISLAINE Document Type: PASSENGER TICKET 09/20/11 IN VINO VERISTAS 683NEW YORK NY LIQUOR STORE $59.92 $1,60040 $305.72 09/21/11 BROADVIEW NETWORKS 800-276.2384 NY 9149227538 $445.09 09/21/11 STARBUCKS CORP008219NEW YORK NY 800-7827282 $4.30 AMEX000704 Continued on reverse SDNY_GM_00326504 EFTA_00199258 EFTA01685502 G MAXWELL DrAF,117;f„9, p.410 Detail Continued 09/21/11 Amount STARBUCKS CORP008219NEW YORK NY 800-7827282 $3.43 09/22/11 YERIZONIKURRINGPAYPHONESERVICE 2125353594906 19103 $8229 09/22/11 HALLAKCLEANERS6500HACKENSACK NJ 2013437333 Description Pike DRY CLEANERS 549.40 $49.40 09/23/11 MMISC SALE/TAX/ FDALLAS TX AMERICAN AIRLINES From: To: N/A N/A N/A N/A N/A Tkket Number:0010629657642 Passenger Name: MAXWELL/CHISLAIN Document Type: MISCELLANEOUS TAX(S)/FEE(S) Carrier: Class: YY 00 YY 00 re 00 YY 00 Date of Departure:09123 $25.00 09/23/11 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $135.80 09/26/11 1-MOBILE RECURNG PMTT-MOBILE 55513884098006 $284.93 09/28/11 HALLAKCLEANERS6500HACKENSACK NJ 2013437333 Description Price DRY CLEANERS $317.00 $317.00 09/28/11 AMAZON.COM APAZN.COWBILL WA MERCHANDISE 517.75 09/28/11 PREMIER TRANSPORTATIMIAMI FL 305-596-4765 Description CHARTER SERVIC 5285.00 09/29/11 USPS CHANGE OF100959MEMPHIS TN 8004383150 $1.00 09/30/11 AT&T TLG FLP 851 ALPHAREITA GA 800-331-0500 Description TELEPHONE SERV $223.92 10/02/11 EFAX PLUS SERVICE 323-817-3205 CA INTERNET SVC $16.95 10/02/11 23ANDME INC 650438-6300 6504384300 $9.00 10/03/11 TIME WARNER CABLE NYWOODSIDE NY CABLE & PAY TY 5288461 10/03/11 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 598.85 1W04/11 YERIZOWRKURRINGPAYPHONESERVICE 2124726991624 19103 56032 10/05/11 STARBUCKS CORP008219NEW YORK NY $143 800-7827282 AMEX000705 Continued on next page SDNY_GM_00326505 EFTA_00199259 EFTA01685503 Centurion® Card G MAXWELL Closing Date 1 0/18/1 1 DUPLICATE COPY Account Ending p. 5/10 Detail Continued Amount 10/06/11 HALLAK CLEANERS 6503HACKENSKK NJ 2013437333 Description Price DRY CLEANERS 575.00 575.00 10/07/11 AMAZON MICTPLACE PMTSMAZN.COMMILL WA MERCHANDISE 527.87 10/07/11 HALM CLEANERS6500HACKENSACK NJ 2013437333 Description Price DRY CLEANERS $199.40 5199.40 10/07/11 LONE STAR CANDLE SUPKELLER TX 817441-0876 510303 10/10/11 PARK EAST ANIMALHOSPNEW YORK NY VETERINARY SERVICE $419.00 10/10/11 PET PARTNERS INC 025CARY NC 919-859-8222 Description INSURANCE EIROK $44.00 10/11/11 GODADOY.COMGoDaddy.480-505-8855 AZ 480-5054855 54.99 10/11/11 PARK EAST ANIMALHOSPNEW YORK NY VETERINARY SERVICE $370.00 10/11/11 PARK EAST ANIMALHOSPNEW YORK NY VETERINARY SERVICE $90.00 10/12/11 PARK EAST ANIMALHOSPNEW YORK NY VETERINARY SERVICE $531.50 10/12/11 GUN DOGSUPPLY0281 STARKVILLE MS 662-324-2410 Description PET SHOP-FOOD 575.95 10/14/11 MTAT8TA E-IPASS STATEN ISLAND NY 2P-75519714 Description FOR BILLING QUEST* ACCT: 9740240 8 $25.00 10/16/11 STARESUCKS CORP0540I5BEVERLY HILLS CA 800-7827282 $2.65 10/17/11 AMERICAN EXPRESS TVLPHOENIX AZ CONTINENTAL AIRLINES From: To: N.Y. NEWARK INTL A TEL AVN EIEN GU RIO N.Y. NEWARK INTL A WASHINGTON NATIONA N/A Tkket Number 00587173421634 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Caine: Class: CO CO CO M ry 00 Date of Departure:10/28 $5,657.95 10/17/11 STAROUCIG CORP0540IS8EVERLY HILLS CA S3 SS 800-7827282 AMEX000706 Continued on reverse SDNY_GM_00326506 EFTA_00199260 EFTA01685504 G MAXWELL DrffitirignFliira p 6/10 ( Detail Continued Amount 10/17/11 STARBUCKS CORP054015BEVERLY HILLS CA 800-7827282 is JENNIFER TURNER Card Ending 52.65 Amount 10/06/11 FEDEX/ 795252561534 1-800-622-1147 1.800.622-1147 TO: FROM: Fat hi Said 43228 001 STANDARD LTR 1LB AW8795252561534 FedEx /1-800.622-1147 10707/11 MJNES MUSIC STORE 'AUSTIN TX Runes Musk Store 531.03 57.98 10/08/11 STARBUCKS CORPC08219NEW YORK NY 800-7827282 $3.32 10/09/11 FEDEX/ 797S944450391-800-622-1147 1.800.622.1147 TO: JPMORGAN PRIVATE BANKING DE FROM 001 2DAY LTR 1LB AWB797594445039 Fed& 41-800.622-1147 517.58 10/09/11 STARBUCKS CORP008219NEW YORK NY 800-7827282 5930 Fees Amount Total Fees for this Period $0.00 2011 Fees and Interest Totals Year-to-Date Total Fees In 2011 Total Interest In 2011 Amount 52,545.00 50.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign & Travel, the APR is 9.15% (v). For Sign & Travel, the APR is 9.15% (v). Please refer to page 2 for further Important Information regarding your account AMEX000707 SDNY_GM_00326507 EFTA_00199261 EFTA01685505 Centurion° Card DUPLICATE COPY p. 7/10 G MAXWELL Closing Date 10/18/11 Account Ending Important Change to the $200 Airline Fee Credit Benefit We're writing to tell you about a change to the $200 Airline Fee Credit benefit This is an annual benefit that can apply to a variety of incidental airline fees including baggage fees, itinerary change fees, in-flight food, and airport lounge day passes. To get this benefit you must enroll and select your airline of choice. if after enrolling you want to change your airline choice for a calendar year, you must now do so during January of that year. To enroll in this benefit, make or change your airline choice, or get more information, visit americanexpress.comlCenturionAirlineChoice. No action is needed if you are enrolled and don't want to change your airline choice The Importance of Paying on Time We'd also like to share infOmMtiOn to help you manage your account and to emphasize the importance of paying on time each month. Paying late has consequences, including: • If you pay late, you will be charged a late fee of up to $35 or 2.99% of the past due amount. • Your account will be reported as past due to credit reporting agencies if you fail to pay the minimum amount due for two billing periods in a row • If you use a pay over time feature, paying late can trigger the penalty APR. • Paying late can result in restrictions on earning and redeeming rewards To help you make payments on time. every time, we offer a suite of account management tools: • Pay online or by phone 24/7 — Login to your account online or call 1-800-l-PAY-AXP (1-800-472-9297). • AutoPay — Have your payment automatically deducted from your bank account each month. • Account alerts — Get email or text alerts when your payment due date is approaching. • Mobile services — View and manage your Card account from anywhere. Go to financialtools.arnericanexpress.com/alerts to learn more. We hope you find this information helpful. Thank you. See reverse side for the changes to Terms and Conditions. S11O1 BP/CCSCENT/1011 AMEX000708 SDNY_GS1_00326508 EFTA_00 199262 EFTA01685506 G MAXWELL DUPLICATE CIS Account Ending p. 8/10 Notice of Important Changes to the $200 Airline Fee Credit Terms and Conditions We are making certain changes to the Terms and Conditions governing the $200 Airline Fee Credit benefit. Any language in the Terms and Conditions contrary to or conflicting with terms amended below is replaced fully and completely. All terms of the Terms and Conditions not amended herein remain in full force and effect. We urge you and any Additional Cardmembers on your Account to read the below notice carefully and file it in a safe place for future reference. $200 Airline Fee Credit Benefit Effective immediately, the reference to "December in the sixth sentence of the Terms and Conditions is deleted and replaced with "January." The revised Terms and Conditions are shown below in their entirety with this change highlighted in bold for clarity. "Benefit is available to Consumer and Business Platinum Card' and Centurion's members only. To receive statement credits of up to $200 a year toward incidental air travel fees, Card member must enroll and choose a qualifying airline at www.americanexoress.com/CentunonAirlineChoice. Only the Basic Card member or Authorized Account Manager(s) on the Card account can enroll and select the qualifying airline. Card members who have not chosen a qualifying airline will be able to do so at any time. It can take up to 48 hours post enrollment and airline choice for the benefit to be effective. Card members who have already selected a qualifying airline will not be able to change their choice until January of each calendar year at which time they may change their airline choice for that calendar year. Card members who do not change their airline selection will remain with their current airline. Statement Credits: Incidental air travel fees must be charged on the enrolled Card account for the benefit to apply. Incidental air travel fees must be separate charges from airline ticket charges. Fees not charged by the Card members airline of choice (e.g. wireless internet and fees incurred with airline alliance partners) do not qualify for statement credits. Upgrade charges are not deemed to be incidental fees. The airline must submit the incidental air travel fees under the appropriate merchant code, industry code, or required service or product identifier for the charge to be eligible. Purchases made by both the Basic and Additional Card members on the enrolled Card account are eligible for statement credits. Each Card Account is eligible for up to a total of $200 a year in statement credits, regardless of the number of Cards on the Account. Please allow 2-4 weeks after the qualifying incidental air travel fee is charged to your Card account for statement credit(s) to be posted to the account. Card members can call the number on the back of the Card if statement credits have not posted after 4 weeks from the date of purchase. Card members are responsible for payment of all charges until the statement credit(s) posts to the account. To be eligible for this benefit. Card account(s) must be active and not in default at the time of statement credit fulfillment. If a charge for any incidental air travel fee is included in a Pay Over Time feature balance on your Card account (for example, Sign & Travel), the statement credit associated with that charge will not be applied to that Pay Over Time feature balance. Instead, the statement credit will be applied to your Pay In Full balance. For additional information about this benefit, call the number on the back of your Card." S11O1 BP/CCSCENT/1011 AMEX000709 SDNY_GM_00326509 EFTA_00 199263 EFTA01685507 D Membership Rewards FirstUPLICA1 E COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number [Total Points Balance 87,162 Points Earned this Period 7,563 (Account Summary September 1,2011 - September 30, 2011 Opening Points Balance 79,599 Points Earned this Period +7,563 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 87,162 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. MEMBERSHIP s rewards FIRST' Questions About Your Account? uninnbershiprewards.com 1.800.297.1300 International Collect: 305-816-2799 p 9/10 1 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at membershiprewards.comieverydaycharges Where To Stop Before You Shop Earn up to I OX points on 300f brands at membershiprewards.com/eam Points Transaction Detail September 1,2011 - September 30,2011 Points Earned this Period Points ActMtyOn EllgIbloCharcws Bonus Points Awarded Total Points Activity Per Card Centurion XXXX•XXXXX2-= 6,726 0 4726 685 0 685 Centur XXXX2I XXXX-X 1. 152 152 Total 7,563 0 7,563 Member ship Rewards points earned may be transferred or redeemed as tong as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting mambershiprewards.com. Terms and Conditions of the Membership Rewards' programapply. For more Information, visit membershiptewards.comnerms or call 1.800-297.1300. From overseas, call collect 305-816-2799. The Hottest Deals for the Hottest Products ill MEMBEttslitP , I rewards Find great deals on rewards like electronics, home, fashion and accessories and sporting goods. Save 10% or more. km) and conditions for the Membership Rewards' program apply. Visit membenhipitewards.comttemism call 1 400-AXP-EARN (297-3276/for more information. Pankipating partners and available rewards are wbject to change without notice. Visit membershiprewards. COMMINC ha ndlse specials or call 1-86OAXP-EARN (297-3276) and redeem points for hot rewards. (MR Message 7553) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000710 SDNY_GM_00328510 EFTA_00199264 EFTA01685508 facebook Tie america R ESTORATION HARDWARE 1 ATLANTIS PARADISE ISLAND. BANANAS.. MAXWELL PrIPmdb DUPLICATE COPY MEMBERSHIP rewards FIRST￾Redeem Membership Rewards* Points for Facebook Ad Credits to Connect with Your Customers Facebook allows you to create rich social experiences, build lasting relationships, and amplify the most powerful type of marketing-word of mouth. Facebook Ads can help you reach your audience and make it easy for people to spread the word about your business. Redeem Membership Rewards points for FacebookAds credits, a new form of payment for Facebook Ads. Ina Wei *plied o ad apnea, said ogritamn and atialptarcaOtP0genarallt Cleat* Faciptosk Advensirg Tarns and Cordbore ow* lacetcckocrnienna ads Op aid al Tears ard Cordon bird rise %raw lioitcolicarsiOonvisvaiso_1647≥Eas6918836 Toms ard Cacaos be Ow Manteca.* Raw.vds Fry* pay app* *Vat nerlx.shpt ex arch corravini c 1400-2137-1X0 la more iricnnabas Partopalrg pans* ar0 avatar* reward as asispet to chirps wits* epos. Redeem Membership Rewards Points for Virgin America Flights with Elevate Take a breath of fresh airline. Fly in a mood-lit cabin with WWI and nonstop entertainment Virgin America's cabins give you three levels of service to choose from, plush leather seats and mood lighting to help you unwind. And with reward travel starting at 2,500 Elevate points, Membership Rewards points can get you even farther. Teems and conditions foe the Membership Rewards first' program apply. Visit inembeeshiprewards.comftenns or call 1400.2974300 for more inkanation. Participating partners arid ayaibble rewards are subject to change untsout notice. Redeem Membership Rewards-Points for Restoration Hardware's Timeless Home Furnishings There are pieces that furnish a home. And those that define it Restoration Hardware's passion for design and quality begins with the artisans they work with around the world. It's why they source the finest Italian bedding, Thai silk and Belgian linen, as well as distinctive furniture, bathware and lighting. It's a story about heritage and authenticity, and the pieces that define their home. Terms and conditions for the Membership Rewards First* program apply. Visit membershiprewmds.com/teens or call 1-100-297•1300 for more inkrmation. Pan Kipating partners and available rewards are subject to change without notice. Ifs Time to Plan Your Fall Vacation Redeem Membership Rewards points for a one-night stay at Atlantis, Paradise Island—a unique destination featuring an open-air marine habitat, home to over 50,000 sea animals. Explore Aquaventure, 141 acres of thrilling water slides and river rides, pools and beaches. Discover the lost city of Atlantis in The Dig and Interact with playful dolphins. Indulge at Mandara Spa, a world-class casino, golf, shopping, kids programs and 21 restaurants and 19 bars and lounges. Teems and conditions for the Membership Rewards First• program apply. 'Alit membership/two ds.corriftenns OF call I .400-297.1 300 101 more intimation. Participating partners and available rewards are subject to change without notice. p. 10/10 To start redeeming your Membership Rewards points for Facebook Ads Credits today, log on to mambarshiprewards. come visit the American Express OPEN Facebook page or call 1.600.297.1300. (MR Message 7578) To preview this reward and to redeem points, visit monbarshIprewards. EOM a call 1.600.297.1300. (MR Message 7546) To start redeeming Membership Rewards points today, log on to mambershlprewartls. comor call 1.600.297.1300. (MR Message 7579) To preview this reward and to redeem points, visit member sh iprewa rds. corn/atlantis or call 1.600.297.1300. (MR Message 7544) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AME)(000711 SDNY_GM_00326511 EFTA_00199265 EFTA01685509 Centurion* Card G MAXWELL Closing Date 11/17/11 DUPLICATE COPY New Balance 561,281.28 Please Pay By 12/02/11 See page 2 for important information about your account. See Page 13 For A Notice Of Changes To The Membership Rewards Program Terms & Conditions Your payment of $61,281.28 will be debited from your account on 12/02/11. Any inquiry to American Express concerning this debit should be made before 12/01/11. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon tell Do not staple or use paper clips Check here it your address or phone number has changed. Note charges on reverse side. p. 1/17 Account Ending Membership Rewards•Points As of 11/17/11 104,392 rs For details, please see your =I Membership Rewards page. Account Summary Previous Balance $13,490.65 Payments/Credits -$22A57.34 New Charges 470,247.97 Fees +$0.00 New Balance $61,281.28 Days in Billing Period: 30 Customer Care Pay by Computer arnericanexpress.com/pbc Customer Care Pay by Phone 1477477-0987 1-N04724297 OSee page 2 for additional information. Pay by Computer gilj Pay by Phone americanexpress.corn/pbc BM 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 12/02/11 AutoPay Amount $61,281.28 OhnhuhuHll Hfldiddlinflhoh“Hhodull 006128128006128128 14 d AME X000712 SDNY_Gm_00326512 EFTA_00199266 EFTA01685510 G MAXWELL DektIMELF,111 p. 2/17 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron& Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular tate is requited by law. The conversion tate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffer from rates in effect on the date of your charge. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report Information about your Account tocredit bureaus. late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. gla Customer Care & Billing inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX:1 800 695 9090 1-800-CASH-NOW in NY:1-8O0 522 1897 Change of Address If <west on front do not use. • To change your address online, visit sweveamericaneipressiorrilupdatecontactinfo • ror Name. Company Name. and Fenian Address or Phonealways, pleasecall Customer Cart • Please print dearly in blue or black Ink only its the boxes provided. n Sheet Address I City, State Zip Code Azea Code and Home Rabe vAoStedesnd Email 1 I I Website: arnericanexpress.com Mobile Site: amexrrgbiletom Customer Care & Billing inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatkally each month Visit americanexpress.comfautopay today toenroll. For information on how we prolect your privacy and to set your communication and privacy choices. please visit www.emerenexpressatrdpelvacy. AMEX000713 SDNY_GM_00326513 EFTA_00 199267 EFTA01685511 Centurion° Card G MAXWELL Closing Date 11/17/11 DUPLICATE COPY Account Ending p.3/17 Payments and Credits Summary Total Payments -S7,832.70 Credits MAXW ELI -514,624.64 Total Payments and Credits 422,497.34 Detail •Indicates posting date Payments Amount 11/02/11• GMAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU MINORCAN CHASE BANK NA -S7,832.70 Credits Amount 10/21/11 GMAXWELL AMERICAN EXPRESS IVLPHOENIX AZ CONTINENTAL AIRLINES From: To: N/A N/A N/A N/A N/A Tkket Number 00587173421630 Passenger Name: MAXWELUGHIStAINE NO Document Type SUPPORTED REFUND -55,657.95 Carrie,: Claw YY 00 YY 00 YY 00 YY 00 Date of Departure:12/31 11/01/11 G MAXVIEU. AMERICAN EXPRESS T/LPHOENIX AZ DELTA AIR LINES INC. From: To: N/A N/A N/A N/A N/A Ticket Number 00687182663513 Passenger Name: MAXWELL/GNISLAINE NO Document Type: SUPPORTED REFUND -$7,210.95 Cattier: Class YY 00 YY 00 rr co YY 00 Detect Departure:12/31 11/01/11 GMAXWELL AMERICAN EXPRESS 7VLPHOENDC AZ DELTA AIR LINES INC. From: To: N/A N/A N/A N/A N/A Ticket Number 00687185179501 Passenger Name: MAXWELUGHISLAINE NO Document Type: SUPPORTED REFUND -$359.35 Carrier: Class: YY 00 YY 00 YY 00 YY 00 Date of Departure:12/31 -51,349.40 Carrier: Class: YY 00 YY 00 YY 00 YY 00 11/09/11 GMAXWELL AMERICAN EXPRESS1VLPHOENDC AZ CONTINENTAL AIRLINES From: To: N/A N/A N/A N/A N/A Ticket Number 00587226411825 Passenger Name: MAXWELL/GHISLAINE NO Document Type. SUPPORTED REFUND Date of Departure:12/31 AMEX000714 Continued on reverse SDNY_GM_00326514 EFTA_00199268 EFTA01685512 G MAXWELL DrAF,117;f„9, p. 4/17 Detail Continued •Ind .atns postin9 dot.. Amount 11/14/11 G MAXWELL LUGGAGE PROS LUGGAGEMINNETONKA MN 800-5955456 -$4699 New Charges Summary Total 6 MAXWELL JENNIFER TURNER Total New Charge $69,710.79 5537.18 670247.97 Detail G MAXWELL Card Ending Foreign Spend Amount 10/18/11 AMERICAN EXPRESS TVIPHOENIX AZ VIRGIN AMERICA From: To: LOS ANGELES INTERN SAN FRANCISCO INTL LOS ANGELES INTERN N.Y.1 F KENNEDY I N/A Tkket Number. 98487176025302 Passenger Name: MAXWELL/GHIMAINE NO Document Type PASSENGER TICKET Carrier: Class: VX VX VX re 00 Date of Departure:10/18 $2,147.60 1W18/11 STARBUCKS CORP054015BEVERLY HILLS CA 800-7827282 $7.90 10/18/11 HALM CLEANERS6500HACKENSACK NJ 2013437333 Description Price DRY CLEANERS 813520 513580 10/19/11 VERIZON•RECURRINGPAYPHONESERVICE 658700485919103 $8999 10/19/11 GEORGE TORPE INC 212-734-1342 212-734-1342 5145.00 10/20/11 AMERICAN EXPRESS WLPH0ENIX AZ VIRG0 AMERICA 54,379.40 From: To: Carrier: Class: N.Y.) F KENNEDY I LOS ANGELES INTERN VX N.Y. JF KENNEDY I VX WA YY 00 WA re 00 Tkket Number. 98487182668431 Date of Departure:11/11 Passenger Name: MAXWELUGHISLAINE Document Type: PASSENGER TICKET AMEX000715 Continued on next page SDNY_GM_00326515 EFTA_00199269 EFTA01685513 Centurion° Card DUPLICATE COPY p. 917 G MAXWELL Closing Date 11/17/11 Account Ending { Detail Continued SF d oreign Amount 10/20/11 AMERICAN EXPRESS TVLPHOENIX AZ DELTA AIR LINES INC. From: To: N.Y.) F KENNEDY I TEL AVN BEN GURIO N.Y.1 F KENNEDY I WA WA Ticket Number:00687182663510 Passenger Name: MAXWELL/GHISIAINE NO Document Type PASSENGER TICKET Carrier. Class: DL C DI. YY 00 YY 00 Date of Departure:10/29 $7,210.95 10/20/11 10/21/11 PARK EAST ANIMALHOSPNEW YORK NY VETERINARY SERVICE $612.50 AMERICAN EXPRESS TVLPHOENIX AZ DELTA AIR LINES INC. From: To: N.Y.1 F KENNEDY I WASHINGTON NATIONA N/A N/A N/A Ticket Number. 00687185179505 Passenger Name: MAXINELUGHSLAINE NO Document Type PASSENGER TICKET Carrier: Class: DL YY 00 YY 00 YY 00 Date of Departure:11/03 $35935 10/21/11 BROADVIEW NETWORKS 800-276-2384 NY 9149227538 $448.29 10/21/11 AMAZON MKTPLACE PMTSNAZN.COM/BILL WA MERCHANDISE S5/84 10/23/11 XPRESSPA SF02138430SAN FRANCISCO CA MEMBERSHIP CLUB 345.00 10/23/11 COMPASS 800KS 700198SAN FRANCISCO CA 6508219299 $10.81 10/20/ 11 VERIZOWRECURRINGPAYPHONESERVKE 2125353594906 19103 58228 10/24/11 EBAGS.COM 800.725-8229 CO LUGGAGE 5124.94 10/24/11 SOHO CLUB RESTAURANTWEST HOLLYWOOD CA RESTAURANT $98.00 10/25/11 AMAZON.COM NAZN.COPNBILL WA MERCHANDISE 521.76 10/25/11 PARK EAST ANIMALHOSPNEW YORK NY VETERINARY SERVICE 52100 10/25/11 AMAZON MKTPLACE PMTSAMZN.COM/BILL WA MERCHANDISE $8.55 10/25/11 GODADOY.COM (480)505-8855 (480)505-8855 560846 10/25/11 AMAZON.COM AMIN.COM/141 WA MERCHANDISE $16.33 10/25/11 FOSTER SMITH MAIL PET SUPPLIES N1389054554501 546.96 AMEX000716 Continued on reverse SDNY_GM_00326516 EFTA_00199270 EFTA01685514 G MAXWELL DVPLICAIrc CIS Account nmg P.6/17 Detail Continued Foreign Spend Amount 10/25/11 AMAZON MKTPLACE PfATS/UA2N.COMMILL WA MERCHANDISE $23.00 10/25/11 EBAY INC. 0000 SAN JOSE CA 886-285-8380 Description DIRECT MARKETE S3.09 10/26/11 T-MOBILE RECURNG PMTT.MOBILE 55513884098006 $16217 10/28/11 STARBUCKS CORP073460NEW YORK NY 800-7827282 $4.30 10/28/11 AMTRAK INTERNET SALEWASHINGTON DC From: NYP WAS Tkket Number 3011003519836 1 (800)872-7245 $546.00 10/28/11 LUGGAGE PROS LUGGAGEMINNETONKA MN 800-5955456 $71.99 10/29/11 FREDERK WOW NY NEW YORK NY 2127539500 SS6A3 10/31/11 AT&T 11G FLP 851 ALPHARETTA GA 800-331-0500 Description TELEPHONE SERV 59653 11/01/11 PARK EAST ANIMALHOSPNEW YORK NY VETERINARY SERVICE S220.00 11/01/11 MB F DOG SHOWS INFODGREENSBORO NC 336.379-9352 $14180 11/01/11 AMTRAK INTERNET SALEWASHINGTON DC $47.00 From: NYP To: WAS Tkket Number: 3050746602475 1 (800)872-7245 11/01/11 SNAP LIMOUSINE LLC QLOS At4GRIS CA TAXICAB & LIMOUSINE $270.00 11/02/11 EFAX PLUS SERVICE 323-817-3205 CA INTERNET SVC $16.95 11/02/11 STAPLES INC.00683 MONTGOMERY NY (800)333-3330 578.68 11/02/11 WINE CHATEAU METUCHEN NJ PACK STORES 5231.82 11/02/11 ANITA R CEIA MD 212-535.6034 212.535.6004 $1,600.00 11/02/11 23ANDME INC 650438-6300 650.938-6300 $9.00 11/03/11 VERIZONRECURRING PAYPHONESERV10E 2124726991624 19103 S60.69 11/03/11 TIME WARNER CABLE NYWOODSIDE W CABLE & PAY P/ $28842 AMEX000717 Continued on next page SDNY_GM_00326517 EFTA_00199271 EFTA01685515 Centurion° Card DUPLICATE COPY p. 7/17 G MAXWELL Closing Date 11/17/11 Account Ending { Detail Continued Foreign Spend Amount 11/03/11 HALM CLEANERS 6500HACKENSACK NJ 2013437333 Description Price DRY CLEANERS $227.50 $227.50 11/03/11 WINES T1L SOLDOUT.CPENNSAUKEN NJ 8566653456 $275.76 11/03/11 CEIBA 0061 WASHINGTON DC 202493-3983 FOOD $187.50 TIP 535.00 $22250 11/07/11 W WASHINGTON DC W WAWASHINGTON DC Arrival Date Departure Date 11/03/11 11/06/11 00000000 LODGING 51,023.82 11/07/11 US TREASURY NET 800-487-4567 DC TAX PAYMENTS $53.00 11/07/11 TAX PAYMENT CFEE 800-487-4567 DC TAX PAYMENTS $3.95 11/07/11 IN VINO VERISTAS 683NEW YORK NY LIQUOR STORE 570.71 11/07/11 JASON POSSUMATOIASORIDGEWOOD NJ 917-7740347 5261.17 11/08/11 AMERICAN EXPRESS TVLPHOENIX AZ CONTINENTAL AIRLINES From: To: N.Y. NEWARK INTL A FT LAUDERDALE/HOLL N.Y. NEWARK INTL A N/A N/A Tkket Number. 00587226411822 Passenger Name. MAXWELUGHISLAINE NO Document Type. PASSENGER TICKET Carrier Class: CO A CO A YY 00 YY 00 Date of Departure:11/23 51,34940 11/08/11 AMERICAN DORM 71/1.PHOENC4 AZ VIRGIN AMERICA From: To: F KENNEDY I LOS ANGELES INTERN N.Y. JF KENNEDY I N/A N/A Tkket Number. 98487228376655 Passenger Name: MAXWELUGH6LAINE Document Type PASSENGER TICKET Cartier: VX VX YY YY Date of Departure:11/11 Class: 00 00 $2000 $44.00 $95.85 $75.90 11/08/11 PET PARTNERS INC 025CARY NC 919-859-8222 Description INSURANCE BROK 11/08/11 MB F DOG SHOWS INFOCGREENSBORO NC 336.379-9352 11/08/11 MB F DOG SHOV/S INFODGREENSBORO NC 336-379-9352 AMEX000718 Continued on reverse SDNY_GM_00326518 EFTA_00199272 EFTA01685516 G MAXWELL DVPLIC/Irc CIS Account n ing p.8/17 Detail Continued Foreign Spend Amount 11/09/I 1 BRITISH AIRWAYS PLC UNITED STATES OF A BRITISH AIRWAYS PLC From: To: SAN FRANCISCO INTL LONDON HEATHROW AP DENVER INTL APT ASPEN N/A Tkket Number 1258723081834 Passenger Name: MAXWELUGHISLAINE NO Document Type AGENCY PASSENGER TICKET Carrier: Class: BA BA UA if 00 Date of Departure: 12/09 $14,509.00 11/09/11 AMERICAN EXPRESS TV1PHOENIX AZ VIRGIN AMERICA From: To: N.Y. JF KENNEDY I SAN FRANCISCO INTL N/A N/A N/A Ticket Number:98487230818351 Passenger Name: tAAXWELUGHISLAINE NO Document Type. PASSENGER TICKET Carrier: Class: VX YY 00 YY 00 YY 00 Date of Departure:12/06 52,184.70 11/09/11 AMERICAN EXPRESS T./PHOENIX AZ DELTA AIR LINES INC. From: To: N.Y. JF KENNEDY I MIAMI INTERNATIONA N.Y. J F KENNEDY I N/A N/A Ticket Number.00687228383936 Passenger Name MAXWELUGHLSLAINE NO Document Type PASSENGER TICKET Carrier: Class: DL DL YY 00 YY 00 Date of Departure: 11/23 $1,551.45 11/09/11 AMERICAN EXPRESS WIPHOENIX AZ AMERICAN AIRLINES INC From: To: MIAMI INTERNATIONA PANAMA CITY TOCUME MIAMI INTERNATIONA N/A N/A Ticket Number. 00187228383683 Passenger Name: MAXWEL UGHISLAINE NO Document Type PASSENGER TICKET Carrier: Class: AA YY 00 YY 00 Date of Depart ure: 01/02 $1,717.10 11/09/11 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE 550.93 11/09/11 NYU SCHOOL OF MED IVNEW YORK NY 2122630041 $75000 11/09/11 GUN DOG SUPPLY 0281 STARIOALLE MS 662-324.2410 Description PET SHOP-FOOD 55.95 11/10/11 WALLSE NEW YORK NY 2122409557 FOOD/BEVERAGE $42.46 TIP $554 $48.00 11/10/11 WWW.LUISAVIAROMA.COMFIRENZE DIRER MKTG MSC 144905 European Union Euro $1,978.68 11 /11 /11 HARAJUKU CREPE 00-088EVERLY HILLS CA FAST FOOD RESTAURANT S6.53 AnneAvuU719 Continued on next page SDNY_GM_00328619 EFTA_00199273 EFTA01685517 Centurion° Card DUPLICATE COPY p.9/17 G MAXWELL Closing Date 11/17/11 Account Ending ( Detail Continued SF d oreign Amount 11/11/11 HALLAK CLEANERS 6SOOHACKENSACK /41 2013437333 Description Price DRY CLEANERS $718.20 $71820 11/13/11 STARBUCKS CORP006338WEST HOLLYWOO CA 800-7827282 8955 11/13/11 EXXONMOBIL WEST HOLLYWOO CA AUTO FUEL DISPENSER Description GAS/SERVICES $3601 11/14/11 LXR Golden Door Spa San Marcos CA Anlval Date Departure Date 11/13/11 11/14/11 00000000 LODGING $1,00000 11/14/11 WHOLEFDS BVH 10022 03102743360 3102743360 GROCERY STORES $67.78 11/15/11 CANINE STYLES INC 212-826-3985 212-8264985 $108.88 11/15/11 STARBUCKS CORP0540158EVERLY HILLS CA 800-7827282 $2.75 11/16/11 BRITISH AIRWAYS PLC UNITEDSTATES OF A BRITISH AIRWAYS PLC From: To: SAN FRANCISCO INTL LONDON HEATHROW AP DENVER INTL APT N/A N/A Ticket Number 1258724365408 Passenger Name MAXWELL/GHISLAINE NO Document Type. AGENCY PASSENGER TICKET Carrier: Class: BA BA YY 00 YY 00 Date of Depart ure: 12/09 $12,746.70 11/16/11 AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN AMERICA From: To: F KENNEDY I SAN FRANCISCO INTL N/A N/A N/A Tkket Number: 98487243650622 Passenger Name MAXINELUGH6LAINE Document Type PASSENGER TICKET Carrier. C lass: VX YY 00 YY 00 YY 00 Date of Departure:12/07 $2.184.70 11/16/11 AMERICAN E<PRESSIVLPHOENM AZ VIRGIN AMERICA $1,697.70 From: To: Cartier: Class: LOS ANGELES INTERN FT LAUDERDALE/14011 VX N/A YY 00 N/A 'fry 00 N/A YY 00 Tkket Number 98487245608043 Date of Departure:11/28 Passenger Name: MAXWELL/GHISIJUNE Document Type PASSENGER TICKET AMEX000720 Continued on reverse SDNY_GM_00326520 EFTA_00199274 EFTA01685518 G MAXWELL DVPLICAIII CIS Account n ing µ1B/17 Detail Continued Foreign Spend Amount 11/16/11 AMERICAN EXPRESS TVLPHOENIX AZ UNITED AIRLINES From: To: DENVER INTL APT ASPEN N/A N/A N/A Ticket Number. 01687243650993 Passenger Name: MAXWELUGHISLAINE NO Document Type PASSENGER TICKET Carrier: Class: VA YY 00 YY 00 YY 00 Date of Departure: 12/21 5334.70 11/16/11 AMERICAN EXPRESS IVLPHOENIX AZ DELTA AIR LINES INC. From: To: LOS ANGELES INTERN MIAMI INFERNATIONA N/A N/A N/A Ticket Number. 00687243650612 Passenger Name: MAXWELUGHISLAINE Document Type: PASSENGER TICKET Carrier: Class: DL YY 00 YY 00 re 00 Date of Departure:11/28 $1,500.90 11/16/11 AMERICAN EXPRESS WIPHOENIX AZ DELTA AIR LINES INC. From: To: DENVER INTL APT ATLANTA HARTSFIELD PANAMA CITY TOCUME N/A N/A Ticket Number:00687243651150 Passenger Name: MAXWELUGHOLAINE NO Document Type PASSENGER TICKET Carrier: Class: DL DL YY 00 YY 00 Date of Departure:01/02 $1,198.30 11/16/11 AMERICAN EXPRESS WLPHOENIX AZ AMERICAN AIRLINES INC From: To: MIAMI INTERNAT1ONA N.Y.( F KENNEDY I N/A N/A N/A Ticket Number.00187243650635 Passenger Name: tAAXWEL UGHISLAINE Document Type PASSENGER TICKET Carrier: Class: AA A YY 00 YY 00 YY 00 Date of Departure: 12/03 5969.70 11/16/11 The Beverly Hlh HoBevedy Hills CA (310)276.2251 $5.44 is JENNIFER TURNER Card Ending Foreign Spend Amount 10/28/11 FEDDOI 862794114712 1-800-622-1147 1.800.622.1147 TO: NY FROM: BARN ETTS 94115 001 2DAY PKG 1818 AW8862794114712 Fed& 11.800422.1147 1W28/11 KIEHL'S UES SPA 2NFLNEW YORK NY COSMETIC STORE 596.11 $338.58 11/07/11 RUNES MUSK STORE IAUSTIN TX $14.99 [runes Music Stoic AMEX000721 Cont inued on next page SDNY_GM_00326521 EFTA_00199275 EFTA01685519 Centurion® Card G MAXWELL Closing Date 11/17/11 DUPLICATE COPY Account Ending p 11/17 Detail Continued Foreign Spend Amount 11/1911 FEDEO 795398311160 1-800-6224147 1.800.622.1147 TO O0 ERIK GORDON CA FROM: 001 PR1ORRY BOX 3LBAW879S398311160 Fed& 01-800-622-1147 $87.50 Fees Amount Total Fees for this Period $0.00 2011 Fees and Interest Totals Year-to-Date Total Fees In 2011 Total Interest in 2011 Amount $2,545.00 S000 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as pan of your Card account. The following ale the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign & Travel, the APR is 9.15% (v). For Sign & Travel, the APR is 9.15% (v). Please refer to page 2 for further Important Information regarding your account AMEX000722 SDNY_GM_00326522 EFTA_00199276 EFTA01685520 G MAXWELL DUPLICATE CIS Account Ending p 12/17 AMEX000723 SDNY_GM_00326523 EFTA_00 199277 EFTA01685521 Centurion° Card G MAXWELL Closing Date 11/17/11 DUPLICATE COPY Account Ending Notice of Changes to Your Membership Rewards Program" Account As of March 1, 2012, AirTran Airways will exit the Membership Rewards program. Any Membership Rewards point redemptions for AirTran A+ Reward credits must be made by February 29. 2012. These redemptions will be final and subject to the A+ Rewards program terms and conditions. p. 13/17 You can still use Membership Rewards Pay with Points to purchase AirTran Airways tickets. With Pay with Points, you can: • fly any airline without seat restrictions or blackout dates, and • pay for all or part of your trip with points. You can also: • transfer points into more than 20 frequent customer programs, or • redeem points for aidine and hotel travel certificates. To transfer points to a participating frequent customer program or to use Pay with Points, please visit membershiprewards.comttravel S01N1 BP/MUFYI01/1111 AMEX000724 SDNY_GM_00326524 EFTA_00 199278 EFTA01685522 G MAXWELL p 4 41' 7 AMEX000725 SDNY_GM_00326525 EFTA_00199279 EFTA01685523 D Membership Rewards FirstUPLICAlE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number [Total Points Balance 104,392 Points Earned this Period 17,230 (Account Summary October 1,2011- October 31, 2011 Opening Points Balance 87,162 Points Earned this Period +17,230 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 104,392 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. MEMBERSHIP rewards FIRST" Questions About Your Account? uninnbershlprewards.com 1.800.297.1300 International Collect: 305-816-2799 p 15/17 1 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at membershiprewards.comieverydaycharges Where To Stop Before You Shop Earn up to 10X points on 300f brands at membershiprewards.com/eam Points Transaction Detail October 1, 2011 - October 31,2011 Points Earned this Period Points Activity On Eligible Charges BonuAswa rded Points Total Points ActMty Per Card Centurion XXXX•XXXXX2-= 13,422 0 13,422 Rettilealts 3,739 0 3,739 XXXX-XXXXX CenturI21. 69 0 69 Total 17,230 0 17,230 Member ship Rewards points earned may be transferred or redeemed as tong as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershipmwards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membershiprewards.comtterms or call 1.800.2971300. From overseas, call collect 305-8162799. The Hottest Deals for the Hottest Rewards MEMBERSHIP , Find great deals on rewards like electronics, home, fashion rewards and accessories, and sporting goods. Save 10% or more. Tem> and condition, for the Membership Reward,' program apply. Visit membenhipiewords.comtremis or call 1 -SOO-MP-EARN (297-3276)1ot more information. Pankipating partners and available rewards are subject to change without notice. Visit membershiprewards. cam/merchandise specials or call 1400-AXP-EARN (297-3276) and redeem points for hot rewards. (MR Message 7679) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000726 S DNY_GM_00 326 526 EFTA_00199280 EFTA01685524 CHOICE priViklger BERGDORF GOODMAN Cr N andkg DUPLICATE COPY G MAXWELL MEMBERSHIP.' rewards FIRST' Transfer Membership Rewards° Points for Choice Privileges° Points, Membership Rewards members can now redeem points for Choice Privileges rewards program points. Choice Privileges points can be redeemed for stays at over 6,000 Choice Hotels° worldwide (with no blackout dates) as well as other great travel rewards, gas cards, gift cards to retailers and restaurants, and more. Visit membershlprewards.com to redeem today. Not a Choice Privileges member yet? Join at choiceprivileges.com/signup/AMEXMR !VMS and conditions for the Membenhlp Rewards Visit membareldpeevrardazoinftenns or call1-800 I2973 apply.276) for more information.Panicipating partners and available rewards me subject to change without notice. Celebrate the Holiday Season at Bergdorf Goodman Discover exclusive collections throughout the store. Take advantage of personal shopping services for one-of-a-kind gifts you won't find anywhere else. Or, choose the BG Gift Card—it always fits perfectly. The store is full of the latest Resort trends, while the shoe-obsessed will love our newly expanded shoe salon. And, don't miss our famous holiday windows on 5th Avenue-they're unveiled on November 18th. Terms and conditions for the Membership Rewords lest° program at .Wait membershipeewards.comftemis or call1400-297-13001os mote • Participating partners and available rewards are subsets to change without notice. Redeem Membership Rewards' Points for Hotel Gift Cards! Hotel gift cards are available for as little as 6,000 points. Now through December 31, 2011, you can redeem Membership Rewards' points for gift cards from Best Western', Fairmont Hotels & Resorts, HiltonHHonors": Hyatt, Mandarin Oriental, Marriott and The Ritz-Carlton. Whether they are for you or someone special, hotel gift cards are an easy way to turn points into bedroom suites or dinners at some of your favorite places to stay. Hotel Gift Cards are available for redemption through 12/31 /2011.Indiviclual terms. conditions and restrictions apply to the Gift Cards. Terms and conditions for the Idernbenhip Rewards Fine pogrom apply. This membenhopewards.coratterrns or call 1-800-297-1300for more information. p. 16/17 For more information, visit membershiprewards. com/choiceh °tots or call 1-800-AXP-EARN (297-3276). (MR Message 766„, ) Redeem today, log on to membershiprewards. com/bg or <all 1.800.297.1300. Also, you can enroll your American Express*Card with InCircle, Bergdorf Goodman's customer-appreciation program. (MA Message 7675) To preview this reward and to redeem points, visit membershiprewards. corn/hotelcards or call 1-800-297-1300. (MR Message 7667) Offers are made only to Cardmembers who meet certain qualifying criteria. By AMEX000727 responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326527 EFTA_00199281 EFTA01685525 Centurion° Card G MAXWELL Closing Date 11/17/11 DUPLICATE COPY Account Ending p. 17/17 Purchase Protection* You spilled wine on your new sofa. The jacket you just bought unraveled at the seams. Or you dropped the latest best seller in the swimming pool. Sometimes the unexpected happens. But when you use your Card for eligible purchases, it's nice to know membership can protect them from accidental damage or theft for up to 90 days from the moment you purchase them. To learn more about this benefit of your Card, visit americanexpress.com/purchaseprotection or call 1400.322.1277. 'Richest Protection .L.c tinderwrinen by AMEX Assurance Compare,. Admilistrative Office. Phoenix. AZ Coverage is determined by the tarns, carditions. end exclusions of Policy AX0951 or Policy PP-IND and is subjea to change with notice. This document does rot supplement or replace the Policy. AMEX000728 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326528 EFTA_00 199282 EFTA01685526 AMEX000729 SDNY_GM_00326529 EFTA_00199283 EFTA01685527 Centurion* Card G MAXWELL Closing Date 12/18/11 DUPLICATE COPY New Balance Amount Due Payment Not Required CRS2,872.05 S0.00 O See page 2 for impon a nt information about your account. Your credit balance can be applied against future transactions or you may request a refund. Your payment of 10.00 will be debited from your account on 01/02/12. Any inquiry to American Express concerning this debit should be made before 01/01/12. If your AutoPay payment is less than our Amount Due we must receive an additional difference by your next Closing Date. p. 1/10 Account Ending Membership Rewards* Points As of 12/18/11 160,175 rs For details, please see your t:•J' Membership Rewards page. Account Summary Previous Balance Payments/Credits New Charges Fees 361,28128 -377,974.98 +S13,821.65 +S0.00 New Balance CR32,872.05 Days in Billing Period: 31 y , pay ment for at least t he Customer Care If you are enrolled in the $200 Airline Fee Credit and wish to keep your current airline selection, no action is needed. If you would like to change your airline selection Nit for 2012. you may do so in January by visiting amerIcanexpress.com/alrlInechoIce n Payment Coupon tell Do not staple or use paper clips Check here if your address or phone number has changed. Note charges on reverse side. Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.877-0987 1-NO-472-9297 OSee page 2 for additional information. Pay by Computer US Pay by Phone americanexpress.corn/pbc BM 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 IIIIIIIIIIIIIIIIII 100287205000000000 14 ri Account Ending Enter account number on all documents. Make c heck payable to Amerkan Express. Payment Not Required AutoPay Amount 60.00 AMEX000730 SDNY_GM_00328530 EFTA_00199284 EFTA01685528 G MAXWELL DektIMELF,111 p. 2/10 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron& Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thee hec k. routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular tate is requited by law. The conversion tate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffer from rates in effect on the date of your charge. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report Information about your Account tocredit bureaus. late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. gla Customer Care & Billing inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX:1 800 695 9090 1-800-CASH-NOW in NY:1-8O0 522 1897 Change of Address If <west on front do not use. • To change your address online, visit swevenmericaneipressiorrilupdatecontactinfo • re, Name. Company Name. and (*feign Address or Phone changes, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Nome Ran, vAoStedesnd Email 1 I I Website: arnericanexpress.com Mobile Site: ameerrgbilecom Customer Care & Billing inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatkally each month Visit americanexpress.comfautopay today toenroll. For information on how we prolect your privacy and to set your communication and privacy choices. please visit www.emerenexpressatrdpelvacy. AMEX000731 SDNY_GM_00326531 EFTA_00 199285 EFTA01685529 Centurion° Card G MAXWELL Closing Date 12/18/11 DUPLICATE COPY Account Ending p.3/10 Payments and Credits Summary Total Payments -$55,974.30 Credits MAXWEL I -$22,000.68 Total Payments and Credits -S77,974.98 Detail •indicates posting date Payments Iniount 12/02/11• G MAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK NA -355,974.30 Credits Amount 11/16/11 G MCNEIL AMERICAN EXPRESS IVLPHOENIX AZ DELTA AIR LINES INC. From: Ta WA WA WA N/A WA Tkket Number. 00687228383932 Passenger Name: MAXWELL/GHISIAINE NO Document Type: SUPPORTED REFUND Carrier YY YY YY YY Date of Departure: Calder: YY YY YY YY Date of Departure: -$1,551.45 Class: 00 00 00 00 12/31 11/16/11 GMAXWELL AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN AMERICA From: Ta WA WA WA WA WA Ticket Number: 98487233267871 Passenger Name: MAXWELL/GHISLAINE Document Type: SUPPORTED REFUND -32,199.70 (last 00 00 00 00 12/31 11/17/11 GMAXWELL AMERICAN CYPRESS TVLPHOENDC AZ DELTA AIR LINES INC. From: Ta N/A WA WA WA WA Ticket Number 00687243650615 Passenger Name: MAXWELL/GHISIAINE Document Type: SUPPORTED REFUND Carrier YY YY YY YY Dateof Departure:12/31 -$1,500.90 Claw 00 00 00 00 11/25/11 GMAXWELL AMAZON.COM MAZN.COMAIILL WA DIRECT MKTG MISC -34045 11/29/11 GMAXWELL AMAZON.COM MAIN.COFV8ILL WA DIRECT MUG MIX -$1448 AMEX000732 Continued on reverse SDNY_GM_00326532 EFTA_00199286 EFTA01685530 G MAXWELL DrAF,,V;f„?, p 4/10 Detail Continued 1 C. MAXWELL Arnow* AMERICAN EXPRESS WLPHOENIX AZ VIRGIN AMERICA From: N/A To: N/A N/A N/A N/A Tkket Number: 98487230818354 Passenger Name: MAXWELUGHISLAINE NO Document Type SUPPORTED REFUND BRITISH AIRWAYS PLC UNITEDSTATES OF A -$14,509.00 BRITISH AIRWAYS PLC From: To: Carder: Claw N/A N/A YY 00 N/A YY 00 N/A YY 00 N/A YY 00 Tkket Number. 1258723081834 Date of Departure:12/31 Passenger Name: MAXWELUGHISLAINE NO Document Type. AGENCY PASSENGER TICKET 42,184.70 Carder: Class: YY 00 YY 00 YY 00 YY 00 Date of Departure: 12/31 12/05/11 G MAXWELL New Charges Summary G MAXWELL JENNIFER TURNER Total New Chagas Total $13,215.47 $606.18 $13,121.65 Detail G MAXWELL Card Ending Amount 11/17/11 CHEVRON APRO, PAC 03SAN DIEG0 6196966004 Description Pike FUEUMISCELLANEOLIS $21.11 003 UNL SUP CA $21.11 11/17/11 IL PASTAIO BEVERLY HILLS CA 3108281585 $100.00 11/17/11 UNION 76 14065163 BEVERLY HILLS UNION 76 CA $6725 11/17/11 AMAZON.COM AMIN.COPNBILL MERCHANDISE WA $4045 11/17/11 STARBUCKS CORP0052801A JOLLA 800-7827282 CA $2.75 11/17/11 AMAZON.COM AMZN.COM/BILL MERCHANDISE WA $14A8 11/18/11 FEDEX OFFKE a5918 °BEVERLY HILLS OFFICE SUPPLY STORE FOLDR TRNSLUCIEF 2PKT CA 5324 AMEX000733 Continued on next page SDNY_GM_00326533 EFTA_00199287 EFTA01685531 Centurion® Card G MAXWELL Closing Date 12/18/11 DUPLICATE COPY Account Ending p. 5/10 Detail Continued Amount 11/18/11 HARAIUKU CREPE 00-088EVERLY HILLS CA FAST FOOD RESTAURANT $653 11/18/11 STARBUCKS CORP054015BEVERLY HILLS CA 800-7827282 $355 11/18/11 MANI BROTHERS 9200 °LOS ANGELES CA 800-9884264 Description MANI BROTHERS $13.00 11/18/11 STARBUCKS CORP0050588EVERLY HILLS CA 800-7827282 52.75 11/18/11 FEDEX OFFICE POL 000DALLAS TX 2145507000 Description REFER TO RECEIPT $38.49 11/18/11 SOHO CLUB RESTAURANTWEST HOLLYWOOD CA RESTAURANT $85.00 11/19/11 STARBUCKS CORP054015BEVERLY HILLS CA 800-7827282 $335 11/20/11 STAREtUCKS CORP054015BEVERLY HILLS CA 800-7827282 $935 11/20/11 VONS Store 23485AN DIEGO CA GROCERY STORE Class: 00 00 00 11/29 $2.70 11/21/11 AMERICAN EXPRESS TVLPHOENIX AZ AMERICAN AIRLINES INC From: To: NEW YORK LA GUARD' MIAMI INTERNATIONA N/A N/A N/A Tkket Number:00187253306833 Passenger Name: MAXWELUGHISLAINE Document Type PASSENGER TICKET Carrier: AA YY YY re Date of Departure: $1048.70 11/21/11 AMERICAN EXPRESS MILPHOENIX AZ VIRGIN AMERICA From: To: LOS ANGELES INTERN N.Y..' F KENNEDY I N/A N/A N/A Ticket Number:98487255760541 Passenger Name: MAXWELLJGHIMAINE Document Type: PASSENGER TICKET Callen Class: VX YY 00 YY 00 YY 00 Date of Departure:11/28 $522.00 11/21/11 BROADVIEW NETWORKS 900-276-2384 NY 9149227538 $42060 11/21/11 VERIZONRECURRING PAYPHONESERVICE 6S87004859 19103 $89.99 11/22/11 MTATBTA E-ZPASS STATEN ISLAND NY 2P-78674635 Description FOR BILLING QUEST* ACCT: 97402408 525.00 734 Continued on reverse SDNY_GM_00326534 EFTA_00199288 EFTA01685532 G MAXWELL DrAF,117;f„9, n 6/10 Detail Continued 11/27/11 Amount AMAZON.COM AMZN.COMIBILL WA MERCHANDISE $105.09 11/22/11 VERIZONRKURFUNG PAYPHONESERVKE 2125353594906 19103 585.00 11/22/11 SLICK ART MATERIAL 800447-1892 ART MATERIAL 58231 11/25/11 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $78.95 11/26/11 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 519066 11/27/11 STARBUCKS CORPOOS280LA JOLLA CA 800-7827282 5355 11/28/11 BEVERLY HILLS RENT ABEVERLY HILLS CA AUTOMOBILE RENTAL 5264 11/28/11 BEVERLY HILLS RENT ABEVERLY HILLS CA AUTOMOBILE RENTAL 570000 11/29/11 GODADDY.COM (480)505-8855 (480)505-8855 56909 11/29/11 LXR Golden Door Spa San Marcos CA Anlval Date Departure Date 11/28/11 11/29/11 00000000 LODGING 56.164.23 11/3W11 SUNSHINE 1298576 MIAMI BEACH FL 30S-531-7934 Quantity Description 17 Unleaded Super Price $3.79 56829 11/3W11 AT&T TLG FLP 851 ALPHARETTA GA 800-3314500 Description TELEPHONE SERV 211453 11/3W11 FEDEX OFFKE PRINTING F61F1-51A18-2Sa CUSTOM PRINTED MATERIAL F61F1-51A18-254 576.20 12/02/11 EFAX PLUS SERVICE 323-817-3205 CA INTERNET SW $16.95 12/02/11 23ANDME INC 650.938-63C0 650-938-6300 $9.00 12/03/11 AMERICAN EXPRESSIVLPHOENIX AZ AMERICAN AIRLINES INC From: To: INTERNATPONA N.Y.1 F KENNEDYI WA WA N/A Ticket Numter. 00187279220391 Passenger Name: MAXWELL/GHISLAINE Document Type: PASSENGER TICKET (airier: AA YY YY YY Date of Departure: Class: A 00 00 00 12/03 5830.70 12/03/11 12/03/11 BACARDI MOJITO BAR -MIAMI FL RESTAURANT $3.56 TIME WARNER CABLE NYWOODSIDE NY CABLE & PAY IV $288.62 AMEX000735 Continued on next page SDNY_GM_00326535 EFTA_00199289 EFTA01685533 Centurion® Card G MAXWELL Closing Date 12/18/11 DUPLICATE COPY Account Ending p. 7/10 Detail Continued Amount 12/04/11 MTA TBTA E-Z PASS STATEN ISLAND 2P-79725810 Description FOR BILLING QUESTIO ACCT:9740240 NY $2500 12/05/11 HALLAK CLEANERS 6500HACKENSACK 2013437333 Description Pike DRY CLEANERS $253.00 NJ $25300 12/05/11 VERIZONRKURRING PAYPHONESERVICE 2124726991624 19103 560_55 12/07/11 ASHBEY PHOTOGRAPHY AGILBERT 610.681.9468 PA 57000 12/07/11 HALLAKCLEANERS6500HACKENSACK 2013437333 Description Pike DRY CLEANERS 5110.90 NJ $110.90 utogni STARBUCKS CORP0067B1SAN FRANCISCO CA 800-7827282 52.75 12/08/11 PET PARTNERS INC 025RALEIGH NC 919.859-8222 Description INSURANCE BROX $4400 12/09/11 GRFIELD 9CH CVS,LLCSAN FRANCIXO DRUGSTORE/PHARMACY CA 55.41 12/12/11 MTA TBTA E-ZPASS STATEN ISLAND 2P-80331318 Description FOR BILLING QUESTIO ACCT: 9740240 8 NY 52500 12/16/11 AMERICAN EXPRESS TVLPHOENIX AMERICAN AIRLINES INC AZ 51,198.70 From: To: Cattier Class: DENVER INTL APT MINAI INTERNATIONA AA N/A YY 00 N/A YY 00 NIA YY 00 Tkket Number. 00187305108126 Date of Departure:01/01 Passenger Name: MAXWELL/GHISLAJNE Document Type PASSENGER TICKET s JENNIFER TURNER Card Ending Amount (TUNES MUSK STORE AUSTIN TX 521.97 Runes Music Store 11/30/11 FEDEX. 8987004189081-800-622-1147 1-800-622-1147 To: ENMAX NY FROM: MAKJALIMI 001 PRIORRY PKG 44LB AWB898700418908 FedEx Y1.800-622-1147 $263.40 AMEX000738 Continued on reverse SDNY_GM_03326538 EFTA_00 199290 EFTA01685534 G MAXWELL DrffitirignFliira p 8110 Detail Continued Amount 12/13/11 FEDEX/ 7954862073041-800-622-1147 GM CLOTHES FOR LO1W166S TO: WALTER NUNES GB FROM: 001 PRIORITY 1 2218 AWB795486207304 FedEx 01-800-622-1147 $42.41 12/14/11 FEDEX' 795486207304 14300422.1147 GM CLOTHES FOR LO1W166S TO: WALTER NUNES GB FROM: 001 PRIORITY 1 2216 AWB795486207304 FedEx 11.800-622.1147 $278.40 Fees Amount Total Fees for this Period 50.00 2011 Fees and Interest Totals Year-to-Date Amount Total Fees in2011 51545.00 Total Interest in 2011 50.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign & Travel the APR is 9.15% (v). For Sign & Travel, the APR is 9.15% (v). Please refer to page 2 for further important Information regarding your account AMEX000737 SDNY_Ght_00326537 EFTA_00199291 EFTA01685535 D.UPLICA1 E COPY Membership Rewards First Monthly Statement and Program News Prepared for G MAXWELL Account Number [Total Points Balance 160,175 Points Earned this Period 55,783 (Account Summary November 1,2011 - November 30,2011 Opening Points Balance 10092 Points Earned this Period +55,783 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 160,175 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. MEMBERSHIP rewards FIRST" Questions About Your Account, mombershlprewa rds.com 1.800.297.1300 International Collect: 305-816-2799 p 9/10 1 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to covet those charges. Learn more at membershiprowards.comieverydaycharges Where To Stop Before You Shop Earn up to 10X points on 300f brands at momborshiprowards.com/oam Points Transaction Detail November 1,2011. November 30, 2011 Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Total Points Activity Per Card Centurion XXXXXXXXX2-= 55,093 0 55,093 Rettilealirs 152 0 152 Centur XXXXI2 XXXX-X 1. 538 0 538 Total 55,783 0 SS,783 Member ship Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting mambershIprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more Information, visit membershiprewards.comtterms or call 1-800-297-1300. From overseas, call collect 305-8162799. Use Membership Rewards° Points on Passbook, ill MEMBERSHIP Check out weekly offers and the latest updates on the rewards Membership Rewards tab on Facebook! Terms and conditions for the Membership Rewards* program apply. Visit mernbershiptewards.com/terms or call 1-soo-AXP.URN (257.3276)for more information. Participating partners and available rewards are subject to change without notice. Visit facebook.com/ americanex press or call 1.800-AXP.EARN (297-3276) and redeem points for hot rewards. (MR Message 7756) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000738 SDNY_Gki_00326538 EFTA_00 199292 EFTA01685536 6.62. -1 cf.,, nr•n• ATLANTIC CITY TRUE B i_ u jetBlue MAXWELL DUPLICATE COPY G MA Aocoal NJ . MEMBERSHIP rewards FIRST' A World of Style. Now Pocket-Sized. Redeem Membership Rewards* Points fora Saks Gift Card Saks Fifth Avenue sits at the center of the fashion universe, featuring world-renowned and up-and-coming designers, exquisite customer service and exclusive items you can't find anywhere else. Saks Gift Cards are accepted at their 46 stores, 57 Saks Fifth Avenue OFF 5TH stores or online at saks.com, with no expiration date. Terms and conditions for the Membership Rewards First* program apply. Visit membershIpeewards.com/terms or RA1400-2974 300 fa more tnformatiom. Participating partners and available rewards are subject to change without notice. Introducing Borgata Hotel Casino & Spa In the Membership Rewards' Program Now you can use Membership Rewards' points for an overnight stay at Borgata Hotel Casino & Spa located in Atlantic City. Borgata Hotel Casino & Spa offers an unparalleled travel experience on the East Coast The 2,000-room stylish casino-hotel, located at Renaissance Pointe, presents a destination designed to rival those once found only In cities such as New York City and Las Vegas. Redeem points for one-night stays at Borgata. Terms and conditions for the Membership RewardsFirst• program apply. Visit membershlprewards.comAnts or (sill-S00-297-1300 for more information_ Participating partners and available rewards are whject tochange without notice. Neiman Marcus Is All About Trends Fall in love with winter at Neiman Marcus. Bordeaux is the color in fashion and makeup. Lady chic is the look—deliberate and polished—yet very present-day. Pumps, handheld bags, and bold gold all add to the allure—also, they've taken a shine to sequins, lame, and all things shimmery. Visit your nearest NM store or NeimanMarcus.com for a close-up look. Terms and conditions lot the Membership Rewards Filst• program appty.Yisit nvambershiprewardsaarn/temn or call 1.800.297.1300 for more in ion. Participating partners and available rewards arc subject to drams without notice. Our Standards Beat Their Extras Explore JetBlue's over 66 destinations, including St. Croix and St. Thomas in the U.S. Virgin Islands, La Romana, Dominican Republic, and Liberia, Costa Rica. Enjoy award-winning customer service, unlimited brand-name snacks and soft drinks, 36 (MR Message 7751) channels of free DIRECTP and the most legroom in coach, plus, Even More Space seats for a little bit more. Fly now at jetblue.com p. 10/10 To redeem Membership Rewards points today, log on to membershIprewards. corn or call 1.800.297.1300. (MR Message 7761) To preview this reward and to redeem points, visit membershIprewards. com/borgata or call 1.800.297.1300. (MR Message 7753) To redeem today, log on to membershIprewards. corn or call 1.800.297.1300. Also, you can enroll your American Express' Platinum or Centurion Card in Intircle, Neiman Marcus's customer appreciation program (MR MEssage 7762) Terms and conditions for the Membership Rewards rine program apply,. Visit membersblprewards.com/terms or <all 1400.297.1300 for more information. Participating partners and available rewards are subject to change without notice-DIRECT/ is avai able on fights in 4.8 contiguous states only. Based on the average fleet wide seat pitch of V.S. airlines. To redeem today, log on to memborshiprewards. corn or call 1.800.297.1300. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AME X000739 SDNY_GM_00326539 EFTA_00199293 EFTA01685537 Centurion° Card G MAXWELL Closing Date 01/18/12 DUPLICATE COPY Account Ending p. 1/15 New Balance $17,106.87 Please Pay By 02/02/12 See page 2 for important information about your account. Q S.* page 11 for an important notice about TrIplt Pro. O Your payment of $17,106.87 will be debited from your account on 02/02/12. Any inquiry to American Express concerning this debit should be made before 02/01/12. if your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Enhanced American Express' iPhone App. We've enhanced our iPhone App so you can: • Find airport lounges worldwide with Airport Lounge Access • Access the best of your Card benefits on the go Learn more at: americanexpress.com/mobile Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note charges on reverse side. Membership Rewards* Points Aso( 01/18/12 151,875 I-6, For details, please see your i:J• Membership Rewards page. Account Summary Previous Balance Payments/Credits New Charges Fees CR$2,872.05 -$7,373.00 +$27,351.92 +$0.00 New Balance $17,106.87 Days in Billing Period: 31 Customer Care Pay by Computer arnericanexpress.com/pbc Customer Care Pay by Phone 1477-8774987 1.8004729297 OSee page 2 for additional information. Pay by Computer US Pay by Phone ameikanexpiess.corn/pbc BM 1-8O0472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 02/02/12 AutoPay Amount $17,106.87 OhnhuhuHll Hfldiddlinflhoh“Hhodull 001710687001710687 14 rl AME X000740 SDNY_GM_00326540 EFTA_00199294 EFTA01685538 G MAXWELL p. 2/15 Payments: Yaw payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron& Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thee hec k. routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pa Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in date compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular tate is requited by law. The conversion tate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffer from rates in effect on the date of your charge. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report Information about your Account to credit bureaus. late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. gla Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-8O0 522 189/ Change of Address ',correct on front. do not use. • To dunge your address online. visit swnvamericaneiptessiocrdupdatecontactinfo • roe Name. Company Name. and Foreign Address or Phonethrongs% please call Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code lizea Code and Home Ran, vAoStedesnd Email I I Website: arnericanexpress.com Mobile She: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NT 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatkally each month Visit amerkanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.amedcanexpress.coodpelvacy. AMEX000741 SDNY_GM_00326.541 EFTA_00 199295 EFTA01685539 Centurion° Card G MAXWELL Closing Date 01/18/12 DUPLICATE COPY Account Ending p.3/15 Payments and Credits Summary Payments Credits Total $0.00 G MAXWELL Total Payments and Credits -$7,373.00 47,373.00 Detail Credits Amount 12/2W11 GMAXWELL AMERICAN EXPRESS TVLPHOENIX AZ UNITED AIRLINES From: To: DENVER INTL APT ASPEN N/A N/A N/A Ticket Number: 01687310899116 Passenger Name: MAXWELUGHISLAINE NO Document Type: SUPPORTED REFUND MB F DOG SHOWS INFODGREENSBCCO NC 47500 336-379-9352 Carrier Class: UA A YY 00 YY 00 W 00 Date of Departure: 12/21 12/21/11 GMAXWELL 4773.70 12/26/11 GMAXWELL AMERICAN EXPRESS TVLPHOENIX AZ -$334.70 UNITED AIRLINES From: To•. Carrier Claw N/A N/A YY 00 N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: 01687243650996 Date or Departure: 12/31 Passenger Name: MAXWELUGHISLAINE NO Document Type: SUPPORTED REFUND AMERICAN EXPRESS IVIPHOENIX AZ 4109870 AMERICAN AIRLINES INC From: To: Carrier: Clast N/A N/A YY 00 N/A YY 00 N/A YY 00 N/A YY CO Ticket Number: 00187305108122 Date orneparture: 12/31 Passenger Name: MAXWELUGHISLAINE Document Type: SUPPORTED REFUND AMERICAN EXPRESS TILPHOENDC AZ -31,076.30 AMERICAN AIRLINES INC From: To: Carrier: Claw N/A N/A YY 00 N/A re 00 N/A YY 00 N/A re 00 Ticket Number: C0187313013281 Date of Departure: 12/31 Passenger Name: MAXWELUGHISLAINE Document Type: SUPPORTED REFUND 12/27/11 GMAXWELL 12/28/11 GMAXWELL AMEX000742 Continued on reverse SDNY_GM_00326542 EFTA_00 199296 EFTA01685540 G MAXWELL DrAFINT„F,111. p 4/15 Detail Continued 12/29/11 GMAXWELL Amount AMERICAN EXPRESS TVLPHOENIX AZ DELTA AIR LINES INC. From: To: N/A N/A N/A N/A N/A Ticket Number: 00687243651153 Passenger Name: MAXWELUGHISLAINE NO Document Type: SUPPORTED REFUND 41,198.30 Carrie: Claw YY 00 YY 00 YY CO YY 00 Date orneparture 12/31 01/02/12 GMAXWELL AMERICAN INPRESS1V1PNOENIX AZ AMERICAN AIRLINES INC From: To: N/A N/A WA N/A N/A Tkket Number. 00187228383686 Passenger Name: MAXWELUGHISLAINE NO Document Type: SUPPORTED REFUND -$1,717.10 Cartier: Claw YY 00 re 00 re 00 YY 00 Date of Departure: 12/31 01/05/12 GMAXWELL AMERICAN EXPRESS TVLPHOENIX AZ AMERICAN AIRLINES INC -599920 From: To: Carrier: Class: N/A WA YY 00 N/A N/A WA Tkket Number. 00187327725096 Passenger Name. MAXWELUGHISLAINE NO Document Type SUPPORTED REFUND YY 00 YY 00 YY 00 Date of Departure: 12/31 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Chagos $26,201.05 31,150,97 $27,351.92 Detail GMAXWELL Card Ending Foreign Spend Amount 12/19/11 YERIZOWRKURRINGPAYPHONESERVICE 658700485919103 $89.99 12/19/11 BRAZAFIRA CORPORATIO LEE MA 413-243-4690 553.95 AMEX000743 Continued on next page SDNY_GM_00326543 EFTA_00 199297 EFTA01685541 Centurion° Card DUPLICATE COPY G MAXWELL Closing Date 01/18/12 Account Ending { Detail Continued Foreign Spend Amount 12/20/11 AMERICAN EXPRESS TVLPHOENIX AZ UNITED AIRLINES From: To: DENVER INTL APT ASPEN N/A N/A N/A Ticket Number:01687310899116 Passenger Name MAXWELUGHISTAINE NO Document Type PASSENGER TICKET Carrier: Class: UA A YY 00 YY 00 YY 00 Date of Departure:12/21 5773.70 12/20/11 MAGIC TOUCH RESTORATLONG ISLANDCITY NY RUGS RESTORA 52,902.21 12/21/11 AMERICAN EXPRESS TVIPHOENCC AZ AMERICAN AIRLINES INC From: To: MIAMI INTERNATIONA ST MAARTEN N/A N/A N/A Ticket Number. 00187313013285 Passenger Name MAXWELUGH6LAINE Document Type PASSENGER TICKET Carrier: Class: YY 00 re 00 YY 00 Date of Departure:12/28 $1,076.30 12/21/11 STARUBUCKS BL131583DENVER CO 801-7926830 FOOD $3.77 53.77 12/21/11 STARUBUCKS BL131583DENVER CO 801.7926830 FOOD 53.77 53.77 12/21/11 BROADVIEW NETWORKS 800-276-2384 NY 9149227538 $399.11 12/21/11 VERTICAL MILE MARKETDENVER CO 303-3424599 $13.04 12/22/11 VERIZONIECURRINGPAYPHONESERVICE 2125353594906 19103 $83.97 12/22/11 DIA LIMOUSINE 303-292-3080 303-292-3080 $720.00 12/22/11 HALLAK CLEANERS 6500HACKENSACK NJ 2013437333 DeSCI12/:41011 Pike DRY CLEANERS $717.00 $717.00 12/22/11 JOY JEWELRY 727-784-1084 727-784-1084 $38.15 12/23/11 FOUR-MOUNTAIN SPORTSASPEN CO 970-925-1220 5647.73 12/23/11 STARBUCKS ASPEN KEYSTONE CO 888-838-0495 5353 12/24/11 AMEN WARDY HOME 9812ASPEN CO MISC HOME FURNISHINGS $267.05 12/25/11 STARBUCKS ASPEN KEYSTONE CO 54.07 p. 5/15 888-838-0495 AMEX000744 Continued on reverse SDNY_GM00326544 EFTA 00199298 EFTA01685542 G MAXWELL DVPLICATc CIS Account Ending p.6115 Detail Continued Foreign Spend Amount 12/26/11 T-MOBILE RECURNG PM1T-MOBILE 55513884098006 $178.43 12/26/11 STARBUCKS ASPEN KEYSTONE CO 888438-0495 $4.61 12/27/11 BOWTIE INC 800-546-7730 CA ADVERTISING $485.00 12/28/11 STAPLES INC.00683 MONTGOMERY NY (800)333-3330 $165.97 12/28/11 THE RANCH AT LIVE °MALIBU CA 310-457-8700 WOOD° 12/31/11 AT&T TLG FLP 8S1 ALPHARETTA GA 800-331-0500 Description TELEPHONE SERV $9633 01/02/12 AMERICAN EXPRESS TVLPHOENIX AZ AMERICAN AIRLINES INC From: To: PANAMA CITY TOCUME MIAMI INTERNATIONA N/A N/A N/A Tkket Number. 00187327725093 Passenger Name. FAAXWELUGHISLAINE NO Document Type PASSENGER TICKET Carrier: Class: AA YY 00 YY 00 YY 00 Date of Departure:OI /05 $99920 01/02/12 EFAX PLUS SERVICE 323-817-3205 CA INTERNET SVC $16.95 01/02/12 HALLAK CLEANERS 6500HACKENSACK NJ 2013437333 Description Price DRY CLEANERS $7830 $7850 01/02/12 23ANDME INC 650-9384300 650-938-6300 $9.00 01/03/12 VERIZOWRECURRINGPAYPHONESEFNICE 2124726991624 19103 $6055 01/03/12 TIME WARNER CABLE NYWOODSIDE NY CABLE & PAY TV $294.35 01/03/12 MAGIC TOUCH RFSTORATLONG ISLAND CITY NY RUGS RESTORA $561.00 01/04/12 AMERICAN EXPRESS TVLPHOEN1X AZ VIRGIN AMERICA From: To: N.Y.JF KENNEDY I SAN FRANCISCO INTL N.Y..' F KENNEDY I N/A N/A Ticket Number: 98487333428680 Passenger Name: FAAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Carrier: VX VX YY YY Date of Departure:01/23 Class: J 00 00 $4,569.60 01/05/12 FLORIDA GO RENEW 8504172000 FL 8506172000 $191.70 01/08/12 SOHO HOUSE NEW YORK NEW YORK NY $1,633.13 2124279800 AMEX000745 Continued on next page SDNY_GM_00326545 EFTA_00 199299 EFTA01685543 Centurion° Card DUPLICATE COPY G MAXWELL Closing Date 01/18/12 Account Ending 75'.5 J { Detail Continued Foreign Spend Amount 01/09/12 PET PARTNERS INC 025RALEIGH NC 919-859-8272 Description INSURANCE BROK $4400 01/10/12 AMERICAN EXPRESS IVLPHOENC4 AZ VIRGIN AMERICA From: To: SAN FRANCISCO INTL LOS ANGELES INTERN SAN FRANCISCO INTL N/A N/A Ticket Number:98487349957253 Passenger Name MAXWELUGHISLAINE NO Document Type PASSENGER TICKET Carrier: Class: VX VX YY 00 YY 00 Date of Departure:01/29 $493.60 01/10/12 STARBUCICS CORP008219NEW YORK NY 800-7827282 54.30 01/10/12 MB F DOG SHOWS INFOCGREENSBORO NC 336-379-9352 567.40 01/11/12 AMAZON MKTPLACE PMTSMAZN.COM/BILL WA MERCHANDISE $26.99 01/11/12 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $2903 01/11/12 STARBUCKS CORP008219NEW YORK NY 800.7827282 54.30 01/11/12 MON PETIT CAFE65000NEW YORK NY 2123552233 TIP $10.00 585.12 01/11/12 STARBUCKS CORP008219NEW YORK NY 800-7827282 5334 01/12/12 AMERICAN EXPRESS MPHOENIX AZ VIRGIN AMERICA From: To: SAN FRANCISCO INTL LOS ANGELES INTERN N/A N/A N/A Ticket Number: 98487356161191 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Carrier Class: VX YY 00 YY 00 YY 00 Date of Departure:01/29 $246.80 01/12/12 HALM( CLEANERS 6500HACKENSACK NJ 2013437333 Description Pike DRY CLEANERS $753.60 $753.60 01/13/12 PAYPAL•APENICdNA 4029357733 CA 402-935-7733 Description PROFESSIONALS 547500 01/13/12 STAPLES INC.00683 MONTGOMERY NY (800)333-3330 5249.27 01/13/12 FREDEFIEFEKKAINY NEW YORK NY 55121 2127539500 AMtXtgJu746 Continued on reverse SDNY_GM_00326546 EFTA_00199300 EFTA01685544 G MAXWELL DWPLICAIII CIS Account n ing p.8115 Detail Continued Foreign Spend Amount 01/13/12 STARBUCICS CORP008219NEW YORK NY $6.21 800-7827282 01/14/12 DEAN&DELUCA 11102 000NEW YORK NY $22.24 8002217714 Description GENERAL MERCHANDISE 01/16/12 BESTBUY.COM 994 RICHFIELD MN $462.71 888-237-8289 Description 88Y01-438215074718 01/16/12 AMAZON.COM AMEN.COM/MLL WA $8.70 MERCHANDISE 01/17/12 AMAZON.COM MAZN.COMIBILL WA $3225 MERCHANDISE 01/17/12 hIAISON 140 HOTEL BEVERLY HILLS CA $392.92 Anival Date Departure Date 01/17/12 01/17/12 00000000 JENNIFER TURNER Card Ending Foreign Spend Amount 12/26/11 AMEN WARDY HOME 9812ASPEN CO MISC HOME FURNISHINGS $16.35 12/28/11 FDX118071103150Z0109 1-803-622-1147 1.800-622.1147 TO:GEORGE LINDOAANNCO FROM: 116 E 65TH ST LLCM' 001 HOME 84L8 AW8807110315000109 FedEx #1.800.622.1147 $67.80 12/29/11 FEDEX* 0770410815161-800-622-1147 1.800-622.1147 Non Transportation FedEx #1.800-622.1147 $7.22 01/02/12 BUDGET RENT A CAR ST BARTHELEMY FIVI FR 590276743 European= $1,008.88 01/1W12 FDX1468419215100731 1-800-622-1147 1-800-622-1147 TO: FROM: IONKYS/GD NONACCT 8RCD/LOC 33139 001 GROUND 61B AW8468419215103731 FedEx #1.800622.1147 $8.65 01/15/12 RUNES MUSIC STORE 'AUSTIN TX Runes Musk Store $17.99 01/18/12 RUNES MUSIC STORE !AUSTIN TX !Tunes Musk Store $23.98 Fees Amount Total Fees for this Period 50.00 AMEX000747 Continued on next page SDNY_GM_00326547 EFTA_00199301 EFTA01685545 Centurion. Card DUPLICATE COPY p. 9/15 G MAXWELL Closing Date 01/18/12 Account Ending 2012 Fees and Interest Totals Year-to-Date Amount Total Fees in 2012 $0.00 Total Interest in 2012 50.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign & Travel the APR is 9.1 5% (v). For Sign & Travel, the APR is 9.1 5% (v). Please refer to page 2 for further important Information regarding your account AMEX000748 SDN Y_Ght _00 326 548 EFTA_00199302 EFTA01685546 G MAXWELL DUPLICATE Cal Account Ending p 10/15 AMEX000749 SDNY_GM_00326549 EFTA_00199303 EFTA01685547 Centurion° Card DUPLICATE COPY p 11115 G MAXWELL Closing Date 01/18/12 Account Ending Triplt Pro After March 31, 2012, you will no longer have a free upgrade to a Triplt Pro account. The information you provided to Triplt will remain active. You can still use a regular Triplt account at no charge. But you will no longer have access to the additional Triplt Pro features like instant alerts about your travel plans. To access the Triplt Pro features after March 31, 2012, you can upgrade to a Triplt Pro account. If you upgrade, you'll have to pay the fee charged by Triplt. You can visit votorttripit.com/pro to upgrade to a Triplt Pro account. S0112 BP/MUFYI01/0112 AMEX000750 SDNY_GM_00326550 EFTA_00 199304 EFTA01685548 G MAXWELL p 215 AMEX000751 SDN Y _G 61_00 326 551 EFTA_00199305 EFTA01685549 D Membership Rewards FirstUPLICAlE COPY Monthly Statement and Program News MEMBERSHIP s rewards FIRST" p. 13/15 Prepared for G MAXWELL Account Number Questions About Your Account? [Total Points Balance 151,875 minnbershlprewards.com 1400-297-1300 International Collect: 305-816-2799 Points Earned this Period 4,300 (Account Summary December 1.2011 - December 31,2011 Opening Points Balance 164175 Points Earned this Period Points Used this Period -8.300 0 Reinstated Points and Adjustments 0 Total Points Balance 151,875 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. Points Transaction Detail Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and mow, then go online and use the points you earned to cover those charges. Learn more at membershiprewards.com/everydaycharges Whew/ To Stop Before You Shop Earn up to lOX points on 300f brands at membershiprewards.combrem December 1,2011 - December 31,2011 ) Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Forfeited Points Due To Late Payment Total Points Activity Per Card Centurion xxxx.ococoM -8,780 0 0 -8.780 Business Garth XXXX-X)COCC 27 -152 12/2011 -125 Adckl Centuries. XXXX-XX0CQ 605 0 605 Total 4,148 -152 -8,300 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewarcb.com. Terms and Conditions of the Membership Rewards' program apply. For mere infamation, visit membershiprewards.comnerms or call 1-800-297.1300. From overseas, call collect 305 816-2799. User Mem be rsh I p Rewards° Points on Fa ce boo kl ■ MEMBERS k11 P Check out weekly offers and the latest updates on the reward S Membership Rewards tab on Facebook! Terms and fonder rons for the Membership Rewards' program apply. Ylslt membershlplewards.com/terms or call 1.66PAXP-EARN (211-3270 for mote information. Participating panne,' and evadable rewards are subject to change without notice. Visit faciebook.com/ amerkanexpress or call 1.800-AXP-EARN (297-3276)and redeem points for hot rewards. (MR Message 7831) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000752 SDNY_Gki_00326552 EFTA_00199306 EFTA01685550 america T H E CAPITAL • R • I • I. • I I spg. Starwood Preferred Guest PNPal IceXWELL DUPLICATE COPY G MAXWELL DUPLICATE il~,aaal~a:. MEMBERSHIP rewards FIRST' Redeem Membership Rewards° Points for Virgin America Flights with Elevate Take a breath of fresh airline. Fly in a mood-lit cabin with WiFi and nonstop entertainment. Virgin America's cabins give you three levels of service to choose from, plush leather seats and mood lighting to help you unwind. And, with reward travel starting at 2,500 Elevate points, Membership Rewards* points can get you even farther. Terms and conditions for the Membership Rewards first' program apply.Visit membershiprewerds.comfterms or cal-H.800-297-13001ot more information. Participating partners and available rewards are ubrect to<hange without notice. Redeem Membership Rewards* Points for The Capital Grille° Gift Cards Enjoy gracious service and an elegant, relaxed atmosphere at The Capital Grille*. Nationally acclaimed for their thy-aged steaks, The Capital Grille* also serves a number of fresh seafood and lobster offerings. The restaurant features an award-winning wine list with more than 350 wines from which to choose, including rare vintages. Redeem Membership Rewards points for a $100 or $250 The Capital Grille gift card. Terms and conditions for the Membership Rewards First^ program apply Visit membteshiprewords.comiteerrnot call1-$00-297.1300for more information. Participating partners and available rewards are subject to change without notice. Transfer Points Instantly to the Award-Winning Starwood Preferred Guest° Program When you transfer Membership Rewards* points to the Starwood Preferred Guest* program, the Starpoints• are instantly available. Redeem your Starpoints at over 1,000 luxurious hotels and resorts worldwide. Explore urban destinations or a getaway across nine celebrated brands, including W", Westin* and Sheraton*. Redeem Starpoints for Free Night Awards at 2,000 Starpoints for category 1 hotels and Award flights with over 350 airlines—no blackout dates. Terms and conditions lot the Membership Rewards Fine programsngry. Visit membecshipiewerda.cemiterms cant -800-297-1300 OCI more information. Participating partners and available rewards are subject to damp without notice. Neiman Marcus is All About Trends Bordeaux is the color in fashion and makeup. Lady chic is the look—deliberate and polished, yet very present-day. Pumps, handheld bags, and bold gold all add to the allure. They've also taken a shine to sequins, lameall things shiny Leather and fur are perfect for taking your look up a notch. And graphic displays of colorblocking are everywhere. Visit your nearest NM store or NeimanMarcus.com for a close-up look at the best looks. Terms and conditions lot the Membership Rewards First* program apply visit ntembershiprewards.o3m/tarms or <4111.1100497.13001ot more inlommtion. Participating panniers and available rewards are subject to cha nge without notice. p. 14115 To preview this reward and to redeem points, visit membershiprewards. com/virgInamarka or call 1-800-297-1300. (MR Message 7829) To start redeeming today, log on to membershiprewards. can or call 1.800.297.1300. (MR Message 7837) Statwood Preferred Guest program terms and conditions apply, which are subject to change without notice and can be found at SPG.com. Visit membershiprewards. comispg to transfer now! (MR Message 7830) Redeem for a Neiman Gift Card today. Log on to membershiprewards. 5an a 1-800T2937-1300. (MR Message 7836) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000753 SDNY_GM_00326553 EFTA_00199307 EFTA01685551 Centurion , Card G MAXWELL Closing Date 01 18 12 DUPLICATE COPY Account Ending p. 15/15 zmERiCAN EXPRESS MEMBERSHIP REWARDS• Use Membership Rewards points for rewards from over 500 leading brands including: cuoicc privileges AN47 BRITISH AIRWAYS e Apple See them all—visit membershiprewards.com Terms and Conditions for the Membership Rewards progarn appty. Visit memlatinshiprewards.comiterms or call 1-800-AX P-EARN (297-3276) for more information. Participating partners and available rewards are subject to change vathoat notice. Purchase Protection* You spilled wine on your new sofa. The jacket you just bought unraveled at the seams. Or you dropped the latest best seller in the swimming pool. Sometimes the unexpected happens. But when you use your Card for eligible purchases, it's nice to know membership can protect them from accidental damage or theft for up to 90 days from the moment you purchase them. To learn more about this benefit of your Card, visit americanexpress.com/purthaseprotection or call 1.800.322-1277. 'Pt.-dose Protection is urdermitten by AMEX Assurance Company. Administrative Office. Phoenix. AZ. Coverage is determined by the terms. corditions. and exclusions cf Policy AX0951 or Policy WIND aid is subject to change with entice. This downent does not supplement or replace the Policy. AME X000754 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNT_Ght_00326554 EFTA_00199308 EFTA01685552 AMEX000755 SDNY_GM_00326555 EFTA_00199309 EFTA01685553 Centurion° Card 0 MAXWELL Closing Date 02/16/12 DUPLICATE COPY New Balance Amount Due Please Pay By $22,855.61 $22,370.61 03/02/12 P1 See page 2 for important information about your account. 0 Your payment of ;22,855.61 will be debited from your account on 03/02/12. Any inquiry to American Express concerning this debit should be made before 03/01/12. If your AutoPay payment Is less than your Amount Due, we must receive an additional payment for at least the difference by your next Closing Date. ® Your billing inquiry is under investigation. No payment on the amount under review of $485.00 Is required at this time. To view the status of your investigation, please visit us at americanexpress.comfinquirycenter. Payment Coupon tell Do not staple or use paper clips Cheek here it your addressor phone number has changed. Note changes on reverse side. p 1/11 Account Ending Membership Rewards° Points As of 02/16/12 172,874 im For details, please see your 1•1 Membership Rewards page. Account Summary Previous Balance Payments/Credits New Charges Fees 517,106.87 416,62187 +522,370.61 +50.00 New Balance S22,855.61 Days in Billing Period: 29 Customer Care Pay by Computer amerkanexpress.com/pbc Customer Care Pay by Phone 1477477-0987 1.8004729297 OSee page 2 for additional information. Pay by Computer US Pay by Phone ameikanexpresscorn/pbc BM 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 002285561002237061 14 Account Ending Enter account number on all documents. Make c heck payable to American Express. Please Pay By 03/02/12 AutoPay Amount $22,855.61 AME X000756 SDNY_GM_00326556 EFTA_00199310 EFTA01685554 G MAXWELL DektIMELF,111 p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron& Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular tate is requited by law. The conversion tate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffer from rates in effect on the date of your charge. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report Information about your Account tocredit bureaus. late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. gla Customer Care & Billing inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-8O0 522 1897 Change of Address If <west on front do not use. • To change your address online, visit swevenmericaneipressiorrilupdatecontactinfo • ror Name. Company Name. and (*feign Address or Phone changes, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Nome Ran, vAoStedesnd Email 1 I I Website: arnericanexpress.com Mobile Site: amexrrgbiletom Customer Care & Billing inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatkally each month Visit americanexpress.comfautopay today toenroll. For information on how we prolect your privacy and to set your communication and privacy choices. please visit www.emerenexpressatrdpelvacy. AMEX000757 SDNY_GM_00326557 EFTA_0019931 I EFTA01685555 Centurion° Card G MAXWELL Closing Date 02)16)12 DUPLICATE COPY Account Ending p.W11 Payments and Credits Summary Total Payments Credits Total Payments and Credits -51642127 $0.00 -S16,621.87 Detail 'Indicate posting date Payments Amount 02/02/12' G MAXWELL AUTOPAY PAYMENT RKE WED - THANK YOU JPMORGAN CHASE BANK NA -S16,621.87 New Charges Summary Total J 6 MAXWELL SW JENNIFER TURNER Total New Charges S1,074.60 $22,370.61 Detail G MAXWELL Card Ending 01/13/12 AMERICAN EXPRESS 1VIPHOENIX AZ VIRGIN AMERICA From: To: N.Y..IF KENNEDY I SAN FRANCISCO INTL LOS ANGELES INTERN N.Y.1 F KENNEDY I N/A Tkket Number:98487358593234 Passenger Name. MAXWELUGHISLAINE NO Document Type PASSENGER TICKET Cartier: Class: VX re 00 VX re 00 Date of Departure:01/23 01/18/12 M8 F DOG SI+OWS INFODGREENSBORO NC 336.379.9352 01/18/12 HALLAM CLEANERS 6500HACKENSACK NJ 2013437333 Description Price DRY CLEANERS 55500 01/19/12 VERIZOPPRECURRINGPAYPHONESERVICE 658700485919103 01/19/12 AMAZON.COM AMZN.COM/B1LL WA MERCHANDISE 01/19/12 AMAZON MKTPLACE PMTSAPAZN.COW8ILL WA MERCHANDISE 01/19/12 AMAZON.COM AtAZN.COM/BILL WA MERCHANDISE 01/19/12 AMAZON MKTPLACE PMTSMAZN.COM/EtILL WA MERCHANDISE Amount S25.00 $164.75 $55.00 $8999 $3245 $46.19 548.44 $22-91 AMEX000758 Continued on reverse SDNY_GM_00326558 EFTA_00199312 EFTA01685556 G MAXWELL DrAF,117;f„9, p.4/11 Detail Continued 01/20/12 Amount ALL BRANDSCOM 866-255-2726 LA SML APPL $7225 01/22/12 AMERICAN KENNELS 032NEW YORK NY 212-750-5510 Description GENERAL MERCHA $21.75 01/22/12 AMERICAN KENNELS 032NEW YORK NY 212-750-5510 Description GENERAL MERCHA $9.33 01/23/12 BROADVIEW NETWORKS 800-276-2384 NY 9149227538 $42830 01/23/12 VERIZONIKURRINGPAYPHONESERVICE 2125353594906 19103 $85.09 01/23/12 THE ASPEN INSTITUTE QUEENSTOWN MD 410-827-7168 $2,500.00 01/24/12 STAPLES INC. 00683 MONTGOMERY NY (800)333-3330 $467.04 01/25/12 Carey International Washington DC 888-649-3949 Description 2012.01.25 San Francisco MAXWELL GHISLAINE $334.71 01/25/12 STARBUCKS CORP098657MENLO PARK CA 800-7827282 $2.75 01/26/12 AMERICAN C<PRESS WIPHOENIX AZ UNITED AIRLINES From: To: LOS ANGELES INTERN ASPEN LOS ANGELES INTERN N/A N/A Tkket Number.01687393474082 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Carrier: Class: VA UA YY 00 YY 00 Date of Departure:02/10 $2,849.60 01/26/12 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 $50232 01/26/12 STARBUCKS CORP005652PALO ALTO CA 800-7827282 $4.70 01/26/12 BLACK CARS 4152153852 CA 402-935-7733 Description TAXICABS AND L $300.00 01/27/12 THE CANDY STORE 6500SAN FRANCISCO CA 4159218000 Description Price CANDY, NUTS CONFECT $1525 $1585 01/29/12 SUNSET NEWS SF096010SAN FRANCISCO CA 650-8276600 $10.81 01/29/12 NAPA FARMS MARKET SAN FRANCISCO CA $4.10 6508218212 AMEX000759 Continued on next page SDNY_GM_00326559 EFTA_00199313 EFTA01685557 Centurion® Card G MAXWELL Closing Date 02/16/12 DUPLICATE COPY Account Ending p 5/11 Detail Continued Amount 01/29/12 THE FAIRMONT MIRAMARSANTA MONICA CA 310.576.7777 FOOD 53.98 53.98 01/30/12 THECHRONICLE 0323 OCALA FL 352-369.1104 Description BOOKS AND NEWS 540000 01/31/12 AT&T TLG FLP 851 ALPHARETTA GA 800.331-0500 Description TELEPHONE SERV 5204.98 01/31/12 HALUUCCLEANERS6500HACKENSACK N1 2013437333 Description Price DRY CLEANERS 53150 S32_50 02/02112 EFAX PLUS SERVICE 323-817-3205 CA INTERNET SVC 516.95 02/02/12 23ANDME INC 650-938-6300 650-93B-6300 $9.00 02/03/12 VERIZON•RECURRINGPAYPHONESERVICE 2124726991624 19103 561.63 02/03/12 TIME WARNER CABLE NYWOODSIDE NY CABLE & PAY TV 5296.04 02/05/12 WEST WIND LIMOUSINE RESEDA CA 818-3444743 Description OTHER TRANSPOR $75.00 02/06/12 WHOLEFDS BVH 10022 OBEVERLY HILLS CA 3102743360 Description Price GROCERY STORES S3630 S36.30 02/06/12 ONE KINGS LNo1155028855-746-7655 CA HOME DECOR S29.16 02/06/12 THE RANCH AT uvEONAALIBU CA 310-457-8700 559.93 02/07/12 AMERICAN EXPRESS TV1PHOENDC AZ UNITED AIRLINES From: To: ASPEN LOS ANGELES INTERN N/A N/A N/A Tkket Number.01687423528814 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Carrier: Class: UA yy 00 YY 00 YY 00 Date of Departure:02/13 $1.424.80 02/07/12 ONE KINGS LN•1155028855-746-7655 CA HOME DECOR 51325 AMEX000760 Continued on reverse SDNY_GM_00326560 EFTA_00199314 EFTA01685558 G MAXWELL DrAF,117;f„9, R 8/11 Detail Continued 02/07/12 known WHOLFFDS BVH 10022 °BEVERLY HILLS CA 3102743360 Description Price GROCERY STORES $15.47 $1547 02/08/12 PET PARTNERS INC 025RALEIGH NC 919.859-8222 Description INSURANCE 8ROK $4400 02/10/12 FEDEX OFFICE FEDEX °ALEXANDRIA VA DIRECT MKTG MISC $1.28 02/10/12 GEORGE TORPE INC 212-734-1342 212-734-1342 $37500 02/10/12 FEDEX OFFICE FEDEX °ALEXANDRIA VA DIRECT MKTG MISC $21.21 02/12/12 LITTLE NELL FRONT OfASPEN CO Aniyal Date Departure Date 05/24/07 01/13/10 00000000 LODGING $40.00 02/13/12 AMERICAN EXPRESS1V1PHOENIX AZ UNITED AIRLINES From: To: ASPEN LOS ANGELES INTERN N/A N/A N/A Ticket Number:01687439985980 Passenger Name: MAXWELUGHOLAINE NO Document Type: PASSENGER TICKET Currier: Class: UA A YY 00 re 00 YY 00 Date of Departure:02/17 $1,07280 02/13/12 MATSUHISA ASPEN 0377ASPEN CO 970-544-6628 Description FO00/BEVERAGE $8300 02/14/12 PAYPAL •APENIGINA 4029357733 CA 402-935-7733 Description PROFESSIONAL S $1,366.00 02/16/12 THE SAPLING FOUNDAT1NPN YORK NY 778-340-8872 Description BUSINESS SERVI 57,50000 02/16/12 LITRE NELL FRONT OEASPEN CO Arrival Date Departure Date 05/24/07 01/13/10 000°0003 LODGING $10.00 02/16/12 LITTLE NELL FRONT DEASPEN CO $10.00 Anival Date Departure Date 05/24/07 01/13/10 00003000 LODGING AMEX000761 Continued on next page SDNY_GM_00326561 EFTA_00199315 EFTA01685559 Centurion® Card G MAXWELL Closing Date 02/16/12 DUPLICATE COPY Account Ending p 7/11 Detail Continued Amount e JENNIFER TURNER Card Ending Amount 01/23/12 TUNES MUSIC STORE IAUST1N TX Tunes Music Store $4024 01/24/12 GOGOAIR.COM 877-350-0038 IL INTERNET ACC $7.95 01/25/12 FEDEX' 7979718042681-800-622-1147 1.800-622-1147 TO:LiveOak Malibu Ranch CA FROM 001 EXP SVR PKG 63LB AWB797971804268 FedEx e1-800-622-1147 $209.73 01/29/12 FEDEXI 7979875436561.800-622.1147 1.800-622.1147 TO: Barnett Residence CA FROM: 001 STANDARD PKG 14LBAWB797987543656 FedEx 11.800422.1147 $127.80 02/01/12 FEDEX/ 7979961853581.800422-1147 1.800622.1147 TO Live Oak Malibu Ranch CA FROM: 001 2DAY PKG 16LB M8797936185358 FedEx el -800622-1147 $4194 02/04/12 CHI NAIL BAR AND SPABEVERLY HILLS CA 3108588803 Description Price HEALTH AND BEAUTY S $35.00 $35.00 02/04/12 CHI NAIL BAR AND SPABEVERLY HILLS CA 3108588803 Description Price HEALTH AND BEAUTY S $6000 MOM 02/08/12 FEDE0/ 078044546520 1-800-622-1147 1.800622-1147 Non Tonsponation FedEx el-800422-1147 $4.30 02/11/12 SSV - GONDOLA PLAZA ASPEN CO 970-925-1360 $69.70 02/12/12 STARBUCKS ASPEN KEYSTONE CO 888.838-0495 $4.07 02/14/12 PITION COUNTY DRY G0970-925-1681 970-925-1681 $409.84 02/15/12 FDX.807110315003116 1-8030-622-1147 1-800-622-1147 TO: GEORGE LINDEMANN CO FROM: 001 HOME 32LBAWB807110315000116 FedEx el-800422-1147 $37.54 AMEX000762 Continued on reverse SDNY_GM_00326562 EFTA_00199316 EFTA01685560 G MAXWELL DrffitirignFira p 8/11 ( Detail Continued Amount 02/15/12 MX1468421015103980 I-800622-1147 1.800.622.1147 TO: NY FROM: LEE SCOTT 90212 001 GROUND2OLB AWPA68421015103980 FedTx 01-800-622-1147 $25.49 Fees Amount Total Fees for this Period $0.00 2012 Fees and Interest Totals Year-to-Date Amount Total Fees In 2012 Total Interest in 2012 S0.00 50.00 Important Notice Information on Pay Over Time Features You may have access to one or mote Pay Over Time Features as part of your Card account. The following are the (intent Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable late. For Sign & Travel, the APR is 9.15% (v). For Sign & Travel, the APR is9.IS%(v). Please refer to page 2 for further Important Information regarding your account AMEX000763 SONT_Gt.1_00326563 EFTA_00199317 EFTA01685561 Membership Rewards First`-PLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 172,874 Points Earned this Period 20,999 (Account Summary January 1,2012 - January 31, 2012) Opening Points Balance 151,875 Points Earned this Period +20,999 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 172,574 Points Earned this Period are pending until charges are paid in full and all your accounts are In good standing. Points Earned this Period may include Bonus Points. Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p. 9/11 membershiprinvards.cont 1-900-297-1300 International Collect: 305-916-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at mem bersh I preward s.comieverydaycharges Where To Stop Before You Shop Earn up to l Ox points on 300 r brands at membersh(prewards.com/eam January 1.1012 - January 31, 2012 ) Points Earned this Period Points Activity On EllgIble thaws Bonus Points Total Points Awarded Activity Per Card Centu XXXX-MOOM tatttatits Addl Centur XXXX-XX)0001. 18,830 O 18,830 1,018 0 1,018 1,151 O 1,151 Total 20,999 0 20,999 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more Information, visit member shipreivards comnerms or call 1-B00-297-1300. From overseas, call collect 305816-2799. AMEX000764 SDNY_GM_00326.564 EFTA_00199318 EFTA01685562 atiwELLDUPLICATE COPY G MAX lap.nt fiu-ter MEMBERSHIP rewards FIRST' p 10/11 AMEX000765 SDNY_GM_00326565 EFTA_00199319 EFTA01685563 Centurion° Card G MAXWELL Closing Date 02/16/12 DUPLICATE COPY ARE YOU A MEMBER? VENTE-PRIVEE AND AMERICAN EXPRESS HAVE PARTNERED TO BRING YOU ACCESS TO DESIGNER SALES AT UP TO 70% OFF Receive a $25 AMERICAN EXPRESS STATEMENT CREDIT when you spend $50 or more on your first vente-privee purchase through March 31. 2012 Become a member today at americanexprestcom/Va25 vente-priveep with American Express 'Terms end ccollions may apPy Vent Veal amencanecoresstonWP25 to complete turns and condtnns. Pro:rano raid through 7/W20121159 PM (EST) p Account Ending Extended Warranty* Part of our Relationship Care commitment, American Express' award-winning customer service. What if the color fades on your new flat-screen TV? Or your food processor starts rattling instead of slicing and dicing? Chances are it will happen right after the warranty runs out. Fortunately, when you use your American Express° Card for eligible purchases, membership can extend the terms of the US manufacturer's warranty up to one additional year. To learn more about this benefit included with your Card, visit americanexpress.com/extendedwarranty or call 1-800-225-3750. 'Larded Warranty is undervinuto by AMEX Assuan Convex Administrative ()Noe. Phoenix. AZ Coverage is detennred by the terns. conditions. and exclusions of Policy A)(0953 or Poky EW-IM) and is subject to change with notice. this dxument does not sipxlemenl a replace the Policy. AIME)(000766 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326566 EFTA_00199320 EFTA01685564 AMEX000767 SDNY_GM_00326567 EFTA_00199321 EFTA01685565 Centurion° Card G MAXWELL Closing Date 03/18/12 DUPLICATE COPY New Balance Please Pay By $13,086.49 04/02/12 p. 1/15 Account Ending Membership Rewards* Points As of 03/18/12 rs For details, please see your Membership Rewards page. 197,777 p See page 2 for important information about your account. DI Ste Page 9 for Important Changes to Your Account Terms and Benefits (1) Your payment of $13,086.49 will be debited from your account on 04/02/12. Any inquiry to American Express concerning this debit should be made before 04/01/12. if your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Account Summary Previous Balance Payments/Credits New Charges Fees $22,855.61 -$22,860.61 4413,091.49 +$0.00 New Balance S13,086.49 Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1477-8774987 1-M0472.9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone americanexpress.corn/pbc 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 001308649001308649 14 rl Account Ending Enter account number on all documents. Make chec k payable to American Express. Please Pay By 04/02/12 AutoPay Amount 513,086.49 AME X000768 SDNY_Gki_00326568 EFTA_00199322 EFTA01685566 G MAXWELL DektIMELF,111 p. 2/15 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron& Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thee hec k. routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat lent 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular tate is requited by law. The conversion tate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffer from rates in effect on the date of your charge. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report Information about your Account tocredit bureaus. late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. gla Customer Care & Billing inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX:1 800 695 9090 1-800-CASH-NOW in NY:1-8O0 522 1897 Change of Address If <west on front do not use. • To change your address online, visit swevenmericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and (*feign Address or Phone changes, pleasecall Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Nome Ran, vAoStedesnd Email 1 I I Website: arnericanexpress.com Mobile Site: ameerrgbilecom Customer Care & Billing inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatkally each month Visit americanexpress.comfautopay today toenroll. For information on how we prolect your privacy and to set your communication and privacy choices. please visit www.emerenexpressatrdpelvacy. AMEX000769 SDNY_GM_00326569 EFTA_00 199323 EFTA01685567 Centurion° Card G MAXWELL Closing Date 03/18/12 DUPLICATE COPY Account Ending p.3/15 Payments and Credits Summary J Total Payments Credits -12994581 G MAXWELI Total Payments and Credits -51,914.80 -$22460.61 Detail •indicates posting date Payments Amount 03/02/12* GMAXWELL AUTOPAY PAYMENT RECEIVED - THANK YOU *MORGAN CHASE BANK, NA -520,94521 Croaks Amount 02/14/12 GMAXWELL AMERICAN EXPRESS TVLPHOENIX AZ UNITED AIRLINES From: Ta N/A N/A N/A N/A N/A Tkket Number: 01687427810610 Passenger Name: MAXWELUGHISLAINE NO Document Type: SUPPORTED REFUND -$1424.80 Carrier: Class: YY 00 YY 00 YY 00 YY 00 Date of Departure: 12/31 03/02/12 GMAXWELL AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN AMERICA From: Ta LOS ANGELES INTERN N.Y. J F KENNEDY I N/A N/A N/A Ticket Number: 98470416575510 Passenger Name: MAXWELL/GHISLAINE NO Document Type. SUPPORTED REFUND • S 5 00 Carrier: Class: VX YY 00 YY 00 YY 00 Date of Departure:03/03 03/07/12* G MAXWELL Dispute - BM* INC -54135.00 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges 512,461.91 $629.58 $13,091.49 Detail GMAXWELL Card EndingI Amount 02/16/12 STARBUCKS ASPEN KEYSTONE CO 888433843495 53.53 AMEX000770 Continued on reverse SDNY_GM_00326570 EFTA_00199324 EFTA01685568 G MAXWELL DrAF,117;f„9, p.4/15 Detail Continued 02/18/12 Amount IRA DI NOI MSTORANTMALIBU CA 310-465-0169 FOOD $5432 55432 02/18/12 STARBUCKS CORP005611MALIBU CA 800-7827282 $635 02/18/12 TORY BURCH - MAL 300MALI8U CA 3102482612 Desciiption Price MENS/WOMENS CL0TH $179.44 $179.44 02/18/12 BEAM/COLLECTION M MALIBU CA 818-785-7447 $158.78 02/20/12 VER1ZOWRECURRINGPAYPHONESERVICE 658700485919103 $89.99 02/22/12 VERIZOWRECURRINGPAYPHONESERVKE 2125353594906 19103 $85.04 02/22/12 HOLLYWOOD TOW SERVICLOS ANGELES CA 323-466-8583 5190.00 02/22/12 BROADVIEW NETWORKS 800.276-2384 NY 9149227538 $400.87 02/23/12 PCRICHARD.COM (112)FARMINGDALE NY 877-727-1909 Description APPLIANCES.ELE $465.73 02/24/12 CLEANOUT EXPRESS 300JAMAICA NY 7186580979 Description Price CLEANING & MAINTENA $814.38 $81438 02/25/12 EPDXY COAT INC. MOUNT CLEMENS MI 586468.3400 Description CONSTRUCTION M $203.11 02/26/12 T-MOBILE RECURNG PM1T-MOBILE 55513884098006 $186.18 02/26/12 BELVEDERE RESTAURANTBEVERLY HILLS CA RESTAURANT F000/BEVERAGE 530.00 $30.00 02/27/12 AMERICAN CORESS IVLPHOENIX AZ VIRGIN AMERICA From: To: LOS ANGELES INTERN N.T.1 F KENNEDY I N/A N/A WA Ikket Number. 98487479194532 Passenger Name: MAXWELUGHISIAINE NO Document Type: PASSENGER TICKET Cartier Class: VX YY 00 YY 00 YY 00 Date of Departure:03/04 $2,314.80 02/27/12 STARBUCKS CORPOS4015BEVERLY HILLS CA 800-7827282 53.55 02/27/12 QI •SOAP.COM 888-762-7123 NJ $6542 888-762-7123 AMEX000771 Continued on next page SDNY_GM_00326571 EFTA_00199325 EFTA01685569 Centurion® Card G MAXWELL Closing Date 03/18/12 DUPLICATE COPY Account Ending p. 5/15 Detail Continued Amount 02/28/12 Renaissance9672FILNGEILONG BEACH CA Arrival Date Departure Date 02/28/12 02/28/12 00003000 LODGING S3.86 02/29/12 ANITA R CEL/4 MD 212-5354034 212-5354004 51,550.00 02/29/12 CANINE STYLES INC 212426-3985 212-826-3985 $108.88 02/29/12 Renaissance9672RLNGBLONG BEACH CA Arrival Date Departure Date 02/29/12 02/29/12 00000000 LODGING $3.09 02/29/12 AT&T TLG FLP1351 ALPHARETTA GA 8003314500 Description TELEPHONE SERV 59701 02/29/12 HYATT HOTELS LONG BCLONG BEACH CA 888-472-2870 FOOD $10.50 51050 03/01/12 Renaissance9672RLNGBLONG BEACH CA Arrival Date Departure Date 03/01/12 03/01/12 00003000 LODGING $3.09 03/02/12 AMAZON.COM NAZN.COM/BILL WA MERCHANDISE 526.10 03/02/12 EFAX PLUS SERVICE 323-817-3205 CA INTERNET SVC 516.95 03/02/12 Renaissance9672RLNGBLONG BEACH CA Arrival Date Departure Date 03/02/12 03/02/12 00000000 LODGING 53.86 03/02/12 Renaissance9672RLNGBLONG BEACH CA Arrival Date Departure Date 03/02/12 03/02/12 00000000 LODGING $2.88 03/02/12 23ANDME INC 650.938-6300 6504384300 59.00 03/02/12 GYM SOURCE NYC 212-6884222 212488-4222 $263.48 03/03/12 Renaissance9672RLNGBtONG BEACH CA Arrival Date Departure Date 02/27/12 03/02/12 00003030 LODGING 51,990.80 AMEX000772 Continued on reverse SDNY_GM_00326572 EFTA_00199326 EFTA01685570 G MAXWELL DrAF,117;f„9, p 6/15 Detail Continued 03/03/12 Amount STARBUCKS CORP054015BEVERLY HILLS CA 800-7827282 53.55 03/04/12 TIME WARNER CABLE NYWOODSIDE NY CABLE & PAY 1V 5304.54 03/04/12 SNAP LIMOUSINE LLC CILOS ANGELES CA TAXICAB & LIMOUSINE 5279.00 03/05/12 VERIZOPPRECURRINGPAYPHONESERVICE 2124726991624 19103 $6124 03/05/12 DEAN&DELUCA a102 000NEW YORK 8002217714 Description GENERAL MERCHANDISE NY 59&94 03/05/12 CLYDES 6500000003306NEW YORK 2127443300 Description Price DRUG STORES/PHARMAC 523.95 NY 523.95 03/07/12 ADOBE SYSTEMS, INC. 800-833-6687 800-8334687 WA 548884 03/07/12 GYM SOURCE NYC 212-688-4222 212.688.4222 5263.48 03/07/12 SHAKLEE CORPORATION PLEASANTON 925-924-2030 Description SPECIALTY RETA CA 5283.12 03/08/12 PET PARTNERS INC 025RALEIGH NC 919.859-8222 Description INSURANCE BROK 544.00 03/08/12 PAYPAL •FULLBREACH7 4029357733 402-935-7733 Description MUSIC CA $300.00 03/08/12 SHOPBOP.COM 877-746-7267 WI CLOTHING $104.38 03/09/12 PAYPAL 'REGENCYTKH 4029357733 402-935-7733 Description GENERAL CA $123.49 03/1W12 OVC 800 3679444 WESWEST CHESTER 385890868501 PA $221.26 03/12/12 HALLAKCLEANERS0373HACKENSACK 201-343-7333 Description DRY CLEANING/L NJ 552290 Is JENNIFER TURNER Card Ending Amount 02/19/12 PAVILIONS STORE 2813MALIBU GROCERY STORE CA $10.12 02/19/12 PAVILIONS STORE 2813MALIBU GROCERY STORE CA $2801 AMEX000773 Continued on next page SDNY_GM_00326573 EFTA_00199327 EFTA01685571 Centurion® Card G MAXWELL Closing Date 03/18/12 DUPLICATE COPY Account Ending p. 7/15 Detail Continued Amount 02/19/12 PRESSED JUICERY LLC MALIBU CA SUBSCRIPTIONS $97.00 02/22/12 RUNES MUSK STORE IAUSTIN TX Runes Music Store $19.99 02/28/12 FEDEX1 078046266241 1.800.622.1147 1-800422-1147 Non Transportation FedEx 01.800-622.1147 $13.04 03/02/12 RUNES MUSIC STORE IAUSTIN TX Runes Music Store $25.98 03/03/12 BELVEDERE RESTAURANTBEVERLY HILLS CA RESTAURANT F00D/BEVERAGE 551.00 $51.00 03/01/12 IOEHL'S UES SPA 2NFLNEW YORK NY COSMETIC STORE $21835 03/04/12 STARBUCKS CORP008219NEW YORK NY 8007827282 53.54 03/04/12 STARBUCKS CORP008219NEW YORK NY 8007827282 59.30 03/06/12 FEDEXI 078046860383 1-800-622-1147 1.800-622-1147 Non Transportation FedEx 11.800-622.1147 513.04 03/07/12 FDXI/468421015107117 1-800422-1147 1.800-622.1147 TO: SCOTT 90212 001 GROUND3OLB AWB46842101S107117 FedExel-800-622-1147 $34.97 03/07/12 FDX0468421015 07865 1400-622-1147 1-800422-1147 TO: NY FROM: KiNKOS/GD NONACCT BRCEVLOC 90212 001 GROUND 22LB AWB46842101510786.5 FedEx -800-622-1147 $27.38 03/08/12 RUNES MUSK STORE !AUSTIN TX $217 Runes Music Store 03/08/12 STARBUCKS CORP008219NEW YORK NY 8007827282 $4.30 03/09/12 STARBUCKS CORP008219NEW YORK NY 8007827282 54.30 03/09/12 STARBUCKS CORP008219NEW YORK NY 8007827282 54.30 03/10/12 STARBUCKS CORP008219NEW YORK NY 800-7827282 03/11/12 LITTER & LEASHES 650NEW YORK NY 2127348400 Description Price PET SHOPS4CODS/SUP $22.83 $840 $22.83 AMEX000774 Continued on reverse SDNY_GM_00326574 EFTA_00199328 EFTA01685572 G MAXWELL DrffitirignFira p 8/15 Detail Continued Amount 03/14/12 FDX1468421015108763 1-800-622-1147 1.800.622.1147 r0: -NY FROM: LEE SCOTT 90212 001 GROUND 26LB MR469421015108763 FedEx /1-800-622-1147 631.16 Fees Amount Total Fees for this Period $0.00 2012 Fees and Interest Totals Year-to-Date Amount Total Fees In2012 Total Interest in 2012 50.00 50.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign & Travel, the APR is 9.15% (v). For Sign &Travel, the APR is9.15%(v). Please refer to page 2 for further Important Information regarding your account AMEX000775 SDNY_GM_00326575 EFTA_00199329 EFTA01685573 Centurion° Card G MAXWELL Closing Date 03/18/12 DUPLICATE COPY Summary of Changes We're making changes to how some American Express cards and benefits work. Account Ending p. 9/15 Important Changes to Your Account Terms The following is a summary of changes to important terms of your account. The detailed changes to your Cardmember Agreement appear on the reverse side of this page. How to avoid the change to Paving Interest on Pay Over Time features: You have the right to reject this change. If you do, your enrollment in these features will be cancelled and you will not be able to extend payment on any new transactions. If you reject this change, it won't apply to your Pay Over Time balance and you'll still be able to pay it down over time. To reject this change call us at 1-855-865-1451, or from outside the U.S. or Canada call us collect at 1.336-393-1111. You must reject this change no later than 5pm Eastern time on May 18, 2012. Revised term effective May 19, 2012 Paying Interest (on Pay Over Time Features) If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Additional information about the change to Paying Interest: We are changing when we charge interest on Pay Over Time features. I you pay in full each month, this change will not affect you. If you pay balances over time and then pay in full, we will charge interest until the day we receive your payment. Previously, we would not have charged interest (except for new Select & Pay Later transactions) in the month you paid your balance in full. This means you will pay more interest on Pay Over Time balances. Minimum Monthly Payment (for Pay Over Time Features) Revised term effective July 1, 2012 The minimum amount due for Pay Over Time features will generally be 1% of your Pay Over Time New Balance plus finance charges, but not less than $35. The new calculation is shown in the Minimum Monthly Payment section on the reverse side. This change may increase your minimum monthly payment. If you make automatic payments in a fixed amount, please review your statements and adjust your payments as necessary. J Additional changes to your terms and benefits effective July 1, 2012 ATM Withdrawals (Zync. Green. Gold Cards only) The limit on ATM withdrawals for Zync and Green Card accounts will be $3,000 in a 30-day period (previously, $1,000 in a 7-day period). The limit for Gold Card accounts will be $8,500 in a 30-day period (previously, $2,500 in a 7-day period). Membership Rewards Reinstatement Fee (Program enrollees only) We will charge $35 to reinstate points forfeited for late payment (previously, $29). Membership Rewards Bonus Points (Rewards Plus Gold only) Rewards Plus Gold Cardmembers will eam 1 point for every dollar spent at a hotel with a frequent guest program that participates in Membership Rewards (previously, it was 2 points in the first yew of Cardmembership and 1.5 points thereafter). State Law Changes We're making some amendments to address various state laws. See the reverse side for the Detail of Changes to Your Agreements. 50114 BP/FYI01/CYCB14 APAEX000776 SDNY_GM_00326576 EFTA_00 199330 EFTA01685574 G MAXWELL DUPLICATE Cab Account Ending p. iati5 Detail of Changes to Your Agreements We're revising agreements governing your account terms and benefits as described below. Any language in your agreements that conflicts with these changes is replaced fully and completely. Language not changed by this notice remains in full force and effect. These changes apply to existing and future balances on your account. We encourage you to read this notice, share it with additional cardmembers on your account, and file it for future reference. Paying Interest As of the effective date shown on the preceding page, the When we charge interest subsection of the About interest charges on Pay Over Time balances section in Part 2 of your Cardmember Agreement is replaced with the following: For transactions added to pay over time balances at your request (for example, Select & Pay Later), we charge interest from the date they are added to a pay over time balance until they are paid. For transactions added automatically to a pay over time balance (for example, Sign & Travel and Extended Payment Option), we charge interest from the transaction date until they are paid. However, we will not charge interest on these transactions if: • your Pay Over Time Previous Balance for the billing period is zero: or • you paid the Account Total Previous Balance for each of the previous two billing periods in full by the dosing date shown on their respective statements. Minimum Monthly Payment Effective July 1, 2012, the Adjusting your Pay Over Time Minimum Due section in Part 2 of your Cardmember Agreement is deleted and the How we calculate your Minimum Payment Due section is replaced with: The Minimum Payment Due is the Pay In Full amount plus any Pay Over Time Minimum Due. To calculate the Pay Over Time Minimum Due for each statement, we start with the higher of: 1) interest charged on the statement plus 1% of the Pay Over Time New Balance (excluding interest on the statement); or 2) $35. Then we round to the nearest dollar and add any Pay Over Time amount past due. Your Pay Over Time Minimum Due will not exceed your Pay Over Time New Balance. You may pay more than the Minimum Payment Due, up to your entire outstanding balance, at any time. EXAMPLE: Assume that you have a Pay Over Time New Balance of $3.000, interest of $29.57, no amounts past due, and a $400 Pay In Full amount 1) $29.57 + 1% x ($3.000 - $29.57) = $59.27 2) $35 The higher of (1) or (2) is $59.27, which rounds to $59.00. The Pay Over Time Minimum Due of $59.00 plus the Pay in Full amount of $400 together make up the Minimum Payment Due of $459.00. ATM Withdrawals Effective July 1, 2012, the Limits on withdrawals section of your Agreement for Transferring Funds Electronically is amended by replacing each instance of "$1,000 in a 7-day period" with "$3,000 in a 30-day period" and replacing each instance of "$2,500 in a 7-day period" with "$8,500 in a 30-day period". Membership Rewards Reinstatement Fee Effective July 1, 2012, in Paragraph 2 of the Point Forfeiture for Late Payment section of the Membership Rewards Terms & Conditions, "$29" is replaced with "$35". Continued on next page S01C1 AMEX000777 SDNY_GA4_00326577 EFTA_00199331 EFTA01685575 Centurion° Card DUPLICATE COPY p nn5 G MAXWELL Closing Date 03/18/12 Account Ending Membership Rewards Bonus Points Rewards Plus Gold Cardmembers will earn 1 point for every dollar spent at a hotel with a frequent guest program that participates in Membership Rewards (previously, it was 2 points in the first year of Cardmembership and 1.5 points thereafter). Accordingly, effective July 1, 2012, we're removing or hotel" from the third sentence of the Point Accrual section of the Membership Rewards Terms & Conditions. State Law Changes Effective July 1, 2012. we're adding "to the extent permitted by federal and applicable state law" immediately after "we may" in the second sentence of the About default subsection in Part 2 of your Cardmember Agreement. We're also adding the following sentence to the end of the first paragraph of the Governing Law subsection: in addition, if your billing address is in the State of Maryland, to the extent, if any. that Maryland law applies to your account, we elect to offer your card account pursuant to Title 12, Subtitle 9 of the Maryland Commercial Law Article." SO1C1 APAEX000778 SDNY_GM_00326578 EFTA_00 199332 EFTA01685576 G MAXWELL p 215 AMEX000779 SDNY_GM_00326579 EFTA_00199333 EFTA01685577 Membership Rewards First`-PLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 197,777 Points Earned this Period 24,903 (Account Summary February 1,2012 - February 29,2012) Opening Points Balance 172,874 Points Earned this Period +24,903 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 197,777 Points Earned this Period are pending until charges are paid in lull and all your accounts are in good standing. Points Earned this Period may include Bonus Points. MEMBERSHIP rewards FIRST' Questions About Your Account? p 13/15 mombarshiprinvards.corn 1-800-297-1300 International Collect: 305-816-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. learn more at mem bersh I preward s.comieverydaycharges Where To Stop Before You Shop Earn up to 10X point s on 300 r brands at membershiprewards.comitiam Points Transaction Detail February 1.2012 - February 29,2012 .) Points Earned this Period Points Activity On BIgIbla Charges Bonus Points Awarded Total Points Activity Per Card Centu XXXX-Xitt0i2-= 21,297 670 Carey tkno3X Plat/Cent 7614 21,967 tattAtlards 1,861 0 1,861 Addl Cantur XXXX-XX,100O1. 1,075 0 1,075 Total 24,233 670 24,903 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting mambarshiputwards.com. Terms and Conditions of the Membership Rewards' program apply. For more infamation, visit member shipreivards comnerms or call 1-800-297-1300. From overseas, call collect 305 816-2799. AME X000780 SDNY_GM_00326580 EFTA_00199334 EFTA01685578 atiwELLDUPLICATE COPY G MAX lap.nt fiu-ter MEMBERSHIP rewards p 14/15 AMEX000781 SDNY_GM_00328581 EFTA_00199335 EFTA01685579 Centurion° Card DUPLICATE COPY p.15/15 G MAXWELL Closing Date 03/18/12 ARE YOU A MEMBER? VENTE-PRIVEE AND AMERICAN EXPRESS HAVE PARTNERED TO BRING YOU ACCESS TO DESIGNER SALES AT UP TO 70% OFF Receive a $25 AMERICAN EXPRESS STATEMENT CREDIT when you spend $50 or more on your first yente-prwee purchase through March 31, 2012 Become a member today at americanexpresacorn/W125 vente-privee with American Express -••*" 'Terms end el:mid/cm me/ op* Pease vow amenconexpresoconWP25 lot complete twins and condoms Promotion rod Proton 3/1V2012 11.59 PM (EST) Account Ending AMEX000782 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326582 EFTA_00199336 EFTA01685580 AMEX000783 SDNY_GM_00326583 EFTA_00199337 EFTA01685581 Centurion' Card G MAXWELL Closing Date 04/17/12 DUPLICATE COPY New Balance $17,520.64 Please Pay By 05/02/12 See page 2 for important information about your account. Notkoof Changes to Your Membership Rewards° Program Account Effective July 1. 2012, InterContinental Hotel Group will no longer be a point transfer hotel partner in the Membership Rewards program. Any Membership Rewards point transfer redemptions for Priority Club Points must be made by June 30,2012. These redemptions will be considered Anal non-refundable, and subject to the Priority Club program terms and conditions. As always. you can redeem points for nights at InterContinental Hotel Group properties. including brands such asCrowne Plaza* Hotels and Resorts, Holiday Inn*. InterContinentat• Hotels and Resorts using Membership Rewards Pay with Points. You can also transfer points into other frequent guest programs, including Best Western Rewards*, Choke Privileges*, Hilton HHonors• and Stanwood Preferred Guest*. To use points for hotel stays, please visit membershiprevrauls convt ravel See Page 7 for an Important Notice about Electronic Payments from Savings Accounts (I) Your payment of $17,520.64 will be debited from your account on 05/02/12. Any inquiry to American Express concerning this debit should be made by 04/30/12. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PIS Payment Coupon Do not staple or use paper clips MA W Check here if your address or phone number has changed. Notechanges on reverse side. p. 1/12 Account Ending Membership Rewards•Points As of 04/17/12 211,150 I-6, For details, please see your l:J• Membership Rewards page. Account Summary Previous Balance $13,086.49 Payments/Credits -513,086.49 New Charges 417,520.64 Fees +$0.00 New Balance $17,520.64 Days in Billing Period: 30 Customer Care Pay by Computer americanexpressoom/pbc Customer Care Pay by Phone 1.877-877-0987 1-800-472-9297 2 See page 2 (or additional information. Pay by Computer MI Pay by Phan* americanexpress.corwpbc la 1-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending Enter account number on all documents. Make c heck payable to American Express. Please Pay By 05/02/12 AutoPay Amount $17,520.64 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrrrinll 001752064001752064 14 ri AME X000784 SDNY_GM_00326584 EFTA_00 199338 EFTA01685582 G MAXWELL DektIMELF,111 p. 2/12 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron& Withdrawal: II) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular tate is requited by law. The conversion tate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffer from rates in effect on the date of your charge. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report Information about your Account tocredit bureaus. late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. gla Customer Care & Billing inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-8O0 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit swiwamericaneipressiorrilupdatecontactinfo • nor Name. Company Name. and Foreign Address or Phone changes, pleas* call Customer Cart • Please print dearly in blue or black ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Home Ran, vAoStedesnd Email 1 I I Website: arnericanexpress.com Mobile Site: amexrrgbiletom Customer Care & Billing inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatkally each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcenexpress.com/pdvacy. AMEX000785 SDNY_GM_00326585 EFTA_00 199339 EFTA01685583 Centurion° Card G MAXWELL Closing Date 04/17/12 DUPLICATE COPY Account Ending p 3/12 Payments and Credits Summary Payments Credits Total -$12,682.11 G MAXWELI Total Payments and Credits 440438 413,006.49 Detail •IMkates posting date Payments 04/02/i2• G MAXWELL AUTOPAY PAYMENT RECEIVED - THANK YOU JPMORGAN CHASE BANK, NA Amount -$12,682.11 Credits Amount 03/28/12 G MAXWELL SHOPBOP.COM 877-746-7267 WI DIRECT MKTG MISC -$104.38 03/30/12 G MAXWELL PAYPAL •FULLBREACH7 4029357733 CA 402.935.7733 Description MUSK -$300.00 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges Detail Si 7,22638 $29336 $17,520.64 G MAXWELL Card Ending Amount 03/19/12 VERIZON•RECURRINGPAYPHCNIESERVKE 658700485919103 $89.99 03/19/12 STAPLES INC.00683 MONTGOMERY NY (800)333-3330 $136.08 03/19/12 MAGIC TOUCH RESTORATLONG1SLAND CITY NY RUGS RESTORA $751.00 03/20/12 PARIS MATCH NEW YORK NY 2127374400 F000/BEVERAGE TIP $37.02 $4.98 $42.00 03/21/12 BROADVIEW NETWORKS 800.276-2384 NY 9149227538 $443.52 03/22/12 VERIZON•RECURRINGPAYPHONESERVKE 2125353594906 19103 $85.04 AMEX000786 Continued on reverse SDNY_GM_00326586 EFTA_00 199340 EFTA01685584 G MAXWELL DrAF,117;f„9, 4/12 Detail Continued 03/22/12 Arnow* MYERS OF KESWKKO2SNEIN YORK MISC FOOD STORE Description GROCERIES/SUND NY $108.03 03/22/12 PRET A MANGER 4013 ONEW YORK 646-728-0505 Description FAST FOOD REST NY $424 03/22/12 PAYPAL • FULUIREACH7 4029357733 402.935-7733 Description MUSK CA $300.00 03/22/12 ENZO CLINICAL LABORA631.7555500 6317555500 NY $50.00 03/22/12 THE ASPEN INSTITUTE QUEENSTOWN 410.827.7168 MD $250.00 03/25/12 MTATBTA E•ZPASS STATEN ISLAND 2P-88479503 Description FOR BILLING QUESTIO ACCT: 9740240 NY $25.00 03/26/12 1-MOBILE RECURNG PMIT-MOBILE 55513884098006 $184.93 03/27/12 ROUGE TOMATE NEW YORK NY RESTAURANT FOOD/BEVERAGE $4428 TIP $5.72 $50.00 03/27/12 STAPLES IFIC.00683 MONTGOMERY (800)333-3330 NY $55.01 03/29/12 THEORY MADISON AVE 6NBV YORK 800-326-7985 Description APPAREL/ACCESS NY $1,012.54 03/29/12 THEORY 1157 MADISON NEW YORK 800-326-7985 Description APPAREUACCESS NY $270.00 03/29/12 GOOADDY.COM (480)505-8855 (480)505-8855 $88.40 03/31/12 AT&T TLG FLP 851 ALPHARETTA 800-331-0500 Description TELEPHONE SERV GA $97.04 04/02/12 GODADDY.COM (4801505-8855 (480)505-8855 $104.70 04/02/12 EFAX PLUS SERVICE 323-817.3205 INTERNET SW CA $16.95 04/02/12 23ANDME INC 650-938-6300 650-938-6300 $9/30 04/03/12 VERIZOWRECURRINGPAYPHONESERVKE $62-99 2124726991624 19103 AMEX000787 Continued on nen page SDNY_GM_00326587 EFTA_00199341 EFTA01685585 Centurion® Card G MAXWELL Closing Date 04/17/12 DUPLICATE COPY Account Ending p.5/12 Detail Continued Amount 04/03/12 JASON POSSUMATO JASORIDGEWOOD NJ 917-7740347 $4,540.01 04/03/12 TIME WARNER CABLE NYWOODSIDE W CABLE & PAY 1V $301.29 04/04/12 ST. REGIS NY DINING NEW YORK NY 212-753-4500 $59.00 04/06/12 LE PAIN QUOTIDIEN NEW YORK NY RESTAURANT F000/BEVERAGE $15.10 S15.10 04/07/12 DELAWARE CORP &TAX DOVER DE 3027393077 $250.00 04/08/12 STARBUCKS CORP008219NEW YORK NY 800-7827282 $4.30 04/09/12 AMERICAN EXPRESS TVLPHOENIX AZ AIR FRANCE From: To: N.Y. F KENNEDY I PARIS CHARLES DEG N/A N/A N/A Tkket Number.05770512680181 Passenger Name. WOONELUGHISLAINE NO Document Type PASSENGER TICKET Cattier Class: Al YY 00 YY 00 YY 00 Date of Departure:04/12 $4630.70 04/00/12 PET PARTNERS INC 025RALEIGH NC 919-859-8222 Description INSURANCE BROK $44.00 04/09/12 BOWIE INC 800-546-7730 CA ADVERTISING 1485.00 04/1W12 PARS MATCH NEW YORK NY 2127374400 FOOD/BEVERAGE $126.18 TIP $20.00 $146.18 04/11/12 TFLAVISAPASSPORT VISAVISAS,ETC. 1114897 10001 PASSPORT $374.00 04/15/12 STARBUCKS CORP073460NEW YORK NY 800-7827282 $430 04/15/12 FRED'S AT BARNEYS NYNBV YORK NY 212433-2222 FOOD $34.11 TIP $5.00 $39.11 04/16/12 CREDIT XREENING SERHOUSTON TX 281-282-0447 Description MAIUPHONE ORD $6495 04/17/12 CREDff SCREENING SERHOUSTON TX 281-282-0447 Description MAIL/PHONEORD $32 48 AMEX000788 Continued on reverse SDNY_GM_00326588 EFTA_00 199342 EFTA01685586 G MAXWELL DrffitirignFliira p.6/12 Detail Continued Amount e JENNIFER TURNER Card Ending Amount 03/19/12 STARBUCKS CORP008219NEW YORK NY 800-7827282 $4.30 03/22/12 WWW.MJNES.COM ITUNEAUSTIN D( Runes Music Store $1427 03/31/12 KIEHL'S UES SPA 2NFLNEW YORK NY COSMETIC STORE 5151 53 04/12/12 FEDEX/ 7982591235581.800-622-1147 1-800-622-1147 To: All KIy Cf FROM: 001 EXP SVR PIM 10L8 AWB798259123558 FedEx 01-800-622-1147 555.06 04/16/12 CAM LEVER CASA LEVENEW YORK NY 390 PARK AVE NEW YORKNY F000/BEVERAGE TIP 55933 $8.67 $68.00 Fees Amount Total Fees for this Period 50.00 2012 Fees and Interest Totals Year-to-Date Amount Total Fees In 2012 50.00 Total Interest in 2012 S0.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following ale the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign & Travel the APR is 9.I 5% (v). For Sign & Travel,. the APR is 9.15% (v). Please refer to page 2 for further important Information regarding your account AMEX000789 SDNY_Gat_00326589 EFTA_00199343 EFTA01685587 Centurion° Card G MAXWELL Closing Date 04/17/12 DUPLICATE COPY Account Ending p.7112 Notice about Electronic Payments from Savings Accounts This notice applies to you if you enrolled in American Express's Pay by Computer or Pay by Phone service using a savings account. If you enrolled using a checking account, no action is required. At this time, American Express is only able to process Pay by Phone and Pay by Computer payments from checking accounts. If you enrolled using a savings account, you must update your bank account information to provide a checking account for future payments. If you would like to confirm that you are making payments through your checking account or need to update your bank account information, log in to your American Express account at americanexpress.com or call us at the number on the back of your card. If you don't provide a checking account, future payments may be processed incorrectly or retumed by your bank. SPB42 BP/PBPPBC1/0412 APAEX000790 SDNY_GM_00326590 EFTA_00 199344 EFTA01685588 G MAXWELL p 8/12 AMEX000791 SDNY_GM_00326591 EFTA_00 199345 EFTA01685589 Membership Rewards First`-PLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 211,150 Points Earned this Period 13,373 (Account Summary March 1,2012 -March 31, 2012) Opening Points Balance 197,777 Points Earned this Period +13,373 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 211,150 Points Earned this Period are pending until charges are paid in full and all your accounts are In good standing. Points Earned this Period may include Bonus Points. Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p W12 wambarshipnwarrds.cont 1-900-297-1300 International Collect: 3054116-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. learn more at mem bersh I preward s.cornieverydaycharges Where To Stop Before You Shop Earn up to 10X point s on 300 r brands at menibershIprewards.comicram March 1,2012-March 31,2012 I Points Earned this Period Points Activity On EllgIblothargos Bonus Points Total Points Awarded Activity Per Card Contu XXXX-frittOOM wors t s Addl Centur XXXX-XX,10001. 10,547 10547 2,197 0 2,197 629 0 629 Total 13,373 0 13,373 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more Information, visit membeishipieNards comneims or call 1-800-297-1300. From overseas, call collect 305 816-2799. AME X000792 SDNY_GM_00326592 EFTA 00199346 EFTA01685590 atiwELLDUPLICATE COPY G MAX lap.nt fiu-ter MEMBERSHIP rewards FIRST' p 10/12 AMEX000793 SDNY_GM_00326593 EFTA_00 199347 EFTA01685591 Centurion° Card DUPLICATE COPY G MAXWELL Closing Date 04/17/12 Account Ending twitter" Tweet your way to savings with American Express Turn your Tweets into exclusive offers loaded directly to your Card! No coupons. No printouts. Sync your eligible American Express' Card with Twitter Tweet special offer #hashtags to load exclusive offers directly to your Card Save with an automatic statement credit when you make a qualified purchase in store or online with your synced Card Get started by syncing your Card at americanexpress.com/twitter 4 flowers _. Dovouoad a QR reader lot your Smartphone and scan this code w visit americanexpress.corn/twater Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX000794 SDNV_GM_00326594 EFTA_00 199348 EFTA01685592 G MAXWELL Back AMERICAN EXPRESS Pending Charges 3 among Cheers pals Kotent $2707 Dncriptron a STARBUCKS $4.30 03'24/12 TAXI MANAGEMEN • $7.56 DWfct-!,r9eIT,E.Fira View Your Pending Charges On the Go p. 12/12 Now you can use your smartphone to track your spending — wherever you are. Get a real-time view of all your American Express` charges before they hit your statement. Learn how at americanexpress.com/mobile Use Membership Rewards' points from American Express to Pay Your Taxes. Charge your tax payments at PAY1040.com. Then, redeem points for the amount owed. PAY1040.com is an authorized IRS Payment Provider. Tax payments over $100,000 may qualify for a lower convenience fee rate. For program Toms and Conditions, visit www.pay1040.corniamox era Global Assist® Hotline* Part of our Relationship Care commitment, American Express' award-winning customer service. Wherever you travel, you have security and peace of mind with the Global Assists Hotline. You can rely on Global Assist 24/7 for medical, legal, financial or other emergency assistance while traveling more than 100 miles from home. Global Assist can direct you to English￾speaking medical and legal professionals, and help you with visas, passports, emergency cash wires, lost luggage, and more. To learn more about this benefit included with your Card, visit americanexpress.com/globalassist or call 1-800.333-AMEX. 'where the Gktal Assay" Hotline cardinal on and assistance services are offered at nO actitalal charge from Amercan Express, Caninerrbels ace responsible for the costs charged by third-party service providers Please consult wiz Welcome Kit for full terms and COrditions. AMEX000795 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326595 EFTA_00 199349 EFTA01685593 Centurion° Card G MAXWELL Closing Date 05/18/12 DUPLICATE COPY New Balance $6,690.25 Please Pay By 06/02/12 p. 1/12 Account Ending Membership Rewards•Points As of 05/18/12 r-s For details, please see your Membership Rewards page. 231,400 g See page 2 for Important Information about your account. Your payment of $6,690.25 will be debited from your account on 06/02/12. Any inquiry to American Express concerning this debit should be made by 05/31/12. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Use your smartphone to see the benefits that come with your Card Scan the OR code to dowloaci our mobile app or visit americanexpress.com/mobile on your PC lo learn more. Payment Coupon Do not staple or use paper clips Check here it your address or phone number has changed. Note charges on reverse side. Account Summary Previous Balance Payments/Credits New Charges Fees 117420.64 -S17520.54 +$6,690.25 +10.00 New Balance 56,690.25 Days in Billing Period: 31 Customer Care Pay by Computer arriericanexpress.com/pbc Customer Care Pay by Phone 1.877.877.0987 1-M0472.9297 OSee page 2 for additional information. Pay by Computer US Pay by Phone americanexpress.corn/pbc BM 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c heck payable to Ameikan Express. Please Pay By 06/02/12 AutoPay Amount $6,690.25 OhnhuhuHll Hfldiddlinflhoh“Hhodull 000669025000669025 14 r1 MOE X000796 SDNY_GM_00326596 EFTA_00199350 EFTA01685594 G MAXWELL DektIMELF,111 p. 2/12 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically Oaf exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffei from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check tot the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the NY Banking Dept. for a comparative listing of credit card rates, fees and grace periods at 1-800-518-8866. Customer Care & Billing Inquiries gal International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX:1 800-695 9090 1-800-CASH-NOW in NY:1-800-522-1897 Change of Address ',correct on front do not use. • To change your address onliwe.visit swwvamericaneipressiorrilupdatecontactinfo • For Name. Company Name. and roreign Address or Phonealways, pleas* call Customet Cam. • Please print dearly in blue or black Ink only its the boxes provided. n Sueet Address I City, State Zip Code Azea Code and Home Rabe vAoStedesnd Email 1 I I Website: arnerkanexptess.com Mobile Site: amexnxibilocom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcanexpresszotrdpdvacy. AMEX000797 SDNY_GM_00326597 EFTA_00199351 EFTA01685595 Centurion° Card G MAXWELL Closing Date 05/18/12 DUPLICATE COPY Account Ending p.3/12 Payments and Credits Summary Payments Credits Total 410.889.94 FAAXWEL t Total Payments and Credits -56630.70 417,520.64 Detail •indicates posting date Payments 05/02/12• GMAXWELL AUTOPAY PAYMENT RECEIVED - THANK Y011 JPMORGAN CHASE BAWL NA Amount -510,889.94 Credits Amount 04/13/12 GMAXWELL AMERICAN EXPRESS TILPHOENIX AZ AM FRANCE Front To: WA WA WA WA WA Ticket Number: 05770512680184 Passenger Name: MAXWELUGHIMAINE NO Document Type SUPPORTED REFUND Carrier: YY YY YY YY Date of Departure: 12/31 Class: 00 00 00 00 -36,630.70 New Charges Summary Total G MAXWELL JENNIFER TURNER Total HawCharges 56,326.08 $364.17 56.690.25 Detail GMAXWELL Card Ending Amount 04/17/12 PRET A MANGER 1016 ONEW YORK NY 646-728-0505 Description FAST FOOD REST $5.43 04/17/12 STARBUCKS CORP073734NEW YORK NY 800-7827282 $3.43 04/18/12 CHEAPTICKETS NASHVILLE TN US AIRWAYS INC. From: HOUSTON INTERCONT1 To: CHARLOTTE NEW YORK LA GUARDI N/A WA Ticket Number. 03770282181525 Passenger Name: URBANO/POLICARPIO Document Type PASSENGER TICKET Carrier: Class: US US YY 00 YY 00 Date of Depanure:04/21 $301.60 AMEX000798 Continued on reverse SDNY_G61_00326598 EFTA_00199352 EFTA01685596 G MAXWELL DrAF,117;f„9, R 4/12 Detail Continued 04/18/12 Amount CHEAPTICKFTS.COM CHICAGO IL OWWCHEAPTIX ROC No.1044871081 56.99 04/18/12 CHEAPTICKETS.COM CHICAGO IL OWW•CHEAPTIX ROC No.1044853121 56.99 04/18/12 GODADDY.COM (480)505-8855 (480)505-8855 $30.31 04/18/12 GODADDY.COM (480)505.8855 (480)505-8855 $14.97 04/19/12 VERIZON•RECURRINGPAYPHONESERVICE 6587004859 19103 $89.99 04/19/12 FRAKTALEE USA BUSINESS SERVICE AMSTERDAM $20.00 04/21/12 MON PETIT CAFE NEW YORK NY RESTAURANT Description 504218 580.00 04/23/12 VERIZON•RECURRINGPAYPHONESERVICE 2125353594906 19103 $91.61 04/23/12 BROADVIEW NETWORKS 800-276-2384 NY 9149227538 5493.82 04/24/12 GODADDY.COM (480)505-8855 (480)505-8855 55.59 04/25/12 CHEAPTKKEIS NASHVILLE TN US AIRWAYS WC From: To: N.Y..IF KENNEDY I CHARLOTTE HOUSTON INTERCONTI N/A N/A Ticket Number. 03770286695022 Passenger Na URBANO/POLKARPIO Document Type PASSENGER TICKET Carrier: C lass: US US YY 00 YY 00 Date of Departure:04/30 $246.10 04/25/12 CHEAPTKKETS.COM CHICAGO IL OWWCHEAPTIX ROC No.1063878711 56.99 04/26/12 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 $165.84 04/27/12 STARBUCKS CORP008219NEW YORK NY 800-7827282 $3.54 04/27/12 STAPLES INC.00683 MONTGOMERY NY (800)333-3330 $537.25 04/3W12 AMTRAK INTERNET SALEWASHINGTON DC $351.00 From: NYP To: WAS Ticket Number: 1218104604506 1 (800)872-7245 AMEX000799 Continued on next page SDNY_GM_00326599 EFI'A_OO199353 EFTA01685597 Centurion® Card G MAXWELL Closing Date 05/18/12 DUPLICATE COPY Account Ending p. 5/12 Detail Continued Amount 04/3W12 AT&T 11G FLP 851 ALPHARETTA GA 800.331-0500 Description TELEPHONE SERV $516.92 04/30/12 PARK EAST ANIMALHOSPNEW YORK VETERINARY SERVICE NY $29400 05/01/12 GODADDY.COM (480)5054855 (480)505-8855 $93.93 05/01/12 HUDSON NEWS 13 PENN NEW YORK BOOK STORE NY $3.99 05/02/12 EFAX PLUS SERVICE 323-817.3205 CA INTERNET SVC $16.95 05/02/12 23ANDME INC 650-938.6300 650-9384300 59.00 05/03/12 STARBUCKS CORP022482WASHINGTON 800-7827282 DC $3.91 05/03/12 AMTRAK INTERNET SALEWASHINGTON From: WAS To: NYP Tkket Number: 1241003517413 I (800)872-7245 DC $351.00 05/03/12 STARBUCKS CORP027482WASHINGTON 800-7827282 DC $3.91 05/03/12 TIME WARNER CABLE NYWOODSIDE CABLE & PAY 1V NY $304.49 05/04/12 VERIZON•RECURRINGPAYPHONESERVICE 2124726991624 19103 $6406 05/04/12 ST REGIS WASHINGTON WASHINGTON DC Anlval Date Departure Date 05/01/12 05/03/12 00000000 LODGING 51,336.81 05/04/12 ST REGIS WASHINGTON WASHINGTON DC Ankal Date Departure Date 05/03/12 05/03/12 000004;00 LODGING $9900 05/05/12 PHILIPPE CHOW NEW YORK NY 2128884295 FOOD/BEVERAGE TIP 58601 513.99 510000 05/07/12 GODADDY.COM (480)5054855 (480)505-8855 59536 05/07/12 MON PETIT CAFE NEW YORK NY RESTAURANT Description 526489 $15009 05/07/12 SANESTILSOLD3UT.COM PENNSAUKEN NJ 522980 8566653456 AMEX000800 Continued on reverse SDNY_GM00326600 EFTA_00199354 EFTA01685598 G MAXWELL DE's!,9,11I9ira p. 6/12 Detail Continued 05/07/12 Amount GODADOY.COM (480)505-8855 (480)SOS-88S5 564.67 05/12/12 STARBUCKS CORP008219NEW YORK NY 800-7827282 54.30 05/12/12 STARBUCKS CORP008219NEW YORK NY 800-7827282 $4.30 05/13/12 GREEN GOURMET 212-759-7811 212-759-7811 $1226 05/15/12 STARBUCKS CORP008219NEW YORK NY 800-7827282 $4.30 05/16/12 BA.COM USA BRITISH AIRWAYS From: To: N.Y. F KENNEDY I LONDON HEATHROW AP WA WA WA Tkkct Number 1252489727052 Passenger Name: MAXWELL/GHISLAINE MS Document Type PASSENGER TICKET Calder: Class: BA YY 00 YY 00 YY 00 Date of Departure:05/21 $412.70 05/17/12 CANINE STYLES INC 212-826-3985 $108.88 212-826-3985 is JENNIFER TURNER Card Ending Amount 04/19/12 CAPRESSO, INC.0331 CLOSTER 201.7673999 Description CATALOG MERCHA NJ 5300.00 04/20/12 WWW.ITUNES.COM ITUNEAUSTIN !Tunes Musk Store TX $5987 0021/12 STARBUCKS CORP008219NEW YORK NY $4.30 800-7827282 Fees Amount Total Fees for this Period 50.00 2012 Fees and Interest Totals Year-to-Date Total Fees in 2012 Total Interest in 2012 Amount 50.00 50.00 AMEXC00801 Continued on next page SDNY_GM_00326601 EFTA_00199355 EFTA01685599 Centurion. Card DUPLICATE COPY p. 7/12 G MAXWELL Closing Date 05/18/12 Account Ending Important Notice information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following ale the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) Indkates variable rate. For Sign & Travel, the APR is 9.1596(v). For Sign di Travel the APR Is 9.1596(v). Please refer to page 2 for further important information regarding your account ANIEX000802 SDNY_Ghl_00326602 EFTA_00199356 EFTA01685600 G MAXWELL p 8/12 AMEX000803 SDNY_GM_00326603 EFTA_00199357 EFTA01685601 Membership Rewards First`-PLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 231,400 Points Earned this Period 20,250 (Account Summary Aprll1, 2012 - April 30,2012 Opening Points Balance 211,150 Points Earned this Period +20250 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 231,400 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. ( Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p mombarshipnwards.corn 1-800-297-1300 International Collect: 305-816-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at mem bersh I preward s.cornieverydaycharges Where To Stop Before You Shop Earn up to lox points on 300 r brands at membershiprewards.com/eam April I, 2012 - April 30, 2012 ) Points Earned this Period Points Activity On EllgIblothargos Bonus Points Total Points Awarded Activity Per Card Centu XXXX-XittOUM tatttatits Addl Centur XXXX-XX/0001. 14822 0 16,822 3,134 0 3,134 294 0 294 Total 20,250 0 20,250 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling tb• number provided below or visiting membershiprtwards.com. Terms and Conditions of the Membership Rewards' program apply. For more Information, visit member shipreivards corn/terms or call 1-800297.1300. From overseas, call collect 305 816-2799. AMEX000804 SDNY_GPA_00326604 EFTA_00199358 EFTA01685602 atiwELLDUPLICATE COPY G MAX lap.nt fiu-ter MEMBERSHIP rewards FIRST' p 10/12 AMEX000805 SDNY_GM_00328805 EFTA_00199359 EFTA01685603 Centurion° Card G MAXWELL Closing Date 05/18/12 DUPLICATE COPY Account Ending UP TO 70% OFF DESIGNER BRANDS + FREE SHIPPING Enjoy daily shopping events featuring top designer brands at incredible prices, plus FREE SHIPPING on qualifying orders of MOO or more when you use your American Express• Card' Become a member of yente-pnyee today at amerIcenexpress.comi freeshIppIng vente-priveefl American Express . . e _OD ( \tan nsopresstc(r. I ii0DNkiwitiaelarnstraccochens Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. p 11112 AMEX000806 SDNY_GM_00328608 EFTA_00199360 EFTA01685604 G MAXWELL DWfct-!,r9eIT,E.FIS p. 12/12 AMFRICAN F %PRESS MEMBERSHIP REWARDS" Use Membership Rewards points for rewards from over 500 leading brands including: %011[ HU/ HILL' T 11 L CAPITAL i r ••• HAWAI IAN -fliminEs- 0 penTa ble See them all—visit membershiprewards.com Terms and Condemns ter the Membership Rewards progan app4 membershiprewards.comiterms or cif! 1800 A XP EARN (297 3276) for more information. Rarhopahng partners and available rewards are subject to change without not!.:.) AME X000807 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNT_GM_00326607 EFTA_00199361 EFTA01685605 Centurion° Card G MAXWELL Closing Date 06/17/12 DUPLICATE COPY New Balance $9,263.70 Please Pay By 07/02/12 g See page 2 for important information about your a“ount g sat Page 9 for Important Changes to Your Account Terms (i) Your payment of $9,263.70 will be debited from your account on 07/02/12. Any inquiry to American Express concerning this debit should be made by 06/30/12. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. DYour membership will be renewed next month. Please refer to the Renewal Notice on Page 6. UP TO 70% OFF TOP DESIGNERS Shop today and enjoy FREE SHIPPING'. Become a member at amorkanexpresaamantaprIvee vente-priveep Arne/canEvens 'See terrsadarxmardat ororsamerraneri :4'11'4,ft/wee Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note charges on reverse side. ii 4 p. 1113 Account Ending Membership Rewards* Points mace/17m 232,644 rs For details, please see your Membership Rewards page. Account Summary Previous Balance $6,69025 Payments/Credits -$12481.95 New Charges +515,255.40 Fees +$0.00 New Balance $9,263.70 Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.877-0987 1.806472.9297 OSee page 2 for additional information. Pay by Computer US Pay by Phone ameikanexpress.corn/pbc BM 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c heck payable to Ameckan Express. Please Pay By 07/02/12 AutoPay Amount $9,263.70 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrrrlrrll 000926370000126370 14 ri AME X000808 SDNY_GM_00326608 EFTA_00199362 EFTA01685606 G MAXWELL DektIMELF,111 p. 2/13 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 43) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automaticallyOW exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, on other defaults on your Account may be reflected in your credit report. New York residents may contact the NY Banking Dept. for a comparative listing of credit card rates, fees and grace periods at I -800-518-8866. Customer Care & Billing Inquiries gal International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800-695 9090 1-800-CASH-NOW in NY:1-800-522-1897 Change of Address ',correct on from do not use. • To change your address online, visit swnvamericaneypressiorrilupdatecontactinfo • ror Name. Company Name. and Foreign Address or Phonechanges, pleasecall Customet Cant. • Please print dearly in blue or black ink only in the bases provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: arnericanexpress.com Mobile Site: amexnazabilecom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emericenexpress.comipelvacy. AMEX000809 SDNY_GM_00326609 EFTA_00 199363 EFTA01685607 Centurion° Card G MAXWELL Closing Date 06117/12 DUPLICATE COPY Account Ending p.3/13 Payments and Credits Summary Payments Credits Total -$6.69025 G MAMEL I Total Payments and Credits -$5,991.70 -512,681.95 Detail •ndkates Posting date Payments 06/02/12* GMAXWELL Amount AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK, NA -$6,690.25 Credits Amount 06/04/12 G MAXWELL AMERICAN EXPRESS IVLPHOENIX AZ AM FRANCE From: To: Carrier Class: WA WA VY 00 WA YY 00 WA YY 00 WA YY 00 Tkket Number 05770633516240 Passenger Name: MAXINELUGHISLAINE NO Document Type: SUPPORTED REFUND -$5,991.70 New Charges Summary Total G MAXWELL JENNIFER TURNER Total NowCharges $15,031.14 $224.26 $15,255.40 Detail GMAXWELL Card Ending Foreign Spend Amount 05/17/12 FRAKTALEE USA BUSINESS SERVICE AMSTERDAM 520.00 05/19/12 MTATBTA E-ZPASS STATEN ISLAND 2P-93748361 Description FOR BILLING QUESTI0 ACCT: 9740240 B NY 525.00 05/21/12 VERIZON•RECURRINGPAYPHONESERVICE 6587004859 19103 $89.99 05/21/12 CRATEANDBARREL WEB °NAPERVILLE 630-579-9000 IL $27.06 05/21/12 BROADVIEW NETWORKS 800-276-2384 NY 5897.99 9149227538 AMEX000810 Continued on reverse SDNY_GM_00326610 EFTA_00199364 EFTA01685608 G MAXWELL DVPLICAIT Cira Account n ing p.4113 Detail Continued Foreign Spend Amount 05/21/12 IN-MOTION PKTURES8JACKSONVII IF Ft 8773838646 Description Pike EQUIP. RENTAULEASI $65.31 $65.31 05/22/12 VERIZOPPRKURRINGPAYPHONESEFNICE 2125353594906 19103 591.52 05/22/12 GODADDY.COM (480)5054855 (480)505-885S 55.99 05/23/12 AMERICAN EXPRESS MPHOENIX AZ AM FRANCE From: To: PARIS CHARLES DEG N.Y.JF KENNEDY I WA WA N/A Ticket Number:05770633516244 Passenger Name MAXWELL/GHIStAINE NO Document Type: PASSENGER TICKET Carrier: Class: AF YY 00 YY 00 re 00 Date of Departure:05/30 55,991.70 05/26/12 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 $168.88 05/28/12 VAA UK INTERNET- TICRAWLEY Virgin Atlan From: To: LONDON HEATHROW AP N.Y.1 F KENNEDY I NOT AVAILABLE Ticket Number 21613648780000 Passenger Name: MAXWELLGHISLA1NEMS Document Type PASSENGER TICKET Cartier: Class: VS Date of Departure:05/28 349 PoundsStereo° .12 $53450 05/3W12 Carey International Washington X 888-649-3949 Description 2012-05.29 New York MAXWELL GHISLAINE 5189.15 05/3W12 GODADDY.COM (480)505-8855 (480)505-8855 56.64 05/31/12 AT&T TLG FLP 851 ALPHARETTA GA 800.3314500 Description TELEPHONE SERV 596.92 06/01/12 HALLAK CLEANERS 0373HACKENSACK NJ 201.343.7333 Description DRY CLEANING/L $225.00 06/01/12 R&C .MAREA NEW row NY RESTAURANT FOOD/BEVERAGE $133.10 TIP $12.90 5146.00 06/01/12 CORRADO BREAD & PAST212-774-1904 USFC10021 $38.33 06/02/12 EFAX PLUS SERVICE 323-B17-3205 CA INTERNET SVC 51&95 AMEX000811 Continued on next page SDNY_GM_00326611 EFTA_00199365 EFTA01685609 Centurion° Card DUPLICATE COPY G MAXWELL Closing Date 06/17/12 Account Ending Detail Continued p.5/13 Foreign Spend Amount 06/02/12 23ANDME INC 650-938-6300 650-9384300 $900 06/03/12 TIME WARNER CABLE NYWOODSIDE NY CABLE & PAY TV S296.05 06/04/12 VERIZON•RECURRINGPAYPHONESERVICE 2124726991624 19103 $61.75 06/08/12 DELAWARE CORP &TAX DOVER DE 3027393077 S456.75 06/08/12 PARS MATCH NEW YORK NY 2127374400 F000/BEVERAGE $140.45 TIP $1935 $160.00 06/11/12 PET PARTNERS INC 025RALEIGH NC 9198598222 Description INSURANCE BROK $94.70 06/11/12 CORRADO BREAD& PAST212-774-1904 USFC10021 $14.79 06/12/12 JASON POSSUMATOJASORIDGEWCOD NJ 917.7740347 S544.37 06/13/12 BMI BRMSH MIDLAND UNITED STATES OF A BMI BRITISH MIDLAND From: To: LONDON HEATHROW AP BEIRUT LONDON HEATHROW AP N/A N/A Tkket Number. 2367068506412 Passenger Name tAAXWELL/GHISLAINE NO Document Type:AGENCY PASSENGER TICKET Carrier: Class: BD BD re 00 YY 00 Date of Departure: 06/27 $3,322.60 06/14/12 BRITISH AIRWAYS PLC UNITED STATES OF A BRITISH AIRWAYS PLC From: To: ROME LEONARDO DA V LONDON GATWICK APT N/A N/A N/A Tkket Number: 1257068757864 Passenger Name: MAXWELUGHISLAINE NO Document Type:AGENCY PASSENGER TICKET Cattier Class: BA YY 00 YY 00 YY 00 Date of Departure: 06/21 $591.40 06/14/12 HALLAKCLEANERS0373HACKENSACK NJ 201-343-7333 Description DRY CLEANING/L $85.80 06/14/12 BARBARESCO RESTAURANNEW YORK NY RESTAURANT Description FOOD/BEVERAGE $110.00 06/15/12 PARK EAST ANIMALHOSPNEW YORK NY VETERINARY SERVICE 564700 AMEX000812 Continued on reverse SDNY_GM_00326612 EFTA_00199366 EFTA01685610 G MAXWELL p. 6113 Detail Continued Foreign Spend Amount e JENNIFER TURNER Card Ending Foreign Spend Amount 05/19/12 KIEHL'S UES SPA 2NFLNEW YORK COSMETIC STORE NY $146.30 05/22/12 WWW.ITUNES.COM ITUNEAUSTIN Runes Music Store TX $19.99 05/22/12 WWW.ITUNES.COM RUNEAUSTIN !Tunes Musk Store TX $19.99 05/22/12 WWW.RUNES.COM ITUNEAUSTIN Runes Musk Store TX $17.99 05/22/12 WWW.RUNES.COM ITUNEAUSTIN Runes Musk Store TX $19.99 Fees Amount Total Fees for this Period $0.00 2012 Fees and Interest Totals Year-to-Date Amount Total Fees in 2012 50.00 Total Interest in 2012 50.00 Important Notice Renewal Notice Your Account renews next month. The following terms are in effect when your Account renews, unless we tell you otherwise. Please refer to Page 2 for more information about your Account, including How We Calculate Your Balance, Paying Interest, and Foreign Currency Charges. Payment Information: All charges made on this charge card, that are not included in a Pay Over Time balance. are due and payable when you receive your periodic statement. Annual Membership Fa: The annual membership fee for your Account is 52.50000. When you receive the statement in which the annual fee is billed, you can avoid paying the annual fee by calling the Customer Service phone number on Page 2 to ca nc el your Account. APR Information:The Annual Percentage Rates (APRs) for each billing period may vary based on the Prime Rate. We use the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wolf Street loutnal may not publish the Prime Rate on that day. Hit does not, we will use the Prime Rate from the previous day it was published. The Penaky APR will apply to a Feature if you make a late payment or a payment that is returned. If the Penalty APR is applied for either of these reasons, it will apply for at least 6 months. We will review your Account every 6 months after the Penalty APR is applied. The Penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. You may have access to one or more Pay Over Time Features on your Account. The following APRs apply to the Features noted as of the Closing Date of this statement. Centurion Sign & Travel Please refer to page 2 for further Important Information regarding your account AMEX000813 Continued on next page SDNY_GM_00326613 EFTA_00 199367 EFTA01685611 Centurion° Card DUPLICATE COPY p. 7/13 G MAXWELL Closing Date 06/17/12 Account Ending Important Notice continued Tier STANDARD PENALTY Rate Description I APR AMEX000814 SDNY_GM_00326614 EFTA_00199368 EFTA01685612 G MAXWELL DUPLICATE Cal Account Ending p 8/13 AMEX000815 SDNY_GM_00326615 EFTA_00199369 EFTA01685613 Centurion° Card G MAXWELL Closing Date 06/17/12 Summary of Changes We're making changes to how some American Express cards and benefits work. The table below summarizes changes that affect your card account. See the reverse side of this page for changes to your Cardmember Agreement. DUPLICATE COPY Account Ending Additional Cardmembers We May Contact You p. 9113 Effective September 1, 2012, we are increasing the annual fee for each Additional Centurion Card to $2,500 (previously, 51.500) and we are also limiting the number of Additional Centurion Cards you may have on your account to 2. If you already have more than 2 Additional Centurion Cards on your account, you will not lose those Cards because of this limit. However, if any of your Additional Centurion Cards are cancelled for any reason, you will not be able to replace or reinstate those Cards or add other Additional Centurion Cards if that would bring your number of Additional Centurion Cards to more than 2. We are clarifying the ways we may contact you for account servicing and collections. We will continue to honor any communication preferences that you have previously indicated regarding marketing offers. See the reverse side for the Detail of Changes to Your Cardmember Agreement. SCN62 BP/CCSGCEN/0612 AMEx000816 SDNY_GM_00326616 EFTA_00 199370 EFTA01685614 G MAXWELL DUPLICATE CI. Account Ending Detail of Changes to Your Cardmember Agreement The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement governing the account. This notice formally amends that Cardmember Agreement as described below. These changes apply to existing and future balances on your account. Any terms in the Cardmember Agreement conflicting with these changes is replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with additional Cardmembers on your account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. p. 10113 Additional Cardmembers Effective September 1, 2012, the Annual Membership row of the How Rates and Fees Work table, in Part 1 of the Cardmember Agreement, is replaced with: This fee is on the Rates and Fees Table on page 1 of Part 1. We will charge $2,500 for each additional Centurion Card, $175 for up to 3 additional Platinum Cards, $175 for each additional Platinum Card after the first 3, $45 for up to 5 additional Gold Cards. and $45 for each additional Gold Card thereafter. You may have up to 2 additional Centurion Cards. We May Contact You Effective September 1, 2012, the We may contact you section, in Part 2 of your Cardmember Agreement, is replaced with the following: Servicina and collections If we need to contact you to service your account or to collect amounts you owe, you authorize us (and our affiliates, agents and contractors) to contact you at any number you provide. from which you call us, or al which we believe we can reach you. We may contact you in any way, such as calling or texting. We may contact you using an automated dialer or prerecorded messages. We may contact you on a mobile, wireless or similar device, even if you are charged for it. Call monitoring We may monitor and record any calls between you and us. SCN62 BP/CCSGCEN/0612 AMEX000817 SDNV_GM_00326617 EFTA_00I9937I EFTA01685615 Membership Rewards First`-PLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 232,644 Points Earned this Period 1,244 (Account Summary May1,2012 -May 31,2012) Opening Points Balance 231,400 Points Earned this Period +1244 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 232,644 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points. Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p 11/13 mombarshiprinvards.com 14100-297-1300 International Collect: 305-816-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. learn more at mem bersh I preward s.com/everydaycharges Where To Stop Before You Shop Earn up to lox point s on 300 brands at membersh Ipreward s.com/earn May1,2012 - May31,2012 ) Points Earned this Period Points Activity On EllgIblothargos Bonus Points Total Points Awarded Activity Per Card Contu XX XX-gt(X2-= tatttatits Addl Cantur XXXX-XX/00O1. -305 0 -305 1,185 364 0 1,185 364 Total 1,244 0 1,244 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more Information, visit membeishipieNards comiteims or call 1-800-297-1300. From overseas, call collect 305 816-2799. AMEX000818 SDNY_GM_00326818 EFTA_00199372 EFTA01685616 atiwELLDUPLICATE COPY G MAX lap.nt fiu-ter MEMBERSHIP rewards p 12/13 AMEX000819 SDNY_GM_0032131319 EFTA_00199373 EFTA01685617 Centurions Card G MAXWELL Closing Date 06/17/12 DUPLICATE COPY Account Ending p.13/13 ;JAE RICAN EXPRESS MEMBERSHIP REWARDS* Use Membership Rewards° points for rewards from over 500 leading brands including: 1( A I N I H Asla Miles A wizen See them all —visit membershiprewards.com/stmt Terms and Condibors for the Membership Rewards brogan apply. Visit membershiprewaniscomiterms or tali 1-800-AX P-EARN (297-3276) for more nfonnation.Parhapatng partners and available rewards are subject to change vmho.it notice AME X000820 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNv_GR1_00326620 EFTA_00199374 EFTA01685618 MiEX000821 SDNY_GM_00326621 EFTA_00199375 EFTA01685619 Centurion* Card G MAXWELL Closing Date 07/18/12 DUPLICATE COPY New Balance $8,474.69 Please Pay By 08/02/12 O See page 2 for important information about your account. Di Sat Page 7 for an important Privacy Notice and the following page for important notices about Your Billing Rights and Electronic Fund Transfer Error Resolution. ® Your payment of $8,474.69 will be debited from your account on 08/02/12. Any inquiry to American Express concerning this debit should be made by 07/31/12. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Lai Do not staple or use paper clips Check here if your address or phone number has changed. Notechanges on reverse side. Pay by Computer amerkanexpresszomipbc p. 1/13 Account Ending Membership Rawards*Points As of 07/18/12 244,161 I-6, For details, please see your i:J• Membership Rewards page. Account Summary Previous Balance $9,263.70 Payments/Credits -517,350.70 New Charges +514,016.69 Fees +52,545.00 New Balance $8,474.69 Days in Billing Period: 31 Customer Care Pay by Computer americanexpresscom/pbc Customer Care Pay by Phone 1.877-877-0987 1-800-472-9297 2 See page 2 (or additional information. Pay by Phone 1+9C0-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK N107101-1270 000847469000847461 14 ri Account Ending Enter account number on all documents. Make c heck payable to American Express. Please Pay By 08/02/12 AutoPay Amount $8,474.69 AMEX000822 SDNY_GM_00326622 EFTA_00 199376 EFTA01685620 G MAXWELL DektIMELF,111 p. 2/13 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 43) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ffav exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, on other defaults on your Account may be reflected in your credit report. New York residents may contact the NY Banking Dept. for a comparative listing of credit card rates, fees and grace periods at I -800-518-8866. Customer Care & Billing Inquiries gal International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800-695 9090 1-800-CASH-NOW in NY:1-800-522-1897 Change of Address ',correct on from do not use. • To change your address online, visit swnvamericaneypressiorrilupdatecontactinfo • son Name. Company Name. and Foreign Address or Phonechanges, pleasecall Customet Cant. • Please print dearly in blue or black ink only in the bases provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: arnericanexpress.com Mobile Site: amexnazabilecom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NI 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emericenexpress.comipelvacy. AMEX000823 SDNY_GM_00326623 EFTA_00 199377 EFTA01685621 Centurion° Card G MAXWELL Closing Date 07/18/12 DUPLICATE COPY Account Ending p 3/13 Payments and Credits Summary Total Payments -$9,263.70 Credits MAXWEL I -58.087.00 Total Payments and Credits 417,350.70 Detail •ndicates posting date Payments Amount 07/02/1r G MAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK, NA -19.263.70 Credits Amount 06/25/12 G MAXWELL BMI BRITISH MIDLAND UNITED STATESOF A BMI BRITISH MIDLAND Ftom: To: N/A WA WA WA WA Tkket Number 2367068506412 Passenger Name: MAXIIVELUGHISLAINE NO Document Type: AGENCY PASSENGER TICKET Carrier: re YY YY YY Carder. YY YY YY YY Class: 00 00 00 00 -$3 111.60 06127/12 G MAXIVELL BRITISH AIRWAYS PLC UNITEDSTATES OF A BRITISH AIRWAYS PLC From: To: N/A N/A N/A N/A N/A Tkket Number 1257068757864 Passenger Name: MAXWELUGHISIAINE NO Document Type:AGENCY PASSENGER TICKET Class 00 00 00 00 459140 07/05/12 G MAXWELL ALITALIA USA ALITALIA From: To: N/A N/A NOT AVAILABLE Carder: YY Claw )0( -54,173.00 Ticket Number 05570687578630 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Date of Departure: 07/05 New Charges Summary Total G MAXWELL $13,121.66 JENNIFER TURNER $895.03 Total New Merges $14,016.69 AMEX000824 Continued on reverse SDNY_GM_00326624 EFTA_00199378 EFTA01685622 G MAXWELL DrAMILF,Iiirm p. 4/13 Detail G MAXWELL Card EndingI Foreign Spend Amount 06/14/12 AMTAL1A LISA AUTAL IA From: To: RIO OE JANEIRO INT ROME LEONARDO DA V NOT AVAILABLE Tkket Number 05570687578630 Passenger Name MAXWELUGHISLAJNE NO Document Type PASSENGER TICKET Carrier: Class: AZ Date of Departure: 06/14 $4,573.00 06/16/12 DASLU RIO DE JANEIRORIO DE JANEIRO 0.1 ESTR DA GAVEA RIO DE JAN SUACOMPRA 1.4040 Smarm Rots $864.04 06/17/12 FRAKTALEE USA BUSINESS SERVICE AMSTERDAM $20.00 06/18/12 HALM( CLEANER50373HACKENSACK NJ 201-343-7333 Description DRY CLEANING/L $150.00 06/19/12 VERIZOWRECURRINGPAYPHONESERVICE 65870045919103 $89.99 06/19/12 Carey International Washington DC 888-649-3949 Description 2012-06-15 New York MAXWELL GHISLAINE $151.63 06/21/12 KLM SAO PAULO SP From: To: N/A N/A NOT AVAILABLE Ticket Number 07450796513036 Passenger Name: MAMNELUGHISLAINEMRS Document Type PASSENGER TICKET Carrier YY Date of Departure: 06/21 6.8242.81 Bunlian Reels $3,376.08 06/21/12 BROADVIEW NETWORKS 800-276-2384 NY 9149227538 $522.92 06/21/12 GODADDY.COM (480)505-8855 (480)505-8855 $10.17 06/22/12 VERIZOWIECURRINGPAYPHONESERVICE 2125353594906 19103 $9238 06/22/12 GODADDY.COM (480)505-8855 (480)505-8855 $5.99 06/26/12 T-MOBILE RKURNG PMTT-MOBILE 5S513884098006 $269.413 06/26/12 JASON POSSUMATO JASORIDGEWOOD NJ 917-7740347 $272.18 06/28/12 FLIGHT OPT1ONS00000CLEVELAND 01-1 2167973500 Description GENERAL MERCHANDISE $299.85 AMEX000825 Cont inued on next page SDNY_GM_00326625 EFTA_00199379 EFTA01685623 Centurion° Card DUPLICATE COPY G MAXWELL Closing Date 07/18/12 Account Ending Detail Continued p.5/13 Foreign Spend Amount 08/28/12 NETWORK SOLUTIONS, L888-642-9675 VA 8886424675 $33291 07/01/12 AT&T TLG FLP 851 ALPHARETTA GA 8083314500 Description TELEPHONE SERV $49229 07/02/12 EFAX PLUS SERVICE 323-817-3205 CA INTERNET SVC $1695 07/03/12 TIME WARNER CABLE NYWOODSIDE NY CABLE & PAY TV $27258 07/05/12 VERIZON6RECURRINGPAYPHONESERVKE 2124726991624 19103 $64.10 07/07/12 GODADDY.COM (480)50543855 (480)505-8855 $113.41 07/09/12 PET PARTNERS INC 025RALEIGH NC $4933 919459.8222 Description INSURANCE BROX 07/10/12 DOG SHOW PHOTOGRAPHY301-8650855 MD 3018658073 $36.00 07/12/12 NY ST INS FUND DISABALBANY NY 800-487-4567 $148.53 07/12/12 OPAY NY INS FUND (*.SAN RAMON CA 800-487-4567 S3.64 07/17/12 FRAKTALEE USA BUSINESS SERVICE AMSTERDAM S20.00 07/17/12 POWERMAX 0017 LAKE OSWEGO OR 503-624-1827 Description COMPUTER EQUIP $87341 JENNIFER TURNER Card Ending— Foreign Spend Amount 06/27/12 FEDEX. 8717081917671-800622-1147 GM PERSONAL CLOTHTW166S TO WALTER NUNES GB FROM: 001 PRIORITY 1 5218 AWB871708191767 FedEx at-800-622-1147 $174.74 06/27/12 WWWITUNES.COMITUNEAUSTIN TX (Tunes Music Store 06/28/12 FEDEX. 871708191767 1-800-622-1147 GM PERSONAL CLOTHTW1665 TO WALTER NUNES GB FROM: 001 PRIORITY 1 5218 AWB871708191767 FedEx al-800-622-1147 $525.89 AMEX 000826 Continued on reverse SDNY_GM_00326626 EFTA_00199380 EFTA01685624 G MAXWELL DrffitirignFliira p 6/13 ( Detail Continued Foreign Spend Amount 07/18/12 FEDEXM 871708191528 1-800-622-1147 II M PERSONAL BOXTW1665 TO: WALTER NUNES GB FROM. FedEx11-800-622-1147 $193.32 Fees Amount 07/18/12 G MAXWELL ANNUAL MEMBERSHIP FEE Use Membership Rewards* Points toward your annual membership lee. Visit vninsmembeethlprewards.contrawdrees to learn more. $2300.00 07/18/12 JENNIFER TURNER ANNUAL MEMBERSHIP FEE $45.00 Total Fan for this Period $2,54.5.00 2012 Fees and Interest Totals Year-to-Date Total Fees in 2012 Total Interest in 2012 Amount $2,54&00 $0.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for PayOver Time Features. (v) indicates variable rate. For Select & Pay Later, the APR is 9.15% (v). Please refer to page 2 Inc further important Information regarding your account AMEX000827 SDNY_GM_00326627 EFTA_00199381 EFTA01685625 COPY Centurion® Card DUPLICATE p. 7113 G MAXWELL Closing Date 07/18/12 Account Ending An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express' Charge Cards or accounts, Optima' Cards or accounts, other personal credit card accounts that we issue, and to United States holders of business charge and credit cards from OPEN from American Express. This Notice explains how we collect, use and safeguard inf °motion about you and how to limit the use and disclosure of your information. In this Notice, "American Express," we," 'our; and "us" ref er to American Express Travel Related Services Company, Inc., American Express Centurion Bank and American Express Bank. FSB. These entities are "Affiliates' of each other, which are companies in the American Express family that are related to each other by common ownership or control. Our AffiNates also include publishers, travelers cheque issuers, travel agents and providers of Card-related insurance services. The cards and accounts that we issue are called 'Cards' or 'Card accounts.' Holders of those Card accounts are called tardmembers-or "you(r)." What Information Do We Collect? We obtain information about you from a variety of sources. You provide us with information about yourself, for example, by completing Card applications. This includes your name, address, social security number, and income and asset information. Your use of the Card and your other transactions with us and our Affiliates provide us with additional information, such as your spending and payment history. Other sources, such as credit reporting agencies and providers of marketinginformation, furnish us with additional information about your credit history, purchasing preferences, and other matters. We also obtain information about you in connection with our efforts to protect against fraud. We call all of this information *Cardmember Information." What Do We Do with Cardmember Information? We use Cardmember Information in connection with delivering products and services to you. To do this it is often necessary to share it with our Affiliates and other companies we work with. These include companies that manage Card accounts, offer affinity, frequent-user, and reward programs, companies that perform marketing services and other business operations for us. and companies whose products or services are provided as a benefit of your Card account. We may also share Cardmember Information with other financial institutions with whom we jointly offer products and services. And we may disclose it to other third parties as permitted by law. For example, we disclose Cardmember Information in response to subpoenas, to credit reporting agencies, and to help prevent fraud. Information We Share with Our Affiliates You can inform us not to share with our Affiliates credit-related information (except as permitted by law), such as your credit history as shown on a consumer report. H you make this choice, we are permitted by law to share with our Affiliates information about our transactions and experiences with you, such as your payment history. Valuable Partner Otters We work with carefully selected business partners, such as merchants that accept the Card, so that you may receive offers for their products and services. We use Cardmember Information to help make these offers more SPC30 relevant and valuable to you. H you respond to one of these offers, the business partner will know certain information about you, such as your name, that you are a Cardmember, and that you met the qualifications established for the otter. You can inform us not to send you these offers. Your Choices Please let us know if you do not want us to use your Cardmember Information to communicate with you about offers, including exclusive partner off ers and offers from our Affiliates, by mail, telephone and/or e-mail. or share your credit-related information with our Affiliates, by visiting us at: www.amerioanexpress.00mMommunioationa You can also inform us of your choices (except for e-mail communications) by calling us at 1-800-297-8378 it you make these choices, you may not learn about products, services and features. including discounts and other special offers, we believe may be of interest to you and add value to your Card membership. If you have other Card accounts with us, you will receive additional privacy notices that apply to those accounts. Please note that any ohoioes you make will only apply to this a000unt. If you are the primary Cardmember on your Card account, any choices you make in accordance with this Notice will also apply to any other Cardmember on this account (except for e-mail communications). If you make choices not to receive offers as indicated above, we may still include notices and information about the Card and other products and services when communicating with you about your Card account and related products and services. Information Security We use reasonable administrative, technical and physical security measures to protect your Cardmember Information. Former Customers If you cancel your Card, or your Card account(s) are closed, we will continue to treat and safeguard Cardmember Information about you as described in this Notice. For Vermont Cardmembers Only If your Card account has a Vermont billing address, we will automatically treat your account as if you had informed us not to share your credit-related information with our Affiliates. BP/ PRVCCSG/0310 AMEX000828 SDNY_GM_00326628 EFTA_00199382 EFTA01685626 G MAXWELL DUPLICATE Cirami Account Ending p. 8/13 Your Billing Rights: Keep this Document for Future Use This notice tells you about your nghts and our responsibilities under the Fair Credit Billing Act. What To Do If You Find a Mistake on Your Statement If you think there is an error on your statement. write to us at PO Box 981535. El Paso TX 79998.1535. In your letter. give us the following information: • Account information Your name and account number. • Dollar amount The dollar amount of the suspected error. • Description el problem If you think there is an error on your biN. describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days alter the error appeared on your statement. • At least 3 business days before on automated payment is scheduled. if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in wining. You may call us. but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. What Will Happen Atter We Receive Your Letter When we receive your letter. we must do two things: 1. Within 30 days of receiving your letter. we must tell you that we received your letter. We will also tell you if we have already corrected the error. 2. Within 90 days of receiving your letter, we must either correct the error 34 explain to you why we believe the bill is correct. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question. or report you as delinquent on that amount. • The charge in question may remain on your statement. and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question. you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit rum. After we finish our investigation. one of Iwo things will happen: • If we made a mistake You will not have to pay the amount in question or any interest or other fees related to that amount. • 11 we do not believe there was a mistake You will have to pay the amount in question. along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may then report you as delinquent if you do not pay the amount we think you owe. If you receive our explanation but atil believe your bill is wrong. you must write to us within 10 days telling us that you still refuse to pay. If you do so. we cannot report you as delinquent without also reporting that you are questioning your bill. We must tell you the name of anyone to whom we reported you as deinquent, and we must let those organizations know when the matter has been settled between us. If we do not follow all of the rules above, you do not have to pay the first 550 of the amount you question even if your bil is correct. Your Rights If Youfirs_Dissatisfied With Your Credit Card Purchases II you we dissatisfied with the goods or services that you have purchased with your credit card. and you have tried in good faith to correct the problem with the merchant. you may have the right not to pay the remaining amount due on the purchase. To use this right. all of the following must be true: I. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you. or if wo own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. II all of the criteria above we met and you we still dissatisfied with the purchase. contact us in witting at PO Box 981535. El Paso TX 799981535. While we investigate. the same rules apply to the disputed amount as discussed above. After we finish our investigation. we will tell you our decision. At that point. if we think you owe an amount and you do not pay. we may report you as delinquent. SPC30 BP/PRVCCSG/0310 AMEX000829 SDNY_GM_00326629 EFTA_00199383 EFTA01685627 Centurion° Card G MAXWELL Closing Date 07/18/12 DUPLICATE COPY Account Ending p. 9/13 Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card. including Express Cash transactions. or electronic payments you make to American Express using Pay By Phone. Pay By Computer. or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can telephone us at 1.800-IPAY-AXP for Pay By Phone and Pay By Computer questions. and at 1.800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at American Express. Electronic Funds Services. P.O. Box 981531. El Paso. TX 79998.1531. or contact us online at vniwamericanexpress.cominquirycenter. We must hear from you no later than 60 days alter we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us. please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you aro unsure about. Explain as clearly as you can why you believe it ia on error or why you need more information. (3) The dollar amount of the suspected error. If you notify us by phone. we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time. however. we may take up to 45 days to investigate your complaint or question. If we decide to do this. we will credit your bank account within 10 business days for the amount you think is in error. so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days. we may not credit your account. For errors involving point-of-sale or foreign-initiated transactions. we may take up to 90 days to investigate your complaint or question. We will tel you the results within three business days after completing our investigation. If we decide that there was no error. we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and there was no error. we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account. If your bank account does not have enough funds to cover this withdrawal. we can charge the amount to your card account or collect the amount from you. If this happens. we may cancel your right to use our electronic transfer services. SPC30 BP/PRVCCSG/0310 AMEX030830 SDNY_GM_00326630 EFTA_00199384 EFTA01685628 G MAXWELL p 401'3 AMEX000831 SDNY_GM_00326631 EFTA_00199385 EFTA01685629 Membership Rewards First`-PLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 244,161 Points Earned this Period 11,517 Account Summary June 1,2012- June 30,2012 Opening Points Balance 232.644 Points Earned this Period +11,517 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 244,161 Points Earned this Period are pending until charges are paid in full and all your accounts are In good standing. Points Earned this Period may include Bonus Points. Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p 11/13 membershipnwcards.ccen 1400497-1300 International Collect: 305416-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at memberthIprewards.comfinnwydaychargin June 1,2012 - June 30,2012 ) Points Earned this Period Points Activity On Charges Bonus Points Total Points Awarded Activity Per Card Centu XXXX-M0OM tatttatits Addl Centur XXXX-XX/00O1. 9,041 37S Carey Won% Plat/Cent 7614 9,419 1,874 0 1,874 224 0 224 Total 11,139 378 11,517 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit member shi pie iva r ds comitetms or call 1-800-297-1300. From overseas, call collect 305 816-2799. AME X000832 SDNY_Okl_00326632 EFTA_00199386 EFTA01685630 atiwELLDUPLICATE COPY G MAX lap.nt fiu-ter MEMBERSHIP rewards FIRST' p 12/13 AMEX000833 SDNY_GM_00328833 EFTA_00199387 EFTA01685631 Centurion' Card G MAXWELL Closing Date 07/18;12 DUPLICATE COPY UP TO 70% OFF DESIG BRANDS + FREE SHIPP Enjoy daily shopping events featuring top designer bra incredible prices, plus FREE SHIPPING on qualifying 51OO or more when you use your American Expres Become a member of vente-privee today at anwericanexpress.com/vptratshIp vente-priveeerS ..„ American Express nl'os maim( §'M rerunewtSscom•Walor cce ' Account Ending Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. p. i3/13 AMEX000834 SDNv_GM_00326634 EFTA_00199388 EFTA01685632 MiEX000835 SDNY_GM_00326635 EFTA_00199389 EFTA01685633 Centurion° Card G MAXWELL Closing Date 08/17/12 DUPLICATE COPY New Balance $7,251.26 Please Pay By 09/02/12 PI 0 Seepage 2 for important in tor mat On about your account. See Page 6 For A Notice Of Changes To The Membership Rewards Program Terms & Conditions See Page 7 for Important Information Regarding Benefits Underwritten by AMEX Assurance Company. Your payment of $7,251.26 will be debited from your account on 09/01/12. Any Inquiry to American Express concerning this debit should be made by 08/30/12. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. FILL UP WITH MORE THAN JUST FUEL A/1 OKIVIOVet. LISOCIURAlih<ANIPP4' NO LAW FIEWA5O5 ,....CAC n w , A CAN - mAACASSTAXONS 'tauUSE YOU PLACES E"A EXPLORE MORE GPSAT /LAOS TO USE YOUR CARD AT AMCGIETV/CaKCOM/WELCONE M. Payment Coupon WI Do not staple or use paper clips Check here if your addressor phone number has changed. Note changes on reverse side. p. 119 Account Ending Membership Rewards' Points Available and Pending as of 07/31/12 253,134 For upto date point balance and full program details, visit membershrprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees $IM74.69 -$4424.69 +$7,251.26 +$0.00 New Balance $7,251.26 Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Core Pay by Phone 1.877.877-0987 1.800472.9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone americanexpress.corn/pbc BM 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c heck payable to Ameikan Express. Please Pay By 09/02/12 AutoPay Amount $7,251.26 I II I I II II II IIII II I I Il II I I III I II II II I I II II III I I I II I 000725126000725126 14 ri AM E X000836 SDNY_GM_00326636 EFTA_00199390 EFTA01685634 G MAXWELL DektIMELF,111 p. 2/0 Payments: Your payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Hy or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automaticallyUm exampk, Sign & Trmrel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check far the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the NY Banking Dept. for a comparative listing of credit card rates, fees and grace periods at 1-800-518-8866. Customer Care & Billing Inquiries gal International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX:1 800-695 9090 1-800-CASH-NOW in NY:1-800-522-1897 Change of Address ',correct on front do not use. • To change your address onliwe.visit swwvamericaneipressiorrilupdatecontactinfo • For Name. Company Name. and roreign Address or Phonealways, pleas* call Customet Cam. • Please print dearly in blue or black Ink only its the boxes provided. n Sueet Address I City, State Zip Code Azea Code and Home Rabe vAoStedesnd Email 1 I I Website: arnerkanexpress.com Mobile Site: amexnxibile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcanexpresszotrdpdvacy. AMEX000837 SDNY_GM_00326637 EFTA_00 199391 EFTA01685635 Centurion® Card G MAXWELL Closing Date 08/17/12 DUPLICATE COPY Account Ending p. 3/9 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$8,474.69 $0.00 -$8,474.69 Detail *Indicates posting at. Payments wow r G MAXWELL Amount AUTOPAY PAYMENT RECEIVED • THANK YOU JPMORGAN CHASE BANK, NA -$8,474.69 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges Detail G MAXWELL Card Ending $722623 $2503 $7,251.26 Foreign Spend Amount 07/18/12 BRITISH AIRWAYS PLC UNITED STATES OF A BRITISH AIRWAYS PLC From: To: LONDON HEATHROW AP NICE LONDON HEATHROW AP N/A N/A Tkket Number: 1257117084483 Passenger Name: MAXWELUGH6tAINE NO Document Type AGENCY PASSENGER TICKET Carrier: Class: BA BA re 00 VY 00 Date of Departure:07/20 $1,762.80 07/19/12 VERIZONIKURRINGPAYPHONESERVICE 658700485919103 $8999 07/20/12 NEU AIR MONACO MONACO FR 0037792050050 950,00 European Union Euro $1,170.88 07/22/12 GODADDY.COM (480)505-8855 (480)505-8855 $5.99 07/23/12 VERIZON•RKURRINGPAYPHONESERVICE 2125353591906 19103 $92.70 07/23/12 BROADVIEW NETWORKS 800.2762384 NY 9149227538 $445.35 07/26/12 T-MOBILE RECURNG PMTT-MOBILE 555138840980% $719.27 07/31/12 AT&T TLG FLP 851 ALPHARETTA GA 800-331-0500 Description TELEPHONE SERV $96.64 AMEX000838 Continued on reverse SDNY_GM_00326638 EFTA_00199392 EFTA01685636 G MAXWELL p.4/9 Detail Continued Foreign Spend Amount 08/02/12 EFAX PLUS SERVICE 323-817-320S CA INTERNET SVC $16.95 08/03/12 VERIZON•RKURRINGPAYPHONESERVICE 2124726991624 19103 866.86 08/03/12 TIME WARNER CABLE NYWOODSIDE CABLE & PAY 71/ NY 8283.73 08/06/12 PARK EAST ANIMALHOSPNEW YORK VETERINARY SERVICE NY $1,937.00 08/08/12 PET PARTNERS INC 02SRALEIGH NC 919-859-8222 Description INSURANCE BROK $4933 08/13/12 JASON POSSUMATOJASORIDGEWOOD 917-7740347 NJ $27118 08/13/12 PARK EAST ANIMALHOSPNEW YORK VETERINARY SERVICE NY 313.00 08/15/12 OEM/PARTSBIN CARSON CA AUTOPART STR 3187.86 08/15/12 PAYPAL •SKYPE UK BUSINESS SERVICE 4029357733 L •SKYPE 10.00 Pounds Sterling $15.70 ® JENNIFER TURNER Card Ending Foreign Spend Amount 07/19/12 FEDEX/ 8717081913281-800622-1147 OM PERSONAL BOX1W1665 TO: WALTER NUNES GB FROM. FedEx 01-800-622-1147 $2503 Fees Amount Total Fees for this Period $0.00 2012 Fees and Interest Totals Year-to-Date Total Fees in 2012 Total Interest in 2012 Amount 32,545.00 $000 AMEX000839 Cont inued on next page SDNY_GM_00326639 EFTA_00199393 EFTA01685637 Centurion. Card DUPLICATE COPY p.5/9 G MAXWELL Closing Date 08/17/12 Account Ending Important Notice information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following ale the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indkates variable rate. For Select & Pay Later, theAPR is 9.1S% (v). For Sign & Travel, the APR Is 9.1S% (v). Please refer to page 2 for further important information regarding your account AMEX000840 SDNY_Ghl_00326640 EFTA_00199394 EFTA01685638 G MAXWELL Centurion® Card DUPLICATE Cab Account Ending P.6/9 Notice of Changes to the Membership Rewards° Program Terms (Corporate Card Only) Effective October 1, 2012, the annual fee to enroll a Corporate Card in the Membership Rewards program will be $90 (previously, $75). Enrolled Corporate Cardmembers will be charged this fee on their first annual program renewal date following October 1, 2012. To reflect this change, effective October 1, 2012, in the Annual Fees section of the Membership Rewards Program Terms & Conditions, '$75' is replaced with 190: SMR82 BP/MRCORPF/0812 AMEX000841 SDNY_GM_00326641 EFTA_00 199395 EFTA01685639 Centurions Card DUPLICATE COPY p. 7,J G MAXWELL Closing Date 08/17/12 Account Ending Notice of Change to Your Travel Accident Insurance Policy We are making Important Changes to your insurance policies ('Polices) underwritten by AMEX Assurance Company. We are Increasing the age limit for dependents covered by the Travel Accident Insurance for Cardmembers in the following states DC. HI. ID. IN. LA. MA. NY. and VA. The age limit vanes by state. For PA residents. the general terms of your coverage have been revised to include provisions required in your state. Please refer to the Riders for each applicable state. This change becomes effective on the dale indicated below, whether or not you receive a billing statement. This Notice formally amends your Policies, and any contrary or conflicting language in those Policies is replaced fully and completely. All terms of the Policies not amended herein remain in full force and effect You should carefully review these changes. share them with any Additional Cardmembers on your Account. and then keep this Notice for future reference. If you have questions regarding this Notice. please call the telephone number listed on the back of your American Express Card. Applicable for Residents of the stales of Idaho, Virginia, DC, Hawaii, and Massachusetts for Travel Accident Insurance: The definition of Covered Person from the DEFINITIONS section is replaced with the following￾Covered Person means the Basic Cardmember, each Additional Cardmember, and each of these Cardmember's spouses or Domestic Partners and dependent children under 26 years of age (dependent children include. your unmarried. dependent children under 26 years of age who rely on You for support and maintenance, your unnamed dependent children 26 years or older who because of a handicap condition that occurred before the attainment of the limiting age, are incapable of self-sustaining employment and dependent upon You for lifetime care and supervision. Coverage will be extended for as long as such child is incapacitated, unmarried and depemlent.). TAI-RDR I -Multi 04/10. TAI-RDR1-DC 04/11, TAI-RDR1-HI 07/10 and TAI-RDR1-MA 11/10. Applicable for Residents of the state of Hawaii for Travel Accident Insurance: Domestic Partner means persons of the same or opposite gender who have entered into a reciprocal beneficiary relationship pursuant to Hawaii statutes. TAI-RDRI-HI 0700 Applicable for Residents of the stale of Indiana for Travel Accident Insurance: The definition of Covered Person from the DEFINITIONS section is replaced with the following Covered Person means the Basic Cardmember, each Additional Cardmember, and each of these Cardmember's spouses or Domestic Partners and dependent children under 26 years of age (dependent children include: your dependent children under 26 years of age. your dependent children 26 years or older who because of a handicap condition that occurred before the attainment of the limiting age, are incapable of self-sustaining employment and dependent upon You for lifetime care and supervision. Coverage will be extended for as long as such child is incapacitated, unmarried and dependent ) TAI•RDR/-IN 07/10 Applicable for Residents of the state of Louisiana for Travel Accident Insurance: The definition of Covered Person from the DEFINITIONS section is replaced with the following. Covered Person means the Basic Cardmember, each Additional Cardmember, and each of these Cardmember's spouses and dependent children under 26 years of age (dependent children include: your dependent children under 26 years of age who rely on You for support and maintenance. your dependent children 26 years or older who because of a handicap condition that occurred before the attainment of the limiting age, are incapable of sell-sustaining employment and dependent upon You for lifetime care and supervision. Coverage will be extended for as long as such child is incapacitated and dependent.). The definition of Domestic Partner is hereby removed from the Definitions section of the Description of Coverage Additionally an references to Domestic Partner are hereby removed from the Description of Coverage. By Title Date TAI-RDRI-LA 1011&I0 Applicable for Residents of the State of Massachusetts for Travel Accident Insurance: The following is hereby added to and made part of the Description of Coverage This Policy, alone, does not meet Minimum Creditable Coverage standards and will not satisfy the individual mandate that you have heath insurance. As of January 1 2009. the Massachusetts Health Care Reform Law requires that Massachusetts residents, eighteen (18) years of age and older, must have health coverage that meets the Minimum Creditable Coverage standards set by the Commonwealth Health Insurance Connector, unless waived from the hearth insurance requirement based on affordability or individual hardship. For more information call the Connector at 1-877-MA-ENROLL or visit the Connector website (www.mahealthconnector.orq). This plan is not intended to provide comprehensive health care coverage and does not meet Minimum Creditable Coverage standards, even if it does include services that are not available in the insured's other health plans TAI-RDR1-MA 11(10. SAT82 BP/AACTAIO/0812 AMEX000842 SDNY_GM_00326642 EFTA_00199396 EFTA01685640 G MAXWELL DUPLICATE Cal. Account Ending p. 8/9 Applicable for Residents of the state of New York for Travel Accident Insurance: The definition of Covered Person from the DEFINITIONS section is replaced with the following. Covered Person means the Basic Cardmember, each Additional Cardmember, and each of these Cardmembers spouses or Domestic Partners and dependent children. Spouse includes the person to whom you are married, including your same-sex partner in your marriage that was legally performed in another jurisdiction. Dependent children includes. 1. Unmarried. dependent children under age 29 who rely on the insured for support and maintenance. 2. Unmarried dependent children 29 years or older who, because of a handicap condition or disability that occurred before the attainment of the limiting age, are incapable of self-sustaining employment and are dependent upon a parent or other care provider for lifetime care and supervision. Coverage will be extended for as long as such child is incapacitated. unmarried and dependent. 3. Natural, adopted and stepchildren of the insured who are chiefly financialy dependent on the insured for support arid maintenance, and 4. An adopted child or a child in the custody of the insured pursuant to an interim court order of adoption vesting temporary care of the child in the insured. regardless of whether a final order granting adoption is ultimately issued. The definition of Domestic Partner from the DEFINITIONS section is replaced with the following "Domestic Partner means persons of the same or opposite gender who can provide Us with proof of the domestic partnership and financial interdependence in the form of: A.Registration as a domestic partnership indicating that neither individual has been registered as a member of another domestic partnership within the last six months. where such registry exists. or B For partners residing where registration does not exist, by an alternative affidavit of domestic partnership as foilows 1.The affidavit must be notarized and must contain the following. a. The partners are both eighteen years of age or older and are mentally competent to consent to contract. b. The partners are not related by blood in a manner that would bar marriage under laws of the State of New York c The partners have been living together on a continuous basis prior to the date of the application: and 2.Proof of cohabitation (e.g.. a dnver's license. tax return or other sufficient proof): and 3.Proof that the partners are financially interdependent Two or more of the following are collectively sufficient to establish financial interdependence' a A joint bank account: b. A jam credit card or charge card; c. Joint obligation on a loan: d. Status as an authorized signatory on the partner's bank account, credit card or charge card: e. Joint ownership of holdings or investments: f. Joint ownership of residence: g. Joint ovmership of real estate other than residence: h. Listing of both partners as tenants on the lease of the shared residence: i. Shared rental payments of residence (need not be shared 50150): d. Listing of both partners as tenants on a lease. or shared rental payments. for property other than residence: k. A common household and shared household expenses. e g . grocery bills. utility bills. telephone bills, etc. (need not be shared 50150); I. Shared household budget for purposes of receiving government benefits. m. Status of one as representative payee for the other's government benefits: n Joint ownership of mayor items of personal property (e.g appliances. furniture): o Joint ownership of a motor vehicle. p Joint responsibility for child care (e.g.. school documents, guardianship), q. Shared child-care expenses, e.g., babysitting, day care, school bills (need not be shared 50/50): r. Execution of wills naming each other as executor and/or beneficiary: s. Designation as beneficiary under the other's life insurance policy; t. Designation as beneficiary under the others retirement benefits account : u. Mutual grant of durable power of attorney. v. Mutual grant of authority to make health care decisions (e.g.: health care power of attorney). w. Affidavit by creditor or other individual able to testify to partners' financial interdependence; x. Other item(s) of proof sufficient to establish economic interdependency under the circumstances of the particular case. ' The EXCLUSION section is removed and replaced with the following: EXCLUSIONS This Policy does not cover any loss caused or contributed to by. directly or indirectly. wholly or partiaPy: 1.suicide, attempted suicide or intentionally self-inflicted injury; 2. war or any act of war. whether declared or undeclared: participation in a felony, not or insurrection: service in the Armed Forces or units auxiliary thereto: 3. Injury in which a contnbuting cause was the Covered Person's commission of or attempt to commit a felony or to which a contnbuting cause was the Covered Person's being engaged in an illegal occupation: 4. sickness, except for an infection that was the result of an Injury: 5. mental or emotional disorder; 6. pregnancy, except complications of pregnancy and except to the extent coverage is required pursuant to Section 3221 of the New York Insurance Law: or 7. the consequence of the Covered Person's being intoxicated or under the influence of any narcotic unless administered on the advice of a Physician. The following items are hereby removed from the TERMINATION or CANCELLATION section. the date the Covered Person no longer maintains a Permanent Residence in the 50 United States of America. the District of Columbia. Puerto Rico or the V.S. Virgin Islands: the date We determine that the Covered Person or someone on the Covered Persons' behalf intentionally misrepresented or fraud occurred: and replaced with: the date We determine that the Covered Person or someone on the Covered Persons' behalf intentionally misrepresented or fraud occurred in a written instrument signed by the Covered Person: TAI-RDR2-NY 06/11 Applicable to residents of the state of Pennsylvania for Travel Accident Insurance: The Description of Coverage section is removed and replaced with the following: For Accidental Death the Company will pay the applicable benefit amount as determined from the Table of Losses for the benefits listed below If a Covered Person suffers a loss from an Injury while coverage is in force under the Policy. Fa Dismemberment the Company will pay the applicable benefit amount as determined from the Table of Losses for the benefits listed below if a Covered Person suffers a loss from an Injury while coverage is in force under the Policy if such loss occurs within 100 days after the date of the Accident which caused the Injury. Benefits will be paid for the greatest loss. In no event will the Company pay fa more than one loss sustained by the Covered Person as the result of any one Accident. TAIRDR10612PA SAT82 BP/AACTAI O/0812 AMEX000843 SDNY_GM_00326643 EFTA_00199397 EFTA01685641 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 253,134 Points Earned this Period 8,973 (Account Summary July 1,2012 - July 31,2012j Opening Points Balance 244,161 Points Earned this Period +14973 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 253,134 Points Earned this Period are pending until charges are paid in lull and all your accounts are in good standing. [- Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p. W9 membershiprinvards.cern 14100-297-1300 International Collect 3054116-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at memberthiprewards.combaverydaychargin July 1,2012-July31,2012 Points Earned this Period Points Activity On Eligible Charges Bonus Points Total Points Awarded Activity Per Card )132rft&yam 5,035 0 5,035 tellige slards 3,043 0 3,043 Addl Centur XXXX-XXXOC21. 895 0 895 Total 8,973 0 8,973 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more informationvisit membershlprewards.com/terms or call 1-800-297.1300. From overseas, call collect 305 816-2799. AMEX000844 SDNY_GM_00326644 EFTA_00199398 EFTA01685642 MiEX000845 SDNY_GM_0032664.5 EFTA_00199399 EFTA01685643 Centurion° Card G MAXWELL Closing Date 09/17/12 DUPLICATE COPY New Balance $4,892.49 Please Pay By 10/02/12 g See page 2 for important information about your account. Your payment of $4,892.49 will be debited from your account on 10/02/12. Any inquiry to American Express concerning this debit should be made by 09/30/12. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. S. Payment Coupon Irlid Do not staple or use paper clips Check here it your addressor phone number has changed. Note changes on reverse side. p. 119 Account Ending Membership Rewards' Points Available and Pending as of 08/31/12 263,525 For up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees 8725126 -$23,409.86 +$21051.09 New Balance $4,892.49 Days in Billing Period: 31 Customer Care Pay by Computer arnericanexpress.com/pbc Customer Care Pay by Phone 1.877.8774987 1.8004729297 OSee page 2 for additional Information. Pay by Computer gilj Pay by Phone americanexpress.corn/pbc BM 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c heck payable to American Express. Please Pay By 10/02/12 AutoPay Amount $4,892.49 lllrulrulrullll I II I I III I II II I I II III I I I II II I 000481249000489241 14 ri AME X000846 SDNY_GM_00326648 EFTA_00199400 EFTA01685644 G MAXWELL DektIMELF,111 p. 2/0 Payments: Your payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Hy or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automaticallyUm exampk, Sign & Trmrel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check far the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the NY Banking Dept. for a comparative listing of credit card rates, fees and grace periods at 1-800-518-8866. Customer Care & Billing Inquiries gal International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX:1 800-695 9090 1-800-CASH-NOW in NY:1-800-522-1897 Change of Address ',correct on front do not use. • To change your address onliwe.visit swwvamericaneipressiorrilupdatecontactinfo • For Name. Company Name. and roreign Address or Phonealways, pleas* call Customet Cam. • Please print dearly in blue or black Ink only its the boxes provided. n Sueet Address I City, State Zip Code Azea Code and Home Rabe vAoStedesnd Email 1 I I Website: arnerkanexpress.com Mobile Site: amexnxibile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcanexpresszotrdpdvacy. AMEX000847 SDNY_GM_00326647 EFTA_00 I 9940 I EFTA01685645 Centurion® Card G MAXWELL Closing Date 09/17/12 DUPLICATE COPY Account Ending p. 3/8 Payments and Credits Summary Total Payments -37,023.40 Credits MAXWELI. 416,386.46 Total Payments and Credits -823,409.86 Detail 'indicates posting date Payments Amount 09/01/1? GMAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU *MORGAN CHASE 13ANK, NA -$7,023.40 Credits Amount 08/15/12 GMAXWELL OEWPARTS8IN CARSON CA -3187.86 08/17/12 GMAXWELL OEM/PARTSBIN CARSON CA -$69623 06)21/12 6 MAXWELL OEM/PARTSBIN CARSON CA -$503.79 08/23/12 6 MAXWELL OEM/PARTSBIN CARSON CA -329.51 08/24/12 GMAXWELL OEM/PARTSBIN CARSON CA 45335 08124/12 G MAXWELL OEM/PARTSBIN CARSON CA -$389.71 08/26/12 G MAXWELL A-N PRODUCTIONS MALTA NY -37622 08/27/12 6 MAXWELL OEM/PARTSBIN CARSON CA -$243.09 08/29/12 G MAXWELL OEM/PARTSBIN CARSON CA -386.13 08/29/12 6 MAXWELL OEM/PARTSBIN CARSON CA -361.77 08/29/12 G MAXWELL OEM/PARTSRIN CARSON CA -3191.44 06/30/12 GMAXWELL OEM/PARTSBIN CARSON CA -$54.20 09/01/12' 6 MAXWELL Dispute - FRAKTALEE 420.00 09/01/12' G MAXWELL Dispute - FRAKTALEE 42040 09/05/12 G MAXWELL OEWPARTS81N CARSON CA -3512.30 09/06/12 G MAXWELL OEM/PARTSBIN CARSON CA 4255.89 09/06/12 G MAXWELL OEM/PARTSBIN CARSON CA -343.05 09/06/12 6 MAXWELL AMERICAN EXPRESS TVPHOENIX AZ -35,742.80 09/06/12 G MAXWELL FLIGHT OPTIONS 00000CLEVELAND OH 2167973500 Description GENERAL MERCHANDISE -$290.18 09/07/12 G MAXWELL AMERICAN EXPRESS P/PHOENEX AZ -36,176.30 09/08/12 G MAXWELL STARBUCKS CORP108415NEW YORK NY 803-7827282 -$430 09/10/12 GMAXWELL OEM/PARTSBIN CARSON CA -336454 09/10/12 G MAXWELL OEM/PARTSBIN CARSON CA 4191.62 09/14/12• GMAXWELL Credit Adjustment of Fraudulent Merchandise Charge(s) 47658 09/14/12' G MAXWELL Credit Adjustment of Fraudulent Merchandise Charge(s) -3114.80 AMEX000848 Continued on reverse SDNY_GM_00326648 EFTA_00199402 EFTA01685646 G MAXWELL DrAF,117;f„9, p 4/9 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Now Charges $20,98002 $71/37 $21,051.09 Detail 'Indicates pening date G MAXWELL Card Ending Foreign Spend Amount 08/17/12 AMERICAN EXPRESS IVIPHOENC4 AZ VIRGIN ATLANTIC AIRWAYS, From: To: LONDON HEATHROW AP N.Y.1 F KENNEDY I N/A N/A N/A Ticket Number. 93271259494254 Passenger Name. MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Cmrkc Class: VS YY 00 VY 00 VY 00 Date of Departure:09/04 $6,176.30 08/17/12 AMERICAN EXPRESS IVLPHOENIX AZ DELTA AIR LINES INC. F1O111: To: NICE N.Y. F KENNEDY I N/A N/A N/A Tkket Number 00671259492820 Passenger Name MAXWELUGH6LA1NE NO Document Type: PASSENGER TICKET Carrier: Class: DL re 00 YY 00 VY 00 Date of Depanure: 09/03 $5,742.80 08/17/12 OEM/PARTSBIN CARSON CA AUTOPART STR $696.23 08/17/12 FRAKTALEE USA BUSINESS SERVICE AMSTERDAM 52000 08/20/12 VERIZOIPRECURRINGPAYPHONESERVICE 6587C04859 19103 $89.99 08/21/12 OEM/PARTSBIN CARSON CA AUTOPART STR 5503.79 06/21/12 BROADVIEW NETWORKS 800-2762384 NY 9149227538 $413.33 08/22/12 VERIZOPPRKURRINGPAYPHONESERVICE 2125353594906 19103 S93.05 08/22/12 GODADDY.COM (480)505-8855 (480)505-8855 $5.99 08/23/12 OEM/PARTSBIN CARSON CA AUTOPART STR $29.51 08/24/12 OEM/PARTSBIN CARSON CA AUTOPART STR $53.15 08/24/12 OEINPARTSBIN CARSON CA AUTOPART STR 5389.71 AMEX000849 Continued on next page SDNY_GM_00326649 EFTA_00 199403 EFTA01685647 Centurion° Card G MAXWELL Closing Date 09/17/12 DUPLICATE COPY Account Ending p 5/9 Detail Continued •Inchcates pcnting date Foreign Spend Amount 08/26/12 A-N PRODUL1K)NS 5184595-1927 518-8854927 576.22 08/27/12 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 5344.76 08/27/12 OEM/PARTSBIN CARSON CA AUTOPART STR $243.09 08/29/12 OEM/PARTSBIN CARSON CA AUTOPART STR $86.13 08/29/12 OEM/PARTSBIN CARSON CA AUTOPART STR 561.77 08/29/12 OEM/PARTSBIN CARSON CA AUTOPART STR $191.44 08/3W12 CANINE STYLES INC 212-826-3985 212-826-3985 516.33 08/3W12 CANINE STYLES INC 212-826-3985 212-826-3985 $108.88 08/3W12 OEM/PARTSBIN CARSON CA AUTOPART STR 55420 08/31/12 AT&T TLG FLP 851 ALPHARETTA GA 800-331-0500 Desctiption TELEPHONE SERV 5450.78 09/01/12 EXXONMOBIL MANORVILLE NY AUTO FUEL DISPENSER Description GAS/SERVICES 591.15 09/03/12 EFAX PLUS SERVICE 323-817-3205 CA INTERNET SVC 516.95 09/03/12 STARBUCKS CORP008219NEW YORK 800-7827282 NY $3.43 09/03/12 STARBUCKS CORP078618MANORVILLE 800-7827282 NY 5326 09/03/12 TIME WARNER CABLE NYWOODSIDE CABLE & PAY1V NY $283.73 09/04/12 VERIZON'RECURRINGPAYPHONESERVICE 2124726991624 19103 $67.12 09/05/12 OEWPARTSBIN CARSON CA AUTOPART STR 551230 09/06/12 OEM/PARTSBIN CARSON CA AUTOPART STR $255.89 09/06/12 OEWPARTSBIN CARSON CA AUTOPART STR 543.05 09/07/12 WINESTILSOLDOUT.COM PENNSAUKEN NJ 575.96 8566653456 AMEX000850 Continued on reverse SDNY_GM_00326650 EFTA_00I 99404 EFTA01685648 G MAXWELL DVPLICAIrc CIS Account n ing R6/9 Detail Continued •Irlakees posting date Foreign Spend Amount 09/08/12 DEANADELUCA 1102 COONEY/ YORK 8002217714 Description GENERAL MERCHANDISE NY $14221 09/08/12 STARBUCKS CORP' 0841SNEW YORK 800.7827282 NY $4.30 09/08/12 LOUIS LOUIS NEW YORK NY MISC FOOD STORE $67.80 09/08/12 LOBELS LOBELS NEW YORK NY MISC FOOD STORE $22.00 09/09/12 STARBUCKS CORP008219NEW YORK 800-7827282 NY $4.30 09/1012 OEM/PARTSBIN CARSON CA AUTOPART STR $36554 09/10/12 OEM/PARTSBIN CARSON CA AUTOPART STR S191.62 09/10/12 PET PARTNERS INC 02SRALEIGH NC 919-859-8222 Description INSURANCE BROK $4933 09/11/12 OEM/PARTSBIN CARSON CA $7658 09/11/12 HALLAK CLEANERS 037HACKENSACK NJ 2114.80 09/11/12 PAYPAL •PROPAPORTTU4029357733CA $52034 09/12/12 JASON POSSUMATOJASORIDGEWOOD 917-7740347 NJ $1433.12 09/13/12 WINESTASOLDOUT.COM PENNSAUKEN 8566653456 NJ $15588 09/14/12' Previous Fraud Credit Reversal $114.80 09/14/12 BANTA,. *ORDERS CANADA BUSINESS SERVICE 4029357733 L *ORDERS 850 Canadian Dollars $8.72 09/15/12 KIEHL'S UES SPA 2NFLNEW YORK NY COSMETIC STORE $135.85 09/15/12 STARBUCKS CORP008219NEW YORK 800-7827282 NY $4.74 09/16/12 10EHUS UES SPA 2NFLNEW YORK NY COSMETIC STORE $167.20 Is JENNIFER TWINER Card Ending Foreign Spend Amount 08/22/12 RUNES MUSKUSA FT UNCUPERTINO RUNES MUSIC STORE CA $19.99 08/22/12 MINES MUSKUSA ITUNCUPERTINO !TUNES MUSK STORE CA $19.99 08/26/12 RUNES MUSKUSA ITUNCUPERTINO RUNES MUSK STORE CA $4.99 09/01/12 RUNES MUSKUSA ITUNCUPERTINO RUNES MUSK STORE CA $4.34 AMEX000851 Continued on next page SDNY_GM_00326851 EFTA_00 199405 EFTA01685649 Centurion. Card G MAXWELL Closing Date 09/17/12 DUPLICATE COPY Account Ending p 7/9 Detail Continued •Indicates posting date Foreign Spend Amount 09/08/12 FTUNES MUSKUSA ITUNCUPERTINO CA (TUNES MUSK STORE S21.76 Fees Amount Total Fees for this Period 50.00 2012 Fees and Interest Totals Year-to-Date Total Fees in 2012 Total Interest in 2012 Amount $2,545.00 $0.00 Important Notice Information on Pay Over Time Features You may have access to one or MOM Pay Over Time Features as part of your Card account. The following ate the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Select & Pay later, the APR is 9.15% (v). For Sign & Travel, the APR is 9.15% (v). Please refer to page 2 for further important Information regarding your account AMEX0008S2 SDNY_GM_00326652 EFTA_00 199406 EFTA01685650 G MAXWELL D p 8/9 AMEX000853 SDNY_GM_00326653 EFTA_001994O7 EFTA01685651 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 263,525 Points Earned this Period 10,391 (Account Summary August 1,2012- August 31,2012) Opening Points Balance 253,134 Points Earned this Period +10,391 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 263,525 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p. W9 membershiprinvards.corn 1-000-297-1300 International Collect: 305-016-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and mace then go online and use the points you earned to cover those charges. Learn more at memberthlprewards.combaverydaychargin August 1,2012 - August 31,2012 ) Points Earned this Period Points Activity On Eligible Marrs Bonus Points Total Points Awarded Activity Per Card Ciento XXXX-MOOM tattAtlards Addl Center XXXX-XX/0001. 7,227 7,227 3,139 0 3,139 25 0 25 Total 10,391 0 10,391 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membeishipieNards comneims or call 1-800-297.1300. From overseas, call collect 305 816-2799. AMEX000854 SDNY_GM_00326654 EFTA_00I 99408 EFTA01685652 MiEX000855 SDNY_GM_00326655 EFTA 00199409 EFTA01685653 Centurion* Card G MAXWELL Closing Date 10/18/12 DUPLICATE COPY New Balance Please Pay By 522,472.22 11/02/12 g See page 2 lot important information about your account. sfn Page 9 for Important Changes to Your Account Terms See Page 11 for Important Changes to the Arbitration provision 0 Your payment of $22,472.22 will be debited from your account on 11/02/12. Any inquiry to American Express concerning this debit should be made by 10/31/12. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. n Payment Coupon Irlid Do not staple or use paper clips Check here if your address or phone number has changed. Note charges on reverse side. p. 1/15 Account Ending Membership Rewards* Points Available and Pending as of 09/30/12 270,088 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees 54,892.49 -$21,403.59 +$38„98332 +$0.00 New Balance $22,472.22 Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.8774987 1.800472.9297 OSee page 2 for additional information. Pay by Computer US Pay by Phone ameticanexpress.corn/pbc BM 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 002247222002247222 14 ri Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 11/02/12 AutoPay Amount S22,472.22 AME X000856 SDNY_GM_00328856 EFTA_00 199410 EFTA01685654 G MAXWELL DektIMELF,111 p. 2/15 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 43) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automaticallyOW exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, on other defaults on your Account may be reflected in your credit report. New York residents may contact the NY Banking Dept. for a comparative listing of credit card rates, fees and grace periods at I -800-518-8866. Customer Care & Billing Inquiries gal International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800-695 9090 1-800-CASH-NOW in NY:1-800-522-1897 Change of Address ',correct on from do not use. • To change your address online, visit swnvamericaneypressiorrilupdatecontactinfo • ror Name. Company Name. and Foreign Address or Phonechanges, pleasecall Customet Cant. • Please print dearly in blue or black ink only in the bases provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: arnericanexpress.com Mobile Site: amexnazabilecom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emericenexpress.comipelvacy. AMEX000857 SDNY_GM_00326657 EFTA_00199411 EFTA01685655 Centurion® Card G MAXWELL Closing Date 10/18/12 DUPLICATE COPY Account Ending p.3/15 Payments and Credits Summary Total Payments Credits Total Payments end Credits 44,892.49 416,511.10 421,403.59 Detail •tndiwes potting date Payments 10/02/12• AUTOPAY PAYMENT RECEIVED. THANK YOU :MORGAN CHASE BANK, NA Amount 44,892.49 Credits Arnount 10/03/12 AMERICAN EXPRESS 'il:PHOENIX AZ VIRGIN ATLANTIC AIRWAYS, From: To: Cartier: Class: N/A N/A YY 00 N/A W 00 N/A YY 00 N/A YY 00 Ticket Number: 93271340313192 Passenger Name: MAXWELUGHISLAINE NO Document Type:SUPPORTED REFUND 10/03/12 AMERICAN SCPRESSIVLPHOENIX AZ AMERICAN AIRLINES INC From: To: Class: N/A N/A YY 00 N/A YY 00 N/A YY 00 N/A YY 00 Tkket Number:00171366419460 Passenger Name: MAXWELUGHISIAINE NO Document Type. SUPPORTED REFUND -S7,383.60 -5333.80 10/08/12 BRITISH AIRWAYS PLC UNITED STATES OF A BRITISH AIRWAYS PLC From: To: N/A N/A N/A N/A N/A Ticket Number: 1257134221485 Passenger Name: MAXWELUGHISLAINE NO Document Type: AGENCY PASSENGER TICKET Cartier C lass: YY 00 YY 00 YY 00 YY 00 -58,793.70 New Charges Summary Total Total New Charges 538,983.32 AMEX000858 Continued on reverse SDNY_GM_00326658 EFTA_00 199412 EFTA01685656 G MAXWELL DrAF,117;f„F,111. 9.4/15 Detail G MAXWELL Card Ending Amount 09/15/12 WAVERLY RESTAURANT NEW YORK NY RESTAURANT FOOD/BEVERAGE $141.81 TIP $30.00 $171.81 09/17/12 FRAKTALEE USA $20.00 09/17/12 STARBUCKS CORP008219NEW YORK NY 800.7827282 $3.54 09/18/12 HALLAK CLEANERS 037HACKENSACK NJ $80.10 09/19/12 VERIZONRKURRING PA802VERIZON PA 589.99 09/19/12 AMERICAN °MESS WIPHOENIX AZ VIRGIN ATLANTIC AIRWAYS, From: To: Carrier. Class: LONDON HEATHROW AP N.Y. NEWARK INTL A VS N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number. 93271340313196 Date of Departure:10/03 Passenger Name: FAAXWELUGHISIAINE NO Document Type PASSENGER TICKET 09/19/12 JASON POSSUMATO JASORIDGEWOOD NJ $54437 917-7740347 $7,383.60 09/19/12 PORT AUTHORITY E-ZPASTATEN ISLAND NY $25.00 3P-106315939 Description FOR BILLING QUESTIO ACCT: 8449374 B 09/20/12 HALLAK CLEANERS 037HACICENSACK NJ $100.10 09/20/12 BRITISH AIRWAYS PLC UNRED STATES OF A BRITISH AIRWAYS PLC From: To: Cartier: Class: SAN FRANCISCO INTL CHICAGOO'HARE INT BA LONDON HEATHROW AP BA N/A YY 00 N/A YY 00 Ticket Number. 1257134221485 Date of Depagure:09/28 Passenger Name MAXWELUGHISLAINE NO Document Type: AGENCY PASSENGER TICKET 09/20/12 AMERICAN UPRESS 1VLPHOENCX AZ $44520 VIRGIN AMERICA From: To: Carrier: Class: N.Y. J F KENNEDY I SAN FRANCISCO INTL VX B N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: 98471342211885 Date of Departure:09/25 Passenger Name. HARRIS/SAMANTHA K Document Type: PASSENGER TICKET 58,793.70 AMEX000859 Continued on next page SDNY_GM_00326659 EFTA_00 199413 EFTA01685657 Centurion° Card G MAXWELL Closing Date 10/18/12 DUPLICATE COPY Account Ending p 5/15 Detail Continued ) Amount 09/20/12 AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN AMERICA From: To: N.Y. 1F KENNEDY I SAN FRANCISCOINTL N/A N/A N/A Ticket Number:98471344319773 Passenger Name: KOFFLER/SHAWN Document Type PASSENGER TICKET Carrier: VX YY YY YY Date of Departure:09/25 Carrier: DL YY YY VY Date of Departure:09/27 Carrier: VX VY YY YY Date of Departure:09/25 Class: 00 00 00 $445.80 09/20/12 AMERICAN EXPRESS 1VLPHOENIX AZ DELTA AIR LINES INC. From: To: SAN FRANCISCO INTL N.Y.1 F KENNEDY I N/A N/A N/A Ticket Numter 00671344317280 Passenger Name: KOFFLER/SHAWN Document Type PASSENGER TICKET Class: 00 00 00 $34425 09/20/12 AMERICAN 01PRESS 11/1.PHOEN0( AZ VIRGIN AMERICA From: To: N.Y.1 F KENNEDY I SAN FRANCISCO INTL N/A N/A N/A Ticket Number: 98471342214840 Passenger Name IWWELLJGH6LAINE NO Document Type: PASSENGER TICKET Class: 00 00 00 $1,511.20 09/21/12 BROADVIEW NETWORKS 800-2762384 NY 9149227538 $50785 09/22/12 STARBUCKS CORP008219NEW YORK NY 800-7827282 $4.30 09/22/12 GODADDY.COM (480)505-8855 (480)505-8855 $5.99 09/23/12 SAKS FIFTH AVENUE NYNEW YORK NY 2129402818 Description Price SKIRT $1,275.00 $1,388.16 09/23/12 INTERMIX-MADISON 000NEW YORK NY 212-741-5075 Description WOMENS READY-T $212.31 09/24/12 VERIZONRECURRING PA800-VER1ZON PA $92.80 09/24/12 INTERMIX-SOHO 0000 NEW YORK NY 212-741-5075 Description WOMENS READY-T 1716.80 09/25/12 TLPY.CO•GOGO 24 HOURTRIALPAY.COM CA SOFTWARE $12.70 AMEX000860 Continued on reverse SDNY_GM_00326660 EFTA_00199414 EFTA01685658 G MAXWELL DrAF,117;f„9, 03/15 Detail Continued 09/25/12 Amount CI8ORESTAURANT MONTEREY CA 8316498151 $30.00 09/25/12 TLPY.CO'GOGO 24 HOURTRVtLPAY.COM CA SOFTWARE $12.70 09/26/12 T-MOBILE RKURNG PM800-937-8997 WA 5351.13 09/27/12 STARBUCKS CORP160796MONTEREY CA 800-7827282 $2.75 09/28/12 AMERICAN EXPRESS TVLPHOENIX AZ AIR CANADA From: To: SAN FRANCISCO INTL TORONTO LESTER B P LONDON HEATHROW AP N/A N/A Tkket Number. 01471360716943 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Carrier. AC AC YY YY Date of Departure: Class: 0O 00 09/28 $8,141-30 09/28/12 PORTOLA HOTEL AND SPMONTEREY CA Anlval Date Departure Date 09/25/12 09/27/12 00000000 $4.29 09/28/12 PORTOLA HOTEL AND SPMONTEREY CA Anlval Date Departure Date 09/25/12 09/27/12 00000000 5437.88 09/28/12 PORTOLA HOTEL AND SPMONTEREY CA Anlval Date Departure Date 09/25/12 09/27/12 00000030 5437.88 09/28/12 PORTOLA HOTEL AND SPMONTEREY CA AnNal Date Departure Date 09/25/12 09/27/12 00000030 S437.88 09/28/12 STARBUCKS CORP07933SMOUNTAIN VIEW CA 800.7827282 5355 09/28/12 RUNWAY LIMOUSINE 272HAYWARD CA 5107869297 $320.00 09/29/12 PORTOLA HOTEL AND SPMONTEREY CA Anlval Date Departure Date 09/27/12 09/28/12 00000030 S2251 09/29/12 PORTOLA HOTEL AND SPMONTEREY CA Anlval Date Departure Date 09/27/12 09/28/12 00000000 S287.07 09/29/12 RUNWAY LIMOUSINE 272HAYWARD CA 5107869297 S227.50 09/3W12 AT&T TLG FLP1351 ALPHARMA GA $184A2 AMEX000861 Continued on next page SDNY_GM_00326661 EFTA_00199415 EFTA01685659 Centurion° Card G MAXWELL Closing Date 10/18/12 DUPLICATE COPY Account Ending p 7115 Detail Continued Amount 10/01/12 AMERICAN EXPRESS IVLPHOENIX AZ AMERICAN AIRLINES INC From: To: LOS ANGELES INTERN ALBUQUERQUE N/A WA WA Tkket Number. 00171366419464 Passenger Name:MAXWELL/GNUS/AWE NO Document Type: PASSENGER TICKET Class: AA VY 00 VY oo YY 00 Date of Departure:10/04 $333.80 10/02/12 HALLAK CLEANERS 037HACKENSACK NJ $115.70 10/02/12 EFAX PLUS SERVICE 323-817-3205 CA $16.95 10/02/12 TIME WARNER ENTRIAT 7183500900 NY CABLE SVCS $283.74 10/03/12 /Aaison 140 Beverly H(3341826-8900 300000219990212 ADVANCED DEPOSIT 08/202075 $219.20 10/03/12 STARBUCKS CORP05401 SBEVERLY HILLS CA 800-7827282 $2.75 10/03/12 BELVEDERE RESTAURANTBEVERLY HILLS CA RESTAURANT F000/BEVERAGE $195.00 $195.00 10/03/12 RITE MD 5461 RITE ABEVERLY HILLS CA DRUG STORE/PHARMACY $29.12 10/03/12 BEVERLY HILLS NAIL D310-205-0694 310-205-0694 $46.00 10/04/12 VERIZONRKURRING PAJ300-VERIZON PA $67.12 10/05/12 MANHATTAN FIRE SAFETNEW YORK NY SERVICE TO F $1,015.84 10/08/12 PET PARTNERS INC 02RALEIGH NC $4933 10/08/12 JASON POSSUMATO JASORIDGEWOOD 917-7740347 $272.19 10/10/12 GODADDY.COM (480)505-8855 (480)5054855 $14.97 10/11/12 GODADDY.COM (480)505-8B55 (480)505-8855 $39.98 10/12/12 HALLAK CLEANERS 037HACKENSACK NJ $441.00 10/12/12 GODADDY.COM (480)505-8855 (480)505-8855 $92.00 10/12/12 DR THOMAS J MAGIAN' NEW YORK NY DENTIST/ORTHODONTIST $285.00 10/15/12 NYU SCHOOL OE MED NNEW YORK NY 2122630041 sist0000 10/15/12 PARK EAST ANUMLHOSPNEW YORK NY VETERINARY SERVICE $522.00 AMEX000862 Continued on reverse SDNY_GM_00326662 EFTA_00 199416 EFTA01685660 G MAXWELL Decidigirign?, p 8115 I Detail Continued Amount 10/16/12 LINCOLN NEW YORK NY RESTAURANT FOOD/BEVERAGE TIP $128.47 $11.53 5140.00 Fees Amount Total Fees for this Period $0.00 2012 Fees and Interest Totals Year-to-Date Amount Total Fees in 2012 $2,545.00 Total Interest in 2012 50.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indkates variable rate. For Select & Pay Later, the APR is 9.15% (v). For Sign &TraveL the APR is9.15% (v). Please refer to page 2 for further Important Information regarding your account AMEX000863 SDNY_GM_00326663 EFTA 00199417 EFTA01685661 Centurion° Card G MAXWELL Closing Date 10/18/12 DUPLICATE COPY Summary of Changes We're making changes to how some American Express cards work. Account Ending p. 9/15 Important Changes to Your Account Terms The following is a summary changes to important terms to your account. The detailed changes to your Cardmember Agreement appear on the reverse side of this page. Revised Term effective January 18, 2013 Late Payment Up to $35. However, if your account does not have a Pay Over Time feature or balance and you do not pay for two billing periods in a row, your fee will be $35 or 2.99% of the past due amount, whichever is greater. Additional change to your terms effective January 1, 2013 About Pay Over Time Limit You may have the ability to carry a balance on your Card using the Pay Over Time feature. We are clarifying that we may increase or reduce the maximum Pay Over Time balance you may have on your account. This amount is called Pay Over Time limit. Your Pay Over Time limit is $35.000, unless it's been previously reduced or increased. We will tell you if we change your Pay Over Time limit. You must pay in full all charges that would cause your Pay Over Time balance to exceed your Pay Over Time limit. Additional change to your terms effective immediately Statement Copy Fee We are removing the fee for copies of billing statements you request. This fee was $5.00 for each statement requested, except for the three most recent statements. See the reverse side for the detail of changes to your Cardmember Agreement. SPCO2 BP/CCIDITCN/1012 AMEX000864 SDNY_GM_00326664 EFTA 00199418 EFTA01685662 G MAXWELL DUPLICATE CIS Account Ending p.10/15 Important Changes to Your Account Terms The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement governing the account (the "Agreement.). This notice formally amends the Agreement as described below. Any terms in the Agreement conflicting with these changes are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with additional Cardmembers on your account and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Late Payment Fee We are clarifying how late payment fees work on your account • If your account has a Pay Over Time feature or balance, your late fee will be up to 535. • If your account does not have a Pay Over Time feature or balance, your late fee will be up to $35. However, if you do not pay for two billing periods in a row, your late fee will be $35 or 2.99% of the past due amount, whichever is greater. Effective January 18, 2013, the How Rates end Fees Work section of Part 1 of the Cardmember Agreement is amended by deleting the Late Payment row and replacing it with the following: Late Payment Accounts without a Pay Over Time Feature or Balance. Up to $35. However, if you do not pay the Amount Due for two billing periods in a row, your late fee will be $35 or 2.99% of the past due amount, whichever is greater. • Your first late fee is $25. This late fee will be charged if you do not pay the Amount Due on your billing statement before the ze day after the Closing Date shown on your next billing statement. If you do this again within the next 6 billing periods, your late fee is 535 instead. • However, if you do not pay the Amount Due for two or more billing periods in a row, your late fee will be $35 or 2.99% of the past due amount, whichever is greater. This late fee will be charged on the Closing Date of the second consecutive billing period, and, if the Amount Due remains unpaid, on each Closing Date after that. • Your late fee will never exceed the Amount Due. Accounts with a Pav Over Time Feature or Balance: Up to $35. • Your first late fee is $25 If you pay late again within the next 6 billing periods, your late fee is $35 instead. However, your late fee will never exceed the Minimum Payment Due. • The applicable late fee will be charged if you do not pay the Minimum Payment Due on your billing statement before the 20th day after the Closing Date shown on your next billing statement, and, if the Minimum Payment Due remains unpaid, on each Closing Date after that • Paying late may also result in a Penalty APR. See Penalty APR for new transactions and Penalty APR for existing balances above. In certain circumstances, because of the timing of the late fee charges described above, a billing statement may reflect two late fees, each one charged with respect to a different billing period. About Pay Over Time Features Effective January 1, 2013, the fourth paragraph of the About Pay Over Time features section is deleted and replaced with: We assign a Pay Over Time limit to your Account. We will not place any charge into a Pay Over Time balance if it causes the total of your Pay Over Time balances to go over your Pay Over Time limit. We may reduce or increase this amount. We may do so even if you pay on time and your Account is not in default We will tell you if we change that amount. You must pay in full upon receipt of your billing statement all charges that are not placed into a Pay Over Time balance. We may change which charges are eligible to be placed into a Pay Over Time balance. Statement Copy Fee In the How Rates and Fees Work table. in Part 1 of your Cardmember Agreement. the Statement Copy row is deleted. SPCO2 BP/CCPLTCN/1012 AMEX000865 SDNY_GM_00326665 EFTA 00199419 EFTA01685663 Centurion° Card DUPLICATE COPY p 11/15 G MAXWELL Closing Date 10/18/12 Account Ending Changes to the Arbitration Provision We are making changes to the process for resolving legal claims to provide more options. See the summary of our new process below and the detailed language on the following pages for more on these changes. Summary of New Claims Resolution Provision (including Arbitration) Effective January 1, 2013 First, if you have an issue or dispute, please contact our Customer Service Department at the number listed on the back of your card. They are able to resolve most issues and disputes. Second, before initiating a mediation, arbitration or litigation, we ask that you send a Claim Notice to: American Express ADR c/o CT Corporation System, 111 8th Ave., New York, NY 10011. For a sample Claim Notice form, go to americanexpress.com/claim. Third, you may now mediate your claim prior to initiating an arbitration or litigation. In mediation, a neutral mediator helps to resolve your claim. Fourth, our Claims Resolution provision includes an arbitration provision. This means that either you or we may choose to have an arbitrator decide any claim instead of having the claim decided by a court. However, you may reject the arbitration provision if you notify us in writing prior to February 15, 2013. Rejecting arbitration: If you reject the arbitration provision, it will not apply to you, except for any claims subject to litigation or arbitrations pending at the time you send your rejection notice. Also, your rejection will apply to the arbitration provision in any other American Express Card accounts you may have, except for Corporate Card accounts. It will have no other effect on your ability to use your card or the service you have with American Express. How to reject arbitration: You must send us a rejection notice by February 15, 2013, that contains your: • name • address • account number(s) • signature Mail your rejection notice to American Express, P.O. Box 981556, El Paso, TX 79908. For a sample form, go to americanexpress.com/reject. You are not required to use the sample form. See the reverse side and subsequent pages for the detail of changes. SARO2 BP/ARBTCLM/1012 AMEX000866 SDNY_GM_00326666 EFTA_00 199420 EFTA01685664 G MAXWELL DUPLICATE Cab Account Ending p. 12/15 Important Changes to Your Account Terms The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement governing your Account (the "Agreement). This notice formally amends the Agreement as described below. These changes apply to existing and future balances on your Account. Any terms in the Agreement conflicting with these changes is replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Cardmembers on your Account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Effective January 1. 2013. the Arbitration provision in the Cardmember Agreement is replaced with the following: CLAIMS RESOLUTION Most customer concerns can be resolved by calling our Customer Service Department at the number listed on the back of your card. In the event Customer Service is unable to resolve a complaint to your satisfaction, this section explains how claims can be resolved through mediation, arbitration or litigation. It includes an arbitration provision. You may reject the arbitration provision by sending us written notice within 45 days after your first card purchase, or by February 15, 2013, whichever is later. See Your Right to Reject Arbitration below. For this section. you and us includes any corporate parents, subsidiaries, affiliates or related persons or entities. Claim means any current or future claim, dispute or controversy relating to your Account(s), this Agreement, or any agreement or relationship you have or had with us, except for the validity, enforceability or scope of the Arbitration provision. Claim includes but is not limited to: (1) initial claims, counterclaims, crossclaims and third-party claims; (2) claims based upon contract, tort, fraud, statute, regulation, common law and equity; (3) claims by or against any third party using or providing any product, service or benefit in connection with any account; and (4) claims that arise from or relate to (a) any account created under any of the agreements, or any balances on any such account, (b) advertisements, promotions or statements related to any accounts. goods or services financed under any accounts or terms of financing, (c) benefits and services related to card membership (including fee-based or free benefit programs, enrollment services and rewards programs) and (d) your application for any account. You may not sell, assign or transfer a claim. Sending a Claim Notice Before beginning a lawsuit, mediation or arbitration, you and we agree to send a written notice (a claim notice) to each party against whom a claim is asserted, in order to provide an opportunity to resolve the claim informally or through mediation. Go to americanexpress.com/claim for a sample claim notice. The claim notice must describe the claim and state the specific relief demanded. Notice to you may be provided by your billing statement or sent to your billing address. Notice to us must include your name, address and Account number and be sent to American Express ADR do CT Corporation System. 111 8th Ave., NY, NY 10011. If the claim proceeds to arbitration, the amount of any relief demanded in a claim notice will not be disclosed to the arbitrator until after the arbitrator rules. Mediation In mediation, a neutral mediator helps parties resolve a claim. The mediator does not decide the claim but helps parties reach agreement. Before beginning mediation. you or we must first send a claim notice. Within 30 days after sending or receiving a claim notice, you or we may submit the claim to JAMS (1-800-352-5267, jamsadr.com) or the American Arbitration Association (AAA") (1-800-778-7879, adr.org) for mediation. We will pay the fees of the mediator. All mediation-related communications are confidential, inadmissible in court and not subject to discovery. All applicable statutes of limitation will be tolled until termination of the mediation. Either you or we may terminate the mediation at any time. The submission or failure to submit a claim to mediation will not affect your or our right to elect arbitration. SARO2 BP/ARBTCLM/1012 APAEX000867 SDNY_GM_00326667 EFTA_00199421 EFTA01685665 Centurion° Card G MAXWELL Closing Date 10/18/12 DUPLICATE COPY Account Ending p. 13/15 Arbitration You or we may elect to resolve any claim by individual arbitration. Claims are decided by a neutral arbitrator. If arbitration is chosen by any party, neither you nor we will have the right to litigate that claim in court or have a jury trial on that claim. Further, you and we will not have the right to participate in a representative capacity or as a member of any class pertaining to any claim subject to arbitration. Arbitration procedures are generally simpler than the rules that apply in court, and discovery is more limited. The arbitrators decisions are as enforceable as any court order and are subject to very limited review by a court. Except as set forth below, the arbitrator's decision will be final and binding. Other rights you or we would have in court may also not be available in arbitration. Initiating Arbitration Before beginning arbitration, you or we must first send a claim notice. Claims will be referred to either JAMS or AAA, as selected by the party electing arbitration. Claims will be resolved pursuant to this Arbitration provision and the selected organization's rules in effect when the claim is filed, except where those rules conflict with this Agreement. If we choose the organization, you may select the other within 30 days after receiving notice of our selection. Contact JAMS or MA to begin an arbitration or for other information. Claims also may be referred to another arbitration organization if you and we agree in writing or to an arbitrator appointed pursuant to section 5 of the Federal Arbitration Act, 9 V.S.C. §§ 1-16 (FAA). We will not elect arbitration for any claim you file in small claims court, so long as the claim is individual and pending only in that court. You or we may otherwise elect to arbitrate any claim at any time unless it has been filed in court and trial has begun or final judgment has been entered. Either you or we may delay enforcing or not exercise rights under this Arbitration provision, including the right to arbitrate a claim, without waiving the right to exercise or enforce those rights. Limitations on Arbitration If either party elects to resolve a claim by arbitration, that claim will be arbitrated on an individual basis. There will be no right or authority for any claims to be arbitrated on a class action basis or on bases involving claims brought in a purported representative capacity on behalf of the general public, other cardmembers or other persons similarly situated. The arbitrator's authority is limited to claims between you and us alone. Claims may not be joined or consolidated unless you and we agree in writing. An arbitration award and any judgment confirming it will apply only to the specific case and cannot be used in any other case except to enforce the award. Notwithstanding any other provision and without waiving the right to appeal such decision, if any portion of these Limitations on Arbitration is deemed invalid or unenforceable, then the entire Arbitration provision (other than this sentence) will not apply. Arbitration Procedures This Arbitration provision is governed by the FM. The arbitrator will apply applicable substantive law, statutes of limitations and privileges. The arbitrator will not apply any federal or state rules of civil procedure or evidence in matters relating to evidence or discovery. Subject to the Limitations on Arbitration, the arbitrator may otherwise award any relief available in court. The arbitration will be confidential, but you may notify any government authority of your claim. If your claim is for $10,000 or less, you may choose whether the arbitration will be conducted solely on the basis of documents, through a telephonic hearing, or by an in-person hearing. At any party's request, the arbitrator will provide a brief written explanation of the award. The arbitrator's award will be final and binding, except for any right of appeal provided by the FM; however, any party will have 30 days to appeal the award by notifying the arbitration organization and all parties in writing. The organization will appoint a three-arbitrator panel to decide anew, by majority vote based on written submissions, any aspect of the decision objected to. Judgment upon any award may be entered in any court having jurisdiction. At your election, arbitration hearings will take place in the federal judicial district of your residence. SARO2 BP/ARBTCLM/1012 AMEX000868 SDNY_GM_00326668 EFTA_00 199422 EFTA01685666 G MAXWELL DUPLICATE Cab Account Ending p. 14/15 Arbitration Fees and Costs You will be responsible for paying your share of any arbitration fees (including filing, administrative, hearing or other fees), but only up to the amount of the filing fees you would have incurred if you had brought a claim in court. We will be responsible for any additional arbitration fees. At your written request, we will consider in good faith making a temporary advance of your share of any arbitration fees, or paying for the reasonable fees of an expert appointed by the arbitrator for good cause. Additional Arbitration Awards If the arbitrator rules in your favor for an amount greater than any final offer we made before arbitration, the arbitrator's award will include: (1) any money to which you are entitled, but in no case less than $5,000; and (2) any reasonable attorneys' fees, costs and expert and other witness fees. Your Right to Reject Arbitration You may reject this Arbitration provision by sending a written rejection notice to us at: American Express, P.O. Box 981556, El Paso, TX 79908. Go to americanexpress.com/reject for a sample rejection notice. Your rejection notice must be mailed within 45 days after your first card purchase, or by February 15, 2013, whichever is later. Your rejection notice must state that you reject the Arbitration provision and include your name, address, Account number and personal signature. No one else may sign the rejection notice. If your rejection notice complies with these requirements, this Arbitration provision and any other arbitration provisions in the cardmember agreements for any other currently open American Express accounts you have will not apply to you, except for Corporate Card accounts and any claims subject to pending litigation or arbitration at the time you send your rejection notice. Rejection of this Arbitration provision will not affect your other rights or responsibilities under this Claims Resolution section or the Agreement. Rejecting this Arbitration provision will not affect your ability to use your card or any other benefit, product or service you may have with your Account. Continuation This section will survive termination of your Account, voluntary payment of your Account balance, any legal proceeding to collect a debt, any bankruptcy and any sale of your Account (in the case of a sale, its terms will apply to the buyer of your Account). If any portion of this Claims Resolution section, except as otherwise provided in the Limitations on Arbitration subsection, is deemed invalid or unenforceable, it will not invalidate the remaining portions of this Claims Resolution section. SARO2 BP/ARBTCLM/1012 AMEX000869 SONY_GM_00326669 EFTA_00 199423 EFTA01685667 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 270,088 Points Earned this Period 6,563 Account Summary September 1, 2012 - September 30,2012 Opening Points Balance 263525 Points Earned this Period 46563 Points Used this Period 0 Reinstated Poims and Adjustments 0 Total Points Balance 270,088 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. ( Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p 15/15 membershIprinvards.cern 1-800-297-1300 International Collect: 305-816-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at memberthIprewards.comfisverydaychargin September 1, 2012 - September 30,201;1 Points Earned this Period Points Activity On Bonus Points Total Points Eligible Charges Awarded Activity Per Card Cantu XXXX-XIMUUM tattgeards Addl Centur XXXX-XXXa 4,670 4,670 1,822 71 0 1,822 0 71 Total 6,563 0 6,563 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membeishipieNards comneims or call 1-800-297-1300. From overseas, call collect 305 816-2799. AMEX000870 SDNY_GM_00326870 EFTA_00 199424 EFTA01685668 MiEX000871 SDNY_GM_00326871 EFTA_00 199425 EFTA01685669 Centurion' Card G MAXWELL Closing Date 11/16/12 DUPLICATE COPY New Balance Please Pay By $15,495.80 12/02/12 ICI See page 2 for important information about your account. C New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. See Page 7 for Important Information About Your Account including Information regarding benefits underwritten by AMEX Assurance Company. Your payment of $15,495.80 will be debited from your account on 12/01/12. Any inquiry to American Express concerning this debit should be made by 11/29/12. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Lai Do not staple or use paper clips Check here if your addressor phone number has changed. Notechanges on reverse side. Pay by Computer amerkanexpresszom/pbc p. 119 Account Ending Membership Rewards° Points Available and Pending as of 1W31/12 297,949 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees 522.472.22 -522,776.38 +515,799.96 +50.00 New Balance 615,495.80 Days in Billing Period: 29 Customer Care Pay by Computer americanexpresscom/pbc Customer Care Pay by Phone 1.877-877-0987 1-800-472-9297 g See page 2 for additional information. Pay by Phone 1-800472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending Enter account number on all documents. Makecheck payable to American Express. Please Pay By 12/02/12 AutoPay Amount $15,495.80 I I II I II I I I I I I I I II I I III I II I I II III I I I II II I 001549580001549580 14 ri AMEX000872 SDNY_GM_00326672 EFTA_00 199426 EFTA01685670 G MAXWELL DektIMELF,111 p. 2/9 Payments: Your payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial instkution, unless the check is not processable electronkaly or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are detelmined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ffitt exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit svvnaamericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and roreign Address or Phonechanges, pleasecall (unmet Cato • Please print dearly in blue or black Ink only in the bcaes provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I I Website: arnerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwamericasexpresszernipdvacy. AMEX000873 SDNY_GM_00326673 EFTA_00 199427 EFTA01685671 Centurion® Card G MAXWELL Closing Date 11/16/12 DUPLICATE COPY Account Ending 0.3/9 Payments and Credits Summary Payments Credits Total -S22,472.22 MAXWELI Total Payments and Credits -S304.16 422,77638 Detail 'indicates posting date Payments 11/02/1r GMAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU JPMORGAN CHASE BANK, NA -522,472.22 Credits 11/07/12 GMAXWELL AMTRAK INTERNET SALEWASHINGTON DC From: NYP To: WAS Tkket Number 3121000029943 1 (800)872-7245 Foreign Spend Amount -$50.00 11/08/12 GMAXWELL GLOBAL BLUE SERVICE MOO DAL SW PROFESSIONAL SERVICE YOUR TAX REFUND TOTALLING 158$ POUND ST ERLING 15850 Pounds Starting 4254.16 New Charges Summary G MAXWELL JENNIFER TURNER Total New Charges Total $15,718.33 $8143 $15,799.96 Detail GMAXWELL Card Ending Foreign Spend Amount 10/17/12 FRAKTALEETALLINN ES $zaoo 10/18/12 GODADDY.COM (480)505-8855 (480)505.8855 $5.99 10/19/12 VERIZONRECURRING PA809VERIZON PA $89.99 10/22/12 VERIZONRKURRING PABOONEMZON PA 593.60 10/22/12 BROADVIEW NETWORKS 800-2762384 9149227538 NY 548044 10/22/12 GODADDY.COM (4801505-8855 (480)50S-8855 $5.99 10/25/12 GODADDY.COM SCOTTSDALE AZ 54.99 10/25/12 WHOLEFDS MTE 810408 6464971222 $28.01 6464971222 GROCERY STORES AMEX000874 Continued on reverse SDNY_GM_00326674 EFTA_00 199428 EFTA01685672 G MAXWELL DVPLICAIT Cira Account n rug p. 41 Detail Continued oreign SF d Amount 10/26/12 1-MOBILE RECURNG PM17-MOBILE 55513884098006 $211.83 10/26/12 HOTEL AMERICANO F & NEW YORK NY RESTAURANT F000/BEVERAGE $20.14 TIP $1.86 $2200 1W27/12 STARBUCKS CORP008219NEW YORK NY 800-7827282 $430 10/28/12 'GEHL'S UES SPA 2NFLNEW YORK NY COSMETIC STORE $167.20 10/31/12 AT&T 11G FLP 851 ALPHARETTA GA 800-331-0500 Description TELEPHONE SERVKE/E 5263.29 11/02/12 EFAX PLUS SERVICE 323-8174205 CA 316.95 11/02/12 TIME WARNER ENTRMT 718-358-0900 NY CABLE SVCS $284.74 11/03/12 CINEMAS 123 NEW YORK NY 213-235-2257 $1350 11/04/12 STARBUCKS CORP008219NEW YORK NY 800-7827282 $4.30 11/05/12 VERIZONRECURRING PA800-VERIZON PA $67.83 11/05/12 AMERICAN EXPRESS TVIPHOENIX AZ VIRGIN ATLANTIC AIRWAYS, From: To: N.Y.) F KENNEDY I LONDON HEATHROW AP N/A N/A N/A Tkket Number:93271448396560 Passenger Name. MAXWELUGHISLAINE NO Document Type PASSENGER TKKET Cartier: Class: VS YY CO YY 00 YY 00 Date of Departure: 11/14 54,739.70 11/07/12 EMBASSY LIQUORS II ONEW YORK NY 212-838-6551 Description LIQUOR/BEVERAGES/SN $2939 11/07/12 AMTRAK INTERNET SALEWASHINGTON DC From: NYP To: WAS Ticket Number. 3121000029935 1 (8001872-7245 $89600 11/08/12 TRAVEL INSURANCE POLRICHMOND VA 800-729-6021 Description INSURANCE BROKERS/U $1700 11/09/12 PET PARTNERS INC 02RALEIGH NC $4933 11/10/12 CANINE STYLES INC 212-826-3985 $1307 212-826-3985 AMEX000875 Continued on next page SDNY_GM_00326675 EFTA 00199429 EFTA01685673 Centurion° Card DUPLICATE COPY G MAXWELL Closing Date 11/16/12 Account Ending Detail Continued Foreign Spend Amount 11/13/12 AMERICAN CORES TVIPHOENIX AZ AIR FRANCE From: To: LONDON HEATHROW AP PARIS CHARLES DEG ST MMRTEN N/A N/A Tkket Number:05771467543166 Passenger Name: MAXWELL/GHISIAINE NO Document Type PASSENGER TICKET Carrier: AF AF VY YY Date of Departure: Class: 00 00 12/23 Class: 00 00 00 $5,626.70 11/13/12 AMERICAN EXPRESSIVLPHOENIX AZ AMERICAN AIRLINES INC From: To: ST MAARTEN MIAMI INTERNATIONA N/A N/A N/A Ticket Number:00171467543203 Passenger Name: MAXWELUGHMAINE NO Document Type PASSENGER TICKET Carrier: AA YY YY VY Date of Departure:01/02 $98820 11/13/12 JASON POSSUMATO JASORIDGEW000 NJ 917-7740347 $272.18 11/15/12 INMOROWAMPORT JFICJAMAKA NY 877-383-8646 Description COMPUTER HRDWFUSFRV $2721 11/15/12 MTATBTAE-ZPASS STATEN ISLAND NY 2P-110920082 Description FOR BILLING QUESTIO ACCT:9740240B $25.00 11/15/12 XPRESSPA JFK-7 8843i7JAMAICA NY HEALTH & BEAUTY SPA $57A8 11/15/12 HUDSONKEELEE JFK 7 JJAMA1CA NY BOOK STORE 536.95 11/16/12 HARVEY NICHOLS HONG CENTRAL HK THE LANDMARK CENTRAL 2.75000 Hong Kong Dolton $354.84 11/16/12 MOSCHINO HONG KONG CENTRAL HK SHOP 201.202 THE LANDMARK 6,201.00 Hong Kong Dollars 580013 Is JENNIFER TURNER Card Ending Foreign Spend Amount 10/20/12 ITUNES MUSKUSA ITUNCUPERTINO ITUNES MUSIC STORE CA $59.87 10/27/12 RUNES MUSKUSA ITUNCUPERTINO !TUNES MUSIC STORE CA 521.76 AMEX000876 Continued on reverse SDNY_GM_00326676 EFTA_00199430 EFTA01685674 G MAXWELL DecidigiTiLF, p 6/9 Fees Amount Total Fees for this Period 50.00 2012 Fees and Interest Totals Year-to-Date Total Fees in 2012 Total Interest in 2012 Amount $2545.00 S0.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Select & Pay later, the APR is 9.1596(v). For Sign & Travel, the APR is9.15%(v). Please refer to page 2 for further Important Information regarding your account AMEX000877 SDNY_GM_00326677 EFTA_00199431 EFTA01685675 Centurion° Card DUPLICATE COPY p. 7/9 G MAXWELL Closing Date 11/16/12 Account Ending Notice of Change to Your Travel Accident Insurance Policy We are making Important Changes to your insurance policies (Policies") underwritten by AMEX Assurance Company. Applicable for Residents of Delaware for Travel Accident Insurance: The definition of Covered Person from the DEFINITIONS section is replaced with the following: Covered Person means the Basic Cardmember, each Additional Cardmember, and each of these Cardmember's spouses or Domestic Partners and dependent children under 26 years of age (dependent children include: your unmarried, dependent children under 26 years of age who rely on You for support and maintenance, your unmarried dependent children 26 years or older who because of a handicap condition that occurred before the attainment of the limiting age, are incapable of self-sustaining employment and dependent upon You for lifetime care and supervision. Coverage will be extended for as long as such child is incapacitated, unmarried and dependent.). TAI-RDR1-Multi 04/10. Applicable for Residents of Florida for Travel Accident Insurance: The definition of Covered Person is hereby removed from the DEFINITIONS section in its entirety and replaced with the following: Covered Person means the Basic Cardmember, each Additional Cardmember, and each of these Cardmember's spouses or Domestic Partners and dependent children under 26 years of age (dependent children include: your unmarried, dependent children under 26 years of age who rely on You for support and maintenance, your unmarried dependent children 26 years or older who because of a handicap condition that occurred before the attainment of the limiting age, are incapable of self-sustaining employment and dependent upon You for lifetime care and supervision. Coverage will be extended for as long as such child is incapacitated, unmarried and dependent.). All Covered Persons must have a Permanent Residence within the 50 United States of America, the District of Columbia, Puerto Rico, or the U.S. Virgin Islands. All other persons are not Covered Persons under the Policy. Dependent coverage will extend to the end of the calendar year when the dependent reaches age 30 when: 1. The dependent is unmarried and does not have a dependent of his or her own; 2. Is a resident of this state or a full-time or part-time student: and 3. Is not provided coverage as a named subscriber, insured, enrollee, or covered person under any other group, blanket, or franchise health insurance policy or individual health benefits plan, or is not entitled to benefits under Title XVIII of the Social Security Act. 4. If, pursuant to this section, a child is provided coverage under the parent's policy after the end of the calendar year in which the child reaches age 25 and coverage for the child is subsequently terminated, the child is not eligible to be covered under the parent's policy unless the child was continuously covered by other creditable coverage without a gap in coverage of more than 63 days. For the purposes of this subsection, the term "creditable coverage" has the same meaning as provided in Florida Insurance Code s. 627.6561(5). Dependent children include: 1. Natural, adopted and stepchildren of the insured who are chiefly financially dependent on the insured for support and maintenance; 2. An adopted child or a child in the custody of the insured pursuant to an interim court order of adoption vesting temporary care of the child in the insured, regardless of whether a final order granting adoption is ultimately issued. All references to "dependent children under 23 years of age" throughout the document are hereby changed to "dependent children under 26 years of age". TAI-RDR1-FL 06/10 Notice of Change to the Premium Global Assist® Hotline Program We are notifying you of an update effective immediately to the Premium Global Assist Hotline program that you have as a benefit of your Card membership. Any assistance provided by the Premium Global Assist Hotline program cannot be in violation of U.S. economic or trade sanctions. As a reminder, Premium Global Assist • Hotline coverage is extended to members of the Card member's family who are traveling with the Card member, including but not limited to, the Card member's spouse or domestic partner. Notice regarding your AMEX Assurance Company insurance Products We are notifying you of an update to all insurance products underwritten by AMEX Assurance Company that you have as a benefit of your Cardmembership, or in which you have enrolled. In the event any coverage provided by the AMEX Assurance Company insurance policies would be in violation of U.S. economic or trade sanctions, such coverage shall be null and void. S08N2 BP/CP LTCNTWa000878 SDNY_GA4_00326676 EFTA_00 199432 EFTA01685676 G MAXWELL DUPLICATE Cab Account Ending p.8,9 Notice to Oregon Residents: Service charges not in excess of those permitted by law will be charged on the outstanding balances from month to month. You may pay more than the minimum payment due, up to your entire outstanding balance, at any time. Notice to Delaware ReSidentS: Service charges not in excess of those permitted by law will be charged on the outstanding balances from month to month. Notice to Ohio ReSidentS: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law. S08N2 BP/CPLTCNT/1112 APAEX000879 SDNY_GM_00326679 EFTA_00 199433 EFTA01685677 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 297,949 Points Earned this Period 27,861 (Account Summary October 1,2012 -October 31,2012) Opening Points Balance 270,088 Points Earned this Period +27)361 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 297,949 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p. 9/9 membershiprewards.com 1-800-297-1300 International Collect: 305-816-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at memberthIprewards.comfisverydaychargin October 1,2012 - October 31,2012 ) Points Earned this Period Points Activity On Eligible Margin Bonus Points Total Points Awarded Activity Per Card Centu XXXX-XIM0OM tattgairs Addl Centur XXXX-Renter 22,474 22,474 5,387 0 5,387 0 0 0 Total 27,861 0 27,861 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more infamation, visit member shipreivards comnerms or call 1-800-297-1300. From overseas, call collect 305 816-2799. AME X000880 SDNY_GM_00326680 EFTA 00199434 EFTA01685678 MiEX000881 SDNY_GM_00326681 EFTA 00199435 EFTA01685679 Centurion° Card G MAXWELL Closing Date 12/18/12 DUPLICATE COPY New Balance $6,203.22 Please Pay By 01/02/13 g See page 2 for imponant information about your account. (r) New York residents may contact the New York Department of Financial Services to obtain a comparative listing credit card rates, fees and grace periods by calling 1-800-51 Your payment of $6,203.22 will be debited from your account on 01/02/13. Any inquiry to American Express concerning this debit should be made by 12/31/12. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PIPA Payment Coupon Do not staple or use paper clips Check here it your address of phone number has changed. Note changes on reverse side. p. 1/7 Account Ending Membership Rewards' Points Available and Pending as of 11/30/12 314,473 For upto date point balance and full program details, visit membershIprewardscom Account Summary Previous Balance $15,49520 Payments/Credits -$15,495.80 New Charges +$6,203.22 Fees +$0.00 New Balance $6,203.22 Days in Billing Period: 32 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.877-0987 1.806472.9297 OSee page 2 for additional Information. Pay byComputer gilj Pay by Phone americanexpress.corn/pbc BM 1.806 472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 01/02/13 AutoPay Amount $6,203.22 lllrulrulrullll I II I I III I II II I I II III I I I II II I 000620322000620322 14 ri AME X000882 SDNY_GM_00326882 EFTA_D0I 99436 EFTA01685680 G MAXWELL DektIMELF,111 p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically (for exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX:1 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address 11 correct on front do not use. • To dung. your address online, visit svmvamencaneiptessionvupdatecontactinfo • roe Name. Company Name. and Foreign Address or PhoneMangos, please call Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Home Ran, vAoStedesnd Email 1 I I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcenexpress.corrdpelvacy. AMEX000883 SDNY_GM_00326683 EFTA_00 199437 EFTA01685681 Centurion® Card G MAXWELL Closing Date 12/18/12 DUPLICATE COPY Account Ending p.3/7 Payments and Credits Summary J Total Payments Credits -$10,756.10 MAXWELI. Total Payments and Credits -$4,73930 415,495.80 Detail •Indicates posting date Payments 12/01/12' GMAXWELL AUTOPAY PAYMENT RECEIVED - THANK Y011 JPMORGAN CHASE BANK, NA Amount -$10,756.10 Credits Amount 11/12/12 GMAXWELL AMERICAN EXPRESS 1VIPHOENIX AZ VIRGIN ATLANTIC AIRWAYS, From: N/A To: WA N/A N/A WA Tkket Number: 93211448396563 Passenger Name: MAXWELL/GHISLAINE NO Document Type SUPPORTED REFUND Carrier: 111 119 YY YY Class: 00 00 00 00 -$4,739.70 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $6,186.90 $1632 56,20322 Detail GMAXWELL Card Ending Foreign Spend 11/16/12 FRAKTALEE TALLINN ES 11/18/12 GODADDY.COM (480)505-8855 (480)50S-8855 11/18/12 TEN FEET TALL HONG KCENTRAL HK WHOLE 20TH & 21ST FLOOR L Hong Kong &les 11/19/12 VERIZONRECURRING PA800-VERIZON PA 11/19/12 EPSON STORE 800.873.7766 CA COMPUTER ACC 11/19/12 DRPJAWBONE 0000 ORDERFIND.COM DIRECT MKTG INTERNET Description ELECTRONIC MERCHAND MN 11/20/12 T-MOBILE 888-278-3397 OR PREPAIDTOPUP Amount tzar» $5.99 $67.09 $89.99 $183.00 $141.53 51089 AMEX000884 Continued on reverse SDNY_GM_0032668,4 EFTA 00199438 EFTA01685682 G MAXWELL DVPLICAIT CIS Account n ing p. 4/7 Detail Continued Foreign Spend Amount 11/21/12 CLUBMONACO HONG KONCENTRAL GROUND FLOOR, NEW WORLD T HK Hong Kong Igerl $114.84 11/21/12 FEDEX INV 1123919138 1-800422-1147 1-800-622-1147 116E 65TH ST LLC NY DIRER BILLING FEDEX INV/ 000112391988 FedEx 81.800-622.1147 $43759 11/21/12 WINESTILSOLDOUT.COM PENNSAUKEN 8566653456 NJ $239.88 11/21/12 BROADVIEW NETWORKS 800-2762384 9149227538 NY $462.42 11/22/12 FEDEX INV 1124422651.806622.1147 1-800-622-1147 116 E 65TH ST LLC NY DIRECT BILLING FEDEX INV/ 000112442265 FedEx #1400422-1147 $40.30 11/22/12 GODADOY.COM (480)505-8855 (480)505-8855 $5.99 11/24/12 THE AUGUSTINE HOTEL PRAHA 1 LODGING THE AUGUSTINE HPRAHA 1 cow:giver...1)° s $650.38 11/26/12 VERIZONRKURRING PA800-YERIZON PA $93.57 11/26/12 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 $163.98 11/26/12 ATT•BILL PAYMENT 411DALLAS TX 800-288-2020 Description TELCOMM SERVICES IN $96.96 11/3W12 THE UPS STORE 1083 NEW YORK NY BUSINESS SERVICE $600.99 12/02/12 EFAX PLUS SERVICE 323417-3205 CA $16.95 12/02/12 TIME WARNER ENTRMT 718-358.0900 CABLE SVCS NY $288.913 12/04/12 VERIZONRECURRING PA800-VERIZON PA $6757 12/05/12 FEDEX INV 1128475421-800-622-1147 1.800-622.1147 116 E 65TH ST LLC NY DIRECT BILLING FEDEX MVO 000112847542 FedEx el-800-622-1147 $15458 12/05/12 JASON POSSUMATO JASORIDGEWOOD 917-7740347 NJ $1,76921 12/06/12 FEDEX INV 112897968 1-800422-1147 1.800-622.1147 116 E 65TH ST LLC NY DIRECT BILLING FEDEX INV. 000112897968 FedEx 41-800-622-1147 $1021 12/06/12 REGISTER.COM• I lEDE78877-7314442 DOMAIN REGIS NY $210.00 AMEX000885 Continued on next page SDNY_GM_0032688,5 EFTA 00199439 EFTA01685683 Centurion. Card G MAXWELL Closing Date 12/18/12 DUPLICATE COPY Account Ending p 5/7 Detail Continued Foreign Spend Amount 12/10/12 PET PARTNERS INC 02RALEIGH NC $49.33 12/11/12 FEDEX INV 1130389421-800622-1147 1-800-622-1147 116 E 65TH ST LLC NY DIRECT BILLING FEDEX INV/ 000113038942 FedEx f1-800-622-1147 510283 12/16/12 FRAICTALEETALLINN ES S20.00 12/17/12 FLORIDA GO RENEW 850-6172030 FL 8506172000 $71.85 Is JENNIFER TURNER Card Ending Foreign Spend Amount 11/25/12 RUNES MUSICUSA ITUNCUPERTINO CA RUNES MUSIC STORE $16.32 Fees Amount Total Fees for this Period $0.00 2012 Fees and Interest Totals Year-to-Date Total Fees in 2012 Total Interest in 2012 Amount $2,545.00 50.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Select & Pay Later, the APR is 9.15% (v). For Sign & TraveL the APR is 9.15% (v). Please refer to page 2 for further Important information regarding your account AMEX000886 SDNY_GM_00326686 EFTA_ODI 99440 EFTA01685684 G MAXWELL DrAITE,F, p 6/7 AMEX000887 SDNY_GM_00326687 EFTA_00199441 EFTA01685685 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 314,473 Points Earned this Period 16,524 Account Summary November 1,2012 - November 30,2012 Opening Points Balance 297,949 Points Earned this Period +16524 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 314,473 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p. 7/7 membershiprinvards.corn 14100-297-1300 International Collect: 305-816-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at memberthipretwards.com/rAwydaychargin November 1,20i2 - November 30,2012 ) Points Earned this Period Points Activity On Eligibly thaws Bonus Points Total Points Awarded Activity Per Card Centu XXXX-XIRCUM tattgleari Addl Centur XXXX-Renter 15,414 0 15,414 1,028 82 O 1,028 O 82 Total 16,524 0 16,524 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewardseom. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membeishipieNards comneims or call 1-800-2971300. From overseas, call collect 305 816-2799. AME X000888 SDNY_GM_00326688 EFTA_OOI 99442 EFTA01685686 MiEX0008.89 SDNY_GM_00326689 EFTA 00199443 EFTA01685687 Cemurion• Card G MAXWELL Closing Date 01/18/13 DUPLICATE COPY New Balance 510,664.31 Please Pay By 02/02/13 p See page 2 for important information about your account. aN, New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling I -800-518-8866. a See Page 7 for an Important Notice About Your Fair Credit Reporting Act Rights Interest Charges on Pay Over Time Balances We'd like to remind you of ways to help minimize interest charges on Pay Over Time balances. If you pay the balance on your account in full each month, you will not incur any interest on transactions added automatically to a Pay Over Time balance. However, if you choose to carry a Pay Over Time balance past your next closing date, you will be charged interest on that balance until the total account balance is paid in full. The sooner you pay off a Pay Over Time balance, the less interest you will incur. Your payment of J10,664.31 will be debited from your account on 02/02/13. Any inquiry to American Express concerning this debit should be made by 01/31/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pal Payment Coupon Do not staple or use paper clips Check here if your addressor phone number has changed. Notechanges on reverse side. Pay by Computer americanexpress.com/pbc p. 119 Account Ending Membership Rewards' Points Available and Pending as of 12/31/12 321,796 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance $6,203.22 Payments/Credits -56.20322 New Charges +510,664.31 Fees +50.00 New Balance 510,66431 Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Can Pay by Phone 1.877-877-0987 1-800-472-9297 g See page 2 (or additional information. Pay by Phone 1-8C0.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 001066431001066431 14 ri Account Ending Enter account number on all documents. Make c heck payable to American Express. Please Pay By 02/02/13 AutoPay Amount 510,664.31 AMEX000890 SDNY_GM_00326690 EFTA (10199444 EFTA01685688 G MAXWELL DektIMELF,111 p. 2/9 Payments: Your payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial instkution, unless the check is not processable electronkaly or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are detelmined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ffitt exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit svvnaamericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and roreign Address or Phonechanges, pleasecall (unmet Cato • Please print dearly in blue or black Ink only in the bcaes provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: arnerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwamericasexpresszerrdpelvacy. AMEX000891 SDNY_GM_00326691 EFTA_00 199445 EFTA01685689 Centurion® Card G MAXWELL Closing Date 01/18/13 DUPLICATE COPY Account Ending p3/9 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$6,203.22 $0.00 -36,203.22 Detail •Indicate posting date Payments 01/02/13• G MAXWELL Amount AUTOPAY PAYMENT RKENED - THANK YOU IPMORGAN CHASE BANK, NA -3420322 New Charges Summary 6 MAXWELL JENNIFER TURNER Total New Charges Total J 310646.84 $17A7 810464.31 Detail G MAXWELL Card Ending Amount 12/18/12 GODADDYCOM (480)505-8855 (480)505-8855 $5.99 12/19/12 VER1ZONRKURRING PA800-VERIZON PA $89.99 12/21/12 FEDEX INV 1134249701-800-622-1147 1.800-622-1147 116 E 65TH ST LLC NY DIRECT BILLING FEDEX INV/ 000113424970 Fed& /1.800-622.1147 $96.75 12/21/12 BROADVIEW NETWORKS 800-2762384 NY 9149227538 3427.77 12/22/12 GODADDY.COM (480)505-8855 (480)505-8855 35.99 12/24/12 VERIZONRECURRING PA800-VERIZON PA 393.57 12/26/12 HALLAK CLEANERS 037HACKENSACK NJ $7940 12/26/12 T-MOBILE RECURNG MATT-MOBILE 55513884098006 3385.59 12/26/12 FEDEX INV 113597759 1.800622-1147 1-800-622-1147 116 E 65TH ST LLC NY DIRECT BILLING FEDEX INV. 000113597759 FedEx /1.800622.1147 $11421 12/27/12 MACK TOUCH RESTORATLONG ISLAND CRY $4.828.38 RUGS RESTORA NY AMEX000892 Continued on reverse SDNY_GM_00326692 EFTA_OOI 99446 EFTA01685690 G MAXWELL DrAF,,V;f„?, p. 419 Detail Continued 12/27/12 Amount JASON POSSUMATO JASORIDGEWOOD NJ 917-7740347 S680A6 12/27/12 STAPLES INC.00683 MONTGOMERY NY (800)333-3330 $176.27 12/29/12 GODADDY.COM SCOTTSDALE AZ $13.01 12/31/12 AT&T TLG FLP 851 ALPHARETEA GA 800-331-0500 Description TELEPHONE SERVICE/E $170.76 01/02/13 EFAX PLUS SERVICE 323-817-3205 CA $16.95 01/02/13 TIME WARNER ENTRIAT 718-358-0900 NY CABLE SVCS $287.92 01/03/13 VER1ZONRKURRING PA80OVERIZON PA $6757 01/08/13 PET PARTNERS INC 02RALEIGH NC $49.33 01/08/13 SMILEY'S 212-868-1510 212-868-1510 $8.06 01/09/13 HOMEDEPOTCOM 800-430-3376 CA 858-831-2000 $43.98 01/09/13 FIGUE NEWYORK NY 203-328-9680 $280.00 01/10/13 HALLAK CLEANERS 037HACKENSACK NJ $165.00 01/1W13 NOeU 57 NEW YORK NY RESTAURANT F000/BEVERAGE 520524 TIP 53720 $24294 01/12/13 MEHL'S UES SPA 2NFLNEW YORK NY COSMETIC STORE 5266.48 01/13/13 Starbucks 100821 NewNew York NY FAST FOOD RESTAURANT $9.30 01/13/13 LAVERITE 88290284764NEV/ YORK NY MEN'S/WOMEN'S CLOTHNG $22.99 01/14/13 WINEST1LSOLDOUT.COM PENNSAUKEN NJ 8566653456 5179,88 01/15/13 HALLAK CLEANERS 037HACICENSACK NJ $65.00 01/16/13 FRMCIALEE TALLINN ES S20.00 01/16/13 AMERICAN EXPRESS 7VLPHOENM AZ VIRGIN AMERICA From: To: WASHINGTON DULLES LOS ANGELES INTERN N/A N/A N/A Tkket Number: 98471990906564 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Carrier: Class: VX YY 00 YY 00 YY 00 Date of Departure: 0 I i24 $1,636.90 01/16/13 Starbucks 100821 NewNew York NY FAST FOOD RESTAURANT 54.30 AMEX000893 Continued on next page SDNY_GM_00326693 EFTA_00199447 EFTA01685691 Centurion. Card G MAXWELL Closing Date 01/18/13 DUPLICATE COPY Account Ending 0. 5/9 Detail Continued Amount 01/16/13 BAR ITALIA 0051 NEW YORK 2124174296 Description FOOD/BEVERAGE NY 590.00 01/17/13 ESPACORP NEW YORK 2123272321 NY S13.S0 01/18/13 Starbucks 100821 NewNew York FAST FOOD RESTAURANT NY S8.60 s AMMER TURNER Card Ending Amount 12/27/12 [TUNES MUSKUSA ITUNCUPERTINO 'TUNES MUSIC STORE CA $326 01/11/13 RUNES MUSICUSA ITUNCUPERTINO RUNES MUSIC STORE CA S10.85 01/11/13 RUNES MUS1CUSA ITUNCUPERTINO RUNES MUSK STORE CA $1.08 01/1S/13 !TUNES MUSKUSA ITUNCUPERTINO RUNES MUSIC STORE CA $2.28 Fees Amount Total Fees for this Period WOO 2013 Fees and Interest Totals Year-to-Date Amount Total Fees In2013 SO 00 Total Interest in 2013 S0.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicate variable rate. For Select & Pay Later, the APR is 9.15% (v). For Sign & Travel, the APR is 9.15% (v). Please refer to page 2 for further Important Information regarding your account AMEX000894 SDNY_Ght_00326694 EFTA_ODI 99448 EFTA01685692 G MAXWELL DUPLICATE Cal Account Ending p6/9 AMEX000895 SDNY_GM_00326695 EFTA_00199449 EFTA01685693 Centurion° Card DUPLICATE COPY p. 7/9 G MAXWELL Closing Date 01/18/13 Account Ending Important Notice About Your Fair Credit Reporting Act Rights This is an important notice about your rights under the Fair Credit Reporting Act. Please read it carefully and keep it for future use. If you believe that any information in your credit report is inaccurate or incomplete, you have the right to dispute it by contacting the consumer reporting agency directly or. if your dispute concerns an American Express account on your credit report, by writing to us at: American Express Credit Bureau Unit P.O. Box 981537 El Paso, TX 79998-1537 If you write to us, you will need to give us the following information in your letter • Your name, address and telephone number • Your American Express account number • Describe as best you can what you think is wrong about how your American Express account appears on your credit report. • Provide any documents or other information supporting your claim, including a copy of your credit report if available. After we receive your letter we will notify the consumer reporting agencies that you have disputed the American Express account on your credit report, as required by law. We'll research your dispute and correct any errors we find. If we do not find any errors, we will let you know and we will continue to report your account to the consumer reporting agencies as 'disputed' unless and until you tell us to stop reporting it as 'disputed.' SFC13 BP/CCSFCRA/0113 APAEX000896 SDNY_GM_00326696 EFTA_00 199450 EFTA01685694 G MAXWELL D MI p 8/9 AMEX000897 SDNY_GM_00326697 EFTA 00199451 EFTA01685695 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 321,796 Points Earned this Period 7,323 (Account Summary December 1,2012 - December 31,2012) Opening Points Balance 314,473 Points Earned this Period +7,323 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 321,796 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p. W9 membershiprinvardsan 1-000-297-1300 International Collect: 305-816-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at memberthIprewards.comMviwydaychargin December 1,2012- December 31,2012 Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Total Points Activity Per Card ;')11!)Sttcam 1,448 0 1,448 tattgeards 5,859 0 5,859 Addl Centur XXXX-XX,10a 16 16 Total 7,323 0 7,323 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated torahs* by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membeishipieNards comiteims or call 1-800-297-1300. From overseas, call collect 305 816-2799. AMEX000898 SDNY_GM_00326698 EFTA_00 199452 EFTA01685696 MiEX000899 SDNY_GM_00326699 EFTA_00 199453 EFTA01685697 Centurion° Card G MAXWELL Closing Date 02/15/13 DUPLICATE COPY New Balance $16,861.27 Please Pay By 03/02/13 g See page 2 for important information about your account. ("n New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866 Your payment of $16,861.27 will be debited from your account on 03/02/13. Any inquiry to American Express concerning this debit should be made by 02/28/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon WA Do not staple or use paper clips Check here it your address of phone number has changed. Note changes on reverse side. p. 1/9 Account Ending Membership Rewards* Points Available and Pending as of 01/31/13 336,549 For upto date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees $10,664.31 -S16,895.81 +S23,092.77 +$0.00 New Balance 516,86127 Days in Billing Period: 28 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1477-8774987 1.8004729297 OSee page 2 for additional information. Pay by Computer US Pay by Phone ameilcanexpress.corn/pbc M 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c heck payable to Ametkan Express. Please Pay By 03/02/13 AutoPay Amount $16,861.27 lllrulrulrullll I II I I III I II II I I II III I I I II II I 001686127001686127 14 ri AME X000900 SDNY_GM_00326700 EFTA_00199454 EFTA01685698 G MAXWELL DektIMELF,111 p. 2/9 Payments: Your payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial instkution, unless the check is not processable electronkaly or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are detelmined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ffitt exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit svvnaamericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and roreign Address or Phonechanges, pleasecall (unmet Cato • Please print dearly in blue or black Ink only in the bcaes provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I I Website: arnerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwamericasexpresszernipdvacy. AMEX000901 SDNY_GM_00326701 EFTA_00 199455 EFTA01685699 Centurion® Card G MAXWELL Closing Date 02/15/113 DUPLICATE COPY Account Ending p.3/9 Payments and Credits Summary Total Payments 410,66431 Credits MAXWEL I -$623150 Total Payments and Credits -S16,895.81 Detail •indicates Posting date Payments Amount 02/02/13• G MAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK NA -510,664.31 Credits Amount 02/07/13 G MAXWELL AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN AMERICA From: To: SAN FRANCISCO IN11 N.Y.1 F KENNEDY I WA WA WA Ticket Number 98472043966785 Passenger Name: MAXWELUGHISLAINE NO Document Type. SUPPORTED REFUND -52404.90 Carrier: Oast VX YY 00 YY 00 YY 00 Date of Departure: 02/08 02/07/13 G MAXWELL AMERICAN EXPRESS TVLPHOENIX AZ AMERICAN AIRLINES INC From: To: WA WA WA WA WA Ticker Number: 00172030004616 Passenger Name: MAXWELUGHISLAINE Document Type. SUPPORTED REFUND Carrier: TY YY YY YY -51,491.90 Claw 00 00 00 00 02/07/13 G MAXWELL AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN AMERICA From: To: N/A WA WA WA WA Ticket Number 98472030000506 Passenger Name: MAXWELL/GHISLAINE Document Type: SUPPORTED REFUND Carrier: YY TY TY TY -$1,714.90 Claw 00 00 00 00 -$508.90 Class: 00 00 00 00 02/08/13 G MAXWELL AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN AMERICA From: To: WA WA WA WA WA Carrier Yr Yr YY YY Ticket Number 98472034664271 Passenger Name: MAXWELUGHISLAINE NO Document Type:SUPPORTED REFUND AMEX000902 Continued on reverse SDNY_GM_00326702 EFTA_00199456 EFTA01685700 G MAXWELL DrAMIL9ilra p 4/9 Detail Continued posi fain @9: MAXWE t Amount AMERICAN EXPRESS TVIPHOENIX AZ VIRGIN AMERICA From: To: Carrier: Class: SAN FRANCISCO INTL N.Y.1 F KENNEDY I VX N/A YY 00 N/A WA Ticket Number: 98472052401774 Passenger Name: MAXWELUGHISLAINE NO Document Type SUPPORTED REFUND YY 00 YY 00 Date of Departure: 02/10 -$10.90 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges 323,05032 $41.95 623,092.77 Detail S G MAXWELL Card Endkgi Amount 01/18/13 EN JAPANESE BRASSERINEW YORK NY RESTAURANT FOOO/BEVERAGE $139.90 TIP $20.10 $160.00 01/18/13 GODADDY.COM (480)5054855 (480)505-8855 $5.99 01/18/13 A&A DISCOUNTS 212-88B-1064 212-888-1064 $1839 01/19/13 Starbucks 100821 NewNew York NY FAST FOOD RESTAURANT $3A3 01/19/13 Stall:pucks407346 PkwNew York NY FAST FOOD RESTAURANT $3.54 01/19/13 F &O NEW YORK NY RESTAURANT FOOD/BEVERAGE TIP $15737 $26.10 $183.97 01/21/13 VERIZONRECURRING PAB00-VERIZON PA $89.99 01/22/13 VERIZONRECURRING PAB00-VERIZON PA 01/22/13 BROADVIEW NETWORKS 803-2762384 NY 9149227538 $92.97 $397.89 01/22/13 GODADDY.COM (4801505-8855 (480)505-8855 $5.99 01/24/13 The Madison Hotel 37(2021587-2653 0064500530 2C005 Lodging $592.73 AMEX000903 Continued on next page SDNY_GM_00326703 EFTA_00 199457 EFTA01685701 Centurion° Card G MAXWELL Closing Date 0 2/1 5/13 DUPLICATE COPY Account Ending p 59 Detail Continued Amount 01/26/13 FEDEX INV 4229971601.800622-1147 1.800.622-1147 116E 65TH ST LIC NY DIRECT BILLING TRANSACTION FEOEX INVY 000422997160 FedEx Y1-800-622-1147 $222_45 01/26/13 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 $663.78 01/26/13 Auberge Del Mar 1(858)269-1515 0027711102 92014 Lodging 591160 01/26/13 VIDAL SASSOON BEVERLY HILLS CA BEAUTY/BARBER SHOP $130.00 01/27/13 L' Auberge Del Mar 1(858)269-1515 0277111021 92014 Lodging $182.56 01/28/13 BEVERLY HILLS RENT ALOS ANGELES CA AUTOMOBILE RENTAL $88.68 01/28/13 BEVERLY HILLS RENT ALOS ANGELES CA AUTOMOBILE RENTAL $500.00 01/29/13 NAVTEQ OREM UT 866-462-8837 Description COMPUTER HRDWFVSFRN 622857 01/31/13 FEDEXO 898698691604 I.800-622-1147 1-800-622-1147 TO: LIVE OAK RANCH CA FROM: UMINGERER DEL MAR 92014 001 Priority 918 AWB898698691604 FcdEx11-800-622-1147 $50.82 01/31/13 AT&T TLG FLP 851 ALPHARETTA GA 800-331-0500 Description TELEPHONE SERVICE/E Class: 00 00 00 $126.78 02/01/13 AMERICAN CORE% IVIPHOENIX AZ VIRGIN AMERICA From: To: SAN FRANCISCO INTL FT LAUDERDALE/HOLL N/A N/A N/A Cattier vX YY YY VY $1,714.90 Tkket Number: 98472030000503 Passenger Name: TAMONELUGHISLAINE Document Type: PASSENGER TICKET Date of Deparflire:02)07 AMEX000904 Continued on reverse SDNY_GM_00326704 EFTA_00 199458 EFTA01685702 G MAXWELL DrAF,117;f„9, p 6/9 Detail Continued 02/01/13 Amount AMERK AN EXPRESS TVL PHOENIX AZ AMERICAN AIRLINES INC Nom: To: MIAMI INTERNATK)NA ST MAARTEN N.Y.1 F KENNEDY I N/A N/A Ticket Number:00172030004613 Passenger Name: MAXWELL/GHISLAINE Document Type PASSENGER TICKET Cattier AA AA YY YV Date of Class: 00 00 Departure:02108 Class: 00 00 00 Departure:02/03 $1,491.90 02/01/13 AMERICAN EXPRESS 7VLPHOENC4 AZ VIRGIN AMERICA From: To: LOS ANGELES INTERN SAN FRANCISCO INTL N/A N/A N/A Ticket Number 98472030000186 Passenger Name: MAXWELUGHISLAINE NO Document Type PASSENGER TICKET Carrier. VX YY YY YY Date of $50&90 02/02/13 (FAX PLUS SERVICE 323417-3205CA $16.95 02/02/13 FRED SEGAL TREND WOMSANTA MONICA CA 310494-7535 $662.48 02/02/13 TIME WARNER ENTRMT 718-358-0900 NY CABLE SVCS $28639 02/04/13 VERIZONRECURRING PABOO-VERIZON PA $67.01 02/04/13 FEDEX INV 423519163 1400422-1147 1.800622.1147 116 E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INVI 000423519163 FedEx 014004221147 $87.12 02/04/13 WESTMINSTER KENNEL CNEY/ YORK NY GOODS/SERVICES 378.75 02/05/13 BEVERLY HILLS RENT ALOS ANGELES CA AUTOMOBILE RENTAL $273.01 02/07/13 AMERICAN EXPRESS IVIPHOENCC AZ VIRGIN AMERICA From: To: SAN FRANCISCO INTL N.Y.1 F KENNEDY I N/A N/A N/A Tkket Number. 98472043966785 Passenger Name. MAXWELUGHISLAINE NO Document Type PASSENGER TICKET Carder: Class: VX YY 00 YY 00 YY 00 Date of Departure:02/08 52,50410 02/08/13 PET PARTNERS INC 02RALEIGH NC $49.33 AMEX000905 Continued on next page SDNY_GM_00326705 EFTA 00199459 EFTA01685703 Centurion® Card DUPLICATE COPY am G MAXWELL Closing Date 02/15/13 Account Ending [ Detail Continued Amount 02/08/13 AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN AMERICA From: To: SAN FRANCISCO INTL LOS ANGELES INTERN N.Y. JF KENNEDY I WA WA Ticket Number:98472047523264 Passenger Name: MAXWELL/GH6LAINE NO Document Type PASSENGER TICKET Carrier: VX VX YY VY Date of Departure:02/10 Class: 00 00 $2,515.80 02/09/13 BEVERLY HILLS RENT ALOS ANGELES CA AUTOMOBILE RENTAL $163.00 02/10/13 XPRESSPA SF0-2138430SAN FRANCISCO CA MEMBERSHIP CLUB S30.00 02/11/13 FEDEX INV 423847649 1-806622-1147 1-800-622-1147 116 E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX IWO 000423847649 Fed& 11.800-622.1147 $65.30 02/12/13 AMERICAN EXPRESS WLPHOENIX AZ VIRGIN AMERICA From: To: N.Y. F KENNEDY I LOS ANGELES INTERN N.Y. JF KENNEDY I WA WA Ticket Number.98472055571750 Passenger Name: MAXWELL/GHISLAINE NO Document Type: PASSENGER TICKET Carden Class: VX VX YY 00 YY 00 Date of Departure:02/21 $5,05980 02/12/13 BEVERLY HILLS RENT ASAN FRANCISCO CA AUTOMOBILE RENTAL $14242 02/12/13 BEVERLY HILLS RENT ASAN FRANCISCO CA AUTOMOBILE RENTAL S1,O0O.00 02/13/13 JASON POSSUMATOJASORIDGEWC100 NJ 917-7740347 $1,497.03 02/14/13 KIEHL'S UES SPA 2NFLNEW YORK NY COSMETIC STORE 517420 Is JENNIFER TURNER Card Ending Amount 01/24/13 GOGOAIR.COM 877-350-0038 IL INTERNET ACC 539.95 02/03/13 CV OF B H PARKING BEVERLY HILLS CA $2.00 310-285-2420 AMEX000906 Continued on reverse SDNY_GM_00326706 EFTA_00199460 EFTA01685704 G MAXWELL DecidigiTiLF, p 8/9 Fees Amount Total Fees for this Period 50.00 2013 Fees and Interest Totals Year-to-Date Total Fees in 2013 Total Interest in 2013 Amount S0.00 50.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Select & Pay later, the APR is 9.1596(v). For Sign & Travel, the APR is9.15%(v). Please refer to page 2 for further Important Information regarding your account AMEX000907 SDNY_GM_00326707 EFTA_00 199461 EFTA01685705 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 336,549 Points Earned this Period 14,753 (Account Summary January 1, 2013 - January 31,2013) Opening Points Balance 321,796 Points Earned this Period +14,753 Points Used this Period 0 Reinstated Poims and Adjustments 0 Total Points Balance 336,549 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p. W9 membershiprinverds.ccan 14100-297-1300 International Collect: 305-816-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and mace then go online and use the points you earned to cover those charges. Learn more at memberthIprewards.comMverydaychargin January 1,2013- January 31,2013 ) Points Earned this Period Points Activity On BIgIble Charges Bonus Points Total Points Awarded Activity Per Card XX Cien X to X-XIMOOM tattgairs Addl Center XXXX-XXXa 10,647 10,647 4,089 0 4,089 17 0 17 Total 14,753 0 14,753 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by caning the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membeishipieNards comneims or call 1-800297.1300. From overseas, call collect 305 816-2799. AMEX000908 SDNY_GM_00326708 EFTA_OOI 99462 EFTA01685706 AMEX000909 SDNY_GM_00326709 EFTA 00199463 EFTA01685707 Centurion° Card G MAXWELL Closing Date 03/18/13 DUPLICATE COPY New Balance $19,943.57 Please Pay By 04/02/13 g See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866 Your payment of $19,943.57 will be debited from your account on 04/02/13. Any inquiry to American Express concerning this debit should be made by 03/31/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PIPA Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note charges on reverse side. p. 1/9 Account Ending Membership Rewards* Points Available and Pending as of 02/28/13 355,158 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees $16,861.27 -S17,351.17 +520,433.47 +$0.00 New Balance 519,943.57 Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.877-0987 1.800472.9297 OSee page 2 for additional information. Pay byComputer US Pay by Phone amerkanexpress.conVpbc BM 1-800 4 7 2-929 7 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 04/02/13 AutoPay Amount $19,943.57 lllrulrulrullll I II I I III I II II I I II III I I I II II I 001994357001'194357 14 ri AME X000910 SDNY_GM_00328710 EFTA_00199464 EFTA01685708 G MAXWELL DektIMELF,111 p. 2/9 Payments: Your payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial instkution, unless the check is not processable electronkaly or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are detelmined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ffitt exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit svvnaamericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and roreign Address or Phonechanges, pleasecall (unmet Cato • Please print dearly in blue or black Ink only in the bcaes provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I I Website: arnerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwamericasexpresszernipdvacy. AMEX000911 SDNY_GM_00326711 EFTA_00 199465 EFTA01685709 Centurion° Card G MAXWELL Closing Date 03/18113 DUPLICATE COPY Account Ending p.3/9 Payments and Credits Summary Total Payments -516836.27 Credits MAXWEL I -5514.90 Total Payments and Credits 417,351.17 Detail •indicates posting date Payments 03/02/13• G MAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU 1PMORGAN CHASE RANK, NA -$16,836.27 Credits Amount 02/19/13 G MAXWELL AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN AMERICA From: To: N.Y.1 F KENNEDY I LOS ANGELES INTERN SAN FRANCISCO INTL N.Y. F KENNEDY I WA Tkket Number: 98472075867583 Passenger Name: MAXWELUGHISIAINE NO Document Type: SUPPORTED REFUND -525.00 Carrier Class: VX YY 00 VX YY 00 Date of Departure: 02221 02226/13 E MAX1VELL AMERICAN EXPRESS TVLPHOENIX AZ 4489.90 JETBLUE AIRWAYS CORPORATI Front To: Carrie,: Class: WA WA re 00 WA YY 00 WA re 00 WA YY 00 Ticket Number: 27972075867591 Passenger Name: MAXWELUGHIStAINE NO Document Type: SUPPORTED REFUND New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $19.925.89 $50758 520,43347 Detail G MAXWELL Card Ending Amount 02/16/13 HALLAK CLEANERS 037HACKENSACK NJ 02/16/13 FRAKTALEE TALLINN ES 5213.20 $2000 AMEX000912 Continued on reverse SDNY_GM_00326712 EFTA 00199466 EFTA01685710 G MAXWELL DrAF,117;f„9, 4/9 Detail Continued 02/16/13 Amount FEDEX INV 4242355781-800-622-1147 1.800.622-1147 116 E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV/ 000424235578 FedEx /1-800-622-1147 59048 02/18/13 GODADDY.COM (480)505-8855 (480)505-8855 $5.99 02/19/13 VERIZONRKURRING PA800-VERIZON PA 389.99 02/19/13 AMERICAN EXPRESS 1VLPHOENIX AZ JETBLUE AIRWAYS CORPORAT1 From: To: LONG BEACH APT SAN FRANCISCO INTL N/A N/A WA Ticket Number. 27972075867595 Passenger Name: MAXWELL/GHISLAINE NO Document Type: PASSENGER TICKET Carrier: Class: B6 YY 00 YY 00 YY 00 Date of Departure:03/01 $489.90 02/20/13 MM TBTA E-ZPASS STATEN ISLAND NY 2P-118777770 Description FOR BILLING QUESTIO ACCT: 9740240 8 525.00 02/21/13 UBER TECHNOLOGIES IN866-576-1039 CA TRANSPORTATI $65.00 02/21/13 BROADVIEW NETWORKS 800-2762384 NY 9149227538 $46220 02/22/13 VERIZONRECURRING PA800-VERIZON PA 592.99 02/22/13 GODADDY.COM (480)505-8855 (480)505-8855 $5.99 02/23/13 FEDEX INV 4246692301-800-622-1147 1-800-622-1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV/ 000424669230 FedEx al-800-622-1147 $257.90 02/23/13 NEIMAN-MARCUS 10 OCOFIEVERLY HILLS CA DEPARTMENT STORE Description Price WOVEN TOP $215.00 $234-35 02/25/13 AMERICAN EXPRESS TVLPHOENIX AZ JETBLUE AIRWAYS CORPORATI From: To: LONG BEACH APT SAN FRANCISCO INTL N/A N/A N/A Ticket Number: 27972088012934 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Cattier: 86 YY YY VY Date of Departure:03/01 Class: 00 00 00 $305.90 02/25/13 UREA TECHNOLOGIES IN866-576-1039 CA TRANSPORTATI 5155.00 AMEX000913 Continued on next page SDNY_GM_00326713 EFTA 00199467 EFTA01685711 Centurion° Card G MAXWELL Closing Date 03/18/13 DUPLICATE COPY Account Ending p 59 Detail Continued Amount 02/25/13 Nelson 140 Beverly H(334) 826-8900 1000308435 90212 HOTEL FOLK) $1,273.31 02/26113 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 $145.08 02/26113 BEVERLY HILLS RENT ALOS ANGELES CA AUTOMOBILE RENTAL $661.87 02/28/13 FEDEX INV 4250213161-800-622-1147 1-800-622-1147 116 E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX IWN 000425021316 FedEx e1.800.622.1147 360.76 02/28/13 AT&T ttG FLP 851 ALPHARETTA GA 8083314500 Description TELEPHONE SERVKE/E $130.32 02/72/13 UNITEK EDUCATION 022FREMONT CA 510-249-1060 Description FEES/SERVICE $500.00 03/01/13 UBER TECHNOLOGIES IN866-576-1039 CA TRANSPORTATI $93.00 03/02/13 (FAX PLUS SERVICE 323-817-3205 CA 316.95 03/02/13 WAL-MART STORE02989 FREMONT CA 318.59 DISCOUNT STORE 03/04/13 Starbucks 106551 FreFremont CA $17.15 FAST FOOD RESTAURANT 03/04/13 TIME WARNER ENTRMT 718358.0900 NY CABLE SVCS 3287.89 03/05/13 JIMMY CHOO MADISONNEW YORK NY (212)759-7078 34000 03/07/13 HALLAK CLEANERS 037HACKENSACK NJ $85.00 03/07/13 EMPIRE INTERNATIONAL888-568-9803 7223729 07094 MAXWELL, GHISLAINE NOELLE JFK 116 EAST 6STH STREET NEW YORK, NY $182A0 03/08/13 PET PARTNERS INC 02R/LEIGH NC $49.33 03/08/13 THE EXPLORERS CLUB 212-628-8383 212-6Z9-8383 31,19000 03/08/13 JASON POSSUMATO JASORIDGEWOOD NJ 917-7740347 31,905.31 03/08/13 BEVERLY HILLS RENT ASAN FRANCISCO CA AUTOMOBILE RENTAL $1,00708 03/08/13 JASON POSSUMATO JASORIDGEWOOD NJ 917-7740347 $892.76 AMEX000914 Continued on reverse SDNY_GM_00326714 EFTA_00I99468 EFTA01685712 G MAXWELL DrAF,117;f„9, p eie Detail Continued 03/09/13 Amount Starbucks 107346 NewNew York NY FAST FOOD RESTAURANT S3.43 03/09/13 MEHL'S UES SPA 2NFLNEW YORK NY COSMETIC STORE $174.20 03/11/13 UNITEK EDUCATION 022FREMONT CA 510-249-1060 Description FEES/SERVICE 575.00 03/11/13 STAPLES INC.00683 MONTGOMERY NY 0300633-3330 5584.02 03/12/13 FEDEX INV 4256887951.800622-1147 1.800422.1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INVO 000425688795 FedEx 01-800422-1147 5107.15 03/13/13 AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN ATLANTIC AIRWAYS, From: To: WASHINGTON DULLES LONDON HEATHROW AP WA WA WA Ticket Number 93272131727740 Passenger Name: MAXWELUGHSLAINE NO Document Type: PASSENGER TICKET Cinder: Class: VS YY 00 YY 00 YY 00 Dateof Departure:03/22 5744020 03/14/13 NO. 800000000000000NEW YORK NY RESTAURANT F000/BEVERAGE $1650 $16.50 03/15/13 DELAWARE CORP AND TADOVER DE 302-739-3077 Description MISC. PRODUCTS 3250.00 03/16/13 Starbucics 100821 NewNew York NY FAST FOOD RESTAURANT 54.30 S JENNIFER TURNER Card Ending Amount 02/19/13 PARIS MATCH 86TRO 6NEW YORK 2127374400 NY $92.94 02/20/13 PRET A MAI4GER1016 ONEW YORK 646-728-0505 Description FAST FOOD RESTAURAN NY 54.34 02/20/13 MEHL'S UES SPA 2NFLNEW YORK COSMETIC STORE NY 5167.67 02/22/13 ITUNES MUSKUSA ffUNCUPERTINO !TUNES MUSIC STORE CA $19.99 03/01/13 SFO PARKING IT.A LEQSAN FRANCISCO PARKING LOT &GARAGE CA $4.00 03/09/13 ITUNES MUSKUSA ITUNCUPERTINO ITUNES MUSIC STORE CA $12.99 AMEX000915 Continued on next page SDNY_GM_00326715 EFTA 00199469 EFTA01685713 Centurion. Card G MAXWELL Closing Date 03/18/13 DUPLICATE COPY Account Ending p 7/9 Detail Continued Amount 03/15/13 GODADDY.COM (480)50543855 (480)SOS-88SS $19.98 03/16/13 KIEHL'S LIES SPA 2NFLNEW YORK COSMETIC STORE NY 516767 03/16/13 MEHL'S UES SPA 2NFLNEW YORK COSMETIC STORE NY S18.00 Fees Amount Total Fees for this Period $0.00 2013 Fees and Interest Totals Year-to-Date Total Fees in 2013 Total Interest in 2013 Amount $0.00 $0.00 Important Notice Information on Pay Over Time Features You may have access to one or mote Pay Over Time Features as part of your Card account. The following are the cu tient Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Select & Pay Later, the APR is 9.15% (v). For Sign &TraveL the APR is 9.I 5% (v). Please refer to page 2 for further important Information regarding your account AMEX000916 SDNY_GM_00326716 EFTA_00 199470 EFTA01685714 G MAXWELL D p 8/9 AMEX000917 SDNY_GM_00326717 EFTA 00199471 EFTA01685715 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 355,158 Points Earned this Period (Account Summary Opening Points Balance 18,609 February 1, 2013- Febtualy 28,2013) 336,549 Points Earned this Period +18,609 Points Used thisPeriod 0 Reinstated Poims and Adjustments 0 Total Points Balance 355,193 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. MEMBERSHIP rewards FIRST' Questions About Your Account? p. W9 membershiprinvards.asen 1-800-297-1300 International Collect: 305-816-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and mare, then go online and use the points you earned to cover those charges. Learn more at memberthlprewards.comfisvitydaychartarn Points Transaction Detail February 1, 2013 - February28, 2013 ) Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Total Points Activity Per Card Centu XXXX-XIRCUM 16,820 14820 tattgeards 1,747 0 1,747 Addl Centur XXXX-XXXa 42 0 42 Total 18,609 0 18,609 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membeishipieNards comneims or call 1-800-297-1300. From overseas, call collect 305 816-2799. AMEX000918 SDNY_GM_00328718 EFTA_00 199472 EFTA01685716 AMEX000919 SDNY_GM_00326719 EFTA_00 199473 EFTA01685717 Centurion' Card G MAXWELL Closing Date 04/17/13 DUPLICATE COPY New Balance $4,403.51 Please Pay By 05/02/13 p See page 2 for important information about your account. (r, New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling I -800-518-8866. O See Page 5 for an Important Change to Your Account Terms Changes to Membership Rewards* Program Terms and Conditions We are decommissioning the Points Advance feature of the Membership Rewards' program effective July 1, 2013. Points Advance transactions will not be available on and after that date. You may satisfy any Points Advance transactions that you have outstanding on the decommission date according to the Points Advance terms in effect immediately prior to that date. Effective July 1, 2013, the Points Advance section of the Membership Rewards° program Terms and Conditions is deleted. Your payment of $4,403.51 will be debited from your account on 05/02/13. Any inquiry to American Express concerning this debit should be made by 04/30/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Lai Do not staple or use paper clips Check here if your addressor phone number has changed. Notechanges on reverse side. Pay byComputer americanexpresscom/pbc p. 119 Account Ending r Membership Rewards* Points Available and Pending as of 03/31/13 378,789 For up to date point balance and full program details, visit membecshiprewards.com Account Summary Previous Balance $19,943.57 Payments/Credits -S19,943.57 New Charges +54,403.51 Fees +50.00 New Balance 54,403.51 Days in Billing Period: 30 Customer Care Pay by Computer americanexpresscom/pbc CustomerCere Pay by Phone 1.877-877-0987 1-800-472-9297 g See page 2 for additional information. gloj Pay by Phone 1-8C0-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending Enter account number on all documents. Make c heck payable to American Express. Please Pay By 05/02/13 AutoPay Amount 54,403.51 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrrrinll 000440351000440351 14 rl AME X000920 SDNY_GM_00326720 EFTA_00 199474 EFTA01685718 G MAXWELL DektIMELF,111 p. 2/9 Payments: Your payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial instkution, unless the check is not processable electronkaly or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are detelmined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ffitt exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit svvnaamericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and roreign Address or Phonechanges, pleasecall (unmet Cato • Please print dearly in blue or black Ink only in the bcaes provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I I Website: arnerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwamericasexpresszernipdvacy. AMEX000921 SDNY_GM_00326721 EFTA_00 199475 EFTA01685719 Centurion® Card G MAXWELL Closing Date 04117/13 DUPLICATE COPY Account Ending p.3/9 Payments and Credits Summary Payments Credits Total Payments and Credits Total 419,94357 $0.00 419,943.57 Detail Indicate posteng as Payments 04/02/13• 6 MAXWELL Amount AUTOPAY PAYMENT RECEIVED • THANK YOU IPMORGAN CHASE BANK, NA .$19,943.57 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Now Charges $4231363 3114.88 $4,403.51 Detail G MAXWELL Card EndingI Amount 03/15/13 HALIAK CLEANERS 037HAOCENSAOC NJ 3181.40 03/16/13 FRAKTALEE TALLINN ES $20.00 03/18/13 GODADDY.CO.A (480)505-8855 (480)505-8855 35.99 03/19/13 VERIZONRECURRING PAYPHONESERVKE 6S87004859 19103 $8999 03/20/13 DKNY MADISON NEW YORK NY MEWS/WOMEN'S CLOTTING 3179.64 03/21/13 BROADVIEW NETWORKS 800-2762384 9149227538 NY $502.70 03/22/13 VERIZONRECURRING PA800-VERIZON PA $92.99 03/22/13 HALLAK CLEANERS 037HACICENSACK NI $47.50 03/22/13 GODADDY.COM (480)505-8855 (480)505-8855 $5.99 03/22/13 APW DULLES DULLES VA TELECOM EQUIPMENT $41.99 03/26/13 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 $182.74 04/02/13 EFAX PLUS SERVICE 323.817.3205 CA $16.95 04/02/13 TIME WARNER ENTRMT 718-3584900 CABLE SVCS NY 3465/58 04/03/13 VERIZONRECURRING PAYPHONESERVICE $67.86 2124726991624 19103 AMEX000922 Continued on reverse SDNY_GM_00326722 EFTA_00 199476 EFTA01685720 G MAXWELL DecidigiTiLF, p. 49 Detail Continued Amount 04/08/13 PET PARTNERS INC 02RALEIGH NC 04/12/13 HALLAX CLEANERS 037HACKENSACK NJ 04/12/13 RARE BAR &GRILL RARNEW YORK CITY NY NEW YORK CTTY,NY FOOD/BEVERAGE $92.00 TIP $10.00 54933 375.80 $102.00 04/13/13 'GEHL'S UES SPA 2NFLNEW YORK NY COSMETIC STORE 539096 04/16/13 JASON POSSUMATO JASORIDGEWOOD NJ 917.7740347 $1,76922 S JOINER TURNER Card Ending Amount 03/22/13 BREAD LINE 0057 WASHINGTON DC 202-822-8900 FOOD 59.85 $9.85 03/23/13 FEDEX INV 4266754741.800-622.1147 1.800.622-1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV/ 000426675474 FedEx 01-803-622-1147 $56.17 03/27/13 FEDEX INV 4269878361-800322-1147 1-803-622-1147 116 E 6STH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV/ 000426987836 FedEx /1.800322.1147 $4886 Fees Amount Total Fees for this Period 50.00 2013 Fees and Interest Totals Year-to-Date Amount Total fees in 2013 50.00 Total Interest in 2013 $0.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Select & Pay Later, the APR is 9.15%(v). For Sign & Travel t he APR 159.15%(v). Please refer to page 2 for further Important information regarding your account AMEX000923 SDNY_GM_00326723 EFTA_0CII 99477 EFTA01685721 Centurion° Card G MAXWELL Closing Date 04/17/13 DUPLICATE COPY Account Ending p.5/9 Important Changes To Your Account We are making a change to your Card account. A summary of the change appears below. The detailed change to your Cardmember Agreement can be found after the summary chart. Summary of Change Credit Reports Effective immediately, we are modifying the language concerning credit reports in your Cardmember Agreement to clarify that you agree that we will obtain credit reports about you and that we will use them for any purpose, subject to applicable law. Detail of Change To Your Agreement The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement. (the "Agreement"). This notice formally amends the Agreement as described below. Any terms in the Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with additional Cardmembers on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. Credit Reports Effective immediately, the "Credit Reports" section contained in Part 2 of your Cardmember Agreement is deleted and replaced with the following: "Credit reports You agree that we will obtain credit reports about you. investigate your ability to pay, and obtain information about you from other sources. And you agree that we will use such information for any purposes, subject to applicable law. You agree that we will give information about the Account to credit reporting agencies. We will tell a credit reporting agency if you fail to comply with any term of this Agreement. This may have a negative impact on your credit report. If you believe information we have given to a credit reporting agency is incorrect, write to us at: American Express Credit Bureau Unit, P.O. Box 981537, El Paso, TX 79998-1537. When you write to us, tell us the specific information you believe is incorrect." SCC43 BP/CCSGCRT/0413 AMEX000924 SDNY_GM_00326724 EFTA_00 199478 EFTA01685722 G MAXWELL D p 6/9 AMEX000925 SDNY_GM_00326725 EFTA_00199479 EFTA01685723 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 378,789 Points Earned this Period 23,631 (Account Summary March 1, 2013 - March 31,2013) Opening Points Balance 355,158 Points Earned this Period +23,631 Points Used this Period 0 Reinstated Poims and Adjustments 0 Total Points Balance 3716789 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p. 7/9 membershipnwrards.corn 1-800-297-1300 International Collect: 305-816-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and mace then go online and use the points you earned to cover those charges. Learn more at memberthiprewards.rombrarydaychargin March 1,2013 -March 31,2013 ) Points Earned this Period Points Activity On Bilylbletharges Bonus Points Total Points Awarded Activity Per Card Centu XXXX-Xitt0Q-= tettattairs Adel Centur XXXX.XXXXX21. 19,408 364 Empire CL5Plawarit 3x Pts A3110 19,772 2459 792 Catty Limousine Pgm 3x MA Pu AIN% 3,351 508 o S08 Total 22,475 1,156 23,631 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membeishipieNards comneims or call 1-800-297-1300. From overseas, call collect 305 816-2799. AME X000926 SDNY_GM_00326726 EFTA_OOI 99480 EFTA01685724 attivtiELLDUPLICATE COPY G MA lap.nt fiu-ter MEMBERSHIP rewards FIRST' p 8/9 AMEX000927 SDNY_GM_90326727 EFTA_00199481 EFTA01685725 Centurion° Card DUPLICATE COPY p 9/9 G MAXWELL Closing Date 04/17/13 Account Ending Introducing VENTE-PRIVEE Exclusive designer sales events on vente-privee available only to PLATINUM CARD" & CENTURION' MEMBERS' To access the debut luxe event: Join vente-privee at americanexpress.com/centurionvp & stay-tuned for an email inviting you to shop the first sale. As a vente-privee member, you will also enjoy access to daily limited-time sales on clothing, accessories. home decor, and special offers—all at up to 70% off. •Tokcessventecnwekme sales you 11119 be a murberdwaterme.wne p met= luxe sales re open to Ccrisumer Platirum Cad and Centwortmembas anti recerieerrad arnmunicahorrs tort writepiiiiee km slipup to receive crienai events orals Iran xente-prMieln yocremiltreforentescenter. vente-privee wen American Express AMEX000928 Otters are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00326728 EFTA_00 199482 EFTA01685726 AMEX000929 SDNY_GM_00326729 EFTA 00199483 EFTA01685727 Centurion• Card G MAXWELL Closing Date 05/17/13 DUPLICATE COPY New Balance $5,109.57 Please Pay By 06/02/13 g See page 2 for important information about your account. (1) New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. VJ See Pawn forChanges to the Equinox Fitness Club Program Notke of Changes to Your Membership Rewards Program° Account Effective August 1, 2013 Jumeirah Hotels and Resorts will no longer be a point transfer hotel partner in the Membership Rewards program. Any Membership Rewards point transfer redemptions for Sirius Points must be made by July 31, 2013. These redemptions will be considered final, non-refundable, and subject to the Sirius program terms and conditions. You can continue to transfer points into other frequent guest programs, including Best Western Rewards°, Choice Privileges•, Hilton HHonors• and Starwood Preferred Guest•. To use points for hotel stays, please visit membershiprewards.com/travel. a) Your payment of $5,109.57 will be debited from your account on 06/01/13. Any Inquiry to American Express concerning this debit should be made by OS/30/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PM Payment Coupon Do not staple or use paper clips Check here it your address or phone number has changed. Note charges on reverse side. p. 119 Account Ending Membership Rewards• Points Available and Pending as of 04/30/13 386,801 For up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance $4,403.51 Payments/Credits -$4,403.51 New Charges +$5,109.57 Fees +$0X New Balance 55,10937 Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.877-0987 1.800472.9297 OSee page 2 for additional Information. Pay by Computer US Pay by Phone americanexpress.corn/pbc 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 06/02/13 AutoPay Amount $5,109.57 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrrrinll 000510157000510957 14 ri AMP X000930 SDNY_GM_00328730 EFTA_00199484 EFTA01685728 G MAXWELL DektIMELF,111 p. 2/9 Payments: Your payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial instkution, unless the check is not processable electronkaly or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are detelmined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ffitt exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit svvnaamericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and roreign Address or Phonechanges, pleasecall (unmet Cato • Please print dearly in blue or black Ink only in the bcaes provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I I Website: arnerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwamericasexpresszernipdvacy. AMEX000931 SDNY_GM_00326731 EFTA_00 199485 EFTA01685729 Centurion® Card G MAXWELL Closing Date 05/117/13 DUPLICATE COPY Account Ending p. 3/9 Payments and Credits Summary Payments Credits Total Payments and Credits Total -$4,403.51 $0.00 -54A03.51 Detail aincloutes posting date Payments 05/02/13• G MAXWELL Amount AUTOPAY PAYMENT RECEIVED • THANK YOU IPMORGAN CHASE BANK, NA -$4,403.51 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Now Charges $4,612.65 $496.92 $5,109.57 Detail G MAXWELL Card EndingI Amount 04/16/13 FRAKTALEE TALLINN ES $20.00 04/16/13 HALLAK CLEANERS 037HACKENSACK NJ $253.00 04/19/13 VERIZONRECURRING PAYPHONESERVJCE 6587034859 19103 $89.99 04/22/13 VERIZONRECURRING P/u300-VERIZON PA $93.65 04/24/13 HALLAK CLEANERS 037HACKENSACK NJ $33.90 04/26/13 HALLAK CLEANERS 037HACKENSACK NJ $37.30 04/27/13 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 $354.43 05/02/13 HALLA1C CLEANERS 037HACKENSACK NJ $20150 05/02/13 EFAX PLUS SERVICE 323-817-3205 CA $16.95 05/02/13 TIME WARNER ENTRFAT 718-358-0900 CABLE SVCS NY $354.70 05/03/13 HALLAK CLEANERS 037HACKENSACK NJ $174.30 05/06/13 VERIZONRKURRING PAYPHONESERVICE 2124726991624 19103 $67.64 05/07/13 HALLAK CLEANERS 037HACKENSACK NJ $7280 05/13/13 BALTIMORE AMCOR COJESSUP MO 410-799-6433 Description ELKTR1CAL PARTS/K1 $2.164.26 05/14/13 GYM SOURCE NJ OPEFtAT856-874-9123 $217.75 856-874-9123 m00300932 Continued on reverse SDNY_GM_00326732 EFTA_00 I 99486 EFTA01685730 G MAXWELL DE's!,9,11I9ira R49 Detail Continued J Amount 05/16/13 BROADVIEW NETWORKS 800-2762384 NY 9149227538 S460.48 Is JENNIFER TURNER Card Ending Amount 04/20/13 1TUNES MUSKUSA ITUNCUPERTINO DUNES MUSK STORE CA 559.87 04/25/13 GODADDY.COM (480)505-8855 (480)50S-8855 $2434 04125/13 GODADDY.COM (480)505-8855 Mew sos-esss $48.76 04/27/13 KIEHL'S UES SPA 2NFLNEW YORK COSMETIC STORE NY 5174.20 04/29/13 GODADDY.COM (480)505-8855 (480)505-8855 $ews 05/04/13 ITUNES MUSKUSA ITUNCUPERTINO !TUNES MUSK STORE CA $1523 05/08/13 RUNES MUSKUSA ITUNCUPERTINO !TUNES MUSK STORE CA S7.61 05/10/13 AMERICAN KENNELS NEWYORK 212-750-5510 Desalption GENERAL MERCHANDISE NY $1847 05/10/13 PRET A MANGER 0016 ONEW YORK 646-728-0505 Desciption FAST FOOD RESTAURAN NY S4.02 05/11/13 LE PAIN QUOTIDEN NEW YORK RESTAURANT F000/BEVERAGE NY $19.60 $19.60 05/15/13 GREEN GOURMET 212-759-7811 212-759-7811 S2824 05/16/13 Staibucics 100821 NewNew York FAST FOOD RESTAURANT NY $6.10 Fees Amount Total Fees for this Period 50.00 2013 Fees and Interest Totals Year-to-Date Amount Total Fees in 2013 Tool Interest in 2013 $0.00 50.00 AMEX000933 Continued on next page SDNY_GM_00328733 EFTA 00199487 EFTA01685731 Centurion. Card DUPLICATE COPY 5,3 G MAXWELL Closing Date 05/17/13 Account Ending Important Notice information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following ale the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indkates variable rate. For Select & Pay Later, the APR is 9.1S% (v). For Sign & Travel, the APR Is 9.1S% (v). Please refer to page 2 for further important information regarding your account AMEX000934 SDNY_GM_00326734 EFTA_00199488 EFTA01685732 G MAXWELL DUPLICATE CIS Account Ending p 6/9 AMEX000935 SDNY_GM_00326735 EFTA 00199489 EFTA01685733 Centurion® Card DUPLICATE COPY p G MAXWELL Closing Date 05/17/13 Account Ending Notice of Changes to Your American Express Card Account - Equinox Fitness Club Program Effective June 30, 2013, American Express Cardmembers will no longer receive extra benefits from Equinox Fitness Club when purchasing a new Equinox membership with their Card. Cardmembers who purchase a new Equinox Fitness Club membership with their Card prior to June 30, 2013 can still receive these extra benefits. Equinox members enrolled in corporate accounts with corporate rates are not eligible for these benefits. Any standard one-time benefits provided by Equinox Fitness Club to the general public will still be available to new Equinox members who purchase a new Equinox Fitness Club membership. SNX53 BP/EQUINOX/0513 AMEX000936 SDNY_GM_00326736 EFTA_00199490 EFTA01685734 G MAXWELL DYLIC rINITLFI p 8/9 AMEX000937 SDNY_GM_00326737 EFTA 00199591 EFTA01685735 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 386,801 Points Earned this Period 8,012 (Account Summary April 1,2013 - April 30,2013) Opening Points Balance 378,789 Points Earned this Period +8.012 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 358801 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p. 9/9 rnembershIpnovards.corn 14100-297-1300 International Collect: 305-816-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at memberthIprewards.comfisvoydaychargin April 1,2013 - April 30, 2013 Points Earned this Period Points Activity On HAM Marrs Bonus Points Total Points Awarded Activity Per Card Conte XXXXMOUM tattglears Adel Center XXXX.X/000C21. 4,290 0 4,290 3,607 0 3,607 115 0 115 Total 8,012 0 8,012 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more infamation, visit membeishipieNards comiteims or call 1-800-2974300. From overseas, call collect 305 816-2799. AMEX000938 SDNY_GM_00326738 EFTA_00 199492 EFTA01685736 MiEX000939 SDNY_GM_00326739 EFTA_00 199493 EFTA01685737 Centurion* Card G MAXWELL Closing Date 06/17/13 DUPLICATE COPY New Balance $19,730.28 Please Pay By 07/02/13 g See page 2 for important information about your account. rn New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866 Your payment of ;19,730.28 will be debited from your account on 07/02/13. Any inquiry to American Express concerning this debit should be made by 06/30/13. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Your membership will be renewed next month. Please refer to the Renewal Notice on Peg* S. PM Payment Coupon WA Do not staple or use paper clips Check here it your addressor phone number has changed. Note changes on reverse side. p. 1/7 Account Ending Membership Rewards* Points Available and Pending as of 05/31/13 398,637 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance $5,109.57 Payments/Credits -S9,440.45 New Charges +524,061.16 Fees +50.00 New Balance S19,730.28 Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.8778774987 1.8004729297 OSee page 2 for additional Information. Pay by Computer gilj Pay by Phone americanexpress.corn/pbc LE 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c heck payable to American Express. Please Pay By 07/02/13 AutoPay Amount 519,730.28 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrrrinll 001973028001173026 14 r1 AME X000940 SDNY_GM_00326740 EFTA_00 199494 EFTA01685738 G MAXWELL DektIMELF,111 p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck touting number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit a other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit a other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone a any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically (for exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX:1 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address Nearest on front do not use. • To dung. your address online, visit smnyamericaneiptessionvupdatecontactinfo • roe Name. Company Name. and Foreign Address or PhoneMangos, please call Customer Cart • Please print dearly in blue or black ink only in the boxes provided. n Street Address I City, State Zip Code Mea Code and Nome Wane vAoStedesnd Email I I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emericenexpress.corrdpeivacy. AMEX000941 SDNY_GM_00326741 EFTA_00 199495 EFTA01685739 Centurion® Card G MAXWELL Closing Date 0617/13 DUPLICATE COPY Account Ending p.3/7 Payments and Credits Summary Payments Credits Total 50.00 GMAXWELL￾Total Payments and Credits -59,11045 -GAMMAS Detail Credits Amount 05/20/13 GMAXWELL HALUUCCLEANERS HACKENSACK NJ 05/29/13 GMAXWELL AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN ATLANTIC AIRWAYS, From: To: Carrier: Class: N.Y.) F KENNEDY I LONDON HEATHROW AP VS N.Y.1 F KENNEDY VS N/A YY 00 N/A YY 00 Date of Departure: 06/01 -$43.90 Ticket Number Passenger Name: MAXWELUGHISUMNE NO Document Type SUPPORTED REFUND 06/15/13 G MAXWELL HALLAK CLEANERS 03711ACKENSACK NJ 49,371.30 -W25 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Marrs $23423.47 $437.69 $24,061.16 Detail GMAXWELL Card Ending Amount 05/16/13 FRAKTALEE TALLINN ES $20.00 05/17/13 HALIAK CLEANERS 037HACKENSACK N1 513.90 05/20/13 HALLAM CLEANERS 037HACKENSACK NJ 5124.90 05/20/13 VERIZONRECURRING PAYPHONESERVICE 6587001859 19103 $89.99 05/21/13 BROADVIEW NETWORKS 803-2762384 NY 9149227538 $492.89 05/22/13 VERIZONRECURRING P/u300-VERIZON PA 593.35 05/21/13 MTATBTA E-ZPASS STATEN GLAND NY 2P-127332119 Description FOR BILLING QUESTIO ACCT: 9740240 El 525.00 AMEX000942 Continued on reverse SDNY_GM_00326742 EFTA 00199496 EFTA01685740 G MAXWELL DrAF,,V;f„?, p. 4/7 Detail Continued 05/27/13 1-MOBILE RECURNG PMTT-MOBILE 55513884098006 Amount $167.38 05/28/13 AMTRAK INTERNET SALEWASHINGTON DC $294.00 From: NYP To: HOS Tkket Number: 1488104092636 1(800)872.7245 05/29/13 AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN ATLANTIC AIRWAYS, From: To: Carrier: C lass: N.Y. 1 F KENNEDY I LONDON HEATHROW AP VS N.Y.1 F KENNEDY I VS N/A YY 00 WA YY 00 Tkket Number Date of De pctrt ure: 06/01 Passenger Nall*: MAXWELUGHISLAINE NO Document Type PASSENGER TICKET 05/3W13 AMERICAN EXPRESS IVLPHDENIX AZ VIRGIN ATLANTIC AIRWAYS, From: To: Carrier: Class: N.Y. J F KENNEDY I LONDON HEATHROW AP VS N.V.1 F KENNEDY I VS N/A YY 00 N/A YY 00 Tkket Number 93272321335325 Date of Departure:06/03 Passenger Name: MAXWE LUGHLSLAINE NO Document Type PASSENGER TICKET 05/31/13 HYATT REGENCY BOSTONBOSTON MA Arrival Date Departure Date 05/29/13 05/30/13 00000030 LODGING $9,374.30 $9,374.30 $342.20 06/01/13 JOANNE TRATTORIA NEW YORK NY 212-721-0068 $35.00 06/02/13 EFAX PLUS SERVICE 323-817-3205 CA $16.95 06/02/13 TIME WARNER BMW 718-M0900 NY CABLE SVCS 06/03/13 VERIZONRECURRING PAYPHONESERVICE 212472699162419103 $358.89 $68.32 06/05/13 AMERICAN EXPRESS MPHOENIX AZ $2,101.70 AIR CANADA From: To: Cattier: Class: NEW YORK LA GUARD! OTTAWA MCDONALD CA AC 8 NEW YORK LA GUARDI AC 8 WA YY 00 WA VY 00 Ticket Number 01472334490266 Date of Departure: 06/21 Passenger Name MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET 06/10/13 HALLAK CLEANERS 037HACKENSACK NI 06/16/13 FRAKTALEE TALLINN ES $58040 $20.00 AMEX000943 Continued on next page SDNY_GM_00326743 EFTA_00 199497 EFTA01685741 Centurion® Card G MAXWELL Closing Date 06/17/13 DUPLICATE COPY Account Ending P 5/7 Detail Continued J Amount IS JENNIFER TURNER Card Ending Amount 05/17/13 ORPHEUM 021041NEW YORK 212-8762111 NY $27.50 05/18/13 KIEHL'S UES SPA 2NFLNEW YORK COSMETIC STORE NY $373.87 05/29/13 RUNES MUSKUSA RUNCUPERTINO RUNES MUSK STORE CA 51.08 06/04/13 RUNES MUSKUSA ITUNCUPERTINO !TUNES MUSIC STORE CA $2224 06/12/13 FEDEX INV 4332498871-800.622-1147 1.800.622-1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INVI 000433249887 FedEx 01-800-622-1147 $12.40 Fees Amount Total Fees for this Period $0.00 2013 Fees and Interest Totals Year-to-Date Total Fees in 2013 Total Interest in 2013 Amount 50.00 $0.00 Important Notice Renewal Notice Your Account renews next month. The following terms are in effect when your Account renews, unless we tell you otherwise. Please refer to Page 2 for more information about your Account, including How We Calculate Your Balance, Paying Interest, and Foreign Currency Charges. Payment Information: All charges made on this charge card, that are not included in a Pay Over Time balance, are due and payable when you receive your periodic statement. Annual Membership Fee: The annual membership fee for your Account is $1500.00. When you receive the statement in which the annual fee is billed, you can avoid paying the annual fee by calling the Customer Service phone number on Page 2 to cancel your Account. Please refer to page 2 for further important information regarding your account AMEX000944 Continued on reverse SDNY_GM_00326744 EFTA_00199598 EFTA01685742 G MAXWELL P. Ea Important Notice continued APR Information: The Annual Percentage Rates (APRs) for each billing period may vary based on the Prime Rate. We use the Prime Rate published in The WallStreet Journal 2days before t he Closing Date of t he billing period. The Wall Sheet Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR will apply to a Feature if you make a late payment or a payment that is returned. If the Penalty APR is applied for either of these reasons, it will apply for at least 6 months. We will review your Account every 6 months after the Penaky APR is applied. The Penalty APR will continue to apply until you have made timely payments wk h no returned payments during the 6 months being reviewed. You may have access to one or more Pay Over Time Features on your Account. The following APRs apply to the Features noted as of the Closing Dateof this statement. Select & Pay Later Sign & Travel Tier Rate Description APR STANDARD Prime+ 5.90% 9.15% PENALTY Prime t 23.99% 2724% AMEX000945 S0NY_GM_00326745 EFTA_00 199499 EFTA01685743 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 398,637 Points Earned this Period 11,836 (Account Summary May 1, 2013 - May 31, 2013) Opening Points Balance 386,801 Points Earned this Period +11,836 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 398,637 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p. 7/7 membershiprinvards.cont 1-800-297-1300 International Collect: 305-816-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at memberthIprewards.comfisverydaychargin May 1, 2013-May31,2013 ) Points Earned this Period Points Activity On EllgIbleCharges Bonus Points Total Points Awarded Activity Per Card Cantu XXXXMOUM tattglears Adel Centro XXXXX)000C21. 4,613 4,613 4726 0 4726 497 0 497 Total 11,836 0 11,836 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membeishipieNards comneims or call 1-800297.1300. From overseas, call collect 305 816-2799. AMEX000946 SDNY_GM_00326746 EFTA_00199500 EFTA01685744 MiEX000947 SDNY_GM_00326747 EFTA_00199501 EFTA01685745 Centurion• Card G MAXWELL Closing Date 07/18/13 DUPLICATE COPY New Balance Please Pay By $17,496.00 08/02/13 g See page 2 for important information about your account. (r) New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates. fees and grace periods by calling 1-800-518-8866. ci See Page 7 for Important Changes to Your Account Terms g See Page 9 for an important Privacy Notice and the following pages for important notices about Your Billing Rights, Electronic Fund Transfer Error Resolution and a notice for WA residents. 0 Your payment of $17,496.00 will be debited from your account on 08/02/13. Any inquiry to American Express concerning this debit should be made by 07/31/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PM Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note charges on reverse side. Account Ending p 1/13 Membership Rewards Points Available and Pending as of 06/30/13 417,593 For up to date point balance and full program details, visit membershImewards.com Account Summary Previous Balance Payments/Credits New Charges Fees 519,73028 -319,730.28 +$14851.00 +$2,545.00 New Balance 317,496.00 Days in Billing Period: 31 Customer Care Pay by Computer amerkanexpress.com/pbc Customer Care Pay by Phone 1.877-877-0987 1.8004729297 OSee page 2 for additional information. Pay by Computer US Pay by Phone americanexpressxonVpbc BM 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 001749600001749600 14 rl Account Ending Enter account number on all documents. Make chec k payable to American Express. Please Pay By 08/02/13 AutoPay Amount $17,496.00 AME X0009413 SDNY_GM_00326748 EFTA_00199502 EFTA01685746 G MAXWELL DektIMELF,111 p. 2/13 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language O11a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ffor exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffei from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX:1 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address 11 correct on front do not use. • To change your address online, visit srmwameacaneypressionuupdatecontactinfo • ter Name. Company Name. and roreign Address or Phonechanges, pleasecall Customet Cant. • Please print dearly in blue or black Ink only in the bcaes provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: arnericanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwfimericanexpresszourdpfivacy. AMEX000949 SDNY_GM_00326749 EFTA_00 199503 EFTA01685747 Centurion® Card G MAXWELL Closing Date 07/18/13 DUPLICATE COPY Account Ending p.3/13 Payments and Credits Summary Payments Credits Total -$18,656.98 MAXWEL I Total Payments and Credits -$1,073.30 -$19,730.2S Detail •indkates posting Wee Payments 07/02/13• G MAXWELL Amount AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK, NA -S18,65698 Credits Amount 06/25/13 GMAXWELL AMERICAN EXPRESS IVLPHOENIX AZ AIR CANADA From: To: WA WA N/A N/A WA Tkket Number. 01472334490265 Passenger Name: MAXWELL/GHISI.AINE NO Document Type: SUPPORTED REFUND Carrier: YY YY YY YY Class: 00 00 00 00 -$1073.30 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $14,579.76 $371.24 $14951.00 Detail GMAXWELL Card Ending Foreign Spend Amount 06/19/13 VERIZONRECURRING PAYPHONESERVICE 6587004859 19103 589.99 06/21/13 BROADVIEW NETWORKS 800-2762384 NY 9149227538 $457.97 06/22/13 AMERICAN EXPRESS TVLPHOENIX AZ AIR CANADA From: OTTAWA MCDONALDCA To: NEW YORK LA GUARD! N/A N/A N/A Tkket Number. 01472880072296 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Carrier: AC YY YY 00 YY 00 Date of Departure:06/22 Class: C 00 S2.234A10 AMEX000950 Continued on reverse SDNY_GM_00326750 EFTA_00199504 EFTA01685748 G MAXWELL DVPLICAlif CIS Account n ing p.4/13 Detail Continued Foreign Spend Amount 06/23/13 CHATEAU LAURIER CHATOTTAWA 4167340000 Canadian at $253.34 06/23/13 HALSEY'S GREEN THUMBWATER MILL NY 6317261900 Description Pike MISCELLANEOUS FOOD $80.71 $80.71 06/24/13 VERIZONRKURRING PA800-VERIZON PA $9335 06/24/13 CAREY WASHINGTON DC 888-609-3949 Description JUN 21 2013 OTTAWA MAXWELL GHISLAINE $15&43 06/24/13 RESTORATION HAROWARKORTE MADERA CA 800-7621751 $3.606.00 06/26/13 HALLAK CLEANERS 037HACKENSACK NJ $106.70 06/26/13 T-MOBILE RECURNG PMTT-MOOLE 55513884098006 $16535 06/20/13 RESTORATION HARDWARKORTE MADERA CA 800-7621751 $136.09 06/29/13 BARBUTO 542929803137NEW YORK NY 2129249700 FOOD/BEVERAGE $60.00 $60.00 06/30/13 Staibucks 400829 GreGreenwich a FAST FOOD RESTAURANT $3.14 06/30/13 CHOICE PET SUPPLY SOGREENWICH CT PET SHOP/FOOD/SUPPLY $24.43 06/30/13 WHOLEFDSGRW 1005702036610631 2036610631 GROCERY STORES $134.61 07/02/13 EFAX PLUS SERVICE 323817-3205 CA $16.95 07/02/13 TIME WARNER ENTRMT 718-358-0900 NY CABLE SVCS $36425 07/03/13 HALLAK CLEANERS 037HACKENSACK NJ $44.10 07/05/13 VERIIONRKURRING PAYPHONESERVICE 2124726991624 19103 $6832 07/06/13 CATENNS 11885176646SOUTHAMPTON NY 6312833456 Description Pike FOOD AND BEVERAGE $121.80 $121.80 07/08/13 PERSHEPHONE I200000SNEW YORK NY 2123398363 FOOD/BEVERAGE $313.56 TIP $29.44 $343.00 07/09/13 PERSHEPHONE 1200000SNEW YORK NY 2123398363 FOOD/BEVERAGE $90.91 TIP $18.00 $108.91 AMEX000951 Continued on next page SON Y_GM_00326751 EFTA_00199505 EFTA01685749 Centurion® Card DUPLICATE COPY p. 913 G MAXWELL Closing Date 07/18/13 Account Ending { Detail Continued Spend Foreign Amount 07/10/13 AMERICAN EXPRESS 1VLPHOENIX AZ VIRGIN ATLANTIC AIRWAYS, From: To: N.Y. 1F KENNEDY I LONDON HEATHROW AP N.Y.1 F KENNEDY I N/A N/A Tkket Number 93272916179461 Passenger Name: MAXWELL/GHISLAINE NO Document Type: PASSENGER TICKET Carrier: Class: VS VS YV 00 YY 00 Date of Departure:07/18 55,320.60 07/11/13 SCOOP EAST 0005 NEW YORK NY 212-7374123 $179.64 07/11/13 CORRADO BREAD & PASTNEW YORK NY 2127741904 $5.14 07/12/13 HALLAK CLEANERS 037HACICENSACK NJ $87.80 07/12/13 PERSHEPHONE 1200000SNEW YORK NY 2123398363 FOOD/BEVERAGE S115.41 TIP $1459 5130.00 07/13/13 MJATBTA E-ZPASS STATEN ISLAND NY 2P-132587259 Description FOR BILLING MESH° ACCT: 9740240 B $2500 07/14/13 BEEKMAN THEATER NEW YORK NY 213-235-2257 $1850 07/16/13 IGEHUS UES SPA 2NDFNEW YORK NY COSMETIC STORE 514154 si JENNIFER TURNER Card Ending Foreign Spend Amount 06/24/13 KIEHL'S UES SPA 2NFLNEW YORK NY COSMETIC STORE S174.20 07/04/13 RUNES MUSICUSA ITUNCUPERTINO CA RUNES MUSIC STORE $1523 07/07/13 ITUNES MUSICUSA ITUNCUPERTINO CA RUNES MUSIC STORE $7.61 07/14/13 IOEHL:S UES SPA 2NDFNEW YORK NY COSMETIC STORE $174.20 IFees Amount 07/18/13 G MOVES ANNUAL MEMBERSHIP FEE Use Membership Rewards° Points toward your annual membership rte.Visit wwwanombanhiprewards.com/cardfwis to learn more. 52.500.00 07/18/13 JENNIFER TURNER ANNUAL MEMBERSHIP FEE S45.00 Total Fin for this Period $2,545.00 AMEX000952 Continued on reverse SDNY_GM_00326752 EFTA_00199506 EFTA01685750 G MAXWELL DrffitirignFliira p 6113 2013 Fees and Interest Totals Year-to-Date Amount Total Fees in 2013 Total Interest in 2013 $2,545.00 MOO Interest Charge Calculation Vow Annual Percentage Rate (APR) is the annual interest late on your account. Transactions Dated Annual Percentage From To Rate Banco Subject to Interest Rate Interest Charge Sign &Travel- POS Select & Pay Later Total 07/08/2010 07/08/2010 9.15% (v) 9.15% (v) $0.00 $0.00 $000 50.00 $0.00 (v) Variable Rate Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Select & Pay later, the APR is 9.15% (v). For Sign & Travel • POS. the APR is9.15%(v). Please refer to page 2 for further Important Information regarding your account AMEX000953 SDNY_GM_00326753 EFTA_00199507 EFTA01685751 Centurion® Card G MAXWELL Closing Date 07/18/13 DUPLICATE COPY Account Ending Important Changes To Your Account Terms We are making changes to your Card account. A summary of the changes appears below. The detailed changes to your Cardmember Agreement can be found after the summary. Summary of Changes Pay Over Time Features Effective October 1, 2013. you will no longer be able to ask a travel industry merchant to place a charge in your Pay Over Time balance. You will continue to have the option to contact us directly to request that a charge be placed in your Pay Over Time balance. p 7/13 Detail of Changes To Your Agreement The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement, (the "Agreement"). This notice formally amends the Agreement as described below. Any terms in the Agreement conflicting with these changes are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice. share it with additional Cardmembers on your account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Pay Over Time Features We are changing the section of your Cardmember Agreement entitled About Pay Over Time features by revising the second paragraph which describes the ability to ask a travel industry merchant to place a charge in your Pay Over Time balance. Effective October 1, 2013, the second paragraph of the About Pay Over Time features section of your Cardmember Agreement is deleted and replaced with: Select & Pay Later allows you to request that eligible purchases be moved to your Pay Over Time balance after the charge appears on your statement. If we approve your request, we will place the charge in your Pay Over Time balance. If we decline your request, you must pay the charge in full upon receipt of your billing statement. Pay Over Time Eligible Charges Effective October 1. 2013. charges for premium payments to insurance providers (other than affiliates of American Express) are eligible Pay Over Time charges. We will no longer prevent these charges from being placed in any Pay Over Time balance. SPO73 BP/POTELCH/0713 AMEX000954 SDNY_GM_00326754 EFTA_00 199508 EFTA01685752 G MAXWELL DUPLICATE Cal Account Ending p 8/13 AMEX000955 SDNY_GM_00326755 EFTA_00199509 EFTA01685753 Centurions Card G MAXWELL Closing Date 07/18/13 FACTS DUPLICATE COPY Account Ending Rev 9.20 I 2 p. 9/13 WHAT DOES AMERICAN EXPRESS DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • transaction history and account history • insurance claim history and credit history All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons American Express chooses to share; and whether you can limit his sharing. For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus For joint marketing with other financial companies For our affiliates' everyday business purposes — information about your transactions and experiences For our affiliates' everyday business purposes — information about your creditworthiness For our affiliates to market to you For nonaffitiates to market to you To limit our sharing To limit direct marketing Questions? For our marketing purposes - to offer our products and services to you Yes Yes Yes No (although we may We don't share personal share aggregated or information de-identified data) No No (but please see the 'To limit direct marketing' box below for additional privacy choices) No No Yes • Visit us online: Wivw.americanexpress.com/communications or • Call us at 1-855-297-7748 - our menu will prompt you through your choices Please note: f you are a new customer, we can begin sharing your personal information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your personal nformation as described in this notice. However, you can contact us at any time to limit our sharing. Page 1 of 2 SCP23 e provide additional privacy choices to customers. Privacy elections you make for any one rodud or service may not automatically be applied to other products and services. To let us know you do not want us to use your personal information to communicate with you about offers by ail, telephone, and/or e-mail: Visit us online: www.americanexpress.com/communications or Call us at 1.855.297-7748 (except for choices about e-mail communications) all 1.800-528-4800 or go to americanexpress.com/contact. BP/PRVCCSG/0213 AMEX000956 SDNY_GM_00326756 EFTA_00199510 EFTA01685754 G MAXWELL Who is providing this notice? DUPLICATE CIS Account Ending p.10/13 American Express Travel Related Services Company, Inc. and other American Express Affiliates that provide financial products or services, including American Express Centurion Bank, American Express Bank, FSB, and AMEX Assurance Company. What we do Now d a Express protect my personal information? o protect your personal o ion from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We collect your personal information, for example, when you • open an account or pay your bills • give us your income information or give us your contact information • use your credit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Federal law gives you the right to limit only • sharing for affiliates' everyday business purposes — information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. How does American Express collect my personal information? Why can't I limit all sharing of personal information? What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. • Our affiliates include companies with the American Express name, including financial companies such as American Express Travel Related Services Company, Inc. and nonfinancial companies such as American Express Publishing. Affiliates may also include other companies related by common ownership or control, such as Serve Virtual Enterprises. Inc. and AMEX Assurance Company, a provider of American Express Card-related insurance services. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Nonaffiliates with which we share personal information include service providers, including, for example, direct marketers, that perform services or functions on our behalf. A formal agreement between nonaffiliated companies that together market financial products or Joint marketing services to you. • Ott joint marketing partners include financial companies. Other important information We may transfer personal information to other countries, for example, for customer service or to process transactions. AMEX Assurance Company customers: You may have the right to access and correct recorded personal information. Personal information may be disclosed by us to detect fraud or misrepresentation, to verify insurance coverage, to an insurance regulatory authority, law enforcement or other governmental authority pursuant to law, or to a group policyholder for purposes of reporting claims experience or conducting an audit. Personal information related to insurance claim activity obtained from a report prepared by an insurance-support organization on our behalf may be retained by such organization and disclosed as required by law. State law may be more protective than federal law. California: If your American Express account has a California billing address, we will not share your personal information except to the extent permitted under California law. Vermont: If your American Express account has a Vermont billing address, we will automatically treat your account as if you have directed us not to share information about your creditworthiness with our affiliates. Page 2 of 2 SCP23 BP/PRVCCSG/0213 AMEX000957 SDNY_GM_00326757 EFTA_0019951 I EFTA01685755 Centurion° Card DUPLICATE COPY p 11/13 G MAXWELL Closing Date 07/18/13 Account Ending Your Billing Rights: Keep this Document for Future Use This notice tells you about your rights and our responsibilities under the Far Credit Billing Act. YVhat To Do If You Find a Mistake on Your Statement If you think there is an error on your statement. write to us at PO Box 981535, El Paso TX 79998-1535 In your letter, give us the following information: • Account information: Your name and account number. • Dollar amount: The dollar amount of the suspected error. • Description of problem: if you think there is an error on your bill, describe what you beieve is wrong and why you believe it is a mistake. You must contact us: • Within 80 days after the error appeared on your statement. • At least 3 business days before an automated payment is scheduled, if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. What Will Happen After We Receive Your Letter When we receive your letter. we must do two things: I Within 30 days of receiving your letter. we must tell you that we received your letter. We will also tell you if we have already corrected the error. 2 Within 90 days of receiving your letter. we must ether correct the error or explain to you why we believe the bill is correct. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. After we finish our investigation, one of two things will happen: • if we made a mistake: You will not have to pay the amount in question or any interest or other fees related to that amount. • It we do not believe mere was a make: You will have to pay the amount in question, along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may then report you as delinquent if you do not pay the amount we think you owe. If you receive our explanation but still believe your bill is wrong, you must wine to us within 10 days telling us that you still refuse to pay. If you do so. we cannot report you as delinquent without also reporting that you are questioning your bil. We must tell you the name of anyone to whom we reported you as delinquent, and we must let those organizations know when the matter has been settled between us. If we do not follow al of the rules above, you do not have to pay the first $50 of the amount you question even if your bill is correct Your Rights If YoAmreDisSrliSfied36091YOULC&W Card Purthateil If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the nght not to pay the remaining amount due on the purchase. To use this right. al of the following must be true. 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Nether of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods o services.) 2 You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not quakfy. 3. You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at PO Box 981535. El Paso TX 79998- 1535. While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point. if we think you owe an amount and you do not pay, we may report you as dehnquent. SCP23 BP/PRVCCSG/021 3 AMEX000958 SDNY_GM_00326758 EFTA_00199512 EFTA01685756 G MAXWELL DUPLICATE Cal. Account Ending p. 12/13 Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card, including Express Cash transactions. or electronic payments you make to American Express using Pay By Phone. Pay By Computer. or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers. please contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can telephone us al 1-800-IPAY-AXP for Pay By Phone and Pay By Computer questions. and at 1-800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at American Express, Electronic Funds Services, P 0 Box 981531. El Paso. TX 79998-1531, or contact us online at WWW amencanexpress.comAnquerycenter. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you can why you believe it is an error or why you need more information. (3) The dollar amount of the suspected error. If you notify us by phone, we may require that you send us your complaint or question in writing within 10 business days of the call. We wilt determine whether an error occurred within 10 business days end will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your bank account within 10 business days for the amount you thinks in error. so that you sill have the use of the money during the time 4 takes us to complete our investigation. If we ask you to put your complaint or question in writing arid we do not receive it within 10 business days, we may not credit your account. For errors involving point-of-sale or foreign-Initiated transactions, we may take up to 90 days to Investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and there was no error, we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account. If your bank account does not have enough funds to cover this withdrawal, we can charge the amount to your card account or collect the amount from you. If this happens, we may cancel your right to use our electronic transfer services. Notice for residents of Washington State In accordance with the Revised Code of Washington Statutes. Section 63.14 167. you are not responsible for payment of interest charges that result solely from a merchant's failure to transmit to us within seven working days a credit for goods or services accepted for return or forgiven if you have notified us of the merchant's delay in posting such credit, or our failure to post such credit to your account within three working days of our receipt of the credit. SCP23 BP/PRVCCSG/0213 AMEX000959 SDNY_GM_00326759 EFTA_00199513 EFTA01685757 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 417,593 Points Earned this Period 18,956 (Account Summary June 1, 2013 - June 30, 2013 Opening Points Balance 398,637 Points Earned this Period +18,956 Points Used this Period 0 Reinstated Poims and Adjustments 0 Total Points Balance 417,593 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p 13/13 membershiprinverds.asen 14002974300 International Collect 305-816-2799 Did You Know? Use Points For Your Use your Card for charCgretravel, dining, groceries, and more, then go online and use the points youeamed toward your eligible charges. Learn more at monbersh Ipreward s.comiyourc ha rges June 1,2013 - June 30,2013 ) Points Earned this Period Points Activity On Eligible Marrs Bonus Points Total Points Awarded Activity Per Card Ciento XXXX-XtM2-= tettattairs Adel Centur XXXX.XX)00C21. 14,182 0 14,182 4,336 0 4,336 438 0 438 Total 18,956 0 18,956 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by caning the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membeishipieNards comneims or call 1-800297.1300. From overseas, call collect 305 816-2799. AMEX000960 SDNY_GM_00326760 EFTA_00199514 EFTA01685758 MiEX000961 SDNY_GM_00326761 EFTA_001995 15 EFTA01685759 Centurion• Card G MAXWELL Closing Date 08/18/13 DUPLICATE COPY New Balance $3,896.93 Please Pay By 09/02/13 g See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-51 0 Your payment of $3,896.93 will be debited from your account on 09/02/13. Any inquiry to American Express concerning this debit should be made by 08/31/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PIPA Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note charges on reverse side. p. 15 Account Ending Membership Rewards• Points Available and Pending as of 07/31/13 443,273 For up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance 517,496.00 Payments/Credits -517496.00 New Charges 443896.93 Fees +$0.00 New Balance $3,896801 Days in Billing Period: 31 Customer Care Pay by Computer arnericanexpress.com/pbc Customer Can Pay by Phone 1.877.877-0987 1.8004729297 OSee page 2 for additional information. Pay by Computer US Pay by Phone amerkanexpress.corn/pbc 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make chec k payable to American Express. Please Pay By 09/02/13 AutoPay Amount $3,896.93 illrulrulrullll I II I I III I II II I I II III I I I II II I 000389693000389693 14 ri AME X000962 SDNY_GM_00328782 EFTA_00199516 EFTA01685760 G MAXWELL DektIMELF,111 p. 205 Payments: Your payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial instkution, unless the check is not processable electronkaly or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are detelmined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ffitt exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit svvnaamericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and roreign Address or Phonechanges, pleasecall (unmet Cato • Please print dearly in blue or black Ink only in the bcaes provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: arnerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwamericasexpresszerrdpelvacy. AMEX000963 SDNY_GM_00326763 EFTA ()0199517 EFTA01685761 Centurion° Card G MAXWELL Closing Date 08/18113 DUPLICATE COPY Account Ending p. 315 Payments and Credits Summary Total Payments Credits Total Payments and Credits -S17,496.00 S0.00 417,496.00 Detail •Indicates posting date Payments Amount 08/02/13• 6 MAXWELL AUTOPAY PAYMENT RKEIVED - THANK YOU IPMORGAN CHASE BANK, NA -517,496.00 New Charges Summary Total J 6 MAXWELL JENNIFER TURNERI Total New Merges $3,870.43 526.50 $3,896.93 Detail G MAXWELL Card Ending Amount 07/22/13 BROADVIEW NETWORKS 800.2762384 NY 9149227538 07/24/13 BRITISH AIRWAYS PLC UNITED STATES OF A BRITISH AIRWAYS PLC From: To: Carrier: Class: LONDON HEATHROW AP NICE BA WA YY 00 WA YY 00 WA YY 00 Tkket Number. 1257294710072 Date of Departure:07/26 Passenger Name: MAXWELUGHISLAINE NO Document Type: AGENCY PASSENGER TICKET 07/26/13 T-MOBILE RECURNG P/ATT-MOBILE 55513884098006 08/01/13 BRITISH AIRWAYS PLC UNITED STATES OF A BRITISH AIRWAYS PLC From: To: Carrier: Class: ROME LEONARDO DA V LONDON HEATHROW AP BA WA YY 00 N/A YY 00 N/A YY 00 Tkket Number 1257296338739 Date of Departure:08/02 Passenger Name MAXWELL/GHISLAINE NO Document Type:AGENCY PASSENGER TICKET 5479.51 51,17200 520326 $1,328.50 08/02/13 EFAX PLUS SERVICE 323-817-3205 CA $16.95 08/02/13 TIME WARNER ENTRMT 718-358-0900 NY CABLE SVCS 535789 AMEX000964 Continued on reverse SDNY_GM_00326764 EFTA_00199518 EFTA01685762 G MAXWELL DrffitirignFliira p 4/5 Detail Continued Amount 08/05/13 VER1ZONRKURRING PAYPtION ESERV10E 2124726991624 19103 08/15/13 AT&T*8111. PAYMENT 41DALLAS IX 800-288-2020 Description TEKOMM SERVICES IN $75.09 $23123 Is JENNIFER TURNER Card Ending Amount 07/21/13 COMMERCE BLACKBERRY TX WWN.RMA.COIN $1.08 08/04/13 RUNES MUSICUSA frUNCUPERTINO !TUNES MUSIC STORE CA $1721 08/07/13 ITUNES MUSICUSAITUNCUPERDNO RUNES MUSIC STORE CA $741 Fees Amount Total Fees for this Period $0.00 2013 Fees and Interest Totals Year-to-Date Total fees in 2013 Total Interest in 2013 Amount $2,545.00 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated From To Annual Percentage Rate Balance Subject to intent Rate Interest Charge Sign &Travel - POS 07/08/2010 9.15%(v) $0.00 $0.00 Select & Pay Later 07/08/2010 9.15466/1 $0.00 S000 Total $0.00 (ovoid:4e Rate Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Select & Pay Later, the APR is 9.15% (v). Fos Sign & Travel - POS, the APR is 9.15%(v). Please refer to page 2 for further important information regarding your account AMEX000965 SDNY_GM_00326765 EFTA_00199519 EFTA01685763 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 443,273 Points Earned this Period 25,680 (Account Summary July 1,2013-July31,2013j Opening Points Balance 417,593 Points Earned this Period +25,680 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 443,273 Points Earned this Period are pending until charges are paid in lull and all your accounts are in good standing. Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p. 515 membershiprewards.tern 1400297-1300 International Cornett 305-816-2799 Did You Know? Use Points For Your Use your Card for charCn:travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more al rimmlworsh Ipreward s.comiyourc ha rges July1,2013 - July 31,2013 I Points Earned this Period Points ActivityOn EllgibleCharges Bonus Points Total Points Awarded Activity Per Card r)11%ttcam 13,507 316 Carey Limousine Pgm 3x MR Pts MN% 13,823 tattglears Adel Centur XXXX.XX)00C21. 11,486 11,486 371 0 371 Total 25,364 316 25,680 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit member shipiewards comneims or call 14300-2971300. From overseas, call collect 305 816-2799. AME X000966 SDNY_GM_00326766 EFTA_00199520 EFTA01685764 MiEX000967 SDNY_GM_00326767 EFTA_00199521 EFTA01685765 Centurion° Card G MAXWELL Closing Date 09/17/13 DUPLICATE COPY New Balance $20,603.79 Please Pay By; 10/02/13 *Payment is due upon receipt. We suggest you pay by t he Please Pay By date. p See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-8004108866. p See Page 7 For A Notice Of Changes To The Membership Rewards Program Terms & Conditions See Page 11 for Important Changes to Your Account Terms and Benefits Your payment of $20,603.79 will be debited from your account on 10/02/13. Any inquiry to American Express concerning this debit should be made by 09/30/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. .01 .. Payment Coupon Wig Do not staple or use paper clips Check here it your address or phone number has changed. Note charges on reverse side. p. 1/13 Account Ending Membership Rewards* Points Available and Pending as of 08/31/13 450,707 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance Payments/Credit S NewCharges Fees $3,896.93 -$4410.07 +521316.93 +50.00 New Balance, S20,603.79 Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.8770987 1.8004729297 OSeepage 2 for additional information. Pay by Computer PM Pay by Phone americanexpresscorn/pbc LE 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 10/02/13 AutoPay Amount $20,603.79 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrnrinll 002060379002060379 14 ri AME X000968 SDNY_GM_00326768 EFTA_00199522 EFTA01685766 G MAXWELL DektIMELF,111 p. 2/13 Payments: Vow payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language O11a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ffor exampk, Sign & Trmrel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffei from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: I 800 221 9950 1-877-8776987 FAX:1 800 695 9090 1-800-CASH-NOW in NY:1-8O0 522 1897 Change of Address 11 correct on front do not use. • To change your address online, visit srmwameacaneypressionuupdatecontactinfo • for Name. Company Name. and roreign Address or Phonechanges, pleasecall Customet Cant. • Please print dearly in blue or black Ink only in the bcaes provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: arnericanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwfimericanexpresszourdpfivacy. AMEX000969 SDNY_GM_00326769 EFTA_00 199523 EFTA01685767 Centurion® Card G MAXWELL Closing Date 09/17/13 DUPLICATE COPY Account Ending 11.3113 Payments and Credits Summary Payments Credits Total -83296.93 MAX1VET I Total Payments and Credits -$713.14 44410.07 Detail 'indicates posting date Payments 09/02/13• GMAXWELL AUTOPAY PAYMENT RECEIVED - THANK Y01) JPMORGAN CHASE BAWL NA Amount -$3,896.93 Credits Amount 09/12/13 GMAXWELL BARNEYS NEW YORK RESNEW YORK NY MENSMOMENS CLOTHNG 4713.14 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges 521294.09 $2234 821,316.93 Detail n G MAXWELL Card Ending Amount 08/19/13 POTAMKIN CADILLAC OINEW YORK NY AUTO DEALER (NEW/USED Description SALES/SERVKE/REPAI 11,953.91 08/20/13 ATGSTORES.COM 4258142515 WA DIRECT MKTG MSC Description HOME DECOR 8111.05 08/21/13 BROADVIEW NETWORKS 803-2762384 NY 9149227538 8466.81 08/22/13 POTAMION CADILLAC DI NEW YORK NY AUTO DEALER (NEW/USED Description SAL ES/SERVIC E/R EPAI 32,23342 AMEX000970 Continued on reverse SDNY_GM_00326770 EFTA_00199524 EFTA01685768 G MAXWELL DrAF,117;f„9, p. 4/13 Detail Continued 08/24/13 Amount AMERICAN EXPRESS TVIPHOENDI AZ VIRGIN ATLANTIC AIRWAYS, From: To: LONDON HEATHROW AP N.Y.1 F KENNEDY I N/A N/A N/A Ticket Number: 93273015559861 Passenger Name: MAXWELL/GHISLAINE NO Document Type: PASSENGER TICKET Carrier: Class: VS YY 00 YY 00 YY 00 Date of Departure: 09/02 550000 68/28/13 T-MOBILE RECURNG MITT-MOBILE 55513884098006 $6424 08/27/13 RESTO989CW 803-910-9836 CA HOME FURNISH 54,246.07 08/31/13 MTA TBTA E-ZPASS STATEN ISLAND NY 2P-138102684 Description FOR BILLING QUEST* ACCT: 9740240 8 52500 09/02/13 EFAX PLUS SERVICE 323-817-3205 CA $16.95 09/02/13 TIME WARNER ENTRIAT 718-358-0900 NY CABLE SVCS $355.85 09/02/13 IOEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE 517410 09/03/13 VERIZONRECURR1NG PAYPHONESERVICE 2124726991624 19103 575.06 09/03/13 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $16747 09/05/13 CAREY WASHINGTON X 888-649-3949 Description SEP 4 2013 NEW YORK MAXWELL GHISLAINE $39647 09/05/13 CAREY WASHINGTON CC 888-649-3949 Description SEP 22013 NEW YORK MAXWELL GHISLAINE $189.28 09/07/13 BARNEYS NEW YORK RESNEW YORK NY MEN'S/WOMEN'S CLOTHNG 5707.69 09/07/13 FtOBERTO CAVALLI (MAD212-308-SS66 350708 212-308-5566 AMEX000971 Con! inued on next page SDNY_GM_00326771 EFTA_00199525 EFTA01685769 Centurion° Card G MAXWELL Closing Date 09/17/13 DUPLICATE COPY Account Ending p 5/13 Detail Continued Amount 09/09/13 ICELANDAIR AGENT SALCUUMBIA KELANDAIR US BSP From: To: F KENNEDY I REYKJAVIK KEFLAVIK N.Y. F KENNEDY I N/A N/A Ticket Number: 1087304882509 Passenger Name MAXINELUGHISLAINE NO Document Type PASSENGER TICKET Carrier: Class: Fl Fl VY DO YY 00 Date of Departure:10/11 $1,977.00 09/09/13 DRPJAWBONE 0000 ORDERFIND.COM MN DIRECT MKTG INTERNET Description ELECTRONIC MERCHAND $163.25 09/10/13 MERCEDES BENZ CORAL CORAL GABLES FL 305-445-8593 $4,431.61 09/11/13 CAREY WASHINGTON DC 888-649-3949 Description SEP 7 2013 NEW YORK MAXWELL GHISLAINE $616.77 09/12/13 HALLAK CLEANERS 037NACKENSACK NJ $3450 09/12/13 BARNEYS NEW KM RESNEW YORK NY MENS/WOMEN'S CLOTHNG $713.14 09/14/13 HALLAK CLEANERS 037NACKENSACK NJ $82.50 09/14/13 AT&T11G MNY ALPHARETTA GA 800-331-0500 Description TELECOMMUNICATIONS $17256 09/14/13 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $174.20 09/15/13 ORPHEUM 021041NEW YORK NY 2128762111 $13.75 09/16/13 INTERMIX-MADISON 000NEW YORK NY 212.741.S07S Description WOMENS READY-TO•WEA $627.13 09/16/13 GRACE'S MARKETPLACE NEW YORK NY $96.13 2127370600 El JENNIFER TURNER Card Ending Amount 09/04/13 RUNES MUSKUSA ITUNCUPERTINO RUNES MUSIC STORE CA $1523 09)07/13 RUNES MUSKUSA RUNCUPERTINO RUNES MUSIC STORE CA $761 AMEX000972 Continued on reverse SDNY_GM_00326772 EFTA_00199526 EFTA01685770 G MAXWELL DrffitirignFliira p 6/13 Fees Amount Total Fees for this Period 50.00 2013 Fees and Interest Totals Year-to-Date Total Fees in 2013 Total Interest in 2013 Amount $1545.00 50.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest late on your account. Transactions Dated From To Annual Percentage Rate Balance Subject to Interest Rate Interest Charge Sign &Travel- POS Select & Pay Later Total 07/08/2010 9.15%(v) 80.00 $0.00 07/08/2010 9.15% (v) $0.00 $0.00 50.00 (0V/triableRate Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Select & Pay Later, the APR Is 9.15%(v). For Sign &Travel - POS, the APR is9.15%(v). Please refer to page 2 for further important Information regarding your account AMEX000973 SDNY_GM_00326773 EFTA_00199527 EFTA01685771 Centurion® Card G MAXWELL Closing Date 09/17/13 DUPLICATE COPY Account Ending Important Changes to the Membership Rewards- Program Terms and Conditions A summary of the changes appears below. The detailed changes can be found after the summary chart. p 7/13 Summary of Changes Membership Rewards Effective on September 1, 2013, we will no longer charge an additional 310 Linkage Fee Removal annual fee to link certain OPEN Cards to a Membership Rewards account for another enrolled Card. Membership Rewards We are making changes to the process for resolving legal claims. The Claims Resolution following is a brief summary of the new process: First, if you have an issue or dispute, please contact our Customer Service Department at the number listed on the back of your card. They are able to resolve most issues and disputes. Second, before initiating mediation, arbitration or litigation. we ask that you send a Claim Notice to: American Express ADR do CT Corporation System, 111 8th Ave., New York, NY 10011. For a sample Claim Notice form, go to americanexpress.com/claim. Third, you may now mediate your claim prior to initiating an arbitration or litigation. In mediation, a neutral mediator helps to resolve your claim. Fourth, the Membership Rewards Program Terms and Conditions continue to include an arbitration provision. This means that either you or we may choose to have an arbitrator decide any claim instead of having the claim decided by a court. See the following pages for Detailed Changes S1893 BP/MRARLNK/0913 Amtx000974 SONY_GM_00326774 EFTA_00 199528 EFTA01685772 G MAXWELL DUPLICATE Cab Account Ending p 8113 Detail of Changes to the Membership Rewards Program Terms and Conditions The terms and conditions of the Membership Rewards program are subject to change as stated therein. This notice formally amends the terms and conditions of the Membership Rewards program as described below. Any provisions in the terms and conditions of the Membership Rewards program conflicting with these changes are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Linkage Fee Removal Effective immediately, we hereby make the following revisions to Section 2 of the About the Program Section of the Membership Rewards Program Terms and Conditions: 1. The following language contained in the second paragraph after the chart is hereby deleted: "Please note that there is an additional $10 annual fee for each Business Charge or Credit Card that you link to a Membership Rewards account with other enrolled charge Cards, unless you also have one of the following Cards (which may include an Additional Card) linked to the same Membership Rewards account: Executive Business Card. Business Membership Rewards Card, Centurion Card, Platinum Card or Fidelity Platinum Card." 2. The following language contained in the third paragraph after the chart is hereby deleted: "If this happens, you may be charged the linkage fee in addition to any enrollment costs." Membership Rewards Claims Resolution Effective January 1, 2014, the Arbitration provision in the terms and conditions of the Membership Rewards program is replaced with the following: CLAIMS RESOLUTION Most customer concerns can be resolved by calling our Customer Service Department at the number listed on the back of your card. In the event Customer Service is unable to resolve a complaint to your satisfaction, this section explains how claims can be resolved through mediation, arbitration or litigation. It includes an arbitration provision. For this section, you and us includes any corporate parents, subsidiaries, affiliates or related persons or entities. Claim means any current or future claim, dispute or controversy relating to your participation in the program, these Terms & Conditions or any prior program agreement, except for the validity, enforceability or scope of the Arbitration provision. Claim includes but is not limited to: (1) initial claims, counterclaims, crossclaims and third-party claims; (2) claims based upon contract, tort, fraud, statute, regulation. common law and equity; (3) claims by or against any third party using or providing any product, service or benefit in connection with the program; and (4) claims that arise from or relate to (a) the program account or any point balances on the program account, (b) advertisements, promotions or oral or written statements related to the program or any reward or (c) the redemption for and use of any reward. You may not sell, assign or transfer a claim. Sendino a Claim Notice Before beginning a lawsuit, mediation or arbitration, you and we agree to send a written notice (a claim notice) to each party against whom a claim is asserted, in order to provide an opportunity to resolve the claim informally or through mediation. Go to americanexpress.com/claim for a sample claim notice. The claim notice must describe the claim and state the specific relief demanded. Notice to you may be provided by your billing statement or sent to your billing address. Notice to us must include your name, address and Account number and be sent to American Express ADR c/o CT Corporation System, 111 8th Ave., NY, NY 10011. If the claim proceeds to arbitration, the amount of any relief demanded in a claim notice will not be disclosed to the arbitrator until after the arbitrator rules. Mediation In mediation, a neutral mediator helps parties resolve a claim. The mediator does not decide the claim but helps parties reach agreement. S1893 BP/MRARLNK/0913 AMEX000975 SDNY_GM_00326775 EFTA_00 199529 EFTA01685773 Centurion° Card G MAXWELL Closing Date 09/17/13 DUPLICATE COPY Account Ending p. 9/13 Before beginning mediation, you or we must first send a claim notice. Within 30 days after sending or receiving a claim notice, you or we may submit the claim to JAMS (1-800-352-5267, jamsadr.com) or the American Arbitration Association (-AAA") (1-800-778-7879, adr.org) for mediation. We will pay the fees of the mediator. All mediation-related communications are confidential, inadmissible in court and not subject to discovery. All applicable statutes of limitation will be tolled until termination of the mediation. Either you or we may terminate the mediation at any time. The submission or failure to submit a claim to mediation will not affect your or our right to elect arbitration. Arbitration You or we may elect to resolve any claim by individual arbitration. Claims are decided by a neutral arbitrator. If arbitration is chosen by any party, neither you nor we will have the right to litigate that claim in cowl or have a jury trial on that claim. Further, you and we will not have the right to participate in a representative capacity or as a member of any class pertaining to any claim subject to arbitration. Arbitration procedures are generally simpler than the rules that apply in court, and discovery is more limited. The arbitrators decisions are as enforceable as any court order and are subject to very limited review by a court. Except as set forth below, the arbitrator's decision will be final and binding. Other rights you or we would have in court may also not be available in arbitration. Initiating Arbitration Before beginning arbitration, you or we must first send a claim notice. Claims will be referred to either JAMS or MA, as selected by the party electing arbitration. Claims will be resolved pursuant to this Arbitration provision and the selected organization's rules in effect when the claim is filed, except where those rules conflict with these Terms & ConditionS. If we choose the organization, you may select the other within 30 days after receiving notice of our selection. Contact JAMS or AM to begin an arbitration or for other information. Claims also may be referred to another arbitration organization if you and we agree in writing or to an arbitrator appointed pursuant to section 5 of the Federal Arbitration Act, 9 U.S.C. §§ 1-16 (FAA). We will not elect arbitration for any claim you file in small claims court, so long as the claim is individual and pending only in that court. You or we may otherwise elect to arbitrate any claim at any time unless it has been filed in court and trial has begun or final judgment has been entered. Either you or we may delay enforcing or not exercise rights under this Arbitration provision, including the right to arbitrate a claim, without waiving the right to exercise or enforce those rights. Limitations on Arbitration If either party elects to resolve a claim by arbitration, that claim will be arbitrated on an individual basis. There will be no right or authority for any claims to be arbitrated on a class action basis or on bases involving claims brought in a purported representative capacity on behalf of the general public, other cardmembers or other persons similarly situated. The arbitrator's authority is limited to claims between you and us alone. Claims may not be joined or consolidated unless you and we agree in writing. An arbitration award and any judgment confirming it will apply only to the specific case and cannot be used in any other case except to enforce the award. Notwithstanding any other provision and without waiving the right to appeal such decision, if any portion of these Limitations on Arbitration is deemed invalid or unenforceable, then the entire Arbitration provision (other than this sentence) will not apply. Arbitration Procedures This Arbitration provision is governed by the FAA. The arbitrator will apply applicable substantive law, statutes of limitations and privileges. The arbitrator will not apply any federal or state rules of civil procedure or evidence in matters relating to evidence or discovery. Subject to the Limitations on Arbitration, the arbitrator may otherwise award any relief available in court. The arbitration will be confidential, but you may notify any govemment authority of your claim. S1893 BP/MRARLNK/0913 AMEX000976 SDNY_GM_00326776 EFTA_00 199530 EFTA01685774 G MAXWELL DUPLICATE Cab Account Ending p.10/13 If your claim is for $10,000 or less, you may choose whether the arbitration will be conducted solely on the basis of documents, through a telephonic hearing, or by an in-person hearing. At any party's request, the arbitrator will provide a brief written explanation of the award. The arbitrator's award will be final and binding, except for any right of appeal provided by the FAA; however, any party will have 30 days to appeal the award by notifying the arbitration organization and all parties in writing. The organization will appoint a three-arbitrator panel to decide anew, by majority vote based on written submissions, any aspect of the decision objected to. Judgment upon any award may be entered in any court having jurisdiction. At your election, arbitration hearings will take place in the federal judicial district of your residence. Arbitration Fees and Costs You will be responsible for paying your share of any arbitration fees (including filing, administrative, hearing or other fees). but only up to the amount of the filing fees you would have incurred if you had brought a claim in court. We will be responsible for any additional arbitration fees. At your written request, we will consider in good faith making a temporary advance of your share of any arbitration fees, or paying for the reasonable fees of an expert appointed by the arbitrator for good cause. Additional Arbitration Awards If the arbitrator rules in your favor for an amount greater than any final offer we made before arbitration, the arbitrator's award will include: (1) any money to which you are entitled, but in no case less than $5,000: and (2) any reasonable attorneys' fees, costs and expert and other witness fees. Continuation This section will survive termination of the program or your participation in it. If any portion of this Claims Resolution section, except as otherwise provided in the Limitations on Arbitration subsection, is deemed invalid or unenforceable, it will not invalidate the remaining portions of this Claims Resolution section. S1893 BP/MRARLNK/0913 AMEX000977 SDNY_GM_00326777 EFTA_0019953 I EFTA01685775 Centurion® Card G MAXWELL Closing Date 09/17/13 DUPLICATE COPY Account Ending p 11/13 Important Changes to Your Account Terms We are making changes to your Card account and benefits. A summary of the changes appears below. The detailed changes to your Cardmember Agreement and other account terms can be found after the summary chart. Summary of Changes Using the Card You may choose to store your Card account number and expiration date with certain merchants from whom you make purchases periodically. We are updating your Cardmember Agreement to clarify that we may tell these merchants if your expiration date or card number changes or if your account is cancelled. Currently, we only provide this information to certain merchants whom you have authorized to bill you at regular intervals. Your Agreement for Transferring Funds Electronically (the "EFT Agreement") We are making changes to the EFT Agreement to (1) clarify that it applies to all bank accounts (not just consumer bank accounts) and (2) update the limits on cash withdrawals. Car Rental Loss and Damage Insurance Policy (Trucks) Effective immediately, trucks and pick-ups are now eligible as covered rentals under the Car Rental Loss and Damage Insurance Policy that you receive as a benefit of your Cardmembership. See the following pages for restrictions. We have also included a legal notice for Oklahoma residents regarding insurance fraud. See the following page for Detailed Changes S0993 BP/CCPLCNT/0913 AMEX000978 SDNY_GM_00326778 EFTA_00 199532 EFTA01685776 G MAXWELL DUPLICATE Cab Account Ending p.12/13 Detail of Changes to Your Agreements The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement, Your Agreement for Transferring Funds Electronically (the 'EFT Agreement"), and the Car Rental Loss and Damage Insurance Policy governing this account (collectively, the "Agreements"). This notice formally amends the Agreements as described below. Any terms in the Agreements conflicting with these changes are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with additional Cardmembers on your account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Using the Card Effective immediately, the third paragraph of the Using the Card section in Part 2 of your Cardmember Agreement is deleted in its entirety and replaced with the following: "You may arrange for certain merchants to store your card number and expiration date, so that, for example: • the merchant may charge your account at regular intervals; or • you may make charges using that stored card information. We may (but are not required to) tell these merchants if your expiration date or card number changes or if your account is cancelled. You must notify the merchants directly if you want them to stop charging your Account." Your Agreement for Transferring Funds Electronically Effective immediately, your EFT Agreement is amended as follows: 1. The fifth sentence of the Words we use in this agreement Section is hereby deleted and replaced with the following: "Your bank account is the bank account you use to pay for any transactions you make through the service." 2. The Limits on withdrawals Section is hereby deleted and replaced with the following: "Limits on withdrawals We apply the following limits to withdrawals. The ATM operator may also impose limits. One from American Express" Zync Card' Green Card Gold Card Platinum Card' Centurion' Card $3,000 in a 30-day period $3,000 in a 30-day period $3,000 in a 30-day period $8,500 in a 30-day period $10,000 in a 30-day period $10,000 in a 30-day period" Car Rental Loss and Damage Insurance Policy We are making Important Changes to your Car Rental Loss and Damage Insurance policy ("Policy") underwritten by AMEX Assurance Company. Effective immediately, trucks and pick-ups are now eligible as covered rentals under the Policy. This change is not applicable to residents of Puerto Rico and the U.S. Virgin Islands. Exclusion number 3 under the Policy is revised to read: '3. Cargo vans, custom vans." Form Numbers: CRLDIAE0512MU, CRLDIAE0912MU2. CRLDIAE0812MU. Additional change to Policy for Residents of Oklahoma: Effective immediately, the following section is hereby added after the How Benefits are Paid section: "Fraud: WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony. Form Number: CRLDIAE0612O1C S0993 BP/CCPLCNT/0913 AMEX000979 SONY_GM_00326779 EFTA_00 199533 EFTA01685777 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News Prepared for G MAXWELL Account Number Total Points Balance 450,707 Points Earned this Period 7,434 (Account Summary August 1,2013-August 314013) Opening Points Balance 443.273 Points Earned this Period +7A34 Points Used this Period 0 Reinstated Poims and Adjustments 0 Total Points Salons* 450,707 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail MEMBERSHIP rewards FIRST' Questions About Your Account? p 13113 membershiprinvards.asen 1-8002974300 International Collect 305-816-2799 Did You Know? Use Points For Your Use your Card for charCn:travel, dining, groceries, and more, then go online and use the points youeamed toward your eligiblecharges. Learn more al mitmlworsh Ipreward s.comiyourc ha rges August 1,2013 -August 31,2013 I Points Earned this Period Points Activity On Ellsrlblo Marrs Bonus Points Total Points Awarded Activity Per Card Cantu XXXX-flttO2-= tettattairs Adel Conner XXXX.X/000121. 3,871 0 3,871 3,536 27 O 3,536 O 27 Total 7,434 O 7,434 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membeishipieNards comiteims or call 1-600297.1300. From overseas, call collect 305 816-2799. AMEX000980 SDNY_GM_00326780 EFTA_00199534 EFTA01685778 AMEX000481 SDNY_GM_00326781 EFTA_00199535 EFTA01685779 Centurion° Card G MAXWELL Closing Date 10/18/13 DUPLICATE COPY New Balance $21,379.08 Please Pay By; 11/02/13 *Payment is due upon receipt. We suggest you pay by t he Please Pay By date. p See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. p See Pag•7 for Important Changes to Your Account Benefits Your payment of $21,379.08 will be debited from your account on 11/02/13. Any inquiry to American Express concerning this debit should be made by 10/31/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. .01 .. Payment Coupon WI Do not staple or use paper clips Check here if your address or phone number has changed. Note charges on reverse side. p. 119 Account Ending Membership Rewards' Points Available and Pending as of 09/30/13 482,943 For up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance Payments/CreditS New Charges Fees $20,603.79 -$20,603.79 +521379.08 +$0.00 New Balance $21,379.08 Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.877-0987 1.8004729297 OSee page 2 for additional information. Pay by Computer gilj Pay by Phone americanexpresscorn/pbc 1.1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 11/02/13 AutoPay Amount $21,379.08 IIIIIIIIIIIIIIIIII llurllulrllurlllurlurllluulnll 002137108002137906 14 ri AME X000982 SDNY_GM_00328782 EFTA_00199536 EFTA01685780 G MAXWELL DektIMELF,111 p. 2/9 Payments: Your payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial instkution, unless the check is not processable electronkaly or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are detelmined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ffitt exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit svvnaamericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and roreign Address or Phonechanges, pleasecall (unmet Cato • Please print dearly in blue or black Ink only in the bcaes provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: arnerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwamericasexpresszerrdpelvacy. AMEX000983 SDNY_GM_00326783 EFTA_00 199537 EFTA01685781 Centurion® Card G MAXWELL Closing Date 10/18113 DUPLICATE COPY Account Ending p 319 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$20,603.79 $0.00 420,603.79 Detail •Indicate posting date Payments 10/02/13• G MAXWELL Amount AUTOPAY PAYMENT RKEIVED - THANK YOU JPMORGAN CHASE BANK, NA -S20,603.79 New Charges Summary Total J 6 MAXWELL $21,339.95 JENNIFER TURNERI $39.13 Total New Charges $21,379.08 Detail G MAXWELL Card Ending Foreign Spend Amount 09/16/13 LOBELS LOBELS NEW YORK NY MISC FOOD STORE S69.40 09/16/13 LOBELS KITCHEN 4170N EW YORK NY 2123170200 Description Price MISCELLANEOUS FOOD 518.45 $18.45 09/19/13 PORT AUTHORITY E-ZPASTATEN ISLAND NY 3P-139974479 Description FOR BILLING (Mgt° ACCT: 8449374 B $25.00 09/19/13 BERGDORF GOODMAN NEW YORK NY DEPARTMENT STORE $2.377.83 09/22/13 Starbucks 100821 NewNew York NY FAST FOOD RESTAURANT 310.30 09/23/13 KELANDAIR AGENT SALCOLUMBIA KELANDAIR US BSP From: To: N.Y. I F KENNEDY I REYKJAVIK KEFLAVIK N.Y.1 F KENNEL/VI WA WA Ticket Number. 1087308120434 Passenger Name: tAAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Carnet Class: Fl El VY 00 YY 00 Dare of Departure:10/09 $555.00 09/23/13 BROADVIEW NETWORKS 800-2762384 NY 5448.20 9149227538 AMEX000984 Continued on reverse SONY_GM_00328784 EFTA_00199538 EFTA01685782 G MAXWELL DVPLICFIT CIS Account n ing 0. 419 Detail Continued Foreign Spend Amount 09/24/13 1-MOBILE MR PAYMENTTELECOM SVC 89880503798006 09/24/13 CAREY WASHINGTON DC 888-649-3949 Description SEP 21 2013 NEW YORK MAXWELL GHISLAINE 5429.94 5717.28 09/25/13 HALM( CLEANERS 037HACKENSACK NJ 56830 09/26/13 T-MOBILE RECURNG PM1T-MOBILE 55513884098006 $2000 09/27/13 MERCEDES BENZ CORAL CORAL GABLES FL 305-445-8593 $1,963.92 09/30/13 NOBU 57 NEW YORK NY RESTAURANT FOOD/BEVERAGE 5108.05 TIP $2000 $128.05 09/30/13 P0TAMXJN CADILLAC DI NEW YORK NY AUTO DEALER (NEW/USED Description SAL ES/SERVIC E/R EPAI 58,780.22 10/01/13 MEDICAL IMAGING OF MNEW YORK NY 2127942500 Description Pike MEDICAL/HEALTH SERV 582000 $82000 10/01/13 DIOR 57TH STREET NEW YORK NY WOMENS CLOTHING $38106 10/02/13 EFAX PLUS SERVICE 323-817.3205 CA $16.95 10/02/13 TIME WARNER ENTRMT 718-358-0900 NY CABLE SVCS 534129 10/04/13 HALLAK CLEANERS 037HACKENSACK NJ 580.70 10/04/13 VERIZONRECURRING PAYPHONESERVICE 2124726991624 19103 $75.18 10/04/13 JASON POSSUMAT00000RIDGEWOOD NJ 5694.04 9177740347 Description REFER TO RECEIPT 10/05/13 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE 516747 10/07/13 HALLAK CLEANERS 037HACKENSACK NJ S48-50 10/07/13 ALEXANDER MCQUEEN OSNEW YORK NY 5974.43 2018678800 Description Pike APPAREL/ACCESSORY S $974.43 10/07/13 ALEXANDER MCQUEEN I5BAL HARBOUR FL 51,137.74 2018678800 Description Pike APPAREL/ACCESSORY S $1,137.74 10/07/13 BERRETT-KOEHLER 415-2n-0260 516.95 415-288-0260 AMEX000985 Continued on next page SDNY_GM_00326785 EFTA_00199539 EFTA01685783 Centurion° Card G MAXWELL Closing Date 10/18/13 I Detail Continued 10/08/13 HUDSON NEWS 13 PENN NEW YORK NY BOOK STORE Sp n Amount $21.97 10/08/13 PERSHEPHONE 12000005NEW YORK NY 2123398363 FOOD/BEVERAGE $149.16 TIP $18.84 $168.00 10/10/13 EBOOKS.COM 0523 CARSON CITY NV 617-2494460 Description SELLS DIGITAL BOOKS $16.95 10./10/13 Spakmannsspjarir Reykjavik WOMEN'S CLOTHING 30100.00 ketendic *ones $25429 10/15/13 HALLAM CLEANERS 037HACKENSACK NJ $149.90 10/15/13 AT&T TLG MNY ALPHARETTA GA 800-331-0500 Description TEL KOMMUNKAT IONS $17236 10/15/13 CAREY WASHINGTON DC 888-649-3949 Description OCT 14 2013 NEW YORK MAXWELL GHISLAINE $18928 JENNIFER TURNER FE! Card Ending Foreign Spend Amount 09/26/13 RUNES MUSKUSA RUNCUPERTINO RUNES MUSK STORE CA $5.43 10)03/13 RUNES MUSKUSA ITUNCUPERTINO RUNES MUSK STORE CA $5.43 10/04/13 'TUNES MUSKUSA ITUNCUPERTINO RUNES MUSK STORE CA $1523 10/06/13 RUNES MUSKUSA ITUNCUPERTINO RUNES MUSK STORE CA $13.04 DUPLICATE COPY p.5/9 Account Ending Fees Amount Total Fees for this Period $0.00 AMEX000986 Continued on reverse SDNY_GM_00326786 EFTA 00199540 EFTA01685784 G MAXWELL DrffitirignFliira p6'9 2013 Fees and Interest Totals Year-to-Date Amount Total Fees in 2013 Total Interest in 2013 $2,545.00 $0.00 Interest Charge Calculation Your Annual Percentage Rate(APR) is the annual interest rate on your account. Transactions Dated From To Select & Pay Later Total (,) Variable Rate 07/08/2010 Annual Percentage Rate 9.15%(v) Balance Subject to Interest Rate $0.00 Interest Charge 50.00 50.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Select & Pay Later, the APR is 9.15%(v). Please refer to page 2 for further important Information regarding your account AMEX000987 SDNY_GM_00328787 EFTA_00199541 EFTA01685785 Centurion® Card DUPLICATE COPY p 7/9 G MAXWELL Closing Date 10/18/13 Account Ending Important Changes to Your Account We are writing to inform you about a change to one of your Centurion' membership benefits. Effective January 1, 2014, Centurion' members will no longer receive Virgin Atlantic Flying Club Gold status as a benefit of Card membership. Centurion members who have enrolled or renewed their Flying Club Gold status membership prior to January 1, 2014 will continue to have Gold status benefits through the end of their current Flying Club Gold membership period. Centurion members can check their Flying Club membership status online at www.virainatlantic.conVflyincidub or by calling Virgin Atlantic Flying Club at 1-800.862-8621. Centurion members who qualify for Flying Club Gold membership under Virgin Atlantic Flying Club Terms & Conditions will continue to receive such membership level in accordance with those Terms & Conditions. S03O3 BPNATLCEN/1013 AMEX000988 SDNY_GM_00326788 EFTA_00 199542 EFTA01685786 G MAXWELL p 8/9 AMEX000989 SDNY_GM_00326789 EFTA_00199543 EFTA01685787 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p. 9/9 Prepared for G MAXWELL Account Number Total Points Balance 482,943 Points Earned this Period 32,236 Account Summary September 1,2013 -September 30,2013) Opening Points Balance 450,707 Points Earned this Period +32,236 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 482,943 Points Earned this Period are pending until charges are paid in full and all your accounts are In good standing. Points Transaction Detail Questions About Your Account? membershiprevarnis.corn 14004974300 International Collect 305-816-2799 Did You Know? Use PointsFor Your Use your Card for charCn:travel, dining, groceries, and more, then go online and use the points youeamed toward your eligible charges. Learn more at rimmlworsh Ipreward s.comiyourc ha rges September 1, 2013 September 30, 2013 Points Earned this Period Points Activity On Eligible Charges Bonus Points Total Points Awarded Activity Per Card Centur XXXX-4 62-= tel3bEetir ds Add1Centur XXXX.XX)00121. 20,583 1,612 Cary/ tanousia Pr 3s MR Prs A3NX 22,195 10,018 0 10,018 23 0 23 Total 30,624 1,612 32,236 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited pans can be reinstated for a fee by calling the number provided below or visiting membershipmwards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membershlprewards.com/terms or call 1-800297.1300. From overseas, call collect 305 816-2799. AME X000990 SDNY_GM_00326790 EFTA_00 199544 EFTA01685788 AMEX000991 SDNY_GM_00326791 EFTA_00 199545 EFTA01685789 Centurion° Card G MAXWELL Closing Date 1 1/17/1 3 DUPLICATE COPY New Balance $19,424.80 Please Pay By; 12/02/13 *Payment is due upon receipt. We suggest you pay by t he Please Pay By date. p See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services toobtain a comparative listing of credit card rates, fees and grace periods by calling 1-8004184866. O Your payment of ;19,424.80 will be debited from your account on 12/02/13. Any inquiry to American Express concerning this debit should be made by 11/30/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. S. Payment Coupon Wig Do not stapleor use paper clips Check here it your address or phone number has changed. Note charges on reverse side. p. 1/7 Account Ending Membership Rewards' Points Available and Pending as of 1W31/13 500A60 For up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance Payments/Credit S New Charges Fees $21,379.08 -$21,384.51 +519,430.23 +$0.00 New Balance $19,424.80 Days in Billing Period: 30 Customer Care Pay by Computer americanexpresscom/pbc Customer Care Pay by Phone 1.877.877-0987 1.806472.9297 OSee page 2 for additional information. Pay by Computer PM Pay by Phone americanexpresscorn/pbc LE 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 12/02/13 AutoPay Amount $19,424.80 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrnrinll 001942480001142480 14 ri AME X000992 SDNY_GM_00328792 EFTA_00 199546 EFTA01685790 G MAXWELL DektIMELF,111 p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically (for exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-8779987 FAX:1 800 695 9090 1-800-CASH-NOW in NY:1-8O0 522 1897 Change of Address 11 correct on front do not use. • To dung. your address online, visit svmvamencaneiptessionvupdatecontactinfo • roe Name. Company Name. and Foreign Address or PhoneMangos, please call Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Home Ran, vAoStedesnd Email 1 I I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcenexpress.corrdpelvacy. AMEX000993 SDNY_GM_00326793 EFTA_00 199547 EFTA01685791 Centurion® Card G MAXWELL Closing Date 11/17/13 DUPLICATE COPY Account Ending P.3/7 Payments and Credits Summary Total Payments 421,057.90 Credits G MAXWELL -$321.18 JENNIFER TURNER 45.43 Total Payments and Credits 421,38451 Detail iriersorporang can Payments Amount 11/02/13° G MAXWELL AUTOPAY PAYMENT RECEIVED • THANK YOU JPMORGAN CHASE BANK, NA -$21,057.90 Credits Amount 10/24/13 6 MAXWELL ALEXIS BITTAR NEW YORK NY 1684010128 -$321.18 11/05/13 JENNIFER TURNER DUNES MUSCUSA ITUNCUPERTRIO CA !TUNES MUSIC STORE 45.43 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charon $19.297.59 $132.64 $19,430.23 Detail 1 G MAXWELL Card Ending Amount 10/17/13 HALLAK CLEANERS 037HACKENSACK NJ $70A0 10/19/13 ALEX6 (UTTAR NEW YORK NY 1644010128 $321.18 10/21/13 BROADVIEW NETWORKS 800-2762384 9149227538 NY $46401 10/22/13 JASON POSSUMAT00000RIDGEWOOD 9177740347 Desctiption REFER TO RECEIPT NJ $4,174.52 10/23/13 HALM( CLEANERS 037HACKENSACK NJ $95.80 AMEX000994 Continued on reverse SDNY_GM_00326794 EFTA_00 199548 EFTA01685792 G MAXWELL DrAF,117;f„9, p 4/7 Detail Continued 10/23/13 Amount VIRGIN ATLANTIC.COM CRAWLEY GB VIRGIN ATLANTIC AIRWAY From: To: WASHINGTON DULLES WASHINGTON DULLES LONDON HEATHROW AP N/A N/A Tkket Number. 2163437584 Passenger Name: MAXWELL GHISLAINE MS Document Type PASSENGER TICKET Carrier: Class: VS VS YY 00 YY 00 Date of Departure:10/29 51,125.70 10/25/13 GODADDY.COM SCOTTSDALE AZ $4.99 10/25/13 AMERICAN EXPRESS IVIPHOENDI AZ VIRGIN ATLANTIC AIRWAYS, From: To: N.Y. JF KENNEDY I LONDON HEATHROW AP N.Y. J F KENNEDY I N/A N/A Tkket Number: 93273154038315 Passenger Name MAXWELUGHISLAINE NO Document Type. PASSENGER TICKET Carrier: Class: VS VS YY 00 YY 00 Date of Departure:10/30 $9,482.50 10/26/13 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 $20D0 10/26/13 Startecks .18509 NewNew York NY FAST FOOD RESTAURANT $354 10/26/13 KIEHL'S UES SPA 2NDFNEW YORX NY COSMETIC STORE $167.20 10/26/13 CHEESE ON 62ND 212.980.5544 212-980-5544 $53.22 10/26/13 PERSHEPHONE 12000005NEW YORK NY 2123398363 $47.91 10/27/13 SEPHORA 112 NEW YORK NY COSMETIC STORE $70.77 10128/13 PERSHEPHONE 12000005NEW YORK NY 2123398363 F000/BEVERAGE $60.16 TIP $20.00 $80.16 11/01/13 CAREY WASHINGTON DC 888449-3949 Description OCT 29 2013 WASHINGTON MAXWELL GHISLAINE $215.97 11/02/13 EFAX PLUS SERVICE 323-817-3205 CA $16.95 11/02/13 TIME WARNER ENTRFAT 718-358-0900 NY CABLE SVCS $36127 11/04/13 VERIZONRKURRING PAYPHONESERVICE 2124726991624 19103 $75.14 11/11/13 JOAN L KENT MC PC 27NEW YORK NY DOCTOR & PHYSICIAN $300.00 AMEX000995 Continued on next page SDNY_GM_00326795 EFTA_00 199549 EFTA01685793 Centurion® Card G MAXWELL Closing Date 11/17/13 DUPLICATE COPY Account Ending p 5/7 Detail Continued Amount 11/11/13 BETTERTEX0281001746NEW YORK NY 2124313373 Description Price SEWING/NEEDLEWK/FAB $750.00 S75000 11/11/13 IOEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE 533725 11/13/13 AMERICAN EXPRESS TVLPHOEMX AZ JETBLUE AIRWAYS CORPORATI From: To: KY.) F KENNEDY I ST WiARTEN N/A N/A N/A Ticket Number Passenger Name. MAXWELUGH6LAINE NO Document Type: PASSENGER TICKET 11/14/13 AT&POILL PAYMENT 95DALLAS IX 800-331-0500 Description TELEPHONE SERVKE/E Class: 86 Y YY 00 YY 00 YY 00 Date of Departure:12/27 11/16/13 AMC ORPHEUM 7 12104 NEW YORK NY 212-876-2111 Is JENNIFER TURNER Card Ending $87320 $17256 $13.75 Amount 10/18/13 RUNES MUSKUSA ITUNCUPERTINO RUNES MUSIC STORE CA $5.43 10/19/13 RUNES MUSKUSA ITUNCUPERTINO RUNES MUSK STORE CA $5987 10/20/13 RUNES MUSKUSA ITUNCUPERTINO RUNES MUSK STORE CA 514.99 10/24/13 RUNES MUSKUSA ITUNCUPERTINO RUNES MUSK STORE CA $5.43 10/31/13 RUNES MUSICUSA ITUNCUPERTINO RUNES MUSK STORE CA $5.43 11/05/13 RUNES MUSKUSA ITUNCUPERTINO RUNES MUSK STORE CA S20.66 11/07/13 RUNES MUSKUSA ITUNCUPERTINO RUNES MUSK STORE CA 5741 11/11/13 RUNES MUSICUSA ITUNCUPERTINO RUNES MUSK STORE CA $9.99 11/16/13 RUNES MUSICUSA ITUNCUPERTINO !TUNES MUSK STORE CA $3.23 Fees Amount Total Foos for thisPeriod $0.00 AMEX000996 Continued on reverse SDNY_GF.1_00326 796 EFTA_00199550 EFTA01685794 G MAXWELL DrffitirignFira p 6/7 2013 Fees and Interest Totals Year-to-Date Amount Total Fees in 2013 Total Interest in 2013 $2,545.00 50.00 Interest Charge Calculation Your Annual Percentage Rate(APR) is the annual interest late on your account. Transactions Dated From To Select & Pay Later Total Annual Balance Interest Percentage Subject to Charge Rate Interest Rate 07/08/2010 9.1546 Iv) $0.00 $0.00 $0.00 (,) variable Rate Information on Pay Over Time Features You may have access to one or mote Pay Over Time features as part of your Card account. These features allow you to carry a balance On certain purchases. Current APR The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features: (v) indicates variable rate For Select & Pay Later, the APR is 9.15%(v). Please refer to page 2 for further important information regarding your account AMEX000997 SDNY_GM_00326797 EFTA_00199551 EFTA01685795 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p. 7/7 Prepared for G MAXWELL Account Number Total Points Balance 500,460 Points Earned this Period 27,517 (Account Summary October 1,2013-October 31,2013j Opening Points Balance 482,943 Points Earned this Period +27,517 Points Used this Period -10,000 Reinstated Points and Adjustments 0 Total Points Balance 500,460 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail Questions About Your Account? membershipnwrards.cern 14002974300 International Collect 305-816-2799 Did You Know? Use Points For Your Use your Card for charCgretravel, dining, groceries, and more, then go online and use the points youeamed toward your eligible charges. Learn more al menbarrsh Ipreward s.comiyourc ha rges • October 1,2013 October 31,2013 Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Centur Centurion %2 21,339 1,434 Orr Orrin. rsom 3s MR Pts AMX tattaleards Addl Centur XXXX-XX)0041. Total Points Activity Per Card 22.773 1,706 0 4,706 38 0 38 Total 26,083 1,431 27,517 Points Used this Period Total Points Used Request This Period Date Total 10,000 Member ship Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' programapply. For more Information, visit member shiprewardstomAerms or call 1-900-297-1300. From overseas, call collect 305-816-2799. AMEX000998 SDNY_GR1_00326798 EFTA_00199552 EFTA01685796 MiEX000999 SDNY_GM_00326799 EFTA_00199553 EFTA01685797 Centurion° Card G MAXWELL Closing Date 12/18/13 DUPLICATE COPY New Balance $29,479.26 Please Pay By; 01/02/14 *Payment is due upon receipt. We suggest you pay by t he Please Pay By date. fl See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800418-8866. (2) We will debit your bank account for your payment of $29,479.26 on 01/02/14. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 12/31/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PM Payment Coupon WA Do not staple or use paper clips Check here it your address of phone number has changed. Note changes on reverse side. p. 1/7 Account Ending Membership Rewards* Points Available and Pending as of 11/30/13 521,862 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance 519,424.80 Payment s/Credit S -$19,563.93 NewCharges 429,618.39 Fees +$0.00 New Balance/ 529,479.26 Days in Billing Period: 31 Customer Care Pay by Computer arriericanexpresscom/pbc Customer Care Pay by Phone 1.877.877-0987 1.8004729297 OSee page 2 for additional information. Pay by Computer In Pay by Phone americanexpress.corn/pbc BM 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 002947126002147926 14 ri Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 01/02/14 AutoPay Amount 529,479.26 AME X001000 SDNY_GM_00326800 EFTA_00199554 EFTA01685798 G MAXWELL DektIMELF,111 p. 2/7 Payments: Vow payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically Oaf exampk, Sign & Trmrel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffei from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX:1 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address 11 correct on front do not use. • To dung. your address online, visit svmvamencaneiptessionvupdatecontactinfo • toe Name. Company Name. and Foreign Address or PhoneMangos, please call Customer Cart • Please print dearly in blue or black Ink only in the boxes provided. n Street Address I City, State Zip Code Azea Code and Home Ran, vAoStedesnd Email 1 I I Website: arnerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcenexpress.corrdpelvacy. AMEX001001 SDNY_GM_00326801 EFTA_00 199555 EFTA01685799 Centurion® Card G MAXWELL Closing Date 12/18/13 DUPLICATE COPY Account Ending p.3/7 Payments and Credits Summary Payments Credits Total -519,424110 MAXWELI. Total Payments and Credits -5139.13 419,563.93 Detail •indicates posting date Payments 12/02/13• GMAXWELL Amount AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK, NA 419,42430 Credits Amount 12/02/13 GMAXWELL BRITISH AIRWAYS ARC USA BRITISH AIRWAYS From: To: WASHINGTON NATIONA MIAMI INTERNATIONA LONDON HEATHROW AP N.Y.1 F KENNEDY I WA Tkket Number 1257366282883 Passenger Name: MAXWELUGHISLAINE NOELLE Document Type: ADDMONAL COLLECTION Carrier. Claw An BA BA YY 00 Dated Departure:12/05 -5139.13 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $28,769.61 $848.78 $29,61839 Detail GMAXWELL Card Ending Foreign Spend Amount 11/13/13 BRITISH AIRWAYS ARC USA BRITISH AIRWAYS From: To: WASHINGTON NATIONA MIAMI INTERNATIONA LONDON HEATHROW AP N.Y.1 F KENNEDY I WA Ticket Number 1257319361795 Passenger Name: MAXWELUGH6LAINE NOELLE Document Type PASSENGER TICKET Cartier: M BA BA YY 00 Date of Departure:12/03 Class: 513,361.48 AMEX001002 Continued on reverse SDNY_GM_00326802 EFTA_00199556 EFTA01685800 G MAXWELL DVPLIC/Irc CIS Account n ing RN Detail Continued 11/21/13 Foreign Spend Amount BRIIISH AIRWAYS ARC USA BRITISH AIRWAYS From: To: WASHINGTON NATIONA MIAMI INTERNATIONA LONDON HEATHROW AP N.Y. 1 F KENNEDY 1 N/A Ticket Number 125736377678o Passenger Name: MAXWELUGHISLAINE NOELLE Document Type: ADDITIONAL COLLKTION Cattier: Class: AA BA BA YY 00 Date of Departure•. 12/03 5200 11/21/13 BROADVIEW NETWORKS 800-2762384 NY 9149227538 $481.90 11/26/13 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 $20.00 11/27/13 PERSHEIMONE 12000005NEW YORK NY 2123398363 F00D/BEVERAGE 54622 TIP $4.18 $51.00 11/29/13 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE 5214.23 11/30/13 BEEKMAN THEATER NEW YORK NY 213-235-2257 528.00 11/3W13 BERGDORF GOODMAN NEW YORK NY DEPARTMENT STORE $1,106.39 12/02/13 EFAX PLUS SERVICE 323-817-3205 CA 516.95 12/02/13 BEST LANE LLC GERMANTOWN NY JEWEL RWWATC H/SILVR5YR $2790.00 12/02/13 RAG& BONE 0004 NEW YORK NY 212.362.7138 Description APPAREL/ACCESSORIES $353.84 12/02/13 RAG& BONE 0007 NEW YORK NY 212-219-2204 Description APPAREL/ACCESSORIES $315.74 12/02/13 10EHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $170.05 12/03/13 THE EXPLORERS CLUB 212-628-8383 2124284383 $315.00 12/03/13 TIME WARNER ENTRMT 718-35B-0900 NY CABLE SVCS 5372.89 12/04/13 YERIZONRKIJRFUNG PAYPHONESERVICE 2124726991624 19103 $75.12 12/05/13 HALLAK CLEANERS 037HACKENSACK NJ $97.00 12/05/13 THE ASPEN INSTITUTE 410-827-7168 MD 410-827.7168 $250.00 12/05/13 LOEWS MADISON HOTELWASHINGTON DC 5928.12 AnNal Date Departure Date 12/03/13 12/05/13 00000000 LODGING AMEX001003 Continued on next page SDNY_GM_00326803 EFTA_00199557 EFTA01685801 Centurion° Card G MAXWELL Closing Date 12/18/13 DUPLICATE COPY p. 5/7 Detail Continued Foreign Spend Amount 12/07/13 En Avance En Avance Miami FL $2,83229 12/07/13 Consign of the TimesMlami FL 31,391.00 12/07/13 Consign tithe TimesMiami FL $3,317.00 12/07/13 CRUMBON PARCHMENT CMIAMI FL $9.65 12/07/13 CRUMBON PARCHMENT CMWAI FL $6.50 12/09/13 HALLAX CLEANERS 037RACKENSACK NJ $41.60 12/11/13 TOURVEST DUTY FREE LONDON GB DUTY-FREE STORE Rounds Stagg() $49.30 12/14/13 AT&T•BILL PAYMENT 95DALLAS TX Description TELEPHONE SERVICE/E $172.56 Is JENNIFER TURNER Card Endia Foreign Spend Amount 11/20/13 DUNES MUSICUSA ITUNCUPERTINO ITUNES MUSIC STORE CA SSA0 11/22/13 'TUNES MUSKUSA ITUNCUPERTINO DUNES MUSIC STORE CA $1523 11/25/13 !TUNES MUSKUSA ITUNCUPERTINO RUNES MUSK STORE CA $1632 12/01/13 ITUNES MUSICUSA ITUNCUPERTINO DUNES MUSIC STORE CA SS.43 12/04/13 RUNES MUSICUSA ITUNCUPERTINO DUNES MUSIC STORE CA $1523 12/07/13 DUNES MUSICUSA ITUNCUPERTINO ITUNES MUSIC STORE CA $7.61 12/07/13 FEDEX INV 447082865 1-800422-1147 DIRECT BILLING TRANSACTION FEDEX INV FedEx $13408 12/10/13 FEDEX INV 4473755461-800.622-1147 51223 DIRECT BILL T FEDEX INV FedEz Continued on reverse SDNY_GM_00328804 EFTA_00199558 EFTA01685802 G MAXWELL Drffairign5ifin p 6/7 ( Detail Continued Foreign Spend Amount 17/12/13 FEDEX INV 125665269 1-800-622-1 I 47 DIRECT BILLING TRANSACTION FEDE FedEx $612.71 12/14/13 'TUNES MUSICUSA ITUNCUPERTINO CA RUNES MUSIC STORE 57.99 12/17/13 FEDEX INV 447874692 1-800-622-1147 DIRECT BILLING TRANSACTION FEDEX INV FedE S15.95 Fees Amount Total Fees for this Period 50.00 2013 Fees and Interest Totals Year-to-Date Amount Total Fees in2013 S2,545.00 Total Interest in 2013 5000 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated From To Select & Pay Later Total 07/08/2010 Annual Percentage Rats 9.1596 (v) Balance Subject to Interest Rate $0.00 Interest Charge S0.00 50.00 hitVariableRata Information on Pay Over Time Features You may have access to one or more Pay Over Time features as part of your Card account. These features allow you to carry a balance on certain purchases. Current APR The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features: (v) indicates variable rate For Select & Pay Later, the APR is 9.15% (v). Please refer to page 2 for further important information regarding your account SDNY_GM_00326805 EFTA_00199559 EFTA01685803 Adel CsAista EOM% Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p. 7/7 Prepared for G MAXWELL Account Numbe Total Points Balance 521,862 Points Earned this Period 21,402 (Account Summary November 1,2013 - November 3(1,2013 Opening Points Balance 500,460 Points Earned this Period +21,402 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 521,862 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail Questions About Your Account? membershiprinvards.corn 14002974300 Intemedersal Collect 305-816-2799 Did You Know? Use Points For YourC Use your Card for charges s si trayel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at menbcorsh Ipreward s.comiyourc ha rges November 1, 2013 November 30, 2013 Points Earned this Period Points Activity On Eligible Charges Bonus Points Total Points Awarded Activity Per Card Centu 18,978 0 18,978 2,297 0 2,297 127 0 127 Total 21,402 0 21,402 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated fernier by calling the number provided below or visiting membershipmwards.com. Terms and Conditions of the Membership Rewards' program apply. For more informationvisit membershlprewards.com/terms or call 1-800-297.1300. From overseas, call collect 305 816-2799. SDNY_GM_00328808 EFTA_00199560 EFTA01685804 SDNY_GM_00326807 EFTA_00199561 EFTA01685805 Centurion° Card G MAXWELL Closing Date 01/17/14 DUPLICATE COPY New Balance Please Pay Byt $14,610.37 02/02/14 *Payment is due upon receipt. We suggest you pay by t he Please Pay By date. fl See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-8004149866. 11. See Page 7 for Important Changes to Access to American Airlines Admirals Club Lounges and US Airways' Club and US Airways Platinum Preferred Status po We will debit your bank account for your payment of ;14,610.37 on 02/01/14.This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 01/30/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PIPA Payment Coupon Do not staple or use paper clips Check here if your address of phone number has changed. Note charges on reverse side. p. 119 Account Ending Membership Rewards• Points Available and Pending as of 12/31/13 553,350 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance Payments/Credit S NewCharges Fees 429,479.26 -133386.66 +$19,017.77 +40.00 New Balance 41441037 Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Caro Pay by Mono 1.877.877.0987 1.8004729297 OSee page 2 for additional information. Pay by Computer In Pay by Phone americanexpress.corn/pbc 1-800 4 7 2-929 7 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Enda Enter account number on all documents. Makecheck payable to American Express. Please Pay By 02/02/14 AutoPay Amount 414,610.37 IIIIIIIIIIIIIIIIII IlrrrlLdJLrnlllrnLnlllrrrrinll 001461037001461037 14 ti SDNY_GM_00326808 EFTA_00199562 EFTA01685806 G MAXWELL DWITSIELSS p. 29 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be rnade through an electronic payment method payable in US dollars and clearable through the US banking system. ff we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial instkution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (A0B) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ffor exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX:1 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit swewamericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and roseign Address or Phonechanges, please call (unmet Cant. • Please print dearly in blue or black Ink only in the bcaes provided. n street Address I City, State Zip Code Asea Code and Home Rana vAoStedesnd Email 1 I I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwamericasexpresszernipdvacy. SDNY_GM_00326809 EFTA_00 199563 EFTA01685807 Centurion® Card G MAXWELL Closing Date 01/17/14 DUPLICATE COPY Account Ending p.3/9 Payments and Credits Summary Payments Credits Total 421,020.36 GMAXWELL￾Total Payments and Credits -S12,86630 433,896.66 Detail •indicates posting date Payments 01/02/14• GMAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU IPMORGAN CHASE BANK, NA Credits Amount -521,020.36 Amount 12/26/13 GMAXWELL AMERICAN EXPRESS PAPHOENIX AZ VIRGIN ATLANTIC AIRWAYS, From: To: Carrier: Class: N/A N/A YY 00 N/A YY 00 N/A YY 00 N/A YY 00 Tkket Number￾Passenger Name: MAXWELL/GHISLAINE NO Document Type: SUPPORTED REFUND BRRISH AIRWAYS ARC USA BRMSH AIRWAYS Front To: N/A N/A N/A WA WA Tkket Numbe Document Type: SUPPORTED REFUND 12/27/13 GMAXWELL 48,458.90 Carder: Class: YY 00 YY 00 rr 00 YY 00 -$4,407.40 New Charges Summary Total G MAXWEL I JENNIFER TURNER Total New Charges 518,979.70 S313.07 S19,017.77 Continued on reverse SDNY_GM_00326810 EFTA_00199564 EFTA01685808 G MAXWELL DrAF,117;f„FaVam 4/9 Detail G MAXWELL Card Endin' Foreign Spend Amount 12/18/13 AMERICAN EXPRESS TVIPHOENIX AZ VIRGIN ATLANTIC AIRWAYS, From: To: LONDON HEATHROW AP MIAMI INT E RNATIONA N/A N/A Tkket Numbe Passenger Name: MAXWELLIGHISLAINE NO Document Type: PASSENGER TICKET Carrier. Class: VS YY 00 YY 00 YY 00 Date of Departure:12/27 SEL458.90 12/23/13 BROADVIEW NETWORKS 800-2762384 NY $413.61 12/23/13 BETTERTEX 0281001746NEW YORK NY Description Peke SEWING/NEEDLPNIUFAB $670.82 5670.82 12/26/13 T-MOBILE RECURNG PMTT-MOBILE $20.00 12/29/13 GODADDY.COM SCOTTSDALE AZ $13.01 12/31/13 AMERICAN MESS TVLPHOENM AZ VIRGIN ATLANTIC AIRWAYS, From: To: LONDON HEATHROW AP N.Y.1 I KENNEDY I N/A N/A N/A Tkket Numbe Passenger Name MAXWELL/GHISLAINE NO Document Type PASSENGER TICKET Carrier: Class: VS YY 00 YY 00 YY 00 Date of Depanure:01/04 58,034170 01/02/14 EFAX PLUS SERVIC CA $16.95 01/02/14 TIME WARNER ENTRINT I NY CABLE SVCS 536447 01/02/14 SKYPE COMMUNICATONSLUXEMBOURG GB HTTIVANWWSKYPE.NET Pounds stakire 51648 01/03/14 VERIZONRECURRING PAYPHONESERVICE $75.12 01/04/14 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $16721 01/05/14 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $21423 01/08/14 HALLMCLEANERS037HACKENSACK NJ $80.80 01/10/14 AMARANTH NEW YORK NY RESTAURANT on $1200 01/14/14 AT&T BILL PAYMENT 95DALLAS TX Description TELEPHONE SERVICEJE S172.56 Continued on next page SDNY_GM_00328811 EFTA_00199565 EFTA01685809 Centurion. Card G MAXWELL Closing Date 01/17/14 DUPLICATE COPY p. Account Ending_ Detail Continued Foreign Spend Amount 01/14/14 PERSHEPHONE NEW YORK FOOD/BEVERAGE TIP NY $42.46 $5.54 $4&00 01/15/14 Starbucks 100821 NewNew York FAST FOOD RESTAURANT NY $3.54 01/15/14 KIEHL'S UES SPA 2NDFNEW YORK COSMETIC STORE NY $16720 JENNIFER TURNS Card Endi Foreign Spend Amount 12/21/13 'TUNES MUSKUSA ITUNCUPERTINO RUNES MUSIC STORE CA $15/3 01/04/14 RUNES MUSICUSA ITUNCUPERTINO RUNES MUSIC STORE CA $15.23 01/07/14 RUNES MUSICUSA ITUNCUPERTINO 'TUNES MUSIC STORE CA $7.61 Fees Amount Total Fees for this Period $0.00 2014 Fees and Interest Totals Year-to-Date Amount Total Fees in2014 Total Interest in 2014 50 00 SOHO Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Front To Annual Percentage Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later Total 07/08/2010 9.1546 (v) 50.00 $0.00 $0.00 64VariableRate SDNY_GM_00326812 EFTA_00199566 EFTA01685810 G MAXWELL Drct-SiT,LF, p. 69 Information on Pay Over Time Features You may have access to one or more Pay Over Time features as pan of your Card account. These features allow you to carry a balance on certain purchases. Current APR The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features: Iv) indicates variable rate For Select & Pay Later, the APR is 9.15% (v). Please refer to page 2 for further Important Information regarding your account AMEX001013 SDNY_GM_00326813 EFTA_00 199567 EFTA01685811 Centurion' Card DUPLICATE COPY G rvit\XWELL Closing D:ito 01 17 14 Account Ending p 719 Notice of Changes to Your American Express Card Benefits — Access to American Airlines Admirals Club Lounges and US Airways Club and US Airways Platinum Preferred Status Effective March 22, 2014 personal and Business Centurion'" Members will no longer receive complimentary access to American Airlines°Admirals Clubs and US Airways" Club locations. In addition, personal and Business Centurion Members will no longer receive US Airways Dividend Miles Platinum Preferred status as a benefit of Centurion Membership' . Personal and Business Centurion Members who qualify for Admirals Club access under American Airlines' access policies and/or those who qualify for US Airways Club access under US Airways' access policies will continue to receive such access in accordance with those policies. Personal and Business Centurion Members who are enrolled in US Airways Platinum Preferred Status prior to March 22, 2014, will be able to access Platinum Preferred Status benefits through the end of their current Platinum Preferred Status membership period. Members can check their membership status by calling the Dividend Miles Preferred program at 800-428-4322, or checking the membership date on your US Airways Platinum Preferred Status membership card. Personal and Business Centurion Members who qualify for US Airways Platinum Preferred status based on US Airways' requirements will continue to receive status under those policies. You will continue to have complimentary access to Delta Sky Clult2 locations and Airspace Lounges"'3, as well as access to more than 600 dubs worldwide with Priority Pass SelectliA4. You also have unlimited, complimentary access to the The Centurions"' Lounge, located at Dallas/Fort Worth International Airport and McCarran International Airport In Las Vegas. The Centurion Lounges are premier airport lounge spaces designed exclusively for American Expresso Card Members and feature complimentary gourmet meals, fine wines, American Express Member Services, and other amenities.5 In addition, we would like to remind you about the $200 Airline Fee Credit benefit.' You may select American Airlines, US Airways or one of eight other eligible domestic airlines to receive up to $200 in statement credits annually for incidental fees charged to your Card including lounge day passes, baggage fees and flight￾change fees. Every January, you can update your airline selection at americanexpress.com/aidinechoice. However for this year only, we are extending the annual selection period through February 28th, 2014 to allow you more time to make any revisions based on the above change in access policies. 'American Express relies on accurate airline transaction data to identity incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your enrolled Card after 4 weeks. simply call the number on the back of your Card. See terms 8 conditions for more details. US Airways Dividend Mites Platinum Preferred status All benefits and partner offers are valid through the program year. which ends 228 of each successive year. Centurion membership and US Airways partnership is subject to mutual consent of American Express and US Airways. Priority boarding privileges are not provided at all airports, by all airlines. M Dividend Miles terms and conditions apply. including the right to terminate or change the program or any portion of the program at any time. with or without notice. Upgrades and certain awards are subject to capacity controls. Any Dividend Miles partner may discontinue or change its participation in the program. with or without notice. US Airways is not responsible for products and services provided by Dividend Miles partners. For more information. visit yam usainvays.comren-USIdividendmileslprogramdetailsimemberguide hunt 2 Airport Club Access Program Benefit is available to personal and Business Platinum Card` and Centurion' Members only. Card Member must present his or her valid Card, government-issued I.D.. and same day corresponding airline ticket to club agents. Code￾share and affiliated lounge agreements may not apply m all cases. The Card Member must be 18 years of age to enter into the Airport Club Lounge without a parent or guardian for Delta Sky Club; where there is no self-service bar. Local age restrictions apply in non-U.S. locations. The Card Member must be 21 years of age to enter into all Airport Club Lounges where there is a self-service bar. Card Members must adhere to all house rules of participating clubs. Partners and locations subject to change. Airspace lounges Benefit is available to personal and Business Platinum Card' and Centurion' Members only. Card Member must present his or her valid Card and government-issued I.D. Ticket not required for Airspace Lounges. In some cases, Card Member must be 21 years of age to enter without a parent or guardian. The Card Member's spouse and children under the age of 21 or up to two companions may enter the club as complimentary guests. Card Member must adhere to all house rules of participating lounges. Card Members and his or her guests win receive al of the complimentary benefits and amenities afforded to the Airspace Lounge customers, as well as access to purchase non-complimentary items. Some product features may be subject to additional charges. Airspace Lounge locations are subject to change. SO114 BP'uscscNTittio0,014 SDNY_GM_00326814 EFTA_00199568 EFTA01685812 G MAXWELL DUPLICATE Cara Account Ending p 8/9 4 Priority Pass"' Select Poorly Pass is an independent airport lounge access program. By enrolling in Priority Pass Select, you agree that you will be responsible for all accompanying guest visits and will be automatically charged 427 per guest to your Platinum Card", Business Platinum Card", Centurion" Card or Business Centurion" Card from American Express after you have signed for the visit and it has been reported to Priority Pass by the participating lounge. Additionally. you acknowledge and agree that American Express will verify your Card account number and provide updated Card account information to Prlonty Pass from time to time Priority Pass will use this information to fulfill on the Priority Pass Select program and may use this information for marketing related to the program. Once enrolled, personal and Business Platinum Card' and personal and Business Centurion's Members in good standing may access participating Pnorely Pass Select lounges by presenting your Priority Pass Select card and airfine boarding pass. In some lounges. Priority Pass Select member must be 21 years of age to enter without a parent or guardian. Prionty Pass Select members must adhere to all house rules of participating lounges Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass Select lounge partners and locations are subject to change. All Priority Pass Select members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package, and can be viewed at www.prioritypass.com. Upon receipt of your enrollment information. Priority Pass will send your Priority Pass Select card and membership package which you should receive within 10-14 business days. If you have not received the Priority Pass card after 14 days. please contact American Express using the number on the back of your American Express' Card. 5 The Centurion.. Lounge Personal and Business Platinum Card and Centurion' Members have unlimited complimentary access to The Centurion Lounge locations. Gold and Green additional Cards on your Platinum Card, Business Platinum Card", Centurion' or Business Centurion' account are not eligible for unlimited complimentary access. Personal and Business Platinum Cart and Centurion' Members may bnng immediate family (spouse or domestic partner and their children under 18) OR up to two (2) companions into The Centurion Lounge To access The Centurion Lounge, the Platinum Card. Business Platinum Card'. Centurion' or Business Centurion" Member must present The Centurion Lounge agent with the following upon each visit: his or her valid Card and upon request. same-day airline ticket on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Personal and Business Platinum Cart and Centurion' Members will not be compensated for changes in locations, rates or policies. Personal and Business Platinum Card' and Centurion' Members must be at least 18 years of age to enter without a parent or guardian. Personal and Business Platinum Card" and Centurion' Members must be 21 years of age to enter a lounge with a self-service bar. unless accompanied by a parent or legal guardian. Personal and Business Platinum Cart and Centurion' Members are allowed access to The Centurion Lounge in all U.S. locations. American Express reserves the right to remove any person from a lounge for inappropriate behavior or failure to adhere to lounge rules. including, but not kmited to. conduct that is disruptive, abusive or violent. Access is subject to space availability. The Centurion Lounge hours may vary by location and are subject to change. Amenities may vary among The Centurion Lounge locations and are subject to change. Personal and Business Platinum Cart and Centurion" Members and their guests are responsible to pay for certain amenities and services inside The Centurion Lounge. Some American Express Cards are not eligible for all services provided by Member Services Desk. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside The Centurion Lounge. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice. 6 4200 Airline Fee Credit Benefit Is available to personal and Business Platinum Card and Centurion' Members only. To receive statement credits of up to 9200 a year toward incidental air travel fees. Card Member must enroll and choose a qualifying airline at yrimiamericanexpresacomtairlinechoice. Only the Basic Card Member or Authorized Account Managerts) on the Card Account can enroll and select the quaifying airline. Card Members who have not chosen a qualifying airline will be able to do so at any time. Card Members who have already selected a qualifying airline will be able to change their choice one time each year in January at www americanexpress comiairlinechoice or by calling the number on the back of the Card For 2014 only, Card Members may update their airline selection one additional time starting on 1/16/2014 through 2/2812014 at wintamericanexpress.com/airlinechoice or by calling the number on the back of the Card. Card Members who do not change their airline selection will remain with they current airline. Statement Credits: Incidental at travel fees must be charged on the enrolled Card Account for the benefit to apply. Purchases made by both the Basic and Additional Card Members on the enrolled Card Account are eligible for statement credits However, each Card Account is eligible for up to a total of $200 a year in statement credits across all Cards on the Account. Incidental air travel fees must be separate charges from airline ticket Charges Fees not charged by the Card Member's airline of choice (e.g. wireless internet and fees incurred with airline alliance partners) do not qualify for statement credits. Incidental air travel fees charged prior to enrollment in this benefit are not eligible for statement credits. Airline tickets, upgrades, mileage points purchases, mileage points transfer fees. gift cards. duty free purchases, and award tickets are not deemed to De incidental fees. The airline must submit the incidental air travel fees under the appropnate merchant code. industry code, or required service or product identifier for the charge to be identified. Please allow 2-4 weeks after the qualifying incidental air travel fee is charged to your Card Account for statement credit(s) to be posted to the Account. We rely on airlines to submit the correct information on airline transactions, so please call the number on the back of the Card if statement credits have not posted after 4 weeks from the date of purchase. Card Members remain responsible for timely payment of all charges. To be eligible for this benefit. Card Account(s) must be active and not in default at the time of statement credit fulfillment. If a charge for any incidental air travel fee ra included in a Pay Over Time feature balance on your Card Accent (for example, Sign & Travel), the statement credit associated with that charge will not be applied to that Pay Over Time feature balance. Instead, the statement credit will be applied to your Pay In Full balance. For additional information about this benefit, cal the number on the back of your Card. O2014 American Express Travel Related Services Company, Inc All rights reserved. SO114 BP/USCSCNT/0114 AMEX001015 SDNY_Ght_00326815 EFTA_00199569 EFTA01685813 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p. 9/9 Prepared for G MAXWELL Account Number Total Points Balance 553,350 Points Earned this Period 31,488 Account Summary December 1,2013 - December 31,2013 Opening Points Balance 521,862 Points Earned this Period +31,488 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 553,350 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail Questions About Your Account? membershipnwairds.corn 1400.2974300 International Collect 305-816-2799 Did You Know? Use Points For Your Use your Card for charCgretrayel, dining, groceries, and more, then go online and use the points youeamed toward your eligiblecharges. Learn more at memb.rsh Ipreward s.com/yourc ha rges • December 1, 2013 - December 31, 2013 Points Earned this Period Points Activity On Eligible Charges Bonus Points Total Points Awarded Activity Per Card Centurion XXX M tel3gellIffds Addl Centur XXXX.)0000121. 28,631 0 28,631 2,009 0 2.009 848 0 848 Total 31,488 0 31,488 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited poinb can be reinstated Frahm by calling the number provided brow or visiting membershipmwards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membershlprewards.com/terms or call 1-800297.1300. From overseas, call collect 305 816-2799. AMEX001018 SDNY_GA4_00326816 EFTA_00199570 EFTA01685814 AMEX001017 SDNY_GM_00326817 EFTA 00199571 EFTA01685815 Centurion° Card G MAXWELL Closing Date 02/14/14 DUPLICATE COPY ew Balance $9,330.34 Please Pay Byt 03/02/14 *Payment is due upon receipt. We suggest you pay by the Please Pay By date. fl See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. We will debit your bank account for your payment of $9,330.34 on 03/01/14. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 02/27/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PIPA Payment Coupon Do not staple or use paper clips Check here it your addressor phone number has changed. Note changes on reverse side. p. 119 Account Ending Membership Rewards* Points Available and Pending as of 01/31/14 562,600 For up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance $14,610.37 Payments/Credits -$16,827.34 NewCharges +$11,54731 Fees +$0.00 New Balance $9,33034 Days in Billing Period: 28 Customer Care Pay by Computer arnericanexpresscom/pbc Customer Caro Pay by Phone 1.877.877-0987 1.800472.9297 OSee page 2 for additional information. Pay byComputer gilj Pay by Phone americanexpress.corn/pbc 1.800 472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 03/02/14 AutoPay Amount $9,330.34 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrrrinll 000933034000133034 14 ri AME X001018 SDNY_GM_00326818 EFTA_00199572 EFTA01685816 G MAXWELL DektIMELF,111 p. 2/9 Payments: Your payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial instkution, unless the check is not processable electronkaly or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are detelmined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automaticallyOW exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit svvnaamericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and roreign Address or Phonechanges, pleasecall (unmet Cato • Please print dearly in blue or black Ink only in the bcaes provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: arnerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwamericasexpresszerrdpelvacy. AMEX001019 SDNY_GM_00326819 EFTA_00 199573 EFTA01685817 Centurion® Card G MAXWELL Closing Date 02/14/14 DUPLICATE COPY Account Ending p.3/9 Payments and Credits Summary Total Payments -$13,441.00 Credits MAXWELI. -$3,386.34 Total Payments and Credits 416,327.34 Detail •Indicates Posting date Payments Amount 02/01/14• GMAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU -$13,44100 JPMORGAN CHASE BANK, NA Credits Amount 01/25/14 GMAXWELL KLAWAH ISLNDGLF RSRKIAWAH ISLAND SC -$354.37 Arrival Date Departure Date 01/24/14 01/24/14 00000000 LODGING 01/26/14 6 MAXWELL AMERICAN EXPRESS TVLPHOENIX AZ -$815.00 ALASKA AIRLINES INC. From: To: Carrier: Class: WA N/A YY 00 WA YY 00 WA Yr 00 WA TY 00 Tkket Number: 02773755899371 Passenger Name: MAXWELUGHISLAINE NO Document Type: SUPPORTED REFUND 01/27/14 GMAXWELL AMERICAN EXPRESS TVLPHOENIX AZ -S1,23231 DELTA AIR LINES INC. From: To: Carrier Class: WA WA TY 00 WA YY 00 WA YY 00 N/A TY 00 Tkket Number: 00673766504533 Passenger Name: MAXWELUGHISLAINE NO Document Type: SUPPORTED REFUND 02/06/14 G MAXWELL DELTA AIR LINES ATLANTA -$984.66 DELTA AIR LINES From: To: Carrier: Claw WA WA YY 00 WA YY 00 WA YY 00 WA YY 00 Tkket Number: 0067376464343 Passenger Name: MAXWELUGHISLAINE NOEL LE Document Type: MM. CHARGE ORDER (MCO)/PREPAID TICKET AUTH. AMEX001020 Continued on reverse SDNY_GM_00326820 EFTA_00199574 EFTA01685818 G MAXWELL DrAF,117;f„9, p 4/9 New Charges Summary Total G MAXWELL JENNIFER TURNER Total NowChargas 511.44427 510304 $1144731 Detail G MAXWELL Card Amount 01/16/14 HALLAKCLEANEFlS037HACKENSACK NJ $21420 01/18/14 Staibucla 1100821 NewNew York NY 8007827282 54.30 01/20/14 AMERICAN EXPRESS TVLPHOENIX AZ ALASKA AIRLINES INC. From: To: Cattier Class: SEATTLE-TACOMA INT WASHINGTON NATIONA AS N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: 02773755899375 Date of Departure:01/26 Passenger Name: MAXWELUGHISLAINE NO Document Type PASSENGER TKKET 01/20/14 AMERICAN EXPRESS 1VLPHOENIX AZ DELTA AIR LINES INC. From: To: Cartier: Class: N.Y.I F KENNEDY I SEATTLE-TACOMA INT DL N/A YY 00 N/A YY 00 N/A YY 00 Tkket Number. 00673755899364 Date of Depanure:01/25 Passenger Name: MAXWELUGHIStAINE NO Document Type PASSENGER TICKET 01/20/14 PASTEUR PHARMACY 650NEW YORK NY 2128382500 Description Pike DRUG STORES/PHARMAC $120.81 $815.00 5123131 $12021 01/21/14 KIAWAH 'SEND GLF RSRKIAWAH ISLAND SC Arrival Date Departure Date 02/02/13 02/03/13 00000000 LODGING 01/21/14 BROADVIEW NETWORKS 800-2762384 NY 9149227538 5354.37 5444.48 01/23/14 AMERICAN EXPRESS T/LPHOENIX AZ $1,969.52 DELTA AIR LINES INC. From: To: Cartier Class: NEW YORK LA GUARD' CHARLESTON DL NEW YORK LA GUARD' DL N/A YY 00 N/A YY 00 Tkket Number. 00673764643436 Date of Departure:02/02 Passenger Name. MPXWELUGHIMAINE NO Document Type: PASSENGER TICKET AMEX001021 Continued on next page SDNY_GM_00326821 EFTA_00199575 EFTA01685819 Centurion° Card G MAXWELL Closing Date 02/14/14 DUPLICATE COPY Account Ending p 5/9 Detail Continued Amount 01/23/14 MEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $16721 01/25/14 Starbucks 414870 SeaSeattle WA FAST FOOD RESTAURANT $3.78 01/26/14 Starbucks 014870 SeaSeattle WA G000S/SERVICES $225 01/26/14 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 S2000 01/26/14 FOUR SEASONS HOTEL SSEATTLE WA Arrival Date Departure Date 01/24/14 01/26/14 00000000 LODGING $590.42 01/28/14 CAREY WASHINGTON DC 888-649-3949 Description JAN 24 2014 SEATTLE MAXWELL GHISLAINE 5257.46 02/02/14 EFAX PLUS SERVICE 323-817-3205 CA 516.95 02/02/14 Statbucks 018509 NewNew York NY FAST FOOD RESTAURANT $9.30 02/02/14 TIME WARNER ENTRMT 718-358-0900 NY CABLE SVCS $36128 02/02/14 EMPIRE INTERNATIONAL888-568-9803 7756196 10065 MAXWELL GHISLAINE CHS 1 SANCTUARY BEACH DR KIAWAH ISLAND, SC $21153 02/02/14 EMPIRE INTERNATIONAL888-568-9803 7756191 10065 MAXWELL GHISLAINE 116 EAST 65TH ST. NEW YORK NY LGA $22126 02/03/14 AMERICAN EXPRESSTVLPHOENIX AZ UNITEDAIRLINES From: To: CHARLESTON WASHINGTON DULL ES N/A N/A N/A Tkket Number: 01673789446545 Passenger Name MAXWELL/GHISLAINE NO Document Type: PASSENGER TICKET Carrier: Class: UA YY 00 YY 00 YY 00 Date of Departure:02/03 $1,370.00 02/03/14 VERIZONRECURRING PAYPHONESERVICE 2124726991624 19103 575.63 02/03/14 F & 0 NEW YORK NY RESTAURANT FOOD/BEVERAGE $10235 TIP $14.65 $11 700 AlVitXu01022 Continued on reverse SDNY_GM_00326822 EFTA_00199576 EFTA01685820 G MAXWELL DrAF,117;f„9, P 649 Detail Continued 02103/14 EMPIRE INTERNATIONAL888-568-9803 7756883 N/A MAXWELL GHISLAINE IAD 50 MASSACHUSETTS AVENUE NE WASHINGTON, D Amount $199.75 02/05/14 CAREY WASHINGTON DC 88R649-3949 Description FEB 3 2014 CHARLESTON MAXWELL GHISLAINE $238.34 02/12/14 CAREY WASHINGTON DC $257.31 888-649-3949 Desc 'lotion JAN 26 2014 WASHINGTON MAXWELL GHISLAINE 02/13/14 AMERICAN EXPRESS 1VLPHOENIX AZ $2,169.21 DELTA AIR LINES INC. From: To: Carrier: Class: N.Y. F KENNEDY I SAN FRANCISCO INTL DL LOS ANGELES INTERN DL A N/A YY 00 N/A YY 00 Ticket Numter 00673817399614 Date of Departure:02/23 Passenger Name: MAXWELL/GHISLAINE NO Document Type: PASSENGER TICKET e JENNIFER TURNER Card Ending Amount 01/21/14 'TUNES MUSKUSA ITUNCUPERTINO RUNES MUSIC STORE CA $1523 01/25/14 RUNES MUSKUSA ITUNCUPERTINO RUNES MUSIC STORE CA $14.99 01/25/14 (TUNES MUSICUSA ITUNCUPERTINO RUNES MUSIC STORE CA $14.99 01/25/14 RUNES MUSKUSA ITUNCUPERTINO RUNES MUSIC STORE CA $14.99 01/25/14 RUNES MUS1CUSA ITUNCUPEFMNO RUNES MUSIC STORE CA $20.00 02/04/14 !TUNES MUSICUSA ITUNCUPERTINO RUNES MUSIC STORE CA $1523 02/07/14 MINES MUSICUSA RUNCUPERTINO RUNES MUSIC STORE CA $751 Fees Amount Total Fors lot this Parted 50.00 AMEX001023 Continued on next page SDNY_GM_00326823 EFTA_00199577 EFTA01685821 Centurionc° Card G MAXWELL Closing Date 02/14/14 DUPLICATE COPY Account Ending !IS 2014 Fees and Interest Totals Year-to-Date Total Fees in 2014 Total Interest in 2014 Amount $0.00 S0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated From To Annual Percentage Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later Total (v) Variable Rate 07/08/2010 0.1596(v) $0.00 $0.00 $0.00 Information on Pay Over Time Features You may have access to one or more Pay Over Time features as part of your Card account. These features allow you to carry a balance on certain purchases. Current APR The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features: Iv) indicates variable rate For Select & Pay Later, the APR is 9.15% (v). Please refer to page 2 fa further important Information regarding your account AMEX001024 SDNY_GM_00326824 EFTA_00 199578 EFTA01685822 G MAXWELL p 8/9 AME X001025 SDNY_G1.1_00326825 EFTA_00199579 EFTA01685823 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p.9/9 Prepared for G MAXWELL Account Number Total Points Balance 562,600 Points Earned this Period 9,250 (Account Summary January 1, 2014 - January 31,2014i Opening Points Balance 553,350 Points Earned this Period +9250 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 562,600 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? membershiprevarnts.corn 14004974300 International Collect 305416-2799 Did You Know? WahinesFor Your Use your Card for charCgretrayel, dining, groceries, and more, then go online and use the points youeamed toward your eligiblecharges. Learn more al rimmlworsh Ipreward s.comiyourc ha rges Points Transaction Detail January 1, 2014 January 31, 2014 Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Total Points Activity Per Card Centurion XXXX-462-= 6,114 0 6,114 fait ds 3,098 0 3,098 Add1Centur XXXX.XXXXX21. 38 0 38 Total 9,250 0 9,250 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited poinb can be reinstated for a fee by calling the number provided below or visiting membershipmwards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membershlprewards.com/terms or call 1-800297.1300. From overseas, call collect 305 816-2799. AMEX001026 SDNY_Ght_00326826 EFTA_00199580 EFTA01685824 AMEX001027 SDNY_GM_00326827 EFTA_00199581 EFTA01685825 Centurion° Card G MAXWELL Closing Date 03/18/14 DUPLICATE COPY ow Balance Please Pay Byt $12,663.66 04/02/14 *Payment is due upon receipt. We suggest you pay by the Please Pay By date. fl See page 2 for important information about your account. (I) New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800.518-8866. p sa Page 9 for an Important Change to Your Account Terms Q sin Page 13 for Important Information About Your Pay Over Time Future iC) We will debit your bank account for your payment of $12,663.66 on 04/02/14. This date may not be the same date your bank will debit your bank account Any Inquiry to American Express concerning this debit should be made by 03/31/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. S. Payment Coupon WI Do not staple or use paper clips Check here if your addressor phone number has changed. Note changes on reverse side. p. 1/15 Account Ending Membership Rewards° Points Available and Pending as of 02/28/14 574,630 For up Iodate point balance and full program details, visit membershIprewards.com Account Summary Previous Balance $9,330.34 Payments/Credits -$13,152.90 New Charges +S16,48622 Fees +$0.00 New Balance $12,663.66 Days in Billing Period: 32 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.8774987 1.8064729297 OSee page 2 for additional information. Pay by Computer US Pay by Phone americanexpresscorn/pbc 1.1-806472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 04/02/14 AutoPay Amount 512,663.66 II II II I II,II I I III I II II I I II III I I I II II I 001266366001266366 14 ri AME X001028 SDNY_GM_00326828 EFTA_00199582 EFTA01685826 G MAXWELL DektIMELF,111 p. 2/15 Payments: Vow payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language O11a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ffor exampk, Sign & Trmrel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffei from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX:1 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address 11 correct on front do not use. • To change your address online, visit srmwameacaneypressionuupdatecontactinfo • for Name. Company Name. and roreign Address or Phonechanges, pleasecall Customet Cant. • Please print dearly in blue or black Ink only in the bcaes provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: arnericanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwfimericanexpresszourdpfivacy. AMEX001029 SDNY_GM_00326829 EFTA_00 199583 EFTA01685827 Centurion° Card G MAXWELL Closing Date 03/18/14 DUPLICATE COPY Account Ending p 3/15 Payments and Credits Summary Payments Credits Total -57,546.14 G MAW ELI Total Payments and Credits -/5,606.76 413,152.90 Detail •Indicates Posing date Payments Amount 03/01/14• GMAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU JPMORGAN CHASE BANK, NA -$7,546.14 Credits Amount 02/17/14 GMAXWELL AMERICAN EXPRESS PAPHOENIX AZ ALASKA NRLINES INC. From: Ta N/A WA WA N/A WA Tkket Number 02773823329273 Passenger Name: MAXWELUGHISLAINE NO Document Type SUPPORTED REFUND Carrier: YY YY YY YY Class: 00 00 00 00 -11,784.20 02/26/14 GMAXWELL AMERICAN EXPRESS TVLPHOENIX AZ DELTA AIR LINES INC. From: Ta N/A WA WA WA WA Ticket Number 00673823331365 Passenger Name: MAXWE LUGHISLAINE NO Document Type: SUPPORTED REFUND Carrier: YY YY YY YY Oast 00 00 00 00 -$318.81 02/28/14 03/11/14 G MAXWELL GMAXWELL AMERICAN EXPRESS TVLPHOENDC AZ AMERICAN AIRLINES INC From: Ta N/A WA WA N/A WA Ticket Number 00173823329252 Passenger Name: MAXWELUGHISLAINE NO Document Type: SUPPORTED REFUND Carrier: YY YY YY YY Class: 00 00 00 00 Class: 00 00 00 00 -$2,155.00 AMERICAN EXPRESS TVLPHOENDC AZ -SI34975 DELTA AIR LINES INC. From: Ta WA WA WA WA N/A Carrier: YY YY YY YY Ticket Number 00673826411911 Passenger Name: MAXWELUGHISLAINE NO Document Type:SUPPORTED REFUND AMEX001030 Continued on reverse SDNY_GM_00326830 EFTA_00199584 EFTA01685828 G MAXWELL DrAF,117;f„9, p 1115 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Now Chargas n 5.924.18 3562.84 S16,416.22 Detail G MAXWELL Card Amount 02/14/14 AMERICAN EXPRESS WIPHOENIX AZ AMERICAN AIRLINES INC From: To: LOS ANGELES INTERN MIAMI INTERNATIONA N/A N/A N/A Ticket Number 00173823329256 Passenger Name MAXWELL/GHISLAINE NO Document Type: PASSENGER TICKET Carrier. Class: AA VY 00 YY 00 YY CO Date of Departure:03/02 $2,155.00 02/14/14 AMERICAN EXPRESS TVLPHOENIX AZ ALASKA AIRLINES INC. From: NOME To: ANCHORAGE INTERNAT SALT LAKE CITY N.Y.1 F KENNEDY I N/A Ticket Number 02773823329270 Passenger Name MAXWELL/GHISLAINE NO Document Type PASSENGER TICKET Carrier: Class: AS DL DL re 00 Date of Departure:03/14 81,78420 02/14/14 AMERICAN EXPRESS IVIPHOENIX AZ DELTA AIR LINES INC. From: To: MIAMI INTERNA11ONA MINNEAPOLIS INTERN ANCHORAGE INTERNAT N/A N/A Ticket Number 00673823329266 Passenger Name MAXWELUGHISLAINE NO Document Type. PASSENGER TICKET Carrier. Class: DL DL YY 00 YY 00 Date of Departure:03/09 51,51935 02/14/14 AT&T•BILL PAYMENT 9SDALLAS TX 800-331-0500 Description TELEPHONE SERVKE/E $17746 02/17/14 AMERICAN EXPRESS TVLPHOENIX AZ DELTA AIR LINES INC. From: To: ANCHORAGE INTERNAT SALT LAKE CITY N.Y. I F KENNEDY I N/A N/A Ticket Number:0067382641191S Passenger Name JANONELUGHISLAINE NO Document Type PASSENGER TICKET Carrier. DL DL YY 00 re oo Date of Departure:03/15 Class: p C 02/18/14 HALLAK CLEANERS 037HACKENSACK NJ $1,348.75 $79.40 AMEX001031 Continued on next page SDNY_GM_00328831 EFTA_00199585 EFTA01685829 Centurion° Card G MAXWELL Closing Date 03/18/14 DUPLICATE COPY Account Ending p. 5/15 Detail Continued Amount 02/21/14 BROADVIEW NETWORKS 800-2762384 NY 9149227538 $531.47 02/22/14 MILLY MADISON 882921NEW YORK NY MEWS/WOMEN'S (LURING $783.90 02/22/14 CHEESE ON 62ND NEW YORK NY 212-980-5544 Description GROCERIES/SUNDRIES S37.88 02/25/14 HALM( CLEANERS 037HACKENSACK NJ $143.70 02/26/14 T-MOBILE RECURNG PMTT-MOEULE 55513884098006 52000 02/26/14 RITZ CARLTON HALF MOEIALF MOON BAY CA Arrival Date Departure Date 02/23/14 02/26/14 00000000 5515.32 02/27/14 BEVERLY HILLS RENT ASAN FRANCISCO CA 4242397043 Description REFER TO RECEIPT 5497.89 02/28/14 AMERICAN UPRESSIVLPHOENIX AZ VIRGIN AMERICA From: To: LOS ANGELES INTERN FT LAUDERDALE/HOLL N/A N/A N/A Tkket Number:98473857498936 Passenger Name MAXWELUGH6LAINE NO Document Type: PASSENGER TICKET Cartier Class: VX YY 00 VY 00 YY 00 Date of Departure:03/03 51,738.00 02/28/14 MAISON 140 BEVERLY HBEVERLY HILLS CA Arrival Date Departure Date 02/26/14 02/28/14 00000000 LODGING $928.03 03/01/14 Starbucks 105401 BevBeverly Hills CA FAST FOOD RESTAURANT 511.15 03/01/14 JAMES PERSE - BEVERLBEVERLY HILLS CA 13231588-2226 Description WST PAN JP01 WDZ14 $24525 03/02/14 EFAX PLUS SERVICE 323-817-3205 CA $16.95 03/02/14 Starbucks *05401 BevBeverly Hills CA FAST FOOD RESTAURANT 52.95 AMEX001032 Continued on reverse SDNY_GM_00326832 EFTA_00199586 EFTA01685830 G MAXWELL DrAF,117;f„9, R 6/15 Detail Continued 03/04/14 Amount AMERICAN EXPRESS WIPHOENIX AZ ALASKA AIRLINES INC. From: To: ANCHORAGE INTERNAT UNALAKLEET N/A N/A N/A Tkket Number:02773866623441 Passenger Name: MAIONELL/GHIMAINE NO Document Type: PASSENGER TICKET Cartier Class: AS S YY 00 VY 00 YY 00 Date of Departure:03/10 $239.00 03/04/14 CAREY WASHINGTON DC 888.649-3949 DesciiptIon MAR 32014 FT LAUDERDALE MAXWELL GHISLAINE $t69.82 03/04/14 TIME WARNER ENTRMT 718-358-0900 NY CABLE SVCS 5368.60 03/04/14 FL DL & TAG GO-RENEWTALLAHASSEE FL 850-617-2000 Desc [Moon RETAIL 3163.80 03/04/14 DRPJAWBONE MINNETONKA MN 9529084089 $18502 03/05/14 Starbucks J013251 MiaMiami Beach FL FAST FOOD RESTAURANT $3.59 03/05/14 /MS STONE CRAB FtSTRMIAMI BEACH FL RESTAURANT FOOD/BEVERAGE 543.00 $43.00 03/06/14 VERIZONRECURRING PAYPHONESERVICE 2124726991624 19103 538.49 03/06/14 FRESH MKT-105 SOBE SMIAMI BEACH FL 3055320377 Description Price GROCERY STORES, SUP $87.84 $87.84 03/07/14 STAR CAFE MARKET MIAMI BEACH FL 305-672-6500 Description F000/BEVERAGE 51644 03/09/14 NEWS CONNECTIO296109MIAMI FL 305-8760500 521.37 03/09/14 STARBUCKS H06 291548MIAMI FL 3054760500 FOOD $3.91 53.91 03/1W14 STAUBUCKS ANC 021513ANCHORAGE AK 907-2434331 FOOD $8.50 58.50 AMEX001033 Continued on next page SDNY_GM_00326833 EFTA_00199587 EFTA01685831 Centurion° Card DUPLICATE COPY G MAXWELL Closing Date 03/18/14 Account Ending Detail Continued p 7/15 ) Amount 03/11/14 AMERICAN EXPRESSIVLPHOENCC AZ UNITED AIRLINES From: To: ANCHORAGE INTERNAT SEATTLE-TACOMA INT N.Y. NEWARK INTL A WA WA Tkket Number 01673886738366 Passenger Name: MAXWELUGHISIAINE NO Document Type: PASSENGER TICKET Carrier: Class: UA A UA A YY 00 YY CO Date of Departure:03/13 51,327.20 03/12/14 ALASKA AIR IN FLIGHTALASKA MR IN FLIG ALASKA AIR IN FLIGHT ORD;REQ REQUESTER NAME IT1 PURCHASE:UPI 7.0000OTY1 In:UPI800000TV FRT0.0011DL 0.0CtITM1 $7.00 03/12/14 WALMART.COM 800-966-6546 AR RETAIL $197.03 03/12/14 GODADDY.COM (480)505-8855 (480)50S-885S 529.15 03/12/14 GODADDY.COM (480)505-8855 (480)505-8855 53532 03/13/14 STARBUCKS A CO271553SEATTLE WA 206-4335611 FOOD $7.87 57.87 03/14/14 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE 5370.99 03/15/14 CHEESE ON 62ND NEW YORK NY 212-980-5544 Description GROCERIES/SUNDRIES 568.49 s JENNIFER TURNER Card Ending Amount 02/21/14 RUNES MUSKUSA UNCUPERTINO RUNES MUSIC STORE CA 51523 02/28/14 VIDAL SASSOON BEVERLY HILLS BEAUTY/BARBER SHOP CA $130.00 03/04/14 ITUNES MUSICUSA ITUNCUPERTINO RUNES MUSIC STORE CA 51523 03/07/14 RUNES MUSICUSA ITUNCUPERTINO !TUNES MUSIC STORE CA 57.61 03/08/14 FEDEX INV 4548273381-800.622-1147 1.800-622.1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV/ 000454827338 FedEx11-800-622-1147 $251.70 AMEX001034 Continued on reverse SDNY_GM_00326834 EFTA_00199588 EFTA01685832 G MAXWELL DrffitirignFliira p 8115 I Detail Continued Amount 03/13/14 FEDEX INV 4553174291-800-622-1147 1.800-622.1147 116E 65TH ST LIC NY DIRECT BILLING TRANSACTION FEDEX INVI 000455317429 FedEx el-800-622-1147 $102.29 03/14/14 GODADDY.COM (480)5054855 (480)505-8855 $39.98 Fees Amount Total Fees for this Period $0.00 2014 Fees and Interest Totals Year-to-Date Total Fees in 2014 Total Interest in 2014 Amount $0.00 50.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest late on your account. Transactions Dated From To Annual Percentage Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later Total MVarlableRate 07/08/2010 9.19)6(v) $0.00 0.00 $0.00 Information on Pay Over Time Features You may have access to one or more Pay Over Time features as part of your Card account. These features allow you to carry a balance on certain purchases. Current APR The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features: Iv) indicates variable rate For Select & Pay Later, the APR is 9.15%69. Please refer to page 2 for further Important Information regarding your account AMEX001035 SDNY_Gbi_00326835 EFTA_00199589 EFTA01685833 Centurions Card DUPLICATE COPY p. 9/15 G MAXWELL Closing Date 03/18/14 Account Ending Important Changes to Your Account Terms We are making changes to the American Express Cardmember Agreement ("Agreement") and other terms governing your account referenced in this notice. We urge you and any Additional Card members on your account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. Important Changes to Youi Account Terms Important Notice Regarding Your Late Payment Fees The following is a summary of the change that is being made to your account terms. For more detailed information, please see the reverse side of this page. Late Payment Fee Revised Terms, as of June 6, 2014 Up to $37. However, if your account does not have a Pay Over Time feature or balance and you do not pay for two billing periods in a row, your fee will be $37 or 2.99% of the past due amount, whichever is greater. Returned Payment Fee Up to $37 Summary of Other Changes Changing the Agreement We are clarifying that the Agreement cannot be changed orally. Credit Reports We are adding language concerning income and employment verification to your Cardmember Agreement to clarify that we will verify and re-verify your employment and income. AMEX Assurance Company Policies We are providing policy updates for residents of Colorado and Vermont as well as updating the collect phone number to be used for filing claims under the Car Rental Loss and Damage Insurance Policy. Delta SkyClub Lounge Access Delta Air Lines has modified the Delta Sky Club' access policy when visitors bring guests into a lounge. As a result, beginning May 1, 2014, Centurion' Members will no longer receive complimentary admittance for spouses, domestic partners, and children under age 21 or up to two traveling companions. Instead, Delta will offer a reduced rate of $29 per person for these guests for passes purchased at the lounge (this reduced rate is subject to change by Delta and is not available for lounge passes purchased online). For the most current information about your Card benefits, please call the number on the back of your Card. For the most current Delta Sky Club access policy, please visit httos://www.delta.com/skyclub. See the reverse side for the Detail of Changes 50334 BP/USCSCEN/0314 AMEX001036 SDNY_GM_00326836 EFTA_00 199590 EFTA01685834 G MAXWELL DUPLICATE Cara Account Ending p.10/15 Detail of Changes to Your Cardmember Agreements The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement and the Insurance Policies underwritten by AMEX Assurance Company (collectively, the "Agreements"). This notice formally amends the Agreements as described below. Any terms in the Agreements conflicting with these changes is replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Card members on your account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Late Payment and Return Payment Fees We are increasing the late payment and retum payment fees on your account Effective June 6, 2014, the Rates and Fees Table section on page 1 of Part 1 of the Cardmember Agreement is amended by deleting the Penalty Fees row and replacing it with the following: Penalty Fees • Late Payment • Returned Payment Up to $37. However, if your account does not have a Pay Over Time feature or balance and you do not pay for two billing periods in a row. your fee will be $37 or 2.99% of the past due amount, whichever is greater. Up to $37. Late Payment Fee We are increasing the late payment fees on your account: • If your account has a Pay Over Time feature or balance, your late fee will be up to $37. • If your account does not have a Pay Over Time feature or balance, your late fee will be up to $37. However, if you do not pay for two billing periods in a row, your late fee will be $37 or 2.99% of the past due amount, whichever is greater. Effective June 6, 2014, the How Rates and Fees Work section on page 2 of Part 1 of the Cardmember Agreement is amended by deleting the Late Payment row and replacing rt with the following: Late Payment Accounts without a Pay Over Time Feature or Balance: Up to $37. However, if you do not pay the Amount Due for two billing periods in a row, your late fee will be $37 or 2.99% of the past due amount, whichever is greater. • Your first late fee is $26. This late fee will be charged if you do not pay the Amount Due on your billing statement before the 20th day after the Closing Date shown on your next billing statement. If you do this again within the next 6 billing periods, your late fee is $37 instead. • However, if you do not pay the Amount Due for two or more billing periods in a row, your late fee will be 537 or 2.99% of the past due amount. whichever is greater. This late fee will be charged on the Closing Date of the second consecutive billing period, and, if an Amount Due remains unpaid. on each Closing Date after that. • Your late fee will never exceed the Amount Due. Accounts with a Pay Over Time Feature or Balance: Up to $37. • Your first late fee is $26. If you pay late again within the next 6 billing periods, your late fee is $37 instead. However, your late fee will never exceed the Minimum Payment Due. • The applicable late fee will be charged if you do not pay the Minimum Payment Due on your billing statement before the 20th day after the Closing Date shown on your next billing statement, and, if the Minimum Payment Due remains unpaid, on each Closing Date after that. • Paying late may also result in a Penalty APR. See Penalty APR for new transactions and Penalty APR for existing balances above. In certain circumstances, because of the timing of the late fee charges described above, a billing statement may reflect two late fees, each one charged with respect to a different billing period. To help you make payments on time, every time, we offer a suite of account management tools: • Pay online or by phone 24/7 — Login to your account online or call 1-800-I-PAY-AXP (1400-472-9297). • AutoPay - Have your payment automatically deducted from your bank account each month. • Account alerts - Get email or text alerts when your payment due date is approaching • Mobile services - View and manage your Card account from anywhere. Go to americanexpress.com/conaumerresources to learn more. S0334 BP/USCSCENNO001037 SDNY_GM_00326837 EFTA 00199591 EFTA01685835 Centurion® Card G MAXWELL Closing Date 03/18/14 DUPLICATE COPY Account Ending p. 11/15 Returned Payment Fee We are increasing the returned payment fees on your account. Effective June 6, 2014, your returned payment fee will be up to $37. The How Rates and Fees Kb* section on page 2 of Part 1 of the Cardmember Agreement is amended by deleting the Returned Payment row and replacing it with the following: Returned Payment Up to $37. If you make a payment that is returned unpaid the first time we present it to your bank, the fee is $26. If you do this again within the same billing period or the next 6 billing periods, the fee is $37. However, the returned payment fee will not exceed the applicable Minimum Payment Due. A returned payment may also result in a penalty APR. See Penalty APR for new transactions above. Changing the Agreement Effective June 1, 2014, the following is added immediately after the second sentence of the Changing the Agreement section in Part 2 of your Cardmember Agreement "This written Agreement is a final expression of the agreement governing the Account The written Agreement may not be contradicted by any alleged oral agreement." Credit Reports Effective immediately, we are amending the Credit Reports section contained in Part 2 of your Cardmember Agreement by adding at the end of the first sentence, "including information to verify and re-verify your employment and income." Notice of Change to Your AMEX Assurance Company Policies We are making Important Changes to your insurance policies ("Policies") underwritten by AMEX Assurance Company. Applicable for Residents of Colorado Effective January 1, 2014, all definitions, terms and provisions within the Policies wherever appearing and denoting a marital relationship or family relationship arising out of marriage will include parties to a civil union established in the State of Colorado according to Colorado law and their families. The terms that mean or refer to family relationships arising from a marriage, such as -family", "immediate family", "dependent", "children", "next of kin", "relative", "beneficiary", "survivor and any other such terms include family relationships created by a civil union established according to Colorado law. AEREG1013CO Applicable for Residents of Vermont for Purchase Protection and Extended Warranty Effective immediately, the Termination or Cancellation section is replaced with the following. We may cancel this policy only for the reasons stated in this condition by notifying you in writing of the date cancellation takes effect This cancellation notice may be delivered to you, or mailed by certified mail to you at your mailing address shown in the Declarations except that in the case of cancellation for non-payment of premium, the cancellation notice will be by certified mail or certificate of mailing. Proof of mailing will be sufficient proof of notice. 1) When you have not paid the premium, or there is a substantial increase in hazard, we may cancel at any time by notifying you at least 15 days before the date cancellation takes effect (2) When this policy has been in effect for less than 60 days and is not a renewal with us, we may cancel for any reason by notifying you at least 45 days before the date cancellation takes effect. (3) When this policy has been in effect for 60 days or more or at any time if it is a renewal with us. we may cancel for one or more of the following reasons: (a) Non-payment of premium or substantial increase in hazard provided that in the case of substantial increase in hazard, we have secured approval for the cancellation from the commissioner of insurance. This can be done by notifying you 15 days before the date cancellation takes effect; or (b) Fraud or material misrepresentation affecting the policy or in the presentation of a claim, or violation of any provisions of the policy. This can be done by letting you know 45 days before the date cancellation takes effect. (4) When this policy is written for a period of more than one year, we may cancel for any reason at anniversary by letting you know at least 45 days before the date cancellation takes effect Nonrenewat We may elect not to renew this policy. We may do so by delivering to you, or mailing by certified mail to you at your mailing address shown in the Declarations, written notice at least 45 days before the expiration date of this policy. Proof of mailing will be sufficient proof of notice. This condition does not apply: a. If we have manifested our willingness to renew; or b. In the case of non-payment of premium; or c. If you fail to pay any advance premium required by us for renewal; or d. If any insured property designated in the policy is insured under any other insurance policy. Renewal Of The Policy: a. If we elect to renew this policy and have the necessary information to issue the renewal policy, we will confirm in writing at least 45 days prior to the expiration our intention to renew the policy and confirm the premium at which the policy is to be renewed. b. If we do not comply with the conditions set forth in the above paragraph, you will be granted renewal coverage at the rate or premium in effect on the expiration date, which has been approved by the Commissioner. This will be done on a pro rata basis and will continue for 45 days after his company confirms renewal coverage and premium. This provision will not apply if you accept the renewal policy. PP/EW-RDR1-VT 1W12 Car Rental Loss and Damage Insurance Policy Effective immediately, the collect phone number for filing a claim will be 216-617-2500. Alabama, Delaware, District of Columbia, Florida, Georgia, Hawaii, Indiana, Kansas, Maryland, Minnesota, Montana, New Mexico, Ohio, Oregon, Puerto Rico, Texas, U.S. Virgin Islands and Wyoming: CRLDIEND1113 These changes become effective whether or not you receive a billing statement. You should carefully review the changes, share it with any Additional Cardmembers on your Account, and then keep this Notice for future reference. If you have questions regarding this Notice, please call the telephone number listed on the back of your American Express' Card. 80334 BP/USCSCEN/9Ai6038 SDNY_GM_00326838 EFTA_00199592 EFTA01685836 G MAXWELL DUPLICATE CIS Account Ending p 12/15 AME X001039 SDNY_GM_00326839 EFTA_00199593 EFTA01685837 Centurion® Card G MAXWELL Closing Date 03/18/14 DUPLICATE COPY Account Ending p. 13/15 There is no pre-set spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you are notified otherwise, your Card has a no pre-set spending limit. There is a limit to your Pay Over Time feature balance If you have a Pay Over Time feature, unless we notify you otherwise your Pay Over Time limit is $35,000. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. You may ignore this message if you no longer have a Pay Over Time feature or your use of it has been suspended. S2434 BP/DFCNOGL/0314 AMEX001040 SONY_GM_00326840 EFTA_00 199594 EFTA01685838 G MAXWELL DYMITEn ,F, Iiiim p 4/'5 AMEX001041 SDNY_GM_00326841 EFTA_00199595 EFTA01685839 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p 15/15 Prepared for G MAXWELL Account Number Total Points Balance 574,630 Points Earned this Period (Account Summary Opening Points Balance 12,030 February 1, 2014 - February 28,2014) 562,600 Points Earned this Period Points Used this Period Reinstated Points and Adjustments Total Points Balance +12.030 0 0 574,630 Points Earned this Period are pending until charges are paid in lull and all your accounts are in good standing. Points Transaction Detail Questions About Your Account? membershiprinverds.ccen 1400.2974300 International Collect 305-816-2799 Did You Know? Use Points For Your Use your Card for charCn:travel, dining, groceries, and more, then go online and use the points youeamed toward your eligiblecharges. Learn more at menbrith Ipreward s.comiyourc ha rges February 1, 2014 - February 28,2014 1 Points Earned this Period Points Activity On Bonus Points Eligible Charges Awarded M'Itt62-= 8,056 ,246 EmpireCI5Plet/Cent 3x Fts1Allea 1,504 Carey limousine Pgm 3s MR Pis Alla 1,101 0 Total Points Activity Per Card 10,826 etIgar. AricTI Centur XXXX-XXXXXTU I Total 1,101 103 0 103 9,260 2.770 12,030 Member ship Rewards points earned may be transfer red or redeemed as long as all enrolledCard accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited point can be reinstated Saralee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more Information, visit member shiprewardscomtterms or call 7800-297.1300. From overseas. call collect 305.816.2799. AMEX001042 SDNY_GM_00326842 EFTA_00199596 EFTA01685840 AMEX001043 SDNY_GM_00326843 EFTA_00199597 EFTA01685841 Centurion° Card G MAXWELL Closing Date 04/17/14 DUPLICATE COPY ow Balance Please Pay Byt $11,368.41 05/02/14 *Payment is due upon receipt. We suggest you pay by the Please Pay By date. fl See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-8004184866. (2) We will debit your bank account for your payment of 511,368.41 on 05/02/14. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 04/30/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PM Payment Coupon Do not staple or use paper clips Check here it your addressor phone number has changed. Note changes on reverse side. p. 1/9 Account Ending Membership Rewards• Points Available and Pending as of 03/31/14 587,950 For up to date point balance and kill program details, visit membershIprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees $12,663.66 -S12,663.66 +S11,368.41 +$0.00 New Balance 511,36841 Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Caro Pay by Mont 1.877.87743987 1.8064729297 OSee page 2 for additional information. Pay byComputer In Pay by Phone americanexpresscorn/pbc 1-806472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make chec k payable to American Express. Please Pay By 05/02/14 AutoPay Amount 511,36841 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrnrinll 001136841001136841 14 rl AMEX001044 SDNY_GM_00326844 EFTA_00199598 EFTA01685842 G MAXWELL DektIMELF,111 p. 2/9 Payments: Your payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial instkution, unless the check is not processable electronkaly or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are detelmined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ffitt exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit svvnaamericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and roreign Address or Phonechanges, pleasecall (unmet Cato • Please print dearly in blue or black Ink only in the bcaes provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: arnerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwamericasexpresszerrdpelvacy. AMEX001045 SDNY_GM_00326845 EFTA_00 199599 EFTA01685843 Centurion° Card G MAXWELL Closing Date 04117/14 DUPLICATE COPY Account Ending p.3/9 Payments and Credits Summary Payments Credits Total -512553.67 MAXWELI Total Payments and Credits -$10999 412,663.66 Detail 'indicates nanny date Payments 04/02/14• G MAXWELL Amount AUTOPAY PAYMENT RECEIVED- THANK YOU UMB BANK. NATIONAL ASSOCIATION -512,553.67 Credits Amount 03/31/14 G MAXWELL VINOFINA 08487001810707-3420586 CA 7072025507 -$109.99 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Cheers 511,33034 13307 $11,366.41 Detail G MAXWELL Cad Endingl Amount 03/14/14 AT&T•BILL PAYMENT 95DALLAS 800-331-0500 Description TELEPHONE SERVKE/E TX 512068 03/14/14 AT&T•BILL PAYMENT 95DALLAS 800-331-0500 Description TELEPHONE SERVICE/E 1X $17256 03/18/14 HALLAK CLEANERS 037HACKENSACK NJ $749.40 03/19/14 CAREY WASHINGTON DC 888.6493949 Description MAR 13 2014 NEW YORK MAXWELL GHISLAINE 517341 03/19/14 MASA RESTAURANT 0482NEW YORK 212-533-4654 FOOD TIP NY $146.14 $2236 $169.00 03/21/14 BROADVIEW NETWORKS 8002762384 NY 5523.04 9149227538 AMEX001046 Continued on reverse SDNY_GM_00326846 EFTA_00199600 EFTA01685844 G MAXWELL DrAF,117;f„9, R4/9 Detail Continued 03/22/14 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE 03/26/14 T-MOBILE RECURNG PMTT-MOBILE 55513884098006 Amount $167.20 $20.00 03/26/14 AMTRAK INTERNET SAL EWASHINGTON DC $294.00 From: NYP To: DOS Ticket Number:0850724590565 1(800)872.7245 03/27/14 OMAR NEW YORK NY RESTAURANT $87A0 03/28/14 BEEICMAN THEATER NEW YORK NY 213-235-2257 $14.00 03/28/14 WIRED FOR WINE 8778061235 NJ $131.64 DIRECT MKTG MISC Description ALCOHOLIC BEVERAGES 03/29/14 GOODCOMPANY WINES ISONOMA CA $109.99 800-518-2127 Description SPECIALTY RETAIL 04/01/14 AMTRAK INTERNET SALEWASHINGTON DC $38.00 From: DOS To: NYP Ticket Number:0910640613352 1 (800)872-7245 04/01/14 RITZ CARLTON BOSTON BOSTON MA Arrival Date Departure Date 03/31/14 04/01/14 00000000 $46251 04/02/14 12 EFAX SERVICES 323-817-3205 CA $16.95 04/02/14 AMTRAK ACELA CAFE QWASHINGTON DC $725 800-872-7245 Description FAST FOOD RESTAURAN 04/02/14 AMTRAK ACELA CAFE QWASHINGTON DC $1.25 800-872-7245 Description FAST FOOD RESTAURAN 04/03/14 VERIZONRECURRING PAYPHONESERVICE 2124726991624 19103 $75A5 04/03/14 STAPLES 00472 (800)333-3330 (800) 333-3330 BROTHER DR310CL DRUM UNIT POSTIT 3 X 3 NEON POPUP NOTES 12 PA $178.75 04/03/14 TODD HARRIS CO 732-287-4443 732-287-4443 $446.39 04/05/14 FRESH DIRECT 866-283-7374 NY GROCERY $87.70 04/06/14 THE EAST POLE 650000NEW YORK NY $37.56 2122492222 AMEX001047 Continued on next page SDNY_GM_00326847 EFTA_00199601 EFTA01685845 Centurion° Card DUPLICATE COPY G MAXWELL Closing Date 04/17/14 Account Ending [Detail Continued Amount 04/06/14 MEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE 01/11/14 AMERICAN OfPRESSIVIPHOENIX AZ JETBLUE AIRWAYS CORPORATI From: To: Carrier Class: N.Y.JF KENNEDY I FT LAUDERDALE/HOLL 86 N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number 27973965341405 Date of Departure:04/12 Passenger Name: MAXWELUGHISIAINE NO Document Type PASSENGER TICKET 5334.41 $416.00 04/11/14 AMERICAN EXPRESS TVI.PHOENIK AZ $1,730.00 VIRGIN AMERICA From: To: Carrier: Class: FT LAUDERDALE/HOLL SAN FRANCISCO INTL VX N/A YY 00 N/A VY 00 N/A YY 00 Ticket Number 98473967284383 Date of Departure:04/22 Passenger Name: MAXWELUGHLMAINE NO Document Type. PASSENGER TICKET 04/11/14 JETBLUE AIRWAYS 4100SLC SUPPORT C OK $45.00 JETBLUE AIRWAYS From: To: Carrier: Class: N/A N/A YY 00 N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number 27906110330523 Date of Departure:04/11 Passenger Name: BORGERSON/SCOTT G Document Type: ADDITIONAL COLLECTION 04/11/14 AMERICAN EXPRESS TVLPHOENIX AZ JETBLUE AIRWAYS CORPORATI From: To: Carrier: Class: N.Y.1 F KENNEDY I FT LAUDERDALEMOLL 66 N/A re 00 N/A YY 00 N/A YY 00 Ticket Number:27973965341615 Date of Depart ure: 04/ I 2 Passenger Name. BORGERSOWSCOTTG Document Type PASSENGER TICKET 04/11/14 JETBLUE AIRWAYS 4100SLC SUPPORT C OK JETBLUE AIRWAYS From: To: Carrier: Class: N/A N/A YY 00 N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: 27906110329823 Date of Departure: 04/ I 1 Passenger Name: MAXWELUGHISLAINE NOELLE Document Type. ADDITIONAL COLLECTION 541600 $45.00 AMEX001048 Continued on reverse SDNY_GM_00326848 EFTA 00199602 EFTA01685846 G MAXWELL DrAF,117;f„9, p 6/9 Detail Continued 04/12/14 LITTLE PALM ISLAND 1111 TORCH KEY FL Arrival Date Departure Date 04/11/14 04/12/14 00000000 LODGING Amount 512313.74 04/12/14 STANDARD MIAMI BEACHMINAI BEACH FL Arrival Date Departure Date 04/11/14 01/11/14 00000000 LODGING CARDEPOSIT 5436.18 04/14/14 HILTONCASA MARINA RICEY WEST FL Arrival Date Departure Date 04/13/14 01/14/14 00000000 LODGING CARDEPOSIT 04/14/14 STANDARD MIAMI BEACHMIAMI BEACH FL Arrival Date Departure Date 04/12/14 04/13/14 00000000 LODGING $53325 $746.13 04/14/14 CHEKA LODGE &SPA lISLAMORADA FL Arrival Date Departure Date 04/13/14 04/14/14 00000003 LODGING $44725 04/14/14 AT&T•BILL PAYMENT 95DALLAS TX $23045 800-331-0500 Description TELEPHONE SERYICE/E 04/16/14 LITTLE PALM ISLAND 1LTL TORCH KEY FL Arrival Date Departure Date 04/15/14 04/16/14 00000000 LODGING 5547.40 04/16/14 MB LOBSTER HOUSE KEY WEST FL 3052944902 F000/BEVERAGE 56640 TIP 513.40 58000 Is JENNIFER TURNER Card Ending Amount 03/21/14 !TUNES MUSICUSA HUNCUPERTINO CA $1523 RUNES MUSIC STORE 04/04/14 RUNES MUSICUSA RUNCUPERTINO CA $1523 RUNES MUSIC STORE 04/07/14 RUNES MUSICUSA RUNCUPERT1NO CA 57.61 RUNES MUSIC STORE AMEX001049 Continued on next page SDNY_GM_00326849 EFTA_00199603 EFTA01685847 Centurion® Card G MAXWELL Closing Date 04/17/14 DUPLICATE COPY Account Ending p 7/9 Fees Amount Total Fees for this Period 50.00 2014 Fees and Interest Totals Year-to-Date Total Fees in 2014 Total Interest in 2014 Amount 5000 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest late on your account. Transactions Dated From To Select & Pay Later Total (v) Variable Rate 07/08/2010 Annual Percentage Rate Balance Subject to Interest Rate 9.15% le) $0.00 Interest Charge S0.00 30.00 Information on Pay Over Time Features You may have access to one or mote Pay Over Time features as part of your Card account. These features allow you to carry a balance on certain purchases. Current APR The following are the current Annual Percentage Rates (APRs) for PayOver Time Features: (v) indicates variable rate For Select & Pay Later, the APR is 9.15% (v). Please refer to page 2 for further important information regarding your account AMEX001050 SDNY_GAl_00326850 EFTA_00199604 EFTA01685848 G MAXWELL D YLIC rINITLF1 p 8/9 AMEX001051 SDNY_GM_00326851 EFTA_00199605 EFTA01685849 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p. 9/9 Prepared for G MAXWELL Account Number Total Points Balance 587,950 Points Earned this Period 13,320 Account Summary March 1,2014 - March 31,2014 Opening Points Balance 574,630 Points Earned this Period +13.320 Points Used this Period Reinstated Points and Adjustments Total Points Balance 0 0 587,950 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? membershipnwards.ccen 1400497.1300 International Collects 305-816-2799 Did You Know? Use Points For YourC Use your Card for chargiearr:s sl travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more al mmnbcorsh Ipreward s.comiyourc ha rges Points Transaction Detail March 1,2014 -March 31,2014 Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Total Points Activity Per Card Centurion XXXX-462-= 10,316 340 Court Limousine Pgm 3x MR Pis ASNX 14656 el3trEgi￾ds 1102 0 1102 Add1Centur XXXX.)000001. 562 0 562 Total 12,980 340 13,320 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by caNing the number provided below or visiting membershipmwards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membershlprewards.com/terms or call 1-800297.1300. From overseas, call collect 305 816-2799. AME X001052 SDNY_Ghl_00326852 EFTAJXII 99606 EFTA01685850 AMEX001053 SDNY_GM_00326853 EFTA 00199607 EFTA01685851 Centurion° Card G MAXWELL Closing Date 05/18/14 DUPLICATE COPY ew Balance $9,581.06 Please Pay Byt 06/02/14 *Payment is due upon receipt. We suggest you pay by the Please Pay By date. fl See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-8004184866. We will debit your bank account for your payment of ;9,581.06 on 06/02114. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 05/31/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PIPA Payment Coupon Do not staple or use paper clips Check here it your addressor phone number has changed. Note changes on reverse side. p. 119 Account Ending Membership Rewards' Points Available and Pending as of 04/30/14 625,132 For up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance Payments/Credits NewCharges Fees $11,368,41 -$11,391.25 +$9,603.90 +$0.00 New Balance $9,581.06 Days in Billing Period: 31 Customer Care Pay by Computer arnericanexpresscom/pbc Customer Care Pay by Phone 1.877.8774987 1.8004729297 OSee page 2 for additional information. Pay byComputer gilj Pay by Phone amerkanexpresscorn/pbc 1.800 472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Makecheck payable to American Express. Please Pay By 06/02/14 AutoPay Amount $9,581.06 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrnrinll 000958106000158106 14 ri AME X001054 SDNY_GM_00328854 EFTA_00199608 EFTA01685852 G MAXWELL DektIMELF,111 p. 2/9 Payments: Your payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial instkution, unless the check is not processable electronkaly or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are detelmined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ffitt exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit svvnaamericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and roreign Address or Phonechanges, pleasecall (unmet Cato • Please print dearly in blue or black Ink only in the bcaes provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: arnerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwamericasexpresszerrdpelvacy. AMEX001055 SDNY_GM_00326855 EFTA_00 199609 EFTA01685853 Centurion° Card G MAXWELL Closing Date 05/18/14 DUPLICATE COPY Account Ending p.3/9 Payments and Credits Summary Payments Credits Total -56.863.41 G MAXWELL JENNIFER TURNER Total Payments and Credits 42,505.00 -S22.84 411,39125 Detail •Indkates posting date Payments Amount 05/02/14• G MAXWELL AUTOPAY PAYMENT RECEIVED • THANK YOU UMB BANK. NATIONAL ASSOCIATION -58,863.41 Credits Amount 04/21/14 G MAXWELL AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN AMERICA From: To: WA WA WA WA WA Ticket Number: 98473967284386 Passenger Name: MAXWELL/GHISLAINE NO Document Type: SUPPORTED REFUND Carrier: YY YY YY YY Claw 00 00 00 00 -51.730.00 01/21/14 G MAXWELL AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN AMERICA From: To: N/A N/A N/A N/A N/A Ticket Number: 98474464471581 Passenger Name: MAXWELLIGHISLAINE NO Document Type: SUPPORTED REFUND Carder: YY YY YY YY Clint 00 00 00 00 4775.00 05/09/14 JENNIFER TURNER RUNES MUSKUSA ITUNCUPERTINO CA RUNES MUSK STORE -$741 05/09/14 JENNIFER TURNER !TUNES MUSKUSA ITUNCUPERTINO CA !TUNES MUSK STORE •$1523 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $9,281.92 $321.98 59,603.90 AMEX001066 Continued on reverse SDNY_GM_00326856 EFiA_0O19961O EFTA01685854 G MAXWELL DrAF,117;f„F,111. P4/9 Detail G MAXWELL Card Ending Amount 04/17/14 CALOOSA COVE MARINA ISLAMORADA FL 305-664-4455 S84.68 04/17/14 THE ISLAND FISH COMPMARATHON FL 3057434191 SW0 04/17/14 WALGREENS 107936 000816 PINE KEY FL 8002892273 DescelptIon REFER TO RECEIPT $16.79 04/18/14 HILTON CASA MARINA RKEY WEST FL Anival Date Departure Date 04/15/14 04/17/14 00000000 LODGING $57627 04/19/14 AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN AMERICA From: To: FT LAUDERDALE/HOLL LOS ANGELES INTERN N/A N/A N/A Tkket Number. 98474464471585 Passenger Name: MAXWELUGHISLAINE NO Document Type PASSENGER TICKET Cartier: Class: VX YY 00 VY 00 YY 00 Date of Departure:04/21 577500 04/19/14 Statbucks 408242 MiaMismi Reach FL FAST FOOD RESTAURANT $3.70 04/19/14 STANDARD MIAMI BEACHMIAMI BEACH FL Arrival Date Departure Date 04/17/14 04/18/14 00000000 LODGING $47.49 04/19/14 EPICURE MARKET EPKUMIAMI BEACH FL 305-6724385 $117.07 04/20/14 AMERICAN EXPRESS TVLPHOEN1X AZ AMERICAN AIRLINES INC From: To: MIAMI INTERNATIONA LOS ANGELES INTERN N/A N/A N/A Ticket Number:00174464482846 Passenger Name: MAXWELUGHISUdNE NO Document Type: PASSENGER TICKET Carrier: AA VY YY YY Date of Departure:04/21 Class: 00 00 00 5895.56 04/21/14 AMERICAN EXPRESS MINDEN& AZ VIRGIN AMERICA $339.00 From: To: Carrier: Class: LOS ANGELES INTERN SAN FRANCISCO INTL VX N/A YY 00 WA VY 00 WA VY 00 Ticket Number: 98474464486414 Date of Departure:04/22 Passenger Name: MAXWEEUGHISLAINE NO Document Type: PASSENGER TICKET AMEX001057 Continued on next page SDNY_GM_00326857 EFTA 00199611 EFTA01685855 Centurion° Card G MAXWELL Closing Date 05/18/14 DUPLICATE COPY Account Ending p 5/9 Detail Continued Amount 04/21/14 Starbucks 108242 MiaMiami Beach FL FAST FOOD RESTAURANT $423 04/21/14 BROADVIEW NETWORKS 800-2762384 NY 9149227538 $524.93 04/21/14 NEWSLINK 1396 NMAV MIAMI Ft 305-8714175 $9.08 04/22/14 T3 STARBUCKS L571531LOS ANGELES CA 310-6463472 FOOD $627 $6.27 04/22/14 HUDSON NEWS LOS ANGELOS ANGELES CA BOOK STORE $1523 04/22/14 UNION 76 00507343 LOS ANGELES CA UNION 76 $4.31 04/23/14 BEVERLY HILLS RENT ALOS ANGELES CA 4242397044 Description REFER TO RECEIPT $124.63 04/23/14 TIME WARNER ENTRNTI. 718-358-0900 NY CABLE SVCS $763.16 04/24/14 AMERICAN EXPRESS TVLPHOENIX AZ UNITED AIRLINES From: To: SAN FRANCISCO INTL BOSTON LOGAN INTER NEW YORK LA GUARD' N/A N/A Ticket Number 01674474637975 Passenger Name MAXWELL/GHISIAINE NO Document Type PASSENGER TICKET Carrier: Class: UA DL YY 00 YY 00 Date of Departure:04/2S $3,133.00 04/25/14 Starbucla 105404 SanSan Francisco CA FAST FOOD RESTAURANT $5.90 04/26/14 LEGAL TEST KITCHEN 2BOSTON MA RESTAURANT Description 586414 $33.06 04/27/14 Staibucks 100821 NewNew York NY FAST FOOD RESTAURANT $3.54 04/27/14 AMC ORPHEUM 7 12104 NEW YORK NY 212.876-2111 $13.75 04/28/14 BUTTERFIELD MARKET SNEW YORK NY 2122887800 Description Price GROCERY STORES, SUP $525 $5.25 04/29/14 Staibucks 118509 NewNew York NY FAST FOOD RESTAURANT $354 04/29/14 IOEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $16720 AMEX001058 Continued on reverse SDNY_GM_00326858 EFTA_00199612 EFTA01685856 G MAXWELL DrAF,117;f„9, p6/9 Detail Continued 04/29/14 Amount DIRK TV HARDWARE DTV HARDWARE DTV HARDWARE 800-347-3288 5828 04/30/14 Statbucks 100821 NewNew Yolk NY FAST FOOD RESTAURANT 5430 05/01/14 HALLAK CLEANERS 037HACICENSACK NJ $100.50 05/02/14 12 EFAX SERVICES 323-817-320S CA $16.95 05/05/14 VERIZONRKURRING PAYPHONESERVKE 2124726991624 19103 $75.34 05/05/14 Statbucks 418509 NesvNew York NY FAST FOOD RESTAURANT 54.30 05/08/14 DIRKTV SERVICE 800-347-3288 CA 1N( SERVICE 581.61 05/08/14 HARRY CIPRIANI NEWYORK NY RESTAURANT FOOD/BEVERAGE $116.14 $116.14 05/09/14 Statbucks 000821 NewNew York NY FAST FOOD RESTAURANT 54.30 05/09/14 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE 518221 05/10/14 SMILEY'S 212-688-1510 212.688-1510 $19.56 05/10/14 GREEN GOURMET 212-759-7811 212-759-7811 $9.98 05/13/14 Statbucks .18509 NewNew York NY FAST FOOD RESTAURANT 53.54 05/13/14 GODADDY.COM (480)505.8855 (480)505-8855 521.16 05/15/14 AMERICAN EXPRESS TVLPHOENIX AZ DELTA AIR LINES INC. From: To: BOSTON LOGAN INTER NEW YORK LA GUARD! N/A N/A N/A Tkket Number 00674525582570 Passenger Name: FAAXWELUGHISIAINE NO Document Type PASSENGER TICKET Cattier Class: DL A YY 00 YY 00 VY 00 Date of Departure:05/20 5490.40 05/15/14 Stalbucks .03466 WhiWhite Plains NY FAST FOOD RESTAURANT $8.89 05/15/14 AMTRAK INTERNET SALEWASHINGTON DC From: NYP To: BOS Tkket Number 1350709567976 1 (800)872-7245 $109.00 05/17/14 Statbucks 41(1509 NewNew York NY FAST FOOD RESTAURANT 53.54 05/17/14 PASTEUR PHARMACY 6SONEW YORK NY $97.30 2128382500 DeSaipti011 Pike DRUG STORES/PHARMAC $97.30 AMEX001059 Continued on next page SDNY_GM_00326859 EFTA_00199613 EFTA01685857 Centurion. Card G MAXWELL Closing Date 05/18/14 DUPLICATE COPY Account Ending p 7/9 Detail Continued Amount 05/17/14 KIEHL'S UES SPA 2NDFNEW YORK COSMETIC STORE NY 5167.20 05/17/14 CAMBRIDGE CHEMISTS 6NEW YORK NY 528.16 2127345678 Description Price DRUG STORES/PHARMAC 528.18 pal JENNIFER TURNER Card Ending Amount 04/18/14 APPLE ONLINEUSAAPPLCUPERTINO APPLE ONLINE STORES CA $39.17 04/20/14 'TUNES MUSICUSA ffUNCUPERTINO !TUNES MUSIC STORE CA $59.87 04/21/14 RUNES MUSICUSA ITUNCUPERTINO RUNES MUSIC STORE CA 51523 04/25/14 GODADDY.COM (480)505-8855 (480)505-8855 $4.99 04/29/14 GODADDY.COM (480)505-8855 (480)505-8855 $179.88 05/04/14 'TUNES MUSICUSA RUNCUPERTINO RUNES MUSIC STORE CA $1523 05/07/14 !TUNES MUSICUSA ITUNCUPERTINO RUNES MUSIC STORE CA 57.61 Fees Amount Total Ens for this Period $0.00 2014 Fees and Interest Totals Year-to-Date Total Fees in 2014 Total Interest in 2014 Amount $0.00 50.00 AMEX001060 SDNY_GM_00326860 EFTA_ODI99614 EFTA01685858 G MAXWELL Drffitirign5111 p. 8/9 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest tate on your account. Transactions Dated From To Select & Pay Later Total ft/VariableRate 07/08/2010 Annual Percentage Rate 9.1 S% (v) Balance Subject to Interest Rate $0.00 Interest Charge S0.00 $0.00 Information on Pay Over Time Features You may have access to one or mote Pay Over Time features as part of your Card account. These features allow you to carry a balance on certain purchases. Current APR The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features: (v) indicates variable rate For Select & Pay Later, the APR is 9.15%(v). Please refer to page 2 for further important Information regarding your account AMEX001061 S0NY_GM_00326861 EFTA_00 199615 EFTA01685859 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p. 9/9 Prepared for G MAXWELL Account Number Total Points Balance 625,132 Points Earned this Period 37,182 (Account Summary April 1,2014 -April 30,2014) Opening Points Balance 587,950 Points Earned this Period +37,182 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 625,132 Points Earned this Period are pending until charges are paid in lull and all your accounts are In good standing. Points Transaction Detail Questions About Your Account? membershipnwneds.ccen 14004974300 International Collect 305-816-2799 Did You Know? Use Points For Your Use your Card for charCn:trayel, dining, groceries, and more, then go online and use the points youeamed toward your eligiblecharges. Learn more at menbcorsh Ipreward s.comiyourc ha rges April 1, 2014 . April 30, 2014 I Points Earned this Period Points Activity On Eligible Charges Bonus Points Total Points Awarded Activity Per Card Centur XXX-462-= el3teCti￾ds Addl Centur XXXX.XX/00121. 11220 348 Cary trousiowNin3s MR Pt' AM% 11,568 576 25,000 OGR$SOIC Spd/ 258 MR pis 25) 25,576 38 38 Total 11,834 25,348 37,182 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for by calling the number provided below or visiting membershipmwards.com. Terms and Conditions of the Membership Rewards' program apply. For more informationvisit membershlprewards.com/terms or call 1-800297.1300. From overseas, call collect 305 816-2799. AME X001062 SDNY_Ght_00326862 EFiA_OO199616 EFTA01685860 AME X001063 SDNY_GM_00326883 EFTA_00199617 EFTA01685861 Centurion° Card G MAXWELL Closing Date 06/17/14 DUPLICATE COPY New Balance Please Pay Byt $13,782.69 07/02/14 ( Payment is due upon receipt. We suggest you pay by the Please Pay By date. See page 2 for important information about your account. (n New York residents may contact the New York Department of Financial " Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. See Page 9 For A Notice Of Changes To The Membership Rewards Program Terms &Conditions Your membership will be renewed next month Renewal Notice on Page 7. Please refer to the We will debit your bank account for your payment of S13,782.69 on 07/02/14. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 06/30/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. ® important Change to Your Account Benefits On September 1, 2014, Sony will discontinue its Sony Cierge service. As of that date, the Sony Cierge service will no longer be available as a Card benefit. For more details, contact Centurion Member Services at 1-877-877-0987 and select option 3. Ell Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Notechanges on reverse side. Pay by Compute arnericanexpress.comipbc p.1/11 Account Ending Membership Rewards° Points Available and Pending as of 05/31/14 633,302 For up to date point balance and full program 1 details, visit membershiprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees $9,581.06 -$9,581.06 4S13,782.69 +50.00 New Balance $13,782.69 Days in Billing Period: 30 Customer Care Pay by Computer americanexpresscom/pbc Customer Can Pay by Phone 1.877-877-0987 1-800-472-9297 2 See page 2 (or additional information. Pay by Phone ga 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 001378269001378261 14 ri Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 07/02/14 AutoPay Amount 513,782.69 AMEX001064 SDNY_GM_00326864 EFTA_00 199618 EFTA01685862 G MAXWELL DektIMELF,111 p. 2/11 Payments: Your payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language O11a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to elect ionkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thec hec lc. routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are detelmined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automaticallyOaf exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit svvnaamericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and roreign Address or Phonechanges, pleasecall (unmet Cato • Please print dearly in blue or black Ink only in the bcaes provided. n Sant Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: arnerkanexptess.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwfimericanexpresszourdpfivacy. AMEX001065 SDNY_GM_00326865 EFTA_00 199619 EFTA01685863 Centurion° Card G MAXWELL Closing Date 06/17/14 DUPLICATE COPY Account Ending .W11 Payments and Credits Summary Payments Credits Total -$9,579.23 MAXWELI Total Payments and Credits 49,581.06 Detail •indicates posting date Payments 06/02/1e G MAXWELL Amount AUTOPAY PAYMENT RECEIVED- THANK YOU UMB BANK. NATIONAL ASSOCIATION -$9,579.23 Credits Amount 05/19/14 G ArtAXWELL THINKINGCUP 884301280STON MA 617-482-5555 -$1.83 New Charges Summary Total G MAXWELL 513,755.38 JENNIFER TURNER Total Plow Cherges 527.31 $13,782.69 Detail G MAXWELL Card Ending Amount 05/16/14 ALFREDO 100 2746C016NEW YORK NY RESTAURANT TIP $885 $7200 05/18/14 STARBUCKS 0017 BOSTON MA 310-472-1934 Description FAST FOOD RESTAURAN $3.67 05/18/14 AMTRAK NRTHEASTCAFEWASHINGTON DC 800-8724245 Description FAST FOOD RESTAURAN $2.75 05/19/14 Starbucks 107535 Bos8oston MA FAST FOOD RESTAURANT 53.91 05/19/14 THINIONGCUP 884301280STON MA 617482-5555 $5.30 AMEX001066 Continued on reverse SDNY_GM_00326866 EFTA_00199620 EFTA01685864 G MAXWELL DrAF,117;f„9, 0. 4/11 Detail Continued 05/21/14 Amount ANIL RK AN EXPRESS TVLPHOENIX AZ $461.00 DELTA AIR LINES INC. From: To: BOSTON LOGAN INTER NEW YORK LA GUARD' N/A N/A N/A Ticket Number: 00674537002812 Passenger Name: MAJONELL/GHISLAINE NO Document Type PASSENGER TICKET Carrier: Class: DL YY 00 YY 00 YY 00 Date of Departure:0526 05/21/14 XV BEACON HOTEL 0000(3051'0N MA Anival Date Departure Date 05/18/14 05/20/14 00000000 LODGING 51,20840 05/21/14 BROADVIEW NETWORKS 800-2762384 NY 9149227538 $534.83 05/27/14 NYC WATER BOARD/DEP 718-595-7000 NY GOVINOTELSEW $1,756.79 05/27/14 MAY FEE NYC WATER 800-766-6616 NJ GOVISENNK 53953 05/29/14 Starbucks 01I3509 NewNew York NY FAST FOOD RESTAURANT 56.80 05/31/14 LE PAIN QUOTIDIEN NEW YORK NY RESTAURANT FOOD/BEVERAGE $42.46 54146 05/31/14 BEEKMAN THEATER NEW YORK NY 213-235-2257 $1400 06/01/14 MTA TESTA E-ZPASS STATEN ISLAND NY 2P-163244138 Description FOR BILLING QUESDO ACCT: 9740240 $25.00 06/02/14 12 EFAX SERVICES 323-817-3205CA $16.95 06/02/14 Starbucks 118509 NewNew York NY FAST FOOD RESTAURANT S4.30 06/02/14 NEWTON - TIMPAERMANN NEW YORK NY DRUG STORE/PHARMACY $19.38 06/02/14 EMBASSY LIQUORS II ONEW YORK NY 212-838-6551 Description LIQUOR/BEVERAGES/SN S1105 06/02/14 SMILEY'S 212-688-1510 212-688-1510 $1607 06/02/14 GREEN GOURMET 212-759-7811 212-759-7811 $4257 06/02/14 INVINO 0848700181098800-5182127 CA 7072025507 $127.49 06/03/14 Starbucks a 18509 NewNew York NY FAST FOOD RESTAURANT $4-30 06/03/14 VERIZONRECURRING PAYPHONESERVICE $7559 2124726991624 19103 AMEX001087 Continued on next page SDNY_GM_00326887 EFTA_00199621 EFTA01685865 Centurion° Card G MAXWELL Closing Date 06/17/14 DUPLICATE COPY Account Ending p.5/11 Detail Continued Amount 06/03/14 PARIS MATCH BISTRO 6N EVV YORK NY 2127374400 TIP $526 $64.00 06/04/14 STAPLES 00472 (800)333-3330 (800) 333-3130 BROTHER TN315C CYAN TONER CARTRIDGE BROTHER TN315BK BLACK TONER CARTRID BROTHER TN315Y YELLOW TONER CARTRID BROTHER IN315M MAGENTA TONER CARTRI 1433.85 06/05/14 Starbucks 418509 NewNew York NY FAST FOOD RESTAURANT 5430 06/05/14 IOEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $16721 06/05/14 INTUIT •OUICICBOOICS 800-446-8848 CA SOFTWARE 5762.08 06/05/14 TRANS AM TRAVEL INC 800-8227600 VA 7039988620 55284.00 06/06/14 Starbucks #18509 NewNew York NY FAST FOOD RESTAURANT 54.30 06/07/14 SCOOP 141NC N12 NEW YORK NY 212-925-2266 5228.64 06/07/14 CRATEANDBARREL 621 NEW YORK NY 212-308-0011 $41.83 06/08/14 DIRECT/ SERVICE 800-347-3288 CA 1V SERVICE $10337 06/08/14 CONVERSE I35 CENTRALVALLEY NY SHOE STORE 55726 06/08/14 THEORY WOODBURY 2800CENTRAL VALLE 800-326-7985 Description APPAREL/ACCESSORIES NY 510549 06/09/14 ANITA R CELA MD 212-5354004 212-535-6004 $1,250.00 06/09/14 OPAY NY INS FUND OMAN RAMON CA 800-487-4567 $4.09 06/09/14 NY ST INS FUND DISAMLBANY NY 800-487-4567 $167.07 06/10/14 Starbucks 418509 NewNew York NY FAST FOOD RESTAURANT $3.54 06/12/14 JOAN L KENT MC PC 27NEW YORK NY DOCTOR & PHYSICIAN $30000 06/13/14 Starbucks 418509 NewNew York NY FAST FOOD RESTAURANT $430 06/14/14 AT&T•BLL PAYMENT 95DALLAS 1X 800-331-0500 Description TELEPHONE SEFNKE/E 5116.33 AMEX001068 Continued on reverse SDNY_GM_00326868 EFTA_00199622 EFTA01685866 G MAXWELL DecidigiTiLF, Detail Continued Amount 06/15/14 Starbucks 100821 NewNew York FAST FOOD RESTAURANT NY $3.43 06/15/14 Starbucks 018509 NewNew York FAST FOOD RESTAURANT NY 53.54 06/15/14 GREEN GOURMET 212-759-7811 212-759-7811 $2521 06/15/14 BISTRO CHAT NOIR 130NEW YORK 2127942428 FOOD/BEVERAGE TIP NY 5114.87 510.13 S125.00 Is JENNIFER TURNER Card Ending Amount 05/22/14 (TUNES MUSICUSA ITUNCUPFATINO RUNES MUSIC STORE CA 515.23 56.70 $4.30 05/27/14 Starbucics .18509 NewNew York FAST FOOD RESTAURANT NY 05/28/14 Starbucks #18509 NewNew York FAST FOOD RESTAURANT NY 06/11/14 ITUNES MUSICUSA ITUNCUPERTINO 'TUNES MUSIC STORE CA $1.08 Fees Amount Total Foes for this Period 50.00 2014 Fees and Interest Totals Year-to-Date Total Fees In 2014 Total Interest in 2014 Amount 50.00 50.00 AMEX001069 SDNY_Gkl_00326869 EFTA_00199623 EFTA01685867 Centurion® Card G MAXWELL Closing Date 06/17/14 DUPLICATE COPY Account Ending p 7/11 Interest Charge Calculation ) Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated From To Select & Pay Later Total 07/08/2010 Annual Percentage Rate 9.1596(v) Balance Subject to Interest Rate $0.00 Interest Charge S0.00 $0.00 (O Variable Rate Renewal Notice Your Account renews next month. The following terms will be in effect when your Account renews, unless we tell you otherwise. Please refer to Page 2 for more information about your Account, including How We Cakulate Your Balance and Paying Interest. Payment Information: All charges made on this charge card, that are not included in a Pay Over Time balance, are due and payable when you receive your periodic statement. Annual Membership Fee: The annual membership fee (or your Account is 5250000. When you receive the statement in which the annual fee is billed, you can avoid paying the annual fee by calling the Customer Care phone number on Page 2 tocancel your Account. APR Information: The Annual Percentage Rates (APRs) for each billing period may vary based on the Prime Rate. We use the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penaky APR will apply to a Feature if you make a late payment or a payment that is returned. If the Penalty APR is applied for either of t hese reasons, it will apply for at least 6 months. We will review your Account every 6 months after the Penalty APR is applied. The Penalty APR will continue to apply unt il you have made timely payments with no returned payments during the 6 months being reviewed. You may have access to one or more Pay Over Time Features on your Account. The following APRs apply to the Features noted as of the Closing Date of this statement. (v) indicates variable rate. Select & Pay Later Transactions Dated Rate Description From To Prime+ Margin APR STANDARD 07/08/2010 Prime r• 5.90% 9.15%(v) PENALTY 07/08/2010 Prime + 23.99% 2724% (v) Please refer to page 2 for further Important Information regarding your account AMEX001070 SDNY_GM_00326870 EFTA_00 199624 EFTA01685868 G MAXWELL DUPLICATE CIS Account Ending p.8111 AMEX001071 SDNY_GM_00326871 EFTA_00 199625 EFTA01685869 Centurions Card G MAXWELL Closing Date 06/17/14 DUPLICATE COPY Account Ending Notice of Important Membership Rewards79Program Change We are making a change to the Membership Rewards Program Terms & Conditions. A summary of the change appears below. The detailed change can be found after the summary chart. Summary of Change Reinstating We are reducing the amount of time you have to reinstate Membership Membership Rewards points that are forfeited for making a late payment. When you Rewards points forfeit points in billing periods ending on or after October 1, 2014 for late that have been payment, you will have 12 months instead of 24 months to request forfeited for reinstatement of those points. You will continue to have 24 months to making late request reinstatement of points forfeited in billing periods ending prior to payments October 1, 2014. The $35 fee will remain in effect for each billing period and for each Card account for which you reinstate points. Detail of the Change The terms of the account referenced in or with this notice are subject to change in accordance with the Membership Rewards Program Terms & Conditions (collectively, the "Agreement"). This notice formally amends the Agreement as described below. Any terms in the Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. Reinstating Membership Rewards points that have been forfeited for making late payments Effective in billing periods ending on or after October 1, 2014, in the Membership Rewards Program Terms & Conditions, the For making late payments section of Forfeiting and Getting Points Back section, is modified as follows: the last sentence is deleted in its entirety and replaced with: "You must reinstate points within 12 months of forfeiting them in order to get them back." S1164 BP/MRPTREI/0614 p 9/11 AMEX001072 S0NY_GM_00326872 EFTA_00 199626 EFTA01685870 G MAXWELL p t0/'1 AMEX001073 SDNY_GM_00326873 EFTA_00199627 EFTA01685871 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p 11/11 Prepared for G MAXWELL Account Number Total Points Balance 633,302 Points Earned this Period 8,170 (Account Summary May 1, 2014 - May 31, 2014) Opening Points Balance 625,132 Points Earned this Period +8,170 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 633,302 Points Earned this Period are pending until charges are paid in full and all your accounts are In good standing. 1Points Transaction Detail Questions About Your Account? membershiprinvards.corn 14002974300 International Collect 305-816-2799 Did You Know? Use Points For YourCharws Use your Card for chargretrayel, dining, groceries, and more, then go online and use the points youeamed toward your eligible charges. Learn more at rimmlworsh Ipreward s.comiyourc ha rges May 1,2014 -May 31,2014 1 Points Earned this Period Points Activity On Eligible Charges Bonus Points Total Points Awarded Activity Per Card Centurion XXXX-462-= 6,777 0 6,777 ~TbG a ' ds 1,094 O 1,094 Addl Centur XXXX.XXXXX21. 299 0 299 Total 8,170 O 8,170 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated fernier by calling the number provided below or visiting membershipmwards.com. Terms and Conditions of the Membership Rewards• program apply. For more informationvisit membershlprewards.com/terms or call 1-800-297.1300. From overseas, call collect 305 816-2799. AMEX001074 SDNY_Ght_00326874 EFTA_00I99628 EFTA01685872 AME X001075 SDNY_GM_00326875 EFTA_00199629 EFTA01685873 Centurion° Card G MAXWELL Closing Date 07/18/14 DUPLICATE COPY ow Balance Please Pay Byt $21,386.13 08/02/14 *Payment is due upon receipt. We suggest you pay by the Please Pay By date. p See page 2 for important information about your account. (I) New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-8004184866. C) Important Change to Your Account Benefits On September 1, 2014, Sony will discontinue Its Sony Cierge service. As of that date, the Sony Cierge service will no longer be available, as a Card benefit or otherwise. You can enroll in and use the service through August 31, 2014. For more details about this change, call Centurion' Member Services at 1.877.877-0987 and select option 3. To learn more about the benefits your Centurion Card offers, visit americanexpress.com/centurion. PI See Page 9 for an important Privacy Notice and the following pages for important notices about Your Billing Rights, Electronic Fund Transfer Error Resolution and a notice for WA residents. We will debit your bank account for your payment of ;21,386.13 on 08/02/14. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 07/31/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Wig Do not staple or use paper clips Check here if your address or phone number has changed. Note charges on reverse side. p. 1/13 Account Ending Membership Rewards* Points Available and Pending as of 06/30/14 648,211 For up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance $13,782.69 Payments/Credits -$13,794.72 NewCharges +$18,853.16 Fees +$2,545.00 New Balance $21,386.13 Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.877-0987 1.800472.9297 OSee page 2 for additional information. Pay by Computer glij Pay by Phan* amerkanexpress.corn/pbc I. 1-80 -472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 08/02/14 AutoPay Amount $21,386.13 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrnrinll 002138613002138613 14 rI AME X001076 SDNY_GM_00328878 EFTA_00199630 EFTA01685874 G MAXWELL Dccountirlii ffil p. 2/13 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: f1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ficw exampk, Sign & Trmrel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. 'PA Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on from do not use. • To change your address online.visit swnvamericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and roreign Address or Phone ehantskpleaw call (unmet Cant. • Please print dearly in blue or Neck Ink only in the boxes provided. n Sueet Address I City, State Zip Code Azea Code and Home Ran, vAoStedesnd Email I - r I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcenexpressatrdpelvacy. AMEX001077 SDNY_GM_00326877 EFTA_00199631 EFTA01685875 Centurion® Card G MAXWELL Closing Date 07/18/14 DUPLICATE COPY Account Ending p.WI3 Payments and Credits Summary Total Payments -$13,782.69 Credits MAXWELI. -112.03 Total Payments and Credits 413,794.72 Detail •indicates posting date Payments Amount 07/02/14• G MAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU 413,782.69 UMB BANK, NATIONAL ASSOCIATION Credits Amount 06/21/14 G MAXWELL FARMBURGER DUNWO00Y GA -$12.03 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Now Charges $18,302.91 5550.25 $18,853.16 Detail G AMWELL ColdEndirgi Amount 06/19/14 Starbucks /18509 NewNew York FAST FOOD RESTAURANT NY S4.30 06/19/14 AMARANTH NEW YORK RESTAURANT Description 509014 NY $31.00 06/19/14 FRESH DIRECT 866-283-7374 GROCERY NY $77,44 06/19/14 FRESH DIRECT 866-283-7374 GROCERY NY $215.18 06/20/14 Starbucks 418509 NewNew York FAST FOOD RESTAURANT NY $4.30 06/21/14 MEWS UES SPA 2NDFNEW YORK COSMETIC STORE NY $203.78 06/21/14 FARMBURGER DUNWOODY RESTAURANT FOOD/BEVERAGE TIP GA $803 S4.00 $12.03 06/27./14 THE CHEESKAXE FACTOATLANTA GA $14.10 9999994999 FOOD $11.10 TIP 53.00 AMEX001078 Continued on reverse SDNY_GM_00326878 EFTA_00199632 EFTA01685876 G MAXWELL DrAglIN.Fira p 4/13 Detail Continued 06/23/14 BROADVIEW NETWORKS 800-2762384 NY 9149227538 Amount $541.78 06/25/14 UBER UBER SAN FRANCISCO CA 8665761039 $27.00 06/25/14 Starbucle 118509 NewNew York NY 8007827282 $3.54 06/26/14 UBER UBER SAN FRANCISCO CA 8665761039 $23.00 06/27/14 Aqua Pure filters CoDavisburg MI 8776333928 $31.40 06/27/14 RESTON'? CW 800-910-9836 CA HOME FURNISH $16222 06/27/14 RESTO989CW 800-910-9836 CA HOME FURNISH $2,78285 06/3W14 Starbucics e07564 Bos8oston MA FAST FOOD RESTAURANT $3.15 06/3W14 Statbucks 407535 BosBoston MA $3.91 FAST FOOD RESTAURANT 06/30/14 GUESS 15062 BOSTON MA 54140 617-236-4147 06/30/14 THIMONG CUP 884301280STON MA 617-482-5555 $1128 07/01/14 Starbucks 1100872 fkolkoton MA FAST F000 RESTAURANT $3.91 07/01/14 Pavement CoffeehouseBoston MA 8774174551 $10.16 07/01/14 MARSHALLSI550000308886277425 8886277425 GENERAL MDSE $19.10 07/01/14 CVS PHARMACY #1217 QBOSTON MA $5.83 8007467287 Description DRUGS AND SUNDRIES 07/01/14 DELUCA'S BACK BAY 54BOSTON MA $47.14 6172625990 Description Ptke GROCERY STORES, SUP $47.14 07/01/14 VIDAL SASSOON VIDAL BOSTON MA $130.00 617-536-5496 07/02/14 12 EFAX SERVICES 323-817-3205 a $16.95 07/02/14 Staibucks.00872 BosBoston MA $8.77 FAST FOOD RESTAURANT 07/03/14 Statbucks 100872 BosEtostcm MA FAST FOOD RESTAURANT $3.15 07/03/14 MARLBORO MARKET BOSTON MA $32.96 LIQUOR STORE 07/04/14 Starbucks 100830 Bos8oston MA $8.40 FAST FOOD RESTAURANT AMEX001079 Continued on next page SDNY_GM_00326879 EFTA_00199633 EFTA01685877 Centurion° Card G MAXWELL Closing Date 07/18/14 DUPLICATE COPY Account Ending p 5/13 Detail Continued Amount 07/04/14 VINCE/91S NEWBURY 8BOSTON MA 3145763100 Description Price MEN'S/BOYS' CLOTHIN 5351.12 5351.12 07/06/14 LA VOILE 8000000687680510N MA 6175874250 F00D/BEVERAGE TIP 56130 $7.70 $69.00 07/07/14 VERIZONRECURRING PAB00•VERIZON PA 575.59 07/07/14 KITCHENWARES BY BLAC857-366-4237 857-366-4237 $21.14 07/07/14 PAYPAL•TRIANGI. 4029357733 CA 402-935-7733 Description PROFESSIONAL SERVIC $9900 07/07/14 Starbucks /00872 BosBoston MA FAST FOOD RESTAURANT 53.91 07/07/14 Starbucks 100870 Boaoston MA $444 FAST FOOD RESTAURANT 07/07/14 AMTRAK INTERNET SALEWASHINGTON DC 55600 From: BBY To: NYP Tkket Number 1880659108355 I (8001872-7245 07/08/14 DIRECTV SERVICE 800-347-3288 CA 596.84 07/08/14 EBONY WIDE PLANK FLOYONKERS NY $4,130.00 914-237-5180 Description FLOOR COVERING/ACC 07/08/14 Starbucks 107551 BosSoston MA 55.78 FAST FOOD RESTAURANT 07/09/14 Staibucks 018509 NewNew York NY 54.30 FAST FOOD RESTAURANT 07/11/14 AMTRAK INTERNET SALEWASHINGTON DC $185.00 From: NYP To: BBY Tkket Number 1920647061603 1 (800)872-7245 07/11/14 CONAIR/CU6INART/WAREAST WINDSOR NJ 800-726-0191 Description APPAREL/HOUSEWARES/ $21.19 07/12/14 INTERMIX-SOUTHAMPTONSOUTHAMPTON NY $2,129.38 212.741.5075 Description WOMENS READY-TO-WEA 07/12/14 SEAN'S PLACE 0700003SOUTHAMPTON NY 6312836266 Description Price FAST FOOD RESTAURAN $6.00 56.00 AMEX001080 Continued on reverse SDNY_GM_00326880 EFTA_00199634 EFTA01685878 G MAXWELL DrAglIN.Fira p 6/13 Detail Continued 07/14/14 Amount EMBASSY LIQUORS II ONEW YORK NY 212-838-6551 Description LIQUOR/BEVERAGES/5N $29.37 07/14/14 ATAT2811.1 PAYMENT 95DALUIS TX 800431-0500 Description TELEPHONE SERVICE/E 5181.92 07/15/14 1ETBLU E AIRWAYS 90101ETBLUE NY JETBLUE AIRWAYS From: To: NANTUCKET N.Y.1 F KENNEDY I N/A N/A N/A Ticket Number: 27921151572072 Passenger Narne:MAXWELUGHISLMNE MS Document Type PASSENGER TICKET B6 YY VY YY Date of Departure:07/22 Class: 00 00 00 Class: 00 00 00 00 5399.00 07/15/14 JETBLUE AIRWAYS 90101ETBLUE NY JETBLUE AIRWAYS From: To: N/A N/A N/A N/A N/A Ticket Number: 27906125142851 Passenger Name. MAXWELUGHISLAINE Document Type ADDITIONAL COLLECTION Cattier: YY YY YY YY Date of Departure:07/15 535.00 07/15/14 UBER UBER SAN FRANCISCO CA 8665761039 $23.63 07/16/14 Starbucks 100872 BosBoston MA FAST FOOD RESTAURANT $9.53 07/16/14 DELUCA'S MARKET 5429BOSTON MA 6175234343 Description Price GROCERY STORES, SUP 597.68 $97.68 07/17/14 Starbucks 100872 BosBoston MA FAST FOOD RESTAURANT $7.06 07/17/14 BRANDY MELVILLE BOSTBOSTON MA 2134881300 Description Price MEN'S/WOMEWS CLOTH $211.00 5211.00 07/18/14 EBONY WIDE PLANK FLOYONKERS NY 914.237.5180 Description FLOOR COVERING/ACC 55,570.00 JENNIFER TURNER Card Ending Amount 06/20/14 'TUNES MUSICUSA ITUNCUPERTINO RUNES MUSIC STORE CA 52.17 06/21/14 !TUNES MUSICUSA ITUNCUPERTINO !TUNES MUSIC STORE CA $1523 AMEX001081 Continued on next page SDNY_GM_00328881 EFTA_00199635 EFTA01685879 Centurion. Card G MAXWELL Closing Date 07/18/14 DUPLICATE COPY Account Ending p. 7/13 Detail Continued Amount 06/24/14 Starbuclu 118509 NewNew York 8007827282 NY 53.54 07/02/14 Starbucks 100872 BosBoston FAST FOOD RESTAURANT MA S3.91 07/09/14 BARNEYS NEW YORK 3 NEW YORK MEN'SANOMEN'S CLOTHNG NY S358.20 07/10/14 KIEHL'S UES SPA 2NDFNEW YORK COSMETK STORE NY $167.20 Fees Amount 07/18/14 G MAXWELL ANNUAL MEMBERSHIP FEE Use Membership Rewards• Points toward your annual membership fee. Visit ivwvisnombitrshIprowards.conikardfirres to learn more. 07/18/14 JENNIFER TURNER Total Fees for this Period ANNUAL MEMBERSHIP FEE 32,50000 $45.00 $2,545.00 2014 Fees and Interest Totals Year-to-Date Amount Total Fees In 2014 $2545.00 Total Interest in 2014 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated From To Annual Percentage Rata Balance Subject to Interest Rate Select & Pay Later Total 07/08/2010 9.15%(v) $0.00 Interest Charge $0.00 $0.00 Ivl Variable Rate Information on Pay Over Time Features You may have access to one or more Pay Over Time features as part of your Card account. These features allow you to carry a balance on certain purchases. Current APR The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features: (v) Indicates variable rate For Select & Pay Later, the APR is 9.15%(v). Please refer to page 2 for further important information regarding your account AMEX001082 SDNY_Ght_00326882 EFTA_00I99636 EFTA01685880 G MAXWELL DUPLICATE CIS Account Ending o 8/13 AMEX001083 SDNY_GM_00326883 EFTA_00199637 EFTA01685881 Centurions Card G MAXWELL Closing Date 07/18/14 FACTS DUPLICATE COPY Account Ending Rev 9.20 I 2 p.9113 WHAT DOES AMERICAN EXPRESS DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • transaction history and account history • insurance claim history and credit history All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons American Express chooses to share; and whether you can limit his sharing. For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus For joint marketing with other financial companies For our affiliates' everyday business purposes - information about your transactions and experiences For our affiliates' everyday business purposes - information about your creditworthiness For our affiliates to market to you For nonaffitiates to market to you To limit our sharing To limit direct marketing Questions? For our marketing purposes - to offer our products and services to you Yes Yes Yes No (although we may We don't share personal share aggregated or information de-identified data) No No (but please see the 'To limit direct marketing' box below for additional privacy choices) No No Yes • Visit us online: Wivw.americanexpress.com/communications or • Call us at 1-855-297-7748 - our menu will prompt you through your choices Please note: f you are a new customer, we can begin sharing your personal information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your personal nformation as described in this notice. However, you can contact us at any time to limit our sharing. Page 1 of 2 S1144 e provide additional privacy choices to customers. Privacy elections you make for any one rodud or service may not automatically be applied to other products and services. To let us know you do not want us to use your personal information to communicate with you about offers by ail, telephone, and/or e-mail: Visit us online: www.americanexpress.com/communications or Call us at 1.855.297-7748 (except for choices about e-mail communications) all 1.800-528-4800 or go to americanexpress.comicontact. BP/PRVCCSG/0414 AME X001084 SDNY_GM_00326884 EFTA_00199638 EFTA01685882 G MAXWELL Who is providing this notice? DUPLICATE CIS Account Ending p.10n3 American Express Travel Related Services Company, Inc. and other American Express Affiliates that provide financial products or services, including American Express Centurion Bank, American Express Bank, FSB, and AMEX Assurance Company. What we do Now d a Express protect my personal information? o protect your personal o ion from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We collect your personal information, for example, when you • open an account or pay your bills • give us your income information or give us your contact information • use your credit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Federal law gives you the right to limit only • sharing for affiliates' everyday business purposes — information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. How does American Express collect my personal information? Why can't I limit all sharing of personal information? What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. • Our affiliates include companies with the American Express name, including financial companies such as American Express Travel Related Services Company, Inc. and nonfinancial companies such as American Express Publishing. Affiliates may also include other companies related by common ownership or control, such as Serve Virtual Enterprises. Inc. and AMEX Assurance Company, a provider of American Express Card-related insurance services. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Nonaffiliates with which we share personal information include service providers, including, for example, direct marketers, that perform services or functions on our behalf. A formal agreement between nonaffiliated companies that together market financial products or Joint marketing services to you. • Ott joint marketing partners include financial companies. Other important information We may transfer personal information to other countries, for example, for customer service or to process transactions. AMEX Assurance Company customers: You may have the right to access and correct recorded personal information. Personal information may be disclosed by us to detect fraud or misrepresentation, to verify insurance coverage, to an insurance regulatory authority, law enforcement or other governmental authority pursuant to law, or to a group policyholder for purposes of reporting claims experience or conducting an audit. Personal information related to insurance claim activity obtained from a report prepared by an insurance-support organization on our behalf may be retained by such organization and disclosed as required by law. State law may be more protective than federal law. California: If your American Express account has a California billing address, we will not share your personal information except to the extent permitted under California law. Vermont: If your American Express account has a Vermont billing address, we will automatically treat your account as if you have directed us not to share information about your creditworthiness with our affiliates. Page 2 of 2 51144 BP/PRVCCSG/0414 AME xoo oes soNy_cm_ao326885 EFTA_00 199639 EFTA01685883 Centurion® Card DUPLICATE COPY p. 11/13 G MAXWELL Closing Date 07/18/14 Account Ending Your Billing Rights: Keep this Document for Future Use This notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. What To Do If You Find a Mistake on Your Statement If you think there is an error on your statement, write to us at PO Box 981535, El Paso TX 79998-1535. In your letter, give us the following information: • Account information: Your name and account number. • Dollar amount The dollar amount of the suspected error. • Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days after the error appeared on your statement. • At least 3 business days before an automated payment is scheduled, if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. What Will Happen After We Receive Your Letter When we receive your letter, we must do two things: 1. Within 30 days of receiving your letter, we must tell you that we received your letter. We will also tell you if we have already corrected the error. 2. Within 90 days of receiving your letter, we must either correct the error or explain to you why we believe the bill is correct. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. After we finish our investigation, one of two things will happen: • If we made a mistake: You will not have to pay the amount in question or any interest or other fees related to that amount. • If we do not believe there was a mistake: You will have to pay the amount in question, along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may then report you as delinquent if you do not pay the amount we think you owe. If you receive our explanation but still believe your bill is wrong, you must write to us within 10 days telling us that you still refuse to pay. If you do so, we cannot report you as delinquent without also reporting that you are questioning your bill. We must tell you the name of anyone to whom we reported you as delinquent. and we must let those organizations know when the matter has been settled between us. If we do not follow all of the rules above, you do not have to pay the first $50 of the amount you question even if your bill is correct. Your Rights If You Are Dissatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at PO Box 981535, El Paso TX 79998-1535. While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent. S1144 BP/PRVCCSG/0414 AMEX001086 SDNY_GM_00326886 EFTA_00 199640 EFTA01685884 G MAXWELL DUPLICATE CIS Account Ending p.12113 Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card, including Express Cash transactions, or electronic payments you make to American Express using Pay By Phone, Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can telephone us at 1-800-IPAY-AXP for Pay By Phone and Pay By Computer questions, and at 1-800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at American Express, Electronic Funds Services, P.O. Box 981531, El Paso, TX 79998.1531, or contact us online at www.americanexpress.com/inquirycenter. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you can why you believe it is an error or why you need more information. (3) The dollar amount of the suspected error. If you notify us by phone, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your bank account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. For errors involving point-of-sale or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and there was no error, we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account. If your bank account does not have enough funds to cover this withdrawal, we can charge the amount to your card account or collect the amount from you. If this happens, we may cancel your right to use our electronic transfer services. Notice for residents of Washington State In accordance with the Revised Code of Washington Statutes. Section 63.14.167. you are not responsible for payment of interest charges that result solely from a merchant's failure to transmit to us within seven working days a credit for goods or services accepted for return or forgiven if you have notified us of the merchant's delay in posting such credit, or our failure to post such credit to your account within three working days of our receipt of the credit. 51144 BP/PRVCCSG/0414 AMEX001087 SDNY_GM_00326887 EFTA_00199641 EFTA01685885 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p 13/13 Prepared for G MAXWELL Account Number Total Points Balance 648,211 Points Earned this Period 14,909 (Account Summary June1,2014 - June 30,2014) Opening Points Balance 633,302 Points Earned this Period +14,909 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Solana 644211 Points Earned this Period are pending until charges are paid in full and all yew accounts are in good standing. Questions About Your Account? membarshipnwoods.cam 1-8002974300 International Collect 305-816-2799 Did You Know? Use Points For Your Use your Card for charCS stravel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more al menbrorsh Ipreward s.comiyourc ha rges I Points Transaction Detail June I, 2014 - June 30, 2014.3 Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Total Points Acthrky Per Card )1?(Vciropum 13,753 0 13,753 mtwx5Sds 1,065 64 %ohm 7,MR PoInts8.54.7 1,129 ONAMIlm 27 0 27 Total 14,845 64 14,909 Member ship Rewards points earned may be transferred or redeemed as long as all enrol led Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershipmwards.com. Terms and Conditions of the Membership Rewards' program apply. For more Information, visit mernbershiprewards.comnerms or call 1800.297.1300. From overseas, call collect 305 816 2799 AMEX001088 SDNY_GR1_00326888 EFTA_00199642 EFTA01685886 AME X001089 SDNY_GM_00326889 EFTA_00199643 EFTA01685887 Centurion° Card G MAXWELL Closing Date 08/18/14 DUPLICATE COPY ow Balance Please Pay Byt $14,569.86 09/02/14 *Payment is due upon receipt. We suggest you pay by the Please Pay By date. fl See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Q We will debit your bank account for your payment of $14,569.86 on 09/02/14. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 08/31/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PIPA Payment Coupon Do not staple or use paper clips Check here it your addressor phone number has changed. Note charges on reverse side. p. 1/7 Account Ending Membership Rewards' Points Available and Pending as of 07/31/14 672,694 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance $21,386.13 Payments/Credits -$21,392.69 New Charges +514,576.42 Fees +$0.00 New Balance 514,569.86 Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.877-0987 1.800472.9297 OSee page 2 for additional information. Pay byComputer gilj Pay by Phone americanexpress.corn/pbc 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 001456186001456986 14 ri Account Ending Enter account number on all documents. Make chec k payable to American Express. Please Pay By 09/02/14 AutoPay Amount 514,569.86 AME X001090 SDNY_GM_00328890 EFTA_00199644 EFTA01685888 G MAXWELL Dccountirlii ffil p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: f1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ficw exampk, Sign & Trmrel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. 'PA Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on from do not use. • To change your address online.visit swnvamericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and roreign Address or Phone ehantskpleaw call (unmet Cant. • Please print dearly in blue or Neck Ink only in the boxes provided. n Sueet Address I City, State Zip Code Azea Code and Home Ran, vAoStedesnd Email 1 I - r I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcenexpressatrdpelvacy. AMEX001091 SDNY_GM_00326891 EFTA_00 199645 EFTA01685889 Centurion° Card G MAXWELL Closing Date 08/18/14 DUPLICATE COPY Account Ending p. 3/7 Payments and Credits Summary Payments Credits Total -$21,386.13 MAXWELI. Total Payments and Credits -$6.56 421,392.69 Detail •indicates posting date Payments 08/02/14• G MAXWELL Amount AUTOPAY PAYMENT RECEIVED- THANK YOU UMB BANK. NATIONAL ASSOCIATION -$21,386.13 Credits Amount 08/15/14 G AMXWELL PAYPAL•TRIANGL 4029357733 CA 402-935-7733 Description PROFESSIONAL SERVIC -$6.56 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $14,561.19 $1523 $14,576.42 Detail fl G MAXWELL Card EndingI Foreign Spend Amount 07/18/14 FRESH DIRECT 866-283-7374 NY $75.12 07/18/14 MAGIC TOUCH RESTORATLONG5LANDCRY NY RUGS RESTORA $2,15878 07/21/14 BROADVIEW NETWORKS 800-2762384 NY 9149227538 $511.18 07/22/14 VERIZONRECURRING PASOOVERIZON PA $44.39 07/22/14 LE PAIN QUOTIDIEN 14NEW YORK NY RESTAURANT FOOD/BEVERAGE $12.90 $12.90 07/23/14 BRITISH AIRWAYS ARC USA BRITISH AIRWAYS From: To: LONDON HEATHROW AP STOCKHOLM ARLANDA HELSINKI LONDON HEATHROW AP LONDON GATWICK APT Carrier: BA TY BA YY Class: 00 00 $Z137.80 Tide* Number 1257467785821 Passenger Name: MAXWELL/GHISLAINE NOELLE Document Type. PASSENGER TICKET Date of Departure:08103 AMEX001092 Continued on reverse SDNY_GM_00326892 EFTA_00199646 EFTA01685890 G MAXWELL D rAgliTN.9161. p4/7 Detail Continued Foreign Spend Amount 07/23/14 Starbucksill8509 NewNew York NY 8007827282 07/23/14 UBER UBER SAN FRANCISCO CA 8665761039 $4.30 S45.00 07/24/14 Starbucks 418509 NewNew York NY FAST FOOD RESTAURANT $4.30 07/24/14 BUTTERFIELD MARKET SNEW YORK NY 2122887800 Description Price GROCERY STORES, SUP $9547 07/25/14 BA.COM USA USA BRITISH AIRWAYS From: To: Carrier: Class: LONDON HEATHROW AP N.Y..' F KENNEDY I BA N/A YY 00 N/A re 00 WA YY 00 Ticket Number: 1258514075552 Date of Departure:08/28 Passenger Name: MAXWELUGHISLAINE MS Document Type PASSENGER TICKET 07/25/14 BA.COM USA USA BRITISH AIRWAYS From: To: Carder. Class: WASHINGTON DULLES LONDON HEATHROW AP BA N/A YY 00 N/A TY 00 N/A YY 00 Ticket Number 1258514075574 Date of Departure:07/30 Passenger Name MAXWELUGHISLAINE NOELLE Document Type PASSENGER TICKET 07/25/14 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $9547 $618.87 $44140 $17746 07/25/14 JASON POSSUMAT00000NEW YORK NY 9177740347 Description REFER TO RECEIPT $680.47 07/25/14 IFLYBUSINES 8008079834 CA $4,330.00 TRAVEL AGENCY Description TRAVEL AGENCY 07/29/14 BRITISH AIRWAYS ARC USA BRITISH AIRWAYS From: To: Carrier: Class: LONDON HEATHROW AP STOCKHOLM ARLANDA BA HELSINKI YY 00 LONDON HEATHROW AP BA LONDON GATWICK APT YY 00 Ticket Number 1257469382790 Date of Departure:08/03 Passenger Name: MMWELUGHISLAINE NOELLE Document Type: ADDITIONAL COLLECTION 07/29/14 INTERMIX-MADISON 000NEW YORK NY 212-741-5075 Description WOMENS READY-TO-WEA $244.00 91,068.07 AMEX001093 Continued on next page SDNY_GM_00326893 EFTA_00199647 EFTA01685891 Centurion° Card G MAXWELL Closing Date 08/18/14 DUPLICATE COPY Account Ending p 5/7 Detail Continued Foreign Spend Amount 07/3W14 CANINE STYLES 212-826-358S 384212810065 $108.88 07/30/14 LOEWS MADISON HOTEL WASHINGTON 888.3204065 DC $46.00 08/02/14 12 EFAX SERVICES 323-817-3205 CA $16.95 08/04/14 VERIZONRKURRING PA80OVERIZON PA $75.17 08/04/14 ACNE NT 9001 STOCKHOLM SW MISC APPAREL STORE 1.295,03 Smash Krems $188.73 08/07/14 IN •SCHCOLS IN CINCINNATI OH 8778393330 $171.00 08/07/14 THINK SICILY LONDON GB CATALOG MERCHANDISE Payment for booking 25530 European itrig [WO $109.16 08/07/14 SCHOOLSIN.COM000000CINCINNATI 8778393330 Description REFER TO RECEIPT OH $139.95 08/07/14 SUPER SOUNDPROOFING 760-752-3030 4084592078 $41.51 08/08/14 DIRECTV SERVICE 800-347-3288 CA $144.84 08/13/14 THINK SICILY LONDON GB CATALOG MERCHANDISE Payment for booking 25646 p.p.= $109.12 08/14/14 PARK EAST ANIMAL HOSNEW YORK 212432-8417 Description PET MEDICAL SERVICE NY $55028 08/14/14 AT&PBUL PAYMENT 9SDALLAS IX 800.3314500 Description TELEPHONE SERVICE/E $209.49 is JENNIFER TURNER Card Ending Foreign Spend Amount 07/21/14 ITUNES MUSICUSA ITUNCUPERTINO CA 'TUNES MUSK STORE $1523 Fees Amount Total Fors for this Period 50.00 AMEX001094 Continued on reverse SDNY_GM_00326894 EFTA_OOI 99648 EFTA01685892 G MAXWELL DWITF,A,TEnc9iS p 6/7 2014 Fees and Interest Totals Year-to-Date Amount Total Fees in 2014 Total Interest in 2014 $2,545.00 50.00 Interest Charge Calculation Your Annual Percentage Rate(APR) is the annual interest late on your account. Transactions Dated From To Select & Pay Later Total (,) variable Rate Annual Balance Interest Percentage Subject to Charge Rate Interest Rate 07/08/2010 9.1546 Iv) $0.00 $0.00 $0.00 Information on Pay Over Time Features You may have access to one or mote Pay Over Time features as part of your Card account. These features allow you to carry a balance On certain purchases. Current APR The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features: (v) indicates variable rate For Select & Pay Later, the APR is 9.15%(v). Please refer to page 2 for further important Information regarding your account AMEX001095 SDNY_Gad_00326895 EFTA 00199649 EFTA01685893 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p. 7/7 Prepared for G MAXWELL Account Number Total Points Balance 672,694 Points Earned this Period 24,483 (Account Summary July 1,2014- July 31,2014) Opening Points Balance 648211 Points Earned this Period +24,483 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Bolan°, 672,694 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? membershiprinvards.cont 1-8002974300 International Collect 305-816-2799 Did You Know? Use PointsFor Your Use your Card for charCn:travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at menbaorsh Ipreward s.comiyourc ha rges I Points Transaction Detail July1,2014 - July 31,2014 1 Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Total Points Activity Per Card )1?(Vciropum 18,289 0 18.289 Retvx5S ds 5,599 45 Uber Pam horn Points857.7 5,644 ONAMIlm 550 0 550 Total 24,438 45 24,483 Member ship Rewards points earned may be transferred or redeemed as long as all enrol led Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershipmwards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit mernbershiprewards.comnerms or call 1800.297.1300. From overseas, call collect 305 816 2799 AME X001096 SDNY_GM_00326896 EFTA_OOI 99650 EFTA01685894 AMEX001097 SDNY_GM_00326897 EFTA_00199651 EFTA01685895 Centurion° Card G MAXWELL Closing Date 09/17/14 DUPLICATE COPY ow Balance Please Pay Byt $16,391.58 10/02/14 *Payment is due upon receipt. We suggest you pay by the Please Pay By date. p See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800418-8866. PJ See Page 7 for Important Information regarding benefits underwritten by AMEX Assurance Company See Page 9 Benefits for important Changes to Your Account Terms and We will debit your bank account for your payment of ;16,391.58 on 10/02/14. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 09/30/14. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. PM Payment Coupon Do not staple or use paperclips Check here it your address or phone number has changed. Note charges on reverse side. p 1/11 Account Ending Membership Rewards• Points Available and Pending as of 08/31/14 688,884 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance $14,569.86 Payments/Credits -$1447324 NewCharges +$16,394.96 Fees +$0.00 New Balance 516,39138 Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.8774987 1.8064729297 OSee page 2 for additional information. Pay by Computer In Pay by Phone amerkanexpresscorn/pbc 1.806 4172.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 001631158001639156 14 ri Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 10/02/14 AutoPay Amount 516,391.58 AME X001098 SDNY_Ghl_00326898 EFTA_00199652 EFTA01685896 G MAXWELL Dect-FATLiffil p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in dote compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransactions added to a Pay Over Time balance asof the date they are added. However, we will not charge interest on charges added toa Pay Over Time balance automatically ficw exampk, Sign & Trmrel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX:1 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on from do not use. • To change your address online.visit swnvamericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and roreign Address or Phone ehantskpleaw call (unmet Cant. • Please print dearly in blue or Neck Ink only in the boxes provided. n Sueet Address I City, State Zip Code Azea Code and Home Ran, vAoStedesnd Email I I Website: arnerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcenexpressatrdpelvacy. AMEX001099 SDNY_GM_00326899 EFTA_00 199653 EFTA01685897 Centurion® Card G MAXWELL Closing Date 09/17/14 DUPLICATE COPY Account Ending p.3/11 Payments and Credits Summary Payments Credits Total 414,330.86 GMAXWELL_ JENNIFER TURNER Total Payments and Credits -$239.00 4338 414,573.24 Detail 'Indicates postingdate Payments Amount 09/02/14° GMAXWELL AUTOPAY PAYMENT RECEIVED • THANK YOU UMB BANK NATKMAL ASSOCIATION -$14,330.86 Credits Amount 08/28/14 GMAXWELL BRITISH AIRWAYS DIREUSA BRITISH AIRWAYS From: To: N/A WA WA WA WA Ticket Number: 1258209646373 Passenger Name: MAXWELL/GHISLAINE MS Document Type: SUPPORTED REFUND Carrier YY YY YY re Class: 00 00 00 00 -$11.00 08/29/14 GMAXWELL SP* DOORBOT 3106016469 CA 3106018469 -$29.00 08/29/14 G MAXWELL SP • DOORBOT 3106018469 CA 3106018469 -$19920 09/12/14 JENNIFER TURNER RUNES MUSICUSA ITUNCUPER11NO CA RUNES MUSIC STORE -$338 New Charges Summary Total G MAXWELL JENNIFER TURNER $16,369.71 $2522 Total New Charges 516.394.96 Detail GMAXWELL Card Ending Foreign Spend Amount 08/14/14 SIDERUM CATANIA DEPARTMENT STORE EutopeaniNg $397.89 08/18/14 MAGIC TOUCH RESTORATLONG ISLAND CRY RUGS RESTORA NY $5,731.42 AMEX001100 Continued on reverse SDNY_GM00326900 EFTA 00199654 EFTA01685898 G MAXWELL D g I IN.9161. p.4/11 Detail Continued Foreign Spend Amount 08/18/14 ABBEY LOCKSMITHS INCNEW YORK NY 2125352289 Description Price HARDWARE STORE 51.03431 $1,034.31 08/20/14 EZPAY FEE NYC WATER800-766-6616 S29.88 08/20/14 NYC WATER BOARD/DEP718495-7000 NY $1,328.20 08/21/14 SP • DOOREOT 3106018469 CA 3106018469 522800 08/21/14 BROADVIEW NETWORKS 800-2762384 NY 9149227538 5509.99 08/22/14 VERIZONRECURRING PA800-VERIZON PA 54625 08/22/14 OVII•0.00/OVERSTOCKC8004343-2446 UT 800.843-2446 5192.59 08/23/14 DROPCAM.COM 27300O205AN FRANCISCO CA 4159634008 5298.00 08/25/14 HOMEDEPOT.COM 800-430-3376 CA 858831.2000 541.97 08/27/14 BESTBUY.COM 994 RICHFIELD MN 888-2374289 Description BBY01.665963002899 $337.50 08/27/14 DRPJAWBONE MINNETONKA MN 9529084089 $17631 08/28/14 BRITISH AIRWAYS DIREUSA BRITISH AIRWAYS From: To: LONDON HEATHROW AP BOSTON LOGAN INTER N/A N/A N/A Tkket Number 1258515109815 Passenger Name: FAAXINELLIGH6LAINE MS Document Type ADDITIONAL COLLECTION Carrier: C lass: BA 8 YY CO YY 00 YY 00 Date of Departure:09/01 555.00 08/29/14 CTCORPORATION 8006240909 NY LEGAISERVICE 51.248.80 09/02/14 12 EFAX SERVICES 323.617.3205 CA $16.95 09/02/14 LUCKY BRAND DUNGAREEBOSTON MA 9994994999 $29.50 09/02/14 PAPYRUS112183 000002BOSTON MA 2162527300 Description REFERTO RECEIPT 523.77 09/02/14 RH - BOSTON GALLERY BOSTON MA HARDWARE STORE S69.13 09/02/14 PAPER SOURCE BOSTON BOSTON MA 6175363444 510614 09/02/14 DELUCA'S MARKET 542980STON MA 6175234343 Description Price GROCERY STORES, SUP 593.40 593.40 09/03/14 VERIZONRECURRING PA800-VERIZON PA $75.32 AMEX001101 Continued on next page SDNY_GM_00326901 EFTA_00199655 EFTA01685899 Centurion° Card G MAXWELL Closing Date 09/17/14 DUPLICATE COPY Account Ending p.5/11 Detail Continued Foreign Spend Amount 09/03/14 AMTRAK INTERNET SALEWASHINGTON DC From: BBY To: NYP TkIret Number: 2460616056895 1(800)872.7245 09/03/14 THE RESTAURANT CLIO BOSTON MA RESTAURANT FOOD/BEVERAGE S46.01 TIP 38.99 $16500 $5500 09/07/14 Starbucks 100821 NewNew York NY FAST FOOD RESTAURANT $4.84 09/08/14 DIRECTV SERVICE 800-347-3288 CA $144,84 09/08/14 USER UBER 866-576-1039 CA 8665761039 S23.00 09/08/14 MAGIC TOUCH RESTORATLONG ISLAND CITY NY RUGS RESTORA S300.00 09/09/14 PAYPAL •JANTJEWELLE 4029357733 CA 402-935-7733 Description PROFESSIONAL SERVIC S50.00 09/09/14 ETSY.COM S4292980474BROOKLYN NY 8889614798 Description Price MISCELLANEOUS APPAR S36.00 S36.00 09/11/14 Statbucks 918509 NewNew York NY $3.54 FAST FOOD RESTAURANT 09/11/14 OLDE GOOD THINGS, INSCRANTON PA 5703417668 5790.00 09/12/14 Starbucks 118509 NewNew York NY FAST FOOD RESTAURANT $4.30 09/12/14 OVPO.CO/OVERSTOCICC800-843-2446 UT 800.843-2446 $692.39 09/12/14 BESTBUY.COM 994 RICHFIELD MN 2611,81 888-237-8289 Desalpilon 88Y01-661348060419 09/14/14 PARK EAST ANIMAL HOSNEW YORK NY 212-832-8417 Description PET MEDICAL SERVICE $35178 09/14/14 KIEHL'S LEXINGTON AVNEW YORK NY COSMETIC STORE S203.78 09/14/14 AT&T•BIL PAYMENT 9SDALLAS IX $168,45 800-331-0500 Description TELEPHONE SERVICE/E AMEX001102 Continued on reverse SDNY_GM_00326902 EFTA_00I99656 EFTA01685900 G MAXWELL DWITFATIni9iiik p.6,11 Detail Continued foreign Spend Amount 09/16/14 DIESEL NY01 444216 NEW YORK NY (2121309-0055 Description 002F005 DSL 00'SBNO 5290.12 09/16/14 Polo Ralph Lauren OINew York NY Polo Ralph Lauren Is JENNIFER TURNER Card Ending $434.54 Foreign Spend Amount 06/21/14 ITUNES MUSKUSA ITUNCUPERTINO CA RUNES MUSIC STORE 515.23 09/06/14 RUNES MUSKUSA ITUNCUPERTINO CA RUNES MUSIC STORE 59.99 Fees Amount Total Fees for this Period 50.00 2014 Fees and Interest Totals Year-to-Date Total Fees in 2014 Total Interest in 2014 Amount 52445.00 $0.00 r hiterest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated From To Annual Percentage Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later Total 07/08/2010 9.15%(v) moo 50.00 $0.00 (v) Variable Rate Information on Pay Over Time Features You may have access to one or more Pay Over Time features as part of your Card account. These features allow you to carry a balance on certain purchases. Current APR The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features: (v) indicates variable rate For Select & Pay later, the APR is 9.15%60. Please refer to page 2 for further Important Information regarding your account AMEX001103 SDNY_GM_00326903 EFTA 00199657 EFTA01685901 Centurion® Card G MAXWELL Closing Date 09/17/14 DUPLICATE COPY Notice of Important Changes to the Additional Benefits of Your Card Account Ending Effective immediately, we are making a change to the location of the Terms and Conditions of the Additional Benefits of Your Card. You can now access and view the Terms and Conditions for the following benefits on your eligible Cards online through the URLs listed below: Purchase Protection - americ.snexpress.com/CenturionPPTerms Return Protection - ameiicanexpress.conVCenturionRPTerms Extended Warranty - americanexpress.com/CenturionEVVTerms Event Ticket Protection Plan - americanexpress.com/CenturionETPPTerms Premium Global Assist Hotline - americanexpress.com/CenturionGATerrns Premium Roadside Assistance - americanexpress.com/CenturionRATerms Car Rental Loss and Damage Insurance - americanexpress.com/CenturionCRLDITerms Travel Accident Insurance - americanexpress.com/CenturionTAITerms Baggage Insurance Plan - americanexpress.com/CenturionBIPTerms If you would like a printed version of the Tens and Conditions, please call the number on the back of your Card. The insurance products are no longer available in certain territories. Effective August 1, 2014, the insurance products that come as a benefit of your Cardmembership are not available for residents of the Federated States of Micronesia, The Marshall Islands, and the Republic of Palau. Depending on your Card, the insurance products may include: Purchase Protection, Extended Warranty, Event Ticket Protection Plan. Car Rental Loss and Damage Insurance, Travel Accident Insurance, Baggage Insurance Plan or/and Employee Card Misuse Protection. Effective December 1, 2014, the Event Ticket Protection Planl benefit will no longer be available. The Event Ticket Protection Plan' benefit will be discontinued as of December 1, 2014. Event Ticket Protection Plan' claims may be filed fora loss that occurs before December 1, 2014. You must file a claim for any loss within 180 calendar days after the loss occurred. Claims will not be accepted for a loss that occurred on or after December 1, 2014. For copies of the insurance documents which are effedive until November 30, 2014. or for questions. please call the number on the back of your Card. Please note that this benefit is not presently available to residents of New York State, Puerto Rico, U.S. Virgin Islands, American Samoa, Federated States of Micronesia, Marshall Islands, Palau and the U.S. Minor Outlying Islands, and will remain unavailable after December 1, 2014. Notice or Terms Information ' Event Ticket Protection Plan is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy AX0974 or Policy ETP-IND. For residents of GU and MP, the Plan is underwritten by Tokio Marine Pacific Insurance Limited, Hagatna. Guam under Policy CRCB000000103. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policies. Certain incidents are not covered, including but not limited to, non-emergency illness. You may be required to send additional documentation to us such as proof of loss or the unused ticket, in which case we will reimburse you for the shipping cost. This benefit is not available to residents of New York State, Puerto Rico, U.S. Virgin Islands, American Samoa, Federated States of Micronesia, Marshall Islands. Palau and the U.S. Minor Outtying Islands. This product provides secondary coverage. This means it pays eligible benefits not paid by any primary insurance that you have. For full Terms and Conditions, see amencanexpress.com/CenturionETPPTerms. p. 7/11 50994 BP/NACCCEN/0914 AMEX001104 SDNY_GM_00326904 EFTA_00 199658 EFTA01685902 G MAXWELL DUPLICATE CIS Account Ending p. 8111 AMEX001105 SDNY_GM_00326905 EFTA_00199659 EFTA01685903 Centurion° Card G MAXWELL Closing Date 09/17/14 DUPLICATE COPY Account Ending p 9/11 Notice of Important Change to Your Account Terms We are making changes to the American Express Cardmember Agreement ("Agreement"), Your Agreement for Transferring Funds Electronically (EFT) and other terms governing your account referenced in this notice. We urge you and any Additional Cardmembers on your account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. Summary of Changes Phone Numbers for "EFT" Inquiries We are changing the How to contact us about the services section of Your Agreement for Transferring Funds Electronically to update the toll-free numbers provided in that section. De ail of Changes to Your Account Terms The terms of the account referenced in or with this notice are subject to change in accordance with Your Agreement for Transferring Funds Electronically (the "EFT Agreement"). This notice formally amends the Agreements as described below. Any terms in the Agreement conflicting with these changes is replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Effective immediately, the How to contact us about the services section of Your Agreement for Transferring Funds Electronically is deleted and replaced with the following: "You can call us at 1-800-IPAY-AXP for Pay By Phone questions, at 1.800-528.2122 for Pay By Computer questions, at 1-800-528-4800 for AutoPay questions, and at 1-800-CASH-NOW for Express Cash questions. You may also write to us at American Express, Electronic Funds Services, P.O. Box 981531. El Paso. TX 79998-1531." Notice of Change to Your Account Benefits As of January 21. 2014. Centurion members are eligible to enroll in either Hertz' Platinum status or Hertz Gold Plus Rewards status as a complimentary benefit of Cardmembership. Hertz Platinum status was not available as a benefit of Cardmembership prior to January 21, 2014. Hertz Platinum status includes all the same membership benefits as Hertz Gold Plus Rewards status, plus some additional benefits that are not available with Hertz Gold Plus Rewards status. You must enroll in order to receive the membership benefits associated with either status. Centurion members who are already enrolled in Hertz Gold Plus Rewards status will continue to have the same membership benefits available to them with such status unless they change their status to Hertz Platinum in order to receive the Hertz Platinum membership benefits. You can enroll in Hertz Gold Plus Rewards or Hertz Platinum or change your current Hertz status by calling American Express at 1.877-877-0987. S1094 BP/HEFTCEN/0914 AMEX001106 SDNY_GM_00326906 EFTA_00 199660 EFTA01685904 G MAXWELL DYI'c'APAT,L5fia p 10/11 AMEX001107 SDNY_GM_00326907 EFTA_00199661 EFTA01685905 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p 11/11 Prepared for G MAXWELL Account Number Total Points Balance 688,884 Points Earned this Period 16,190 (Account Summary August 1,2014-August 31,2014) Opening Points Balance 672,694 Points Earned this Period +16,M Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 688A84 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? membershiprinvards.cont 1-9002974300 International Collect 305-916-2799 Did You Know? Use Points For Your Use your Card for charCn:trayel, dining, groceries, and more, then go online and use the points youeamed toward your eligiblecharges. Learn more at menlworsh Ipreward s.comiyourc ha rges I Points Transaction Detail August 1,2014 -August 31,2014 ) Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Total Points Activity Per Card )1?(Vciropum 14554 0 14554 mtwx5Sds 1556 65 VtierEam7AMRPoints8.54.7 1.621 ONAMIlm 15 0 15 Total 16,125 65 16,190 Member ship Rewards points earned may be transferred or redeemed as long as all enrol led Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershipmwards.com. Terms and Conditions of the Membership Rewards' program apply. Fa mare information, visit mernbershiprewards.comnerms or call 1800.297.1300. From overseas, call collect 305 816 2799 AMEX001108 SDNY_GM_00326908 EFTA_OOI 99662 EFTA01685906 AMEX001109 SDNY_GM_00326909 EFTA 00199663 EFTA01685907 Centurion° Card G MAXWELL Closing Date 10/17/14 DUPLICATE COPY ow Balance Please Pay Byt $12,451.86 11/02/14 *Payment is due upon receipt. We suggest you pay by the Please Pay By date. fl See page 2 for important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-8004184866. p See Page 9 For A Notice Of Changes To The Membership Rewards Program Terms &Conditions We will debit your bank account for your payment of $12,451.86 on 11/01/14.This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 10/30/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. S. Payment Coupon WI Do not staple or use paper clips Check here it your address or phone number has changed. Note charges on reverse side. p 1/11 Account Ending Membership Rewards' Points Available and Pending as of 09/30/14 707,133 For up to date point balance and full program details, visit mambershIprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees $16391.58 -$16,408.47 +$12,468.75 +$0.00 New Balance $12,451.86 Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.877-0987 1.8064729297 OSee page 2 for additional information. Pay by Computer US Pay by Phone ameikanexpresscorn/pbc BM 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Make c hec k payable to American Express. Please Pay By 11/02/14 AutoPay Amount S12,451.86 IIIIIIIIIIIIIIIIII IlrrrlLdJLrrlllrnLnlllrrnrinll 001245186001245186 14 ri AME X001110 SDNY_GM_00326910 EFTA_00199664 EFTA01685908 G MAXWELL Dect-FAnTSciffil p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADS and interest results in daily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransact ions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically floc exampk, Sign & Trmrel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY: I -800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit swnvamericaneipressiorrilupdatecontactinfo • For Name. Company Name. and Foreign Address or Phone changskploaw call Customer Cart • Please pant dearly in blue or black Ink only in the bases provided. n Sueet Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I I Website: amerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcanexpresszotrdpdvacy. AMEX001111 SDNY_GM_00326911 EFTA_00 199665 EFTA01685909 Centurion° Card G MAXWELL Closing Date 10117/14 DUPLICATE COPY Account Ending . WI I Payments and Credits Summary Payments Credits Total -516,388.04 MAXWELI Total Payments and Credits -S20.43 416A08.47 Detail •indicates posting date Payments 10/02/14• G MAXWELL Amount AUTOPAY PAYMENT RECEIVED- THANK YOU UMB BANK. NATIONAL ASSOCIATION .516,389.04 Cats Amount 10/01/14 G MAXWELL Starbucks 118509 NewNew York NY 8007827282 -$3.54 10/09/14 G PAAXWELL UBEil USER 866-576-1039 CA 8665761039 -$16.89 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Now Charges $12,122.05 $346.70 $12,468,75 Detail G NUUCWELL Card Ending Amount 09/17/14 ELIM DELI CAFE INC 212-4394320 USFC 10065 $10.66 09/17/14 KM'S UES SPA 2NDFNEW YORK COSMETIC STORE NY $203.79 09/17/14 AMALI NEW YORK NY 2123398363 F000/BEVERAGE TIP 57893 51207 $91.00 09/18/14 Starbucks 118509 NewNew York FAST FOOD RESTAURANT NY $430 09/18/14 NY ST INS FUND D1SABALBANY 800-487-4567 NY $5554 09/18/14 OPAY NY INS FUND DISSAN RAMON 800-4874567 CA $1.36 09/18/14 FLORIDA DEPT OF STATTALLAHASSEE 8502456939 FL $538.75 09/18/14 OWE GOOD THINGS, diSCRANTON PA S457.81 5703417668 AMEX001112 Continued on reverse SDNY_GM_00326912 EFTA 00199666 EFTA01685910 G MAXWELL DrAglIN.Fira p. 4/11 Detail Continued 09/19/14 Amount EPSON STORE COMPUTER ACC WB-024038701 10065 $92.78 09/22/14 VERIZONRECURR1NG PA800-VERIZON PA $4625 09/22/14 JASON POSSUMAT00000NEW YORK NY 9177740347 Description REFER TO RECEIPT $1,360.93 09/22/14 BROADVIEW NETWORKS 800-2762384 NY 9149227538 $508.57 09/22/14 ITX USA LK ITX USA NEW YORK NY wwwara.com $59.90 09/23/14 MB F DOG SHOWS INFODGREENSBORO NC 336.379-9352 513580 09/23/14 BEST BUY ion NEW YORK NY ELECTRONICS STORE $32.65 09/24/14 UBER UBER 866-576-1039 CA 8665761039 $29.00 09/24/14 PRFCTLGRND LIGHTING 8007924457 VT DIRECT MKTG MISC Description MUSIC STORE - INSTR $760.00 09/24/14 KREW 4762 762 NEW YORK NY 212-824-2500 Description Price ALEX SKIRT SILK WOO $228.00 $24824 09/25/14 UBER UBER 866-576.1039 CA 8665761039 $15.00 09/26/14 Starbucks 418509 NewNew York NY FAST FOOD RESTAURANT $4.30 09/26/14 REST0989 CV/ 800-910-9836 CA HOME FURNISH $232.50 09/26/14 CORRADO BREAD & PASTNEW YORK NY 2127741904 $3948 09/29/14 ICELANDAIR AGENT SACOLUMBIA $2.500.60 09/29/14 Starbucle 118509 NewNew York NY FAST FOOD RESTAURANT $354 09/29/14 FOREVERLAWN SOUTHWESNORTH CANTON 330-499-1107 Description ONWARD CRUISE SHO OH $379.90 09/30/14 THEORY MADISON 28008NEW YORK NY 800-326-7985 Description APPAREL/ACCESSORIES $234.08 09/30/14 CLYDES 6500000003306NEW YORK NY $11484 2127443300 Description Price DRUG STORES/PHARMAC $11484 AMEX001113 Continued on next or SDNY_GM_00328913 EFTA 00199667 EFTA01685911 Centurion° Card G MAXWELL Closing Date 10/17/14 DUPLICATE COPY Account Ending p.5/11 Detail Continued Amount 09/30/14 LOBELS 000000001 NEW YORK NY 2127371372 Description REFER TO RECEIPT $54.98 09/30/14 DEAN&DELUCA 1102 000NEW YORK NY 8002217714 Description GENERAL MERCHANDISE $19021 09/30/14 TIME WARNER ENTRMT 718-358-0900 NY CABLE SVCS $2.5630 10/01/14 Starbucks 418509 NewNew York NY FAST FOOD RESTAURANT $7.08 10/01/14 AMTRAK INTERNET SALEWASHINGTON DC From: NYP Ta 88Y Ticket Number 2740616072483 1(800)872.7245 $185.00 16/02/14 Starbucks 1118509 NewNew York NY FAST FOOD RESTAURANT $3.54 10/02/14 JASON POSSUMAT00000NEW YORK NY 9177740347 Description REFER TO RECEIPT 51.76921 10/03/14 REST0989 CW 800-9109836 CA HOME FURNISH $273.77 10/05/14 MTA TBTA E-ZPASS STATEN ISLAND NY $25.00 2P-177599296 Description FOR BILLING QUESTIO ACCT: 9740240 B 10/06/14 VERIZONRECURRING PA800-VER1ZON PA $7544 10/07/14 VERIZONRECURRING PAYPHONESERVICE 6019008424 19103 $86.98 10/08/14 DIRECTV SERVICE 800-347-3288 CA $144.84 10/08/14 UBERUBER 866-576-1039 CA 8665761039 $24.51 10/10/14 UBERUBER 866-576-1039 CA 8665761039 $624 10/10/14 AMTRAK TICKET SALES WASHINGTON DC $304.00 From: DOS To: NYP Ticket Number 2839273021740 1 (800)872-7245 10/10/14 STARBUCKS SOUTH STAT8OSTON MA $4.20 857-250-4173 FOOD $420 10/12/14 UBERUBER 866.576-1039 CA 8665761039 511.40 AMEX001114 Continued on reverse SDNY_GM00326914 EFTA_OOI 99668 EFTA01685912 G MAXWELL DrAglIN.Fira p6/11 Detail Continued 10/13/14 Starbucks 818509 NewNew York NY FAST FOOD RESTAURANT 10/13/14 UBER WIER 866576-1039 CA 8665761039 Amount 54.30 $19.47 10/13/14 LEXINGTON HRDWRE/ELCNEW YORK NY 2128385386 $10.84 10/13/14 JANOVIC/PLAZ/VEAST 1800-3440400 Site1102 Reg0004 10065 CHARGE 530.71 10/14/14 Starbucks $00872 BosBoston MA FAST FOOD RESTAURANT $3.15 10/14/14 Starbucks 000872 BosSoston MA $3.91 FAST FOOD RESTAURANT 10/14/14 BRANDY MELVILLE BOSTBOSTON MA $50.00 2134881300 Description Pike MEN'S/WOMENS CLOTH $50.00 10/14/14 AT&T•BILL PAYMENT 9SDALLAS TX 5177.49 806331-0500 Descriptor TELEPHONE SERVKE/E 10/14/14 TSP TRIDENT 8COK SEBOSTON MA $14.66 6172678688 Description REFER TO RECEIPT 10/16/14 *07602 SHAW'S MARKETBOSTON MA 6172624688 522225 is JENNIFER TURNER Card Ending Amount 09/22/14 !TUNES MUSKUSA ITUNCUPERTINO CA !TUNES MUSIC STORE 515.23 09/25/14 Stadsucla 118509 NewNew York NY FAST FO00 RESTAURANT $10.02 10/02/14 10EHL'S UES SPA 2NDFNEW YORK NY COSMETK STORE $245.58 10/06/14 Starbucks 100872 BosBoston MA $10.06 FAST FOOD RESTAURANT 10/06/14 Starbucks 100872 BosBoston MA FAST FOOD RESTAURANT 59.70 10/06/14 DELUCA'S MARKET 5429B0STON MA 6175234343 Description Price GROCERY STORES, SUP $15.09 $15.09 10/08/14 HOPE 0206 BOSTON MA $21.24 617.262.2520 Description GIFT ITEMS 10/08/14 PATISSERIE ON NEWBURBOSTON MA $19.78 BAKERY AMEX001115 Continued on next page SDNY_GM_00326915 EFTA 00199669 EFTA01685913 Centurion. Card G MAXWELL Closing Date 10/17/14 DUPLICATE COPY Account Ending P. 7/11 Fees Amount Total Fees for this Period 50.00 2014 Fees and Interest Totals Year-to-Date Total Fees in 2014 Total Interest in 2014 Amount $2,545.00 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Front To Annual Percentage Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later Total 07/08/2010 9.15%10 $0.00 $0.00 $0.00 NI Variable Rate Information on Pay Over Time Features You may have access to one or mote Pay Over Time features as pan of your Card account. These features allow you to carry a balance on cenain purchases. Current APR The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features: (v) indicates variable rate For Select & Pay Later, the APR is 9.15% (v). Please refer to page 2 for further important Information regarding your account AMEX001116 SDNY_GM_00326916 EFTA_00 199670 EFTA01685914 G MAXWELL DUPLICATE CIS Account Ending p. 8111 AMEX001117 SDNY_GM_00326917 EFTA_00199671 EFTA01685915 Centurion° Card G MAXWELL Closing Date 10/17/14 DUPLICATE COPY Important Notice About a Change to Membership Rewards!' Program Redemption Options Account Ending Delta SkyMiles Program Transfer Allowance Effective January 1, 2015, Delta is making a program-wide change limiting the number of points that can be transferred into a SkyMiles account from any partner loyalty program, including the Membership Rewards Program. As a result, there will be 2 important changes that will limit the total number of Membership Rewards points that you can redeem for Delta SkyMiles: (1) the total number of Membership Rewards points that can be transferred out of any Membership Rewards account into one or more Delta SkyMiles accounts will be limited to 250,000 points per calendar year. and (2) the total number of Membership Rewards points that can be transferred into any individual Delta SkyMiles account will be limited to 250,000 points per calendar year. (A "calendar year is 12:00 am MST Jan 1 through 11:59 pm MST Dec 31). To view additional information regarding these changes, please visit membershiprewards.comidelta or call 1-800-AXP-EARN (1-800-297-3276) or the number on the back of your Card. As a reminder, through December 31, 2014, you may transfer a maximum of 999,000 points to a single SkyMiles account on any given day. The detailed change to Membership Rewards Program Terms can be found below. Detail of the Change The terms of the Membership Rewards program are subject to change in accordance with the program's Terms & Conditions. This notice formally amends the Terms & Conditions as described below. Any terms in the Terms & Conditions conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. Effective January 1, 2015, the Who can transfer points subparagraph of paragraph 1 of the "Using Points" section of the Membership Rewards Program Terms & Conditions is amended by inserting the following sentence at the end thereof: "You can only transfer 250,000 Membership Rewards points per calendar year into the Delta SkyMiles Program." p. 9/11 S02O4 BP/MRDLTCP/1014 AMEX001118 SDNY_GM_00326918 EFTA_00 199672 EFTA01685916 G MAXWELL DUPLICATE Cab Account Ending Important Notice About a Change to your Cardmember Benefits Starting March 1, 2015, and effective for the 2015 Medallions year, the Platinum Medallion status offered as part of your Centurions Membership will change from "earned" to 'complimentary." Currently, there are two differences between earned and complimentary Platinum Medallion status: (1) Complimentary status does not include the Medallion mileage bonus on paid flights, and (2) Access to Platinum Medallion Choice Benefits will become available only after you fly a minimum of eight Delta-marketed and operated flight segments during the Medallion year. All other Platinum Medallion benefits remain unchanged and Centurion Members will still receive the following as part of their Platinum Medallion status: • Access: Access to The Delta Sky Priority® suite of services featuring Priority Boarding, Priority Check-In and accelerated security lines at select airports • Upgrades: Unlimited Complimentary Upgrades on eligible paid and Award Tickets • Convenience: Waived baggage fees, complimentary Economy Comfore and Preferred Seats, waived same-day standby and confirmed fees, expedited baggage service Centurion Members who have otherwise earned Platinum status based on Delta's published qualification criteria will continue to receive the benefits of earned Platinum Medallion status. This change will have no impact on the complimentary airport lounge access to Delta Sky Clubs® as part of Centurion Membership. The terms of Platinum Medallion status are subject to change by Delta Air Lines. For more information or to view the latest Medallion terms and conditions please visit: delta.com/medallionterms. p 10/11 S02O4 BP/MRDLTCP/1014 AMEX001119 SDNY_GM_00326919 EFTA_00 199673 EFTA01685917 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p 11/11 Prepared for G MAXWELL Account Number Total Points Balance 707,133 Points Earned this Period 18,249 Account Summary September 1,2014 - September 30,2014 Opening Points Balance 688)384 Points Earned this Period +18,249 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 707,133 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? membershiprinvards.corn 1400.2974300 International Collect 305-816-2799 Did You Know? Use Points For Your Use your Card for charCn:trayel, dining, groceries, and more, then go online and use the points youeamed toward your eligiblecharges. Learn more at membersh Ipreward s.comiyourc ha rges I Points Transaction Detail September 1,2014 - September 30, 2014 ) Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Total Points Activity Per Card )1?(Vciropum 16,131 0 16,131 mtx5S ds 2,017 79 Aber Frn WAR PointsA51.7 2,096 ONAMIlm 22 0 22 Total 18,170 79 18,249 Member ship Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershipftwards.com. Terms and Conditions of the Membership Rewards' program apply. Fa more Information, visit mernbershiprewards.comnerms or call 1800.297.1300. From overseas, call collect 305 816 2799 AMEX001120 SDNV_GM_00326920 EFTA_00199674 EFTA01685918 AMEX001121 SDNY_GM_00328921 EFTA_00199675 EFTA01685919 Centurions Card DUPLICATE COPY G MAXWELL Closing Date 11/17/14 Next Closing Date 12/18/14 Account Ending New Balance LPlease Pay By $21,519.92 12/02/14* , t Payment is due upon receipt. We suggest you pay by the Please Pay By date. CI See page 2 for Important Inforinatkm about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. p See Page 9 for Important Changes to Your Account Terms D See Page 11 for Important Changes to Your Agreement for Transferring Funds Electronically We will debit your bank account for your payment of 821,519.92 on 12/02/14. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 11/30/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pal Payment Coupon Do not staple or use paper clips ri Check here if your addressor phone number has changed. Note c hanges on reverse side. p. 1/15 Membership Rewards* Points Available and Pending as of 10/31/14 722,924 For up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance $12,451,86 Payments/Credits 413415.61 NewCharges 422.88347 Fees 40.00 New Balance 521,S19.92 Days in Billing Period: 31 Customer Care Pay by Computer amerkanexpresscom/pbc Customer Care Pay by Phone 1477-877-0987 1-800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone anierkanexpress.cornipbc 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 002151992002151992 14 rl Account Ending Enter account number on all documents. Malce c hec k payable to American Express. Please Pay By 12/02/14 AutoPay Amount $21,519.92 AME X001122 SDNY_GM_00326922 EFTA_00199676 EFTA01685920 G MAXWELL DUI-FAnTSciffil p. 2/15 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: 11) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADS and interest results in daily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransact ions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically0ov exampk, Sign & Trmrel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. 'PA Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit swnvamericaneipressiorrilupdatecontactinfo • For Name. Company Name. and Foreign Address or Phone changskploaw call Customer Cart • Please pant dearly in blue or black Ink only in the bases provided. n Sueet Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I I Website: amerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcanexpresszotrdpdvacy. AMEX001123 SDNY_GM_00326923 EFTA_00 199677 EFTA01685921 Centurion° Card G MAXWELL Closing Date 11117/14 DUPLICATE COPY Account Ending p.3/15 Payments and Credits Summary Payments Credits Total -$12,451.86 MAXWELI. Total Payments and Credits -$1,363.75 3,S1 $el Detail •tndkates posting date Payments 11/01/14• GMAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU UMB BANK, NATIONAL ASSOCIATION -$12,451.86 Credits Amount 11/10/14 GMAXWELL BESTBUY.COM 994 RICHFIELD MN 888-237-8289 Description BBY01.669109020373 -$43.55 11/13/14 GMAXWELL AMERICAN EXPRESS TVLPHOENIX AZ AMERICAN AIRLINES INC From: To: CHARLOTTESVILLE NEW YORK LA GUARDI N/A N/A N/A Tkket Number 00175070672464 Passenger Name: MAXWELUGHISIAINE NO Document Type: SUPPORTED REFUND Class: AA K YY 00 YY 00 YY 00 Date of Departure:11/14 -$851.10 11/13/14 G MAXWEU. AMERICAN EXPRESS -$469.10 IVLPHOENIX AZ DELTA AIR LINES INC. Amount From: To: NEW YORK LA GUARDI BOSTON LOGAN INTER N/A N/A N/A Ticket Number: 00675070672474 Passenger Name: MAXWELL/GHISLAINE NO Document Type: SUPPORTED REFUND Carrier: Claw DL YY 00 YY 00 YY 00 Dateof Departure: 11/14 New Charges Summary Total G MAXWELL - JENNIFER TURNER Total New Charges $22.808.57 $75.10 $22,1113.67 AMEX001124 Continued on reverse SDNY_GM_00326924 EFTA_00199678 EFTA01685922 G MAXWELL DrAglIN.9161. µV15 Detail G MAXWELL Card EndingI Amount 10/15/14 KENDALL HOTEL 000000CAMBRIOGE MA LODGING FOOD/BEVERAGE TIP $87.7a $10.00 $97.74 10/18/14 UBERUBER 866-576-1039 CA 8665761039 58.32 10/19/14 UBERUBER 866-576-1039 CA 8665761039 59.69 10/19/14 PORT AUTHORITY E-ZPASTATEN ISLAND NY 3P-179018480 Description FOR BILLING QUESTIO ACCT: 8449374 B 525.00 10/20/14 UBERUBER 866-576-1039 CA 8665761039 524.71 10/20/14 LE PAIN QUOTIDIEN 14NEW YORK NY RESTAURANT FOOD/BEVERAGE $1252 $12.52 10/21/14 UBERUBER 866-576-1039 CA 8665761039 34400 10/21/14 BROADVIEW NETWORKS 800-2762384 NY 9149227538 $52223 10/22/14 VERIZONRKURRING PA800-VERIZON PA 10/22/14 Staibucks 918509 NewNew York NY FAST FOOD RESTAURANT 54623 $3.54 10/22/14 MB F DOG SHOWS INFODGREENSBORO NC 5169.75 336479-9352 10/22/14 IDEAL CHEESE SHOP 88NEW YORK NY 2126887579 $40A0 10/22/14 LE PAN QUOTIDIEN 14NEW YORK NY RESTAURANT FOOD/BEVERAGE 51252 $12.52 10/22/14 FOOD EMPORIUM 136703NEW YORK NY 2122496778 $1266.1 10/22/14 WHOLEFDSMTE 110408 NEW YORK NY 54121 6464971222 Description Pike GROCERY STORES $4121 10/23/14 IOEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $167.21 10/23/14 TIME WARNER ENIRMT 718-358-0900 NY CABLE SVCS $525.95 10/24/14 TS PARK EAST ANIMAL NEW YORK NY VETERINARY SERVICE 5346.50 10/24/14 SMILEY'S 212-688-1510 212-688-1510 $28.03 10/25/14 GODADDY.COM SCOTTSDALE AZ $4.99 10/26/14 UBERUBER 866-576-1039 CA 8665761039 MOO 1125 Continued on next page SDNY_GM_00328925 EFTA_00199679 EFTA01685923 Centurion° Card DUPLICATE COPY p.915 G MAXWELL Closing Date 11/17/14 Account Ending [ Detail Continued Amount 10/27/14 AMERICAN EXPRESS TVLPHOENIX AZ DELTA AIR LINES INC. From: To: NEW YORK LA GUARDI MONTREAL DORVAL IN NEW YORK LA GUARD WA WA Tkket Number. 00675032729921 Passenger Name MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Carrier: Dl AC YY VY Date of Class: A 00 00 Departure: I 1)01 $1,364.30 10/27/14 UBER UBER 866-576-1039 CA 8665761039 $33.00 10/28/14 UBER USER 866-576-1039 CA 8665761039 $34.00 10/28/14 PAYPAL ABC SALES 4029357733 CA 402-935-7733 Description PROFESSIONAL SERVIC $122.45 10/28/14 JASON POSSUMAT00000NEW YORK NY 9177740347 Description REFER TO RECEIPT 5816.56 10/29/14 Staibucla 107544 BosBoston MA FAST FOOD RESTAURANT $15.10 10/29/14 JACK WILLS BOSTON 00BOSTON MA 2038384884 Description GENERAL MERCHANDISE 57950 10/29/14 ZAFtA USA 3753 00)0 BOSTON MA WOMEN'S CLOTHING Description APPAREL/ACCESSORIES 5298.80 10/29/14 GNC /02945 945 BOSTON MA MISC FOOD STORE Description GNC $10.08 11/03/14 VERIZONRECURRING PA800-VERIZON PA Class: 00 00 Departure:11/15 $7532 11/04/14 BRITISH AIRWAYS ARC USA BRITISH AIRWAYS From: To: BOSTON LOGAN INTER LONDON HEATHROW AP DALLAS/FORT WORTH N/A N/A Tkket Number: 1257504985233 Passenger Name: MAXWELUGHISLAINE NOELLE Document Type: PASSENGER TICKET Camel: BA BA YY YY Date of $9056.60 11/04/14 TOP SHOP TOP MAN - SNEW YORK NY 5601.06 2129660714 Description Price CLOTHING (WOMEN) $601.06 AMEX001126 Continued on reverse SDNY_GM_00326926 EFTA_00199680 EFTA01685924 G MAXWELL DePSITLFira p6/15 Detail Continued 11/06/14 Amount VERIZONRKURRING PAYRHONESERVKE 6019008424 19103 $86.98 11/06/14 PRFCTLGRND LIGHTING 8007924457 VT DIRECT MKTG MSC Description MUSIC STORE • INSTR $881.60 11/08/14 MEW SERVICE 800-347-3288 CA $144.84 11/10/14 SMILEY'S 212-688-1510 212-688-1510 $1228 11/10/14 JASON POSSUMAT00000NEW YORK NY 9177740347 Description REFER TO RECEIPT $1,224.84 11/10/14 BESTBUY.COM 994 RICHFIELD MN 888-237-8289 Description W01-669109020373 S1,455.64 11/11/14 REST0989C1V 80D-9104836 CA HOME FURNISH 31,763.78 11/11/14 RESTO 9890N 800-910-9836 CA HOME FURNISH $162.22 11/12/14 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $276.94 11/13/14 AMERICAN EXPRESS TVLPHOENIK AZ AMERICAN ANILINES INC From: To: CHARLOTTESVILLE NEW YORK LA GUARD' N/A N/A N/A Tkket Number.00175070672464 Passenger Name: MAXWELL/GH6LAINE NO Document Type: PASSENGER TICKET Carrier: Class: M YY 00 YY 00 YY 00 Date of Departure:11/14 Carrier: Class: DL YY 00 YY 00 YY 00 Date of Departure:11/14 $851.10 11/13/14 AMERICAN EXPRESS WLPHOENW AZ DELTA AIR LINES INC. From: To: NEW YORK LA GUARD, BOSTON LOGAN INTER N/A N/A N/A Ticket Number:00675070672474 Passenger Name MAXIVELUGHISLAINE NO Document Type: PASSENGER TICKET 5469.10 11/14/14 JETBLUE AIRWAYS 4100WEBCHKKIN P OK JETBLUE AIRWAYS $30.00 From: To: Carrier: Class: N/A N/A YY 00 N/A YY 00 N/A YY 00 N/A VY 00 Tkket Number. 27906145565524 Date of Departure:11/14 Passenger Name: MAXWELLJGHLSUUNE NOELLE Document Type. ADDITIONAL COLLECTION AMEX001127 Continued on next page SDNY_GM_00326927 EFTA_00199681 EFTA01685925 Centurion. Card G MAXWELL Closing Date 11/17/14 DUPLICATE COPY Account Ending p 7/15 Detail Continued Amount 11/14/14 AMERICAN EXPRESSIVIPHOENIX AZ JETBLUE AIRWAYS CORPORATI From: To: Carrier: Class: RICHMOND BOSTON LOGAN INTER B6 N/A YY 00 N/A re 00 N/A YY 00 Tkket Number: 27975072900681 Date of Departure:11/14 Passenger Name MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET 11/14/14 AT&PBILL PAYMENT 9SDALLAS TX 800331.0500 Description TELEPHONE SERVICE/E 11/15/14 PATISSERIE ON NEWBURBOSTON MA BAKERY 5346.48 3711.1 / S6420 11/15/14 PATISSERIE ON NEWBURBOSTON MA BAKERY $4.68 11/15/14 DELUCA'S BACK BAY SIBOSTON MA 6172625990 Description Price GROCERY STORES, SUP 33930 $39.80 ® JENNIFER TURNER Card Ending Amount 10/20/14 RUNES MUSICUSA RUNCUPERTINO CA RUNES MUSIC STORE 559.87 10/21/14 RUNES MUSICUSA ITUNCUPERTINO CA RUNES MUSIC STORE 51523 Fees Amount Total Foes for this Period 50.00 2014 Fees and Interest Totals Year-to-Date Total Fees in 2014 Total Interest in 2014 Amount $7,5,15.00 $0.00 AMEX001128 SDNY_GM_00326928 EFTA_00199682 EFTA01685926 G MAXWELL p. 8115 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest tate on your account. Transactions Dated From To Select & Pay Later Total 07/08/2010 Annual Percentage Rate 9.15%(v) Balance Subject to Interest Rate $0.00 Interest Charge S0.00 $0.00 ft/VariableRate Information on Pay Over Time Features You may have access to one or mote Pay Over Time features as part of your Card account. These features allow you to carry a balance on certain purchases. Current APR The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features: (v) indicates variable rate For Select & Pay Later, the APR is 9.15%(v). Please refer to page 2 for further important Information regarding your account AMEXC4)1129 SDNY_GM_00326929 EFTA_00 199683 EFTA01685927 Centurion® Card G MAXWELL Closing Date 11/17/14 DUPLICATE COPY Account Ending p.9/15 Notice of Important Changes to Your Account Terms We are making changes to the American Express Cardmember Agreement ("Agreement") and other terms governing your account referenced in this notice. A summary of the changes appears below. Changes to your Agreement can be found below under "Detail of Changes to your Cardmember Agreement." We urge you and any Additional Cardmembers on your account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. Important Changes to Your Account Terms Important Notice Regarding Your Late Payment and Returned Payment Fees The following is a summary of the changes that are being made to your account terms. For more detailed information, please see the Detail of Changes on the following page(s). Revised Terms, effective for billing periods ending on or after January 1, 2015 Late Payment Fee Returned Payment Fee Up to $38. However, if your account does not have a Pay Over Time feature or balance and you do not pay for two billing periods in a row, your fee will be $38 or 2.99% of the past due amount, whichever is greater. Up to $38. Summary of Other Changes Late Payment Fee Assessment Date Effective for billing periods ending on or after January 1, 2015, if you do not pay the required payment by the Next Closing Date shown at the top of your billing statement, we will charge a late fee. Previously, you had to make the required payment within 20 days after the Next Closing Date to avoid the late fee. Wdh this change, you will need to make the required payment by the Next Closing Date to avoid a late fee. As a reminder, your payment is still due upon receipt of your billing statement, or on the Payment Due Date if your statement includes a Pay Over Time balance. Your billing statement states the time and manner by which you must make your payment for it to be credited as of the same day it is received. Determining the Prime Rate We are clarifying that to calculate interest we use the Prime Rate published in the rates section of The Wall Street Journal. See the following page(s) for the Detail of Changes S20N4 BP/PCSCHPFt/Ajdioon30 SDNY_GM_00326930 EFTA_00 199684 EFTA01685928 G MAXWELL DUPLICATE CIS Account Ending p.10/15 Detail of Changes to Your Cardmember Agreement The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement (the "Agreement"). This notice formally amends the Agreement as described below. Any terms in the Agreement conflicting with these changes are replaced fully and completely. Terms not changed by this notice remain in full force and effect We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Late Payment Fees and Returned Payment Fees Effective for billing periods ending on or after January 1, 2015, the Rates and Fees Table on page 1 of Part 1 of the Cardmember Agreement is amended by deleting the Penalty Fees row and replacing it with the following: Penalty Fees • Late Payment • Returned Payment Up to $38. However, if your account does not have a Pay Over Time feature or balance and you do not pay for two billing periods in a row, your fee will be $38 or 2.99% of the past due amount, whichever is greater. Up to $38. Late Payment Fees and Late Payment Fee Assessment Date Effective for billing periods ending on or after January 1, 2015, the How Rates and Fees Work section on page 2 of Part 1 of the Cardmember Agreement is amended by deleting the Late Payment sub-section in its entirety and replacing it with the following: Late Payment Accounts without a Pay Over Time Feature or Balance: Up to $38. However, if you do not pay the Amount Due for two billing periods in a row, your late fee will be $38 or 2.99% of the past due amount, whichever is greater. • Your first late fee is $27. This late fee will be charged if you do not pay the Amount Due on your billing statement by the Next Closing Date shown on that billing statement. • If you do this again within 6 billing periods. your late fee is $38 instead. • However, if you do not pay the Amount Due for two or more billing periods in a row, your late fee will be $38 or 2.99% of the past due amount, whichever is greater. • Your late fee will never exceed the Amount Due. Accounts with a Pay Over Time Feature or Balance: Up to $38. • Your first late fee is $27. This fee will be charged if you do not pay the Minimum Payment Due on your billing statement by the Next Closing Date shown on that billing statement. • If you do this again within 6 billing periods, your late fee is $38 instead. • Your late fee will never exceed the Minimum Payment Due. • Paying late may also result in a Penalty APR. See Penalty APR for new transactions and Penalty APR for existing balances above. Returned Payment Fee Effective for billing periods ending on or after January 1, 2015, the How Rates and Fees Work section on page 2 of Part 1 of the Cardmember Agreement is amended by deleting the Returned Payment sub-section and replacing it with the following: Returned Payment Up to $38. If you make a payment that is returned unpaid the first time we present It to your bank, the fee is $27. If you do this again within the same billing period or the next 6 billing periods, the fee is $38. However, the returned payment fee will not exceed the applicable Minimum Payment Due. A returned payment may also result in a penalty APR. See Penalty APR for new transactions above. About your payments Effective December 1, 20 4, the When you must pay section of About your payments in Part 2 of the Cardmember Agreement is amended by inserting the following sentence after the last sentence: "Each statement also shows a Next Closing Date." Determining the Prime Rate Effective immediately, the Determining the Prime Rafe sub-section of the About interest charges on Pay Over Time balances section in Part 2 of the Cardmember Agreement is amended by deleting the first sentence and replacing it with: 'We use the Prime Rate from the rates section of The Wail Street Journal" S20N4 BP/PCSCHPR/1114 AMEX001131 SDNY_GM_00326931 EFTA_00199685 EFTA01685929 Centurion' Card G MAXWELL Closing Date 11/17/14 DUPLICATE COPY Account Ending Important Changes to Your Agreement for Transferring Funds Electronically We are making changes to Your Agreement for Transferring Funds Electronically (the "EFT Agreement"). A summary of the changes can be found in the table below. A copy of the new EFT Agreement can be found on the following pages. This EFT Agreement replaces any previous EFT Agreement you may have received, and contains important information regarding Electronic Funds Transfers. Please take time to familiarize yourself with the EFT Agreement and retain it for future reference. Summary of Changes Limits on amounts and frequency of withdrawals We are clarifying that you can only make 7 withdrawals in a single day, regardless of the dollar amount of the withdrawals. Express Cash activity We are clarifying that your Express Cash activity will be shown on your card account statement. In case of errors or questions We are clarifying that if we need more time to investigate after you have reported an error to us, we will credit your bank account within 10 business days. See the following pages for your new EFT Agreement p 11/15 516N4 BP/EFTCCRG/1114 AMEMN)1132 SDNY_GM_00326932 EFTA_00199686 EFTA01685930 G MAXWELL DUPLICATE Account Ending Your Agreement for Transferring Funds Electronically p. 12/15 This EFT Agreement is between American Express Travel Related Services Company, Inc. and you. once you enroll in an Electronic Funds Transfer Service of ours (service) such as AutoPay, Pay By Computer, or Pay By Phone. This replaces any previous agreement you may have with us for the services. Words we use in this agreement In this EFT Agreement. you and your mean, in addition to the Basic Cardmember, any Additional Cardmembers who have enrolled in the service. We. our, and us mean American Express Travel Related Services Company, Inc. Your card account means the American Express card account Your bank is the bank, securities firm, or other financial institution that holds your bank account. Your bank account is the bank account you use to pay for any transactions you make through the service. Withdraw or withdrawal means an electronic debit or deduction of funds from your bank account. Our business days are Monday through Friday. excluding holidays. How Express Cash works Express Cash enables you to withdraw cash from your bank account at participating automated teller machines (ATMs) If you enroll in Express Cash. we will issue or allow you to choose a Personal Identification Number (PIN) You must use this PIN along with your card when withdrawing cash from an ATM. Keep your PIN confidential. Each time you withdraw cash using Express Cash, we will charge a fee of 3% of the amount of the transaction or SS, whichever is more The amount of the transaction is the total of the • amount of the withdrawal or funds transfer. • amount of goods or services received. and • any fee charged by the ATM operator or network used for the withdrawal. The amount of the transaction and the fee that we charge will be withdrawn from your bank account. For each withdrawal made in a foreign currency. we charge a fee of 2.7% of the converted U.S. dollar amount of the transaction. This fee will be withdrawn from your bank account. However, we do not charge this fee for ATM withdrawals made using cards issued on U.S Consumer or OPEN Platinum Card or Centunon Card accounts. See Converting charges made in a foreign currency in Part 2 of the Cardmember Agreement. S16N4 If a transaction is not honored by your bank, we will charge the amount of the transaction and a fee of S38 to your card account, or we may collect them directly from you. Limits on amounts and frequency of withdrawals We apply the following limits to the amount that can be withdrawn in a 30-day period. In addition, there is a limit of 7 withdrawals in a single day (regardless of the dollar amount of such withdrawals). The ATM operator may also impose knits. One from American $3,000 in a 30-day period Express Zync Card' 53,000 in a 30-day period Green Card $3,000 n a 30-day nod Gold Card $8,500 in a 30-day period Platinum Card' $10,000 In a 30-day period Centurion' Card $10,000 in a 30-day period You can get a receipt from the ATM each time you withdraw money from your bank account using Express Cash. Your monthly statement for your card account will show any Express Cash transactions in that billing period. AutoPay. Pay By Computer. Pay By Phone With these services, you can initiate electronic payments to your card account. When you do so. you allow us or our agent to draw a check on or initiate an automated clearing house (ACH) withdrawal from your bank account in the amount you authorize. If your bank returns a check or ACH withdrawal unpaid the first time we submit it for payment. we may cancel your right to use the service. Your bank may charge you a fee if this happens. How to stop AutoPay payments If you have told us to make AutoPay payments from your bank account. you can stop any of these payments by calling us at 1-800-227- 4669or wring to American Express, Electronic Funds Services, P.O Box 981540, El Paso, TX 79998-1540 in time for us to receive your request at least 2 business days before the payment is scheduled to be made. We will tell you, at least 10 days before each payment. when it will be made and how much it will be. If we receive your request to stop one of these payments at least 2 business days before the payment is scheduled to be made and we do not stop it, we will be liable for your losses or damages. Unauthorized transactions Tell us AT ONCE if you believe your card or PIN has been lost. stolen or used without your permission, or if you believe that a transaction has been made without your permission. Calling is the best way of keeping your possible losses down. You could lose all the money in your bank account (plus your maximum overdraft line of credit, if applicable). If you tell us within 2 business days after you learn of the loss, theft or unauthorized use of your card or PIN. you can lose no more than $50 if someone used your Card or PIN without your permission. If you do NOT tea us within 2 business days after you learn of the loss or theft of your card or PIN, and we can prove we could have stopped someone from using your card or PIN without your permission it you had told us. you could lose as much as $500. Tell us if you believe that someone has used or may use your card or PIN to use the EFT service without your permission. Cal anytime at 1-800-528-4800 (or 1- 336-393-1111 collect, If not in the U.S.). You may also write to us at American Express. Electronic Funds Services. P.O. Box 981532. El Paso, TX 79998-1532 Improper transactions or payments If we do not complete a transfer to or from your bank account on time or In the correct amount, according to this EFT Agreement, we will be liable for your Sneers or damages. There are some exceptions. We are not liable: • if, through no fault of ours, you do not have enough money in your bank account. • if the transfer would go over the credit hilinaviteon; any overdraft kne you may • if the ATM where you are making the transfer does not have enough cash: • if the funds in your bank account were subject to legal process or other encumbrance that restricted the transaction: • if cArcuntstances beyond our control (such as fire a flood) prevented the transaction, despite our reasonable precautions. a • if the terminal or system was not working properly and you knew about the breakdown when you started the transfer. Privacy We will disclose information to third parties about your transactions: • when necessary for completing transactions; • to comply with government agency or court orders; or • as stated in our Privacy Notice, which covers your use of the services. Arbitration The Arbitration section, in Part 2 of the Cardmember Agreement, applies to this EFT Agreement and the services. How to contact us about the services You can call us at 1-800-IPAY-AXP for Pay By Phone questions, at 1-800-528- 2122 for Pay By Computer questions, at 1-800-528-4800 for AutoPay questions, and at 1-800-CASH-NOW for Express BP/EFTCCRG/1114 AMEX001133 SDNY_GM_00326933 EFTA_00199687 EFTA01685931 Centurion(' Card G MAXWELL Closing Date 11/17/14 Cash questions. You may also write to us at American Express, Electronic Funds Services, P.O. Box 981531, El Paso. TX 79998-1531. In case of errors or questions If you think your statement or receipt is wrong, or if you need more information about a transaction on your statement or receipt. call or write us as soon as you can. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared. If you do not contact us because of certain circumstances (such as you are in the hospital), we may extend the 60-dayperiod for a reasonable time. When you contact us- • tell us your name and account number. • describe the error or the transaction you are unsure about. Explain as clearly as you can why you believe it is an error or why you need more information • tell us the amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within 10 business days after you called us. Within 10 business days after we hear from you we will determine whether an error has occurred. We will correct any error promptly However, if we need more time, we may take up to 45 calendar days to investigate. If we do take more time, we will credit your bank account within 10 business days for the amount you think is in error so that you will have use of the funds during the time it takes to complete our investigation. If we ask you to put your complaint or question in wnting and we do not receive it within 10 business days, we may not S16N4 DUPLICATE COPY credit your bank account for the amount you question. We will tell you the results within 3 business days after completing our investigation. If we decide that there was no error. we will send you a wntten explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and find no error, we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account If your bank account does not have enough funds to cover this withdrawal, we can Charge the amount to your card account or collect the amount from you. If this happens. we may cancel your right to use a service. We may end the services We. a any bank or financial institution that participates in the Express Cash service, may add to or remove any ATMs from the service We may extend or limit the services at any location without telling you ahead of time Also, we may stop a service at any time We may cancel your participation in a service at any time. If we do, we will write to you, but we may not send you the notice until after we cancel. Also, we may refuse to authorize a transaction at our discretion. We will end or suspend use of a service if. • you do not use it for 18 MINIMS in a row. • your card account is in default, • your card account is cancelled or suspended, • you cancel the authorization you gave your bank to pay for any transactions you make through the service, or • your bank account is closed to withdrawals by us or our agents. You may choose to stop using any service. If you do, you must mite to us at American Express, Electronic Funds Services, P.O. Box 981531, El Paso. TX 79998-1531. p. 13/15 Account Ending Assignment We may assign this EFT Agreement to a subsidiary or affiliate at any time. Note for Massachusetts residents General disclosure statement: Any documentation given to you which shows that an electronic funds transfer was made will be admissible as evidence of that transfer and will constitute prima facie proof that the transfer was made. Except as explained in this EFT Agreement, if you initiate an electronic funds transfer from your bank account, you cannot stop payment of the transfer. Unless otherwise provided in this EFT Agreement, you may not stop payment of electronic funds transfers. Therefore, do not use electronic transfers for purchases or service unless you are satisfied that you will not need to stop payment. Disclosure of bank account Information to third parties you gNe us your written authorization to disclose information about you, your bank account. or the transactions that you make to any person, that authorization will automatically expire 45 days after we receive it. Optional limit on obtaining cash: You can ask us to imit the total amount of cash that you may get from ATMs in a single day to 550. If you choose this option. we wit take all reasonable steps to comply with your request BP/EFTCCRG/1114 AMEX001134 SDNY_GM_00326934 EFTA_00199688 EFTA01685932 G MAXWELL DY1,1,!2471111‘ p 14/15 AMEX001135 SDNY_GM_00326935 EFTA_00199689 EFTA01685933 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p 15/15 Prepared for G MAXWELL Account Number Total Points Balance 722,924 Points Earned this Period 15,791 (Account Summary October 1,2014 -October 31,2014) Opening Points Balance 707,133 Points Earned this Period +15,791 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 722,924 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? membershiprinvards.carn 1-9002974300 Intemadorsal Collect 3054116-2799 Did You Know? Use Points For Your Use your Card for charC= Stravel, dining, groceries, and more, then go online and use the points youeamed toward your eligiblecharges. Learn more at mrtrobersh Ipreward s.comiyourc ha rges I Points Transaction Detail October 1,2014 -October 31,2014 ) Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Total Points Actlyky Per Card )1?(Vciropum 12,104 0 12,104 Retvx5S ds 3,330 10 titer Can, hfaR Points Rai ”40 ONAMIlm 347 0 347 Total 15,781 10 15,791 Member ship Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershipnrwards.com. Terms and Conditions of the Membership Rewards' program apply. fa more Information, visit mernbershIprewardscomiterms or call 1800.297.1300. From overseas, call collect 305 816 2799 AME X001136 SDNV_GM_00326936 EFTA_OOI 99690 EFTA01685934 AMEX001137 SDNY_GM_00326937 EFTA_00199691 EFTA01685935 Centurions Card DUPLICATE COPY G MAXWELL Closing Date 12/18/14 Next Closing Date 01/18/15 Account Ending New Balance LPlease Pay By $17,007.67 01/02/15 , t Payment is due upon receipt. We suggest you pay by the Please Pay By date. CI See page 2 for important Information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. 0 We will debit your bank account for your payment of $17,007.67 on 01/02/15. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 12/31/14. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. 0 Reminder: Starting with your next billing statement, if you do not make the required payment by the Next Closing Date shown on the statement, you will be charged a late fee. Plal Payment Coupon Do not staple or use paper clips rl Check hoe if your address or phone number has changed. Note c hanges on reverse side. p.119 Membership Rewards° Points Available and Pending as of 11/3W14 749,500 For up to date point balance and full program details, visit membershlprewards.com Account Summary Previous Balance 321419.92 Payments/Credits -521,523.07 NewChatges +S17,010.82 Fees +SOX New Balance $17,007.67 Days in Billing Period: 31 Customer Care Pay by Computer americanexpresscom/pbc Customer Care Pay by Phone 1-877-877-0987 1-800-472-9297 OSee page 2 for additional information. Pay byComputir In Pay by Phone amerkanexpress.cont/pbc 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Makecheck payable to American Express. Please Pay By 01/02/15 AutoPay Amount $17,007.67 Hhohoholill IlrrrlLddLrrlllrnLnlllrrrrlrrll 001700767001700767 14 ri AME X001138 SDNY_GM_00326938 EFTA_00199692 EFTA01685936 G MAXWELL DUI-FAnTSciffil p. 29 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: 11) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADS and interest results in daily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransact ions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically0ov exampk, Sign & Trmrel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. 'PA Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit swnvamericaneipressiorrilupdatecontactinfo • For Name. Company Name. and Foreign Address or Phone changskploaw call Customer Cart • Please pant dearly in blue or black Ink only in the bases provided. n Sueet Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: amerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcanexpresszotrdpdvacy. AMEX001139 SDNY_GM_00326939 EFTA_00 199693 EFTA01685937 Centurion° Card G MAXWELL Closing Date 12/18/14 DUPLICATE COPY Account Ending P. 3/9 Payments and Credits Summary Payments Credits Total 421,519.92 MAXWEL I Total Payments and Credits -$3.15 -$21,523.07 Detail 'indicates posdng date Payments 12/02/14* GMAXWELL Amount AUTOPAY PAYMENT RECEIVED- THANK YOU UMB BANK, NATIONAL ASSOCIATION -$21,519.92 Credits Amount 12/08/14 GMAXWELL Starbuc ks *00870 BosBoston MA 8007827282 -$3.15 New Charges Summary Total G MAXWELL $16.934.09 JENNIFER TURNER $76.73 Total Plow Cherges $17,010.82 Detail G MAXWELL Card Ending Amount 11/17/14 AMERICAN EXPRESS IVLPHOENIX AZ AMERICAN AIRLINES INC From: To: NEW YORK LA GUARDI DALLAS/FORT WORTH NEW YORK LA GUARD' N/A N/A Ticket Number:00175079058416 Passenger Name: MAXWELL/GHISLAINE NO Document Type: PASSENGER TICKET Carrier: Class: AA A DL ry 00 re 00 Date of Departure: lri I9 S2,022.20 11/18/14 EZPAY FEE NYC WATER800-766-6616 NJ $3860 11/18/14 NYC WATER BOARD/DEP718-595-7000 NY $1,715.36 11/19/14 MB F DOG SHOWS INFODGREENSBORO NC 336-379-9352 $143.80 11/19/14 ABBEY LOCKSMITHS INCNEW YORK NY 3606A1 2125352289 Description Price HARDWARE STORE $606.41 AMEX001140 Continued on reverse SDNY_GM_00326940 EFTA 00199694 EFTA01685938 G MAXWELL DrAglIN.Fira p 4/9 Detail Continued 11/20/14 Amount AMERICAN EXPRESS TVLPHOENIX AZ AMERICAN AIRLINES INC From: To: DALLAS/FORT WORTH NEW YORK LA GUARD! N/A N/A N/A Tkket Number 00175086987552 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Carrier Class: AA YY CO YY 00 YY 00 Date of Departure:11/20 51,15210 11/21/14 CAREY WASHMGTON DC 888-649-3949 Description NOV 19 2014 DALLAS MAXWELL GHISLAINE $128.51 11/21/14 BROADVIEW NETWORKS 800-2762384 NY 9149227538 $524.11 11/21/14 GRACES MARKETPLACE NEW YORK NY 2127370600 $222.45 11/22/14 PASTEUR PHARMACY 650NEW YORK NY 2128382500 DeSaip6011 Pike DRUG STORES/PHARMAC $60.95 56095 11/22/14 MEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $167.20 11/22/14 SMILEY'S 212.688.1510 212-688-1510 $13.98 11/22/14 MA DISCOUNTS 212-888.1064 212-888-1064 $26.52 11/23/14 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $141.08 11/23/14 SANT AMBROEUS 1 SANTNEVi YORK NY 1000 MADISON AVENUE NEW FOOD/BEVERAGE 2177.47 TIP $40.00 5217.47 11/24/14 VERIZONRECURRING PASOO-VERIZON PA $46.24 11/24/14 MERCEDES BENZ Of CORCORAL GARLES FL 305-445-8593 52427338 11/24/14 SUNSHINE FLOWERS OCONEW YORK NY 2127020807 Description REFER TO RECEIPT $2224 12/01/14 Starbucks 118509 NewNew York NY FAST FOOD RESTAURANT $3.54 12/02/14 DIRECTV HARDWARE EL SEGUNDO CA $146.84 AMEX001141 Continued on next page SDNY_GM_00328941 EFTA_00199695 EFTA01685939 Centurion° Card G MAXWELL Closing Date 12/18/14 DUPLICATE COPY Account Ending p 6/9 Detail Continued ) Amount 12/02/14 AMERICAN EXPRESS IVLPHOENC4 AZ AMERICAN AIRLINES INC From: To: MIAMI INTERNATIONA BOSTON LOGAN INTER N/A N/A N/A Ticket Number: 00175107515004 Passenger Name: MAXWELUGHEIAINE NO Document Type PASSENGER TICKET Carrier: AA TY YY YY Date of Departure:12)06 Class: 00 00 00 Class: 00 00 00 $1072.10 12/02/14 AMERICAN EXPRESS IVLPHOENIK AZ JETBLUE AIRWAYS CORPORATI From: To: N.Y. F KENNEDY I FT LAUDERDALE/HOLL N/A N/A N/A Tkket Number. 27975105282493 Passenger Name: MAMVELL/GHELAINE NO Document Type PASSENGER TICKET Carrier: 86 YY YY YY Date of Departure:12/03 $331.50 12/02/14 TIME WARNER ENTRMT 718-3580900 NY CABLE SVCS $25649 12/04/14 VERIZONRECURRING PA800-VERIZON PA $75.75 12/04/14 PREMIERTRANSPORTATIMIAMI FL 305-5964765 Description CHARTER SERVICE $85.00 12/04/14 PREMIERTRANSPORTATIMIAMI FL 305-596-4765 Description CHARTER SERVICE $12.5.00 12/04/14 OTG JFK TS VENTURE, JAMAICA NY 718-656-6210 Description FAST FOOD RESTAURAN $18.00 12/06/14 XPRESSPA MLA - D884MIAMI FL HEALTH & BEAUTY SPA $30.00 12/06/14 PREMIER TRANSPORTATIMIAMI FL 305-596-4765 Description CHARTER SERVICE $78.00 12/08/14 DIRECTV SERVICE 800.347-3288 CA $144.84 12/08/14 Starbucks 100870 BosBoston MA FAST FOOD RESTAURANT $6.31 12/08/14 VERIZONRECURRING PAYPHONESERVICE 6019008424 19103 $86.98 12/08/14 JASON POSSUMATO 0000NEW YORK NY 9177740347 Description REFER TO RECEIPT $1,932.52 AMEX001142 Continued on reverse SDNY_GM_00326942 EFTA_0OI99696 EFTA01685940 G MAXWELL DeckEITURS p6/9 Detail Continued Amount 12/08/14 JASON POSSUMAT00000NEW YORK NY 9177740347 Description REFER TO RECEIPT 12/08/14 AMTRAK INTERNET SALEWASHINGTON DC From: 88Y To: NYP Tkket Number 3420751057115 I (800)872-7245 $544.37 SI 3100 12/08/14 PATISSERIE ON NEWBURBOSTON MA BAKERY 516.42 12/08/14 407602 SHAWS MARKETBOSTON MA 6172624688 $287.48 12/08/14 K1TCHENWARES BY BLAC857-366-4237 857-366-4237 5154.91 12/10/14 AMTRAK NRTH EAST CAFEWASHINGTON DC 800-872-7245 Description FAST FOOD RESTAURAN 56.25 12/11/14 SAKS FIFTH AVENUE 60NEW YORK NY 2127534000 Description Price DRESSES $375.00 DRESSES 554000 599621 12/12/14 STRAWS TO PAWS 65000WASHINGTON NJ 9086890800 Description Price VETERINARY SERVICES $493.00 $493.00 12/14/14 AT&T•BILL PAYMENT 9SDALLAS TX 5342.61 800331-0500 Description TELEPHONE SERVICE/E 12/16/14 WILLIAM-WAYNE & CO °NM YORK NY 212-7374934 Description BED/BATH/LINEN 54083 12/16/14 Star bucks .18509 NewNew York NY FAST FOOD RESTAURANT 53-54 JENNWER TURNER Card Ending Amount 11/22/14 RUNES MUSICUSA ITUNCUPERTINO CA !TUNES MUSIC STORE $15.23 11/25/14 ITUNES MUSKUSA ITUNCUPERTINO CA !TUNES MUSIC STORE 52431 11/30/14 Corrado Bread & PastNew York NY RESTAURANT $6.75 12/02/14 RUNES MUSICUSA ITUNCUPERTINO CA ITUNES MUSIC STORE 54.99 AMEX001143 Continued on next page SDNY_GM_00326943 EFTA 00199697 EFTA01685941 Centurion• Card G MAXWELL Closing Date 12/18/14 DUPLICATE COPY Account Ending o 7/9 Detail Continued Amount 12/09/14 FEDEX INV 4790365821.800.622-1147 1-800-622-1147 116E 65TH ST LIC NY DIRECT BILLING TRANSACTION FEDEX INV/ 000479036582 FedEx 01-800-622-1147 $25.45 Fees Amount Total Fees for this Period 30.00 2014 Fees and Interest Totals Year-to-Date Total Fees in 2014 Total Interest in 2014 Amount 52,545.00 S0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated From To Annual Percentage Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later Total 07/08/2010 9.1596(v) $0.00 $0.00 $0.00 (v)Variabk Rate Information on Pay Over Time Features You may have access to one or more Pay Over Time features as part of your Card account. These features allow you to carry a balance on certain purchases. Current APR The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features: (v) Indicates variable rate For Select & Pay Later, the APR Is 9.15% (v). Please refer to page 2 for further Important Information regarding you account AMEX001144 SDNY_GM_00326944 EFTA_00 199698 EFTA01685942 G MAXWELL DYI'c'AMIN,511. p 8/9 AMEX001145 SDNY_GM_00326945 EFTA_00199699 EFTA01685943 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p. 9/9 Prepared for G MAXWELL Account Number Total Points Balance 749,500 Points Earned this Period 26,576 Account Summary November 1,2014 - November 30,2014 Opening Points Balance 722,924 Points Earned this Period +26,576 Points Used thls Period 0 Reinstated Points and Adjustments 0 Total Points Solana 749,500 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? membershiprinwrds.cam 14002974300 International Collect 305-816-2799 Did You Know? Use Points For Your Use your Card for charCS stravel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at rimmbrorsh Ipreward s.comiyourc ha rges I Points Transaction Detail November 1,2014- November 30,2014 3 Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Total Points Activity Per Cord )1?(Vciropum 21,448 0 21,448 mtwx5Sds 4,915 138 Met Eam is MR Points•54.7 5,053 ONAMIlm 75 0 75 Total 26,438 138 26,576 Member ship Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershipriswards.com. Terms and Conditions of the Membership Rewards' program apply. fa more information, visit mernbershiprewards.comnerms or call 1800.297.1300. From overseas, call collect 305 816 2799 AMEX001146 SDNY_GR1_00326946 EFTA_00 199700 EFTA01685944 AMEX001147 SDNY_GM_00326947 EFTA_00199701 EFTA01685945 Centurion° Card DUPLICATE COPY G MAXWELL Closing Date 01/18/15 Next Closing Date 02/15/15 New Balance Please Pay By $6,040.15 02/02/15* t Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. 2 See page 2 for important information about your account. C New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. 0 Notice of Changes to the Membership Rewards' Program Delta: We recently informed you of an annual limit on the number of Membership Rewards points that you can transfer into the SkyMiles• Program. This c hange is canceled. There is no annua I limit to the number of points you can transfer to the Sk-yMiks Program. Remember, you may onlytransfer a maximum of 999,000 points to a single SkyMiles account per day. Frontier: Effective March 5,2015, Frontier Airlines will no longer be a point transfer airline in the Membership Rewards program. Any Membership Rewards point transfers for Frontier Airlines must be made by March 4, 2015. These transfers will be considered final, non-refundable, and subject tothe EarlyReturns• program terms and conditions. To transfer points to Frontier, please visit membershiprewards.com/t ravel. (0 We will debit your bank account for your payment of $6,040.15 on 02/02/15. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 01/31/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pal Payment Coupon Do not staple or use paper clips rl Check here if your addressor phone number has changed. Note c hanges on reverse side. p 1/7 Account Ending Membership Rewards° Points Available and Pending as of 12/31/14 771,208 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance 517,007.67 Payments/Credits -517,007.67 New Charges .56,040.15 Fees +$0.00 New Balance $6,040.15 Days in Billing Period: 31 Customer Care Pay by Computer amerkanexpress.com/pbc Customer Care Pay by Phone 1-8774377-0987 1-NO.472-9297 2 See page 2 for additional information. Pay by Computer In Pay by Phone americanexpress.com/pbc 1-8C0-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending Enter account number on all documents. Makecheck payable to American Express. Please Pay By 02/02/15 AutoPay Amount 56,040.15 IlLulrrrlurllll HudlielJhullIonkullIonJu0 000604015000604015 14 rl AMEX001148 SDNY_GM_00326948 EFTA_00 199702 EFTA01685946 G MAXWELL DUI-FAnTSciffil p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: 11) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADS and interest results in daily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransact ions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically0ov exampk, Sign & Trmrel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. 'PA Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit swnvamericaneipressiorrilupdatecontactinfo • For Name. Company Name. and Foreign Address or Phone changskploaw call Customer Cart • Please pant dearly in blue or black Ink only in the bases provided. n Sueet Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I I Website: amerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcanexpresszotrdpdvacy. AMEX001149 SDNY_GM_00326949 EFTA_00 199703 EFTA01685947 Centurion® Card G MAXWELL Closing Date 01/18/15 DUPLICATE COPY Account Ending p. 3/7 Payments and Credits Summary Payments Credits Total Payments and Credits Total 417,007.67 $0.00 417,007.67 Detail lacks% es posting date Payments 01/02/15• GMAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK NATIONAL ASSOCIATION 417,007.67 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Now Charges 95496.52 $353.63 96440.15 Detail GMAXWELL Card EndingI Amount 12/19/14 Mangate Inc. Redwood Shores CA Description avangateanymp4.com $53.40 12/19/14 Starbucks 018509 NewNew York FAST FOOD RESTAURANT NY 9354 12/19/14 Corrado Bread & PastNew York RESTAURANT NY 99-53 12/20/14 Starbucks 918509 NewNew York FAST FOOD RESTAURANT NY $4.30 12/21/14 Corrado Dread & PastNew York RESTAURANT NY 99.53 12/22/14 VERIZONRECURRING PA800-VERIZON PA 946.03 12/22/14 Corrado Bread & PastNew York RESTAURANT NY 91489 12/22/14 TS PARK EAST ANIMAL NEW YORK VETERINARY SERVICE NY $579.00 12/22/14 BROADVIEW NETWORKS 800.2762384 NY 9149227538 1535.10 12/22/14 AM DISCOUNTS 212488.1064 212-888-1064 928.12 12/26/14 BARNEYS NEW YORK 3 NEW YORK MENISANOMEN'S CLORING NY 9162.23 AMEX001150 Continued on reverse SDNY_GM_00326950 EFTA_OO 199704 EFTA01685948 G MAXWELL p. 4/7 Detail Continued 12/27/14 DRPDRG • BLACKBERRYAA1NNETONKA MN 9529084089 Amount $494A0 12/29/14 GODADDY.COM SCOTTSDALE AZ $13.01 12/29/14 JASON POSSUMAT00000NEW YORK NY 9177740347 Description REFER TO RECEIPT $1,633.12 12/29/14 FIRE KING INTERNATONE1V ALBANY IN 8129488400 Description REFER TO RECEIPT $35.00 12/29/14 STAPLES 00472 (800)333-3330 (800) 333-3330 PILOT G2 RETRACTABLE GELINK PENS Fl PENTEL ENERGEL DELUXE LIQUID GELINK $8620 12/31/14 TS PARK EAST ANIMAL NEW YORK NY VETERINARY SERVICE $98.52 01/02/15 TIME WARNER ENTRMT 71(1.358-0900 NY CABLE SVCS $141.19 01/04/15 Corrado Bread & PastNew York NY RESTAURANT $18.78 01/04/15 888 DISCOUNTS 212-888-1064 212-888-1064 $23.93 01/04/15 SMILEY'S 212-688-1510 212-688-1510 $23.66 01/05/15 VERIZONRKURRING PA800-VERIZON PA 01/05/15 MEDICAL IMAGING OF M2127942500 ID15FDyDTZ 10022 01/06/15 VER1ZONRKURRING PAYPHONESERVICE 6019008424 19103 $75.50 $820.00 $136.98 01/07/15 Corrado Bread & PastNew Yak NY RESTAURANT $25)56 01/07/15 VIDAL SASSOON VIDAL NEW YORK NY 212-535-9200 $156.75 01/08/15 DIRECTV SERVICE 800.347.3288 CA $155.73 01/12/15 TBTA E-ZPASS STATEN GLAND NY TOLL & BRIDGE FEE Description FOR BILLING QUESD0 ACCT: 2P-187333758 $25.00 01/14/15 AT&T•BILL PAYMENT 9SDALLAS TX $20420 800-331-0500 Description TELEPHONE SERVICE/E 01/16/15 Corrado Bread & PastNew York NY RESTAURANT $1822 01/18/15 Starbucks 018509 NewNew York NY $105.00 sguareupxom/recelpts AMEX001151 Continued on next page SDNY_GM_00326951 EFTA_00 199705 EFTA01685949 Centurion° Card G MAXWELL Closing Date 01/18/15 DUPLICATE COPY Account Ending p 5/7 [ Detail Continued Amount Is JENNIFER TURNER Card Ending Amount 12/21/14 KIEHL'S UES SPA 2NDFNEW YORK COSMETIC STORE NY 5334.41 12/22/14 RUNES MUSICUSA ffUNCUPERTINO !TUNES MUSIC STORE CA 515.23 12/30/14 RUNES MUSICUSA ITUNCUPERTINO !TUNES MUSIC STORE CA $3.99 Fees Total Fees for this Period Amount $0.00 2015 Fees and Interest Totals Year-to-Date Total Fees In2015 Total Interest in 2015 Amount S00rs SO 00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Fran To Select & Pay Later Total (v) Variable Rate 07/08/2010 Annual Percentage Rate 9.1596(v) Balance Subject to Interest Rate 50.00 Interest Charge $0.00 $0.00 Information on Pay Over Time Features You may have access to one or mote Pay Over Time features as part of your Card account. These features allow you to cony a balance on certain purchases. Current APR The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features: (v) indkates variable rate For Select & Pay Later, the APR is 9.15% (v). There is no pre-set spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There Is a limit to your Pay Over Time feature balance Your Pay Over Time limit is 535,00000. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. Please refer to page 2 for further important information regarding your account AMEX001152 SDNY_GM_00326952 EFTA_00 199706 EFTA01685950 G MAXWELL DYI'c'APtiT1511. p 6/7 AMEX001153 SDNY_GM_00326953 EFTA_00 199707 EFTA01685951 Total Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p. 7/7 Prepared for G MAXWELL Account Number Total Points Balance 771,208 Points Earned this Period 21,708 (Account Summary December 1,2014 - December 31,2014) Opening Points Balance 749,500 Points Earned this Period +21,708 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 771,208 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. I Points Transaction Detail Questions About Your Account? membershIprovairds.ccon 1-800297-1300 International Collect 305-816-2799 Did You Know? Use Points For Your Use your Card for charCn:travel, dining, groceries, and more, then go online and use the points youeamed toward your eligiblecharges. Learn more at membersh Ipreward s.comiyourc ha rges December 1,2014 - December 31,2014 -) Points Earned this Period )1?(Vciropum mtwx5Sds Points Activity On Bonus Points Eligible Charges Awarded 16,931 258 Carey limousine Ripon Ix MR Pts MN% Actbrtty TotalPe Ca Poinrdts 17,189 4,237 206 Uber ram h MR Points A51.7 4,443 76 0 76 21,244 464 21,708 Member ship Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred of redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting mismbershipriswards.com. Terms and Conditions of the Membership Rewards' program apply. Fa mare Information, visit mernbershiprewardscomiterms or call 1800.297.1300. From overseas, call collect 305 816 2799 AMEX001154 SONY_GM_00326954 EFTA_00 199708 EFTA01685952 AMEX001155 SDNY_GM_00326955 EFTA_00 199709 EFTA01685953 Centurions Card DUPLICATE COPY G MAXWELL Closing Date 02/15/15 Next Closing Date 03/18/16 New Balance $11,220.75 LPlease Pay By 03/02/154 *Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. CI See page 2 for Important information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. j se. Pig* 9 for an Important Change to Your Account Terms 0 We will debit your bank account for your payment of 511,220.75 on 03/02/15. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 02/28/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pal Payment Coupon Do not staple or use paper clips rl Check here if your address or phone number has changed. Note c hanges on reverse side. p. 1/11 Account Ending Membership Rewards* Points Available and Pending as of 01/31/15 781,126 For up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance S6,040.15 Payments/Credks •S7,676.38 NewCharges +512,856.98 Fees +50.00 New Balance 511,220.75 Days in Billing Period: 28 Customer Care Pay by Computer amerkanexpress,com/pbc Customer Care Pay by Phone 1-B77-877-0987 1-N0-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone amerkanexpress.contfpbc 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Makecheck payable to American Express. Please Pay By 03/02/15 AutoPay Amount 511,220.75 Hhohoholill IlrrrlLddLrrlllrnLnlllrrrrinll 001122075001122075 14 rl AMF x001156 SDNY_GM_00326956 EFTA_00199710 EFTA01685954 G MAXWELL Dect-FAnTSciffil p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: 11) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADS and interest results in daily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransact ions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically0ov exampk, Sign & Trmrel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit swnvamericaneipressiorrilupdatecontactinfo • For Name. Company Name. and Foreign Address or Phone changskploaw call Customer Cart • Please pant dearly in blue or black Ink only in the bases provided. n Sueet Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: amerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcanexpresszotrdpdvacy. AMEX001157 SDNY_GM_00326957 EFTA_00199711 EFTA01685955 Centurion® Card G MAXWELL Closing Date 02)15/15 DUPLICATE COPY Account Ending p.3/11 Payments and Credits Summary Total Payments -$6.000.15 Credits GMAXWELI -$140523 JENNIFER TURNER -5271.00 Total Payments and Credits 47,676.311 Detail indicates posting date Payments Amount 02/02/15• G MAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU UMB BANK NATIONAL ASSOCIATION -56,000.15 Croats Amount 02/06/15 G MAXWELL THE HOME DEPOT 16175NEW YORK NY 803-654-0688 -$9.03 02/11/15 G MAXIVELL AMERICAN EXPRESS NEPHOENIX AZ VIRGIN AMERICA From: To: N/A N/A N/A N/A N/A Ticket Number 98475705264712 Passenger Name: MAXWELUGHISLAINE NO Document Type SUPPORTED REFUND Carder: re YY YY YY Claw 00 00 00 00 -$1396.20 01)29/15 JENNIFER TURNER AMTRAK INTERNET SALEWASHINGTON From: BBY To: NYP Ticket Number: 0280721030920 1 (800)872-7245 DC -$o.® 02/08/15 JENNIFER TURNER AMTRAK INTERNET SALEWASHINGTON From: BBY To: NYP Ticket Number. 0390648011257 1 (800)872-7245 DC -578.00 02/09/15 JENNIFER TURNER AMTRAK INTERNET SALEWASHINGTON DC -$153.00 From: BBY To: NYP Ticket Number: 0400615028042 1(800)872.7245 New Charges Summary G MAXWELL JENNIFER TURNI R Total Hew Cha rges Total 510,841.62 52.015.36 $12,856.98 AMEX001158 Continued on reverse SDNY_GM_00326958 EFTA_00199712 EFTA01685956 G MAXWELL DrAglIN.9161. p.4111 Detail G MAXWELL Card EndirgI Amount 01/20/15 Starbucks 418509 NewNew York NY squareup.com/receipts 54.30 01/20/15 Corrado &tad & PastNew York NY RESTAURANT $13.44 01/21/15 Corrado Bread & PastNew York NY RESTAURANT $953 01/21/15 WALDORF PEACOCK ALLYNEW YORK NY 012)355-3000 TIP $4.08 $46.00 01/21/15 TS PARK EAST ANIMAL NEW YORK NY VETERINARY SERVICE $366.15 01/21/15 TS PARK EAST ANIMAL NEW YORK NY VETERINARY SERVICE $98.00 01/21/15 BROADVIEW NETWORKS 803-2762384 NY 9149227538 $831.20 01/22/15 VERIZONRECURRING PA800-VERIZON PA $46.12 01/23/15 Corrado Bread & PastNew York NY RESTAURANT $4440 01/24/15 Starbucks 118509 NewNew York NY sguareup.corrVreceipts $4.30 01/25/15 Starbucks 418509 tkwNew York NY sguareupcom/receims $4.30 01/26/15 EARTHLINKNET 800419-4660 GA INTERNET SVC $10.90 01/26/IS JASON POSSUMAT00000NEW YORK NY 9177740347 Description REFER TO RECEIPT 12,31359 01/26/15 JASON POSSUMAT00000NEW YORK NY 9177740347 Description REFER TO RECEIPT $1,497.03 02/01/15 Starbucks 411738 NewNew York NY sguareup.conVreceipts $4.30 02/02/15 TIME WARNER ENTRMT 718-358-0900 NY CABLE SVCS $95.70 02/03/15 VERIZONRECURRING PA800-VERIZON PA $75.84 02/04/15 AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN AMERICA From: To: N.Y..* KENNEDY I FT LAUDERDALE/Hal N.Y.1 F KENNEDY I N/A N/A Tkket Number. 98475705264716 Passenger Name MAXWELUGHISLAINE NO Document Type PASSENGER TICKET Carrier: Class: VX VX 1 re 00 YY 00 Date of Departure:02/11 $1,396.20 02/04/15 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE 9214.23 AMEX001159 Continued on next page SDNY_GM_00326959 EFTA_00199713 EFTA01685957 Centurion° Card G MAXWELL Closing Date 02/15/15 DUPLICATE COPY Account Ending pc 5/11 Detail Continued J Amount 02/04/15 MEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $141.08 02/06/15 VERIZONRECURRING PAYPHONESERVICE 6019008424 19103 $86.98 02/06/15 THE HOME DEPOT 46175NEW YORK NY 800-65443688 $48.38 02/06/15 MINILUXE SPA BOSTOBOSTON MA 9087270984 Description REFER TO RECEIPT $19.00 02/06/15 PATISSERIE ON NEWBURBOSTON MA BAKERY $41.56 02/08/15 DIRECRI SERVICE 806347.3288 CA $159.66 02/10/15 AMERICAN EXPRESS 1V1PHOENDC AZ AMERICAN AIRLINES INC From: To: BOSTON LOGAN INTER MIAMI INTERNATIONA N/A N/A N/A Tkket Number: 00175720162936 Passenger Name: MAXWELUGHISLAINE NO Document Type PASSENGER TICKET Carrier AA YY re W Date of Departure:02/11 Class: 00 00 00 $1,077.10 02/11/15 CABINET DOOR WORLD 8288559566 NC 8288559566 585.80 02/13/15 AMERICAN DCPRESSIVLPHOENIX AZ DELTA AIR LINES INC. From: To: FT (AUDI RDALE/HOLL NEW YORK LA GUARD! N/A N/A N/A Ticket Number: 00675731061235 Passenger Name MAXWELL/GHISLAINE NO Document Type PASSENGER TICKET Carrier: Class: DL YY 00 YY 00 YY 00 Date of Depanure: 02/16 $1372.65 02/13/15 BODCURT 0352 MIAMI FL 305-269-3100 Description JEWELRY REPAIR/SALE $48.15 02/13/15 TARGET T2188 2188 MIAMI FL DISCOUNT STORE 542.78 02/13/15 TARGET T2188 2188 MIAMI FL DISCOUNT STORE $3.38 02/13/15 ASTRID ROSE 88014122DORAL FL WOMEN'S ACCESSORIES $135.89 02/13/15 WESTMINSTER KENNEL CNEW YORK NY GOODS/SERVICES $61.80 AMEX001160 Continued on reverse SDNY_GM_00326960 EFTA_00199714 EFTA01685958 G MAXWELL DecUr9,IIN.Fira p6/11 Detail Continued 02/13/15 100 MONTADITOS 0084 MLAMI FL 305-921-4373 Description EATING PLACES, REST finFRI03 $17.28 02/14/15 Starbucks .08242 MiaMiami Beach FL sguareup.comheceipts 02/14/15 AT&T•BILL PAYMEW 950ALLAS TX /411.38 800-331-0500 Description TELEPHONE SERVICE/E $5.30 02/15/15 Starbucks 408242 MiaMiami Beach FL $7.92 sguareup.com/receipts is JENNIFER TURNER Card Ending Amount 01/21/15 itUNES MUSKUSA ITUNCUPERTINO CA !TUNES MUSIC STORE 514.14 01/24/15 !TUNES MUSICUSA ITUNCUPERTINO CA :TUNES MUSIC STORE $10.99 01/26/15 AMTRAK JULIENRUI WAWASNINGTON DC $113.00 From: NYP To: BBY Tkket Number. 0265089069636 1 (800)872-7245 01/26/15 AMTRAK NRTHEASTCAFEWASHINGTON DC 52.25 800-872-7245 Description FAST FOOD RESTAURAN 01/26/15 AMTRAK ACELA CAFE CiWASI4INGTON DC 58.50 800-872-7245 Description FAST FOOD RESTAURAN 01/26/15 AM1RAK ACELA CAFE ()WASHINGTON DC $125 800-872-7245 Description FAST FOOD RESTAURAN 01/28/15 AMTRAK INTERNET SALEWASHINGTON DC $191.00 From: BBY To: NYP Tkket Number. 0280721030920 1 (800)872-7245 01/28/15 APPLE STORE 149 BOSTON MA $83.94 COMPUTER STORE 01/28/15 107602 SHAWS MARKETBOSTON MA 6172624688 $6540 01/28/15 LOCCITANE 0107 LOCCIBOSTON MA $7949 617-536-4289 01/29/15 AMTRAK NRTHEASTCAFEWASHINGTON DC $5.50 800-872-7245 Description FAST FOOD RESTAURAN AMEX001181 Continued on next page SDNY_GM_00326961 EFTA_00199715 EFTA01685959 Centurion. Card G MAXWELL Closing Date 02/15/15 DUPLICATE COPY Account Ending p 7/11 Detail Continued Amount 01/3W15 MERRY MAIDS DORCHESTER MA CLEAN&MAINT 521000 02/03/15 AMTRAK INTERNET SALEWASHINGTON From: NYP To: BBY Ticket Number. 0340601081193 I (800) 872-7245 DC $191.00 02/03/15 INSTACART 9108172278 CA 9108172278 S323A9 02/06/15 MERRY MAIDS DORCHESTER MA CLEAN&MAINT $210.00 02/08/15 AMTRAK INTERNET SALEWASHINGTON From: BBY To: NYP Ticket Number. 0390648011257 1 (800)872-7245 DC 5191.00 02/09/15 AMTRAK INTERNET SALEWASHINGTON From: BBY To: NYP Ticket Number. 0400615028042 1 (800)872-7245 DC 357.00 02/11/15 VTS MIAMI VTS MIAMAMIAMI FL 786-391-0354 Desciption TAM0113 15:17 51 Lincoln R 53340 02/12/15 FEDEX INV 485331262 1.8004224147 1.800.622.1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV/ 000485331262 FedEx 01-8084224147 $224.01 Fees Amount Total Fees for this Period 50.00 2015 Fees and Interest Totals Year-to-Date Amount Total Fees in 2015 Total Interest in 2015 50.00 $0.00 AMEX001162 SDNY_GM_00326962 EFTA_00199716 EFTA01685960 G MAXWELL DeN2IINn9iirS p 8/11 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated From To Select & Pay Later Total Nlyariable Rate 07/08/2010 Annual Percentage Rate 0.1596(v) Balance Subject to Interest Rate $0.00 Interest Charge S0.00 $0.00 Information on Pay Over Time Features You may have access to one or more Pay Over Time features as part of your Card account. These features allow you to carry a balanceO11 certain purchases. Current APR The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features: (v) indicates variable rate For Select & Pay Later, the APR is 9.15%(v). There is no preset spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There is a limit to your Pay Over Time feature balance Your Pay Over Time limit is $35,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. Please refer to page 2 for further important Information regarding your account AMEX13O1163 SDNY_GM_00326963 EFTA 001997I7 EFTA01685961 Centurion® Card G MAXWELL Closing Date 02/15/15 DUPLICATE COPY Account Ending p. 5/11 Notice of Important Change to Your Account Terms We are making a change to your account terms, which are contained in the American Express Cardmember Agreement ("Agreement") governing your Account referenced in this notice. Any language in the Agreement contrary to or conflicting with the terms amended below is deleted in its entirety to the extent of the conflict. All terms of the Agreement not amended herein remain in full force and effect. We urge you and any Additional Cardmembers on your Account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. The detailed change to your Cardmember Agreement can be found after the summary chart. Important Notice Regarding Your Penalty Annual Percentage Rate The following is a summary of the change that is being made to your account terms. For more detailed information, please see the reverse side of this page. Revised Tenn, as of April 18, 201 Penalty APR 29.24% This APR will vary with the market based on the Prime Rate. This APR will apply to your account if you: 1) make one or more late payments: or 2) make a payment that is returned. How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR is applied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. ID 10141 Reason for Our Decision • The Penalty APR on your card is lower than typical Penalty APRs for similar cards in the marketplace. See the reverse side for the detail of changes to your Cardmember Agreement. CMLENDDMCgrotgai 164 SDNY_GM_00326964 EFTA 001997I8 EFTA01685962 G MAXWELL De'sFitilInFaS p. 10)11 Detail of Changes to Your Cardmember Agreement The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement (the "Agreement"). This notice formally amends the Agreement as described below. Any terms in the Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. Penalty APR and When it Applies Effective April 18, 2015, we are amending the Rates and Fees table on page 1 of Part 1 of your Agreement by deleting the Penalty APR and When it Applies row and replacing it with the following: Penalty APR and When it Applies 29.24% This APR will vary with the market based on the Prime Rate. This APR will apply to your account if you: 1) make one or more late payments; or 2) make a payment that is returned. How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR is applied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. How Rates and Fees Work Effective April 18, 2015, we are amending the Calculating APRs and DPRs section of the How Rates and Fees Work table on page 2 of Part 1 of your Agreement by replacing the APRs and Daily Periodic Rates (DPRs) for Penalty with the following: Calculating Rate Description Prime + Margin APR DPR APRs and DPRs Penalty APR Prime + 25.99% 29.24% 0.0801% CIALENDDMCRigai 165 S0NY_GM_00326965 EFTA 00199719 EFTA01685963 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p 11/11 Prepared for G MAXWELL Account Number Total Points Balance 781,126 Points Earned this Period 9,918 (Account Summery January 1, 2015 - January 31, 2015) Opening Points Balance 771,208 Points Earned this Period +9,918 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 781,126 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? membershipmtvards.corn 14004974300 Intemadorsal Collect 305-816-2799 Did You Know? Use Points For Your Use your Card for charCS stravel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more al monlworsh Ipreward s.comiyourc ha rges I Points Transaction Detail January 1,2015 - January 31,2015 ) Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Total Points Actlyky Per Card )1?(Vciropum 5,688 0 5,688 Retvx5S ds 3.759 118 Ube Pant WAR PoimsA51.7 3,877 ONAMIlm 353 0 353 Total 9,800 118 9,918 Member ship Rewards points earned may be transferred or redeemed as long as all enrol led Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershIprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit mernbershiprewardscomiterms or call 1800.297.1300. From overseas, call collect 305 816 2799 AMEX001166 SDNY_Gki_00326966 EFTA_001509720 EFTA01685964 AMEX001167 SDNY_GM_00326967 EFTA_00199721 EFTA01685965 Centurions Card DUPLICATE COPY G MAXWELL Closing Date 03/18/15 Next Closing Date 04/17/15 New Balance Please Pay By $15,415.54 04/02/15* *Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. D See page 2 for imponant Information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. p se. Peg* 9 for ImportantInformation about Your Reward Program. O We will debit your bank account for your payment of 515,415.54 on 04/02/15. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 03/31/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Plal Payment Coupon Do not staple or use paper clips rl Check here if your address or phone number has changed. Note c hanges on reverse side. p. 1/11 Account Ending Membership Rewards* Points Available and Pending as of 02/28/15 795,717 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance 511,220.75 Payments/Credits 413,943.43 NewCharges +518138.22 Fees +$0.00 New Balance $15,415.54 Days in Billing Period: 31 Customer Care Pay by Computer amerkanexptess,com/pbc Customer Care Pay by Phone 1-B77-877-0987 1-800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone americanexpress.corn/pbc 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 0015415.54001541554 14 ri Account Ending Enter account number on all documents. Makecheck payable to American Express. Please Pay By 04/02/15 AutoPay Amount $15,415.54 AMEX001168 SDNY_GM_00326968 EFTA_00199722 EFTA01685966 G MAXWELL Dect-FAnTSciffil p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: 11) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADS and interest results in daily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransact ions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically0ov exampk, Sign & Trmrel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY: I -800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit swnvamericaneipressiorrilupdatecontactinfo • For Name. Company Name. and Foreign Address or Phone changskploaw call Customer Cart • Please pant dearly in blue or black Ink only in the bases provided. n Sueet Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: amerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcanexpresszotrdpdvacy. AMEX001169 SDNY_GM_00326969 EFTA_00 199723 EFTA01685967 Centurion® Card G MAXWELL Closing Date 03/18/15 DUPLICATE COPY Account Ending p. W11 Payments and Credits Summary Total Payments Credits -$1122035 G MAXWELL Total Payments and Credits -$2,722.68 413,943.43 Detail •Ndlceea posting date Payments 03/02/1r G MAXWELL AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION Amount -S11.220.75 Credits Amount 03/06/15 G MAXWELL AMERICAN EXPRESS 'IV/PHOENIX AZ AMERICAN AIRLINES INC From: N/A To: N/A N/A N/A N/A Ticket Number 00175758539511 Passenger Name: MAXWELUGHISLAINE NO Document Type: SUPPORTED REFUND AMERICAN EXPRESS TVLPHOENIX AZ JETBLUE AIRWAYS CORPORATI From: To: Carrier Class: N/A N/A YY 00 N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: 27975756251276 Passenger Name: MAXWELUGHISLAINE NO Document Type. SUPPORTED REFUND Carder. Class: YY 00 YY 00 YY 00 rt oo -$1,700.28 03/06/15 G MAXWELL .$1,022.40 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $17,396.97 $741.25 $18,13822 Detail G MAXWELL Card Ending Amount 02/15/15 EPICURE MARKET EPICUMIAMI BEACH FL 30S-672-038S $12385 02/16/15 PREMIER TRANSPORTATIMIAMI FL 305-596-4765 Description CHARTER SERVICE $18080 Continued on reverse 170 SDNY_GM_00328970 EFTA_00199724 EFTA01685968 G MAXWELL DrAglIN.Fira 0. 4/11 Detail Continued 02/16/15 HUDSON AMSSOUTH FL JSUNRISE FL BOOK STORE Amount $10.06 02/18/15 EZPAY FEE NYC WATER800-766-6616 NJ $2695 02/18/15 NYC WATER BOARD/DEP718-595.7000 NY $1,197.88 02/18/15 TS PARK EAST ANIMAL NEW YORK NY VETERINARY SERVICE $392.00 02/19/15 HESS 30504 000000000HOBOKEN NJ $3948 2012160374 02/23/15 VERIZONRKURRING PA800-VERIZON PA $46.10 02123/15 BROADVIEW NETWORKS 800.2762384 NY 9149227538 $65022 02/23/15 FLORIDA DEPT OF STATTALLAHASSEE FL $138.75 8502456939 02/23/15 TIME WARNER ENTRP/ft 718-358-0900 NY CABLE SVCS 02/24/15 AMERICAN EXPRESS P/LPHOENIX AZ JET BLUE AIRWAYS CORPORAT1 From: To: Cartier Class: BARBADOS N.Y. J F KENNEDY I B6 N/A VY 00 N/A YY 00 N/A VY 00 Ticket Number 27975756251273 Date of Departure:03/29 Passenger Name MAXWELUGHISUINE NO Document Type: PASSENGER TICKET 0224/15 AMERICAN EXPRESS TVLPHOENIX AZ $1,70328 AMERICAN AIRLINES INC From: To: Carrier: Class: SAN FRANCISCO INTL MIAMI INTERNATIONA AA BARBADOS AA N/A YY 00 N/A YY 00 Tkkci Number 00175758539515 Date of Departure:03/19 Passenger Name. FAMONELUGH6LAINE NO Document Type PASSENGER TICKET 02/24/15 AMERICAN EXPRESS 1VLPHOENM AZ $2.498.10 VIRGIN AMERICA From: To: Carrier: Class: N.Y. IF KENNEDY I SAN FRANCISCO INTL VX N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: 98475758539491 Date of Departure:03/15 Passenger Name. FAAXINELUGHISLAINE NO Document Type PASSENGER TICKET 02/24/15 FRED'S AT BARNEYS NYNEW YORK NY 212-833-2222 FOOD 518.51 TIP 55.00 $765.67 $1.022A0 $23.51 02/26/15 EARTHLINKNET 800-719-4660 GA $10.90 INTERNET SVC 02/26/15 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $350.09 AMEX001171 Continued on next page SDNY_GM_00328971 EFTA_00199725 EFTA01685969 Centurion° Card G MAXWELL Closing Date 03/18/15 DUPLICATE COPY Account Ending p.St11 Detail Continued Amount 03/02/15 MTATBTA E-ZPASS STATEN ISLAND NY TOLL & BRIDGE FEE Description FOR BILLING QUEST1O ACCT: 2P-191456638 $25.00 03/02/15 407602 STAR MARKET OBOSTON MA 6172624688 $226.14 03/03/15 TS PARK EAST ANIMAL NEW YORK NY VETERINARY SERVICE 5956.92 03/04/15 GENKI YA OF BOSTON BBOSTON MA 617.338-8686 $15.00 03/05/15 INTERMIX BOSTON 000080STON MA 212-741-5075 Description MENS WOMENS CLOTHIN S169.00 03/06/15 VERIZONRECURRING PA800-VERIZON PA $13.80 03/06/15 AMERICAN EXPRESS TVLPHOEND( AZ AMERICAN AIRLINES INC From: To: SAN FRANCISCO INTL MIAMI INTERNATIONA NASSAU INTERNATION N/A N/A Tkket Number:00175789545632 Passenger Name MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Carrier: Class: AA AA YY 00 YY 00 Date of Departure:03/26 51,467.30 03/06/15 AMERICAN EXPRESS IVLPHOENIX AZ DELTA AIR LINES INC. From: To: NASSAU INTERNATON N.Y.1 F KENNEDY I N/A N/A N/A Tkket Number:00675789545642 Passenger Name MAXWELUGHISLAINE NO Document Type PASSENGER TICKET Carney DL YY YY re Date of Class: 00 00 00 Departure: 03/29 $1,447.20 03/06/15 ABBEY LOCKSMITHS INCNEW YORK NY 2125352289 Description Price HARDWARE STORE $269.46 3269,46 03/06/15 AMTRAK ACELA CAFE ()WASHINGTON DC 800-872-7245 Description FAST FOOD RESTAURAN $200 03/07/15 LE PAIN CILIOTIDIEN 14NEW YORK NY RESTAURANT F000/BEVERAGE $38.56 $38.56 03/08/15 DIRECT/ SERVICE 800-347-3288 CA 5159.66 03/09/15 VERIZONRECURRING PAYPHONESERVKE 586.98 6019008424 19103 AMEX001172 Continued on reverse SDNY_GM_00326972 EFTA_00199726 EFTA01685970 G MAXWELL DrAglIN.Fira R8/11 Detail Continued 03/09/15 Amount BURGER HEAVEN 212-838-3580 USFC1006S $1546 03/09/15 ABBEY LOCKSMITHS INCNEW YORK NY 2125352289 Description Pike HARDWARE STORE $26946 $26946 03/10/15 TS PARK EAST ANIMAL NEWYORK NY VETERINARY SERVICE $74.00 03/1W15 AMARANTH NEW YORK NY RESTAURANT Description 569024 Class: 00 00 00 03/19 $102.00 03/12/15 GODADDY.COM SCOTTSDALE AZ 54.99 03/12/15 AMERICAN EXPRESS TVLPHOENIX AZ VIRGIN AMERICA From: To: SAN FRANCISCO INTL LOS ANGELES INTERN WA WA N/A Tkket Number:98475804472220 Passenger Name MAXWELUGHISLAINE NO Document Type PASSENGER TICKET Carrier VX YY YY YY Date of Depanure: 5514.10 03/13/15 GODADDY.COM SCOTTSDALE AZ 5107.39 03/13/15 AMERICAN EXPRESS TVLPHOENC4 AZ AMERICAN AIRLINES INC From: To: NASSAU INTERNATION MIAMI INTERNATIONA N/A N/A N/A Tkket Number:00175811456973 Passenger Name: MAXWELUGHLSLAINE NO Document Type PASSENGER TICKET Carrier: Class: AA YY 00 YY 00 YY 00 Date of Departure:03/29 $1,461.20 03/14/15 CARING 4 YOU CPR 101BROOKLYN NY 718-509-9777 S70.00 03/14/15 Starbucks 118509 NewNew York NY sguareup.corrilreceipts 5334 03/14/15 AT&T•BILL PAYMENT 95DALLAS IX SC0431-0500 Description TELEPHONE SERVKE/E $27822 03/15/15 BLUWIRE A0000 JAMAICA NY 650-246-3860 Description SPECIALTY RETAIL 565.31 03/15/15 HUDSON NEWS JAMNCA NY BOOK STORE $25.46 AMEX001173 Continued on next page SDNY_GM_00326973 EFTA_00199727 EFTA01685971 Centurion° Card G MAXWELL Closing Date 03/18/15 DUPLICATE COPY Account Ending p 7/11 Detail Continued J Amount 03/16/15 AMERICAN EXPRESS TVLPHOENIX AZ DELTA AIR LINES INC. From: To: Carrier: Class: LOS ANGELES INTERN SAN FRANCISCO INTL DL A WA YY 00 WA YY 00 WA YY 00 Ticket Number: 00675815033180 Date of Departure: 03i24 Passenger Name: MAXWELL/GHISLAINE NO Document Type: PASSENGER TICKET 03/16/15 DOMESTIC GARAGE VALESAN FRANCISCO CA PARKING LOT &GARAGE 03/16/15 SSP NEW YORK • CAMDESAMAKA NY RESTAURANT $265.10 $38.00 $18.05 03/17/15 MADEIRA DISCOUNT LIQN EWARK CA 5107929941 Description Price M6CL FOOD STORES $12.37 03/17/15 IN•N-OUT BURGER /194FREMONT CA 8007861000 Description RESTAURANT CHARGES $12.37 $9.16 03/18/15 Starbucla t09259FreFrernont CA squareup.com/receipts Is JUNIPER TURNER Card Ending $9.90 Amount 02/21/15 ITUNES.COINBILL ITUNCUPERTINO CA RUNES STORE & APP STORE $14.14 03/02/15 AMTRAK INTERNET SALEWASHINGTON DC $191.00 From: NYP To: 88Y Tkket Number. 0610601017714 1 (8001872-7245 03/04/15 AMTRAK INTERNET SALFWASHINGTON DC $191.00 From: BBY To: NYP Tkket Number. 0630602048906 1 (800)872-7245 03/04/15 MERRY MAIDS DORCHESTER MA CLEAN&MAINT $210.00 03/09/15 GODADDY.COM (4801505-8855 (480)505-8855 $3998 03/10/15 ZOFt0 TOOLS INC MUNDELEIN IL 8472477664 $8026 03/18/15 ITUNESCOWBILL ffUNCUPERTINO CA !TUNES STORE & ARP STORE $14.87 AMEX001174 Continued on reverse SDNY_GM_00326974 EFTA_00199728 EFTA01685972 G MAXWELL DWITF,A,TEnclia p 8/11 Fees Amount Total Fees for this Period $0.00 2015 Fees and Interest Totals Year-to-Date Total Fees in 2015 Total Interest in 2015 Amount 50.00 50.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated From To Annual Percentage Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later Total 07/08/2010 9.1546(v) 50.00 50.00 $0.00 (v) Variable Rate Information on Pay Over Time Features You may have access to one or more Pay Over Time features as part of your Card account, These features allow you to carry a balance on certain purchases. Current APR The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features: (v) indicates variable rate For Select & Pay later, the APR is 9.15% (v). There is no pre-set spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to usand other factors. Unless you have been previously notified otherwise, your Card has a no pee-set spending limit. There is a limit to your Pay Over TIme feature balance Your Pay Over Time limit is 535,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a PayOver Time balance upon receipt of your billing statement. Please eel« to page 2 for further Important Information regarding your account AMEX001175 S0NY_GM_00326975 EFTA_00 199729 EFTA01685973 Centurion® Card G MAXWELL Closing Date 03/18/15 DUPLICATE COPY Important Information about the Membership Rewards' program Account Ending The value of Membership Rewards points vanes depending upon how you choose to use them. You can get information regarding the value of points for various redemption options and learn about upcoming changes going into effect on June 28, 2015 by visiting www.membershiprewards.com/pointsinto or calling the number on the back of your Card. Redemption options and point values can change at any time. Point values listed do not include discounts or other promotional offers which may be in effect from time to time. S0935 BP/MRPRCNG/0315 p. 9/11 AMEX001176 SDNY_GM_00326976 EFTA_00 199730 EFTA01685974 G MAXWELL DYI'c'APAT,L5fia p 10/11 ANIEX001177 SDNY_GM_00326977 EFTA_00199731 EFTA01685975 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p 11111 Prepared for G MAXWELL Account Number Total Points Balance 795,717 Points Earned this Period (Account Summary Opening Points Balance 14,591 February 1, 2015- February 28,2015) 781,126 Points Earned this Period Points Used this Period Reinstated Points and Adjustments Total Points Balance +14,591 0 0 795,717 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? membershiprinwrds.com 14002974300 International Collect 3054116-2799 Did You Know? Use Points For Your Use your Card for charCon: stravel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more al rimmbrorsh Ipreward s.comiyourc ha rges I Points Transaction Detail February 1,2015 - February28,201S I Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Total Points Activity Per Card )1?(Vciropum 9,435 0 9,435 mtwx5Sds 3,157 254 Ober Earn 2e MR Points A54.7 3,411 ONAMIlm 1,745 0 1,745 Total 14,337 254 14,591 Member ship Rewards points earned may be transferred or redeemed as long as all enrol led Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershipmwards.com. Terms and Conditions of the Membership Rewards' program apply. For more Information, visit mernbershiprewards.comAerms or call 1800.297.1300. From overseas, call collect 305 816 2799 MAEX001178 SDNY_GM_00326978 EFTA_00199732 EFTA01685976 AMEX001179 SDNY_GM_00328979 EFTA_00199733 EFTA01685977 Centurion' Card DUPLICATE COPY G MAXWELL Closing Date 04/17/15 Next Closing Date 05/18/15 L New Balance 514,458.31 Please Pay By 05/02/15* j *Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. D See page 2 for important Information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. We will debit your bank account for your payment of $14,458.31 on 05/02/15.This date may not be the same date your bank will debit your bank account Any Inquiry to American Express concerning this debit should be made by 04/30/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pial Payment Coupon Do not staple or use paper clips rl Check here if your address or phone number has changed. Note< hanges on reverse side. p. 1/9 Account Ending Membership Rewards° Points Available and Pending as of 03/31/15 819,918 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance $15,415.54 Payments/Credits 415,415.54 NewCharges +$14,458.31 Fees +50.00 New Balance 514,45831 Days in Billing Period: 30 Customer Care Pay by Computer amerkanexpresscom/pbc Customer Care Pay by Phone 1477-877-0987 1-800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone americanexpress.corn/pbc 1-800472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 001445831001445831 14 rl Account Ending Enter account number on all documents. Make c heck payable to American Express. Please Pay By 05/02/15 AutoPay Amount $14,458.31 AME X001180 SDNY_GM_00326980 EFTA_00199734 EFTA01685978 G MAXWELL DUI-FAnTSciffil p. 2/9 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language 011 a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: 11) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADS and interest results in daily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransact ions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically0ov exampk, Sign & Trmrel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. 'PA Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online, visit swnvamericaneipressiorrilupdatecontactinfo • For Name. Company Name. and Foreign Address or Phone changskploaw call Customer Cart • Please pant dearly in blue or black Ink only in the bases provided. n Sueet Address I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: amerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit www.emerIcanexpresszotrdpdvacy. AMEX001181 SDNY_GM_00326981 EFTA_00 199735 EFTA01685979 Centurion® Card G MAXWELL Closing Date 04/17/15 DUPLICATE COPY Account Ending p. 3/8 Payments and Credits Summary Payments Credits Total 411968.34 MAXWELI. Total Payments and Credits -31,147.20 415,415.54 Detail •Indkates posting date Payments 04/02/15• GMAXWELL AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK. NATIONAL ASSOCIATION Amount -$13,968.34 Credits Amount 03/16/15 GMAXWELL AMERICAN EXPRESS TILPHOENIX AZ DELTA AIR LINES INC. From: N/A To: N/A N/A N/A N/A Tkket Number. 00675789545645 Passenger Name: MAXWELUGHIMAINE NO Document Type: SUPPORTED REFUND Can let YY YY YY rt Class: 00 00 00 00 -$1447.20 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges 513215.64 $1242.67 814,458.31 Detail GMAXWELL Card Ending Amount 03/18/15 HOTEL TONIGHT HOTEL SAN FRANCISCO CA 80020829/9 5186.00 03/19/15 ALOFT SILICON VALLEYNEWARK CA Arrival Date Departure Date 03/15/15 03/18/15 00000000 LODGING 5921.61 03/19/15 SFO PEETS COFFEE 8SSAN FRANCISCO CA FAST FOOD RESTAURANT FOOD/BEVERAGE $8S9 $8.89 03/20/15 TUMI STORES INC BEVERLY HILLS CA 9087564400 $1037.68 AMEX001182 Continued on reverse SDNY_GM_00326982 EFTA_00199736 EFTA01685980 G MAXWELL DePSITLFira p 4/9 Detail Continued 03/20/15 BEVERLY HILLS RENT ASAN FRANC6C0 CA 4242397043 Description REFER TO RECEIPT $56433 03/20/15 BEVERLY WILSHIRE HOTBEVERLY HILLS CA 310.275-5200 $20.00 03/20/15 INTERMIX-BEVERLY HILBEVERLY HILLS CA 212-741-5075 Description APPAREL/ACCESSORIES $595.14 03/20/15 SAKS FIFTH AVENUE 606EVERLY HILLS CA 3102754211 Description Price KNIT $595.00 $648.55 03/20/15 AT&T S675 4165 516 BEVERLY HILLS CA 800-331-0500 Description TELEPHONE SEFNICE/E $65.40 03/23/15 VERIZONRECURRING PA800-VERIZON PA $60.95 03/23/15 BROADVIEW NETWORKS 800-2762384 NY 9149227538 $588.65 03/24/15 Starbucks $10663 MouMountain View CA squareupcom/receipts 03/24/15 TIME WARNER ENTRMT 718-358-0900 NY CABLE SVCS $3.65 $379.99 03/24/15 FOUR SEASONS HOTELS-LOS ANGELES CA Arrival Date Departure Date 03/21/15 03/24/15 00003000 LODGING $2.009.60 03/25/15 H&M $800000 SAN FRANCISCO CA 855.4667467 Description APPAREUACCESSORIES $3034 03/25/15 NEIMAN-MARCUS 12000SAN FRANCISCO CA 415.362-3900 Description Pike LADIES SHOES $435.00 $473.06 03/25/15 NEIMAN-MARCUS 12000SAN FRANCISCO CA 415-362-3900 Description Price DRESS $525.00 $570.94 03/26/15 Starbucks $05992 SanSan Francisco CA squareup.com/receims 03/26/15 ONIGILLY 542929805395AN FRANCISCO CA 4156714706 TIP $0.60 $3.15 $640 03/26/15 STARBUCKS 105992 SANSan Francisco CA San Francisco $3.65 03/26/15 EARTHUNK.NET 800-719-4660 GA $1190 INTERNET SVC AMEX001183 Continued on next page SDNY_GM_00326983 EFTA_00199737 EFTA01685981 Centurion° Card G MAXWELL Closing Date 04/17/15 DUPLICATE COPY Account Ending p 5/9 Detail Continued Amount 03/26/15 MACY'S 9428 SAN FRANSAN FRANCISCO 1 CA MACfl Description Price STATUS INNERWEAR $1800 STATUS INNERWEAR $1800 STATUS INNERWEAR 518.00 STATUS INNERWEAR $18.00 $78.30 03/26/15 NAPA FARMS MARKET 035AN FRANCISCO 650-821.8212 Description FOOD/BEVERAGE CA 51.39 03/26/15 BEVERLY HILLS RENT ALOS ANGELES CA 1212397011 Description REFER TO RECEIPT $964.20 03/26/15 AT&T S121 1113 194 SAN FRANCISCO CA 800-331-0500 NW:0011 TELEPHONE SERVICE/E $65.25 03/27/15 CONC D NEWS CA296356MIAMI FL 305-8760500 $1422 03/27/15 BACARDI MONO BAR -MIAMI FL 305-871-0559 03/28/15 TOWEL HUT RETAIL NASSAU BH Anival Date Departure Date 03/27/15 03/28/15 00000000 LODGING $6.79 03/29/15 BLUSH BEACH 0216 MIAMI BEACH FL 305-531-3050 Description APPAREL/ACCESSORIES $102.72 03/29/15 BLUSH BEACH 0216 MIAMI BEACH FL 305-531-3050 Description APPAREL/ACCESSORIES 520.33 03/29/15 RICO FRESH MIAMI BEACH FL 3059895100 $19.26 03/29/15 THE COVE FRONT DESK NASSAU BH Arrival Date Departure Date 03/27/1 03/29/15 00000000 LODGING 5233.51 03/29/15 TRUE LOAF 305-775-2831 56.96 305-775-2831 AMEX001184 Continued on reverse SDNY_GM_00326984 EFTA_00199738 EFTA01685982 G MAXWELL DePSITLFira p6/9 Detail Continued 03/30/15 Amount AMERICAN EXPRESS TVLPHOENIX AZ DELTA AIR LINES INC. From: To: MIAMI INTERNAT1ONA NEWYORK LA GUARD! N/A N/A N/A Tkket Number:00679352134134 Passenger Name: MAXWELUGHISIAINE NO Document Type: PASSENGER TICKET Carrier: Class: DL re 00 VY 00 VY 00 Date of Departure: 03/31 $867.50 03/30/15 Panther Coffee Miami Beach FL squareup.comheceipts $7.49 03/31/15 BRIOCHE DOREE 294849M1AMI FL 305479)500 FOOD $437 54.37 04/01/15 Starbucks 107525 NewNew Yolk NY squareup.corrilreceipts 54.30 04/02/15 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE 5313.51 04/02/15 VIDAL SASSOON VIDAL NEW YORK NY 212-535.9200 5125.40 04/03/15 VERIZONRKURRING PABOO-VERIZON PA 578.09 04/06/15 VERIZONRKURRING PAYPHONESERVICE 6019008424 19103 586.98 maw 5 ZARA USA 303 0000 NEW YORK NY WOMEN'S CLOTHING Description APPAREL/ACCESSORIES 549.90 04/06/15 TUMI STORES INC NEW YORK NY 9087564000 $212.31 04/06/15 Corrado Bread &PastNew York NY RESTAURANT 517.95 04/08/15 DIRECTV SERVICE 800-347-3288 CA $159.66 04/08/15 STARBUCKS1118509 NEWNew York NY New York $3.54 04/08/15 Corrado Bread &PastNevaotk NY RESTAURANT $8.75 04/10/15 Corrado Bread & PastNew York NY RESTAURANT 59.25 04/11/1S VINCE 4901 800000052CHESTERFIELD MO 3145763100 Description Price MEN'S/BOYS' CLOTHIN 3892.78 $892.78 04/13/15 Statbucks 018509 NewNew York NY squareupxonVreceipts $3.54 04/14/15 AT&T•BILL PAYMENT 95DALLAS Tx 800-331-0500 Description TELEPHONE SERVICFJE $225.77 04/14/15 BERGDORF GOODMAN NEW YORK NY DEPARTMENT STORE 5260.21 AMEX001185 Continued on next page SDNY_Gkl_00326985 EFTA_00199739 EFTA01685983 Centurion® Card DUPLICATE COPY p 75 G MAXWELL Closing Date 04/17/15 Account Ending [ Detail Continued Amount 04/14/15 IOEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE 5167.20 04/15/15 Starbucks 418509 NewNew York NY squareup.corn/tecc4pts Is JENNIFER TURNER Card Ending 57.08 Amount 03/26/15 FEDEX INV 489235884 1-800-622-1147 1.800.622-1147 116E 65TH ST LLC NY DIRER BILLING TRANSACTION FEDEX INVO 000489235884 Fed& 41-800-622-1147 5126.49 03/28/15 FEDEX INV 489372522 1-800622-1147 1.800-622-1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV. 000489372522 FelEx /1.800-622.1147 $41.41 03/3W15 GODADDY.COM (480)505.8855 (480)505-8855 5376.12 03/31/15 ITUNES.COM/BILL ITUNCUPER11NO CA (TUNES STORE & APP STORE $14.14 04/07/15 AMTRAK INTERNET SALEWASHINGTON DC From: NYP To: BBY Ticket Number. 0970732013945 1(800)872-7245 5145.00 Nan 5 AMTRAK INTERNET SALEWASHINGTON DC From: NYP To: BBY Ticket Number 0980704019689 1 (800)872-7245 56.00 04/12/15 ITUNES.COINBILL ITUNCUPERTINO CA 'TUNES STORE & APP STORE $4.99 04/13/15 BRIGHTER BLOOMS 1010800.3999514 SC 800-399-9514 5434.82 04/14/15 HOMEPRODUCTS LIAVW.CEIDIRKT.COM NY CLEANING SPL. 533.75 04/16/15 PAYPAL *NATURALHEAL 4029357733 CA 402-935-7733 Description PROFESSIONAL SERVE 559.95 Fees Amount Total Fees for this Period 50.00 AMEX001186 Continued on reverse SDNY_GM_00326986 EFTA_00 199740 EFTA01685984 G MAXWELL DWITF,A,TEnclia p8'9 2015 Fees and Interest Totals Year-to-Date Amount Total Fees in 2015 Total Interest in 2015 5000 5000 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated From To Select & Pay Later Total Annual Percentage Rate Balance Subject to Interest Rate Interest Charge 07/08/2010 9.1596(v) 50.00 50.00 50.00 (v) Variable Rate Information on Pay Over Time Features There is no pre-set spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There is a limit to your Pay Over Time feature balance Your Pay Over Time limit is $35,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AMEX001187 SDNY_GM_00326987 EFTA_00 199741 EFTA01685985 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p. 9/9 Prepared for G MAXWELL Account Number Total Points Balance 819,918 Points Earned this Period 24,201 (Account Summary March 1, 2015- March 31,2015) Opening Points Balance 795,717 Points Earned this Period +24,201 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 819,918 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. I Points Transaction Detail Questions About Your Account? membershiprevneds.asen 14100297,1340 International Collect 305-816-2799 Did You Know? Use Points For Your Use your Card for charCn:travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at monbersh Ipreward s.comiyourc ha rges March 1,2015 -March 31,2015 1 Points Earned this Period Points Activity On Eligible Charges )1?(Vciropum 14,672 mtwx5Sds 8,514 ONAMIlm 741 Total 23,927 Member ship Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more Information, visit mernbershiprewarcissomiterms or call 1800.297.1300. From overseas, call collect 305 816 2799 BonuAs warded Pants Activity TotalPer Co Poinrdts O 14,672 274 Ube Eam WAR Path's A51.7 8,788 O 741 274 24,201 AME X001188 SDNY_GRI_00326988 EFTA_00 199742 EFTA01685986 AMEX001189 SDNY_GM_00326989 EFTA_00199743 EFTA01685987 Centurions Card DUPLICATE COPY G MAXWELL Closing Date 05/18/15 Next Closing Date 08/17/15 Account Ending New Balance LPlease Pay By $8,371.20 08/02/15* j *Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. D See page 2 for important Information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. We will debit your bank account for your payment of $8,371.20 on 06/02/15. This date may not be the same date your bank will debit your bank account. My Inquiry to American Express concerning this debit should be made by 05/31/151f your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pal Payment Coupon Do not staple or use paper clips rl Check here if your address or phone number has changed. Note c hanges on reverse side. p. 119 Membership Rewards' Points Available and Pending as of 04/30/15 836,290 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance $14,458.31 Payments/Credits 414,608.11 NewCharges +$8,521.00 Fees +50.00 New Balance $8,371.20 Days in Billing Period: 31 Customer Care Pay by Computer amerkanexpress,com/pbc Customer Care Pay by Phone 1-B77-877-0987 1-800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone arnerkanexpress.corn/pbc 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Makecheck payable to American Express. Please Pay By 06/02/15 AutoPay Amount $8,371.20 Hhohoholill IlrrrlLddLrrlllrnLnlllrrrrlrrll 1 000837120000837120 14 ri AME X001190 SDNY_GM_00326990 EFTA_00 199744 EFTA01685988 G MAXWELL DektIMELF,Ifil p. 2/9 Payments: Yew payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial instkution, unless the check is not processable electronkaly or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for mote information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADS and interest results in daily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransact ions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically dot exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on from do not use. • To change your address online.visit svmvpmericaneiptessiorrilupdatecontactinfo • roe Name. Company Name. and Foreign Addles, or Phone Menges, *avian Customet Cant. • Please print dearly in blue or black Ink only in the boxes provided. n 5,......„ I City, State Zip Code Azea Code and Home Ran, vAoStedesnd Email 1 I I Website: amerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emerIcenexpressatrdpelvacy. AMEX001191 SDNY_GM_00326991 EFTA_00 199745 EFTA01685989 Centurion® Card G MAXWELL Closing Date 05118/15 DUPLICATE COPY Account Ending P. 3/9 Payments and Credits Summary Total Payments -$14,431.09 Credits MAXWE I I -$149.80 JENNIFER TURNER -52722 Total Payments and Credits 414,608.11 Detail 'Indicates posting; date Payments Amount 05/02/W GMAXWELL AUTMAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$14,431.09 Credits Amount 05/02/15 6 MAXWELL ZARA USA 1260 0000 NEW YORK NY 212-355-1415 Description APPAREL/ACCESSORIES -$149.80 04/30/15 JENNIFER TURNER HOMEPRODUCTS WWWOCIDIRECT.COM NY CATALOG MERCHANDISE -$27.22 New Charges Summary Total 6 MAXWELL JENNIFER TURNER 57 35933 51,161.67 Total New Charges 64521.00 Detail Is GMAXWELL Card Ending Amount 04/18/15 THINKING CUP- NEWBUBOSTON FAST FOOD RESTAURANT MA 524.73 04/18/15 THINKING CUP - NEWBUBOSTON FAST FOOD RESTAURANT MA $3.17 04/19/15 PATISSERIE ON NEWBURBOSTON BAKERY MA $30.05 04/19/15 DELUCA'S BACK BAY S4BOSTON 6172625990 Description Price GROCERY STORES, SUP $12.43 MA $1243 04/19/15 TST• TRIDENT BOOK SEBOSTON 6172678688 Description REFER TO RECEIPT MA $6.00 04/20/15 STARBUCKS1000872 BOSBoston Boston MA 53.91 AMEX001192 Continued on reverse SDNY_GM_00326992 EFTA_00 199746 EFTA01685990 G MAXWELL DrAF,117;f„9, 0. 4/9 Detail Continued 04/21/15 Amount STARBUCKS 100872 BOSBoston Boston MA $3.91 04/21/15 WALGREENS 12933 000000STON 8002892273 Description REFER TO RECEIPT MA 646.99 04/21/15 BROADVIEW NETWORKS 800-2762384 9149227538 NY $579.71 04/22/15 VERIZONRECURRING PA800-VERIZON PA $4628 04/22/15 STARBUCKS 400801 BOSBonon Boston MA 53.15 04/22/15 STARBUCKS 400872 BOSBoston Boston MA $3.91 04/22/15 THINKING CUP - NEWBUBOSTON FAST FOOD RESTAURANT MA $6.38 04/22/15 THINKING CUP- NEWBUBOSTON FAST FOOD RESTAURANT MA $17.83 04/24/15 TIME WARNER ENTRMT 718-358-0900 CABLE SVCS NY 5379.99 04/26/15 EARTHLINKNET 800-719-4660 GA INTERNET SVC $12.90 04/27/15 STARBUCKS P18509 NEWNew York New York NY 53.54 04/28/15 LE CHARIOT 0480 NEW YORK NY 212-794-1628 Description FOOD/BEVERAGE $67.00 04/29/15 STARBUCKS 0:M821 NEWNew York New York NY $3.54 05/01/15 STARBUCKS 118509 NEWNew York New York NY $4.30 05/01/15 ZARA USA 303 0000 NEW YORK WOMEN'S CLOTHING Description APPAREL/ACCESSORIES NY 5306/35 05/01/15 ZARA USA 12600000 NEW YORK 212-355-1415 DeaCtIpllOn APPAREL/ACCESSORIES NY $419.40 05/02/15 ZARA USA 1260 0000 NEW YORK 212-355-1415 Description APPAREL/ACCESSORIES NY $19.90 05/03/15 BARON DE LIMOGES INCNEW YORK GLASSWARE & CRYSTAL NY 515133 05/04/15 VERIZONRECURRING PABOO-VERIZON PA $78.41 05/05/15 CONVERSE INC 888-792-3307 MA FOOTWEAR 5116.48 AMEX001193 Continued on next page SDNY_GM_00326993 EFTA_00 199747 EFTA01685991 Centurion° Card G MAXWELL Closing Date 05/18/15 DUPLICATE COPY Account Ending p 5/9 Detail Continued Amount 05/05/15 JASON P0SSUMATO0000NEW YORK NY 9177740347 Description REFER TO RECEIPT 52,26458 05/05/15 VIDAL SASSCON VIDAL NEW YORK NY 212.535.9200 $78.38 05/06/15 KIEHL'S UES SPA 2NDFNEW Y0RK NY COSMETIC STORE $306.94 05/06/15 NY ST INS FUND DISABALBANY NY 800-4874567 5166.62 05/06/15 OPAY NY INS FUND DISSAN RAMON CA 800-487-4567 $4.08 05/07/15 VERIZONRECURRING PAYPHONESERVICE 6019008424 19103 $86.98 05/07/15 HOMEPRODUCTS VAVWCCIDIRECT.COM NY CLEANING SPL $27.22 05/08/15 OIRECIV SERVICE 800-347-3288 CA 5195.66 05/08/15 THINKING CUP - NEWBUBOSTON MA FAST FOOD RESTAURANT $31.63 05/08/1S PELTS 105605 CAMBRIDGE MA FAST FOOD RESTAURANT $3A8 05/09/15 7-ELEVEN 32478 00073MARBLEHEAD MA 781331.9351 Description Price GAS/MSC95 84717801 $42.17 542.17 05/11/15 AMERICAN EXPRESS TVLPHOEN1X AZ AMERICAN AIRLINES INC From: To: BOSTON LOGAN INTER MIAMI INTERNATIONA NEW YORK LA GUARD' N/A N/A Tkket Number: 00175961822002 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TKKET Cattier Class: AA A AA A YY 00 YY 00 Date of Departure:05/15 $1,327.20 05/12/15 0349 FOREVER 21 0349BOSTON MA 617-262-0212 Description APPAREUACCESSORIES $60.70 05/12/15 THINKING CUP - NL1VBUBOSTON MA 617-416-9250 53639 05/13/15 STARBUCKS 100872 B0SBoston MA Boston $3.15 05/13/15 PATISSERIE ON NEWBURBOSTON MA BAKERY $1385 05/13/15 DELUCA'S BACK BAY S4B0ST0N MA $1435 6172625990 Description Pike GROCERY STORES, SUP 51435 AMEX001194 Continued on reverse SDNY_GM_00326994 EFTA_00 199748 EFTA01685992 G MAXWELL DrAF,117;f„9, p 6/9 Detail Continued 05/13/15 Amount THE RESTAURANT CLIO BOSTON RESTAURANT FOOO/BEVERAGE TIP MA $14.98 51.0O $15.98 05/14/15 STARBUCKS 100872 BOSBoston Boston MA $11.95 05/14/15 AT&T•BII PAYMENT 950AL1AS 800-331-0500 Description TELEPHONE SERVICE/E TX $222.17 05/14/15 TATTE BAKERY 0032 BOSTON MA 617-577-1111 Description FAST FOOD RESTAURAN $20.19 05/15/15 JUGO FRESH MIAMI BEACH FL 3O5989510O $749 05/18/15 EZPAY FEE NYC WATER 8004664616 GMT SERVNK NJ 563.18 05/18/15 STARBUCKS 4O8242 MUMIaml Beach Miami Beach FL 53.70 Is JENNIFER TURNER Card Ending Amount 04/20/15 RUNES.COM/BILL ITUNCUPERTINO CA RUNES STORE & APP STORE $59.87 04/20/15 INSTACART 9108172278 CA 9108172278 $63.82 04/20/15 MERRY MAIDS DORCHESTER MA CLEAN&MAINT 5210.00 0024/15 AMTRAK INTERNET SALEWASHINGTON From: BBY To: NYP Ticket Number: 1140744119887 1(800)872-7245 DC 5112.00 04/25/15 AMTRAK INTERNET SALEWASHINGTON From: BOY To: NYP Ticket Number 1150731014298 1(800)872-7245 DC 5191.00 04/25/15 GODADDY.COM (480)505-8855 (480)505-8855 54.99 05/01/15 ITUNES.COM/BILL ITUNCUPERTINO CA RUNES STORE & APP STORE 514.14 05/06/15 AMTRAK INTERNET SALEWASHINGTON From: NYP To: BBY Ticket Number 1260609047849 (800)872-7245 DC 519300 05/11/15 MERRY MAIDS DORCHESTER FM CLEAN&MAINT 5210.00 05/13/15 AMAZON MKTPLACE PMTSAFAZN.COMMILL BOOK STORES WA $4.27 ANIEM1195 Continued on near page SDNY_GM_OO326995 EFTA_00 199749 EFTA01685993 Centurion. Card DUPLICATE COPY G MAXWELL Closing Date 05/18/15 Account Ending p 7/9 Detail Continued Amount 05/15/15 1/75 DADE TM CORP VMIAMI FL 3054514600 Description TAXt 3213 11:15 1383 20th St 11A6 1383 20015t 540.00 05/18/15 FEDEX IIW 4941898171.800.622.1147 1-800-622-1147 116 E 65TH ST LK NY DIRECT BILLING TRANSACTION FEDEX INV/ 000494189847 FedEx 11-800-622-1147 560.58 Fees Amount Total Fees for this Period 60.00 2015 Fees and Interest Totals Year-to-Date Amount Total Fees in 2015 Total Interest in 2015 50.00 50.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is t he annual interest rate on your account. Transactions Dated From To Annual Percentage Rata Balance Subject to Interest Rate Interest Charge Select & Pay Later Total 6414mlable Rate 07/08/2010 9.1596(0 50.00 5000 $0.00 Information on Pay Over Time Features There is no preset spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There is a limit to your Pay Over Time feature balance Your Pay Over Time limit is $35,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AMEX001196 SDNY_GM_00326996 EFTA_00199750 EFTA01685994 G MAXWELL DrAITE,F, p 8/9 AMEX001197 SDNY_GM_00326997 EFTA_00199751 EFTA01685995 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p. 9/9 Prepared for G MAXWELL Account Number Total Points Balance 836,290 Points Earned this Period 16,372 (Account Summary April 1,2015 - April 30,2018] Opening Points Balance 819,918 Points Earned this Period +16,372 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 836,290 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? membershiprinvards.com 14002974300 International Collect 305-816-2799 Did You Know? Use Points For Your Use your Card for charCn:travel, dining, groceries, and more, then go online and use the points youeamed toward your eligiblecharges. Learn more at monlmorsh Ipreward s.comiyourc ha rges I Points Transaction Detail April 1,201S - April 30,2015 Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Total Poin Activity Per Card )1,9Zort000m 11,771 0 11,771 mtwx5tads 3,022 337 tbnEam WAR PoimsA51.7 3,359 1,242 0 1242 Total 16,035 337 16,372 Member ship Rewards points earned may be transferred or redeemed as long as all enrol led Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. Fa mere Information, visit mernbershIprewaids.comilerms or call 1800.297.1300. From overseas, call collect 305 816 2799 AME X001198 SDNY_GR1_00326998 EFTA_00199752 EFTA01685996 AMEX001199 SDNY_GM_00326999 EFTA_00199753 EFTA01685997 Centurion° Card DUPLICATE COPY G MAXWELL Closing Date 06/17/15 Next Closing Date 07/17/15 Account Ending New Balance $32,060.49 Please Pay By 07/02/154 j t Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. ri See page 2 for important information about your account. C New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Q See Page 11 for Important Changes to Your Account Benefits. D See Page 13 For A Notice Of Changes To The Membership Rewards Program Terms & Conditions. LI Your membership will be renewed next month. Please refer to the Renewal Notice on Page 9. ® We will debit your bank account for your payment of $32,060.49 on 07/02/IS. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 06/30/15. 1f your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pal Payment Coupon Do not staple or use paper clips rl Check here if your addressor phone number has changed. Notechanges on reverse side. p. 1/15 Membership Rewards' Points Available and Pending as of 05/31/15 842,343 For up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance 58,371.20 Payments/Credits -$8,449.20 New Charges +332,138.49 Fees 40.00 New Balance $32,060.49 Days in Billing Period: 30 Customer Care Pay by Computer amerkanexptess.corn/pbc Customer Care Pay by Phone 1-877-877.0987 1-N0.472-9297 Di See page 2 for additional information. Pay by Computer IP, Pay by Phone ameticanexpress.com/p4x t-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 003206049003206049 14 rl Account Ending Enter account number on all documents. Makecheck payable to American Express. Please Pay By 07/02/15 AutoPay Amount S32,060.49 AMEX001200 SDNY_GM_00327000 EFTA_00 199754 EFTA01685998 G MAXWELL DektIMELF,Ifil p. 2/15 Payments: Yew payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language O11a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: CI) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for mote information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADS and interest results in daily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransact ions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automaticallyUm exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may d iffei from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY: 1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online.visit swnvomericaneipressiorrilupdatecontactinfo • tar Name. Company Name. and Fomign Addles, or Phonechanges, pleasecall (unmet Cana • Please print dearly in blue or black Ink only in the boxes provided. n steer Adders I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email 1 I I Website: amerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwfimericanexpresszourdpfivacy. AMEX001201 SDNY_GM_00327001 EFTA_00 199755 EFTA01685999 Centurion® Card G MAXWELL Closing Date 06/17/15 DUPLICATE COPY Account Ending p.3/15 Payments and Credits Summary Payments Credits Tod -$8,33130 G MAXWELL JENNIFER TURNER Total Payments an4 Credits -$39.90 -$7800 44449.20 Detail •Indicates posting date Payments 06/02115• GMAXWELL Credits AUTCPAY PAYMENT RECEIVED • THANK YOU UMB BANK NATIONAL ASSOCIATION Amount -$8,331.30 Amount 05/27/15 6 MAXWELL ZARA USA 3030000 NEW YORK NY WOMEN'S CLOTHING Description APPAREL/ACCESSORIES -$39.90 06/08/15 JENNIFER TURNER AMTRAK INTERNET SALEWASHINGTON DC From: BBY To: NYP Ticket Number: 1480733031747 1 (800)872-7245 -$7K00 New Charges Summery Total 6 MAXWELL JENNIFER TURNER Total New Mamas $31,521.72 $61627 932,13949 Detail Eji GMAXWELL Cud Ending Amount 05/18/15 EZPAY FEE NYC WATER800-766•6616 N1 $63.18 05/18/15 NYC WATER BOARD/DEP718-595-7000 NY $2,807.82 05/18/15 G-MINA FOOD AIRPORTMIAMI FL 3058760632 $9.20 05/18/15 NYC WATER BOARD/DEP 718.595-7000 NY GOYTNOTELSEW $2,807.82 05/18/15 AMALI NEW YORK NY 2123398363 FOOD/BEVERAGE TIP $23735 $32.65 $27000 AMEX001202 Continued on reverse SDNY_GM00327002 EFTA_00199756 EFTA01686000 G MAXWELL DrAF,117;f„9, p.4115 Detail Continued 05/19/15 AMERICAN EXPRESS TVI.PHOENM AZ DELTA AIR LINES INC. From: N.Y.1 F KENNEDY I Amount To: Quiet: Class: VENICE MARCO POLO DL PARIS CHARLES DEG AF NICE YY 00 N.Y. I F KENNEDY I DL Tkket Numter. 00675982815443 Date of Departure:06/13 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET 05/19/15 LE PAIN QUOI1DIEN 14NEW YORK NY RESTAURANT FOOD/BEVERAGE $59.99 TIP $5.01 05/21/15 PAYPAL *FUSE EYKAN 4029357733 FL 402-935-7733 Description OPTICIANS, OPTICIAN $13,343.80 $65.00 $57.95 05/21/15 THEORY MADISON 28008NEW YORK NY 803.326-798S Desctiplion APPAREL/ACCESSORIES $364.73 05/21/15 MEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $9928 05/21/15 BROADVIEW NETWORKS 800-2762384 NY 9149227538 $562.70 05/21/15 SMILEY'S 212-688-1510 212-688-1510 $29.94 05/22/15 VERIZONRECURRING PA800-VERIZON PA $4624 05/22/15 STARBUCKS $08992 NEWNew York NY New York $4.30 05/22/15 STARBUCKS #18509 NEWNew York NY New York $4.30 05/22/15 TIME WARNER ENTRMT 718-358-0900 NY CABLE SVCS $379.99 05/23/15 THEORY WOODBURY 2800CENTRAL VALLE NY 800-326-7985 Description APPAREL/ACCESSORIES $151.00 05/23/15 NIKE WOODBURY FS 59CENTRAL VALLEY NY $24829 05/26/15 STARBUCKS #18509 NEWNew York NY New York $430 05/26/15 ZARA USA 3030000 NEW YORK NY $49.80 WOMEN'S CLOTHING Description APPAREL/ACCESSORIES 05/26/15 MTATBTAE-ZPASS STATEN SLAND NY TOLL & BRIDGE FEE Description FOR BILLING QUESTI0 ACCT: 2P-200666398 $25.00 AMEX001203 Continued on next page SDNY_GM_00327003 EFTA_00199757 EFTA01686001 Centurion° Card G MAXWELL Closing Date 06/17/15 DUPLICATE COPY Account Ending p.5/15 Detail Continued Amount 05/27/15 STARBUCKS 118509 NEWNew York NY New York $637 05/27/15 STARBUCKS 118509 NEWNew York NY New York $430 05/27/15 Corrado Bread & PastNew York NY RESTAURANT $525 05/27/15 METRO-NORTH TVM & TONEW YORK NY 877-690-5116 $22.25 05/27/15 CHATIME 858 LEXINGTONEW YORK NY RESTAURANT 58.17 05/28/15 AMERICAN EXPRESS 1V1PHOENIX AZ DELTA AIR LINES INC. From: To: N.Y. F KENNEDY I VENICE MARCO POLO PARIS CHARLES DEG NICE N.Y. J F KENNEDY I Tkket Number 00676005643025 Passenger Name: MAXWELUGHIStAINE NO Document Type PASSENGER TICKET Carrier: Class: DL AF YY 00 DL Date of Depanure: 06/15 S4,77080 05/28/15 STARBUCKS 118509 NEWNew York NY New York $621 05/28/15 Corrado Bread & PastNew York NY RESTAURANT 514.78 05/29/15 DELAWARE CORP AND TADOVER DE HTTPWCORP.DELAWAREGOV/ Description MISC. PRODUCTS $300.00 05/30/15 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE 518288 05/30/15 ZARA USA 12600000 NEW YORK NY 212-355-1415 Description APPAREL/ACCESSORIES $1990 05/30/15 AMALI NEW YORK NY 2123398363 FOOD/BEVERAGE $13936 TIP $15.64 S155.00 05/31/15 STARBUCKS 107403 NEWNew York NY New York $4.30 05/31/15 HUDSON NEWS 13 PENN NEW YORK NY BOOK STORE 313.98 05/31/15 AMTRAK ACELA CAFE QWASHINGTON DC 8004372-7245 Description FAST FOOD RESTAURAN S2.25 06/01/15 STARBUCKS e00872 BOSBoston MA Boston 53.91 AMEX001204 Continued on reverse SDNY_GM00327004 EFTA_00199758 EFTA01686002 G MAXWELL DrAF,117;f„9, n 6/15 Detail Continued 06/01/15 Amount RIAUREN BOSTON 808400STON 201-531-6000 Description APPAREL/ACCESSORIES MA $124.49 06/01/15 BRANDY MEL1ALLE BOSTBOSTON 2134881300 Description Price MEN'S/WOMEN'S CLOTH $26.00 MA $2600 06/02/15 PATISSERIE ON NEWBURBOSTON BAKERY MA $2159 06/03/15 VERIZONRECURRING PAYPHONESERVICE 2124726991624 19103 $7826 06/03/15 STARBUCKS #00872 BOSBoston Boston MA $3.91 06/04/15 STARBUCKS 000872 BOSBoston Boston MA $3.91 06/04/15 76 CHESTNUT BOSTON MA RESTAURANT F00D/BEVERAGE TIP $49.65 $835 $5860 06/04/15 DELUCA'S 5429298030880STON 6175234343 Description Price GROCERY STORES, SUP $19.10 MA $19.10 06/05/15 INTUIT •QUKKBOOKS 800-446-8848CA $1,08746 06/05/15 STARBUCKS 003883 BOSBoston Boston MA $3.15 06/05/15 DELUCA'S BACK BAY 54BOSTON 6172625990 Description Pike GROCERY STORES, SUP $1158 MA $11.58 06/05/15 BURBERRY 4004 BOSTON MA MEN'S/WOMEN'S CLOTHNG $515.00 06/05/15 VINCE #915 NEWBURY 8SOSTON 3145763100 Description Price MEN'S/BOYS' CLOTHIN $228.12 MA $228.12 06/06/15 STARBUCKS #16764 SOUSouth Boston South Boston MA $100.00 06/06/15 #07602 STAR MARKET °BOSTON 6172624688 MA $5.99 06/06/15 #07602 STAR MARKET 0130STON 6172624688 MA $63.89 06/08/15 VERIZONRECURRING PAYPHONESERVICE 6019006424 19103 $8698 06/08/15 DiRKTVSEFNICE 800-347-3288 CA PI SERVICE $19546 06/08/15 ABE& LOUIE'S BOSTON MA RESTAURANT FOOD/BEVERAGE TIP $2540 $3.00 $2840 AMEX001205 Continued on next page SDNY_GM_00327005 EFTA_00199759 EFTA01686003 Centurion° Card G MAXWELL Closing Date 06/17/15 DUPLICATE COPY Account Ending p 7/15 Detail Continued Amount 06/09/15 AMERICAN EXPRESS 1VLPHOENIX AZ AIR FRANCE From: To: VENCE MARCO POLO PARES CHARLES DEG N/A N/A N/A Tkket Number. 05776036104926 Passenger Name MAXWELL/GHISIAINE NO Document Type: PASSENGER TICKET Class: AF VY 00 YY 00 YY 00 Date of Departure: 06/18 5903.30 06/09/15 DELUCA'S BACK BAY S4BOSTON MA 6172625990 Description Pike GROCERY STORES, SUP $7.78 57.78 06/10/15 JASON POSSUM° 0000NEW YORK NY 9177740347 Description REFER TO RECEIPT 5612.42 06/10/15 LE PAIN C/UOTIDIEN 14NEW YORK NY RESTAURANT FOOD/BEVERAGE 521.93 521.93 06/10/15 AMTRAK NRTHEASTCAFEWASHINGTON DC 800-872-7245 Description FAST FOOD RESTAURAN 57.00 06/12/15 ZARA.COM ZARACOM UNITED STATES HTTP://WWW.ZARPLCOWUS $11980 06/13/15 SMILEY'S 212-688-1510 212-688-1510 $12.68 06/13/15 LEXINGTON HARDWARE LNEW YORK NY HARDWARE STORE 53346 06/14/15 ATAPBILL PAYMENT 9SDALLAS 1X 800-331-0500 Description TELEPHONE SERVKE/E $22627 JENNIFER TURNER Card Ending Amount 05/21/15 RUNES.COMMILL ITUNCUPERTINO CA RUNES STORE & APP STORE $14.14 05/25/15 FEDEX INV 4948239951-800.622.1147 1-800-622-1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV, 000494823995 FedEx /1.800622.1147 $41.84 05/28/15 AMTRAK INTERNET SALEWASHINGTON DC 5304.00 From: NYP To: BBY Tkket Number: 1480733031739 1 (800)872-7245 AmEX001208 Continued on reverse SDNY_GM_00327006 EFTA_00199760 EFTA01686004 G MAXWELL DE's!,9,11I9ira p.8115 Detail Continued Amount 06105/15 MERRY MAIDS OF BOST0617-269-6243 MA CLEANING SER $210.00 &Am s AMAZON MKTPLACE PMTSAMZN.CO&VBILL BOOK STORES WA $24.99 06/10/15 WHfTE AND BLUE GROUPLK NY TAXICAB& LWOUSINE Description IAA 3A84 1303 281 W 34thS 13:37110E 6Sth S $21.80 Fees Amount Total Fees for this Period $0.00 2015 Fees and Interest Totals Year-to-Date Amount Total Fees in20I 5 $0.00 Total Interest in 2015 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest late on your account. Transactions Dated Front To Annual Percentage Rate Balance Subject to Interest Rat* Interest Charge Select & Pay Later Total (v)VariatkRate 07/08/2010 9.1596 (Y) $0.00 S0.00 $0.00 Information on Pay Over Time Features There is no preset "ending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pie-set spending limit. There is a limit to your Pay Over Time feature balance Your Pay Over Time limit is S35,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AMEX001207 Continued on next page SDNY_GM_00327007 EFTA_00199761 EFTA01686005 Centurion° Card DUPLICATE COPY p. WI 5 G MAXWELL Closing Date 06/17/15 Account Ending Renewal Notice Your Account renews next month. The following terms will be in effect when your Account renews, unless we tell you otherwise. Please refer to Page 2 for more information about your Account, including How We Calculate Your Balance and Paying Interest. Payment Information: All charges made on this change card, that are not included in a Pay Over Time balance, are due and payable when you receive your periodic statement. Annual Membership Fee: The annual membership fee for your Account is 52,500.00. When you receive the statement in which the annual fee is billed, you ca n avoid paying the annual fee by calling the Customer Care phone number on Page 2 to cancel your Account. APR Information:The Annual Percentage Rates (APRs) for each billing period may vary based on the Prime Rate. We use the Prime Rate published in the rates section of The Wall Street Journal 2 days before t he Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If k does not, we will use the Prime Rate from the previous day it was published. The Penalty APR will apply to a Feature if you make a late payment or a payment that is returned. If the Penalty APR is applied for either of these reasons, it will apply for at least 6 months. We will review your Account every 6 months after the Penalty APR is applied. The Penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. You may have access boon or more Pay Over Time Features on your Account. The following APRs apply to the Features noted as of the Closing Date of this statement. (v) indicates variable rate. Select & Pay Later Transactions Dated Rate Description From To Prime + Margin APR Standard 07/08/2010 Prime + 5.90% 9.15% (v) Penalty 07/08/2010 Pdryie + 25.99% 29.24%N) Please refer to page 2 for further Important information regarding your account AME X001208 SDNY_GM_00327008 EFTA_00199762 EFTA01686006 G MAXWELL DUPLICATE CIS Account Ending 9.10/15 AMEX00i209 SDNY_GM_00327009 EFTA_00199763 EFTA01686007 Centurion® Card DUPLICATE COPY p 11/15 G MAXWELL Closing Date 06/17/15 Account Ending Important Change to Your Account Benefits As of August 1, 2015, the Centurion!'Villas Program will no longer be available as a Centurion Member benefit. All bookings made with the Villas Program through July 31, 2015 (including any previously made bookings), for travel to be completed by December 31, 2018, will continue to be eligible for the value added amenity up to $750. To learn more about the benefits your Centurion Membership offers, visit www.centurion.com. S0665 BPNLLCSCN/0615 AMEX001210 SDNY_GM_00327010 EFTA_00 199764 EFTA01686008 G MAXWELL DUPLICATE CIS Account Ending p.12/15 AMEX001211 SDNY_GM_00327011 EFTA_00199765 EFTA01686009 Centurion® Card G MAXWELL Closing Date 06/17/15 DUPLICATE COPY Account Ending Notice of Important Membership Rewards° Program Changes We are making changes to the Membership Rewards Program Terms & Conditions. A summary of the changes appears below. The detailed changes can be found after the summary chart. Summary of Changes Conversion Rates Effective October 1, 2015, when transferring points from Membership Rewards to British Airways and Iberia. the number of Avios you receive will change. From this date, for every 250 Membership Rewards points you transfer to the British Airways Executive Club and Iberia Plus programs, you will receive 200 Avios (the previous conversion rate was 1,000 Membership Rewards points for 1.000 Avios). As of October 1, 2015, you must transfer points to these loyalty programs in increments of 250. Transferring Points to Plenti Starting May 4, 2015, all Card Members enrolled in Membership Rewards may transfer points to the Plentism rewards program. Operating Organization We are adding language to specify that the Membership Rewards program is owned and operated by American Express Travel Related Services Company, Inc. Details of the Changes The Membership Rewards program Terms and Conditions ("Terms and Conditions") are subject to change. This notice formally amends the Terms and Conditions as described below. Any terms in the Terms and Conditions conflicting with these changes are replaced fully and completely. Terms not changed by this notice remain in full force and effect. p 13/15 Conversion Rates Effective October 1, 2015, the Terms and Conditions are amended by inserting the following in the Conversion rates and increments sub-section of the Transferring Points to Frequent Customer Programs section: • British Airways and Iberia: 250 points = 200 Avios; must be transferred in 250-point increments Transferring Points to Plenti Effective May 4. 2015. the Terms and Conditions are amended by inserting the following in the Using Points section: 2. TRANSFERRING POINTS TO PLENTI All Card Members may transfer points to the Plentism rewards program. You must finish signing up for the Plenti rewards program before you can transfer points to Plenti. 500 Membership Rewards points will equal 400 Plenti points. Membership Rewards points must be transferred in 500 point increments. Membership Rewards point transfers to Plenti cannot be reversed. Points transferred are subject to the terms and conditions of the Plenti program, including those terms providing that on December 31, each year, any Plenti points that are at least two years old will expire. You may transfer points only to a Plenti account in your name or in the name of an Additional Card Member on your Linked Account. Additional Terms Effective immediately, the Terms and Conditions are amended by inserting the following at the end of the Additional Terms section: The Membership Rewards program is owned and operated by American Express Travel Related Services Company. Inc. S0965 BP/MUMRBIP/0615 AmEx001212 SDNY_GM_00327012 EFTA_00 199766 EFTA01686010 G MAXWELL DrAITE,F, p 4/'5 AMEX001213 SDNY_GM_00327013 EFTA_00199767 EFTA01686011 Total Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p 15/15 Prepared for G MAXWELL Account Number Total Points Balance 842,343 Points Earned this Period 9,787 [Account Summery May 1,2015 -May31,2015' Opening Points Balance 834290 Points Earned this Period +9,787 Points Used this Period 0 Reinstated Points and Adjustments -3,734 Total Points Balance 842,343 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail Questions About Your Account? membanMprewardszow 1400-297-1300 international Collect 305416-2799 Did You Know? Use Points For Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more al membershiprewards.com/yourcharges May 1, 2015- May 31,2015 Points Earned this Period Centurion XXXX-XXXXX2-= ttlireVidlar's Points Activity On Eligible Charges Bonus Points al Points Awarded Activity TotPer Card 7,207 0 7,207 1,273 147 Ube. Earn ?AMR Points A51.7 25 2X US 4016611504 MKT mi18.4041 1,445 1,135 0 1,135 9415 172 9,787 Reinstated Points and Adjustments Number of Points Date NYC Taxi -3,734 5/18115 Total 3,734 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferredor redeemed cannot be reversed back Into the program Forfeited polnb can be reinstated for a fee by caning the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. for more information, visit member sla ncewardscom/terms or call 1.800297.1300. From overseas, call collect 305.816.2799. AMEX001214 SDNY_GM_00327014 EFTA_00199768 EFTA01686012 AMEX001215 SDNY_GM_00327015 EFTA_00199769 EFTA01686013 Centurions Card DUPLICATE COPY G MAXWELL Closing Date 07/17/15 Next Closing Date 08/18/15 New Balance $7,804.72 Please Pay By 08/02/15t *Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. CI See page 2 for imponant information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. ri See Page 7 for an Important Privacy Notice and the following pages for important notices about Your Billing Rights, Electronic Fund Transfer Error Resolution and a notice for WA residents. C) We will debit your bank account for your payment of 57,804.72 on 08/01/15.This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 07/30/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Plal Payment Coupon Do not staple or use paper clips rl Check here if your address or phone number has changed. Note c hanges on reverse side. p. 1/11 Account Ending Membership Rewards° Points Available and Pending as of 06/30/15 881,105 For up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance Payments/Credits NewCharges Fees $32.060.49 432,06049 +$5259.72 44254500 New Balance 67,904.72 Days in Billing Period: 30 Customer Care Pay by Computer amerkanexpress,com/pbc Customer Care Pay by Phone 1.877-877-0987 1-800-472-9297 See page 2 for additional information. Pay by Computer In Pay by Phone americanexpress.cornfpbc la 1.800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Malrec heck payable to American Express. Please Pay By 08/02/15 AutoPay Amount 57,804.72 III...I.,.I...IIII Il..illiiiilliiiIII.,.I...III.,..l..11 000780472000780472 14 ri AMEX001216 SDNY_GM_00327018 EFTA_00199770 EFTA01686014 G MAXWELL DektIMELF,Ifil p. 2/11 Payments: Yam payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. H we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language O11a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionka Ily or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADS and interest results in daily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransact ions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ffov exampk, Sign & Trmrel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on front do not use. • To change your address online.visit swnvomericaneipressiorrilupdatecontactinfo • roe Name. Company Name. and Fomign Addles, or Phonechanges, pleasecall (unmet Cana • Please print dearly in blue or black Ink only in the boxes provided. n 5,......„ I City, State Zip Code Azea Code and Home Rana vAoStedesnd Email I I Website: amerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit wwwfimericanexpresszourdpfivacy. AMEX001217 SDNY_GM_00327017 EFTA_00199771 EFTA01686015 Centurion® Card G MAXWELL Closing Date 07117/15 DUPLICATE COPY Account Ending 0.3/11 Payments and Credits Summary J Total Payments Credits -$13,94529 GMAXWELI. Total Payments and Credits 418,114.60 432,060.49 Detail •bdicates posting date Payments 07/02/15* G MAXWELL AUTOPAY PAYMENT RECEIVED - TRANK YOU UMB BANK, NATIONAL ASSOCIATION Amotint 413,945.99 Credlts Amount 06/11/15 G MAXWELL AMERICAN EXPRESS 1VLPHOENIX AZ DELTA AIR LINES INC. From: N/A To N/A N/A WA N/A Ticket Number: 00676005643021 Passenger Name: MAXWELUGHISLAINE NO Document Type. SUPPORTED REFUND Canlen YY YY YY YY -$18.11440 Goss: 00 00 00 00 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Wort Chargos $520025 558.87 $5,259.72 Detail G MAXWELL Card Ending Foreign Spend Amount 06/18/15 ALBERGO CA' MARIA ADVENEZIA LODGING 991,00 European Union Euro $1,132.61 06/22/15 VERIZONRECURRING PA800-VERIZON PA $4624 06/22/15 NEW YORK CITY APPLIANew York NY sguareuixorn/receipts $236.00 06/22/i s BROADVIEW NETWORKS 800-2762384 9149227538 NY $572.34 06/24/15 EUROSTAR LONDON GB EUROSTAR INTERNATIONAL LT 28350 Patin* Sterling $448.38 06/24/15 ZARA ST HONORE 3942 PARIS PA 0155788888 170,96 European Union Euro $19228 06/24/15 BARBARA BUI PARIS 8 PARIS PA 0140075188 asttoo European Union Euro S787.48 AMEX001218 Continued on reverse SDNY_GM_00327018 EFTA 00199772 EFTA01686016 G MAXWELL DVPLICAIrc CIS Account n ing p.4/11 Detail Continued Foreign Spend Amount 06/24/15 TIME WARNER ENTRMT 716358-0900 NY CABLE SVCS $379.99 06/25/15 TARA JARMON PARIS PA 0146332660 2240 European Union brio $251.71 07/02/15 NYC TAXI 1T53 090001LONG ISLAND C NY 000-0000000 $5934 07/06/1S VERIZONRKURFIING PAYPHONESERVICE 2124726991624 19103 $78.26 07/07/15 VERIZONRKURRING PAYPHONESERVICE 6019006424 19103 $8638 07/08/15 DIRK1V SERVICE 800-347-3288 CA 1V SERVICE $237.65 07/09/15 BERGDORF GOODMAN NEW YORK NY DEPARTMENT STORE $173.11 07/10/15 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $203.78 07/10/15 Green Gourmet • BlueNew York NY GROCERY STORE $45.27 07/10/15 AT&T•BILL PAYMENT 95DALLAS TX 800331-0500 Description TELEPHONE SERVKE/E $226.26 07/10/15 SMILEY'S 212.688-1510 $42.57 212-688-1510 Ei JENNIFER TURNER Card Ending Foreign Spend Amount 06/21/15 ITUNES.COM/BILL ITUNCUPERTINO CA ITUNES STORE & APP STORE $14.14 07/03/15 ITUNES.COM/BILL ITUNCUPERTINO CA !TUNES STORE & APP STORE $21.76 07/13/15 ITUNES.COM/BiLL ITUNCUPERTINO CA ;TUNES STORE & APP STORE $2.99 07/13/15 LUZERN SOLUTIONS LTDKANCHARDSTOWN CO $19.98 35318119080 Fees Amount 07/17/15 G MAXWELL ANNUAL MEMBERSHIP FEE Use Membership Rewards' Points toward your annual membership fee. Visit wenvanembershiprewards.com/cardfees to learn more. $2.500.00 07/17/15 JENNIFER TURNER ANNUAL MEMBERSHIP FEE Total Fen for this Period $45.00 $2.545.00 AMEX001219 Continued on next page SDNY_GM_00327019 EFTA_00199773 EFTA01686017 Centurion. Card G MAXWELL Closing Date 07/17/15 DUPLICATE COPY Account Ending p 5/11 2015 Fees and Interest Totals Year•to•Date Total fees in 2015 Total Interest in 2015 Amount 32,545 00 50.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated From To Annual Percentage Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later Total 07/08/2010 9.1596(v) $0.00 S0.00 50.00 (v) Variable Rate Information on Pay Over Time Features There is no pre-set spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unkss you have been previously notified otherwise, your Card has a no pre-set spending limit. There is a limit to your Pay Over Time feature balance Your Pay Over Time limit is $35,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AMEX001220 SONY_GM_00327020 EFTA_00 199774 EFTA01686018 G MAXWELL DUPLICATE CIS Account Ending p 6/11 AMEX001221 SDNY_GM_00327021 EFTA_00199775 EFTA01686019 Centurions Card G MAXWELL Closing Date 07/17/15 FACTS DUPLICATE COPY Account Ending Rev 512012 p. 7/11 WHAT DOES AMERICAN EXPRESS DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • transaction history and account history • insurance claim history and credit history All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons American Express chooses to share; and whether you can limit his sharing. For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus For joint marketing with other financial companies For our affiliates' everyday business purposes - information about your transactions and experiences For our affiliates' everyday business purposes - information about your creditworthiness For our affiliates to market to you For nonaffitiates to market to you To limit our sharing To limit direct marketing Questions? For our marketing purposes - to offer our products and services to you Yes Yes Yes No (although we may We don't share personal share aggregated or information de-identified data) No No (but please see the 'To limit direct marketing' box below for additional privacy choices) No No Yes • Visit us online: Wivw.americanexpress.com/communications or • Call us at 1-855-297-7748 - our menu will prompt you through your choices Please note: f you are a new customer, we can begin sharing your personal information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your personal nformation as described in this notice. However, you can contact us at any time to limit our sharing. Page 1 of 2 S04N4 e provide additional privacy choices to customers. Privacy elections you make for any one rodud or service may not automatically be applied to other products and services. To let us know you do not want us to use your personal information to communicate with you about offers by ail, telephone, and/or e-mail: Visit us online: www.americanexpress.com/communications or Call us at 1.855.297-7748 (except for choices about e-mail communications) all 1.800-528-4800 or go to americanexpress.com/contact. BP/PRVCCSG/1114 AMEX001222 SDNY_GM_00327022 EFTA_00199776 EFTA01686020 G MAXWELL Who is providing this notice? DUPLICATE CIS Account Ending p.&11 American Express Travel Related Services Company, Inc. and other American Express Affiliates that provide financial products or services, including American Express Centurion Bank, American Express Bank, FSB, and AMEX Assurance Company. What we do Now d a Express protect my personal information? o protect your personal o ion from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We collect your personal information, for example, when you • open an account or pay your bills • give us your income information or give us your contact information • use your credit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Federal law gives you the right to limit only • sharing for affiliates' everyday business purposes — information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. How does American Express collect my personal information? Why can't I limit all sharing of personal information? What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. • Our affiliates include companies with the American Express name, including financial companies such as American Express Travel Related Services Company, Inc. and nonfinancial companies such as American Express Publishing. Affiliates may also include other companies related by common ownership or control, such as Serve Virtual Enterprises. Inc. and AMEX Assurance Company, a provider of American Express Card-related insurance services. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Nonaffiliates with which we share personal information include service providers, including, for example, direct marketers, that perform services or functions on our behalf. A formal agreement between nonaffiliated companies that together market financial products or Joint marketing services to you. • Ott joint marketing partners include financial companies. Other important information We may transfer personal information to other countries, for example, for customer service or to process transactions. AMEX Assurance Company customers: You may have the right to access and correct recorded personal information. Personal information may be disclosed by us to detect fraud or misrepresentation, to verify insurance coverage, to an insurance regulatory authority, law enforcement or other governmental authority pursuant to law, or to a group policyholder for purposes of reporting claims experience or conducting an audit. Personal information related to insurance claim activity obtained from a report prepared by an insurance-support organization on our behalf may be retained by such organization and disclosed as required by law. State law may be more protective than federal law. California: If your American Express account has a California billing address, we will not share your personal information except to the extent permitted under California law. Vermont: If your American Express account has a Vermont billing address, we will automatically treat your account as if you have directed us not to share information about your creditworthiness with our affiliates. Page 2 of 2 S04N4 BP/PRVCCSG/1114 AMEX001223 SDNY_GM_00327023 EFTA_00199777 EFTA01686021 Centurion® Card G MAXWELL Closing Date 07/17/15 DUPLICATE COPY Account Ending p. 9/11 Your Billing Rights: Keep this Document for Future Use This notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. What To Do If You Find a Mistake on Your Statement If you think there is an error on your statement, write to us at PO Box 981535, El Paso TX 79998-1535. In your letter, give us the following information: • Account information: Your name and account number. • Dollar amount: The dollar amount of the suspected error. • Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 80 days after the error appeared on your statement. • At least 2 business days before an automated payment is scheduled, if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. What Will Happen After We Receive Your Letter When we receive your letter, we must do two things: 1. Within 30 days of receiving your letter, we must tell you that we received your letter. We will also tell you if we have already corrected the error. 2. Within 90 days of receiving your letter, we must either correct the error or explain to you why we believe the bill is correct. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. After we finish our investigation, one of two things will happen: • If we made a mistake: You will not have to pay the amount in question or any interest or other fees related to that amount. • If we do not believe there was a mistake: You will have to pay the amount in question, along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may then report you as delinquent if you do not pay the amount we think you owe. If you receive our explanation but still believe your bill is wrong, you must write to us within 10 days telling us that you still refuse to pay. If you do so, we cannot report you as delinquent without also reporting that you are questioning your bill. We must tell you the name of anyone to whom we reported you as delinquent, and we must let those organizations know when the matter has been settled between u8. If we do not follow all of the rules above, you do not have to pay the first $50 of the amount you question even if your bill is correct. Your Rights If You Are Dissatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. SO4N4 BP/PRVCCSG/1114 AMEX001224 S0NY_GM_00327024 EFTA_00 199778 EFTA01686022 G MAXWELL DUPLICATE Cab Account Ending p- tom If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at PO Box 981535, El Paso TX 79998-1535. While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point. if we think you owe an amount and you do not pay, we may report you as delinquent. Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card, including Express Cash transactions, or electronic payments you make to American Express using Pay By Phone, Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can call us at 1-800-IPAY-AXP for Pay By Phone questions, at 1-800-528-2122 for Pay By Computer questions, at 1-800-528-4800 for AutoPay questions, and at 1-800-CASH-NOW for Express Cash questions. You may also write to us at American Express, Electronic Funds Services. P.O. Box 981531, El Paso, TX 79998-1531 or contact us online at www.americanexpress.com/inquirycenter. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you can why you believe it is an error or why you need more information. (3) The dollar amount of the suspected error. If you notify us by phone, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your bank account within 10 business days for the amount you think is in error. so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. For errors involving point-of-sale or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and there was no error, we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account. If your bank account does not have enough funds to cover this withdrawal, we can charge the amount to your card account or collect the amount from you. If this happens, we may cancel your right to use our electronic transfer services. Notice for residents of Washington State In accordance with the Revised Code of Washington Statutes, Section 63.14.167, you are not responsible for payment of interest charges that result solely from a merchant's failure to transmit to us within seven working days a credit for goods or services accepted for return or forgiven if you have notified us of the merchant's delay in posting such credit, or our failure to post such credit to your account within three working days of our receipt of the credit. S04N4 BP/PRVCCSG/1114 AMEX001225 SONY_GM_00327025 EFTA_00 199779 EFTA01686023 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p 11/11 Prepared for G MAXWELL Account Number Total Points Balance 881,105 Points Earned this Period 38,762 (Account Summary June 1, 2015 - lune 30, 2015) Opening Points Balance 842,343 Points Earned this Period +38,762 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 991,106 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? membershIpnwcards.corn 1-9002974300 International Collect 305-916-2799 Did You Know? Use Points For Your Use your Card for charCn:travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at monbforsh Ipreward s.comiyourc ha rges I Points Transaction Detail June 1,2015-June 30,2015 ) Points Earned this Period Points Activity On Eligible Charges Bonus Points Awarded Total Poin Acthrky Per Card Centurion XXXX400=2-= 31,481 0 31,481 Ittthrelle 4650 12 3X /MARE GA3 80 Wrer Earn SOAR Points AS17 4742 KOMI. 539 0 539 Total 34670 92 38,762 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by caning the number provided below or visiting membenhipetwards.eom. Terms and Conditions of the Membership Rewards' program apply. For more ink:emotion, visit member shimesvards comderms or call 1 800 297 1300. From overseas. call collect 305 816-2799. AMEX001226 SDN Y_G M _00 32 70 26 EFTA_00199780 EFTA01686024 AMEX001227 SDNY_GM_00327027 EFTA_00199781 EFTA01686025 Centurions Card DUPLICATE COPY G MAXWELL Closing Date 08/18/15 Next Closing Date 09/17/15 New Balance LPlease Pay By $9,298.67 09/02/154 , *Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. D See page 2 for important Information about your account. O New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. We will debit your bank account for your payment of 59,298.67 on 09/02/15. This date may not be the same date your bank will debit your bank account. Any Inquiry to American Express concerning this debit should be made by 08/31/15. If AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pal Payment Coupon Do not staple or use paper clips rl Check here if your address or phone number has changed. Note c hanges on reverse side. p. 119 Account Ending Membership Rewards° Points Available and Pending as of 07/31/15 873,864 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance $7,804.72 Payments/Credits -$7)304.72 NewChaiges +$9,298.67 Fees +50.00 New Balance $9298.67 Days in Billing Period: 32 Customer Care Pay by Computer amerkanexpress,com/pbc Customer Care Pay by Phone 1-877-877-0987 1-800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone arnerkanexpress.com/pbc 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending Enter account number on all documents. Makecheck payable to American Express. Please Pay By 09/02/15 AutoPay Amount 59,298.67 Hhohoholill IlrrrlLddLrrlllrnLnlllrrrrlrrll 000929867000929867 14 rl AME X001228 SDNY_GM_00327028 EFTA_00199782 EFTA01686026 G MAXWELL DektIMELF,Ifil p. 2/9 Payments: Yew payment must be sent to the payment address shown on you' statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as t hey will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial instkution, unless the check is not processable electronkaly or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for mote information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADS and interest results in daily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on t ransact ions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically dot exampk, Sign & Trmrel and Extended Payment Option)if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you makea Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. in Customer Care & Billing Inquiries la international Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: 1 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW in NY:1-800 522 1897 Change of Address ',correct on from do not use. • To change your address online.visit svmvpmericaneiptessiorrilupdatecontactinfo • roe Name. Company Name. and Foreign Addles, or Phone Menges, *avian Customet Cant. • Please print dearly in blue or black Ink only in the boxes provided. n 5,......„ I City, State Zip Code Azea Code and Home Ran, vAoStedesnd Email 1 I I Website: amerkanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comfautopay today toenroll. For information on how we protect your privacy and to set you. communication and privacy choices. please visit www.emerIcenexpressatrdpelvacy. AMEX001229 SDNY_GM_00327029 EFTA_00 199783 EFTA01686027 Centurion° Card G MAXWELL Closing Date 0818/15 DUPLICATE COPY Account Ending p.319 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$7,80k72 $0.00 -87,804.72 Detail 'Indicate posting date Payments Amount 08/01/15' G MAXWELL AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK NATIONAL ASSOCIATION -$7,1304.72 New Charges Summary Total J G MAXWELL 59,06640 JENNIFER TURNERI Total New Charges $23207 89,298.67 Detail G MAXWELL Card EndingI Amount 07/17/15 PHILIPPE BY PHILIPPENEW YORK 212.871-5602 Description FOOD/BEVERAGE NY 568.00 07/17/15 PRET A MANGER 40160NEW YORK 646-728-0505 Description FAST FOOD RESTAURAN NY $5.43 07/18/15 BEEKMAN THEATER NEW YORK 213-235-2257 NY $14.50 07/19/15 MARK 2 RESTAURANT NEW YORK RESTAURANT FOOD/BEVERAGE TIP NY 554.98 510.02 $65.00 07/19/15 THE EAST POLE 650000NEW YORK 2122492222 TIP NY $1125 $94.00 07/21/15 JASON POSSUMAT00000NEW YORK 9177740347 Description REFER TO RECEIPT NY 51224.84 07/21/15 BROADVIEW NETWORKS 800-2762384 NY $590.82 9149227538 AMEX001230 Continued on reverse SDNY_GM00327030 EFTA_00199784 EFTA01686028 G MAXWELL DrAF,117;f„9, 4/9 Detail Continued 07/21/15 Amount FIG AOLNE UPTOWN NEW YORK NY 212-207-4555 FOOD $102.34 11P $12.66 $115.00 07/22/15 VERIZONRECURRING PASOO-VERIZON PA $4666 07/23/15 Green Gourmet • BlueNew York NY GROCERY STORE $27.44 07/23/15 GRACE'S MARKETPLACE NEW YORK NY 2127370600 $19.78 07/23/15 NEW EMBASSY LIQUORS NEW YORK NY 212-2924551 $1830 07/23/15 JUICE PRESS 3 650000NEW YORK NY 2127770034 $1000 07/24/15 BARRY CHAIKEN MD PC 212-249-1976 212-249-1976 $48500 07/24/15 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE $16721 07/24/15 TIME WARNER ENT IUAT 718-3584900 NY CABLE SVCS $379.99 07/24/15 LE PAIN QUOTIDIEN 14NEW YORK NY RESTAURANT FOOD/BEVERAGE $1818 TIP $3.82 $22.00 07/29/15 911 MEMORIAL AND MUSNEW YORK NY TOURIST EXHB $5240 07/29/15 ONE WORLD OBSERVATORNEW YORK NY 9737072806 Description REFER TO RECEIPT $10800 07/30/15 BRITISH AIRWAYS ARC USA BRITISH AIRWAYS From: To: N/A N/A N/A N/A N/A Tkket Numben 1257668686327 Passenger Name. MAXWELUGHISLAINE NOELLE Document Type: PASSENGER TICKET Class: BA BA YY 00 YY 00 Date of Departure: 08/20 $1,11420 07/31/15 ?NUR 0527 NEW YORK NY 212-263-0041 Description MEDICAL SERVICES $1,000.00 08/01/15 SOHO HOUSE NEW YORK NEW YORK NY RESTAURANT F000/BEVERAGE $5730 TIP 65.80 $6330 0W03/15 VERIZONRKURRING PAYPHONESERVICE 2124726991624 19103 $71.15 08/03/15 STARBUCKS 418509 NEWNew York NY New York $4.30 AMEX001231 Continued on next page SDNY_GM_00327031 EFTA_00199785 EFTA01686029 Centurion° Card G MAXWELL Closing Date 08/18/15 DUPLICATE COPY Account Ending P 5/9 Detail Continued Amount 08/03/15 LE PAIN QUOT1DIEN 14NEW YORK NY RESTAURANT FOOD/BEVERAGE $13.88 $1328 08/04/15 STARBUCKS 418509 NEWNew York NY New York 5430 08/04/15 NYC TAXI 7Y65090078NEW YORK NY 000-0000000 $830 08/04/15 LE BILBOQUET NY LLC NEW YORK NY RESTAURANT FOOD/BEVERAGE $126.29 TIP $30.00 5156.29 08/05/15 BARRY CHAMEN MD PC 212-249-1976 212-249-1976 $250.00 08/06/15 VERIZONRECURRING PAYPHONESERV10E 6019008424 19103 $86.98 08/06/15 STARBUCKS #18509 NEWNew York NY New York $4.30 08/06/15 NEW EMBASSY LIQUORS NEW YORK NY 212-2924551 517.41 08/06/15 CANDLE 790041 NEW YORK NY 212-537-7179 Desc 'lotion FOOD/BEVERAGE $86.39 08/08/15 DIRECIV SERVICE 800-347-3288 CA TV SERVICE $153.67 08/09/15 STARBUCKS 000821 NEWNew York NY New York $100.00 08/09/15 LE PAIN OU071DIEN 14NEW YORK NY RESTAURANT FOOD/BEVERAGE $5.95 $5.95 08/09/15 SMILEY'S 212-688-1510 212-688-1510 $10.54 08/10/15 AT&T BILL PAYMENT 9SDALLAS TX 800-331-0500 Description TELEPHONE SERVKE/E S24664 06/12/15 ICELANDAIR AGENT SALCOLUMBIA KELANDAIR US BSP From: To: N/A N/A N/A N/A N/A Tkket Number: 1087672090944 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Carrier Class: El Fl YY 00 YY 00 Date of Departure:10/14 $2.060.60 08/13/15 Green Gourmet BlueNew Yolk NY GROCERY STORE 574.03 AMEX001232 Continued on reverse SDNY_GM_00327032 EFTA_00199786 EFTA01686030 G MAXWELL DA count tT~ C~ p. 6/9 ( Detail Continued Amount 08/15/ 1 S DELAWARE CORP AND TADOVER DE HTTPWCORP.DELAWARE.GOV/ Description MISC. PRODUCTS JENNIFER Card TURNER Ending Amount 07/21/15 IRINES.COMMILL ITUNCUPERTINO RUNES STORE & APP STORE CA $19.13 07/27/15 FEDEX INV 4004038111-800.622.1147 1-800-622-1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV, 000900403811 FedEx 01-800-622-1147 S1030 07/27/15 ITUNES.COM/BILL RUNCUPEIMNO RUNES STORE& APP STORE CA $24.75 08/03/15 NYC TAXI 2V42 090222PHILADELPHIA 000-0000000 PA 59.80 08/13/15 KIEHL'S UES SPA 2NDFNEW YORK COSMETIC STORE NY 5146.31 08/13/15 JUICE PRESS 3 650000NEW YORK NY $21.78 $20.00 2127770034 Fees Amount Total Fees for this Period 50.00 2015 Fees and Interest Totals Year-to-Date Amount Total Fees in 2015 $1545.00 Total Interest in 2015 S0.00 AMEX001233 SDNY_GM_00327033 EFTA_00199787 EFTA01686031 Centurion® Card G MAXWELL Closing Date 08/18/15 DUPLICATE COPY Account Ending p 7/9 Interest Charge Calculation ) Your Annual Percentage Rate (APR) is the annual interest late on your account. Transactions Dated From To Select & Pay Later Total 07/08/2010 Annual Percentage Rate 9.15% (v) Balance Subject to Interest Rate $0.00 Interest Charge 50.00 $0.00 (variableRate Information on Pay Over Time Features There is no pre-set spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There is a limit to your Pay Over Time feature balance Your Pay Over Time limit is 535,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay In full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AMEX001234 SDNY_GM_00327034 EFTA_00 199788 EFTA01686032 G MAXWELL DrAITE,F, p 8/9 AMEX001235 SDNY_GM_00327035 EFTA_00199789 EFTA01686033 Membership Rewards' DUPLICATE COPY Monthly Statement and Program News p. 9/9 Prepared for G MAXWELL Account Number Total Points Balance 873,864 Points Earned this Period -7,241 (Account Summary July 1, 2015 - July 31, 2015) Opening Points Balance 881,105 Points Earned this Period -7241 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 873,064 Points Earned this Period are pending until charges are paid In full and all your accounts are in good standing. I Points Transaction Detail Questions About Your Account? membershiprinvards.corn 14004974300 International Collect 305416-2799 Did You Know? Use Points For Your Use your Card for charCgretrayel, dining, groceries, and more, then go online and use the points youeamed toward your eligiblecharges. Learn more at menbrorsh Ipreward s.comiyourc ha rges July1, 2015 - July 31,2015 ) Points Earned this Period Points Activity On Eligible Charges )1,9Zort000m -12,915 myna' ds 4,527 59 Total -8,329 Member ship Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershipmwards.com. Terms and Conditions of the Membership Rewards' program apply. For more Information, visit mernbershiprewards.comAerms or call 1800.297.1300. From overseas, call collect 305 816 2799 Bonus Points Total Points Awarded Actlyky Per Card O -12,915 1,088 5,615 3X AIR( ARE GA3 O 59 1,088 -7,241 AMEX001236 SDNY_GM_00327036 EFTA_00199790 EFTA01686034 AME X001237 SDNY_GM_00327037 EFTA_00199791 EFTA01686035 Centurion® Card G MAXWELL Closing Date 09/17/15 New Balance Please Pay By DUPLICATE COPY Next Closing Date 10/18/15 $4,738.65 10/02/15: *Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. 0 O See page 2 for important information about your account. New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. Notice of Changes to the Membership Rewards Program Effective January 1, 2016, Best Western will no longer be a point transfer lodging partner in the Membership Rewards program. Any Membership Rewards point transfers to Best Western Rewards* must be made by December 31, 2015. These transfers will be considered final, non￾refundable, and subject to the Best Western Rewards program terms and conditions. To transfer points to Best Western Rewards, please visit membershiprewards.com/travel. See Page 7 for important Information Regarding Benefits underwritten by AMEX Assurance Company. We will debit your bank account for your payment of $4,738.65 on 10/02/15. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 09/30/15. lf your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.convpbc p. 1/9 Account Ending Membership Rewards' Points Available and Pending as of 08/31/15 889,296 For up Iodate point balance and full program details, visit menbershiprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees $9,298.67 .59,298.67 +54,738.65 +50.00 New Balance $4,738.65) Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care 1 877 877 0987 Pay by Phone 1 8C0 472-9297 O See page 2 for additional information. Pay by Phone IM 1.800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000473865000473865 14 Account Ending Enter account number on all documents. Make check payable to American Express. Please Pay By 10/02/15 AutoPay Amount $4,738.65 AMEX001238 SDNY_GM_00327038 EFTA_00 199792 EFTA01686036 G MAXWELL DekiirStignciaim p. 2/9 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credffed as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system:and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron k Withdrawal: (1) When you send a check for payment you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by ttansmitting the amount of the check touting number, account number and check serial number to your financial institution, unless the check Is not processabk electronically or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca lculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The inethod we use to fgure the ADA and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin changing interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge In a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official tate published by a government agency or the highest interbank rate we identify fromcustomary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges converted by establishme nts will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount 1351.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be re0ected In your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1.877.877-0987 Hearing Impaired I -954-503-8905 TTY: 1-800.221.9950 1 877 877 0987 FAX:1 800 695 9090 1.800 CASH NOW In NY:1 800 522 1897 Change of Address Nausea on front. do not use. • To chary* your address online, visit wwwarneticanexptessoorn/updatecontactido • For Name.Company Name. and Foreign Address or Phone changes. pleas* call Cuttomer Cart • Please print dearly in blue or black ink only in the boxes provided. Street Address City. State Zip Code Area Ctde and Home Phase It lieneend Email I 1 1 Website:americanexpress.com Mobile Site: amexmobile.com Customer Care dilkiling Inquiries P.O. BOX 981535 EL PASO, TX 799981 535 Payments P.O. BOX 1270 NEWARK Nl 07101 1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit amakanexpress.comfautopay today to enroll. J For information on how we protect your privacy and to set your communkation and privacy choices please viPt www.asnedastexptets.colvdprIvecy. AMEX001239 SDNY_GM_00327039 EFTA_00 199793 EFTA01686037 Centurions Card G MAXWELL Closing Date 09/17/15 DUPLICATE COPY Account Ending p- 3/9 Payments and Credits Summary Total Payments Credits Total Payments and Crisdks -$9298.67 $0.00 -$9,298.67 Detail Indicates posting date Payments 09/02/19 GMAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION 49.298.67 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Nowt:barges $4,134.68 $603.97 $4.7311.65 Detain s GMAXWELL Card Ending Foreign Spend Amount 08/21/15 BROADVIEW NETWORKS 800-2762384 NY 9149227538 $673.96 08/22/15 DONNA CARMELA CARRUBA RESTAURANT 32.00 European 08/22/15 SIDERUM CATANM DEPARTMENT STORE 199.00 European I. $233.07 08/24/15 VERIZONRECURRII4G PA800-VERIZON PA $47.75 08/24/15 TIME WARNER ENTRMT 718-358-0900 NY CABLE SVCS $379.99 09/01/15 WATER STREET CAFE 11STONINGTON CT 8605352122 FOOD/BEVERAGE $102.13 TIP $20.00 $122.13 09/02/15 CROSS SOUND FERRY WENEW LONDON CT 860443-7394 Description OTHER TRANSPORTATIO $17.00 09/02/15 MOHEGAN SUN UNCASVILLE CT Arrival Date Departure Date 09/02/15 09/03/15 00008000 LODGING $240.35 09/03/15 VER1ZONRECURRING PAYPHONESERVICE S7822 2124726991624 19103 AMEX001240 Continued on reverse SDNY_GM_00327040 EFTA_00199794 EFTA01686038 G MAXWELL DWPLICTf CQP_Y ccount n ing z uuu00 p 4/9 Detail Continued Foreign Spend Amount 09/03/15 MICHAEL JORDAN'S 23 UNCASVILLE CT RESTAURANT FOOD/BEVERAGE TIP $13027 $1600 $146.27 09/04/15 MOHEGAN SUN UNCASVILLE CT Arrival Date Depanure Date 09/03/15 09/04/15 00000000 LODGING $14.95 09/05/15 HJ AMBASSADOR 118805SOUTIIMAPTON NY 6312834600 Descriptbn Price COMMUTER TRANSPORTA $32.00 09/07/15 KITCHEN KABARET FIOSLYN HTS NY 5164843320 $32.00 $81.63 09/08/15 VERIZONRECURRING PAYPHONESERVICE 6019008424 19103 09018/15 DIRECTV SERVICE 800-347-3288 CA WWW.DIRK1V.COM $86.98 519546 09018/15 JASON POSSUMAT00000NEW YORK NY $1,08875 9177740347 Description REFER TO RECEIPT 09/08/15 JASON POSSUMAT00000NEW YORK NY $213.99 9177740347 Description REFER TO RECEIPT 09/08/15 CTCORPORATION 800-624-0909 NY $144.10 LEGALSERVICE 09/10/15 Green Gourmet - BlueNew York NY $42.92 GROCERY STORE 09/10/15 AT&T•BILL PAYMENT 95DAU.AS TX $222.14 800-331-0500 Description TELEPHONE SERVICEA 09/10/15 PRET A MANGER 4016 ONEW YORK NY $5.43 646-728-0505 Description FAST FOOD RESTAURAN 09/14/15 Green Gourmet - BlueNe•v York NY $31.48 GROCERY STORE El JENNIFER TURNER Card Ending Foreign Spend Amount 08/18/15 STARBUCKS RELOAD SVC800-7827282 WA GIFT CARD $25.00 08/21/15 ITUNES.COM/BILL ITUNCUPERTINO CA ITUNES STORE & APP STORE $29.13 08/24/15 ITUNES.COM/BILL ITUNCUPERTINO CA $25.74 ITUNES STORE & APP STORE AMEX001241 Continued on next page SDNY_GM_00327041 EFTA_00199795 EFTA01686039 Centurions Card G MAXWELL Closing Date 09/17/15 DUPLICATE COPY Account Ending p. 5/9 Detail Continued Foreign Spend Amount 09/03/15 STEINER SPA MOHEGAN UNCASVILLE CT (860)862.4520 Description Couples Massage-50m Gratuity 09/1W15 KIEHL'S UES SPA 2NDENEW YORK NY COSMETIC STORE $336.00 $188.10 Fees Amount Total Fees for this Period 50.00 2015 Fees and Interest Totals Year-to-Date Total Fees in 2015 Total Interest in 2015 Amount $2,545.00 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage Rate Select & Pay Later Total NI1lariableRsta From 07/08/2010 To Balance Subject to Interest Rate Interest Charge 5%(v) $0.00 $0.00 $0.00 Information on Pay Over Time Features There Is no preset spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There is a limit to your Pay Over Time feature balance Your Pay Over Time limit is $35,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AMEX001242 SDNY_GR1_00327042 EFTA_00199796 EFTA01686040 G MAXWELL DMF,15,9,AT,E.F,91'5X00 p 6& AMEX001243 SDNY_GM_00327043 EFTA_00199797 EFTA01686041 Centurion® Card DUPLICATE COPY p. 7/9 G MAXWELL Closing Date 09/17/15 Account Ending Notice of Important Changes to the Additional Benefits of Your Card Important expansion to your Return Protection' coverage We are expanding Return Protection coverage to American Samoa, Federated States of Micronesia, Marshall Islands. Palau, Guam and Northern Mariana Islands. Until October 14. 2015. your Card provides Return Protection for eligible purchases made in the 50 United States of America, the District of Columbia, Puerto Rico and the U. S. Virgin Islands. Effective October 15, 2015, your Card will provide Return Protection for eligible purchases made in the 50 United States of America, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, American Samoa. Federated States of Micronesia, Marshall Islands, Palau. Guam and Northern Mariana Islands. Additionally, to be eligible, an item must be in the original purchase condition (not visibly used, defective, or damaged in any way) and must be in working order. Return Protection can refund you for elmable purchase(s) charged entirely on an eligible American Express& Card. Coverage is limited to 90 days from purchase, up to 5300 per item and up to a maximum of 51.000 per Card Member account per calendar year based on the date of purchase. Shipping and handling costs for the purchase will not be refunded. Items are eligible if they are In the original purchase condition and if they cannot be returned to the merchant from which they were originally purchased. Certain purchases are not eligible for refund. e.g. motorized vehicles. perishede items. computer software. and jewelry. Other important exclusions apply. Purchases must be made in the 50 United States of Amenca. the District of Columbia, Puerto Rico, the U.S. Virgin Islands, American Samoa, Federated States of Micronesia, Marshall Islands, Palau. Guam and Northern Manana Islands. You may be required to send the purchased item to us, in which case we will reimburse you for that shipping cost. To be eligible for claim payment, your account must ben good standing on the eligible card that maintains the original charge. Return Protection is subject to additional important terms, conditions and exclusions. For full Terms and Condaions. see amencanexpress.conVCenturionRPterms or call 1-800.297-8019. S0295 BP/NACCNRP/0915 AMEX001244 SDNY_GM_00327044 EFTA_00 199798 EFTA01686042 G MAXWELL DVEINAIg.998:600 p. 8/9 AMEX001245 SDNY_Gki_00327045 EFTA_00199799 EFTA01686043 CATS C Membership Rewards' Monthly Statement and Program News p. 949 Prepared for G MAXWELL Total Points Balance Account Number 889,296 Points Earned this Period 15,432j Account Summary August 1,2015 - August 31,2015) Opening Points Balance 873,864 Points Earned this Period +15,432 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 889,296 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? membershiprersards.corn 1.800-297.1300 International Collect 305.816-2799 Did You Know? Use Points Foe Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at membership reward s.com /you rch arges Points Transaction Detail August 1,2015 - August 31,2015 Points Earned this Period Centurion XXXX-XXXXX2a Points Activity On Eligible Charges Awaardad Total Points Activity Per Card 9,067 0 9.067 Business &lards XXXX-XXXXX 6,056 77 Ubot Eons lx PAR Points AS17 6133 Addl Centu XXXX-XXXXLIM 232 0 232 Total 15,355 77 15,432 Membership Rewards points earned may be transferred or redeemed as long as ell enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated fora fins by ceiling the number provided belowor visiting membershiprewerds.com. Terms and Conditlonsol the Membership Rewards program apply. For more information, visit membershiprewards.comiterms or call 1 800 297 1300. From overseas, call collect 305 816-2799. AMEX001246 SDNY_GM_00327046 EFTA_00199800 EFTA01686044 AMEXOO1247 SDNY_GM_00327047 EFTA_00199801 EFTA01686045 Centurion® Card G MAXWELL Closing Date 10/18/15 New Balance `Please Pay By DUPLICATE COPY Next Closing Date 11/17/15 $5A84.47 11/02/15t * Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment us not received by the Next Closing Date. O See page 2 for important information about your account. New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. We will debit your bank account for your payment of $5,484.47 on 11/02/15. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 10/31/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. O Important Change to Your Account Benefits As of January 1,2016, the Limousine Program will no longer be available as a Centurion Member benefit. All Limousine Program bookings made through 11:59 PM EST on December 31,2015 (including any previously made bookings) will be eligible for 2 extra Membership Rewards* points on each dollar spent. To learn more about the benefits your Centurion Membership offers, visit www.centurion.com. Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc p. 1/7 Account Ending Membership Rewards' Points Available and Pending as of 09/30/15 898,226 For up Iodate point balance and full program details, visit menbershiprewards.com Account Summery Previous Balance $4,738.65 Payments/Credits -$4,762.65 New Charges +S5,S08.47 Fees +$0.00 New Balance $5,484.47) Days in Billing Period: 31 Customer Care I r—i Pay by Computer `-t-' americanexpress.com/pbc Customer Care Pay by Phone 1-877 877-0987 1.800.4729297 g See page 2 for additional information. Pay by Phone IM 1.800 472 9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending Enter 15 digit account it on all payments. Make check payable to American Express. Please Pay By 11/02/15 AutoPay Amount 4134A7 iiImImimilli IlrrrllrrLllrrrllLrrlrrdllrrrJrJl 0005484470005+18447 14 ri AMEX001248 SDNY_GM_00327048 EFTA_00 199802 EFTA01686046 G MAXWELL DekiirStignciaim p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credffed as of the day it is received. Payments we receive after S p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system:and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron k Withdrawal: (1) When you send a check for payment you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by ttansmitting the amount of the check, touting number, account number and check serial number to your financial institution, unless the check Is not processabk electronically or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca lculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The inethod we use to fgure the ADA and interest results in doily compounding of interest. Paying Interest: If you have a Pay Ovet Time balance, your due date is at least 25 days after the close of each billing period. We will begin changing interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge In a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official tate published by a government agency or the highest interbank rate we identify fromcustomary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges converted by establishme nts will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is S1.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be re0ected In your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1.877.877-0987 Hearing Impaired I -954-503-8905 TTY: 1-800.221.9950 1 877 877 0987 FAX:1 800 695 9090 1.800 CASH NOW In NY:1 800 522 1897 Change of Address Nausea on front. do not use. • To chary* your address online, visit wwwarneticanexptessoorn/updatecontactido • For Name.Company Name. and Foreign Address or Phone changes. pleas* call Cuttomer Cart • Please print dearly in blue or black ink only in the boxes provided. Street Address City. State Zip Code Area Ctde and Home Phase It lieneend Email I 1 1 Webs/to: americanexpress.com Mobile Site: amexmobile.com Customer Care & INIIIng Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK Nl 07101 1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit amerkanexpress.comfautopay today to enroll. J For information on how we protect your privacy and to set your communkation and privacy choices please viPt www.asnedastexptets.colvdprIvecy. AMEX001249 SDNY_GM_00327049 EFTA_00 199803 EFTA01686047 Centurion' Card G MAXWELL Closing Oulu 10 18 15 DUPLICATE COPY Account Ending Payments and Credits Summary Total Payments -$1,023.85 Credits G MAXWELL -$3,714.80 JENNIFER TURNER -$24.00 Total Payments and Credits -R4,762.65 Detail *indicates posting date Payments Amount 10/02/15' GMAXWELL AUTOPAY PAYMENT RECEIVED THANK YOU UMB BANK NATIONAL ASSOCIATION 41.023.85 Credits Amount 09/16/15 GMAXWELL KELANDAIR AGENT SALCOLUMBIA KELANDAIR US BSP From: To: N/A WA WA WA WA Ticket Number: 1087672090944 Passenger Name: MAXWELL/GHISLAINE NO Document Type SUPPORTED REFUND Carrier: YY YY YY YY 42,06060 Class: 00 00 00 00 030/25/15 GMAXWELL AMERICAN EXPRESS TVLPHOENIX AZ DELTA AIR LINES INC. From: To: WA WA WA N/A WA Ticket Number: 00676823023910 Passenger Name:MAXWELL/GHISLAINE NO Document Type. SUPPORTED REFUND Carrier: re YY re re -$1,65420 Class: 00 00 00 00 10/12/15 JENNIFER TURNER AMTRAK INTERNET SALEWASHINGTON DC 424.00 From: NYP To: 8BY Ticket Number: 2790679507719 I (800)872.7245 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Now Charge 54,820.19 $68828 65,508.47 AMEX001250 Continued on reverse SDNY_GM_00327050 EFTA_00199804 EFTA01686048 G MAXWELL DUPLICATE CORY_ ACCOUIll Ending 3.0b0u0 p 4/7 Detail G MAXWELL Card Ending Amount 09/20/15 JUICE PRESS 3 650300NEW YORK NY 2127770034 52138 09/20/15 AMAU NEW YORK NY 2123398363 FOOD/BEVERAGE 549.54 TIP $12.56 562.10 09/21/15 AMERICAN EXPRESS TVLPHOENIX AZ DELTA AIR LINES INC. From: To: N.Y. J F KENNEDY I CHICAGOONARE INT N.Y.1 F KENNEDY I N/A N/A Ticket Number:00676823023914 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET Carrier: Class: DL DL YY 00 YY 00 Dale of Departure:09/26 5145420 09/21/15 Green Gourmet - BlueNew York NY GROCERY STORE 515.36 09/22/15 VERIZONRECURRING PABOO-VERIZON PA $47.75 09/22/15 BROADVIEW NETWORKS 800.2762384 NY 9149227538 562630 09/22/15 VIDAL SASSOON VIDAL NEW YORK NY 212-5354200 $161.98 09/24/15 Green Gourmet • NueNew York NY GROCERY STORE $10.97 09/24/15 TIME WARNER ENTRIAT 718458-0900 NY CABLE SVCS 5379.99 09/25/15 JUICE PRESS 3650300NEW YORK NY 2127770034 53920 09/28/15 JASON POSSUMAT00000NEW YORK NY 9177740347 Description REFER TO RECEIPT $283.01 09/29/15 BLOOMINGDALE'S #001 NEW YORK NY 8665932540 Description Price BETTER TRADITIONAL $220.00 5239.53 09/29/15 OPC MSCSERVICE FEE ELKHORN NE 8004874567 Description REFER TO RECEIPT $1.00 09/29/15 OPC•NY ST INS FUND DALBAIV NY 5184374253 Description REFER TO RECEIPT $2388 09/3W15 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE 5156.75 10/03/15 SPIRIT 000000001 SANTA FE NM 5059822677 Description GENERAL MERCHANDISE 5106.15 AMEX001251 Continued on next page SDNY_GM_00327051 EFTA_00199805 EFTA01686049 Centurion® Card G MAXWELL Closing Date 10/18/15 DUPLICATE COPY Account Ending p. 5/7 Detail Continued Amount 10/05/15 VERIZONRKURRING PAYPHONESERVKE 2124726991624 19103 10/06/15 LE PAIN OUOTIDIEN 14NEW YORK NY RESTAURANT FOOD/BEVERAGE $16.15 580.82 516.15 10/07/15 VERIZONRECURRING PAYPHONESERV10E 6019008424 19103 586.98 10/08/1S DIRECTV SERVICE 800-347-3288 CA WWW.DIREC1V.COM S195.66 1(00/15 AT&T•BILL PAYMENT 95DALLAS TX 800-331-0500 Description TELEPHONE SERVICE/E 5222.14 10/10/15 CANINE STYLES 212-826-3585 1905945010065 5196.0 10/11/15 FRED'S AT BARNEYS NYNEW YORK NY 212-833-2222 FOOD $29A0 TIP 54.60 $3400 10/12/15 Green Gourmet - BlueNew York NY GROCERY STORE 511.48 10/14/15 DELUCA'S 54292980303BOSTON MA 522.79 6175234343 Description Price GROCERY STORES, SUP $22.79 10/15/15 CROSBY'S MARKETPLA SMANCHESTER MA 517.33 9785264444 Description Price GROCERY STORES, SUP $1733 10/16/15 CROSBY'S MARKETPLA SMANCHESTER MA $250.16 9785264444 Description Price GROCERY STORES, SUP 5250.16 10,117/15 CROSBY'S MARKETPLA SMANCHESTER MA 533.13 9785264444 Description Price GROCERY STORES, SUP S33.13 JENNIFER TURNER Card Ending Amount 09/23/15 ITUNES.COWBILL ITUNCUPERTINO CA 'TUNES STORE & APP STORE 538.90 09/27/15 KIEHL'S UES SPA 2NDFNEW YORK NY COSMETIC STORE 10/06/15 AMTRAK INTERNET SALEWASHINGTON DC Front WP To: BBY Ticket Number: 2790679507719 1 (800) 872-7245 $188.10 $198.00 AMEX001252 Continued on reverse SDNY_GM_00327052 EFTA_00199806 EFTA01686050 G MAXWELL DTMAT,En9915100 p. 6/7 Detail Continued Amount 10/07/15 VIDAL SASSOON VIDAL NEW YORK NY 212-535.9200 $14630 10/13/15 AMTRAK TELEPHONE SALWASHINGTON DC From: NYP To: BBY Ticket Number: 2860561563342 1 (800)872-7245 $24.00 10/15/15 FEDEX IW 4077369891-903-622-1147 1-800422-1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX IWO 000407736989 FedEx ill-800-622-1147 $92.98 Fees I Amount Total Fees for this Period $0.00 2015 Fees and Interest Totals Year-to-Date Amount Total Fees in 2015 $2,545.00 Total Interest In 2015 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rats Interest Charge Select & Pay Later Total (v) Variable Rate 07/08/2010 9.15%(v) $0.00 $0.00 $0.00 Information on Pay Over Time Features Thar* is no preset spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. Mamba limit to your Pay Over Time feature balance Your Pay Over Time limit is $35,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds a does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AMEX001253 SDNv_GM_00327053 EFTA_00199807 EFTA01686051 CATS C Membership Rewards' Monthly Statement and Program News p. 7/7 Prepared for G MAXWELL Account Number Total Points Balance 898,226 Points Earned this Period 8,930, (Account Summery September 1,2015 - September 30,2015) Opening Points Balance 8892% Points Earned this Period 48830 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 898,226 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail Questions About Your Account? membeeshiprewards.com 1.800-297.1300 InternationalCollect 305.816.2799 Did You Know? Use Points Foe Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at mem bersh ip reward s.com /you rch arges September 1, 2015 -September 30,2015 Points Earned this Period Centurion XXXX-XXXXX2 Buskins Goldamards XXXX-XXXXXO Points Activity On Eligible Charges 4,134 4,024 E'RIP:111 0 67 2% US SIIIPPINGGS2 101 Ube, Earn 2x MR Points A.M.7 Total Points Activity Per Card VA-XXX,721. Total 604 0 604 8,762 168 8,930 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membisrshiprewards.com. Terms and Conditions ol the Membership Rewards' program apply. FOl more information, visit membershiprewards.com/terms or call 1,800,297,1100. From overseas. call collect 305 816 2799. AMEX001254 SDNY_GM_00327054 EFTA_00199808 EFTA01686052 AMEX001255 SDNY_GM_00327055 EFTA_00199809 EFTA01686053 Centurion® Card G MAXWELL Closing Date 11/17/15 New Balance `Please Pay By DUPLICATE COPY Next Closing Date 12/18/15 $12,692.61 12/02/15* * Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment us not received by the Next Closing Date. 2 T See page 2 for important information about your account. New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. See Page 10 for Important Changes to Your Account Benefits. We will debit your bank account for your payment of $12,692.61 on 12/02/15. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 11/30/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. El Payment Coupon Do not stapler,' use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc p.1/11 Account Ending Membership Rewards' Points Available and Pending as of 10/31/15 903,416 For up Iodate point balance and full program details, visit menbershiprewards.com Account Summary Previous Balance Payments/Credits -$8,258.60 New Charges 415,466.74 Fees +50.00 New Balance $12,692.61) Days in Billing Period: 30 $5,484.47 Customer Care I r—i Pay by Computer `-r-' americanexpress.com/pbc Customer Care Pay by Phone 1-877 877-0987 1.800.4729297 O See page 2 for additional information. PI Pay by Phone IM 1.803 472 9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 001269261001269261 14 r1 Account Ending Enter 15 digit account it on all payments. Make check payable to American Express. Please Pay By 12/02/15 AutoPay Amount $12,692.61 AMEX001256 SDNY_GM_00327056 EFTA 00199810 EFTA01686054 G MAXWELL DekiirStignciaim p. 2111 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credffed as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron k Withdrawal: (1) When you send a check for payment you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by ttansmitting the amount of the check touting number, account number and check serial number to your financial institution, unless the check Is not processabk electronically or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. Hem We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca lculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to fgure the ADA and interest results in doily compounding of interest. Paying Interest:If you have a Pay Ovet Time balance, your due date is at least 25 days after the close of each billing period. We will begin changing interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge In a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official tate published by a government agency or the highest interbank rate we identify fromcustomary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges converted by establishme nts will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount 1351.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be re0ected In your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1.877.877-0987 Hearing Impaired I -954-503-8905 TTY: 1-800.221.9950 1 877 877 0987 FAX:1 800 695 9090 1.800 CASH NOW In NY:1 800 522 1897 Change of Address titanic' on front. do not use. • To charge your address online, visit wwwatotticarrexponsoornrupdatecontactido • For Name,Company Name, and Foreign Address or Phone changes. pleas* call Customer Cart • Please print dearly in blue or black ink only in the boxes provided. Street Address City. State Zip Code Home Area Ctde and moot It litie end Email I 1 1 Webs/to: americanexpress.com Mobile Site: amexmobile.com Customer Care & INIIIng Inquiries P.O. BOX 981535 EL PASO, TX 799981 535 Payments P.O. BOX 1270 NEWARK Nl 07101 1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit aminkanexpress.comfautopay today to enroll. J For information on how we protect your privacy and to set your commtinkation and privacy choices please viPil www.asnedattexptets.comfprIncy. AMEX001257 SDNY_GM_00327057 EFTA_00I9981I EFTA01686055 Centurion' Card G MAXWELL Closing Dote 11 17 15 DUPLICATE COPY Account Ending p. 3111 Payments and Credits Summary Total Payments Credits 45,014.03 G MAXWELL Total Payments and Credits -63,244.57 -$8,256A0 Detail Indicates pegingdate Payments 11/02/15• GMAXWELL Amount AUTOPAY PAYMENT RECEIVED -THANK YOU UMB BANK NATIONAL ASSOCIATION -$5,014.03 Credits Amount 10/23/15 GMAXWELL 10/27/15 G MAXWELL TSP GEORGE HOWELL CBOSTON MA BOSTON MA 9786359033 Description REFER TO RECEIPT -$25.00 KITANDACE BOSTON MA BOSTON MA 8445486223 APPLE STORE NEW YORK NY NEW YORK NY COMPUTER STORE 444544 11/04/15 GMAXWELL -$2,774.13 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $11245.86 $4,220.88 815.466.74 Detail Amount GMAXWELL Card Ending 10/19/15 THINKING CUP 8843012BOSTON MA BOSTON MA 617-482-5555 10/20/15 CITY CONVENIENCE BEABOSTON MA BOSTON MA 617-353-8800 Description GROCERIES/SUNDRIES 10/21/15 BROADVIEW NETWORKS (800)276 2384 NY (800)276 2384 NY 9149227538 $9.85 513.95 5639.41 AMEX001258 Continued on reverse SDNY_GM_00327058 EFTA 00199812 EFTA01686056 G MAXWELL DyPLICFf Copy, ccount n ing p. ant Detail Continued Amount 10/21/15 DELUCA'S 54292980308BOSTON BOSTON MA 6175234343 Description Price GROCERY STORES, SUP $40.70 MA $40.70 10/22/15 VERIZONRKURRING PAB00-VERIZON PA $47.70 10)22/15 BOSTON SMOKED FISH CBoston Boston MA squareup.com/receipts MA 52124 10)22/15 BON ME - BOSTON PURBoston Boston MA squareup.com/recelpts MA n56 10/22/15 O'S NUTS Boston MA Boston MA squareup.com/receipts $9.70 10/22/15 SIENA FARMS 02810012SUDBURY SUDBURY MA 9784790019 Description Price AGRICULTURAL CO-OP $10.00 MA $10.00 10/22/15 DELUCA'S 542929803088OSTON BOSTON MA 6175234343 Description Price GROCERY STORES, SUP S116.50 MA $116.50 10/22/15 ST1LUIAAN QUALIFY MEAHARDWKK HARDWICK MA 413-477-0345 MA $42.67 10/22/15 TSP GEORGE HOWELL CDOSTON BOSTON MA 9786359033 Description REFER TO RECEIPT MA 539.00 10/22/15 APPLETON FARPAS STOREIPSWKH IPSWICH MA 9789211944 Description Price MISCELLANEOUS FOOD $11.96 MA 511.96 10/24/15 TIME WARNER ENTRMT 718-358-0900 718-358-0900 NY CABLE SVCS NY 5379.99 10/24/15 VINCE 0915 NEWBURY &POSTON BOSTON MA 3145763100 Description Price MEN'S/BOYS' CLOTHIN $258.00 MA $258.00 10/25/15 GOOADDY.COM 480-50541855 AZ $4.99 10/25/15 STARBUCKS If00801 BOStioston MA $15.31 Boston MA Boston AWE X001259 Continued on next page SDNY_GM_00327059 EFTA_00199813 EFTA01686057 Centurion Card G MAX \NELL Closing Dale 11 17 15 DUPLICATE COPY Account Ending p. 5/11 Detail Continued I Amount 10/25/15 STARBUC KS *008/1 BOSBoston MA Boston MA Boston 53.37 10/25/15 10/25/15 DELUCAS BACK BAY 54BOSTON MA BOSTON MA 6172625990 Description Prke GROCERY STORES, SUP 59.38 39.38 DELUCA'S 5429298030NOSTON MA BOSTON MA 6175234343 Description Price GROCERY STORES, SUP $49.26 34926 10/26/15 STARBUC K51100801 BOSBoston MA Boston MA Boston 33.37 10/28/15 TOSCANO RESTAURANT TBOSTON MA BOSTON MA 617-723.4090 36425 10/29/15 KIEHL'S UES SPA 2NDFNEW YOFUL NY NEW YORK NY COSMETIC STORE $114.95 10/30/15 KIEHL'S UES SPA 2NDFNEW YORK NY NEW YORK NY COSMETIC STORE 3188.10 11/02/15 AMERICAN EXPRESS TVLPHOENIX AZ PHOENIX AZ AMERICAN AIRLINES INC From: To: NEW YORK LA GUARDI ST LOUIS LAMBERT I N/A N/A WA Ticket Number: 00176929706855 Passenger Name: MAXWELUGH1SLAINE NO Document Type: PASSENGER TKKET Carrier: Class: AA A YY 00 YY 00 YY 00 Date of Departure: 11/25 $566.10 11/03/15 VERIZONRECURRING PAYPHONESERVICE 800-VERLZON PA 2124726991624 19103 380,67 11/03/15 JASON POSSUMAT00000NEW YORK NY NEW YORK NY 9177740347 Description REFER TO RECEIPT $1,379.66 11/03/15 JASON POSSUMAT00000NEW YORK NY NEW YORK NY 9177740347 Descdption REFER TO RECEIPT 3217.74 AME X001260 Continued on reverse SDNY_GM00327060 EFTA_00199814 EFTA01686058 G MAXWELL INPLICATc COIFS mg n ccoun z.uou08 p. 8/11 Detail Continued I Amount 11/03/15 JASON POSSUMATO 0000NEW YORK NY $272.18 NEW YORK NY 9177740347 Description REFER TO RECEIPT 11/03/15 JASON POSSUMATO 0000NEW YORK NY 5217.74 NEWYORK NY 9177740347 Description REFER TO RECEIPT 11/03/15 JASON POSSUMAT00000NEW YORK NY $92542 NEW YORK NY 9177740347 Descelption REFER TO RECEIPT 11/03/15 Green Gourmet- BlueNew York NY 5117.83 New York NY GROCERY STORE 11/04/1S APPLE STORE NEWYORK NY 52.774.13 NEW YORK NY COMPUTER STORE 11/04/15 INTERMIX-MADISON 000NEW YORK NY 5638.01 NEW YORK NY 212-741-5075 Description WOMENS READY-TO-WEA 11/05/15 VEHICLE TAG RENEW MDC 000010049 593.70 MIAMI FL 8778184323 Description GENERAL MERCHANDISE 11/05/15 MIAMI DADE CO FEE 000010050 5700 MIAMI FL 8778184323 Description GENERAL MERCHANDISE 11/06/15 VERIZONRKURRING PAY $86.98 800-YERIZON PA 7525471900001 19103 11/07/15 LE PAIN C/UOTIDIEN 148 $17.90 NEW YORK NY RESTAURANT FOOD/BEVERAGE $1790 11/07/15 MARK 2 RESTAURANT $14690 11/08/15 NEW YORK NY RESTAURANT FOOD/BEVERAGE TIP STARBUC KS * 18509 NEW YORK U 506.90 550.00 54.30 New York NY New York AME X001261 Continued on next page SDNY_GM_00327061 EFTA_00199815 EFTA01686059 Centurion* Card G MAXWELL Closing Date 11/17/15 DUPLICATE COPY Account Ending p. 7/11 Detail Continued Amount 11/08/15 DIRE( SFRVKE 800-347.3288 CA YAWsl.DIRECTV.COM 11/08/15 AMTRAK NRTHEAST CAFE Q12OOOO WASHINGTON DC 800-872-7245 Description FAST FOOD RESTAURAN 11/08/15 DRI•DRG•BLACKBERRY ORDERFIND.COM MN GC87275O75O4 55343 5195.66 58.75 $761.04 11/10/15 KIT &ACE BOSTON MA 7783725000 5276)30 II/ I 0/1 5 CITY CONVENIENCE BEACON BOSTON MA 617-353.8800 Description GROCERIES/SUNDRIES $21.96 11/10/15 THINKING CUP - NEWBURRY 88430184298 BOSTON MA 617.4169250 E2O.98 11/10/15 AT&T•BILL PAYMENT 956 DALLAS TX 800-331-0500 Description TELEPHONE SERVICDE $228.12 11/11/15 AMTRAK ACELA CAFE Q12O064 WASHINGTON DC 800.872.7245 Description FAST FOOD RESTAURAN $6.25 11/15/15 U PASS PREPAID TOLL 800-333-8655 NY TOLL& BRIDGE FEE Description FOR BILLING QUESTIO ACCT:2P-221823978 11/15/15 MATCH 65 650000001915209 NEW YORK NY 2127374400 TIP $4.23 11/15/15 AMTRAK ACELA CAFE Q12 0064 WASHINGTON DC 800-872-7245 Description FAST FOOD RESTAURAN $25.00 540.10 513.50 AMEXO01262 Continued on reverse SDNY_GM_OO327O62 EFTA_00199816 EFTA01686060 G MAXWELL DtAPLICAT COPY ccoun n ing z-uou08 p 8/11 [ Detail Continued Amount IS JENNIFER TURNER Card Ending Amount 10/20/15 ITUNES.COMMILL ITUNCUPERTINO CUPERTINO CA 'TUNES STORE & APP STORE CA 566.86 10/20/15 MERRY MAIDS OF BOSTO(617)2696243 (617)269-6243 MA CLEANING SER MA $210.00 10/21/15 ITUNES.COM/BILL ITUNCUPERTINO CUPERTINO CA RUNES STORE & APP STORE CA 514.14 10)21/15 MERRY MAIDS OF BOSTO(617)269-6243 (617)269-6243 MA CLEANING SER MA $55.00 10/22/15 ITUNES.COMMILL ITUNCUPERTINO CUPERTINO CA RUNES STORE & APP STORE CA $21.76 10/26/15 MERRY MAIDS OF BOSTO(617)269-6243 (617)2690243 MA CLEANING SER MA DC 526000 10/28/15 AMTRAK INTERNET SALEWASHINGTON WASHINGTON DC From: MY To: NYP Ticket Number. 3010744590643 1(800)872-7245 $198.00 11/03/15 ITUNES.COM/BILL ITUNCUPERTINO CUPERTINO CA (TUNES STORE & APP STORE CA 514.99 11/04/15 APPLE STORE NEWYORK NY NEW YORK NY COMPUTER STORE 52.274.13 11/07/15 AMTRAK INTERNET SALE WASHINGTON DC WASHINGTON DC From: NYP To: BBY Ticket Number: 3110718516374 1(800)872.7245 $19800 I 1 /10/15 AMTRAK INTERNET SALE WASHINGTON DC WASHINGTON DC From: BBY To: NYP Ticket Number:3140714541100 1 (800) 872-7245 $19800 11/10/15 MERRY MAIDS OF BOSTON 5210.00 (617)2690243 MA CLEANING SER AWE X001263 Continued on next page SDNY_GM_00327063 EFTA_00199817 EFTA01686061 Centurion® Card G MAXWELL Closing Date 11/17/15 DUPLICATE COPY Account Ending p 9/11 Fees Amount Total Fees for this Period $0.00 2015 Fees and Interest Totals Year-to-Date Amount Total Fees in 2015 52,545.00 Total Interest in 2015 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later 07/08/2010 9.15% (v) 50.00 50.00 Total (v)Yanableftate $0.00 Information on Pay Over Time Features There is no preset snarling lank on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history. credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There is • limit to your Pay Over Time feature balance Your Pay Over Time limit is S35,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds of does not exceed your Pay Over Time limit. You must pay In full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AMEX001284 SDNY_GA4_003270034 EFTA_00199818 EFTA01686062 G MAXWELL Centurions Card DVERC411298'6108 plOM Important Change to Your Account Benefits As of January 1, 2016, the Limousine Program will no longer be available as a Centurion® Member benefit. All Limousine Program bookings made through 11:59 PM EST on December 31, 2015 (including any previously made bookings) will be eligible for 2 extra Membership Rewards® points on each dollar spent. To learn more about the benefits your Centurion Membership offers, visit www.centurion.com. ID 10629 CMLENDDMI:ititE168912" SDNY_GM_00327065 EFTA 00199$19 EFTA01686063 CATS C Membership Rewards' Monthly Statement and Program News p. 11/11 Prepared for G MAXWELL Account Number Total Points Balance 903,416 Points Earned this Period 3,588 Account Summary October 1,2015 - October 31,2015) Opening Points Balance 898,226 Points Earned this Period +3,588 Points Used this Period 0 Reinstated Points and Adjustments +1,602 Total Points Balance 903,416 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? mensbershIprewards.com 1.800-297.1300 InternationalCollect 305.816.2799 Did You Know? Use Points Foe Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at nsernbersh ip reward s.com /you rch arges Points Transaction Detail October 1, 2015 0, lc:, Points Earned this Period Centurion XXXX-XXXXX2 Points Activity On Eligible Charges Bonus Points Awarded Total Points Activity Per Card 1,105 0 1,105 Business Goldasurds XXXX-XXXXXO 1,787 13 2% US StoPPiNG GS2 19 Mier Fain 2x MR Points MU 1,819 N I79-XXXVXTIMI 664 0 664 Total 3,556 32 3,588 Reinstated Points and Adjustments Numbed Points Date Points Adjustment 1,602 10/13/15 Total 1,602 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershIprewards.com.Termsand Conditionsof the Membership Rewards' program apply. For more information, visit membershiprewards.comiterms or call 1.800.297.1300. From overseas, call collect 305-816-2799. AMEX001266 SDNY_GM_00327066 EFTA_00199820 EFTA01686064 MME X001267 SDNY_GM_00327067 EFTA_00199821 EFTA01686065 Centurion® Card G MAXWELL Closing Date 12/18/15 New Balance `Please Pay By DUPLICATE COPY Next Closing Date 01/18/16 $18,483.23 01/02/16$ *Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment us not received by the Next Closing Date. O See page 2 for important information about your account. New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. See Page 9 for Important Changes to Your Account Terms. We will debit your bank account for your payment of $18,483.23 on 01/02/16. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 12/31/15. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. El Payment Coupon Do not stapler,' use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.convpbc p. int Account Ending Membership Rewards' Points Available and Pending as of 11/30/15 917,438 For up Iodate point balance and full program details, visit menbershiprewards.com Account Summary Previous Balance $12,692.61 Payments/Credfts -$13,138.97 New Charges *S18,929.59 Fees +$0.00 New Balance $18,483.23 Days in Billing Period: 31 Customer Care I r—i Pay by Computer `-t-' americanexpresseom/pbc Customer Care Pay by Phone 1-877 877-0987 1.800.4729297 O See page 2 for additional information. Pay by Phone IM 1.800 472 9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 001848323001848323 14 rl Account Ending Enter 15 digit account • on all payments. Make check payable to American Express. Please Pay By 01/02/16 AutoPay Amount $18,483.23 AMEX001268 SDNY_GM_00327068 EFTA_00 199822 EFTA01686066 G MAXWELL DekiirStignciaim p. 2111 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credffed as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron k Withdrawal: (1) When you send a check for payment you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by ttansmitting the amount of the check touting number, account number and check serial number to your financial institution, unless the check Is not processabk electronically or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. Henn We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca lculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to fgure the ADA and interest results in doily compounding of interest. Paying Interest:If you have a Pay Ovet Time balance, your due date is at least 25 days after the close of each billing period. We will begin changing interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge In a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official tate published by a government agency or the highest interbank rate we identify fromcustomary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges converted by establishme nts will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount 1351.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be re0ected In your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1.877.877-0987 Hearing Impaired I -954-503-8905 TTY: 1-800.221.9950 1 877 877 0987 FAX:1 800 695 9090 1.800 CASH NOW In NY:1 800 522 1897 Change of Address titanic' on front. do not use. • To charge your address online, visit wwwatotticarrexponsoornrupdatecontactido • For Name,Company Name, and Foreign Address or Phone changes. pleas* call Customer Cart • Please print dearly in blue or black ink only in the boxes provided. Street Address City. State Zip Code Home Area Ctde and moot It litie end Email I 1 1 Website:americanexpress.com Mobile Site: amexmobile.com Customer Care SzikIling Inquiries P.O. BOX 981535 EL PASO, TX 799981 535 Payments P.O. BOX 1270 NEWARK Nl 07101 1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit aminkanexpress.comMutopay today to enroll. J For information on how we protect your privacy and to set your commtinkation and privacy choices please viPil www.asnedattexptets.comfprIncy. AMEX001269 SDNY_GM_00327069 EFTA_00 199823 EFTA01686067 Centurion' Card G MAXWELL Closing Dote 12 18 15 DUPLICATE COPY Account Ending p.3/11 Payments and Credits Summary Total Payments Credits -S12,692.61 G IAAXWELL Total Payments and Credits -S446.36 413,138.97 Detail •Indicates pelting date Payments 12/02/15• GMAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK NATIONAL ASSOCIATION -112,692.61 Credits Amount 12/10/15 GMAXWELL HP HOME STORE 888-345-5409 CA H397721154 10065 H397721154-44636 -S44636 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Haw Charges 117,780.86 31,148.73 118,92939 Detail GMAXWELL Card Ending Amount 11/19/15 EZPAY FEE NYC WATER 800-766-6616 NJ GOVT SERVNEC 131.64 11/19/1S NYC WATER BOARD/DEP 118. 595• 7000 NY GOVT NOT ELSEW $1,40621 11/20/15 STARBUCKS 018.509 NEWYORK U New York NY New Yolk $4.08 11/22/15 THE EAST POLE 650000007293882 NEW YORK NY 2122492222 TIP 15.28 351.00 11/22/15 KIEHL'S UES SPA 2NDF NEW YORK NY COSMETIC STORE $36.58 11/23/15 VERIZONRECURRING PA800-VERIZON PA $47.71 AMEX001270 Continued on reverse SDNY_GM_00327070 EFTA_00199824 EFTA01686068 G MAXWELL DyPLICFf Copy, ccount n ing 4111 Detail Continued Amount 11/23/15 VERIZON ONETIMEPAY VERIZON.COM TX PHONE SRV $47.71 11/23/15 BROADVIEW NETWORKS (800)276-2384 NY 9149227538 $624.74 11/23/15 TIME WARNER ENTRMT 5379.99 718-358-0900 NY CABLE SVCS 11/25/15 NEWTON - TIMM EFtMANN PH NEWTON - TIMMER $33.8.5 NEW YORK NY DRUG STORE/PHARMACY 11/25/15 HUDSONNEWS ST28 0000 $2845 FLUSHING NY 800-326-7711 Description NEWS DEALERS/NEWSST 11/27/15 SLOWS MARQUE $5010 DETROIT MI RESTAURANT 11/28/15 PETCO 740 937404 73063507404 5196.71 PEABODY MA 0300000000 11/28/15 closers MARKETPLA 542929803416437 $85.03 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $8S.03 11/30/15 AMERICAN EXPRESS TVL SVC 51,712.20 PHOENIX AZ DELTA AIR LINES INC. From: To: Carrier: Class: N.Y. 1F KENNEDY I MIAMI INTERNATIONA N.Y.1 F KENNEDY I WA WA Ticket Number:00676992042300 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET DL DL VY 00 VY 00 Date of Departure: 12702 12/01/15 JASON POSSUMATO 000000001 5217.74 NEW YORK NY 9177740347 Description REFER TO RECEIPT 12/01/15 VIDAL SASSOON VIDAL SASSOON $161.98 NEW YORK NY 212-535-9200 12/04/15 VERIZONRKURRING PAY 580.72 800-VERIZON PA 212472091624 19103 MIEX001271 Continued on next page SDNY_GM_00327071 EFTA_00199825 EFTA01686069 Centurion Card G MAX \NELL Clotnng Dale 12 18 15 DUPLICATE COPY Account Ending p. 5/11 Detail Continued I Amount 12/04/15 FRANKIE 88430/10304 MIAMI BEACH FL (786)417-2202 12/07/15 VERIZONRECURRING PAY 800-VERIZON PA 7525471900001 19103 $145.52 $86.98 12/08/15 IN 'THE RANCH AT UVE OAK MALIBU MAUBU CA 3104578700 $4800.00 12/08/15 STARBUCKS 000821 NEW YORK U New York NY New York 12)08/15 DIRECTV SEFNICE 800347-3288 CA VAVWDIRK1V.COM 54.30 5195.66 12/08/15 JUICE PRESS 3650303007217147 NEW YORK NY 2127770034 S56.60 12/08/15 Green Gourmet - Blue Poln 88430204217 New York NY GROCERY STORE 12/08/15 JOAN I. KENT MC PC 27460001800702 NEW YORK NY 2127722900 12/08/15 PRET A MANGER NEW YORK NY 646-728-0505 Description FAST FOOD RESTAURAN $11A8 5750.00 $5.76 12/08/15 MEDKAL IMAGING OF MANHAT 084870020060 NEW YORK NY 5852498288 $380.00 12/09/15 STARBUCKS 418509 NEW YORK U 54.30 New York NY New York 12/09/15 HP NOME STORE 888-34S-5409 CA H397721154 10065 H397721154-446.36 12/10/15 JASON POSSUMATO 000000001 NEW YORK NY 9177740347 Description REFER TO RECEIPT 12/10/15 BLUEFLY.COM THANKS YOU (877)258-3359 NY 877-258-3359 $44636 569(447 553.95 AA1EX001272 Continued on reverse SDNY_GM_00327072 EFTA_00199826 EFTA01686070 G MAXWELL DMAILMI08 p. 6/11 Detail Continued Amount 12/10/15 AT&T'BILL PAYMENT 956 DALLAS TX 800-331-0500 Description TELEPHONE SERVICE/E $324.05 12/10/15 LE PAIN QUOTIDIEN 148 NEW YORK NY RESTAURANT FOOD/BEVERAGE $20.10 520.10 12/10/15 CC FILSON - WEB 0756 SEATTLE WA 866-86043906 Description CATALOG/RETAIL MERC 5238.98 12/10/15 FIG & OLIVE UPTOWN NEW YORK NY 212-2074555 FOOD $48.99 TIP $7.01 $56.00 12/12/15 COURTYARD BY MARMOTT 1QP PHILADELPHIA PA LODGING FOOD/BEVERAGE $3.40 53.40 12/13/15 GRACES MARKETPLACE 000000000279288 NEW YORK NY 2127370600 588.61 12/14/15 JASON POSSUMAT0000000001 NEW YORK NY 9177740347 Description REFER TO RECEIPT 5952.65 12/14/15 JASON POSSUMATO 000000001 NEW YORK NY 9177740347 Description REFER TO RECEIPT 12/14/15 Green Gourmet Blue Poln 88430204217 New York NY GROCERY STORE $1,09610 $24.16 12/15/15 UEtER UBER 866-576-1039 CA 8665761039 $1348 12/15/15 CANINE STYLES NEW YORK NY 23007732 10065 $119.76 12/17/15 USER USER 866-576-1039 CA 8665761039 $19.05 MAE X001273 Continued on next page SDNY_GM_00327073 EFTA_00199827 EFTA01686071 Centurion's Card G MAXWELL Closing Date 12/18/15 DUPLICATE COPY Account Ending p. 7/11 Detail Continued I Amount JENNIFER TURNER Card Ending Amount I 1/I 7/15 MERRY MAIDS OF BOSTON (617)2696243 MA CLEANING SER $210.00 11/18/15 MERRY MAIDS OF BOSTON (617)269-6243 MA CLEANING SER $150.00 11/20/15 ITUNES.COM/BILL ITUNES.COWBILL CUPERTINO CA RUNES STORE & APP STORE 518.9111 11/21/15 ITUNES.COM/BILL ITUNES.COM/BILL CUPERTINO CA RUNES STORE & APP STORE S14.14 11/22/15 STARBUC KS 018509 NEW YORK New York NY New York U 5430 11/22/15 KIEHL'S UES SPA 2NDF NEW YORK NY COSMETIC STORE 5313.49 11/23/15 ITUNES.COM/BILL ITUNES.COM/BILL CUPERTINO CA RUNES STORE & APP STORE $21.76 11/23/15 STARBUCKS.COM/CARD 800-782-7282 WA GIFT CARD $25.00 12/02/15 VTS MIAMI TAXI MIAMI FL 786-391-0354 Description TAXI:0566 19:11 Miami Florid 19:361114 Venetia $4235 12/02/15 GoGoAir.Com INFUGHT 877-350-0038 CO INTERNET ACC $8.95 12/05/15 ITUNES.COM/BILL ITUNES.COM/BILL CUPERTINO CA RUNES STORE & APP STORE $16.32 $306.44 $16.8.0 12/09/15 HOTELS.COM126492787569 HOTELS.COM WA TRAVEL AGENCY 12/16/15 NYC TAXI I H7909011830015 LONG ISLANDC NY 000-0000000 AME X001274 Continued on reverse SDNY_GM_00327074 EFTA_00199828 EFTA01686072 G MAXWELL DYVANEEn991'6108 p.8/11 Fees Amount Total Fees for this Period $0.00 2015 Fees and Interest Totals Year-to-Date Total Fees in 2015 Total Interest in 2015 Amount 1 $2,545.00 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From Rate Select & Pay Later Total 07/08/2010 &MailableRate To Balance Subject to Interest Rate Interest Charge 9.15% (v) $0.00 $0.00 $0.00 Information on Pay Over Time Features There Is no pre-set spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There is a limit to your Pay Over Time feature balance Your Pay Over Time limit is $35,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time lima. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AM E X001275 SDNY_GM_00327075 EFTA_00199829 EFTA01686073 Centurion® Card G MAXWELL Closing Date 12/18/15 DUPLICATE COPY Account Ending p. 9/11 Notice of Important Change to Your Account Terms We are making a change to your account terms, which are contained in the American Express Cardmember Agreement ("Agreement") governing your Account referenced in this notice. Any language in the Agreement contrary to or conflicting with the terms amended below is deleted in its entirety to the extent of the conflict. All terms of the Agreement not amended herein remain in full force and effect. We urge you and any Additional Cardmembers on your Account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. The detailed change to your Cardmember Agreement can be found on the following page. We are changing your late payment fee and returned payment fee, effective for fees assessed on or after December 1, 20 5. The following is a summary of the changes that are being made to your account terms. For more detailed in ormation, please see the reverse side of this page. Up to $37. However, if your account does not have a Pay Over Time feature or balance and you do not pay for two billing periods in a row, your fee will be $37 or 2.99% of the past due amount, whichever is greater. To help you make payments on time, every time, we offer a suite of account management tools: • Pay online or by phone 24/7 - Login to your account online or call 1-800-l-PAY-AXP (1-800-472-9297). • AutoPay - Have your payment automatically deducted from your bank account each month. • Account alerts - Get email or text alerts when your payment due date is approaching. • Mobile services - View and manage your Card account from anywhere. Go to americanexpross.comiconsumorrosourcos to learn more. See the reverse side for the Detail of Changes to your Cardmember Agreement. CMLENDOMS1276 S0NY_GM_00327076 EFTA_00 199830 EFTA01686074 G MAXWELL DVINCATA,29008 p. 1W11 Detail of Changes to Your Cardmember Agreement This notice amends the Cardmember Agreement (the "Agreement") as described below. We have the right to amend as described in the Agreement. Any terms in the Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. Late Payment Fees and Returned Payment Fees Effective December 1, 2015, the Rates and Fees Table on page 1 of Part 1 of the Cardmember Agreement is amended by deleting the Penalty Fees row and replacing it with the following: Penalty Fees • Late Payment Returned Payment Up to $37. However, if your account does not have a Pay Over Time feature or balance and you do not pay for two billing periods in a row, your fee will be $37 or 2.99% of the past due amount, whichever is greater. Up to $37 Late Payment Fee Effective December 1, 2015, the How Rates and Fees Work section on page 2 of Pad 1 of the Cardmember Agreement is amended by deleting the Late Payment row and replacing it with the following: Late Payment Accounts without a Pay Over Time Feature or Balance: Up to $37. However, if you do not pay the Amount Due for two billing periods in a row, your late fee will be S37 or 2.99% of the past due amount, whichever is greater. • Your first late fee is $27. This late fee will be charged if you do not pay the Amount Due on your billing statement by the Next Closing Date shown on that billing statement. If you do this again within 6 billing periods, your late fee is $37 instead. However, if you do not pay the Amount Due for two or more billing periods in a row, your late fee will be $37 or 2.99% of the past due amount, whichever is greater. Your late fee will never exceed the Amount Due. Accounts with a Pay Over Time Feature or Balance: Up to $37. • Your first late fee is S27. This fee will be charged if you do not pay the Minimum Payment Due on your billing statement by the Next Closing Date shown on that billing statement. • If you do this again within 6 billing periods, your late fee is $37 instead. • Your late fee will never exceed the Minimum Payment Due. • Paying late may also result in a Penalty APR. See Penalty APR for new transactions and Penalty APR for existing balances above. Returned Payment Fee Effective December 1, 2015, the How Rates and Fees Work section on page 2 of Part 1 of the Cardmember Agreement is amended by deleting the Returned Payment row and replacing it with the following: Returned Payment Up to $37. If you make a payment that is returned unpaid the first time we present it to your bank, the fee is $27. If you do this again within the same billing period or the next 6 billing periods, the fee is $37. However, the returned payment fee will not exceed the applicable Minimum Payment Due. A returned payment may also result in a penalty APR. See Penalty' APR for new transactions above. CMLEICOMMINg1277 S0NY_GM_00327077 EFTA_00I9983I EFTA01686075 CATS C Membership Rewards' Monthly Statement and Program News p 11/11 Prepared for G MAXWELL Account Number Total Points Balance 917,438 Points Earned this Period 14,0221 (Account Summery November 1,2015 - November 30, 2015) Opening Points Balance 903,416 Points Earned this Period +14,022 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 917,438 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? mernberstilmewards.com 1.800-297.1300 InternationalCollect 305.816.2799 Did You Know? UsePolnts Foe Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at mernbersh ip reward s.com /you rch arges Points Transaction Detail November 1,2015 - November 30,2015 Points Earned this Period Centurion XXXX-XXXXX2a Points Activity On Eligible Charges B°M:1113 Total Points Activity Per Card 8,003 0 8,003 BusinessGI:lards XXXX-XXXXX 1,704 94 ubv, ram 2x MRPoints ASL 7 1,798 AdelComte Ad X X -XXX XI . 4,221 0 4,221 Total 13,928 94 14,022 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated fora fins by calling the number provided belowor visiting membershlprewerds.com. Terms and Conditlonsol the Membership Rewards program apply. For more information, visit membershiprewards.comiterms or call 1 800 297 1300. From overseas, call collect 305 816-2799. AM E X001 2 7 8 SDNY_GM_00327078 EFTA_00199832 EFTA01686076 MEX001279 SDNY_GM_00327079 EFTA_00199833 EFTA01686077 Centurion® Card DUPLICATE COPY G MAXWELL Closing Date 01/18/16 Next Closing Date 02/16/16 New Balance $10,551.71 `Please Pay By 02/02/16* * Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment us not received by the Next Closing Date. See page 2 for important information about your account. O a New York residents may contact the New York Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. We will debit your bank account for your payment of $10,551.71 on 02/02/16. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 01/31/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Do not staple 01 use paperclips Check here if your addressor phone number has changed. Note changes on reverse side. Pay by Computer americantxpress.com/pbc p.1/11 Account Ending [ Membership Rewards Points Available and Pending as of 12/31/15 934,074 For up to date point balance and full program details, visit rownIntshIprewards.com Account Summary Previous Balance 518,48313 Payments/Credits -S18,506.10 New Charges +510,574.58 Fees +50.00 New Balance $10,SS1.71 Days in Billing Period: 31 Customer Care I r—i Pay by Computer `-t-' americanexpressrom/pbc Customer Care Pay by Phone I -877 877,0987 1.800.472.9297 O See page 2 for additional information. OM Pay by Phone la 1.800472 9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending Enter 15 digit account I on all payments. Make check payable to American Express. Please Pay By 02/02/16 AutoPay Amount $10,551.71 IILrrlurlurlllluuullurllulrllurlllrulmlllnulull 001055171001055171 3,14 ri AMEX001280 SDNY_GM_00327080 EFTA_00 199834 EFTA01686078 G MAXWELL DekiirStignciaim p. 2111 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credffed as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron k Withdrawal: (1) When you send a check for payment you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by ttansmitting the amount of the check touting number, account number and check serial number to your financial institution, unless the check Is not processabk electronically or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 890 p.m. MST may not be credited until the next day. Hem We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca lculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to fgure the ADA and interest results in doily compounding of interest. Paying Interest:If you have a Pay Ovet Time balance, your due date is at least 25 days after the close of each billing period. We will begin changing interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge In a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official tate published by a government agency or the highest interbank rate we identify fromcustomary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges converted by establishme nts will be billed at the rates such establishments use. Credit Balance:Actedit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount 1351.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be re0ected In your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1.877.877-0987 Hearing impaired 1-954-503-8905 TTY: 1-800.221.9950 1 877 877 0987 FAX:1 800 695 9090 1.800 CASH NOW In NY:1 800 522 1897 Change of Address titanic' on front. do not use. • To charge your address online, visit wwwatotticarrexponsoornrupdatecontactido • For Name,Company Name, and Foreign Address or Phone changes. pleas* call Customer Cart • Please print dearly in blue or black ink only in the boxes provided. Street Address City. State Zip Code Home Area Ctde and moot It litie end Email I 1 1 Webs/to: americanexpress.com Mobile Site: amexmobile.com Customer Care Sziklfing Inquiries P.O. BOX 981535 EL PASO, TX 799981 535 Payments P.O. BOX 1270 NEWARK Nl 07101 1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit aminkanexpress.comfautopay today to enroll. J For information on how we protect your privacy and to set your commtinkation and privacy choices please viPil www.asnedattexptets.comfprIncy. AMEX001281 SDNY_GM_00327081 EFTA_00 199835 EFTA01686079 Centurion' Card G MAXWELL Closing Dote 01 18 16 DUPLICATE COPY Account Ending p.3/11 Payments and Credits Summary Total Payments Credits -$18,48323 G MAXWELL -$22.87 Total Payments and Credits 418,506.10 Detail 'Indicates polling else Payments 01/02/16• GMAXWELL Amount AUTOPAY PAYMENT RECEIVED -THANK YOU UMB BANK NATIONAL ASSOCIATION -$1K48323 Cndlts Amount 01/12/16 GMAXWELL EMBASSY WINES AND SPIR NEWYORK NY 212-838-6551 -$22.87 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Now Marrs $7,70368 $2.870.90 $10,574.58 Detail J GMAXWELL Card Ending Amount 12/18/15 USER UBER 866-576-1039 CA 8665761039 S10.45 12/18/1S KIEHL'S UES SPA 2NDF NEW YORK NY COSMETIC STORE $9928 12/18/15 KIEHL'S UES SPA 2NDF NEW YORK NY COSMETIC STORE 12/18/15 VIDAL SASSOON VIDAL SASSOON NEWYORK NY 212-535-9200 $10651 $161.98 12/19/15 TOYSRUS-BABIESRUS 00049 1-800-TOYSRUS PA 1.800-TOYSRUS $74.46 12/19/15 SMILEY SMILEY NEWYORK NY GROCERY STORE $13.99 AMEX001282 Continued on reverse SDNY_GM_00327082 EFTA_00199836 EFTA01686080 G MAXWELL DyPLICFf Copy, ccount n ing p. 4/11 Detail Continued J Amount 12/19/15 KIEHL'S UES SPA 2NDF NEW YORK NY COSMETIC STORE 12/20/15 UBER UBER 866-576-1039 CA 8665761039 12/20/15 GRACE'S MARKETPLACE 000000000279288 NEW YORK NY 2127370600 516720 53924 515.00 12/20/15 GRACES MARKETPLACE 000000000279288 NEW YORK NY 2127370600 $152.34 12/21/15 BROADVIEW NETWORKS (800)276-2384 NY 9149227538 5657.53 12/22/15 DELUCA'S 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP $11.88 12/24/15 TIME WARNER ENTRMT 718-358-0900 NY CABLE SVCS 12/24/15 closers MARKETPLA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $58.12 12/29/15 GODADDY.COM 480-505.8855 AZ $13.01 511.88 5379.99 558.12 12/30/15 BOSTON SMOKED FISH CO. Boston MA squareup.com/receipts 12/30/15 STILLMAN QUALITY MEATS 000000001 529.98 HARDWICK MA 4132779600 Description REFER TO RECEIPT $21.39 12/30/15 RED'S BEST 000000001 BOSTON MA 6174134981 Description REFER TO RECEIPT 51600 12/31/15 MSPCA-ANGELL $145.00 JAMAICA PLAIN MA 617-522-7282 12/31/15 MSPCA-ANGELL $208.26 JAMAICA PLAIN MA 617-522-7282 01/04/16 VERIZONRECURRING PAY 80OYERIZON PA 2124726991624 19103 $80.72 AMEX001283 Continued on next page SDNY_GM_00327083 EFTA_00199837 EFTA01686081 Centurion Card G MAXWELL Closing Date 01 18 16 DUPLICATE COPY Account Ending p. 5/11 Detail Continued I Amount 01/05/16 SHNY MEMBERSHIP INC•SHNY MEMBERS NEW YORK NY 131-2029299 Description SHNY MEMBERSHIP INC 52,068.63 01/05/16 TUFTS SMALL ANIMAL HOSPT 0403 NORTH GRAFTON MA 877-895-2613 Description TUITION/FEES 01/05/16 ANZIOS BRICK OVEN PI22 NORTH GRAFTON MA USFOH 536 5625.71 01/06/16 VERIZONRECURRING PAY 800-VERIZON PA 7525471903031 19103 01/06/16 SIMON PEARCE GLASS BOSTON MA 802.674.6286 $73-53 $86.98 $1,006.72 01/08/16 DIRKTV SERVICE 800-347.3288 CA INWW.DIRKTV.COM $195.66 01/08/16 SAVENOR'S MARKET BOSTON BOSTON MA 6175766328 $65.50 01/10/16 AT&T•&LL PAYMENT 956 DALLAS TX 800-331-0500 Description TELEPHONE SERVICE/F 01/11/16 LE BILBOQUET NEW YORK NY RESTAURANT FOOD/BEVERAGE TIP 5422.19 575.12 512.00 01/12/16 THE EAST POLE 650000007293882 NEW YORK NY 2122492222 TIP 55-00 $87.12 $25.69 01/12/16 EMBASSY WINES AND SPIR $46.81 NEW YORK NY 212.838.6551 01/15/16 KIEHLS UES SPA 2NDF $391.89 NEW YORK NY COSMETIC STORE 01/16/16 VIDAL SASSOON VIDAL SASSOON NEW YORK NY 212-535-9200 $146.30 AMEX001284 Continued on reverse SDNY_GM_00327084 EFTA_00199838 EFTA01686082 G MAXWELL Dt4PLICAT CQRY n ccoun tng 2.uuu08 p. 6/11 Detail Continued Amount SI JENNIFER TURNER Card Ending Amount 12/22/15 AMAZON.COM AMIN.CONVBILL WA MERCHANDISE 5180.61 12/22/15 RICHDALE GULF 000000000306382 MANCHESTER MA 9785267294 12/22/15 crows MARKETPLA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES. SUP $10.89 551.37 $10.89 12/22/15 MERRY MAIDS OF BOSTON (617)2696243 MA CLEANING SER $220.00 12)23/15 ITUNES.COM/BILL ITUNES.COFNBILL CUPERTINO CA !TUNES STORE & APP STORE $35.91 12/23/15 BOSTON COMMON BOSTON MA 6179542000 550.00 12/24/15 MERRY MAIDS OF BOSTON (617)2696243 MA CLEANING SER $220.00 12/26/15 FEDEX RP/4149229761414922976 MEMPHIS TN 1.800422.1147 116E6.5111 ST LLC NY DIRECT BILLING TRANSACTION FEDEX Ma 000414922976 FedEx al-800422-1147 535.02 12/30/15 AMAZON MKTPLACE MATS AMZN.COM/BILL WA BOOKSTORES $207.94 12/30/15 AMAZON MKTPLACE PMTS AMIN.COM/BILL WA BOOKSTORES 12/30/15 WAG.COM (866)746-7924 NJ PETS $41.96 571.74 12/30/15 AMAZON.COM AMIN.COMMILL WA MERCHANDISE $44.05 12/30/15 AMAZON MKTPLACE PMTS AMIN.COMMILL WA MERCHANDISE $164.58 12/30/15 AMAZON.COM AMIN.COM/BILL WA MERCHANDISE $27.90 AMEX001285 Continued on next page SDNY_GM_00327085 EFTA_00199839 EFTA01686083 Centurion. Card G MAXWELL Closing Date 01/18/16 DUPLICATE COPY Account Ending p. 7/11 ( Detail Continued I Amount 12/30/15 AMAZON.COM AMIN.COWBILL WA MERCHANDISE 12/30/15 AMAZON MKTPLACE PMTS AMIN.COMMILL WA BOOK STORES 12/30/15 AMAZON MKTPLACE PMTS AMIN.COWBILL WA BOOKSTORES 12/31/15 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE 12/31/15 AMAZON MKTPLACE PMTS AMZN.COWBILL WA BOOKSTORES 12/31/15 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOKSTORES 513.79 515.63 525.90 553.11 511.09 $6328 12/31/15 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOKSTORES 59.04 12/31/15 AMAZON MKTPLACE PMTS AMIN.COMMILL WA BOOK STORES $71.94 12/31/15 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOK STORES $75.96 12/31/15 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOKSTORES 12/31/15 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $54.99 $43.08 12/31/15 CHARLES STREET SUPPLY BOSTON MA HARDWARE STORE 12/31/15 AMAZON MKTPLACE PMTS AMZN.COMAILL WA BOOK STORES $46/3 01/02/16 AMAZON MKTPLACE PMTS AMIN.COM/BILL WA BOOK STORES 518.99 $18.99 AMEX001286 Continued on reverse SDNY_GM_00327086 EFTA_00 199840 EFTA01686084 G MAXWELL m2Fc's!Plan9136X08 p 1 Detail Continued Amount 01/02/16 FEDEX NW 4156364301415636430 MEMPHIS TN 1-800422-1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX IFNe 000415636430 FedEx11-800-622-1147 01/04/16 FEDEX INV 415787206 I415787206 MEMPHIS TN 1.800422.1147 116E 65TH ST LLC NY DIRECT BILLINGTRANSACTION FEDEX INV/ 000415787206 FedEx 11 .800.622.1147 01/04/16 HOTELS.COM126924704374 HOTELS.COM WA TRAVEL AGENCY 51691 $18.69 $420.27 01/05/16 BOSTON COMMON BOSTON MA 6179542000 01/06/16 BOSTONCOMMON BOSTON MA 6179542000 518.00 $32.00 01/07/16 AMTRAK INTERNET SALE WASHINGTON DC WASHINGTON DC From: BBY To: NYP Ticket Number. 0070634572104 1 (800)872-7245 01/07/16 MERRY MAIDS OF BOSTON (617)269 6243 MA CLEANING SER 576.00 5220.00 01/11/16 FEDEX IFN 416456736416456736 MEMPHIS TN 1.800422-1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV/ 000416456736 FedEx el -803-622-1147 01/12/16 ITUNES.COM/BILL ITUNES.COM/BILL CUPERTINO CA DUNES STORE & APP STORE 01/1W16 WAG.COM (866)746-7924 NJ PETS $14.45 55.99 $164.39 Fees Amount Total Fees for this Period $0.00 AMEX001287 Continued on next page SDNY_GM_00327087 EFTA_00199841 EFTA01686085 Centurion° Card G MAXWELL Closing Date 01/18/16 DUPLICATE COPY Account Ending p. 9/11 2016 Fees and Interest Totals Year-to-Date Total Fees in 2016 Total Interest in 2016 Amount S0.00 $0.00 Interest Your Annual Percentage Charge Rate Calculation (APR) is the annual interest rate on your account. 1 Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later 07/08/2010 9.40% (v) $0.00 Total $0.00 $0.00 (v) Variabl• Rote Information on Pay Over Time Features There is no pre-set spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There Is a limit to your Pay Over Time feature balance Your Pay Over Time limit is 535,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AMEX001288 SDNY_GM_00327088 EFTA_00 199842 EFTA01686086 G MAXWELL DMF,49,AT,E.M'eX08 p OP 1 AMEX001289 SDNY_GM_00327089 EFTA_00199843 EFTA01686087 CATS C Membership Rewards' Monthly Statement and Program News p 11/11 Prepared for G MAXWELL Account Number Total Points Balance 934,074 Points Earned this Period 21,855 (Account Summery December 1,2015 December 31,2015 ) Opening Points Balance Points Earned this Period Points Used this Period Reinstated Points and Adjustments Total Points Balance 917,438 +21,855 -5,219 0 934,074 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail Questions About Your Account? morn barshipreward s.com 1.800-297.1300 International Collect 305.816-2799 Did You Know? Use Points For Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at membersh ip reward s.com /you rch arges December 1, 2015 - December 31 7, Points Earned this Period Centurion XXXX-XXXXX2a Business &lards XXXX-XXXXX RdcriCentu xXXX-XXXXLIMI Total Points Activity On Eligible Charges 17,336 ""C,P.11.1 Total Points Activity Per Card 17,336 3,113 258 Uber Earn 2x MRPoints ASL7 3,371 1,148 0 1,148 21,597 258 21,855 Reinstated Points and Adjustments Uber Number of Points Date -1,894 12/16/15 Uber -3,325 12/17/15 Total -5,219 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in wod standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited poMts canbe reinstated for a fee by ailing the number provided below or visiting membershiprewards.com. Terms and Conditions ol the Membership Rewards' program apply. For more information, visit mernbershiprewardscom/terms or call 1-8002973 300. From overseas, call collect 305 816-2799. AMEX001290 SDNY_GM_00327090 EFTA_00 199844 EFTA01686088 AMEX001291 SDNY_GM_00327091 EFTA_00 199845 EFTA01686089 Centurion® Card G MAXWELL Closing Date 02/16/16 New Balance `Please Pay By DUPLICATE COPY Next Closing Date 03/18/16 $13,679.72 03/02/16* 'Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. p,i See page 2 for Important Information about your account. M New York Residents: New York Residents may contact the New York State Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services:1-800-342-3736 or www.dfs.ny.gov. 2 See page 11 for an Important Change to Your Account Terms. C.) We will debit your bank account for your payment of $13,679.72 on 03/02/16. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 02/29/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. c Pay by Computer a rner ca nexpress.comipbc p. 1/13 Account Ending Membership Rewards• Points Available and Pending as of 01/31/16 946,104 For up todate point balance and full program details, visit rismnbershIpmwards.corn Account Summary Previous Balance $10,551.71 Payments/Credits -510SS1.71 New Charges -413,679.72 Fees +$0.00 New Balance $13,679.72 Days in Billing Period: 29 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877-877-0987 1-800472.9297 g See page 2 for additional Information. gla Pay by Phone IM 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 001367172001367972 14 rl Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Please Pay By 03/02/16 AutoPay Amount $13,679.72 AMEX001292 SDNY_GM_00327092 EFTA_00I 99846 EFTA01686090 G MAXWELL DekiirStignciaim p. 2/13 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credffed as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We willre-present to your financial institution any payment that is returned unpaid. Permission for Electron k Withdrawal: (1) When you send a check for payment you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by ttansmitting the amount of the check touting number, account number and check serial number to your financial institution, unless the check Is not processabk electronically or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check.12) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 890 p.m. MST may not be credited until the next day. Henn We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca lculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to fgure the ADA and interest results in doily compounding of interest. Paying Interest: If you have a Pay Ovet Time balance, your due date is at least 25 days after the close of each billing period. We will begin changing interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge In a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official tate published by a government agency or the highest interbank rate we identify fromcustomary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges converted by establishme nts will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be re0ected In your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1.877.877-0987 Hearing Impaired 1-954-503-8905 TTY: 1-800.221.9950 1 877 877 0987 FAX:1 800 695 9090 1.800 CASH NOW In NY:1 800 522 1897 Change of Address liconect on front. do not use. • To charts your address online. visit wwwarnaticanexpressoorn/updatecontactillo • For Nam e.Company Name. and Foreign Address or Phone changes. pleas* call Customer Cart • Please print dearly in blue or black ink only in the boxes provided. Street Address City. State Zip Code Area Ctde and Home wt mone Email I 1 1 Website:americanexpress.com Mobile Site: amexmobile.com Customer Care SzikIling Inquiries P.O. BOX 981535 EL PASO, TX 799981 535 Payments P.O. BOX 1270 NEWARK Nl 07101 1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit aminkanexpress.comMutopay today to enroll. J For information on how we protect your privacy and to set your communkation and privacy choices please slit www.asnedustexprets.colvdprIvecy. AMEX001293 SDNY_GM_00327093 EFTA_00 199847 EFTA01686091 Centurion • Card G MAXWELL Closing EIJI(' 02 16 16 DUPLICATE COPY Account Ending p. 3/13 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$10,551.71 50.00 -610451.71 Detail inractes mono dare Payments 02/02/16' GMAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION 410,551.71 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Nowt:barges $12,536.91 91,142.81 $13,679.72 Detail GMAXWELL Card Ending Amount 01/18/16 AMERICAN EXPRESS TVL SVC PHOENIX AZ VIRGIN AMERICA From: To: Canter: Class: N.Y. IF KENNEDY I LOS ANGELES INTERN VX N.Y./ F KENNEDY I VX WA TY 00 WA TY 00 Ticket Number:9617744243953SO Date of Departure:01/21 Passenger Name: MAXWELL/GHISLAINE NO Document Type: PASSENGER TICKET 01/20/16 NIKETOWN NEW YORK NY 212-891-6453 01/2W16 PRET A MANGER NEW YORK NY 646-728-0505 Description FAST FOOD RESTAURAN 34,936.20 $521.98 01/2W16 UNKX.0 STH AVE NEW YORK NY 877.4864756 Description APPAREUACCESSORIES $5.76 $59.80 AMEX001294 Continued on reverse SDNY_GM_00327094 EFTA_00 199848 EFTA01686092 G MAXWELL DWPLICiTj Copy count n ing z 6 08 p 4f3 Detail Continued Amount 01/20/16 THE EAST POLE 650000007293882 NEWYORK NY 2122492222 TIP $14.00 01/21/16 BROADVIEW NETWORKS (800)276-2384 NY 9149227538 $89.13 $616.18 01/22/16 VERIZONRECURRING PAY 800-VERIZON PA 212535359490619103 $2557 01/22/16 IN-NOUT BURGER 4119 00X100119 LOS ANGELES CA 8007861000 Descriptbn RESTAURANT CHARGES 01/24/16 BEVERLY HILLS HOTEL BEVERLY HILLS CA (310)276-2251 TIP 01/24/16 TIME WARNER ENTRMT 718-358-0900 NY CABLE SVCS $4.48 01/30/16 VIRGIN AMERKA 9000003 LOS ANGELES CA VIRGIN AMERICA From: To: Carrier: Class: N/A N/A YY 00 WA YY 00 WA YY 00 WA YY 00 Ticket Number:98482045804660 Date or Departure: 01/30 Passenger Name: KAPLAN/NATHAUE Document Type: ADDITIONALCOLLKTION 01/31/16 KIEHL'S UES SPA 2NDF NEW YORK NY COSMETIC STORE 02/01/16 LE BOTANISTE 1 NEW YORK NY 1043380934 10065 FAST FOOD RESTAURANT 02/02/16 SIRIUSXM.COM/ACCT 888-635-5144 NY XM SATEUTE 02/03/16 0RBfTZ•12748649338 ORBITZ.COM WA 1274864933802116 MARISSA FREMISTA BOSTON PARK PLAZASOSTON 02/03/16 VERIZONRECURRING PAY 800-VERIZON PA 2124726991624 19103 $4.85 $35.00 $379.99 $30.00 $235.13 $4636 $37.77 $124 75 581.41 AWE X001295 Continued on next page SDNY_GM_00327095 EFTA_00 199849 EFTA01686093 Centurion' Card G MAXWELL Closing Date 02.16.16 DUPLICATE COPY Account Ending p. 5/13 Detail Continued I Amount 02/03/16 LE BOTANISTE 1 NEW YORK NY 1045399507 10065 FAST FOOD RESTAURANT 02/03/16 UBER UBER 866-576-1039 CA 8665761039 02/03/16 TUFTS SMALL ANIMAL HOSPT 0403 NORTH GRAFTON MA 877-895.2613 Description TUITION/FEES 02/03/16 JASON POSSUMATO 000000001 NEW YORK NY 9177740347 Description REFER TO RECEIPT 53691 $7.75 $15000 02/03/16 STILLMAN QUAUTY MEATS 000000001 HARDWICK MA 4132779600 Description REFER TO RECEIPT 02/03/16 RED'S BEST 000000001 BOSTON MA 6174134981 Description REFER TO RECEIPT 02/05/16 DROPBOXWDRM3F9TRQTJ DROPBOXWDRM3F9 SAN FRANCISCO CA 4159867057 02/05/16 BOSTON SMOKED FISH CO. Boston MA sguareup.corn/receipts 02/05/16 TST• TATTE BAKERY CHARLES 000001001 120.86 BOSTON MA 6177235555 Description RESTAURANTCHARGES 02/05/16 TSP TATTE BAKERY CHARLES 000001001 BOSTON MA 6177235555 Description RESTAURANTCHARGES $217.74 566.93 $16.05 S999 $21.39 $16.05 02/05/16 TSP SW6SBAKERS BP 080001227 MOO ALLSTON MA 6179033113 Description RESTAURANTCHARGES AMEX001296 Continued on reverse SDNY_GM_00327096 EFTA_00199850 EFTA01686094 G MAXWELL INPLICATc COIFS n ccoun ing z.uou08 p. 6/13 Detail Continued Amount 02/05/16 APPLETON FARMS STORE 069000082176002 IPSWICH MA 9789211944 Description Price MISCELLANEOUS FOOD $15.22 $1522 02/06/16 CROS8YS MARKETPLA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $130.14 $130.14 02/07/16 MANCHESTER FITNESS MANCHESTER MA 978-526-8900 Description MEMBERSHIP FEES $109.00 02/08/16 VERIZONRECURRING PAY 800-VERIZON PA 7525471900001 19103 $86.98 02/08/16 DIRECTV SERVICE 800-347-3288 CA WWWDIRK1V.COM $20679 02/08/16 DELUCA'S 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP $38.32 $38.32 02/09/16 IN 'THE RANCH AT LIVE OAK MAUBU MAUBU CA 3104578700 $830.00 02/10/16 AMERICAN EXPRESS 1W SVC PHOENIX AZ VIRGIN ATLANTIC AIRWAYS, From: To: LONDON HEATHROW AP N.Y.1 F KENNEDY I LONDON HEATHROW AP N/A N/A Ticket Number:93277511810792 Passenger Name: VAUGHAN EDWARDS/CATH Document Type: PASSENGER TICKET Carrier: Class: VS VS YY 00 YY 00 Date of Departure. 02/11 $973.16 02/10/16 AMERICAN EXPRESS 11/1. SVC $973.16 PHOENIX AZ VIRGIN ATLANTIC AIRWAYS, From: To: Carrier: Class: LONDON HEATHROW AP N.Y. 1 F KENNEDY I VS LONDON HEATHROW AP VS WA YY 00 N/A YY 00 Ticket Number: 93277511810803 Date of Departure:02/11 Passenger Name: VAUGHAN EDWARDS/ISA8 Document Type: PASSENGER TICKET AME X001297 Continued on next page SDNY_GM_00327097 EFTA_00199851 EFTA01686095 Centurions Card G MAXWELL Closing Date 02/16/16 DUPLICATE COPY Account Ending p 7/13 [ Detail Continued Amount 02/10/16 TST• TATTE BAKERY CHARLES000001001 BOSTON MA 6177235555 Descriptbn RESTAURANTCHARGES $16.05 02/10/16 AT&T•BILL PAYMENT 956 DALLAS TX 800-3314500 Description TELEPHONE SERVICE/E 02/10/16 DELUCA'S 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP $14.98 02/13/16 BACK BAY VETERINARY CUN 0444 BOSTON MA 617-247-2273 Description PET MEDICAL SERVICE S26660 $14.98 $391.66 02/13/16 RED'S BEST 003000001 BOSTON MA 6174134981 Description REFER TO RECEIPT 517.12 02/13/16 KAPPY'S LIQUORS MALDEN MA 781-321-1000 Description LIQUOR/BEVERAGES/SN 02/13/16 APPLETON FARMS STORE 069000082176002 $26.94 IPSWICH MA 9789211944 Description Price MISCELLANEOUS FOOD $26.94 565.94 02/13/16 PATISSERIE ON NEWBU $33.94 BOSTON MA 617-670-6040 02/13/16 PATISSERIE ON NEWBU $14.00 BOSTON MA 617-670-6040 02/15/16 PETCO 740 507404 73063507404 PEABODY MA 030-0000000 02/16/16 SUDOAY CADILLAC BUICK GM SUDBAY CADILL GLOUCESTER MA 978-283-4730 $31.85 $481.51 AMEX001298 Continued on reverse SDNY_GM00327098 EFTA_00199852 EFTA01686096 G MAXWELL DtAPLICATf CORY ccoun n ing z-uou08 p 8/13 [ Detail Continued J Amount IS JENNIFER TURNER Card Ending Amount 01/19/16 STARBUCKS.COM/CARD 800-782-7282 WA GIFT CARD 01/23/16 ITUNES.CONVI3ILL ITUNES.COWBILL CUPERTINO CA RUNES STORE & APP STORE S25.00 545.89 01/24/16 ITUNES.COM/BILL ITUNES.COWBILL CUPERTINO CA IT UNES STORE & A PP STORE 510.99 01/25/16 FEDEX INV4176331531417633153 MEMPHIS TN 1-800-622-1147 116 E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV,/ 000417633153 Fed& 41.800-622.1147 $161.14 01/30/16 FEDEX INV 4182979991418297999 MEMPHIS TN 1.800-622-1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV' 000418297999 FedEx 41-800-622-1147 $11345 01/30/16 NYC TAXI 5G91 09000030(115 BROOKLYN NY 0000000000 $12.80 01/30/16 NYC TAXI SG91 09000030015 BROOKLYN NY 000-0000000 02/01/16 FEDEX INV 4185015541418501554 MEMPHIS TN 1.800622-1147 116 E 65TH ST LLC NY DIRECT BALING TRANSACTION FEDEX 11W 000418501554 Fad Ex 41.800-622.1147 $58.34 $25.67 02/01/16 HOTELS.COMI27477090240 5101.9? HOTELS.COM WA TRAVEL AGENCY 02/03/16 BOSTON COMMON S32 00 BOSTON MA 6179542000 02/05/16 ITUNES.COM/BILL RUNES.COWBILL CUPERTINO CA RUNES STORE & APP STORE 02/08/16 WAG.COM (866)746-7924 NJ PETS 58.98 593.61 AMEX001299 Continued on next page SDNY_GM00327099 EFTA_00199853 EFTA01686097 Centurion Card G MAXWELL Closing Date 02/16/16 DUPLICATE COPY Account Ending Detail Continued Amount 02/08/16 FEDEX INV 4191850351419185035 MEMPHIS TN 1-800-622-1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV. 000419185035 FedEx al-BOO-622-1147 $135.90 02/1W16 ADOBE 'IL CREATNECLD Adobe Systems SAN .05E CA 800-833-6687 02/12/16 MERRY MAIDS OF BOSTON (61712694243 MA CLEANING SER $32.65 $250.00 02/13/16 ITUNES.COMBIU. RUNES.COM/BILL CUPERTINO CA DUNES STORE & APP STORE $3.99 02./13/16 1TUNES.COM/BILL ITUNES.COM/BILL CUPERTINO CA RUNES STORE &APP STORE $543 02/15/16 STARBUCKS.COAVCARD 800-782-7282 WA GIFT CARD $25.00 Fees Amount Total Fan for this Period $0.00 2016 Fees and Interest Totals Year-to-Date Total Fees in 2016 Total Interest In 2016 Amount $0.00 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later Total 07/08/2010 9A0%Cv) $0.00 $0.00 $0.00 (v) Variable Rate AMEX001300 SDNY_GM_00327 100 EFTA_00199854 EFTA01686098 G MAXWELL DMiclialrig,,PEX08 p. 10/13 Information on Pay Over Time Features There is no preset spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There is a limit to your Pay Over Time feature balance Your Pay Over Time limit is $35.000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AMEX001301 SDNY_GM_00327101 EFTA_00 199855 EFTA01686099 Centurion® Card G MAXWELL Closing Date 02/16/16 DUPLICATE COPY Account Ending p 11/13 Notice of Important Change to Your Account Terms We are making a change to your account terms, which are contained in the American Express Cardmember Agreement ("Agreement") governing your Account referenced in this notice. Any language in the Agreement contrary to or conflicting with the terms amended below is deleted in its entirety to the extent of the conflict. All terms of the Agreement not amended herein remain in full force and effect. We urge you and any Additional Cardmembers on your Account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. The detailed change to your Cardmember Agreement can be found after the summary chart. We are changing when the Penalty Annual Percentage Rate (APR) may apply to the Pay Over Time features on your account. The change is shown below and will take effect on April 18, 2016. For more detailed information, please see the reverse side of this page. How to avoid the chan on Pay Over Time feature(s): You have the right to reject this change. If you do reject the change, your enrollment in these feature(s) will be cancelled and you will not be able to extend payment on new transactions. You must reject this change by calling us at 1-855-865-1451 or by calling us collect at 1-336-291-1361 no later than 5pm Eastern time on April 17, 2016. Revised Term, as of April 18, 2016 Penalty APR and When 29.49% it Applies This APR will vary with the market based on the Prime Rate. This APR may be applied to your account if: 1) you make one or more late payments; or 2) your payment is returned by your bank. We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time feature(s) on your Account. How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR is applied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. ID 10944 Please note, this notice does not indicate that you have triggered the penalty APR for the Pay Over Time feature(s) on your Account. If you do trigger the penalty APR for the Pay Over Time feature(s) on your Account, we will send you a separate notice. In addition, the penalty APR for the Pay Over Time feature(s) on your Account is not changing. See the reverse side for the Detail of Changes to Your Cardmember Agreement CMLENDDMMEM13°2 SDNY_GM_00327102 EFTA_00 199856 EFTA01686100 G MAXWELL DVE4rnigin,99836108 Detail of Changes to Your Cardmember Agreement This notice amends the Cardmember Agreement (the "Agreement") as described below. We have the right to amend the Agreement. Any terms in the Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. p 12/13 Penalty APR and When it Applies Effective April 18, 2016, we are amending the Rates and Fees table on page 1 of Part 1 of your Agreement by deleting the Penalty APR and When it Applies row and replacing it with the following: Penalty APR and When it Applies 29.49% This APR will vary with the market based on the Prime Rate. This APR may be applied to your account if: 1) you make one or more late payments: or 2) your payment is returned by your bank. We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time feature(s) on your Account. How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR is applied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. How Rates and Fees Work Effective April 18, 20 6, we are amending the How Rates and Fees Work table on page 2 of Part 1 of your Agreement by deleting the Penalty APR for new transactions row and replacing it with the following: Penalty APR for new transactions The penalty APR may apply to new transactions if: you do not pay at least the Minimum Payment Due by the Closing Date of the billing period in which it is due on one or more occasions: or your payment is returned by your bank. We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time feature(s) on your Account. If the penalty APR applies to a balance, it will apply to charges added to that balance 15 or more days after we send you notice. We will review your Account every 6 months after the penalty APR is applied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. CMLENDDMIsM913°3 SDNY_GM_00327103 EFTA_00 199857 EFTA01686101 CATS C Membership Rewards' Monthly Statement and Program News p 13/13 Prepared for G MAXWELL Account Number Total Points Balance 946,104 Points Earned this Period Account Summary 12,030j January 1, 2016 -January 31,2016) Opening Points Balance 934,074 Points Earned this Period +12,030 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 916,101 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail Questions About Your Account? membrarshiprewards.corn 1.800-297.1300 InternationalCollect 305.816.2799 Did You Know? Use Points For Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at membership reward s.com /you rch arges January 2016- January 31,2016 Points Earned this Period C enturion XXXX-XXXXX2a Business Goads xxxx-xxxxx AddlCentu xXXX- XXX XI. Total Points Activity On Eligible Charges 7.682 0 "t1.1 Total Points Activity Per Card 7.682 1.441 36 Ubot Earn lx PAR Points AS17 1.477 2,871 0 2,871 11,994 36 12,030 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated fora fins by calling the number provided below or visiting membershiprewards.com. Terms and Conditionsol the Membership Rewards program apply. For more information, visit membershiprewards.comiterms or call 1 800 297 1300. From overseas, call collect 305 816-2799. AMEX001304 SDNY_GM_00327104 EFTA_00199858 EFTA01686102 AMEX001305 SDNY_GM_00327105 EFTA_00199859 EFTA01686103 Centurion® Card G MAXWELL Closing Date 03/18/16 New Balance `Please Pay By DUPLICATE COPY Next Closing Date 04/17/16 $12,541.43 04/02/16* * Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment us not received by the Next Closing Date. See page 2 for important information about you' account. Now York Residents: New York Residents may contact the New York State Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1-800-342-3736 or www.dfs.ny.gov. We want you to have easy access to the most up to date version of the Membership Rewards" Terms & Conditions. The most recent Terms & Conditions are available at PA•mbershipRewards.com/terms. Ste Page 12 for Important Changes to Your Account Benefits. We will debit your bank account for your payment of 512,541.43 on 04/02/16. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 03/31/16. tf your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc p. 1/15 Account Ending Membership Rewards' Points Available and Pending as of 02/29/16 962,329 For up Iodate point balance and full program details, visit menbershiprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees 513,679.72 -513,972.07 • $12,833.78 +$0.00 New Balance $12,541.43 Days in Billing Period: 31 Customer Care I r—i Pay by Computer `-t-' americanexpress.com/pbc Customer Care Pay by Phone I -877 877-0987 1.800.4729297 O See page 2 for additional information. Pay by Phone IM 1.800 472 9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 001254143001254143 14 rl Account Ending Enter 15 digit account • on all payments. Make check payable to American Express. Please Pay By 04/02/16 AutoPay Amount 512,541 A3 AMEX001306 SDNY_GM_00327106 EFTA_00 199860 EFTA01686104 G MAXWELL DekiirStignciaim p. 2/15 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credffed as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We willre-present to your financial institution any payment that is returned unpaid. Permission for Electron k Withdrawal: (1) When you send a check for payment you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by ttansmitting the amount of the check touting number, account number and check serial number to your financial institution, unless the check Is not processabk electronically or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check.12) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 890 p.m. MST may not be credited until the next day. Hem We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca lculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to fgure the ADA and interest results in doily compounding of interest. Paying Interest: If you have a Pay Ovet Time balance, your due date is at least 25 days after the close of each billing period. We will begin changing interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge In a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official tate published by a government agency or the highest interbank rate we identify fromcustomary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges converted by establishme nts will be billed at the rates such establishments use. Credit Balance:Actedit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is 51.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be re0ected In your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1.877.877-0987 Hearing impaired 1-954-503-8905 TTY: 1-800.221.9950 1 877 877 0987 FAX:1 800 695 9090 1.800 CASH NOW In NY:1 800 522 1897 Change of Address liconect on front. do not use. • To charts your address online. visit wwwarnaticanexpressoorn/updatecontactillo • For Nam e.Company Name. and Foreign Address or Phone changes. pleas* call Customer Cart • Please print dearly in blue or black ink only in the boxes provided. Street Address City. State Zip Code Area Ctde and Home wt mone Email I 1 1 Webs/to: americanexpress.com Mobile Site: amexmobile.com Customer Care Szikliing Inquiries P.O. BOX 981535 EL PASO, TX 799981 535 Payments P.O. BOX 1270 NEWARK Nl 07101 1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit aminkanexpress.comfautopay today to enroll. J For information on how we protect your privacy and to set your communkation and privacy choices please slit www.asnedustexprets.colvdprIvecy. AMEX001307 SDNY_GM_00327107 EFTA_00 199861 EFTA01686105 Centurion • Card G MAXWELL 00:011(j Dili(' 03 18 16 DUPLICATE COPY Account Ending p. 3/15 Payments and Credits Summary Total Payments -$12,332.92 Credits G MAXWELL -$1,639.15 Total Payments and Credits 413,972.07 Detail indiums posting else Payments Amount 03/02/16• GMAXWELL AUTOPAY PAYMENT RECEIVED -THANK YOU UMB BANK NATIONAL ASSOCIATION -$12,332.92 Credits Amount 02/22/16 GMAXWELL AMERICAN EXPRESS TVL SVC PHOENIX AZ DELTA AIR LINES INC. From: To: N.Y.1 F KENNEDY I MIAMI INTERNATIONA N.Y. J F KENNEDY I WA WA Tkket Number: 0067754486413S Passenger Name: MAXWELL/GHISLAINE NO Document Type:SUPPORTED REFUND 41,34620 Carrier: Class: DL DL YY 00 YY 00 Dale of Depaituie: 02/24 03/02/16 G MAXWELL AMERICAN EXPRESS TRAVEL ADJUSTMENT TRANSACTION PROCESSED BY AMERICAN EXPRESS -$29235 New Charges Summary Total GMAXMLL $11,76127 JENNIFER TURNER $1,072.51 Total New Charges $12,1133.70 Detail GMAXWELL Card Ending Amount 02/16/16 MARKET BASKET 000612 43300000612 GLOUCESTER MA C0041003000 $211.41 AMEX001308 Continued on reverse SDNY_GM_00327108 EFTA_00199862 EFTA01686106 G MAXWELL DyPLICFf Copy, ccount ing p. 4115 Detail Continued Amount 02/18/16 02/18/16 AMERICAN EXPRESS TVL SVC PHOENIX AZ VIRGIN ATLANTIC AIRWAYS, From: To: N.Y. J F KENNEDY I LONDON HEATHROW AP N/A N/A N/A Ticket Number.93277535109360 Passenger Name: VAUGHAN EDWARDSKATH Document Type: PASSENGER TICKET Carrier: Class: VS YY 00 YY 00 YY 00 Date of Departure:02/23 $216.00 EZPAY FEE NYC WATER 800-766-6616 NJ GOVT SERVNEC $31.53 02/18/16 JAY PEAK RESORT RTL JAY VT 8004514449 $80.00 02/18/16 JAY PEAK RESORT RTL JAY VT 8004514449 831.79 02/18/16 NYC WATER BOARD/DEP 718-595.7000 NY GOVTNOTELSEW $1,401.24 02/20/16 JAY PEAK RESORT RTL JAY VT 8004514449 $726 02/21/16 EDENGENERAL STORE EDEN VT 802-635-2033 $3.82 02/22/16 AMERICAN EXPRESS 1VL SVC PHOENIX AZ DELTA AIR LINES INC. From: To: N.Y.JF KENNEDY I MIAMI INTERNATIONA N.Y. J F KENNEDY I N/A N/A Ticket Number:00677544864135 Passenger Name: MAXWELL/GHIStAINE NO Document Type: PASSENGER TICKET Carrier: Class: DL DL YY 00 YY 00 Date of Departure: 02/24 $1,346.80 02/22/16 VERIZONRECURRING PAY 800-VERIZON PA 212535359490619103 $36.71 02/22/16 BROADVIEW NETWORKS $593.19 (800)276-2384 NY 9149227538 AWE X001309 Continued on next page SDNY_GM_00327109 EFTA_00199863 EFTA01686107 Centurions Card G MAXWELL Closing Date 01/18/16 DUPLICATE COPY Account Ending p 5/15 Detail Continued I Amount 02/23/16 AMERICAN EXPRESS TVL SVC PHOENIX AZ AMERICAN AIRLINES INC From: To: N.Y.1 F KENNEDY I MIAMI INTERNATIONA N.Y.) F KENNEDY I N/A N/A Cartier. Class: AA AA A YY 00 VY 00 577420 Ticket Number:00177550293830 Date of Departure: 02/24 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET 02/23/16 FRED'S AT BARNEY'S 570.00 NEW YORK NY MEN'S/WOMEN'S CLOTHNG FOOD/BEVERAGE $61.51 TIP $8A9 02/24/16 NEWSLINK M20 JFK0772 $16.48 MIAMI FL 305-594-5754 Description NEWS DEALERS/NDA5ST 02/24/16 TIME WARNER ENTRMT $379.99 718-358-0900 NY CABLE SVCS 02/25/16 CLEO SOUTH BEACH 542929805949948 $14.00 MIAMI BEACH FL 3055342536 TIP $1.10 02/25/16 ICEBOX CAFE $85.00 MIAMI BEACH FL RESTAURANT FOOD/BEVERAGE $83.93 TIP $1.07 02/25/16 CONSIGN OF THE TIMES 0000 $69550 MIAMI BEACH FL 305-535-0811 Description MENS & WOMENSCLOTH 02/25/16 CONSIGN OF THE T1MES0000 $128A0 MIAMI BEACH FL 305-535-0811 Description MENS & WOMENSCLOTH 02/26/16 SEASPICE $107.25 MIAMI FL RESTAURANT 02/26/16 LESCREATEURS 0000 $101.65 WYNWOOD FL 305-310-1685 Description APPAREL HSWRS/ACC AMEX001310 Continued on reverse SDNY_GM_00327110 EFTA_00199864 EFTA01686108 G MAXWELL DY,Fc'51MIL,S IN p.6/15 Detail Continued Amount 02/26/16 F&B CRAFTED 524827 MIAMI BEACH FL Check ID: 112361633139 Organic Veg 02/26/16 MVM MIAMI INC MIAMI FL 786-210-2244 02/27/16 NAIYARA 542929806381018 MIAMI BEACH FL $618471527 TIP $14.00 02/29/16 AMERICAN EXPRESS 1VL SVC PHOENIX AZ DELTA AIR LINES INC. From: To: Carrier. Class: MIAMI INTERNATIONA NEW YORK LA GUARD' DI. N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number. 00677563008975 Date of Departure:02/29 Passenger Name: BORGERSON/SCOTT Document Type: PASSENGER TICKET 02/29/16 AMERICAN EXPRESSNL SVC PHOENIX AZ DELTA AIR LINES INC. From: To: Carrier: Class: MIAMI INTERNATIONA NEWYORK LA GUARDI DL WA YY 00 WA TY 00 N/A rir 00 Ticket Number:00677563008802 Date or Departure: 02/29 Passenger Name: MAXWELUGHISLAINE NO Document Type PASSENGER TICKET 03/01/16 LOEWS HOTEL REGENCY GRILL LOEWS HOTEL NEW YORK NY 888-320-6065 03/01/16 GREEN GOURMET. BLUE P000000001 NEW YORK NY 2127597811 Description REFER TO RECEIPT 538.48 $724.39 $88.12 03/01/16 LE PAIN QUOTIDIEN 148 NEW YORK NY RESTAURANT FOOD/BEVERAGE $42.64 03/01/16 CANINE STYLES NEW YORK NY 27412362 10065 03/02/16 SIRIUSXM.COM/ACCT 88843S-5144 NY XM SATEUTE $349.45 $963.15 $1/3.30 $28.44 $4264 $119.76 $22.77 AMEX001311 Continued on next page SDNY_GM_00327111 EFTA_00199865 EFTA01686109 Centurion° Card G MAXWELL Closing Date 03/18/16 DUPLICATE COPY Account Ending p 7/15 Detail Continued I Amount 03/02/16 DUNKIN 4349423 Q35 N HAVEN CT 516-526-4588 $3.59 03/02/16 LE PAIN QUOTIDIEN 148 NEW YORK NY RESTAURANT FOOD/BEVERAGE $27.75 $27.75 03/02/16 EXXONMOBIL 9742 NORTH HAVEN CT 203-234-2492 Description GAS/SERVK ES 03/02/16 $3.19 MORRIS LOBEL & SONS NEW YORK NY MISC FOOD STORE $255.84 03)02/16 DEAN & DELUCA NEW YORK W 8002217714 Description GENERAL MERCHANDISE 03/03/16 CARDULLO'S GOURMET SHOPPE CAMBRIDGE MA 6174918888 Description REFER TO RECEIPT $167.40 03/03/16 $155.84 DELUCAS 542929603080365 BOSTON MA 6175234343 Description Pike GROCERY STORES, SUP $19.66 $19.66 03)05/16 DROPBOrGTOWTHFICCIF DROPBOrGT8V7101 SAN FRANCISCO CA 4159867057 $9.99 03/05/16 CROSBY'S MARKETPLA 542929803416437 S163.74 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $163.74 03/07/16 VERIZONRECURRING PAY 800-VERIZON PA 2124726991624 19103 03)07/16 BLACK INK- BOSTON 000000001 BOSTON MA 6174971221 Description REFER TO RECEIPT 03/07/16 SAVENOITS MARKET BOSTON BOSTON MA 6175766328 S81.16 55.31 $41.44 A/AEX001312 Continued on reverse SDNY_GM_00327112 EFTA_00199866 EFTA01686110 G MAXWELL Dt4PLICATc CQRY n ccoun zouu08 p. 8/15 ( Detail Continued Amount 03/07/16 Panificio Bistro Boston MA 617.875-8421 03/07/16 PICKNEY NAIL SKIN SALON 06487002030965 BOSTON MA TSSUPPORTBCPAY.COM 03/08/16 VERIZONRECURRING PAY 800-VERIZON PA 7525471900001 19103 03/08/16 DIRECTVSERVKE 800-347-3288 CA MWE.DIRECTV.COM 517.50 S33.00 $86.98 5206.79 03/10/16 PATISSERIE ON NEWBU BOSTON MA 617.670-6040 S12-57 03/10/16 FISH AND BONE BOSTON 000000001 BOSTON MA 8577534176 $3.18 03/10/16 FISH AND BONE BOSTON 000000001 BOSTON MA 8577534176 550.96 03/10/16 AT&PlitILL PAYMENT 956 DALLAS TX 800-331-0500 Description TELEPHONE SERV10E/E 03/10/16 Apple Store 2201208279 Boston APPLE STORE BO 5264.96 $83.94 03/10/16 RAG & BONE 0007 BOSTON MA 212-255-2353 Description APPAREUACCESSORIES 03/11/16 NEUA PASTA AT THE BOSTON PUBUC MARKE Boston MA squareep.com/recelpts 03/11/16 DELUCA'S 542929803080365 BOSTON MA 6175234343 Description Prke GROCERY STORES, SUP $50.26 03/11/16 JAMES HOOK &CO 650000008370937 BOSTON MA 6174235501 Description Prke JAMES HOOK &CO $37.00 03/12/16 ESSEN 542929805931854 MANCHESTER BY MA 9785269995 FOOD/BEVERAGE S27.88 $371.56 $11.68 550.26 537.00 527.88 MIEX001313 Continued on next page SDNY_GM_00327113 EFTA_00199867 EFTA01686111 Centurions Card G MAXWELL Closing Date 01/18/16 DUPLICATE COPY Account Ending p. 9/15 Detail Continued I Amount 03/12/16 1ST• TATTE BAKERY CHARLES 000001001 BOSTON MA 6177235555 Description RESTAURANTCHARGES 03/14/16 BLACK INK- BOSTON 000000001 BOSTON MA 6174971221 Description REFER TO RECEIPT 03/1$/16 DELUCA'S 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP $11.93 03/16/16 NOW NEW YORK NY RESTAURANT FOOD/BEVERAGE TIP $161.14 320.00 527.28 523.32 511.93 5181.14 03/16/16 MODELL'S SPORTING GOODS NEW YORK NY 999-0000000 $57.99 03/16/16 PRET A MANGER NEW YORK NY 646-728-0505 Description FAST FOOD RESTAURAN 03/16/16 VIDAL SASSOON VIDAL SASSOON NEW YORK NY 212-535-9200 $5.76 $161.98 03/17/16 KIEHL'S UESSPA 2NDF NEW YORK NY COSMETIC STORE si JENNIFER TURNER Card Ending S370.98 Amount 02/22/16 WAG.COM (866)746-7924 NJ PETS 02/22/16 ITUNES.COM/BILL ITUNES.COM/BILL CUPERTINO CA !TUNES STORE & APP STORE 02/22/16 ITUNES.COM/BILL ITUNES.COM/BILL CUPERTINO CA !TUNES STORE & APP STORE 02/22/16 SOAP.COM 03001762-7123 NJ HEALTH BEAUTY $171.33 521.76 548.59 $14498 MIEX001314 Continued on reverse SDNY_GM00327114 EFTA_00199868 EFTA01686112 G MAXWELL Dia,910.?, 9126)108 P 10115 Detail Continued ) Amount 02/22/16 ECOLLARTECH 8553265527 IN CATALOG MERCHANDISE Description PET SHOPS, PET FOOD 03/0WI 6 STARBUCICS.COM/CARD 800782.7282 WA GIFT CARD 03/14/16 MERRY MAIDS OF BOSTON (617)269-6243 MA CLEANING SER $249.99 $25.00 $220.00 03/14/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 1388-406.4248 5140.00 03/15/16 GODADDY.COM 480-505-8855 AZ (4430)505-8855 03/16/16 1WAV.ITUNES.COM/BILL CUPERTINO CA RUNES STORE & APP STORE $39.98 $1088 Fees Amount Total Fees for this Period $0.00 2016 Fees and Interest Totals Year-to-Date Amount Total Fees in 2016 S0.00 Total Interest In 2016 S0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Balance Interest Percentage Subject to Charge From To Rate Interest Rate Select & Pay Later Total (v)Veritiblit Raw 07/08/2010 9.40% (9) S0.00 $0.00 $0.00 Information on Pay Over Time Features Tanis no pre-set spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. AMEX001315 Continued on next page SDNY_GM00327115 EFTA_00199869 EFTA01686113 Centurion® Card DUPLICATE COPY ptins G MAXWELL Closing Date 03/18/16 Account Ending Information on Pay Over Time Features continued There is a limb to your Pay Over Time feature balance Your Pay Over Time limit is S35.O30.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not nixed into a Pay Over Time balance upon receipt of your billing statement. AMEX001316 SDNY_GM_00327116 EFTA_00199870 EFTA01686114 G mAxwELL Centurion, Card DMEkNiggi,99EX08 p 12/15 Notice of Important Membership Rewards® Program Changes We are making changes to the Membership Rewards Program Terms & Conditions that affect Corporate Card Members. A summary of the changes appears below. The detailed changes can be found after the summary chart. Summary of Changes, effective immediately Reinstating points forfeited for cancelling your account (Corporate Cards) If the Linked Card Account that we cancel is a Corporate Card and we subsequently reinstate that Corporate Card, you must call us in order to reinstate points associated with that Card. CMLENDIDMIllit6E01317 SDNY_GM_00327117 EFTA_00I9987I EFTA01686115 Centurion® Card G MAXWELL Closing Date 03/18/16 DUPLICATE COPY Account Ending p. 13/15 Detail of the Changes This notice amends the Membership Rewards Program Terms & Conditions (collectively, the "Terms & Conditions") as described below. We have the right to amend as described in the Terms & Conditions. Any terms in the Terms & Conditions conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. Reinstating points forfeited for cancelling your account Effective immediately, in the Terms & Conditions, we are deleting the body of the For Canceling Your Account sub-section of the Forfeiting and Getting Points Back section and replacing it with: If we cancel your Linked Card Account for any of the following reasons, you'll forfeit all points in your program account except as noted: • If we cancel your Linked Card Account due to inactivity, you have 90 days to use points in your program account before they are forfeited. • If we cancel your Linked Card Account in the event of your death, your executor or personal representative may request to use the points in your program account in a one-time redemption by calling us. • If we cancel your Linked Card Account by accident, points in your program account will not be forfeited. If we cancel your Linked Card Account for any other reason (including bankruptcy or insolvency), you'll forfeit all points in your program account. If we reinstate the Linked Card Account within one year, these forfeited points will be returned to your program account. If the only Linked Card Account is a Corporate Card and has been reinstated within one year, you must contact Membership Rewards at 1-800-AXP-EARN to have the forfeited points returned to your account. If you voluntarily cancel your enrollment in the program but keep at least one American Express® Card open and in good standing, you'll have up to 30 days from the date of cancellation to use any points in your program account. If you cancel your enrollment in the program and don't keep open any American Express Cards, all points in your program account will be immediately forfeited. 010946 CMLEND0MRIMP91318 SDNY_GM_00327118 EFTA_00 199872 EFTA01686116 G MAXWELL DVEINAIg.99816608 p 14/15 AME X001319 SDNY_GM_00327119 EFTA_00199873 EFTA01686117 CATS C Membership Rewards' Monthly Statement and Program News p. 15115 Prepared for G MAXWELL Account Number Total Points Balance 962,329 Points Earned this Period 16,2251 Account Summary February 1,2016 - February 29, 2016) Opening Points Balance 946,104 Points Earned this Period +16,225 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 96Z329 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? mem berstilprersard s.corn 1.800-297.1300 International Collect 305.816.2799 Did You Know? Use Points Foe Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. team more at membership reward s.com /you rch arges Points Transaction Detail February 1,2016 - February 29, 2016 ) Points Earned this Period Centurion XXXX-XXXXX2a Points Activity On Eligible Charges "%PSI Total Points Activity Per Card 12,538 0 12,538 Business &lards XXXX-XXXXX 2,155 389 (lbw (am lx MR Points ASL7 2544 Adel Comm xXXX- XXX XI. 1,143 0 1,143 Total 15,836 389 16,225 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a In by calling the number provided belowor visiting membershlprewairds.com. Terms and Conditions ol the Membership Rewards program apply. For more information, visit membershiprewards.comiterms or call 1 800 297 1300. From overseas, call collect 305 816 2799. AMEX001320 SDNY_GM_00327120 EFTA_00199874 EFTA01686118 AMEX001321 SDNY_GM_00327121 EFTA_00199875 EFTA01686119 Centurion® Card G MAXWELL Closing Date 04/17/16 DUPLICATE COPY Next Closing Date 05/18/16 New Balance 611,300.68 `Please Pay By 05/02/16* 'Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. pi_ See page 2 for Important Information about your account. M New York Residents New York Residents may contact the New York State Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1-800-342-3736 or www.dfs.ny.gov. O See Page 9 for Important Changes to Your Account Benefits. a) We will debit your bank account for your payment of 811,300.68 on 05/02/16. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 04/30/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. a Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer a mer Kanexpress.com/pbc p.1/11 Account Ending Membership Rewards° Points Available and Pending as of 03/31/16 982,116 For up todate point balance and full program details, visit risernbershlpwwards.com Account Summary Previous Balance 812,541.43 Payments/Credits -$12,541.43 New Charges .S11,300.68 Fees +80.00 New Balance 811,300.68 Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877-877-0987 1-800472.9297 g See page 2 for additional Information. Pa Pay by Phone IM 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending Enter 15 digit account son all payments. Make check payable to American Express. Please Pay By 05/02/16 AutoPay Amount $11,300.68 IILrrinJrrrllllrrorJludlrrLllrrrlllrrrlodllurJrrll 001130068001130068 lti ri AMEX001322 SDNY_Ghl_00327122 EFTA_00199876 EFTA01686120 G MAXWELL DekiirStignciaim p. 2111 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credffed as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron k Withdrawal: (1) When you send a check for payment you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by ttansmitting the amount of the check touting number, account number and check serial number to your financial institution, unless the check Is not processabk electronically or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. Henn We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca lculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to fgure the ADA and interest results in doily compounding of interest. Paying Interest:If you have a Pay Ovet Time balance, your due date is at least 25 days after the close of each billing period. We will begin changing interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge In a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official tate published by a government agency or the highest interbank rate we identify fromcustomary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges converted by establishme nts will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount 1351.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be re0ected In your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1.877.877-0987 Hearing Impaired I -954-503-8905 TTY: 1-800.221.9950 1 877 877 0987 FAX:1 800 695 9090 1.800 CASH NOW In NY:1 800 522 1897 Change of Address titanic' on front. do not use. • To charge your address online, visit wwwatotticarrexponsoornrupdatecontactido • For Name,Company Name, and Foreign Address or Phone changes. pleas* call Customer Cart • Please print dearly in blue or black ink only in the boxes provided. Street Address City. State Zip Code Home Area Ctde and moot It litie end Email I 1 1 Website:americanexpress.com Mobile Site: amexmobile.com Customer Care Szi3filing Inquiries P.O. BOX 981535 EL PASO, TX 799981 535 Payments P.O. BOX 1270 NEWARK Nl 07101 1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit aminkanexpress.comfautopay today to enroll. J For information on how we protect your privacy and to set your commtinkation and privacy choices please viPil www.asnedattexptets.comfprIncy. AMEX001323 SDNY_GM_00327123 EFTA_00 199877 EFTA01686121 Centurion' Card G MAXWELL Closing Dote 04. 17 16 DUPLICATE COPY Account Ending p.3/11 Payments and Credits Summary Total Payments Credits Total Payments and Crodks -512,541.43 50.00 412.541.43 Detail Indicates posting date Payments 04/02/16' GMAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION 412,541.43 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Nowt:barge 59.599.74 $1,700.94 511,300.65 Detail GMAXWELL Card Ending Amount 03/19/16 CROSBY'S MARKETPLA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP 511.08 03/21/16 BROADVIEW NETWORKS (800)276-2384 NY 9149227538 03/22/16 VERIZONRECURRING PAY 800-VERIZON PA 2125353594906 19103 03/23/16 JUICE PRESS 3 New York NY 917-858-1S23 03/24/16 PRET A MANGER NEWYORK NY 646-728-0505 Description FAST FOOD RESTAURAN 03/24/16 THE CONTAINER STORE NEW YORK NY MISC HOME FURNISHINGS 03/24/16 TIME WARNER ENTRMT 718458-0900 NY CABLE SVCS $11.08 $481.10 536.71 $27.76 55.76 $10.88 5379.99 AMEX001324 Continued on reverse SDNY_GM_00327124 EFTA_00199878 EFTA01686122 G MAXWELL DWPLIC41T CORY, ccount n ing z.uouu8 p. 4/11 Detail Continued Amount 03/25/16 CROSBY'S MARKETPIA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $45.63 03/29/16 BLACK INK - BOSTON 000000001 BOSTON MA 6174971221 Description REFER TO RECEIPT 03)29/16 DELUCA'S 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP $29.33 03/30/16 DELUCAS 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP 513.56 03/31/16 PKORINO 044863910011173 NORTH GRAFTON MA (508)839-9200 04/01/16 DELUCAS 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP $13.55 04/02/16 SIRIUSXMCOM/ACCT 888-635-5144 NY XM SATEUTE 04/03/16 LATITUDE 43 RESTAU 120 GLOUCESTER MA 978-281-0223 04/04/16 VERIZONRECURRING PAY 800-VERIZON PA 2124726991624 19103 $45.63 $10.63 $29.33 $13.56 $104.45 513.55 $22.77 $90.00 $81.16 04/04/16 JASON POSSUMATO 000300001 NEW YORK NY 9177740347 Description REFER TO RECEIPT 04/04/16 LE PAIN QUOTIDIEN 148 NEW YORK NY RESTAURANT FOOD/BEVERAGE 04/05/16 DROPBOX•JY46SVCMKW2Y DROPBOX•JY46SVC SAN FRANCISCO CA 4159867057 $17,40 $217.74 517.40 59.99 AAIE X001325 Continued on next page SDNY_GM_00327125 EFTA_00199879 EFTA01686123 Centurion Card G MAXWELL Closing Date 04 17 16 DUPLICATE COPY Account Ending p. 5/11 Detail Continued I Amount 04/05/16 JASON POSSUM/it° 000000001 NEW YORK NY 9177740347 Description REFER TO RECEIPT 04/06/16 VERIZONRECURRING PAY 800-VERIZON PA 7525471900001 19103 04/07/16 KIEHL'S UES SPA 2NDF NEW YORK NY COSMETIC STORE 53,101.86 586.98 5334.41 04/07/16 LE PAIN QUOTIDIEN 148 NEW YORK NY RESTAURANT FOOD/BEVERAGE 04/07/16 USPSCHANGEOF100959 411366100959 MEMPHIS TN 800-2383150 $31.28 53128 04/07/16 USPS CHANGE 0F100959 41866100959 MEMPHIS TN 800-2383150 SIAS 04/07/16 USPS CHANGE OF100959 41866100959 MEMPHIS TN 800-2383150 SIAS 04/07/16 USPSCHANGE OF100959 41866103959 MEMPHIS TN 800-2383150 SIAS 04/07/16 LISPS CHANGE OF100959 41866100959 MEMPHIS TN 800-23831 SO SIAS 04/08/16 AMERICAN KENNELS 0734 NEW YORK NY 212-750-5510 Description GENERAL MERCHANDISE 04/08/16 DIRECTV SERVKE 80G-347-3288 CA WWYLDIRECTV.COM 04/09/16 AMERICAN KENNELS 0734 NEW YORK NY 212-750.5510 Description GENERAL MERCHANDISE 04/09/16 BISTRO CHAT NOIR 130000080632001 NEW YORK NY 2127942428 FOOD/BEVERAGE 5141.54 TIP $15.00 $22.80 $206.79 515.20 S156.54 AMEX001326 Continued on reverse SDNY_GM_00327126 EFTA_00199880 EFTA01686124 G MAXWELL Dectd.910,2916108 p 6/11 Detail Continued Amount 04/10/16 AT&T•BILL PAYMENT 983 DALLAS TX 800-331-0500 Description TELECOMMUNICATIONS 04/11/16 CROSBY'S MARKETPLA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $94.86 04/11/16 HUB PLUMBING & MK 542929804163335 NEW YORK NY 2128378354 Description Price PLUMBING, HEATING, $201.41 04/11/16 HUB PLUMBING & MK 542929804163335 NEW YORK NY 2128378354 Description Price PLUMBING, HEATING, $3,375.13 04/12/16 DELUCA'S 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP $24.74 04/12/16 CVS PHARMACY BOSTON MA 8007467287 Description PHARMACIES $235.81 $94.86 $201.41 $3,375.13 $24.74 Price $49.49 $49.49 04/12/16 CHARLES ST CLEANERS BOSTON MA 617-5239473 $47.70 JENNIFER TURNER Card Ending Amount 03/22/16 BOSTON COMMON BOSTON MA 6179542000 03/24/16 BP44837415138 PETROLEUM 4837 BRONX NY 718-402-2376 Description Unleaded Plus 03/28/16 WAG.COM (866)746-7924 NJ PETS 03/28/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-406-4248 S68.00 557.64 S244.45 $125.00 MAE X001327 Continued on next page SDNY_GM_00327127 EFTA_00199881 EFTA01686125 Centurion Card G MAXWELL Closing Date 04/17/16 DUPLICATE COPY Account Ending p 7/11 Detail Continued I Amount 03/29/16 MAX CLEANINGSERVICE( NORTH HAMPTON NH 888-4064248 03/30/16 WWW.ITUNES.COM/BILL CUPERTINO CA RUNESSTORE & APP STORE 03/30/16 MAX CLEANINGSERVKE C NORTH HAMPTON NH 888-406-4248 03/31/16 SHELL OIL 57546496407 SHREWEtURY MA AUTO FUEL DISPENSER 03/31/16 BOSTON COMMON BOSTON MA 6179542000 03/31/16 ANZIOS BRICK OVEN N22 NORTH GRAFTON MA USFC01536 04/02/16 MAX CLEANING SERVICE C NORTH HAMPTON NH BBB-406-4248 04/03/16 VERC ENTERPRISES INC 000000000824330 LYNNFIELD MA 7814772352 04/07/16 USPSCHANGE 0F10095941866100959 MEMPHIS TN 800-2383150 575.00 535.91 5100.00 $55.51 564.00 $51.36 $7500 $28.35 51.05 04/08/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-406-4248 04/11/16 AMAZON.COM AMIN.COM/BILL WA MERCHANDISE $100.00 5148.74 04/11/16 AMAZON.COM AFAIN.COMMILL WA MERCHANDISE 526.98 04/11/16 AMAZON.COM AMIN.COMMILL WA MERCHANDISE 563.72 04/12/16 AMAZON.COM AMIN.COMMILL WA MERCHANDISE 52608 04/12/16 WWWITUNES.COM/BILL CUPERTINO CA RUNES STORE & APP STORE 525.02 04/12/16 AMAZON.COM MAZN.COM/BILL WA MERCHANDISE 553.11 AMEX001328 Continued on reverse SDNY_GM_00327128 EFTA_00199882 EFTA01686126 G MAXWELL DCWPATE,9916I08 p 8/11 Detail Continued Amount 04/12/16 STARRUCKS.COWCARD 800.782-7282 WA GIFT CARD 04/12/16 MAX CLEANINGSERVICE( NORTH HAMPTON NH 888-406-4248 04/12/16 MAXCLEANINGSERVICEC NORTH HAMPTON NH 888-406-4248 525.00 S75.00 $75.00 04/14/16 AMAZON.COM MAZN.COMAIILL WA MERCHANDISE $26.02 04/14/16 MAX CLEANING SERVICE( NORTH HAMPTON NH 8884064248 $75.00 Fees Amount Total Fees for this Period $0.00 2016 Fees and Interest Totals Year-to-Date Total Fees in 2016 Total Interest in 2016 Amount S0.00 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate Interest Charge Select & Pay later Total 0/) Variable are 07/08/2010 9.40% (v) $0.00 $0.00 $0.00 Information on Pay Over Time Features There Isno pre-set spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There isa limit to your Pay Over Time feature balance Your Pay Over Time limit is S3S,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed Into a Pay Over Time balance upon receipt of your billing statement. AMEX001329 SDNY_GM_00327129 EFTA_00199883 EFTA01686127 Centurion. Card G MAXWELL Closing Date 04/17/16 DUPLICATE COPY Account Ending p 9/11 Important Change to Your Account Benefits We are changing how you receive additional Membership Rewards® points when you book vacation packages within the Platinum Destinations® Vacations (PDV) Program with a participating supplier. Starting June 1, 2016, you will receive 1 additional point (for a total of 2 points) per eligible dollar you spend with the PDV Program for a qualifying independent or escorted vacation package with your eligible Centurion® Card, after you pay in full for the package. Currently and through May 31, 2016, all bookings made with the PDV Program for qualifying independent or escorted vacation packages to travel by December 31, 2017, will receive 5,000, 10,000 or 25,000 Membership Rewards points (depending on price of the booking). To learn more about the benefits your Centurion Membership offers, visit centurion.com. ID 10955 CMLENDOMMO133° SDNY_GM_00327130 EFTA_00 199884 EFTA01686128 G MAXWELL DVEINAIg.99816,608 p 10/11 AMEX001331 SDNY_GM_00327131 EFTA_00199885 EFTA01686129 CATS C Membership Rewards' Monthly Statement and Program News p 11/11 Prepared for G MAXWELL Account Number Total Points Balance 982,116 Points Earned this Period 14,787 Account Summary March 1,2016 - March 31,2016) Opening Points Balance 962,329 Points Earned this Period +14,787 Points Used this Period 0 Reinstated Points and Adjustments +5,000 Total Points Balance 982,116 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? manibrarshIprewards.com 1.800-297.1300 InternationalCollect 305.816-2799 Did You Know? Use Points For Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at mernbersh ip reward s.com /you rch arges Points Transaction Detail March 1,2016 - March 31, 2016) Points Earned this Period Centurion XXXX-XXXXX2 Business Gold &Bards XXXX-XXXXXO Points Activity On Bonus Points Eligible Charges Awarded 10,122 0 2A85 984 3% AIRFARE GM 11 Ubar Eam 2x MR Points ASL 7 112 2X US ADVEIMSING SELECT MEDIA CMS 0 0 tbistlaredillir ds Addl Centur 1,073 0 1,073 XXXX-)OCXXX21. Total 13,680 1,107 14,787 Total Points Activity Per Card Reinstated Points and Adjustments Nurntzes Date Goodwill Adjustment 5,000 3/01/16 Total 5,000 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points canbe reinstated fora tee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' program apply. For more information, visit membershiprewards.com/terms or call 1.800-297.1300. From overseas, call collect 305-816-2799. AMEX001332 SDNY_GM_00327132 EFTA_00199886 EFTA01686130 AMEX001333 SDNY_GM_00327133 EFTA_00199887 EFTA01686131 See page 2 for Important information about your account. Centurions Card G MAXWELL Closing Date 05/18/16 DUPLICATE COPY Next Closing Date 06/17/16 New Balance $17,34825 Please Pay By 06/02/16s Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. See page 11 fora Notice Of Change To The Membership Rewards Program Terms &Conditions. We will debit your bank account for your payment of $17,346.25 on 06/02/16. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 05/31/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. C---Over 1.6MM mo rep es —in t M---U.S. start accepting American Express° Cards In the last 2 years.* • Based on Internal comparison of American Express small merchant locations In December 2013 to American Express small merchant locations in December 2015. CI* Payment Coupon Do not staple or use paper clips El Check here if your addressor phone number has changed. Note changes on reverse side. p. 1115 Account Ending Membership Rewards' Points Available and Pending as of 04/30/16 997,457 For up to date point balance and full program details, visit membershIprewards.com Account Summary Previous Balance 511,300.68 Payments/Credits -511,30068 New Charges +517,346.2S Fees +50.00 New Balance 517,346.25 Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877-877-0987 1.800472-9297 Q See page 2 for additional Information. Pay by Computer Pay by Phone americanexpress.com/pbc la 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 IIImImImIIII 001734625001734625 14 rl Account Ending Enter 15 digit account • on all payments. Make check payable to American Express. Please Pay By 06/02/16 AutoPay Amount $17,346.25 AMEX001334 SDNY_GM_00327134 EFTA_00199888 EFTA01686132 G MAXWELL DekirStigncial p. 2/15 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credffed as of the day it is received. Payments we receive after 5 p.m. will not be credited toyour Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system:and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior Witten approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron k Withdrawal: (1) When you send a check for payment you give us permission to etectionkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processabk electronically or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca lculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The inethod we use to figure the ADA and interest results in daily compounding of interest. Paying Interest:If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge In a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges convened byestablishments will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. ril Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1877.877-0987 Hearing Impaired 1.954.503.8905 TTY: 1-80-0221.9950 1 877-877 0987 FAX:1 800 695 9090 1.800 CASH NOW in NY:1 800 522 1897 Change of Address licorrect on front. do not use. • To change your address online, visit wwwarnoticanexpressoorn/updatecontactido • For Name.Company Name. and Foreign Address or Phone changes. pleas* all Customer Cart • Please print dearly in blue or Nadi ink only in the boxes provided. Street Address City. State Zip Code Area Ctde and Home Phase It lieneend (mall I 1 1 Website:americanexpresscom Mobile Site: amexmobile.com Customer Care &Billing inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit amerkanexpress.com/autopay today to enroll. J For information on how we protect your privacy and to set your communkation and privacy choice% please visit www.asnedassexprets.colvdprIvecy. AMEX001335 SDNY_GM_00327135 EFTA_00 199889 EFTA01686133 Centurion' Card G MAXWELL Closing Dole 05 18 16 DUPLICATE COPY Account Ending p. 3/15 Payments and Credits Summary Total Payments Credits Total Payments and Credits -511,300.68 50.00 -511,300.68 Detail Indicates posting date Payments 05/02/16• G MAXWELL Amount ONLINE PAYMENT- THANK YOU 411,300.611 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges 512.93953 $4A06.72 $17,346.25 Detail S G MAXWELL Card Ending Amount 04/18/16 PATISSERIE ON NEW8t) BOSTON MA 617-670-6010 $24.88 04/19/16 DELUCA'S 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP $24.54 S24-54 01/19/16 04/19/16 04/20/16 DELUCA'S 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP 51339 $1339 MAGIC TOUCH RESTORAT 718-777-1620 NY TAILOR/SEAMSTRESS $4,38291 PRET A MANGER NEW YORK NY 646 728 0505 Description FAST FOOD RESTAURAN S32.95 04/21/16 AT&T NEWYORK NY $925.38 523013286211FLP 1002t TELEPHONE SERVICE/EQUIP AMEX001336 Continued on reverse SDNY_GM_00327136 EFTA_00199890 EFTA01686134 G MAXWELL DyPLICFj Copy ccount n ing zw/u06 p. 4/15 Detail Continued Amount 04/21/16 PRET A MANGER NEW YORK NY 646-728-0505 Description FAST FOOD RESTAURAN 59.02 04/21/16 DANIEL NEW YORK NY RESTAURANT FOOD/BEVERAGE TIP $37.02 53.98 541.00 04/22/16 BROADVIEW NETWORKS (800)276-2384 NY 9149227538 $146.38 04/24/16 ESSEN 542929805931854 MANCHESTER BY MA 9785269995 FOOD/BEVERAGE $432 $4.82 04/24/16 ESSEN 542929805931854 MANCHESTER BY MA 9785269995 FOOD/BEVERAGE $36.75 536.75 04/24/16 PETCO 3722 53722973063537229 GLOUCESTER MA 000-0000000 04/24/16 TIME WARNER ENTRMT 718358-0900 NY CABLE SVCS 5126.42 5379.99 04/25/16 TUFTS SMALL ANIMAL HOSPT 0403 NORTH GRAFTON MA 877-895-2613 Description TUITION/FEES $402.72 04/25/16 115 STARBRIGHT FLORAL DES TLF STARBRIG NEW YORK NY 212-229-2621 5130A9 04/25/16 USPS CHANGE OF100959 41866100959 MEMPHIS TN 800-2383150 $1.00 04/25/16 PROFLOWERS.COM 888-373.7437 CA FLOWERS 04/26/16 STARBUCKS STORE 0080 BOSTON MA FAST FOOD RESTAURANT 04/26/16 DELUCAS 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP $103.16 596.83 44.01 $103.16 AWE X001337 Continued on next page SDNY_GM_00327137 EFTA_00199891 EFTA01686135 Centurion° Card G MAXWELL Closing Date 05/18/18 DUPLICATE COPY Account Ending p. 5/15 Detail Continued I Amount 04/26/16 BACK BAYVETERINARY CLIN 0444 S182.76 BOSTON MA 617-247-2273 Description PET MEDICAL SERVICE 04/27/16 JASON POSSUMATO 000000001 $2,019,63 NEW YORK NY 9177740347 Description REFER TO RECEIPT 0027/16 STARBUCKS STORE 0086 54.01 BOSTON MA FAST FOOD RESTAURANT 04/27/16 DELUCA5 542929803080365 $41.12 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP 541.12 04/28/16 SAVENORS MARKET SAVENORS MARKET $46.51 BOSTON MA 617-576-6328 04/28/16 DELUCA'S 542929003080365 539.61 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP S39.61 04/30/16 DELTA AIR LINES $48020 ATLANTA DELTA AIR LINES horn: To: Cartier. Class: BOSTON LOGAN INTER N.Y.) F KENNEDY I BOSTON LOGAN INTER WA WA DI DL YY YY A A Co 00 Ticket Number: 00623436158671 Date or Departure: 05/05 Passenger Name: PAAXWELLJGHIStAINE NOELLE Document Type: PASSENGERTKO:ET 04/30/16 LATITUDE 43 RESTAU 120 S5.00 GLOUCESTER MA 978-281-0223 04/30/16 LATITUDE 43 RESTAU 120 53/.00 GLOUCESTER MA 978-281-0223 05/02/16 JASON POSSUMATO 000000001 $68482 NEW YORK NY 9177740347 Description REFER TO RECEIPT AME X001338 Continued on reverse SDNY_GM_00327138 EFTA_00199892 EFTA01686136 G MAXWELL DUPLICATE C9 ccoun n no -u/ u06 p 6'S [ Detail Continued Amount 05/02/16 JASON PC5SUMATO 000030001 NEW YORK NY 9177740347 Description REFER TO RECEIPT $217.74 05/02/16 SAVENORS MARKET SAVENORS MARKET BOSTON MA 617-S76432B 05/02/16 CHARLES ST CLEANERS BOSTON MA 617.523.9473 $16.74 580.50 05/04/16 ESSEN 542929805931854 MANCHESTER BY MA 9785269995 FOOD/BEVERAGE 51921 $19.21 05/04/16 VERIZONRECURRING PAY 800-VERIZON PA 2124726991624 19103 581.09 05/05/16 DROPBOX•54KIWTVOSHMM DROPBOX*541CTWTV SAN FRANCISCO CA 4159867057 $9.99 05/05/16 VIDAL SASSOON VIDAL SASSOON NEW YORK NY 212-535-9200 05/06/16 KIEHL'S UES SPA 2NDF NEW YORK NY COSMETIC STORE $129.58 $17766 05/06/16 FREDERIC FEKKAI NEW YORK NY 2127539500 $98.23 05/08/16 CROSBYS MARKET KA 542929003416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $19735 05/08/16 NEWSLINK 22 BOS 0776 MIAMI FL 305-594-5754 Description NEWS DEALERS/NEWSST 05/09/16 CROSBYS MARKETPLA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $35.16 05/09/16 CROSBY'S MARKETPLA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $10.60 519735 $60.86 $35.16 $10.60 MAE X001339 Continued on next page SDNY_GM_00327139 EFTA_00199893 EFTA01686137 Centurion® Card G MAXWELL Closing Date 05/18/16 DUPLICATE COPY Account Ending p 7/15 Detail Continued I Amount 05/10/16 AT&PBILL PAYMENT 983 DALLAS TX 800-331-0500 Description TELECOMMUNICATIONS 5236.67 05/10/16 JASON POSSUMATO 000000001 NEW YORK W 9177740347 Description REFER TO RECEIPT 05/10/16 DELUCA'S 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP 547.29 05/12/16 KIT AND ACE BOSTON MA 8445486223 $217.74 54719 $226.00 05/13/16 SORDILLOS BOUTIQUE BOSTON MA 6173690190 5110.00 05/14/16 ESSEN 542929805931854 MANCHESTER BY MA 9785269995 FOOD/BEVERAGE $2&36 52836 05/14/16 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOKSTORES 556.77 05/14/16 ALIENS PHARMAC711455 51328711455 MANCHESTER MA 978-5261321 05/14/16 CROSBYSMARKETPLA 542929803416437 $200.20 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $200.20 05/15/16 PERFECT NAILS CENTER 0474 GLOUCESTER MA 978-398-9203 Description BARBER AND BEAUTY S $22.67 $210.00 05/16/16 DELUCAS 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP $21.92 $21.92 AMEX001340 Continued on reverse SDNY_GM_00327140 EFTA_00199894 EFTA01686138 G MAXWELL DUPLICATE C9 ccoun ng -u/ u06 p. 8/15 Detail Continued Amount 11 JENNIFER TURNER Card Ending Amount 04/15/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-406-4248 $125.00 04/19/16 BOSTON COMMON BOSTON MA 6179542000 56000 04/20/16 WVAIMUNES.COWBILL CUPERTINO CA RUNES STORE & APP STORE 559.87 04/21/16 STARBUCKS.COM/CARD 800-782-7282 WA GIFT CARD 525.00 04/23/16 WAGCOM (866)746-7924 NJ PETS 56824 04/23/16 EXXONMOBIL 9742 GREENWICH CT AUTO FUEL DISPENSER Description GAS/SERVICES 557.52 04/23/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-406-4248 5275.00 04/25/16 WAGCOM (866)746-7924 NJ PETS 5151.18 04/25/16 VNAV.ITUNES.COM/BILL CUPERTINO CA RUNES STORE & APP STORE 04/25/16 WAGCOM (866)746-7924 NJ PETS 535.91 $78.98 04/25/16 GODADDY.COM 480-505-885S AZ (480)505-8855 5499 04/29/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-406-4248 5250.00 05/04/16 CAROLYN ROUMEGUERE GERMANTOWN NY 3473253426 $1,865.00 05/06/16 TAMARA MELLON BRAND LLC. 8610000409423 NEW YORK NY 2123965000 05/06/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-4064248 5597.00 $125.00 MIEX001341 Continued on next page SDNY_GM_00327141 EFTA_00199895 EFTA01686139 Centurion(t Card G MAXWELL Closing Date 05/18/16 DUPLICATE COPY Account Ending p. 9/15 Detail Continued Amount 05/06/16 MAX CLEANING SERVICE( NORTH HAMPTON NH 888-406-4248 05/13/16 STAR8UCKS.COWCARD 800-782-7282 WA GIFT CARD 05/14/16 MAX CLEANING SERVKEC NORTH HAMPTON NH 888-406-4248 6112.50 $2500 6350.00 05/16/16 WAG.COM (866)746-7924 NJ PETS $131.93 Fees Amount Total Foss for thb Period 80.00 2016 Fees and Interest Totals Year•to•Date Total Fees In 2016 Total Interest In 2016 Amount $0.00 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage Rate Select & Pay Later Total (v)Variabaftate From 07/08/2010 To 9.40% (9) Baena Subject to Interest Rat* S0.00 Interest Charge 60.00 $0.00 Information on Pay Over Time Features There Is no preset spending Omit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no preset spending limit. Thera Is a limit to your Pay Over Time feature balance Your Pay Over Time limit is $35,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AMEX001342 SDNY_Ghl_00327142 EFTA_00199896 EFTA01686140 G MAXWELL DMF,49,AT,E.FRP7X06 p OP 5 AMEX001343 SDNY_GM_00327143 EFTA_00199897 EFTA01686141 Centurion° Card G MAXWELL Closing Date 05/18/16 DUPLICATE COPY Account Ending p Notice of Important Membership Rewards® Program Changes We are making changes to the Membership Rewards Program Terms & Conditions that affect OPEN Business Card Members. A summary of the changes appears below. The detailed changes can be found after the summary chart. Summary of Changes, effective September 9, 2016 (Please note that these changes apply only to OPEN Business Card Members.) Who can use the program The Basic Business Card Member must be enrolled in the Membership Rewards program in order for an Additional Business Card Member to have his or her own Membership Rewards program account. If the Basic Business Card Member exits the program, we will cancel an Additional Business Card Member's participation in Membership Rewards and, if applicable, that Card Member's Membership Rewards account. An Additional Business Card Member who has a separate Membership Rewards account may not link other program-eligible Cards to that account. Buying points If an Additional Business Card Member has a separate Membership Rewards account and chooses to buy points for that separate Membership Rewards account, the Basic Business Card Member on the Business Card account will be responsible for the buying points fee. Reinstating points forfeited for making late payments Points forfeited for late payment on a Business Card account (including points which would have been awarded to an Additional Business Card Member with a separate Membership Rewards account) can be reinstated only by the Basic Business Card Member on the Business Card account. The fee for reinstating points (currently $35) will be charged to the Business Card account. By paying this reinstatement fee, the Basic Business Card Member may reinstate all points which would have been awarded to all Card Members on the Business Card account for a single billing period. Forfeiting and getting points back for canceling your account If the Basic Business Card Member voluntarily cancels enrollment in the program, this will also cancel the Additional Business Card Member's separate Membership Rewards account. However, if the Additional Business Card Member has at least one American Express Card open and in good standing, the Additional Business Card Member will have up to 30 days from the date of cancellation to use any points in the separate Membership Rewards account. If the Additional Business Card Member doesn't have any open American Express Cards, all points in the separate Membership Rewards account will be immediately forfeited. Excise tax offset fee We have added clarifying language confirming that the Basic Business Card Member on the Business Card account will be responsible for any excise tax offset fees incurred by Additional Business Card Members who have their own Membership Rewards accounts. Detail of the Changes This notice amends the Membership Rewards Program Terms & Conditions (the "Terms & Conditions") as described below. We have the right to amend as described in the Terms & Conditions. Any terms in the Terms & Conditions conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Card Members on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. All changes are effective September 9, 2016. See the following page(s) for the Detail of the Changes. CMLENDDMPSNMI344 SDNY_GM_00327144 EFTA_00 199898 EFTA01686142 G MAXWELL D istiq4Uni9q3K6 p. 12/15 Who Can Use the Program We are amending the Who Can Use the Program & Annual Fees sub-section of the About the Program section by deleting in their entirety the first two full paragraphs after the table and replacing them with: For a Business Card account, any Additional Business Card Members can be permitted to have their own separate program account by the Basic Business Card Member. In order to permit any Additional Business Card Members to have their own separate program account, the Basic Business Card Member must be enrolled in the program. We will cancel an Additional Business Card Member's participation in the program and, if applicable, separate program account if the Basic Business Card Member exits the program. Additional Card Members on a Consumer Card account must be enrolled by the basic Card Member. Eligible Corporate Card Members are only able to enroll in the program with a Corporate Card issued in their name. Enrolled Corporate Cards from the same company can't be linked to the same program account. Please note that if you already have a Card enrolled in Membership Rewards when you enroll a Business Charge or Credit Card, the Cards may be automatically linked. Additional Business Card Members who have a separate program account may not link other program-eligible Cards to the separate program account created for them as an Additional Business Card Member. Buying Points We are amending the Buying Points sub-section of the Getting Points section by inserting the below after the second sentence of the first paragraph: For Additional Business Card Members who have a separate program account, this fee will be charged to the Business Card account, for which the Basic Business Card Member is responsible to pay. We are amending the Buying Points sub-section of the Getting Points section by deleting the third and fourth sentences of the second full paragraph and replacing them with: If you have a Card enrolled in Membership Rewards when you enroll a second Card, the Cards may be linked to the same program account unless one or both of those Cards is enrolled in Membership Rewards through a separate program account created for you as an Additional Business Card Member. If the Cards are linked to the same program account, both Cards will be eligible for the benefits available to the Card with the greater benefits. Reinstating points forfeited for making late payments We are amending the For Making Late Payments sub-section of the Forfeiting and Getting Points Back section by inserting the following at the end of the second full paragraph: Points forfeited for late payment of a Business Card account (including points which would have been awarded to an Additional Business Card Member having a separate program account) can be reinstated only by the Basic Business Card Member on the Business Card account. The $35 fee will be charged to the Business Card account (for which the Basic Business Card Member is responsible to pay) to reinstate points which would have been awarded to all Card Members on the Business Card account for a billing period. Forfeiting and getting points back for canceling your account We are amending the For Canceling Your Account sub-section of the Forfeiting and Getting Points Back section by deleting the last 2 sentences in their entirety and replacing them with: If you voluntarily cancel your enrollment in the program (or if you are an Additional Business Card Member with your own separate program account and the Basic Business Card Member voluntarily cancels his/her enrollment in the program), but you keep at least one American Express® Card open and in good standing. you'll have up to 30 days from the date of cancellation to use any points in your program account. If you voluntarily cancel your enrollment in the program (or if you are an Additional Business Card Member with your own separate program account and the Basic Business Card Member voluntarily cancels his/her enrollment in the program) and you don't keep open any American Express Cards, all points in your program account will be immediately forfeited. Transferring points We are amending the Transferring Points to Frequent Customer Programs sub-section of the Using Points section by deleting the second and third sentences of the second paragraph of the Who can transfer points sub-section and replacing them with: If you have a Card enrolled in Membership Rewards when you enroll another Card, the Cards may be linked to the same program account unless one or both of those Cards is enrolled in Membership Rewards through a separate program account created for you as an Additional Business Card Member. If the Cards are linked to the same program account, both Cards will be eligible for the benefits available to the Card with the greater benefits. CMLENDDMING6g21345 SDNY_Gf.4_00327145 EFTA_00199899 EFTA01686143 Centurion° Card DUPLICATE COPY p. 13/15 G MAXWELL Closing Date 05/18/16 Account Ending Excise tax offset fee We are amending the Transferring Points to Frequent Customer Programs sub-section of the Using Points section by inserting the following after the last sentence of the Excise tax offset fee paragraph: For Additional Business Card Members who have a separate program account, any fee(s) associated with transferring points into a participating frequent flyer program will be charged to the Business Card account, for which the Basic Business Card Member is responsible to pay. ID 11125 CML ENDDMeRif21346 SDNY_GM_00327146 EFTA 00199900 EFTA01686144 G MAXWELL DIARYPITg,,&9M06 p 1 41' 5 AMEX001347 SONY_GM_00327147 EFTA_00199901 EFTA01686145 CATS C Membership Rewards' Monthly Statement and Program News p 15/15 Prepared for G MAXWELL Account Number Total Points Balance 997,457 Points Earned this Period is,3411 Account Summary April 1,2016 - April 30,2016) Opening Points Balance 982,116 Points Earned this Period +15,341 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 997,457 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? manibershiprewards.torn 1.800-297.1300 International Collect 305.816-2799 Did You Know? Use Points Fat Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at membership reward s.com /you rch arges Points Transaction Detail Arill 1,2016 -April 30. )r)",, Points Earned this Period Points Activity On Eligible Charges Bony: aerial Amoroso Total Points Activity Per Card Centurion 9,601 0 XXXX-XXXXX2 Buskins Goldanards 1,125 48 XXXX- XXXXX0 UlmFab MRPoints ASI.7 33 2% US ADVERTISINGSELECT MEDIA GM2 Business Gold irds 2,232 601 2.833 XXXX-XXXXX 2XUSSIIIPPINGGS2 Add, Centur 1,701 0 1,701 XXXX-XXXXX2 Total 14,659 682 15,341 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. forfeited points can be reinstated for a fee by calling the number provided below or visiting membershIprewards.com. Termsand Conditions ol the Membership Rewards' program apply. For more Information, visit membershiprewards.com/terms of call 1.800.2971 300. From overseas, call collect 305-816-2799. AMEX001348 SDNY_GM_00327148 EFTA_00199902 EFTA01686146 AMEX001349 SDNY_GM_00327149 EFTA 00199903 EFTA01686147 Centurion® Card G MAXWELL Closing Date 06/17/16 New Balance `Please Pay By DUPLICATE COPY Next Closing Date 07/18/16 $19,466.49 07/02/16$ 'Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. pi See page 2 for Important information about your account. See page 13 for an Important Notice About Changes to Your Ca rd member Agreement. Your membership will be renewed next month. Please refer to the Renewal Notice on Page 11. We will debit your bank account for your payment of $19,466.49 on 07/02/16. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 06/30/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amer rcantxpress.com/pbc p'/15 Account Ending Membership Rewards' Points Available and Pending as of 05/31/16 486,634 For up todate point balance and full program details, visit risernbershIprewards.com Account Summary Previous Balance PaymentsKredits New Charges Fees $17.346.25 -$17,346-25 .S19,466.49 +30.00 New Balance $19,466.49 Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877-877-0987 1-800-472.9297 g See page 2 for additional Information. Pa Pay by Phone IM 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 001946649001946649 14 ri Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Please Pay By 07/02/16 51 AutoPay Amount 9,466.49 AMEX001350 SDNY_GM_00327150 EFTA_00199904 EFTA01686148 G MAXWELL DekirStigncial p. 2/15 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credned as of the day it is received. Payments we receive after 5 p.m. will not be credited toyour Account until the next day. Payments must also: (1) include the remittance coupon from your statement; O) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system:and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior Witten approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron k Withdrawal: (1) When you send a check for payment you give us permission to etectionkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmiff ing the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processabk electronically or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 890 p.m. MST may not be credited until the next day. Hew We Calculator Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca lculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The inethod we use to figure the ADA and interest results in daily compounding of interest. Paying Interest:If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge In a foreign currency, we will convert it into US dollars on the date we on our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishme nts will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. ril Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash I.877.877-0987 Hearing Impaired I -954-503-8905 TTY: 1-800-221-9950 1 877-8770987 FAX:1 800 695 9090 1.800 CASH NOW In NY:1 800 522 1897 Change of Address liconect on front. do not use. • To change your address online, visit wwwarnoticanexpressdorn/updatecontactido • For Name.Company Name. and Foreign Address or Phone changes. pleas* all Customer Cart • Please print dearly in blue or Nadi ink only in the boxes provided. Street Address City. State Zip Code Area ftde and Home Phase It lieneend (mall I 1 1 Webs/to: americanexpressxom Mobile Site: amexmobile.com Customer Care &Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit amerkanexpress.com/autopay today to enroll. J For information on how we protect your privacy and to set your communkation and privacy choice% please visit www.ansedurrexprets.com/pdvecy. AMEX001351 SDNY_GM_00327151 EFTA_00 199905 EFTA01686149 Centurion' Card G MAXWELL Closing DAG 06 17 16 DUPLICATE COPY Account Ending p. 3/15 Payments and Credits Summary Total Payments Credits -$10,408.47 G MAXWELL JENNIFER TURNER Total Payments and Credits -$6,738.78 -$199.00 -$17,346.25 Detail indicates posting date Payments 06/02/W GMAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$10,408.47 Credits Amount 05/27/16• GMAXWELL OS/18/16 JENNIFER TURNER AMEX TRAVEL PURCHASE WITH MR POINTS CREDIT TAMARA MELLON BRAND LLC. 8610000409423 NEWYORK NY 2123965000 -$6,738.78 -$199.00 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $16,841.40 $2,625.09 $19,466.49 Detail GMAXWELL Card Ending Amount 05/18/16 DELUCA'S 542929803080365 BOSTON MA 6175234343 Description Pike GROCERY STORES, SUP $33.75 05/19/16 NERNORK SOLUTIONS 888-642-9675 FL DOMAIN-SALES 888-642-9675 05/19/16 STILUAAN QUALITY MEATS 000000001 HARDWICK MA 4132779600 Description REFER TO RECEIPT $33.75 $14.95 $50.23 AMEX001352 Continued on reverse SDNY_GM_00327152 EFTA_OOI 99906 EFTA01686150 G MAXWELL DUPLICATE copy ccount nog z u06 p. 4/15 Detail Continued Amount 05/19/16 RED'S BEST 000000001 BOSTON MA 6174134981 Description REFER TO RECEIPT $34.05 05/19/16 APPLETON FARMS STORE 069000082176002 IPSWICH MA 9789211944 Description Price MISCELLANEOUS FOOD $16.25 05/20/16 GEORGE HOWELL COFFEE BOSTON MA 9786359033 Description RESTAURANT CHARGES $16.25 $18.50 05/20/16 BACK BAY VETERINARY CLIN0444 BOSTON MA 617-247-2273 Description PET MEDICAL SERVICE $602.94 05/20/16 DELUCA'S 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP $29.15 05/21/16 CROSBYSMARKETPLA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $8242 05/22/16 CROSBYSMARKETPLA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $S7.49 05/23/16 BROADVIEW NETWORKS (800)276-2384 NY 9149227538 $29.15 $82.42 $57.49 05/23/16 CROSBY'S MARKETPIA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $39.60 05/24/16 DELUCA5 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP $11.48 05/24/16 DELUCAS 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP $7.68 $100.31 $39.60 511 48 57.68 MAEX001353 Continued on next page SDNY_GM_00327153 EFTA 00199907 EFTA01686151 Centurion' Card G MAXWELL Closing Date 06 17. 16 DUPLICATE COPY Account Ending p. 5/15 Detail Continued I Amount 05/25/16 1ST• TATTE BAKERYCHARLES 000001001 BOSTON MA 6177235555 DescrIptbn RESTAURANTCHARGES 05/25/16 BACK BAY VETERINARY CUN 0444 BOSTON MA 617-247-2273 DescrIptbn PET MEDICAL SERVICE 05/26/16 AMERICAN EXPRESS TVL SVC PHOENIX AZ DELTA AIR LINES INC. From: To•. Carrier: Class: BOSTON LOGAN INTER LONDON HEATHROW AP DI. BOSTON LOGAN INTER DI. WA ri 00 WA ri 00 Ticket Number:00678338723440 Date of Departure: 07/29 Passenger Name: THOMPSON BORGERSON/S Document Type: PASSENGER TICKET 05/26/16 AMERICAN EXPRESS 11/L SW PHOENIX AZ DELTA AIR LINES INC. From: To: Carrier: Class: BOSTON LOGAN INTER LONDON HEATHROW AP DL BOSTON LOGAN INTER DI. WA YY 00 WA YY 00 Tkket Number. 00678338723451 Date of Departure: 07/29 Passenger Name: 8ORGERSON/ABIGAIL SA Document Type: PASSENGER TICKET 0526/16 AMERICAN EXPRESS TVL SVC PHOENIX AZ DELTA AIR LINES INC. From: To: Carney Class: BOSTON LOGAN INTER LONDON HEATHROW AP DL 2 BOSTON LOGAN INTER DL N/A YY 00 NIA YY 00 Ticket Number: 00678338723462 Date of Departure: 07/29 Passenger Name: BORGERSOWNOAH CHRIS Document Type: PASSENGER TICKET 05/27/16 CRANE & LION BOSTON MA 617-908-4384 536.92 $389.93 52246-26 52.24626 05/28/16 CROSBY'S MARKETPLA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $81.68 $2.246.26 5155.00 581 68 AMEX001354 Continued on reverse SDNY_GM_00327154 EFTA 00199908 EFTA01686152 G MAXWELL p. 8/15 Detail Continued Amount 05/29/16 ESSEN 542929805931854 MANCHESTER BY MA 9785269995 FOOD/BEVERAGE 54.82 54.82 05/29/16 ESSEN 542929805931854 MANCHESTER BY MA 9785269995 FOOD/BEVERAGE $5.83 $5.83 05/29/16 ESSEN 542929805931854 MANCHESTER BY MA 9785269995 FOOD/BEVERAGE 527.08 S27.06 05/30/16 1 HOTEL PARK NEW YORK NY Arrkral Date Departure Date 05/30/16 06/03/16 00000000 $1,671.26 05/31/16 PRET A MANGER NEW YORK NY 646-728-0505 Description FAST FOOD RESTAURAN $5.76 05/31/16 LE BILBOQUET NEW YORK NY RESTAURANT FOOD/BEVERAGE $135.00 TIP $25.00 Cattier: Class: VS VS YY 00 YY 00 Date of Departute: 07/25 $160.00 06/01/16 PRET A MANGER NEW YORK NY 646-728-0505 Descriptbn FAST FOOD RESTAURAN 59.02 06/02/16 AMERICAN EXPRESS D/L SVC PHOENIX AZ VIRGIN ATLANTIC AIRWAYS, From: To: BOSTON LOGAN INTER LONDON HEATHROW AP BOSTON LOGAN INTER N/A N/A Ticket Number:93278356538872 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET $3,916.36 06/02/16 VIDAL SASSOON VIDAL SASSOON NEW YORK NY 212-229-2200 $12958 06/03/16 KIEHL'S UES SPA 2NDF 5344.85 NEW YORK NY COSMETIC STORE MAE X001355 Continued on next page SDNY_GM_00327155 EFTA_001 99909 EFTA01686153 Centurions Card G MAXWELL Closing Date 06/17/16 DUPLICATE COPY Account Ending p 7/15 Detail Continued I Amount 06/03/16 PRET A MANGER NEW YORK NY 646-728-0505 Description FAST FOOD RESTAURAN 06/03/16 FREDERIC FEKKAI NEWYORK NY 2127539500 06/04/16 CROSBVS MARKETPLA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $49.65 06/05/16 DROPBOX•QIPYXNJP7QB5 DROPBOX'QJPYXNJ SAN FRANCISCO CA 4159867057 06/06/16 INTUIT •QUICKB0016 800446-8848 CA TI-BFDAB-56 94043 06/07/16 PRET MANAGER 47 NEW YORK NY 212-847-0295 Description FAST FOOD RESTAURAN $5.76 $62.70 $49.65 $9.99 $1,087.66 $5.76 06/07/16 PRET MANAGER 47 NEW YORK NY 212.847-0295 Description FAST FOOD RESTAURAN $10.73 06/08/16 THE LAMBS CLUB NEW YORK NY RESTAURANT FOOD/BEVERAGE TIP $231.91 $31.09 $263.00 06/09/16 PRET MANAGER 47 NEW YORK NY 212-847-0295 Description FAST FOOD RESTAURAN $9.02 06/10/16 AT&T•BILL PAYMENT 983 DALLAS TX 800-331-0500 Description TELECOMMUNICATIONS 06/10/16 ESSEN 542929805931854 MANCHESTER BY MA 9785269995 FOOD/BEVERAGE $12.79 $215.33 $12.79 AMEX001356 Continued on reverse SDNY_GM_00327156 EFTA 00199910 EFTA01686154 G MAXWELL DMER9.103.928Y06 p. 8/15 Detail Continued Amount 06/10/16 CROSBY'S MARKETPLA 542929803416437 MANCHESTER MA 9785264444 Desctiption Pdce GROCERY STORES, SUP $7.37 06/10/16 CROSB'r5MARICETPLA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $34.64 06/12/16 CRC6BY'S MARKETPLA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $5467 $737 534.64 $5467 06/13/16 PRET A MANGER BOSTON MA 617-973-0625 Description FAST FOOD RESTAURAN $2962 06/13/16 CITY CONVENIENCE BEACON BOSTON MA 617-353.8800 Description GROCERIES/SUNDRIES 51327 06/13/16 ZEN JAPANESE GRILL AND SU 00-080243793 BOSTON MA RESTAURANT $41.97 06/15/16 ESSEN 542929805931854 MANCHESTER BY MA 9785269995 FOOD/BEVERAGE $8.29 $829 06/15/16 ESSEN 542929805931854 MANCHESTER BY MA 9785269995 FOOD/BEVERAGE 06/15/16 ESSEN 542929805931854 MANCHESTER BY MA 9785269995 FOOD/BEVERAGE $6.37 $39.06 $637 $39.06 06/15/16 CROSBY'S MARICETPLA 542929803416437 $15 .23 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $15.23 06/16/16 NETWORK SOLUTIONS 888-6429675 FL DOMAIN-SALES 888-642-9675 06/16/16 SAVENORS MARKET SAVENORS MARKET BOSTON MA 617-5764328 $14.95 $67.90 AWE X00 1357 Continued on next page SDNY_GM_00327157 EFTA 00199911 EFTA01686155 Centurions Card G MAXWELL Closing Dato 06/17/16 DUPLICATE COPY Account Ending p. 9/15 Detail Continued I Amount ® JENNIFER TURNER Card Ending Amount 05/20/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888 406-4248 05/21/16 VESTA AT&T 866-608-3007 OR 24478621010065 05/23/16 VAWAITUNES.COM/BILL CUPERTINO CA RUNES STORE & APP STORE 05/23/16 WAG.COM (866)746-7924 NJ PETS 05/24/16 AMAZON MKTPLACE PMTS APAZN.COM/811.1. WA MERCHANDISE $375.00 5108.88 535.29 $136.94 552.98 05/24/16 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $22.56 05/24/16 AMAZON.COM AMIN.COM/B111 WA MERCHANDISE $22.56 05/26/16 SOAP.COM (800)762-7123 NJ HEALTHBEAUTY $10684 05/27/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-406-4248 $325.00 06/02/16 APPLE ONLINEUSA APPLE ONLINEUSA CUPERTINO CA APPLE ONLINE STORES 06/03/16 SPEEDWAY 07880542929802078808 FISHKILL NY 8458964295 Description Price SVC STA, WITHAVIT HO $34.83 $7331 06/08/16 $34.83 HEALTHYPETS.COM 8600000017508 NORFOLK NE 8008899475 06/08/16 ENTIRELYPETS.COM 8600000017516 UNION CITY CA 8008898967 06/08/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-406-4248 $47.12 $28.13 $150.00 AMEX001358 Continued on reverse SDNY_GM_00327158 EFTA_00199912 EFTA01686156 G MAXWELL DYN9,fiffign9981‘6 p. 10/15 Detail Continued Amount 06/09/16 WAG.COM (866)746-7924 NJ PETS 06/09/16 PAYPAL •MBEIATUOLLC 4029357733 CA 402-935-7733 Description AUTO DEALER - NEW A 06/14/16 AMAZON MKTPLACE PMTS AMZN.COM/B1LL WA BOOK STORES 06/14/16 WAG.COM (866)746-7924 NJ PETS 510346 5255.00 525.98 5121.85 06/14/16 MEPTILE, INC. SAN MATEO CA S0496914 02106 $25.00 06/14/16 NEST LABS PALO ALTO CA 855-469-6378 Description BUSINESS SERVICES, 06/14/16 AMAZON MKTPLACE PMTS AMZN.COM/BIU. WA BOOK STORES 5316.63 574.73 06/15/16 MAX CLEANING SERVICEC NORTH HAMPTON NH B88-406-4248 5183.00 Fees Amount Total Fin for this Period $0.00 2016 Fees and Interest Totals Year-to-Date Total Fees in 2016 Total Interest in 2016 Amount $0.00 saw AMEX001359 SDNY_GM_00327159 EFTA 00199913 EFTA01686157 Centurion® Card G MAXWELL Closing Date 06/17/16 DUPLICATE COPY Account Ending p 11/15 Interest Charge Calculation J Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Select & Pay Later Total 64variableNM 07/08/2010 9.40% (v) Balance Subject to Interest Rate Interest Charge $0.00 $0.00 $0.00 Information on Pay Over Time Features There is no pre-set spending limit on your Card No pre set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credrt record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There is a limit to your Pay Over Time feature balance Your Pay Over Time limit is $35,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. Renewal Notice Your Account renews next month. The following terms will be in effect when your Account renews, unless we tell you otherwise. Please refer to Page 2 for more information about your Account, including How We Cakulate Your Balance and Paying Interest. Payment Information: All charges made on this charge card, that are not included in a Pay Over Time balance, are due and payable when you receive your periodic statement. Annual Membership Fee:The annual membership fee for your Account is 52,500.00. When you receive the statement in which the annual fee is billed, you can avoid paying the annual fee by calling the Customer Care phone number on Page 2 to cancel your Account. APR Information: The Annual Percentage Rates (APRs) for each billing period may vary based on the Prime Rate. We use the Prime Rate published in the rates section of The Well Sheet lourno12 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR may apply to a Feature if you make one or more late payments or if your payment is returned. We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time feature(s) on your Account. If the Penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the Penalty APR is applied. The Penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. You may have access to one or more Pay Over Time Features on your Account. The following APRs apply to the Features noted as of the Closing Date of this statement. (v) indicates variable rate. Witt & Pay Later Transactions Dated Rate Description From To Prime+ Margin APR Standard 07/08/2010 Prime + 5.90% 9.40%(v) Penalty 07/08/2010 Prime+ 25.99% 29.49%(v) Please refer to page 2 for further Important Information regarding your account AMEX001360 SDNY_GM_00327160 EFTA (10199914 EFTA01686158 G MAXWELL DMF,49,AT,E.FRP7X06 p 2t5 AMEX001361 SDNY_GM_00327161 EFTA 00199915 EFTA01686159 Centurion° Card G MAXWELL Closing Date 06/17/16 DUPLICATE COPY Account Ending p. 13/15 Notice of Important Change to Your Account Terms We are making a change to your account terms, which are contained in the American Express Cardmember Agreement ("Agreement") governing your Account referenced in this notice. Any language in the Agreement contrary to or conflicting with the terms amended below is deleted in its entirety to the extent of the conflict. All terms of the Agreement not amended herein remain in full force and effect. We urge you and any Additional Cardmembers on your Account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. The detailed change to your Cardmember Agreement can be found after the summary chart. Summary of Changes Penalty APR for existing balances Effective immediately, we are removing the section on Penalty APR for existing balances from Your Cardmember Agreement. This language will no longer apply to your account. Please see the sections titled Penally APR and When It Applies and Penalty APR for new transactions for information on the Penalty APR. Using the card Currently, you may arrange for merchants to store certain account information for certain purposes (for example, for recurring billing). When you arrange for merchants to store this information, you acknowledge that we may share updates to this information with these merchants. Effective August 15, 2016, we are updating your Cardmember Agreement to say that if you choose to store your account information with any third parties, we may also share updates to this information with these third parties. Please note that this only applies to third parties with whom you elect to share this information. Converting charges made in a foreign currency Effective August 15, 2016, we are updating your Cardmember Agreement to state that, for any charges you make in a foreign currency, AE Exposure Management Ltd. ("AEEML") will convert that charge into U.S. dollars. Closing your Account We are changing our policy for refunding Annual Membership fees for voluntary account cancellations taking place on or after September 1, 2016. If an Annual Membership fee applies to your Account, we will refund this fee if you notify us that you are voluntarily closing your Account within 30 days of the Closing Date of the billing statement on which that fee appears. For cancellations after this 30 day period, the Annual Membership fee is non-refundable. For example, if your Annual Fee is charged on a billing statement on which the Closing Date is April 2, you have until May 2 to voluntarily cancel your Account and receive a full refund. Please note that any Annual Membership fees for additional cards may appear on a different billing statement than the Annual Membership fee for the Basic Card Members Account. This means that additional card fees may not be refunded if you cancel your Account. ID 11578 See the reverse side for the Detail of Changes to Your Cardmember Agreement CMLENIXIMM6e91362 SDNY_GM_00327162 EFTA 00199916 EFTA01686160 G MAXWELL DVIVCIanc98106 Detail of Changes to Your Cardmember Agreement This notice amends the Cardmember Agreement (the "Agreement") as described below. We have the right to amend the Agreement. Any terms in the Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. How Rates and Fees Work Effective immediately, we are amending the How Rates and Fees Work table on page 2 of Part 1 of your Agreement by deleting the Penalty APR for existing balances row in its entirety. p. 14/15 Using the Card Effective August 15, 2016, in Part 2 of the Cardmember Agreement, we are amending the Using the card sub￾section of the About using your card section by deleting the third paragraph (including the bullet points) and the fourth paragraph in their entirety and replacing them with the following: You may arrange for certain merchants and third parties to store your card number and expiration date, so that, for example: • the merchant may charge your account at regular intervals; or • you may make charges using that stored card information. We may (but are not required to) tell these merchants and third parties if your expiration date or card number changes or if your account status is updated, including if your account is cancelled. You must notify the merchants and third parties directly if you want them to stop charging your Account. Converting charges made in a foreign currency Effective August 15, 2016, in Part 2 of the Cardmember Agreement, we are amending the Converting charges made in a foreign currency sub-section in the Other important information section by deleting the text in its entirety and replacing it with: If you make a charge in a foreign currency, AE Exposure Management Ltd. ("AEEML") will convert it into U.S. dollars on the date we or our agents process it, so that we bill you for the charge in U.S. dollars based upon this conversion. Unless a particular rate is required by law, AEEML will choose a conversion rate that is acceptable to us for that date. The rate AEEML uses is no more than the highest official rate published by a government agency or the highest interbank rate AEEML identifies from customary banking sources on the conversion date or the prior business day. This rate may differ from rates that are in effect on the date of your charge. We will bill charges converted by establishments (such as airlines) at the rates they use. Closing your Account Effective September 1, 2016, in Part 2 of the Cardmember Agreement, we are amending the Closing your Account sub-section in the Other important information section by inserting a new paragraph after the first sentence: If an Annual Membership fee applies, we will refund this fee if you notify us that you are voluntarily closing your Account within 30 days of the Closing Date of the billing statement on which that fee appears. For cancellations after this 30 day period, the Annual Membership fee is non-refundable. If an Annual Membership fee applies to your Account, it is shown on page 1 and page 2 of Part 1 of the Cardmember Agreement. If your billing address is in the Commonwealth of Massachusetts at the time you close your account, this policy will not apply to you. CMLENDDMFMR91363 SDNY_GM_00327163 EFTA 00199917 EFTA01686161 CATS C Membership Rewards' Monthly Statement and Program News p 15115 Prepared for G MAXWELL Total Points Balance Account Number 486,634 Points Earned this Period 163,055, Account Summary May1,2016 - May31,2016) Opening Points Balance 997,457 Points Earned this Period +163,055 Points Used this Period 0 Reinstated Points and Adjustments -673.878 Total Points Balance 486,634 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail Questions About Your Account? marnbershIprewards.corn 1.800-297.1300 International Collect: 1.336-393.1111 Did You Know, Retell Oft Cards Make shopping your happy place. TetanS and Conditions for the Membership Rewards° program apply. Visit memWrshiprewards.comiterms or call 1.800-AXP-EARN (297-3276) for more Information. Pankipating partners and available rewards are subject to change without notice. May1,2016- May31,2016 Points Earned this Period ROMZ0(2-= BuXXsiness moor collerds XX Points Activity On ts Total Points Eligible Charges Bonus Activity Per Card 12,942 134,776 20% Bonus On Pay With Polnb 4880 147,718 252 2 2% US SIOPPIFIGGS2 9 UterEarnIc MRPoints ML7 48 2% US ADVERTISING SELECT WU GNU 311 BuSIMMS GOO XXX2-23OXitOillr s Adel Cantu XXXX-XXXAM Total 5,429 5,189 10,618 2X USSmPtING GS2 4,408 0 4,408 23,031 140,024 163,055 Reinstated Points and Adjustments Consumer Travel Adj Number of Points Date -673,878 5/26/16 Total -673,878 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards program apply. For more Information, visit membershiprewards.com/terms or call 1.800297.1300. From overseas, call collect 1.336393-1111. AMEX001364 SDNY_GM_00327164 EFTA_00199918 EFTA01686162 AMEX001365 SDNY_GM_00327165 EFTA 00199919 EFTA01686163 Centurions Card G MAXWELL Closing Date 07/18/16 New Balance Please Pay By DUPLICATE COPY Next Closing Date 08/18/16 $11,015.92 08/02/16* 'Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. pi See page 2 for Important information about your account. D See Page 11 for an Important Privacy Notice and the following pages for Important notices about Your Billing Rights, Electronic Fund Transfer Error Resolution and a notice for WA residents. 0) We will debit your bank account for your payment of $11,015.92 on 08/02/16. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 07/31/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. C) Your Centurion' Membership includes an annual subscription to Departures magazine (a value of $10). If you do not wish to receive the magazine, please call us at the number on the back of your Card. No credits are offered to Members who elect not to receive the magazine. Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Continued on page 3 Pay by Computer a rner lea nexpress.comipbc p 1/15 Account Ending Membership Rewards' Points Available and Pending as of 06/30/16 501,060 For up to date point balance and full program details, visit riserntnrshIprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees S19.466.49 -S19,862.49 +$8,866.92 +$2,..54503 New Balance 611,015.92 Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877-877-0987 1-800-472.9297 g See page 2 for additional Information. gla Pay by Phone 1.800472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 001101592001101592 14 d Account Ending Enter 15 digit account son all payments. Make check payable to American Express. Please Pay By 08/02/16 AutoPay Amount 511,015.92 AMEX001366 SDNv_Ghl_00327166 EFTA_00199920 EFTA01686164 G MAXWELL DekirStigncial p. 2/15 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credned as of the day it is received. Payments we receive after 5 p.m. will not be credited toyout Account until the next day. Payments must also: (1) include the remittance coupon from your statement;(2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system:and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior Witten approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron k Withdrawal: (1) When you send a check for payment you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by ttansmiff ing the amount of the check, routing number, account number and check serial number to your financial institution, unless the check Is not processabk electronically or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check.12) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. Hew We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca lculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The inethod we use to figure the ADA and interest results in daily compounding of interest. Paying Interest:If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin changing interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge In a foreign currency, we will convert it into US dollars on the date we on our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official tate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishme nts will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. ril Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash -877-877-0987 Hearing impaired 1-954-503-8905 TTY: 1-800221.9950 1 877-8770987 FAX:1 800 695 9090 1.800 CASH NOW in NY:1 800 522 1897 Change of Address Named on front. do not use. • Tochange your address online, visit wetwantticanexpenseorn/updatecontactido • For Name.Company Name. and Foreign Address or Phone dianges. pleas* all Customer Cart • Please print dearly in blue or Nadi ink only in the boxesprovided. Street Address City. State Zip Cock Area Ctde and Home mono tgr:litneend (mall I 1 1 Webs/to: americanexpressxom Mobile Site: amexmobile.com Customer Care &Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit amerkanexpress.com/autopay today to enroll. J For information on how we protect your whisky and to set your tommunkation and privacy choice% please visit www.ansedtalsexprets.eolvdprIvecy. AMEX001367 SDNY_GM_00327167 EFTA_00 19992i EFTA01686165 Centurion' Card G MAXWELL Closing Did(' 07 18 16 DUPLICATE COPY Account Ending More places than ever welcome your Card. Visit americanexoress.com/shoosmallmao to find nearby small businesses where you can use your Card. Payments and Credits Summary Total Payments Credits -S19,459.01 G MAXWELL JENNIFER TURNER Total Payments and Credits -$396.00 -$7.48 -819,862.49 Detail %dotes posting date Payments 07/02/1W GMAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK NATIONAL ASSOCIATION -$19,459.01 Credits Amount 07/15/16 GMAXWELL 07/01/16 JENNIFERTURNER AMTRAK INTERNET SALE WASHINGTON DC WASHINGTON DC From: BBY To: NYP Tkket Number: 1940604087763 1 (800)872-7245 AMAZON MKTPLACE PMTS AMZN.COMAILL WA DIRECT MKTG MISC -$396.00 -$7.48 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $5,771.20 $3,095.72 88,86692 Detail n GMAXWELL 0 11 Card Ending Amount 06/17/16 BACK BAY VETERINARY CL1N 0444 BOSTON MA 617-247-2273 Description PET MEDICAL SERVICE $323.09 AMEX001368 Continued on reverse SDNY_Gm_00327 lee EFTA_00199922 EFTA01686166 G MAXWELL DyPLICFj Copy ccount n ing .z-u/u06 p 4r 5 [ Detail Continued J Amount 06/17/16 PATISSERIE ON NEWBU BOSTON MA 617-6704040 06/20/16 DELUCAS 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP $45.26 06/20/16 SAVENORS MARKET SAVENORS MARKET BOSTON MA 617-576-6328 $10.17 $4526 546.53 06/21/16 FOUR SEASONS HOTEL BOSTON MA 6173384400 TIP $5.22 $40.00 06/21/16 BROADVIEW NETWORKS (800)276-2384 NY 9149227538 599.66 06/23/16 CHESTNUT BPM Boston MA squereopcorn/recelpts 06/23/16 585.67 STILLMAN QUALITY MEATS 000000001 HARDWICK MA /132779600 Description REFER TO RECEIPT 06/23/16 REDS BEST 000000001 BOSTON MA 6174134981 Description REFER TO RECEIPT 06/23/16 RED APPLE FARM MARKET PHILLIPSTON MA 978-249-6763 06/23/16 APPLETON FARMS STORE 069000082176002 IPSWICH MA 9789211944 Description Price MISCELLANEOUS FOOD $19.47 06/24/16 TSP NOODLE LAB 000001020 BOSTON MA 6177174370 Description RESTAURANT CHARGES 06/24/16 PRET A MANGER BOSTON MA 617-973-0625 Description FAST FOOD RESTAURAN 542.33 537.65 54.99 119.47 S10.59 52592 AWE X001369 Continued on next page SDNY_GM_00327169 EFTA 00199923 EFTA01686167 Centurion Card G MAXWELL Closing Date 07 18 16 DUPLICATE COPY Account Ending p. 5/15 Detail Continued I Amount 06/25/16 GARY DRUG CO BOSTON MA DRUGSTORE/PHARMACY Description PURCHASE 06/25/16 DELUCA'S 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP S22.74 06/25/16 DELUCAS MARKET BOSTON MA 617-419-0509 06/27/16 JAMES PERSE BOSTON180 BOSTON MA 866-466-0668 Description APPAREUACCESSORIES 06/28/16 SAVENORS MARKET SAVENORS MARKET BOSTON MA 617-576-6328 51690 522.74 541.69 5270.62 $57.02 06/29/16 BON ME TRUCK (MULTI-LOCATION BETA) Roxbury MA sguareup.com/receipts 06/29/16 STARBUCKS STORE 0080 BOSTON MA FAST FOOD RESTAURANT $14.50 $30.00 06/30/16 SAVENORS MARKET SAVENORS MARKET BOSTON MA 617-S76-6328 S40.63 06/30/16 DELUCA'S 542929803080365 BOSTON MA 6175234343 Description Price GROCERY STORES, SUP 511.97 07/02/16 ESSEN 542929805931854 MANCHESTER BY MA 9785269995 FOOD/BEVERAGE $61.07 07/03/16 CROSBY'S MARKETKA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP $276.13 07/04/16 NEWSLINK 27 DOS 0778 MIAMI FL 305-594-5754 Description NEWS DEALERS/NEWSST 511.97 $61.07 $276.13 51648 AAIE X001370 Continued on reverse SDNY_GM_00327170 EFTA_00199924 EFTA01686168 G MAXWELL DUPLICATE C9 ccoun n no -u/ u06 p. 8/15 Detail Continued Amount 07/05/16 DROPBOX•88QZ3SY101SPS DROPBOX139:23SY SAN FRANCISCO CA 4159867057 07/07/16 ST LOUIS BALLPARK REST 0474 SAINT LOUIS MO 314-259-3392 FOOD $4.09 07/07/16 TUCKERS PLACE SAINT LOUIS MO 314-773.3775 Descelption FOOD/BEVERAGE $9.99 $4.09 575.00 07/07/16 DOGWOOD TRUCK STOP 09450321 BOONVILLE MO DOGWOOD TRUCK STOP $10.43 07/09/16 ARNOLD 14 CINE 0000 ARNOLD MO 636-461-0200 Description ADMISSION/TICKETS $18.50 07/10/16 ATAT•BILL PAYMENT 983 DALLAS TX 800.331-0500 Description TELECOMMUNICATIONS 07/10/16 onus E-20 STL ST LOUIS MO 314-4293400 FOOD 5222.06 $27.45 $2745 07/10/16 CNN NEWS ST12120300 HAZELWOOD MO 800-326-7711 Description BOOKS AND NEWSPAPER 07/12/16 CLOVER FOOD LAB DTX Boston MA squareup.com/receipts 07/12/16 $3743 53680 JASON POSSUMATO 000000001 NEW YORK NY 9177740347 Description REFER TO RECEIPT 51,769.24 07/12/16 JASON POSSUMAT0000000001 1544.39 NEW YORK NY 9177740347 Description REFER TO RECEIPT 07/12/16 JASON POSSUMATO 000000001 NEW YORK NY 9177740347 Description REFER TO RECEIPT $217.74 AME X001371 Continued on next page SDNY_GM_00327171 EFTA_OO199925 EFTA01686169 Centurion Card G MAXWELL Closing Dote 07 18 16 DUPLICATE COPY Account Ending p 7/15 Detail Continued I Amount 07/12/16 JASON POSSUMATO 000000001 NEW YORK NY 9177740347 Description REFER TO RECEIPT S276.72 07/12/16 AMTRAK INTERNET SALE WASHINGTON DC WASHINGTON DC From: BBY To: NYP Ticket Number: 1940604087763 1 (800)972 7245 07/12/16 SAVENORS MARKET SAVENORS MARKET BOSTON MA 617-5764328 07/13/16 CLOVER FOOD LAB DT% Boston MA squareup.comireceipts 07/14/16 NETWORK SOLUTIONS 888-642-9675 FL DOMAIN-SALES 888-642-9675 07/14/16 PRET A MANGER BOSTON MA 617-973-0625 Description FAST FOOD RESTAURAN $396.00 $104.57 $19.00 $14.95 $8.32 07/14/16 CHARLES STREET SUPPLY BOSTON MA 617-367-9046 Description HARDWARE/TOOLS $16.05 07/14/16 DELUCAS MARKET BOSTON MA 617-419-0509 07/15/16 FEDEXI 783589252772 783589252772 MEMPHIS TN FedEx I1.800-622-1147 TO: Ryan Horton CO FROM: G Maxwell 80202 001 Priority 11.8 AWB783589252772 FedEx I1.800622-1147 07/15/16 WINE.COM SAN FRANCISCO CA 368075111225323894104 521.84 $8825 $129.28 07/16/16 STARBUCKS STORE 0083 PEABODY MA FAST FOOD RESTAURANT $1926 AMEX001372 Continued on reverse SDNY_GM_00327172 EFTA 00199926 EFTA01686170 G MAXWELL mec151,9,AIL997X06 p 8/' Detail Continued Amount 07/17/16 CROSBY'S MARKETPLA 542929803416437 MANCHESTER MA 9785264444 Description Price GROCERY STORES, SUP 55336 JENNIFER TURNER Card Ending S53.56 Amount 06/20/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-406-4248 532.90 06/20/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-406-4248 $350.00 06/22/16 WWWITUNES.COM/BILL CUPERTINO CA DUNES STORE & APP STORE $11.36 06/23/16 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOKSTORES $8.95 06/24/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-406-4248 $400.00 06/24/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-406-4248 $65.15 06/27/16 TUET&NEEDLE TEMPE AZ 8883308536 06/27/16 AMAZON MKTPLACE PMTS AMZN.COWBILL WA BOOK STORES $637.50 $5625 06/27/16 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOK STORES 06/27/16 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $67.97 06/28/16 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOK STORES 06/28/16 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOK STORES 06/29/16 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOK STORES 07/01/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-406-4248 527.61 $12.42 514.85 $10.99 $405.00 MAE X001373 Continued on next page SDNY_GM_00327173 EFTA 00199927 EFTA01686171 Centurion(' Card G MAXWELL Closing Date 07/1806 DUPLICATE COPY Account Ending p W15 Detail Continued Amount 07/05/16 AMAZON.COM AFAIN.COM/BILL WA MERCHANDISE 07/07/16 AMAZON MKTPLACE PMTS AMZN.COMMILL WA BOOK STORES 07/08/16 AMAZON MKTPLACE PMTS AMZN.COMMU. WA BOOK STORES $11.87 $8337 $39.99 07/06/16 AMAZON.COM AMZN.COWBILL WA MERCHANDISE 544.60 07/08/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888 406 4248 07/13/16 WAG.COM (866)746-7924 NJ PETS 07/15/16 AMAZON.COM AMIN.COSVRILL WA MERCHANDISE $150.00 55259 546.05 07/15/16 MAX CLEANING SERVK EC NORTH HAMPTON NH 888.4064248 5400.00 07/15/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888406-4248 S166.30 Fees Amount 07/I8/16 G MAXWELL ANNUAL MEMBERSHIP FEE Use Membership Rewards• Points toward your annual membership fee. Visit wwwammbinshIpriawards.comitardtots to learn more. 07/18/16 JENNIFER TURNER ANNUAL MEMBERSHIP FEE Total Foos for thb Period $2.500.00 $45.00 $2.545.00 2016 Fees and Interest Totals Year-to-Date Total Fees in 2016 Total Interest In 2016 Amount 52.545.00 50.00 AMEX001374 SDNY_GM_00327174 EFTA_OOI 99928 EFTA01686172 G MAXWELL DMccoun IDLICAlT CORY n ing z viv06 p. 10/15 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate In Charge Select & Pay Later Total tiWatiehleRste 07/00/2010 0.40%(0 $0.00 $0.00 $0.00 Information on Pay Over Time Features There is no pre-set spading limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There is a Iknit to your Pay Oval Time feature balance Your Pay Over Time limit is $35.000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AMEX001375 SDNY_GM_00327175 EFTA 00199929 EFTA01686173 Centurion® Card G MAXWELL Closing Date 07/18/16 FACTS DUPLICATE COPY Account Ending Rev. 9/2012 p 11/15 WHAT DOES AMERICAN EXPRESS DO WITH YOUR PERSONAL INFORMATION? FInandal companies choose how they share your personal Information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • transaction history and account history • insurance claim history and credit history All financial companies need to share customers' personal Information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons American Express chooses to share; and whether you can limit this sharing. Reasons we can share personal information For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus For our marketing purposes — to offer our products and services to you Does American Can you limit this sharing? Express share? Yes Yes No No (but please see the To limit direct marketing' box below for additional privacy choices) For joint marketing with other financial companies For our affiliates' everyday business purposes — information about your transactions and experiences For our affiliates' everyday business purposes — Information about your creditworthiness For our affiliates to market to you Yes Yes No No Yes Yes Yes Yes For nonaffiliates to market to you No (although we may We don't share personal share aggregated or information de-identified data) To limit our sharing To limit direct n arketing • Visit us online: vAvw.americanexpress.conVcommunications or • Call us at 1-855-297-7748 - our menu will prompt you through your choices Please note: If you are a new customer, we can begin sharing your personal information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your personal information as described in this notice. However, you can contact us at any time to limit our sharing. 1Ne provide additional privacy choices to customers. Privacy elections you make for any one product or service may not automatically be applied to other products and services. To let us know if you do not want us to use your personal information to communicate with you about offers by mail, telephone, and/or e-mail: • Visit us online: vAwtamericanexoress.com/communications or • Call us at 1-855-297-7748 (except for choices about e-mail communications) Questions? all 1400-528-4800 or go to americanexpress.com/contact. Page 1 of 2 SO4N4 BP/PRVCCSG/1114 AMEX001376 SDNY_GM_00327176 EFTA_00199930 EFTA01686174 G MAXWELL DIAPIIMIN.998i06 p. 12/15 Who we are Who is providing this notice? American Express Travel Related Services Company, Inc. and other American Express Affiliates that provide financial products or services, including American Express Centurion Bank, American Express Bank, FSB, and AMEX Assurance Company. What we do How does American Express protect my personal information? To Ixotect anon from unauthonzed access and use, we use SeCurity measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We collect your personal information, for example, when you • open an account or pay your bills • give us your income information or give us your contact information • use your credit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Federal law gives you the right to limit only • sharing for affiliates' everyday business purposes — information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. How does American Express collect my personal information? Why can't I limit all sharing of personal information? What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. • Our affiliates include companies with the American Express name. including financial companies such as American Express Travel Related Services Company, Inc. and nonfinancial companies such as American Express Publishing. Affiliates may also include other companies related by common ownership or control, such as Serve Virtual Enterprises, Inc. and AMEX Assurance Company, a provider of American Express Card-related insurance services. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Nonaffiliates with which we share personal information include service providers, including, for example, direct marketers, that perform services or functions on our behalf. A formal agreement between nonaffiliated companies that together market financial products or Joint services to you. marketing • Otr joint marketing partners include financial companies. Other important information We may transfer personal information to other countries, for example. for customer service or to process transactions. AMEX Assurance Company customers: You may have the right to access and correct recorded personal information. Personal information may be disclosed by us to detect fraud or misrepresentation, to verify insurance coverage, to an insurance regulatory authority, law enforcement or other governmental authority pursuant to law, or to a group policyholder for purposes of reporting claims experience or conducting an audit. Personal information related to insurance claim activity obtained from a report prepared by an insurance-support organization on our behalf may be retained by such organization and disclosed as required by law. State law may be more protective than federal law. Califomia: If your American Express account has a California billing address, we will not share your personal information except to the extent permitted under California law. VermoM: If your American Express account has a Vermont billing address, we will automatically treat your account as if you have directed us not to share information about your creditworthiness with our affiliates. Page 2 of 2 S04N4 BP/PRVCCSG/1114 AMEX001377 SONY_GM_00327177 EFTA_00199931 EFTA01686175 Centurion® Card DUPLICATE COPY p. 13/15 G MAXWELL Closing Date 07/18/16 Account Ending Your Billing Rights: Keep this Document for Future Use This notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. What To Do If You Find a Mistake on Your Statement If you think there is an error on your statement, write to us at PO Box 981535, El Paso TX 79998-1535. In your letter, give us the following information: • Account information: Your name and account number. • Dollar amount: The dollar amount of the suspected error. • Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days after the error appeared on your statement. • At least 2 business days before an automated payment is scheduled, if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in writing. You may call us. but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. What Will Happen After We Receive Your Letter When we receive your letter, we must do two things: 1. Within 30 days of receiving your letter, we must tell you that we received your letter. We will also tell you if we have already corrected the error. 2. Within 90 days of receiving your letter, we must either correct the error or explain to you why we believe the bill is correct. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. After we finish our investigation, one of two things will happen: • If we made a mistake: You will not have to pay the amount in question or any interest or other fees related to that amount. • If we do not believe there was a mistake: You will have to pay the amount in question, along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may then report you as delinquent if you do not pay the amount we think you owe. If you receive our explanation but still believe your bill is wrong, you must write to us within 10 days telling us that you still refuse to pay. If you do so, we cannot report you as delinquent without also reporting that you are questioning your bill. We must tell you the name of anyone to whom we reported you as delinquent, and we must let those organizations know when the matter has been settled between us. If we do not follow all of the rules above, you do not have to pay the first $50 of the amount you question even if your bill is correct. Your Rights If You Are Dissatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. S04N4 BP/PRVCCSG/1114 AMEX001378 SDNY_GM_00327178 EFTA_00 199932 EFTA01686176 G MAXWELL DVnEctilgn99?-746 p. 14/15 If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at PO Box 981535, El Paso TX 79998-1535. While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent. Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card, including Express Cash transactions, or electronic payments you make to American Express using Pay By Phone, Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can call us at 1-800-IPAY-AXP for Pay By Phone questions, at 1-800-528-2122 for Pay By Computer questions, at 1-800-528-4800 for AutoPay questions, and at 1-800-CASH-NOW for Express Cash questions. You may also write to us at American Express, Electronic Funds Services, P.O. Box 981531, El Paso, TX 79998-1531 or contact us online at wvrw.americanexpress.comiinquirycenter. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you are unsure about. Explain as deafly as you can why you believe it is an error or why you need more information. (3) The dollar amount of the suspected error. If you notify us by phone, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your bank account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. For errors involving point-of-sale or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and there was no error, we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account. If your bank account does not have enough funds to cover this withdrawal, we can charge the amount to your card account or collect the amount from you. If this happens, we may cancel your right to use our electronic transfer services. Notice for residents of Washington State In accordance with the Revised Code of Washington Statutes, Section 63.14.167, you are not responsible for payment of interest charges that result solely from a merchant's failure to transmit to us within seven working days a credit for goods or services accepted for return or forgiven if you have notified us of the merchant's delay in posting such credit, or our failure to post such credit to your account within three working days of our receipt of the credit. S04N4 BINPRVCCSG/1114 AMEX001379 SDNY_GM_00327179 EFTA_00 199933 EFTA01686177 CATS C Membership Rewards' Monthly Statement and Program News p 15115 Prepared for G MAXWELL Account Number Total Points Balance 501,060 Points Earned this Period Account Summary 14,426) Opening Points Balance Points Earned this Period June 1,2016 - June 30,2016) 486,634 +14,426 Points Used this Period Reinstated Points and Adjustments Total Points Balance 0 0 501,060 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? mere bershipreward 6com 1.800-297.1300 International Collect: 1.336-393.1111 Did You Know? Retell Gift Cards Make shopping r happy place. Terms and Conditions for the Membership Rewards' program apply. Visit memWrshiprewards.cornitermsor call 1-800-AXP-EARN (297-3276) for more Information. Pankipating partners and available rewards are subject to change without notice. Points Transaction Detail June 1,2016 - June 30,2016 Points Earned this Period Points Activity On Bonus Points Total Points Eligible Charges Awarded Activity Per Card Centurion 10,103 0 10,103 XXXX-XXXXX2 Business Gold Simard s 243 9 275 XXXX-XXXXX0 Ube. Earn ix MR Points AST 7 23 2% US ADVERTISING SEL ECL MEDIA GM? Business Golgairds XXXX-XXXXX 1,458 163 iv US SHIPPING Ci5/ 1,621 Add? Ciento 2,427 0 2,427 XXXX-XXXXX1. Total 14,231 195 14,426 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a In by calling the number provided below or visiting membershIprinverds.com. Terms and Conditions of the Membership Rewards' program apply. For more Information, visit member slip preivards.comderms of call 1.800.2974300. From overseas, call collect 1.336393-1111. AMEX001380 SDNY_GM_00327180 EFTA 00199934 EFTA01686178 AMEX001381 SDNY_GM_00327181 EFTA 00199935 EFTA01686179 Centurion® Card G MAXWELL Closing Date 08/18/16 New Balance `Please Pay By DUPLICATE COPY Next Closing Date 09/16/16 $9,510.38 09/02/18s * Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. T-s‘ l See page 2 for important information about your account. We will debit your bank account for your payment of $9,510.38 on 09/02/16. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 08/31/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pay with your American Express' Card at more places than ever. sit shopsmallnow.com to find nearby small businesses where you can use your Card. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc p. 1/9 Account Ending Membership Rewards' Points Available and Pending as of 07/31/16 512,034 For up Iodate point balance and full program details, visit menbershiprewards.com Account Summery Previous Balance 511,015.92 Payments/Credits -511,766.00 New Charges 4510,260.46 Fees +$0.00 New Balance S9,51038) Days in Billing Period: 31 Customer Care I r—i Pay by Computer `-t-' americanexpress.com/pbc Customer Care Pay by Phone 1-877 877-0987 1.800.4729297 O See page 2 for additional information. Pay by Phone IM 1.800 472 9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000951038000951038 14 rl Account Ending Enter 15 digit account • on all payments. Make check payable to American Express. Please Pay By 09/02/16 AutoPay Amount 59,510.38 AMEX001382 SDNY_GM_00327182 EFTA_00 199936 EFTA01686180 0 MAXWELL DU AIN/1,Mb p. 2/9 Paymenb: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Electronic Withdrawal: 11) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges ate determined. Themethod we use to figure the AD& and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date hat least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Trawl and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $100 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954-5034905 TTY: 1-800-221-9950 1.877477-0987 FAX:1-800695.9090 1 -800CASH-NOW In NY:1-800 522 1897 Change of Address it011eCt on front. do not use. • To change your address °Sint visit w•nearnoicanexpless.convuoclarecontecret • For Name, Company Name, and foreign Address or Phone changes. pleas* call CLISIOIMI Care. • Please print clearly in blue or block ink only In the boxes provided. Street Address n , City, State Zip Code Al Pho rea Code neand =Cle nched (mall Website: a mericanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each mont h Visit amerkenexpress.comMutopay today to enroll. i for information on how we protect your privacy and to set your communication and privacy choiceAp/ease visit www.emerkanexpreas.com/privecy. AMEX001383 SDNY_GM_00327183 EFTA_00199937 EFTA01686181 Centurion' Card G MAXWELL Closing DAG 08 18 16 DUPLICATE COPY Account Ending 0.&9 Payments and Credits Summary Total Payments Credits -$11,015.92 G MAXWELL -5750.08 Total Payments and Credits -$11,766.00 Detail •Indicates porting date Payments 08102/16• GMAXWELL Amount Credits PAYMENT RECEIVED THANK YOU Foreign Spend -$11,015.92 Amount 08/09/16 GMAXWELL BRITISH AIRWAYS MOTO (GBP PAYEE) STANSTED BRITISH AIRWAYS From: LONDON HEATHROW AP To: MARSEILLE WA WA WA 4848' Pounds Stetting Carrier: BA YY YY 00 YY 00 Class: D 00 -S631.13 Tkket Number: 1258544245913 Passenger Name: MAXWELL/GHISLAINE MS Document Type: SUPPORTED REFUND Date of Departure: 08/09 08/13/16• GMAXWELL Credit Adjustment for Billing Inquiry $35.00 08/13/W GMAXWELL Credit Adjustment for Billing Inquiry -$35.00 08/18/16 GMAXWELL 71 NYHAVN HOTEL Koebenhavn K LODGING 322.88 Danish Kronen -548.95 New Charges Summary Total G MAXWELL JENNIFER TURNER $8.578.46 51.602.00 Total New Charges $10,260.46 Detail GMAXWELL Card Ending Foreign Spend Amount 07/18/16 DELUCA'S 542929803080365 BOSTON MA 6175234343 Description GROCERY STORES, SUP Pike $20.93 $20.93 AMEX001384 Continued on reverse SDNY_GM_00327184 EFTA_OOI 99938 EFTA01686182 G MAXWELL DWPLICiTi CQ,PY ccount n nag z utu06 p 4/9 Detail Continued FOleltill Spend Amount 07/18/16 SAVENORS MARKET SAVENORS MARKET BOSTON MA 617-576-6328 07/19/16 JASON POSSUMATO 000000001 NEW YORK NY 9177740347 Description REFER TO RECEIPT SR6 $1,497.06 07/19/16 STARBUCKS STORE 0080 BOSTON MA FAST FOOD RESTAURANT $6.64 07/19/16 SAVENORS MARKET SAVENORS MARKET BOSTON MA 617-576-6328 $26.38 07/20/16 STARBUCKS STORE 0080 BOSTON MA FAST FOOD RESTAURANT $32.75 07/21/16 KIEHL'S UES SPA 2NDF NEWYORK NY COSMETIC STORE $391.89 07/21/16 STARBUCKS STORE 1850 NEWYORK NY FAST FOOD RESTAURANT 07/21/16 BROADVIEW NETWORKS (800)276-2384 NY 9149227538 S4.63 07/21/16 EXXONMOBIL 9748 WHITE PLAINS NY 914-681-0809 Description GAS/SERVICES S99.57 S20.00 07/21/16 AMALI NEW YORK NY 2123398363 FOOD/BEVERAGE TIP $15841 S19.59 $1713.00 07/22/16 STARBUCKS STORE 0752 NEW YORK NY FAST FOOD RESTAURANT $443 07/22/16 THE TRACK & FIELD STORE NEW YORK NY 212-355-1944 Description MEN'S/WOMENS CLOTH 07/22/16 THE PARK LANE HOTEL 0000 NEW YORK NY Arrival Date Departure Date 07/20/16 07/22/16 00000000 LODGING $49.00 576048 AWE X001385 Continued on next page SDNY_GM_00327185 EFTA_OOI 99939 EFTA01686183 Centurion° Card G MAXWELL Closing Date 08/18/18 DUPLICATE COPY Account Ending 0. 5/9 Detail Continued Foreign Spend Amount 07/22/16 CHAMPION 58 LLC CHAMPION 58 LLC NEW YORK NY PARKING LOT & GARAGE 5116.00 07/24/16 BEST BUY S164.67 DANVERS MA 978-7749494 07/25/16 ESSEN 542929805931854 531.17 MANCHESTER BY MA 9785269995 FOOD/BEVERAGE S31.17 07/26/16 Challenged Athletes Found $1.000.00 LA >DILA CA 5035970378 07/27/16 BA.COM UK Pounekke 484.81 dn g $637.33 WEST DRAYTON GB BRITISH AIRWAYS From: To: Carrier: Class: LONDON HEATHROW AP MARSEILLE BA N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: 1258544159555 Date of Departure: 08/09 Passenger Name: MAXWELUGHISLAINE MS Document Type PASSENGER TICKET 07/29/16 BA.COM UK 484.81 Pounds Stet ling $643.97 WEST DRAYTON GB BRITISH AIRWAYS From: To: Carrier: Class: LONDON HEATHROW AP MARSEILLE BA N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: 1258544245913 Date of Departure: 08/09 Passenger Name: MAXWELUGHISLAINE MS Document Type: PASSENGER TICKET 07/29/16 BRITISH AIRWAYS ARC US S109.50 USA BRITISH AIRWAYS Front To: Cartier: Class: COPENHAGEN APT LONDON HEATHROW AP BA O N/A YY 00 WA YY 00 N/A YY 00 Ticket Number 1257849903661 Date of Departure: 08/18 Passenger Name: MAXWELUGHISLAINE NOELLE Document Type: PASSENGER TICKET MIEX001386 Continued on reverse SDNY_GM00327186 EFTA_00 199940 EFTA01686184 G MAXWELL DUPLICATE C9 ccoun n no -u/ u06 p6/9 Detail Continued Foreign Spend Amount 07/29/16 AMERICAN EXPRESS1VL SVC PHOENIX AZ VIRGIN ATLANTIC AIRWAYS, From: To: Carrier: Class: LONDON HEATHROW AP BOSTON LOGAN INTER VS N/A YY 00 N/A YY 00 N/A yr 00 Ticket Number:93278501762014 Date of Departure: 08/18 Passenger Name: MAXWELL/GHISLAINE NO Document Type: PASSENGERTICKET 08/02/16 JASON POSSUMATO 000000001 NEW YORK NY 9177740347 Description REFER TO RECEIPT 08/05/16 DROPBOX'GKKLRGTCIDFC DROPBOX'GKKLRGT SAN FRANCISCO CA 4159867057 08/09/16 71 NYHAVN HOTEL Koebenhavn K LODGING 08/10/16 AT&PMLL PAYMENT 983 DALLAS TX 800-331-0500 Description TELECOMMUNICATIONS S50100 5276.72 59.99 D 0 5.1B1A 5871368 anishlfraws $215.67 08/10/16 HERTZ FRANCE 0825 800900 FR Location Date Rental: MARSEILLE FR 16/08/09 Return: ST TROPEZ FR 16/08/10 Agreement Number: 550653644 Renter Name: MAXWELL GHISLAINE 08/10/16 AUTO EUROPE (207)842-2030 ME U484935304101 AUTO RENTAL 08/11/16 NETWORK SOLUTIONS 888642-9675 FL DOMAIN-SALES 888-642-9675 ISMS Enfant: $20630 5381.66 514.95 08/11/16 UOV00000 LONG ISLAND C NY 212-904-0404 Description STORAGE RENTAUSUPP 08/13/16 SALONS AEROPORT DE NICE NICE CEDEX 3 FR 0493213125 52.06 European Upt% $16256 SS8.36 MAE X001387 Continued on next page SDNY_GM_00327187 EFTA_00199941 EFTA01686185 Centurion® Card G MAXWELL Closing Date 08/18/16 DUPLICATE COPY Account Ending p. 7/9 Detail Continued Foreign Spend Amount is JENNIFER TURNER Card Ending Foreign Spend Amount 07/22/16 1WAV.ITUNES.COWBILL CUPERTINO CA RUNES STORE &APP STORE 07/22/16 GULF MART 854000000000202268 CHARLTON MA 5082484735 07/23/16 MAX CLEANING SERVKE C NORTH HAMPTON NH 888-406-4248 07/25/16 BACK BAY VETERINARY OLIN 0444 BOSTON MA 617-247-2273 Description PET MEDICAL SERVICE 08/01/16 MAX CLEANING SERVK EC NORTH HAMPTON NH 8884064248 08/06/16 CHEWY.COM (800)672-4399 FL 8004724399 08/15/16 0804 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE NJ 2019960020 535.29 542.59 $350.00 5247.03 $225.00 $15734 $409.11 08/15/16 0804 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE NJ 2019960020 $215.44 Fees Amount Total Fees for this Period $0.00 2016 Fees and Interest Totals Year-to-Date Total Fees in 2016 Total Interest in 2016 Amount 32,54540 $0.00 AMEX001388 SDNY_GM_0032718,8 EFTA_00I 99942 EFTA01686186 G MAXWELL DTMAT,En998106 p. 819 Interest Charge Calculation Your Annual Percentage Rate (APR) the annual interest rate on your account. Transactions Dated Annual Percentage Fran To Rate Balance Subject to interest Rate Interest Charge Select & Pay Later Total (v)VariableRste 07/08/2010 9.40%bn $0.00 $0.00 $0.00 Information on Pay Over Time Features There is no pre-set spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There is a limit to your Pay Over Time feature balance Your Pay Over Time limit is $35,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AM EX001389 SDNY_GM_00327189 EFTA_00199943 EFTA01686187 CATS C Membership Rewards' Monthly Statement and Program News p. 949 Prepared for G MAXWELL Account Number Total Points Balance 512,034 Points Earned this Period 10,9741 Account Summary July 1,2016 July 31,2016) Opening Points Balance 501,060 Points Earned this Period +10,974 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 512,034 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? manibershiprewards.corn 1.800-297.1300 International Collect 1.336-393.1111 Did You Know? Use Points For Tour Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at membership reward s.com /you rch arges. Points Transaction Detail My 1,2016 - My 31,2016) Points Earned this Period Centurion XXVXXX2-= Points Activity On Eligible Charges EinC1.1 Total Points Activity Per Card 5,376 0 5,376 Business Goleards xxxx-xxxxx 213 23 2X US ADVERTISING SELECT MEDIA GM2 236 Business Gold ds XXXX-P0CXX 2.110 M 163 USStaPPiNG652 2.273 Add? Cantu XXXX-XXXXX1. 3,069 0 3,069 Total 10,71511 186 10,974 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated fora for by calling the number provided below or visiting membershiprewards.com. Terms and Conditions& the Membership Rewards program apply. For more information, visit membershiprewards.comiterms or call 1.8004971300. From overseas, call collect 1.336.393.1111. AMEX001390 SDNY_GM_00327190 EFTA_00199944 EFTA01686188 AMEX001391 SDNY_GM_00327191 EFTA 00199945 EFTA01686189 Centurion® Card DUPLICATE COPY G MAXWELL Closing Date 09/16/16 Next Closing Date 10/18/16 New Balance Please Pay By $9,049.54 10/02/16: $ Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. See page 2 for important infornsat ion about your account. We will debit your bank account for your payment of $9,049.54 on 10/01/16. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 09/29/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Pay with your American Expresso Card at more places than ever. Visit shopsmallnow.com to find nearby small businesses where you can use your Card. El Payment Coupon Do not staple co use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc p Account Ending Membership Rewards• Points Available and Pending as of 08/31/16 522,218 For up Iodate point balance and full program details, visit menbershiprewards.com Account Summary Previous Balance $9,510.38 Payments/Credits -59,319.55 New Charges +58,858.71 Fees +$0.00 New Balance $9,049.54) Days in Billing Period: 29 Customer Care Pay by Computer ameticanexpress.comipbc Customer Care Pay by Phone 1 877 877 0987 1 803 472 9297 O See page 2 for additional information. Pay by Phone la 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000904954000904954 14 d Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Please Pay By 10/02/16 AutoPay Amount $9,049.54 AMEX001392 SDNY_GM_00327192 EFTA_00 199946 EFTA01686190 0 MAXWELL DU AIN/1,Mb p. 2/11 Paymenb: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Elettronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges ate determined. The method we use to figure the AD& and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date hat least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Trawl and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $100 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954-5034905 TTY: 1-800-221-9950 1.877477-0987 FAX:1-800695.9090 1 -800CASH-NOW in NY:1-800 522 1897 Change of Address it011eCt on front. do not use. • To change your address °Sint visit w•nearnoicanexpless.convuoclarecontecret • For Name, Company Name, and foreign Address or Phone changes. pleas* call CLISIOIMI Care. • Please print clearly in blue or block ink only In the boxes provided. Street Address n , City, State Zip Code Al Pho rea Code neand =Cle nched (mall Website: a mericanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each mont h Visit amerkenexpress.com/autopay today to enroll. i for information on how we protect your privacy and to set your communication and privacy choiceAp/ease visit www.emerkanexpreas.com/privecy. AMEX001393 SDNY_GM_00327193 EFTA_00199947 EFTA01686191 Centurion • Card C MAXWELL Clo:.ing Choc 09 16 16 DUPLICATE COPY Account Ending p.3/11 Payments and Credits Summary Total Payments Credits -$9,128.72 G MAXWELL Total Payments and Credits -$190.83 -$9,319.55 Detail 'Indicates pasting date Payments 09/02/16' GMAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU WELLS FARGO BANK NA -$9,128.72 Credits Amount 08/26/16° G MAXWELL Dispute -AUTO EUROPE -$190.83 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $4,457.02 $4,401.69 $11/6511.71 Detail GMAXWELL Card Ending Amount 08/22/16 USER 'US AUG22 DUSAN UBER °US AUG2 866-576-1039 CA 8665761039 $9.41 08/22/16 BROADVIEW NETWORKS (800)276-2384 NY 9149227538 08/23/16 TOP DOG 00-08030251162 ROCKPORT MA FAST FOOD RESTAURANT $99.98 $30.76 08/24/16 CALM RESTAURANT 650000004210491 MANCHESTER BYTHE SEAMA 9785253304 TIP $5.24 $63.00 0826/16 FEDEX,/ 783921736009 783921736039 MEMPHIS TN FedEx al-800422-1147 TO: Forensic Pursuit CO FROM: G Maxwell 02108 001 Monty 1LITAW13783921736009 FedEx a1.800-622.1147 $6458 AMEX001394 Continued on reverse SDNY_GM_00327194 EFTA_OOI 99948 EFTA01686192 G MAXWELL DWPLICiTi CQ,PY n ccount ing z utu06 p. 411 Detail Continued Amount 08/26/16 BACK BAY VETERINARY C UN 0444 BOSTON MA 617-247-2273 Description PET MEDICAL SERVICE 08/26/16 JASON POSSUMATO 000000001 NEWYORK NY 9177740347 Description REFER TO RECEIPT 08/26/16 JASON POSSUMATO 000000001 NEW YORK NY 9177740347 Description REFER TO RECEIPT 5249.86 $217.74 52,04142 08/26/16 SIRIUSXM.COWACCT 888-635-5144 NY KM SATEUTE 522.77 08/27/16 TOYS R US P7503 0722 PEABODY MA HOBBY, TOY& GAME Description TOYS/GAMES/HOBBIES $37.17 08/31/16 UBER °US AUG31 FSWOTUBER 'US AUG3 866-576-1039 CA 8665761039 51137 09/01/16 TSP. TATTE BAKERY CHARLES 000001001 BOSTON MA 6177235555 Description RESTAURANT CHARGES 511.24 09/01/16 TSP TATTE BAKERYCHARLES 000001001 BOSTON MA 6177235555 Description RESTAURANTCHARGES 09/02/16 SIRIUSXM.COWACCT 888435-5144 NY KM SATELITE 525.14 522.77 09/02/16 KIT AND ACE BOSTON MA 8445486223 $148.00 09/02/16 TWENTIETH CENTURY LTD 0633 BOSTON MA 617-742-1031 Description JEWELRY REPAIR/SALE 09/03/16 EZPASS PREPAID TOLL 800-333-8655 NY 800-333-8655 $63.75 525.00 AMEX001395 Continued on next page SDNY_GM_00327195 EFTA 00199949 EFTA01686193 Centurion Card G MAX1NELL Clotnng Dale 09 16 16 DUPLICATE COPY Account Ending p. 5/11 Detail Continued I Amount 09;05/16 DROPBOX'VV3F 1 HI Au 31/1DROPBOX•VV3t1 tit SAN FRANCISCO CA 4159867057 $9.99 09/06/16 AMERICAN EXPRESSP/1 SVC S68.10 PHOENIX AZ DELTA AIR LINES INC. From: To: Cartier: Class: BOSTON LOGAN INTER N.Y. IF KENNEDY I DL V N/A YY 00 N/A YV 00 N/A YV 00 Ticket Number:00678598806093 Date of Departure: 09/27 Passenger Name: MAXWELL/GHISLAINE NO Document Type PASSENGER TICKET 09/06/16 USER *US SEPO6 M75CW S8.63 HELP.UBER.COM CA HELP.UBER.COM 09/08/16 NETWORK SOLUTIONS $14.95 888-642-9675 FL DOMAIN-SALES 888642.967S 09/09/16 AMTRAK INTERNET SALE WASHINGTON DC 5135.00 WASHINGTON DC From: BBY To: NYP Ticket Number. 2530610076097 1 (800)872-7245 09/09/16 WWW.SALLYBEAUTY.COM 9689000009689 $72.14 DENTON TX 8662349442 Description REFER TO RECEIPT 09/1W16 AT&T•BILL PAYMENT 5183 $21723 DALLAS TX 800-331-0500 Description TELECOMMUNICATIONS 09/12/16 UOV00000 $162.56 LONG ISLAND C NY 212-904-0404 Description STORAGE RENTAL/SUPP 09/13/16 JASON POSSUMATO 000000001 $217.74 NEW YORK NY 9177740347 Description REFER TO RECEIPT 09/13/16 JASON POSSUMATO 000000001 $276.72 NEW YORK NY 9177740347 Description REFER TO RECEIPT AMEX001396 Continued on reverse SDNY_GM_003.27198 EFTA 00199950 EFTA01686194 G MAXWELL DMFANItig.91'406 p. 6/11 Detail Continued Amount 09/13/16 LIT BOUTIQUE NEWBURY 084870020243724 BOSTON MA NEHAL@LITBOUTIQUE COM JENNIFER TURNER Card Ending $130.00 Amount 08/22/16 RITA BEAN HOLLAND MI 7736200050 54997 08/22/16 (-COLLAR GARRETT IN 855-326-5527 $90.00 08/22/16 0804 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE NJ 2019960020 5446.08 08/23/16 WWW.ITUNES.COM/BILL CUPERTINO CA RUNES STORE & APP STORE S35.29 08/23/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888 406 4248 575.00 08/23/16 0804 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE NJ 2019960020 $439.66 08/24/16 FEDEX INV4386577201438657720 MEMPHIS TN 1.800-622-1147 116 E6STHSTLLC NY DIRECT BILLING TRANSACTION FEDEX INW 000438657720 FedEx 11 -800-6221147 522.33 08/29/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-406-4248 5600.10 08/30/16 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $9.94 08/30/16 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE 529.81 08/30/16 BEAUTYBAR.COM (888)6960423 NJ BEAUTY 516909 08/30/16 SOAP.COM (800)762-7123 NJ HEALTH BEAUTY 08/30/16 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOKSTORES 5139.97 $37.60 AMEX001397 Continued on next page SDNY_GM_00327197 EFTA 00199951 EFTA01686195 Centurion° Card MAXWELL Closing Date 09/16/16 DUPLICATE COPY Account Ending p 7/11 Detail Continued I Amount 08/30/16 AMAZON MK FPI ACE PMIS AMZN.COM/BILL WA BOOKSTORES 08/31/16 AMAZON.COM AMIN.CONVBILL WA MERCHANDISE 08/31/16 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOKSTORES 51495 $42.37 559.96 09/03/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-106-4248 $300.00 09/09/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-406-4248 5333.10 09/10/16 HTTIVAVINWSKYPENET SKYPE.COM LUXEMBOURG LU FITTIVAWAVSKYPE.NET 552.26 09/12/16 SP • ESTELLA NEWYORK NY 2122553553 $60.00 09/12/16 0804 EXTRA SPACE STORAGE 8042785629681 RIVER EDGE NJ 2019960020 S235.77 09/13/16 AMAZON MKTPLACE PMTS AMIN.COMMILL WA BOOK STORES $19.99 09/13/16 FEDEX INV 4405699561440569956 MEMPHIS TN 1-800-622-1147 116E 65TH ST LLC NY DIRECT BILUNG TRANSACTION FEDEX INW 000110569956 FedEx I/1-800-622-1147 S29.08 09/13/16 BEAUTYBAR.COM (888)6900423 NJ BEAUTY 09/13/16 VIDAL SASSOON VIDAL SASSOON BOSTON MA 617-5365496 09/13/16 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOK STORES 09/13/16 SOAP.COM (800)762-7123 NJ HEALTHBEAUTY $79.04 $120.00 $29.99 $3/.48 AMEX001398 Continued on reverse SDNY_GM_00327198 EFTA 00199952 EFTA01686196 G MAXWELL DYN9lifiEn998106 p 8/11 Detail Continued Amount 09/13/16 0804 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE 14.1 2019960020 $409.11 09/14/16 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOK STORES 59.61 09/14/16 AMAZON MKTPLACE PMTS AMDLCOWBILL WA BOOK STORES $37.99 09/15/16 AMAZON.COM AMZN.COM/B1LL WA MERCHANDISE $15.13 09/15/16 WAG.COM (366)746-7924 NJ PETS $83.07 09/15/16 THE LASER 510N CENTER 060000001497001 BOSTON MA 6172665555 Description Pike DOCTOR 523040 $230.00 09/15/16 THINKING CUP - NEWBURR S13.81 BOSTON MA 6174169250 Description REFER TO RECEIPT AMAZON.COM AMIN.COMiBILL WA MERCHANDISE 000000001 09/16/16 548.14 Fees Amount Total Fees for this Period $0.00 2016 Fees and Interest Totals Year-to-Date Total Fees in 2016 Total Interest in 2016 Amount $2.545.00 $aoo AMEX001399 SDNY_GM_00327199 EFTA_OOI 99953 EFTA01686197 Centurion@ Card G MAXWELL Closing Date 09/16/16 DUPLICATE COPY Account Ending p 9/11 Interest Charge Calculation Interest Charge Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate Select & Pay Later Total (v)vanableRate 07/08/2010 9.40% (v) $0.00 $0.00 $0.00 Information on Pay Over Time Features There is no pre-set spending limit on your Card No pre set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There Is a limit to your Pay Over Time feature balance Your Pay Over Time limit is 535,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AMEX001400 SDNY_GM_00327200 EFTA_00 199954 EFTA01686198 G MAXWELL DMF,49,AT,E.FRP7X06 p OP 1 AMEX001401 SDNY_GM_00327201 EFTA_00199955 EFTA01686199 CATS C Membership Rewards' Monthly Statement and Program News p 11/11 Prepared for G MAXWELL Total Points Balance Account Number 522,218 Points Earned this Period 10,184j Account Summary August 1,2016 - August 31, 2016) Opening Points Balance 512,034 Points Earned this Period +10,184 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 522,218 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? meet bershipreward s.corn 1.800-297.1300 International Collect 1.336-393.1111 Did You Know? Us•Points For Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at membersh ip reward s.com /you rch arges. Points Transaction Detail Auciuc 1,2016 -August 31,2016) Points Earned this Period Points Activity On Eligible Charges Total Points Activity Per Card Centurion XXXX-XXXXX2M 7,900 9 Uter Earn 2x MR Points ASL7 7,909 Business Gold s xxxx-xxxxx 153 0 153 ds IttiXdrBXXXOft 440 0 440 Addl Centu XXXX-XXXXXIII. 1,682 0 1,682 Total 10,175 9 10,184 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards* program apply. For more information, visit membershIprewardscom/terms or call 1.800-297-1300. From overseas, call collect 1-336.393-1111. AMEX001402 SDNY_Gkl_00327202 EFTA_00199956 EFTA01686200 AMEX001403 SDNY_GM_00327203 EFTA 00199957 EFTA01686201 Centurion' Card G MAXWELL Closing Date 10/18/16 New Balance Please Pay By DUPLICATE COPY Next Closing Date 11/17/16 $13,515.12 11/02/16* 'Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. pi See page 2 for Important information about your account. See page 13 for an Important Change to Your Account Terms. See page 15 for important Changes to Your Account Terms. pi See page 17 for a Notice Of Change To The Membership Rewards Program Terms & Conditions. 0 We will debit your bank account for your payment of $13,515.12 on 11/02/16. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 10/31/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Do not staple or use paper clips Check here if your addressor phone number has changed. Note changes on reverse side. Pay by Computer a rneica nexpress.comipbc p 1/19 Account Ending Membership Rewards' Points Available and Pending as of 09/30/16 530,906 For up to date point balance and full program details, visit mondnrshIpmwards.com Account Summary Previous Balance Payments/Credits New Charges Fees $9.049.54 -89479.00 4514,344.58 +50.00 New Balance 813,515.12 Days in Billing Period: 32 Customer Care Pay by Computes americanexpress.com/pbc Customer Care Pay by Phone 1.877-877-0987 1-800-472.9297 g See page 2 for additional Information. Pa Pay by Phone IM 1.8004729297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 001351512001351512 14 d Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Please Pay By 11/02/16 AutoPay Amount $1 3,51 5.1 2 AMEX001404 SDNY_GM_00327204 EFTA_00199958 EFTA01686202 0 MAXWELL DU AIN/1,Mb p. 2/19 Paymenb: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Electronic Withdrawal: 11) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges ate determined. The method we use to figure the AD& and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date hat least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Trawl and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $100 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954-503-8905 TTY: 1-800-221-9950 1.877-877-0987 FAX:1-808695-9090 1-800CASH-NOW In NY:1-800 522 1897 Change of Address it011eCt on front. do not use. • To change your address online, visit w•nearnencanexpress.convuoclarecontecret • For Name, Company Name, and foreign Address or Phone changes. pleas* call CLISIOIMI Care. • Please print clearly in blue or block ink only In the boxes provided. Street Address n , City, State Zip Code Al Pho rea Code neand =Cle nched (mall Website: a mericanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each mont h Visit amerkanfaxpress.comiautopay today to enroll. i for information on how we protect your privacy and to set your communication and privacy choiceAp/ease visit www.emerkanexpreas.com/privecy. AMEX001405 SDNY_GM_00327205 EFTA_00199959 EFTA01686203 Centurion' Card G MAXWELL Closing DAG 10 18 16 DUPLICATE COPY Account Ending p. 3/19 Payments and Credits Summary Total Payments 48,849.54 Credits G MAXWELL •$1,46 Total Payments and Credits •89r879.00 Detail indicates potting date Payments Amount 10/01/16• GMAXWELL Credits Payment Received -Thank You -58,849.54 Amount 09/25/16 GMAXWELL AMTRAK INTERNET SALE WASHINGTON DC WASHINGTON DC From: BBY To: NYP Tkket Number:26)0751016110 1(800)872.7245 -S200.00 $829.46 Class: 00 00 00 00 10/05/16 GMAXWELL VIRGIN AMERICA 9000046 DALLAS TX VIRGIN AMERICA From: To: N/A N/A N/A N/A N/A Carrier YY YY YY YY Ticket Number:9842148229896 Date of Departure:10105 Passenger Name: MAXWELL/GHISLAINE Document Type: PASSENGER TICKET New Charges Summary Total G MAXWELL JENNIFER TURNER Total Now Charges 510272.40 S4,072.18 E16344-58 Detail GMAXWELL Card Ending Amount 09/12/16 FOSTER & SMITH (800)381-7179 WI PET SUPPLIES 09/16/16 STARBUCKS STORE 0080 BOSTON MA FAST FOOD RESTAURANT 5165.05 $3.47 AMEX001406 Continued on reverse SDNY_GM_00327206 EFTA_OOI 99960 EFTA01686204 G MAXWELL DyPLICV Copy count n ing .1-uni08 p dr 9 Detail Continued Amount 09/17/16 UPTOWN EYEWEAR GOSQ.COM Peabody MA squareup.corn/receipts 09/18/16 AMTRAK INTERNET SALE WASHINGTON DC WASHINGTON DC From: BOY To: NYP Ticket Number: 2620613035933 1 (800)872-7245 09/19/16 LE BILBOQUET NEW YORK NY RESTAURANT FOOD/BEVERAGE TIP 513.80 $177.00 $164.76 525.24 $190.00 09/19/16 DUNKIN 0345890 Q35 BOSTON MA 617-267-7153 $4.05 09/19/16 AMTRAK ACELA CAFE 012 0048 WASHINGTON DC 800.872.7245 Descriptbn FAST FOOD RESTAURAN $2.75 09/20/16 AMTRAK INTERNET SALE WASHINGTON DC WASHINGTON DC From: NYP To: BOY Ticket Number: 2640623010395 1(800)872-7245 09/20/16 STARBUCKS STORE 1176 NEW YORK NY FAST FOOD RESTAURANT $200.00 09/20/16 PRET A MANGER NEW YORK NY 202457-7945 Descriptbn FAST FOOD RESTAURAN 09/20/16 FREDERIC FEKKAI 562.70 NEW YORK NY 2127539500 09/20/16 THE PARK LANE HOTEL F & B 57.62 NEW YORK NY 212-371-4000 Description FOOD/BEVERAGE 56.63 55.76 09/21/16 STARBUCKS STORE 1176 NEW YORK NY FAST FOOD RESTAURANT 09/21/16 PRET A MANGER 0084 0000 NEW YORK NY 212-262-2328 Description FAST FOOD RESTAURAN 54.63 58.25 A11EX001407 Continued on next page SDNY_GM_00327207 EFTA 00199961 EFTA01686205 Centurion® Card G MAXWELL Closing Dato 10/18/16 DUPLICATE COPY Account Ending p. 5/19 Detail Continued I Amount 09/21/16 BROADVIEW NETWORKS (800)276 23E4 NY 9149227538 09/21/16 THE PARK LANE HOTEL 0000 NEW YORK NY Arrival Date Departure Date 09/19/16 09/21/16 =00 LODGING 1260.98 $1A7640 09/25/16 AMTRAK INTERNET SALE WASHINGTON DC WASHINGTON DC From: 88Y To: WP Ticket Number: 2690751016110 1 (800)872-7245 09/26/16 AMTRAK ACELA CAFE Q12 0038 WASHINGTON DC 800-872-7245 Descriptbn FAST FOOD RESTAURAN $20(1.00 $4.75 09/27/16 STARBUCKS STORE 0769 NEWYORK NY FAST FOOD RESTAURANT $443 09/27/16 THE TRACK & FIELD STORE NEWYORK NY 212-355-1944 Description MENSAVOMEN'S CLOTH $98.00 09/27/16 KIEHL'S UE5 SPA 2NDF NEW YORK NY COSMETIC STORE $188.10 09/27/16 Bergdorf Goodman New York DEPARTMENT STORE $167.20 09/27/16 CAFE LUXEMBOURG NEW YORK NY 212.873-7411 FOOD 09/27/16 THE PARK LANE HOTEL 0000 NEW YORK NY Arrival Date Departure Date 09/26/16 09/27/16 00000000 LODGING 5144.67 09/28/16 STARBUCKS STORE 0769 NEW YORK NY FAST FOOD RESTAURANT $14447 5389.75 5463 AMEX001408 Continued on reverse SDNY_GM_00327208 EFTA_00199962 EFTA01686206 G MAXWELL °Mr.RiCitig.59gX06 p. 6/19 Detail Continued Amount 09/28/16 LE PAIN QUOTIDIEN 148 NEW YORK NY RESTAURANT FOOD/BEVERAGE $21.23 TIP $3.77 $25.00 09/28/16 HALLAKCLEANERS0373 HACKENSACK NJ 201-343-7333 Description DRY CLEANINGAAUNDR $10640 09/30/16 BACK BAY VETERINARY CUN0444 BOSTON MA 617-247-2273 Description PET MEDICAL SERVICE $280.03 10/02/16 SIRIUSXM.COM/ACCT 888-635-S144 NY XM SATEUTE Class: 00 00 00 10/07 Class: 00 00 00 10/07 $22.77 10/04/16 VIRGIN AMERICA 9000001 SAN FRANCISCO CA VIRGIN AMERICA From: To: SAN FRANCISCO INTL BOSTON LOGAN INTER N/A N/A N/A Ticket Number:98421482298961 Passenger Name: MAXWELL/GHISLAINE Document Type: PASSENGER TICKET Carrier: VX YY YY YY Date of Departure: VX YY YY rue Date of Departure: $829A6 10/05/16 AMERICAN EXPRESS M. SVC PHOENIX AZ VIRGIN AMERICA From: To: SAN FRANCISCO INTL BOSTON LOGAN INTER N/A N/A N/A Ticket Number:98478678610480 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET $2,077.46 10/05/16 DROPBOX•04SSZGO3LF98DROPBOX•CMSSZGO SAN FRANCISCO CA 4159867057 $9.99 10/06/16 USER 'US OCTO6ORK45 HELP.UBER.COM CA HELP.UBER.COM $13.34 $23.00 $14.95 10/06/16 AMY CHENS KITCHEN 00-08028736794 SAN FRANCISCO CA RESTAURANT 10/06/16 NETWORK SOLUTIONS 886642.9675 FL DOMAIN-SALES 888-642-9675 MIEX001409 Continued on next page SDNY_GM_00327209 EFTA 00199963 EFTA01686207 Centurion Card DUPLICATE COPY G MAXWELL Closing Dato 10/18/16 Account Ending p 7/19 Detail Continued I Amount 10/07/16 USER *US OCTO6 KE2G0 HELP.UBER.COM CA HELP.UBER.COM 10/07/16 SUNSETNEWSST26200000 SAN FRANCISCO CA 800-326-7711 Description NEWS DEALERS/NEWSST 10/07/16 TST' SUPERFINE 000001911 MANCHESTER MA 7734588165 Description RESTAURANT CHARGES S12.92 S23.40 S80.00 10/10/16 AT&T'BILL PAYMENT 983 DALLAS TX 800-331-0500 Description TELECOMMUNICATIONS 10/10/16 JASON POSSUMATO 030000001 NEW YORK NY 9177740347 Description REFER TO RECEIPT $21547 $30927 10/10/16 JASON POSSUMATO 000000001 NEWYORK NY 9177740347 Description REFER TO RECEIPT 10/11/16 HOY° 0030 LONG ISLAND C NY 212-904-0404 Description STORAGE RENTAUSUPP S680.48 10/12/16 NEW YORK WATER BOARD 718-595-7000 NY UTILITY $16256 $1238.75 10/12/16 F2PAY FEE NYC WATER 905-624-2220 NJ UTILITY $2787 10/13/16 VILLAGE SILVERSMITH LTD, D 65000000121 $4781 ROCKPORT MA 9785469700 Description Prke VILLAGE SILVERSMITH 54781 10/13/16 TST° TATTE BAKERY CHARLES 000001001 BOSTON MA 6177235555 Description RESTAURANT C HARGES $10.70 ARIEX001410 Continued on reverse SDNY_GM_00327210 EFTA_OO199964 EFTA01686208 G MAXWELL DMFANItig.91'406 P 8/19 Detail Continued J Amount 10/13/16 PATISSERIE ON NEWBU BOSTON MA 617-6704040 10/16/16 AMTRAK INTERNET SALE WASHINGTON DC WASHINGTON DC From: MY To: WP Ticket Number 2900628043191 1 (800) 872-7245 10/17/16 NET NORK FOR GOOD NETWORK FOR GOO WASHINGTON DC CHARITABLE ORG ONLINE DONATIONIS): BEYOND TYPE 1 $19.80 $200.00 JENNIFER TURNER Card Ending E51.75 Amount 09/16/16 BENEFIT CHARLES BOSTON MA COSMETIC STORE $134.00 09/17/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888.4061248 $325.00 09/19/16 BOULEVARD TAXI LEASI BOULEVARD TAXI ASTORIA NY 718-932-3312 Description TAXk 6F33 12:48289 W 3Ist S 13:4636 Central P 09/20/16 AMAZON MKTPLACE PMTS AMZPLCOM/BILL WA BOOKSTORES 53230 $31.99 09/20/16 AMAZON MKTPLACE PMTS AMIN.COM/BILL WA BOOKSTORES 512.80 09/21/16 DOS TA/8043509010510M LONG ISLAND C NY 000-0000000 512.00 09/21/16 WWWITUNES.COMMILL CUPERTINO CA RUNES STORE & APP STORE $24.59 09/22/16 YAWIJTUNES.COM/BILL CUPERTINO CA DUNES STORE & APP STORE $21.39 09/22/16 POUR LE CORPS SKIN- PATRI 071118410011 BOSTON MA INFO@POIJRLECORPS.COM 09,22/16 0004 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE NJ 2019960020 $12.00 5446.08 AMEX001411 Continued on next page SDNY_GM_00327211 EFTA_00199965 EFTA01686209 Centurion" Card G MAXWELL Cloiung Date 10 18 16 DUPLICATE COPY Account Ending p. 9/19 Detail Continued I Amount 09/23/16 0804 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE NJ 2019960020 09/23/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-406-4248 09/27/16 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE 09/28/16 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOK STORES 09/28/16 AMAZON MKTPLACE PIES AMZN.COM/BILL WA MERCHANDISE 09/29/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 888-406-4248 10/01/16 MAX CLEANING SERVICEC NORTH HAMPTON NH 1388-406-4248 10/05/16 FEDEX INV 442792875 1442792875 MEMPHIS TN 1.800622-1147 116E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX MVO 000442792875 Fed Ex I/1-800622-1147 10/07/16 ENTIRELYPETS.COM UNION CITY CA 8008898967 10/11/16 FAVOR AUSTIN TX 8556233287 10/11/16 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOKSTORES 10/12/16 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOK STORES 10/12/16 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE 10/12/16 0804 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE NJ 2019960020 S439.66 5575.00 516.18 532.28 51/.53 5291.00 548 80 512.93 528.74 547.31 $6.99 5242.04 S87.52 5235.77 AMEX001412 Continued on reverse SDNY_GM_00327212 EFTA 00199966 EFTA01686210 G MAXWELL Di4FRCAT,g,-.9F406 p 10/19 Detail Continued Amount 10/13/16 0804 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE NI 2019960020 10/14/16 L'AVWITUNES.COM/BILL CUPERTINO CA !TUNES STORE & APP STORE 10/14/16 MAX CLEANING SERVICE C NORTH HAMPTON NH 8884064248 5409 1 $1222 $45125 10/15/16 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA BOOK STORES 59.90 10/16/16 AMAZON.COM AMZN.COWBILL WA MERCHANDISE $44.60 10/18/16 FEDEX INV 443941974 I443941974 MEMPHIS TN 1-800-622-1147 116 E 65TH ST LIC NY DIRECT BILLINGTRANSACTION FEDEX INV/ 000443941974 FedEx II I 800-622-1147 $10.60 Fees Amount Total Fees for this Period $0.00 2016 Fees and Interest Totals Year-to-Date Amount Total Fees In 2016 S2,545.00 Total Interest in 2016 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Balance Interest Percentage Subject to Charge Fran To Rate Interest Rate Select & Pay Later Total $0,00 MVarlibleRate 07/08/2010 9.40% (o) $0.00 $0.00 AMEX001413 SDNY_GM_00327213 EFTA_OOI 99967 EFTA01686211 Centurion° Card G MAXWELL Closing Date 10/18/16 DUPLICATE COPY Account Ending p.11/19 Information on Pay Over Time Features There is no preset spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There b a limit to your Pay Over Time feature balance Your Pay Over Time limit is $35,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AMEX001414 SDNY_GM_00327214 EFTA 00199968 EFTA01686212 G MAXWELL DMF,49,AT,E.FRP7X06 p '2'9 AMEX001415 SDNY_GM_00327215 EFTA 00199969 EFTA01686213 Centurion° Card DUPLICATE COPY G MAXWELL Closing Date 10/18/16 Account Ending p 13/19 Notice of Important Change to Your Account Terms We are making changes summarized below to your account terms, which are contained in the American Express Cardmember Agreement ("Agreement") governing your Account referenced in this notice. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. The detailed changes to your Cardmember Agreement can be found on the following page. The following is a summary of changes to important terms of your account. The detailed changes to your Cardmember Agreement appear on the reverse side of this page. How to avoid these changes: You have the right to reject these changes. If you do reject these changes, your enrollment in any Pay Over Time feature will be cancelled, and you will not be able to re-enroll in this or any other Pay Over Time feature in the future for this account. You also will not be able to extend payment on new transactions. You must reject these changes by calling us at 1-855-865-1451 or by calling us collect at 1-336-291-1361 no later than 5pm Eastern time on January 18, 2017. Summary of Changes, effective January 19, 2017 Penalty APR for New The penalty APR may apply to new transactions if you do not pay at least the Transactions Minimum Payment Due by the Payment Due Date of the billing period in which it is due. (Previously, the penalty APR may have applied to new transactions if you did not pay at least the Minimum Payment Due by the Closing Date of the billing period in which it was due.) As a reminder, the penalty APR may apply to new transactions if your payment is returned by your bank. For more information, please see Penalty APR for new transactions under the How Rates and Fees Work table of your Cardmember Agreement. When we charge We are changing how you can avoid interest on transactions added automatically to a interest pay over time balance. We will not charge interest on these transactions if you pay the Account Total Previous Balance for each of the previous two billing periods in full by the Payment Due Date shown on your respective statements. (Previously, you were required to pay by the Closing Date.) Please see When we charge interest under the About interest charges on Pay Over Time balances table of your Cardmember Agreement. 10 12371 12372 See the following page(s) for the Detail of Changes to Your Cardmember Agreement CMLENDDMIM601416 SDNY_GM_00327216 EFTA_00 199970 EFTA01686214 G MAXWELL DVEINIggn298%6 p 14/19 Detail of Changes to Your Cardmember Agreement This notice amends the Cardmember Agreement (the "Agreement") as described below. We have the right to amend as described in the Agreement. Any terms in the Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. How Rates and Fees Work Effective January 19, 2017, we are amending the How Rates and Fees Work table on page 2 of Part 1 of your Agreement by deleting the Penalty APR for new transactions row and replacing it with the following: Penalty APR for new transactions The penalty APR may apply to new transactions if: you do not pay at least the Minimum Payment Due by the Payment Due Date of the billing period in which it is due on one or more occasions; or your payment is returned by your bank. We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time feature(s) on your Account. If the penalty APR applies to a balance, it will apply to charges added to that balance 15 or more days after we send you notice. We will review your Account every 6 months after the penalty APR is applied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. About interest charges on Pay Over Time balances Effective January 19, 2017, we are amending the About interest charges on Pay Over Time balances section on page 2 of Part 2 of your Agreement. In the When we charge interest section, we are deleting the second bullet under "For transactions added automatically to a pay over time balance," and replacing it with the following: • you paid the Account Total Previous Balance for each of the previous two billing periods in full by the Payment Due Date shown on each of those statements. CMLENDOM OUS41417 SDNY_GM_00327217 EFTA_00I9997I EFTA01686215 Centurion. Card G MAXWELL Closing Date 10/18/16 DUPLICATE COPY Account Ending p 15/19 Notice of Important Changes to Your Account Terms We are making changes summarized below to your account terms, which are contained in the American Express Cardmember Agreement ("Agreement") governing your Account referenced in this notice. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about this change. please call the number on the back of your Card. The detailed changes to your Cardmember Agreement can be found on the following page. The following is a summary of the changes that are being made to your account terms. These changes will take effect on January 1, 2017. For more detailed information, please see the Detail of Changes on the following page(s). We are eliminating the 2.99% late fee. As described below, the late payment fee will be a maximum of $38. The late payment fee and returned payment fee will be changed from a maximum of $37 to a maximum of $38. Late Payment Fee Returned Payment Fee Up to $38. Up to S38. Summary of Other Changes Late Payment Fee Assessment Date Effective January 1, 2017, if we do not receive the required payment by the Payment Due Date shown at the top of your billing statement, we will charge a late fee. (Previously, you had to make the required payment by the Next Closing Date in order for you to avoid the late fee.) Penalty APR for new transactions Effective January 1, 2017, if your Account is not enrolled in a Pay Over Time feature, this section will no longer appear. If your Account is not enrolled in a Pay Over Time feature, the Penalty APR will not apply to your Account. When you must pay Effective January 1, 2017, you must pay at least the Minimum Payment Due no later than the Payment Due Date to avoid a late payment fee. We are also removing from this section the sentence that reads "Each statement also shows a Next Closing Date." 10 12373 See the following page(s) for the Detail of Changes to Your Cardmember Agreement CMLENDDMFMNY1418 SDNY_GM_00327218 EFTA_00 199972 EFTA01686216 G MAXWELL DVEINIgg.298106 p 16/19 Detail of Changes to Your Cardmember Agreement This notice amends the Cardmember Agreement (the "Agreement") as described below. We have the right to amend as described in the Agreement. Any terms in the Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. Late Payment Fees and Returned Payment Fees Effective January 1, 2017, the Rates and Fees Table on page 1 of Part 1 of the Cardmember Agreement is amended by deleting the Penalty Fees row and replacing it with the following: Penalty Fees • Late Payment • Returned Payment Up to $38. Up to $38. Rates for Pay Over Time balances Effective January 1, 2017, the Rates for Pay Over Time balances table on page 2 of Part 1 of the Cardmember Agreement is deleted if the Account is not enrolled in a Pay Over Time feature. Late Payment Fees and Late Payment Fee Assessment Date Effective January 1, 2017, the How Rates and Fees Work section on page 2 of Part 1 of the Cardmember Agreement is amended by deleting the Late Payment sub-section in its entirety and replacing it with the following: Late Payment Your first late fee is $27. This late fee will be charged if you do not pay the Amount Due (Minimum Payment Due if you have a Pay Over Time balance) on your billing statement by the Payment Due Date shown on that billing statement. If you do this again within 6 billing periods, your late fee is $38. If you are enrolled in a Pay Over Time feature, paying late may also result in a Penalty APR. See Penalty APR for new transactions above. Returned Payment Fee Effective January 1, 2017, the How Rates and Fees Work section on page 2 of Part 1 of the Cardmembe Agreement is amended by deleting the Returned Payment sub-section and replacing it with the following: Returned Payment Up to $38. If you make a payment that is returned unpaid the first time we present it to your bank, the fee is $27. If you do this again within the same billing period or the next 6 billing periods, the fee is S38. However, the returned payment fee will not exceed the applicable Minimum Payment Due. A returned payment may also result in a penalty APR, if your Account is enrolled in a Pay Over Time feature (see Penalty APR for new transactions above). About your payments Effective January 1, 2017, the When you must pay section of About your payments in Part 2 of the Cardmember Agreement is amended as follows: • by inserting a new sentence after the first sentence: "You must pay no later than the Payment Due Date to avoid a late payment fee." • by removing the last sentence of the section, which reads "Each statement also shows a Next Closing Date." CMLENDOMEIMW1419 SONY_GM_00327219 EFTA_00 199973 EFTA01686217 Centurion. Card G MAXWELL Closing Date 10/18/16 DUPLICATE COPY Account Ending Notice of Important Changes to the Membership Rewards® Program Terms We are making changes summarized below to the Membership Rewards program terms. We encourage you to read this notice and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. The detailed changes to the Membership Rewards program terms can be found on the following page. p 17/19 Important Information about the Membership Rewards Program According to the Membership Rewardss program Terms and Conditions, when you receive a statement credit for a returned purchase, we will reverse the points you earned for that purchase. Effective January 1, 2017, we are changing the Terms and Conditions to clarify that, if your point balance is insufficient to cover point reversals for this or other reasons, your point balance will be negative. If this happens, any points you receive thereafter will be applied first to the negative balance and you will not have points available for redemption until your point balance becomes positive. See the reverse side for the Detail of Changes to the Membership Rewards program Terms and Conditions ID 12380 CMLENDOMIS142° SON Y_GM_00327220 EFTA_00 199974 EFTA01686218 G MAXWELL DVEINIgg.298%6 p 18/19 Detail of Changes to the Membership Rewards Program Terms This notice amends the Membership Rewards program Terms and Conditions (the 'Terms and Conditions') as described below. We have the right to amend as described in the Terms and Conditions. Any provisions in the Terms conflicting with this change are replaced fully and completely. Provisions not changed by this notice remain in full force and effect. Membership Rewards Program Effective January 1, 2017, the Forfeiting and Getting Points Back section of the Terms and Conditions is amended by adding the following additional section after the "4. For Cancelling Your Account': 5. Negative Point Balance In certain circumstances (for example, if points you received for a purchase are reversed because you returned that purchase and your point balance is insufficient to cover the reversal; or, if we determine that you are ineligible for an additional points incentive award that you received and your point balance is insufficient to cover the reversal of the incentive award) your point balance can be negative. If this happens, any points you receive thereafter will be applied first to the negative balance, and you will not have points available for redemption until your point balance becomes positive. CMLENDOMFM(991421 SON Y_GM_00327221 EFTA_00 199975 EFTA01686219 CATS C Membership Rewards' Monthly Statement and Program News p 19/19 Prepared for G MAXWELL Account Number Total Points Balance 530,906 Points Earned this Period 8,688 (Account Summery September 1,2016 - September 30,2016 ) Opening Points Balance 522,218 Points Earned this Period +8688 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 530,906 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? marnboeshiprowards.com 1.800-297.1300 International Collect 1.336-393.1111 Did You Know? Use Points Foe Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at mem bersh ip reward s.com /you rch arges. Points Transaction Detail September 1, 2016 - September 342016 Points Earned this Period Points Activity On Eligible Charges Centurion XXXX-)010(XX2a AdelConti XXXX-XXXXL1. Total 8,668 20 8,688 E'R,P.111 Total Points Activity Per Card 4,267 20 4,287 Uber Earn 2x MRPoints MU 4,401 0 4.401 Membership Rewards points earned may be transferred or redeemed as long asall enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number presided below or visiting memberstiprewards.com. Terms and Conditions of the Membership Rewards• program apply. For more Information, visit membershirxewards.comiterms Of call 1.800.297-1300. From overseas, call collect 1-336.393-1111. AMEX001422 SDNY_GM_00327222 EFTA_00199976 EFTA01686220 AME X001423 SDNY_GM_00327223 EFTA 00199977 EFTA01686221 Centurion® Card DUPLICATE COPY G MAXWELL Closing Date 11/17/16 Next Closing Date 12/18/16 New Balance Please Pay By $18,788.58 12/02/16* J 'Payment is due upon receipt. We suggest you pay by the Please Pay By date. You may have to pay a late fee if your payment is not received by the Next Closing Date. pi See page 2 for Important information about your account. See page 9 for important Changes to Your Account Terms. We will debit your bank account for your payment of $18,788.58 on 12/02/16. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 11/30/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer a rner lea nexpresscomipbc p 1/11 Account Ending Membership Rewards' Points Available and Pending as of 10/31/16 544,273 For up to date point balance and full program details, visit mornbershIpriewards.corn Account Summary Previous Balance $13,515.12 Payments/Credits 413,589-50 New Charges +$18,862.96 Fees +50.00 New Balance $18,788.58 Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877-877-0987 1-800-472.9297 g See page 2 for additional Information. gla Pay by Phone 1.800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 001878858001878858 14 rl Account Ending Enter 15 digit account son all payments. Make check payable to American Express. Please Pay By 12/02/16 AutoPay Amount $18,788.58 AMEX001424 SDNY_GM_00327224 EFTA_00199978 EFTA01686222 G MAXWELL DekirStigncial p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credfted as of the day it is received. Payments we receive after 5 p.m. will not be credited toyour Account until the next day. Payments must also: (1) include the remittance coupon from your statement;l2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system:and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior Witten approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron k Withdrawal: (1) When you send a check for payment you give us permission to etectionkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check Is not processabk electronically or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca lculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADA and interest results in daily compounding of interest. Paying Interest:If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign& Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge In a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishme nts will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. ril Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1877.877-0987 Hearing Impaired 1.954.503-8905 TTY: 1-800.221.9950 1 877-877 0987 FAX:1 800 695 9090 1.800 CASH NOW in NY:1 800 522 1897 Change of Address econect en front. do not use. • To change your address online, visit wwwanoticanexpressoorn/updatecontactido • For Name.Company Name. and Foreign Address or Phone changes. pleas* all Customer Cart • Please print dearly in blue or Nadi ink only in the boxes provided. Street Address City. State Zip Code Area Ctde and Home Phase It lieneend (mall I 1 1 Website:americanexpress.com Mobile Site: amexmobile.com Customer Care &Billing inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit amierkenexpress.comfautopay today to enroll. J For informational how we protect your privacy and to set your communkation and privacy choice% please visit www.asnedarsexprets.cardprIvecy. AMEX001425 SDNY_GM_00327225 EFTA_00 199979 EFTA01686223 Centurion' Card C MAXWELL Closing EIJI(' 11 17 16 DUPLICATE COPY Account Ending p. 3/11 Payments and Credits Summary Total Payments Credits -$13,464.97 G MAXWELL JENNIFER TURNER Total Payments and Credits -$74.38 93.15 413,589.50 Detail indicates posting date Payments 11/02/W G MAXWELL Amount Payment Received -Thank You -$13,464.97 Cradles Amount 11/04/16 G MAXWELL T-MOBILE RETAIL BOSTON MA 877-453-1304 Description CELLULAR PHONES/BEE AMAZON MKTPLACE PMTS AMZN.COMIBILL WA DIRECT MKTG MISC AMAZON.COM AMIN.COWBILL WA DIRECT MKTG MISC -$74.38 1W21/16 JENNIFER TURNER -$6.99 10/21/16 JENNIFER TURNER -S43.16 New Charges Summary Total GMAXWELL JENNIFER TURNER Total New Charges 514,825.13 $4.037.83 $111,862.96 Detail J G MAXWELL Card Ending Foreign Spend Amount 10/19/16 AMTRAK INTERNET SALE WASHINGTON DC From: NYP To: BBY Tkket Number: 2930634008532 1 (800)872-7245 WASHINGTON DC $200.00 10/19/16 KIEHL'S UES SPA 2NDF COSMETIC STORE NEW YORK NY $177.66 10/19/16 FRED'S AT BARNEY'S MENSAVOMENSCLOTHNG FC0D/BEVERAGE TIP S38.11 14.89 NEW YORK NY 543.00 10/20/16 KIEHL'S UES SPA 2NDF $188.10 COSMETIC STORE NEW YORK NY AMEX001426 Continued on reverse SDNY_GM_00327226 EFTA 00199980 EFTA01686224 G MAXWELL DWPLICTi CORY ccount n ing z u /u06 µ4/11 Detail Continued Foreign Spend Amount 10/20/16 PRET A AAANGER 646-728-0505 Description FAST FOOD RESTAURAN NEW YORK NY S5.76 10/21/16 BROADVIEW NETWORKS 9149227538 (800)276-2384 NY S23.72 10/24/16 UBER 'US OCT24 JEQFV HELP.UBER.COM HELP.UBER.COM CA $20.74 10/24/16 AMTRAK INTERNET SALE WASHINGTON DC From: BBY To: NYP Ticket Number. 2980730015535 1(800)872-7245 WASHINGTON DC S200.00 10/25/16 GODADDY.COM 480-505-8855 AZ $5.43 10/25/16 AMTRAK INTERNET SALE WASHINGTON DC From: NYP To: BBY Ticket Number. 2990681035317 1 (800)872-7245 WASHINGTON DC S200.00 10/25/16 JOAN L KENT MC PC DOCTOR & PHYSICIAN NEW YORK NY $375.00 10125/16 IFLYBUSINES TRAVEL AGENCY Description TRAVEL AGENCY 8008079834 CA $5,383.00 10/26/16 PRET A MANGER 646-728-0505 Description FAST FOOD RESTAURAN NEW YORK NY S10.31 10/26/16 GEOX 6462139020 NEW YORK NY S190.53 10/26/16 HERALD SQUARE 084870006613459 6038809500 NEWYORK NY $6531 10/22/16 WC TAXI 774609025520016 212-2458000 NEWYORK NY S21.80 16/22/16 RMT MANAGEMENT (CCRM RMT MANAGEMENT TAXICAB& UMOUSINE Description TAXk8L36 14.08 192 Central 14:31283W31AS RUSHING NY S16.30 10127/16 DAVID A SILVERMAN MD DOCTOR & PHYSICIAN NEWYORK NY $2,712.00 10/27/16 AMTRAK INTERNET SALE WASHINGTON DC From: NYP To: BBY Ticket Number. 3010746029947 1 (800)872-7245 WASHINGTON DC $4.00 10/27/16 PRET A MANGER 646-728-0505 Description FAST FOOD RESTAURAN NEW YORK NY $14.34 10/27/16 KIEHL'S UES SPA 2NDF COSMETIC STORE NEWYORK NY S18&10 10/28/16 HOTEL NOMADE LODGING SOLIDARIDAD ME Mexic1an 23.36 3,0Pesos $696.98 11/01/16 JASON POSSUMATO 000000001 9177740347 Description REFER TO RECEIPT NEW YORK NY $30927 AMEX001427 Continued on next page SDNY_GM_00327227 EFTA 00199981 EFTA01686225 Centurions Card G MAXWELL Closing Date 11/17/16 DUPLICATE COPY Account Ending p. WI 1 Detail Continued Foreign Spend Amount 11/02/16 SIRIUSXM.COM/ACCT XM SATEUTE 888-635-5144 NY S22.77 11/03/16 NETWORK SOLUTIONS DOMAIN-SALES 888442-9675 888.642-9675 FL 514.95 11/03/16 UBER •US NOV03 FRSGV HELP.UBER.COM HELP.UBER.COM CA 5947 11/03/16 CLOVER FOOD LA8 squareup.com/receipts Boston MA 524.24 11/03/16 UBER •US NOV03 NI2MY HELP.UBER.COM HELP.UBER.COM CA $10M 11/03/16 "MOBILE POSTPAID TEL 111251185 076665 800437-8997 WA $184.82 11/03/16 STARBUCKS STORE 0080 FAST FOOD RESTAURANT BOSTON MA $3.47 11/03/16 T-MOBILE RETAIL 877-453-1304 DescrIptbn CELLULAR PHONES/BEE BOSTON MA 5786.24 11/04/16 UBER •US NOVO4 TG6ECI HELP.UBER.COM HELP.UBER.COM CA $9.98 11/04/16 STARBUCKS STORE 0087 FAST FOOD RESTAURANT BOSTON MA S3.47 11/04/16 UBER •US NOVO4 K4HY0 HELP.UBER.COM HELP.UBER.COM CA $12.90 11/04/16 T-MOBILE RETAIL 877-453-1304 Description CELLULAR PHONES/BEE BOSTON MA S84.98 11/05/16 11/06/16 11/07/16 DROPBOX•2MYGMZP38WVS DROPBOX•2MYGMZP 41 59867057 SAN FRANCISCO CA 59.99 PODS OF NEW ENGLAN D 650000006574035 8887767637 Description Price PODS OF NEW ENGLAND 51A722.4 NORWOOD MA 51.472.84 PODS OF NEW ENGLAND650000006574035 8887767637 Description Price PODS OF NEW ENGLAND $30.00 NORWOOD MA 530.00 11/09/16 JASON POSSUMATO 000000001 9177740347 Description REFER TO RECEIPT NEW YORK NY S54439 11/1W16 UOV00000 212-9044404 Description STORAGE RENTAUSUPP LONG ISLAND C NY S162.56 11/1W16 BENEFIT CHARLES 1067402114 BOSTON MA $167.00 11/10/16 STARBUCKS STORE 0080 FAST FOOD RESTAURANT BOSTON MA 53.47 11/10/16 AT&T RECURR BILL PAYMENT 800-331-0500 Description TELECOMMUNICATIONS DALLAS TX $215.60 AME X001428 Continued on reverse SDNY_GM_00327228 EFTA_00199982 EFTA01686226 G MAXWELL DUPLICATE COPY ccoun nng 2-u/ u06 p. 6/11 Detail Continued Foreign Spend Amount pi JENNIFER TURNER Card Ending Foreign Spend Amount 10/21/16 WWW.ITUNES.COINBILL !TUNES STORE & APP STORE CUPERTINO CA 558/34 10)21/16 MAX CLEANING SERVICE C 888-406-4248 NORTH HAMPTON NH 5453.65 1W22/16 VNAVUUNES.COM/BILL ITUNES STORE & APP STORE CUPERTINO CA $16.03 10/22/16 VNAV.ITUNES.COM/EaLL !TUNES STORE & APP STORE CUPERTINO CA 521.39 10/22/16 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ S446.08 1023/16 0004 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ $439.66 10/28/16 AMAZON MKTPLACE PMTS BOOKSTORES AMZN.COM/BILL WA 575.99 10/29/16 AMAZON MKTPLACE PMTS BOOKSTORES AMZN.COM/BILL WA $1204 10129/16 AMAZON MKTPLACE PMTS BOOK STORES AMZN.COM/BILL WA $55.47 10/29/16 AMAZON MKTPLACE PMTS BOOKSTORES AMZN.COM/BILL WA $14455 10/29/16 AMAZON.COM MERCHANDISE AMZN.COM/BILL WA 527.72 10/30/16 MAX CLEANING SERVICE C 888-406-4248 NORTH HAMPTON NH $360.00 11/01/16 AMAZON MKTPLACE WATS BOOKSTORES AMZN.COM/BILL WA $2230 11/01/16 AMAZON MKTPLACE PMTS BOOKSTORES AMZN.COM/BILL WA $3557 11/01/16 AMAZON MKTPLACE PMTS BOOKSTORES AMZN.COM/BILL WA 526.15 11/01/16 AMAZON MKTPLACE PMTS BOOK STORES AMZN.COM/BILL WA 54153 11/01/16 AMAZON.COM MERCHANDISE AMZN.COM/BILL WA 54035 11/02/16 VNAVITUNES.COINBILL ITUNES STORE & APP STORE CUPERTINO CA 56.40 11/02/16 AMAZON MKTPLACE MATS BOOKSTORES AMZN.COM/BILL WA $23.78 11/07/16 AMAZON.COM MERCHANDISE AMZN.COM/BILL WA $4237 11/07/16 SOAP.COM HEALTHBEAUTY (800)762-7123 NJ 523.34 11/07/16 MAX CLEANING SERVICE C 888-406-4248 NORTH HAMPTON NH $460.00 11/07/16 COMMON CROW 650000000990666 9782831665 Description Prke COMMON CROW $20.00 GLOUCESTER MA $20.00 11/07/16 HP HOME STORE $104.10 H37215011801944 H372150118-104.1 888-345-5409 CA MAE X001429 Continued on next page SDNY_GM_00327229 EFTA_00199983 EFTA01686227 Centurion° Card G MAXWELL Closing Date 11/17/16 DUPLICATE COPY Account Ending p. 7/11 Detail Continued Foreign Spend Amount 11/12/16 MAX CLEANING SERVKE C NORTH HAMPTON NH S41295 888-406-4248 11/12/16 0804 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE NJ $235.77 2019960020 11/13/16 0804 EXTRA SPACE STORAGE 8042785629684 RIVER EDGE NJ $409.11 2019960020 11/16/16 VNAVITUNES.COWBILL CUPERTINO CA $5.33 (TUNES STORE&APP STORE 11/16/16 NEST LABS PALO ALTO CA $17.36 855-469-6378 Description BUSINESS SERVICES, Fees Amount Total Fees for this Period $0.00 2016 Fees and Interest Totals Year-to-Date Amount Total Fees in 2016 52,545.00 Total Interest in 2016 50.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later 07/08/2010 9.40%(v) S0.00 $0.00 Total mvartableRite $0.00 Information on Pay Over Time Features There b no preset spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There Is a limit to your Pay Over Time feature balance Your Pay Over Time limit is 535,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance upon receipt of your billing statement. AMEX001430 SDNY_GM_00327230 EFTA_00I 99984 EFTA01686228 G MAXWELL DMF,49,AT,E.FRP7X06 p 811' AMEX001431 SDNY_GM_00327231 EFTA 00199985 EFTA01686229 Centurion° Card G MAXWELL Closing Date 11/17/16 DUPLICATE COPY Account Ending p 9/11 Notice of Important Change to Your Account Terms We are making changes summarized below to your account terms, which are contained in the American Express Cardmember Agreement ("Agreement") governing your Account referenced in this notice. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. The detailed changes to your Cardmember Agreement can be found after the summary table. Summary of Change When you must pay As we notified you last month, effective January 1, 2017, you must pay no later than the Payment Due Date to avoid a late payment fee. Accordingly, we are removing the first sentence from the When you must pay section, which reads "Payment of the New Balance is due upon receipt of your statement? Detail of Changes to Your Cardmember Agreement This notice amends the Cardmember Agreement (the "Agreement) as described below. We have the right to amend as described in the Agreement. Any terms in the Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. About your payments Effective January 1, 2017, the When you must pay section of About your payments in Part 2 of the Cardmember Agreement is deleted in its entirety and replaced with: When you must pay You must pay no later than the Payment Due Date to avoid a late payment fee. If a statement includes a Pay Over Time balance, it will show a Minimum Payment Due. In this case, you must pay at least the Minimum Payment Due by the Payment Due Date. Each statement also states the time and manner by which you must make your payment for it to be credited as of the same day it is received. Each statement also shows a Closing Date. The Closing Date is the last day of the billing period covered by the statement. Each Closing Date is about 30 days after the previous statement's Closing Date. ID 12417 CMLENDDMfifigfr432 SDNY_GM_00327232 EFTA_00 199986 EFTA01686230 G MAXWELL DIANKKgr,99M06 p O1 1 AMEX001433 SDNY_GM_00327233 EFTA_00199987 EFTA01686231 CATS C Membership Rewards' Monthly Statement and Program News p 11/11 Prepared for G MAXWELL Account Number Total Points Balance 544,273 Points Earned this Period 13,367 Account Summary October 1,2016 - October 31,2016) Opening Points Balance 530,906 Points Earned this Period +13,367 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 544,273 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? manborshIprewards.corn 1.800-297.1300 International Collect 1.336-393.1111 Did You Know? UsoPo1nts For Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. team more at membership reward scam /you rch arges. Points Transaction Detail October 1, 2016 O, Tut,- Points Earned this Period forOttla iXX7-.. Points Activity On Eligible Charges "MP.1.1 Total Points Activity Per Card 9246 47 Ober Earn 2x MR Points ASL7 9,293 0001Gino XXXX-XXXXXIM 4.074 0 4,074 Total 13,320 47 13,367 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points an be reinstated for a fee by calling the number provided below or visiting membershiprmvards.com. Terms and Conditions of the Membership Rewards* program apply. For more Information, visit membersiurxewards.comiterms Of call 1.800297-1300. From overseas, call collect 1.336.393-1111. AMEX001434 SDNY_GM_00327234 EFTA_00199988 EFTA01686232 MiEX001435 SDNY_GM_00327235 EFTA 00199989 EFTA01686233 Centurion• Card DUPLICATE COPY G MAXWELL Closing Date 12/18/16 Next Closing Date 01/18/17 New Balance Payment Due Date $15,134.90 01/12/17* Tlate Payment Warning:If we do not receive your payment by the Payment Due Date of 01/12/17, you may have to pay a late fee of up to $38.00. z,i See page 2 for imponant information about your account. a We will debit your bank account for your payment of 815,134.90 on 01/02/17. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 12/31/16. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. Payment Coupon Do not staple or use paper clips In Check here if your addressor phone number has changed. Note changes on reverse side. Pay by Computer a rner Ica nmpresscomipbc p 1/9 Account Ending Membership Rewards* Points Available and Pending as of 11/30/16 563,053 For up todate point balance and full program details, visit mernbershiprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees $lamase 419,434.42 4415,780.74 +50.00 New Balance $15,134.90 Days in Billing Period: 31 Customer Care Pay by Computer amerkanexpress.com/pbc Customer Cant Pay by Phone 1-877-877-0987 1800.472.9297 g See page 2 for additional information. Pa Pay by Phone BM 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 001513490001513490 14 rl Account Ending Enter 15 digit account son all payments. Make check payable to American Express. Payment Due Date 01/12/17 AutoPay Amount 91 5,1 34.90 AMEX001436 SDNY_GM_00327236 EFTA_OGI 99990 EFTA01686234 G MAXWELL DekirStigncial p. 2/9 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credfted as of the day it is received. Payments we receive after 5 p.m. will not be credited toyour Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in USdollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior Witten approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron k Withdrawal: (1) When you send a check for payment you give us permission to etectionkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processabk electronically or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca lculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The inethod we use to figure the ADS and interest results in doily compounding of interest. Paying Interest: X you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge In a foreign currency, we will convert it into USdollars on the date we on our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishme nts will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. ril Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1877.877-0987 Hearing Impaired I.954.503-8905 TTY: 1-800.221.9950 1 877-877 0987 FAX:1 800 695 9090 1.800 CASH NOW In NY:1 800 522 1897 Change of Address Nausea on front. do not use. • To change your address online, visit wwwarnaticanexpfessoorn/updatecontactillo • For Name.Company Newt and Foreign Address or Phone dianges. pleas* all Customer Cart • Please print dearly in blue or Nadi ink only in the boxes provided. Street Address City. State Zip Code Area Ctde and Home Phan It lieneend (mall I 1 1 Webs/to: amelicanexpresscom Mobile Site: amexmobile.com Customer Care &Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit amerkenexpress.comiautopay today to enroll. J For information on how we protect your privacy and to set your communkation and privacy choice% please visit www.asnedamexprets.colvdprivecy. AMEX001437 SDNY_GM_00327237 EFTA_00 199991 EFTA01686235 Centurion • Card G MAXWELL Closing EIJI(' 12 18 16 DUPLICATE COPY Account Ending 319 Payments and Credits Summary Total Payments Credits -518,788.58 G MAXWELL -$645.84 Total Payments and Credits 419,434.42 Detail indicates posdro (We Payments 12/02/16° GMAXWELL Amount AUTOPAY PAYMENT RECEIVED -THANK YOU UMB BANK NATIONAL ASSOCIATION 418,78838 Credits Foreign Spend Amount 12/15/16 GMAXWELL HOTEL NOMADE SOLIDARIDAD ME LODGING 13.02336 -$645.84 Medan Pesos New Charges Summary Total C MAXWELL JENNIFER TURNER Total New Charges $12,897.41 $2,883.33 $15,780.74 Detail GMAXWELL Card Ending Amount 11/18/16 STRAWS TO PAWS 650000007592945 9086890800 Description Pike STRAWS TO PAWS $202.32 WASHINGTON $202.32 11/18/16 AT&P BILL PAYMENT 491 800-331-0500 Description TELEPHONE SERVICE/E DALLAS TX $171.35 11/18/16 7W51 DENTAL GROUP 212488-1090 NEW YORK NY $220.00 11/21/16 BROADVIEW NETWORKS 9149227538 (800)276-2384 NY $24.18 11/28/16 STARBUCKS STORE 0080 FAST FOOD RESTAURANT BOSTON MA $3.47 11/29/16 UBER 'US NOV29 7CIDA HELP.UBER.COM HELP.UBER.COM CA $6.15 12/01/16 JASON POSSUMATO 000000001 9177740347 Description REFER TO RECEIPT NEW YORK NY $309.27 12/02/16 NETWORK SOLUTIONS DOMAIN-SALES 8884424675 FL $14.95 888-642-9675 AMEX001438 Continued on reverse SDNY_GM_00327238 EFTA_00199992 EFTA01686236 G MAXWELL DUPLICATE copy ccount nng z-u/08 p49 Detail Continued Amount 12/02/16 SIRIUSXM.COWACCT XM SATEUTE 88/3435-5144 NY $22.77 12)04/16 TMOOILE•AUTO PAY 898805037 98006 800-937-8997 WA $160.41 12/05/16 THE UPS STORE 11083 BUSINESS SERVICE Description GOODS -SERVICES NEWYORK NY $12.46 12105/16 THE UPS STORE 01083 BUSINESS SERVICE Description GOODS - SERVICES NEW YORK NY $600.99 12/05/16 DROPBOX•GWHDD1 6RQMZ9 DROPBOX•GWHDOI6 4159867057 SAN FRANCISCO CA $9.99 12/06/16 EZPASS PREPAID TOLL 800-333-8655 800.333-8655 NY 611.81 12/06/16 DELUCA'S 542929803080365 6175234343 Description Price GROCERY STORES, SUP $19.99 BOSTON MA $19.99 12/07/16 TST• TATTE BAKERY CHARLES 000001001 6177235555 Description RESTAURANT CHARGES BOSTON MA $13.91 12/07/16 PODS OF NEW ENGLAND 650000006574035 8887767637 Description Price PODS OF NEW ENGLAND 61,05932 NORWOOD MA $1,05932 12/09/16 AMTRAK INTERNET SALE WASHINGTON DC From: BBY To: WP Ticket Number: 3440748058463 1(800)872-7245 WASHINGTON DC $116.00 12/09/16 HP HOME STORE H37301035801944 H373010358-218.83 888-345-5409 CA $218.83 12/10/16 IFLYBUSINES TRAVEL AGENCY Description TRAVEL AGENCY 8008079834 CA 53,970.00 12/10/16 AT&T RECURR BILL PAYMENT 800-3314500 Description TELECOMMUNICATIONS DALLAS TX $19839 12/12/16 UBER •US DEC12 AOUOF HELP.UBER.COM HELP.UBER.COM CA $852 12/12/16 SANTAMBROEUS 1000 MADISON AVENUE NEW FOOD/BEVERAGE $89.55 TIP $20.00 NEW YORK NY $10935 12/13/16 ANITA RCELA MD 212.5354004 NEW YORK FN $2,150.00 12/13/16 SP • OUTDOOR VOICES 888-746-7439 Description SP • OUTDOOR VOICES BROOKLYN NY $62130 12/13/16 PRET A MANGER 6/6-728-0505 Description FAST FOOD RESTAURAN NEWYORK NY $10.10 12/13/16 SEPHOM $120 85 COSMETIC STORE NEW YORK NY AMEX001439 Continued on next page SDNY_GM_00327239 EFTA_00199993 EFTA01686237 Centurion Card G MAXWELL Clo:nrig Date 12 18 16 DUPLICATE COPY Account Ending p. 5/9 Detail Continued I Amount 12/14/16 UOVO 0000 212.904-0404 Description STORAGE RENTAUSUPP LONG ISLAND C NY $162.56 12/14/16 SCHUTZ NY RETAIL 9175123974 NEW YORK NY $81636 12/14/16 DUANE READE 114503000014503 8002892273 Description REFER TO RECEIPT NEW YORK NY $15.28 12/15/16 IBERIA.COM IBERIA.COM From: To: LONDON CITY APT MADRID BARAJAS APT BOSTON LOGAN INTER MADRID BARAJAS APT LONDON GATWICK APT Ticket Number: 075236888442S Passenger Name: HOLVE/FLEUR JOANNA DESIRE Document Type: PASSENGER TICKET CENTRAL Carrier: Class: IB IB IB IB Date of Departure: 12/29 $647.95 12/15/16 UBER •US DEC15 JE3LT HELP.UBER.COM HELP.UBER.COM CA $10.55 12/15/16 KIEHL'S UES SPA 2NDF COSMETIC STORE NEW YORK NY $177.66 12/15/16 FREDERIC FEKKAI 2128910325 NEW YORK NY $271.70 12/15/16 LE PAIN QUOTIDIEN RESTAURANT FOOD/BEVERAGE 530.17 NEW YORK NY $30.17 12/16/16 KIEHL'S UES SPA 2NDF COSMETIC STORE NEW YORK NY $18810 12/17/16 AMTRAK INTERNET SALE WASHINGTON DC WASHINGTON DC $190.00 From: NYP To: BBY Ticket Number: 3520720005689 1 (800) 872-7245 JENNIFER TURNER Card Ending Amount 11/22/16 WWW.ITUNES.COWBILL 'TUNES STORE & APP STORE CUPERTINO CA $3519 11/22/16 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ $446.08 11/23/16 MAX CLEANING SERVICE C 888-406-4248 NORTH HAMPTON NH $25735 11/23/16 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ $439.66 11/24/16 AMAZON.COM MERCHANDISE AMIN.COWBILL WA $6537 11/25/16 WWWITUNES.COM/BIll 'TUNES STORE & APP STORE CUPEFMNO CA $1924 12/01/16 WAG.COM PETS (866)746-7924 NJ $116.95 12632/16 AMAZON.COM MERCHANDISE AMIN.COM/BILL WA $1234 M.1EX001440 Continued on reverse SDNY_GM_00327240 EFTA_00199994 EFTA01686238 G MAXWELL DMre'42,AT,E.99g1106 p. 6/9 Detail Continued Amount 12/02/16 NEST LABS 855469-6378 Description BUSINESS SERVICES, PALO ALTO CA 5100.00 12/02/16 MAX CLEANING SERVICE C 5339.95 888-4064248 NORTH HAMPTON NH 12/06/16 FEDEX INV 4486332721448633272 1-800-622-1147 116 E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INW 000448633272 FedEx $1-800422-1147 MEMPHIS TN $10.63 12/06/16 VA'AV.ITUNES.COM/BILL RUNES STORE & APP STORE CUPERTINO CA $10.68 12/07/16 AMAZON MKTRACE PMTS BOOK STORES AMINCOM/BILL WA $25.99 12/09/16 VNAV.ITUNES.COM/BILL (TUNES STORE &APP STORE CUPERTINO CA $2.13 12/09/16 MAX CLEANING SERVICE C 888-4064248 NORTH HAMPTON NH $448A5 12/1N16 AMAZON MKTPLACE PMTS BOOK STORES APAZILCO&VBILL WA $4A1 12/10/16 AMAZON.COM MERCHANDISE MAZN.COM/BILL WA $.62.62 12/13/16 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ $409.11 12/14/16 NYC TAXI 909409002170017 000-0000000 BROOKLYN NY $18.80 12/14/16 0000NYCTAXIM43 09010190015 000-0000000 JERSEY CITY NJ $24.80 12/14/16 WHITE AND BLUE GROUP WHITE AND BLUE TAXICAB& LIMOUSINE Description TAXI: 3V51 21,3866Orchard 21:17 54 Wooster S LK NY $9.30 12/16/16 AMAZON.COM MERCHANDISE AMZPLCOM/BILL WA $23.78 Fees Amount Total Fees for this Period $0.00 2016 Fees and Interest Totals Year-to-Date Amount Total Fees in 2016 51545.00 Total Interest in 2016 SODO AMEX001441 SDNY_GM_00327241 EFTA_00151510515 EFTA01686239 Centurion® Card G MAXWELL Closing Date 12/18/16 DUPLICATE COPY Account Ending p. 7/, Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage Rate Select & Pay Later Total NWariableRate Fran To Balance Subject to Interest Rate Interest charge 07/08/2010 9.65% (v) $0.00 50.00 $0.00 Information on Pay Over Time Features There is no pre-set spending limit on your Card No pre set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other fat-tors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There is a limit to your Pay Over Time feature balance Your Pay Over Time limit is 535,00000. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance by the Payment Due Date. AMEX001442 SDNY_GM_00327242 EFTA_00199996 EFTA01686240 G MAXWELL DMF,49,AT,E.FRP7X06 p 8/9 AMEX001443 SDNY_GM_00327243 EFTA 00199997 EFTA01686241 CATS C Membership Rewards' Monthly Statement and Program News p. 9/9 Prepared for G MAXWELL Account Number Total Points Balance 563,053 Points Earned this Period 18,7801 (Account Summery November 1,2016 - November 30, 2016 ) Opening Points Balance 544273 Points Earned this Period +18,780 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 563,053 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? membershIprewards.corn 1.800-297.1300 International Collect 1.336-393.1111 Did You Know? Use Points Foe Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at mernbersh ip reward s.com /you rch arges. Points Transaction Detail November 1,2016 - November 30,2016 Points Earned this Period fo r0ttla iXX2-.. Points Activity On Eligible Charges E'R,P.111 Total Points Activity Per Card 14,750 43 Uber Earn 2x MRPointsASI.7 AdelConte XXXX-XXXXXIM 3,987 0 3,98/ Total 18,737 43 18,780 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are In good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for • fee by calling the number provided below or visiting membershIprmvards.com. Terms and Conditions of the Membership Rewards* program apply. For more Information, visit membershirxewards.com/terms Of call 1603.297-1300. From overseas, call collect 1.336.393-1111. AMEX001444 SDNY_GM_00327244 EFTA 00199998 EFTA01686242 AMEXOO1445 SDNY_GM_00327245 EFTA 00199999 EFTA01686243 Centurion® Card G MAXWELL Closing Date 01/18/17 New Balance Payment Due Date DUPLICATE COPY $9,830.53 02/12/17: Ilate Payment Warning: If we do not receive your payment by the Payment Due Date of 02/12/17, you may have to pay a late fee of up to $38.00. See page 2 for important information about your account. We will debit your bank account for your payment of 59,830.53 on 02/02/17. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 01/31/17. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. Important Information:To access the most up to date version of your Cardmember Agreement, please log in to your Account at wym.americanexpress.com. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc p. 1/7 Account Ending Membership Rewards• Points Available and Pending as of 12/31/16 578,229 For up iodate point balance and full program details, visit menbershiprewards.com Account Summary Previous Balance $15,134.90 Payments/Credits -515,134.90 New Charges *59,830.53 Fees +50.00 New Balance $9,830.53) Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1 877 877 0987 1 8C0 472-9297 O See page 2 for additional information. gla Pay by Phone AM 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000983053000983053 14 rl Account Ending Enter 15 digit account it on all payments. Make check payable to American Express. Payment Due Date 02/12/17 AutoPay Amount $9,830.53 AMEX001446 SDNY_GM_00327246 EFTA 00200(X10 EFTA01686244 G MAXWELL DekirStigncial p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credfted as of the day it is received. Payments we receive after 5 p.m. will not be credited toyour Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in USdollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior Witten approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electron k Withdrawal: (1) When you send a check for payment you give us permission to etectionkally withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processabk electronically or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca lculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The inethod we use to figure the ADA and interest results in daily compounding of interest. Paying Interest: X you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge In a foreign currency, we will convert it into USdollars on the date we on our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishme nts will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. ril Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1877.877-0987 Hearing Impaired I.954.503-8905 TTY: 1-800.221.9950 1 877-877 0987 FAX:1 800 695 9090 1.800 CASH NOW In NY:1 800 522 1897 Change of Address Nausea on front. do not use. • To change your address online, visit wwwarnaticanexpfessoorn/updatecontactillo • For Name.Company Newt and Foreign Address or Phone dianges. pleas* all Customer Cart • Please print dearly in blue or Nadi ink only in the boxes provided. Street Address City. State Zip Code Area Ctde and Home Phan It lieneend (mall I 1 1 Webs/to: amelicanexpresscom Mobile Site: amexmobile.com Customer Care &Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit amerkenexpress.comiautopay today to enroll. J For information on how we protect your privacy and to set your communkation and privacy choice% please visit www.asnedamexprets.colvdprivecy. AMEX001447 SON Y_G M_00327247 EFTA_00200001 EFTA01686245 Centurion' Card G MAXWELL Closing Dole 01 18 17 DUPLICATE COPY Account Ending 3/7 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$15,134.90 $0.00 -815,134.90 Detail 'Indicates posting dam Payments 01/02/17• G MAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$15,134.90 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Now Charges $5,311.18 $4,519.35 89,83053 Detail G MAXWELL Card Ending Amount 12/2W16 USER •US DEC20 H3GEA HELP.UBEFLCOM HELP.UBER.COM CA $15-51 12/21/16 NYU PHYSICIAN SERVICES 0767 212-263-0041 Description MEDICAL SERVICES NEW YORK NY 51,000.00 12/21/16 BROADVIEW NETWORKS 9149227538 (MO276-2384 NY $24.10 12/22/16 FOSTER & SAM PET SUPPLIES (800)381.7179 WI $165.05 12/28/16 STARBUCKS STORE 0088 FAST FOOD RESTAURANT BOSTON MA $3.47 12/29/16 NETWORK SOLUTIONS DOMAIN-SALES 888-642-9675 888-642-9675 FL 814.95 12/29/16 GODADDY.COM (480)505-8855 480-S0S-8855 AZ $15.17 01/01/17 JASON POSSUMATO 000000001 9177740347 Description REFER TO RECEIPT NEW YORK NY $30927 01/02/17 SIRIUSXM.COM/ACCI XM SATELITE 888-635-5144 NY $22.77 01/04/17 TMOBILE•AUTO PAY 890805037 98006 800-937-8997 WA $115.09 01/04/17 SHNY MEMBERSHIP INC•SHNY MEMBERS 131-202-9299 Description SHNY MEMBERSHIP INC NEW YORK NY $2,068.63 AMEX001448 Continuedonieverse SDNY_GM_00327248 EFTA_00200002 EFTA01686246 G MAXWELL DWPLICiTi CQ,PY ccount n nag z-utu06 p 4/7 Detail Continued Amount 01/05/17 DROPBOX•C87F4735C2V8 DROPBOX•C87F473 4159867057 SAN FRANCISCO CA $9.99 01/07/17 PODS OF NEW ENGLAND 650000006574035 8887767637 Description Price PODS OF NEW ENGLAND S1059.32 NORWOOD MA S1,059.32 01/10/17 AT&T RECURR BILL PAYMENT 800-331-0500 Description TELECOMMUNICATIONS DALLAS TX $195.88 01/11/17 LIMO 0000 212-904-0404 Description STORAGE RENTAL/SUPP LONG ISLAND C NY $16256 01/14/17 PEAK PERFORMANCE SKI SHOP 000000001 8024229447 Desalption Price MISC. MERCHANDI $4554 KILLINGTON VT $45.54 01/15/17 KILUNGTON SNOWSHED RETAIL KILUNGTON 802422-3333 MWNGTON VT $68.90 01/18/17 TSP. TATTE BAKERY CHARLES 000001001 6177235555 Description RESTAURANT CHARGES BOSTON MA $14.98 ri JENNIFER TURNER Card Ending Amount 12/17/16 MAX CLEANING SERVICE C 888-406-4248 NORTH HAMPTON NH $115.00 12/19/16 W/AVJTUNES.CO&VBILL RUNES STORE & APP STORE CUPERTINO CA S7A8 12/21/16 VAWMTUNES.COWBILL !TUNES STORE & APP STORE CUPERTINO CA $13.90 12/22/16 AMAZON MKTPLACE PMTS BOOKSTORES AMZN.COM/BILL WA $19.97 12/22/16 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ $446.06 12/23/16 MES•TILE, INC. 5087406401944 SAN MATEO CA S18.00 12/23/16 0904 EXTRA SPACE STORAGE 8042785629684 2019960020 RNER EDGE NJ 643966 12/24/16 WAG.COM PETS (866)746-7924 PU $52.98 12/25/16 MAX CLEANING SERVICE C 888-406-4248 NORTH HAMPTON NH 5285.00 12/26/16 VNAVJTUNES.COM/BILL !TUNES STORE & APP STORE CUPERTINO CA $21.39 12/27/16 FEDEX RW2017904281201790428 1400-622-1147 116 E 65TH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV. 030201790428 FedEx 11-800-622-1147 MEMPHIS TN $14.02 12/28/16 AMAZON MKTPLACE PMTS BOOK STORES APAZN.COWBILL WA $60.80 12/29/16 AMAZON.COM MERCHANDISE AMIN.COMMILL WA S18.65 01/0S/17 AMAZON.COM MERCHANDISE APAZN.COMMILL WA $4237 AMEX001449 Continued on next page SDNY_GM00327249 EFTA_002000O3 EFTA01686247 Centurions Card G MAXWELL Closing Date 01/18/17 DUPLICATE COPY Account Ending p. 5/7 Detail Continued Amount 01/08/17 AMAZON.COM MERCHANDISE AMZN.COM/BILL WA $33.78 01/09/17 HTTP://VAVW$XYPE.Nf r SKYPE SUBSCRIPT liTTPIAWAVSKYPE.NET LUXEMBOURG LU $10.00 01/13/17 0804EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE 6408.66 01/17/17 AMAZ0N.00M MERCHANDISE AMZN.COM/BILL WA 671.10 01/17/17 VAWIITUNES.COM/BILL (TUNES STORE & APP STORE CUPERTINO CA 62.13 01/17/17 PATJOLANE COM PAT1OLANE COM DRAPERY/UPHOLSTERY CLEARWATER FL $2,277.10 7/17 AMAZON.COM MERCHANDISE AMZN.COM/BILL WA 512.74 01/18/17 AMAZON.COM MERCHANDISE AMZN.COM/BILL WA $49.18 01/18/17 AMAZON.COM MERCHANDISE AMZN.00M/BILL WA 650.18 01/18/17 AMAZON.COM MERCHANDISE AMZN.COM/BILL WA $49.18 Fees Amount Total Fees for this Period $0.00 2017 Fees and Interest Totals Year-to-Date Amount Total Fees In 2017 50.00 Total Interest In 2017 50.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage Rate Select & Pay Later Total OlVeriableRate From To Balance Subject to Interest Rate Interest Charge 07/08/2010 9.6594i(v) SOHO $0.00 $0.00 Information on Pay Over Time Features There isno preset spading limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. AMEX001450 Continued on reverse SDNY_GM_00327250 EFTA 00200004 EFTA01686248 G MAXWELL DMFIViign99gio6 Information on Pay Over Time Features continued There is a limit to your Pay Over Time feature balance Your Pay Over Time limit is $35,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance by the Payment Due Date. P. 6/7 AMEX001451 SONY_GM_00327251 EFTA (X)200005 EFTA01686249 CATS C Membership Rewards' Monthly Statement and Program News p. 7/7 Prepared for G MAXWELL Account Number Total Points Balance 578,229 Points Earned this Period 15,176 Account Summary December 1, 2016 - December 31,2016 Opening Points Balance 563,053 Points Earned this Period +15,176 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 578,229 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? mentbrwshiprowards.corn 1.800-297.1300 International Collect 1.336-393.1111 Did You Know? Use Points Fat Tour Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at mernbersh ip reward s.com /you rch arges. Points Transaction Detail December 1, 2016 - December 31,2016 Points Earned this Period fo r0ttla iXX2a Points Activity On Eligible Charges "EX PS Total Points Activity Per Card 12251 42 Uber Earn N MRPoints 12,293 Adel XXXX-XXX iento XXIM 2,883 0 2,883 Total 15,134 42 15,176 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprmvards.com. Terms and Conditions of the Membership Rewards* program apply. For more Information, visit membershiprewards.com/terms Of call 1.800.297-1100. From overseas, call collect 1-336.393-1111. AMEX001452 SDNY_GM_00327252 EFTA_00200006 EFTA01686250 AMEX001453 SDNY_GM_00327253 EFTA_00200007 EFTA01686251 Centurion • Card G MAXWELL Closing Date 02/15/17 DUPLICATE COPY New Balance $6,793.96 Payment Due Date 03/12/17t Time Payment Warning:If we do not receive your payment by the Payment Due Date of 03/12/17, you may have to pay a late fee of up to $38.00. See page 2 for Important information about your account. O Seepage? for a Notice Of Change To The Membership Rewards Program Terms & Conditions. :CD We will debit your bank account for your payment of $6,793.96 on 03/02/17. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made by 02/28/17. if your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. Payment Coupon Do not staple or use paper clips In Check here if your addressor phone number has changed. Note changes on reverse side. Pay by Computer a rner rca nexpress.comipbc p 1/9 Account Ending Membership Rewards' Points Available and Pending as of 01/31/17 588,060 For up todate point balance and full program details, visit riminbershfpraewards.com Account Summary Previous Balance $9,830.53 Payments/Credits -$9,53053 New Charges +$6,793.96 Fees +$0.00 New Balance $6,793.96 Days in Billing Period: 28 Customer Care Pay by Computer amerkanexpress.com/pbc Customer Cant Pay by Phone 1-877-877-0987 1800.472.9297 g See page 2 for additional information. gla Pay by Phone IM 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000679396000679396 111 rl Account Ending Enter 15 digit account son all payments. Make check payable to American Express. Payment Due Date 03/12/17 AutoPay Amount $6,793.96 AMEX001454 SDNY_GM_00327254 EFTA_00200008 EFTA01686252 G MAXWELL DekirStigncial p. 2/9 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credfted as of the day it is received. Payments we receive after 5 p.m. will not be credited toyour Account until the next day. Payments must also: (1) include the remittance coupon from your statement; l2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior Witten approval. We will re-present to your financial institution any payment that is returned unpaid. Permbike for Electron k Withdrawal: (1) When you send a check for payment you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processabk electronically or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca lculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The inethod we use to figure the ADS and interest results in doily compounding of interest. Paying Interest:If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge In a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges converted by establishme nts will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. ril Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1877.877-0987 Hearing Impaired I-954-503-8905 TTY: 1-800-2214950 1 877-877 0987 FAX:1 800 695 9090 1.800 CASH NOW In NY:1 800 522 1897 Change of Address licorrect on front. do not use. • To change your address online, visit wwwarnoticanexpressoorn/updatecontactido • For Name.Company Name. and Foreign Address or Phone changes. pleas* all Customer Cart • Please print dearly in blue or Nadi ink only in the boxes provided. Street Address City. State Zip Code Area Ctde and Home Phase It lieneend (mall I 1 1 Webs/to: amelicanexpresscom Mobile Site: amexmobile.com Customer Care &Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit amerkanexpress.com/autopay today to enroll. J For information on how we protect your privacy and to set your communkation and privacy choice% please visit www.asnedassexprets.colvdprIvecy. AMEX001456 SONY_GM_00327255 EFTA_00200009 EFTA01686253 Centurion' Card C MAXWELL Closing Dale 02 15 17 DUPLICATE COPY Account Ending 3/9 Payments and Credits Summary Total Payments Credits Total Payments and Credits 49,83053 $0.00 $9,830.53 Detail indicon penned** Payments 02/02/1P G MAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION 49,83033 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Newt:barges $5,176.77 $1.617.19 56,793.96 Detail G MAXWELL Card Ending Amount 01/23/17 BROADVIEW NETWORKS 9149227538 180012742384 NY $23.05 01/26/17 NETWORK SOLUTIONS DOMAIN-SALES 888-642-9675 888-642-9675 FL $14.95 01/28/17 AT&T K0069968 ESTOR 0009 800-331-0500 Description TELEPHONE SERVICE/E BETHLEHEM PA $44.69 02/01/17 JASON POSSUMATO 000000001 9177740347 Description REFER TO RECEIPT NEW YORK NY $309.27 02/02/17 DELTA AIR LINES DELTA AIR LINES From: To: BOSTON LOGAN INTER NEW YORK LA GUARD' WA WA WA Tkket Number: 00623717541952 Passenger Name:MAXWELUGHISLAINE Document Type: PASSENGER TICKET ATLANTA Carrier: Claw DL A YY 00 YY 00 YY 00 Date of Departure. 02/02 $21220 02/02/17 SIRIUSXM.COM/ACCT XM SATELITE 888-635-5144 NY $22.77 02/02/17 DAU MARKET 0001 212-760-2338 Description GENERAL MERCH NEW YORK NY $6.99 02/02/17 NOBU NEW YORK NY $91.37 212-757-3000 AMEX001456 Continued on reverse SDNY_GM_00327256 EFTA_002000 10 EFTA01686254 G MAXWELL DWPLICTi CORY ccount n ing z u/uO6 p4/9 Detail Continued Amount 02/02/17 FREDERIC FEKKAI 2128910325 NEW YORK NY $62.70 02/03/17 AV MARRIOTT ESSEX HOUSE NEW YO LODGING NEW YORK NY $4000 02/03/17 KIEHL'S LEXINGTON AV COSMETIC STORE NEWYORK NY $308.28 02/03/17 PRET A MANGER 646-728-0505 Description FAST FOOD RESTAURAN NEW YORK NY $6.85 02/03/17 WORKSHOP APPAREL WORKSHOP APPARE MEWSANOMENS CLOTHNG NEW YORK NY 84066.98 02/04/17 TMOBILPAUTO PAY 89880503798006 800-937-8997 WA $224.97 02/04/17 THE TUMI STORE 9087564000 Description Price MISC RETAIL $163.31 NEW YORK NY $16331 02/04/17 LE PAIN QUOTIDIEN RESTAURANT FOOD/BEVERAGE $20.08 TIP $2.92 NEW YORK NY $23.00 02/05/17 DROPBOX•KV9LL6L2BN23 DROPBOX•KV9LL6L 4159867057 SAN FRANCISCO CA $9.99 02/07/17 AMERICAN EXPRESS TVL SVC DELTA AIR LINES INC. From: To: NEW YORK LA GUARDI BOSTON LOGAN INTER N/A N/A N/A Ticket Number:00679449652490 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET PHOENIX Carrier: Class: DL W YY 00 VY 00 YY 00 Date of Depanure: 02/10 AZ $132.78 02/07/17 NETWORK SOLUTIONS DOMAIN-SALES W8-642-9675 888-642-9675 FL $135.94 02/07/17 PODS OF NEW ENGLAND 650000006574035 8887767637 Description Price PODS OF NEW ENGLAND $1,059.32 NORWOOD MA $1,05932 02/07/17 PR' A MANGER 646-728-0505 Description FAST FOOD RESTAURAN NEW YORK NY $12.69 02/08/17 NELLOS USFC10065 NEW YORK NY $63.00 02/08/17 FOOD EMPORIUM 1533 542929806389987 5164832400 Description Price GROCERY STORES, SUP $14.95 NEW YORK NY $14.95 02/09/17 PRET A MANGER 646-728-0505 Description FAST FOOD RESTAURAN NEW YORK NY $12.69 02/1W17 UOVO0C00 $16256 212-904-0404 Description STORAGE RENTAL/SUPP LONG ISLAND C NY MAE X001457 Continued on next page SDNY_GM_00327257 EFTA_00200011 EFTA01686255 Centurion • Card G MAXWELL Closing Date 0215/17 DUPLICATE COPY Account Ending p. Detail Continued Amount 02/I W17 AT&T RECURR BILL PAYMENT 800-331-0500 Description TELECOMMUNICATIONS DALLAS TX $195.44 02/14/17 VINCE 915 592717 (617)279-0659 BOSTON MA $209.00 02/14/17 1 HOTEL PARK Arrival Date Departure Date 02/11/17 02/17/17 00000000 NEW YORK NY S405.91 02/14/17 THINIONG CUP - NEWBURR 000000001 6174169250 Description REFER TO RECEIPT BOSTON MA $1134 02/14/17 THINKING CUP . NEWBURR 000000001 6174169250 Description REFER TO RECEIPT BOSTON MA $9.58 02/11/17 VIDAL SASSOON VIDAL SASSOON BOSTON MA $120.00 617-536-5496 El JENNIFER TURNER Card Ending Amount 01/22/17 WWW.ITUNES.COM/BILL 'TUNES STORE &APP STORE CUPERTINO CA $3525 01/22/17 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ $445.61 01/23/17 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE P41 $439.19 01/24/17 WWW.ITUNES.COMMILL ITUNES STORE &APP STORE CUPERTINO CA $10.99 01/25/17 AMAZON MKTPLACE PMTS BOOK STORES AMZN.COM/BILL WA $75.29 02/09/17 AMAZON.COM MERCHANDISE AMZN.COM/BILL WA $31.12 02/11/17 AMAZON MKTPLACE PMTS BOOK STORES AMZN.COM/BILL WA $171.10 02/13/17 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ 5108.64 Fees Amount Total Foos for thls Period $0.00 2017 Fees and Interest Totals Year-to-Date Total Fees In 2017 Total Interest In 2017 Amount $0.00 $0.00 AMEX001458 SDNY_GM_00327258 EFTA_002000 12 EFTA01686256 G MAXWELL DUPLI nt b CATE COP_Y Accou riefing 4 utu06 p. 6/9 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate In Charge Select & Pay Later Total OWeriebleRste 07/08/2010 9.65%60 $0.00 $0.00 $0.00 Information on Pay Over Time Features There is no pre-set spading limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There Is a limit to your Pay Oval Time feature balance Your Pay Over Time limit is S35.000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance by the Payment Due Date. AMEX001459 SDNY_GM_00327259 EFTA 00200013 EFTA01686257 Centurions Card G MAXWELL Closing Date 02/15/17 DUPLICATE COPY Account Ending Notice of Important Changes to the Membership Rewards® Program Terms We are making changes summarized below to the Membership Rewards program terms. We encourage you to read this notice and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. The detailed changes to the Membership Rewards program terms can be found on the following page. Important Information about the Membership Rewards Program p 7/9 Effective June 1, 2017, we are making two changes to the Terms and Conditions of the Membership Rewards• program: (1) If we cancel your Linked Card Account on or after June 1, 2017, we will no longer return points to your program account if your Linked Card Account (including a Corporate Card) is reinstated within one year after it is cancelled; and (2) Corporate Card Members can begin using points for charges at Ticketmaster and Telecharge. Effective immediately, we are replacing the first paragraph of the "Using Your Card" subsection of the "Getting Points" section to clarify how you can earn points and when they will be available for use. See the reverse side for the Detail of Changes to the Membership Rewards program Terms and Conditions ID 12454 CMLENDDMIAM146° SDNY_GM_00327260 EFTA_002000 14 EFTA01686258 G MAXWELL DVEINIgg.298106 p 8i9 Detail of Changes to the Membership Rewards Program Terms This notice amends the Membership Rewards program Terms and Conditions (the "Terms and Conditions') as described below. We have the right to amend as described in the Terms and Conditions. Any provisions in the Terms conflicting with this change are replaced fully and completely. Provisions not changed by this notice remain in full force and effect. Membership Rewards Program Effective June 1, 2017, (1) the following two sentences are deleted from the "For Canceling Your Account" subsection of the "Forfeiting And Getting Points Back" section of the Membership Rewards Terms and Conditions: "If we reinstate the Linked Card Account within one year, these forfeited points will be returned to your program account. If the only Linked Card Account is a Corporate Card and has been reinstated within one year, you must contact Membership Rewards at 1-800-AXP-EARN to have the forfeited points returned to your account.", and (2) the following sentence is deleted from the "Using Pay With Points To Book Travel On American ExpressoTravel, For Products Through Membershiprewards.com, And Elsewhere" subsection of the "Using Points" section of the Membership Rewards Terms and Conditions: "Corporate Card Members are not eligible to use points for Ticketmaster or Telecharge if the Corporate Card is the only Linked Card Account." Effective immediately, the following language will replace the first paragraph of the "Using Your Card" subsection of the "Getting Points" section: "Most Card Members will earn one point for every dollar charged for an eligible purchase to their Linked Card Account. Some Card Members will earn additional points for every dollar charged for an eligible purchase to their Linked Card Account, as noted in the Getting Additional Points section immediately below. To use points you have earned, including these additional points, you must pay the amount due on your Linked Card Account statement on time. If it's necessary for you to enroll your Card in Membership Rewards in order to participate in the program, you won't earn points for eligible purchases that you made before your enrollment date. As long as you pay the minimum amount due, you will earn points for the full amount of any charge applied to the following: • Sign & Travers • Extended Payment Option • Flexible Payment Option • Select & Pay Later • Elgible American Express Credit Card purchases From time to time, we may make promotional offers of points. These offers include terms about how you can earn the points and when you can use them. These offer terms may differ from the terms above concerning points earned for charges to your Linked Card account, including when you can use the points. You can view your point balance by logging onto your online account at www.americanexpress.com and viewing your account summary page. Some points may be shown as pending points. Pending points are points you will be able to use after we receive timely payment of the related amount due or in accordance with the terms of the offer for which the promotional points are awarded." CMLENDDMIMM1461 SONY_GM_00327261 EFTA ()02()0015 EFTA01686259 CATS C Membership Rewards' Monthly Statement and Program News p. 949 Prepared for G MAXWELL Total Points Balance Account Number 588,060 Points Earned this Period 9,831 Account Summary Opening Points Balance Points Earned this Period January 1, 2017 -January 31,2017) 578,229 +9,031 Points Used this Period Reinstated Points and Adjustments Total Points Balance 0 0 588,060 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail Questions About Your Account? membershiprewards.corn 1.800-297.1300 International Collect 1.336-393.1111 Did You Know? Use Points For Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at membership reward scorn /you rch arges. January I, 2017 - January 31,2017 Points Earned this Period for0tt la iXX2-.. Atli Cantu XXXX-XXXXXIM Total Points Activity On Eligible Charges 5,312 Total Points Activity Per Card 5,312 4,519 0 4,519 9,831 0 9,831 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points an be reinstated for a fee by calling the number provided below or visiting membershiprmvards.com. Terms and Conditions of the Membership Rewards* program apply. For more Information, visit membersivrxewards.comiterms Of call 1.803.297-1300. From overseas, call collect 1-336.393-1111. AMEX001462 SDNY_GM_00327262 EFTA_00200016 EFTA01686260 AMEX001463 SDNY_GM_00327263 EFTA_00200017 EFTA01686261 Centurion® Card G MAXWELL Closing Date 03/17/17 DUPLICATE COPY New Balance $13,712.25 Payment Due Date 04/12/17t t Late Payment Warning: If we do not receive your payment by the Payment Due Date of 04/12/17, you may have to pay a late fee of up to $38.00. O See page 2 for important information about your account. We will debit your bank account for your payment of $13,712.25 on 04/01/17. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 03/30/17. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. As a valued Card Member we want to make you aware that, if you have a Pay Over Time feature and should variable APRs increase, the Penalty APR on your account will not exceed 29.99%. Your APRs may be increased to the Penalty APR if we do not receive your payment on time or if your payment is returned by your bank. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.convpbc p. 1/9 Account Ending Membership Rewards' Points Available and Pending as of 02/28/17 594,855 For up Iodate point balance and full program details, visit menbershiprewards.com Account Summary Previous Balance $6,793.96 Payments/Credits -$6,793.96 New Charges 4513,712.25 Fees +50.00 New Balance S13,712.25) Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care 1 877 877 0987 Pay by Phone 1 8C0 472-9297 O See page 2 for additional information. Pay by Phone IM 1.800 472 9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 001371225001371225 14 rl Account Ending Enter 15 digit accounts on all payments. Make check payable to American Express. Payment Due Date 04/12/17 AutoPay Amount $13,712.25 AMEX001464 SDNY_GM_00327264 E FTA_00 2000 I EFTA01686262 G MAXWELL DekirStigncial p. 2/9 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credfted as of the day it is received. Payments we receive after 5 p.m. will not be credited toyour Account until the next day. Payments must also: (1) include the remittance coupon from your statement; l2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Plea se do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior Witten approval. We will re-present to your financial institution any payment that is returned unpaid. Permbike for Electron k Withdrawal: (1) When you send a check for payment you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processabk electronically or a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca lculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The inethod we use to figure the ADS and interest results in doily compounding of interest. Paying Interest:If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge In a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate maydiffer from rates in effect on the date of your charge. Charges converted by establishme nts will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. ril Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1877.877-0987 Hearing Impaired I-954-503-8905 TTY: 1-800-2214950 1 877-877 0987 FAX:1 800 695 9090 1.800 CASH NOW In NY:1 800 522 1897 Change of Address licorrect on front. do not use. • To change your address online, visit wwwarnoticanexpressoorn/updatecontactido • For Name.Company Name. and Foreign Address or Phone changes. pleas* all Customer Cart • Please print dearly in blue or Nadi ink only in the boxes provided. Street Address City. State Zip Code Area Ctde and Home Phase It lieneend (mall I 1 1 Webs/to: amelicanexpresscom Mobile Site: amexmobile.com Customer Care &Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit amerkanexpress.com/autopay today to enroll. J For information on how we protect your privacy and to set your communkation and privacy choice% please visit www.asnedassexprets.colvdprIvecy. AMEX001466 SONY_GM_00327265 EFTA_002000 19 EFTA01686263 Centurion' Card G MAXWELL Closing Dot(' 03 17 17 DUPLICATE COPY Account Ending p. 3/9 Payments and Credits Summary Total Payments Credits -$6,696.03 G MAXWELL -597.93 Total Payments and Credits 46,793.96 Detail indiums naming dot Payments 03/02/17° G MAXWELL Amount AUTOPAY PAYMENT RECEIVED -THANK YOU UMB BANK NATIONAL ASSOCIATION -56,696.03 Credits Amount 02/18/17 G MAXWELL Apple Store 6313914350 NewYork APPLE STORE NE -$97.93 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges 56067.64 57,644.61 $13,712.25 Detail G MAXWELL Card Ending Foreign Spend Amount 02/15/17 PAYPAL•CARBCOUK HTTP/A.AVWPAYPALCOM 4029357733 G8 sae Pounds Rainy $7.84 02/16/17 AI Non 212-613-8660 FOOD TIP 575.13 $8.87 New York NY 584.00 07/16/17 KIEHL'S LEXINGTON AV COSMETIC STORE NEW YORK NY 5188.10 02/16/17 FREDERK FEKKAI 2128910325 NEW YORK NY $29557 02/16/17 SPYDER WOODBURY 0000 8449284855 Description ANT1QUESKOLLKTII3L CENTRAL VALLE NY 5648.75 02/16/17 1 HOTEL PARK Arrival Date 02/16/17 00=000 Departure Date 02/18/17 NEW YORK NY 5656.56 02/17/17 PRET A MANGER 646-7284505 Description FAST FOOD RESTAURAN NEW YORK NY $14.87 02/17/17 Apple Store 6313914350 597.93 APPLE STORE NE NewYork AMEX001466 Continued on reverse SDNY_GM_00327266 EFTA_00200020 EFTA01686264 G MAXWELL DyPLICFf cgopy ccount n mg 7v06 p. 449 Detail Continued Foreign Spend Amount 02/18/17 INTERMIX-MADISON 0000 212-741-5075 Description WOMENS READY-TO-WEA NEW YORK NY $381.06 02/21/17 BROADVIEW NETWORKS 9149227538 (800)2782384 NY $24.91 02/22/17 02/23/17 1 HOTEL PARK Arrival Date Departure Date 02/16/17 02/21/17 00000000 NEW YORK 888 642 9675 NY $2430 NETWORK SOLUTIONS DOMAIN-SALES 888-642-9675 FL $14.95 02/27/17 STARBUCKS STORE 0080 FAST FOOD RESTAURANT BOSTON MA $4.23 02/27/17 BACK BAY VETERINARY CLIN0444 617-247-2273 Description PET MEDICAL SERVICE BOSTON MA $129.68 03/01/17 TSP TAM BAKERY CHARLES 000001001 6177235555 Description Price RESTAURANTS $482 BOSTON MA $4.82 03/01/17 JASON POSSUMATO 000000001 9177740347 Description REFER TO RECEIPT NEW YORK NY 530927 03/02/17 SIRIUSXM.COM/ACCT XM SATEUTE 888-635-5144 NY $22.77 03/02/17 TSP TATTE BAKERY CHARLES 000001001 6177235555 Description Price RESTAURANTS $23.54 BOSTON MA $23.54 03/02/17 TSP TATTE BAKERY CHARLES 000001001 6177235555 Description Price RESTAURANTS $642 BOSTON MA $642 03/04/17 TMOBILPAUTO PAY 89880503798006 800-937-8997 WA 5215.75 03/05/17 DROPBOrS3SKTKP45894 DROPBOrS3SICTICP 4159867057 SAN FRANCISCO CA $9.99 03/07/17 PRET A MANGER 617-236-0634 Description FAST FOOD RESTAURAN BOSTON MA 51 549 03/07/17 PODS OF NEW ENGLAND 650000006574035 8887767637 Description Price PODS OF NEW ENGLAND $1,059.32 AMERICAN EXPRESS TVL SVC AMERICAN AIRLINES INC From: To: MIAMI INTERNATIONA N.Y.1 F KENNEDY I N/A N/A N/A NORWOOD MA $1,059.32 03/09/17 PHOENIX Cartier: AA 119 IN YY Class: I 00 00 00 AZ $37420 Ticket Number:00179542741453 Date ot Departure: 03/20 Passenger Name: MAXWELL/C.LHISLAINE NO Document Type: PASSENGER TKKET M1EX001467 Continued on next page SDNY_GM_00327267 EFTA_002 0002 1 EFTA01686265 Centurion° Card G MAXWELL Closing Date 03/17/17 DUPLICATE COPY Account Ending p 5/9 Detail Continued Foreign Spend Amount 03,09/ 17 JET BLUE AIRWAYS 9010O01 JETBLUE AIRWAYS From: To: N/A N/A N/A N/A N/A Ticket Number. 27906199514922 Passenger Name: MAXWELL/GHISLAINE MS Document Type: ADDMONAL COLLKTION JETBLUE Cartier: YY YY YY YY Date of Departure: Class: 00 00 00 00 03/09 Class: 00 00 00 NY NY $65.00 03/09/17 $337.59 03/09/17 JETBLUE AIRWAYS9010001 JETBLUE AIRWAYS Front To•. BOSTON LOGAN INTER FT LAUDERDALE/HOLL N/A N/A N/A Ticket Number:27921712282793 Passenger Name: MAXWELL/GHISLAINE MS Document Type: PASSENGER TICKET JETBLUE Carries: 86 YY W W Date of Departure:03/17 ZARA USA 37530000 WOMEN'S CLOTHING Description APPAREUACCESSORIES BOSTON MA $198.90 03/10/17 UOVO0000 212-9040404 Description STORAGE RENTAL/SUPP LONG ISLANDC NY 516236 03/10/17 AT&T RECURR BILL PAYMENT 800-331.0500 Description TELECOMMUNICATIONS DALLAS TX $217.81 03/16/17 HOLIDAY BOUTIQUE 617-9734730 BOSTON MA $243.00 03/16/17 AMTRAK INTERNET SALE WASHINGTON DC Front NYP To: 8BY Ticket Number:0750637086950 1 (800)872-7245 WASHINGTON DC $209.00 03/17/17 TST•TATTE BAKERY CHARLES 000001001 BOSTON MA $19-26 6177235555 Description Price RESTAURANTS 519.26 is JENNIFER TURNER Card Ending Foreign Spend Amount 02/16/17 NEST LABS 855-469-6378 Description BUSINESS SERVICES, PALO ALTO CA $150.00 02/16/17 WYVITUNES.CO&VBILL ITUNES STORE & APP STORE CUPERTINO CA $2.13 02/22/17 venveuNES.COMMILL RUNES STORE & APP STORE CUPERUNO CA 54038 02/22/17 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ $445.59 02/23/17 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ 5439.18 AME X001468 Continued on reverse SDNY_GM_00327268 EFTA_00200022 EFTA01686266 G MAXWELL DT.114,91gEn?,98106 p. 6/9 Detail Continued Foleogn Spend Amount 02/27/17 AMAZON MKTPLACE PMTS BOOK STORES AMZN.COM/BILL WA $63.94 02/28/17 MICROSOFT 'STORE 0000 800442-7676 Description COMPUTER IIRDWR/SFTW MSBILL.INFO WA 5106.86 03/02/17 GOKKOM LUNEL ETIENNE GOODS/SERVICES Boston MA 522.45 03/04/17 AMAZON.COM MERCHANDISE AMZN.COM/BILL WA 54237 03/12/17 VAW/JTUNES.COMMILL [TUNES STORE &APP STORE CUPERTINO CA 52.13 03/13/17 0801 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ 545033 03/14/17 JORDAN'S FURNITURE 0035 866 856 7326 Description FURNITURE/LAMP/UGH E TAUNTON MA $784.63 03/15/17 WWW.ITUNES.COM/BILL ITUNES STORE & APP STORE CUPERTINO CA 57.46 03/15/17 GODADDY.COM (480)505-8855 480-S05-8855 AZ $39.98 03/15/17 1STDIBS.COM I STDIBS.COM DIRKT MKTG MISC UNITED STATES $400.00 03/15/17 1STDIBS.COM I STDIBS.COM DIRKT MKTG MISC UNITED STATES 54220.00 03/16/17 SOAP.COM HEALTH BEAUTY (800)762-7123 NJ 5319.12 03/17/17 AMAZON MKTPLACE PMTS BOOK STORES AMZN.COM/BILL WA $26.84 03/17/17 AMAZON MKTPLACE PMTS BOOK STORES AMZN.COM/BILL WA 55822 03/17/17 AMAZON MKTPLACE PMTS BOOK STORES AMZN.COM/BILL WA 522.20 Fees Amount Total Fees for this Period 50.00 2017 Fees and Interest Totals Year-to-Date Amount Total Fees in 2017 $0.00 Total Interest in 2017 saoo AMEX001469 SDNY_GM_00327269 EFTA_00200023 EFTA01686267 Centurion ' Card G MAXWELL Clo3ing Date Oa 17 17 DUPLICATE COPY Account Ending p 7/9 Interest Charge Calculation Your Annual Percentage Rate IAPR) is the annual interest rate on your mount. Transactions Dated Annual Percentage Rate Select & Pay Later Total (v)Variableitate Fran To Silence Subject to Interest Rata Interest charge 07/08/2010 9.65% (v) $0.00 $0.00 $0.00 Information on Pay Over Time Features Thera is no preset spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. Thumb a Inn It to your Pay Over Urn* feature balance Your Pay Over Time limit is S35,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance by the Payment Due Date. AMEX001470 SDNY_GM_00327270 EFTA_00200024 EFTA01686268 G MAXWELL DMF,49,AT,E.FRP7X06 p 8/9 AMEX001471 SDNY_GM_00327271 EFTA_00200025 EFTA01686269 CATS C Membership Rewards' Monthly Statement and Program News p. 9A Prepared for G MAXWELL Account Number Total Points Balance 594,855 Points Earned this Period 6,795 Account Summary February 1, 2017 - February 28, 2017) Opening Points Balance 588,060 Points Earned this Period 4.6,795 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 594,555 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail Questions About Your Account? membershIprewards.corn 1.800-297.1300 International Collect 1.336-393.1111 Did You Know? Use Points For Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at membersh ip reward s.com /you rch arges. February 1, 2017 - February 28„)''' Points Earned this Period fo rOttla iXX2-.. AdelCantu XXXX-XXXXI. Total Points Activity On Eligible Charges BoflAWar rib 5,178 Total Points Activity Per Card 5,178 1,617 0 1417 6,795 0 6,795 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards* program apply. For more Information, visit membershirxewards.comiterms or call 1800297-1300. From overseas, call collect 1.336.393-1111. AMEX001472 SDNY_GM_00327272 EFTA_00200026 EFTA01686270 AMEX001473 SDNY_GM_00327273 EFTA_00200027 EFTA01686271 Centurion® Card G MAXWELL Closing Date 04/17/17 New Balance Payment Due Date DUPLICATE COPY $28,121.75 05/12/17$ I.Late Payment Warning: If we do not receive your payment by the Payment Due Date of 05/12/17, you may have to pay a late fee of up to $38.00. See page 2 lot important information about your account. See page 8 for Important Changes to Your Account Terms. We will debit your bank account for your payment of $28,121.75 on 05/02/17. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 04/30/17. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. Important Information:To access the most up to date version of your Cardmember Agreement, please log in to your Account at www.americanexpress.com. As a valued Card Member we want to make you aware that, if you have a Pay Over lime feature and should variable APRs increase, the Penalty APR on your account will not exceed 29.99%. Your APRs may be increased to the Penalty APR if we do not receive your payment on time or if your payment is returned by your bank El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc p. 1/9 Account Ending Membership Rewards Points Available and Pending as of 03/31/17 608,471 For up Iodate point balance and full program details, visit menbershiprewards.com Account Summary Previous Balance $13,712.25 Payments/Credits -$13,723.50 New Charges ♦$28,133.00 Fees +50.00 New Balance $28,121.75) Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.comipbc Customer Care 1 877 877 0987 Pay by Phone 1 8C0 472-9297 O See page 2 for additional information. gla Pay by Phone AM 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 002812175002812175 14 d Account Ending Enter 15 digit accounts on all payments. Make check payable to American Express. Payment Due Date 05/12/17 AutoPay Amount 528,121.75 AMEX00 1474 SDNY_GM_00327274 EFTA (102(10028 EFTA01686272 0 MAXWELL DU AIN/1,Mb p. 2/9 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Eli:drank Withdrawal: 11) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial Institution, unless the check is not processable elect ronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulatit Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges ate determined. Themethod we use to figure the AD& and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date hat least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Trawl and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $100 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing impaired 1-954-503-8905 TTY:1fl221-9950 1.877577-0987 FAX:1-800695.9090 1 -800CASH-NOW In NY:1-800 522 1897 Change of Address itOlleCt on front. do not use. • To change your address online, visit wonyarnericanexpress.conVupclatecontactit • For Name, Company Name, and Foreign Address or Phonechanges. pleas* callCuaonier Care. • Please print clearly in blue or bin* ink only In the boxes provided. Street Address City, State Zip Code AHome Pho reaCode neand ,AsuCie neand (mall E Webaus: a moica no:press:tom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h Visit ammkanexpress.comiautopay today to enroll. i for information on how we protect your privacy and to set your communication and privacy choices. please visit www.arnerkanexpressAwn/privacy. AMEX001475 SDNY_GM_00327275 EFTA_00200029 EFTA01686273 Centurion° Card G MAXWELL Closing Date 04/17/17 DUPLICATE COPY Account Ending a3/9 Payments and Credits Summary Total Payments Credits G MAXWELL JENNIFER TURNER Total Payments and Credits -$13,712.25 $0.00 -$1125 -313,723.50 Detail indicates postlew date Payments 04/01/17' GMAXWELL Amount Credits AUTOPAY PAYMENT RECEIVED THANK YOU UMB BANK NATIONAL ASSOCIATION -313.712.25 Amount 04/17/1P JENNIFER TURNER CR ADJ - ANNUAL MEMBERSHIP FEE -31125 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges S 4,382 .57 $23,750.43 328,133.00 Detail j GMAXWELL Card Ending Amount 03/18/17 BOSSA CONCEPT 0000 786-431-2021 Description APPAREUACCESSORIES MIAMI BEACH PHOENIX Carrier: Class: DL YY 00 YY 00 YY 00 Date of Departure:03/20 FL $162.62 03/19/17 AMERICAN EXPRESSTVL SVC DELTA AIR LINES INC. From: To: MIAMI INTERNATIONA NEW YORK LA GUARDI N/A WA WA Ticket Number:00679572267706 Passenger Name: MAXWEIIIGHISLAINE NO Document Type: PASSENGER TICKET AZ S829.30 03/20/17 CAMBRIDGE CHEMISTS650000006976875 21273/5678 Description Prke CAMBRIDGE CHEMISTS $21.71 NEW YORK MIAMI NY $21.74 03/20/17 NEWSCONNKTIONST2530 0300 800.326-7711 Description APPAREL HSWRS/ACC FL 5201.04 03/20/17 LE PAIN WOW/1EN 118 $17.00 RESTAURANT FOOD/BEVERAGE $15.79 TIP $1.21 NEW YORK NY AMEX001476 Continued on reverse SDNY_GM_00327276 EFTA_00200030 EFTA01686274 G MAXWELL DyPLICFj Copy ccount n zw/u06 p49 Detail Continued Amount 03/20/17 SP ' OUTDOOR VOICES BROOKLYN NY S95.00 888-746-7439 Description SP • OUTDOOR VOICES 03/21/17 PRET A MANGER NEWYORK NY 5835 646-728-0505 Description FAST FOOD RESTAURAN 03/21/17 BROADVIEW NETWORKS (800)276-2384 NY S24.87 9149227538 03/21/17 RITUALS COSMETICS NEW YORK 549.00 MISC/SPECIALTY RETAIL 03/22/17 LE PAIN QUOTIDIEN 148 NEW YORK NY 529.69 RESTAURANT FOOD/BEVERAGE $2949 03/23/17 NETWORK SOLUTIONS 888-642-9675 FL 514.95 DOMAIN-SALES 888-642-9675 03/23/17 PERD/FITREC 0554 BOSTON MA $150.00 1703220000023661302215 TUITION/FEES 03/25/17 AMERICAN NATIONAL RED CROSS American N WASHINGTON DC $85.00 800-797-8022 03/25/17 ONUNEAHADFIG 0703 DALLAS TX $6750 888-242.8883 Description CONTRIBUTIONS/DONAT 03/25/17 ONLINEAHA.ORG 0703 DALLAS TX $132.00 888-242-8883 Description CONTRIBUTIONS/DONAT 03/25/17 CPRWORLD CANTON MA $145.00 617-276-5950 03/26/17 PERD/FITREC 0554 BOSTON MA 535.00 1703250000023698502215 TUITION/FEES 03/26/17 PERD/FITREC 0554 BOSTON MA S35.00 1703250000023698902215 TUITION/FEES 03/28/17 PANERA BREAD 02105000000000292310 BOSTON MA 522.42 6177381501 03/28/17 BACK BAY VETERINARY CUN0444 BOSTON MA $129.68 617.247.2273 Description PET MEDICAL SERVICE 03/30/17 RED CROSS STORE RED CROSS STORE RESTON VA S20.00 877.400.2286 03/31/17 VIDAL SASSOON VIDAL SASSOON BOSTON MA $210.00 617-536-5496 03/31/17 HEALTHY BLENDS@ FITREC BOSTON MA $1.92 COLLEGE/UNIVERSITY Description 00000000000000192 04/01/17 JASON POSSUMATO 000000001 NEW YORK NY $325.55 9177740347 Description REFER TO RECEIPT 04/02/17 SIRIUSXM.COM/ACCT 888-635-5144 NY S22.77 XM SATEUTE 04/04/17 TMOBILPAUTO PAY 800437-8997 WA 5261.54 89880503798006 AMEX001477 Continued on next page SDNY_GM_00327277 EFTA 00200031 EFTA01686275 Centurion° Card G MAXWELL Closing Date 04/17/17 DUPLICATE COPY Account Ending p. 5/9 Detail Continued Amount 04/05/17 DROPBOX•LN9G1VLZ9CCM DROPBOX•LN9G1VL 4159867057 SAN FRANCISCO CA 59.99 04/07/17 PODS OF NEW ENGLAND 650030006574035 8887767637 Description Price PODS OF NEW ENGLAND $423.73 NORWOOD MA $423.73 04/08/17 PODS OF NEW ENGLAND 650000006574035 8887767637 Description Price PODS OF NEW ENGLAND $635.59 NORWOOD MA $635.59 04/10/17 AT&T RECURR BILL PAYMENT 800-331-0500 Description TELECOMMUNICATIONS DALLAS TX $217.32 JENNIFER TURNER Card Ending — Amount 03/18/17 AMAZON MKTPLACE PMTS BOOK STORES APAZN.COMMILL WA $13.75 03/20/17 23ANDME INC GENETIC TEST 23ANOME.COM CA $208.95 03/20/17 NYCTAXI8L15 09000990010 000-0003000 LONG ISLAND C NY $2030 03/20/17 TAXI CREDIT CARD TAXICAB & LIMOUSINE Description TAXI SW WOODSIDE 14:39 70 W 20th St 14:40 WOODSIDE NY $44.80 03/22/17 BOS TAXI 132009010510014 000-0000000 BOSTON MA $11.20 03/22/17 SILVER MIRROR FACIAL BAR 2010010043881 213-440-1333 NEW YORK NY $141.08 03/22/17 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ $44539 03/23/17 NICHE MODERN 2127772101 BEACON NY $1,255.88 03/23/17 LUMFARDO LUMINAIRES 0001 818-300-2296 Description GENERAL MERCH LOS ANGELES CA $1,193.00 03/23/17 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ $439.18 03/24/17 MODSHOP 0439 310-S15-9207 Description FURNITURE/LAMP/UGH NEW YORK NY $4,591.00 03/27/17 WWW.ITUNES.COM/BILL 'TUNES STORE & APP STORE CUPERTINO CA $25.63 03/27/17 HIGH STYLE DECO 0129 212-647-0035 Description LAMPS/LIGHTING FIXT NEW YORK NY $B4O50.00 03/28/17 MACTSCOM 8002896229 Description Price LAUREN WESCOTT $13.59 800-289-6229 OH $14.44 AMEX001478 Continued on reverse SDNY_GM_00327278 EFTA_00200032 EFTA01686276 G MAXWELL DUPLICATE C9 ccoun n nc] -uru06 p6/9 Detail Continued Amount 03/28/17 MACYS.COM 8002896229 Quantity Description 2 LAUREN WESCOTT 800 2896229 Prke 544.78 OH 547.58 03/29/17 BKKENSTEIN FABRICS I 2123665142 NEWYORK NY 52494.66 03/29/17 BRIGHT ON PRESIDIO LLC 0596 415-901-3404 Description SPECIALTY RETAIL SAN FRANCISCO CA 52,83590 03/30/17 MACYS.COM 8002896229 Description Price LAUREN WESCOTT $13.59 800-2894229 OH $1494 03/30/17 MACYS.COM 8002896229 Quantity Description 4 LAUREN WESCOTT 800-2894229 OH $44.16 Price $41.56 03/30/17 MACYS.COM 8002896229 Quantity Description 2 LAUREN WESCOTT 2 LAUREN WESCOTT 2 LAUREN WESCOTT 2 LAUREN WESCOTT 800-28%229 Price 520.78 $20.78 57.98 $7.98 OH 5146.05 04/03/17 WWW.GILT.COM 877-2904545 877-280-0545 NY 53431 04/06/17 BLISS SPA BOSTON 341206 (617)261.8700 Description the youth as we kno Gratuity BOSTON MA $195.00 04/07/17 WWW-ITUNES.COM/BILL RUNES STORE & APP STORE CUPERTINO CA 56.39 04/07/17 BUSS SPA BOSTON 341206 (617)261.8700 Description head over 'peels' s Gratuity BOSTON MA $145.00 04/09/17 WWWJTUNES.CONVBILL 'TUNES STORE & APP STORE CUPERTINO CA $425 04/09/17 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU 510.00 04/10/17 AMAZON.COM MERCHANDISE AMZN.COM/BILL WA 544.60 04/1 I /17 AMAZON MKTPLACE PMTS BOOK STORES AMZN.COM/BILL WA $115.16 04/11/17 RESTORATION HARDWARE HOME FURNISH 844-252-0930 CA 546438 04/13/17 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RNER EDGE NJ $445033 04/14/17 WWW.GILT.COM 877-2800545 877-280-0545 NY 53431 04/15/17 W‘VWJTUNES.COWBILL !TUNES STORE & APP STORE CUPERTINO CA 59.60 MAEX001479 Continued on next page SDNY_GM_00327279 EFTA_00200033 EFTA01686277 Centurion® Card G MAXWELL Closing Date 04/17/17 DUPLICATE COPY Account Ending p Fees Amount Total Fees for this Period $0.00 2017 Fees and Interest Totals Year-to-Date Amount Total Fees in 2017 411.25 Total Interest in 2017 S0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest fate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to interest Rate Interest Charge Select & Pay Later 07/08/2010 9.90% (v) $0.00 $0.00 Total mvadableRate $0.00 Information on Pay Over Time Features There is no preset spending limit on your Card No pie-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There b • limn to your Pay Over Time feature balance Your Pay Over Time limit is $35,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds ordoes not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance by the Payment Due Date. AMEX001480 SDNY_GM_00327280 EFTA_00200034 EFTA01686278 G MAXWELL DVEINIgg.298106 p 8/9 Centurion® Card Notice of Important Changes to Your Account Terms We are making changes summarized below to your account terms, which are contained in the American Express Cardmember Agreement ("Agreement") governing your Account referenced in this notice. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. The detailed changes to your Agreement can be found below. Summary of Changes, Effective Immediately Annual Membership We are removing the Annual Fee for additional Gold Cards. Effective immediately, the annual fee for additional Gold Cards will be $0 (Previously we charged $45 for up to 5 additional Gold Cards and $45 for each additional Gold Card thereafter). You will receive a prorated refund for any additional Gold Card annual fee charged in the previous 11 months. ID 12467 Detail of Changes to Your Cardmember Agreement This notice amends the Cardmember Agreement (the "Agreement") as described below. We have the right to amend as described in the Agreement. Any terms in the Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. Annual Membership fee for Additional Gold Cards Effective immediately, the How Rates and Fees Work table on page 2 of Part 1 of the Agreement is amended by deleting the Annual Membership row and replacing it with the following: Annual Membership This fee is on the Rates and Fees Table on page 1 of Part 1. We will charge $2,500 for each additional Centurion Card, S175 for up to 3 additional Platinum Cards, $175 for each additional Platinum Card after the first 3, and $0 for additional Gold Cards. You may have up to 2 additional Centurion Cards. CMLENDDMAREM1481 SOrsiv_Gm_00327281 EFTA 002(10035 EFTA01686279 CATS C Membership Rewards' Monthly Statement and Program News p. 9/9 Prepared for G MAXWELL Account Number Total Points Balance 608,471 Points Earned this Period 13,616 Account Summary March 1,2017 - March 31,2017) Opening Points Balance 594,855 Points Earned this Period +13,616 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 608,471 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? marnborshiprewards.com 1.800-297.1300 International Collect: 1.336-393.1111 Did You Know? Use Points For Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at mem bersh ip reward s.com /you rch arges. Points Transaction Detail March 1,2017 - March 31,2017) Points Earned this Period Points Activity On Eligible Charges Centurion XXXX-AXXX2a Addl Contu XXXX-XXXXL1. Total 5,972 7.644 13,616 IAWaardad Total Points Activity Per Card 0 5,972 0 7.644 0 13,616 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting m•mbershiprewardszem. Terms and Conditions of the Membership Rewards* program apply. For more Information, visit membershirxewards.comiterms Of call 1.800.797-1300. From overseas, call collect 1.336.393-1111. AMEX001482 SENVY_GM_00327282 EFTA_00200036 EFTA01686280 AME X001483 SDNY_GM_00327283 EFTA_00200037 EFTA01686281 Centurion® Card G MAXWELL Closing Date 05/18/17 DUPLICATE COPY New Balance S30,120.52 Payment Due Date 06/12/17* t Late Payment Warning: lf we do not receive your payment by the Payment Due Date of 06/12/17, you may have to pay a late fee of up to $38.00. See page 2 for important information about your account. Ci We will debit your bank account for your payment of 530,120.52 on 06/02/17. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 05/31/17. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. 0 As a valued Card Member we want to make you aware that, if you have a Pay Over Time feature and should variable APRs increase, the Penalty APR on your account will not exceed 29.99%. Your APRs may be increased to the Penalty APR if we do not receive your payment on time or if your payment is returned by your bank. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc p. 1/9 Account Ending Membership Rewards' Points Available and Pending as of 04/30/17 636,607 For up Iodate point balance and full program details, visit menbershiprewards.com Account Summary Previous Balance $28,121.75 Payments/Credits -528,121.75 New Charges 4$30,120.52 Fees 40.00 New Balance $30,12052] Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care 1 877 877 0987 Pay by Phone 1 8C0 472-9297 O See page 2 for additional information. Pay by Phone IM 1.800 472 9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 003012052003012052 14 rl Account Ending Enter 15 digit accounts on all payments. Make check payable to American Express. Payment Due Date 06/12/11 AutoPay Amount $30,12052 AMEX001484 SDNY_GM_00327284 EFTA (102(10038 EFTA01686282 0 MAXWELL DU AIN/1,Mb p. 2/9 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Eli:drank Withdrawal: 11) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial Institution, unless the check is not processable elect ronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulatit Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges ate determined. Themethod we use to figure the AD& and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date hat least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically ( for exampk, Sign & Trawl and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $100 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing impaired 1-954-503-8905 TTY:1fl221-9950 1.877577-0987 FAX:1-800695.9090 1-800CASH-NOW In NY:1-800 522 1897 Change of Address itOlleCt on front. do not use. • To change your address online, visit wonyarnericanexpress.conVupclatecontactit • For Name, Company Name, and Foreign Address or Phonechanges. pleas* callCuaonier Care. • Please print clearly in blue or bin* ink only In the boxes provided. Street Address City, State Zip Code AHome Pho reaCode neand ,AsuCie neand (mall E Webaus: a moica no:press:tom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h Visit ammkanexpress.comiautopay today to enroll. i for information on how we protect your privacy and to set your communication and privacy choices. please visit www.arnerkanexpressAwn/privacy. AMEX001485 SDNY_GM_00327285 EFTA_00200039 EFTA01686283 Centurion' Card G MAXWELL CIosinl Dote 05 18 17 DUPLICATE COPY Account Ending a 3M Payments and Credits Summary Total Payments Credits -$28,114.79 G MAXWELL Total Payments and Credits -$6.96 428,121.75 Detail •indicates posting date Payments 05/02/17° G MAXWELL Amount AUTOPAY PAYMENT RECEIVED -THANK YOU UMB BANK NATIONAL ASSOCIATION -$2t114.79 Credits Amount 04/28/17 6 MAXWELL STARBUCKS STORE 0080 BOSTON MA FAST FOOD RESTAURANT -$6.96 New Charges Summary Total G MAXWELL JENNIFER TURNE Total New Charges $9,145.86 $20,974.66 $30,120.52 Detail G MAXWELL Caid Ending Amount 04/20/17 NETWORK SOLUTIONS 888-642-9675 FL $14.95 DOMAIN-SALES 888-642-9675 04/20/17 TSURUTONTAN UDON N 542929806668083 NEW YORK NY $66.00 2129891000 TIP $721 04/20/17 LE PAIN QUOTIDIEN NEW YORK NY $10.00 RESTAURANT FOOD/BEVERAGE $8.93 TIP $1.07 04/21/17 BROADVIEW NETWORKS (800)276-2384 NY $2562 9149227538 04/24/17 UOVO LONG ISLAND C NY 516256 INV600699 11101 BUSINESS SERVICES 0024/12 MARK 2 RESTAURANT NEW YORK NY $116.90 RESTAURANT TIP $20.00 04/25/17 PESCA TREND NEW YORK NY $513.41 212-813-0500 04/25/17 SANTAMBROEUS NEW YORK NY $31.00 1000 MADISON AVENUE NEW FOOD/BEVERAGE $29.40 TIP $1.60 AMEX001486 Continued on levelse SDNY_GM_00327286 EFTA_00200040 EFTA01686284 G MAXWELL DUPLICATE copy ccount nng z u/ u06 p49 Detail Continued Amount 04/26/17 04/26/17 AMERICAN EXPRESS TVL SVC UNITED AIRLINES From: To: BOSTON LOGAN INTER DENVER INTL APT BOSTON LOGAN INTER N/A N/A Ticket Number:0168614768568I Passenger Name: FAAXWELUGHISLAINE NO Document Type: PASSENGER TICKET PHOENIX Carrier: Class: UA A UA A YV 00 YV 00 Dale of Departure:04/28 NEW YORK AZ 52,410.41 $120.00 IPARK 16650000009064158 2124722596 Description Price (PARK 16 5120.00 NY 04/27/17 STARBUCKS STORE 0080 FAST FOOD RESTAURANT BOSTON MA $6.96 04/28/17 eFAX.COM SERVICES INTERNET SVC 800458-2983 CA 52695 04/28/17 TUFTS SMALL ANIMAL HOSPT 0403 877.895.2613 Description TURIOWFEES NORTH GRAFTON MA 5195.00 04/28/17 OPC MSC SERVICE FEE24 8004874567 Description REFER TO RECEIPT ELKHORN NE $5.98 04/28/17 OPC•NY ST INS FUND DISABI 444024939 5184374253 Description REFER TO RECEIPT ALBANY NY $254.50 04/28/17 PEETS COF FEE &TEA 0098 412-741-0630 Description FAST FOOD RESTAURAN BOSTON MA $3.65 04/28/17 C T CORPORATION SYSTEM LEGALSERMCE (800)6244909 NY S120.00 04/28/17 SUNRISE MEDICAL LABORATORIES 8C0-487-1686 (800)782-0282 NY $4750 05/01/17 JASON POSSUMATO 000030001 9177740347 Description REFER TO RECEIPT NEW YORK NY $32535 05/02/17 SIRIUSXM.COM/ACCT XM SATEUTE 888-635-5144 NY $2237 05/02/17 PRET A MANGER 617-2364634 Description FAST FOOD RESTAURAN BOSTON MA 55.87 05/02/17 VIDAL SASSOON VIDAL SASSOON 617-536-5496 BOSTON MA $135.00 05/02/17 BACK BAY VETERINARY CUN0444 617-247-2273 Description PET MEDICAL SERVICE BOSTON MA 561994 05/04/17 TMOBILE•AUTO PAY 898805037 98006 800-9374497 WA 5194.03 05/05/17 DROPBOX•2SZIP6P1SW3L DROPBOX*2SZJP6P 4159867057 SAN FRANCISCO CA $9.99 05/07/17 PODS OF NEW ENGLAND 650000006574035 NORWOOD MA 51,029.32 8887767637 Description Price PODS OF NEW ENGLAND 51,02932 AMEX001487 Continued on next page SDNY_GM_00327287 EFTA_00200041 EFTA01686285 Centurion° Card G MAXWELL Closing Date 05/18/17 DUPLICATE COPY Account Ending p. 5/9 Detail Continued Amount 05/08/17 PODS OF NEW ENGLAND 650000006574035 8887767637 Description Price PODS OF NEW ENGLAND $30.00 NORWOOD MA 530.00 05/08/17 USPS.COM CLICKNSHIP 660427000 8002758777 Description REFER TO RECEIPT WASHINGTON DC 57.15 05/09/17 BENEFIT CHARLES 1859902114 BOSTON MA $167.00 05/09/17 MAXMARA - BOSTON 000000001 2125366200 Description REFER TO RECEIPT BOSTON MA $1,104.69 05/09/17 PRET A MANGER 617-236-0634 Description FAST FOOD RESTAURAN BOSTON MA $19.12 05/09/17 VIDAL SASSOON VIDAL SASSOON 617-536-5496 BOSTON MA S11800 05/10/17 THE UPS STORE 26708 OFFICE SUPPLY STORE PROVIDENCE RI S13.00 05/11/17 AT&T RECURR BILL PAYMENT 800-331-0500 Description TELECOMMUNICATIONS DALLAS TX 5218.86 05/11/17 MB F DOG SHOWS INFODOG MYINFOD MB F DO 336-379-9352 GREENSBORO NC $38.25 05/12/17 CLOVER FOOD LAB squareup.comfreceipts Boston MA $38.01 05/12/17 RICHDALE FOOD SHOPS 650000009596902 7819611581 Description Price RICHDALE FOOD SHOPS $47.98 BOSTON MA $47.98 05/16/17 VINCE 915 592717 (617)279-0659 BOSTON MA 5239.00 05/16/17 NW .1000000 855466-7467 Description APPAREL/ACCESSORIES BOSTON MA $49.99 05/16/17 USPS PO BOXES ONLINE 660247000 8002758777 Description REFER TO RECEIPT WASHINGTON DC S566.00 05/18/17 NETWORK SOLUTIONS DOMAIN-SALES 888-642-9675 888642-9675 FL $14.95 Is JENNIFER TURNER Card Ending Amount 04/17/17 JET-COM RETAIL 855-538-4323 NJ $130.55 $10.99 114.99 04117/17 POSHMARK 650-488-7740 Description POSHMARK MENLO PARK AMZN.COWBILL CA 04/18/17 AMAZON MKTPLACE PMTS WA BOOKSTORES AME X0014813 Continued on reverse SDNY_GM_00327288 EFTA_00200042 EFTA01686286 G MAXWELL DMER9.103.92gice p. 6/9 Detail Continued Amount 04/18/17 JET.COM RETAIL 855-538-4323 NJ $6244 04/20/17 WARP & WEFT FLOOR COVERING STORE NEW YORK NY S14,080.00 04/20/17 WWWJIUNES.COMJBILL !TUNES STORE & APP STORE CUPERTINO CA $6730 04/21/17 0VC 803 3679444 WEST CHESTEFLPA 497833575801 WEST CHESTER PA $164.95 04/21/17 NEST LABS 855-469-6378 Description BUSINESS SERVICES, PALO ALTO CA 51,628.81 04/22/17 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RNER EDGE NJ $48834 04/23/17 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RNER EDGE NJ 5480.86 04/25/17 GODADDY.COM (480)5054855 480-505-8855 AZ $4541 04/26/17 GODADDY.COM (480)5048855 480-5054855 AZ $3034 04/29/17 GODADDY.COM (480)5048855 480-505-8855 AZ $407.76 05/01/17 W1VW.ITUNES.COM/BILL RUNES STORE & APP STORE CUPERTINO CA $29.89 05/01/17 ADOBE •PHOTOGPHY PLAN Adobe Systems 800-833-6687 SAN JOSE CA $10.68 05/04/17 AMAZON.COM MERCHANDISE AlAZN.COM/BILL WA $4237 05/04/17 NEST LABS 855-469-6378 Description BUSINESS SERVICES, PALO ALTO CA $1,322.81 05/08/17 1 STDIBS• I STDIBS 212427-3927 Description 1STDIBS NEW YORK NY $1,049.00 05/08/17 JORDAN'S FURNITURE 508-828-4C00 Description LAMPS/LIGHTING FIXT NASHUA NH $16838 05/I 2/17 HP.COM STORE H375424375 07666 H375424375-110.06 888-3454409 CA 5110.06 05/13/17 VAVINJTUNES.COM/BILL RUNES STORE dr APP STORE CUPERTINO CA S10.66 05/13/17 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ $45033 05/14/17 WWWJTUNES.COM/BILL 'TUNES STORE & APP STORE CUPERTINO CA $9.60 05/15/17 OG1 EYEWEAR 763-252-0508 MINNEAPOLIS MN $42.00 05/17/17 AMAZON MKTPLACE PMTS BOOKSTORES AMIN.COWBILL WA 53807 05/17/17 AMAZON.COM MERCHANDISE AMZN.COWBILL WA $44.18 05/18/17 AMAZON MKTPLACE PMTS BOOKSTORES APAZN.COWBILL WA $32.99 APAEX001489 Continued on next page SDNY_GM_00327289 EFTA_00200043 EFTA01686287 Centurion® Card G MAXWELL Closing Date 05/18/17 DUPLICATE COPY Account Ending p 7/9 Fees Amount Total Fees for this Period $0.00 2017 Fees and Interest Totals Year-to-Date Amount Total Fees in 2017 411.25 Total Interest in 2017 S0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest fate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to interest Rate Interest Charge Select & Pay Later 07/08/2010 9.90% (v) $0.00 $0.00 Total (dvadableRate $0.00 Information on Pay Over Time Features There is no preset spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history. credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There b • limn to your Pay Over Time feature balance Your Pay Over Time limit is 535,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance by the Payment Due Date. AMEX001490 SDNY_GA1_00327290 EFTA_00200044 EFTA01686288 G MAXWELL DMF,49,AT,E.FRP7X06 p 8/9 AMEX001491 SDNY_GM_00327291 EFTA_00200045 EFTA01686289 CATS C Membership Rewards' Monthly Statement and Program News p. 9/9 Prepared for G MAXWELL Account Number Total Points Balance 636,607 Points Earned this Period 28,136 Account Summary April 1,2017 - April 30,2017) Opening Points Balance 608,471 Points Earned this Period +28,136 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 636,607 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail Questions About Your Account? membershiprewards.corn 1.800-297.1300 International Collect 1.336-393.1111 Did You Know? UsoPoints Foe Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at mem bersh ip reward s.com /you rch arges. Awl' 1,2017 - April 30. )O" Points Earned this Period Points Activity On Eligible Charges Centu rion XXXX-)000CX2a Adel Omen XXXX-XXXXX11. Total 4,385 23,751 28,136 IAWaardad Total Points Activity Per Card 0 4,385 0 23,751 0 28,136 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewardszem. Terms and Conditions of the Membership Rewards* program apply. For more Information, visit membershocewards.comiterms Of call 1.803.297-1300. From overseas, call collect 1-336.393-1111. AMEX001492 SENVY_Gki_00327292 EFTA_00200046 EFTA01686290 AME X001493 SDNY_GM_00327293 EFTA_00200047 EFTA01686291 Centurion® Card G MAXWELL Closing Date 06/16/17 New Balance Payment Due Date DUPLICATE COPY $10,107.09 07/12/17: t Late Payment Warning: Ifwe do not receive your payment by the Payment Due Date of 07/12/I7, you may have to pay a late fee of up to $38.00. p See page 2 for important information about your account. See page 7 for an Important Change to Your Account Terms. See Page 9 for Important Changes to Your Account Benefits. Your membership will be renewed next month. Please refer to the Renewal Notice on Page 6. We will debit your bank account for your payment of $10,107.09 on 07/01/17. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 06/29/17. tf your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc p 1/11 Account Ending Membership Rewards• Points Available and Pending as of 05/31/17 666,722 For up Iodate point balance and full program details, visit menbershiprewards.com Account Summary Previous Balance S30,120.52 Payments/Credits -530,120.52 New Charges ♦$10,107.09 Fees +50.00 New Balance $10,107.0g) Days in Billing Period: 29 Customer Care Pay by Computer americanexpress.com/pbc Customer Care 1 877 877 0987 Pay by Phone 1 SCO 472-9297 O See page 2 for additional information. gla Pay by Phone ga 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 001010709001010709 14 d Account Ending Enter 15 digit account it on all payments. Make check payable to American Express. Payment Due Date 07/12/17 AutoPay Amount $10,107.09 AMEX001494 SONY_GM_00327294 EFTA (1(12()0()18 EFTA01686292 0 MAXWELL Del-32I,TEnSfa p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credhed to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system:and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Elettronk Withdrawal: (I) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally Or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electionkally we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit (Bother asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (Including new transactions) to ca kulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AM and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days atter the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatkally (for example, Sign & have/ and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $100 or more. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954-503-8905 TTY: 1-800-221-9950 1.877-877-0987 FAX:1 808695 9090 1-800•CASH-NOW in NY:1-800 522 1897 Change of Address it011eCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name, Company Name, and foreign Address or Phone changes, pleas* call CLISIOIMI Care. • Please print clearly in blue or block ink only In the boxes provided. Street Address n City, State Zip Code Area Code and Home Phone %/14aCie neand (mall Websitc a me tics nexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 _J r Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each mont h Visit amwkanwprws.comiautopay today to enroll. i fog information on how we protect your privacy and to set your communication and privacy choices, please visit www.amerkimexpress.cermprimq. AMEX001495 SDNY_GM_00327295 EFTA_00200049 EFTA01686293 Centurion' Card G MAXWELL Closing Dole 06 16 17 DUPLICATE COPY Account Ending p. 3/11 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$30,120.52 50.00 430,120.52 Detail Indicates posting date Payments 06/02/17• GMAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$30,120.52 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $8,230.75 51,876.34 810,107.09 Detail GMAXWELL Card Ending Amount 05/22/17 BROADVIEW NETWORKS 9149227538 1800)276-2384 NY 526.86 05/28/17 eFAX.COM SERVICES INTERNET SVC 800.958.2983 CA 516.95 05/30/17 PODS OF NEW ENGLAND 650000006574035 8887767637 Description Price PODS OF NEW ENGLAND $622.45 NORWOOD MA $62245 05/30/17 AMTRAK INT From: BBY To: NYP Tkket Number: 1500910045440 AMTRAK WASHINGTON DC $159.00 05/30/17 AMTRAK INT From: NYP To: NY Tkket Number: 1500910048162 AMTRAK WASHINGTON DC 5179.00 05/31/17 KIEHL'S LEXINGTON AV COSMETIC STORE NEW YORK NY 5188.10 05/31/17 FREDERIC FEKKAI 2128910325 NEW YORK NY $214.23 05/31/17 PRET A MANGER 646-728-0505 Description FAST FOOD RESTAURAN NEW YORK NY $8.35 05/31/17 SP • SCHUTZ SHOES 888-746-7439 Description SP • SCHUTZ SHOES NEW YORK NY S391.95 AMEX001496 Continued on reverse SDNY_GM_00327296 EFTA_00200050 EFTA01686294 G MAXWELL Diekt!RTA,99cfilos 4/11 Detail Continued Amount 06/01/17 SMILEY 212488-1510 NEW YORK NY $1606 06/01/17 EMBASY WINES AND SPIRITS 1467270010768 212.8386551 NEW YORK NY $27.21 06/01/17 KIEHLS LEXINGTON AV COSMETIC STORE NEW YORK NY $203.79 06/01/17 FREDERIC FEKKAI 2128910325 NEW YORK NY $62.70 06/01/17 STARBUCKS STORE 1850 FAST FOOD RESTAURANT NEWYORK NY $3.76 06/01/17 JASON POSSUMATO 000300001 9177740347 Description REFER TO RECEIPT NEW YORK NY $325.55 06/01/17 LE PAIN QUOTIDIEN 148 RESTAURANT FOOD/BEVERAGE $18.19 NEW YORK NY $18.19 06/02/17 SIRIUSXM.COM/ACCT XM SATELITE 888435-5144 NY $22.77 06/02/17 UOVO INV604810 11101 BUSINESS SERVICES LONG ISLAND C NY $162.56 06/04/17 TMOBILE•AUTO PAY 89880503798006 800-937-8997 WA $603A1 06/05/17 DROPBOX•HYJYRGSB9824 DROPBOX•HYJYRGS 4159867057 SAN FRANCISCO CA $9.99 06/05/17 INTUIT 'QUICKBOOKS T1 .F5C52.F2 92129 800-446-8848 CA $1.578.69 06/00n 7 FIG & OLIVE UPTOWN 212-207-4555 FOOD $9363 TIP $22.37 NEWYORK NY $116.00 06/08/17 PRET A MANGER 646-728-0505 Description FAST FOOD RESTAURAN NEW YORK NY $8.35 06/08/17 DEUAONICO 0008030867066 MISC FOOD STORE NEW YORK NY $3.80 06/08/17 PARIS THEATRE 213-235-2257 NEW YORK NY $15.50 06/08/17 ZARA USA WOMEN'S CLOTHING Description APPAREUACCESSORIES NEWYORK NY $174.13 06/09/17 MEDICAL IMAGING OF MANHAT 084870020060 8887106898 888-7106898 NY $895.00 06/09/17 Bergdorf Goodman DEPARTMENT STORE New York $90.00 06/09/17 CHAMPION 58 LLC CHAMPION 58 LLC PARKING LOT &GARAGE NEW YORK NY $10000 06/10/17 AT&T RECURR BILL PAYMENT 800-331.0500 Description TELECOMMUNICATIONS DALLAS TX $241.14 06/14/17 APPLE ONLINE STORE CUPERTINO CA $1,730.31 2125356833 07631 COM•PUTE Ft/SOFTWARE W612723745 4443026903 AWE X001497 Continued on next page SDNY_GM_00327297 EFTA_00200051 EFTA01686295 Centurion° Card G MAXWELL Closing Date 06/16/17 DUPLICATE COPY Account Ending p 5/11 Detail Continued Amount 06/I 5/17 NETWORK SOLUTIONS DOMAIN-SALES 888442-9675 888 642 9675 FL 514.95 JENNIFER TURNER Card Ending Amosmt 05/20/17 LWVITUNES.COMMILL ITUNES STORE& APP STORE CUPERTINO CA 56.39 05/22/17 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ $488.34 05/23/17 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ $480.86 05/27/17 VAIAVITUNES.COLUBILL (TUNES STORE &APP STORE CUPERTINO CA $2543 05/30/17 NYCTAXI1W28 09001530013 000-0000000 Description Price MERCHANDISE 523.30 BRONX NY $23.30 05/30/17 NYCTAXI7118 09004720017 000-0000000 Description Pike MERCHANDISE 57.30 BROOKLYN NY 57.30 05/30/17 NYCTAXI7F3309002540011 0000000000 Description Price MERCHANDISE 56.80 LONG ISLAND C NY $6.80 06/01/17 ADOBE •PHOTOGPHY PLAN Adobe Systems 800833-6687 SAN JOSE CA 51068 06/09/17 THE PARK LANE HOTEL 0000 Arrival Date Moaner. Date 06/08/17 06/09/17 00000000 LODGING NEW YORK NY $363.93 06/10/17 WWW.ITUNES.COM/BILL !TUNES STORE &APP STORE CUPERTINO CA $12.78 06/13/17 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ 545033 Fees Amount Total Foes for this Period $0.00 2017 Fees and Interest Totals Year-to-Date Total Fees In 2017 Total Interest In 2017 Amount -511.25 S0.00 AMEX001498 SDNY_GM_00327298 EFTA_00200052 EFTA01686296 G MAXWELL DMre'42,AT,E.99g1106 p 6/11 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From Rate Select & Pay Later Total Nil/NibbleRare 07/08/2010 To 9.90% (v) Balance Subject to Interest Rate 50.00 Interest Charge 50.00 $0.00 Information on Pay Over Time Features There is no pre-set spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has a no pre-set spending limit. There is a limit to your Pay Over Time feature balance Your Pay Over Time limit is 535,000.00. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance by the Payment Due Date. Renewal Notice Your Account renews next month. The following terms will be in effect when your Account renews, unless we tell youotherwise. Please refer to Page 2 for more information about your Account, including How We Calculate Your Balance and Paying Interest. Payment Information: All charges made on this charge card, that are not included in a Pay Over Time balance, are due and payable by the Payment Due Date. Annual Membership Fee: The annual membership fee for your Account is 52.500.00. When you receive the statement in which the annual fee is billed, you can avoid paying the annual fee by ca Ring the Customer Care phone number on Page 2 to cancel your Account. APR Information: The Annual Percentage Rates (APRs) for each billing period may vary based on the Prime Rate. We use the Prime Rate published in the rates section of The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR may apply to a Feature if you make one or more late payments or if your payment is returned. We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time feature(s) on your Account. If the Penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the Penalty APR is applied. The Penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. You may have access to one or more Pay Over Time Features on your Account. If you are enrolled in a Feature or have a Feature balance, the APRs that apply will be noted below as of the Closing Date of this statement. (v) Indicates variable rate • Indicates variable penalty APR will not exceed 29.99% Select & Pay Later Transactions Dated Rate Description Fran To Prime+ Margin APR Standard 07/08/2010 Prime + 5.90% 9.90%6,1 Penalty 07/08/2010 Prime t 25.9994* 29.9994(v)' Please refer to page 2 for further important information regarding your account AMEX001499 SDNY_GM_00327299 EFTA 00200053 EFTA01686297 Centurion° Card G MAXWELL Closing Date 06/16/17 DUPLICATE COPY Account Ending p. 7/t1 Notice of Important Changes to Your Account Terms We are making changes summarized below to your account terms, which are contained in the American Express Cardmember Agreement ("Agreement") governing your Account referenced in this notice. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. The detailed changes to your Agreement can be found on the following page. Summary of Changes, Effective Immediately How Rates and Fees Work - Calculating APRs and DPRs If you have a Pay Over Time feature, we are adding a cap on your variable penalty APR. Your variable penalty APR will not exceed 29.99%. See the reverse side for the detail of changes to your Agreement. ID 12472 CMLENDDMIMEff1515° SON Y_GM_00327300 EFTA (102(10054 EFTA01686298 G MAXWELL Dlifc'61.910.991406 p. 8111 Detail of Changes to Your Cardmember Agreement This notice amends the Cardmember Agreement (the "Agreement") as described below. We have the right to amend as described in the Agreement. Any terms in the Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. How Rates and Fees Work Effective immediately, if you have a Pay Over Time feature, we are amending the Calculating APRs and DPRs section of the How Rates and Fees Work table on page 2 of Part 1 of your Agreement by inserting the following footnote to apply to the Penalty APR row: 'The variable penalty APR will not exceed 29.99%. CMLENDDMFM(2915°1 S ON Y_GM_00327301 EFTA W200055 EFTA01686299 CenturionG Card G MAXWELL Closing Date 06/16/17 DUPLICATE COPY Notice of Updates to the Additional Benefits of Your Card Account Ending o 9111 We are making several updates to your Centurion benefits. These benefits are provided to you as part of your Centurion Membership at no additional charge. Key updates are described in more detail below. If you would like more information about these updates or to receive a Description of Coverage, please visit Centurion.com and click on Card Membership Benefits or call 1-800-854-9783 Monday-Friday 8 am to 8 pm and Saturday 9 am to 6 pm ET. Starting on September 1, 2017, unless otherwise noted: Car Rental Loss and Damage Insurance coverage • Car Rental Loss and Damage Insurance coverage will now apply to vehicles rented in Ireland, Israel and Jamaica. Consistent with your current benefit, coverage will not apply to vehicles rented in Australia, Italy, and New Zealand. • In addition to the vehicle types currently covered, eligible rental vehicles will now include certain types of full sized sport utility vehicles, exotic/expensive cars, full sized vans, trucks, pick-ups and cargo vans. Purchase Protection coverage • In addition to your current coverage, Purchase Protection will now include incidents related to Natural Disasters with a maximum per occurrence limit of $500 per incident. Extended Warranty', Baggage Insurance Plan', Travel Accident Insurancd, Purchase Protection. and Car Rental Loss and Damage Insurance.• coverage, as applicable to your Card. We have updated several definitions and exclusions to clarify our claim administration process and the Description of Coverage. For example, your Baggage Insurance Plan is clarified to advise that medications, prosthetics, perishables, eyeglasses and hearing aids are ineligible for benefits. Similarty, certain exclusions are clarified to state that losses caused by civil disturbance, riot or participation in a felony are ineligible for benefits. Additionally, we have clarified that benefits above and Return Protection will be applicable when you activate the benefit by using your Card to make a purchase. Premium Global Assist® Hotline service Premium Global Assist® Hotline will no longer provide the Destination Guide, an online resource for travel information. For more information please call 1-800-333-2639. Lost Wallet Protector • Effective July 1, 2017, Lost Wallet Protector will be serviced by Optima Alliance, LLC. There will be no change to the current services provided. For more information please call 1455-597-2639. ID 12481 *Insurance Coverages underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. For residents of GU and MP, coverages are underwritten by Tokio Menne Pacific Insurance Limited, Hagatna, Guam under Policy Numbers CRCB000000107 for BIP, CRC8000000108 for CRLDI, CRCB000000109 for EW, CRCB000000110 for PP, and CRCB000000111 for TAI. This benefit is not available to residents of American Samoa, Federated States of Micronesia, Marshall Islands, Palau and the US Minor Outlying Islands. Coverage is determined by the terms, conditions, and exclusions of the Policies (including Descriptions of Coverage) applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policies. MC policy Numbers for EW Policy CMLENDDMOM5R15°2 SDNY_GM_00327302 EFTA (102(10056 EFTA01686300 G MAXWELL ENglagin,291106 p.10/11 M0953. Policy AX0953.PR, Policy AX0953-VI or Policy EW-IND; MC policy Numbers for BIP Policy AX0400. Policy AX0400-PR, Policy AX0400-VI or Policy BIP-INDMC policy Numbers for TAI Policy AX0948, Policy AiX0948-PR. Policy AX0948-VI or Policy TAJ-IND; MC policy Numbers for PP Policy AX0951, Policy AX0951-PR, Policy AX0951-VI or Policy PP-IND; MC policy Numbers for CRLDI Policy AX0925, Policy AX0925-PR. Policy AX0925-VI or Policy CRLDI-IND. +Travel Accident Insurance updates do not apply to residents of the state of Washington. In addition, all benefit coverage updates described above do not apply to residents of Guam and Northern Mariana Islands. CMLENDOMM(115°3 SDNY_GM_00327303 EFTA (102(10057 EFTA01686301 CATS C Membership Rewards' Monthly Statement and Program News g 11/11 Prepared for G MAXWELL Account Number Total Points Balance 666,722 Points Earned this Period 30,115 Account Summary May 1,2017 - May 31,2017) Opening Points Balance 636,607 Points Earned this Period +30,115 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 666,722 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? mamborstilprowards.corn 1.800-297.1300 International Collect 1.336-393.1111 Did You Know? UsoPoInts For Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at mernbersh ip reward s.com /you rch arges. Points Transaction Detail May1,2017 - May31,2017) Points Earned this Period Centu rion xxxx-uxxx2a Points Activity On Eligible Charges Total Points Activity Per Card 9,141 9,141 Addl Contu XXXX-XXXXL1. 20,974 0 20,974 Total 30,115 0 30,115 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprmvards.com. Terms and Conditions of the Membership Rewards* program apply. For more Information, visit membershprewards.comiterms Of call 1.803.297-1100. From overseas, call collect 1-336.393-1111. AMEX001504 SDNY_GM_00327304 EFTA_00200058 EFTA01686302 AMEX001505 SDNY_GM_00327305 EFTA_00200059 EFTA01686303 Centurion® Card G MAXWELL Closing Date 07/18/17 DUPLICATE COPY New Balance $9,141.63 Payment Due Date 08/12/17$ Ilate Payment Warning: If we do not receive your payment by the Payment Due Date of 08/12/17, you may have to pay a late fee of up to $38.00. (I) See page 2 for important information about your account. See Page 7 for an important Privacy Notice and the following pages for important notices about Your Billing Rights, Electronic Fund Transfer Error Resolution and a notice for WA residents. We will debit your bank account for your payment of $9,141.63 on 08/02/17. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made by 07/31/17. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. Important Information: To access the most up to date version of your Cardmember Agreement, please log in to your Account at www.americanexpress.com. Your Centurion" Membership includes an annual subscription to Departures magazine (a value of $10). If you do not wish to receive the magazine, please call us at the number on the back of your Card. No credits are offered to Members who elect not to receive the magazine. Learn how to take advantage of your Pay Over Time feature on page S. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Continued on page 3 Pay by Computer amerkanexpress.com/pbc El MI Account Ending Membership Rewards' Points Available and Pending as of 06/30/17 676,829 For up Iodate point balance and full program details, visit monbershIprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees 510,107.09 -S10,107.09 $6,641.63 +52,500.00 New Balance 1904143) Days in Billing Period: 32 Customer Care Pay by Computer americanexpress.com/pbc Customer Care 1 877 877 0987 Pay by Phone 1 8C0 472-9297 O See page 2 for additional information. gla Pay by Phone ga 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000914163000914163 14 d Account Ending Enter 15 digit account it on all payments. Make check payable to American Express. Payment Due Date 08/12/17 AutoPay Amount $9,141.63 AMEX001506 SDNY_GM_00327306 EFTA_00200060 EFTA01686304 0 MAXWELL Del-32I,TEnSfa p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credhed to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system:and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Elettronk Withdrawal: (I) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally Or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electionkally we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit (Bother asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (Including new transactions) to ca kulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AM and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days atter the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatkally (for example, Sign & have/ and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $100 or more. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954-S03-890S TTY: 1-800-221-9950 1.877-877-0987 FAX:1 808695 9090 1-800•CASH-NOW in NY:1-800 522 1897 Change of Address it011eCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name, Company Name, and foreign Address or Phone changes, pleas* call CLISIOIMI Care. • Please print clearly in blue or block ink only In the boxes provided. Street Address n City, State Zip Code Area Code and Home Phone %/14aCie neand (mall Websitc a me tics nexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 _J r Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each mont h Visit amwkanwprws.comiautopay today to enroll. i fog information on how we protect your privacy and to set your communication and privacy choices, please visit www.amerkimexpress.cermprimq. AMEX001507 SDNY_GM_00327307 EFTA_00200061 EFTA01686305 Centurion° Card G MAXWELL Closing Date 07/18/17 DUPLICATE COPY Account Ending Effective immediately, we are making changes to the Membership Rewards Program Terms & Conditions that impact Card Members who are enrolled in the Membership Rewards Program and are eligible for points transfer. Membership Rewards points can now be transferred at a 1:1 ratio into British Airways Executive Club and Iberia Plus programme and can be transferred in Increments of 1,000 points. p. 3/11 Payments and Credits Summary Total Payments Credits -$8428.40 G MAXWELL -$1478.69 Total Payments and Credits -$10,107.09 Detail 'indexes posting date Payments 07/01/1P G MAXWELL Credits Amount AUTOPAY PAYMENT RECEIVED- THANK YOU UMB BANK, NATIONAL ASSOCIATION 48,528A0 Amount 06,1 /, I / G MAXWELL PONT •QUKI(BOOKS 800-446-8848 CA T1-F7614-292129 -$1578119 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $5,755.96 $885.67 86,641.63 Detail G MAXWELL Card Endirgl Amount 06/21/17 BROADVIEW NETWORKS 9149227538 (800)276-2384 NY $2580 06/27/17 UNITED AIRLINES UNITED AIRLINES From: To: COLUMBUS PORT COLU N.Y. NEWARK INTL A COLUMBUS PORT COLU N/A N/A Ticket Number: 01623541906453 Passenger Name: BURNS/RHONDA Document Type: PASSENGER TICKET HOUSTON Caner: UA UA YY YY Date of Dena iture: Class: 00 00 00 00 07/ I 0 TX MN $456A0 06/27/17 OGI EYEWEAR 763-252-0508 MINNEAPOLIS $210.00 swum NETWORK SOLUTIONS DOMAIN-SALES 888-642-9675 FL $239.94 888642-9675 AMEX001568 Continued on reverse SDNY_GM_00327308 EFTA_00200062 EFTA01686306 G MAXWELL DWPLICiTi CQ,PY n ccount ing z-utu06 p. 4/11 Detail Continued Amount 06/28/17 eFAX.COM SERVICES INTERNET SVC 800.958-2983 CA 516.95 07/01/17 JASON POSSUMATO 000000001 9177740347 Description REFER TO RECEIPT NEW YORK NY 532555 07/02/17 SIRIUSXM.COM/ACCT XM SATEUTE 888-635-5144 NY 522.77 07/04/17 TMOBILPAUTO PAY 898805037 98006 800.937-8997 WA $157.34 07/05/17 SP • OUIMILLIE 888-746-7439 Description SP • OUIMILLIE CAMBRIDGE MA S754.00 07/05/17 DROPBOX•9NL6IMGCHV7T DROPBOX•9NL62MG 4159867057 SAN FRANCISCO CA $9.99 07/05/17 VIDAL SASSOON VIDAL SASSOON 617-536-5496 BOSTON MA S135.00 07/07/17 UOVO RP/605392 11101 BUSINESS SERVICES LONG ISLAND C NY $1,77831 07/10/17 AT&T RKURR BILL PAYMENT 800-331.0500 Description TELECOMMUNICATIONS DALLAS TX S218.45 07/12/17 INTERMIX 212-741-5075 Description FOOD/BEVERAGE BOSTON MA $942.93 07/12/17 VIDAL SASSOON VIDAL SASSOON 617-536-5496 BOSTON MA $120.00 07/12/17 INTERMIX 212.741.5075 Description FOOD/BEVERAGE BOSTON MA $316.63 07/13/17 NETWORK SOLUTIONS DOMAIN SALES 888-642.9675 888-642-9675 FL 514.95 07/16/17 ESPRESSO LOVE -2000000001 5086279211 Description REFER TO RECEIPT EDGARTOWN MA $10.95 JENNIFER TURNER Card Ending Amount 06/23/17 WWWRUNES.COM/BILL RUNES STORE & APP STORE CUPERTINO CA $27.76 06r29/17 FEDEX INV 1582261611158226161 1-800-622-1147 116 E 6STH ST LLC NY DIRECT BILLING TRANSACTION FEDEX INV. 000158226161 FedEx 81-800-622-1147 MEMPHIS TN $154.25 06/29/17 AMAZON MKTPLACE PMTS BOOKSTORES APAZN.COM/BILL WA $38.97 07/01/17 WVAVJTUNES.CONVBILL !TUNES STORE & APP STORE CUPERTINO CA $29.88 07/01/17 ADOBE •PHOTOGPHY PLAN Adobe Systems SAN JOSE CA S10.68 800-833-6687 AMEX001509 Continued on next page SDNY_GM_00327309 EFTA_00200063 EFTA01686307 Centurion(' Card G MAXWELL Closing Date 07/18/17 DUPLICATE COPY Account Ending p. 5/11 Detail Continued Amount 07/03/17 AMAZON.COM MERCHANDISE AMZN.COM/BILL WA $4237 07/05/17 EUROPEAN WAX CENTER BEACON HILL 6177423333 BOSTON MA 54600 07/07/17 V'AVITUNES.COMMILL (TUNES STORE&APP STORE CUPERTINO CA $6837 07/I 3/17 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RNER EDGE fiU $45033 07/15/17 VNAVITUNES.COM/BILL (TUNES STORE&APP STORE CUPERTINO CA $17.06 Fees Amount 07/18/17 GMAXWELL Total Fees for thls Period ANNUAL MEMBERSHIP FEE Use Membership Rewards Points toward your annual membership fee. Visit wenv.rnernbershIprewards.comkardfas to learn more. 32,500.00 $2,300.00 2017 Fees and Interest Totals Year-to-Date Total Fees in 2017 Total Interest in 201/ Amount S2.488 Pr SO-00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate Interest Charge Select & Pay later Total elWariable 07/08/2010 10.15% (0 $000 $0.00 Information on Pay Over Time Features There is no pre-set spending limit on your Card No preset spending limb does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over Tine Limit Is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed Into a Pay Over Time balance. For more information about Pay Over Time features please visit amerkanexpress.com/payoyertime. You are currently enrolled in Select & Pay Later You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full pay the minimum due, or payany amount in between. Interest applies horn the date you add a charge to your Pay Over Time balance until the date it is paid. AMEX001510 SDNY_GM_00327310 EFTA_00200064 EFTA01686308 G MAXWELL DMF,49,AT,E.FRP7X06 p 6/1' AMEX001511 SDNY_GM_00327311 EFTA_00200065 EFTA01686309 Centurion's Card G MAXWELL Closing Date 07/18/17 FACTS Why? What? How? DUPLICATE COPY Account Ending Rev. 9/2012 p 7/11 WHAT DOES AMERICAN EXPRESS DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal Information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • transaction history and account history • insurance claim history and credit history All financial companies need to share customers' personal Information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons American Express chooses to share; and whether you can limit this sharing. Reasons we can share personal information For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus For our marketing purposes — to offer our products and services to you Does American Can you limit this sharing? Express share? Yes Yes No No (but please see the To limit direct marketing' box below for additional privacy choices) For joint marketing with other financial companies For our affiliates' everyday business purposes — information about your transactions and experiences For our affiliates' everyday business purposes — Information about your creditworthiness For our affiliates to market to you Yes Yes No No Yes Yes Yes Yes For nonaffiliates to market to you No (although we may We don't share personal share aggregated or information de-identified data) To limit our sharing To limit direct n arketing • Visit us online: vavw.americanexpress.conVcommunications or • Call us at 1-855-297-7748 - our menu will prompt you through your choices Please note: If you are a new customer, we can begin sharing your personal information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your personal information as described in this notice. However, you can contact us at any time to limit our sharing. We provide additional privacy choices to customers. Privacy elections you make for any one product or service may not automatically be applied to other products and services. To let us know if you do not want us to use your personal information to communicate with you about offers by mail, telephone, and/or e-mail: • Visit us online: vnwtamericanexoress.com/communications or • Call us at 1-855-297-7748 (except for choices about e-mail communications) Questions? all 1400-628-4800 or go to americanexpress.com/contact. Page 1 of 2 SO4N4 BP/PRVCCSG/1114 AMEX001512 SDNY_GM_003.27312 EFTA_00200066 EFTA01686310 G MAXWELL DIAPIIMIN.998i06 p. 8/11 Who we are Who is providing this notice? American Express Travel Related Services Company, Inc. and other American Express Affiliates that provide financial products or services, including American Express Centurion Bank, American Express Bank, FSB, and AMEX Assurance Company. What we do How does American Express protect my personal information? To Drctect anon from unauthonzed access and use, we use SeCurity measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We collect your personal information, for example, when you • open an account or pay your bills • give us your income information or give us your contact information • use your credit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Federal law gives you the right to limit only • sharing for affiliates' everyday business purposes — information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. How does American Express collect my personal information? Why can't I limit all sharing of personal information? What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. • Our affiliates include companies with the American Express name. including financial companies such as American Express Travel Related Services Company, Inc. and nonfinancial companies such as American Express Publishing. Affiliates may also include other companies related by common ownership or control, such as Serve Virtual Enterprises, Inc. and AMEX Assurance Company, a provider of American Express Card-related insurance services. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Nonaffiliates with which we share personal information include service providers, including, for example, direct marketers, that perform services or functions on our behalf. A formal agreement between nonaffiliated companies that together market financial products or Joint services to you. marketing • Our joint marketing partners include financial companies. Other important information We may transfer personal information to other countries, for example. for customer service or to process transactions. AMEX Assurance Company customers: You may have the right to access and correct recorded personal information. Personal information may be disclosed by us to detect fraud or misrepresentation, to verify insurance coverage, to an insurance regulatory authority, law enforcement or other governmental authority pursuant to law, or to a group policyholder for purposes of reporting claims experience or conducting an audit. Personal information related to insurance claim activity obtained from a report prepared by an insurance-support organization on our behalf may be retained by such organization and disclosed as required by law. State law may be more protective than federal law. Califomia: If your American Express account has a California billing address, we will not share your personal information except to the extent permitted under California law. VermoM: If your American Express account has a Vermont billing address, we will automatically treat your account as if you have directed us not to share information about your creditworthiness with our affiliates. Page 2 of 2 S04N4 BP/PRVCCSG/1114 AMEX0015i3 SDNY_Gm_003.213i3 EFTA_00200067 EFTA01686311 Centurion® Card G MAXWELL Closing Date 07/18/17 DUPLICATE COPY Account Ending p. 9/11 Your Billing Rights: Keep this Document for Future Use This notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. What To Do If You Find a Mistake on Your Statement If you think there is an error on your statement, write to us at PO Box 981535, El Paso TX 79998-1535. In your letter, give us the following information: • Account information: Your name and account number. • Dollar amount: The dollar amount of the suspected error. • Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days after the error appeared on your statement. • At least 2 business days before an automated payment is scheduled, if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in writing. You may call us. but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. What Will Happen After We Receive Your Letter When we receive your letter, we must do two things: 1. Within 30 days of receiving your letter, we must tell you that we received your letter. We will also tell you if we have already corrected the error. 2. Within 90 days of receiving your letter, we must either correct the error or explain to you why we believe the bill is correct. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. After we finish our investigation, one of two things will happen: • If we made a mistake: You will not have to pay the amount in question or any interest or other fees related to that amount. • If we do not believe there was a mistake: You will have to pay the amount in question, along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may then report you as delinquent if you do not pay the amount we think you owe. If you receive our explanation but still believe your bill is wrong, you must write to us within 10 days telling us that you still refuse to pay. If you do so, we cannot report you as delinquent without also reporting that you are questioning your bill. We must tell you the name of anyone to whom we reported you as delinquent, and we must let those organizations know when the matter has been settled between us. If we do not follow all of the rules above, you do not have to pay the first $50 of the amount you question even if your bill is correct. Your Rights If You Are Dissatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. S04N4 BP/PRVCCSG/1114 AMEX001514 SDNY_GM_00327314 EFTA (102(1(1(X18 EFTA01686312 G MAXWELL DVnEctilgn99?-746 p. 10/11 If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at PO Box 981535, El Paso TX 79998-1535. While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent. Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card, including Express Cash transactions, or electronic payments you make to American Express using Pay By Phone, Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can call us at 1-800-IPAY-AXP for Pay By Phone questions, at 1-800-528-2122 for Pay By Computer questions, at 1-800-528-4800 for AutoPay questions, and at 1-800-CASH-NOW for Express Cash questions. You may also write to us at American Express, Electronic Funds Services, P.O. Box 981531, El Paso, TX 79998-1531 or contact us online at wym.americanexpress.corniinquirycenter. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you are unsure about. Explain as deafly as you can why you believe it is an error or why you need more information. (3) The dollar amount of the suspected error. If you notify us by phone, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your bank account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. For errors involving point-of-sale or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and there was no error, we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account. If your bank account does not have enough funds to cover this withdrawal, we can charge the amount to your card account or collect the amount from you. If this happens, we may cancel your right to use our electronic transfer services. Notice for residents of Washington State In accordance with the Revised Code of Washington Statutes, Section 63.14.167, you are not responsible for payment of interest charges that result solely from a merchant's failure to transmit to us within seven working days a credit for goods or services accepted for return or forgiven if you have notified us of the merchant's delay in posting such credit, or our failure to post such credit to your account within three working days of our receipt of the credit. S04N4 BINPRVCCSG/1114 AMEX001515 SDNY_GM_00327315 EFTA_0021XX)69 EFTA01686313 CATS C Membership Rewards' Monthly Statement and Program News p 11/11 Prepared for G MAXWELL Account Number Total Points Balance 676,829 Points Earned this Period 10,1071 Account Summary June 1, 2017 - June 30,2017) Opening Points Balance 666,722 Points Earned this Period +10,107 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 676,829 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? man borshiprersard Lcorn 1.800-297.1300 International Collect 1.336-393.1111 Did You Know? Use Points For Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at mem bersh ip reward s.com /you rch arges. Points Transaction Detail June 1,2017 June Points Earned this Period Centu rion XXXX-VXXX2a Points Activity On Eligible Charges Total Points Activity Per Card 8,231 8,231 Addl Onitu XXXX-XXXXX11. 1.876 0 1.876 Total 10,107 0 10,107 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprmvards.com. Terms and Conditions of the Membership Rewards* program apply. For more Information, visit membershirxewards.comiterms Of call 1.803.297-1300. From overseas, call collect 1.336.393-1111. AMEX001516 SDNY_GR1_00327316 EFTA_00200070 EFTA01686314 AMEX001517 SDNY_GM_00327317 EFTA_0020007 1 EFTA01686315 Centurion' Card G MAXWELL Closing Date 08/18/17 New Balance Payment Due Date DUPLICATE COPY $5,001.32 09/12/17k t Late Payment Warning:1f we do not receive your payment by the Payment Due Date of 09/12/17, you may have to pay a late fee of up to $38.00. O See page 2 for important information about your account. See page 6 for a Notice Of Change To The Membership Rewards Program Terms &Conditions. We will debit your bank account for your payment of $5,001.32 on 09/02/17. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 08/31/17. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. For information on your Pay Over Time feature and limit, seepage 5 Effective immediately, we are making changes to the Membership Rewards Program Terms & Conditions that impact Card Members who are enrolled in the Membership Rewards Program and are eligible for points transfer. Membership Rewards points can now be transferred at a 1:1 ratio into British Airways Executive Club and Iberia Plus programme and can be transferred in increments of 1,000 points. Payment Coupon Lai Do not staple or use paper clips D Check here If your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc p. 1/7 Account Ending Membership Rewards° Points Available and Pending as of 07/31/17 681,891 For up to date point balance and full program details, visit membershIprewards.com Account Summery Previous Balance 59,141.63 Payments/Credits -59,141.63 New Charges 45,001.32 Fees 480.00 New Balance $5,001.32 Days in Billing Period: 31 Customer Care [ r—i Pay by Computer `-x-i americanexpress.cornipbc Customer Care Pay by Phone 1 877-877-0987 1.800-472.9297 O See page 2 for additional information. Pay by Phone la 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000500132000500132 14 rl Account Ending Enter 15 digit accounts on all payments. Make check payable to American Express. Payment Due Date 09/12/17 AutoPay Amount $5,001.32 AM EX001518 SDNY_GM_00327318 EFTA (1(12(10072 EFTA01686316 0 MAXWELL Del-32I,TEnSfa p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credhed to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. tf we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Elettronk Withdrawal: (I) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check Is not processable elect ronkally Or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electionkally we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit (Bother asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (Including new transactions) to ca kulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AM and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatkally (for example, Sign & have/ and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert It Into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $100 or more. Credit Reporting: We may report information about your Account to c 'edit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954-S03-890S TTY: 1-800-221-9950 1.877-877-0987 FAX:1 808695 9090 1-800•CASH-NOW in NY:1-800 522 1897 Change of Address itOlleCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name. Company Name, and foreign Address or Phone changes. pleas* call Customer Care. • Please print clearly in blue or block ink only In the boxes provided. Street Address n City, State Zip Code Area Code and Home Phone %/14aCie neand (mall Websitc a me tics nexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 _J r Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each mont h Visit amwkanwprws.comiautopay today to enroll. i fog information on how we protect your privacy and to set your communication and privacychoices. please visit www.amerkanexpress.caan/privacy. AMEX001519 SDNv_GM_00327319 EFTA_00200073 EFTA01686317 Centurion' Card G MAXWELL Closing Dot(' 08 18 17 DUPLICATE COPY Account Ending P3/7 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$9,141.63 $0.00 -$9,141.63 Detail 'Indicates posting date Payments 08/02/17* GMAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$9,141.63 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Newt:barges $3,826.39 $1,174.93 45,00132 Detail GMAXWELL Card Ending Amount 07/21/17 BROADVIEW NETWORKS 9149227538 (800)276-2384 NY $2659 07/25/17 NIOS 000000001 2128639058 NEW YORK NY $26.13 07/28/17 eFAX.COM SERVICES INTERNET SVC 800-958-2983 CA $16.95 07/28/17 IFLYBUSINES 8008079834 Description TRAVEL AGENCY 8008079834 ATLANTA Carrier: YY Yv YY YY BOSTON Class: 00 00 00 00 CA $1,980.00 07/29/17 DELTA AIR LINES DELTA AIR LINES From: To: WA WA WA WA WA Tkket Number: 0060879238227 Passenger Name: MAXWELL/GHISLAINE NOELLE Document Type: ADDITIONAL COLLECTION $5.60 07/31/17 MODEU.1 SPORTING GOODS 999-0004000 MA $89.99 07/31/17 EUROPEAN WAX CENTER BEACON HILL 6177423333 BOSTON MA $142.00 08/01/17 JASON POSSUMAT0 000000001 9177740347 Description REFER TO RECEIPT NEW YORK NY $325.55 00/01/17 PEET'S429405 $626 FAST FOOD RESTAURANT BOSTON MA AMEX001520 Continued on reverse SDNY_GM_00327320 EFTA_00200074 EFTA01686318 G MAXWELL DWPLICFj Cgy ccount n ing a z-u/06 p 4/7 Detail Continued Amount 08/02/17 08/03/17 SIRIUSXM.COM/ACCT XM SATEUTE 888-635-5144 NY $22.77 UOVO IFN607686 11101 BUSINESS SERVICES LONG ISLAND C NY $162.56 08/04/17 TMOBILPAUTO PAY 89880503798006 e30-937-8997 WA $185.79 08/05/17 DROPBOXICNHCQZKPKEVN DROPBOX•XNHCOIK 4159867057 SAN FRANCISCO CA 59.99 08/08/17 SP • DRESS BOSTON 888-746-7439 Description SP • DRESS BOSTON BOSTON MA 5515.00 08/09/17 TST* TATTE BAKERY CHARLES 000001001 6177235555 Description Price RESTAURANTS $9.63 BOSTON MA 59.63 08/10/17 NETWORK SOLUTIONS DOMAIN-SALES 888-642-9675 888642-9675 FL 514.95 08/10/17 AT&T RECURR BILL PAYMENT 800-331-0500 Description TELECOMMUNICATIONS DALLAS TX 5219.13 08/17/17 WPrGIANT STEPS CHARITY R 855-469-3729 PALO ALTO CA 550.00 08/17/17 THE LANDING AT 7 CENTRAL 978-526-7494 Description FOOD/BEVERAGE MANCHESTER MA $17.50 JENNIFER TURNER Card Ending Amount 07/19/17 AMAZON.COM MERCHANDISE AMZN.COM/BILL WA $31.86 07/22/17 VAVVUTUNES.COM/BILL DUNES STORE & APP STORE CUPERUNO CA 55.33 07/22/17 WWWITUNES.CONVBILL !TUNES STORE & APP STORE CUPERTINO CA $25.63 07/31/17 FARFETCH DIRECT MKTG MISC LOS ANGELES $509.06 08/01/17 ADOBE 'PHOTOGPHY PLAN Adobe Systems 800-833-6687 SAN JOSE CA $10.68 08/03/17 WYMURINES.COMMILL 'TUNES STORE & APP STORE CUPEEMNO CA 54.26 08/07/17 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU 510.00 08/08/17 BELLA SANTE THE SPA ON NE 000000001 6174249930 BOSTON MA $115.00 08/13/17 0804 EXTRA SPACE STORAGE 804278.5629684 2019960020 ARIA EDGE FU $45033 08/15/17 WWWJTUNES.COMMILL [TUNES STORE & APP STORE CUPERTINO CA 512.78 AMEX001521 Continued on next page SDNY_GM_00327321 EFTA_00200075 EFTA01686319 Centurion® Card G MAXWELL Closing Date 08/18/17 DUPLICATE COPY Account Ending p 5/7 Fees Amount Total Fees for this Period $0.00 2017 Fees and Interest Totals Year-to-Date Amount Total Fees in 2017 52.48&75 Total Interest in 2017 50.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to interest Rate Interest Charge Select & Pay Later 07/08/2010 10.1 916 (v) $0.00 $0.00 Total NWariaNenate $0.00 Information on Pay Over Time Features There Is no pre-set spending Unlit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over Time Limit Is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in hill all charges that are not placed into a Pay Over Time balance. For more information about PayOver Time features please visit amerkansixpresacom/payonrtime. You • re currently enrolled in Select & Pay Later You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. AMEX001522 SDNY_GM_00327322 EFTA_00200076 EFTA01686320 G MAXWELL Centurion® Card DVElyIPAIgn298406 Notice of Important Membership Rewards® Program Change pc 6/7 We are making a change to the Membership Rewards Program Terms & Conditions. We encourage you to read this notice, share it with Additional Card Members on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. A summary of the change appears below. The detailed change can be found after the summary chart. Summary of Changes, effective November 1, 2017 Using Points - Transferring Points to Frequent Customer Programs Virgin America will no longer participate in the U.S. Membership Rewards® program as an eligible airline point transfer partner. Therefore, all mentions of Virgin America will be struck from the Membership Rewards program Terms and Conditions and Card Members will no longer be able to transfer Membership Rewards points to a Virgin America Elevate account. Any transfers made to a Virgin America Elevate account before November 1, 2017 will be honored by American Express and Virgin America. 1 Detail of Changes to the Membership Rewards Program Terms & Conditions This notice amends the Membership Rewards Program Terms & Conditions (the "Terms & Conditions") as described below. We have the right to amend as described in the Terms & Conditions. Any terms in the Terms & Conditions conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. Using Points: Transferring Points to Frequent Customer Programs Effective November 1, 2017, in the Transferring Points to Frequent Customer Programs sub-section of the Using Points section of the Terms & Conditions, the seventh bullet point under Conversion Rates and Increments is deleted in its entirety. CMLENCOMMEM1523 S0NY_GM_00327323 EFTA (102(10077 EFTA01686321 CATS C Membership Rewards' Monthly Statement and Program News Prepared for G MAXWELL Account Number Questions About Your Account? p. 7/7 Total Points Balance 681,891 mon borshiprersard s.corn 1.800-297.1300 Points Earned this Period s,o621 International Collect 1.336-393.1111 Did You Know? Account Summary July 1,2017 - July31,2017 Opening Points Balance 676,829 Points Earned this Period +5,062 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 661,891 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Use Points Foe Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at mem bersh ip reward s.com /you rch arges. Points Transaction Detail July 1,2017 -July31,2017) Points Earned this Period Centurion XXXX-VXXX2a Points Activity On Eligible Charges Total Points Activity Per Card 4,177 4,177 Add? Onitu XXXX-XXXXL1. 885 0 885 Total 5,062 0 5,062 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprmvards.com. Terms and Conditions of the Membership Rewards* program apply. For more Information, visit membershprewards.comiterms a call 1.803.297-1100. From overseas, call collect 1-336.393-1111. AMEX001524 SDNY_GM_00327324 EFTA_00200078 EFTA01686322 AMEX001525 SDNY_GM_00327325 EFTA_00200079 EFTA01686323 Centurion. Card G MAXWELL Closing Date 09/17/17 New Balance Payment Due Date DUPLICATE COPY $4,060.47 10/12/17$ Slate Payment Warning:If we do not receive your payment by the Payment Due Date of 10/12/17, you may have to pay a late fee of up to $38.00. PI See page 2 for Important information about your account. See Page 7 for Important information regarding benefits underwritten by AMEX Assurance Company. We will debit your bank account for your payment of S4,060.47 on 10/02/17. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 09/30/17. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. For information on your Pay Over Time feature and limit, seepage 5 Awarded for Customer Satisfaction DEDICATED TO YOU. Thanks to you. J.D. Pow ranked us 'Highest in Customer Satisfaction with Credit Card Companies' for the 9th time. Leant on at aeoneanazarassome.larpmer Payment Coupon Do not staple or use paper clips In Check here if your addressor phone number has changed. Note changes on reverse side. Pay by Computer a rner ka nexpress.com/pbc p 1/9 Account Ending Membership Rewards' Points Available and Pending as of 08/31/17 686,895 For up to date point balance and full program details, visit wiembeshIprwards.com Account Summary Previous Balance 55,001.32 Payments/Credits -$5,001-32 New Charges +$4,060.47 Fees +$000 New Balance $4,060.47 Days in Billing Period: 30 Customer Care Pay by Computer amerkanexpress.com/pbc Customer Cant Pay by Phone 1-877-877-0987 1.800.472.9297 g See page 2 for additional Information. IPS Pay by Piton* ga 1-800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Payment Due Date 10/12/17 AutoPay Amount $4,060.47 III .Jrnrlrrrllllrrrrrrllrrnllrrlrllrrrlllrrrlrnrlllrrrrlrrll 000406047000406047 14 ri AMEX001526 SDNY_GM_00327326 EFTA_00200080 EFTA01686324 0 MAXWELL Del-32I,TEnSfa p.29 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credhed to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Elettronk Withdrawal: ) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally Or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electionkally we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulato Your Balance: We use the Average Daily Balance (ADB) method (Including new transactions) to ca kulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AM and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatkally (for example, Sign & have/ and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert It Into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to c 'edit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-984-S03-890S TTY: 1-800-221-9950 1.877-877-0987 FAX:1 800695 9090 1 -800•CASH-NOW in NY:1-800 522 1897 Change of Address itOlleCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name. Company Name, and foreign Address or Phone changes. pleas* call Customer Care. • Please print clearly in blue or block ink only In the boxes provided. Street Address n City, State Zip Code Area Code and Home Phone ,taCie neand (mall WebsItc ammicanexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 _J r Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each mont h Visit ammkanmprms.comMutopay today to enroll. i fog information on how we protect your privacy and to set your communication and privacy choices. please visit www.amerkanexpress.caan/privacy. AMEX001527 SDNY_GM_00327327 EFTA_00200081 EFTA01686325 Centurions Card G MAXWELL Closing Date 09/1717 DUPLICATE COPY Account Ending p- 3/9 Payments and Credits Summary Total Payments Credits Total Payments and Credits -55,001.32 $0.00 -55,001.32 Detail inautispostingan Payments 09/02/17* GMAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$5,001.32 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $3,480.68 $579.79 $4,060.47 Detail ® GMAXWELL Card Ending Foreign Spend Amount 08/21/17 BROADVIEW NETWORKS (800)276-2384 NY $24.12 9149227538 08/22/17 BOSTON LOGAN AIRPORT 084870006611781 BOSTON MA $63.70 6175610637 08/22/17 PRET A MANGER BOSTON MA $8.11 6174360634 Description FAST FOOD RESTAURAN 08/28/17 eFAX.COM SERVICES 800-958-2983 CA 516.95 INTERNET SVC 08/30/17 IFLYBUSINES 8008079834 CA $2,020.00 8008079834 Description TRAVEL AGENCY 08/31/17 DELTA AIR LINES DELTA AIR LINES LONDON GB 36247 Pounds56.619 5469.15 From: To: Carder: Class: WA NIA WA WA WA Tkket Number: 0060879743316 Passenger Name: MAXWELL/GHISLAINE Document Type: ADDITIONAL COLLECTION YY YY YY YY 00 00 00 00 08/31/17 UOVO LONG ISLANDC NY 5162.56 INV609088 11101 BUSINESS SERVICES AMEX001528 Continued on reverse SDNY_GM_00327328 EFTA 00200082 EFTA01686326 G MAXWELL Dyccou PLI nt n CipT z.vtu06 p. Detail Continued Foreign Spend Amount 09/01/17 JASON POSSUMATO 000000001 9177740347 Description REFER TO RECEIPT NEW YORK NY $32555 09/02/17 AMAZON.COM MERCHANDISE AMZN.COM/BILL WA 57.47 09/02/17 SIRIUS XM RADIO INC. RADIO SERVICE 888435-5144 NY 522.77 09/04/17 TMOBILE•AUTO PAY 89880503798006 800-937-8997 WA 5115.94 09/0S/17 DROPBOX•043YDTXT64RODROPBOX•043YDDI SAN FRANCISCO CA $9.99 4159867057 09/07/17 NETWORK SOLUTIONS DOMAIN-SALES 888442.9675 888442-9675 FL 514.95 09/10/17 AT&T RECURR BILL PAYMENT 800-331-0500 Description TELECOMMUNICATIONS DALLAS TX $219.42 JENNIFER TURNER Card Ending Foreign Spend Amount 08/19/17 WWW .ITUNES.COMBILL RUNES STORE & APP STORE CUPERTINO CA $11.72 08/2217 VAIAV.ITUNES.COM/BILL (TUNES STORE &APP STORE CUPERTINO CA $21.36 09/01/17 ADOBE •PHOTOGPHY PLAN Adobe Systems WO-8334687 SAN JOSE CA $10.68 09/06/17 WVAVITUNES.COM/BILL (TUNES STORE& APP STORE CUPERTINO CA 58.53 09/07/17 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU 552.26 09/09/17 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU 510.00 09/13H 7 0804 EXTRA SPACE STORAGE 8042785629684 2019960020 RIVER EDGE NJ $45033 09/16/17 WVAVITUNES.COM/BILL (TUNES STORE & APP STORE CUPERTINO CA $14.91 Fees Amount Total Foos for thb Period 50.00 2017 Fees and Interest Totals Year-to-Date Total Fees in 2017 Total Interest in 2017 Amount S2A88.7S S0.00 AMEX001529 SDNY_GM_00327329 EFTA_00200083 EFTA01686327 Centurion® Card G MAXWELL Closing Date 09/17/17 DUPLICATE COPY Account Ending p. 59 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage Rate Select & Pay Later Total (v)Varabk Rate From To Balance Subject to Interest Rate Interest Charge 07/082010 10.15% (v) $0.00 50.00 30.00 Information on Pay Over Time Features There is no pre-set spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no preset spending limit. Your Pay Over 'Hapt-Milt Is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance. For more information about Pay Over Time features please visit amorkanexpress.com/payorertImir. You are currently enrolled in Select & Pay Later You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay In full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. AMEX001530 SDNY_GM_00327330 EFTA_00200084 EFTA01686328 G MAXWELL DMF,49,AT,E.FRP7X06 p 6i9 AMEX001531 SDNY_GM_00327331 EFTA 00200085 EFTA01686329 Centurion* Card G MAXWELL Closing Date 09/17/17 DUPLICATE COPY Account Ending p 7/9 Notice of Update to an Additional Benefit of Your Card As described below, we made an update to your Baggage Insurance Plan.' Card benefit. This benefit is provided to you at no additional charge as part of your Card Membership. We encourage you to read this notice and file it for future reference. If you have any questions about these changes, please call 1-800-645.9700. Baggage Insurance Plan Effective immediately, the coverage amount for High Risk Items under the Baggage Insurance Plan has been increased from $250 to $1,000. High-risk items can include computers, jewelry and furs. Please see policy for full details. Insurance Coverages underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. For residents of GU and MP, coverages are underwritten by Tokio Marine Pacific Insurance Limited, Ilagatna, Guam under Policy CRCB000000107. This benefit is not available to residents of American Samoa. Federated States of Micronesia. Marshall Islands, Palau and the US Minor Outlying Islands. Coverage is determined by the terms, conditions, and exclusions of the Policies (including Descriptions of Coverage) applicable to your Card and is subject lo change with notice. This document does not supplement or replace the Policies. MC policy Numbers for SIP Policy AX0400, Policy M0400-PR, Policy AX0400-VI or Policy BIP-IND. • Baggage Insurance Plan updates do not apply to residents of Indiana, Puerto Rico, Guam and Northern Mariana Islands ID12504 MUNN/MAK 532 SDNY_GM_00327332 EFTA_00200086 EFTA01686330 G MAXWELL DIANKKgr,99M06 P AMEX001533 SDNY_GM_00327333 EFTA_00200087 EFTA01686331 CATS C Membership Rewards' Monthly Statement and Program News p. 949 Prepared for G MAXWELL Total Points Balance Account Number 686,895 Points Earned this Period %oat) Account Summary August 1,2017 - August 31,20171 Opening Points Balance 681,891 Points Earned this Period +5,004 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 686,895 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Points Transaction Detail Questions About Your Account? mernbershIprewards.com 1.800-297.1300 International Collect: 1.336-393.1111 Did You Know? The Membership Rewards° Monthly Statement and Program News will no longer be included with your billing statements beginning with your statement that has a Closing Date in November 2017. To see information about your points balance and transactions, log into your account at membershIprewarcls.corn August 1,2017 August 31, 2017 ) Points Earned this Period folc 0ttla iXX2a Adel Ciento XXXX-XXXXXIM Total Points Activity On Eligible Charges BoflAWardlb 3,829 Total Points Activity Per Card 3,829 1,175 0 1,175 5,004 0 5,004 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewardszem. Terms and Conditions of the Membership Rewards* program apply. For more Information, visit membershirxewards.comiterms Of call 1.803.297-1100. From overseas, call collect 1-336.393-1111. AMEX001534 SDNY_GM_00327334 EFTA_00200088 EFTA01686332 AMEX001535 SDNY_GM_00327335 EFTA_00200089 EFTA01686333 Centurion® Card G MAXWELL Closing Date 10/18/17 DUPLICATE COPY New Balance $8,655.02 Payment Due Date 11/12/17$ t Late Payment Warning: If we do not receive your payment by the Payment Due Date of I I/12/17, you may have to pay a late fee of up to $38.00. p p 2 See page 2 for important information about your account. See page 8 for a Notice Of Change To The Membership Rewards Program Terms & Conditions. See Page 9 for an Important Notice About a Change to Your Cardmember Agreement. We will debit your bank account for your payment of $8,655.02 on 11/02/17. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 10/31/17. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. Important Information:To access the most up to date version of your Cardmember Agreement, please log in to your Account at www.americanexpress.com. Learn how to take advantage of your Pay Over Time feature on page 6 Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Continued on page 3 Pay by Computer amerkanexpress.conVpbc p 1/11 Account Ending Membership Rewards• Points Available and Pending as of 09/30/17 690,956 For up Iodate point balance and full program details, visit minnbershiprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees $4,060.47 -54,060.47 48.655.02 +50.00 New Balance SBASS.02) Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877 877 0987 1 800472-9297 O See page 2 for additional information. gla Pay by Phone ga 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000865502000865502 14 d Account Ending Enter 15 digit account I on all payments. Make check payable to American Express. Payment Due Date 11/12/17 AutoPay Amount 5%655.02 AMEX001536 SDNY_GM_00327336 EFTA_00200090 EFTA01686334 0 MAXWELL Del-32I,TEnSfa p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credhed to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system:and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Elettronk Withdrawal: (I) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally Or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electionkally we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit (Bother asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (Including new transactions) to ca kulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AM and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days atter the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatkally (for example, Sign & have/ and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert It Into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $100 or more. Credit Reporting: We may report information about your Account to c 'edit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954-S03-890S TTY: 1-800-221-9950 1.877-877-0987 FAX:1 808695 9090 1-800•CASH-NOW in NY:1-800 522 1897 Change of Address it011eCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name, Company Name, and foreign Address or Phone changes, pleas* call CLISIOIMI Care. • Please print clearly in blue or block ink only In the boxes provided. Street Address n City, State Zip Code Area Code and Home Phone %/14aCie neand (mall Websitc a me tics nexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK Ni 07101 1270 _J r Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each mont h Visit amwkanwprws.comiautopay today to enroll. i fog information on how we protect your privacy and to set your communication and privacy choices, please visit www.amerkimexpress.cermprimq. AMEX001537 SDNv_GM_00327337 EFTA_0020009 1 EFTA01686335 Centurion Card CH :aid Dal,: '0 13 1 7 DUPLICATE COPY Awarded for Customer Satisfaction DEDICATED TO YOU. Thanks to you. J.D. Power ranked us 'Highest in Customer Satisfaction with Credit Card Companies for the 9th time. turn mom at •amtrtcanaaprass.con/td plant Account Ending µ3I11 Payments and Credits Summary Total Payments Credks Total Payments and Credits -$4,060.47 $0.00 -44060.47 Detail •Indicates posting date Payments 10,01/17' G MAXWELL Amount AUTOPAY PAYMENT RECEIVED- THANK YOU UMB BANK, NATIONAL ASSOCIATION •$4.060A7 New Charges Summary Total MAXWELL JENNIFER TURNER Total New Charges $8,01626 $638.76 $0,655.02 Detail G MAXWELL Card Ending Amount 09/18/I7 DELAWARE DIV OF CORP HTTP.ECORP.DELAWAREGOV/ Description MISC. PRODUCTS DOVER DE $530.00 09/18/17 DELAWARE DIVOT CORP HTTPICORP.DELAWARE.GOV/ Description MISC. PRODUCTS DOVER DE $53080 09/21/17 BROADVIEW NETWORKS 9149227538 M276-2384 NY $24.84 09/25/17 WISH MA D 617-5714105 ACTON MA $94.00 09/28/17 eFAX.COM SERVICES INTERNET SVC 800-958-2983 CA $16.95 09/28/17 PRET A MANGER 376792894867006-12116 RESTAURANT BOSTON MA $8.11 09/28/17 SORDILLOS BOUTIQUE INC - 8990000025038 BOSTON MA $45.00 (6171369-0190 AMEX001538 Continued on reverse SDNY_GM_00327338 EFTA_00200092 EFTA01686336 G MAXWELL DWPLICTi CORY ccount n z u/ u06 4/11 Detail Continued Amount 09/28117 MANDARIN ORIENTAL SPA 286740 (617)531.0888 Description Discontinued - Esse BOSTON MA $224-20 10/01/17 JASON POSSUMATO 000000001 9177740347 Description REFER TO RECEIPT HERMOSA BEACH 888-635-5144 CA $32555 10/02/17 SIRIUS XM RADIO INC. RADIO SERVICE NY $22.77 10/03/17 VISELLI SALON 857-350-4856 BOSTON MA $177.00 10/03/17 PATISSERIE ON NEW BU 617-670-6040 BOSTON MA $10.17 10/03/17 FLORIDA DEPT OF STATED10000C000087S3 8502456939 TALLAHASSEE FL $238.75 10/04/17 TMOBILPAUTO PAY 89880503798006 800437.8997 WA $122.74 10/04/17 AMTRAK INT From: BBY To: NYP Ticket Number: 2770719517019 AMTRAK WASHINGTON DC $162.00 10/05/17 UOVO INV61048S 11101 BUSINESS SERVICES LONG ISLAND C NY $162.56 10/05/17 NETWORK SOLUTIONS DOMAIN-SALES M3642-9675 888-642-9675 FL $14.95 10/05/17 DROPBOX•JRJRTHRDD8LW DROPBOX•XURTHR 4159867057 SAN FRANCISCO CA $9.99 10/05/17 PRET A MANGER 376792384667006-12116 RESTAURANT BOSTON MA $8.11 10/05/17 INTERMIX 212-741-5075 Description FOOD/BEVERAGE BOSTON MA $270.63 10/09/17 IN •KMHUDSON LTD 5085408371 BOSTON MA 5183.00 10/10/17 NYCTAXI I K80090002510015 00/0000000 Description Price MERCHANDISE $12.90 LONG ISLAND C NY $12.90 10/10/17 AT&T RECURR BILL PAYMENT 800-331-0500 Description TELECOMMUNICATIONS DALLAS TX $218.42 10/10/17 JOAN L KENT MC PC 046405000502517 212-772-2900 NEW YORK NY $400.00 10/10/17 NYCTAXI1T42 09021480017 00043000000 Description Price MERCHANDISE $11.80 SUNNYSIDE NY $112.0 Ion 0/17 MAISON NCKLE RESTAURANT NEW YORK NY $140.14 10/10/17 FREDERIC FEKKAI NEW YORK NY $64.79 2128910325 AMEX001539 Continued on next page SDNY_GM_00327339 EFTA_00200093 EFTA01686337 Centurion Card G MAXWELL Closing Date 10 18 17 DUPLICATE COPY Account Ending p. 5/11 Detail Continued I Amount 10/10/17 TAXI CREDIT CARD TAXICAB & LIMOUSINE Description TAXI SVC WOODSIDE 11:22163W S3rd S 11:35178 E 68th S WOODSIDE NY $1020 $12.30 S6.50 10/10/17 DIAMOND TAXI 212 245 8000 Description TAXI SVC NEW YORK 21:22 2313 Broadwa 21358437th Ave NEP/YORK NY 10/10/17 AMTRAK POS F&B 0000 800-872-7245 Description OTHER TRANSPORTATIO WASHINGTON DC 10/11/17 NYCTAXI4M3S 09001640010 000-0000000 Description Price MERCHANDISE $1420 LONG ISLAND C NY $1480 10/11/17 STARBUCKS STORE 0861 FAST FOOD RESTAURANT NEW YORK NY $4.63 10/11/17 STARBUCKS STORE 0861 FAST FOOD RESTAURANT NEW YORK NY $4,63 1W11/17 KIEHLS LEXINGTON AV COSMETIC STORE NEW YORK NY $24035 1 0/1 1/17 NYC-TAXI VERIFONE 718-786-8S8S Description TAXI SW LONG ISA 14,39127E 66thS 14:22 236Central LONG ISLAND CITY NY $12.30 10/11/17 ASTORIA TAXI LEASING TAXICAB & LIMOUSINE Description TAXI SW LONG ISL 18:5040 W 55th St 1901 606 Park Ave LONG ISLAND CITY NY $10.80 10/11/17 in. MANAGEMENT TAXI 718-392-7000 Description TAXI SVC LONG ISL 21:26123 E65thS 21:29625 Lexingto LONG ISLAND CITY NY $6.80 HA 1/17 DAVID A SILVERMAN MD DOCTOR & PHYSICIAN NEW YORK NY $2.927.00 10/12/17 STARBUCIG STORE 0769 FAST FOOD RESTAURANT NEW YORK NY $8.71 10/12/17 CONRAD NEW YORK MIDTOWN Arrival Date Departure Date 10/10/17 10/11/17 00000000 ASSURED RESERVATION — NO SHOW NEW YORK NY $72727 AMEX001540 Continued on reverse SDNY_GM_00327340 EFTA_00200094 EFTA01686338 G MAXWELL m4FIISNE,991'406 p.8/11 Detail Continued Amount is JENNIFER TURNER Card Ending Amount 09/18/17 FEDEX INV 2456083041245608304 1.800422-1147 116E 6STHST LLC NY DIRECT BILLINGTRANSACTION FEDEX IWO 000245608304 FedEx II.800422.1147 MEMPHIS TN $11.95 09/22/I7 VA'AV.ITUNES.COM/BILL RUNES STORE &APP STORE CUPERTINO CA $21.36 09/28/17 EUROPEAN WAX CENTER BEA000000001 6177423333 BOSTON MA $121.00 10/01/17 ADORE •PHOTOGPHY PLAN Adobe Systems 800.833-6687 SAN JOSE CA $10.68 10/03/17 VAVYMTUNES.COM/BILL RUNES STORE &APP STORE CUPERTINO CA $853 10/13/17 0804 EXTRA SPACE STORAGE 2019960020 RIVER EDGE NJ $450.33 10/16/17 VWLITUNES.COWBILL DIRKT MKTG INTERNET CUPERTINO CA $14.91 Fees Amount Total Fees for this Period WOO 2017 Fees and Interest Totals Year-to-Date Total Fees In 2017 Total Interest In 2017 Amount $2.488.7S f0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later Total Iv) Voidable Rate 07/08/2010 10.1596(v) $0.00 $0.00 $0.00 Information on Pay Over Time Features There Is no pre-set spading limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. AMEX001541 Continued on next page SDNY_GM_00327341 EFTA_00200095 EFTA01686339 Centurion® Card DUPLICATE COPY p. 7/11 G MAXWELL Closing Date 10/18/17 Account Ending Information on Pay Over Time Features continued Your Pay Over Time Limit is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance. For more information about Pay Over Time features please visit amerkanexpress.com/payovertime. You are currently enrolled In Select & Pay Later You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your PayOvei Time balance until the date it is paid. AMEX001542 S0NY_GM_00327342 EFTA (X72(10096 EFTA01686340 G MAXWELL Centurions Card DVEINIgg.298q06 p 8/11 Notice of Important Changes to the Membership Reward? Program Terms We are making changes summarized below to the Membership Rewards Program Terms & Conditions. We urge you and any Additional Card Members on your Account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. Summary of Changes, Effective November 1, 2017 Additional Terms We are changing the language concerning fraudulent earning or use of points to make clear that we may act if we suspect abuse, misuse or gaming activity, and we are adding that we may: • Temporarily suspend your ability to redeem points • Temporarily suspend your ability to earn points Detail of Changes to the Membership Rewards Program Terms & Conditions This notice amends the Membership Rewards Program Terms & Conditions (the "Terms & Conditions") as described below. We have the right to amend as described in the Terms & Conditions. Any terms in the Terms & Conditions conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. Additional Terms Effective November 1, 2017, in the Additional Tema section of the Terms & Conditions, the first paragraph will be replaced with the following: If we in our sole discretion determine that you have engaged in abuse, misuse or gaming in connection with earning or using points or that you may attempt to do so, we may: • Take away any points in your program account • Temporarily suspend your ability to redeem points • Temporarily suspend your ability to earn points • Cancel your program account • Cancel any of your American Express Cards alLENDOWS1543 SONY_GM_00327343 EFTA 00200097 EFTA01686341 Centurion° Card G MAXWELL Closing Date 10/18/17 DUPLICATE COPY Account Ending p. 9/11 Notice of Important Change to Your Account Terms We are making a change to your account terms, which are contained in the American Express Cardmember Agreement ("Agreement") governing your Account referenced in this notice. Any language in the Agreement contrary to or conflicting with the terms amended below is deleted in its entirety to the extent of the conflict. All terms of the Agreement not amended herein remain in full force and effect. We urge you and any Additional Cardmembers on your Account to read the below notice carefully and file it along with your Agreement in a safe place for future reference. The detailed change to your Cardmember Agreement can be found after the summary chart. Summary of Changes, effective Immediately Using the card Currently, you may arrange for merchants and third parties to store certain account information for certain purposes (for example, for recurring billing). When you arrange for merchants and third parties to store this information, you acknowledge that we may share updates to this information with these merchants and third parties. Effective immediately, we are updating your Agreement to say that if you decide that you do not want us to share updated information as described, then you may contact the number on the back of your card and request that such information no longer be shared. Detail of Changes to Your Cardmember Agreement This notice amends the Cardmember Agreement (the "Agreement") as described below. We have the right to amend the Agreement. Any terms in the Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. Using the Card Effective immediately, in Part 2 of the Agreement, we are amending the Using the card sub-section of the About using your card section by deleting the following paragraph: We may (but are not required to) tell these merchants and third parties if your expiration date or card number changes or if your account status is updated, including if your account is cancelled. You must notify the merchants and third parties directly if you want them to stop charging your Account. And replacing with the following paragraph: We may (but are not required to) tell these merchants and third parties if your expiration date or card number changes or if your account status is updated, including if your account is cancelled. If you do not want us to share your updated account information, please contact us using the number on the back of your card. CMLENDOMFMM91544 SDNY_GM_00327344 EFTA (102(10098 EFTA01686342 G MAXWELL DIANCATg„&9M06 P AMEX001545 SDNY_GM_00327345 EFTA_00200099 EFTA01686343 CATS C Membership Rewards' Monthly Statement and Program News p 11/11 Prepared for G MAXWELL Account Number Total Points Balance 690,956 Points Earned this Period 4,061 Account Summary September 1,2017- September 30,2017) Opening Points Balance Points Earned this Period 686,895 +4,061 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 690,956 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. Questions About Your Account? mernbesshiprewards.corn 1.800-297.1300 International Collect: 1.336-393.1111 Did You Know? The Membership Rewards° Monthly Statement and Program News will no longer be Included with your billing statements beginning with your statement that has a Closing Date in November 2017. To see information about your points balance and transactions, log into your account at membershIpreward MOT Points Transaction Detail September 1,2017- September 30,2017 Points Earned this Period Points Activity On Eligible Charges Centurion XX 1000CX2-= Adel Centu XXXX-XXXXX11. Total 4,061 0 4061 3,481 Total Points Activity Per Card 3,481 580 0 580 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points an be reinstated for a fee by calling the number provided below or visiting membershiprewardszem. Terms and Conditions of the Membership Rewards* program apply. For more Information, visit membershirxewards.comiterms or call 1.800.297-1300. From overseas, call collect 1.336.393-1111. AMEX001546 SDNY_GM_00327346 EFTA 00200100 EFTA01686344 AMEX001547 SDNY_GM_00327347 EFTA_00200101 EFTA01686345 Centurion® Card G MAXWELL Closing Date 11/17/17 DUPLICATE COPY New Balance $6,107.59 Payment Due Date 12/12/17t *Late Payment Warning: tf we do not receive your payment by the Payment Due Date of 12/12/17, you may have to pay a late fee of up to $38.00. T.+) See page 2 for important information about your account. We will debit your bank account for your payment of 56,107.59 on 12/02/17. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 11/30/17. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. Learn how to take advantage of your Pay Over Time feature on page 7 Effective November 9, 2017, Telecharge will no longer be part of the Pay with Points program. Card Members will not be able to redeem Membership Rewards points on Talechargo.com or over the phone directly with Telecharge. Shop where you live. Love where you shop. Invite friends and family to Shop Small' with you at your favorite small businesses on Small Business Saturday'. Nov 25. VITA amerlanopresscom/shopsnanap to nrcl ptx re. near 'en' El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc p. 1/7 Account Ending Available and Pending as of 10/31/17 699,614 For up to date point balance and full program details, visit Account Summary Previous Balance 58,655.02 Payments/Credits -$9,128.17 New Charges I-56,580.74 Fees +50.00 New Balance 56,107.59) Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care 1 877 877 0987 Pay by Phone 1 8C0 472-9297 O See page 2 for additional information. Pa Pay by Phone la 1-800.4729297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000610759000610759 14 ti Account Ending Enter 15 digit account it on all payments. Make check payable to American Express. Payment Due Date 12/12/17 AutoPay Amount 56,107.59 AMEX001548 SDNY_GM_00327348 EFTA 00200102 EFTA01686346 0 MAXWELL Del-32I,TEnSfa p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credhed to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Elettronk Withdrawal: (I) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally Or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electionkally we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit (Bother asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (Including new transactions) to ca kulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AM and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days atter the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatkally (for example, Sign & have/ and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1 DO or more. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954-503-8905 TTY: 1-800-221-9950 1.877-877-0987 FAX:1 808695 9090 1-800•CASH-NOW in NY:1-800 522 1897 Change of Address it011eCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name, Company Name, and foreign Address or Phone changes, pleas* call CLISIOIMI Care. • Please print clearly in blue or block ink only In the boxes provided. Street Address n City, State Zip Code Area Code and Home Phone %/14aCie neand (mall Websitc a me tics nexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 _J r Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each mont h Visit amwkanwprws.comiautopay today to enroll. i fog information on how we protect your privacy and to set your communication and privacy choices, please visit www.amerkimexpress.cermprimq. AMEX001549 SDNY_GM_00327349 EFTA 00200103 EFTA01686347 Centurion • Card G fv1A'XWELL Closing Odic 11 17 17 DUPLICATE COPY Account Ending P• 3/7 Payments and Credits Summary Total Payments -$8,655.02 Credits G MAXWELL -$438.15 JENNIFER TURNER -S35.00 Total Payments and Cradles -69,1211.17 Detail *Indicates posting date Payments Amount 11,0217• GMAXWELL AUTOPAY PAYMENT RECEIVED THANK YOU UMB BANK, NATIONAL ASSOCIATION 58.655.02 eat Amount 1W25/17' GMAXWELL AMEX Airline Fee Reimbursement TRANSACTION PROCESSED BY AMERICAN EXPRESS -$33.52 11/03/1P GMAXWELL Dispute - LEBANESE TAVERNA EXPRE 00 -S9.63 11/07/17 GMAXWELL NEIMAN MARCUS EIERGDORFGOODMAN IRVING TX 1-888-774-2424 Description TROP WOOL CORSET PA -S395.00 11/06/17 JENNIFER TURNER CHARLES STREET FAMILY CHIROPRA 6500000 -$35.00 BOSTON MA 6177201992 Description CHIROPRACTORS Price S3S110 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Now Charge $5,18447 $139627 66,580.74 Detail GMAXWELL Card Ending Amount 1W23/17 AMERICAN AIRLINES 45105410 AMERICAN AIRLINES From: WA To: WA N/A WA WA Ticket Number:0010610442388 Passenger Name: MAXWELUGHISLAINE NO Document Type: PREFERRED SEAT UPGRADE 800 433 7300 TX Carrier: Class: YY YY 00 YY 00 YY 00 Date of Departure: 10/23 $33.52 AMEX001550 Continued on reverse SDNY_GM_00327350 EFTA 00200104 EFTA01686348 G MAXWELL DEL-MIN.f98/06 p. 4/7 Detail Continued Amount 10/23/17 AMERICAN EXPRESS TVL SVC AMERICAN AIRLINES From: To: BOSTON LOGAN INTER WASHINGTON NATIONA BOSTON LOGAN INTER N/A N/A Ticket Number:00170176920922 Passenger Name: MAXWELL/GHISLAINE NO Document Type: PASSENGER TKKET PHOENIX Carrier: Class: AA AA YY 00 Yr 00 Date of Departure: 10/24 AZ 5509.90 10/23/17 BROADVIEW NETWORKS 9149227538 (800)276-2384 NY 525.16 10/24/17 UOVO IW611951 11101 BUSINESS SERVICES LONG ISLAND C NY 5162.56 10/24/17 THE TUMI STORE 9087564400 Description Price MISC RETAIL 5100.46 WASHINGTON DC 5100.46 10/25/17 BOS TAXI 0577 09010510014 0300000000 Description Price MERCHANDISE 520.20 BOSTON MA 52010 10/25/17 FOUR SEASONS WASHINGTN 60210 Arrival Date Departure Date 10/24/17 10/25/17 04000000 LODGING WASHINGTON DC $952.86 10/25/17 LEBANESE TAVERNA EXPRE 000000001 7034151111 Description REFER TO RECEIPT CHICAGO IL 5943 1025/17 PARADIES #9391 OCA II 4043447905 ARLINGTON VA 57.41 10/25/17 GODADDY.COM (480)505.8855 480-505-8855 AZ 55.43 10/28/17 eFAX.COM SERVICES INTERNET SVC 800-958-2983 CA $16.95 11/01/17 JASON POSSUMATO 000000001 9177740347 Description REFER TO RECEIPT HERMOSA BEACH CA $32545 11/01/17 NEIMAN MARCUS BERGDORFGOOD#MN 1.888-774.2424 Description TROP WOOL CORSET PA IRVING TX S395.00 11/02/17 NETWORK SOLUTIONS DOMAIN-SALES 888642-9675 888-642-9675 FL $14.95 11/02/17 SIRIUS XM RADIO INC. RADIO SERVICE 8813-635-5144 NY $2217 11/02117 PRET A MANGER 376792377927006-12116 RESTAURANT BOSTON MA $8.11 11/03/17 PARISH CAFE 195510000040806 (617)247-4777 BOSTON MA 51680 11/04/17 TMOBILE•AUTO PAY 89880503798006 8809374997 WA 5238.93 11/05/17 DROPBOX*91416PFR23CXS DROPBOX,M16PFR SAN FRANCISCO CA $9.99 4159867057 AMEX001551 Continued on next page SDNY_GM_00327351 EFTA_00200105 EFTA01686349 Centurion° Card DUPLICATE COPY p. 5/7 G MAXWELL Closing Date 11/17/17 Account Ending Detail Continued Amount 11/07/17 TST• GREGORY S COFFEE • 8 300006940 9173883850 Description Price RESTAURANTS 361 1 NEW YORK NY S6.11 11/07/17 LE PAIN QUOTIDIEN 148 RESTAURANT FOOD/BEVERAGE TIP 11/07/17 LE PAIN QUOTIDIEN 148 RESTAURANT FOOD/BEVERAGE 11/08/17 515.19 $2.00 NEWYORK NY S17.19 53.50 NEWYORK NY S3.50 NYCTAXI2VI 4 09026310011 0060000003 Description Price MERCHANDISE $8.30 WOODSIDE NY $8.30 11/08/17 NELLO'S 212-736-8700 Description FOOD/BEVERAGE 11/08/17 KIEHLS LEXINGTON AV NEWYORK NY 5240.35 COSMETIC STORE 11/08/17 Bergdorf Goodman DEPARTMENT STORE 11/08/17 NEWYORK NY $79.48 New York 5324.45 VERONICA BEARD MADISON 0001 646-350-2575 Description FOOD/BEVERAGE NYC-TAXI VERIFONE 718-786-8585 Description TAXI SVC LONG ISA 12:4569 E 76th St 12:48668 Park Ave ZARA USA WOMEN'S CLOTHING Description APPAREL/ACCESSORIES PASTEUR PHARMACY 650000030987423 2128382500 Description Pike DRUG STORES/PHARMAC 51029 AMALI 2123398363 FOOD/BEVERAGE 11P RITUALSCOSMET1CS MISC/SPECIALTY RETAIL NEWYORK NY 5925M 11/00/17 LONG ISLAND CITY NY 56.30 11/08/17 NEWYORK NY 559/30 11/08/17 NEWYORK NY 51029 11/08/17 $7622 58.00 NEWYORK NY 584.22 11/08/17 NEWYORK CITY 514133 11/09/17 IPARK 16650000009064158 2124722596 Description Price PARKING LOTS/GARAGE $UMO 11/09/17 NEW YORK NY 5180.00 F'RET A MANGER 376792215767006410022 RESTAURANT BAKED BY MELISSA - UES 030000001 2128420220 Description REFER TO RECEIPT NEWYORK NY $14.77 11/09/17 NEWYORK NY 51800 AMEX001552 Continued on reverse SDNY_GM_00327352 EFTA_00200106 EFTA01686350 G MAXWELL DMEL-Eftign,921'406 p. 6/7 Detail Continued Amount 11/15/17 UOVO INV6 13779 11101 BUSINESS SERVICES 11/16/17 FL DI & TAG GO-RENEW 0474 850417-2000 Description RETAIL Is JENNIFER TURNER Card Ending Amount 10/19/17 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU 510.00 10/20/17 VAWLITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA 552.85 10/22/17 WWWHUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA 52563 10/24/17 VTS DISTRICT CANNON 202-398-0526 Description TAXI SVC WASHINGT 13A12401 S Smith 13:53 2802 Pennsyl WASHINGTON DC 519.65 10/25/17 BAY CAB GOSQ.COM umeu .conVrecei s Arlington VA 519,62 10/26/17 EUROPEAN WAX CENTER BEA 000000001 6177423333 BOSTON MA $142.00 10/27/17 CHARLES STREET FAMILY CHI 650000004869 6177201992 Description Price CHIROPRACTORS $100.00 BOSTON MA 5100.00 10/27/17 VIDAL SASSOON VIDAL SASSOON 617-S36-5496 BOSTON MA 590.00 10/30/17 TILE INC (COMM BLUETOOTH 888-441-7123 CA 56340 10/31/17 CHARLES STREET FAMILY CHI 650000004869 6177201992 Description Price CHIROPRACTORS 53540 BOSTON MA $35.00 10/31/17 CHARLES STREET FAMILY CHI650000004869 6177201992 Description Price CHIROPRACTORS $100.00 BOSTON MA $100.00 10/31/17 IN •KRZYSHILL STORES LLC 8573664237 BOSTON MA $118.00 11/01/17 ADOBE •PHOTOGPHY PUN Adobe Systems 800-833-6687 SAN JOSE CA 51069 11/04/17 CHARLES STREET FAMILY CHI 650000004869 6177201992 Description Price CHIROPRACTORS 5135.00 BOSTON MA 5135.00 11/06/17 VNAVIT UNES.COWBILL DIRECT MKTG INTERNET CUPERTINO CA 510.66 11/13/17 0804 EXTRA SPACE STORAGE 2019960020 RNER EDGE NJ 5450.33 11/16/17 VNAVJTUNES.COMMILL DIRECT MKTG INTERNET CUPERTINO CA $13.85 LONG ISLAND C NY $162.56 TALLAHASSEE FL $27.00 AMEX001553 Continued on next page SDNY_GM_00327353 EFTA_00200107 EFTA01686351 Centurion® Card G MAXWELL Closing Date 11/17/17 DUPLICATE COPY Account Ending p 7/7 Fees Amount Total Fees for this Period $0.00 2017 Fees and Interest Totals Year-to-Date Amount Total Fees in 2017 52,488.75_ Total Interest in 2017 50.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest tate on your account. Transactions Dated From To Annual Percentage Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later 07/08/2010 10.15% (v) $0.00 S0.00 Promotional Select & Pay Later 11/15/2017 Rate Expires 05/18/2018 then will go to 10.15%(vr 0.00% 50.00 S0.00 Total $0.00 (v)VariableRate • The APR for this balance is a promotional rate and it will expire on the date shown. Any balance at a promotional interest rate that has not been paid in full by its expiration date will begin accruing interest at the 'go to' APR shown following the expiration date. Information on Pay Over Time There Is no preset spading limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no preset spending limit. Your Pay Over Time Lim it is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges t hat are not placed into a Pay Over Time balance. For more information about PayOver Time features please visit amorkanexpross.com/payoratime. You are currently enrolled in Select & Pay Later You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. You are currently enrolled in Select & Pay Later You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. AMEX001554 SDNY_GM_00327354 EFTA_00200 108 EFTA01686352 AMEX001555 SDNY_GM_00327355 EFTA 00200109 EFTA01686353 Centurion® Card G MAXWELL Closing Date 12/18/17 DUPLICATE COPY New Balance $11,852.84 Payment Due Date 01/12/18$ :Late Payment Warning:If we do not receive your payment by the Payment Due Date of 01/12/18, you may have to pay a late fee of up to $38.00. T.+) See page 2 for important information about your account. We will debit your bank account for your payment of $11,852.84 on 01/02/18. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 12/31/17. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. Learn how to take advantage of your Pay Over Time feature on page 5 Effective February 2, 2018, Card Members will no longer be able to transfer Membership Rewards points to the Plenti rewards program. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc p1/6 Account Ending Available and Pending as of 11/30/17 705,755 For up to date point balance and full program details, visit Account Summary Previous Balance $6,107.59 Payments/Credits -56,107.59 New Charges ♦511,852.84 Fees +$0.00 New Balance $11852.84) Days in Billing Period: 31 Customer Care Pay by Computer americartexpress.com/pbc Customer Care 1 877 877 0987 Pay by Phone 1 8C0 472-9297 O See page 2 for additional information. Pa Pay by Phone la 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 001185284001185284 14 rl Account Ending Enter 15 digit account it on all payments. Make check payable to American Express. Payment Due Date 01/12/18 AutoPay Amount $11,852.84 AMEX001556 SDNY_GM_00327356 EFTA_00200 I 10 EFTA01686354 0 MAXWELL DM-N/15S p.2/6 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Elettronk Withdrawal: (1 ) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally Or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit (Bother asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (Including new transactions) to ca kulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AM and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatkally (for example, Sign & have/ and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert It Into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to c 'edit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-984-S03-890S TTY: 1-800-221-9950 1.877-877-0987 FAX:1 800695 9090 1 -800•CASH-NOW in NY:1-800 522 1897 Change of Address it011eCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name, Company Name, and foreign Address or Phone changes, pleas* call CLISIOIMI Care. • Please print clearly in blue or block ink only In the boxes provided. Street Address n City, State Zip Code Area Code and Home Phone %/14aCie neand (mall Webslus: ammicanexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 _J r Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each mont h Visit ammkanwprws.comMutopay today to enroll. i for information on how we protect your privacy and to set your communication and privacy choices, please visit www.amerkanexpress.caan/privacy. AMEX001557 SDNY_GM_00327357 EFTA 00200111 EFTA01686355 Centurion • Card G MAXWELL Closing Ddil, 12 18 17 DUPLICATE COPY Account Ending 3/6 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$6,107.59 $0.00 44,107.59 Detail Indicates posting date Payments 12/02/17* GMAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION 46,107.59 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Newt:barges sioAites.74 $964.10 $11,552.84 Detail GMAXWELL Card Ending Amount 11/20/17 THE UPS STORE 5168 BUSINESS SERVICE BOSTON MA $258.90 11/21/17 BROADVIEW NETWORKS 9149227538 (800)276-2384 NY $16.06 11/30/17 NETWORK SOLUTIONS 888-642-9675 R88-642-9675 FL $14.95 12/01/17 JASON P0SSUMATO 000000001 9177740347 Description REFER TO RECEIPT HERMOSA BEACH CA $325.55 12/01/17 THE UPS STORE P1083 BUSINESS SERVICE NEW YORK NY $76.22 12/02/17 SIRIUS XM RADIO INC. RADIO SERVICE N8-635-5144 NY $23.91 12/04/17 TMOBILE•AUTO PAY 89880503798006 8W-937-8997 WA 5162.50 12/04/17 ULTIMATE SPECTACLE 212-792-8123 NEW YORK NY $100.00 12/04/17 Illesteva 212-935-1017 NEW YORK NY $706.63 12/05/17 DROPBOX•BY26$CTXDX8O DROPBOX•BY26SCT 4159867057 SAN FRANCISCO CA $9.99 12/05/17 EXACT SCIENCES LABORATORY H 18441870-8878 WI $549.00 12/05/17 LE PAIN OUOTIDIEN 148 RESTAURANT FOOD/BEVERAGE $20.05 NEW YORK NY $20.05 AMEX001558 Continued on reverse SDNY_GM_00327358 EFTA 00200112 EFTA01686356 G MAXWELL DyPLICFf CORY ccount n mgz utru04 p4/6 Detail Continued Amount 12/05/17 RP`r EAST RIVER MED IMAGIN 000000018 2122881575 NEW YORK NY $550.00 12/05/17 REGISTER.COM613621EDDJ WEBSITE SVC 877-731-4442 FL $38.00 12/08/17 JULIEN FAREL 2128880407 Description REFER TO RECEIPT NEWYORK NY $64.79 12/12/17 IN 'THE RANCH AT LNE OAK MALIBU 1354790265 MALIBU CA $7,80080 12/13/17 TST• TAITE BAKERY CHARLES 000001001 6177235555 Description Price RESTAURANTS $9.63 BOSTON MA $9.63 12/15/17 IJOVO INV615436 11101 BUSINESS SERVICES LONG ISLAND C NY $162.56 is JENNIFER TURNER Card Ending Amount 11/17/17 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU $10.00 11/20/17 EUROPEAN WAX CENTER BEA 000000001 6177423333 BOSTON MA $142.00 11/21/17 WWWJTUNES.COM/BILL DIRECT MKTG INTERNET CUPEFMNO CA $4.26 11/22/17 WWWJTUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $21.36 11/24/17 WWWJTUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $4.26 11/30/17 ApiPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $25.00 11/30/17 ApiPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $25.00 12/01/17 WWWJTUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $3.99 12/01/17 ADOBE •PHOTOGPHY PLAN Adobe Systems 800-83345687 SAN JOSE CA $10.68 12/05/17 LE PAIN QUOTIDIEN 148 RESTAURANT FOOD/BEVERAGE $10.02 TIP $3.00 NEWYORK NY $13.02 12/06/17 KIEHL'S LEXINGTON AV COSMETIC STORE NEW YORK NY $250.80 12/06/17 ApiPay STARBUCKS.COM GIFT CARD 800.782.7282 WA $25.00 12/06/17 LE PAIN OU011DIEN 148 RESTAURANT FOOD/BEVERAGE $15.79 TIP $221 NEWYORK NY $18.00 12/07/17 IPARK 95650000009067003 2127520485 Description Price PARKING LOTS/GARAGE $240.00 NEW YORK NY $240.00 12/07/17 PRET A MANGER 376792218365026-110022 RESTAURANT NEW YORK NY $1129 12/08/17 WWWITUNES.COINNU. DIRECT MKTG INTERNET CUPERTINO CA $7.97 AMEX001559 Continued on next page SDNY_GM_00327359 EFTA_00200113 EFTA01686357 Centurions Card G MAXWELL Closing Date 12/18/17 DUPLICATE COPY Account Ending p 5/6 Detail Continued Amount 12/10/1/ SKYPE SUBSCRIPTION SKYPE SUBSCRIPT LUXEMBOURG LU $10.00 TELECOM SERVICE 12/13/17 Ap1Pay STARBUCKS.COM 800-782-7282 WA 525.00 GIFT CARD 12/16/17 WWW ITUNES.COM/BILL CUPERTINO CA $91A7 DIRECT MKTG INTERNET 12/17/Ix ApIPay STARBUCKS.COM 800-782-7282 WA 525.00 GIFT CARD Fees Amount Total Fees for this Period $0.00 2017 Fees and Interest Totals Year-to-Date Amount Total Fees in 2017 52,488.75 Total Interest in 2017 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Fran To Annual Percentage Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later 07/08/2010 10.40% (A S0.00 $0.00 Promotional Select & Pay Later 11/15/2017 Rate Expires 05/18/2018 then will go to 10.4096(v)• 0.00% $0.00 $0.00 Total $0.00 ni VariableRate • The APR for this balance is a promotional late and it will expire on the date shown. Any balance at a promotional interest late that has not been paid in full by its expiration date will begin accruing interest at the 'go to' APR shown following the expiration date. Information on Pay Over Time There Is no preset spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over Time Limit is $35,000.00 We may appear or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance. For more information about PayOver Time features please visit amerkanexpress.com/payovertime. AMEX001560 Continued on reverse SDNY_GM_00327360 EFTA_00200 1 14 EFTA01686358 G MAXWELL DUPICAE OP AccLount EnTdingCZ-02X04 Information on Pay Over Time continued You are currently enrolled In Select & Pay Later You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. You are currently enrolled In Select Si Pay Later You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies hom the date you add a chair to your Pay Oyes Time balance until the date it is paid. P. 66 AMEX001561 SDNY_GM_00327361 EFTA_00200 1 15 EFTA01686359 Centurion® Card DUPLICATE COPY a 15 G MAXWELL Closing Date 01/18/18 New Balance $3,635.64 Payment Due Date 02/12/18* t Late Payment Warning:ff we do not receive your payment by the Payment Due Date of 02/12/18, you may have to pay a late fee of up to $38.00. z,i See page 2 for important information about your account. We will debit your bank account for your payment of $3,635.64 on 02/02/18. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 01/31/18. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. Important Information:To access the most up to date version of your Cardmember Agreement, please log in to your Account at wvAv.americanexpress.com. Learn how to take advantage of your Pay Over Time feature on page 5 Effective February 1, 2018, Card Members will no longer earn 2X Membership Rewards points on Uber rides. We want to let you know that starting on 2/8/2018, well be making some changes to simplify the way your transaction details are displayed in your paper statement. You can continue to view the full details of each transaction when you log into your account at americanexpress.com. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer a rnerica nexpress.com/pbc Account Ending Available and Pending as of 12/31/17 717,619 For up to date point balance and full program details, visit Account Summary Previous Balance $11,852.84 Payments/Credits -511452.84 New Charges +53,635.64 Fees +50.00 New Balance 53,635.64 Days in Billing Period: 31 Customer Care Pay by Computer amerkanexpresszom/pbc Customer Care 1-877-877-0987 Pay by Phone 1-800.472.9297 g See page 2 for additional information. in Pay by Phone ga 1.800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000363564000363564 14 rl Account Ending Enter 15 digit account I on all payments. Make check payable to American Express. Payment Due Date 02/12/18 AutoPay Amount $3,635.64 AMEX001562 SDNY_GM_00327362 EFTA_00200116 EFTA01686360 0 MAXWELL DM-N/15S p. 2/5 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Elettrook Withdrawal: (I) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally Or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electionkally we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (Including new transactions) to ca kulate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AM and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days atter the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatkally (for example, Sign & have/ and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1 DO or more. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954-S03-890S TTY: 1-800-221-9950 1.877-877-0987 FAX:1 808695 9090 1-800•CASH-NOW in NY:1-800 522 1897 Change of Address it011eCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name. Company Name, and foreign Address or Phonechanges. pleas* call CLISIOIMI Care. • Please print Cindy in blue or block ink only In the boxes provided. Street Address n City, State Zip Code Area Code and Home Phone %/14aCie neand (mall Websitc a mc rica nexpress.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 _J r Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each mont h Visit amerkanwprws.comfautopay today to enroll. i for information on how we protect you. privacy and to set your communication and privacy choices. please visit www.amerkimexpress.cermprimq. AMEX001563 SDNY_GM_00327363 EFTA 00200117 EFTA01686361 Centurion' Card G MAXWELL Closing D.iIc 01 18 18 DUPLICATE COPY Account Ending 3/5 Payments and Credits Summary Total Payments Crafts Total Payments and Cradles -5 I 1,852.84 50.00 -$11,852.84 Detail *Indicates posting date Payments 01/02/186 G MAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -S11,852.84 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Newt:barges 53,543.95 S91.69 63,635.64 Detail G MAXWELL Card Ending Amount 12/23/17 R LAUREN 8065 8065 201-531-6000 Description SPECIALTY RETAIL BOSTON MA 5118.00 12/23/17 LULULEMON PRUDENTIAL SPORTING GOODS STORE BOSTON MA $108.00 12/23/17 LULULEMON NEWBURY SPORTING GOODS STORE BOSTON MA $128.00 12/28/17 EUROPEAN WAX CENTER BEA 00U/00001 6177423333 BOSTON MA S142.00 12/28/17 NETWORK SOLUTIONS 888-642-9675 888-642-9675 FL $14.95 12/29/17 TSP TAM BAKERY CHARLES 000001001 6177235555 Description Pike RESTAURANTS S9.63 BOSTON MA $9.63 12/29/17 GODADDY.COM (480)505-8855 480-505-8855 AZ $15.17 01/01/18 JASON POSSUMATO 00[1300001 9177740347 Description REFER TO RECEIPT HERMOSA BEACH CA $32555 01/02/18 SIRIUS XM RADIO INC. RADIO SERVICE 888-635-5144 NY S23.91 01/04/18 TMOBILPAUTO PAY 89880503798006 800-937-8997 WA $89.57 01/05/18 DROPROPFD4Q2SSWR38 DROPBOXID4GZ28 SAN FRANCISCO CA 59.99 4159867057 AMEX001564 Continued on ICYCise SDNY_GM_00327364 EFTA_002001 18 EFTA01686362 G MAXWELL DWEI-t!PERSET04 0 NS Detail Continued Amount 01/06/18 AMERICAN EXPRESS TVL SW JETBLUE From: To: BOSTON LOGAN INTER LOS ANGELES INTERN BOSTON LOGAN INTER N/A N/A Ticket Number 27970357502721 Passenger Name: MAXWELUGHISLAINE Document Type: PASSENGER TICKET 01/15/18 UOVO INV617290 11101 BUSINESS SERVICES FI JENNIFER TURNER Card Ending PHOENIX Carrier Class: 86 86 YY 00 YY 00 Darters( Departure:01/26 LONG IStANOC AZ NY 52.396.62 $162.56 Amount 12/16/17 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU $10.00 12/22/17 VAVWITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $19.99 12/22/17 WWW.ITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $3.99 12/28/17 AplPay UBER TECHNOLOGIES TRANSPORTATN 866-576-1039 CA $10.10 01/01/18 ADOBE •PHOTOGPHY PLAN Adobe Systems 800433-6687 SAN JOSE CA $1065 01/05/18 AplPay STARBUCKS.COM GIFT CARD 803-782-7282 WA $2540 01/06/18 WWW.ITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $11.96 Fees Amount Total Fees for this Period $0.00 2018 Fees and Interest Totals Year-to-Date Total Fees In 2018 Total Interest In 2018 Amount $0.00 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage Rate Select & Pay Later From To Balance Subject to Interest Rate 07/08/2010 10.40% (v) $0.00 Interest Charge $0.00 AMEX001565 Continued on next page SDNY_GM_00327365 EFTA_00200119 EFTA01686363 Centurion® Card G MAXWELL Closing Date 01/18/18 DUPLICATE COPY Account Ending p.5 Interest Charge Calculation Continued Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rata Balance Subject to Interest Rata Interest Charge Promotional Select & Pay Later 11/15/2017 Rate Expires OS/18/2018 then will go to 10A0R4(vr Total ivitieriabieRate 0.00% $0.00 $0.00 $0.00 • The APR for this balance is a promotional rate and it will expire on the date shown. Any balance at a promotional interest rate that has not been paid in full by its expiration date will begin accruing interest at the 'go to' APR shown following the expiration date. Information on Pay Over Time There is no preset spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over Time Limit Is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance. For more information about PayOver Time features please visit amerkanexpress.com/payovertbne. You are currently enrolled in Select & Pay Later You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or payany amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. You are currently enrolled In Select & Pay Later You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. AMEX001566 SDNY_GM_00327366 EFTA_00200120 EFTA01686364 AMEX001567 SDNY_GM_00327367 EFTA_00200121 EFTA01686365 PI Centurion® Card G MAXWELL Closing Date 02/15/18 DUPLICATE COPY New Balance $7,868.51 Payment Due Date 03/12/18* t Late Payment Warning: If we do not receive your payment by the Payment Due Date of 03/12/18, you may have to pay a late fee of up to $38.00. See page 2 for important information about your account. American Express Centurion Bank ("AECB") will undergo a legal entity change and be known as American Express National Bank ("AENB") as of April 1, 2018. Following that date, AENB will become the issuer of your Account. To review our Privacy Notice, please visit americanexpress.com/priyacycenter. See Page 7 for an Important Notice About a Change to Your Cardmember Agreement. See page 9 for Important Information About Your Account Terms. We will debit your bank account for your payment of $7,868.51 on 03/02118. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 02/28/18. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. Learn how to take advantage of your Pay Over Time feature on page 5 Effective February 28, 2018, Card Members will no longer earn 2X Membership Rewards' points on Uber rides. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc p 1/14 Account Ending Available and Pending as of 01/31/18 721,287 For up to date point balance and full program details, visit Account Summary Previous Balance Payments/Credits New Charges Fees $3,635.64 -53,635.64 *57,868.51 +50.00 New Balance $7,841131) Days in Billing Period: 28 Customer Care Pay by Computer americanexpress.com/pbc Customer Care 1 877 877 0987 Pay by Phone 1 880 472-9297 2 See page 2 for additional information. gla Pay by Phone ga 1-800.472.9297 Account Ending Enter 15 digit account it on all payments. Make check payable to American Express. Payment Due Date 03/12/18 AutoPay Amount $7,868.51 rillllrllllrllllrllllllrllilIJnrirllrllldrlllllrllrlllrlllbu AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000786851000786851 14 rl AMEX001568 SDNY_GM_00327368 EFTA (102(10122 EFTA01686366 0 MAXWELL DM-N/15S p. 2/14 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Elettrook Withdrawal: (I) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check Is not processable elect ronkally Or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electionkally we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (Including new transactions) to ca kulate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AM and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatkally (for example, Sign & have/ and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $100 or more. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954-S03-890S TTY: 1-800-221-9950 1.877-877-0987 FAX:1 808695 9090 1-800•CASH-NOW in NY:1-800 522 1897 Change of Address it011eCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name. Company Name, and foreign Address or Phonechanges. pleas* call CLISIOIMI Care. • Please print Cindy in blue or block ink only In the boxes provided. Street Address n City, State Zip Code Area Code and Home Phone %/14aCie neand (mall Websitc a mc rica nexpress.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 _J r Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each mont h Visit amerkanwprws.comfautopay today to enroll. i for information on how we protect you. privacy and to set your communication and privacy choices. please visit www.amerkimexpress.cermprimq. AMEX001569 SDNY_GM_00327369 EFTA 00200123 EFTA01686367 Centurion • Card G A' XINE L L Closing D.Jtc 02 15 18 DUPLICATE COPY Account Ending p. 3/14 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$3,635.64 $0.00 .43435.64 Detail Indicate. posting date Payments 02/02/18' G MAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$3,635.64 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Nowt:barges $6.277.59 $1,590.92 $7,868.51 Detail G MAXWELL Card Ending Amount 01/22/18 NORTH RIVER OUTFIT 542929806975124 5086277789 BOSTON MA $39.99 01/25/18 NETWORK SOLUTIONS 888642-9675 888-642-9675 FL $14.95 01/26/18 VIDAL SASSOON VIDAL SASSOON 310-274-8791 BEVERLY HILLS CA $110.00 01/27/18 THE PENINSULA BEVERLY HILLS FR THE PEN 310-975-2736 BEVERLY HILLS CA $31.00 01/27/18 SEPHORA 928 COSMETIC STORE LOS ANGELES CA $32.85 01/28/18 THE LITTLE DOOR THE LITRE DOOR 323-951-1210 LOS ANGELES CA $238.86 01/28/18 MAISON 140 BEVERLY HIL Arrival Date Departure Date 01/26/18 01/28/18 00002000 LODGING BEVERLY HILLS CA $684.60 01/29/18 WAV•TONER CONSULTING SEW INVOKE 2 94610 OAKLAND CA $2000.00 02/01/18 JASON POSSUMATO 030000001 9177740347 HERMOSA BEACH CA $32555 02/02/18 SIRIUS XM RADIO INC. RADIO SERVICE 888-635-5144 NY $23.91 02/03/18 HEIST squareupxorn/recelpts Venke CA $191.63 02/04/18 TMORILPAUTO PAY 800-937-8997 WA $168.15 8913805037 90006 AMEX001570 Continued on reverse SDNY_GM_00327370 EFTA_00200124 EFTA01686368 G MAXWELL °V.1732VMPE3Y04 4/14 Detail Continued Amount 02/04/18 THE PENINSULA BEVERLY HILLS FB THE PEN 310-975-2736 BEVERLY HILLS CA $117.00 02/04/18 PENINSULA BV HILLS SPA 310.551.2880 BEVERLY HILLS CA S150.00 02/04/18 XPRESSPA 3130350001 212-750-9595 LOS ANGELES CA S40.00 02/05/18 DROPBOX•159TICMYG4CY DROPBOr 1 59TKIL1 4159867057 SAN FRANCISCO CA $9.99 02/06/18 IN °THE RANCH AT LNE OAK MAUBU 3107745996 MALIBU CA $1,484.54 02/13/18 STANDARD SPA MIAMI Arrival Date Departure Date MIAMI BEACH FL $61457 02/16/18 02/17/18 00000000 JENNIFER TURNER Card Ending Amount 01/20/18 ApiPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $25.00 01/22/18 WWWITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $29.96 0122/18 CHARLES STREET FAMILY CHI 650000004869 6177201992 BOSTON MA S370.00 01/23/1e ApIPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $25.00 01/25/18 EUROPEAN WAX CENTER BEA 000000001 6177423333 BOSTON MA S142.00 01/26/18 UBER 'TRIP PF33F HELP.UBER.COM HELP.UBER.COM CA S16.04 01/26/18 UNITED1NDEPENDENT TAXI D 323-653-5050 LOS ANGELES CA $45.85 01/27/18 PENINSULA ITV HILLS SPA 310-551.2880 BEVERLY HILLS CA $240.00 01/27/18 VIDAL SASSOON VIDAL SASSOON 310-274-8791 BEVERLY HILLS CA S135.00 01/28/18 UBER '6SEDD HELP.UBER.COM HELP.UBER.COM CA $14.38 01/28/18 ApiPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $25.00 01/28/18 ApiPay STARBUCKS.COM GIFT CARD 800782-7282 WA $25.00 02/03/18 ADOBE 'PHOTOGPHY PLAN Adobe Systems 800-833-6687 SAN JOSE CA S10.65 02/03/18 UBER •N3W2V HELP.UBER.COM HELP.UBER.COM CA $24.78 02{03/18 UBER •637BE HELP.UBER.COM HELP.UBER.COM CA S15.44 02/04/18 MAISON 140 BEVERLY HIL Arrival Date Departure Date 02/03/18 02/04/18 00000000 LODGING BEVERLY HILLS CA $200.14 02/04/18 MAISON 140 BEVERLY HIL Arrival Date Departure Date 02/03/18 02/04/18 00000000 LODGING BEVERLY HILLS CA 592.45 AMEX001571 Continued on next page SDNY_GM_00327371 EFTA_00200125 EFTA01686369 Centurion@ Card G MAXWELL Closing Date 02/15/18 DUPLICATE COPY Account Ending p.5/14 Detail Continued Amount 02/04/18 USER •TRIP IWNNS HELP.UBEFLCOM HELP.UBER.COM CA 52828 02/05/18 USER •7KWJG HELP.UBER.COM HELP.UBER.COM CA $7.92 02/05/18 WWW.ITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $7.98 02/06/18 SAVENORS MARKET SAVENORS MARKET 617-5764328 BOSTON MA $30.49 02/07/18 PAYPAL •CHICVINTERN 402435-7733 4029357733 CH $69.00 02/14/18 YAVVIRUNES.COM/BILL DIRECT MKTG INTERNET CUPEFMNO CA $9.96 Fees Amount Total Foes for this Period $0.00 2018 Fees and Interest Totals Year-to-Date Amount Total Fees in 2018 $0.00 Total Interest in 2018 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Balance Interest Percentage Subject to Charge Front To Rats Interest Rate Select & Pay Later 07/08/2010 10.40%(v) $0.00 $0.00 Promotional Select & Pay Later 11/15/2017 Rate Expires 05/182018 then will go to 10.40%(v)• Total rovanableRate 0.00% $0.00 $0.00 $0.00 - The APR for this balance is a promotional rate and it will expire on the dale shown. Any balance at a promotional interest late that has not been paid in full by its expiration date will begin accruing interest at the 'go to' APR shown following the expiration date. Information on Pay Over Time There Isne pre-set spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limb. AMEX001572 Continued on reverse SDNY_GM_00327372 EFTA_00200126 EFTA01686370 G MAXWELL DUPLICAE OP Account EnTdingCzciEN04 Information on Pay Over Time continued Your Pay Over Time Limit is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance. For more information about PayOver Time features please visit amerkanexpress.com/payovertime. You are currently enrolled in Select & Pay Later You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. You are currently enrolled in Select & Pay Later You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay In full, pay the minimum due, or pay any amount In between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. p. 6/14 AMEX001573 SDNY_GM_00327373 EFTA_00200127 EFTA01686371 Centurion° Card G MAXWELL Closing Date 02/15/18 DUPLICATE COPY Account Ending p. 7/14 Notice of Important Changes to Your Account Terms We are making changes summarized below to your account terms, which are contained in the American Express Cardmember Agreement ("Agreement") governing your Account referenced in this notice. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. The detailed changes to your Cardmember Agreement can be found on the following page. Summary of Changes, Beginning In April 2018 Determining the Prime Rate Currently on your Pay Over Time feature, the Prime Rate used to calculate interest is the Prime Rate published by the Wall Street Journal 2 days prior to the Closing Date of your billing period. Effective for your billing period beginning in April 2018, we are updating your Agreement to say that the Prime Rate used to calculate interest will be the Prime Rate published by the Wall Street Journal on the Closing Date of your billing period. See the following page for the Detail of Changes to your Cardmember Agreement. CMLENCOMMER1574 SDNY_GM_00327374 EFTA (1(12(10128 EFTA01686372 G MAXWELL DVERCIgg.2988104 p 8/14 Detail of Changes to Your Cardmember Agreement This notice amends the Cardmember Agreement (the "Agreement') as described below. We have the right to amend as described in the Agreement. Any terms in the Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. Determining the Prime Rate Effective with billing periods beginning in April 2018, in Part 2 of the Agreement, we are amending the Determining Prime Rate sub section of the About Interest Charges on Pay Over Time Balance section by deleting the following paragraph: We use the Prime Rate from the rates section of The Wall Street Journal. The Prime Rate for each billing period is the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. And replacing with the following paragraph: We use the Prime Rate from the rates section of The Wall Street Journal. The Prime Rate for each billing period is the Prime Rate published in The Wall Street Journal on the Closing Date of the billing period. CMLENDOMagigl 1575 SDNYGM 00327375 EFTA (x20()129 EFTA01686373 Centurion° Card G MAXWELL Closing Date 02/15/18 DUPLICATE COPY Account Ending p. 9/14 Notice of Important Changes to Your Account Terms We are making changes to your Cardmember Agreement referenced in this notice. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. The detailed changes to your Cardmember Agreement can be found after the below summary chart. The following is a summary of changes that are being made to your account terms. Unless otherwise noted, these changes will take effect on June 1, 2018. We are amending your Cardmember Agreement to change the names of the Pay Over Time feature: Select & Pay Later will be known as Select, Extended Payment Option will be known as Direct, and Sign & Travel' will be known as Pay Over Time Travel. We are amending the Cardmember Agreement so that if you are enrolled in both Pay Over Time Select and Pay Over Time Direct, you will be able to alternate between those Pay Over Time settings by visiting us online at americanexpress.com/payovertime, if you have an online account, or by calling the number on the back of your Card. Starting on July 1, 2018, you will no longe be able to enroll in Pay Over Time Travel. If you are eligible for Pay Over Time Travel and wish to enroll (and have not already), you must do so before July 1, 2018. If your Account is enrolled in Pay Over Time Travel, we %%ill automatically place eligible travel-related charges in your Pay Over Time Travel balance. If you cancel Pay Over Time Travel after July 1, 2018, you will not be able to re-enroll. Pay Over Time Limit We are adding this limit above the Rates and Fees Table on Page 1 of Part 1 of the Cardmember Agreement. Your due date is at least 25 days after the close of each billing period. For transactions added to a Pay Over Time balance at your request, we will begin charging interest as of the date they are added to your Pay Over Time balance. For transactions added automatically to a Pay Over Time balance, we will charge interest beginning on the date of each transaction. We will not charge interest on charges added to your Pay Over Time balances automatically if you pay the Account Total New Balance by the due date each month. Paying Interest ID 12557 CMLENCOMIMM81576 S ON Y_GM_00327376 EFTA (X72(10130 EFTA01686374 G MAXWELL DVINMIg.2988104 p 10/14 Summary of Other Changes, as of June 1, 2018 Late Payment We are revising this row to clarity how late payments work under How Rates and Fees Work on Page 2 of Part 1 of the Cardmember Agreement. About Pay Over Time We are adding a new row called About Pay Over Time under How Rates and Fees Work on Page 2 of Part 1 of the Cardmember Agreement to provide details about the Pay Over Time feature. Effective July 1, 2018, disregard the Pay Over Time Travel paragraph in About Pay Over Time feature if you have not enrolled in Pay Over Time Travel by such date. It will not be part of your Cardmember Agreement. About Pay Over Time features We are deleting this sub-section and replacing it with a new sub￾section called More About Pay Over Time to provide additional details about the Pay Over Time feature in Part 2 of the Cardmember Agreement. How we calculate your Minimum Payment Due We are revising this sub-section under About your Minimum Payment Due to reflect the terminology used in your billing statement. When we charge interest We are revising this sub-section under About interest charges on Pay Over Time balances to explain when we charge interest on transactions added to the Pay Over Time feature. How we calculate interest We are revising this sub-section under About interest charges on Pay Over Time balances to reflect the new Pay Over Time balance options. The following new Pay Over Time terms have been added to the Cardmember Agreement to conform with the above changes: Pay Over Time Direct balance, Pay Over Time Select balance, and Pay Over Time Travel balance. For ease of reference, you will find these terms and other general updates in the following rows and sub-sections of the Cardmember Agreement. Page 1 and Page 2 of Part 1: • Annual Percentage Rate (APR) row of the Rates and Fees Table • Penalty APR and When It Applies row of the Rates and Fees Table • Penalty APR for New Transactions row under How Rates and Fees Work • Returned Payment row under How Rates and Fees Work Part 2: • When you must pay sub-section under About your payments • How to make payments sub-section under About your payments • How we apply payments and credits sub-section under About your payments See the following page(s) for the detail of changes to your Cardmember Agreement. CMLENDOMAIM81577 SDNY_Gm_oo327377 EFTA 002(X1131 EFTA01686375 Centurions Card G MAXWELL Closing Date 02/15/18 DUPLICATE COPY Account Ending p 11/14 Detail of Changes to Your Cardmember Agreement This notice amends your American Express Cardmember Agreement ("Cardmember Agreement') as described below. Any terms in the Cardmember Agreement conflicting with this change are completely replaced. Terms not changed by this notice continue to apply. If you have any questions, please call the number on the back of your Card. Effective June 1, 2018, your Cardmember Agreement will be amended as follows: Your Pay Over Time Limit amount is added above the Rates and Fees Table on Page 1 of Part 1 of the Cardmember Agreement. The Rates and Fees Table on Page 1 of Part 1 of the Cardmember Agreement is amended by deleting the Paying Interest row and replacing it with the following: Paying Interest Your due date is at least 25 days after the close of each billing period. For transactions added to a Pay Over Time balance at your request, we will begin charging interest as of the date they are added to your Pay Over Time balance. For transactions added automatically to a Pay Over Time balance, we will charge interest beginning on the date of each transaction. We will not charge interest on charges added to your Pay Over Time balances automatically if you pay the Account Total New Balance by the due date each month. How Rates and Fees Work on Page 2 of Part 1 of the Cardmember Agreement is amended by deleting the Late Payment row and replacing it with the following: Late Payment Up to $38. If we do not receive the Amount Due (Minimum Payment Due if you have a Pay Over Time balance) by its Payment Due Date, the fee is $27. If this happens again within the next 6 billing periods, the fee is $38. However, the late fee will not exceed the Amount Due or the Minimum Payment Due, as applicable. Paying late may also result in a penalty APR. See Penalty APR for new transactions above. How Rates and Fees Work on Page 2 of Pad 1 of the Cardmember Agreement is further amended by adding the following new row called About Pay Over Time; however, effective July 1, 2018, the third paragraph in the new row regarding Pay Over Time Travel will be deleted from your Cardmember Agreement if you have not enrolled in Pay Over Time Trave by such date: About Pay Over Time See More About Pay Over Time in Part 2 of this Agreement for important additional information about the Pay Over Time feature. We may add a feature to your Account that allows you to pay certain charges over time, with interest (Pay Over Time). If the Pay Over Time feature on your Account is set to Select, you may request to place eligible purchases from the current or preceding billing period in your Pay Over Time Select balance. If we approve your request, we will place the charge in your Pay Over Time Select balance. If we decline your request, you must pay the charge in full by the Payment Due Date. A charge is eligible for Pay Over Time if it equals or is more than a certain dollar amount. We will tell you this amount when you enroll, and it is subject to change. We will tell you if we change it. If we allow you to enroll in the Pay Over Time Direct feature, we will automatically place eligible purchases in your Pay Over Time Direct balance. You may alternate between the Select and Direct settings. You can do so by visiting us online at amerieanexpresteorn/payovertime or by calling the number on the back of your Card. If your Account is enrolled in Pay Over Time Travel, we will automatically place eligible travel￾related charges in your Pay Over Time Travel balance regardless of whether your Pay Over Time feature is set to Select or Direct. Some examples are airfare and cruise ship tickets, hotels, car rentals and charges made outside the U.S. If you request to cancel your Pay Over Time Travel feature at any time, you will not be able to re-enroll. CMLENCOMAD981578 SDNY_GM_00327378 EFTA ()02()0132 EFTA01686376 G MAXWELL DRAPITg.991% About using your card in Part 2 of the Cardmember Agreement is amended by deleting the About Pay Over Time features sub-section and replacing it with the following: p. 12114 More About Pay Over Time With Pay Over Time, you have the option to pay your Account Total New Balance each month, the Minimum Payment Due or anything in between. On each statement, your Account Summary will show your Pay Over Time New Balance, which is the amount that is eligible to be paid over time (see When you must pay in Part 2). We apply a charge to the relevant Pay Over Time balance in accordance with the selection in effect at 8 p.m. Eastern Time on the transaction date provided by the merchant. The transaction date provided by the merchant may differ from the date you made the charge if, for example, there is a delay in the merchant submitting the transaction to us or if the merchant uses the shipping date as the transaction date. Certain charges are not eligible for Pay Over Time, such as cash and similar transactions. We may change which charges are eligible to be placed into your Pay Over Time feature. We assign a Pay Over Time limit to your Account. We will not place any charge into a Pay Over Time balance if it would cause the total of your Pay Over Time balances to go over your Pay Over Time Limit. Your Pay Over Time Limit is shown on page 1 of Part 1 and on each statement. We may increase or reduce your Pay Over Time Limit. We may do so even if you pay on time and your Account is not in default. We will tell you if we change that amount. You must pay in full all charges that are not placed into a Pay Over Time balance. About your Minimum Payment Due in Part 2 of the Cardmember Agreement is amended by deleting the How we calculate your Minimum Payment Due sub-section and replacing it with the following: How we calculate your Minimum Payment Due The Minimum Payment Due is the Pay In Full New Balance plus any Pay Over Time Minimum Due. To calculate the Pay Over Time Minimum Due for each statement, we start with the higher of: (1) interest charged on the statement plus 1% of the Pay Over Time New Balance (excluding interest on the statement); or (2) $35. Then we round to the nearest dollar and add any Pay Over Time amount past due. Your Pay Over Time Minimum Due will not exceed your Pay Over Time New Balance. You may pay more than the Minimum Payment Due, up to your entire outstanding balance, at any time. EXAMPLE: Assume that you have a Pay Over Time New Balance of $3,000. interest of $29.57, no amounts past due, and a $400 Pay In Full New Balance. (1)$29.57 + 1% multiplied by ($3.000 - $29.57) =$59.27 (2)$35 The higher of (1) or (2) is 559.27. which rounds to 559.00. The Pay Over Time Minimum Due of $59.00 plus the Pay In Full New Balance of $400 together make up the Minimum Payment Due of $459.00. CMLENCOMFM981579 SDNY_GM_00327379 EFTA 00200133 EFTA01686377 Centurion° Card G MAXWELL Closing Date 02/15/18 DUPLICATE COPY Account Ending About interest charges on Pay Over Time balances in Part 2 of the Cardmember Agreement is amended by deleting the When we charge interest sub-section and replacing it with the following: p, 13/14 When we charge interest For transactions added to a Pay Over Time balance at your request (for example, if your Pay Over Time feature is set to "Select"), we charge interest from the date they are added to a Pay Over Time balance until they are paid. For transactions added automatically to a Pay Over Time balance (for example, if your Pay Over Time feature is set to "Direct"), we charge interest from the transaction date until they are paid. However, we will not charge interest on these transactions in a billing period if: • your Pay Over Time Previous Balance for the billing period is zero; or • you paid the Account Total New Balance on your statement, if any, for each of the previous two billing periods in full by the Payment Due Date shown on each of those statements. About interest charges on Pay Over Time balances in Part 2 of the Cardmember Agreement is further amended by deleting the How we calculate interest sub-section and replacing it with the following: How we calculate interest We calculate interest for a billing period by first figuring the interest on each balance. Balances within the Pay Over Time feature -such as 'Select and "Direct' - may have different interest rates. We use the Average Daily Balance method (including new transactions) to figure interest charges for each balance. The total interest charged for a billing period is the sum of the interest charged on each balance. Interest The interest charged for a balance in a billing period, except for variations caused by rounding, equals: (I)Average Daily Balance (ADB) multiplied by (2) Daily Periodic Rate (DPR) multiplied by (3) number of days the DPR was in effect. ADB To get the ADB for a balance, we add up its daily balances. Then we divide the result by the number of days the DPR for that balance was in effect. If the daily balance is negative, we treat it as zero. DPR A DPR is 1/365th of an APR. rounded to one ten-thousandth of a percentage point. Your DPRs are shown in How Rates and Fees Work in Part 1. EXAMPLE: Calculating Interest Assume that you have a single interest rate of 15.99%. your ADB is $2,250 and there are 30 days in the billing period. The DPR is 15.99% divided by 365 days a. 0.0438% The Interest is 52.250 multiplied by 0.0438% multiplied by 30 days = $29.57 Daily Balance For each day a DPR is in effect, we figure the daily balance for each balance by: • taking the beginning balance for the day, • adding any new charges, • subtracting any payments or credits: and • making any appropriate adjustments. We add a new charge to a daily balance as of its transaction date. CMLENCOMFM98158° SDNY_GM_00327380 EFTA 0(1200134 EFTA01686378 G MAXWELL DVINchign9913816 p 14/14 How we calculate interest Beginning balance For the first day of a billing period, the beginning balance is the ending balance for the prior billing period, including unpaid interest. For the rest of the billing period, the beginning balance is the previous day's daily balance plus an amount of interest equal to the previous day's daily balance multiplied by the DPR for that balance. This method of figuring the beginning balance results in daily compounding of interest. When an interest rate changes, the new DPR may come into effect during-not just at the beginning of- the billing period. When this happens, we will create a new balance and apply the new DPR to it. To get the beginning balance on the first day for this new balance, we multiply the previous day's daily balance by the old DPR and add the result to that day's daily balance. Other methods To figure the ADB and interest charges, we may use other formulas or methods that produce equivalent results. Also, we may choose not to charge interest on certain types of charges. CMLENDDMM02301581 SDNY_GM_00327381 EFTA_00200 135 EFTA01686379 Centurion® Card DUPLICATE COPY p. 1/7 G MAXWELL Closing Date 03/18/18 New Balance Amount Due Payment Due Date $8,151.91 $7,537.34 04/12/18$ ;Late Payment Warning:If we do not receive your payment by the Payment Due Date of 04/12/18, you may have to pay a late fee of up to $38.00. 7.1 See page 2 for important information about your account. PI See page 7 for a Notice Of Change To The Membership Rewards Program Terms & Conditions. (D We will debit your bank account for your payment of $8,151.91 on 04/02/18. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 03/31/18. Learn how to take advantage of your Pay Over Time feature on page 5 Your billing inquiry is under investigation. No payment on the amount under review of $614.57 is required at this time. To view the status of your investigation, please visit us at americanexpress.comilnquirycenter. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc Account Ending Available and Pending as of 02/28/18 729,234 For up to date point balance and full program details, visit Account Summary Previous Balance S7,868.51 Payments/Credits -$7,942.49 New Charges +58,225.89 Fees +50.00 New Balance 58,151.91) Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care 1 877 877 0987 Pay by Phone 1 8C0 472-9297 O See page 2 for additional information. On Pay by Phone la 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000815191000753734 14 d Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Payment Due Date 04/12/18 AutoPay Amount 58,151.91 AMEX001582 SDNY_GM_00327382 EFTA 00200136 EFTA01686380 0 MAXWELL DM-N/15S p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Elettronk Withdrawal: (I) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally Or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electionkally we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (Including new transactions) to ca kulate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AM and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days atter the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatkally (for example, Sign & have/ and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $100 or more. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954-S03-890S TTY: 1-800-271-9950 1.877-877-0987 FAX:1 800695 9090 1-800•CASH-NOW in NY:1-800 522 1897 Change of Address it011eCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name. Company Name, and foreign Address or Phonechanges. pleas* call CLISIOIMI Care. • Please print Cindy in blue or block ink only In the boxes provided. Street Address n City, State Zip Code Area Code and Home Phone %/14aCie neand (mall Websitc a me tics nexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK Ni 07101 1270 _J r Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each mont h Visit amwkanwprms.comiautopay today to enroll. i for information on how we protect you. privacy and to set your communication and privacy choices. please visit www.amerkanexpress.caan/privacy. AMEX001583 SDNY_GM_00327383 EFTA_00200137 EFTA01686381 Centurions Card G MAXWELL Closing Date 03/18!18 DUPLICATE COPY Account Ending p• 3/7 Payments and Credits Summary Total Payments 47,868.51 Credits G MAXWELL -329.00 JENNIFER TURNER -$44.98 Total Payments and Cradles -37,942.49 Detail 'Indicates posting date Payments Amount 03/02/18' G MAXWELL AUTOPAY PAYMENT RECEIVED THANK YOU UMB BANK NATIONAL ASSOCIATION 47.86851 Credits Amount 03/02/18* G MAXWELL CR ADJ - ANNUAL MEMBERSHIP FEE -$29.00 03/15/18 JENNIFER TURNER GODADDY.COM -$44.98 480-5054955 AZ (480)93S-8855 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $7,646.98 $578.91 $8,225.89 Detail G MAXWELL Card Ending Amount 02/17/18 FRANKIE 000000001 7864172202 MIAMI BEACH FL 32,421.84 02/17/18 SUNSET CLOTHING00-08022921996 FAMILY CLOTHING MIAMI BEACH FL $117.70 02/18/18 UOVO IPW618540 11101 LONG ISLAND C Pt/ $162.56 02/18/18 FLYING LIZARD • CG 305-411-6777 MIAMI FL $138.03 02/19/18 CNN NEWS ST822 822 800.326.7711 FT LAUDERDALE FL $211.99 02/2W18 DELTA AIR LINES DELTA AIR LINES Ticket Number: 0060196301694 Passenger Name: MAXWELUG Document Type:CLUB MEMBERSHIP FEE ATLANTA 529.00 02/22/18 NETWORK SOLUTIONS 888442-9675 888-642-9675 FL $14.95 03/01/18 JASON POSSUMAT00300:10001 9177740347 HERMOSA BEACH CA $325.55 03/04/18 TMOBILE•AUTO PAY 800-937-8997 WA $99.02 89880503798006 AMEX001584 Continued on reverse SDNY_GM_00327384 EFTA_00200138 EFTA01686382 G MAXWELL DWPLICfri COPY. ccount n ing z.unuv4 p ‘4/7 Detail Continued Amount 03/05/18 DROPBOX•PR7QT8RYVN54Q DROPBOX•PR7QT8R 4159867057 SAN FRANCISCO CA $9.99 03/05/18 ZARA USA 3753 0000 WOMEN'S CLOTHING BOSTON MA $49.90 03/06/18 AMTRAK RSA Front BOS To: NYP Ticket Number. 0659527530243 AMTRAK WASHINGTON DC 5211.00 03/09/18 JULIEN FAREL 2128880407 NEWYORK NY 5430.54 03/09/18 AMTRAK RSA Front NYP To: BBY Tkket Number:0683046524040 AMTRAK WASHINGTON DC 5195.00 03/10/18 NIKETOWN SPORTING GOODS STORE NEWYORK NY $220.66 03/10/18 NYCTAXI3G5509026630012 917-3748538 NEWYORK NY $1530 03/10/18 LOEWS HOTELS REGENCY CAFE LOEWS HOTELS 888-3206065 NEW YORK NY $10.34 03/10/18 KIEHLS LEXINGTON AV COSMETIC STORE NEW YORK NY $188.10 03/11/18 LE 80TANISTE 1 1876987866 10065 NEWYORK NY $24.93 03/12/18 IN •ERI DESIGN. INC. 8211016044 WORCESTER MA $145.00 03/12/18 WAIPTONER CONSULTING SERV INVOKE 394610 OAKLAND CA 52.36900 03/16/18 ItoYa ToPdrawer - 8 617-902.0132 Boston MA $94.02 03/18/18 UOVO INV620487 11101 LONG ISLAND C NY $16256 el JENNIFER TURNER Card Ending Amount 02/19/18 CHARLES STREET FAMILY CHI 650030004869 6177201992 BOSTON MA $135.00 02/23/18 WVAVITUNES.COM/BILL DIRECT IAKTG INTERNET CUPERTINO CA $27.97 02/26/18 Dig Inn Season Market 212-545-7867 New York NY $1230 03/01/18 MICROSOFT 'OFFICE 3650000 220KLRYSGKA 07666 MSBILLINFO WA $106.61 03/01/18 ADOBE •PHOTOGPHY PLAN Adobe Systems 800-833-6687 SAN JOSE CA $10.65 03/05/18 EUROPEAN WAX CENTER BEA 000000001 6177423333 BOSTON MA 3142.00 03/08/18 UBER *TRIP ZZVHG HELP.UBER.COM HELP.UBER.COM CA 57.97 03/08/18 ALL TAXI MANAGEMENT ALL TAXI MANAGE 718-361.0055 41-25 36TH ST LK NY $16.80 03/10/18 LE BOTANISTE 1 1876223Ø10065 NEW YORK NY 522.75 03/10/18 UBER 'TRIP 4IGJB HELP.UBER.COM HELP.UBER.COM CA $11.84 MAEX001585 Continued on next page SDNY_GM_00327385 EFTA_00200139 EFTA01686383 Centurion° Card G MAXWELL Closing Date 03/18/18 DUPLICATE COPY Account Ending p. 5/7 Detail Continued &meant 03/11/18 USER *TRIP 4HCY8 HELP.UBER.COM HELP.UBEILCOM CA $12.09 03/12/18 WWW.ITUNES.COM/BILL DIRKTMKTG INTERNET CUPERTINO CA $12.75 03/15/18 GODADDY.COM (180)S05-8855 480-54:&8855 AZ $44.98 03/16/18 BAR METHOD THE BOSTON 436845555734812 BOSTON MA $15.00 6172364455 Fees Amount Total Fees for this Period $0.00 2018 Fees and Interest Totals Year-to-Date Amount Total Fees in 2018 Total Interest in 2018 -S29.00 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Balance Interest Percentage Subject to Charge From To Rate Interest Rate Select & Pay Later 07/08/2010 10.4096(v) S0.00 $0.00 Promotional Select & Pay Later 11/15/2017 Rate Expires 05/18/2018 then will go to 10.40%(v)• Total h4Variable Rate 0.00% S0.00 $0.00 $0.00 • The APR for this balance is a promotional late and it will expire on the date shown. Any balance at a promotional interest rate that has not been paid in full by its expiration date will begin accruing interest at the 'go to' APR shown following the expiration date. Information on Pay Over Time There is no preset spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over Time Limit is 535,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance. For more information about Pay Over Time features please vish amerkenexpress.com/payovertime. AMEX001586 Continued on reverse SDNY_GM00327386 EFTA_00200140 EFTA01686384 G MAXWELL DUPICAE OP AccLount EnTdingC2-0Z04 Information on Pay Over Time continued You are currently enrolled In Select & Pay Later You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. You are currently enrolled In Select Si Pay Later You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies hom the date you add a chair to your Pay Over Time balance until the date it is paid. p. 6/7 AMEX001587 SDNY_GM_00327387 EFTA 00200141 EFTA01686385 Centurion° Card G MAXWELL Closing Date 03/18/18 DUPLICATE COPY Account Ending p. 717 Notice of Important Changes to the Membership Rewards°Program Terms We are making changes summarized below to the Membership Rewards Program Terms & Conditions. We urge you and any Additional Card Members on your Account to read the below notice carefully and file it along in a safe place for future reference. Summary of Changes, Effective Immediately Getting Points We are updating the list of transactions that are not eligible purchases and for which you will not earn points by adding: • Purchases of cash equivalents • Person-to-person payments ID12560 Detail of Changes to the Membership Rewards Program Terms & Conditions This notice amends the Membership Rewards Program Terms & Conditions (the "Terms & Conditions") as described below. We have the right to amend as described in the Terms & Conditions. Any terms in the Terms & Conditions conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. Getting Points: Using Your Card Effective immediately, in the Using Your Card sub-section of the Getting Points section of the Terms & Conditions, the last paragraph will include the following additional bullets: • Purchases of cash equivalents • Person-to-person payments CMLENCOMMEN81588 SDNY_GM_00327388 EFTA_00200 142 EFTA01686386 AMEX001589 SDNY_GM_00327389 EFTA_00200143 EFTA01686387 Centurion® Card DUPLICATE COPY p. 1/5 G MAXWELL Closing Date 04/17/18 New Balance Amount Due Payment Due Date $2,628.66 $2,014.09 05/12/18$ ;Late Payment Waning: if we do not receive your payment by the Payment Due Date of 05/12/18, you may have to pay a late fee of up to $38.00. 7.1 See page 2 for important information about your account. 0 We will debit your bank account for your payment of $2,628.66 on 05/02/18. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 04/30/18. p Important Information:To access the most up to date version of your Cardmember Agreement, please log in to your Account at www.americanexpress.com. Learn how to take advantage of your Pay Over Time feature on page 5 Your billing inquiry is under investigation. No payment on the amount under review of $614.57 is required at this time. To view the status of your investigation, please visit us at americanexpress.com/inquirycenter. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conUpbc Account Ending Available and Pending as of 03/31/18 737,419 For up to date point balance and full program details, visit Account Summary Previous Balance $8,151.91 Payments/Credits -57,537.34 New Charges *52,014.09 Fees +50.00 New Balance 52,62846) Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care 1 877 877 0987 Pay by Phone 1 8C0 472-9297 O See page 2 for additional information. On Pay by Phone la 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000262866000201409 14 d Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Payment Due Date 05/12/18 AutoPay Amount $2,628.66 AMEX001590 SDNY_GM_00327390 EFTA 00200144 EFTA01686388 0 MAXWELL DM-N/15S p. 2/5 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. tf we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Elettrook Withdrawal: (I) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check Is not processable elect ronkally Or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electionkally we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (Including new transactions) to ca kulate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AM and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatkally (for example, Sign & have/ and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $100 or more. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954-S03-890S TTY: 1-800-221-9950 1.877-877-0987 FAX:1 808695 9090 1-800•CASH-NOW in NY:1-800 522 1897 Change of Address itOlleCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name. Company Name, and foreign Address or Phone changes. pleas* call Custom,' Care. • Please print Cindy in blue or block ink only In the boxes provided. Street Address n City, State Zip Code Area Code and Home Phone %/14aCie neand (mall Websitc a mc rica nexpress.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 _J r Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each mont h Visit amerkanwprws.comfautopay today to enroll. i for information on how we protect you. privacy and to set your communication and privacychoices. please visit www.amerkanexpress.caan/privacy. AMEX001591 SDNv_GM_00327391 EFTA 00200145 EFTA01686389 Centurion • Card G r.1,1\ )(WE LL Closing Ddil, Oa 17 18 DUPLICATE COPY Account Ending 3/5 Payments and Credits Summary Total Payments Crofts Total Payments and Credits -$7,537.34 50.00 47.537.34 Detail *Indicates posting date Payments 04/02/18° G MAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$7,537.34 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Nowt:barges 51,56021 $453.88 82014.09 Detail G MAXWELL Card Ending Amount 03/22/18 NETWORK SOLUTIONS 888-642-9675 888.642.9675 FL $14.95 03/3W18 WAV'TONER CONSULTING SERV INVOICE 4 94610 OAKLAND CA $1,020.00 04/01/18 JASON POSSUMATO 000000001 9177740347 HERMOSA BEACH CA 5325.55 04/04/18 TMOBILE•AUTO PAY 89880503799006 800-937-8997 WA $128.65 04/05/18 DROPBOX•983FGWRWFQX1 DROPBOX•983FGWR 4159867057 SAN FRANCISCO CA $9.99 04/14/18 FREE PEOPLE ASPEN CO $61.07 8002822200 si JENNIFER TUNER Card Ending Amount 03/22/18 WWW.ITUNES.COWBILL DIRECT MKTG INTERNET CUPERTINO CA $27.69 03/23/18 USER *TRIP GELS4 HELP.UBER.COM HELP.UBERCOM CA $8.66 03/23/18 UBER 'TRIP EK4OE HELP.UBERCOM HELP.UBERCOM CA 510.43 03/23/18 USER *TRIP F(170.1 HELP.UBER.COM HELP.UBER.COM CA $1124 03/27/18 USER °TRIP 'aril HELP.UBER.COM HELP.UBER.COM CA $7A8 04/01/18 ADOBE •PHOTOGPHY PLAN Adobe Systems SAN JOSE CA $1045 8008336687 AMEX001592 Continued on reverse SDNY_GM_00327392 EFTA_00200146 EFTA01686390 G MAXWELL DRA-191,TWAY04 P 4/5 Detail Continued Arnount 04/02/18 VAVW.FTUNES.CONVBILL DIRECT MKTG INTERNET CUPERTINO CA 5851 04/05/18 SASSOON 1909 SASSOON 1909 907-522-5223 BOSTON MA $103.00 04/05/18 TOSCANA EUROPEAN DAY SPA 0479 617424-1234 BOSTON MA $75.00 04/06/18 VAIAVITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $6.38 04836/18 EUROPEAN WAX CENTER BEACO 000000001 2604607290 BOSTON MA $132.41 04/09/18 SKYPE SUBSCRIPTION SICYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU S10.00 04/12/18 UBER •TRIP W3625 HELPUBERCOM HELP.UBER.COM CA $7.48 04/16/18 VAIMITUNES.COMMILL DIRKT MKTG INTERNET CUPERTINO CA $2022 04/17/18 UBER •TRIP VY6TY HELP.UBER.COM HELPUBEILCO/A CA $14.73 Fees Arnount Total Fees for this Period $0.00 2018 Fees and Interest Totals Year-to-Date Total Fees in 2018 Total Interest in 2018 Amount S29.00 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later 07/08/2010 10.6S% (v) S0.00 $0.00 Promotional Select & Pay Later 11/15/2017 Rate Expires OS/18/2018 then will go to 10.65%(vr Total 0.00% $0.00 $0.00 $0.00 (v) Variable Rate • The APR for this balance Is a promotional late and it will expire on the date shown. Any balance at a promotional Interest rate that has not been paid in full by its expiration date will begin accruing interest at the 'go to' APR shown following the expiration date. AMEX001593 SDNY_GM_00327393 EFTA 0020014'7 EFTA01686391 DUPLICATE COPY Centuriort Card p. 55 G MAXWELL Closing Date 04/17/18 Account Ending Information on Pay Over Time There is no preset spending limit on your Card No pre set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history. credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over Time Limit is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance. For more information about Pay Over Time features please visit ametkanexpress.com/payovertime. You are currently enrolled In Select & Pay Later You can select eligible< harges to move into your PayOver Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. You are currently enrolled in Select & Pay Later You can select eligible< ha iges to move into your Pay Over Time balance. Each month you simply choose whether to pay In full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. AMEX001594 SDNY_GM_00327394 EFTA_00200148 EFTA01686392 AMEX001595 SDNY_GM_00327395 EFTA 00200149 EFTA01686393 Centurion. Card G MAXWELL Closing Date 05/18/18 DUPLICATE COPY New Balance $4,258.43 ,.Payment Due Date 06/12/18* Slate Payment Warning: If we do not receive your payment by the Payment Due Date of 06/12/18, you may have to pay a late fee of up to $38.00. '7% See page 2 for Important information about your account. C) We will debit your bank account for your payment of $4,258.43 on 06/02/18. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 05/31/18. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Data D Learn how to take advantage of your Pay Over Time feature on page 6 Payment Coupon Do not staple or use paper clips In Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer a rner Kanexpress.com/pbc p.1/8 Account Ending Available and Pending as of 04/30/18 739,433 For up to date point balance and full program details, visit Account Summary Previous Balance $2.628.66 Payments/Credits -$2,628.66 New Charges +54,258A3 Fees +50.00 New Balance $4,258.43 Days in Billing Period: 31 Customer Care Pay by Computer amerkanexpress.com/pbc Customer Cant Pay by Phone 1-877-877-0987 1.800.472.9297 g See page 2 for additional information. gla Pay by Phone ga 1-880-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000425843000425843 14 rl Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Payment Due Date 06/12/18 AutoP $4 25 ay Amount , 8.43 ANIEX001596 SDNY_GM_00327396 EFTA_00200150 EFTA01686394 0 MAXWELL DM-N/15S p.2/6 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Elettronk Withdrawal: (1 ) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally Or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit (Bother asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (Including new transactions) to ca kulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AM and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatkally (for example, Sign & have/ and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert It Into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to c 'edit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-984-S03-890S TTY: 1-800-221-9950 1.877-877-0987 FAX:1 800695 9090 1 -800•CASH-NOW in NY:1-800 522 1897 Change of Address itOlleCt on front. do not use. • To change yow address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name. Company Name, and foreign Address or Phone changes. pleas* call Customer Care. • Please print clearly in blue or block ink only In the boxes provided. Street Address n City, State Zip Code Area Code and Home Phone %/14aCie neand (mall Webslus: ammicanexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 _J r Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each mont h Visit ammkanwprws.comMutopay today to enroll. i for information on how we protect your privacy and to set your communication and privacychoices. please visit www.amerkanexpress.caan/privacy. AMEX001597 SDNY_GM_00327397 EFTA_00200151 EFTA01686395 Centurion° Card G MAXWELL Closing Date 05/18/18 DUPLICATE COPY Account Ending p. 3/6 Payments and Credits Summary Total Payments -$2,014.09 Credits G IAAXWELL -S614.57 Total Payments and Credits -$2,621146 Detail -indicates posting/late Payments 05/02/18• G MAXWELL Amount AUTOPAY PAYMENT RECEIVED -THANK YOU UMB BANK NATIONAL ASSOCIATION -$2,014.09 Credits Amount 05/08/18• G MAXWELL Dispute - STANDARD SPA MIAMI -$61457 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $3,304.24 $954.19 $4,258A3 Detail G MAXWELL Card 1-ndin() Amount 04/18/18 UOVO INV622830 11101 BUSINESS SERVICES LONG ISLAND C NY $162.56 04/19/18 04/26/18 04/26/18 04/27/18 NETWORK SOLUTIONS 888-642-9675 RS8-642-9675 PHOENIX Carrier: Class: B6 V Date of Departure: 04/27 Ft. $14.95 AMERICAN EXPRESS TVL SVC JETBLUE From: To: BOSTON LOGAN INTER FT LAU DERDALE/HOLL Tkket Number: 27971400536380 Passenger Name: MAXWELUGHISLAINE NO Document Type: PASSENGER TICKET AZ NY AZ 6317.20 JETBLUE AIRWAYS 9010001 JETBLUE AIRWAYS Tkket Number. 27906184907086 Passenger Name: MAXWELL/GHISLAINE NOELLE Document Type: ADDITIONAL COLLECTION JETBLUE Date of Departure: 04/26 PHOENIX Carrie,: Class: DL A Date of Departure: 04/28 $66.00 AMERICAN EXPRESS TVL SVC $42520 DELTA AIR LINES From: MIAMI INTERNATIONA NEW YORK LA GUARD! Ticket Number:00671405835413 Passenger Name: MAXINELL/GHISLAINE NO Document Type PASSENGER TICKET 04/27/18 UBER 'TRIP MAA2R HELP.UBER.COM HELP.UBER.COM CA $10.41 AmExoo1598 Continued on reverse SDNY_GM_00327398 EFTA_00200152 EFTA01686396 G MAXWELL DWPLICilfi CORY, ccount n ing p. 4/6 Detail Continued Amount 04/27/18 THE HOTEL 570100101624001 Arrival Date Departure Date 04/27/18 04/28/18 000000O0 LODGING CARDEPOSF7 MIAMI BEACH FL $396.33 04/28/18 BARRY'S BOOTCAMP MBE 436845558140157 0.8ARRYSECOTCAMP.COM MIAMI BEACH MIAMI BEACH FL 599.30 04/28/18 CECCOMS - MIAMI BEACH 368035 (786)507-79C0 FL 532.38 04/29/18 LE PAIN QUOT1DIEN 148 RESTAURANT NEW YORK NEW YORK NY $18.00 04/29/18 AUGUST RESTAURANT 212435-1433 NY 512032 04/30/18 NARS COSMETICS 201-337-3750 NEW YORK NY $32.66 05/01/18 THE VINTAGE TWIN, LLC squareup.com/recelpts New York NY $128.47 05/01/18 AUGUST RESTAURANT 212435-1433 NEWYORK NY 55527 05/01/18 JASON POSSUMATO 000000001 9177740347 HERMOSA BEACH CA 5325-55 05/01/18 JULIENFAREL 2128880407 NEWYORK NY $26125 05/02/18 AMTRAK RSA Front WP To: BBY Ticket Number: 1227016638833 AMTRAK WASHINGTON DC $144.00 05/02/18 JULIENFAREL 2128880407 NEWYORK NY $64.79 05/02/18 ROSA ROSA INC 0774 212435-4706 NY NY 5114.32 05/02/18 BANANAREPUBLK US 82 MENSAVOMENSCLOTHNG NEWYORK NY $37.00 05/04/18 TMOBILPAUTO PAY 898805037 98006 800-937-8997 WA 592.38 05/05/18 DROPBOX•12PGB3HG4969 DROPBOX•12PGB3H 4159867057 SAN FRANCISCO CA $9.99 05/15/18 THE UPS STORE 5768 BUSINESS SERVICE BOSTON MA 5198.00 05/17/18 NETWORK SOLUTIONS 888-642-9675 888442-9675 FL 514.95 05/18/18 UOVO IW624636 11101 LONG ISLAND C NY $162.56 BUSINESS SERVICES is JENNIFER TURNER Card Ending Amount 04/20/18 WWW.ITUNES.COM/BILL DIRECT MKTG INTERNET CUPEFMNO CA 55843 04/20/18 ApiPay STARBUCKS.COM GIFT CARD 800-782-7282 WA 525.00 gam/ g UBER 'TRIP XMOAR HELP.UBER.COM HELP.UBER.COM CA $11.63 04/25/18 GODADDY.COM 480-505-8855 AZ $5.43 (480)505-8855 MAE X001599 Continued on next page SDNY_GM_00327399 EFTA_00200153 EFTA01686397 Centurion' Card G MAXWELL Closing Date 0518(18 DUPLICATE COPY Account Ending p 5/8 Detail Continued ) Amount 04/26/18 USER •TRIP 7CNY4 HELP.UBERCOM HELP.UBERCOM CA 58.77 04/26/19 MWIITUNES.COM/BRL DIRECT MKTG INTERNET CUPERTINO CA $25.57 04/26/18 SASSOON 1909 SASSOON 1909 907-522-5223 BOSTON MA $95.00 04/27/18 UBER •TRIP G66ED HELP.UBER.COM HELP.UBERCOM CA 51658 04/27/18 YELLOW CAB YELLOW CAB13703 TAXICAB'S UMOUSiNE FORT LAUDERDALE FL $3630 04/28/18 UBER •TRIP RBKZS HELP.UBERCOM HELP.UBERCOM CA 629.44 04/28/18 UBER •TRIPX1127 HELP.UBER.COM HELP.UBER.COM CA 39.74 04/29/18 ApIPay STARBUCKS.COM GIFT CARD 800-782-7282 WA 625130 04/30/18 UBER •TRIP SKON HELP.UBERCOM HELP.UBER.COM CA S128.48 04/3W18 UBER 'TRIP ZA371/ HELP.UBER.COM HELP.UBER.COM CA 513.21 05/02/18 ADOBE •PHOTOGPITY PLAN Adobe Systems 800-833-6687 SAN JOSE CA S10.65 05/02/18 UBER •TRIP R7EGC HELP.UBERCOM HELP.UBER.COM CA 522.41 05/03/18 KIEHL'S LEXINGTON AV COSMETIC STORE NEW YORK NY 3188.10 05/03/18 ApIPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $25.00 06/07/18 WVACITUNES-COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $12.75 0.5/11/18 EUROPEAN WAX CENTER BEACO 000000001 2604607290 BOSTON MA $181.50 05/17/18 ApIPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $25.00 Fees Amount Total Fees for this Period 80.00 2018 Fees and Interest Totals Year-to-Date Total Fees in 2018 Total Interest In 2018 Amount $29.00 S000 AMEX001600 SDNY_GM_00327400 EFTA_00200154 EFTA01686398 G MAXWELL DUPICAE COP_Y Account bri Tefing 2 uov04 p. a Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account Transactions Dated Fran To Annual Percentage Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later 07/08/2010 10.65%(v) S0.00 $0.00 Promotional Select & Pay Later 11/15/2017 Rate Expires OS/18/2018 then will go W10.65%04' 05/18/2018 0.00% $0.00 S0.00 Total 50.00 COW:tameRate • The APR for this balance is a promotional rate and it will expire on the date shown. Any balance at a promotional Interest late that has not been paid in full by its expiration date will begin accruing interest at the 'go to' APR shown following the expiration date. Information on Pay Over Time There Is no pre-set spending limit on your Card No pie-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no preset spending limit. Your Pay Over Tine Limit is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance. For more information about Pay Over Time features please visit amerkanexpress.com/payoyertime. You are currently enrolled in Select & Pay Later You can select eligible changes to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay a ny arnount in between, Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. You are currently enrolled In Select & Pay Late You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. AMEX001601 SDNY_GM_00327401 EFTA (102(10155 EFTA01686399 Centurion• Card G MAXWELL Closing Date 06/17/18 DUPLICATE COPY New Balance $1,021.36 Payment Due Date 07/12/18* $Late Payment Warning: lf we do not receive your payment by the Payment Due Date of 07/12/I8, you may have to pay a late fee of up to $38.00. See page 2 for Important information about your account. O See page 7 for an Important Notice About Changes to Your Cardmember Agreement. Eh, See page 9 for a Notice Of Change To The Membership Rewards Program Terms & Conditions. O See Page 12 for Important information regarding benefits underwritten by AMEX Assurance Company. rm Your membership will be renewed next month. Please refer to the Renewal Notice on Page 5. C) We will debit your bank account for your payment of $1,021.36 on 07/02/18. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made before 06/30/18. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Data pi Learn how to take advantage of your Pay Over Time feature on page 4 Continued on page 3 Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer a met ka nexpress.com/pbc p.1/12 Account Ending Available and Pending as of 05/31/18 743,076 For up to date point balance and full program details, visit Account Summary Previous Balance 54,258.43 Payments/Credits -$4286.10 New Charges +S1,049.03 Fees +50.00 New Balance 51,021.36 Days in Billing Period: 30 Customer Care Pay by Computer amerkanexpress.com/pbc Customer Cant Pay by Phone 1-877-877-0987 14100.472.9297 g See page 2 for additional information. gla Pay by Phone ga FM-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000102136000102136 14 d Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Payment Due Date 07/12/18 AutoPay Amount $1,021.36 AMEX001602 SDNY_GM_00327402 EFTA_00200156 EFTA01686400 0 MAXWELL De132I,ILNIS p 2/12 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Elea-track Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally Or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electionkally we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to ca kulate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to ftgure the AM and interest results in doily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, PayOver Time Travel and Pay Over Time Direct) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defauitson your Account may be reflected in your credit report. Ei Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-954-503-8905 TTY: 1-800-221-9950 1.877.877-0987 FAX:1-800-695.9090 1.800CASH-NOW in NY:1-800-522-1897 Change of Address itOlleCt on front. do not use. • To change your address online. visit wravarowicanexpresaconVupdatecontactet • foe Name, Company Name, and foreign Address or Phone changes. pleas* call Customer Care. • Please print clearly in blue or block ink only In the boxes provided. Street Address n City, State Zip Code Area Code and Home Phone ,taCie neand (mall americanexpress.com Customer Care &Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK FR 07101- 1270 _J r Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each mont h VIM anwirkanexprms.comfautopay today to enroll. i for information on how we protect your privacy and to set your communication and privacy choiceap/eate TM, www.einerkaaexpress.cemrprivecy. AMEX001603 SDNY_GM_00327403 EFTA_00200157 EFTA01686401 Centurion° Card G MAXWELL Closing Date 08/17/18 DUPLICATE COPY Account Ending U) July 31, 2018, Centurion Members will no longer be able to enroll in the Relais & Chateaux Club SC program. p. 3/12 Payments and Credits Summary Total Payments Credits -34.258.43 G MAXWELL JENNIFER TURNER $0.00 Total Payments and Credits -S27.67 -$4,286.10 I Detail intriat.sposeivada. Payments 06/02/186 G MAXWELL Amount PAYMENT RECEIVED -THANK YOU -$4,258.43 Credits Amount 06/14/18• JENNIFER TURNER Dispute - BABIATORS LLC 46168200079 -S27.67 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges S605.63 $443.40 81,049.03 ( Detail G MAXWELL Card Ending Amount 06/01/18 JASON POSSUMATO 000000001 9177740347 HERMOSA BEACH CA $325.55 0901/18 USPS PO BOXES ONLINE 660247000 8002758777 WASHINGTON DC $163.00 06/04/18 TMOBILPAUTO PAY 89880503798006 800-937-8997 WA $92.14 06/05/18 DROP8Or 1 VD1V3X8864J DROPB0X•IVDTV3K 4159867057 SAN FRANCISCO CA $9.99 06/14/18 WEEPNEIWORKSOLUTONS 888-642-9675 888-642-9675 FL $14.95 ® JENNIFER TURNER Card Ending Amount 05/18/18 WPAY.ITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA S1063 05/31/18 BABIATORS LLC 461682000793950 GARRETIEDELOBABIATORS.00 ATLANTA GA MA $2747 OS/31/18 EUROPEAN WAX CENTER BEACO 000000001 BOSTON $21.00 2604607290 AMEX001604 Continued on reverse SDNY_GM_00327404 EFTA_00200158 EFTA01686402 G MAXWELL DYEkilgiTfr,MT04 p 4/12 Detail Continued Amount 06/01/18 WWWITUNES.COWBILL DIRECT MKTG INTERNET CUPERTINO CA 52557 06/01/18 ADOBE •PHOTOGPIW PLAN Adobe Systems 800-833-6687 SAN JOSE CA $1045 06/07/18 WYNCITUNES.COM/BILL DIRKT MKTG INTERNET CUPERTINO CA 5638 06/07/18 ApIPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $50.00 06/11/18 EUROPEAN WAX CENTER BEACO 000000001 2604607290 BOSTON MA $181.50 06/12/18 SASSOON 1909 SASSOON 1909 BOSTON MA $110.00 907-522-5223 Fees I Amount Total Fees for this Period $0.00 2018 Fees and Interest Totals Year-to-Date Total Fees in 2018 Total Interest in 2018 mount -$29.00 S0.1 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage Rate PayOver Time Select Total (v) Variabf•• Rate From To Balance Subject to Interest Rate Interest asap 07/08/2010 10.9096 (v) Moo $0.00 90.00 Information on Pay Over Time There isno pre-set spending Hunk on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no preset spending limit. Your Pay Over Time Limit Is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a PayOver Time balance. For more information about Pay Over Time features please visit amerIcanctpress.com/payoyerdme. You are currently enrolled in Pay Over Time Select You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. AMEX001805 SDNY_Gki_00327405 EFTA_00200159 EFTA01686403 Centurion® Card DUPLICATE COPY p. 912 G MAXWELL Closing Date 06/17/18 Account Ending Renewal Notice Your Account renews next month. The following terms will be in effect when your Account renews, unless we tell you otherwise. Please refer to Page 2 for more information about your Account, including Flow We Ca kulate Your Balance and Paying Interest. Payment Information: All charges made on this charge card, that are not Included in a Pay Over Time balance, ate due and payable by the Payment Due Date. Annual Membership AN: The annual membership fee for your Account is 52,500.00. When you receive the statement in which the annual fee is billed, you can avoid paying the annual fee by calling the Customer Care phone number on Page 2 to cancel your Account. APR Information: The Annual Percentage Rates (APRs) for each billing period may vary based on the Prime Rate. We use the Prime Rate published in the rates section of The Wall Street Journal on the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR may apply to a Feature if you make one or more late payments or if your payment is returned. We may also consider your,creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time feature(s) on your Account. If the Penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the Penalty APR is applied. The Penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. You may have access to one or more Pay Over Time Features on your Account. If you are enrolled in a Feature or have a Feature balance, the APRs that apply will be noted below as of the Closing Date of this statement. (v) Indicates variable rate • Indicates variable penalty APR will not exceed 29.99% Pay Over Time Select Transactions Dated Rate Description From To Prime+ Margin APR Standard 07/08/2010 Prime I 5.90% 10.90%(v) Penalty 07/08/2010 Prime + 25.9994* 29.99% (yr Please refer to page 2 for further Important Information regarding your account AMEX001606 SDNY_GM_00327406 EFTA (1)2()0160 EFTA01686404 G MAXWELL D1049,10.99EX04 p 6112 AMEX001607 SDNY_GM_00327407 EFTA_00200161 EFTA01686405 Centurion° Card G MAXWELL Closing Date 06/17/18 DUPLICATE COPY Account Ending p 7/12 Notice of Important Changes to Your Cardmember Agreement We are making changes summarized below to your account terms, which are contained in the American Express Cardmember Agreement ("Agreement") governing your Account referenced in this notice. We encourage you to read this notice, share it with Additional Cardmembers on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. The detailed changes to your Cardmember Agreement can be found on the following page. Summary of Changes, Effective Immediately Credit Reports Currently, the Credit Reports section of your Agreement states that you agree that we may use credit reports and other information about you for any purpose, subject to applicable law. Effective Immediately, we are updating your Agreement to provide two examples of how we may use credit reports and other information about you. We may contact you Effective Immediately, we are adding language to clarify the various ways we, our affiliates, agents and contractors can contact you, including email notifications, in order to service your account or collect amounts you owe to us. See the following page for the Detail of Changes to your Cardmember Agreement. CMLENIXAMM916°8 SDNY_GM_00327408 EFTA_00200 162 EFTA01686406 G MAXWELL DVINMIg.2988104 p 8/12 Detail of Changes to Your Cardmember Agreement This notice amends the Cardmember Agreement ("Agreement") as described below. We have the right to amend as described in the Agreement. Any terms in the Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. Effective Immediately, we are deleting the last sentence of the first paragraph of the Credit Reports subsection of the Other important information section in Pad 2 of the Agreement and replacing it with the following: And you agree that we will use such information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law. Effective Immediately, we are deleting the We may contact you subsection of the Other important information section in Part 2 of the Agreement and replacing it with the following: We may contact you Servicing and Collections If we need to contact you to service your account or to collect amounts you owe, you authorize us (and our affiliates, agents and contractors, such as debt collection agencies and service providers) to contact you at any phone number or email address you provide, from which you contact us, or at which we believe we can reach you. We may contact you in any way, such as calling, texting, emailing, sending mobile application push notifications or using any other method of communication permitted by law. We may contact you using an automated dialer or prerecorded messages. We may contact you on a mobile, wireless or similar device, even if you are charged for it. Call monitoring We may monitor and record any calls between you and us. CMLENDOMFM6M916°9 SONY_GM_00327409 EFTA_00200 163 EFTA01686407 Centurion° Card G MAXWELL Closing Date 06/17/18 DUPLICATE COPY Account Ending p 9/12 Notice of Important Changes to the Membership Rewards® Program Terms We are making a change to the Membership Rewards Program Terms & Conditions. We encourage you to read this notice, share it with Additional Card Members on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. A summary of the change appears below. The detailed change can be found after the summary chart. Summary of Changes, effective Immediately About The Program and Getting Points The Gold Card from American Express will now be known as the American Express Classic Gold Card. Getting Points & Using Points We are changing the Pay Over Time feature names which will also impact the Membership Rewards T&Cs: Previously, the feature was known as Select & Pay Later. The feature will now be known as Pay Over Time Select. Previously, the feature was known as Expo. The feature will now be known as Pay Over Time Direct. Previously, the feature was known as Sign & Travel. The feature will now be known as Pay Over Time Travel. Summary of Changes, effective August 1, 2018 Using Points - Transferring SPGe° has announced changes to its loyalty program and how its members Points to Frequent Customer will earn Starpoints: Programs Starpoints will be referred to as points. These points do not refer to Membership Rewards points. On August 1, 2018, Starpoint balances in loyalty member accounts will convert to points at a 1:3 ratio (one Starpoint will convert to three points). For example, 1,000 Starpoints will become 3,000 points. In general, the number of points needed to redeem in the loyalty program will have corresponding changes. To align with this, we are making changes to the Membership Rewards Program Terms & Conditions that impact Card Members who are enrolled in the Membership Rewards program and are eligible for a Membership Rewards point transfer. Membership Rewards points can now be transferred at a 1:1 ratio into the Stanwood Preferred Guest° program and can be transferred in increments of 1,000 points. Summary of Changes, effective September 1, 2018 Using Points - Shop with Points at Amazon.com We are making enhancements on how your eligible purchases made at Amazon.com, using only points or a combination of points and your Card, will appear on your billing statement. 1 See the following page(s) for the Detail of Changes to the Membership Rewards Program Terms & Conditions. CML ENDOW:Math" SDNV_GM_00327410 EFTA ()02()0164 EFTA01686408 G MAXWELL DVERCIgg.2988104 p 10/12 Detail of Changes to the Membership Rewards Program Terms & Conditions This notice amends the Membership Rewards Program Terms & Conditions (the "Terms & Conditions") as described below. We have the right to amend as described in the Terms & Conditions. Any terms in the Terms & Conditions conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. A. Effective immediately, your Terms & Conditions will be amended as follows: ABOUT THE PROGRAM: WHO CAN USE THE PROGRAM & ANNUAL FEES, GETTING POINTS: GETTING ADDITIONAL POINTS and GETTING POINTS: BUYING POINTS All references to the Gold Card from American Express, located in the Who Can Use the Program & Annual Fees sub-section under the About the Program section and the Getting Additional Points and Buying Points sub-sections under the Getting Points section, will be deleted and replaced with American Express Classic Gold Card. B. Effective immediately, your Terms & Conditions will be amended as follows: GETTING POINTS: USING YOUR CARD In the Using Your Card sub-section of the Getting Points section of the Terms & Conditions, the bullets in the first paragraph will be deleted in their entirety and replaced with the following: For Consumer Cards: • Pay Over Time • Eligible American Express Credit Card purchases For Business Cards: • Extended Payment Option • Eligible American Express Credit Card purchases USING POINTS: USING PAY WITH POINTS TO BOOK TRAVEL ON AMEXTRAVEL.COM, FOR PRODUCTS THROUGH MEMBERSHIPREWARDS.COM, AND ELSEWHERE In the Using Pay with Points to Book Travel on AMEXTRAVEL.COM, for Products Through MEMBERSHIPREWARDS.COM, and Elsewhere sub-section of the Using Points section of the Terms & Conditions, the first sentence in the final paragraph will be deleted in its entirety and replaced with the following: If you use a Pay Over Time feature (such as Pay Over Time Direct for Consumer Cards, or the Extended Payment Option for Business Cards) for a purchase using Pay with Points, the statement credit you get may not be applied to that feature. C. Effective August 1, 2018, your Terms & Conditions will be amended as follows: USING POINTS: TRANSFERRING POINTS TO FREQUENT CUSTOMER PROGRAMS In the Transferring Points to Frequent Customer Programs sub-section of the Using Points section of the Terms & Conditions, the last bullet point under Conversion Rates and Increments, which states "Stanwood Preferred Guests: 1,000 Membership Rewards=333 Starpointss", will be deleted in its entirety. CMLENDDMIARB991611 SONY_GM_00327411 EFTA_00200 165 EFTA01686409 Centurions Card G MAXWELL Closing Date 06/17/18 DUPLICATE COPY D. Effective September 1, 2018, your Terms & Conditions will be amended as follows: Account Ending p. 11/12 USING POINTS: SHOP WITH POINTS AT AMAZON.COM In the Shop with Points at Amazon.com sub-section of the Using Points section of the Terms & Conditions, the Ordering language will be deleted in its entirety and replaced with the following: Ordering Card Members may make eligible purchases at Amazon.com using only points, or a combination of points and your American Express Card. When you use points at Amazon.com for your entire purchase, American Express will charge your purchase to your Card account and deduct the points you used from your program account, and you will see a corresponding statement credit for the points you used. If you elect to use points for only a portion of your purchase, American Express will separately charge the portion of your purchase that you did not cover with points to your Card account after the purchase ships. For example, if you make a $500 purchase and elect to cover $300 of that purchase with points, American Express will: • Charge your Card account $300, • Apply a 8300 credit to your Card account, and • After your purchase ships, charge your Card account $200. Returning products purchased at Amazon.com Returns are subject to Amazon.com's policies and must be authorized by Amazon.com before you receive a statement credit for the points you used. CMLENDOMME01612 SDNY_GM_00327412 EFTA 00200166 EFTA01686410 G MAXWELL Centurions Card DWINATA,99P816 p 12/12 Notice of Update to an Additional Benefit of Your Card As described below, We made an update to Your Purchase Protection card benefit. This benefit is provided to You at no additional charge as part of Your Card Membership. We encourage You to read this notice and file it for future reference. Purchase Protection' Purchase Protection is provided to You as a benefit of Card Membership at no additional charge when a purchase is made with Your eligible Card. For claims submitted to Us on and after August 1, 2018, the coverage duration on eligible purchases will be increased from 90 days to 120 days'. 'For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration remains at 90 days. To learn more about other benefits that may be available to You as a pad of Your Card Membership, please visit americanexpress.com/benefitsguide. ID 12649 'Purchase Protection is underwritten by AMEX Assurance Company and Tokio Marine Pacific Insurance Limited. Subject to additional terms. conditions and exclusions. CMLENDDMMA)1613 SDNY_GM_00327413 EFTA_00200 167 EFTA01686411 Centurion® Card G MAXWELL Closing Date 07/18/18 DUPLICATE COPY New Balance $4,583.84 Payment Due Date 08/12/18* I Late Payment Warning: If we do not receive your payment by the Payment Due Date of 08/12/18, you may have to pay a late fee of up to $38.00. (I) See page 2 for important information about your account. See Important notices about Your Billing Rights, Electronic Fund Transfer Error Resolution, and for WA residents, starting on page 7 We will debit your bank account for your payment of $4,583.84 on 08/02/18. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 07/31/18. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. Important Information: To access the most up to date version of your Cardmember Agreement, please log in to your Account at www.americanexpress.com. Your Centurion" Membership includes an annual subscription to Departures magazine (a value of $10). If you do not wish to receive the magazine, please call us at the number on the back of your Card. No credits are offered to Members who elect not to receive the magazine. Learn how to take advantage of your Pay Over Time feature on page 5 El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Continued on page 3 Pay by Computer amerkanexpress.conVpbc p. 1 /8 Account Ending Available and Pending as of 06/30/18 744,099 For up to date point balance and full program details, visit Account Summary Previous Balance Payments/Credits New Charges Fees $1,021.36 -51,021.36 r$2,083.84 +$2,500.00 New Balance S4,583.84) Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care 1 877 877 0987 Pay by Phone 1 8C0 472-9297 O See page 2 for additional information. gla Pay by Phone ga 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000458384000458384 14 rl Account Ending Enter 15 digit account it on all payments. Make check payable to American Express. Payment Due Date 08/12/18 AutoPay Amount $4,583.84 AMEX001614 SDNY_GM_00327414 EFTA 002()0168 EFTA01686412 0 MAXWELL D LICAT el-NtrinlIS c p. 2/8 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Eleetronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check Is not processable elect ronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADA and interest results in daily compounding of interest. Paying Interest if you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example,PayOyer Time TrawlandPayOyer TimeDime° if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dollars on the date we or our agents process it. We will choose a conversion rate that Is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the sixmonth period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to c 'edit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1477-877-0987 Hearing Impaired 1-954-503-8905 TTY: 1-800-221-9950 1.877-877-0987 FAX:1 800695 9090 1 4300•CASH-NOW in NY:1-800 522 1897 Change of Address itOlleCt on front. do not use. • To change your address online. visit wonvarneticanexpless.conVupclatecontactit • foe Name, Company Name, and foreign Address ot Phonechanges. pleas* callCuaomer Care. • Please pent Cindy in blues bleak ink only In the boxes provided. Street Address City, State Zip Code AHome Pho reaCode neand %/kuCie neand (mail E amoicanexpress.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h Visit amerkanexpress.comieutopay today to enroll. i fog information on how we protect you. privacy and to set your communication and privacy choices. please visit www.amerkanexpresccom/princy. AMEX001615 SDNY_Ght_00327415 EFTA 00200169 EFTA01686413 Centurions Card DUPLICATE COPY p3/8 G MAXWELL Closing Date 07/18/18 Account Ending You Spoke. We Listened. Over 1.5 million more places in the U.S. started 9 9 Q9 accepting Amencan Express" Cards in 2017. 9 Visit ShopSmal I Now.com • 9 9 9 Payments and Credits Summary Total Payments Credits Total Payments and Credits 41021.36 SO.OO -61,021.36 Detail 'Indicate posting date Payments Amount 07/02/18' 6 MAXWELL AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -31,021.36 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Now Charges 31421.65 3562.19 $2,0013.114 Detail G MAXWELL Caid Ending Amount 06/18/18 UOVO INV626552 11101 BUSINESS SERVICES LONG ISLANDC NY 3162.56 06/19/18 JULIEN FAREL 2128880407 NEW YORK NY 326125 06/2W18 PRET A MANGER0105 0105 3767925261880041510019 RESTAURANT NEW YORK NY $8.25 06/20/143 JULIEN FAREL 2128880407 NEW YORK NY 35957 06/20/18 U PAIN OUOTIDIEN 148 RESTAURANT NEW YORK NY 31.99 06/21/18 WEEONEIWORKSOLUTIONS 888-642-9675 888642-9675 FL $89.94 06/22/18 PRET A PAANGER 0105 0105 3767924406080041510019 RESTAURANT NEW YORK NY 318.67 06/22/18 TSP BIN 26 ENOTECA 000000068 BOSTON MA $60.73 6177235939 AMEX001616 Continued on reverse SDNY_GM_00327416 EFTA_00200170 EFTA01686414 G MAXWELL DUPLICATE CORY, Account tnaing zwauvil p 4/8 Detail Continued Amount 06/25/18 MADAM HAD'EM 948907989600217 (781)718-2843 MANCHESTER MA $130.00 06/30/18 NYCDOT PARKING METERS NYCDOT PARKING 212439-9675 LONG IS CITY NY $150 07/01/18 JASON POSSUMAT0000C00001 9177740347 HERMOSA BEACH CA $32555 07/04/18 TMOBILE•AUTO PAY 89880503798006 80(1937-8997 WA 592.14 07/05/18 DROPBOX•1H1LTLDIAVRI. DROP8Or 1 HI LTLD 4159867057 SAN FRANCISCO CA 39.99 07/10/18 SASSOON 1909 SASSOON 1909 907-522-5223 BOSTON MA $122.00 07/12/18 WEB•NETWORKSOLUTIONS 888-642-9675 888642-9675 FL 514.95 07/18/18 UOVO INY629090 11101 BUSINESS SERVICES LONG ISLAND C NY $16256 ri JENNIFER TURNER Card Ending Amount 06/1 8/18 WWW.ITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $1059 06/18/18 EUROPEAN WAX CENTER BEACO0C0006001 2604607290 BOSTON MA 521.00 06/18/18 ApiPay STARBUCKS.COM GIFT CARD 800-782-7282 WA S25.00 06/19/18 SILVER MIRROR FACIAL BAR 4368455573894 2134401333 NEWYORK NY 58340 06/20/18 WCTAXI9D10 09027260017 617-3343413 BROOKLYN NY 51330 06/21/18 WCTAX191/74 09028450013 917-3964908 LONG ISLAND C NY S6.80 06/21/18 PRETAMANGER01050105 3767924289650261510019 RESTAURANT NEW YORK NY $2.82 06/21/18 QUEENS MEDALLION LEA QUEENS MEDALLIO 718-784-9292 LONG ISLAND CITY NY 512.80 06121/18 EDDY'S MANAGEMENT SH 718-707-3463 LONG ISLAND CITY NY $830 06/21/18 ALL TAXI MANAGEMENT ALL TAXI MANAGE 718-3614055 41-25 36TH ST LIC NY 514.30 06/21/18 GRACE & ESSEX CLEANERS GRACE & ESSEX C DRY C LEANER NEW YORK NY 54900 06/22/18 YNAVJTUNES.COM/BILL DIRECT MKTG INTERNET CUPERT1NO CA $25.48 06/27/18 TSP TATTE BAKERY CHARLES 000001001 6177235555 BOSTON MA 516.58 06/29/18 MINNTUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $1222 06/29/18 ApIPay STARBUCKS.COM GIFT CARD P30-782-7282 WA OSLO 06/30/18 51686- 27-33 EAST 50TH ST65000001042 2123217500 NEW YORK NY 550.00 07/01/18 ADOBE •PHOTOGPHY PLAN Adobe Systems SAN JOSE CA 51045 800-833-6687 AMEX001617 Continued on next page SDNY_GM_00327417 EFTA_00200171 EFTA01686415 Centurions Card G MAXWELL Closing Date 07/18/18 DUPLICATE COPY Account Ending p. 5/8 Detail Continued Amount 07/09/18 SKYPE SUBSCRIPTION SI0TE SUBSCRIPT TELECOM SERVICE 07/13/18 YAW iTUNES.COMMILL OIRECTMKTG INTERNET 07/17/18 LUXEMBOURG LU $10.00 CUPERTINO CA $14.58 AplPay ETSY.COM 542929806099479 8005953865 BROOKLYN NY $150.17 Amount 07/18/18 G MAXWELL Total Fees for this Period ANNUAL MEMBERSHIP FEE Cover your annual membership fee and other eligible transactions using Membership Rewards points. Visit to expbre and learn more. $2,500.00 $2,500.00 2018 Fees and Interest Totals Year-to-Date Total Fees in 2018 Total Interest in 2018 Amount $44-17140 SOW Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate Interest Charge PayOver Time Select Total Mvarrableitate 07/08/2010 10.90% (v) $0.00 $0.00 $0.00 Information on Pay Over Time There Is no pre-set spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over Time Limit Is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Cher Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance. For more information about PayOver Time features please visit amerkanexpress.com/payovertime. You arecurrently enrolled in Pay Over Time Select You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full. pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. AMEX001618 SDNY_GM_00327418 EFTA 00200172 EFTA01686416 G MAXWELL D1049,10.99EX04 p 6/8 AMEX001619 SDNY_GM_00327419 EFTA_00200173 EFTA01686417 Centurion° Card G MAXWELL Closing Date 07/18/18 DUPLICATE COPY Account Ending p. 7/8 Your Billing Rights: Keep this Document for Future Use This notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. What To Do If You Find a Mistake on Your Statement If you think there is an error on your statement, write to us at PO Box 981535, El Paso TX 79998-1535. In your letter, give us the following information: - Account information: Your name and account number. - Dollar amount:The dollar amount of the suspected error. - Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us: - Within 60 days after the error appeared on your statement. - At least 2 business days before an automated payment is scheduled, if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. What Will Happen After We Receive Your Letter When we receive your letter, we must do two things: 1. Within 30 days of receiving your letter, we must tell you that we received your letter. We will also tell you if we have already corrected the error. 2. Within 90 days of receiving your letter, we must either correct the error or explain to you why we believe the bill is correct. While we investigate whether or not there has been an error: - We cannot try to collect the amount in question, or report you as delinquent on that amount. - The charge in question may remain on your statement, and we may continue to charge you interest on that amount. - While you do not have to pay the amount in question, you are responsible for the remainder of your balance. - We can apply any unpaid amount against your credit limit. After we finish our investigation, one of two things will happen: - If we made a mistake:You will not have to pay the amount in question or any interest or other fees related to that amount. - If we do not believe there was a mistake:You will have to pay the amount in question, along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may then report you as delinquent if you do not pay the amount we think you owe. If you receive our explanation but still believe your bill is wrong, you must write to us within 10 days telling us that you still refuse to pay. If you do so, we cannot report you as delinquent without also reporting that you are questioning your bill. We must tell you the name of anyone to whom we reported you as delinquent, and we must let those organizations know when the matter has been settled between us. If we do not follow all of the rules above, you do not have to pay the first $50 of the amount you question even if your bill is correct. Your Rights If You Are Dissatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact usin writing at PO Box 981535, El Paso TX 79998-1535. While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent. AN/CC/BillingRights/11-2014 Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card, including Express Cash transactions, or electronic payments you make to American Express using Pay By Phone, Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can call us at 1-800-IPAY-AXP for Pay By Phone questions, at 1-800-528-2122 for Pay By Computer questions, at 1-800-528-4800 for AutoPay questions, and at 1-800-CASH-NOW for Express Cash questions. You may also write to us at American Express, Electronic Funds Services, P.O. Box 981531, El Paso, TX 79998-1531 or contact us online at www.americanexpress.com/inquirycenter. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. AMEX001620 SDNY_GM_00327420 EFTA ()02()0174 EFTA01686418 G MAXWELL DMEI54,911Ing9P8X04 p. 8/8 When you contact us, please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you can why you believe it is an error or why you need more information. (3) The dollar amount of the suspected error. tf you notify us by phone, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your bank account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. For errors involving point-of-sale or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and there was no error, we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account If your bank account does not have enough funds to cover this withdrawal, we can charge the amount to your card account or collect the amount from you. If this happens, we may cancel your right to use our electronic transfer services. AN/CC/EFT/11-2014 Notice for residents of Washington State In accordance with the Revised Code of Washington Statutes, Section 63.14.167, you are not responsible for payment of interest charges that result solely from a merchant's failure to transmit to us within seven working days a credit for goods or services accepted for return or forgiven if you have notified us of the merchant's delay in posting such credit, or our failure to post such credit to your account within three working days of our receipt of the credit. AN/CC/WA/11.2014 AMEX001621 SDNY_GM_00327421 EFTA_002001 75 EFTA01686419 Centurion. Card G MAXWELL Closing Date 08/17/18 New Balance Payment Due Date DUPLICATE COPY $1,538.72 09/12/18* Slate Payment Warning: If we do not receive your payment by the Payment Due Date of 09/12/18, you may have to pay a late fee of up to $38.00. z, 1 1 See page 2 for important information about your account. C) We will debit your bank account for your payment of $1,538.72 on 09/01/18. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made before 08/30/18. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Data D Learn how to take advantage of your Pay Over Time feature on page s You Spoke. We Listened. '•G Over 1.5 minion more places in the U.S. started accepting American Expressa Cards in 2017. 9 Visit ShopSmanNow.com 9 Payment Coupon Do not staple or use paper clips CI Check here if your addressor phone number has changed. Note changes on reverse side. Pay by Computer a rner ga ntxpress.eom/pbc GO 9 9 p 1/5 Account Ending Available and Pending as or 07/31/18 546,797 For up to date point balance and full program details, visit Account Summary Previous Balance $4,583.84 Payments/Credits -S4,5133.84 New Charges +S1,538.72 Fees +s0.00 New Balance 51,518.72 Days in Billing Period: 30 Customer Care Pay by Computer amerkanexpresscom/pbc Customer Cana Pay by Phone 1-877-877-0987 1400-472.9297 g See page 2 for additional information. gla Pay by Phone ga 1.800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000153872000153872 14 ti Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Payment Due Date 09/12/18 AutoPay Amount $1,538.72 AMEX001622 SDNY_GM_00327422 EFTA_00200176 EFTA01686420 0 MAXWELL D LICAT el-NtrinlIS c p. 2/5 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Eleetronk Withdrawal: ) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check Is not processable elect ronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADA and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example,PayOyer Time TrawlandPayOyer TimeDime° if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dollars on the date we or our agents process it. We will choose a conversion rate that Is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six.month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to c 'edit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1477-877-0987 Hearing Impaired 1-954-503-8905 TTY: 1-800-221-9950 1.877-877-0987 FAX:1 808695 9090 1 -1300•CASH-NOW in NY:1-800 522 1897 Change of Address itOlleCt on front. do not use. • To change your address online. visit wonvarneticanexpless.conVupclatecontactit • foe Name, Company Name, and foreign Address ot Phonechanges. pleas* callCuaomer Care. • Please pent Cindy in blues bleak ink only In the boxes provided. Street Address City, State Zip Code AHome Pho reaCode neand %/kuCie neand (mail E %What*: amoicanexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h Visit amerkannpress.comiautopay today to enroll. i fog information on how we protect you. privacy and to set your communication and privacy choices. please visit www.amerkanexpresccom/princy. AMEX001623 SDNY_GM_00327423 EFTA 00200177 EFTA01686421 Centurion' Card G MAXWELL Clo;ong Dot,: 08 17 18 DUPLICATE COPY Account Ending P. 3/5 Payments and Credits Summary Total Payments 42,589.95 Credits G MAXWELL -51293.89 Total Payments and Credits 44,583.84 Detail 'Indicates pestingdme Payments Amount 08/02/18' G MAXWELL AUTOPAY PAYMENT RECEIVED-THANK YOU UMB BANK NATIONAL ASSOCIATION 42389.95 Credits Amount 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT 41428 07/21/18' G MAXWELL POINTS FOR YOUR CHARGES CREDIT -$25.48 07/21/18' G MAXWELL POINTS FOR YOUR CHARGES CREDIT 41.99 07/21/18' G MAXWELL POINTS FOR YOUR CHARGES CREDIT -$1.50 07/21/18' G MAXWELL POINTS FOR YOUR CHARGES CREDIT -$325.55 07/21/18* G MAXWELL POINTS FOR YOUR CHARGES CREDIT -$25.00 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT 4261.25 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT 489.94 07/21/18' G MAXWELL POINTS FOR YOUR CHARGES CREDIT 410.59 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT 416.58 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT 4130.00 07/21/18' G MAXWELL POINTS FOR YOUR CHARGES CREDIT -$150.17 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT 413.30 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT -58.25 07/21/18' G MAXWELL POINTS FOR YOUR CHARGES CREDIT -$6.80 07/21/18' G MAXWELL POINTS FOR YOUR CHARGES CREDIT -$92.14 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT -525.00 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT 412.9D 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$222 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT 4122.00 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT 412.22 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$18.67 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT 4162.56 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT 416226 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$14.95 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$9.99 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$1430 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT 459.57 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT 483.60 07/21/18' G MAXWELL POINTS FOR YOUR CHARGES CREDIT -510.00 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$60.73 07/21/18' GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$49.00 AMEX001624 Continued on reverse SDNY_GM00327424 EFTA_00200178 EFTA01686422 G MAXWELL Det-NITA-2Pdgo4 p. 4/5 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Now Gunn $605.59 $933.13 $iAnn [ Detail G MAXWELL Card Ending Amount 08/01/18 JASON POSSUMATO 000000001 9177740347 HERMOSA BEACH CA $325.55 08/04/18 TMOBILE•AUTO PAY 89880503798006 800-937-8997 WA $92.10 08/05/18 OROPBOX•L9XV52NHXOJC DROPBOX•L9XVS2N 4159867057 SAN FRANCISCO CA $9.99 08/09/18 WEB•NEIWORKSOLUTIONS 888-642-9675 888-642-9675 FL $14.95 08/1 5/18 USPS PO BOXES ONUNE 660247000 8002758777 800-344-7779 DC $163.00 Is JENNIFER TURNER Caul Ending Amount 07/22/18 ApIPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $25.00 07/24/18 YAVW.ITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $9632 07/26/18 EUROPEAN WAX CENTER BEACO 000000001 2604607290 BOSTON MA $21.00 07/31/18 VINCE 915 592717 (617)279-0659 BOSTON MA $737.51 08/01/18 ADOBE •PHOTOGPHY PLAN Adobe Systems 800433-6687 SAN JOSE CA $10.65 0802/18 FEDEX INV 3896235321389623532 1-800-622-1147 116 E 65TH ST LLC NY DIRECT WILING TRANSACTION FEDEX NW 000389623532 Fed& F1.800622-1147 MEMPHIS TN $24.71 08/05/18 YAVW.FTUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $9.47 08/16/18 IWAYRUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $8.47 Fees Amount Total Fen for thb Period $0.00 AMEX001625 Continued on next page SDNY_GM_00327425 EFTA_00200179 EFTA01686423 Centurion® Card G MAXWELL Closing Date 08/17/18 DUPLICATE COPY Account Ending P 5/5 2018 Fees and Interest Totals Year-to-Date Total Fees in 2018 Total Interest in 2018 Amount S2,471.00 5000 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Balance Interest Percentage Subject to Charge Fran To Rate Interest Rat* PayOver TimeSelect 07/08/2010 10.90%(v) $0.00 $0.00 Total $0.00 (v) Volobf • Rao Information on Pay Over Time Thank no pre-set srridIng Irk on your Cud No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over Timitlimit Is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed Into a Pay Over Time balance. For more information about Pay Over Time features please visit amerkanexpress.com/payoyertime. You are currently enrolled In Pay Over Time Select You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in hill, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. AMEX001626 SDNY_GM_00327426 EFTA_002001 80 EFTA01686424 AMEX001627 SDNY_GM_00327427 EFTA_00200181 EFTA01686425 Centurion. Card G MAXWELL Closing Date 09/17/18 New Balance Payment Due Date DUPLICATE COPY $2,596.35 10/12/19* Slate Payment Warning:If we do not receive your payment by the Payment Due Date of 10/12/18, you may have to pay a late fee of up to $38.00. See page 2 for Important information about your account. C .) We will debit your bank account for your payment of $2,596.35 on 10/02/18. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made before 09/30/18. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Data Learn how to take advantage of your Pay Over Time feature on page 4 You Spoke. We Listened. Over 1.5 million more places in the U.S. started accepting American Expresso Cards in 2017. Visit ShopSmallNow.com Payment Coupon Do not staple or use paper clips rl Check here if your address or phone number has changed. Note changes on reverse side. '• 9 GO 9 9 9 Pay by Computer a rnerica nexpress.com/pbc p. 1/5 Account Ending Available and Pending as of 08/31/18 546,339 For up to date point balance and full program details, visit Account Summary Previous Balance 51,538.72 Payments/Credits -51,538.72 New Charges +52,596.15 Fees +50.00 New Balance 52,596.35 Days in Billing Period: 31 Customer Care Pay by Computer amerkanexpress.com/pbc Customer Cant Pay by Phone 1-877-877-0987 1400-472.9297 g See page 2 for additional information. Pay by Phone ga 1.800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Payment Due Date 10/12/18 AutoPay Amount $2,596.35 Illrrrlrrrlrrrllllrrrrrrllrrrllrrlrllrrrlllrrrlrrrlllrrrrlrrll 000259635000259635 14 rl AMEX001628 SDNY_GM_00327428 EFTA_00200182 EFTA01686426 0 MAXWELL D LICAT el-NtrinlIS c p. 2/5 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Eleetronk Withdrawal: ) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check Is not processable elect ronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADA and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example,PayOyer Time TrawlandPayOyer TimeDime° if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dollars on the date we or our agents process it. We will choose a conversion rate that Is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six.month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to c 'edit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1477-877-0987 Hearing Impaired 1-954-503-8905 TTY: 1-800-221-9950 1.877-877-0987 FAX:1 808695 9090 1 -1300•CASH-NOW in NY:1-800 522 1897 Change of Address itOlleCt on front. do not use. • To change your address online. visit wonvarneticanexpless.conVupclatecontactit • foe Name, Company Name, and foreign Address ot Phonechanges. pleas* callCuaomer Care. • Please pent Cindy in blues bleak ink only In the boxes provided. Street Address City, State Zip Code AHome Pho reaCode neand %/kuCie neand (mail E %What*: amoicanexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h Visit amerkannpress.comiautopay today to enroll. i fog information on how we protect you. privacy and to set your communication and privacy choices. please visit www.amerkanexpresccom/princy. AMEX001629 SDNY_GM_00327429 EFTA_00200183 EFTA01686427 Centurion' Card G MAXWELL Closing Dot(' 09 17 18 DUPLICATE COPY Account Ending 3/5 Payments and Credits Summary Total Payments Credits Total Payments and Credits 41,538.72 $0.00 -81.538.72 Detail 'Indicates posting dam Payments 09/01/18• GMAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$1,538.72 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Now Marge $2,283.13 S313.22 6249635 Detail GMAXWELL Card Ending Amount 08/18/18 UOVO INV630498 11101 BUSINESS SERVICES LONG ISLANDC NY $162.56 08/21/18 VINCE 915 592717 (617)279-0659 BOSTON MA $150.00 moms JASON POSSUMATO 000000001 9177740347 HERMOSA BEACH CA $32555 09/04/18 TMOBILE•AUTO PAY 89880503798006 800-937-8997 WA $97.62 09/04/18 LOTTE NY PALACE F&B Arrival Date Departure Date 09/04/16 09/04/18 00000000 LODGING NEW YORK NY $152.37 09/05/18 DROPBOX•FISNCKS IPX3X DROPBOX•HSNCK51 4159867057 SAN FRANCISCO CA 8989 09/05/18 AUGUST RESTAURANT 212-935-1433 NEW YORK NY S128.81 09/05/18 DIGS 0000 212-750-0101 NEW YORK NY $49528 09/06/18 WELPNEIWORICSOLUTIONS 888-642-9675 888-042-9675 FL $14.95 09/06/18 Illesteva 212-952-2664 New York NY $575.00 09/14/18 VINCE 91S 592717 BOSTON MA $171.00 (617)279-0659 AMEX001630 Continued on reverse SDNY_GM_00327430 EFTA_002001 84 EFTA01686428 G MAXWELL DUPLICATE COPY Account ending z unu04 p 415 Detail Continued Amount IS JENNIFER TURNER Card Ending Amount 08/24118 VAIAVITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTWO CA 529.72 08/28/18 DEBORAH COULL SALON 650000004832880 9782821778 GLOUCESTER MA 5185.00 09/01/18 ADOBE •PHOTOGPHY PLAN Adobe Systems 900-833-6687 SAN JOSE CA $10.65 09/07/18 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU 552.26 09/08/18 ApIPay STARBUCKS.COM GIFT CARD 800-782-7282 WA 525.00 09/I W18 VAVVIRUNES.COM/BILL DIRECTMKTG INTERNET CUPERTINO CA $10.59 Fees Amount Total Fees for this Period $0.00 2018 Fees and Interest Totals Year-to-Date Total Fees In 2018 Total Interest in 2018 Amount $2,471.00 50.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage Rate Pay Over Time Select Total M variable Rare From To Wanes Subject to Interest Rate Interest Charge 07/08/2010 10.9094(v) S0.00 $0.00 $0.00 Information on Pay Over Time There Is no preset spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over TInuaLimk is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance. For more information about Pay Over Time features please visit amerkanexpress.com/payovertime. AMEX001631 Continued on next page SDNY_GM_00327431 EFTA_002001 85 EFTA01686429 DUPLICATE COPY Centurion"' Card p. 515 G MAXWELL Closing Date 09/17/18 Account Ending Information on Pay Over Time continued You are currently enrolled In Pay Over Time Select You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. AMEX001632 S ON Y_G M_00327432 EFTA 00200186 EFTA01686430 AMEX001633 SDNY_GM_00327433 EFTA_00200 1 87 EFTA01686431 Centurion® Card DUPLICATE COPY 0. 2/9 G MAXWELL Closing Date 10/18/18 New Balance Payment Due Date $2,578.87 11/12/18s Slate Payment Warning:If we do not receive your payment by the Payment Due Date of 11/12/18, you may have to pay a late fee of up to $38.00. See page 2 for important information about your account. 0 Seepage? for a Notice Of Change To The Membership Rewards Program Terms & Conditions. 00 We will debit your bank account for your payment of $2,578.87 on 11/02/18. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 10/31/18. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. 0 Important Information: To access the most up to date version of your Cardmember Agreement, please log in to your Account at www.amerIcanampniss.com. 0 Learn how to take advantage of your Pay Over Time feature on page Continued on page 3 Payment Coupon Do not staple or use paper clips In Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer a rner Kanexpress.com/pbc Account Ending Available and Pending as of 09/30/18 548,937 For up to date point balance and full program details, visit Account Summary Previous Balance 52.596.35 Payments/Credits -52.766.90 New Charges +52,749.42 Fees +50.03 New Balance $ 2,5 78 .87 Days in Billing Period: 31 Customer Care Pay by Computer amerkanexpress.com/pbc Customer Cant Pay by Phone 1-877-877-0987 1400-472.9297 g See page 2 for additional information. Pay by Phone 1-8C0-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000257887000257887 14 rl Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Payment Due Date 11/12/18 AutoPa 2,578.87 y Amount 8 AMEX001634 SDNY_GM_00327434 EFTA_00200188 EFTA01686432 0 MAXWELL D LICAT el-NtrinlIS c p. 2/9 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Eleetronk Withdrawal: ) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check Is not processable elect ronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 880 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADA and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example,PayOyer Time TrawlandPayOyer TimeDime° if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dollars on the date we or our agents process it. We will choose a conversion rate that Is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six.month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to c 'edit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1477-877-0987 Hearing Impaired 1-954-503-8905 TTY: 1-800-221-9950 1.877-877-0987 FAX:1 808695 9090 1 -1300•CASH-NOW in NY:1-800 522 1897 Change of Address itOlleCt on front. do not use. • To change your address online. visit wonvarneticanexpless.conVupclatecontactit • foe Name, Company Name, and foreign Address ot Phonechanges. pleas* callCuaomer Care. • Please pent Cindy in blues bleak ink only In the boxes provided. Street Address City, State Zip Code AHome Pho reaCode neand %/kuCie neand (mail E %What*: amoicanexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h Visit amerkannpress.comiautopay today to enroll. i fog information on how we protect you. privacy and to set your communication and privacy choices. please visit www.amerkanexpresccom/princy. AMEX001635 SDNv_GM_00327435 EFTA 00200189 EFTA01686433 Centurions Card G MAXWELL Closing Date 10/18/18 DUPLICATE COPY You Spoke. We Listened. Over 1.5 million more places in the V.S. started accepting American Express' Cards in 2017. Visit ShopSmal I Now.com Account Ending p 3/9 Payments and Credits Summary Total Payments Credits G IAAXWELL Total Payments and Credits 42.596.35 -$170.55 -52,766.90 Detail imacencatiag oft Payments 10/02/18' GMAXWELL Amount AIJTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK. NATIONAL ASSOCIATION -$259635 Credits Amount 10/03/18 GMAXWELL VINCE 915 592717 BOSTON MA (617)279 0659 -$170.55 New Charges Summary Total G MAXWELL JENNIFER TURNSR Total New Charges $2.419.14 $33028 $2,749.42 Detail GMAXWELL Card Ending Amount 09/18/18 UOVO INV632795 11101 BUSINESSSERVICES LONG ISI.ANDC NY $162.56 09/18/18 MIKE'S PLACE 978-282-0777 GLOUCESTER MA $23.87 09/18/18 CROSBY'S MARKETPLACE-MAN 0000000002738 9785264444 MANCHESTER MA $4521 09/24/18 Western 212-952-2664 New York NY $575.00 09/25/18 VINCE 915 592717 (617)279-0659 BOSTON MA $66026 09/27/18 REG OF MOTOR VHCL BOSTON MA S11500 8573688670 AMEX001636 Continued on reverse SDNY_GM_00327436 EFTA_00200190 EFTA01686434 G MAXWELL Det-NITRgPETo4 P49 Detail Continued Amount 10/01/18 JASON POSSUMATO 000000001 HERMOSA BEACH CA 5325.55 9177740347 10/02/18 THE PARK LANE HOTEL 0000 NEW YORK NY $1.00 Arrival Date Departure Date 10/14/18 10/17/18 00000000 LODGING CARDEPOSIT 10/04/ I 8 TMOBILE•AUTO PAY 8009378997 WA 591.00 89880503798006 10/04/18 WE B•NETWORKSOLUTIONS 888•642.9675 FL $14.95 888.642.9675 10/05/18 DROPBOX•SMDGWR7MDLS8 DROPBOX'SMDGWRI SAN FRANCISCO CA 59.99 4159667057 10/15/18 LOEWS HOTELS REGENCY BAR LOEWS HOTELS NEW YORK NY 554.00 888-320-6065 10/15/18 AMOUR DE HAIR NEW YORK NY 579.50 BEAUTY/BARBER SHOP mem JULIEN FAREL NEW YORK NY 5261.25 2128880407 El JENNIFER TURNER Card Ending Amount 09/24/18 WVAV.ITUNES.COMMILL DIRECT MKTG INTERNET CUPERTINO CA $31.83 09/25/18 USER TRIP JNBC3 HELP.UBER.COM HELP.UBER.COM CA 57.04 09/25/18 EUROPEAN WAX CENTER NEWBU 000000001 2604607290 BOSTON MA $71.00 09/25/18 SASSOON 1909 SASSOON 1909 907-522.5223 BOSTON MA $105.00 09/25/18 USER TRIP USIUZ HELP.UBER.COM HELP.UBER.COM CA 59.93 09/25/18 USER TRIP JJKIV HELP.UBER.COM HELP.UBER.COM CA $1025 10/01/18 ADOBE •PHOTOGPW PLAN Adobe Systems 800.833-6687 SAN JOSE CA $10.65 10/05/18 MADAM HAD'EM 948907989600217 (781)718-2843 MANCHESTER MA $60.00 10/08/18 WWWITUNES.COMMILL DIRECT MKTG INTERNET CUPERTINO CA 51458 10/09/18 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU 510.00 Fees Amount Total Faits for thb Pitdod 50.00 AMEX001637 Continued on next page SDNY_GM_00327437 EFI'A_OO2OO191 EFTA01686435 Centurion® Card DUPLICATE COPY p. 5/9 G MAXWELL Closing Date 10/18/18 Account Ending 2018 Fees and Interest Totals Year-to-Date Amount Total Fees in 2018 Total Interest in 2018 $2,471.00 5000 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Balance Interest Percentage Subject to Chary* From To Rate Interest Rate PayOver Time Select 07/08/2010 ii.15% $0.00 $0.00 Total $0.00 (v)ValabN Information on Pay Over Time Throb no pre-set spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with you, use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over Timitlimit is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed Into a Pay Over Time balance. For more information about Pay Over Time features please visit amerkanoxpress.com/payoyertIme. You are currently enrolled in Pay Over Time Select You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. AMEX001638 SDNY_GM_00327438 EFTA_00200192 EFTA01686436 G MAXWELL D1049,10.99EX04 p 6/9 AMEX001639 SDNY_GM_00327439 EFTA 00200193 EFTA01686437 Centurion° Card G MAXWELL Closing Date 10/18/18 DUPLICATE COPY Account Ending Notice of Important Changes to the Membership Rewards® Program Terms We are making a change to the Membership Rewards Program Terms & Conditions. We encourage you to read this notice, share it with Additional Card Members on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. A summary of the changes appear below. The detailed changes can be found after the summary chart. Summary of Changes, effective Immediately About The Program and The Premier Rewards Gold Card from American Express will now be known Getting Points as the American Expresso Gold Card. We are changing how additional points are awarded on this product to award more additional points for purchases at U.S. restaurants and U.S. supermarkets and to no longer award additional points for purchases at U.S. gas stations. All existing Premier Rewards Gold Card Members will continue to receive one (1) additional point (for a total of two (2) points) on gasoline purchase at gas stations located in the U.S. (superstores. supermarkets and warehouse clubs that sell gasoline are not considered gas stations) until October 4, 2019. Using Points The functionality to use points for Pending Charges on your Mobile App is no longer available. p 7/9 Summary of Changes, effective November 1, 2018 About The Program and Getting Points The International Dollar Platinum Card® Card Members will be eligible to earn 2X Membership Rewards points on dining charges, according to applicable Terms and Conditions. Summary of Changes, effective January 11, 2019 About The Program and Getting Points The Mercedes-Benz Credit Card from American Express and The Platinum Care from American Express Exclusively for Mercedes-Benz will no longer be part of the Membership Rewards program. See the following page(s) for the Detail of Changes to the Membership Rewards Program Terms & Conditions. CMLENDOW(Me164° SDNY_GM_00327440 EFTA JX)200I94 EFTA01686438 G MAXWELL DVERCIgg.2988104 p819 Detail of Changes to the Membership Rewards Program Terms & Conditions This notice amends the Membership Rewards Program Terms & Conditions (the "Terms & Conditions") as described below. We have the right to amend as described in the Terms & Conditions. Any terms in the Terms & Conditions conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. A. Effective immediately, your Terms & Conditions will be amended as follows: ABOUT THE PROGRAM: WHO CAN USE THE PROGRAM & ANNUAL FEES, GETTING POINTS: GETTING ADDITIONAL POINTS and GETTING POINTS: BUYING POINTS All references to the Premier Rewards Gold Card from American Express, in the Who Can Use the Program & Annual Fees sub-section under the About the Program section and Buying Points sub￾section under the Getting Points section, will be deleted and replaced with American Express. Gold Card. In the Getting Additional Points sub-section of the Getting Points section, the Premier Rewards Gold Card from American Express section will be deleted in its entirety and replaced with the following: American Express Gold Card Subject to these Terms and Conditions, for each dollar charged for an eligible purchase in each billing period on your American Express Gold Card you will earn: • Three (3) additional points (for a total of four (4) points) at restaurants located in the U.S. • Three (3) additional points (for a total of four (4) points) on the first $25,000 of eligible purchases per calendar year at supermarkets located in the U.S. (superstores and warehouse clubs are not considered supermarkets). Two (2) additional points (for a total of three (3) points) for airfare on a scheduled flight charged directly with passenger airlines or at amextravel.com (Charter flights and private jet flights are excluded). B. Effective immediately, your Terms & Conditions will be amended as follows: USING POINTS: USING POINTS FOR YOUR CHARGES In the Using Points for Your Charges sub-section of the Using Points section, the last section, entitled "How to Use Points for Select Pending Charges", will be deleted in its entirety. C. Effective November 1, 2018, your Terms & Conditions will be amended as follows: ABOUT THE PROGRAM: WHO CAN USE THE PROGRAM & ANNUAL FEES, GETTING POINTS: GETTING ADDITIONAL POINTS and GETTING POINTS: BUYING POINTS The International Dollar Platinum Card® will be added to the Who Can Use the Program & Annual Fees sub-section under the About the Program section and Buying Points sub-section under the Getting Points section. In the Getting Additional Points sub-section of the Getting Points section, the International Dollar Platinum Card will be added with the following: The International Dollar Platinum Care Subject to these Terms and Conditions, for each dollar charged for an eligible purchase in each billing period on your International Dollar Platinum Card you will earn: • One (1) additional point (for a total of two (2) points) at restaurants located in the U.S. D. Effective January 11, 2019, your Terms & Conditions will be amended as follows: ABOUT THE PROGRAM: WHO CAN USE THE PROGRAM & ANNUAL FEES, GETTING POINTS: GETTING ADDITIONAL POINTS and GETTING POINTS: BUYING POINTS All references to The Mercedes-Benz Credit Card from American Express and The Platinum Card from American Express Exclusively for Mercedes-Benz in the Who Can Use the Program & Annual Fees sub￾section under the About the Program section and Buying Points sub-section under the Getting Points section, will be deleted in its entirety. CMLENDOWS1641 SONY_GM_00327441 EFTA_00200 195 EFTA01686439 Centurion® Card DUPLICATE COPY p9/9 G MAXWELL Closing Date 10/18/18 Account Ending CMLENDDMIMMI642 SDNY_GM_00327442 EFTA 00200196 EFTA01686440 AMEX001643 SDNY_GM_00327443 EFTA 00200197 EFTA01686441 Centurion® Card DUPLICATE COPY p.1/7 G MAXWELL Closing Date 11/16/18 New Balance Payment Due Date $11,543.04 12/12/18* Slate Payment Warning: If we do not receive your payment by the Payment Due Date of 12/12/18, you may have to pay a late fee of up to $38.00. z,i See page 2 for Important information about your account. We will debit your bank account for your payment of 511,543.04 on 12/01/18. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made before 11/29/18. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Data D Learn how to take advantage of your Pay Over Time feature on page s k a ON NOV 24, WE'RE AU. FOR SMALL. for•OoCil stth Kercnngs:oxim to 0./ t0rnntv Iran re, t cenciandidbmaa ti."41.13 W-rder Mute dire, r.e....rb..Js tlyne a' do Soo. MT 21 wi • rt., re JITI cim.P. IsamsnatIllhopftellits Payment Coupon Do not staple or use paper clips In Check here if your address or 1—i phone number has changed. Note changes on reverse side. Pay by Computer a rneuca nexpress.com/pbc Account Ending Available and Pending as of 10/31/18 551,517 For up to date point balance and full program details, visit Account Summary Previous Balance 52.578.87 Payments/Credits -52.578.87 New Charges .S11,543.04 Fees +50.80 New Balance $11,543.04 Days in Billing Period: 29 Customer Care Pay by Computer amerkanexpress.com/pbc Customer Cant Pay by Phone 1-8774377-0987 1.800.472.9297 g See page 2 for additional Information. gla Pay by Phan* ga 1.800472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Payment Due Date 12/12/18 AutoPay Amount $11,543.04 Illrrrlrrrlrrrllllrrrrrrllrrrllrrlrllrrrlllrrrlrrrlllrrrrlrrll 001154304001154304 14 ri AMEX001644 SDNY_GM_00327444 EFTA_00200198 EFTA01686442 0 MAXWELL D LICAT el-NtrinlIS c p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Eleetronk Withdrawal: (I) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADA and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example,PayOyer Time TrawlandPayOyer TimeDime° if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dollars on the date we or our agents process it. We will choose a conversion rate that Is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six.month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to c 'edit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1477-877-0987 Hearing Impaired 1-954-503-8905 TTY: I.800.221-9950 1.877-877-0987 FAX:1 623-707-4442 1 4300•CASH-NOW In NY:1-800-522.1897 Change of Address itOlleCt on front. do not use. • To change your address online. visit wonyarnericanexpress.conVupclatecontactit • for Name. Company Name, and Foreign Address or Phonechanges. pleas* callCuaonier Cart • Please print clearly in blue or bin* ink only In the boxes provided. Street Address City, State Zip Code AHome Pho reaCode neand ,taCie neand (mall E Winans: ammicanexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h Visit ammkanexprw s.comutopay M today to enroll. i for information on how we protect your privacy and to set your communication and privacy choices. please visit www.amerkanexpresccom/princy. AMEX001645 SDNY_GM_00327445 EFTA 00200199 EFTA01686443 Centurion • Card G A' X1NE LL Closing D.rtr, 11 16 18 DUPLICATE COPY Account Ending P- 3/7 Payments and Credits Summary Total Payments Credits Total Payments and Credits -52,578.87 $0.00 -$2,570.87 Detail Indicate. posting date Payments 11/02/186 G MAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -52.578.87 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Nowt:barges $10,66753 $87531 $11,543.04 Detail G MAXWELL Card Ending Amount 10/24/18 Ilksteva 857-250-2497 BOSTON MALIBU MA $127.50 10/29/18 IN 'THE RANCH AT LIVE OAK MALIBU 1760490265 CA 57.80000 10/30/18 UOVO INV634438 11101 BUSINESS SERVICES LONG ISLAND C NY $162.56 11/01/18 JASON POSSUMATO 000000001 9177740347 HERMOSA BEACH CA $325.55 11/01/18 WEB•NETWORICSOLUTIONS 888-642-9675 888442-9675 FL $14.95 11/04/18 TMOBILPAUTO PAY 89080503798006 800-937-8997 WA $91.09 11/05/18 DROPBOVIS18KC23XGW4 DROPBOX67518KC2 4159867057 SAN FRANCISCO CA $9.99 11/06/18 WCTAXI2G17 09012460010 000-0000000 LONG ISLAND C NY $12-30 11/06/18 PRET A MANGER 151588 10022 RESTAURANT NEW YORK NY $13.24 11/06/18 M. Management Inc. JTL Management 7183927000 Long Island City NY $7.80 11/07/18 WARWICK HOTEL 212-247-2700 NEW YORK $31.50 11/07/18 PRET A MANGER NEW YORK NY $16.51 101677 10019 RESTAURANT AMEX001646 Continued on reverse SDNY_GM_00327446 EFTA_00200200 EFTA01686444 G MAXWELL DIM-12tItML p 4/7 Detail Continued Amount 11/07/18 CONCEPT SALON LTD 000000001 2126446366 NEW YORK NY $9928 11/07/18 PO EAST 6STH ST RESTAURANT NEW YORK NY $31.00 11/013/18 ST REGIS HOTEL 212-753-4500 NEW YORK NY S87.00 11/09/18 APPLE STORE R0218021 COMPUTER STORE CAMBRIDGE MA $1,198.50 11/10/18 CVS PHARMACY 8007467287 PHARMACIES BEVERLY MA $8.70 11/14/18 APPLE STORE 8095 8095 COMPUTER STORE NEW YORK NY 575.12 11/14/18 APPLE STORE 8095 8095 COMPUTER STORE NEW YORK NY $172.02 11/14/18 APPLE STORE 8095 8095 COMPUTER STORE NEW YORK NY 5162.22 11/14/18 SEPHORA 0000000000000003010022 NEW YORK NY $57.70 11/15/18 USPS PO BOXES ONLINE 660247000 8002758777 800-344-7779 DC $163.00 s JENNIFER TURNER Can! Ending Amount 10/19/18 WWWITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $1059 10/24/18 EUROPEAN WAX CENTER BEACO 000000001 2604607290 BOSTON MA $747.00 10/25/18 GODADDY.COM (480)505-8855 480-50S-8855 AZ $4.99 10/26/18 VAVW.ITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA 536.09 11/01/18 ADOBE *PHOTOGPHY PLAN Adobe Systems 800433-6687 SAN JOSE CA $10.65 11/06/18 ApIPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $25.00 11/09/18 UBER TRIP KLY62 HELP.UBER.COM HELP.UBEILCOM CA 55.60 11/12/18 1WM.ITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $10.59 11/15/18 ApIPay STARBUCKS.COM GIFT CARD 800-7Pa-7282 WA $25.00 Fees Amount Total Foos for thb Porlod $0.00 AMEX001647 Continued on next page SDNY_GM_00327447 EFTA_00200201 EFTA01686445 Centurion® Card DUPLICATE COPY p. 5/7 G MAXWELL Closing Date 11/16/18 Account Ending 2018 Fees and Interest Totals Year-to-Date Amount Total Fees in 2018 Total Interest in 2018 $2,471.00 5000 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Balance Interest Percentage Subject to Charge Front To Rate Interest Rent PayOver TimeSelect 07/06/2010 11.1596(v) 50.00 $0.00 Total 50.00 (v) Volobf • Rao Information on Pay Over Time Thumb no pre-set srridIng limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over Time Limit Is 535,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed Into a Pay Over Time balance. For more information about Pay Over Time features please visit amerkanexpress.com/payoyertIme. You are currently enrolled In Pay Over Time Select You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. AMEX001648 SDNY_GM_00327448 EFTA_00200202 EFTA01686446 G MAXWELL D1049,10.99EX04 p 6/7 AMEX001649 SDNY_GM_00327449 EFTA_00200203 EFTA01686447 Centurion° Card G MAXWELL Closing Date 11/16/18 DUPLICATE COPY p.7/7 Account Ending Monitor what Matters with CreditSecure' Get premium credit monitoring identity protection and resolution services. Exclusively for American Express' Card Members. Only 9 for the first 30 days. $16.99 every 30 days thereafter. Sales tax may apply. Terms and Conditions apply. Enroll at AmericanExpress.com/CreditSecure Markel Specialty now accepts American Express® Cards! With over 70+ years of experience. Markel Specialty is dedicated to delwenng superior service to our customers. This • experience has enabled us to offer a portfolio of small business and specialty insurance products nationwide. We provide: • Experience and stability from your insurance provider • Payment plans to meet every budget • Professional. expenenced. in. house claims teams • Extensive risk management and loss control tools to help you identify and mitigate loss drivers 'Products and services are offered through Markel Specialty, a business division of Markel Service Incorporated. Policies are written by one or more Markel insurance companies. Lic. No. 27585 Terms and conditions for rate and coverage. may vary by state and class of business. For more information. visit markelinsurance.com or call 888-5O0-3344. You Spoke. We Listened. Over L5 million more places in the U.S. started accepting American Express® Cards in 2017 Visit ShopSmallNow.com 9 9 •• 9 •• 9 AMEX 001650 SDNv_GM_00327450 EFTA_00200204 EFTA01686448 AMEX001651 SDNY_GM_00327451 EFTA_00200205 EFTA01686449 Centurion® Card DUPLICATE COPY p. US G MAXWELL Closing Date 12/18/18 New Balance $3,536.59 Payment Due Date 01/12/19* :Late Payment Warning: If we do not receive your payment by the Payment Due Date of 01/12/19, you may have to pay a late fee of up to 538.05. pi See page 2 for Important information about your account. 0 We will debit your bank account for your payment of $3,536.59 on 01/02/19. This date may not be the same date your bank will debit your bank account Any inquiry to American Express concerning this debit should be made before 12/31/18. If your AutoPay payment Is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Data Learn how to take advantage of your Pay Over Time feature on pogo S You Spoke. We Listened. '•G Over 1.5 millIon more places in the U.S. started accepting American Expresso Cards in 2017. 9 Visit ShopSmanNow.com 9 Payment Coupon Do not staple or use paper clips CI Check here if your addressor I—I phone number has changed. Note changes on reverse side. Pay by Computer a rner Ka nexpress.comipbc GO 9 9 Account Ending Available and Pending as of 11/30/113 563,064 For up to date point balance and full program details, visit Account Summary Previous Balance 511,543.04 Payments/Credits -511,543.04 New Charges +53,536.59 Fees +50.00 New Balance $3,536.59 Days in Billing Period: 32 Customer Care Pay by Computer amerkanexpresscom/pbc Customer Cant Pay by Phone 1-877-877-0987 1400-472.9297 g See page 2 for additional Information. Pay by Piton* 1.800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Payment Due Date 01/12/19 AutoPay Amount 53,536.59 IllrrrlrrrlrrrlIIlrrrrrrllrrrllrrlrllrrrlllrrrlrrrlllrrrrlrrll 000353651000353659 14 rl AME X001652 SDNY_GS.1_00327452 EFTA_00200206 EFTA01686450 0 MAXWELL D LICAT el-NtrinlIS c p. 2/5 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Eleetronk Withdrawal: (I) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial Institution, unless the check is not processable elect ronkally or a less costly process Is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADA and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, PayOver Time TrawlandPayOyer TimeDime° if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the sixmonth period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account tocredit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1477-877-0987 Hearing Impaired 1-954-503-8905 TTY: I.800.221-9950 1.877-877-0987 FAX:1 623-707-4442 1 4300•CASH-NOW In NY:1-800-522.1897 Change of Address itOlleCt on front. do not use. • To change your address online. visit wonyarnericanexpress.conVupclatecontactit • for Name. Company Name, and Foreign Address or Phonechanges. pleas* callCuaonier Cart • Please print clearly in blue or bin* ink only In the boxes provided. Street Address City, State Zip Code AHome Pho reaCode neand ,taCie neand (mall E Winans: ammicanexpiess.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK Ni 07101 1270 r Pay Your Bill with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h Visit ammkanexprws.comiautopay today to enroll. i for information on how we protect your privacy and to set your communication and privacy choices. please visit www.amerkanexpresccom/princy. AMEX001653 SDNv_GM_00327453 EFTA_00200207 EFTA01686451 Centurion • Card G MAXWELL Closing Ddil, 12 18 18 DUPLICATE COPY Account Ending p. 3/5 Payments and Credits Summary Total Payments Credits Total Payments and Credits -S11,543.04 $0.00 -811,543.04 Detail *Indicates potting date Payments 12/01/18* G MAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -S11,543.04 New Charges Summary Total G MAXWELL JENNIFER TURNER Total News:barges $3,26035 $276.04 $3,536.59 Detail G MalUCWELL Card Ending Amount 11/18/18 UOVO INV636334 11101 BUSINESS SERVICES LONG ISLAND C NY $162.56 11/27/18 NYCTAX17L68 09012460010 0000000000 LONG ISLAND C NY $12.30 11/27/18 PRIVE BY LAURENT D squateuptornitecelpls New York NY $386.65 11/28/18 NYCTAXI1V73 09012460010 000-0000000 LONG ISLAND C NY $11.30 11/28/18 TSP FLORA BAR 274240683 9177741081 NEW YORK NY $87.49 11/28/18 PRET A MANGER 16960010022 RESTAURANT NEW YORK NY $721 11/28/18 JUUEN FAREL 2128880407 NEW YORK NY $235.13 11/28/18 JUUEN FAREL 2128880407 NEW YORK NY S59.57 11/28/18 LOEWS HOTEL REGENCY GRILL LOEWS HOTEL 888-320-6065 NEW YORK NY $37.00 11/29/18 WEThEIWORKSOLUT1ONS 888-642-9675 888-642-9675 FL $14.95 12/01/18 JASON POSSUMATO 0000110001 9177740347 HERMOSA BEACH CA $325.55 12/04/18 TMOBILPAUTO PAY 89880503798006 800.937-8997 WA $91.11 12/05/18 DROPBOX•KBLRE57GFTPW SAN FRANCISCO CA $9.99 4159867057 AMEX001654 Continued on reverse SDNY_GM_00327454 EFTA_00200208 EFTA01686452 G MAXWELL DWIco-IM,icifint P' 45 Detail Continued Amount 12106/18 MEDICAL IMAGING OF MANHAT 084870020710 2127942930 NEW YORK NY $925.00 12/06/18 PO EAST 65TH ST RESTAURANT NEW YORK NY 521.00 12/06/18 VTS G N TAX1FLEET C YTS G N TAXI FL 718-627-7097 BROOKLYN NY 52230 12/06/18 SILVER MIRROR FACIAL BAR 4368455573894 2134401333 NEW YORK NY $83.60 12/07/18 NYCTAX11.115 09012460010 000-0000000 LONG ISLAND C NY $18.80 12/02/18 PRET A IAANGER 19589502116 RESTAURANT BOSTON MA 58.11 12/09/18 TSP VIDALIAS 000000236 2126479956 WEST NEWBURY MA $76.77 12/11/18 THE UPS STORE 5768 BUSINESS SERVICE BOSTON MA $396.00 12/13/18 SASSOON 1909 SASSOON 1909 907-522-5223 BOSTON MA $10500 12/18/18 UOVO INV638397 11101 BUSINESS SERVICES LONG ISLAND C NY $162.56 JENNIFER TURNER Caid Ending Amount 11/2W I 8 WWW.ITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA 516.97 11/22/18 WWW.ITUNES.COM/8ILL DIRECT MKTG INTERNET CUPERTINO CA $2124 11/28/18 ApIPay STARBUCKS.COM GIFT CARD 803-782-7282 WA $25.00 12/01/18 ADOBE •PHOTOGPHY PLAN Adobe Systems 800433.6687 SAN JOSE CA $10.65 12/03/18 WVAVITUNES.COWBILL DIRECT MKTG INTERNET CUPERTINO CA $8.48 12/08/18 WEIPREGISTERWEBSITE 800499-9723 8004994723 FL $39.99 12/11/18 EUROPEAN WAX CENTER BEACO 000000001 2604607290 BOSTON MA $21.00 12/13/18 BOSTON WELLNESS MASSAG 617.959.3901 BOSTON MA $95.00 12/14/18 SWAN ITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $12.71 12/17/18 ApiPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $2500 Fees Amount Total Feet Tor thb Padua $0.00 AMEX001655 Continued on next page SDNY_GM_0032745S EFTA_002002O9 EFTA01686453 Centurion® Card DUPLICATE COPY P G MAXWELL Closing Date 12/18/18 Account Ending 2018 Fees and Interest Totals Year-to-Date Amount Total Fees in 2018 Total Interest in 2018 52,471.00 S0A0 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Selena Interest Percentage Subject to Charge Fran To Rate Interest Rate PayOver TimeSelect 07/08/2010 11.1596(v) $0.00 $0.00 Total $0.00 (v) Volobf • Rao Information on Pay Over Time Meals no pre-set srridIng limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over Time Limit Is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed Into a Pay Over Time balance. For more information about Pay Over Time features please visit amerkanexpress.com/payoyertIme. You are currently enrolled In Pay Over Time Select You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. AMEX001656 SDNY_GM_00327456 EFTA_002 002 10 EFTA01686454 AMEX001657 SDNY_GM_00327457 EFTA_00200211 EFTA01686455 Centurion® Card DUPLICATE COPY p. 1,5 G MAXWELL Closing Date 01/18/19 New Balance $4,327.04 Payment Due Date 02/12/19* ILate Payment Warning: if we do not receive your payment by the Payment Due Date of 02/12/19, you may have to pay a late fee of up to $38.00. See page 2 for important information about your account. We will debit your bank account for your payment of $4,327.04 on 02/02/19. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 01/31/19. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. Important Information:To access the most up to date version of your Cardmember Agreement, please log in to your Account at www.americanexpress.com. Learn how to take advantage of your Pay Over Time feature on page 5 El Payment Coupon Do not staple or use paper clips I I I I Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc Account Ending Available and Pending as of 12/31/18 566,602 For up to date point balance and full program details, visit Account Summary Previous Balance $3,536.59 Payments/Credits -$3,536.59 New Charges +$4,327.04 Fees +50.00 New Balance $4,321.01 Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1 877 877 0987 1 8C0 472-9297 O See page 2 for additional information. On Pay by Phone la 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000432704000432704 14 d Account Ending Enter 15 digit account I on all payments. Make check payable to American Express. Payment Due Date 02/12/19 AutoPay Amount $4,327.04 AMEX001658 SDNY_GM_00327458 EFTA 00200212 EFTA01686456 0 MAXWELL D LICAT el-NtrinlIS c p. 2/5 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Eleetronk Withdrawal: (I) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADA and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example,PayOyer Time TrawlandPayOyer TimeDime° if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dollars on the date we or our agents process it. We will choose a conversion rate that Is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six.month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to c 'edit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1477-877-0987 Hearing Impaired 1-954-503-8905 TTY: I.800.221-9950 1.877-877-0987 FAX:1 623-707-4442 1 4300•CASH-NOW In NY:1-800-522.1897 Change of Address itOlleCt on front. do not use. • To change your address online. visit wonyarnericanexpress.conVupclatecontactit • for Name. Company Name, and Foreign Address or Phonechanges. pleas* callCuaonier Cart • Please print clearly in blue or bin* ink only In the boxes provided. Street Address City, State Zip Code AHome Pho reaCode neand ,taCie neand (mall E Winans: ammicanexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h Visit ammkanexprws.comiautopay today to enroll. i for information on how we protect your privacy and to set your communication and privacy choices. please visit www.amerkanexpresccom/princy. AMEX001659 SDNY_GM_00327459 EFTA 00200213 EFTA01686457 Centurion' Card G MAXWELL Closing Dole 01 18 19 DUPLICATE COPY Account Ending p 3/5 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$3,536.59 $0.00 -$3,53639 Detail Indicates posting date Payments 01/02/19' GMAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$3,536.59 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges 53,27481 $1,052.23 64,327.04 Detail ® GMAXWELL Card Ending Foreign Spend Amount 12/19/18 TOKYO MIDTOWN -MINATO-KU TOKYO JAPAN MISC/SPKIALTY RETAIL JP 4a60 JamneseYen $43.35 12/26/18 ZARA SHIBUYA -SHIBUYA-KU TOKYO JAPAN MISC APPAREL STORE JP 7,990 npanneYan $72.44 12/27/18 BEST BUY 888-BESTBUY CAMBRIDGE MA $31.86 12/27/18 WEPNETWORKSOLUT10.6 888-642-9675 888-642-9675 FL $14.95 01/01/19 JASON POSSUMATO 000000001 9177740347 HERMOSA BEACH CA $325.55 01/04/19 TMOBILPAUTO PAY 89880503798006 800-937-8997 WA $91.09 01/05/19 DROPBOrK64MSIMAQXNR 4159867057 SAN FRANCISCO CA $9.99 01/08/19 CARLYLE HOTEL RESTAURANT NEW YORK NY $101.00 01)08/19 PO EAST 65TH ST RESTAURANT NEW YORK NY $28.50 01/06/19 NYC-TAXI VERIFONE 718-786-8585 LONG ISLAND CITY NY $8.80 01/08/19 NIKE NY UPPER E 359 SPORTINGGOODS STORE NEW YORK $90.00 01/09/19 WCTAXI7D4909002810018 000-0000000 BROOKLYN NY $6.30 01/09/19 JULIEN FAREL NEW YORK NY $299.92 2128880407 AMEX001660 Continued on ICYCise SDNY_GM_00327460 EFTA_00200214 EFTA01686458 G MAXWELL DYLNRITUPAL p. L Detail Continued Foreign Spend Amount 01/1W19 PRIVE BY LAURENT D squareupkorNreceipts New York NY $261.25 01/10/19 GARDEN COURT CAFE 0000 212-570-5202 NEW YORK NY $40-57 01/1W19 BLOOMINGDALES NEW YORK 000000001 8665932540 NEW YORK NY Mat 0111W19 JOAN L KENT MC PC 046405000502517 212-772-2900 NEW YORK NY 5400.00 01/16/19 AMERICAN D(PRESSTVL SVC JETBLUE From: To: BOSTON LOGAN INTER LOS ANGELES INTERN BOSTON LOGAN INTER Tkket Number: 27972405523451 Passenger Name: MiU(WELL/GHISLAINE NO Document Type: PASSENGER TICKET PHOENIX (airier 86 86 Date of Departure:01/25 Class: I I AZ $1,236.60 01/18119 UOVO LONG ISLAND C NY $162.56 1NV640504 11101 BUSINESS SERVICES Is JENNIFER TURNER Card Ending Foreign Spend Amount 12/19/18 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU $10.00 12/21/18 WWW.ITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA 514.85 12/28/18 VAW/ITUNES.COWBILL DIRECT MKTG INTERNET CUPERTINO CA $25.48 12/29/18 GODADDY.COM (480)505-8855 480-50543855 AZ $15.17 01/01/19 ADOBE •PHOTOGPHY PLAN Adobe Systems 800.8336687 SAN JOSE CA S10.65 01/03/19 SASSOON 1909 SASSOON 1909 907.522-5223 BOSTON MA $125.00 01/09/19 MB Taxi Management MIS Manage 2129563177 New York NY $14.80 01/09/19 DIGS 0000 212-750-0101 NEW YORK NY $374.81 01/1W19 GC6Q.COM CHARLES BREUEL squareupkonVreceipts Briarcliff Manor NY $275.00 01/IW19 EUROPEAN WAX CENTER 2ND A 000000001 6465533663 NEW YORK NY $66.88 01/1W19 EUROPEAN WAX CENTER 2ND A000000001 6465533663 NEW YORK NY $10.00 01/11/19 WWW.ITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA S10.59 01/16/19 &OTHER STORIES WEB 7800 BURLINGTON NJ $99.00 855-466.7467 Amount Total Fees for this Period 50.00 AMEX001661 Continued on next page SDNY_GM_00327461 EFTA_002002 15 EFTA01686459 Centurion® Card G MAXWELL Closing Date 01/18/19 DUPLICATE COPY Account Ending p 5/5 2019 Fees and Interest Totals Year-to-Date Total Fees in 2019 Total Interest in 2019 Amount 50.00 50.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Balance Interest Percentage Subject to Charge From To Rate Interest Rate PayOver Time Select 07/092010 t 1 .4CA6 (A $0.00 50.00 Total $0.00 (v) WeiabN Information on Pay Over Time There is no pre-set spending Ilmk on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over Tine Lima is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed Into a Pay Over Time balance. For more information about Pay Over Time features please visit amerkanexpress.com/payoyertIme. You are currently enrolled in Pay Over Time Select You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. AMEX001662 SDNY_GM_00327462 EFTA_002 002 16 EFTA01686460 AMEX001663 SDNY_GM_00327483 EFTA_002 002 17 EFTA01686461 Centurion® Card G MAXWELL Closing Date 02/15/19 DUPLICATE COPY New Balance $7,533.36 Payment Due Date 03/12/19* t Late Payment Warning: Ifwe do not receive your payment by the Payment Due Date of 03/12/19, you may have to pay a late fee of up to $38.00. PI p 2 See page 2 tot important information about your account. See page 7 for Important Changes to Your Account Terms. See page 15 for Important Information about Changes to Your Agreement for Transferring Funds Electronically. Ste page 16 for Important Information about Your Account. See page 17 for a Notice Of Change To The Membership Rewards Program Terms & Conditions. CO We will debit your bank account for your payment of 57,533.36 on 03/02/19. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 02128/19. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. Learn how to take advantage of your Pay Over Time feature on page 5 El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Continued on page 3 Pay by Computer amerkanexpress.conVpbc p. 1/17 Account Ending Available and Pending as of 01/31/19 570,931 For up to date point balance and full program details, visit Account Summary Previous Balance $4,327.04 Payments/Credits -54,527.04 New Charges ♦$7,733.36 Fees +50.00 New Balance $7,533.36) Days in Billing Period: 28 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1 877 877 0987 1 8C0 472-9297 O See page 2 for additional information. gla Pay by Phone ga 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000753336000753336 14 rl Account Ending Enter 15 digit account I on all payments. Make check payable to American Express. Payment Due Date 03/12/19 AutoPay Amount 57,533.36 AMEX001664 SDNY_GM_00327464 EFTA_002002 IS EFTA01686462 0 MAXWELL D LICAT el-NtrinlIS c p. 2/17 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Eleetronk Withdrawal: (I) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8.90 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADA and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example,PayOyer Time TrawlandPayOyer TimeDime° if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dollars on the date we or our agents process it. We will choose a conversion rate that Is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six.month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to c 'edit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1477-877-0987 Hearing Impaired 1-954-503-8905 TTY: I.800.221-9950 1.877-877-0987 FAX:1 623-707-4442 1 4300•CASH-NOW In NY:1-800-522.1897 Change of Address itOlleCt on front. do not use. • To change your address online. visit wonyarnericanexpress.conVupclatecontactit • for Name. Company Name, and Foreign Address or Phonechanges. pleas* callCuaonier Cart • Please print clearly in blue or bin* ink only In the boxes provided. Street Address City, State Zip Code AHome Pho reaCode neand ,taCie neand (mall E Winans: ammicanexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h Visit ammkanexprws.com/autopay today to enroll. i for information on how we protect your privacy and to set your communication and privacy choices. please visit www.amerkanexpresccom/princy. AMEX001665 SDNY_GM_00327465 EFTA 00200219 EFTA01686463 Centurion Card MAXWELL Closing Date 02/15/19 DUPLICATE COPY p 3/17 Account Ending Awarded for Customer Satisfaction The Amex App is ranked Highest in Customer Satisfaction among Mobile Credit Card Apps for appearance. availability of info, clarity of info. and navigation. Learn more by visiting ameato/explareapp. For J.D. Power 2018 award information. visit idpower.com/awards Payments and Credits Summary J I Total Payments Grades -S4,327.04 G MAXWELL -S200.00 Total Payments and Credits -$O27.04 Detail •Indicnres pouing date Payments 02/02/W G PAAXWEU. Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$4,327.04 Credits Amount 02/14/19• G MAXWELL AMEX Airline Fee Reimbursement TRANSACTION PROCESSED BY AMERICAN EXPRESS AMEX Airline Fee Reimbursement TRANSACTION PROCESSED BY AMERICAN EXPRESS -S136.67 02/14/W G MNONELL -$6333 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges 55.02135 52.71201 $7,733.36 Detail G MAXWELL Card Ending Amount 01/24/19 SASSOON 1909SASSOON 1909 907-S22-S223 BOSTON MA $90.00 01/24/19 WEB•NETWORKSOLUTIONS 888-642-9675 BBB-642-967S FL 514.95 01/25/19 OCEAN PRIME 47 OCEAN PRIME 47 BEVERLY HILLS 9S95 WILSHI BEVERLY HILLS CA 5147.00 01/28/19 SLS BEVERLY HILLS StS BEVERLY HIL Arrival Date Departure Date 01/25/19 01/27/19 00000000 LODGING LOS ANGELES CA S961.56 01/31/19 BU ARK ECOM BOSTON MA 5150.00 617-353-1855 AMEX001666 Continued on reverse SDNY_GM_00327466 EFTA_00200220 EFTA01686464 G MAXWELL DWPLICilfi CORY, ccount n ing z.unuu4 4n7 Detail Continued Amount 02/01/19 JASON POSSUMATO 000000001 9177740347 HERMOSA BEACH CA $325.55 02/01/19 TMOOILPAUTO PAY 89890503798006 800-937-8997 WA $91.42 02/05/19 DROPBOX,Z83807.8651G 4159867057 SAN FRANCISCO CA $9.99 02/06/19 IN 'THE RANCH AT LNE OAK MALIBU 185399026S MAUBU CA $1455.00 02/07/19 WEEMETWORKSOLUTIONS 888-642-9675 888-642-9675 FL $139.94 02/09/19 BEACON HILL BISTRO LODGING BOSTON MA $26.00 02/12/19 AMERICAN AIRLINES 45107392 AMERICAN AIRLINES Ticket Number. 0010641888339 Passenger Name: MAXWELUGHISLAINE Document Type: ADDITIONAL COLLECTION 800-433-7300 Date of Departure: 02/12 TX $136.67 ow 2/19 AMERICAN EXPRESS In SVC AMERICAN AIRLINES From: To: BOSTON LOGAN INTER MIAMI INTERNATIONA BOSTON LOGAN INTER Ticket Number. 00172496624005 Passenger Name: MAXWELL/GHISLAINE Document Type: PASSENGER TICKET PHOENIX Carrier: Class: AA AA Date of Departure: 02/22 AZ 564330 02/12/19 AMERICAN EXPRESSINI SVC AMERICAN AIRLINES Front To: BOSTON LOGAN INTER MIAMI INTERNATIONA BOSTON LOGAN INTER Ticket Number:00172496624016 Passenger Name: BORGERSOWSCOTT Document Type: PASSENGER TICKET PHOENIX Carrier. Class: AA AA Date of Departure:02/22 AZ $64330 02/12/19 AMERICAN AIRLINES 45107392 AMERICAN AIRLINES Ticket Number:00106418813340 Passenger Name: BORGERSOWSCOTT Document Type: ADDITIONAL COLLKTION 800-433-7300 Date of Depadure:02/12 Tx $136.67 02/13/19 BU FITREC ECOM BOSTON MA $50.00 617.353.1855 si JENNIFER TURNER Card Ending Amount 01/18/19 ApIPay STARBUCKS.COM GIFT CARD 800782.7282 WA $25.00 01/22/19 V/WW.ITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $3821 01/25/19 UBER TRIP KIMX6 HELP.UBER.COM HELP.UBERCOM CA $16.05 01/26/19 UBER TRIP POMP HELP.UBER.COM HELP.UBER.COM CA $6.21 02/01/19 ADOBE •PHOTOGPHY PLAN Adobe Systems 800-833-6687 SAN JOSE CA $1045 02/04/19 VAYWITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $8.48 02/08/19 USER TRIP HELP.UBER.COM HELP.UBER.COM CA $2246 02/09/19 UBER TRIP BY7GH HELP.UBER.COM HELP.UBER.COM CA $9.87 AMEX001667 Continued on next page SDNY_GM_00327467 EFTA_00200221 EFTA01686465 Centurion@ Card G MAXWELL Closing Date 02/15/19 DUPLICATE COPY Account Ending P 5/17 Detail Continued Amount 02)09/19 OBER TRIP YS4LE HELP.UBEFICOM HELP.UBER.COM CA $14.77 02/09/19 AplPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $25.00 02/09/19 USER TRIP HELP.UBER.COM HELP.UBER.COM CA $12.17 02/10/19 USER TRIP 06066 HELP.UBEFICOM HELP.UBER.COM CA $10.89 02/1019 USER TRIP HELP.UBER.COM HELP.UBEFICOM CA $11.77 02/12/19 EUROPEAN WAXCENFER BEAC0000000001 2604607290 BOSTON MA $21.00 02/12/19 SASSOON 1909 SASSOON 1509 907-522-5223 BOSTON MA $110.00 02/14/19 EVAS FARM ORGANIC BUTC 978-563-8001 BEVERLY MA $2,26725 02/14/19 DELUCAS MARKET 930553410140503 WAIELLOPGMALCOM BOSTON MA $9.59 02/14/19 CROSBYS MARKETPLACE-MAN 0000000002738 MANCHESTER MA $92.41 9785264444 rFees Amount Total Fees for this Period $0.00 2019 Fees and Interest Totals Year-to-Date Amount Total Fees in 2019 $0.00 Total Interest in 2019 WM Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage Rate Pay Over Time Select Total (v) Venable Rate From To 07/08/2010 11.4096(v) Balance Subject to Interest Rate $0.00 Intent Charge $0.00 $0.00 Information on Pay Over Time There is no pre-set spading limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no preset spending limit. AMEX001668 Continued on reverse SDNY_GM_00327468 EFTA_00200222 EFTA01686466 G MAXWELL Information on Pay Over Time continued DRiclialign92EX04 Your Pay Over Time Limit is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time balance. For more information about Pay Over Time features please visit amerkanexpress.com/payovertime. You are currently enrolled in Pay Over Time Select You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in full, pay the minimum due, or pay any amount in between. Interest applies from the date you add a charge to your Pay Over Time balance until the date it is paid. p 6/17 AMEX001669 SDNY_GM_00327469 EFTA_00200223 EFTA01686467 Centurion® Card DUPLICATE COPY p. 7/17 G MAXWELL Closing Date 02/15/19 Account Ending Notice of Important Changes to Your Card Account Terms Effective May 1, 2019, we will no longer offer the Express Cash service for your Card account. When you use your Card to obtain cash or make certain cash equivalent transactions, we will treat those transactions as cash advances. We will charge interest and a fee on cash advances. For more information about cash advances, please call the number on the back of your Card or on your billing statement. Accordingly, we are making changes summarized below to the Cardmember Agreement governing your account referenced above. We encourage you to read this notice, share it with any Additional Cardmembers on your account, and file it for future reference. The detailed changes to your Cardmember Agreement can be found on the following pages. The following is a summary of changes that are being made to your account terms. These changes will take effect on May 1, 2019 at 12:01 a.m. MST. The date of a cash advance transaction is the date the ATM operator or merchant provides to us. For more detailed information, please see the Detail of Changes on the following page(s). Revised Terms, as of May 1, 2019 APR for Cash Advances 27.49% This APR will vary with the market based on the Prime Rate. Paying Interest Your due date is at least 25 days after the close of each billing period. For transactions added to a Pay Over Time balance at your request, we will begin charging interest as of the date they are added to your Pay Over Time balance. For transactions added automatically to a Pay Over Time balance, we will charge interest beginning on the date of each transaction. We will not charge interest on transactions added to your Pay Over Time balances automatically if you pay the Account Total New Balance by the due date each month. We will begin charging interest on cash advances on the transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.govileammore. Revised Terms, as of May 1, 2019 Transaction Fees • Cash Advance Either $10 or 5% of the amount of each cash advance, whichever is greater. See reverse page for additional Changes to Your Agreement ID It , AMEX001670 CMLENGDPRUS0011 SDNY_GM_00327470 EFTA 00200224 EFTA01686468 G MAXWELL DVERceggatgo4 Summary of Other Changes, as of May 1, 2019 Cash Advance We are changing the name of the first section of the How Rates and Fees Work table on Page 2 of Part 1 of the Cardmember Agreement to Rates for Pay Over Time and/or Cash Advances and we are adding a new Rate Description, Prime + Margin, APR and DPR for cash advances in the row called Calculating APRs and DPRs. We are also adding a new row called Cash Advances in the Fees section of the How Rates and Fees Work table on Page 2 of Pad 1 of the Cardmember Agreement to add a cash advance fee. The cash advance fee will be 5% of the amount of cash obtained from an ATM (including any fee charged by the ATM operator) or other cash advance transaction, with a minimum of $10. We will add this fee to the Cash Advance balance. Words we use in the Agreement We are updating this sub-section under introduction in Part 2 of the Cardmember Agreement to define what we mean by "cash advance" when we use this word in your Cardmember Agreement. We are also updating this sub-section to reflect that a "charge" includes a cash advance. Using the card We are updating this sub-section under About using your card in Pad 2 of the Cardmember Agreement to reflect that we may permit you to make cash advances at our discretion and that cash from an ATM will no longer be withdrawn from your checking account. Instead, it will be charged to your Card account. Limits on cash advances We are adding a new row called Limits on Cash Advances under About using your card in Part 2 of the Cardmember Agreement to explain the maximum Cash Advance balance based on the Card you have. More About Pay Over Time We are changing the second sentence of the last paragraph of this sub-section in Part 2 of the Cardmember Agreement to clarify that we will not place a charge into a Pay Over Time balance if doing so would cause the total of your Pay Over Time balances and your Cash Advance balance to exceed your Pay Over Time Limit. When you must pay We are changing the second sentence of this sub-section in Pad 2 of the Cardmember Agreement to clarify that your statement will show a Minimum Payment Due if it includes either a Pay Over Time balance or a Cash Advance balance. How we apply payments and credits We are updating this sub-section under About your payments in Pad 2 of the Cardmember Agreement to reflect how we apply payments and credits when you have a Cash Advance balance on your account. How we calculate your Minimum Payment Due We are updating this sub-section under About your Minimum Payment Due in Part 2 of the Cardmember Agreement to reflect how we calculate your Minimum Payment Due when you have a Cash Advance balance on your account. p 8/17 AMEX001671 SDNY_GM_00327471 EFTA_00200225 EFTA01686469 Centurion® Card G MAXWELL Closing Date 02/15/19 When we charge interest We are updating this sub-section under About interest charges on Pay Over Time balances in Part 2 of the Cardmember Agreement to reflect that cash advances will be charged interest from the date of the transaction and you cannot avoid paying interest on cash advances. How we calculate interest We are updating this sub-section under About interest charges on Pay Over Time balances in Part 2 of the Cardmember Agreement to reflect that cash advances may have a different interest rate than other balances on your account. DUPLICATE COPY Account Ending p 9/17 See the following page(s) fo the Detail of Changes to Your Cardmember Agreement. AMEX001672 SONY_GM_00327472 EFTA 00200226 EFTA01686470 G MAXWELL DVERceggatgo4 Detail of Changes to Your Cardmember Agreement This notice amends your American Express Cardmember Agreement ("Cardmember Agreement") as described below. Any terms in the Agreement conflicting with this change are completely replaced. Terms not changed by this notice continue to apply. If you have any questions, please call the number on the back of your Card or on your billing statement. Effective May 1, 2019, your Cardmember Agreement will be amended as follows: The Rates and Fees Table on Page 1 of Part 1 of the Cardmember Agreement is amended by adding the APR for Cash Advances row under Interest Rates. APR for Cash Advances 27.49% This APR will vary with the market based on the Prime Rate. The Rates and Fees Tab eon Page 1 of Part 1 of the Cardmember Agreement is further amended by deleting the Paying Interest row under Interest Rates and replacing it with the following: Paying Interest Your due date is at least 25 days after the close of each billing period. For transactions added to a Pay Over Time balance at your request, we will begin charging interest as of the date they are added to your Pay Over Time balance. For transactions added automatically to a Pay Over Time balance, we will charge interest beginning on the date of each transaction. We will not charge interest on transactions added to your Pay Over Time balances automatically if you pay the Account Total New Balance by the due date each month. We will begin charging interest on cash advances on the transaction date. The Rates and Fees Tab eon Page 1 of Part 1 of the Cardmember Agreement is further amended by adding a For Credit Card Tips from the Consumer Financial Protection Bureau row under Interest Rates: For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http:llwww.consumerfinance.govllearnmore. The Rates and Fees Table on Page 1 of Part 1 of the Cardmember Agreement is further amended by adding a Cash Advance row to the Transaction Fees row under Fees: Transaction Fees • Cash Advance Either $10 or 5% of the amount of each cash advance, whichever is greater. The heading of the Rates or Pay Over Time balances section of How Rates and Fees Work on Page 2 of Part 1 of the Cardmember Agreement is changed to Rates for Pay Over Time and/or Cash Advance balances. The Rates for Pay Over Time and/or Cash Advances sub-section of How Rates and Fees Work on Page 2 of Part 1 of the Cardmember Agreement is amended by adding the following APR and Daily Periodic Rate (DPR) for Cash Advance: Calculating APRs and Rate Description Prime + Margin APR DPR DPRs Cash Advance Prime + 21.99% 27.49% 0.0753% p. 10/17 AMEX001673 SONY_GM_00327473 EFTA W200227 EFTA01686471 Centurion° Card DUPLICATE COPY G MAXWELL Closing Date 02/15/19 Account Ending The Fees sub-section of How Rates and Fees Work on Page 2 of Part 1 of the Cardmember Agreement is amended in the Late Payment row by replacing the second sentence with the following sentence: Late Payment If we do not receive the Amount Due (Minimum Payment Due if you have a Pay Over Time or Cash Advance balance) by its Payment Due Date, the fee is $27. p 11/17 The Fees sub-section of How Rates and Fees Work on Page 2 of Part 1 of the Cardmember Agreement is amended in the Returned Payment row by replacing the fourth and fifth sentences with the following sentences: Returned Payment However, the returned payment fee will not exceed the Amount Due or, if you have a Pay Over Time or Cash Advance balance, the Minimum Payment Due. A returned payment may also result in a penalty APR for any Pay Over Time balances you may have. How Rates and Fees Wo k on Page 2 of Part 1 of the Cardmember Agreement is amended by adding the following new row called Cash Advance under the Fees sub-section: Cash Advance 5% of an ATM cash advance (including any fee charged by the ATM operator) or other cash advance, with a minimum of $10. We will add this fee to the Cash Advance balance. How Your American Express Account Works in Part 2 of the Cardmember Agreement is amended by deleting the second paragraph in the Words we use in the Agreement sub-section and replacing it with the following: Card means any card or other device that we issue to access your Account. A charge is any amount added to your Account, such as purchases, cash advances, fees and interest charges. A purchase is a charge for goods or services. A cash advance is a charge to get cash or cash equivalents, including travelers cheques, gift cheques, foreign currency, money orders, casino gaming chips, race track wagers or similar offline and online betting transactions. About using your card in Part 2 of the Cardmember Agreement is amended by deleting the first two paragraphs of the Using the card sub-section and replacing them with the following: You may use the card to make purchases. At our discretion, we may permit you to make cash advances. We decide whether to approve a charge, including cash advances subject to Limits on Cash Advances below, based on how you spend and pay on this Account and other accounts you have with us and our Affiliates. We also consider your credit history and your personal resources that we know about. About using your card in Part 2 of the Cardmember Agreement is further amended by adding the following new sub-section called Limits on Cash Advances: Limits on Cash Advances Your Cash Advance balance may not exceed: Zync Care $3,000 Green Card $3,000 Gold Card $6,000 Platinum Care $8,000 Centurions Card $10,000 You agree to manage your Account so that your Cash Advance balance (including fees and interest) is not more than the Limit on Cash Advances. For purposes of the Limits on Cash Advances, your Cash Advance balance will be determined by adding new cash AMEX001674 SDNY_GM_00327474 EFTA J1021X)228 EFTA01686472 G MAXWELL DVERceggatgo4 There may also be a limit on the amount of cash and number of times you can obtain cash from ATMs in a given period. advance transactions to the ending Cash Advance balance of the prior day. In addition, we may not approve a cash advance transaction if it would cause the total of your Cash Advance balance and your Pay Over Time balances to go over your Pay Over Time limit. About using your card in Part 2 of the Cardmember Agreement is amended in the More About Pay Over Time sub-section by replacing the second sentence of the fourth paragraph with the following: We will not place any charge into a Pay Over Time balance if it would cause the total of your Pay Over Time balances and your Cash Advance balance to go over your Pay Over Time limit. About your payments in Part 2 of the Cardmember Agreement is amended in the When you must pay sub-section by replacing the second sentence of the first paragraph with the following: If a statement includes a Pay Over Time balance and/or Cash Advance balance, it will show a Minimum Payment Due. About your payments in Part 2 of the Cardmember Agreement is amended by deleting the How we apply payments and credits sub-section and replacing it with the following: How we apply payments and credits If a statement includes a Pay Over Time and/or Cash Advance New Balance, it will show a Minimum Payment Due. The Minimum Payment Due is the Pay In Full New Balance plus the Pay Over Time and/or Cash Advance Minimum Due. Your Account may have balances with different interest rates. For example, a Pay Over Time balance may have a lower interest rate than a Cash Advance balance. If your Account has a Pay Over Time or Cash Advance balance, here is how we generally apply payments in a billing period: We apply your payments - up to the Minimum Payment Due - first to the Pay Over Time and/or Cash Advance balances and then to the Pay In Full New Balance. When applying a payment, up to the amount of the Pay Over Time and/or the Cash Advance Minimum Due, we apply it first to the balance with the lowest interest rate and then to balances with higher interest rates. In most cases, we apply a credit to the same balance as the related charge. We may apply payments and credits within balances, and among balances with the same interest rate, in any order we choose. p. 12/17 AMEX001675 SONY_GM_00327475 EFTA 0(1200229 EFTA01686473 Centurion° Card G MAXWELL Closing Date 02/15/19 DUPLICATE COPY Account Ending p. 13/17 After the Minimum Payment Due has been paid, we apply payments first to the balance with the highest interest rate and then to balances with lower interest rates. About your Minimum Payment Due in Part 2 of the Cardmember Agreement is amended by deleting the How we calculate your Minimum Payment Due sub-section and replacing it with the following: How we calculate your Minimum Payment Due The Minimum Payment Due is the Pay In Full New Balance plus any Pay Over Time and/or Cash Advance Minimum Due on your statement. To calculate the Minimum Due for your Pay Over Time and/or Cash Advance New Balance for each statement, we start with the higher of: (1) interest charged on the statement plus 1% of the Pay Over Time and/or Cash Advance New Balance (excluding interest on the statement); or (2) $35. Then we round to the nearest dollar and add any Pay Over Time and/or Cash Advance amount past due. Your Pay Over Time and/ or Cash Advance Minimum Due will not exceed your Pay Over Time and/or Cash Advance New Balance. You may pay more than the Minimum Payment Due, up to your entire outstanding balance, at any time. EXAMPLE: Assume that you have a Pay Over Time and/or Cash Advance New Balance of $3,000, interest of $29.57, no amounts past due, and a $400 Pay In Full New Balance. (1)$29.57 + 1% multiplied by ($3,000 - S29.57) = $59.27 (2) $35 The higher of (1) or (2) is $59.27, which rounds to $59.00. The Pay Over Time and/or Cash Advance Minimum Due of $59.00 plus the Pay in Full New Balance of $400 together make up the Minimum Payment Due of $459.00. About interest charges on Pay Over Time balances in Part 2 of the Cardmember Agreement is amended by changing the section heading to read About interest charges on Pay Over Time and Cash Advance balances and by adding the following as an introductory paragraph to the When we charge interest sub-section: We charge interest on Pay Over Time Balances as described below. For cash advances, we charge interest from the transaction date. You cannot avoid paying interest on cash advances. About interest charges on Pay Over Time and Cash Advance balances in Part 2 of the Cardmember Agreement is further amended by replacing the second sentence in the first paragraph of the How we calculate interest sub-section with the following sentence: Cash Advance balances and balances within the Pay Over Time feature -such as Select and Direct - may have different interest rates. AMEX001676 SONY_GM_00327476 EFTA 002(0230 EFTA01686474 G MAXWELL DVEINAIgng9M04 p. 14/17 AMEX001677 SDNY_GM_00327477 EFTA_00200231 EFTA01686475 Centurion° Card G MAXWELL Closing Date 02/15/19 DUPLICATE COPY Account Ending p 15/17 Notice of Important Changes to Your Agreement for Transferring Funds Electronically We are making changes summarized below to the Your Agreement for Transferring Funds Electronically (the EFT Agreement). We are discontinuing the Express Cash service and are amending the EFT Agreement in order to delete references to Express Cash. We encourage you to read this notice, share it with any Additional Cardmembers on your account, and file it for future reference. If you have any questions, please call the number on the back of your Card or on your billing statement. The following is a summary of changes that are being made to the EFT Agreement. These changes will take effect on May 1, 2019 at 12:01 a.m. MST. For more detailed information, please see the Detail of Changes below. Summary We are discontinuing the Express Cash service and are amending the EFT Agreement in order to delete references to Express Cash. Instead, when you use your Card to obtain cash, we will treat those transactions as cash advances subject to the terms of your Cardmember Agreement. ID12712 Detail of Changes to the EFT Agreement This notice amends Your Agreement for Transferring Funds Electronically ("EFT Agreement") as described below. We have the right to amend as described in the EFT Agreement. Any terms in the EFT Agreement conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. If you have any questions, please call the number on the back of your Card or on your billing statement. Effective May 1, 2019, the EFT Agreement will be amended as follows: The How Express Cash works section is deleted. The Limits on amounts and frequency of withdrawals section is deleted. The Unauthorized transactions section is deleted and replaced with the following: Unauthorized transactions Tell us AT ONCE if you believe that a transaction has been made without your permission using your card or information about your card account. Calling us is the best way of keeping your possible losses down. You could lose all of the money in your bank account (plus your maximum overdraft line of credit, if applicable). Call anytime at 1-800-528-4800 (or 1-336-393-1111 collect, if not in the U.S.) You may also write to us at American Express, Electronic Funds Services, P.O. Box 981532, El Paso, TX 79998-1532. The third bulleted sentence of the Improper transactions or payments section is deleted. The How to contact us about the services section is deleted and replaced with the following: How to contact us about the services You can call us at 1-800-IPAY-AXP for Pay By Phone questions, at 1-800-528-2122 for Pay By Computer questions, and at 1-800-5284800 for AutoPay questions. You may also write to us at American Express, Electronic Funds Services, P.O. Box 981531, El Paso, TX 79998-1531. The We may end the service section is amended by deleting the first sentence of that section. CMLENDDMFM1991678 SDNY_GM_00327478 EFTA 00200232 EFTA01686476 G MAXWELL Centurion® Card DVINMIg.2988104 p 16/17 Notice of Important Changes to Your Cardmember Agreement We are making changes to your American Express Cardmember Agreement referenced in this notice. We encourage you to read this notice, share it with Additional Card Members on your acoount, and file it for future reference. The detailed change(s) to your Cardmember Agreement can be found after the below summary chart. Summary of Changes, Effective Immediately ExpressPay Effective Immediately. we are modifying the language concerning ExpressPay in your Cardmember Agreement to reflect the current terminology and explain how the capability works. Detail of Changes to Your Cardmember Agreement This notice amends your American Express Cardmember Agreement ("Agreement') as described below. Any terms in the Cardmember Agreement conflicting with this change are completely replaced. Terms not changed by this notice continue to apply. If you have any questions, please call the number on the back of your Card or log into your account at americanexpress.com. ExpressPay Effective Immediately, the ExpressPay sub-section included in Part 2 of the Cardmember Agreement is deleted in its entirety and replaced with: Contactless Transactions Cards issued on your Account may be equipped to enable you to make tap and pay charges using contactless technology. You can request Cards that are not equipped with this capability. Also, we may deactivate this capability at any time. CMLENDOMS1679 SDNY_GM_00327479 EFTA_00200233 EFTA01686477 Centurion° Card G MAXWELL Closing Date 02/15/19 DUPLICATE COPY Account Ending p 17/17 Notice of Important Changes to the Membership Rewards® Program Terms We are making a change to the Membership Rewards Program Terms & Conditions. We encourage you to read this notice, share it with Additional Card Members on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. A summary of the changes appear below. The detailed changes can be found after the summary chart. of Changes, effective Immediately r Summary About The Program and Getting Points We are adding information about earning additional points with the new American Express® Business Gold Card. ID12708 Details of Changes to the Membership Rewards Program Terms & Conditions This notice amends the Membership Rewards Program Terms & Conditions (the "Terms & Conditions") as described below. We have the right to amend as described in the Terms & Conditions. Any terms in the Terms & Conditions conflicting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. Effective immediately, your Terms & Conditions will be amended as follows: ABOUT THE PROGRAM: WHO CAN USE THE PROGRAM & ANNUAL FEES, GETTING POINTS: GETTING ADDITIONAL POINTS and GETTING POINTS: BUYING POINTS The American Express® Business Gold Card will be added to the Who Can Use the Program & Annual Fees sub-section under the About the Program section and Buying Points sub-section under the Getting Points section. In the Getting Additional Points sub-section of the Getting Points section, the American Express Business Gold Card will be added with the following: American Express Business Gold Card Subject to these Terms and Conditions, you get at least one Membership Rewards® point for each dollar you spend on your Card for eligible purchases. You also get 3 additional points per dollar (for a total of 4 points), on the 2 categories (of 6) where you spend the most each billing cycle, up to the first S150,000 in combined eligible purchases from these 2 categories each calendar year. Eligible purchases in excess of S150,000 in a calendar year will receive only one point per dollar spent. Determining Your Top 2 Categories To calculate your top 2 categories each billing cycle, we use your posted account transactions that fall into the 6 categories below and issue additional points based on your 2 highest categories of total spend less returns and credits in that same billing cycle. You will only earn 3 additional points in 2 categories each billing cycle even if you have equal spend in more than 2 categories. The 6 categories that qualify for additional points are: • Airfare on a scheduled flight charged directly with passenger airlines (charter flights and private jet flights are excluded); • Advertising purchased in the U.S. to promote your business online, on television, or on the radio: • Computer hardware, software, and cloud computing purchases in the U.S. made directly from select technology providers (the current list of select technology providers is available at: americanexpress.com/rewards-info); • Gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations); • Restaurants located in the U.S.; • Shipping services purchased in the U.S. for courier, postal, and freight. CMLENDDMIMEM168® SDNY_GM_00327480 EFTA 00200234 EFTA01686478 AMEX001681 SDNY_GM_00327481 EFTA_00200235 EFTA01686479 Centurion® Card DUPLICATE COPY p. 1/7 G MAXWELL Closing Date 03/18/19 New Balance $4,131.61 Amount Due $3,961.77 Payment Due Date 04/12/19* ;Late Payment Warning:If we do not receive your payment by the Payment Due Date of 04/12/19, you may have to pay a late fee of up to $38.00. 7.1 See page 2 for important information about your account. 0 We will debit your bank account for your payment of $4,131.61 on 04/02/19. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 03/31/19. Learn how to take advantage of your Pay Over Time feature on page 6 (I) Your billing inquiry is under investigation. No payment on the amount under review of $169.84 is required at this time. To view the status of your investigation, please visit us at americanexpress.com/inquirycenter. Effective April 1, 2019, Net-A-Porter Shopping Services & Mr. Porter Shopping Services will no longer be benefits on the Centurion* Card. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Continued on page 3 Pay by Computer amerkanexpress.com/pbc Account Ending Available and Pending as of 02/28/19 578,665 For up to date point balance and full program details, visit Account Summary Previous Balance Payments/Credits New Charges Fees $7,533.36 -57,201.96 *53,800.21 +50.00 New Balance 54,131.61 Days in Billing Period: 31 Customer Care Pay by Computer americanexpresscom/pbc Customer Care 1 877 877 0987 Pay by Phone 1 8C0 472-9297 O See page 2 for additional information. gla Pay by Phone ga 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000413161000396177 14 d Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Payment Due Date 04/12/19 AutoPa Amount $4,131.61 AMEX001682 SDNY_GM_00327482 EFTA_00200236 EFTA01686480 0 MAXWELL D LICAT el-NtrinlIS c p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Eleetronk Withdrawal: (I) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADA and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example,PayOyer Time TrawlandPayOyer TimeDime° if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dollars on the date we or our agents process it. We will choose a conversion rate that Is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six.month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to c 'edit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1477-877-0987 Hearing Impaired 1-954-503-8905 TTY: I.800.221-9950 1.877-877-0987 FAX:1 623-707-4442 1 4300•CASH-NOW In NY:1-800-522.1897 Change of Address itOlleCt on front. do not use. • To change your address online. visit wonyarnericanexpress.conVupclatecontactit • for Name. Company Name, and Foreign Address or Phonechanges. pleas* callCuaonier Cart • Please print clearly in blue or bin* ink only In the boxes provided. Street Address City, State Zip Code AHome Pho reaCode neand ,taCie neand (mall E Wuhan!: americanexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h Visit amm kanexpress.comutopay M today to enroll. i for information on how we protect your privacy and to set your communication and privacy choices. please visit www.amerkanexpresccom/princy. AMEX001683 SDNY_GM_00327483 EFTA_00200237 EFTA01686481 Centurion° Card G MAXWELL Closing Date 03118/19 DUPLICATE COPY Account Ending Enjoy the convenience of mobile payments with the American Expresso App. Pay your tra. set Le AutoPay to scl-rieJle arto-natic payments. and even manage your Bank Accounts Learn more about etat you can do onitheigo Oy Yetng arnergo/explortramreace iOS and Android only. See An Stem keeps re operating system wife p. 3/7 Payments and Credits Summary J I Payments Credks Total -$7,040A0 G MAXWELL -$161.56 Total Payments and Credits -$7,201.96 Detail 'Indkates posting date Payments 03/02/W GMAXWELL Amount Credits AIJTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK. NATIONAL ASSOCIATION -$7,040.40 Amount 02/19/W GMAXWELL Dispute - StS BEVERLY HILLS SLS BEV -$161.56 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $3.342.30 $457.91 53,800.21 Detail GMAXWELL Card Ending Amount 02/15/19 USPS PO BOXES ONLINE 660247000 8002758777 800 344 7779 BOSTON DC 5155.00 02/16/19 PRET A MANGER 14586302116 RESTAURANT MA $8.11 02/16/19 SORDILLOS BOUTIQUE INC - 8950000025038 SORDILLOSBHOTMAILCOM BOSTON MA $70.00 02/18/19 UOVO INV642376 11101 BUSINESS SERVICES LONG ISLAND C NY $16256 02/19/19 BOUTIQUE AT STOWE MERC BOUTIQUE AT STO CARD &SOUVENIR STORE STOWE VT $6.00 02/19/19 ALPINE MART 0000300:03223578 STOWE yr S50.00 8027607190 AMEX001684 Continued on reverse SDNY_GM_00327484 EFTA_00200238 EFTA01686482 G MAXWELL DUPLICATE CORY Account tnaing z-uuu04 Pon Detail Continued Amount 02/19/19 ALPINE MART 000000000223578 8027607190 STOWE VT 52021 02/19/19 HARVEST MARKET 650000006652856 8022533800 STOWE VT 553.78 02/19/19 HARVEST MARKET 650000006652856 8022533800 STOWE VT 59.75 02/19/19 PINNACLE SKI & SPORTS 041399800664432 8022537222 STOWE vr 543.42 02/20/19 STOWE F&8 9214123981620 RESTAURANT STOWE YT 545.50 02/21/19 WEEMETWORKSOLUTIONS 888-642-9675 888642.9675 FL 514.95 02/23/19 1130 LINCOLN ROAD 0000000000000000033139 MIAMI BEACH FL $12.84 02/24/19 DANIELA ELKTRONICS INC 3056040355 MIAMI BEACH FL 52403 02/25/19 NEWSLINK 2 MIA 0000 305-594-5754 MIAMI FL 57140 02/26/19 THE STANDARD MIAMI BEACH Arrival Date Departure Date 02/22/19 02/25/19 03000000 LODGING MIAMI BEACH FL $1,114.50 02/26/19 THE STANDARD MIAMI BEACH Arrival Date Departure Date 02/22/19 02/25/19 00000000 LODGING MIAMI BEACH FL $8.72 03/01/19 NATIONAL REGISTRY OF FIATS CERTIFICATIO COLUMBUS OH 515.00 03/01/19 JASON POSSUMATO 000000001 9177740347 HERMOSA BEACH CA 5325.55 03/04/19 TMOBILE•AUTO PAY 89880503798006 800-937-8997 WA 591.22 03/05/19 DROPBOX•YLXDPCYJCK6R 4159867057 SAN FRANCISCO CA $9.99 03/14/19 PRIVE BY LAURENT D sguareup.com/receipts New York NY $365.75 03/14/19 JULIEN FAREL 2128880407 NEW YORK NY $64.79 03/14/19 LOEWS HOTELS REGENCY BAR LOEWS HOTELS 888.3206065 NEW YORK NY 545.00 03/14/19 AWESOME TAXI MANAGEM AWESOME TAXI MA 2129677577 New York NY 511.80 03/14/19 MB Taxi Management AJB Taxi Manage 2129563177 New Yolk NY $11.30 03/15/19 WINDSOR PHARMACY 0309 DRUG STORE/PHARMACY NEW YORK NY 541.17 03/17/19 BEST BUY 888-BESTBUY DANVERS MA $10620 03/18/19 UOVO INV644817 11101 BUSINESS SERVICES LONG ISLAND C NY 5162.56 MIEX001685 Continued on next page SDNY_GM00327485 EFTA_00200239 EFTA01686483 Centurion® Card DUPLICATE COPY p. 5/7 G MAXWELL Closing Date 03/18/19 Account Ending Detail Continued Amount JENNIFER TURNER Card Ending Amount 02/16/19 WWW.ITUNES.COMMILL DIRECT MKTG INTERNET CUPERTINO CA $12.71 02/17/19 TARGET DISCOUNT STORE DANVERS MA $19.09 02/17/19 TARGET DISCOUNT STORE DANVERS MA $339 02/2W19 WWW.ITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $10.61 02/22/19 ITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $25.48 02/26/19 USER TRIP `Mg* HELP.UBER.COM HELP.UBER.COM CA $3.85 02/26/19 USER TRIP OXJTV HELP.U8EFLCOM HELP.UBER.COM CA $7.38 02/26/19 AplPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $25.00 02/2W19 POUR LE CORPS SKIN- GWENE 071117610010 GWENETH.RKHARDWGMAILCOM BOSTON MA $76.00 02/2W19 BOSTON WELLNESS MASSAG 617-959-3901 BOSTON MA $130.00 03/01/19 MICROSOFT 'OFFICE 365 0000 Z30U89OMEDC-G 07666 9OMEDEG Z3OUI3XLMEDE MSSILLINFO WA $106.61 03/01/19 ADOBE •PHOTOGNW PLAN Adobe Systems 800433-6687 SAN JOSE CA $10.65 03/09/19 SXYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU $10.00 03/11/19 ITUNES.COM/BILL DIRECT MKTG INTERNET CUPERTINO CA $10.59 03/15/19 ITUNES.COWBILL DIRECT MKTG INTERNET CUPERTINO CA $6.35 Fees Amount Total Fees for this Period $0.00 2019 Fees and Interest Totals Year-to-Date Amount Total Fees In 2019 $0.00 Total Interest in 2019 $0.00 AMEX001686 SDNY_GM_00327486 EFTA_00200240 EFTA01686484 G MAXWELL DIAccoun n PLICA7 CORY mg z urriv04 p. 6/7 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate In Marge PayChrer TimeSelect Total Warier* Rate 07/08/2010 11.40%(v) $0.00 $0.00 $0.00 Information on Pay Over Time There Is no pre-set spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. links: you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over Time Limit Is S35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in hill all charges that are not placed Into a Pay Over Time balance. For more information about Pay Over Time features please visit amerkanexpress.comipayoverdmir. You are currently enrolled In Pay Over Time Select You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in lull, pay the minimum due, or pay any amount in between. Interest applies horn the date you add a charge to your Pay Over Time balance until the date It is paid. AMEX001687 SDNY_GM_00327487 EFTA_00200241 EFTA01686485 Centurion Card G MAXWELL Closing Date 03/18/19 DUPLICATE COPY Account Ending Take control of your identity. We'll be here if you need us. Get comprehensive credit and identity monitoring, plus dedicated fraud assistance when you need it most. Only $1 for the first 30 days and 516.99 every month thereafter. Sales tax may apply. Terms and Conditions apply. Enroll at AmericanExpress.com/EnrollCreditSecure or call 1-866-617-1893 for more information The Power of CreditSecure 3-Bureau Credit Monitoring Stay on track with credit monitoring and calculators to plan for life's big moments. ✓ 3-Bureau credit reports. ongoing monitoring and monthly FICO' scores' ✓ Financial calculators and credit score simulators State-of-the-Art Identity Monitoring Look out for your digital and financial life with confidence using our detection and alert tools. ✓ Dark Web Monitoring ✓ Social Security Number Monitoring ✓ Child Monitoring U.S.-Based Fraud Assistance Suspect fraud or have questions? Give us a call. ✓ Dedicated U.S.-Based Fraud Assistance Team ✓ Lost Wallet Assistance Credit score cakulated based on the FCC, 8 model Your lender or insurer may 11413 a drfterent FCC' Score version than FICO' 8. or another type of credit score altogether. FCC)* is a registered trademark of the Fair Isaac Corporation in the United States and other countries. p.7/7 AMEX001688 SDNY_GM_0032748B EFTA_00200242 EFTA01686486 AMEX001689 SDNY_GM_00327489 EFTA_00200243 EFTA01686487 Centurion® Card G MAXWELL Closing Date 04/17/19 DUPLICATE COPY New Balance Amount Due Payment Due Date $2,943.26 $2,773.42 05/12/19$ ;Late Payment Waning: if we do not receive your payment by the Payment Due Date of 05/12/19, you may have to pay a late fee of up to $38.00. 7.1 See page 2 for important information about your account. 0 We will debit your bank account for your payment of $2,943.26 on 05/02/19. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 04/30/19. p Important Information:To access the most up to date version of your Cardmember Agreement, please log in to your Account at www.americanexpress.com. Learn how to take advantage of your Pay Over Time feature on page 6 Your billing inquiry is under investigation. No payment on the amount under review of $169.84 is required at this time. To view the status of your investigation, please visit us at americanexpress.com/inquirycenter. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpress.conVpbc p. 1/8 Account Ending Available and Pending as of 03/31/19 582,307 For up to date point balance and full program details, visit Account Summary Previous Balance $4,131.61 Payments/Credits -53,961.77 New Charges f $2,773.42 Fees +50.00 New Balance 52,943.26) Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care 1 877 877 0987 Pay by Phone 1 8C0 472-9297 O See page 2 for additional information. gla Pay by Phone ga 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000294326000277342 14 d Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Payment Due Date 05/12/19 AutoPay Amount $2,943.26 AMEX001690 SDNY_GM_00327490 EFTA_00200244 EFTA01686488 0 MAXWELL D LICAT el-NtrinlIS c p. 2)8 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Eleetronk Withdrawal: (I) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unless the check is not processable elect ronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 800 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest (or Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADA and interest results in daily compounding of interest. Paying Interest If you have a Pay Over Time balance, your due date is at least 25days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example,PayOyer Time TrawlandPayOyer TimeDime° if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will cony-en it Into US dollars on the date we or our agents process it. We will choose a conversion rate that Is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to c 'edit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Care 8, Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1477-877-0987 Hearing Impaired 1-934-S03-890S TTY: I.800.221-9950 1.877-877-0987 FAX:1 623-707-4442 1 4300•CASHNOW In NY:1-800-522.1897 Change of Address itOlleCt on front. do not use. • To change your address online. visit wonyarnericanexpress.conVupclatecontactit • for Name. Company Name, and Foreign Address or Phonechanges. pleas* callCuaonier Cart • Please print clearly in blue or bin* ink only In the boxes provided. Street Address City, State Zip Code AHome Pho reaCode neand ,taCie neand (mall E Winans: ammicanexpresscom Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your Bill with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h Visit ammkanexprws.comiautopay today to enroll. i for information on how we protect your privacy and to set your communication and privacy choices. please visit www.amerkanexpresccom/princy. AMEX001691 SDNY_GM_00327491 EFTA_00200245 EFTA01686489 Centurion° Card G MAXWELL Closing Date 04/17/19 DUPLICATE COPY Account Ending Payments and Credits Summary Total Payments Credits Total Payments and Credits -$3,961.77 $0.00 •$3,%1.77 Detail Indicates postal.? date Payments 04/02/19• G MAXWELL Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -53,961.77 New Charges Summary Total G MAXWELL JENNIFER TURNER Total Nowt:barges 52,53741 $235.81 $2,773.42 Detail G MAXWELL Card Ending Amount 03/18/19 TST• TATTE BAKERY CHARLES 003001001 6177235555 BOSTON MA $16135 03/19/19 THE FISH & BONE LLC 039300982231010 KATHYOTHEFISHANDBONECOM BOSTON MA 518.04 03/21/19 PATISSERIE ON NEW BURY 930553510652878 ZAREH261gNEWBURYGUESTHOUS BOSTON MA $1045 03/21/19 PRET A MANGER 17074302116 RESTAURANT BOSTON MA $8.11 03/21/19 ITOYATOPDRAWER BACK BAY 0000 800-833-5979 BOSTON MA $415 03/21/19 LAHEY BCA 542929806637419 7817448016 BURUNGTON MA 530090 03/21/19 CVS PHARMACY 8007467287 PHARMACIES BOSTON MA $8.28 03/21/19 WEB•NETWORKSOLUTIONS 888-642-9675 818-642-9675 FL 514.95 03/22/19 Shaws 3590 GROCERY STORE GLOUCESTER MA 524.93 03/22/19 COMMON CROW 650000000990666 9782831665 GLOUCESTER MA $4858 03/22/19 CROWS MARKETPLACE-MAN 0000000002738 9785264444 MANCHESTER MA $7.00 03/27/19 USPS 902442840944 001371606 8002758777 MANCHESTER MA $25.50 AMEX001692 Continued on reveise SDNY_GM_00327492 EFTA_00200246 EFTA01686490 G MAXWELL DUPLICATE CORY Account tnaino z-uuu04 p4/8 Detail Continued Amount 03/28/19 PRET A MANGER 17724402116 RESTAURANT BOSTON MA 03/28/19 ALDEN & HARLOW 40 BRATTLE STREET CAMBRI CAMBRIDGE MA 566.00 04/01/19 JASON POSSUMATO 000000001 9177740347 HERMOSA BEACH CA $325.55 04/03/19 VINCE 933 592931 F8451827-3130 NEWYORK NY $130.05 04/03/19 PQ WOODBURY RESTAURANT CENTRALVALLEY NY $1924 04/03/19 NIKE WOODBURY 059 SPORTING GOODS STORE CENTRAL VALLEY NY $14939 04/04/19 TMOBILPAUTO PAY 89880503798006 830-937-8997 WA $91.11 04/04/19 HUNTER 0030 845-217-0900 CENTRAL VALLE NY $145.79 04/05/19 DROPBOX'NVJ6TFTV2VID 4159867057 SAN FRANCISCO CA $9.99 04/07/19 AMTRAK INT From: BBY To: NYP Ticket Number: 0970602009726 AMTRAK WASHINGTON DC 5430/30 04/08/19 PRET A MANGER 178047 10022 RESTAURANT NEWYORK NY $1107 04/08/19 White and Blue Group White and Ilk* TAXICAB & LIMOUSINE Long Island City NY $13.80 04/08/19 NYC-TAXI VERIFONE 718-786-8S85 LONG ISLAND CITY NY $12.80 0406/19 VIN SUR VINGT WINE BAR 000000001 6465599429 NEWYORK NY $36.00 04/09/19 ROBERTO BEZJON SALON sauareup.corn/rKllpts New York NY 5141.75 04/09/19 PRET A MANGER 0105 0105 196854 10019 RESTAURANT NEWYORK NY $8.25 04/09/19 THE PARK LANE HOTEL 0000 Arrival Date Departure Date 04/08/19 04/09/19 00000000 LODGING CARDEPO5IT NEWYORK NY 51.00 04/09/19 PRET A MANGER0105 0105 196443 10019 RESTAURANT NEWYORK NY $2A9 04/09/19 DUANE READE a 14134 000014134 NONE 10019 PHARMACIES NEWYORK NY 52341 04/09/19 TSP BIN 26 ENOTECA 000000068 6177235939 BOSTON MA $50.17 04/09/19 THE PARK LANE HOTEL 0000 Arrival Date Departure Date 04/08/19 04/09/19 0000(000 LODGING NEWYORK NY $349.71 04/13/19 HM01000000 855-466-7467 BOSTON MA $24.99 AMEX001693 Continued on next page SDNY_GM_00327493 EFTA_00200247 EFTA01686491 Centurion° Card G MAXWELL Closing Date 04/17/19 DUPLICATE COPY Account Ending p 5/8 Detail Continued Amount JENNIFER TURNER Card Ending Amount 03/18/19 ApIPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $25.00 03/19/19 EUROPEAN WAX CENTER NEW8U 000000001 2604607290 BOSTON MA $21.00 03/22/19 1TUNES.COWBILL DIRECT MKTG INTERNET CUPERTINO CA 335.84 03/28/19 USER TRIP HELP.UBERCOM HELP.UBER.COM CA $1443 03/29/19 USER TRIP HELP.UBERCOM HELP.UBER.COM CA $13-58 03/29/19 ApIPay STARBUCKS.COM GIFT CARD 900-782-7282 WA 325.00 04/01/19 ITUNES.COIA/BILL DIRECT MKTG INTERNET CUPERTINO CA $8.48 04/01/19 ADOBE •PHOTOGPHY PLAN Adobe Systems 800833-6687 SAN JOSE CA $10.65 04/08/19 USER TRIP HELP.UBER.COM HELP.UBERCOM CA $8.32 04/09/19 USER TRIP HELP.UBERCOM HELP.UBERCOM CA $20.27 04/10/19 ApIPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $25.00 04/12/19 ITUNES.COINBILL DIRECT MKTG INTERNET CUPERTINO CA $14.85 04/13/19 USER TRIP HELP.UBERCOM HELP.UBER.COM CA $13.39 Fees Amount Total Foes for this Porlod $0.00 2019 Fees and Interest Totals Year-to-Date Total Fees in 2019 Total Interest in 2019 Amount 50.00 $0.00 AMEX001694 SDNY_GM_00327494 EFTA_00200248 EFTA01686492 G MAXWELL DIAccoun n PLICA7 CORY mg z urriv04 P CiA3 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate In Charge PayOver TimeSelect Total NWarlable Rare 07/08/2010 11.40%(v) $0.00 $0.00 $0.00 Information on Pay Over Time There is no pre-set spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over Time Limit Is S35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in hill all charges that are not placed Into a Pay Over Time balance. For more information about Pay Over Time features please visit amerkanexpresszom/payovertimt You are currently enrolled in Pay Over Time Select You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay in lull, pay the minimum due, or pay any amount in between. Interest applies horn the date you add a charge to your Pay Over Time balance until the date it Is paid. AMEX001695 SDNY_GM_00327495 EFTA_00200249 EFTA01686493 Centurion° Card G MAXWELL Closing Date 04/17/19 DUPLICATE COPY Account Ending Take control of your identity. We'll be here if you need us. Get comprehensive credit and identity monitoring, plus dedicated fraud assistance when you need it most. Only $1 for the first 30 days and 516.99 every month thereafter. Sales tax may apply. Terms and Conditions apply. Enroll at AmericanExpress.com/EnrollCreditSecure or call 1-866-617-1893 for more information The Power of CreditSecure 3-Bureau Credit Monitoring Stay on track with credit monitoring and calculators to plan for life's big moments. ✓ 3-Bureau credit reports. ongoing monitoring and monthly FICO' scores' ✓ Financial calculators and credit score simulators State-of-the-Art Identity Monitoring Look out for your digital and financial life with confidence using our detection and alert tools. ✓ Dark Web Monitoring ✓ Social Security Number Monitoring ✓ Child Monitoring U.S.-Based Fraud Assistance Suspect fraud or have questions? Give us a call. ✓ Dedicated U.S.-Based Fraud Assistance Team ✓ Lost Wallet Assistance Credit score cakulated based on the FICO*8 model Your lender or insurer may 11413 a different F CO' Score version than FICO' EL or another type of credit score altogether. FCC)* is a registered trademark of the Fair Isaac Corporation in the United States and other countries. p.7/8 AMEX001696 SDNY_GM_00327496 EFTA_00200250 EFTA01686494 G MAXWELL DUPLICATE CIS Account Ending Keep an eye on spending in real time Did you know that the American Express,`, App lets you set account alerts that notify you about payments. charges. and much more? LI Explore the many ways to take advantage of your membership with the Amex App at amex.co/getamexapp. Text AMEXAPP to 86509 to receive a link to download the app. Message and data rates may apply. OS and Android only. See App Store listing for operating system intoimation. p 8/8 AMEX001697 SDNY_GM_00327497 EFTA_0020025 1 EFTA01686495 Centurion® Card G MAXWELL Closing Date 05/17/19 DUPLICATE COPY New Balance $4,226.29 Payment Due Date 06/12/19 2 *Late Payment Warning: tf we do not receive your payment by the Payment Due Date of 06/12/1% you may have to pay a late fee of up to $38.00. See page 2 for important information about your account. 0 We will debit your bank account for your payment of $4,226.29 on 06/01/19. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 05/30/19. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. D Learn how to take advantage of your Pay Over Time feature on page 5 (1) Effective June 1, 2019, Hertz" certificates will no longer be available in the Membership Rewards program. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer amerkanexpressconVpbc p. 1/7 Account Ending Available and Pending as of 04/30/19 585,080 For up to date point balance and full program details, visit Account Summary Previous Balance $2,943.26 Payments/Credits 42,887.14 New Charges $4,170.17 Fees 40.00 New Balance $4,226.29) Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care 1 877 877 0987 Pay by Phone 1 8C0 472-9297 O See page 2 for additional information. Pa Pay by Phone la 1-800.4729297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000422629000422629 14 rl Account Ending Enter 15 digit account I on all payments. Make check payable to American Express. Payment Due Date 06/12/19 AutoPay Amount $4,226.29 AMEX001698 SDNY_GM_00327498 EFTA_00200252 EFTA01686496 0 MAXWELL DM-MILS& p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Elettronk Withdrawal: ) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial Institution, unless the check is not processable electronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 840 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest for Pay Over Time and/or Cash Advance balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figuie the ADS and interest results in doily compounding of interest. Paying Interest If you have a Pay Over Time and/or Cash Advance balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the daterhey are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, Pay Over rime Travel and Pay Over Time bisect) if you pay the Account Total New Balance by the due date each month. We will. however, charge you interest on cash advances beginning on the transaction date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dolla rs on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six.month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report Information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care d, Billing Inquiries International Collect Large Print & Braille Statements Cash Advance at ATMs Inquiries 1-877477-0987 Hearing Impaired 1-9S4-503-8905 TTY:1E0-221-9950 1.877.877-0987 FAX:1.623-707-4442 1 -1300CASH-NOW in NY:1.800.522.1897 Change of Address itOlleCt on front. do not use. • To change your address online, visit wenvameticanexpress.convuociatecontactisto • to Nana Company Name, and Foreign Address ea Phone changes. pleas* call Custom,' Cart • Please print clearly in blue or block ink only In the boxes provided. Street Address City, State Zip Code Area Code and Home Phone ,A4aCie neand (mall E Wirbsite:ameticanexpress.com Customer Care & Billing Inquiries P.O. BOX 981533 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK N107101 1270 r Pay Your MI with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h Visit amerkanexpress.com/eutopay today to enroll. i fog information on how we protect your privacy and to set your communication and privacy choices. please visit www.ainerkanexpress.coeMprivecy. AMEX0016B9 SDNY_GM_00327499 EFTA_00200253 EFTA01686497 Centurion' Card G MAXWELL Closing Date 05/17/19 DUPLICATE COPY Account Ending p• 3/7 Payments and Credits Summary Total Payments -$2,424.32 Credits G MAXWELL 4359.77 JENNIFER TURNER -$103.05 Total Payments and Cradles -920187.14 Detail 'Indicates posting date Payments Amount OS/02/1r GMAXWELL AUTOPAY PAYMENT RECEIVED- THANK YOU UMB BANK NATIONAL ASSOCIATION 42,424.32 Credits Amount 04/18/17 GMAXWELL Dispute - WEEPNETWORICSOLUTIONS -$139.94 04/18/1r GMAXWELL Dispute - WEB•NETW0RKSOLUTIONS 414.95 04/1/I/19* GMAXWELL Dispute • WEIPNETWORKSOLUTIONS -$14.95 04/23/19` GMAXWELL Dispute • DROPBOX•W.I6TFTY2VTD -$9.99 04/23/W G MAXWEU. Dispute - DROPBOX•YLXDPCTICK6R 49.99 04/30/19• GMAXWELL Dispute • WEIPNEPNORKSOLUTIONS 414.95 05/17/19' GMAXWELL Dispute • USPS PO BOXES ONLINE 6602 4155.00 04/23/W JENNIFER TURNER Dispute - ADOBE •PHOTOGPHY PLAN Ado 410.65 04/23/19* JENNIFER TURNER Dispute - ADOBE •PHOTOGPHY PLAN Ado 410.65 04/30/W JENNIFER TURNER Dispute - GODADDY.COM 436.34 04/30/W JENNIFER TURNER Dispute - GODADDY.COM 445.41 New Charges Summary Total GMAXWELL_ JENNIFER TURNER Total New Charges 52,952.99 $1,217.18 $4,170.17 Detail G MAXWELL Card Ending Amount 04/18/19 IJOVO INV646830 11101 BUSINESS SERVICES LONG ISLAND C NY $162.56 04/18/19 WEB•NEIWORKSOLUTIONS 888-642-9675 888-642-9675 FL $14.95 04/24/19 PRET A MANGER 101315 02116 RESTAURANT BOSTON MA 57A7 04/24/19 ITOYA TOPORAWER BACK BAY 0000 BOSTON MA $850 800-833-5979 AMEX001700 Continued on reverse SDNY_GM_00327500 EFTA_00200254 EFTA01686498 G MAXWELL DWPLICilfi C1ORY, ccount n ing zwouu4 Pon Detail Continued AnteuM 04/25/19 PRNEBT LAURENT D squareup.com/receipts New York NY S261.25 04/25/19 Dig Inn Seasonal Marke 212.545-7867 New York NY $1132 04/26/19 PRET A MANGER 0105 0105 114971 10019 RESTAURANT NEW YORK NY $13.69 04/26/19 HUDSON NEWS ST125 125 800-326-7711 NEWYORK NY $3147 05/01/19 JASON POSSUMAT0000000001 9177740347 HERMOSA BEACH CA 532535 05/03/19 BRITISH AIRWAYS DIRECT SALES BRITISH AIRWAYS From: To: BOSTON LOGAN INTER LONDON HEATHROW AP BOSTON LOGAN INTER Ticket Number: 1258791782509 Passenger Name: MAXWELUGHISLAINE N MS Document Type: PASSENGER TKKET USA Carrier: Class: BA BA Date of Departure: 06/02 51,749.55 05/04/19 TMOBILE•AUTO PAT 898805037 98006 800-937-8997 WA $91.43 05/07/19 SALON DESIGN squareup.com/recelpts Boston MA 54.78 05/07/19 INCTAXII A96 09012460010 0000000000 LONG ISLAND C NY $1030 05/08/19 PARK LANE HOTEL GARAGE 9174094896 NEW YORK NY $65.00 05/08/19 THE PARK LANE HOTEL 0000 Arrival Date Departure Date 05/07/19 05/08/19 00000000 LODGING NEW YORK NY $40.17 05/15/19 USPS PO BOXES ONLINE 660247000 8002758777 800-344-7779 DC 5155.00 ® JENNIFER TURNER Card Ending Amount 04/22/19 ITUNES.COM/BILL RECORD STORE CUPERTINO CA $19.09 0422/19 ITUNES.COM/BILL RECORD STORE CUPERTINO CA 521.24 04/22/19 UBER TRIP HELP.UBER.COM HELP.UBER.COM CA $1335 04/24/19 EUROPEAN WAX CENTER NEV/BU 000000001 2604607290 BOSTON MA 524.00 04/24/19 SASSOON 1909 SASSOON 1909 907-522-5223 BOSTON MA 5105.00 04/25/19 SILVER MIRROR FACIAL BAR 4368455573894 2134401333 NEW YORK NY $156.76 04/25/19 ApiPay MNR ETTX TICKET MNR ETIX TICKET 877-690-5116 NY $17.75 04/25/19 GODADDY.COM (480)505-8855 480-505-8855 AZ $4541 04/26/19 ApIPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $25.00 04/26/19 GODADDY.COM 480-505-8855 AZ 536.34 (480)505-8855 AMEX001701 Continued on next page SDNY_GM_00327501 EFTA_00200255 EFTA01686499 Centurions Card G MAXWELL Closing Date 05/17/19 DUPLICATE COPY Account Ending P5/7 Detail Continued Amount 04/29/19 05/06/19 GODADDY.COM (480)505-8855 480-505-8855 AZ 5503.76 ITUNES.COWBILL RECORD STORE CUPERTINO CA $8.48 05/07/19 ApIPay HotelTonight.com TRANSPORTATION SERVICES SAN FRANCISCO CA $216.00 05/08/19 AplPay STARBUCKS.COM GIFTCARD 906782-728a WA 525.00 Fees Amount Total Fees for this Period $0.00 2019 Fees and Interest Totals Year-to-Date Amount Total Fees in 2019 Total Interest in 2019 50.00 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate Interest Charge Pay Over Time Select 07/08/2010 11.40%(v) 50.00 50.00 Cash Advances 05/01/2019 27.49% Iv) $0.00 50.00 Total (v)VislableRate $0.00 Information on Pay Over lime There Is no preset spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over Time Limit Is 535,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full allcharges that are not placed into a PayOver Time and/or Cash Advance balance. For more information about Pay Over Time features please visit anserkanexprms.com/payevertime. You are currently enrolled in Pay Over Time Select You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay the Account Total New Balance, pay the minimum due, or pay any amount In between, with interest. AMEX001702 SDNY_GAl_00327502 EFTA_00200256 EFTA01686500 G MAXWELL D1049,10.99EX04 p 6/7 AMEX001703 SDNY_GM_00327503 EFTA_00200257 EFTA01686501 Centurion° Card G MAXWELL Closing Date 05/17/19 DUPLICATE COPY p.7/7 Account Ending Get more from your Card Membership with the American Express®App. All the tools you use every day. right at your fingertips: manage your account, find nearby offers, explore rewards. and more. t MAKE PAYMENTS VIRTUALLY ANYWHERE, ANYTIME TRACK RECENT CHARGES AND PAYMENTS I GET QUICK ACCESS TO BILLING STATEMENTS EXPLORE AMEX OFFERS TO FIND REWARDS TURN ON ALERTS I TO MONITOR YOUR ACCOUNT Download the App by visiting: amex.co/vIewamexapp. OON'T kW/ 14e, WITHOUT IT The American Express• App and app features are available only for ehgble Card accounts in the United States. American Express, prepaid cards and cards issued by non-American Express issuers are not eligible. To log in. Card Members must have an American Express user ID and password or create one in the app. iOS and Android only. See app store listings for operating system info. O 2019 American Express National Bank. All rights reserved. AMEX001704 SDNY_GM_00327504 EFTA_00200258 EFTA01686502 AMEX001705 SDNY_GM_00327505 EFTA_00200259 EFTA01686503 Centurion® Card G MAXWELL Closing Date 06/17/19 DUPLICATE COPY New Balance $1,539.77 Payment Due Date 07/12/19$ :Late Payment Warning:If we do not receive your payment by the Payment Due Date of 07/12/19, you may have to pay a late fee of up to $38.03. PI p See page 2 lot important information about your account. See page 7 for Important Changes to Your AccountTerms. See page 9 for a Notice Of Change To The Membership Rewards Program Terms &Conditions. p Your membership will be renewed next month. Please refer to the Renewal Notice on Page 5. We will debit your bank account for your payment of $1,539.77 on 07/02/19. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 06/30/19. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. Learn how to take advantage of your Pay Over Time feature on page S El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Continued on page 3 Pay by Computer amerkanexpress.conVpbc p. 1/12 Account Ending Available and Pending as of 05/31/19 588,786 For up to date point balance and full program details, visit Account Summary Previous Balance $4,226.29 Payments/Credits -54,226.29 New Charges ♦$1,539.77 Fees +50.00 New Balance $1,539.77) Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care 1 877 877 0987 Pay by Phone 1 8C0 472-9297 O See page 2 for additional information. Pa Pay by Phone la 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 0001539770001539T? 14 rl Account Ending Enter 15 digit account it on all payments. Make check payable to American Express. Payment Due Date 07/12/19 AutoPay Amount $1,539.77 AMEX001706 SDNY_GM_00327506 EFTA_00200260 EFTA01686504 0 MAXWELL DM-MILS& p. 2/12 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Elettronk Withdrawal: ) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial Institution, unless the check is not processable electronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 840 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest for Pay Over Time and/or Cash Advance balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figuie the ADS and interest results in doily compounding of interest. Paying Interest If you have a Pay Over Time and/or Cash Advance balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the daterhey are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, Pay Over rime Travel and Pay Over Time bisect) if you pay the Account Total New Balance by the due date each month. We will. however, charge you interest on cash advances beginning on the transaction date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dolla rs on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your change. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six.month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report Information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care d, Billing Inquiries International Collect Large Print & Braille Statements Cash Advance at ATMs Inquiries 1-877-877-09137 Hearing Impaired 1-954-503-8905 TTY:1E0-221-9950 1.877.877-0987 FAX:1.623-707-4442 1 -1300CASH-NOW in NY:1.800.522.1897 Change of Address itOlleCt on front. do not use. • To change your address online, visit wonvarnericanexpress.comtupclatecontactatio • foe Nana Company Name, and Foreign Address or Phone changes. pleas* call Customer Cart • Please print clearly in blue or block ink only In the boxes provided. Street Address City, State Zip Code Area Code and Home Phone ,taCie neand (mall E ameticanexpress.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your MI with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h Visit amerkanexpress.com/eutopay today to enroll. i fog information on how we protect your privacy and to set your communication and privacychoices. pfraw visit www.amerkanexpress.condprivacy. AMEX001707 SDNY_GM_00327507 EFTA_00200261 EFTA01686505 Centurions Card DUPLICATE COPY G MAXWELL Closing Date 06/17/19 Account Ending (i) Effective 8/1/19, Priority Pass non-lounge airport experience credits will no longer be available to Centurion Members, except for select locations. Visit amerIcanexpress.comflindalounge for a list of available lounges. (i) Effective July 1, 2019, Avis certificates and Enterprise certificates will no longer be available in the Membership Rewards program. p. 3/12 Payments and Credits Summary Total Payments Credits G MAXWELL JENNIFER TURNER Total Payments and Credits -$3,722..53 $0.00 -$503.76 -$4,226.29 Detail 'Indicates posting dare Payments 06/01/1r G MAXWELL Amount Credits AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK, NATIONAL ASSOCIATION -$3,722.53 Amount 05/18/19 JENNIFER TURNER GODADOY.COM 480-505-8855 AZ P180)505-8855 -$503.76 New Charges Summary G MAXWELL JENNIFER TURNER Total New Charges Total $1,211.53 $32824 $1,539.77 Detail 6 MAXWELL Card Ending Foreign Spend Amount 05/18/19 UOVO INV649032 11101 BUSINESS SERVICES LONG ISLAND C NY $162.56 05/21/19 ESSEN 542929805931854 9785269995 MANCHESTER BY MA $15.62 05/23/19 FOUR SEASONS HOTEL BOSTON MA $15.58 6173384400 AMEX001708 Continued on reverse SDNY_GM_00327508 EFTA 00200262 EFTA01686506 G MAXWELL DYRA-kciiMMT04 p 4/12 Detail Continued Foreign Spend Amount 05/23/19 DEACON HILL BISTRO RESTAURANT BOSTON MA 519960 05/31/19 SALON DESIGN sguareupxom/receipts Boston MA 53.00 06/01/19 JASON POSSUMATO 000000001 9177740347 HERMOSA BEACH CA $32535 06/02/19 DOS HUDSON ST1925 1925 NEWS DEALER/NEWSSTAND BOSTON MA 511.98 06/04/19 TMOBILE•AUTO PAY 89880503798006 800-937-8997 WA $90.99 06/17/19 DRIVE BY LAURENF D sguateup.conVrecelpts New York NY 5386.65 JENNIFER TURNER Caid Ending Foreign Spend Amount 05/20/19 ITUNES.COWBILL RECORD STORE INTERNET CHARGE CA $19.09 05/22/19 ITUNES.COWBILL RECORD STORE INTERNET CHARGE CA 52124 05/23/19 SASSOON 1939SA5500N 1909 907-522-5223 BOSTON MA 5120.00 05/3W19 POUR LE CORPS SKIN 071119210010372 INFOUPOURLECORPS.COM BOSTON MA $12.00 05/31/19 USER TRIP HELP.UBERCOM HELP.UBER.COM CA 58.97 06/03/19 ITUNES.COM/BILL RECORD STORE INTERNET CHARGE CA $8.48 06/08/19 UBER TRIP HELP.UBER.COM HELP.UBER.COM AG 3632 Swiss francs 53734 06/08/19 UBER TRIP HELP.UBER.COM HELP.UBER.COM AG 2208 Swiss liana $22.39 06/13/19 PERIOD FURNITURE HARDIN 617-227-0758 BOSTON MA $21.25 06/13/19 EUROPEAN WAX CENTER BEACO 000000001 2604607290 BOSTON MA 52490 06/13/19 ApIPay STARBUCKS.COM GIFT CARD 80D-782-7282 WA 525.00 06/17/19 ITUNES.COWBILL RECORD STORE INTERNET CHARGE CA 58.08 Fees Amount Total Fees for this Period $0.00 2019 Fees and Interest Totals Year-to-Date Amount Total Fees In 2019 $0.00 Total Interest In 2019 50.00 AMEX001709 SDNY_GM_00327509 EFTA_00200263 EFTA01686507 Centurion° Card G MAXWELL Closing Date 06/17/19 DUPLICATE COPY Account Ending p. 5/12 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage Rate Pay Over Time Select From To Balance Subject to Interest Rate Interest Charge 07/08/2010 11.40% (v) $0.00 $0.00 Cash Advances 05/01/2019 27.49% (v) $0.00 $0.00 Total $0.00 VariebleRate Information on Pay Over Time There is no preset spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise. your Card has no preset spending limit. Your Pay Over Time Limit is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time and/or Cash Advance balance. For more information about Pay Over Time features please visit amerkanexpress.com/payoyertimir. You are currently enrolled in Pay Over Time Select You can select eligible charges to move into your Pay Over Time balance. Each month you simply choose whether to pay the Account Total New Balance, pay the minimum due, or pay any amount in between, with interest. Renewal Notice Your Account renews next month. The following terms will be in effect when your Account renews, unless we tell you otherwise. Please refer to Page 2 for more information about your Account, Including Now We Cakulate Your Balance and Paying Interest. Payment Information: All charges made on this card, that are not included in a Pay Over Time and/or Cash Advance balance, are due and payable by the Payment Due Date. Annual Membership Fee: The annual membership fee for your Account is 52,500.00. When you receive the statement in which the annual fee Is billed, you can avoid paying the annual fee by calling the Customer Care phone number on Page 2 to cancel your Account. APR Information: The Annual Percentage Rates (APRs) for each billing period may vary based on the Prime Rate. We use the Prime Rate published in the rates section of The WallSheel Journal on the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR may apply to a Pay Over Time Feature if you make one or more late payments or If your payment Is returned. We may also consider your creditworthiness in determining whether or not to apply the penally APR to the Pay Over Time feature(s) on your Account. if the Penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the Penalty APR is applied. The Penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. You may have access to one or more Pay Over Time Features on your Account. If you are enrolled in a Feature or have a Feature balance, the APRs that apply will be noted below as of the Closing Date of this statement. (v) Indicates variable rate • Indicates variable penalty APR will not exceed 29.99% Pay Over Tine Select Transactions Dated Rate Description From To Prime+ Margin APR Standard 07/08/2010 Prime + 5.90% 11.40%(v) Penalty 07/08/2010 Prime + 25.9996* 29.99%(v)• Please refer to page 2 for further important information regarding your account AMEX001710 Continued on reverse SDNY_GM_00327510 EFTA_00200264 EFTA01686508 G MAXWELL DiPM,9,AILF,918X04 p 6/12 Renewal Notice continued Cash Advances Transactions Dated Rate Description From To Prime + Margin APR Standard 05/01/2019 Prime + 21.99% 27A9%(v) AMEX001711 SDNY_GM_00327511 EFTA_00200265 EFTA01686509 Centurions Card G MAXWELL Closing Date 06/17/19 DUPLICATE COPY Account Ending p. 7112 Notice of Important Changes to Your Account Terms We are making changes to your American Express Cardmember Agreement referenced in this notice. We encourage you to read this notice, share it with Additional Card Members on your account, and file it for future reference. The detailed changes to your Cardmember Agreement can be found after the below summary chart. The following is a summary of the changes that are being made to your account terms effective on September 1, 2019. For more detailed information, please see the Detail of Changes to your Cardmember Agreement that can be found on the following page. The late payment fee and returned payment fee will be changed from a maximum of S38 to a maximum of $39. In addition, the first time a payment is not received by the Payment Due Date or returned unpaid by your bank, the fee will now be $28. For Card Members with a billing address in Puerto Rico, effective September 1, 2019, if we do not receive your Minimum Payment Due by the Payment Due Date, you may be assessed a late fee, regardless of whether you have ever previously been assessed a late fee. Revised Terms, as of September 1, 2019 Late Payment Fee Up to $39. Returned Payment Fee Up to $39. ID 12738 Please see reverse side for the Detail of Changes to Your Cardmember Agreement. CMLENDDMaR1712 SDNY_GM_00327512 EFTA JX)200266 EFTA01686510 G MAXWELL DVEINIgg.2988104 p 8/12 Detail of Changes to Your Cardmember Agreement This notice amends your American Express Cardmember Agreement ("Agreement") as described below. Any terms in the Cardmember Agreement conflicting with this change are completely replaced. Terms not changed by this notice continue to apply. If you have any questions, please call the number on the back of your Card. Late Payment Fees and Returned Payment Fees Effective September 1, 2019, the Fees section on page 1 of Part 1 of the Cardmember Agreement is amended by deleting the Late Payment and Return Payment fees under the Penalty Fees subsection and replacing it with the following: Penalty Fees • Late Payment Up to $39. • Returned Up to $39. Payment La e Payment Fee Effective September 1, 2019, the Fees section on page 2 of Part 1 of the Cardmember Agreement is amended in he Late Payment row by replacing each instance of 127- with "$28" and replacing each instance of 138" with 139." Returned Payment Fee Effective September 1, 2019, the Fees section on page 2 of Part 1 of the Cardmember Agreement is amended in the Returned Payment row by replacing each instance of "$27" with "$28" and replacing each instance of 138" with "$39." CMLENDOMIAR6 1. I 713 SDNY_GM_00327513 EFTA JX)2(X)267 EFTA01686511 Centurions Card G MAXWELL Closing Date 06/17/19 DUPLICATE COPY Account Ending p 9/12 Notice of Important Changes to the Membership Rewards® Program Terms We are making changes to the Membership Rewards® Program Terms & Conditions referenced in this notice. We encourage you to read this notice and file it for future reference. The detailed changes to your Membership Rewards Program Terms & Conditions can be found after the below summary chart. Summary of Changes Effective Immediately About The Program We are removing the option for a Basic Business Card Member to allow their Additional Business Card Members to have their own Membership Rewards program account. Effective June 6, 2019 Getting Points Card Members with an American Express® Gold Card will be eligible to earn three (3) additional points (for a total of four (4) points) at restaurants worldwide; three (3) additional points (for a total of four (4) points) on the first $25,000 of eligible purchases per calendar year at supermarkets located in the U.S. (superstores and warehouse clubs are not considered supermarkets); and two (2) additional points (for a total of three (3) points) for airfare on a scheduled flight charged directly with passenger airlines or at amextravel.com (Charter flights and private jet flights are excluded). About The Program, Getting Points, Using Points The Blue for Students® Card will no longer be part of the Membership Rewards program. Effective September 1, 2019 Forfeiting and Getting Points Back Effective for billing periods having payment due dates on or after September 1, 2019, we are changing the Membership Rewards Terms and Conditions to provide that, for certain eligible Cards, we must receive your payment of the amount due on your Linked Account by the payment due date for a billing period, instead of by the closing date of the next billing period, in order for you to avoid forfeiting the points that you would have earned for that billing period. Using Points We are changing the Membership Rewards Terms and Conditions to provide that an Additional Card must be issued to an Additional Card Member at least 90 days prior to linking your Membership Rewards program account to that Additional Card Members frequent customer program account. Effective September 28, 2019 We will be cancelling existing Additional Membership Rewards program accounts held by Additional Business Card Members. Enrolled Additional Business Card Members will have until October 31, 2019, to redeem accumulated points. All Additional Business Card Members who currently have their own additional program account will receive notification regarding the cancellation of their account. Beginning September 28, 2019, purchases charged on Additional Business Cards will earn points for the Basic Business Card Members program account. C L E N DDa le 1714 SDNY_GM_00327514 EFTA 00200268 EFTA01686512 G MAXWELL DVEINIgg.9988104 p 10/12 Effective October 31, 2019 About The Program, Getting Points, Forfeiting and Getting Points Back, Usineoints We are deleting all references to Additional Business Card Member program accounts in the Membership Rewards Terms & Conditions. See the following page(s) for the Detail of Changes to the Membership Rewards Program Terms & Conditions. CMLENDDP,Velig6M1715 SDNY_GM_00327515 EFTA_00200269 EFTA01686513 Centurion° Card G MAXWELL Closing Date 06/17/19 DUPLICATE COPY Account Ending Detail of Changes to the Membership Rewards Program Terms & Conditions This notice amends the Membership Rewards Program Terms & Conditions (the "Terms & Conditions") as described below. Any terms in the Terms & Conditions conflicting with this change are completely replaced. Terms not changed by this notice continue to apply. If you have any questions, please call the number on the back of your Card. p 11/12 A. Effective Immediately, the second paragraph of the Who Can Use The Program & Annual Fees sub-section of the About The Program section is amended by deleting the following sentences: For a Business Card account, any Additional Business Card Members can be permitted to have their own separate program account by the Basic Business Card Member. In order to permit any Additional Business Card Members to have their own separate program account, the Basic Business Card Member must be enrolled in the program. B. Effective June 6, 2019, the Getting Additional Points sub-section of the Getting Points section is amended by deleting the bullets in the American Express® Gold Card section and replacing with the following: • Three (3) additional points (for a total of four (4) points) at restaurants worldwide. • Three (3) additional points (for a total of four (4) points) on the first $25,000 of eligible purchases per calendar year at supermarkets located in the U.S. (superstores and warehouse clubs are not considered supermarkets). Two (2) additional points (for a total of three (3) points) for airfare on a scheduled flight charged directly with passenger airlines or at amextravel.com (Charter flights and private jet flights are excluded). C. Effective June 6, 2019, the terms and conditions of the Membership Rewards® program are amended to delete all mentions of the Blue for Students® Card. D. Effective September 1, 2019. the first paragraph of the For Making Late Payments subsection of the Forfeiting and Getting Points Back section is amended and restated as follows: If your Linked Account is a consumer Card account or a Blue for Business Credit Card account, a Blue for Business Plus Credit Card account, a Platinum Business Credit Card account, a Business Management Credit Card account, or a Business Membership Rewards Credit Card account, you must pay the amount due on your Linked Account statement so that we receive your payment by the payment due date shown on that statement. If your Linked Account is any other kind of Business Card account or a Corporate Card account, you must pay the amount due on your Linked Account statement so that we receive your payment by the closing date of the next billing period. If you don't, you may forfeit all the points that you earned during the period covered by the statement. E. Effective September 1, 2019, the last paragraph of the Who can transfer points of the Transferring Points To Frequent Customer Programs subsection of the Using Points section is amended and restated as follows: If you are eligible to transfer points, you'll see this option listed in the Travel category on membershiprewards.com. The frequent customer program account that you transfer points into must be held by you or an Additional Card Member linked to your program account provided that an Additional Card must be issued to the Additional Card Member at least 90 days prior to linking your program account to that Additional Card Member's frequent customer program account. F. Effective October 31, 2019, we are deleting all references to Additional Business Card Member program accounts in the Membership Rewards Terms & Conditions: 1. The second paragraph of the Who Can Use The Program & Annual Fees subsection of the About The Program section is amended by deleting the following sentence: We will cancel an Additional Business Card Members participation in the program and, if applicable, separate program account if the Basic Business Card Member exits the program. CRILENDDMIMM1716 SDNY_GM_00327516 EFTA (102(10270 EFTA01686514 G MAXWELL DVEN(gg.9988104 p. 12/12 2. The third paragraph of the Who Can Use The Program & Annual Fees subsection of the About The Program section is amended by deleting the following sentence: Additional Business Card Members who have a separate program account may not link other program-eligible Cards to the separate program account created for them as an Additional Business Card Member. 3. The first paragraph of the Buying Points subsection of the Getting Points section is amended by deleting the second sentence in its entirety. 4. The third sentence of the second paragraph of the Buying Points subsection of the Getting Points section is amended to read: If you have a Card enrolled in Membership Rewards when you enroll a second Card, the Cards may be linked to the same program account. 5. The third paragraph of the For Making Late Payments subsection of the Forfeiting and Getting Points Back section is deleted in its entirety. 6. The second paragraph of the For Canceling Your Account subsection of the Forfeiting and Getting Points Back section is amended to read: If you voluntarily cancel your enrollment in the program, but you keep at least one American Express® Card open and is not past due or canceled, you'll have up to 30 days from the date of cancellation to use any points in your program account. 7. The third paragraph of the For Canceling Your Account subsection of the Forfeiting and Getting Points Back section is amended to read: If you voluntarily cancel your enrollment in the program and you don't keep open any American Express Cards, all points in your program account will be immediately forfeited. 8. The second sentence of the second paragraph of the Who can transfer points sub-subsection of the Transferring Points To Frequent Customer Programs subsection of the Using Points section is amended to read: If you have a Card enrolled in Membership Rewards when you enroll another Card, the Cards may be linked to the same program account. 9. The last sentence of the Excise tax offset fee sub-subsection of the Transferring Points to Frequent Customer Programs subsection of the Using Points section is deleted in its entirety. cmLEttoomFeLINAnn SDNY_GM_00327517 EFTA JX)2(X)27 I EFTA01686515 Centurion® Card G MAXWELL Closing Date 07/18/19 DUPLICATE COPY New Balance $28,982.28 Payment Due Date 08/12/19* Ilate Payment Warning: Ifwe do not receive your payment by the Payment Due Date of 08/12/19, you may have to pay a late fee of up to $38.00. See page 2 los important information about your account. See Important notices about Your Billing Rights, Electronic Fund Transfer Error Resolution, and for WA residents, starting on page 7 00 We will debit your bank account for your payment of $28,982.28 on 08/02/19. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 07/31/19. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. (D Important Information: To access the most up to date version of your Cardmember Agreement, please log in to your Account at www.americanexpress.com. Your Centurion" Membership includes an annual subscription to Departures magazine (a value of $10). If you do not wish to receive the magazine, please call us at the number on the back of your Card. No credits are offered to Members who elect not to receive the magazine. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Continued on page 3 Pay by Computer amerkanexpressconVpbc p. 1 /8 Account Ending Available and Pending as of 06/30/19 589,822 For up to date point balance and full program details, visit Account Summary Previous Balance $1,539.77 Payments/Credits 51,539.77 New Charges ♦S26,48228 Fees +51500.00 New Balance S28,982.28) Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care 1 877 877 0987 Pay by Phone 1 8C0 472-9297 O See page 2 for additional information. gla Pay by Phone ga 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 002898228002898228 14 rl Account Ending Enter 15 digit account I on all payments. Make check payable to American Express. Payment Due Date 08/12/19 AutoPay Amount $28,982.28 AMEX001718 SDNY_GM_00327518 EFTA 002(10272 EFTA01686516 0 MAXWELL DM-MILS& p.2/8 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Elettronk Withdrawal: ll) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial Institution, unless the check is not processable electronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 840 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest for Pay Over Time and/or Cash Advance balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figuie the ADS and interest results in doily compounding of interest. Paying Interest If you have a Pay Over Time and/or Cash Advance balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the daterhey are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, Pay Over rime Travel and Pay Over Time bisect) if you pay the Account Total New Balance by the due date each month. We will. however, charge you interest on cash advances beginning on the transaction date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dolla rs on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your change. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six.month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Cared Billing Inquiries International Collect Large Print & Braille Statements Cash Advance at ATMs Inquiries 1-877-877-09137 Hearing Impaired 1-9S4-503-8905 TTY:1E0-221-9950 1.877.877-0987 FAX:1.623.707-4442 1.800-CASH-NOW in NY:1.800.522.1897 Change of Address itOlleCt on front. do not use. • To change your address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name. Company Name, and Foreign Address or Phone changes. pleas* call Customer Cart • Please print clearly in blue or block ink only In the boxes provided. Street Address City, State Zip Code Area Code and Home Phone ,taCie neand (mall E ameticanexptess.com Customer Care & Billing Inquiries P.O. BOX 981533 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your MI with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each month Visit amwkanexpress.comieutopay today to enroll. i for information on how we protect your privacy and to set your communication and privacy choices. please visit www.amerkanexpresccom/princy. AMEX001719 SDNY_GM_00327519 EFTA_00200273 EFTA01686517 Centurion° Card G MAXWELL Closing Date 07/18/19 DUPLICATE COPY Account Ending O Effective 8/1/19, Priority Pass non-lounge airport experience credits will no longer be available to Centurion Members, except for select locations. Visit americanexpress.com/findalounge for a list of available lounges. p 3/8 Payments and Credits Summary Total Payments Credits Total Payments and Credits 41,539.77 50.00 41,539.77 Detail Indscatrs pau'ng ciao, Payments 0//071 in' GMAXWELI Amount AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK NATIONAL ASSOCIATION -S1,539.77 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges 526,11135 $341.03 $26,482.28 Detail S G MAXWELL Caid Ending Amount 06/17/19 AMERICAN KENNELS OF N MSC PERSONAL SERVICE NEW YORK NY $39.18 06/18/19 UOVO INV651099 11101 BUSINESS SERVICES LONG ISLANDC NY $162.56 06/19/19 THEORY WOODBURY MENSPNOMENSCLOTHNG CENTRAL VALLEY NY $326.90 07/01/19 JASON POSSUMATO 000000001 9177740347 HERMOSA BEACH CA $32555 07/04/19 TMOBILPAUTO PAY 898805037 98006 800-9374997 WA $124.50 07/11/19 HADDON MORGAN & FOREMAN P 899000003679 TGLOVERRNMFLAW.COM DENVER CO $25000.00 07/18/19 UOVO LONG ISLMIDC NY $162.56 1NV653459 11101 BUSINESS SERVICES ri JENNIFER TURNER Card Ending Amount 06/17/19 SILVER MIRROR FACIAL OAR 4368455573894 6468610089 NEW YORK NY 583.60 06/18/19 ApiPay STARBUCKS.COM 525.00 GIFT CARD 800-782-7282 WA AMEX001720 Continued on reverse SDNY_GM_00327520 EFTA_0O2OO274 EFTA01686518 G MAXWELL DY1:1-.32tIgnFRI04 p 44 Detail Continued Amount 06/21/19 ITUNES.COMBILL RECORD STORE INTERNET CHARGE CA $1041 06/22/19 ITUNES.COM/BILL RECORD STORE INTERNET CHARGE CA $25.48 06/24/19 ApIPay STARBUCKS.COM GIFT CARD 800-782-7282 WA $25.00 06/26/19 UNION JACK MARKET 0008031437810 CARD & SOUVENIR STORE PEABODY MA $102116 07413/19 ITUNES.COM/BILL RECORD STORE INTERNETCHARGE CA $8.48 07/08/19 ApIPay STARBUCKS.COM GIFT CARD 800-782-7282 WA S25.00 07/09/19 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU $10.00 07/11/19 ApIPay STARBUCKS.COM GIFT CARD 800-782-7282 WA 525.00 Fees Amount 07/I8/19 G MAXWELL Total Fees for this Period ANNUAL MEMBERSHIP FEE Cover your annual membership fee and other eligible transactions using Membership Rewards points. Visit to explore and learn more. 52,500.00 62,500.00 2019 Fees and Interest Totals Year-to-Date Total Fees in 2019 Total Interest in 2019 Amount 52,500.00 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rat* Balance Subject to Interest Rata Intent Chown Pay Over Time Select 07/08/2010 11.40% (v) $0.00 $0.00 Cash Advances 05/01/2019 27.49%(v) $0.00 $0.00 Total (v)VariableRate $0.00 Information on Pay Over Time There Is no preset spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no preset spending limit. AMEX001721 Continued on next page SDNY_GM_00327521 EFTA_00200275 EFTA01686519 Centurion® Card DUPLICATE COPY p. 5/8 G MAXWELL Closing Date 07/18/19 Account Ending Information on Pay Over Time continued Your Pay Over Time Limit is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time and/or Cash Advance balance. For more information about Pay Over Time features please visit ammicannpress.com/payovallmt AMEX001722 SDNY_GM_00327522 EFTA 00200276 EFTA01686520 G MAXWELL D1049,10.99EX04 p 6/8 AMEX001723 SDNY_GM_00327523 EFTA_00200277 EFTA01686521 Centurion° Card G MAXWELL Closing Date 07/18/10 DUPLICATE COPY Account Ending p. 7/8 Your Billing Rights: Keep this Document for Future Use This notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. What To Do If You Find a Mistake on Your Statement If you think there is an error on your statement, write to us at PO Box 981535, El Paso TX 79998-1535. In your letter, give us the following information: - Account information: Your name and account number. - Dollar amount:The dollar amount of the suspected error. - Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us: - Within 60 days after the error appeared on your statement. - At least 2 business days before an automated payment is scheduled, if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. What Will Happen After We Receive Your Letter When we receive your letter, we must do two things: 1. Within 30 days of receiving your letter, we must tell you that we received your letter. We will also tell you if we have already corrected the error. 2. Within 90 days of receiving your letter, we must either correct the error or explain to you why we believe the bill is correct. While we investigate whether or not there has been an error: - We cannot try to collect the amount in question, or report you as delinquent on that amount. - The charge in question may remain on your statement, and we may continue to charge you interest on that amount. - While you do not have to pay the amount in question, you are responsible for the remainder of your balance. - We can apply any unpaid amount against your credit limit. After we finish our investigation, one of two things will happen: - If we made a mistake:You will not have to pay the amount in question or any interest or other fees related to that amount. - If we do not believe there was a mistake:You will have to pay the amount in question, along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may then report you as delinquent if you do not pay the amount we think you owe. If you receive our explanation but still believe your bill is wrong, you must write to us within 10 days telling us that you still refuse to pay. If you do so, we cannot report you as delinquent without also reporting that you are questioning your bill. We must tell you the name of anyone to whom we reported you as delinquent, and we must let those organizations know when the matter has been settled between us. If we do not follow all of the rules above, you do not have to pay the first $50 of the amount you question even if your bill is correct. Your Rights If You Are Dissatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact usin writing at PO Box 981535, El Paso TX 79998-1535. While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent. AN/CC/BillingRights/11-2014 Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card, including electronic payments you make to American Express using Pay By Phone, Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can call us at 1-800-IPAY-AXP for Pay By Phone questions, at 1-800-528-2122 for Pay By Computer questions, at 1-800-528-4800 for AutoPay questions, and at 1-800-CASH-NOW for Cash Advance questions. You may also write to us at American Express, Electronic Funds Services, P.O. Box 981531, El Paso, TX 79998-1531 or contact us online at www.americanexpress.com/inquirycenter. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. AMEX001724 SDNY_GM_00327524 EFTA_00200278 EFTA01686522 G MAXWELL DMEI54,911Ing9P8X04 p. 8/8 When you contact us, please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you can why you believe it is an error or why you need more information. (3) The dollar amount of the suspected error. tf you notify us by phone, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your bank account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. For errors involving point-of-sale or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If we have credited your bank account and there was no error, we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account If your bank account does not have enough funds to cover this withdrawal, we can charge the amount to your card account or collect the amount from you. If this happens, we may cancel your right to use our electronic transfer services. AN/CC/EFT/05-2019 Notice for residents of Washington State In accordance with the Revised Code of Washington Statutes, Section 63.14.167, you are not responsible for payment of interest charges that result solely from a merchant's failure to transmit to us within seven working days a credit for goods or services accepted for return or forgiven if you have notified us of the merchant's delay in posting such credit, or our failure to post such credit to your account within three working days of our receipt of the credit. AN/CC/WA/11.2014 AMEX001725 SDNY_GM_00327525 EFTA (102(10279 EFTA01686523 Centurion° Card G MAXWELL Closing Date 08/18/19 DUPLICATE COPY New Balance $102,243.63 Payment Due Date 09112/19* *Late Payment Warning: tf we do not receive your payment by the Payment Due Date of 09/12/19, you may have to pay a late fee of up to $39.00. z,i See page 2 for Important information about you: account. We will debit your bank account for your payment of $102,243.63 on 09/02/19. This date may not be the same date your bank will debit your bank account. Any inquiry to American Express concerning this debit should be made before 08/31/19. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by the Payment Due Date. CEX M • Get the Amex®App Manage your account on the go by turning on alerts. monitoring charges, and much more. Yen amex.co/eetamexaooto learn more. i05 and Arxtrod only. See App Stookstings for operating system information. El Payment Coupon Do not staple or use paper clips Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer a rnerica nexpress.com/pbc p 117 Account Ending [ Available and Pending as of 07/31/19 616,306 For up to date point balance and full program details, visit Account Summary Previous Balance Payments/Credits New Charges Fees $28,98228 428,98228 +S I 02,243.63 440.00 New Balance 5102,24343 Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care 1 877 877-0987 Pay by Phone 1 800 472-9297 g See page 2 for additional Information. PPIA Pay by Phone 1.800-472 9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK N107101-1270 01022'4313010224363 14 rl Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Payment Due Date 09/12/19 AutoPay Amount $102,243.63 AMEX001726 SDNY_GM_00327526 EFTA_00200280 EFTA01686524 0 MAXWELL DM-MILS& p. 2/7 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Elettronk Withdrawal: ) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial Institution, unless the check is not processable electronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 840 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest for Pay Over Time and/or Cash Advance balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figuie the ADS and interest results in doily compounding of interest. Paying Interest If you have a Pay Over Time and/or Cash Advance balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the daterhey are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, Pay Over rime Travel and Pay Over Time bisect) if you pay the Account Total New Balance by the due date each month. We will. however, charge you interest on cash advances beginning on the transaction date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dolla rs on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your change. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six.month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report Information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care d, Billing Inquiries International Collect Large Print & Braille Statements Cash Advance at ATMs Inquiries 1-877477-0987 Hearing Impaired 1-9S4-503-8905 TTY:1E0-221-9950 1.877.877-0987 FAX:1.623.707-4442 1 -1300CASH-NOW in NY:1.800.522.1897 Change of Address itOlleCt on front. do not use. • To change your address online, visit wonvarnericanexpress.comtupclatecontactatio • foe Nana Company Name, and Foreign Address or Phone changes. pleas* call Customer Cart • Please print clearly in blue or block ink only In the boxes provided. Street Address City, State Zip Code Area Code and Home Phone ,taCie neand (mall E Wirbsite:ameticanexpress.com Customer Care & Billing Inquiries P.O. BOX 981533 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK N107101 1270 r Pay Your MI with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each mont h Visit amerkanexpress.com/eutopay today to enroll. i fog information on how we protect your privacy and to set your communication and privacychoices. pfraw visit www.amerkanexpress.condprivacy. AMEX001727 SDNY_GM_00327527 EFTA 00200281 EFTA01686525 Centurions Card G MAXWELL Closing Date 08/18/19 DUPLICATE COPY Account Ending P- 3/7 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$28,982.28 $0.00 424,9112.28 Detail Indicaposringdate Payments 07/22/19' G MAXWELL Amount CUSTOMER SERVICE PAYMENT THANK YOU -$28.982.28 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $102.13747 $106.16 $102,243.63 Detail G MAXWELL Card Ending Amount 07/19/19 M INFUGHT MC FACET 3 AA INFLIGHT MC 800428-4322 PHOENIX AZ $18.98 07/19/19 QUEEN CITY GIFTS NEW 000000001 7045253644 CHARLOTTE NC $1235 07/19/19 2100.CLT CHARLOTTES 1482 28208 CHARLOTTE NC $30.00 0712W19 INN OUT BURGER 085650000009325096 8662916338 SHERMAN OAKS CA $17.30 07/2W19 TSP MORA ITAUANO 303522721 8183860278 ENCINO CA $94.00 07/21/19 GRANVILLE 818.081.1171 STUDIO COY CA $132.17 07/21/19 CHATEAU CHINOISERIE 0048082594063 BEAUTY/BARBER SHOP STUDIO CITY CA $216.03 07/21/19 JINKYS CAFE SHERPAAN OAKS 6500000099807 8183240919 SHERMAN OAKS CA $57.00 07/22/19 COHEN AND GRESSER LLP LEGAL SERVICE NEW YORK $100,000.00 07/23/19 LA MUSIC CENTER BARS 5764 90012 LOS ANGELES CA $8.00 07/27/19 WEEMETWORKSOLUTIONS 888-642-9675 888-642-9675 FL $2.95 07/29/19 MATTI RISTORANTE & MR - 000000002 4157552000 LA JOLLA CA $124.00 07/3W19 CHART HOUSE DANA POINT 0035 MONTEREY CA $96.73 949-493-1183 AMEX001728 Continued on reverse SDNY_GM_00327528 EFTA_00200282 EFTA01686526 G MAXWELL DYRA-191,MMT04 p4/7 Detail Continued ) Amount 08/01/19 AMERICAN AIRLINES 45107392 AMERICAN AIRLINES Tkket Number:0010653592355 Passenger Narne:MAXWELUGHISLAINE Document Type: ADDITIONAL COLLECTION 800-433.7300 Date of Depanute: 08/01 TX TX 411458 00/01/19 AMERICAN AIRLINES 45107392 AMERICAN AIRLINES From: To: LOS ANGELES INTERN PHILADELPHIA INTER MANCHESTER Tkket Number:0012369671898 Passenger Name: MAXWELUGHISLAINE Document Type: PASSENGER TICKET 800-433-7300 Carrier. Class: AA AA Date of Departure:08/04 $292.00 08/01/19 PANZANELLA RISTORANTE 436845556897873 8187844400 SHERMAN OAKS CA $130.00 08/01/19 JASON POSSUMATO 000000001 9177740347 HERMOSA BEACH CA $32555 08/02/19 FRIDA RESTAURANT SHERPA 021770021505813 N/A 91403 SHERMAN OAKS CA $72.00 08/04/19 TMOBILE•AUTO PAY 898805037 90006 800-937-8997 WA $91.24 08/04/19 LAX AIRP HOMEBOY CAFE LAX AIRP HOMEBO 864820 1178 LOS ANGELES CA S5.14 08/04/19 PHL 1786A SPAN% BC-28A 2154927713 PHILADELPHIA PA $85.90 08/05/19 WALKTHROUGH MARKET B 10414919153 RESTAURANT PHILADELPHIA PA $48.49 08/18/19 UOVO INV65S468 11101 BUSINESS SERVICES LONG1SLANDC my $162.56 JENNIFER TURNER Card Ending Amount 07/22/19 ITUNES.COM/BILL RECORD STORE INTERNET CHARGE CA $21.24 07/22/19 ITUNES.COM/BILL RECORD STORE INTERNET CHARGE CA $19.09 07/27/19 ITUNES.COM/BILL RECORD STORE INTERNET CHARGE CA $57.35 08/09/19 ITUNES.COM/BILL RECORD STORE INTERNET CHARGE CA $8.48 Fees Amount Total Fees for this Period $0.00 2019 Fees and Interest Totals Year-to-Date Total Fees in 2019 Total Interest in 2019 Amount $2.500.00 $0.00 AMEX001729 SDNY_GM_00327529 EFTA_00200283 EFTA01686527 Centurions Card G MAXWELL Closing Date 08/18/19 DUPLICATE COPY Account Ending p. 5/7 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account PayOver Time Select Cash Advances Total (v)Variabl•Rate Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate Interest Marge 07/08/2010 11.1594(y) $0.00 S0.00 05/01/2019 27.2496M $0.00 $0.00 $0.00 Information on Pay Over Time There is no pre-set spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no preset spending limit. Your Pay Over Time Limit is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time and/or Cash Advance balance. For more information about Pay Over Time features please visit amerkanexpress.com/payoyertione. AMEX001730 SDNY_GM_00327530 EFTA_00200284 EFTA01686528 G MAXWELL D1049,10.99EX04 p 6/7 AMEX001731 SDNY_GM_00327631 EFTA_00200285 EFTA01686529 DUPLICATE COPY Centurion Card p.m G MAXWELL Closing Date 08/18/19 Account Ending Take control of your identity. We'll be here if you need us. Get comprehensive credit and identity monitoring, plus dedicated fraud assistance when you need it most. . et New customers pay $1 for the first 30 days. then 1.6.99 each month. Sales tax may apply Temis and Conditions apply. Enroll at AmericanExpress.com/EnrollCreditSecure or call 1-866-617-1893 for more information The Power of CreditSecure 3-Bureau Credit Monitoring Stay on track with credit monitoring and cScubtors to plan for life's big moments. ✓ 3-Bureau credit reports, ongoing monitoring and monthly FICO' scores' ✓ Financial calculators and credit score simulators Advanced Identity Monitoring Look out for your digital and financial life with confidence using Innovative detect len and alert tools ✓ Dark Web Monitoring ✓ Social Security Number Monitoring ✓ Child Monitoring for covered children Dedicated Fraud Assistance Suspect fraud or have questions? Give us a call. ✓ Dedicated us -Based Fraud Assistance Team ✓ Lost Wallet Assistance Credit score calculated based on the FICO' 8 model. Your lender or "s urer may use a different FICO' Score VCI11O11 than FICO' 8. 01 another type of credit score altogether. FICO' is a i egisto ed trademark ol the Fair Isaac Corporation n the unwed States and other countries. AMEX001732 SDNY GM _00327532 EFTA_00200286 EFTA01686530 AMEX001733 SDNY_GM_00327533 EFTA_00200287 EFTA01686531 Centurion® Card G MAXWELL Closing Date 09/17/19 DUPLICATE COPY New Balance $2,833.98 Payment Due Date 10/12/19* Late Payment Warning:If we do not receive your payment by the Payment Due Date of 10/12/19, you may have to pay a late fee of up to $39.00. O See page 2 for important information about your account. Ste page S for an Important Notice About Changes to Your Cardmember Agreement. Your AutoPay has been cancelled. Please make any payments using the payment coupon provided. Effective October I, 2019, Amtrak certificates will no longer be available in the Membership Rewards program. Get the Amex®App Manage your account on the go by turning on alerts. monitoring charges. and much more. Visit amextofiretamexatio to learn more. OS and Android cobs See App Store listings for operating system nen-nab:a 4- Please fold on the perforation below, detach and return with your payment 4, le Payment Coupon Do not staple or use paper clips In Check here if your address or 1—I phone number has changed. Note changes on reverse side. Pay by Compute. amerkanexpress.com/pbc p. 1/8 Account Ending Available and Pending as of 08/31/19 718,549 For up to date point balance and full program details, visit Account Summary Previous Balance Payments/Credits New Charges Fees 5102,243.63 -5100,000.03 -.5562.35 .528.00 New Balance 5483198) Days In Billing Period: 30 Customer Care Pay by Computer ameticanexpress.com/pbc Customer Care Pay by Phone 1 877 877 0987 1 8C0 472-9297 See page 2 for additional information. Pay by Phone ga 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 000283398000283398 14 rl Account Ending Enter 15 digit account I on all payments. Make check payable to American Express. Payment Due Date 10/12/19 Minimum Payment Due $2,633.98 AMEX0Ot734 SDNY_GM_00327534 EFTA 00200288 EFTA01686532 0 MAXWELL DM-MILS& p.2/8 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day It is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. if we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send postdated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Elettronk Withdrawal: ll) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial Institution, unless the check is not processable electronkally or a less costly process is available. When we process your check elect ronkally, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 840 p.m. MST may not be credited until the next day. How We Cakulat• Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to cakulate the balance on which we charge interest for Pay Over Time and/or Cash Advance balances on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figuie the ADS and interest results in doily compounding of interest. Paying Interest If you have a Pay Over Time and/or Cash Advance balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the daterhey are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, Pay Over rime Travel and Pay Over Time bisect) if you pay the Account Total New Balance by the due date each month. We will. however, charge you interest on cash advances beginning on the transaction date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dolla rs on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use Is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your change. Charges converted by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six.month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. El Customer Cared Billing Inquiries International Collect Large Print & Braille Statements Cash Advance at ATMs Inquiries 1-877-877-09137 Hearing Impaired 1-9S4-503-8905 TTY:1E0-221-9950 1.877.877-0987 FAX:1.623.707-4442 1.800-CASH-NOW in NY:1.800.522.1897 Change of Address itOlleCt on front. do not use. • To change your address online, visit wonvarnericanexpress.conVupclatecontactit • foe Name. Company Name, and Foreign Address or Phone changes. pleas* call Customer Cart • Please print clearly in blue or block ink only In the boxes provided. Street Address City, State Zip Code Area Code and Home Phone ,taCie neand (mall E ameticanexptess.com Customer Care & Billing Inquiries P.O. BOX 981533 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101 1270 r Pay Your MI with AutoPay •Avoid late fees •Save time Deduct your payment from your bank account automatically each month Visit amwkanexpress.comieutopay today to enroll. i for information on how we protect your privacy and to set your communication and privacy choices. please visit www.amerkanexpresccom/princy. AMEX001235 SDNY_GM_00327535 EFTA_00200289 EFTA01686533 Centurion' Card G MAXWELL Closing Dot(' 09 17 19 DUPLICATE COPY Account Ending P• as Payments and Credits Summary Total Payments Credits $0.00 G MAXWELL Total Payments and Credits -$100,003.00 -8100,00060 Detail indicates posing date Payments 09/02/19• GMAXWELL Amount 09/02/19' GMAXWELL 09/07J19° G MAXWELL 09/02/19• GMAXWELL Credits AUTOPAY PAYMENT RECEIVED - THANK YOU UMB BANK NATIONAL ASSOCIATION AUTOPAY PAYMENT RECEIVED- THANK YOU UMB BANK NATIONAL ASSOCIATION RETURNED AUTOPAY (DEROGATORY) ORY) TRANSACTION PROCESSED BY AMERICAN EXPRESS RETURNED AUTOPAY (DEROGATORY) ORY) TRANSACTION PROCESSED BY AMERICAN EXPRESS -$99,999.99 -$2,243.64 $99,999.99 $2,243.64 Amount 09/11/19• GMAXWELL CREDIT FOR INVAUD CHARGE Adjustment -S100,000.00 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Chews $431.74 $130.61 856235 Detail J GMAXWELL Card Ending Amount 08/24/19 WEB•NETWORKSOLUTIONS 888-642-9675 888.642-9675 FL $14.95 09/01/19 JASON POSSUMATO 000000001 9177740347 HERMOSA BEACH CA S325.55 °wow g TMOBILE•AUTO PAY 898805037 98006 900-937-8997 WA $91.24 si JENNIFER TURNER (aid Ending Amount 08/24/19 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU $10.00 08/26/19 ITUNES.COM/BILL RECORD STORE INTERNET CHARGE CA $40.33 09/05/19 ITUNES.COINBILL RECORD STORE INTERNET CHARGE CA $9.54 AMEX001736 Continued on reverse SDNY_GM_00327536 EFTA_00200290 EFTA01686534 G MAXWELL DYEkilgiTfr,MT04 p. 4/8 Detail Continued Amount 09/06/19 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU $10.00 09/07/19 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU $5226 99/16/19 ITUNES.COM/BILL RECORD STORE INTERNET CHARGE CA $8.48 Fees •Indkates polling date Amount 09/05/19• G MAXWELL Total Fars for this Period RETURNED PAYMENT FEE S28.00 S28.00 2019 Fees and Interest Totals Year-to-Date Amount Total Fees in 2019 $2,528.00 Total Interest In 2019 50.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Fran To Annual Percentage Rant Balance Subject to Interest Raw Interest Charge Pay Over Time Select 07/08/2010 S%(v) $0.00 $0.00 Cash Advances 05/01/2019 2724%66 S0.00 $0.00 Total Pao MVriabl Rae Information on Pay Over Time Thar, Is no preset spading limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Oar Tine Limit is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time and/or Cash Advance balance. For more information about Pay Over Time features please visit arnakanexpress.corn/payovertime. AMEX001737 SDNY_GM_00327537 EFTA_00200291 EFTA01686535 Centurions Card G MAXWELL Closing Date 09/17/19 DUPLICATE COPY Account Ending Notice of Important Changes to Your Cardmember Agreement We are making changes to your American Express Cardmember Agreement referenced in this notice. We encourage you to read this notice, share it with Additional Card Members on your account, and file it for future reference. The detailed changes to your Cardmember Agreement can be found after the below summary chart. Summary of Changes, Effective Immediately Claims Resolution and Claims Resolution for Covered Borrowers We are making changes to the claims resolution sections in your Cardmember Agreement. These changes will be reflected on your billing statements received on or after September 1, 2019. Summary of Changes, Effective November 1, 2019 Words we use in the Agreement We are updating this sub-section under Introduction in Pad 2 of the Cardmember Agreement to define what we mean by person-to-person transaction when we use this word in your Cardmember Agreement. We are also updating this sub-section to reflect that a purchase includes a person-to-person transaction. Using the card We are updating this sub-section under About using your card in Part 2 of the Cardmember Agreement to reflect that we may allow you to make person-to-person transactions at our discretion. Limits on person￾to-person transactions We are adding a new sub-section called Limits on person-to-person transactions under About using your card in Part 2 of the Cardmember Agreement to explain the limits on person-to-person transactions based on the Card you have. See the following page(s) for the Detail of Changes to your Cardmember Agreement p. 5/8 AMEX001738 CMLENGDPRUS0029 SDNY_GM_00327538 EFTA_00200292 EFTA01686536 G MAXWELL DVER910.99P8X04 Detail of Changes to Your Cardmember Agreement This notice amends your American Express Cardmember Agreement ("Agreement) as described below. Any terms in the Cardmember Agreement conflicting with these changes are completely replaced. Terms not changed by this notice continue to apply. If you have any questions, please call the number on the back of your Card. A. Effective Immediately, the Claims Resolution and Claims Resolution for Covered Borrowers sections in Part 2 of the Cardmember Agreement are amended as follows: Mediation The seventh sentence is deleted and replaced with: All applicable statutes of limitation will be tolled from the date you or we send the claim notice until termination of the mediation. Arbitration The sixth sentence in the Claims Resolution section and seventh sentence in the Claims Resolution for Covered Borrowers section are deleted and replaced with: The arbitrators authority is limited to claims between you and us alone. Claims may not be joined or consolidated unless you and we agree in writing. An arbitration award and any judgment confirming it will apply only to the specific case and cannot be used in any other case except to enforce the award. The arbitrators decisions are as enforceable as any court order and are subject to very limited review by a court. Limitations on Arbitration The third, fourth, and fifth sentences in the Claims Resolution section and second, third and fourth sentences in the Claims Resolution for Covered Borrowers section are deleted. Arbitration Procedures The fifth sentence is deleted and replaced with: You and we agree that the arbitration will be confidential. You and we agree that we will not disclose the content of the arbitration proceeding or its outcome to anyone, but you or we may notify any government authority of the claim as permitted or required by law. The eighth and ninth sentences are deleted and replaced with: The arbitrators award will be final and binding, subject to each party's right to appeal as stated in this section and/or to challenge or appeal an arbitration award pursuant to the FM. To initiate an appeal, a party must notify the arbitration organization and all parties in writing within 35 days after the arbitrators award is issued. The arbitration organization will appoint a three-arbitrator panel to decide anew, by majority vote based on written submissions, any aspect of the decision objected to. The appeal will otherwise proceed pursuant to the arbitration organization's appellate rules. Additional Arbitration Awards The section is deleted and replaced with: If the arbitrator rules in your favor for an amount greater than any final offer we made before the final hearing in arbitration, the arbitrators award will include: (1) any money to which you are entitled, but in no case less than 85,000: and (2) any reasonable attorneys' fees, costs and expert and other witness fees. p AMEX001739 SONY_GM_00327539 EFTA_00200293 EFTA01686537 Centurions Card G MAXWELL Closing Date 09/17/19 DUPLICATE COPY Account Ending B. Effective November 1, 2019, your Cardmember Agreement will be amended as follows: How Your American Express Account Works in Part 2 of the Cardmember Agreement is amended by deleting the second paragraph in the Words we use in the Agreement sub-section and replacing it with the following: Card means any card or other device that we issue to access your Account. A charge is any amount added to your Account, such as purchases, cash advances, fees and interest charges. A purchase is a charge for goods, services, or person-to-person transactions. A cash advance is a charge to get cash or cash equivalents, including travelers cheques, gift cheques, foreign currency, money orders, casino gaming chips, race track wagers or similar offline and online betting transactions. A person-to-person transaction is a charge for funds sent to another person. About using your card in Part 2 of the Cardmember Agreement is amended by deleting the second paragraph of the Using the card sub-section and replacing it with the following: We decide whether to approve a charge, including cash advances subject to Limits on Cash Advances and person-to-person transactions subject to Limits on person-to-person transactions below, based on how you spend and pay on this Account and other accounts you have with us and our Affiliates. We also consider your credit history and your personal resources that we know about. About using your card in Part 2 of the Cardmember Agreement is further amended by adding the following new sub-section called Limits on person-to-person transactions: p. 7/8 Limits on person￾to-person transactions Your person-to-person transactions may not exceed the following limits within any 30-day period: One from American Express $2,000 Zync Care 52,000 Green Card $2,000 Gold Card $2,000 Platinum Care $4,000 Centurion"' Card $5,000 You agree to manage your Account so that the total of your person-to￾person transactions in any 30-day period do not exceed the limit on person-to-person transactions. We may not approve a person-to￾person transaction if it would cause your Account to exceed the applicable person-to-person transaction limit. AMEX001740 SDNY_GM_00327540 EFTA 00200294 EFTA01686538 G MAXWELL DVEINAIgng9M04 p. 8/8 AMEX00 i 741 SDNY_Gki_00327541 EFTA_00200295 EFTA01686539 Centurion® Card DUPLICATE COPY p.1/8 G MAXWELL Closing Date 10/18/19 New Balance Includes the past due amount of $2,833.98 Payment Due Date $3,697.65 11/12/19* *Late Payment Warning:If we do not receive your payment by the Payment Due Date of 1 I/12/19,you may have to pay a late fee of up to $39.00. See page 2 for important information about your account. w r Your account is past due. Fh, Please refer to the section on pages 5-6. Q Effective immediately, we will update the frequency In which we communicate the Billing Rights and Electronic Funds Transfer notices from annually, to monthly. You will find the monthlyBilling Rights Notice on page 2 of your statement, and the monthly Electronic Funds Transfer Notice in the section. 4' Please fold on the perforation below, detach and return with your payment 4- EiPayment Coupon Do not staple or use paper clips I Check here if your address or phone number has changed. Note changes on reverse side. Pay by Computer a mencanexpress.com/pbc Account Ending Available and Pending as of 09/3W19 619,111 For up to date point balance and full program details, visit Account Summary Previous Balance Payments/Credits New Charges Fees $2,833.98 -$0.00 4835.67 428.00 New Balance $3,697.65 Days in Billing Period: 31 Customer Care Pay by Computes amerkanexpresszom/pbc Customer Care Pay by Phone 1-877-877 0987 1 800 4729297 See page 3 for additional Information. 1 glin Pay by Phone ga 1-800.472.9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000369765000369765 14 rl Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Payment Due Date 11/12/19 Amount Due 53,697.65 AMEX001742 SDNY_GM_00327542 EFTA_00200296 EFTA01686540 G MAXWELL Deld2ITL,?iira Payments: Your payment must be sent to the t address shown on your statement and must be received by 5 pm. local:ne at that address to be credited as of the day it is received. Payments we receive after 5 pan. will not be credited to your Account until the next day. Payments must also: ) include the remittance coupon from your statement; 121 be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system: and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it Into US dollars at a conversion rate that is acceptable to us. unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re present to your financial institution any payment that Is returned unpaid. Permission for Electronic Withdrawal:ill When you send a check for t, you give us permission to electronically withdraw your payment rraoYwnile;our deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial Institution, unless the check is not processable electronically or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8.00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which we charge interest foe Pay Over Time and/or Cash Advance balances on your Account. Call the Customer Care number on page 3 for more Information about this balance computation method and how resulting interest charges are determined. The method sue use ro figure the ADB and interest results in daily compounding of interest. Paying Interest if you have a Pay Over Time and/or Cash Advance balance, your due date is at least 25 days after the close of each billing period. We will begin charging Interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance autornatically(for example, Pay Over Time Travel and Pay Over Time Direct) if you pay the Account Total New Balance by the due date each month. We will, however, change you interest on cash advances beginning on the transaction date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process It. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments will p. 2/6 be Isdlal at the rates such establishments use. Credit Balance A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected In your credit report. What To Do If You Think You Find A Mistake On Your Statement If you think there is an error on your statement, write to us at: American Express, PO Box 981535, El Paso TX 79998-1535 You may also contact us on the Web: vvivamerkanexpress.com in your letter, give us the following information: - Account Information: Your name and account number. • Dollar amount The dollar amount of the suspected error. - Description of Problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60days alter the error appeared on your statement. You must notify us of any potential errors in writing (or electronically). You may callus, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error, the following are true: - We cannot try to collect the amount in question, or report you as delinquent on that amount. - The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, If we determine that we made a mistake, you will not have to pay the amount in question or any Interest or other fees related to that amount. - While you do not have to pay the amount in question, you are responsible for the remainder of your balance. - We can apply any unpaid amount against your credit limit. Your Rights If You Are Dissatisfied With Your Credit Card Purchases II you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than 550. (Note. Neither of these Is necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing or electronically at: American Express, PO Box 981535. El Paso TX 79998,1535 wwwamericanexpresscom While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our Investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay we may report you as delinquent. Change of Address itOlleCt on front. do not use. • To change your address online. visit wrovarnesicanexpress.contrupdatecontactisio • For Nan... Company Name, and foreign Address orPhone changes. please caliCustomer Cara. • Please print clearly in blue or black ink only in the boxes provided. Street Address n City, State Zip Code ANome rea Code end ne GlinCie Pho neand Email r Pay Your Bill with AutoPay -Avoid late fees • Save time Deduct your payment from your bank account automatkally each month Visit amerkenexpress.comtautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices, please vital enewornerkanexpress.com/privacy. AMEX001743 SDNY_GM_00327543 EFTA_00200297 EFTA01686541 Centurion° Card G MAXWELL Closing Date 10/18/19 DUPLICATE COPY ra Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Cash Advance at ATMs Inquiries 1-877-877-0987 Hearing Impaired 1-954-503-8905 TTY: 1 800 221 9950 1.877.877-0987 FAX:1 623-707 4442 1.800CASH-NOW in NY: 1-8C0-522-1897 p. 3/6 Account Ending Website: a mmica nexpicss.com Customer Care & Billing Inquiries Payments P.O. BOX 981535 P.O. BOX 1270 EL PASO, TX NEWARK NJ 07101 79998-1535 1270 New Charges Summary Total GMAXWELL JENNIFER TURNER Total New Charges $756.86 $78.81 $835.67 Detail G MAXWELL Cud Ending Amount 09/18/19 UOVO 424018-INV657795 11101 BUSINESS SERVICES LONG ISLANDC NY $162.56 09/21/19 WEPNEIWORKSOLUTIONS 888-642-9675 888-642.967S FL $14.95 10/01/19 JASON POSSUMATO 000000001 9177740347 HERMOSA BEACH CA $325.55 10/04/19 TMOBILPAUTO PAY 89880503798006 800-937-8997 WA $9124 10/18/19 UOVO 442883-NULL 11101 BUSINESS SERVICES LONG ISLANDC NY $162.56 JENNIFER TURNER Card Ending Amount 09/21/19 SKYPE SUBSCRIPTIONS REDMOND LU $10.00 09/27/19 ftUNES.COM/BILL RECORD STORE INTERNET CHARGE CA $3609 10/01/19 ITUNES.COM/BILL RECORD STORE INTERNET CHARGE CA $424 10./08/19 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU $10.00 10/14/19 ITUNES.CO&VBILL RECORD STORE INTERNET CHARGE CA $8.48 10/14/19 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU $10.00 AMEX001744 Continued on reverse SDNY_GM_00327544 EFTA_00200298 EFTA01686542 G MAXWELL DYEkilgiTfr,MT04 p. 4/6 Fees Amount 10/12/19 GMAXWEU. Total Fees for this Period Late Payment Fee $28.00 $28.00 2019 Fees and Interest Totals Year-to-Date Total Fees In 2019 Total Interest In 2019 Amount $2.556.00 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage From To Rate Balance Subject to Interest Rate Interest Charge Pay Over Time Select 07/08/2010 10.90% (v) $0.00 $0.00 Cash Advances Total (v) Variable Rate 0S/01/2019 26.99%(v) $0.00 $0.00 $0.00 Information on Pay Over Time There is no pre-set spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pre-set spending limit. Your Pay Over Time Limit is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a PayOver Time and/or Cash Advance balance. For more information about Pay Over Time features please visit amerkenexpres.com/payovertime. AMEX001745 SDNY_GM_00327545 EFTA_00200299 EFTA01686543 G MAXWELL DUPLICATE COPY Closing Date 10/18/19 Account Ending To access the most up to date version of your Cardmember Agreement, please log in to your Account at www.americartexpress.com. Important Notices continued on next page. AMEX001746 SONY_GM_00327546 EFTA 0021)0300 EFTA01686544 G MAXWELL DUPLICATE COPY Closing Date 10/18/19 Account Endin In Case of Errors or Questions About Your Electronic Transfers Telephone us at 1.800-IPAY-AXP for Pay By Phone questions, at 1-800-528-2122 for Pay By Computer questions, and at 1-800-528-4800 for AutoPay. You may also write us at American Express, Electronic Funds Services, P.O. Box 981531, El Paso TX 79998-1531, or contact online at www.americanexpress.com/inquirycenter as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. 1. Tell us your name and account number (if any). 2. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information. 3. Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. End of Important Notices. AMEX001747 SDNY_GM_00327547 EFTA 00200301 EFTA01686545 Centurion' Card G MAXWELL Closing Date 11/17/19 DUPLICATE COPY New Balance $5,879.66 Payment Due Date 12/12/19* *Late Payment Warning:If we do not receive your payment by the Payment Due Date of I 2/12/1 9, you may have to pay a late fee of up to $39.00. PI See page 2 for important information about your account. See Page 5 for Important Changes to Your Account Benefits. See page 7 for a Notice Of Change To The Membership Rewards Program Terms & Conditions. 2 See page 11 for Important Information about Your Account. DI Please refer to the section for any changes to your Account terms and any other communications on pages 5 - 1 3. at Please fold on the perforation below, detach and return with your payment 4. Payment Coupon Do not staple or use paper clips G MAXWELL ❑ (heck here if your address or phone number has changed. Note changes on reverse side. p. 1/13 Account Ending [ Available and Pending as of 10/31/19 619,947 For up to date point balance and full program details, visit Account Summery Previous Balance 33,697.65 Payments/Credits -33,759.62 New Charges +$5,941.63 Fees +30.00 New Balance $5,879.66 Days in Billing Period: 30 Customer Care Pay by Compute americanexpress.com/pbc Customer Care Pay by Phone 1.877-877.0987 1800.472.9297 like page 3 for additional information. Pay by Computer riPay by Phone americanexpressxom/pbc 1.800.472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 116661111 000587966000587966 14 ri Account Ending Enter IS digit account t on all payments. Make check payable to American Express. Payment Due Date 12/12/19 Amount Due $5,879.66 AMEX00174U SDNY_GM_00327548 EFTA_00200302 EFTA01686546 G MAXWELL Deld2ITL,?iira Payments: Your payment must be sent to the t address shown on your statement and must be received by 5 pm. local:ne at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: ) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system: and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it Into US dollars at a conversion rate that is acceptable to us. unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re present to your financial institution any payment that is returned unpaid. Permission for Electronic Withdrawal:Ill When you send a check for t, you give us permission to electronically withdraw your payment rraoYwnile;our deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically C. a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received alter ADO p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which we charge interest foe Pay Over Time and/or Cash Advance balances on your Account. Call the Customer Care number on page 3 for more information about this balance computation method and how resulting interest charges are determined. The method sue use ro figure the ADB and interest results in daily compounding of interest. Paying Interest if you have a Pay Over Time and/or Cash Advance balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance autornatically(for example, Pay Over Time Travel and Pay Over Time Direct) if you pay the Account Total New Balance by the due date each month. We will, however, change you interest on cash advances beginning on the transaction date. Foreign Currency Charges: II you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process It. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments will p. 2/13 be Isdlal at the rates such establishments use. Credit Balance A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days If the amount Is $1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. What To Do If You Think You Find A Mistake On Your Statement If you think there is an error on your statement, write to us at: American Express, PO Box 981535, El Paso TX 79998-1535 You may also contact us on the Web: vvivamericanexpress.com in your letter, give us the following InformatIon: - Account Information: Your name and account number. • Dollar amount The dollar amount of the suspected wee. - Description of Problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60days alter the error appeared on your statement. You must notify us of any potential errors in writing (or electronically). You may callus, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error, the following ate true: - We cannot try to collect the amount in question, or report you as delinquent on that amount. - The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if wedetermine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. - While you do not have to pay the amount in question, you are responsible for the remainder of your balance. - We can apply any unpaid amount against your credit limit. Your Rights If You Are Dissatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than 550. (Note. Neither of these is necessary If your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3.You must not yet have fully paid for the purchase. If all of the criteria above are met and you ate still dissatisfied with the purchase, contact us In writing or electronically at: American Express, PO Box 981535. El Paso TX 79998,1535 wwwamericanexpresscom While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay we may report you as delinquent. Change of Address itOlleCt on front. do not use. • To change your address online. visit wonvarnericanexpress.conVupdatecontactisio • For Name. Company Name, and Foreign Address orPhone changes. please call Customer Care. • Please print clearly in blue or block ink only in the boxes provided. Street Address n City, State Zip Code Area Code and Home Phone GlinCie neand Email r Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatkally each month Visit amerkenecpress.comiautopay today toenroll. For information on how we protect your privacy and to set your communication and privacy choices, Pleasevisit www.arnerkanexpress.cern/privacy. AMEX001749 SDNY_Gki_00327549 EFTA_00200303 EFTA01686547 Centurion° Card G MAXWELL Closing Date 11/17/19 DUPLICATE COPY ra Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Cash Advance at ATMs Inquiries 1-877-877-0987 Hearing Impaired 1-954-S03-890S TTY: 1 800 221 99S0 1.877.877-0987 FAX:1 623-707 4442 1.800CASH-NOW In NY: 1-800S22-1897 p 3/13 Account Ending Website: a me Fica nexpress.com Customer Care & Billing Inquiries Payments P.O. BOX 981535 P.O. BOX 1270 EL PASO, TX NEWARK NJ 07101 79998-153S 1270 Payments and Credits Summary Total Payments Credits Total Payments and Credits -$3,759.62 $0.00 43,759.62 Detail indicates potting date Payments 10028/19• G MAXWELL Amount ONLINE PAYMENT - THANK YOU -$3,759.62 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $5,86858 $73.05 $5,941.63 Detail GPAAXWELL Card Ending Amount 10/19/19 WEB•NETWORKSOLUTIONS 888-642-9675 888642.9675 FL $1 5.88 11/01/19 JASON POSSUMATO 000008001 9177740347 HERMOSA BEACH CA $32555 11/04/19 TMOBILE•AUTO PAY 89880503798006 800.937.8997 WA $9127 11/06/19 7W51 DENTAL GROUP 000000001 2126881090 NEW YORK NY $220.00 11/06/19 CITYWIDE DERMATOLOGY, PU.000912200218 accounting.schwelgerdems. NEW YORK NY 85,200.00 11/16/19 Networksokstions.com 888-642-9675 800-333-7680 FL $15.88 JENNIFER TURNER Card Ending Amount 10/20/19 ITUNES.COM/BILL RECORD STORE INTERNET CHARGE CA $4.24 10/20/19 ITUNES.COM/BILL RECORD STORE INTERNET CHARGE CA $10.61 AMEX001750 Continued on reverse SDNY_GM_03327650 EFTA_00200304 EFTA01686548 G MAXWELL DYRA-NAMMX04 p. 4/13 Detail Continued Amount 10/21/19 SKYPE SUBSCRIPTION SKYPE SUBSCRIPT TELECOM SERVICE LUXEMBOURG LU 610.00 10/22/19 ITUNES.COM/BILL RECORD STORE INTERNETCHARGE CA 62124 11/04/19 ITUNES.COM/BILL RECORD STORE INTERNET CHARGE CA $$A8 11/09/19 SKYPE SUBSCRIPTIONS REDMOND LU $10.00 11/15/19 APPLE.CONVBILL RECORD STORE INTERNET CHARGE CA 18.48 Fees Amount Total Fees for this Period $0.00 2019 Fees and Interest Totals Year-to-Date Total Fees in 2019 Total Interest In 2019 Amount $2,55600 50.00 Interest Charge Calculation Your Annual Percentage Rate IAPR) is the annual interest rate on your account. Transactions Dated Annual Percentage Front To Rate Pay Over Time Select tla lona Subject to Interest Rate Interest Charge 07/08/2010 10.65%(v) 30.00 $0.00 Cash Advances 05/01/2019 26.74%(v) $0.00 $0.00 Total (v)Variablo Rate $0.00 Information on Pay Over Time There is no preset spending limit on your Card No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously ratified otherwise, your Card has no pre-set spending limit. Your Pay Ova Tim* LImIt Is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay OVCI Time limit. You must pay In full all charges that are not placed Into a Pay Over Time and/or Cash Advance balance. For more information about Pay Over Time features please visit ammkanaxprms.com/payovartima. AMEX001751 SDNY_GM_00327551 EFTA_00200305 EFTA01686549 G MAXWELL DUPLICATE COPY Closing Date 11/17/19 Account Ending Notice of Updates to Additional Benefits of your Card As described below, we will be making updates to your card benefits. These benefits are provided to you at no additional charge as part of your Card Membership. We encourage you to read this notice and file it for future reference. If you have any questions, please visit the website for each benefit below, or call the number on the back of your Card. Trip Cancellation and Trip Interruption Insurance Effective 1/1/2020, if a round-trip is purchased with your Covered Card on or after the effective date and is cancelled or interrupted due to a Covered Loss, you can be reimbursed for the non-refundable Card payments to a Travel Supplier or other Common Carrier, up to S10,000 per Covered Trip / $20,000 per Eligible Account per 12 consecutive month period. Coverage is secondary to and in excess of any other applicable insurance or benefit. For more information about the coverage you may be eligible to receive, please visit americanexpress.comlTClTerms to see benefits specific to your Card'. 'Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company. Trip Delay Insurance Effective 1/1/2020, if a round-trip is purchased with your Covered Card on or after the effective date and is delayed for more than six (6) hours due to a Covered Loss you can be reimbursed up to $500 per Covered Trip for certain reasonable additional expenses, including meals and accommodations during your delay. Coverage is secondary to and in excess of any other applicable insurance or benefit. For more information about the coverage you may be eligible to receive, please visit americanexpress.comfTDTerms to see benefits specific to your Cart. 'Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company. Premium Roadside Assistance Effective 1/1/2020, Premium Roadside Assistance will be discontinued and will no longer be a benefit provided on this Card Account. Premium Roadside Assistance can still be used until 12/31/2019. For terms and conditions, please visit americanexpress.com/raterms. Travel Accident Insurance* Effective 1/1/2020. Travel Accident Insurance will no longer be a benefit provided on this Card Account. This means any eligible travel purchases made on or after 1/1/2020 will not be covered by Travel Accident Insurance. Eligible travel purchases made prior to 1/1/2020 will still be covered by Travel Accident Insurance. 'Travel Accident Insurance is underwritten by AMEX Assurance Company and Tokio Marine Pacific Insurance Limited. Subject to additional terms, conditions and exclusions. For terms and conditions, please visit americanexpress.comitaiterms. Purchase Protection* For eligible purchases made on and after 1/1/2020 the coverage duration on eligible purchases will be 90 days. For eligible purchases made prior to 1/1/2020, the coverage duration on eligible purchases will be 120 days". *Purchase Protection is underwritten by AMEX Assurance Company and Tokio Marine Pacific Insurance Limited. Subject to additional terms, conditions and exclusions. For terms and conditions, please visit americanexpress.com/ppterms. "For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration is 90 days. Important Notices continued on next page. ID 12858 AMEX001752 CMLENGDPRUS0057 SDNY_GM_00327552 EFTA 00200306 EFTA01686550 G MAXWELL DUPLICATE COPY Closing Date 11/17/19 Account Endin Important Notices continued on next page. AMEX001753 SONY_GM_00327553 EFTA 00200307 EFTA01686551 G MAXWELL DUPLICATE COPY Closing Date 11/17/19 Account Ending Notice of Important Changes to the Membership Rewards® Program Terms We are making a change to the Membership Rewards Program Terms & Conditions. We encourage you to read this notice, share it with Additional Card Members on your account, and file it for future reference. If you have any questions about this change, please call the number on the back of your Card. A summary of the changes appear below. The detailed changed can be found after the summary chart. Summary of Changes Effective Immediately About the Program We are changing the terms that concern the annual enrollment fee for certain Corporate Card Members to participate in the program. Effective March 6, 2020, the Membership Rewards annual enrollment fee for American Express Corporate Gold Cards will be $0. If an American Express Corporate Gold Card is enabled by your company to participate in the Membership Rewards® program it will be automatically enrolled in the program. Effective March 6, 2020, the Membership Rewards annual enrollment fee for American Express Corporate Green Cards will be reduced from $90 to $55. If an American Express Corporate Green Card has been enabled by your company to participate in the Membership Rewards® program, you may choose to enroll in the Program and the annual fee will be charged to your Card. Effective March 6, 2020, the Membership Rewards annual enrollment fee for Global Dollar Card - American Express ® Corporate Executive Gold Card will be $0. If a Global Dollar Card - American Express ® Corporate Executive Gold Card is enabled by your company to participate in the Membership Rewards® program it will be automatically enrolled in the program. Effective March 6, 2020, the Membership Rewards annual enrollment fee for Global Dollar Card - American Express® Corporate Card will be reduced from $75 to $55. If a Global Dollar Card - American Express® Corporate Card has been enabled by your company to participate in the Membership Rewards® program, you may choose to enroll in the Program and the annual fee will be charged to your Card. Getting Points We are changing the terms that concern the number of points that a Corporate Card Member earns per dollar of eligible spend (referred to in this paragraph as the "earn rate"). If you are a Corporate Card Member, effective March 6, 2020, your company will have the choice to determine if you earn one Membership Reward® point per dollar or one Membership Reward point per two dollars of eligible spend on your enrolled Card. Initially, your company will be able to select the earn rate until March 31, 2020, which earn rate would be activated for you on May 1, 2020. Beginning in the fall of 2020, your company will be able to select the earn rate annually during the earn rate enrollment period in October and November of each year, which would be activated for you on January 1 of the following year. If your company does not make a selection during the annual enrollment period, then the earn rate will remain unchanged. If you are enrolled in the Membership Rewards Program you will be notified by American Express if your company decides to change the earn rate for its Corporate Card Program. Important Notices continued on next page. AMEX0017S4 CMLENGDPRUSOC62 SONY_GM_00327554 EFTA_00200308 EFTA01686552 G MAXWELL DUPLICATE COPY Closing Date 11/17/19 Account Endin Getting Additional Points We are changing how additional points are awarded on the American Expresso Green Card to award additional points for purchases on travel including transit, and global restaurants. Arbitration (Claims Resolution) We are making changes to the claims resolution sections of your Membership Rewards Terms & Conditions. See the following page(s) for the Detail of Changes to the Membership Rewards Program Terms & Conditions. Important Notices continued on next page. 1 AMEX001755 SONY_GM_00327555 EFTA 00200309 EFTA01686553 G MAXWELL DUPLICATE COPY Closing Date 11/17/19 Account Endin Detail of Changes to the Membership Rewards Program Terms & Conditions This notice amends the Membership Rewards Program Terms & Conditions (the "Terms & Conditions") as described below. We have the right to amend as described in the Terms & Conditions. Any terms in the Terms & Conditions con0icting with this change are replaced fully and completely. Terms not changed by this notice remain in full force and effect. A. Effective Immediately, the Who Can Use the Program & Annual Fees subsection of the About the Program section of the Membership Rewards Terms & Conditions will be amended as follows: The $90 annual program fee for the American Express® Corporate Gold Card will be deleted and replaced with $0 (Effective March 6, 2020). The $90 annual program fee for the American Express° Corporate Green Card will be deleted and replaced with S55 (Effective March 6, 2020). The $75 annual program fee for the Global Dollar Card - American Express ® Corporate Executive Gold Card will be deleted and replaced with SO (Effective March 6, 2020). The $75 annual program fee for the Global Dollar Card - American Express® Corporate Card will be deleted and replaced with $55 (Effective March 6, 2020). B. Effective Immediately the Using Your Card subsection of the Getting Points section of the Membership Rewards Terms & Conditions will be amended as follows: The following sentence will be added to the first paragraph: Effective March 6, 2020, Corporate Card Members enrolled in the Membership Rewards Program will earn either one point for every dollar, or one point for every two dollars charged on the Corporate Card, depending on the earn rate selected by the company for its employees enrolled in the Membership Rewards Program. The earn rate selected will apply to all eligible charges made on the Corporate Card. C. Effective immediately, the Getting Additional Points subsection of the Getting Points section of the Membership Rewards Program Terms & Conditions will be amended with the addition of the following new section: American Express® Green Card Subject to these Terms and Conditions, for each dollar charged for an eligible purchase in each billing period on your American Express Green Card you will earn: • Two (2) additional points (for a total of three (3) points) for each dollar charged on eligible travel purchases including airfare, hotels, cruises, car rentals, campgrounds, trains, taxicabs, rideshare services, tours, ferries, tolls, parking, buses, subways, on third party travel websites, and on amextravel.com. You will not earn additional points for purchases of timeshare properties. Two (2) additional points (for a total of three (3) points) for each dollar charged at restaurants worldwide. You may not earn additional points for purchases at a restaurant located within another establishment (e.g., a restaurant inside a hotel, casino, or event venue). For example, purchases made at a restaurant located within a hotel may be recognized as a purchase at a hotel, not a restaurant. You will not earn additional points for purchases at bars, nightclubs, cafeterias, and convenience stores. Important Notices continued on next page. AMEX001756 SDNY_GM_00327556 EFTA_00200310 EFTA01686554 G MAXWELL DUPLICATE COPY Closing Date 11/17/19 D. Effective immediately, the Claims Resolution section under the Arbitration section of the Membership Rewards Program Terms & Conditions are amended as follows: Account Endin Mediation The seventh sentence is deleted and replaced with: All applicable statutes of limitation will be tolled from the date you or we send the claim notice until termination of the mediation. Arbitration The sixth sentence in the Claims Resolution section is deleted and replaced with: The arbitrator's authority is limited to claims between you and us alone. Claims may not be joined or consolidated unless you and we agree in writing. An arbitration award and any judgment confirming it will apply only to the specific case and cannot be used in any other case except to enforce the award. The arbitrator's decisions are as enforceable as any court order and are subject to very limited review by a court. Limitations on Arbitration The third, fourth, and fifth sentences in the Claims Resolution section are deleted. Arbitration Procedures The fifth sentence is deleted and replaced with: You and we agree that the arbitration will be confidential. You and we agree that we will not disclose the content of the arbitration proceeding or its outcome to anyone, but you or we may notify any government authority of the claim as permitted or required by law. The eighth and ninth sentences are deleted and replaced with: The arbitrators award will be final and binding, subject to each party's right to appeal as stated in this section and/or to challenge or appeal an arbitration award pursuant to the FAA. To initiate an appeal, a party must notify the arbitration organization and all parties in writing within 35 days after the arbitrators award is issued. The arbitration organization will appoint a three-arbitrator panel to decide anew, by majority vote based on written submissions, any aspect of the decision objected to. The appeal will otherwise proceed pursuant to the arbitration organization's appellate rules. Additional Arbitration Awards The section is deleted and replaced with: If the arbitrator rules in your favor for an amount greater than any final offer we made before the final hearing in arbitration, the arbitrators award will include: (1) any money to which you are entitled, but in no case less than $5,000; and (2) any reasonable attorneys' fees, costs and expert and other witness fees. Important Notices continued on next page. AMEX001757 SONY_GM_00327557 EFTA_002003 11 EFTA01686555 G MAXWELL DUPLICATE COPY Closing Date 11/17/19 Account Ending Notice of Updates to Benefits of your Card As described below, we will be making updates to your card benefits. We encourage you to read this notice and file it for future reference. If you have any questions please call the number on the back of your Card. Summary of Changes, Effective January 1, 2020 Boingo Preferred Plan Effective January 1, 2020, Boingo Preferred Plan will no longer be a benefit on the Centurion® Card. Airline Fee Credit Effective January 1, 2020, the $200 Airline Fee Credit will no longer be available on the Centunona Card. You will not receive a credit for incidental air travel fees charged after December 31, 2019. Important Notices continued on next page. AMEX001758 CMLENGDPRUS0054 SDNY_GM_00327558 EFTA 00200312 EFTA01686556 G MAXWELL DUPLICATE COPY Closing Date 11/17/19 Account Endin Important Notices continued on next page. AME X001759 SDNY_GM_00327559 EFTA_00200313 EFTA01686557 G MAXWELL DUPLICATE COPY Closing Date 11/17/19 Account Ending In Case of Errors or Questions About Your Electronic Transfers Telephone us at 1.800-IPAY-AXP for Pay By Phone questions, at 1-800-528-2122 for Pay By Computer questions, and at 1-800-528-4800 for AutoPay. You may also write us at American Express, Electronic Funds Services, P.O. Box 981531, El Paso TX 79998-1531, or contact online at www.americanexpress.com/inquirycenter as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. 1. Tell us your name and account number (if any). 2. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information. 3. Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. End of Important Notices. AMEX001760 SDNY_GM_00327560 EFTA 00200314 EFTA01686558 AMEX001761 SDNY_GM_00327561 EFTA_002003 15 EFTA01686559 Centurion. Card G MAXWELL Closing Date 12/18/19 DUPLICATE COPY New Balance $955.89 Payment Due Date 01/12/20* iLate Payment Warning: tf we do not receive your payment by the Payment Due Date of 01/12/20, you may have to pay a late fee of up to $39.00. p See page 2 for important information about your account. Please refer to the page 7. p. 1/9 Account Ending [ Available and Pending as of 11/30/19 625,888 For up to date point balance and full program details, visit Account Summary Previous Balance Payments/Credits New Charges Fees 55,879.66 -55,941.63 .5978.86 .539.00 New Balance $955.89] Days in Billing Period: 31 section on Customer Care 4/ Please fold on the perforation below, detach and return with your payment 4. Payment Coupon Fa- Do not staple or use paper clips MA See reverse side for instructions on how to update your address, phone number, or email. Pay by Computer americanexpressxom/pbc Customer Care Pay by Phone 1 877-877 0987 1800.472-9297 O See page 3 for additional information. Pay by Computer On Pay by Phone amerkanexpress.cornipbc 1.800-472-9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101.1270 000095589000095589 14 rl Account Ending Enter 15 digit account a on all payments. Make check payable to American Express. Payment Due Date 01112/20 Amount Due $955.89 AMEX001762 SDNY_GM_00327562 EFTA 00200316 EFTA01686560 G MAXWELL Deld2ITL,?iira Payments: Your payment must be sent to the t address shown on your statement and must be received by 5 pm. local fne at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: II ) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system: and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it Into US dollars at a conversion rate that is acceptable to us, unless a particular rate Is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re present to your financial institution any payment that is returned unpaid. Permission for Electronic Withdrawal:Ill When you send a check for t, you give us permission to electronically withdraw your payment rraoYwni7our deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received alter ADO pm. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which we charge interest foe Pay Over Time and/or Cash Advance balances on your Account. Call the Customer Care number on page 3 for more Information about this balance computation method and how resulting interest charges are determined. The method sue use ro figure the ADB and interest results in daily compounding of interest. Paying Interest if you have a Pay Over Time and/or Cash Advance balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance autornatically(for example, Pay Over Time Travel and Pay Over Time Direct) if you pay the Account Total New Balance by the due date each month. We will, however, change you interest on cash advances beginning on the transaction date. Foreign Currency Charges: II you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process It. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments will p. 219 be Isdlal at the rates such establishments use. Credit Balance A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement Indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. What To Do If You Think You Find A Mistake On Your Statement If you think there is an error on your statement, write to us at: American Express, PO Box 981535, El Paso TX 79998-1535 You may also contact us on the Web: vnvivamericanexpresscom in your letter, give us the following InformatIon: - Account Information: Your name and account number. • Dollar amount The dollar amount of the suspected wee. - Description of Problem: If you think there is an error on your bill, describe what you believe Is wrong and why you believe it is a mistake. You must contact us within 60days alter the error appeared on your statement. You must notify us of any potential errors in writing (or electronically). You may callus, but If you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error, the following ate true: - We cannot try to collect the amount in question, or report you as delinquent on that amount. - The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. - While you do not have to pay the amount In question, you are responsible for the remainder of your balance. - We can apply any unpaid amount against your credit limit. Your Rights If You Are Dissatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than 550. (Note. Neither of these Is necessary If your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all of the criteria aboveare met and you are still dissatisfied with the purchase, contact us In writing or electronically at: American Express, PO Box 981535. El Paso TX 79998,1535 wwwamencanexpresscom While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our Investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay we may report you as delinquent. Change of Address, phone number, email - Online at -Via mobile device -Voice automated: call the number on the bac k of your card - For name, company name, and foreign addressor phone changes, please call Customer Care Please do not add any written communication or address change on this stub Pay Your Bill with AutoPay Deduct your payment from your bank account automatically each month. - Avoid late fees - Save time Visit today to enroll. For information on how we protect your privacy and to set your communication and privacy choices, please visit www.anuerkanexpress.comiprIviey. AMEX001763 SDNY_GM_00327563 EFTA_002003 17 EFTA01686561 Centurion° Card G MAXWELL Closing Date 12/18/19 DUPLICATE COPY ra Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Cash Advance at ATMs Inquiries 1-877-877-0987 Hearing Impaired 1-954-503-8905 TTY: 1 800 221 9950 1.877.8774987 FAX:1 623-707 4442 1.800CASH-NOW In NY: 1-8C0-522-1897 p. 3/9 Account Ending Website: a mc Fica nespress.com Customer Care & Billing Inquiries Payments P.O. BOX 981535 P.O. BOX 1270 EL PASO, TX NEWARK NJ 07101 79998-1535 1270 Payments and Credits Summary Total Payments Credits moo G MAXWELL -$5,941.63 Total Payments and Credits -$5,941.63 Detail indicates posting date Credits Amount 12/17/19• GMAXWELL POINTS FOR ANNUAL MEMBERSHIP FEE CREDIT 45,200.00 12/17/19• GMAXWELL POINTS FOR ANNUAL MEMBERSHIP FEECREDIT -$220.00 12/17/19• GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$15.88 12/17/19• GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$8.48 12/17/W GMAXWELL POINTS FOR YOUR CHARGES CREDIT -slaw 12/17/19° GMAXWELL POINTS FOR YOUR CHARGES CREDIT -5848 12/11119' GMAXWELL POINTS FOR YOUR CHARGES CREDIT 49127 12/17/W GMAXWELL POINTS FOR YOUR CHARGES CREDIT -332455 12/17/19* GMAXWELL POINTSFOR YOUR CHARGES CREDIT 421.24 12/17/19' GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$10.00 12/17/19° GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$424 12/17/19* GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$10.61 12/17/19° GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$15.88 New Charges Summary Total G MAXWELL JENNIFER TURNER Total New Charges $890.06 $88.80 $97826 Detail G MAXWELL Card Ending Amount 11/26/19 THE UPS STORE 5768 BUSINESS SERVICE BOSTON MA 5457.50 AMEX001764 Continued on reverse SDNY_GM_00327584 EFTA 00200318 EFTA01686562 G MAXWELL DEWILFWA4 p49 Detail Continued Amount 12/01/19 JASON POSSUMATO 000000001 9177740347 HERMOSA BEACH CA $32555 12/04/19 TMOBILE•AUTO PAY 898805037 98006 800-937-8997 WA S91.13 12/14/19 NetworIcsolutIons.com 800-333-7680 FL $15.88 888-642.9675 Is JENNIFER TURNER Card Ending Amount 11/22/19 APPLE.COM/BILL RECORD STORE INTERNET CHARGE CA $31.85 12/02/19 APPLE.COM/BILL RECORD STORE INTERNET CHARGE CA S8A8 12/09/19 WEB•REGISTERWEBSITE 800-899-9723 800.899.9723 FL S39.99 12/13/19 APPLE.COM/BILL RECORD STORE INTERNET CHARGE CA 54.24 12/13/19 APPLE.COM/BILL RECORD STORE INTERNET CHARGE CA $4.24 Fees Amount 12/12/19 G MAXWELL Total Fees for thb Period Late Payment Fee $39.00 $39.80 2019 Fees and Interest Totals Year-to-Date Total Fees in 2019 Total Interest in 2019 Amount $2595.00 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage Rate Pay Over Time Select From To Balance Subject to Interest Rate Interest Charge 07/08/2010 1045%(v) $0.00 50.00 Cash Advances 05/01/2019 26.74%(v) $0.00 $0.00 Total (v)VriableRate $0.00 Information on Pay Over Time There Is no pre-set spending link on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us and other factors. Unless you have been previously notified otherwise, your Card has no pie-set spending limit. AMEX001765 Continued on next page SDNY_GM00327565 EFTA 00200319 EFTA01686563 Centurion® Card G MAXWELL Closing Date 12/18/19 DUPLICATE COPY Account Ending P 5/9 Information on Pay Over Time continued Your Pay Over Time Limit is $35,000.00 We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time and/or Cash Advance balance. For more information about Pay Over Time features please visit ammicannpress.com/paymuartimt AMEX001766 SDNY_GM_00327566 EFTA_00200320 EFTA01686564 G MAXWELL D1049,10.99EX04 p 6/9 AMEX001767 SDNY_GM_00327567 EFTA_00200321 EFTA01686565 G MAXWELL DUPLICATE COPY Closing Date 12/18/19 Account Ending In Case of Errors or Questions About Your Electronic Transfers Telephone us at 1.800-IPAY-AXP for Pay By Phone questions, at 1-800-528-2122 for Pay By Computer questions, and at 1-800-528-4800 for AutoPay. You may also write us at American Express, Electronic Funds Services, P.O. Box 981531, El Paso TX 79998-1531, or contact online at www.americanexpress.com/inquirycenter as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. 1. Tell us your name and account number (if any). 2. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information. 3. Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. End of Important Notices. AMEX001768 S0NY_GM_00327568 EFTA_00200322 EFTA01686566 G MAXWELL DUPLICATE COPY Closing Date 12/18/19 Account Ending AMEX001769 SDNY_GM_00327569 EFTA_00200323 EFTA01686567 Centurion° Card G MAXWELL Closing Date 12/18/19 DUPLICATE COPY Account Ending Get more from your Card Membership with the American Express" App. All the tools you use every day. nght at your fingertips: manage your account, find nearby offers, explore rewards, and more. MAKE PAYMENTS VIRTUALLY ANYWHERE. ANYTIME TRACK RECENT CHARGES AND PAYMENTS GET QUICK ACCESS TO BILLING STATEMENTS Download the app by visiting amex.co/viewamexapp ■ oottr Iwo life, wrnsour tr￾EXPLORE AMEX OFFERS TO FIND REWARDS TURN ON ALERTS TO MONITOR YOUR ACCOUNT 0.9/9 The American Express* App and app features are available only for ehgtile Card accounts in the United States. American Express• prepaid cards and cards issued by non-American Express issuers we not eligible. To login. Card Members must have an American Express user ID and password or create one in the app. CIS aid Android only. See app store listings for operating system info. 2019 American Express National Bank. All rights reserved. AMEX001770 SDNY_GM_00327570 EFTA_00200324 EFTA01686568 AMEX001771 SDNY_GM_00327571 EFTA_00200325 EFTA01686569 DUPLICATE COPY Centurion Card Statement of Account 724,300 Membership Rewards• Points Available at OW 2/08, when charges due are paid in full and all icoo.ints are in good stancing. Cbc,ng ore THEODORE W WAITT XXXX-XXXXX9 02/12/08 Page I of 8 New noln" New Pronoun Cokora $ Pa,nM Acwhy Pc Altutivents Balance Please Pay By 02/27/08 155.650.69 Please refer to page 4 for important information regarding your account To manage your Card account online or to pay your bill, please visit us at www.amerIcanexpress.com. For additional contact information, please see the reverse side of this page. Your Year-End Summary Is Here The Year-End summary consolidates the charges that were processed and posted to your account in 2007 into one convenient report. It's a great tool you can rely on to help prepare for your upcoming taxes and manage your spending. The online summary allows you to view your transactions by category, and to sort your transactions by date, description, and amount, or by each Card on the account if you have Additional Cards. You can download your summary as a PDF or Microsoft• Excel File, and save it for future use. Please note that transactions posted to your account after December 31, 2007, will appear on next year's summary. Activity .hdescr""die "fcreg, Conan., comerson raft e t.za •ae 04 2% Cc* Facia ...noun 3 was 02/11/08' PHONE PAYMENT RECEIVED-THANK YOU -99,999 99 02/11/08' PHONE PAYMENT RECEIVED•THANK YOU -99,999 99 02/11/08' PHONE PAYMENT RECEIVED•THANK YOU .95,356 24 02/11/08• PHONE PAYMENT RECEIVED-THANK YOU -99,999 99 Total of Payment Activity -395,356.21 Due In Full &Pity for THEODORE W WAITT or, xxxx xxxxxi? 01/13/08 SKY BAR AT MONDRIAN W HOLLYWOOD CA 600.00 3238486004 FOOD 508 50 TIP 91 50 01/13/08 MATSUHISA CORPORATIOBEVERLY HILLS CA 425 00 718-330-0000 FOOD 345 86 TIP 79 14 Fowzr _oe,w••4 Amou ntS Phase lold on Me poloraben Slot dash rd mum wtn pr corwt Payment Coupon I.III.IIIIIIIIIIIII.I.Ill'IIIIIIIIIIIIII,IIIIIIIIII,IIIIIIII'l'il Mail Payment to: VVA I I I Please Amount Due $155,650.69 IIIIIIII.IIIIIIII.IIIIIIIIIIIIIIIII,.IIIII.IIIIIIIIIIIIIII..IIIII AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-0001 015565069015565069 10 d Continued on Page 3 Please enter amount number on all checks and correspondence. Make check payable to American Express. See Finance Charges section on reverse side for a description of when addrticoal Finance Charges are not assessed on Features. Check here if address or telephone number has changed. Please note changes on reverse side. AMEX001772 SDNY_GM_00327572 EFTA_00200326 EFTA01686570 DUPLICATE COPY reresiessor THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must, be sent to the payment address shown on your statement and must include the remittance coupon front your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be enpceed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send poet-dated checks. They will be deposited upon receipt. Our acceptance of an meth marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our soW discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) suttract any payments or credits, and (4) make any appropriate adjustments. For each day after the and day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the bring period and rivde the total by the number of days in the being period. Thisgives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance If you multiply the ADB for each Feature by the number of days in the bong period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is calculated by adding the FG assessed on all Features of the Account. The method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by wadeable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest offioal conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us hem customary banking sources, on the conversion dare or the prior business day, In each Instance increased by 7%. This conversion rate may differ from rates in effect on the date of )rour charge. Charges converted by estatlishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Enors or Questions About Your Bill: If you think bill is incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of r at the Customer Service address noted to the right We must hear from you no later than 60 days after we sent you t e st billon which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. ThO dollar amount of the suspected error; 3. Describe why you believe there s an error If you need more information, Omni* the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have aOsorizt‘d us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: Il you have a problem with the qualityof goods or services that you purchased with a credit card, and yOU have teed m good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services. You have this protection only when the purchase pee was more than 550 and the purchase was made in your home stale or within 100 mites of your mailing address. (If we own or operate the merchant, or it we mailed you the advertisement for the property or services, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month paned following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518.8866. Change of Address re correct on f-cf.t O ncr vie ant Addiess Ce) 3tale ZO Code A/sated. and Hone Poona PIN Coe* and Serer Plsone Email (000nag • To change your address online, visit vnvw.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vvw.americanereresS.Oan/privecy for more details and to set your email preferences. Page 2 OS To Pay By Phone 1.800.472.9297 Customer Service arid Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1-800-CASH-NOW International Collect 1.954.503-8905 Hearing Impaired (9arn• m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurion Card from American Express Customer Service P.O. Box 297846 Ft. I norkirdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 P BOX 000 ayments 1 LOS ANGELES CA 90096-0001 Please provide your email address to receive important jI account updates and exclusive Cardmember offers and benefits. AMEX001773 SDNY_GM_00327573 EFTA 002(0327 EFTA01686571 THEODORE W WAITT DUPLICATE COPY Acc /ocrcc000coM Care Da* 02/12/08 Pape 3;08 Due in Full continued " Fixer turnery ocavence rat* *bow pk.• 2%. See Pon Oct dealt see Aware 01/14/08 PENINSULA BEVERLY HIBEVERLY HILLS CA Arrival Date Departure Date 01/13/08 01/13108 00000000 LODGING 1,150.00 01/15/08 CROWNE PLAZA BEVERLYLOS ANGELES CA Arrival Date Departure Date 01/14/08 01114/08 00000000 LODGING 199.00 01/15/08 BARNEYS NEW YORK 003NEW YORK NY 4,999.56 MENSIWOMENS CLOTHNG 01/18/08 TRAVISA VISA SERVICE415-837-0771 CA 119.00 48964094104 PASSPORT 01/1W08 BEST WESTERN INN BY LA JOLLA CA 359.26 Arrival Date Departure Dale 01/17)08 01/19/08 00000000 01/21/08 AMAVA, LONDON SW1X 512.02 GOODS/SERVICES "Paso Mehl. 0122/08 DIVA UMOUSINE DIVALLOS ANGELES CA 565.28 01/1W08-1048358 00000 01/16/08-WAITT THEODORE W. SFO-SAN FRANCISCO CA-SFO-SAN FRANCISCO C DEPT*: RESR:1048358-CLR:SHARON MOYLES 01/22/08 THE WOLSELEY, LONDON WIJ sozu 665.21 GOODS/SERVICES "Audis WIM 01/23/08 SAN DIEGO PADRES TKTSAN DIEGO CA 94,774.0D 6198816500 Description DIRECT MARKETE 01/24/08 CHINA TANG, LONDON WI A "Pardo Slorlrg 332.77 665.84 GOODS ANDOR SERVICES 01/24/08 UNION SQUARE CAFE NEW YORK NY 1,500.00 RESTAURANT FOOD/BEVERAGE 1,237.11 TIP 262.89 01/2908 DAWAT RSTR NEW YORK NY 330.00 RESTAURANT Description 526158 01125/08 LA GOULUE 8000001708NEW YORK NY 125.00 2129888169 FOOD/BEVERAGE 94.83 TIP 30.17 012508 TOM FORD 000 NEW YORK NY 3%480.00 2012075973 Description MEN'S/BOYS' CL 01/28/08 GENIUSBABIES.COM 050INDIAN TRAIL NC 49.89 7043471770 Description TOYS/GAMES/HOB AMEX001774 Continued on reverse SDNY_G3.1_00327574 EFTA_00200328 EFTA01686572 DUPLICATE COPY Prepsed For THEODORE W WART Account Nita. )000W0000(9M Papa 4 of 8 Due In Full continued Faegn Carmel, cowers= rst is base rite pia 2%. See ne 214/ 4 detsis. 02/01)08 NOBU 120000054747001SAN DIEGO CA 6198144124 FOOD/BEVERAGE 400.83 TIP 99.17 02/01/08 BARNEYS NEW YORK 003NEW YORK NY 3,832.25 MEN'S/WOMENS CLOTHNG 02/01/08 TICKETS NOWCOM lICKROLUNG MEADOWS IL 323.15 TICKET AGENCY 02/03/08 NEW YORK TIMES NEW YON( NY 55.17 NY TIMES 020308 Description FOR BILLING QUESTIO ACCT: 861127967 B 02/04/08 TOURNEAU.COM 8665974)595 NY 2,926.13 8665970595 02/05,108 Hampton Inn SoottsclaScottsdale AZ Mini Date Departure Date 02/02/08 02/04/08 00000000 LODGING 02/05/08 WESTIN KIERAN') VILLSCOTTSDALE AZ 2,210.65 Arrival Date Departure Date 02/02/08 02/04/08 00000000 LODGING 02/05/08 CLASSICAB 0001 PALM SPRINGS CA 340.56 TAXICAB & LIMOUSINE Description GENERAL MERCH 02JOEVO8 TOM FORD 000 NEW YORK NY 1,480.00 2012075973 Description MENS/BOYS' CL 02/12/08 TOM FORD 000 NEW YORK NY 2,770.00 2012075973 Description MEN'S/BOYS' CL Total Due in Full Activity 155,650.69 **Sr iartirg) 500.00 893.12 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account The current Annual Percentage Rates (APRs) and Daily Periocac Rates (DPRs) for the Flexible Payment Features are as follows. For Sign & Travel*, the APR is 13.15%, the DPR is 0.0360% Please refer to page 2 ler further important information regarding your account AMEX001775 SDNYGM 00327575 EFTA_00200329 EFTA01686573 For questions about your Membership Rewards account, contact 1-800-297-1300 MembePAtetgicarlis First" Monthly Statement Papa 5 of8 and Program News Statement Period MEMBERSHIP January 1, 2008 - January 31, 2008 Account anti.* alter this period does not appear on this statement rewards Noma] fa FIRST wwwamencanexpress cornhewards THEODORE W WART Total Points Balance American Express Foxe Medan 724,300 Membership RewardS P.O. Box 297813 Points Earned this Period are Ft. Lauderdale, FL 333299785 pending until charges are paid in full and all your accounts are In good standing. Points Earned this Period may include Bonus Points Points Earned this Period 406,340 Account Summary Opening points balance 317,960 Points earned this period +406.340 Points used this period 0 Reinstated points and adjustments 0 Total points balance =724,300 Points Earned this Period 01/01/08 01/31/08 Points Activity On Bonus Points Total Points Activity Eligible Charges Awarded Per Card Centurion 395,361 10,979 406,340 YJOOC-XXXXX9= Dennebon Hotel 4007 2gee 9091 Totals 395,361 10,979 406,340 Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts we in good standing. Points used cannot be reversed back into your program account. Forfeited points can be reinstated fora lee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terns & Conditions in your Program Guide. If you have questions, please visit www.ernerIcartexprestcomfrevrenls or call 1-800-297-1300. For international, call coiled 305-816.2799. Redeem Points with Points.com pointsic • m tp iPod Points.com allows you to swap Membership Rewardse points into points or miles in other loyalty programs--swap into miles in airline frequent flyer programs or retail gift certificates such as Starbucks. All you have to do is join Points.com for FREE and register your Membership Rewards® program. Tema ad cadbre d the Menbershp Rends awe, Wg. Fa nap einem roe nerterinalreerdearn Tale ard Om may we. *,aid partner arrWste• may AV) Make the Apple IPod Nano Yours by Redeeming Your Membership Rewards Points! It's the small iPod with one very big idea: video. This music player now lets you enjoy movies, N shows, and more on a two-inch display that's 65% brighter than before. Experience a whole new way to browse and view your music and video with the enhanced interface. Holds up to 1,000 songs. (Reward Code: PRM1650, MR Points: 26,000, Expiration Date: 3/15/08) Tars r d andban. et the Membershp Rewardell pagan atClo Redeem Membership Rewards' Points for Roy's Hawaiian Fusion Cuisine Gift Cards Roy's is a fusion of the world's finest flavors wrapped in a Hawaiian state of mind. Celebrate 20 years of culinary innovation with our seasonally inspired Winter Prix Fixe Menu, featuring three decadent courses for $35. This unique menu, featuring fresh Hawaiian Ono, Yamaguchi Sushi, hand-cut meats and our world-famous Chocolate Soufflé, honors the Hawaiian, French and Asian influences that make Roy's legendary. To find a Roy's location near you, visit www.roysrestaurant.com To preview this reward and to redeem points, visit membershiprewards. corn or call 1.800-AXP-EARN (297-3276). (MR Message 0750) To redeem, visit membershIprevranis. comMeno or call 1.800-AXP-EARN (297-3276) by March 15, 2008. (MR Message 0745) Redeem Membership Rewards paints good toward your dining experience at Roy's To start redeeming today, log on to membershiprewards. corn or call 1-800- AXP-EARN (2974276). (MR Message 0762) Continued on reve 110 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will PaMEX001776 disclosing to the merchant that you meet these criteria. SDNv_Gfil_00327576 EFTA_00200330 EFTA01686574 swiss Swiss International Air Lines OMNI °HOTELS' jetBlue Awnsb, RIAWATE COPY THEODORE /SCOW Nostei MrMBERSIIIP rewards FIRST' Redeem Membership Rewards® Points for SWISS! Fly to Europe this summer! SWISS offers nonstop service from Boston, Chicago, Los Angeles, Miami, New York City's JFK and Newark and Washington D.C. to destinations in Europe. No airline is more Swiss than SWISS. For customers this means such classic Swiss values such as quality, reliability and hospitality. Redeem Membership Rewards points for an Economy Class Companion Ticket to Europe on SWISS with purchase of economy ticket. For more information, please visit viww.swiss.com Tents are ordain al de Membership Renee. Pricissm eirY Widsaill anne on , math", ages rot me Sr si rnipriewther•Aworown Stay at Omni Hotels From mountain serenity to cosmopolitan glamour, Omni Hotels otters luxury accommodations at more than 40 hotels and resorts throughout the U.S., Canada and Mexico. Surround yourself with exceptional four-diamond hospitafity, exquisite decor and the exciting setting of the Omni Hotel at your premier destination. Choose from 3 travel award certificates: Omni Stay. Omni Getaway and Omni Luxury. isms and COninane Cl the lAnntalalllp Rama Citieem acts. Fa mom inlonsIbert vita anflenihCreicastfn Cr Taxes and ate Mee an nil rdalict InclonSal prism mitten nay Aga Get Away with JetBlue! Transfer points to TrueBluee points, JetBlue's customer loyalty program, and travel to over 50 cities in the U.S. and the Caribbean. Enjoy new planes, friendly service, comfy leather seats and up to 36 channels of free DIREcTve AIRWAYS' service. JetBlue is more than just your everyday low fare airline. More information on JetBlue's lowest fares and TrueBlue's program is available at www.jelbluccom BANANA REPUBLIC Tana end ccedbare d the Mentershp Renee* magas apph ice rat ricimesin .34 mentershisewarcle con hInquel tee renters cc Toes ad fen may earl Redeem Membership Rewards® Points for the Ultimate Banana Republic Wardrobe Exceptional quality, luxury fabrics and refined tailoring define Banana Republic's signature style. Every season, you'll find a new collection of well-designed clothing and accessories for men and women. Page 6 of 8 To preview this reward and to redeem points, visit membershIprewards. corn or call 1.800-AXP-EARN (297-3276). (MR Message 0751) To preview this reward and to redeem points, visit membershiprewards. corn or call 1.800-AXP-EARN (2974276). (MR Message 0747) To preview this reward and to redeem points, visit membershIpmwards. corn or call 1.800-AXP-EARN (297-3276) (MR Message 0746) For the nearest 13store, call 1-8884-STYLE (277-8953) or visit www.BenanaRepublic. Com. To start redeeming today, log on to membership rewards. corn or call 1.800- AXP-EARN (297-3276). (MR Message 0759) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will bVAEX001777 disclosing to the merchant that you meet these criteria. SDNY_GM_00327577 EFTA_00200331 EFTA01686575 DUPLICATE COPY EXCI U. SIVE RVSORTS THEODORE W WAITT .1..lx‘ri %rt. Clove Da )000000CCOM 02/12/08 foreoustomExtrat Exclusive Resorts - The Effortless Vacation Make every vacation effortless with Exclusive Resorts® luxury destination club. Centurion® members receive special joining incentives and savings across all Membership Plans, and until March 31, 2008, can save as much as $45,900. Choose from hundreds of private multimillion-dollar residences in dozens of sought-after destinations. Al you have to do is enjoy the experience. It's !lice owning a private vacation home, but with the amenities of a five-star resort. Program terms and offers conditions apply. For full program information, please visit excluswerescds cm/centurion Page 7 018 Call 1.866.446.2769 or visit exdusIveresorts.cont centurion (CE 110073) Peninsula Hotels Joined the Membership Rewards. Program Offering luxury in the most stylish locations, The Peninsula Hotels operates eight award-winning hotels in Hong Kong, New York, Chicago, Beverly Hills, Tokyo, Bangkok, Beijing and Manila. Each Peninsula Hotel combines traditional service excellence and luxurious comfort with intuitive in-room technology and world-class amenities. At The Peninsula Hotels, guests are assured of the highest standards of excellence that has been synonymous with The Peninsula name for over 75 years. Terms and conditions for the Membership Rewards First" program apply. Visit membershiprewards.comlerms for more information. Participating partners and available rewards are subjed to change without notice. CARDMEMBER BE NEins Redeem Membership Rewards points for a onewight stay, starting at 35,000 points. Visit FirstCollection.com for more information about The Peninsula Hotels rewards. (CE 110038) Centurion Concierge Service Asa Centurion® member, you are entitled access to a personal Concierge. Your Concierge is a highly experienced assistant who is available day and night to help turn your requests into realities. From holding a reservation for you at some of the hottest restaurants to sending birthday and anniversary gifts to your friends and family, your personal Concierge is prepared to take on even the most difficult challenges. CAROMENIFILH BENEFITS Program terms and conditions apply. For full program information, volt amedcanexpress.comicenturlon Pay Your Taxes with Your American Expresso Card CARCMEMCEO aiiartS Your personal Gown' can make all your arrangements. Please call 1.877.877-0987. Overseas, call us coiled at 954-503-8905. (CE 110034) You can earn rewards while paying your personal federal, state, and local property taxes as well as business taxes with your eligible, enrolled American Express Card. For additional information, visit amerIcanexpress.com/taxes All federal, state, local and business tax payments made with your Card are subject to a convenience fee charged by either of the two IRS approved payment processors, Official Payments Corp. and Pay1040. All reward program and Card terms and conditions apply. Visit amencenexpress.comf taxes (CE 110063) The Tap Project Launches on March 16th! Clean and safe water is a daily privilege millions take for granted. Yet the lack of clean and accessible drinking water is the second largest killer of children under five worldwide. To address this situation, the Tap Project, which launches nationwide on March 16 and runs through World Water Day on March 22, 2008, will support UNICEF's efforts to ensure all children have access to clean, safe drinking water. Just $1 provides one child with safe drinking water for 40 days. To participate in the Tap Project, go to www.tapproJectorg/aexp. American Express is a proud national supporter of the Tap Project. (CE 110027) AMEX001778 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327578 EFTA_00200332 EFTA01686576 DUPLICATE COPY THEODORE W WAITT Ion WNW )00003000(9M Experience the Limousine Program Reliability, integrity and service are the hallmarks of the Limousine Program s highly regarded partners. Whether you're on your way to the airport or out on-the-town, enjoy the confidence of using a professional livery service. Rely on our partners, Carey Worldwide Chauffeured Services and Day El Chauffeured Transportation Network, and earn triple Membership Rewards* points through this benefit program. Program terms and conditions apply For full program information, visit arneficanexpress.cornicentudon Terms and conditions for the Membership Rewards First" program apply. Visit memborshIprewards.cornierms for more information. Participating partners and available rewards are subject to change without notice 61. CARDMEMBFFI BENEFITS Page 8 of 8 For limousine reservations, call Centurion Travel Service at 1.877-877.0987. Alternatively, call 1.800-AXP-LIMO. (CE 110035) Now Earn Rewards When You Pay Your Mortgage! Indymac Bank* is now offering the Express Rewards Mortgage's Program in which you can earn valuable rewards on eligible new purchases or refinanced loans by paying your monthly mortgage payments with your rewards-eligible American Expresso Card. Plus, Nil lndymac Bank* Indymac Bank otters competitive rates and fast closing times, making your loan process simple and hassle-free. it is important to understand the features associated with the loan program you choose and tocm it may impact your financial situation. To qualify, you must close on an eligible new home loan and be authorized by American Express for the anticipated monthly payment. Subject to Program terms/concfitions, underwriting approval and loan related closing costs including an initial Program fee. American Express and Indymac Bank are not affiliated and neither is responsible for financial services offered by the other. Discover a Glorious Century of Fashion and Service As a premier luxury retailer dedicated to providing distinctive merchandise and legendary personal attention, Neiman Marcus welcomes you to experience it for yourself. Redeem Membership Rewards* points for a Neiman Marcus Gift Card*. Terms and conditions for the Membership Rewards First" program apply. Visit membershIprewards.comlerms for more information. Participating partners and available rewards are subject to change without notice. To learn more about Indymac Bank and the Express Rewards Mortgage program, please visit Indymacloans.comi rewards 31 or call 1.866.220.935a. (CE 110039) To start redeeming today, log onto membershIprewards. coin or call 1-800-AXP-EARN (297-3276) (CE 110036) Now Accepting American Express® Cards! Rent-A-Center - Now accepts American Express Cards. Mother way we help make it easy to make furniture, appliances, computers and electronics your own! www.rentacenter.com EXY - Chic, sophisticated, yet informal Greek restaurant and lounge. Metropolitan hip, outstanding service. 789 6th Ave., San Diego, CA. 619-238-0412. www.EXYsandlego.com Mast General Store - Traditional housewares, toys, candy by the barrel, clothing, footwear, outdoor and travel gear. www.MastGeneralStore.com or 1-866-367-6278. If there we other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card (CE 109991) Manage Your Card Account Online Manage Your Card Account Online for a simpler way to keep track of your Centurion Card account. View recent Card Activity and sort Online Statements by date, merchant, or amount automatically. You can also schedule future Card payments and sign up to receive personalized Mons. Go online for more control and convenience and access your Centurion Card account 24/7! Visit amerIcanexpress.com myeardaccou nt to enroll today. (CE 110037) AMEX001779 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GA1_00327579 EFTA_00200333 EFTA01686577 DUPLICATE COPY Centurion' Card Statement of Account 842,857 Membership Rewardso) Points Available at 03r 3/14/-.?5, when charges due are paid in full and all accounts are in good slanting. Ao:oint Nun!. Closa2 pat* THEODORE W WAITT )000(-)0000(9 03/13/08 Page 1 of 12 Nowilenty$ New sone P Aguitreris Brame $ Please Pay By 03/28/08 18.284.37 Please refer to page 5 for important information regarding your account See Page 9 For A Notice Of Changes To Your Agreement See Paget' For An Important Privacy Notice To manage your Card account online or to pay your bill, please visit us at www.amerIcanexpress.com. For additional contact information, please see the reverse side of this page. Activity SS reads* 03/03/08' 03/03/08* PAYMENT RECEIVED - THANK YOU PAYMENT RECEIVED - THANK YOU 45650.70 49,99899 Total of Payment Activity -155,850.89 Due in Full 03/05/08 iiivity for THEODORE W WAITT Pomp/ S US AIRWAYS ATLANTA GA TKT# 0377118536681 VOIDED Ticr -500.00 Credit 02/11/08 ANTHOLOGY MUSIC 00C41SAN DIEGO 8004515817 Description BUSINESS SERVI CA 08.00 07/1248 SPORT CHALET 000067SAN DIEGO 858-4535656 CA 283.37 02/1248 SPORT CHALET 000067SAN DIEGO 8584535656 CA 231.62 02/1448 ANTHOLOGY RESTAURANTSAN DIEGO 8004515817 Description FOOD/BEVERAGE CA 350.00 Noose told on to porlotabon Solo dun ad retrn wan )os oarri Payment Coupon Mail Payment to WA I I I Please:2a Amount Due $18,284.37 AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-0001 001828437001828 1437 10 d Continued on Page 3 Please enter amount number on all checks and correspondence. Make check payable to American Express. See Finance Charges section on reverse side for a description of when addrticoal Finance Charges are not assessed on Features. Check here if address or tefechcce number has changed. Please note changes on reverse side. PJAEX001780 SDNY_GM_00327580 EFTA_00200334 EFTA01686578 DUPLICATE COPY Repswirw THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must, be sent to the payment address shown on your statement and must include the remittance coupon front your statement Payments must be made with a single cheth or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of an meth marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation ot Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our soe discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) suttract any payments or credits, and (4) make any appropriate adjustments. For each day after the and day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the bring period and rive° the total by the number of days in the being period. Thisgives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance If you multiply the ADB for each Feature by the number of days in the hung period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is calculated by adding the FG assessed on all Features of the Account. The method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by wadeable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest offiaal conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us hem customary banking sources, on the conversion dare or the prior business day, In each Instance increased by 7%. This conversion rate may differ from rates in effect on the date of )rour charge. Charges converted by estadishments (such as airlines) will be billed at the rates such establishments use. Billing RIghis Summary: In Case of Errors or Questions About Your Bill: If you think bill is incorrect, or if you need More information about atransaction on your bill, write us on a separate sheet of r at the Customer Service address noted to the right We must hear from you no later than 60 days alter we sent you t e st billon which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. ThO dollar amount of the suspected error; 3. Describe why you believe there s an error If you need more information, Omni* the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have aOsorizte us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the quality of goods or services that you purchased with a credit card, and yOU have teed m good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services. You have this protection only when the purchase pee was more than 550 and the purchase was made in your home stale or within 100 mites of your mailing address. (II we own or operate the merchant, or it we mailed you the advertisement for the property or services, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York resIdents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518.8866. Change of Address re correct on f-cf.t O ncr vie ant Addiess Ce) 3tale ZO Cale A/sated. and Hone Poona PIN Coe* and Serer Plsone Email (000nag • To change your address online, visit www.americanexpress.com updatocontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly In blue or black Ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vvw.americanexprese.ecrn/privacy for more details and to set your email preferences. Page 2 of 12 To Pay By Phone 1.800.472.9297 Customer Service arid Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1-800-CASH-NOW International Collect 1.954.503-8905 Hearing Impaired (9ern• m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurion Card from American Express Customer Service P.O. Box 297846 Ft. I norkirdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 P BOX 000 ayments 1 LOS ANGELES CA 90096-0001 Please provide your email address to receive important jI account updates and exclusive Cardmember offers and benefits. AMEX001781 SDNY_GM_00327581 EFTA 00200335 EFTA01686579 THEODORE W WAITT DUPLICATE COPY Aw/ a ocrcc000coM Clawq Dace 03/13/08 Page 3 of 12 Due in Full continued 02/16/08 OCEAN ENTERPRISES 00SAN DIEGO CA 1,705.94 8585656054 Description MISCELLANEOUS 02/17/08 CLASSICAB 0001 PALM SPRINGS CA 53.00 TAXICAB & UMOUSINE Description GENERAL MERCH 02/18/08 HEELING TOUCH.COM %MAPLE GROVE MN 15.96 7634204131 Description SHOE REPAIR SH 02/18/08 NOBU 120000054747001SAN DIEGO CA 600.00 6198144124 FOOD/BEVERAGE 460.10 TIP 139.90 02/194)8 THE ANIMAL HOSPITAL LA JOLLA CA 524.94 8584592665 Description VETERINARY SERVICES 02/20/08 VANS.COM 00000000013SANTA FE SPRINGS CA 52.85 5625658267 0221/08 TOM FORD 000 NEW YORK NY 3.525.00 2012075973 Description MEN'S/BOYS' CL 02/22/08 BELLY UP SOLANA BEACSOLANA BEACH CA 81.00 RESTAURANT 02/25/08 AMZ'AMAZON PAYMENTS AMZFICOINBILL WA 12.19 MERCHANDISE 02/2508 AMZ'AMAZON PAYMENTS AMZN.COINBIU. WA 13.04 MERCHANDISE 02/2908 AMZ'AMAZON PAYMENTS AMZN.COMIBILL WA 14.35 MERCHANDISE 02/25/08 DIVA UMOUSINE DIVALLOS ANGELES CA 259.25 02/24/08-1057867 00000 02/24/08-MAXWELL GHISLAINE IRVING TX￾DEPTI: RESI:1057867-CLR:SHARON MOYLES 02/27/08 NORDSTROM DIRECT INCSEATTLE WA 310.98 NORDSTROM.COM 1.800.933-3 Description FASHION JEWELRY 0229/08 BARNEYS NEW YORK 003NEW YORK NY 3.63225 MENSWOMEWS CLOTHNG 03/0298 NEW YORK TIMES NEW YORK NY 55.17 NY TIMES 030208 Description FOR BILLING OUESTIO ACCT 861127967 8 03/04/08 DAWAT RSTR NEW YORK NY 325.00 RESTAURANT Description 528759 03/04/08 PUBLIC THEATEFVJOESNEW YORK NY 10600 CHARITABLE ORG AMEX001782 Continued on reverse SDNY_GM_00327582 EFTA_00200336 EFTA01686580 , ,•• THEODORE W WAITT DUPLICATE COPY m° )o bumatiotisioa9M Due In Full continued 03/04/08 81.1 STEAK 8819000069NEW YORK NY SLT STEAK NEW Y TIP 18.97 03105108 US AIRWAYS ATLANTA GA US AIRWAYS From: To: SAN DIEGO CA PHOENIX AZ DES MOINES IA T•cket Number: 03771185366815 Passenger Name: LELWICMAIKE Document Type: PASSENGER TICKET 03/05/08 EXPRESSJET AIRUNES HOUSTON TX EXPRESSJET From: To: SAN DIEGO CA OMAHA NE NOT AVAILABLE Ticket Number: 00000000681514 Passenger Name: ELKJER/JACK MR Document Type: PASSENGER TICKET 03/05/08 THORPE & CO JEWELERSSIOUX CITY IA 7122587501 Description Price JEWELRY/CLOCK/SILVE 1,594.30 03/05/06 EXPEDIA SVC/DO/RV FE800-397-3342 WA TRAVEL AGENCY 03/05/08 JANE NEW YORK NY RESTAURANT FOOD/BEVERAGE 22217 TIP 42.83 03/06/08 US AIRWAYS ATLANTA GA US AIRWAYS From: To: SAN DIEGO CA PHOENIX AZ DES MOINES IA Ticket Number: 03771188302700 Passenger Name: LELWICMAIKE Document Type: PASSENGER TICKET 03/06/108 EXPEDIA SVC/DLVRY FE800497-3342 WA TRAVEL AGENCY 03/08/08 HAPPY ENDINGS HAPPY LA JOLLA CA 858-4540404 Desoictice Rice MEWWOMEN CLOTHING 488.75 03/10/06 STEUBEN INTERNET 800-424-4240 NY CRYSTAL 03/10/08 DIVA UMOUSINE DIVALLOS ANGELES CA 03K13/98-1060908 00000 03/03/08-WAITT THEODORE W. MDW-CHICAGO IL4ADW-CHICAGO IL DEPT*: RESI:1060908-CLR:SHARON MOYLES 03/11136 THE LOFT THE LOFT LAGUNA BEACH CA 949-7154065 03113166 GREETING CARDSANVITPLANO TX 866-700-5030 Total Due in Full Activity Page 4 of 12 tamest; 110.00 500.00 Carrier: Pass: US NX US NX Date of Departure: 03/10 249.50 Cartier: XE Date of Departure: 03/09 1,594.30 5.00 265.00 500.00 Carrier: POSS. US NX US NX Date of Departure: 03/09 5.00 488.75 1,555.18 464.07 541.66 116.00 18,284.37 AMEX001783 Continued on next page SDNY_GM_00327583 EFTA_00200337 EFTA01686581 DUPLICATE COPY P,epsp0 rct THEODORE W WART Axon Nu-tee XXXX- XXX XX9-= C cerq Ds< 03/13/08 Page 5 of I2 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as_part of your Card account The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign 8 Travel*, the APR is 11.90%, the DPR is 0.0326% Please refer to page 2 for further important information regarding your account AMEX001784 SDNY_GM_00327584 EFTA_00200338 EFTA01686582 Preqvw 10, THEODORE W WAITT DUPLICATE COPY Ze&cLUD:C9= Page 6 of 12 AMEX001785 SDNY_GM_00327585 EFTA 00200339 EFTA01686583 For questions about your Membership Rewards account, contact 1-800-297-1300 www.amencanexpress corn/rewards American Express Membership RewafdS P.O. Box 297813 Ft. Lauderdale, FL 333299785 MembePAtetgicogrlis First" Monthly Statement and Program News Statement Period February 1, 2008 - February 29, 2008 Account activity alter this period does not appear on this statement Prepared for THEODORE W WAITT AcccunI tester Points Earned this Period are pending until charges are paid in full and all your accounts are In good standing. Points Earned this Period may include Bonus Points Total Points Balance 842,857 Points Earned this Period 158,954 Account Summary Opening points balance Points earned this period Points used this period Reinstated points and adjustments Total points balance 724,300 +158,954 -60,000 +19,603 =842,857 Points Earned this Period 02/01/08 02/29/08 Points Activity On Eligible Charges Bonus Points Awarded Total Points Activity Per Card Centurion mocx-xxxxx9= 155,651 3,303 CENTURION PARTNER BONUS COE COE 158,954 Addl Centuriori_ )000C-XXXXX9M 0 0 0 Totals 155,651 3,303 158,954 Points Used this Period 02/01/08 02/29/08 Tots Pone Used This Period Rent $200 Saks Fifth Avenue Gift Certificate Aeon* enter CCO4978764 20,000 2/07/08 $100 AmenzlotEsgressati74. Gift Card 20,000 2/29/08 $100 American Expressatat 74; Gift Card Acconl new 0096306.60 20,000 2/2W08 Total 60,000 Reinstated Points and Adjustments 02/01/08 02/29/08 Everyday Spend Adj Total Number of Points 19,603 19,603 Date 2/21/08 Pape 7 of 12 MEMBERSHIP rewards FIRST￾Points used this period includes Redemptions and Transfers. Pants earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your program account. Forfeited points can be reinstated fora fee by telling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Tern, & Conditions m your Program Guide. If you have questions, please visit www.americanexpress.comtewards or call 1.800.297.1300 For international, call collect 305816-2799. "SS The Sur Melting Pot, a fondue restaurant Redeem Membership Rewards® Points for Fondue at The Melting Pot With more than 120 locations nationwide, The Melting Pot Restaurants Inc. is one of the country's premier fondue restaurant franchise. At The Melting Pot, fondue becomes a memorable four-course dining experience, where you can truly dip into something different. Enjoy a choice of four flavorful, fondue cooking styles and a variety of tasty entrees served with our special dipping sauces. The menu also includes creamy cheese fondues, lively salads, fine wines and mouthwatering chocolate fondue desserts. To start redeeming today, log on to membershlprewards. corn or call 1-800-AXP-EARN (297-3276). (MR Message 0784) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will bitflEx001786 disclosing to the merchant that you meet these criteria. SDNY_GM_00327586 EFTA_00200340 EFTA01686584 blaDmingcicRi _ CATHM PACIFIC Amex. LDESTINATION i: HOTELS & RESORTS ,34/ casb, RVIRATE COPY THEODORE A Moot. Nu-tge NaMBERSITIP rewards FIRST' With Bloomingdale's, Membership Rewards's, Points Aro More Fashionable When you use your eligible, enrolled American Express° Card at Bloomigdale's, you can earn points redeemable for Bloomingdale's gift cards that are valid at all Bloomingdale's stores and on bloomingdales.com Redeem Membership Rewards. Points for Cathay Pacific Airways! Redeem your Membership Rewards points for an Economy Class Ticket to Vancouver from New York (JFK) on Cathay Pacific Airways. Whether you enjoy skiing in Whistler or strolling through the world renowned Butchart Gardens, Vancouver is the perfect getaway destination and offers activities for all types of travelers. Cathay Pacific believes it's the little things that matter--creating an Economy Class that's the finest in the skies. Tan ad =Sixes of to Merribereltp Rewards° papas apoty. ra we nforntco nut merrOetehorowattlitak Tape and Nee Mte rCMI. Lwow pets testrcborty may accfy Million More Reasons to Redeem Browse, compare prices and then redeem Membership Rewards® points. Don't have enough points? Partial points allow you to pay part of your purchase by redeeming available points and charging the remainder, if any, to your Card. Need it overnight? shopAmexe has popular merchants, most offering second-day and overnight shipping. Redeem now: ehopAmex.com/statement Tern 40 octtltecne for IN MilfrbilED HewarOa• fAciran altEi Vat antorlosivezprestEconanards aka for moo niarrnaion. rarlopaby partners arcl await* rata as IS Cher. MEOW Mkt Make Your Luxury Hotel Stay More Rewarding with Double Points at Select Destination Hotels Seeking world-class skiing, championship golf, a beach escape, an exclusive spa or a city experience? Choose from one of over 30 Destination Hotels & Resorts nationwide and earn double Membership Rewardse points at select locations through 12/31/08. Ora vzicl 1/1)%1203100 4 select oasecoairq Niers qtly Woman 2503 bona POrt• Per tarsal:eon To pen Dorms pCenle, v.:veva be entrAled m The Mentershp Riesareb4ran al 'me of Hay erd =S x iu san elgtle motel IneerAniEweetaill Can ir aloe made but are rct Infect roars Bobs pia yt,i r I be(ct•ode: e7your th Ptre erRars )atmccret wax. 6-8 seeks 4b 1 ' it:chimes ore M yo.s teem Matet-rt Moue 0 7344. Page 8 of 12 To start redeeming today, log on to membershiprewards. corn or call 1-800-AXP-EARN (297-3276). (MR Message 0782) To peview this reward and to redeem points, visit membershIprewards. corn or call 1-800-AXP-EARN (297-3276). (MR Message 0796) Start shcppng now: shopAmex.comf statement (MR Message 0707) Earn double Membership Rewards points at select Destination Hotels & Resorts through 12/31/08 For more information, go to wenv.destination hotels.comirowants (MR Bonus ID 7346) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will bimEx001787 disclosing to the merchant that you meet these criteria. SDNY_GM_00327587 EFTA_00200341 EFTA01686585 DUPLICATE COPY THEODORE W WAITT XXXX-XXXXX9M Centurion^ Card Statement of Account Notice of Changes to Your Agreement We are making Important Changes to your American Express Cardmember Agreement (-Agreement) governing the American Express' Card Account identified on this Notice. These changes become effective on the dates indicated below. whether or not you receive a billing statement. This Notice formaly amends your Agreement. and any contrary or conflicting language in that Agreement is replaced fully and completely. Note that the terms of your Account 010 subject to change (including increasing APRsOPRo and fee*. changing fixed APRs. DPRs to variable APRaDPRs. and adding new terms) in accordance with the Agreement governing your Account. All terms of the Agreement not amended herein remain in full force and effect. The is an important Notice of changes to your Agreement. You should carefully review these changes. share them with any Additional Cardmembers on your Account. and then keep this Notice for future reference. If you have questions regarding this Notice. please call the telephone number listed on the back of your American Express Cord. Buyer's Assurance Plan The Buyer's Assurance Plan is changing for covered purchases made on or after May 1. 2008. Accordingly. effective May 1. 2008. the information below summarizes the terms and conditions of the plan. now called Extended Warranty. EXTENDED WARRANTY is underwritten by AMEX Assurance Company. Administrative Office. Green Bay. WI. Coverage is determined by the terms. conditions. and exclusions of Policy AX0953 and is subject to change with notice. This document does not supplement or replace the Policy. Please call us at the number on back of your American Express Card for a complete copy of your terms and conditions. When you charge the entire cost of a covered product to your Card Account. Extended Warranty will extend the terms of the original manufacturers warranty for a period of time equal to the duration of the original manufacturer's warranty. up to one (1) additional year (Centurion Cardmembers up to three (3) additional years) on warranties of five (5) years or less that are eligible in the United States of America. DESCRIPTION OF BENEFITS: Where a loss has occurred during this plan's extended warranty time period of up to one (1) additional yew (Centurion Cardmembers up to three (3) additional years). we win provide a benefit equal to the coverage of the original manufacturer's warranty on warranties of up to five (5) years. We will pay up to the actual amount charged to your account for the product for which a loss is claimed. but not to exceed $10.060. If the product also is covered by a purchased service contract. this plan's extended warranty time period begins at the end of the service contract and extends the original manufacturer's warranty for a period of time equal to that warranty. up to one (1) additional year (Centurion Cardmembers up to three (3) additional years). If the combined coverage of the original manufacturer's warranty and the purchased service contract exceed five (5) years. the product purchased is not eligible under this plan and no coverage applies. Extended Warranty does not reimburse for shipping and handling expenses or installation. assembly. professional advice. maintenance or other service charges. II you experience more than one loss in a calendar year. we will pay an amount not to exceed 550.000 for all losses in a calendar year. Our benefit payment will not include any product rebates, discounts or money received from the lowest price comparison programs that reduced the original cost of the property. EXCLUSIONS: Benefits are not payable if the loss for which coverage is sought was directly or indirectly. wholy or partially. contributed to or caused by: 1. any physical damage. including. but not limited to, damage as a direct result of natural disaster or a power surge. except to the extent the original manufacturer's warranty covers such damage: 2. mechanical failure covered under product recal: or 3. fraud or abuse or illegal activity of any kind by the audmember. PURCHASES NOT COVERED: The following are not covered: 1. products covered by an unconditional satisfaction guarantee: 2. motorized vehicles (including. but not limited to. passenger cars. trucks. motorcycles. boats. airplanes) and their parts. subject to high risk. combustible. wear and tear or mileage stipulations (including. but not limited to. batteries. carburetors. pipes. hoses. pistons. brakes. tires. or mufflers): 3. motorized devices and their parts used for agriculture. landscaping, demolition or construction: 4. motorized devices and their parts which are permanent additions or fixtures to a residential or commercial building: 5. business fixtures. including. but not limited to. air conditioners. refrigerators. heaters: 6. land or buildings: 7. consumable or perishable items: 8. animals or living plants: 9. more than one article in a pair or set. Coverage will be limited to no more than the value of any particular part or parts. unless the articles are unusable individually and cannot be replaced individually. regardless of any special value they may have had as port of a sot or collection: 10. items still under installment biling: 11. additional service contract or extended warranty coverage for a computer, computer component or part that you buy which already comes with an original United States of America manufacturers warranty. unless such coverage is provided and administered by the original manufacturer: and 12. items purchased for resale. professional. or commercial use (this does not apply to OPEN Cardmembers). GENERAL PROVISIONS Excess Coverage: If any loss under this policy is insured under any other valid and collectible policy. then this policy shall cover such loss. subject to its exclusions. conditions. provisions and other terms herein. only to the extent that the amount of such loss is in excess of the amount of such other insurance which is payable or paid. Termination or Cancellation: Coverage will cease on the earliest of the following: 1. the date you no longer maintain a permanent residence in the 50 United States of America. the District of Columbia. Puerto Rico or the U.S. Virgin Islands: 2. the date we determine that you or someone on your behalf intentionally misrepresented or fraud occurred: 3. the date the policy is cancelled: 4. the date you are no longer a cardmember: 5. the date your account ceases to be current and in good standing: or 6. the date the plan is not available in the location where you maintain a permanent residence. Termination or cancellation of coverage will not prejudice any claim originating prier to termination or cancellation subject to all other terms of the policy. The company has the right to cancel the policy at any time by sending a written notice at least forty-five (45) days in advance to you at your last known address. The notice will include the reason for cancellation. Form Numbers: EW-DOC-CCSG1 0207. EW-DOC-CCSG2 0207. EW-DOC-OSBN1 0207. EW-DOC-OSBN2 02107 Applicable for Residents of the State of Alaska. Form Number: PPEW-RDR1-AK 0607 Applicable for Residents in the States of Alison. and Indiana. Form Numbers: EW-IND•CCSGI 07/07. EW-IND• • -SG, 07/07. EW-IND-OSBN1 07.07, EW-IND-058N2 07.07 Applicable for Residents of the State of Kentucky, Form Number: PPIEW-RDR1-KY 05'07. In the Termination or Cancellation section: 'The company has the right to cancel the policy at any time by sending a written notice at least seventy-five (75) days in advance to you at your last known address.' Applicable for Residents of the State of Oklahoma. Form Number: PPEW-RDR1.OK 07/07. The following is added to your Description of Coverage: 'WARNING: Any person who knowingly. and with intent to i-ijure. defraud or deceive any insurer. makes any claim for the AMEX001788 proceeds of an insurance policy containing any false. incomplete or misleading information is guilty of a felony.* S2338 BP/MUFYI23/0308 Ckerg 33e 03/13/08 Page 9 of 12 SDNY_GM_00327588 EFTA 00200342 EFTA01686586 DUPLICATE COPY ogee Foe THEODORE W WAITT XXXX-XXXXX9M Accoufit,....iTter Page 10 0112 Applicable for Residents of the State of Oregon. Form Number EWRDR1-OR OSA)7. In the Exclusions section the following is removed: '3. fraud or abuse or illegal activity of ony kind by the cardmembee Applicable for Residents of the State of South Dakota. Form Number: PP/EVV-RDR1-S0 0507 Applicable for Residents of the Slate of Texas. Form Number: EW-IND•TX 07/07 Applicable for Residents of the Slate of Vermont Form Number: PP/EWRDRI•VT 05/07 Car Rental Loss and Damage Insurance Plan Effective May 1. 2008. we are adding the following to the end of the Car Rental Loss and Damage Insurance Plan: 'ADDITIONAL INFORMATION FOR RESIDENTS OF NORTH CAROLINA A portion of the fees associated with this Card we applied to the insurance benefit CRLDI-RDR1-NC 11:05 Purchase Protection Effective May 1. 2008. we are adding the following to the end of Purchase Protection: 'Applicable for Residents of the State of Alaska The opening paragraph in the Exclusion section is removed in its entirety and replaced with the following which is added and made part of the Description of Coverage: These exclusions do not apply if the dominate cause of a loss is a risk or peril that is not otherwise excluded. Benefits are not payable if the loss for which coverage is sought was directly or indirectly. wholly or partially. contributed to or caused by: The Legal Actions section is hereby removed in its entirety and replaced with the following which is added and made pan of the Description of Coverage: Legal Actions No legal action may be brought to recover against this Plan until sixty (60) days after Proof of Loss has been received by Us. No such action may be brought after three (3) years from the time Proof of Loss is required to be given. If there are any claims the three year fimeframe does not begin to run until after the claim has been denied.' PPIEW-RDR1-AK 0607 Applicable for Residents of the State of Oklahoma The folowing is added to your Description of Coverage: -WARNING: Any person who knowingly. and with intent to injure. defraud or deceive any insurer. makes ony claim for the proceeds of an insurance policy containing any false. incomplete or misleading information is guilty of a felony.' PP/EWRDR1-0K 07:07 S2338 SP/MUFYI23/01385001789 SDNY_GM_00327589 EFTA_00200343 EFTA01686587 DUPLICATE COPY Prow/Ad IC, THEODORE W WAITT Centurion Card Statement of Account axe' CCerg 000 XXXX-XXXXX9 -MI 03/13/08 Page I I of 12 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express' Charge Cards or accounts, Optima' Cards or accounts, other personal credit card accounts that we issue, and to United States holders of business charge and credit cards from OPEN from American Express. This Notice explains how we collect, use and safeguard information about you and how to limit the use and disclosure of your information. In this Notice, "American Express.**we," 'our,' and 'us refer to American Express Travel Related Services Company, Inc., American Express Centurion Bank and American Express Bank, FSB. These entities are "Affiliates" of each other, which are companies in the American Express family that are related to each other by common ownership or control. Our Affiliates also include publishers, travelers cheques issuers, travel agents and providers of Card-related insurance services. The cards and accounts that we issue are called "Cards" or "Card accounts." Holders of those Card accounts are called tardrnembers" or "you(r)." What Information Do We Collect? We obtain information about you from a variety of sources. You provide us with information about yourself, for example, by completing Card applications. This includes your name, address, social security number, and income and asset information. Your use of the Card and your other transactions with us and our Affiliates provide us with additional information, such as your spending and payment history. Other sources, such as credit reporting agencies and providers of marketing information, furnish us with additional information about your credit history, purchasing preferences, and other matters. We also obtain information about you in connection with our efforts to protect against fraud. We call all of this information *Cardmember Information.' What Do We Do with Cardmember Information? We use Cardmember Information in connection with delivering products and services to you. To do this it is often necessary to share it with our Affiliates and other companies we work with. These include companies that manage Card accounts, offer affinity, frequent-user, and reward programs, companies that perform marketing services and other business operations for us, and companies whose products or services are provided as a benefit of your Card account. We may also share Cardmember Informationwith other financial institutions with whom we jointly offer products and services. And we may disclose it to other third parties as permitted by law. For example, we disclose Cardmember Information in response to subpoenas. to credit reporting agencies, and to help prevent fraud. Information We Share with Our Affiliates You can inform us not to share with our Affiliates credit-related information (except as permitted by law), such as your credit history as shown on a consumer report. tf you make this choice, we are permitted by law to share with our Affiliates information about our transactions and experiences with you, such as your payment history. Valuable Partner Offers We work with carefully selected business partners, such as merchants that accept the Card, so that you may receive off ersfor their products and services. We use Cardmember Information to help make these offers more relevant and valuable to you. If you respond to one of SP308 these offers, the business partner will know certain information about you, such as your name, that you are a Cardmember, and that you met the qualifications established for the otter. You can inform us not to send you these offers. Your Choices Please let us know if you do not want us to use your Cardmember Information to communicate with you about offers, including exclusive partner offers, by mai, telephone and/or e-mail, or share your credit-related information with our Affiliates, by visiting us at: www.amerloanoxgrass.00m/oommunloatIona You can also inform us of your choices (except for e-mail communications) by calling us at 1-800-297-8378. If you make these choices, you may not learn about products, services and features, including discounts and other special offers, we believe may be of interest to you and add value to your Card membership. If you have other Card accounts with us, you will receive additional privacy notices that apply to those accounts. Please note that any choices you make will only apply to this account. If you are the primary Cardmember on your Card account, any choices you make in accordance with this Notice will also apply to any other Cardmember on this account (except for e-mail communications). If you make choices not to receive offers as indicated above, we may still include notices and information about the Card and other products and services when communicating with you about your Card account and related products and services. Information Security We use reasonable administrative, technical and physical security measures to protect your Cardmember Information. Former Customers If you cancel your Card, or your Card account(s) are closed, we will continue to treat and safeguard Cardmember Information about you as described in this Notice. For Vermont Cardmembers Only If your Card account has a Vermont billing address, we will automatically treat your account as if you had informed us not to share your credit-related information with our Affiliates. BP/MU/01PV/Yitrfil®179° SDNY_GM_00327590 EFTA_00200344 EFTA01686588 DUPLICATE COPY PrsparviFor THEODORE W murr Acauni hurrlx. XXXX•XXXXX9M Page 12 of 12 Annual ER' Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card. including Express Cash transactions. or electronic payments you make to American Express using Pay By Phone. Pay By Computer. or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers. please telephone us at 1-800-IPAY-AXP for Pay By Phone and Pay By Computer questions, and at 1.800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively. you may write to us at American Express Travel Related Services Company. Inc.. Electronic Funds Services. P.O. Box 297815. Ft. Lauderdale. FL 33329-7815, or email us by clicking on the Customer Service link online at wvnv.americonexpress.corn. We must hew from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us. please provide the following information: (1) Your name and account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you can why you believe it is an error or why you need more information. (3) The date and dollar amount of the suspected error. If you notify us by phone. we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time. however. we may take up to 45 days to investigate your complaint or question. If we decide to do this. we will credit your account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes in to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days. we may not credit your account. For errors involving new accounts. point-of-sale or foreigninitiated transactions. we may lake up to 90 days to investigate your complaint or question. For new accounts. we may take up to 20 business days to credit your account for the amount you think is in error. We will tell you the results within three business days after completing our investigation. If we decide mat there was no error. we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. Notice of Amendment to Cardmember Agreement The last clause of the third sentence of the Transactions Made in Foreign Currencies section of the Cardmember Agreement should appear in boldface type. Accordingly. the lost clause of that sentence. as amended. reads as follows: 9n each Instance Increased by 2%.• We are not changing the method used to convert Charges made in foreign currencies into U.S. dollars and we are not changing the method for determining the conversion rate used to convert those Charges into U.S. dollars. SP308 BP/MU/01PV/0308 AMEX001791 SDNY_GM_00327591 EFTA_00200345 EFTA01686589 DUPLICATE COPY Centurion • Card Statement of Account 861,641 Membership Rewards Points Available at 04/13/08, when charges due are paid in full and all nes:bunts are in good standing. Mre.eiNnbor CbwoDate THEODORE W WAITT XXXX-XXXXX9-42007 04/13/08 Page 1 of 10 New Balance S Please Pay By 04/28/08 Amount Due Includes: 18,284 37 +53,911 23 72,195.60 Past due amount $18,284.37 Please refer to page 5 far important information regarding your account Your account is past due. Please pay the past due amount immediately. Pay your bill online anytime, anywhere at www.amerIcanexpress.com/paybill. To manage your Card account online or to pay your bill, please visit us at wrAv.amerIcanexpress.com. For additional contact information, please see the reverse side of this page. Pay your bill online, anytime. When you manage your account online, you can pay your bill immediately or schedule a future Card payment. Once your payment is received, you'll get instant confirmation. Plus, you can track recent charges and set up helpful Payment Due reminders and other Alerts. Enroll now at americanexpress.com/paybillonline Activity Total of Payment Activity Amount 0.00 Duo in Full vlty for THEODORE W WAITT Amount 03/12/08 CROSS.COM 800-2924677 PENS& GIFTS RI 33.31 03/13108 OSA - LA JOLLA 05000LA JOLLA CA 534.00 8886722675 Deealption Price OPTICIAN 534.00 + PISMO kid an es perlottn Sow. detxti ani retrn )os panel + Do not staple or use paper dips Payment Coupon Mail Payment to: INA I I T lactstha-c- 3717-100689-42007 Please:4a Amount Due $72,195.60 ..IIIII,IIIIIIIIIIII,,Ill'ili.IIIII,I.III.II.IIIIIIIIIIII.III..il AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-0001 007219560007219560 10 d Continued on Page 3 Please enter account number on all checks and correspondence. Make check payable to American Express. See Finance Charges section on reverse side for a description of when addrticoal Finance Charges are not assessed on Features. Check here if address or telephone number has changed. Please note changes on reverse side. AMEXCD1792 SDNY_GM_00327592 EFTA_00200346 EFTA01686590 DUPLICATE COPY reweiesser THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must, be sent to the payment address shown on your statement and must include the remittance coupon front your statement Payments must be made with a single cheth or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of an meth marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our soe discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) suttract any payments or credits, and (4) make any appropriate adjustments. For each day after the and day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the bring period and rivde the total by the number of days in the being period. Thisgives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance If you multiply the ADB for each Feature by the number of days in the hung period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is calculated by adding the FG assessed on all Features of the Account. The method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by wadeable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest offioal conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us hem customary banking sources, on the conversion dare or the prior business day, In each Instance increased by 7%. This conversion rate may differ from rates in effect on the date of )rour charge. Charges converted by estatlishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think bill is incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of r at the Customer Service address noted to the right We must hear from you no later than 60 days alter we sent you t e st billon which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. the dollar amount of the suspected error; 3. Describe why you believe there s an error If you need more information, Omni* the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have aOsorizte us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the qualityof goods or services that you purchased with a credit card, and yOU have teed m good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services. You have this protection only when the purchase pee was more than 550 and the purchase was made in your home stale or within 100 mites of your mailing address. (If we own or operate the merchant, or it we mailed you the advertisement for the property or services, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month paned following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling I -800-518-8866 Change of Address re correct on f-cf.t O ncr vie ant Addiess Ce) 3tale ZO Code A/sated. and Hone Poona PIN Coe* and Serer Plsone Email (000nag • To change your address online, visit vrew.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vvw.americanereresS.Oan/privecy for more details and to set your email preferences. Page 2 of 10 To Pay By Phone 1.800.472.9297 Customer Service arid Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1-800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurion Card from American Express Customer Service P.O. Box 297846 Ft. I norkirdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 P BOX 000 ayments 1 LOS ANGELES CA 90096-0001 Please provide your email address to receive important jI account updates and exclusive Cardmember offers and benefits. AMEX001793 SDN Y_G M _00 32 7 593 EFTA 00200347 EFTA01686591 THEODORE W WAITT DUPLICATE COPY Acc /ocrcc000coM Cagy Di. 04/13/08 Pape 3 0110 Due in Full continued 03/13/08 PENCITY 706-7457367 GA CATALOG MERCHANDISE 03/14/06 BLOOM FLOWERS INC NEW YORK NY 296.61 FLORIST Description 166747 03/17/06 AMtBORDERS SEATTLE WA 20.96 BOOKTMEDIA MVW.AMAZON.COM 03/18,08 TLPADELAIDEG, INC LA JOLLA CA 101.83 FMC303.18309 05692037 FLORISTS 03/19/08 Estancia La Jolla HoLa Jolla CA 9,996.00 Arrival Dale Departure Date 03/18/08 03/19/08 00000000 LODGING 03/24/08 NORDSTROM 9360 0360 SAN DIEGO CA 1,826.36 DEPARTMENT STORE Description COLLECTN HNDBGS 03/24/08 NORDSTROM 9360 0360 SAN DIEGO CA 646.50 DEPARTMENT STORE Description SUNGLASSES 03/24106 PENINSULA BEVERLY HIBEVERLY HILLS CA 4,796.66 Arrival Date Departure Date 03/20/08 03/23/08 00000000 LODGING 03/26/08 THE UPS STORE #0163 LA JOLLA CA 8.99 8584543131 Description BUSINESS SERVICES 63.50 Price 8.99 03/27/08 NEIMAN4AARCUS*16 00SAN DIEGO CA 3,006.22 DEPARTMENT STORE Description Price DRESS 1,140.00 GFT PKG 7.50 DRESS 1,635.00 GFT PKG 7.50 03/28/08 OSA • LA JOLLA 05000LA JOLLA CA 868.00 8886722675 Description Price OPTICIAN 868.00 0329/08 PENINSULA BEVERLY H1BEVERLY HILLS CA 37.88 Arrival Date Depadure Date 03/28/08 03/28/08 00000000 LODGING 03/30/08 NEW YORK TIMES NEW YORK NY 55.17 NY TIMES 033008 Desaiption FOR BILLING OUESTIO ACCT: 861127967 B AMEX001794 Continued on reverse SDNY_GM_00327594 EFTA_00200348 EFTA01686592 THEODORE W WAITT DUPLICATE COPY m° )obaumtiotiioa9M s Pa0e 4 of 10 Duo In Full continued 03/31/08 JETBLUE SALT LAKE UT AIRUNE CHARGE From: To: Carnet. Class. FORT LAUDERDALE FL J F KENNEDY NP NY B6 B3 FORT LAUDERDALE FL Ticket Number: 99900630544230 Date of Departure 04/03 Passenger Name: HALLEYBROWWWENDY Document Type: PASSENGER TICKET 03/311108 TRAVEL AGENCY SERVICEMUNROE FALLS OH TRAVEL AGENCY SERVICE FEE Routing Details Not Ayailade Ticket Number: 89081326619106 Passenger Name: HALLEYBROWWWENDY Document Type: MISC. CHARGE ORDER (MCO)/PRE PAID TICKET RUTH. 03/31108 OSA - LA JOLLA 05000LA JOLLA CA 8886722675 Desolation Price OPTICIAN 868.00 03/31/08 CLASSICAB 0001 PALM SPRINGS CA 69.60 TAXICAB & LIMOUSINE Desolation GENERAL MERCH 04101108 OS WATERS DS WATERS MA&ETON GA 62.09 800-4928377 0401108 DAWAT RSTR NEW YORK NY 340.00 RESTAURANT Deecsiption 585146 04/02/08 WAVERLY RESTAURANT,NEW YORK NY 212-7418010 TIP 247.58 0404/08 LAX LAS VEGAS NV Arrival Date Departure Date 04/03/08 04/04/08 00000000 LODGING 04106108 BEUAGIO HOTEL& CASLAS VEGAS NV 200.44 882/9877111 04/06108 BELLAGIO HOTEL & CASLAS VEGAS NV 251.14 8889877111 04106108 BELLAGIO HOTEL& Cast AS VEGAS NV 651.82 1158/9877111 04106108 BELLAGIO HOTEL& PAS1 AS VEGAS NV 656.82 8889877111 04106108 BELLAGIO HOTEL& CASI AS VEGAS NV 887.42 8889877111 04/06/08 BELLAGIO HOTEL& C'AFLAS VEGAS NV 1,913.63 8889877111 04/06/08 BELLAGIO HOTEL & rAALAS VEGAS NV 3,608.73 8889877111 04106108 TRYST NIGHTCLUB 8000LAS VEGAS NV 5,000.00 7027702540 FOOD/BEVERAGE 4,214.75 TIP 785.25 04/07/08 TRAVISA LA 323-9324300 CA 520143 90036 PASSPORT MCSMI 464.00 15.00 868.00 2,000.00 13,487.85 370.00 AMEX001795 Continued on next pegs SDNY_GM_00327595 EFTA_00200349 EFTA01686593 DUPLICATE COPY Preoxai ror THEODORE W WAIT( Amami Nort' Clow'? Ore )000(-)0000(9 04/13/08 Page 5 of 10 Due in Full continued 04/07/08 DIVA UMOUSINE DIVAU.OS ANGELES CA 04/01/031069809 00000 0V01/08-WAITT THEODORE W. HYANNIS MA-HYANNIS MA DEPT,: RESS:1069809-CLR:SHARON MOYLES/EMAIL 04/09/08 PAYPAL CAMP 4029357733 CA 300.00 4029357733 Description PROFESSIONAL S 04/12/08 CALVIN KLEIN CO7 OONEW YORK NY 133.95 FAMILY CLOTHING Description CLOTHING/SHOES MS 448.75 Total Duo in Full Activity 53,91 1.23 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as pat of your Card account. The current Annual Percentage Rates (APRs) and Daly Penoac Rates (DPRs) for the Flexible Payment Features are as follows. For Sign & Travel, the APR is 11.90%, the DPR is 0.0326% Please refer to page 2 for further important information regarcing your account AME X001796 SDNY_GM_00327596 EFTA_00200350 EFTA01686594 Preqvw 10, THEODORE W wAra DUPLICATE COPY Ze&cotth,9= Page 6 of 10 AMEX001707 SDNY_GM_00327597 EFTA 00200351 EFTA01686595 For questions about your Membership Rewards amount, contact 1-800-297-1300 MembePAtetgicarlis First" Monthly Statement Pace 7 of 10 and Program News Statement Period March 1, 2008 - March 31, 2008 Account activity alter this period does not appear on this statement MEMBERSHIP , rewards Prepare:1W FIRST' www.amencanexpress cornhewards THEODORE W WAITT Total Points Balance American Express Acccunl Nitta 861,641 Membership Rewarde P.O. Box 297813 Points Earned this Period are Ft. Lauderdale, FL 333299785 pending until charges are paid in full and all your accounts are In good standing. Points Earned this Period may include Bonus Points Points Earned this Period 18,784 Account Summary Opening points balance 842,857 Points earned this period + 18, 784 Points used this period 0 Reinstated points and adjustments 0 Total points balance = 861 ,641 Points Earned this Period 03/01/08 - 03/31/08 Points Activity On Eligible Charges Bonus Points Awarded Total Rants Activity Per Card Centurion xxxx-xvoae= 18,284 500 CENTURION PARTNER BONUS COE CUE 18,784 Addl Gentofte!). xxxx-xxxxx 0 0 0 Totals 18.284 500 18,784 Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your program account. Forfeited points can be reinstated for a lee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terns & Conditions in your Program Guide. 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LemV ad condors a to MorntersopReemck pp, apps, For no elorrebon vNi nentershoremore can horechke pals rem mo-n a-c.) am') are So fly *COI To preview this reward and to redeem points, vet membershIprewards. corn or call 1-800-AXP-EARN (297-3276). (MR Message 0847) Start shopping now at shopAmex.conv statement (MR Message 0826) Shop www.esteelauder.com now for beautiful skin-land earn Membership Rewards points on every order. (MR Bonus ID 7932) To redeem, visit membershIprewards. corn/Rouen or call 1-800-AXP-EARN (2978-3276) by May 15, (MR Message 0827) To preview this reward and to redeem points, visit membershiprenvards. corn or call 1-800-AXP-EARN (297-3276) (MR Message 0839) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will bOlEx001799 disclosing to the merchant that you meet these criteria. SDNY_Gai_00327599 EFTA_00200353 EFTA01686597 DUPLICATE COPY THEODORE W WAITT Axo.rt Nuts )000000Ca9= foreoCustomExtrar Cbas,r9 Dore 04/13/08 Discover a World Beyond Your Own with the Mariner Club Come let the worlds best cruise lines help y2u find what's remarkable, both on and off the ship. With the American Express Mariner Club as your guide, you can go beyond the breathtaking ports of call and immerse yourself in what makes these destinations one of a kind. htARINERcLUB Simply mention the Mariner Club when booking your cruise and set sail with peace of mind knowing that there is no better way to see your world and those beyond your own. Savor these special experiences with those around you at complimentary shoreside events and cocktail parties-exclusively arranged for the Mariner Club. With the special privileges and conveniences of a fully hosted cruise, you can focus on what is truly important, exploring the multitude of landscapes surrounding you. Mariner Host, shoreside events and cocktail parties contingent on minimum number of passengers and are subject to change. Mariner Club is not combinable with American Express Cruise Privileges. American Express Travel Related Services Company, Inc acts solely as sales agent for travel suppliers and is not liable for the actions or inactions of such suppliers CST# 1022318.10, TA-002 Registered Iowa Travel Agency NW 2001-0126, Washington UBIS 600.469.69{, ML/ 1192. 2008 American Express. Your Next Vacation: Traveling the World by Private Jet "Around the World by Private Jet" with Abercrombie & Kent. A&K extends this travel opportunity exclusively to American Expresso Card members. The journey embodies the utmost comfort and attentive service and access to some of the most awe-inspiring corners of the world. Space is limited to only 52 travellers, ensuring a truly memorable experience, so reserve your seat today. Program tern and conditions apply. For full program information, visit fiwiwathercrombiskent.comfamericanexpross. American Express Travel Related Services Company, Inc acts solely as sales agent for travel suppliers and is not liable for the acts or inactions of such suppliers. 05141022318.10, Washington UBII 600469-694 ML-1192, TA-002 Registered Iowa Travel Agency, NV 2001.0126. Baggage Insurance Plan Travel is more complicated than ever these days. Nothing can win a trip faster than losing your baggage. Membership means you can focus more on enjoying your trip and worry less about where your baggage might end up. The Baggage Insurance Plan* will cover you for lost, stolen, or damaged carry-on and checked baggage up to a combined maximum of $3,000 when you use your Card to purchase a scheduled flight, cruise, train, or bus ticket. 'American Expresso Card Baggage Insurance Plan is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX400 and is sA to change with notice. This document does not supplement or replete the Policy. Page 9 of 10 Call American Express Travel toll free at 1.877-AXP-0889 and mention Promotional Code K3290001 to learn more about your perfect cruise and exclusive Cardrnember benefits. (CE 110192) Learn more about this exclusive vacation and reserve your seat today through Centurion Travel Service at 1.877-877-0987. (CE if Of 84) (CE 110185) Ermeneglido Zegna, where Perfection is Woven into Style As a leading Italian luxury menswear brand, Ermenegildo Zegna has a reputation for quality and service around the world. Each collection reflects a world of elegance, refinement, luxury, and sophistication. For more information, visit www.zegna.com CAM:MEMBER BENEFITS Terms and conditions for the Membership Rewards First"' program apply. Visit membashiprewards.comitenns for more information Participating partners and available rewards are subiect to change without notice. To start redeeming Membership Rewards* points today, log in to membershiprewards. tom or call 1.800-AXP-EARN (297-3276). (CE 110188) AMEX001800 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327600 EFTA_00200354 EFTA01686598 THEODORE W WAITT An Extra Layer of Protection RPM CAM:IMES/BO BENEFITS DUPLICATE COPY mht)cnitocoM oc What if the color fades on your new Mat-screen TV? Or your food processor starts rattling instead of slicing and dicing? Chances are it will happen right after the warranty runs out. Fortunately, when you use your American Expresso Card for eligible purchases, Extended Warranty* extends your warranty up to three years. -Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy E WIND and is subject to change with notice. this document does not supplement or replace the Policy. Page 10 of 10 (CE 110187) Centurion Travel Service Enjoy exclusive access to a unique travel resource: Centurion Travel Sernce, a full-service American Expresso Travel agency available exclusively to Centurion members any hour of the day and night-7 days a week, 365 days a year. Wherever business or pleasure takes you, your personal Travel Counselor at Centurion Travel Service can help arrange every detail of your trip. Your dedicated Travel Counselor is on hand to provide the best solution to meet your needs, assist you with every detail of your travel plans, and provide you with a level of service designed to exceed your expectations. CAlq.M1MCIR B:MPITS Call Centurion Travel Service today at 1.877-871.0987. (CE 110186) Now Earn Rewards When You Pay Your Mortgage! Indymac Bank* is now offering the Express Rewards Mortgage's Program in which you can earn valuable rewards on eligible new purchase or refinanced loans by paying your monthly mortgage payments with your rewards-eligible American Expresso Card. Plus, ligIndymacBante Indymac Bank otters competitive rates and fast closing times, making your loan process simple and hassle-free. it is important to understand the features associated with the loan program you choose and how it may impact your finanoal situation. To qualify, you must close on an eligible new purchase or refinance loan and be authorized by American Express for the anticipated monthly payment. Subject to Program terms/conditions, undenvnting approval, and banrelated closing costs including an initial Program fee. Amencan Express and Indymac Bank are not affiliated and neither is responsible for financial services offered by the other. To learn more about fixlymac Bank and the Express Rewards Mortgage Program, please visit www.Indymactoans. corn/rewards 43 or call 1-88843c6117. (CE 110137) Now Accepting American Expresso Cards! AAA Lilo Insurance Company - Now accepts American Express Cards. Making it even more convenient to help protect your family with AAA Life Insurance. www.aaallfe.com Supremo Brands - The next generation in weight loss, health and longevity. www.supremegreentea.com. Cleanse. Lose Weight. Detox go to vAm.colotrIm.com or call 1-888-513-5775. Resort Realty - Enjoy miles of outer banks beaches and a large selection of vacation rentals to suit your family's needs and budget. 1-800-458-3830 or www.ResortRealty.com II there we other places where you would like to see the Card accepted, Pease call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 110141) amEX00180i Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327601 EFTA_00200355 EFTA01686599 Weeks rceIng are Centurion' Card Statement of Account THEODORE W WAITT $ 72,195.60 DUPLICATE COPY XXXX-XXXXX9 ) Nov Malty Ina Allueinents New Balance S 64929.83 kiVr51 0at* 05/13/08 921,060 Membership Rewards Points Available at 05/13/08, when charges due are paid in full and all accounts are in good stan&ng. Page 1 of 10 Please Pay By 05/28/08 Please refer to page 6 for important information regarding your account To manage your Card account online or to pay your bill, please visit us at www.amtalcanoxpross.com. For additional contact information, please see the reverse side of this page. One destination a day. Prices drop every 20 minutes. Quantities are limited. Get your dream trip at amexnetwork.com/getaway Activity 0415108' PAYMENT RECEIVED - THANK YOU 05/02/08' PAYMENT RECEIVED - THANK YOU Total of Payment Activity Rag. CUITWICy we Armen rale • base tab pis 2%. See page 2 toe Sta. ASWAN -18,284.37 -53,911.23 -72,195.60 Due In Full aim vity for THEODORE W WAITT Cad 3CCOC40CCO(3... 04/17/08 CALVIN KLEIN $107 OONEW YORK NY FAMILY CLOTHING Description CLOTHING/SHOES 04/14/08 CALVIN KLEIN 411 07 OONEW YORK NY FAMILY CLOTHING Description CLOTHING/SHOES Fakir Annan? Please Saki an toe perbraltn brow. *ash at Mum with yos paywd Do not staple or use paper dips Payment Coupon Mail Payment to: WAITT Please05/28/OS Amount Due $64,929.83 AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-0001 006492983006492983 10 d -117.48 Croat 35.55 Continued on Page 3 Your Card balance will be automatically debited from your designated account Please include your account number on all correspondence. See Finance Charges section on reverse side for a description of when additional Finance Charges are not assessed on Features. Check here if address or telephone number has changed. Please note changes on reverse side. AJAEX001802 SDNY_GM_00327802 EFTA_00200356 EFTA01686600 DUPLICATE COPY reweiesser THEODORE W WART xXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must, be sent to the payment address shown on your statement and must include the remittance coupon front your statement Payments must be made with a single cheth or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of an meth marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our soe discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) suttract any payments or credits, and (4) make any appropriate adjustments. For each day after the and day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the bring period and rivde the total by the number of days in the being period. Thisgives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance If you multiply the ADB for each Feature by the number of days in the hung period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is calculated by adding the FG assessed on all Features of the Account. The method of calculating the ADB and FO results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by wadeable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest offioal conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us hem customary banking sources, on the conversion dare or the prior business day, In each Instance increased by 7%. This conversion rate may differ from rates in effect on the date of )rour charge. Charges converted by estatlishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think bill is incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of r at the Customer Service address noted to the right We must hear from you no later than 60 days alter we sent you t e st billon which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. the dollar amount of the suspected error; 3. Describe why you believe there s an error If you need more information, Omni* the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have aOsorizte us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the qualityof goods or services that you purchased with a credit card, and yOU have teed m good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services. You have this protection only when the purchase pee was more than 550 and the purchase was made in your home stale or within 100 mites of your mailing address. (If we own or operate the merchant, or it we mailed you the advertisement for the property or services, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month paned following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling I -800-518-8866 Change of Address re correct on f-cf.t O ncr vie ant Addiess Ce) 3tale ZO Code A/sated. and Hone Poona PIN Coe* and Serer Plsone Email (000nag • To change your address online, visit vrew.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vvw.americanereresS.Oan/privecy for more details and to set your email preferences. Page 2 of 10 To Pay By Phone 1.800.472.9297 Customer Service arid Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1-800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurion Card from American Express Customer Service P.O. Box 297846 Ft. I norkirdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 P BOX 000 ayments 1 LOS ANGELES CA 90096-0001 Please provide your email address to receive important jI account updates and exclusive Cardmember offers and benefits. AMEX001803 SDNY_GM_00327603 EFTA_00200357 EFTA01686601 THEODORE W WAITT DUPLICATE COPY Acc /ocrcc000coM cane Da* 05/13/08 Page 3 of 10 Due in Full continued Forman Cwrorey =swa See Pon m rat* icriaiirena se Ms Pie 2%. Oct Mac 04/1428 BARNEYS NEW YORK 003NEW YORK NY MENSAVOMENS CLOTHNG 1,244.14 04/14/08 BLUE WATER GRILL NEW YORK NY RESTAURANT FOOD/BEVERAGE 144.75 TIP 3525 180.00 04/15/06 NOBU 57 120000354570NEW YORK NY 2123347904 FOOD/BEVERAGE 479.58 TIP 120.42 600.00 04/1726 AMtAMAZON PAYMENTS MIZN.COINBILL WA MERCHANDISE 26.33 04/18/08 HARRY CIPRIANI NEW YORK NY RESTAURANT FOOD/BEVERAGE 388.69 TIP 111.31 500.00 04/1928 CITY CAMERA CORP CITNEW YORK NY 2122078038 Desalt:ton CAMERA/PHOTOGRAPH S 719.57 04/19/06 CLASSICAB 0001 PALM SPRINGS CA TAXICAB & UMOUSINE Description GENERAL MERCH 57.18 04/20/08 DANIEL NEW YORK NY RESTAURANT FOOD/BEVERAGE 525.62 TIP 124.38 650.00 042203 SARNEYS NEW YORK 003NEW YORK NY MENSIWOMEN'S CLOTHNG 932.03 0424/06 1.800-FLOWERS.COM 800-468-1141 NY FLORAL PROD 56.97 042726 04/28/08 NEW YORK TIMES NEW YORK NY NY TIMES 042708 Description FOR BILLING OUESTIO ACCT: 861127967 B 55.17 JETBLUE SALT LAKE UT AIRLINE CHARGE From: To: FORT LAUDERDALE FL J F KENNEDY A/P NY NOT AVAILABLE Toaket Number: 99900643060020 Passenger Name: STONE/ZOE Document Type: PASSENGER TICKET Carrier Class. B6 Q3 Date of Departure 05/01 224.50 0429/08 AMTRAK INTERNET DC AMTRAK Flouting Details Not Avaiatle Ticket Number: 55482564861939 Passenger Name. HAVERCROFT/UESEL M Document Type. VENDOR SALE Date of Departure 04/28 38.00 AMEX001804 Continued on reverse SDNY_G1.1_00327604 EFTA_00200358 EFTA01686602 DUPLICATE COPY THEODORE W WAITT Account Number )000000000M Page 4 of 10 Due in Full continued - roar anon. anagram We • a re plus 2%. Sea 9909 7 00 0919. Fay. Elperdr0 PAINIlliti 0428108 BRITISH AIRWAYS ADP US BRITISH AIRWAYS PLC From: To: NICE LONDON HEATHROW MIAMI INTL NEW YORK (JFK INT Canter 99 BA BA Pass: 99 2,235.17 LONDON HEATHROW Ticket Number: 12571942160094 Passenger Name: STONEFZOE 99 04/28/08 DEUTSCHE LUFTHANSA 2,294.65 DEUTSCHE LUFTHANSA From: To: Carrier: Class: NICE MUNICH F J STRAUS CHARLOTTE FT LAUDERDALE INT CHARLOTTE Ticket Number: 22071942160070 Passenger Name: HAVERCROFT/UESEL 99 LH LH UA 99 04128/06 WHOLESALEFA 8772533800 CA 1,256.60 4029357733 Description GENERAL 04/29/06 OS WATERS DS WATERS MABLETON GA 53.19 8004924377 0e29/08 LASTIAINUTE.COM INTERNET TRANSACTION 79 90 "Ponds SS% 182.31 04/29/08 NIKE CANADA LTD TORONTO ON SPORTS/RIDING APPAREL 314303 "Crsalin Odin 350.09 04/29/08 UTSAV TORONTO ON TIP 0.32 12500 tea Debts 127.06 0440/08 TICKETMASTER WEST HOLLYWOOD CA 832.44 8663818924 NEIL DIAMOND 20080430 04/30/08 TICKETMASTER WEST HOLLYWOOD CA 842.56 8663818924 NEIL DIAMOND 20080430 04/30/08 WHOLESALE FARES 0001SAN FRANCISCO CA 7.95 8772533800 Description GENERAL MERCH 05/02/08 Fort Lauderdale GranFt Lauderdale FL 10.00 Arrival Date Departure Date 04/30/08 05/01/08 00000000 LODGING 05/02/08 Fort Lauderdale GranFt Lauderdale FL 19969 Arrival Date Departure Date 04/30/08 05/01/08 00000000 LODGING 05/03/08 WAVERLY RESTAURANT,NEW YORK NY 2,000.00 212.7418010 TIP 529.47 05/03108 TOM FORD 000 NEW YORK NY 26,845.00 2012075973 Description MEN'S/BOYS' CL AMEX001805 Continued on next pegs SDNY_GM_00327605 EFTA_00200359 EFTA01686603 THEODORE W WAITT DUPLICATE COPY )OC7X4O00coM Acc Clovrq Gave 05/13/08 Pape 5 0110 Due in Full 05/03/08 continued Fwer iNenety common re* le time FS*. 2%. Sea page 2O debit roam swag /amount Secaucus Hilton GardSecaucus W Arrival Date Departure Date 05101/08 05/02/08 00000000 LODGING 149.35 05/03/08 Secaucus Hilton Garrmaraueus NU Arrival Date Departure Date 05/01/08 05/02/08 00000000 LODGING 148.35 05/03/08 GEOX RETAIL - MANHATNEW YORK NY SHOE STORE Description SHOES/ACC 657.81 05/04/08 CRAFTSTEAK NEW YORK NY RESTAURANT FOOD/BEVERAGE 534.83 TIP 115.17 650.00 05/05/08 DIVA UMOUSINE DIVAU.OS ANGELES CA 04/40108.077590.200000 04/30/08-WAITI THEODORE W. SAN FRANCISCO CA-SFO-SAN FRANCISCO CA DEPT#: RESS:10775902CLR:SHARON MOYLES 115.85 05/05/08 FAIRMONT ROYAL YORK TORONTO ON GOODS/SERVICES stoma _D45an.00 45.29 05/06/08 ALAN WAXLER GROUP, LOLGA@AWAXGRP. BUSINESS SERVICE NV 4951.00 05/07108 JOHNS FIFTH AVE LUGGSAN DIEGO CA LUGGAGE LEATHER GOOD 118.53 05/071118 FOOTLOCKER 07123 071SAN DIEGO CA SPORTING GOODS STORE 102.35 05/071138 SPORT CHALET 000067SAN DIEGO CA 858-4535656 226.21 05/07/08 NORDSTROM $361 0361 SAN DIEGO CA DEPARTMENT STORE Description MN DRESS/CSL SH 113.14 05107/08 AMC LAJOLLA 12004230LAJOLLA CA 8584581098 24.75 05/06/08 Estancia La Jolla Hola Jolla CA Arrival Date Departure Date 04/24/09 04/25/08 00000000 LODGING 42.07 05/09/08 IMDB SUBSCRIPTION SUBSCRIPTION IMDBPROGOMSUBSCRIPTION 99.95 05/09/08 05/10/08 PENINSULA BEVERLY HIBEVERLY HILLS CA Arrival Date Departure Date 05/09/08 05/09/08 00000000 LODGING 42.15 TOM FORD 000 NEW YORK NY 8,010.00 2012075973 Description MEN'S/BOYS' CL AMEX001806 Continued on reverse SDNY_GI.1_00327606 EFTA_00200360 EFTA01686604 DUPLICATE COPY Preprea ra THEODORE W WART Account Lrte. X XX X- XX XXX9= Page 6 o110 Due In Full continued "'Foreign Luray) cowers*, tax abase iatt pus 2%. See ne 21a1 debb. 05/10/08 NOBU 120000054747001SAN DIEGO CA 6198144124 FOOD/BEVERAGE 558.68 TIP 141.32 05/11/08 BOLDSTREET WIRELESS OTTAWA ON GOODS/SERVICES F0.91SPiedre Mood' 700.00 -cr 14.92 eam win Total of Due In Full Activity for THEODORE W WAITT 58,529.39 Due in Full auivity for GHISLAINE N MAXWELL Cri XXV( XXXXX4 04/17/08 BARNEYS NEW YORK 003NEW YORK MEN'S/WOMEN'S CLOTHNG NY 04/14/08 ANDREW MARTIN INTL LNEW YORK NY 2126884498 Description FURN, HOME FURNISHI 04/17/08 BICE RISTORANTE 0000NEW YORK NY RESTAURANT FOOD/BEVERAGE TIP 91.58 13.42 04/17/08 BARNEYS NEW YORK 003NEW YORK NY MENSAVOMENS CLOTHNG 0W7108 BARNEYS NEW YORK 003NEW YORK NY MENS/WOMENS CLOTHNG 04/23/08 BLOOMINGDALES COM MASON OH PILLOWS/PADS 04/2548 DIDIER LORENCE 43100NEW YORK NY DIDIER LORENCE NEW Y 05/0208 BLOOMINGDALES.COM MASON OH PILLOWS/PADS 05/10/08 BERGDORF GOODMAN NEW YORK NY DEPARTMENT STORE 458.92 Credt 515.86 105.00 216.75 212.27 71.24 5,600.00 171.18 117.06 Total of Duo In Full Activity for GHISLAINE N MAXWELL 6,400.44 Total Duo in Full Activity 64,929.83 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account The Current Annual Percentage Rates (APRs) and Daily Periodc Rates (OPRs) for the Flexible Payment Features are as follows. For Sign & Travels, the APR is 11.15%, the DPR is 0.0305% Please refer to page 2 for further important information regar&ng your account AMEXC01807 SDNY_GM_00327607 EFTA_00200361 EFTA01686605 For questions about your Membership Rewards account, contact 1-800-297-1300 wirretamencanexpress corn/rewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 333299785 MembePAtetgicarlis First" Monthly Statement and Program News Statement Period April 1, 2008 • April 30, 2008 Account activity alter Has penod does not appear on this statement Nand So THEODORE W WAITT Acccuni Medan Points Earned this Period are pending until charges are paid in full and all your accounts are In good standing. Points Earned this Period may include Bonus Points Page 7 of 10 MEMBERSHIP rewards — FIRST Total Points Balance 921,060 Points Earned this Period 59,419 Account Summary Opening points balance Points earned this period Points used this period Reinstated points and adjustments Total points balance 861,641 + 59.419 0 0 =921,060 Points Earned this Period 04/01/08 - 04/30/08 Points Actraty On Bonus Points Total Points Activity Eligible Charges Awarded Per Card Centurion xxxx-!0000t9.= Ackfl Centurioti_ XXXX-XXXXX9 Totals 53,913 3,006 CENTURION PARTNER BONUS CCE CCE 2,500 Dobnabon Hotels 1008 26A 7346 59,419 0 0 53,913 0 5,506 99,419 Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in good standing. Points used cannot be reversed back into your program account. Forfeited points can be reinstated fora fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms & Conditions in your Program Guide. If you have questions, please visit www.americanexpress.com,rewards cr call 1-800.297-1300. For international, call collect 305-816.2799. I red door spas 1.1rnitn Ili %rani CLINIQUE Earn Double Points on Gift Certificate Purchases at REDDOORSPAS.COM Give the gift of personal pampering at Red Door Spas for the experience of luxury and sophistication that define Elizabeth Arden. Now through 12/31/08 you can earn double Membership Rewards® points on all gift certificate & gift card purchases exclusively at reddoorspas.com when you use your enrolled American Express® Card, redeemable at 30 day spa & resort locations! Dons poet diet ‘Od 4/15 • 12/312008 b 5nci Oltab p.ronases d toldcata.0 or only Tote elgtes to earn bona on. )0u MAI be enroled m re NY-beetho ne.vrieprogr.rY.vie 01Put•we : rac tcsu rum °arca )cue puthaso to an *bade ended AITOIC.10 E Baona pint be ed act, WM:echo Paw% accaal alba 08 woes an chapas atOra, dirt' stare , Baia ID 8429. Earn Double Membership Rewards® Points on Purchases of $70 or More at CLINIQUE.COM! Exclusively at chnique.com, American ExpressY Cardmembers can earn double points with any purchase of $70 or more when they pay with their American Express Card through 12/31/08. Update your collection with Clinique's full range of skin care and makeup products, including Clinique s 3-Step Skin Care System and NEW Lash Power Mascara Long Wearing Formula. Olo valif puchav ma January I. Deana 31, 2086 on a soya pool's* d o owe al car4phisan To boicto 6/04/8 Nna port. So rate vneed n to ,.1ntw newel, PcWan {Plutvin alto Ina d Naha a you mat charge yea pothole on an elgtlo. oral AIMIE11111 Open C4At Elam Plat 1 tecrecONb ,ou• Prows-, daunt van 64 weeks a, dunes an on your big piton.. Bova 0 231$. Earn double points on gilt certificate purchases at www.reddoorspas.com or treat yourself to renowned relaxation by redeeming points for Red Door Spa gift certificates at membershiprewards. corn. (MR Bonus ID 8429) Shop now at din ue.com and earn double Membership Rewards points on everyorder of $70 or more. (MR Bonus ID 2318) Cortnued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will bitAEX001808 disclosing to the merchant that you meet these criteria. SDNY_GM_00327608 EFTA_00200362 EFTA01686606 AM MEMBERSHIP , rewards BonusPoints Amex. ticketmaster THEODORE ige4cATE COPY .ecco.riNwlow MEMBERSHIP rewards FIRST Earn Double Points Online This Spring with Select Merchants! Just for Cardmembers: Earn double Membership Rewards€ points this spring at these online merchants-- CreativePlaythings.com, SpaFinder.com, BobbiBrown.com. Build.com, and DiscountOfficeSupplies.com. CreaecePta)tvge con ogee esd [hasp y3 rie Al mar oho ]eied vsd !root, inice To earn rt.= eft= napo=n ‘laretil; ‘ ter gakctrn iet al sr;er&Ot a l rus P'' , W creaxd liozr at•runlver07 &Swoon area <Wan a:phr on a' targ vdarnl 80%* 5526 Millions More Reasons to Redeem Browse, compare prices and then redeem Membership Rewards€ points. Don't have enough points? Partial points allow you to pay part of your purchase by redeeming available points and charging the remainder, if any, to your Card. Need it overnight? shopAmext has popular merchants, most offering second-day and overnight shipping. Redeem now: shopAmex.com/statement Toms at cordere for re kb-tardy Pavade progran nry Vet alreefleaneapieflakenaneda more riornebn Paticpuing Wars ad adagio,* rwra re ',tr. To than?, wrrod ogee Use Points Toward Ticketmaster Ticket Purchases! Ticketmaster makes it easy for you to see thousands of concerts, sporting events, theatrical productions and other live shows. Redeem Membership Rewardst points for tickets or for Ticketmaster gift cards. TOM Nny acipA attprl b«alad-ay . Pool .I/ues ad redraw *al. van, 4 Mow Oilete lair* to quai.ry wa 'ran chatgod on the Card and se vald ard ekbpd la IM me ard TOet-wieee no rerundino etcharpa pcity Redeem Membership Rewards® Points for a Tumi Travel CarryOn Bag The Tumi Frequent Traveler Zippered Expandable Carry-On is one of Tumi 's travel companion bags that are ideal for any business traveler. This lightweight carry-on expands by 2.5' and has a removable suiter that holds up to three suits. Features two outside pockets. Dimensions: 22" x 14" x 10" Weight: 13.06 lbs. Redeem 64,000 Membership Rewards points with Reward Code CMP2197. Tr* odOCCOIXX4 cithe Menteshp And* Fro:yr accep Page 8 of 10 Shop at those online merchants using your enrolled American Express* Card to earn bonus points! (MR Message 0888) Start shopping now shopAmex.com' statement (MR Message 0876) To take advantage of this offer, simply visit www.Ticketmaster.com and look for the option to use Membership Rewards points at checkout For questions, visit http:fivnwctIckatmaster. comfameximember.html (MR Message 0886) To redeem, visit membershIprowards. corn or call 1.800-AXP•EARN (297-3276). (MR Message 0877) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will bithlEX001809 disclosing to the merchant that you meet these criteria. SDNY_GM_00327609 EFTA_00200363 EFTA01686607 DUPLICATE COPY .kto.rinfid xxxx gr xx9m THEODORE W WAITT CastamExtrar 1006- • Canaille* 05/13/08 American Express. Card at Fry's Electronics and Frys.com! Whether you shop from home using Frys.com or you decide to shop at one of our 34 gigantic Superstores in 9 different states, Fry's Electronics® is the biome of Fast, Friendly, Courteous Service. and offers an amazing selection of computers, electronics and appliances at Guaranteed Low Prices. That's right, choose from the best brands in desktops, notebooks, monitors, CPUs, memory, computer components, networking, HDTVs, home theatre, car stereo, digital cameras, GPS, video games, DVD & Blu-ray movies, smartphones, and appliances at Guaranteed Low Prices from Fry's. And now--Fry's proudly welcomes American Express Cards! Experience the Future of The Ritz-Carlton Club First In Hawaiian, Kapalua poetically means "arms embracing the sea," a reference to the lava peninsulas that form Kapalua Resort's six turquoise bays. As an American Express Centurion Card holder, you have the privilege to be among the first "sponsored guests" of The Ritz-Carlton Club and Residences, Kapalua Bay. You are invited to join us at The Ritz-Carlton, Kapalua hotel for six days and five evenings to enjoy the spirit of "aloha" for only $1,999--which is 20% off the normal rate. Terms and conditions for this offer apply. The otter is valid to travel through 12/20/2008. Premium Seats Program You have access to some of the best seats in the house through our Premium Seats Program offered as part of Centurion. member benefits. Enjoy prime seating and VIP access at venues in New York and Los Angeles while you take in the best in professional entertainment. Page 9 0110 Visit www.Frys.com to shop online or find a store near you (CE 110252) To discuss the destination and to arrange a visit, simply call 1-%&848-7347 or visit americanexpress.contl centurion. You may also e-mail us at inquiry@dtzcarttonclub. com (CE 110357) All sales are final and nonrefundable and resale is prohibited. Details and prices are subject to change. Suites, packages, and tickets, are available on a first-come first-served bass. All ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express. Ticket limits may apply. Availability is limited. Tickets will be sold in pan. Renting a Car? Remember, You're Covered Getting into your rental car can be the start of a great vacation. And, as a Card member, you can relax and let membership put your mind at ease. Simply use your Card to rent the car, and decline the collision damage waiver at the rental car counter. As a Card member, you'll automatically be covered if the car is damaged or stolen.* 'Car Rental Loss and Damage InsuranCe is underwritten by AMEX Assurance CciTIPany, Administrative Office, GreenBay, WI. Coverage is determined by the terms, conditions and exclusions of Policy AX0925 and is subject to change with notice This document does not supplement or replace the Policy. For tickets, call 1.800.455.1657 (8am•11pm EST, seven days a week) (CE 110356) Monarch Quality Billiard Tables This elegant Baroque style billiard table with finely carved cabriole legs has a very traditional and timeless design. The table features superior construction, slate playfield, high-speed cushions and cloth along with leather drop pockets accented with silk fringe. Redeem 2,800,000 Membership Rewards• points for reward code HLX658 or go to membershiprewards.com to see Monarch's entire selection of quality billiard tables. CAM. SI9.1tEri a-mr IS (CE 110353) Terms and conditions for the Membership Rewards First* program apply. Visit membershiprewards.comienns for more information. Participating partners and available rewards are sutiect to change without notice. Individual partner restrictions may apply. Visit membershiprewards. corn or call 1.800-AXP-EARN (297-3276). (CE 110354) AN1EX001810 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327610 EFTA_00200364 EFTA01686608 DUPLICATE COPY THEODORE W WAITT Experience India In Luxury Oberoi Hotels & Resorts are the epitome of luxury and service. Every Oberoi hotel you stay in is designed as a destination in itself. Exquisite interiors, impeccable service, fine cuisine and modem technology come together to make your experience unique and unforgettable. Transfer Membership Rewards® points and experience India in luxury with Oberoi Hotels & Resorts. Terms and conditions for the Membership Rewards First° program apply. VS membershIprewards.corMerms for more information. Rarticmating partners and available rewards are subject to change without notice. Individual partner restrictions may apply. Aecounl Nintee XXXX-XXXXX9= Page 10 of 10 Visit membershiprewards. corn or call 1.800-AXP-EARN (297-3276). (CE 110355) Now Accepting American Express® Cards! Smart & Final - The smaller, faster warehouse store offers convenient = grocery shopping at low warehouse prices. Call 1-868-411SMART .:.,..„.. ,....- for a location near you. CARDS WELCOME Juxtaposition Home - A destination for the discerning client looking for something original and classic. One of your most inspirational design resources. 949-715-1181. O Hotel - Re-opened in 2007. Renewed and resplendent, 68 deluxe rooms of upgraded comforts. Two blocks from LA Convention Center, Staples and La Live. www.ohotelgroup.com If there are other paces where you would like to see the Card accepted, Pease call the Customer Servos number that is located at the top of your statement a the number that is on the back of your Card. (CE 110237) AMEX001811 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNv_GM_00327611 EFTA_00200365 EFTA01686609 DUPLICATE COPY Centurion • Card Statement of Account CberogaR 887,098 Membership Rewards® Points Available at 06/12/08, when charges due are paid in full and all nroints are in good THEODORE W WAITT XXXX-XXXXX9 06/12/08 Page 1 of 9 New Now ASIA 3 e P mem IOA Ina Alluerents Balance S Please Pay By 06/27/08 124.986.63 Please refer to page 6 for important information regarding your account To manage your Card account online or to pay your bill, please visit us at www.amerIcanexpress.com. For additional contact information, please see the reverse side of this page. rAil CAN • EXPRES I Exclusive Benefits Equinox Fitness Club Purchase a membership to Equinox Fitness Club at the Centurion discounted rate, and you'll receive an exclusive package of fitness benefits valued at over $3,000. Equinox is the premiere fitness club with locations in Boston. NYC, DC, Miami, Chicago. San Francisco. Los Angeles and coming soon to Dallas. Equinox features expert personal training, innovative classes, spa services, and more. Terms and conditions apply. Value of benefits package based on current Equinox pricing. For more information, please visit equlnoxfltness.com/centurlon or call 212-774-6376. Activity Idra "m"dam C6/12/08* PHONE PAYMENT RECEIVED THANK YOU Due InFullailvity for THEODORE W WAITT ca. 06/02/08 Estancia La Jolla Hola Jolla CA Arrival Date Departure Date 04/24/08 04/25/08 00000000 LODGING 05/13/08 DS WATERS DS WATERS MABLETON 8004924377 - raver Cueerel memo. rale base rale pies 2% rem pay 2 hr &OR or to g GA Amount 44,92%83 Amounts 42 07 Credit 33.19 05/15/08 PENINSULA BEVERLY FIBEVERLY HILLS CA 42.15 Arrival Date Departure Date 05/I 5/08 05115/08 00000000 LODGING Please Saki on fa porlotam Sat dun and rerun win Wsparre Do not staple or use paper clips Payment Coupon Mail Payment to: INA I I T Please Amount Due $124,986.63 IIIiiiIIIIIIIII AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-0001 012498663012498663 10 d Continuod on Page 3 Please enter your account number on all checks and correspondence. Make check payable to American Express. See Finance Charge section on reverse side for a desonplion of when additional Finance Charges are not assessed on Purchases. Check here if your address or phone number has changed. Please note changes on reverse side. AMEX031812 SDNY_GM_00327612 EFTA_00200366 EFTA01686610 DUPLICATE COPY reweiesser THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must, be sent to the payment address shown on your statement and must include the remittance coupon front your statement Payments must be made with a single cheth or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of an meth marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By 5U:cutting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our soe discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) suttract any payments or credits, and (4) make any appropriate adjustments. For each day after the and day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the bring period and rivde the total by the number of days in the being period. Thisgives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance If you multiply the ADB for each Feature by the number of days in the hung period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is calculated by adding the FG assessed on all Features of the Account. This method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by wadeable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest offioal conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us hem customary banking sources, on the conversion dare or the prior business day, In each Instance increased by 7%. This conversion rate may differ from rates in effect on the date of )rour charge. Charges converted by estatlishments (such as airlines) will be billed at the rates such establishments use. Billing Mores Summary: In Case of Errors or Questions About Your Bill: If you think bill is incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of r at the Customer Service address noted to the right We must hear from you no later than 60 days alter we sent you t e st billon which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. ThO dollar amount of the suspected error; 3. Describe why you believe there s an error If you need more information, Omni* the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have aOsorizte us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule for Credit Card Purchases: II you have a problem with the qualityof goods or services that you purchased with a credit card, and yOU have teed m good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services. You have this protection only when the purchase pee was more than 550 and the purchase was made in your home stale or within 100 mites of your mailing address. (II we own or operate the merchant, or it we mailed you the advertisement for the property or services, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month paned following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518.8866. Change of Address re correct on f-cf.t O ncr vie ant Addiess Ce) 3tale ZO Code A/sated. and Hone Poona PIN Coe* and Serer Plsone Email (000nag • To change your address online, visit vrew.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vvw.americanereresS.Oan/privecy for more details and to set your email preferences. Page 2 of 9 To Pay By Phone 1.800.472.9297 Customer Service arid Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1-800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurion Card from American Express Customer Service P.O. Box 297846 Ft. I norkirdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 P BOX 000 ayments 1 LOS ANGELES CA 90096-0001 Please provide your email address to receive important jI account updates and exclusive Cardmember offers and benefits. AMEX001813 SDNY_GM_00327613 EFTA_00200367 EFTA01686611 DUPLICATE COPY Raul Novis THEODORE W WAITT XXXX-)00OO Clomp OS Pape 3 of 9 06/12/08 Due in Full continued Fotogn Canny mamma r sew, e plus MC See Ng at*7144414i4 as:0444:4V 05115/08 TICKETS NOW.COM TICKROLUNG MEADOWS TICKET AGENCY IL 518.65 05/16/08 PENINSULA BEVERLY HIBEVERLY HILLS CA 45.15 Arrival Date Departure Date 0916/06 05/16/08 00000000 LODGING 05/16/08 CICUSMO CLASSICO 7814463377 MA TRAVEL AGENCY 8,945.00 05/16108 THE GARDENS ARNOLDS PARK IA 712-320-2929 FOOD 989.52 989.52 0917/08 THE GARDENS ARNOLDS PARK IA 712-320-2928 FOOD 719.87 719.87 05/1W08 TICKETMASTER PHONES SAN DIEGO CA 6192208497 MEXICO 20080519 1,890.00 05/1908 SOUND X 000000001 BARRINGTON IL 8473823911 Description REFER TO RECEIPT 20,000.00 05/22/06 DONOVANS STEAK AND LA JOLLA CA 8584506666 TIP 76.10 325.00 0922/08 JEANDAIX CHIN:, HILLS CA 760-487-1277 1,719.89 0522/08 GARDENS-TO-GO ARNOLDS PARK IA 712-320-2928 551.22 05/22/08 CHINO HILLS 80000090CHI NO HILLS CA 6047326124 Description Price MENIAVOMEWS CLOTH 363.07 383.07 0523108 BRITISH AIRWAYS ADP US BRITISH AIRWAYS PLC From: To: NEW YORK (JFK INT LONDON HEATHROW PARIS C DE GAULLE NEW YORK (JFK INT Tide( Number: 1 7 1 INIS9130011f Name: Cartier: 99 BA 99 Class: 99 9,817.60 0523108 THE GARDENS ARNOLDS PARK IA 712-3202928 FOOD 611.39 611.39 maw THE ANIMAL HOSPITAL LA JOLLA CA 8584592665 Description VETERINARY SERVICES 158.55 05/25/06 ZORTS FIREWORKS N SIOUX SD 913.441.1807 1,128.89 05/25/08 NEW YORK TIMES NEW YORK NY NY TIMES 052508 Description FOR BILLING OUESTIO ACCT: 861127967 55.17 AMEX001814 Continued on reverse SDNY_GR1_00327614 EFTA_00200368 EFTA01686612 DUPLICATE COPY THEODORE W WAITT Account Number )000000000M Page 4 of 9 Due In Full continued F SPilesaco ^Ewer Carton. ccansal ri sari*. 2%. Soo mes2cr dna 05129/08 BABYGIFTSTATION.COM METUCHEN NJ 7325498391 Description Price CHILDS/INFANTS' WE 189.95 189.95 05/311,08* MEM RWDS CERTIFICATE RUSH FEE Goods and Services 15.00 05/30/013 BRITISH AIRWAYS ADP US BRITISH AIRWAYS PLC From: To: NEW YORK (JFK INT' LONDON HEATHROW PARIS C DE GAULLE NEW YORK (JFK INT' Ticket Number: 1 73501535615 Passenger Name: Came,: 99 BA 99 Class: 99 1.50 05/30108 RESDNCE HALL UN 803-847-0751 MD LINEN 219.90 05/03/08 OSA - LA JOLLA 05000LA JOLLA CA 8886722675 Description Price OPTICIAN 589.00 589.00 06/04/08 CALIFORNIA BICYCLE 8LAJOLLA CA CALIFORNIA BICYCLE LA JO 266.87 08/04/08 CALIFORNIA BICYCLE &AJOLLA CA CALIFORNIA BICYCLE LA JO 11,098.25 084/5106 BRITISH AIRWAYS ADP US BRITISH AIRWAYS PLC From: To: NEW YORK (JFK INT LONDON HEATHROW PARIS C DE GAULLE NEW YORK (JFK INT Ticket Number: 12573520176534 Passenger Name: Carrier: 99 BA 99 Class: 99 393.80 06/05/08 EMBROIDME 10145476 SAN DIEGO CA EMBROIDME SAN D 13,263.49 06/0908 BLOOM FLOWERS.COM WHEW YORK NY 2128328094 Description Price FLORISTS 292.61 292.61 06/05/08 CLEVER ADVANTAGE CLESAN DIEGO CA 618-5644841 7,136.50 08/06/08 EMBROIDME 10146476 SAN DIEGO CA EMBROIDME SAN 0 49.37 06106108 NOBU 120000054747001SAN DIEGO CA 6198144124 FOOD/BEVERAGE 926.28 11P 200.00 1,12628 06/06/08 JEANOMIX CHINO HILLS CA 125.26 760-487-1277 06/08/08 'TUNES MUSIC STORE [AUSTIN TX Mines Music Store 4986 05/08/08 (TUNES MUSIC STOREIAUSTIN TX Mines Mob Store 49.77 06/08/08 RUNES MUSIC STORE (AUSTIN TX runes Music Store 40.97 08/08/08 !TUNES MUSIC STORE [AUSTIN TX Tunes Music Store 49.88 08/10/08 GOOD TIME TICKETS LOS ANGELES CA TICKET AGENCY 29,000.00 AMEX001815 Continued on next page SDNY_GM_00327615 EFTA_00200369 EFTA01686613 DUPLICATE COPY Prtvartwi Fo, honed Nub., Clovrq Cage THEODORE W WAITT )0CC00000( 06/12/08 Page 5 of 9 Due in Full continued Corer Ornery mosso, use *bee tale phs 2%. Sees:40210 deli. r et Sorarg Amount 06/11/08 CUT&SIDEBAR BY WOLFGBEVERLY HILLS CA 175.00 3102755200 FOOD 128.81 11P 46.19 08/11/08 SCRIPPS CUNIC TORRELA .frOU.A CA 3,000.00 8584548710 06/12/08 'TUNES MUSIC STORE IAUSTIN TX 32.94 runes Music Store 06/12/08 UPS' 8E0543JTVCO 888-520-9090 NB SHIPMENTID NA UPSI8E/1"4",FrVC UPS'8E 67870 882.94 ^Canadire Dolan Total of Due in Full Activity for THEODORE W WAITT 115,920.98 Due in Full Aavity for GHISLAINE N MAXWELL cos xozoccoo<EI-mi 05/19/08 APPLE STORE SR082 MAN DIEGO CA 161.57 COMPUTER STORE 05/19/08 APPLE STORE $8082 OMAN DIEGO CA 99.00 COMPUTER STORE 05/19/08 APPLE STORE SR082 G1SAN DIEGO CA 3,59110 COMPUTER STORE 05/19#108 APPLE STORE 81;082 00SAN DIEGO CA 14972 COMPUTER STORE 05/21/08 AMEN WARDY HOME INTEASPEN CO 108.00 AMEN WARDY HOME INTEASPEN 0S/2W08 LULULEMON ATHLETICA TORONTO ON GOODS/SERVICES —C 1,133.58 onalUn Oars 06/02/08 LULULEMON ATHLET1CA TORONTO ON GOODS/SERVICES 273224 —Crowcrun Dolan 2,807.48 06/02/06 IL CANTINORI 0500000NEW YORK NY 129.80 2126736044 FOOD/BEVERAGE 113.80 TIP 16.00 06/03/08 FRED'S AT BARNEYS NYNEW YORK NY 83.00 2122.129929 FOOD 73.42 TIP 9.58 06/09/08 EUROSTAR (INTERNET UK) 312.09 -Point Rift GOODS/SERVICES 08/1008 PERCY BASS LTD, CHELSEA, LONDON GOODS/SERVICES 03/10/08 PERCY BASS LTD, CHELSEA, LONDON GOODS/SERVICES 06/11/08 CONRAN SHOP MARYLEBONE LTD LONDON WI M 3AE GOODS/SERVICES OSA 1/08 THE CONRAN SHOP LTD, LONDON DEPARTMENT STORE 42-10 84.85 "Paso* SWIM 21 42.42 "Poe& Swim15 reco "Poo* SWIM 180.52 'Pon 0000 180.52 Stslo; Total of Due in Full Activity for GHISLAINE N MAXWELL 9,065.65 Total Due In Full Activity 124,986.63 AMEX001818 Continued on Iva SDNY_GM_00327818 EFTA_00200370 EFTA01686614 DUPLICATE COPY THEODORE W WAITT kora Pests )000000000= Page 6 of 9 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Parent Features aspect of your Card account. The current Annual Percentage Rates (APRs) and Daily Period° Rates (DPRs) for the Flexible Payment Features are as Follows: For Sign 8 Travel*, the APR is 10.90%, the DPR is 0.0299% Please refer to page 2 for further important information regarding your amount AMEX001817 SDNY_GM_00327617 EFTA_00200371 EFTA01686615 For questions about your Membership Rewards amount, contact 1-800-297-1300 www.amencanexpress cornhewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 333299785 MembePAtetgicarlis First" Monthly Statement and Program News Statement Period May 1, 2008 - May 31, 2008 Account activity alter this penod does not appear on this statement Premed be THEODORE W WART Accawl Medan Points Earned this Period are pending until charges are paid in full and all your accounts are In good standing. Points Earned this Period may include Bonus Points Page 7 of 9 MEMBERSHIP , rewards — FIRST Total Points Balance 887,096 Points Earned this Period 66,036 Account Summary Opening points balance Points earned this period Points used this period Reinstated points and adjustments Total points balance 921,060 +66,036 -100,000 0 —887,096 Points Earned this Period 05/01/08 05(31/08 Points Activity On Bonus Points Total Points Activity Eligible Charges Awarded Per Card Centurion 58,530 947 X)00(-XXXXX9= Addl Centurion_ XXXX-XXXXX9 Totals CENTURION PARTNER BONUS GCE OCE 42 Doebnabon HSI, 2009 29:49 1392 59,519 6,400 117 CENTURION PARTNER BONUS COE COE 6,517 64,930 1,106 SUM Points Used this Period 05/01 roe - 05/31/08 Total Points Used This Period Recrag $1000 SdIs Fifth Avenue Gilt Card 100,000 5/29/08 km0 ruts 0029725152 Total 100,000 Points used this period includes Redemptions and Transfers. Pcints earned may be used as long as all enrolled Card accounts are in wod standing Points used cannot be reversed back into )eur program account, Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms 8 Conditions in your Program Guide. II you have questions, please visa mintamerIcanexpress.comirewards or call 1-800.297-1300. For international, call coiled 305.816.2799. Flying Blue MPS IWO IIWWW•Cy ye W a r") nor Transfer Membership Rewards. Points on Air France! Book a last minute trip to Paris with nonstop flights from Air France. Renowned for its exceptional in-flight services, Air France flies to more than 1,889 destinations in over 80 countries, with extensive European coverage. Redeem Membership Rewards points today to any of our fascinating destinations... Terms at *news d tln uncreenhp Rends waren app.. For own Wornakn via rOWWWWWWWWWWWWws Tam ard Isw may ay Wredual whir itaWkwi fly op*. Miaowing Rehm awiabb fends an stawa ',charge What note. Redeem Membership Rewards(' Points for the Bose® Wave Music System The acclaimed Waveguide speaker technology delivers deep low notes and instrumental clarity, bringing new life to music. Includes a built-in CD player, digital FM/AM tuner, auxiliary input jack, and custom alarm. Requires little space and is delightfully simple to use. Credit Card-size remote included. Color: Graphite Gray. Visit membershIprowards.com or call 1-800-AXP-EARN (297-3276) and redeem 58,000 Membership Rewards points for Reward Code: BOS59. ad minx of Inc Verrowshp Rends pagan acor To preview this reward and to redeem ;cots, visit membershlprewards. corn or call 1.800-AXP-EARN (297-3276). (MR Message 1548) Redeem nary on membershiprewards. corn (MR Message 1551) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will biblEx001818 disclosing to the merchant that you meet these criteria. SDNY_G1.1_00327618 EFTA_00200372 EFTA01686616 MEMBERSHIP rewards. Amex. ORA Cit." s 7 1.4.• .rrt7 O1:$OREW AIrRATE COPY NuMBERSITIP rewards FIRST' A World of Style. Now Pocket-Sized. Redeem Membership Rewards® Points for Saks Gift Card Saks Fifth Avenue sits at the center of the fashion universe, featuring world-renowned and up-and-coming designers, exquisite customer service and exclusive items you can't find anywhere else. Saks Gift Cards are accepted at our 54 stores in 25 states, 50 Saks Fifth Avenue OFF 5TH stores or online at saks.com, with no expiration date. Earn Membership Rewards. Points When You Pay Your Household Bills Automatically Pay your wireless, cable and insurance bills at amerlcanexpress.com/easybilipay with your eligible American Express® Card and you can earn points with each payment. Your bills are paid automaticalbe, so you have more time for the things you love. Terms, conditions and restrictions apply. To enrol n Arrercen Ea,w MI Pay Kee must lea la yeas *11 and a US man hard, mat hare a ward (lineman Egxese Cad. &recto vakl wih pertopaerg rnertheres my Terra .r.1 carders afro klerzertho Rends paean mak Fee more sbnubm vMmmWwsNptasud&COM Million More Reasons to Redeem Browse, compare prices and then redeem Membership Rewards® points. Don't have enough points? Partial points allow you to pay part of your purchase by redeeming available points and charging the remainder, if any, to your Card. Need it overnight? shopAmex® has popular merchants, most offering second-day and overnight shipping. Redeem now: shopAmex.com/statement Toms adcordate* far M lArtorshp Resat* Peeleam dcdy VM anterkanelPtaateannrd. kw man eitxmaw Pare:palm pants arelawaeable raw. ate sate.' • n -go vrthx. mice Dine This Summer at Fleming's Prime Steakhouse & Wine Bar Turn an evening out into a memorable occasion. Fleming's Prime Steakhouse & Wine Bar is renowned for its stylish steakhouse dining, lively atmosphere and innovative wine list, offering 100 wines by the glass. Private dining rooms are also available. Redeem Membership Rewards® points for a $50 or S100 Certificate good towards your dining experience at Fleming's Prime Steakhouse & Wine Bar. For more information or to find a location nearest to you, visit www.flemIngssteakhouse.com Earn Double Membership Rewards® Points on Purchases of $60 or More at Origins.com Our mission at Origins is to promote beauty and wellness through good-for-you products and feel-good experiences. We do this by celebrating the connection between Mother Nature and Human Nature. Oft Mild bra= riemide Jimmy 11:eartor 31. 200. o.4 and nol wad mpreview ptedeeeas EamOetble Rang, past an en/ Orgii_pectim et Wee roe To t* elude be sere bay post SU meet amid in to Meerbeity Heist. FinVa4traTel thin d Putclugy :;:laz nal din year authaile e. areeled Amman Cad Bores pawl be *yaw Pnearlre CCOtad •111n 04 weft allortheepet COW 011raw baeo arnalla,Mat Omuta MS Page 8 of 9 To redeem your Membership Rewards points today, log on to membershIprewards. corn or call 1-600-AXP-EARN (297-3276). (MR Message 1556) Visit americanexpress. comiessybIllpay or call your service powder your bins your Card to pay your bills today. (MR Message 1564) start shoppng now shopAmex.com' statement (MR Message 1539) To redeem your Membership Rewards points today, log on to meinbershIptewards. corn or call (-800-AXP-EARN (297-3276). (MR Message 1557) Saw now with your eligible, enrolled American Express Card at www.origins.com Enjoy! (MR Bonus ID 1365) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will bWAEx001819 disclosing to the merchant that you meet these criteria. SDNY_GM_00327619 EFTA_00200373 EFTA01686617 DUPLICATE COPY rheporgid Fee THEODORE W WART ri NJ-be' 001.02 Dad XXXX•XXX)OM 06/12/08 Redeem for the Very Privileged World of Lamborghini CAROMENIBEH ?BENEFITS The Lamborghini Gallardo, an incredibly beautiful machine, is both powerful and performing, featuring a 5.0L V10 engine producing 520 HP and 350 ft/lbs of torque for a masterful control of all acceleration on demand. All-wheel drive, front-end lift system, electronic stability control, six-CD changer with DVD slot and screen. Terms and conditions for the Membership Rewards First* program apply. All terms and conditions apply-driver must be 25 years of age or older. Limited quantity offer. Visit membershiprewards.comierms for more information. Participating partners and available rewards are subject to change without notice. Page 9 of 9 Reward yourself with the very privileged world of Lamborghini Visit membershiprewards. corn or call 1.800-AXP-EARN (297-3276). (CE 110583) Introducing the InterContinentaP San Francisco Now through September 1, 2008, you can earn 4,000 Priority Club', bonus points or 800 bonus miles at the new InterContinental San Francisco at Moscone Center. A graceful tower of cool-blue, the InterContinental San Francisco offers 550 guest rooms. The amenities of the InterContinental San Francisco include a destination restaurant with companion bar, a signature spa. fitness center, and state-of-the-art conferencing facilities. Must be a Priority Club Rewards member or enrol prior to stay. Rooms are available at InterContineMal San Francisco at Moscone Center. Rates are limited and subject to availability. Standard Priority Club program terms and conditions apply. Please visit priorItyolub.com for full terms and conditions. CAEN WPAEI aREFITS Visit prlorItyclub.corni icsanfran for more information on the Intercontinental San Francisco at Moscone Center. (CE 110582) Lillantels Blue Mountains Resort & Spa When you stay at the beautiful Lilianfels Blue Mountains Resort & Spa, an Orient-Express property located in Echo Point, Australia, you'll receive extra Centurion amenities such as a complimentary dinner for two and a room upgrade at time of booking (when available). This is in addition to your standard Fine Hotels & Resorts amenities which include continental breakfast for each day of your stay, and 4pm late checkout. Orient-Express Hotels, Trains & Cruises' complimentary dinner is available on minimum 3night stays only. Taxes and gratuity not included. Meal may be taken in the hotel restaurant or in room. Additional Fine Hotels & Resorts terms and conditions apply, visit amerIcanexpress-comiceeturlon for dotal's. CAROMENIBLH BENEFITS Now Accepting American Express® Cards! resh & Easy Neighborhood Marker' - Is a quick and easy place to shop for fresh, wholesome food choices at affordable prices. Visit F m www.freshandeasy.com to find one near you. CARDS 'WELCOME To experience the luxury that is Orient-Express, contact _your Centurion Travel Consultant at 1.877477-0987, then select Travel (CE 110581) Tranquility Base - A lunar-themed restaurant specializing in seasonally changing California Tapas-style menu. 801 S. Grand Ave., LA. 213-204-0588. www.tranquilityla.com Kings Road Cafe - Breakfast-Lunch-Dinner-Bakery-Coffee Roaster. Los Angeles Landmark Restaurant since 1990. 8361 Beverly Blvd., 323-655-9044 or www.kingeroadcafe.com II there are other daces where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 110372) Ak1EX001820 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327620 EFTA_00200374 EFTA01686618 AMEX001621 SDNY_GM_00327621 EFTA_00200375 EFTA01686619 Centurion® Card Statement of Account Pnv.b r THEODORE W WAITT 124,986 63 Pay-v$-Ihrt$1‘ $ 0.00 DUPLICATE COPY 1,,:cdet Nnter Cbsa$ Date XXXX-XXXXX9M 07/13/08 New ct:4 I'.: ti llrrorl: +198,379.79 New Balance 323,366.42 1,012,071 Membership Rewards® Points Available at 07/I3/08, when charges due are paid in full and all nmuntS are in good standing. Page 1 of 13 Please Pay By 07/28/08 Amount Due Includes: Past die amount $109,611383 Please refer to page 9 for important information regarding your account Your account is past due. Please pay the past due amount immediately. Future late payments may result in an increase in your APR on your Flexible Payment Account. Pay your bill online anytime, anywhere at www.am•rfcanexprosti.com/paybIll. Your membership will be renewed next month. Please refer to the Renewal Notice on Page 9 To manage your Card account online or to pay your bill, please visit us at www.amerIcanexpress.com. For additional contact information, please see the reverse side of this page. Activity " nvms Total of Payment Activity 0.00 " ds p Ma F b ano Cun'orcy *mammon S rale Amant $ aste/a is 2% . ee page 21oe c Duo Infotialvfty for THEODORE W WAlTT Cad XXKX￾07/03/08 TRAVEL AGENCY SERVICEMUNROE FALLS OH TIC'S 8908135981958 VOIDED TKT 07/10/08 VIRGIN ATLANTIC AIRWAYS NORWALK CT 194 TIal 9327360217504 VOIDED TKT FonmaPede Amoonts -25.00 Great -14,568.40 Credit 07/1W08 VIRGIN ATLANTIC AIRWAYS NORWALK CT 194 TKT# 9327360217505 VOIDED TKT '' CICUSMO CLASSICO 7816463377 MA TRAVEL AGENCY -774.40 Ova 600.00_ 06/1508 PENINSULA BEVERLY HIBEVERLY HILLS CA Arrival Date Departure Date 05/13/013 06/14/08 00000000 LODGING Pima .31.1 an toe porlotalmn below. dun and retrn win )os panel Do not staple or use paper dips Payment Coupon THEODORE W VVAI TT Mail Payment to Please Pay By: 07/28/08 Amount Due $223,366.42 II I"lPlll lIl 111111.1111.1.11 ill.lI 11111. 11111111 I IlI'l 1111 AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-0001 032336642032336642 10 d 1,804.52 Continual on Page 3 Please enter your account number on all checks and correspondence. Make check payable to American Express. See Finance Charge section on reverse side for a desonption of when additional Finance Charges are not assessed on Purchases. Check here if your address or phone number has changed. Please note changes on reverse side. AMEXP31822 SDNY_GM_00327622 EFTA_00200376 EFTA01686620 DUPLICATE COPY reresessw THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must, be sent to the payment address shown on your statement and must include the remittance coupon (Torn your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, deciding may be delayed and additional Charges may be irnpiceed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of an meth marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By 5U:cutting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our soe discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) suttract any payments or credits, and (4) make any appropriate adjustments. For each day after the and day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the bring period and rivde the total by the number of days in the being period. Thisgives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance If you multiply the ADB for each Feature by the number of days in the bong period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is calculated by adding the FG assessed on all Features of the Account. The method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by wadeable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest offioal conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us hem customary banking sources, on the conversion dare or the prior business day, In each Instance increased by 7%. This conversion rate may differ from rates in effect on the date of )rour charge. Charges converted by estatlishments (such as airlines) will be billed at the rates such establishments use. Billing Mures Summary: In Case of Enors or Questions About Your Bill: If you think bill is incorrect, Qr if you need more information about atransaction on your bill, write us on a separate of r at the Customer Service address noted to the right We must hear from you no later than 60 days after we sent you t e st billon which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. The dollar amount of the suspected error; 3. Describe why you believe there s an error If you need more information, Omni* the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your Question, we cannot report you as delinquent or take any action to collect the amount you question If you have aWorizte us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is sdieduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the qualityof goods or services that you purchased with a credit card, and you have teed m good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services. You have this protection only when the purchase pee was more than 550 and the purchase was made in your home stale or within 100 mites of your mailing address. (II we own or operate the merchant, or it we mailed you the advertisement for the property or services, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) sshown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month paned following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518.8866. Change of Address re correct on I -cr., 0 ncr vie ant Addiess Ce) 3taie ZO Code Area Cede are Hone Poona Ana Code and Serer Plsone Email C000naq • To change your address online, visit vnvw.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black Ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vwramericanexpresSirem/privacy for more details and to set your email preferences. Page 2 of 13 To Pay By Phone 1.800.472.9297 Customer Service arid Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1-800-CASH-NOW International Collect 1.954.503-8905 Hearing Impaired (9arn• m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurion Card from American Express Customer Service P.O. Box 297846 Ft. I norkirdale, FL 33329-7846 F.O. Cash Box 981531 El Paso, TX 79998-1531 P BOX 000 ayments 1 LOS ANGELES CA 900%4001 Please provide your email address to receive important jI account updates and exclusive Cardmember offers and benefits. AMEX001823 SDNY_GM_00327623 EFTA 00200377 EFTA01686621 THEODORE W WAITT DUPLICATE COPY Aw/ocrcc000coM Camp Dal• 07/13/08 Pace 3 of 13 Due in Full continued know Cunwey =worm, ra it Ws Ws Os 2%. Ns 0•20 t*291Mat onnAwroire 06/1728 EMBROIDME 10145476 SAN DIEGO EMBROIDME SAN D CA 3,661.61 06/1728 BISH HAUFAX NS GOODS/SERVICES ,53 - Cowden D530olan 532.04 06/18/06 EMBROIDME 10145476 SAN DIEGO EMBROIDME SAN D CA 742.24 06/18/06 EMBROIDME 10145476 SAN DIEGO EMBROIDME SAN D CA 1,497.94 06/19/06 TAYLOR UVERY RIVERDALE MD 20737 LIMOUSINE SERVICE 1,856.40 06/19/08 RITZ CARLTON GEORGETWASHINGTON DC DC Arrival Date Departure Date 06/19/08 06/19/08 00000000 1,029.36 06/19/08 WESTIN NOVA SCOTIAN HAUFAX LODGING NS itinflia0an 45.76 06/19/08 WESTIN NOVA SCOTIAN HAUFAX MONO NS -C-oars 78.72 06/19/08 WESTIN NOVA SCOTIAN HAUFAX LODGING NS Kam -canner, wan 102.94 0819/08 WESTIN NOVA SCOTIAN HAUFAX LODGING NS Iv se -conow omen 127.96 06/19/06 WESTIN NOVA SCOTIAN HAUFAX LODGING NS se) —Caniclon Dolma 5.61 061928 WESTIN NOVA SCOTIAN HAUFAX LODGING NS 11.19 —conerun Oolen 11.22 06.2W06 CLEVER ADVANTAGE CLESAN DIEGO 618-5644841 CA 3,870.75 06/20/08 THE RITZ CARLTON TYSMCLEAN VA Arrival Date Departure Date 06/18/03 06/19/06 00000000 LODGING 445.81 06/2128 BEN BRIDGE JELEWERS SAN DIEGO 8584534996 CA 25,000.00 062126 BEN BRIDGE JELEWERS SAN DIEGO 858453.9996 CA 500.00 0621/08 NORDSTROM9361 0361 SAN DIEGO DEPARTMENT STORE Description MENS SPORTSWEAR CA 1,088.28 06(21/06 LADY FOOTLOCKER II062SAN DIEGO SPORTING GOODS STORE CA 89.41 06/2126 06/2228 LUCKY BRAND DUNGRAEESAN DIEGO 99999999'99 CA 285.55 NEW YORK TIMES NEW YORK NY TIMES 062208 Description FOR BILLING OUESTIO ACCT: 861127967 8 NY 55.17 AMEX001824 Continued on mono SDNY_GM_00327624 EFTA_00200378 EFTA01686622 DUPLICATE COPY , ,•• THEODORE W WAITT Account Number )00000000(91M Page 4 of 13 Due In Full continued 'Forego Cartecy meow re •em einem 2%. Sreeses210r4,41.3 0824/08 DELTA AIR UNES MUNROE FALLS OH DELTA AIR UNES From: To: Carrier: Class. MILAN.MALPENSA ITL ATLANTA GA DL YW BOISE ID DL YW Ticket Number: 00675141130285 Date of Departure 06/27 Passenger Name: FEARONMEIDI Document Type: PASSENGER TICKET 06/24/08 TRAVEL AGENCY SERVICEMUNROE FALLS OH TRAVEL AGENCY SERVICE FEE Routing Details Not Available Ticket Number: 89081359818931 Passenger Name: FEARONMEIDI Document Type: MISC. CHARGE ORDER (MCOyPREPAID TICKET AUTH. 0924/08 OSA - LAJOUA 05000LA JOLLA CA 559.00 8886722675 Deectiption Price OPTICIAN 569:00 06/25108 OS WATERS DS WATERS MABLETON GA 19.19 800-4924377 05/26108 BARNEYS NEW YORK 003NEW YORK NY 2,107.89 MENSAVOMEN'S CLOTHNG 08/30/08 STEUBEN INTERNET 800-424-4240 NY 643.00 CRYSTAL 06/30/08 OSA LA JOLLA 05000LA JOLLA CA 689.00 8886722675 Description Price OPTICIAN 689.00 07/01/08 TRAVEL AGENCY SERVICEMUNROE FALLS OH TRAVEL AGENCY SERVICE FEE Routing Details Not Avaiable Ticket Number: 89081359819384 Passenger Name: WAITT/MAXWELL Document Type: MISC. CHARGE ORDER (MCOYPREPAID TICKET AUTH. 07/01/08 TRAVEL AGENCY SERVICEMUNROE FALLS OH TRAVEL AGENCY SERVICE FEE Routing Details Not Available Ticket Number: 89081359819395 Passenger Name: GROSSKOPF/AARON Document Type: mi$C. CHARGE ORDER (MC0yPREPAID TICKET AUTH. 07/01/08 VIRGIN ATLANTIC AIRWAYS NORWALK CT 184 From To: Carrier: Class. LOS ANGELES CA LONDON HEATHROW UK VS YW NOT AVAILABLE Ticket Number 93275141130990 Date of Departure: 07/13 Passenger Name WAITT/MAXWEU. Document Type PASSENGER TICKET 07/01/08 VIRGIN ATLANTIC AIRWAYS NORWALK CT 184 From To Carrier Class LOS ANGELES CA raw. :mertirg AeMMe 3,310.08 25.00 75.00 75.00 LONDON HEATHROW UK VS YW NOT AVAILABLE Ticket Number 93275141131001 Date of Departure 07/13 Passenger Name: WAITT/SOPHIA Document Type PASSENGER TICKET 1,309.40 1,309.40 AMEX001825 Continued on next page SDNY_GM_00327625 EFTA_00200379 EFTA01686623 THEODORE W WAITT DUPLICATE COPY Aw/ a ocrcc000coM Clovng 0.4 07/13/08 Page 5 of 13 Due in Full continued orage, Oncy ectmorsce es is bee See 212 ret emsorary Amount tale ihp 2%. 0422r 444%.2 07/01109 VIRGIN ATLANTIC AIRWAYS NORWALK CT 184 From: To: Carrier: Class: LOS ANGELES CA LONDON HEATHROW UK VS YW NOT AVAILABLE rocket Number: 932751 411 31 012 Date of Departure. 07/13 Passenger Name: ENDRES/HALEY Document Type: PASSENGER TICKET 1,309.40 07/01/06 EMBROIDME 10145476 SAN DIEGO CA EMBROIDME SAN 0 1,240.47 07/01/08 DOUXJOAIWER, COURCHEVEL VOUS REMERCIE DE VOTRE VISITE 3,400,00 •Tutepean Urwm Euro 5,486.58 07/01/08 FROJO, ST TROPEZ VOUS REMERCIE DE VOTRE VISITE 22540.00 l'Eulopban Unce EW 42,763.05 07/02/06 VIRGIN ATLANTIC AIRWAYS NORWALK CT 105 From: To: Gather: Class: LOS ANGELES CA LONDON HEATHROW UK VS YW NOT AVAILABLE Ticket Number: 93275141131056 Dale of Departure 07/13 Passenger Name: GROSSKOPF/AARON Document Type: PASSENGER TICKET 1,309.40 07/021:18 VIRGIN ATLANTIC AIRWAYS NORWALK CT 1e6 From: To: Cartier: Class: LOS ANGELES CA LONDON HEATHROW UK VS VW NOT AVAILABLE Ticket Number: 93275141131060 Date of Departure: 07/13 Passenger Name: WAITT/EMILY Document Type: PASSENGER TICKET 1,309.40 07/02/06 VIRGIN ATLANTIC AIRWAYS NORWALK CT 185 From: To: Cartier: Class: LOS ANGELES CA LONDON HEATHROW UK VS YW NOT AVAILABLE Ticket Number: 932751 411 31 071 Date of Departure: 07/13 Passenger Name: HASLER/HEATHER Document Type: PASSENGER TICKET 1,309.40 07/0W06 VIRGIN ATLANTIC AIRWAYS NORWALK CT 186 From: To: Carrier: Class: LOS ANGELES CA LONDON HEATHROW UK VS YW NOT AVAILABLE Ticket Number: 93275141131410 Date of Departure: 07/13 Passenger Name: MARSHALUMEGAN Document Type: PASSENGER TICKET 1,309.40 07/03/08 07/03/08 TRAVEL AGENCY SERVICEMUNROE FALLS OH TRAVEL AGENCY SERVICE FEE Routing Details Not Available Ticket Number: 89081359819572 Passenger Name: MARSHALUMEGAN Document Type: MISC. CHARGE ORDER (1ACOyPREPAID TICKET AUTH. TRAVEL AGENCY SERVICEMUNROE FALLS OH TRAVEL AGENCY SERVICE FEE Routing Details Not Available Ticket Number: 89081359819583 Passenger Name: MARSHALUMEGAN Document Type: MISC. CHARGE ORDER (MCOyPREPAID TICKET AUTH. 25.00 25.00 07/05/08 NOBU BERKLEY, LONDON WI K GOODS AND/OR SERVICES "ParclegIVIZ 5,046.57 07/07/00 AMAYA, LONDON SW1X GOODS/SERVICES 'Para 22233 SmArg 590.45 AMEX001826 ContInuod on worn SDNY_GM_00327626 EFTA_00200380 EFTA01686624 DUPLICATE COPY , ,•• Account Nurtter THEODORE W WAITT )000000000M Page 6 of 13 Due In Full continued Far camp «mow ta .b.• pm a We POP 2 kr des Fano D:ercrij Amount 07/09/08 TRAVEL AGENCY SERVICEMUNROE FALLS OH 50.00 TRAVEL AGENCY SERVICE FEE Routing Details Not Available Ticket Number: 89081359819933 Passenger Name: WAITTAVULEY Document Type: MISC. CHARGE ORDER (MCO)IPREPAID TICKET AUTH. 07/09/08 TRAVEL AGENCY SERVICEMUNROE FALLS OH 50.00 TRAVEL AGENCY SERVICE FEE Routing Details Not Available Ticket Number: 89081359819955 Passenger Name: WAITT/MAXWELL Document Type: MISC. CHARGE ORDER (MCOYPREPAID TICKET AUTH. 07/09/08 TRAVEL AGENCY SERVICEMUNROE FALLS OH 50.00 TRAVEL AGENCY SERVICE FEE Routing Details Not Available Ticket Number: 89081359819966 Passenger Name: WAITT/MAXWELL Document Type: MISC. CHARGE ORDER (MCO)PREPAID TICKET AUTH. 07/09/08 TRAVEL AGENCY SERVICEMUNROE FALLS OH 50.00 TRAVEL AGENCY SERVICE FEE Routing Details Not Available Ticket Number: 89081359819970 Passenger Name: WAITTNAXWELL Document Type: MISC. CHARGE ORDER (MOOyPREPAID TICKET AUTH. MOWN TRAVEL AGENCY SERVICEMUNROE FALLS OH 50.00 TRAVEL AGENCY SERVICE FEE Routing Details Not Available Ticket Number: 89081359819981 Passenger Name. GROSSKOPF/AARON Document Type: MISC. CHARGE ORDER (M00yPREPAID TICKET AUTH. 07/09/08 TRAVEL AGENCY SERVICEMUNROE FALLS OH 50.00 TRAVEL AGENCY SERVICE FEE Routing Details Not Available Ticket Number: 89081359819992 Passenger Name: GROSSKOPF/AARON Document Type: MISC. CHARGE ORDER (M00yPREPAID TICKET AUTH. 07/09/08 TRAVEL AGENCY SERVICEMUNROE FALLS OH 50.00 TRAVEL AGENCY SERVICE FEE Routing Details Not Available Ticket Number: 89081359820003 Passenger Name: GROSSKOPF/AARON Document Type. MISC. CHARGE ORDER 0.400yPREPAID TICKET AUTH. 07/09/08 AIR FRANCE MUNROE FALLS OH 7,282.93 AIR FRANCE From: To: Carrier: Class LOS ANGELES CA PARIS-DE GAULLE FR AF CO NICE FRANCE AF CO Ticket Number: 05775157352370 Date of Departure 07/09 Passenger Name: WAITT/HAILEY Document Type: PASSENGER TICKET 07/0908 AIR FRANCE MUNROE FALLS OH 7,282.93 AIR FRANCE From: To: Carrier Class LOS ANGELES CA PARIS-DE GAULLE FR AF CO NICE FRANCE AF CO Ticket Number: 05775157352381 Date of Departure 07/09 Passenger Name: GAFA/JOFIDAN Document Type: PASSENGER TICKET 07/09/08 CLEVER ADVANTAGE CLESAN DIEGO CA 180.00 618-5644841 07/09/08 LA PORCELAINE BLANCHE, ANTIBES GOODS/SERVICES 50700 —Eurccean trial o 814.50 AMEX001827 Continued on next pegs SDNY_GM_00327627 EFTA_00200381 EFTA01686625 THEODORE W WAITT DUPLICATE COPY Aw/ a ocrcc000coM Clovrq Dati 07/13/08 Page 7 of 13 Due in Full continued comp Oncy enema roe stew se run. See per2b retecr SPeedorg emoust 07/10/08 TRAVEL AGENCY SERVICEMUNROE FALLS OH TRAVEL AGENCY SERVICE FEE Routing Details Not Available Tteket Number. 89081359820036 Passenger Name: MARSHALUMEGAN Document Type: MISC. CHARGE ORDER (MCOyPREPAID TICKET AUTH. 07/10/08 VIRGIN ATLANTIC AIRWAYS NORWALK CT 193 From: To: Carrier: LOS ANGELES CA LONDON HEATHROW UK VS DX LOS ANGELES CA VS DX Ticket Number: 93273602175040 Dale of Departure: 07/13 Passenger Name: WAITT/THEODORE W Document Type: PASSENGER TICKET 07/10/08 VIRGIN ATLANTIC AIRWAYS NORWALK CT 193 From: To: Carrier: Class LOS ANGELES CA LONDON HEATHROW UK VS DX LOS ANGELES CA VS DX Ticket Number: 93273602175051 Date of Departure 07/13 Passenger Name: SWANK/HILLARY Document Type: PASSENGER TICKET 07/10/08 SOUTH AFRICAN AIRWAYSBSP SALES SOUTH AFRICAN AIRWAY From: To: Carnet: Class LONDON HEATHROW CAPE TOWN 99 99 JOHANNESBURG (JAN SA LONDON HEATHROW 99 Ticket Number: 08373602040064 Passenger Name: WAITT/THEODORE W 07/10108 SOUTH AFRICAN AIRWAYSBSP SALES 7,805.20 SOUTH AFRICAN AIRWAY From: To: Carrier: Class: LONDON HEATHROW CAPE TOWN 99 99 JOHANNESBURG (JAN SA LONDON HEATHROW 99 Ticket Number: 08373602040075 Passenger Name: SWANK/HIU.ARY 07/11/08 OSA LA JOLLA 05000LA JOLLA CA 874.00 8886722675 Description Price OPTICIAN 874.00 Total of Duo In Full Activity for THEODORE W WAITT 147,707.15 50.00 14,588.40 774.40 7,80520 Due in >Fs airily for GHISLAINE N MAXWELL csnoca￾0(016108 TGT'TARGET.COM TARGET.031.4 MN 427.42 GENERALMERCH 08/17106 INTERWATCHES.COM MIAMI FL 2,09100 305-4794034 06/18/08 NEIMN MARCUS ONLINE IRVING TX 150.65 1.888.888.4757 Description AEGEAN SALAD PLATE, 08/20/08 INTERWATCHES.COM MIAMI FL 4,182.00 3054794034 06/23408 REGENERATION NEW YORK NY 5,756.00 FURNITURE/HOME STORE Description 100339 AMEX001828 Continued on reverse SDNY_GM_00327628 EFTA_00200382 EFTA01686626 DUPLICATE COPY THEODORE W WAITT Amant /Arta )00000000(9MI Pepe 8 of 13 Due In Full continued —Forer Carterer creuiroce je.. ri Ou 2%. Seo POP 2 kt 454414 %SE:tertre Palowat1 06/23,06 HIGH STYLE DECO 0139NEW YORK NY 2126470005 Description LAMPS&IGHMNG 3,560.00 06/23/08 ROTOUTFJEPPS REPROGBrooldyn NY ROTOUTFJEPPS REPFIOGBrook 3,080.00 06/23/08 C B CHAFFEFAASric, /BROOKLYN NY 9179157924 Deeudion Price ANTIQUE REPRODUCT IO 1.300 00 1,300.00 06/23/08 HOTEL IL PEWCANO PORTO ERCOLE LODGING 45.00 —Eurcorin Linon Gao 71.71 06123/08 CALVIN KLEIN #107 OONEW YORK NY FAMILY CLOTHING Dekertion CLOTH I NO/SFIDES 227.59 0623/08 GALERIE SOMMERLATH CULVER CITY CA 310-838-0102 2,060.00 06/24108 AMEN WARDY HOME INTEASPEN CO AMEN WARDY HOME INTEASPEN 40.00 06/24/08 THE UPS STORE #5673 BROOKLYN NY 7162186440 Description Price BUSINESS SERVICES 123.11 123.11 06/24/08 SAFARI GLU PORTO ERCOLE FAMILY CLOTHING ,tea -'Emploi Unbn Euro 294.69 06/2908 GALERIE SOMIAERLATH CULVER CITY CA 310.838-0102 169.95 06/27/08 MODERN el SAN FRANCISCO CA 916.731.5505 4,611.25 0627108 GALERIE SOMMERLATH CULVER CITY CA 310-838-0102 43.26 06/30/08 07/02/08 07/02/08 REDENVELOPE 877-733.3683 CA GIFTS LA BOUTIQUE MY ,ST TROPEZ VOUS REMERCIE DE VOTRE VISITE SAFARI, ST TROPEZ VOUS REMERCIE DE VOTRE VISITE 84.95 "De Eta Unes Euro 388.97 1410» 'Tangon UEnonico 794.14 07/02/08 MARINETTE DECO ,SAINT TROPEZ VOUS REMERCIE DE VOTRE VISITE 715,00 —Eurcipurn Ur.* EV* 1,15280 07/02/08 THATS IT, SAINT TROPEZ VOUS REMERCIE DE VOTRE VISITE 963.00 —Eurrixers Ume Seo 1,555.87 07/03/08 SCHEUER LINENS 0134 SAN FRANCISCO CA 4153922813 Description 043 721.38 07/07/08 HIGH STYLE DECO 0129NEW YORK NY 2126470035 Description LAMPS/UGHTING 571.50 07/07/06 KRAVET FABRICS 0000 BETHPAGE NY 5162932000 Description FABRICS/YARNS 1,628.63 07/07/08 HARRODS UMITED. LONDON UK 70.42— GOODS/SERVICES 3496 "Par* Satina AMEX001829 Continued on next page SDNY_GM_00327629 EFTA 00200383 EFTA01686627 THEODORE W WAITT DUPLICATE COPY Acc /ocarcc000coM Clovrq Case 07/13/08 Page 9 of 13 Due in Full continued On CCOSSO1 sawe* le opi 2%. Seeman:Iante). ro'09^ SPeedorg Armed I 07/09/08 PLYCON VAN UNE INC.KINGS PARK NY 624.00 BUSINESS SERVICE 07/09/08 LEVENGER CATALOGAVEBDELRAY BCH FL 193.00 BOOKS/SUPPUES/GIFTS 07/10/08 7O610001 VAN NUYS CA 139.78 8182172500 Deseription TOM 07/10108 BARNEYS NEW YORK 003NEW YORK NY 6,795.11 MEN'SAVOMENS CLOTHNG 07/16'08 PLYCON VAN UNE INC.KINGS PARK NY 576.00 BUSINESS SERVICE 07/10108 PARIS UNDERGROUND ASPEN CO 4,300.00 9705440137 Description ANTIQUE SHOPS 07/10/08 THE UPS STORE 82213 CARBONDALE CO 403.21 9709638006 Description Price BUSINESS SERVICES 40321 07/11/08 PANERAI 3015 BEV HIU3EVERLY HILLS CA 3102281515 Description Price JEWELRY/CLOCK/SILVE 2,47825 2,478.25 Total of Due in Full Activity for GHISLAINE N MAXWELL 50.672.64 Total Due in Full Activity 198,379.79 Important Notice Renewal Notice Your membership renews next month. The following account terms are in effect at time of renewal, unless otherwise Please refer to page 2 indicated. for further important information regarding Statement Information: The amount due on any statement is payable upon reteipt of the statement and must be paid your account by the dosing date of the next statement to keep your account current. Annual Fee: The annual fee is $2,500.00 for the Basic Centurion Card and $1,500.00 for each Additional Centurion Card. The annual fee is $175.00 for up to three Additional Platinum Garth On your Account and $175.00 f0r each Additional Platinum Card on your Account after the first three, $45.00 for up to five Additional Gold Cards on your Account and $45.00 for each Additional Gold Card on your Account after the first five. You can avoid paying the annual fee by discontinuing your membership by calling the Customer Service telephone number on Page 2 when you receive the statement on which the annual fee is belled. The $5.00 annual subscription fee for Departures magazine is included in the annual fee for your Centunon membership. f you do not wish to receive Departures magazine, please can 1.877.509.3993, Monday through Friday, 9am - 5pm EST. Grace Period for Purchases on Flexible Payment Features: 30 days on average if previous balance is pad in full, for enrollees in Sign & Travel* or Extended Payment Option Flexible Payment Features - otherwise, no grace period Method of Computing the Balance Subject to Finance Charge for Purchases on Flexible Payment Features: Average Daily Balance (including new purchases, excluding new purchases made on the Sign & Travel or Extended Payment Option Flexible Payment Feature by Cardmembers enrolled in such Features). APR Information: The Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs fa each billing period may vary based on the applicable Prime Rate. The Pnme Rate used to determine the variable APRs and DPRs is the Prime Rale published in The Wall Street Journal (a) on the first day of that billing period or (b) two days prior to the Closing Date of that billing period, whichever is higher. For either of those dates that is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding customary publication day. Please see your Cardmember Agreement. Any, promotional rate will terminate if you fail to pay the minimum amount due by the payment due date or upon any condition that causes a default or other penalty rate to apply to your account and then the applicable default or penalty rate will apply. You may have access to one or more Flexible Payment Features as part of your Card account Any APRs and DPRs listed below are applicable to the following as of the Closing Date of this statement. Centurion/Sign & Travel AMEX001830 Continued on reverse SDNY_GM_00327630 EFTA_00200384 EFTA01686628 DUPLICATE COPY Pined Fa THEODORE W WART Panel Nets =0000M Pape 10 0l 73 Important Notice continued Tier Rate Description APR DPR STANDARD Prime + 5 90% 10.90% 0.0299% DEFAULT Prime + 21 99% 2699% 0.0739% AMEX001631 SDNY_GM_00327631 EFTA_00200385 EFTA01686629 MembePAtetgicarlis First" Monthly Statement Page 11 of 13 and Program News For questions about your Membership Rewards amount, Statement Period MEMBERSHIP contact 1-800-297-1300 June 1, 2008 - June 30, 2008 Account activity after this period does not appear on this statement rewards Picowof fa FIRST' www.amencanexpress corn/rewards THEODORE W WAITT Total Points Balance American Express /caul Mother 1,012,071 Membership RewarciS P.O. Box 297813 Points Earned this Period are Ft. Lauderdale, FL 333299785 pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points Points Earned this Period 124,975 Account Summary Opening points balance 887,096 Points earned this period + 124.975 Points used this period 0 Reinstated points and adjustments 0 Total points balance =1,012,071 Points Earned this Period ouoiroe - 04/30/08 Points Activity On Bonus Points Total Points Activity Eligible Charges Awarded Per Card Centurion rxow0000(9.= 115,908 0 115,908 Addi Gentofte!). xxxx-xxxxx 9,067 0 9,067 Totals 124,975 0 124,975 Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your program account. Forfeited points can be reinstated for a lee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms & Conditions in your Program Guide. If you have questions, please visit vnvw.americanexpress.conalrewanis or call 1-800.297-1300. For international, call collect 305.816.2799. PRESCRIPTIV:SI SONY Earn Double Membership Rewards® Points When You Shop at Prescriptivesecom Prescriptives Custom Beauty embraces all women, all skins, all ayes with products that enhance the unique beauty of the individual. From the ultimate luxury of our Custom Blend foundation and powder to our playful, feminine range of shades for eyes. lips and cheeks. Prescriptives can help you create your own vision of beauty. Ole, void for pschasos mode -Unain 1-Doorter 31, 2008 orby as not vild oivenasputchasea To b MP* ben Wu, pOna, ,Ou nal to nolfrid la to Mitaint0 R•inne 0KWanro0ram) to wile al paellas, and you mug envge your pochno wean Olcia WOW Mwcan E,paal Cad Bons Forts we be ezediod bye Prey/rim:owl wren 64 weeks Ate tans cgpos on as 011rg Moment ten 0 ON. Redeem Membership Rewards® Points for a Song High Definition Hard Disk Drive Camcorder Reward yourself! The Sonya Handycamv provides exceptional technology to capture Full HD 1920x1080 video and 4MP still images with Super NightShote technology, optical image stabilization on 40GB internal hard. Visit membershiprowarda.com or call 1-800-AXP-EARN (297-3278) and redeem 140,000 Membership Rewards points for Reward Code: HLX1477. Tarns ad con:mons of ins Mentarshp Rasatcls p.opr, aPP1 Shop now at www.Prescriptives.com to earn double Membership Rewards points for all purchases through 12/31/08 (MR Bonus ID 6346) Redeem now, (MR Message 1635) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will biblEx001832 disclosing to the merchant that you meet these criteria. SDNY_GM_00327632 EFTA_00200386 EFTA01686630 Amex. WILLIAMS-SON0MA ROWATE COPY THEODORE Pond NuTter NaMBERSITIP rewards FIRST' Redeem Membership Rewards® Points for The Home Depot GM Cardsl You can redeem Membership Rewards points for The Home Depot® Gift Card, good at The Home Depot or EXPO Design Center. Choose from more than 40,000 items, from appliances to interior decor to power tools. The Home Depot Gift Card is just right for enhancing your home, condominium, apartment or office. Shop at one of the more than 2,100 convenient locations throughout the U.S. and Canada. Or, for more information, visit www.homedepotcom or www.EXPO.com Million More Reasons to Redeem Browse, compare prices and then redeem Membership Rewards® points. Don't have enough points? Partial points allow you to pay part of your purchase by redeeming available points and charging the remainder, if any, to your Card. Need it overnight? shopAmexe has popular merchants, most offering second-day and overnight shipping. Redeem now: shopAmex.com/atatement Tans or4 conibora fct Pre Me-taste Promos owager, adv ti• t ornerIcanexpresszorettrards kr more elornecn ParIcpatrg pallnete and etaftistavardsae s.tiect to chave.Tho64 nolce Redeem Membership Rewards® Points for a Williams-Sonoma Home® Gift Card With a gift card from Williams-Sonoma Home, American Express® Cardmembers can redeem Memership Rewards points to update their homes with furniture, linens and accents of exceptional quality and exclusive style. Williams-Sonoma Home offers some of the best of European and American design. along with expert guidance that makes home decorating easy. Page 12 of 13 To start redeeming Membership Rewards points today, log on to membershIprewards. corn or call 1-800-AXP-EARN (297-3276). (MR Message 1661) Start shopping now: shopArnex.comf Statement (MR Message 1623) To start redeeming Membership Rewards points today, log on to rnembershiprewards. corn or call 1.800-AXP-EARN (297-3276) (MR Message 1660) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will bWilEX001833 disclosing to the merchant that you meet these criteria. SDNY_GM_00327633 EFTA_00200387 EFTA01686631 DUPLICATE COPY r ru THEODORE W WAFT fa , r1Nh-h• Clovro Date XXXX-XXX)0= 07/13/08 CustomEgrac Now Accepting American Express® Cards! CLIX Portrait Studios - Innovative portrait photography. Now introducing COVERGIRLZ, an exciting Birthday Party experience. For locations, visit www.ClixPortraitStudios.com Susan's Healthy Gourmet - Delivering fresh, delicious meals to Los Angeles, Orange County, San Diego and Riverside counties. www.susanshealthygourmet.com or 1.888-EZ- MEALS. Big Dean's Oceanfront Café - Where locals and tourists enjoy great food on the patio facing the historical Merry-Go-Round. 1615 Oceanfront Walk, Santa Monica. 310-393-2666. Pape 13 of 13 If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement of the number that is on the back of your Card. (CE 110521) AmExo01834 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327634 EFTA_00200388 EFTA01686632 AMEX001835 SDNY_GM_00327635 EFTA_00200389 EFTA01686633 DUPLICATE COPY Centurion' Card Statement of Account 1,223,962 Membership Rewards Points Available at 08/12/03, when charges due are paid in full and all accounts are in good slanting. THEODORE W WAITT XXXX-XXXXXIIIII Ch3vro Date 08/12/08 Page 1 of 13 New brevity New Noma Babrce $ Pa,real /On Ye, Adratneoft Balance S Please Pay By 08/27/08 PI< MUM 186.783.40 Please refer to page 9 for important information regarding your account Your disputed charge is under review. There is no need for you to pay the disputed amount of 615.610.40 at this time. To manage your Card account online or to pay your bill, please visit us at vmmainericanexpreacom. For additional contact information, please see the reverse side of this page. 1 Something Good is Going to Happen ni MEMBERS Members Projects is your chance to help advance the causes that matter most to you with PROJECT $2.5 million in funding from American Express. Last year, American Expresse Cardmembers brought clean drinking water to children across Africa. What happens this year is up to you. Submit your idea for a project that could make a difference by August 19, 2008. Whether or not you submit an idea, you get to vote on which projects win, starting September 9, 2008. The winning projects get funding from American Express. It's easy for you to make a difference. Visit membersproject.com and learn more. Your ideas. Your decision. Our money. Activity 'S“13"Pstngdge " Fixer Cunercy congeal rate Amounts a ma* rale pla 2% SAM. px)0 loe doal. 07/18/08' PHONE PAYMENT RECEIVED-THANK YOU 99,999 99 07/18/08' PHONE PAYMENT RECEIVED-THANK YOU -99.999.99 07/18/08' PHONE PAYMENT RECEIVED-THANK YOU 99,999 99 07/18/08' PHONE PAYMENT RECEIVED-THANK YOU 7,756 05 Total of Payment Activity Please kid en Ps pslaaon wow. detxti ani retrn )os panel + Do net staple or use paper clips Payment Coupon 41449suoimPhaualidlildrillullqHPOIIPI IN Al i t Mail Payment to: Please Amount Due $171,173.00 AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-0001 018678340017117300 10 -307,756.02 Continued on Page 3 Please enter your account number on all checks and correspondence. Make check payable to American Express. See Finance Charge section on reverse side for a descnplion of when additional Finance Charges are not assessed on Purchases. Check here if your address or phone number has changed. Please note changes on reverse side. AMEXCCI1836 SDNY_GM_00327636 EFTA_00200390 EFTA01686634 DUPLICATE COPY remswirw THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must, be sent to the payment address shown on your statement and must include the remittance coupon (Torn your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, deciding may be delayed and additional Charges may be irnpiceed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of an meth marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By 5U:cutting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be created until the next day. Allocation ot Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our soe discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) suttract any payments or credits, and (4) make any appropriate adjustments. For each day after the and day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the bring period and rivde the total by the number of days in the being period. Thisgives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance If you multiply the ADB for each Feature by the number of days in the bong period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is calculated by adding the FG assessed on all Features of the Account. This method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by wadeable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest offioal conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us hem customary banking sources, on the conversion dare or the prior business day, In each Instance Increased by 7%. This conversion rate may differ from rates in effect on the date of )rour charge. Charges converted by estatlishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think bill is incorrect, Qr if you need more information about atransaction on your bill, write us on a separate of r at the Customer Service address noted to the right We must hear from you no later than 60 days after we sent you t e st billon which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. The dollar amount of the suspected error; 3. Describe why you believe there s an error If you need more information, Omni* the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your Question, we cannot report you as delinquent or take any action to collect the amount you question If you have aWorizte us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is sdieduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the qualityof goods or services that you purchased with a credit card, and you have teed m good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services. You have this protection only when the purchase pee was more than 550 and the purchase was made in your home stale or within 100 mites of your mailing address. (If we own or operate the merchant, or it we mailed you the advertisement for the property or services, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) sshown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month paned following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling I -800-518-8866 Change of Address re correct on I -cr., 0 ncr vie ant Addiess Ce) 3taie ZO Code Area Cede are Hone Phone Ana Code and Serer Phone Email C000naq • To change your address online, visit www.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly In blue or black Ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vvw.americanexpresS.Cerreprivagy for more details and to set your email preferences. Page 2 of 13 To Pay By Phone 1.800.472.9297 Customer Service arid Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1-800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurion Card from American Express Customer Service P.O. Box 297846 Ft. I norkirdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 P BOX 000 ayments 1 LOS ANGELES CA 900%4001 Please provide your email address to receive important jI account updates and exclusive Cardmember offers and benefits. AMEX001837 SDNY_GM_00327837 EFTA 00200391 EFTA01686635 THEODORE W WAITT DUPLICATE COPY )OC Accatw000coM 'Far Ono/ cowersca a • Or ram Os 214 See pme2lorata. Caro Po 08/12/08 Page 3 of 13 Duo In Full airlty for THEODORE W WAITT Far Andarg Ammo $ Cal XXMXXXXX9 07/1003 SOUTH AFRICAN AIRWAYSBSP SALES -7,805.20 SOUTH AFRICAN AIRWAY Credit From: To: Carrier: Class: LONDON HEATHROW CAPE TOWN 99 99 JOHANNESBURG (JAN SA LONDON HEATHROW 99 Ticket Number: 08373602040064 Passenger Name: WAITT/THEODORE W 07/10/08 SOUTH AFRICAN AIRWAYSBSP SALES SOUTH AFRICAN AIRWAY From: To: Cant: Class: LONDON HEATHROW CAPE TOWN 99 99 JOHANNESBURG (JAN SA LONDON HEATHROW 99 Ticket Number: 08373602040075 Passenger Name: SWANK/HILLARY 07/23/08 BRITISH AIRWAYS ADP US -15,625.00- BRITISH AIRWAYS PLC Credit From: To: Carrier: Class. LONDON HEATHROW CAPE TOWN 99 99 LONDON HEATHROW BA Ticket Number: 12573630569146 Passenger Name: WAITT/THEODORE W 07/23108 BRITISH AIRWAYS ADP US -15,625.00 BRITISH AIRWAYS PLC Credit From To. Carrier Class LONDON HEATHROW CAPE TOWN 99 99 LONDON HEATHROW BA Ticket Number: 12573630569743 Passenger Name: MAXWELL/GHISLAINE 07/25/08 AIR FRANCE MUNROE FALLS OH -8,895 71 TIM 0577515735315 Credit 07/25/08 AIR FRANCE MUNROE FALLS OH -8,895.71 TKTS 0577515735314 Credit 07/25/08 BRITISH AIRWAYS ADP US -2,361.06 BRITISH AIRWAYS PLC Credit Routing Details Not Available Ticket Number: 12575169523950 Passenger Name: HASLERMEATHER 07/25/08 BRITISH AIRWAYS ADP US BRITISH AIRWAYS PLC Routing Details Not Available Ticket Number: 12575169523961 Passenger Name: ENDRES/HALEY 07/25/08 BRITISH AIRWAYS ADP US -Z381.06 BRITISH AIRWAYS PLC Croat Routing Details Not Available Ticket Number: 12575169523972 Passenger Name- MARSHALUMEGAN 07/31/08 BRITISH AIRWAYS ADP US -38.30 BRITISH AIRWAYS PLC Credit From To Carrier: Class. LONDON HEATHROW CAPE TOWN 99 99 LONDON HEATHROW BA Ticket Number 12573648038151 Passenger Name WAITT/THEODORE W -7,805.20 .. Credit -Z361.06 Credit AMEX001838 Continued on reverse SDNY_GM_00327638 EFTA_00200392 EFTA01686636 DUPLICATE COPY THEODORE W WAITT Account Number )000000000M Page 4 of 13 Due In Full continued - Foreign Canova acne we fl aw re pk• 2%. se.seas2fordibe rmstesrensre 07/09/08 VIRGIN ATLANTIC AIRWAYS NORWALK CT 198 NOM: To: LOS ANGELES CA LONDON HEATHROW UK NOT AVAILABLE Carrier: Class: VS JX 5,996.00 Ticket Number: 93275157352414 Date of Departure: 07/13 Passenger Name: WAITT/MAXWELL Document Type: PASSENGER TICKET 07/09/08 VIRGIN ATLANTIC AIRWAYS NORWALK CT 198 5,996.00 From: To: Carrier: LOS ANGELES CA LONDON HEATHROW UK NOT AVAILABLE rocket Number: 93275157352425 Passenger Name: WM1T/SOPHIA Document Type: PASSENGER TICKET vs JX Date of Departure: 07/13 07/09/08 VIRGIN ATLANTIC AIRWAYS NORWALK CT 198 5,99500 From: To: Caner: Class: LOS ANGELES CA LONDON HEATHROW UK NOT AVAILABLE Ticket Number: 93275157352436 Passenger Name: ENDRES/HALEY Document Type: PASSENGER TICKET VS JX Date of Departure: 07/13 07/09/08 VIRGIN ATLANTIC AIRWAYS NORWALK CT 198 5,996.00 From: To: Carrier: Crass: LOS ANGELES CA LONDON HEATHROW UK NOT AVAILABLE Ticket Number: 93275157352440 Passenger Name: GROSSKOPF/AARON Document Type: PASSENGER TICKET VS JX Date of Departure: 07/13 07/09/08 VIRGIN ATLANTIC AIRWAYS NORWALK CT 198 5,996.00 From: To: LOS ANGELES CA LONDON HEATHROW UK NOT AVAILABLE Ticket Number: 93275157352451 Passenger Name: WAITT/EMILY Document Type: PASSENGER TICKET Carnet: Class. VS JX Date of Departure: 07/13 07/09/08 VIRGIN ATLANTIC AIRWAYS NORWALK CT 198 5,996.00 From: To: Carrier: Class: LOS ANGELES CA LONDON HEATHROW UK NOT AVAILABLE Ticket Number: 93275157352462 Passenger Name: HASLEFVHEATHER Document Type: PASSENGER TICKET VS JX Date of Departure: 07/13 07/10/08 VIRGIN ATLANTIC AIRWAYS NORWALK CT 198 5,998.00 From: To: LOS ANGELES CA LONDON HEATHROW UK NOT AVAILABLE Thirst Number: 93275157352554 Passenger Name: MARSHALUMEGAN Document Type: PASSENGER TICKET Gather: Case VS JX Date of Departure: 07/13 07/12/08 NIKKI BEACH,RAMATUELLE 3RO,00 5,841.65 VOUS REMERCIE DE VOTRE VISITE - Evicpion Una. Ewe 07/14/08 DIVA UMOUSINE DIVALLOS ANGELES CA 849.90 07/04/08-1098367 00000 07/0408-WWI THEODORE W. ENGLAND ENGLAND￾DEPT,: RES8:1098367CLR:ERIN DUFFY•LONGIEMML 07/14108 BELSTAFF INTERNATIONAL LTD, LONDON WIS (08.50 1,379.46 GOODS/SERVICES -Pardo Swim AMEX001839 Continued on next page SDNY_GM_00327639 EFTA_00200393 EFTA01686637 DUPLICATE COPY THEODORE W WAITT ectoul Niels )O00(4O00a Voting Oa 08/12/08 Page 5 of 13 Due in Full continued comp Ginn entice ue• Ste ide Fs 2%. Sees:402kt *Mk ritoig. &ware Amount 07/15/013 TRAVEL AGENCY SERVICEMUNROE FALLS OH TRAVEL AGENCY SERVICE FEE Routing Details Not Available Ticket Number: 89081359820563 Passenger Name: ENDRES/HALEY Document Type: MISC. CHARGE ORDER (MCOyPREPAID TICKET AUTH. 50.00 07/1908 AIR FRANCE MUNROE FALLS OH AIR FRANCE From To: NICE FRANCE PARIS-DE GAULLE FR LOS ANGELES CA Ticket Number: 05775157353151 Passenger Name: MARSHALLANEGAN Document Type: PASSENGER TICKET Carnet Glass AF CO AF CO Date of Departure 07/27 Carrier Class AF CO AF CO Date of Departure 07/27 Carrier. Class AA HH UA OU Date of Departure: 07/17 8,895.71 07/15/08 AIR FRANCE MUNROE FALLS OH MR FRANCE From: To: NICE FRANCE PARIS-DE GAULLE FR LOS ANGELES CA Ticket Number: 05775157353140 Passenger Name: ENDRES/HALEY Document Type: PASSENGER TICKET 8,895.71 07/15/06 AMERICAN AIRUNES MUNROE FALLS OH AMERICAN AIRUNES From: To: BRUSSELS BELGIUM 0 HARE FIELD IL SAN DIEGO CA Ticket Number: 00175157353313 Passenger Name: GAFNJORDAN Document Type: PASSENGER TICKET 2,382.35 07/16/06 BRUSSELS AIRUNES DIRECT SALES USD DAT From: To: BRUSSELS KIGAU NOT AVAILABLE Taal Number: 08221525093821 Passenger Name: WAIT IMAILEY Ca: 99 99 4,485.99 07/18/06 BUKHARA CAPE TOWN CAPE TOWN ZA RESTAURANT SWAG -ea Pete Rene 122.40 07/19106 CJ CHARLES JEWELERSLA JOLLA CA 6584544390 15,403.00 07/20/08 NEW YORK TIMES NEW YORK NY NY TIMES 072008 Description FOR BIWNG OUESTIO ACCT: 861127967 57.75 07/23/06 BRITISH AIRWAYS ADP US BRITISH AIRWAYS PLC From: To: NICE LONDON HEATHROW LOS ANGELES INTL GS* Number: 12575169523954 Passenger Name: HASLER/HEATHER Canier: Clan: 99 99 BA 2,361.06 07/23/06 BRITISH AIRWAYS ADP US BRITISH AIRWAYS PLC From: To: NICE LONDON HEATHROW LOS ANGELES INTL Celt*: Class: 99 99 BA 2,361.06 Ticket Number: 12575169523965 Passenger Name: ENDRESMALEY AMEX001840 Coned on mass SDNY_GM_00327640 EFTA_00200394 EFTA01686638 DUPLICATE COPY THEODORE W WAITT Account Number )000000000M Page 6 of 13 Duo in Full continued -Fawn amity cressom rra o a re- 2%. See seen Or cows. 07/23/06 BRITISH AIRWAYS ADP US BRITISH AIRWAYS PLC From: To: Carrier: Pass: NICE LONDON HEATHROW 99 99 LOS ANGELES INTL BA Ticket Number: 12575169523976 Passenger Name: MARSHALLMEGAN 07/23/08 BRITISH AIRWAYS ADP US BRITISH AIRWAYS PLC From: To: Carrier: Class: LONDON HEATHROW CAPE TOWN 99 99 LONDON HEATHROW BA Ticket Number: 12573630569146 Passenger Name: WAITT/THEODORE W 07/23/06 BRITISH AIRWAYS ADP US BRITISH AIRWAYS PLC From: To: Carrier: Class: LONDON HEATHROW CAPE TOWN 99 99 LONDON HEATHROW BA Ticket Number: 12573630569743 Passenger Name: MAXWELUGHISLAINE 07/23/08 TRAVEL AGENCY SERVICEMUNROE FALLS OH TRAVEL AGENCY SERVICE FEE Routing Details Not Amiable Ticket Number: 89081359821230 Passenger Name: WAITIMAILEY Document Type: MISC. CHARGE ORDER (MCOyPREPAID TICKET AUTH. 07/2:006 DS WATERS DS WATERS MABLETON GA 40.47 800-492-8377 07/24/08 BRITISH AIRWAYS ADP US BRITISH AIRWAYS PLC From: To: Carrier: Cleat LONDON HEATHROW CAPE TOWN 99 99 LONDON HEATHROW BA TKicel Number: 12573630584583 Passenger Name: MAXWEU/GHISLAINE 07/24/08 BRITISH AIRWAYS ADP US BRITISH AIRWAYS PLC From: To: Carrier: Class: LONDON HEATHROW CAPE TOWN 99 99 LONDON HEATHROW BA Ticket Number: 12573630584653 Passenger Name: WAITT/THEODORE W 07/25108 MR FRANCE MUNROE FALLS OH 5,698.80 AIR FRANCE From: To: Carrier Class NICE FRANCE PARIS-DE GAULLE FR AF YO LOS ANGELES CA AF YO "rocket Number: 05775169524272 Date of Departure 07/27 Passenger Name: HASLERMEATHER Document Type: PASSENGER TICKET 07/25/08 AIR FRANCE MUNROE FALLS OH AIR FRANCE From: To: Carrier. Class. NICE FRANCE Fano D:ercrij Amount 2,361.06 15,625.00 15,625.00 50.00 15,625.00 15,625.00 PARIS-DE GAULLE FR AF YO LOS ANGELES CA AF YO rocket Number 05775169524283 Date of Departure 07/27 Passenger Name. ENDRES/HALEY Document Type PASSENGER TICKET 5,698.80 AMEX001841 Continued on next pegs SDNY_GM_00327641 EFTA 00200395 EFTA01686639 DUPLICATE COPY THEODORE W WAITT Accoul Nal* X>00(4O00a Clovro Os* 08/12/08 Page 7 of 13 Due in Full continued New tummy onotrom use II base SO OA 2%. Sof OW 2lo deb% r et'Kr Sorarg Amount S 07/25/08 AIR FRANCE MUNROE FALLS OH 5,698.80 AIR FRANCE NOT: To: Carrier: Class: NICE FRANCE PARIS-DE GAULLE FR AF YO LOS ANGELES CA AF YO Ticket Number: 05775169524294 Date of Departure: 07/27 Passenger Name: MARSHALUMEGAN Document Type: PASSENGER TICKET 07/25/08 TRAVEL AGENCY SERVICEMUNROE FALLS OH TRAVEL AGENCY SERVICE FEE Routing Details Not Available Ticket Number: 89081359821370 Passenger Name: HASLER/HEATHER Document Type: MISC. CHARGE ORDER (MCO)/PREPAID TICKET AUTH. 07/25/08 TRAVEL AGENCY SERVICEMUNROE FALLS OH TRAVEL AGENCY SERVICE FEE Routing Details Not Available Ticket Number: 89081359821381 Passenger Name: ENDRES/HALEY Document Type: MISC. CHARGE ORDER (MCO)/PREPAID TICKET AUTH. 07/25/08 BRUSSELS AIRLINES DIRECT SALES USD DAT From: To: Carrier: Class: KIGALI BRUSSELS 99 99 NOT AVAILABLE Ticket Number: 08221525094355 Passenger Name: WAITT/HAILEY 07/25/08 LITTLE NELL RESERVATASPEN CO 2,234.70 Arrival Date Departure Date 07/25/08 09/21/08 00000000 LODGING 07/26/08 CLEVER ADVANTAGE CLESAN DIEGO CA 4,166.10 618-5644841 07/28/08 DIVA UMOUSINE DIVALLOS ANGELES CA 164.76 07/27M-1104387 00030 07/27/08-HASSLER HEATHER UV CA-CARLSBAD CA DEPT.: RESI:1104387-CLR:SHARONIADYLES 07/29/08 DIVA UMOUSINE DIVALLOS ANGELES CA 398.40 07/28/08-1104676 00000 07/28/08-HESLER HEATHER LAX CA-CARLSBAD CA DEPTS. RESS:1104676-CLR:ERIN DUFFY•LONG 07/31/08 BRITISH AIRWAYS ADP US BRITISH AIRWAYS PLC From: To: Carrier Class: LONDON HEATHROW CAPE TOWN 99 99 LONDON HEATHROW BA Tido( Number: 12573648033726 Passenger Name: MAXV4ELUGHISLAINE 08/06/08 FLYAWAY INDOOR SKYDILAS VEGAS NV 390.00 702-7314768 Desaiption Price RECREATION SERVICES 390.00 08/08/08 CJ CHARLES JEWELERSLAJOLLA CA 8,750.00 858-4544390 25.00 50.00 2,850.83 15,586.70 AMEX001842 Continuod on myeii SDNY_GM_00327642 EFTA_00200396 EFTA01686640 DUPLICATE COPY THEODORE W WAITT Amon Number )000000000M Page 8 of 13 Due In Full continued ro Farr SWCW PAIIMIA3 " Canvey onorico • Ono So FY 2%. Ego palm2Irr drla 08/08/08 EMMA CLUB SANTORINI GR RESTAURANT 2000.00 ' Europeen Ikon Ewo 3,163.02 08/10108 LA PORCELAINE BLANCHE, ANTIBES GOODS/SERVICES 08/11838 CICUSMO CLASSICO 7814463377 MA TRAVEL AGENCY 08/11/06 FLYAWAY INDOOR SKYDILAS VEGAS NV 260.00 702-7314766 Deealction Price RECREATION SERVICES 260.00 08/12/08 Membership Renewal Fee 2,500.00 27Z00 —Euicosoo Unto Euro 422.23 95.00 Total of Duo In Full Activity for THEODORE W WAITT 146,188.41 Duo InFull vIty for GHISLAINE N MAXWELL remox￾07/17/08 PINKO ARZACHENA MEMS/WOMENS CLOTHNG 15600 to noureo Urce Ewa 252.92 07/17/08 MALO ARZACHENA FAMILY CLOTHING 24760 *Turcopen Unco Ergo 401.27 07/17/08 MERINI PORTO CERVO MENSIWOMENS CLOTHNG BOZO) 'Tunes, Utwo Euro 1,113.83 07/18/08 AFRICAN SOUVENIRS CAPE TOWN ZA SPORTS CLOTHING 1.22500 - Sat Piton Rana 166.38 07/18/08 FRANK GROUP CAPE TOWN ZA TRAVEL AGENCY 30.012.50 - Soutuliton Rare 5,271.47 07/18/08 PERFECT PUSHUP & PUL877-974-7733 CA 877-974-7733 70.27 07/23/06 GENEVIEVE LETHU CHICAGO IL 312-2184342 343.00 07/23/08 GENEVIEVE LETHU CHICAGO IL 312-2184342 237.60 07/23/08 GENEVIEVE LETHU CHICAGO IL 312-218-2342 215.80 07/23/06 GENEVIEVE LETHU CHICAGO IL 312-218-2342 739.00 0723108 GENEVIEVE LETHU CHICAGO IL 312-218-2342 730.00 07/24/08 CHRISTOPHER HYLAND 1New Ye* NY CHRISTOPHER HYLAND New Y 6,059.25 07/25/08 07/25/08 SCHEUER LINENS 0134 SAN FRANCISCO CA 4153922813 Description 043 729.89 RESTORATION HARDWAREPORTLAND TN 800.7621005 765.60 07/25/08 DOUGLAS ROSIN DECORACHICAGO IL DOUGLAS ROSIN DECORACHICA 3,300.00 name HSN ON-UNE HSN ON4 RAI FM VA 1400-933-2887 23.56 0729/06 HSN ON-UNE HSN ON-ISFI FM VA 1400-933-2887 27.42 07/29/08 HSN ON-UNE HSN ON-LSALEM VA 1-800-933-2887 27.42 07129/08 HSN ON-LINE HSN ON-LSALEM VA 27.42 1-800933.2887 AMEX001843 Continued on nut pogo SDNY_GM_00327843 EFTA_00200397 EFTA01686641 DUPLICATE COPY Nara" ror THEODORE W WAITT Acton Nate Clamp Da XXXX-)CCOOMM 08/12/08 Page 9 of 13 Due in Full continued - Foley Ceara anima as b boa ar plus 2%. Si. MOO 2 b dab. °WI Sienit9 An 07/29108 HSN ON-UNE HSN ON-LSALEA VA 23.56 1-soo-933.22437 07/29106 HSN ON-LINE HSN ON-LSALEM VA 23.56 1.800.933.2887 07/30/06 BRIDGES OVER TIME, IWALDON NY 875.00 9144894047 07/31/06 VIVATERRA LLC SAN RAFAEL CA 289.12 800-2336011 08/06/08 ROCKIN BOXES 8788620LOS ANGELES CA 43.75 ROCKIN BOXES LOS A 08/06/08 FARNSWORTH 883001143SAN FRANCISCO CA 2,929.50 FARNSWORTH SAN F 08/06/06 PLYCON VAN UNE INC.KINOS PARK NY 300.00 BUSINESS SERVICE Total of Due in Full Activity for GHISLAINE N MAXWELL 24,986.59 Total Due in Full Activity 171,173.00 Important Notice Information on Flexible Payment Features You may have access to one or more Flexibie Payment Features as pait of your Card account The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign 8 Travels, the APR s 10.90%, the DPR is 0.0299% Please refer to page 2 for further important information regarding your account AMEX001844 SDNY_GM_00327644 EFTA_00200398 EFTA01686642 Preqvw 10' THEODORE W wAra DUPLICATE COPY 1C"&≥Tiox9= Page 10 of 13 AMEX001845 SDNY_GM_00327645 EFTA_00200399 EFTA01686643 For questions about your Membership Rewards amount, contact 1-800-297-1300 wwwamencanexpress cornhewards American Express Membership RewatctS P.O. Box 297813 Ft. Lauderdale, FL 333299785 MembePAtetgicogrlis First" Monthly Statement and Program News Statement Period July 1, 2008 - July 31, 2008 Account activity after this period does noUappear on this staIcinient Nob ed fa THEODORE W WAITT /ceetuni Nieto Points Earned this Period are pending until charges are paid in full and all your accounts are In good standing. Points Earned this Period may include Bonus Points Page 11 of 13 MEMBERSHIP , rewards — FIRST' Total Points Balance 1,223,962 Points Earned this Period 211,891 Account Summary Opening points balance Points earned this period Points used this period Reinstated points and adjustments Total points balance 1,012,071 +211,891 0 0 =1,223,962 Points Earned this Period 07/01/08 07/31/08 Points Actwity On Bonus Points Total Points Activity Eligible Charges Awarded Per Card Centurion moor-xxxxx9= Addl OrInturiOg )0(XX-XXXXX9M Totals 147,705 13,292 CENTURION PARTNER BONUS 00E 00E 160,997 50,673 221 CENTURION PARTNER BONUS COE COE 60,894 198,378 13,513 211,891 Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your program account Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terns & Conditions in your Program Guide. If you have questions, please visit vninv.americanexpress.comvewanis or call 1-800-297-1300. For international, call coiled 305-816.2799. Discount OfficeSupplies MEMBERSHIP rewards• Earn Double Points & Get Free Standard Shipping at DIscountofficesupplles.com All Year! Earn double Membership Rewards' points when you shop for everyday office essentials. Stock up your small business or home office with our selection of over 20,000 supplies including copy paper, toner & ink, pens, desk accessories, cleaning supplies, furniture and office electronics such as PDA's and digital cameras. Bona barb °Ter ‘‘Vel Svc.* IMV:03 To be SOS b own team you mat be wooled el the Mentareacq Revecat peg/amain ol awns erd you nut to ereoled /onercon Equeent4D Cot Etats peels MI beme:Ned lo year Reads =cad lellen Sews., elle, aerie on your biro Bens 0.4300. slonSral alwprgceet wild throe 124100 ay vest air ponctonoccleAIDIMIRIS fel el allal elocop dad- eat Nee awe Olimel be wth as tare re may n: op* Kg *mot make era Wave bre nor on aden lo Howl or Alska Membership Rewards. Points As a Centurione member, you earn one Membership Rewards point for virtually every dollar spent. Effective the last day of your billing period ending in September 2008, you will no longer receive double points when you use your Card with Centurion partners. Visit membershiprewards.com for opportunities to earn additional bonus points in the future. Shop at DiscountOfficeSupplles. corn, by Corporate Express and earn double points plus free shmong when you enter code AEXPLIR26 (all caps) at check out. (MR Bonus ID 8399) Visit membershiprewards. corn (MR Message 1744) Canto:Jed on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will bitlEx001846 disclosing to the merchant that you meet these criteria. SDNY_GM_00327646 EFTA_00200400 EFTA01686644 LISJAT30) Panasonic Amex THEODORE ATE COPY .14/ 0:0-01 Reward Yourself with Cole Haan Num BEIZSITIP rewards Page 12 of 13 FIRST Now you can redeem Membership Rewards® points for Cole Haan Gift Cards. Cole Haan celebrates some of the best of American style and luxury. Each season Cole Haan shoes, accessories and coats are inspired by a passion for beauty and artisan detail. The Cole Haan Gift Card is valid at all Cole Haan stores and online at www.colehaan.com 2008 US Open Tennis Championships Membership Rewards® enrollees are able to redeem points to purchase tickets to the 2008 US Open Tennis Championships, held from August 25 - September 7 at the USIA National Tennis Center in Flushing, NY. Earn Double Membership Rewards® Points when You Spend at IBUILD.COMI We're going even further than usual to save you time and money! If you're a contractor, remodeler or designer you can earn double Membership Rewards points on your Build.com online purchases when you pay with your enrolled American Express® Card. Go to Build.com for all your decorative plumbing, lighting, hardware & decor needs and earn double points every time you shop. 04 veld wow., nowt. To Os Out* lo ecru ben ports you must be en awl or Me Ihrberstip Rends trerparn at Ihe n d puthase ro you mutt char?* your cs.ectraso b an Mgt* emit, Annum Express Cad &taus ports wit be vatted so tott Mete-shy Rends scam *inn 64won Ma04.2.6IPA& on to.. bong sworn &rt. 0 6901. Redeem Membership Rewards® Points for a Panasonic Portable DVD Player Reward yourself with a Panasonic Portable DVD Player. With an adjustable 8.5" diagonal widescreen LCD. you can enjoy your movies from different angles. Includes built-in speakers and up to six hours of playback time. Visit membershIprewards.com or call 1-800-AXP-EARN (297-3276) and redeem 29,000 Membership Rewards points for Reward Code: PRM991. Tetra ad OVOCOrIS a the laintosalle Rend. program apply. Million More Reasons to Redeem Browse, compare prices and then redeem Membership Rewards® points. Don't have enough points? Partial points allow you to pay part of your purchase by redeeming available points and charging the remainder, if any, to your Card. Need it overnight? shopAmexe has popular merchants, most offering second-day and overnight shipping. Redeem now: shopAmex.com/statement tens aro cadnon. lo P. Me-tn's Pant* dogs" 401 Vst MatriCanexPle." WanriniS Mc, florrutoo ParICWIN punnets and saibtle rends re s.Attoot to cnr9e arc.. mice To start redeeming Membership Rewards points today, log on to memborshIprewards. corn or call 1-800-AXR-EARN (297-3276). (MR Message 1690) To redeem points and purchase tickets, call Ticketmaster at 1-866-OPEN-TIX or log on to viww.USOpen.org (MR Message 689) Visit www.Bultd.com today to earn 2x points! (MR Bonus 10 6901) Redeem now! (MR Message 1668) Start shopping now: shopArnex.com! statement (MR Message 1667) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will ISIEx001847 disclosing to the merchant that you meet these criteria. SDNY_GM_00327847 EFTA_00200401 EFTA01686645 DUPLICATE COPY - ova ed rc4 THEODORE W WAITT Acton Na-be XXXX•XXXa CustomExtrase Now Accepting American Expresso Cards! Sunnyland Farms For 59 years. Fine Pecans, other nuts, Dried Fruit Cakes. Pecan Candy. Chocolates. Guaranteed freshness. Jane Willson 1-800-999-2488, www.sunnylandfarms.com Mukashi Sushi & Seafood Market - 2706 5th Ave., San Diego, CA. 619.298.1329 or visit www.mukaahlaandiego.com Wings-Pizza-N-Things - New sports bar and grill located in East Village right across from Petco Park. 315 10th Ave., San Diego, CA. 619.255-0383. www.wingspizzanthings.com CARDS WELCOME Clown° Deets 08/12/08 Page 13 of 13 If there are ether places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 110672) AMEX001848 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_Gki_00327648 EFTA 00200402 EFTA01686646 AME X001849 SDNY_GM_00327034t9 EFTA_00200403 EFTA01686647 Centurion® Card Statement of Account MinXIF THEODORE W WAITT DUPLICATE COPY Cbcno Date XXXX•XXXXAX'IIII 09/11/08 !Jew Mc Azi.arert: +19,690.23 New Balance 51.955.32 436,843 Membership Rewards® Points Available at 09/11/08, when charges due are paid in full and all accounts are in good standing. Page 1 of 10 Please Pay By 09/26/08 Please refer to page 6 for important information regarding your account Your disputed charge is under review. There is no need for you to pay the disputed amount of 537,992.87 at this time. To manage your Card account online or to pay your bill, please visit us at www.amerIcanexpress.com. For additional contact information, please see the reverse side of this page. Activity "-des * P°"°'"° 09/02/08' PHONE PAYMENT RECEIVED-THANK YOU 09/02/08* PHONE PAYMENT RECEIVED-THANK YOU Total of Payment Activity -154,518.31 " Fcrecr Cutrerty comemca tale Amount s bole we INA 2% &efe Page 2 kw dotal. -99,999.99 -54,518.32 Duo in Full advIty for THEODORE W WAITT oat xxxxxzeuciam 08,21/08 BRITISH AIRWAYS, U S.A. PASSENGER NAME MAXWELU1257363 4583 USD 1564.00 08121108 TICKETS NOW.COM TICKROLUNG MEADOWS IL TICKET AGENCY 08/26/08 BEN BRIDGE JELEWERS SAN DIEGO CA 858-453-9996 0W02/08 BRITISH AIRWAYS, U.S.A. PASSENGER NAME MAXWEUJ1257364 3726 USD 15586.70 09/02/08 BRITISH AIRWAYS, USA PASSENGER NAME WAITTITH1257364 8151 USD 15586.70 r01.91Spercliev AllbOind S -15,625.00 Cedit -503.70 Credit -500.00 Credit -15,586.70 Credit + Please IS an toe perlotalo:n below. detxti and retrn win )os partre 4 Do not staple or use paper dips Payment Coupon Mail Payment to WAITT Please ilOS Amount Due $13,962.45 o pppopprdohddhoquphhompoolph AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-0001 005195532001396245 10 rl -15,586.70 Credit Continuod on Page 3 Please enter your account number on all checks and correspondence. Make check payable to American Express. See Finance Charge section on reverse side for a descn piton of when additional Finance Charges are not assessed on Purchases. Check here if your address or phone number has changed. Please note changes on reverse side. AMEXO31850 SDNY_GM_00327650 EFTA_00200404 EFTA01686648 DUPLICATE COPY reweiesser THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must, be sent to the payment address shown on your statement and must include the remittance coupon front your statement Payments must be made with a single cheth or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of an meth marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our soe discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Dad y Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) suttract any payments or credits, and (4) make any appropriate adjustments. For each day after the and day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the bring period and rivde the total by the number of days in the being period. Thisgives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance If you multiply the ADB for each Feature by the number of days in the biting period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is calculated by adding the FG assessed on all Features of the Account. This method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by wadeable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest offioal conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us hem customary banking sources, on the conversion dare or the prior business day, In each Instance increased by 7%. This conversion rate may differ from rates in effect on the date of )rour charge. Charges converted by estatlishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think bill is incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of r at the Customer Service address noted to the right We must hear from you no later than 60 days alter we sent you t e st billon which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. the dollar amount of the suspected error; 3. Describe why you believe there s an error If you need more information, Omni* the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have aOsorizte us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the quality of goods or services that you purchased with a credit card, and yOU have teed m good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services. You have this protection only when the purchase pee was more than 550 and the purchase was made in your home stale or within 100 mites of your mailing address. (If we own or operate the merchant, or it we mailed you the advertisement for the property or services, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month paned following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling I -800-518-8866 Change of Address re correct on f-cf.t O ncr vie ant Addiess Ce) 3tale ZO Code A/sated. and Hone Poona PIN Coe* and Serer Plsone Email (000nag • To change your address online, visit vrew.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vvw.americanereresS.Oan/privecy for more details and to set your email preferences. Page 2 of 10 To Pay By Phone 1.800.472.9297 Customer Service arid Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1-800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The CentunOno Card from American Express Customer Service P.O. Box 297846 Ft. I norkirdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 P BOX 000 ayments 1 LOS ANGELES CA 90096-0001 Please provide )rour e-mail address to receive important j account updates and exclusive C,.ardmember I offers and benefits. AMEX001851 SDNY_GM_00327651 EFTA 00200405 EFTA01686649 THEODORE W WAITT DUPLICATE COPY rocrcoc000c9M cane Da* 09/11/08 Page 3010 Due in Full continued **Rear Carey amen= rat* fl ees rale pia 2%. See re 2Ice dealt ereentina 08/13/08 OSA • LA JOLLA 05000LA JOLLA CA 219.50 8886722675 Description Price OPTICIAN 219.50 08/13/08 OSA - LA JOLLA 05000LA JOLLA CA 549.50 8886722675 Description Price OPTICIAN 549.50 08/14/08 BOOKSTAR 1823 1823 SAN DIEGO CA 28.19 BOOK STORE 08/16/08 SPORT CHALET 000067SAN DIEGO CA 315.07 858-4535656 08/17/08 NEW YORK TIMES NEW YORK NY 57.75 NV TIMES 081708 Description FOR BILLING QUESTIO ACCT: 861127967 B 08/18/08 Estancia La Jolla FoLa Jolla CA 300.00 (858)202-3383 TIP 71.17 08/1948 AMtAMAZON PAYMENTS AMZN.COM/BILL WA 167.52 MERCHANDISE 08/20/98 LITTLE NELL RESERVATASPEN CO 2,234.70 Arrival Date Departure Date 08/20/08 09M1/08 00000000 LODGING 08/20/08 DS WATERS DS WATERS MABLETON GA 47.67 800-492-8377 08/20/08 COSTCO WHSE e00130 9LOS ANGELES CA 821.85 WHOLESALE CLUB 08/21/08 MASTRO'S STEAKHOUSE BEVERLY HILLS CA 8182313646 Description FOOD/BEVERAGE 08/22/08 CHEVRON CHEV STN A 1SN JN CAPISTRANO CA 89.02 9494963763 Description Price FUEUMISCELLANEOUS 89.2 08/2108 CAUFORNIA BICYCLE 8LA JOLLA CA 11,852.50 CAUFORNIA BICYCLE LA JO 08/23/08 CALIFORNIA BICYCLE 8LA JOLLA CA 387.89 CAUFORNIA BICYCLE LA JO 08/25/08 HOTEL BEL-AIR-FRONT LOS ANGELES CA 5,204.69 Arrival Date Departure Date 0825/08 08/25/08 00000000 LODGING 08/26/08 CALIFORNIA BICYCLE 81A JOLLA CA 528.54 CALIFORNIA BICYCLE LA JO 09/27/08 PALMS CASINO HOTEURLAS VEGAS NV 1,500.00 Arrival Date Departure Date 08/28/08 12/31/99 06000000 LODGING 700.00 AMEX001852 Continued on reverse SDNY_GRI_00327652 EFTA_00200406 EFTA01686650 DUPLICATE COPY THEODORE W WAITT Account Number )000000000M Page 4 of 10 Due In Full continued - raw anon. cconacA to• •b 'orphan Sea A*9•21:11ma 08/27,08 PALMS CASINO HOTEURLAS VEGAS NV MS Date Departure Date OW23/08 12/31/99 00000000 LODGING 08/28108 OSA - LA JOLLA 05000LA JOLLA CA 641.11 8886722675 Description Price OPTICIAN 64111 0848/08 OSA LA JOLLA 05000LA JOLLA CA 419.50 8886722675 Description Price OPTICIAN 419.50 08/28/08 STRATOSPHR TOP WRLD LAS VEGAS NV 900.00 7023807777 Description EATING PLACES, 09/03/08 DAWAT RSTR NEW YORK NY 200.00 RESTAURANT Description 522508 09104/08 GARNETT WINE & LIOUONEW YORK NY 2,632.65 2127723211 Description Price PACKAGE STORE/LIQUQ 2,632 65 09/04/08 UNION SQUARE CAFE NEW YORK NY 130.00 RESTAURANT FOOD/BEVERAGE 105.12 TIP 24.88 09/04/08 THE WORLD OF GOLF NEW YORK NY 3,123.98 212-755-9398 09/06/08 HAZELTON HOTELS INTLTORONTO ON Fovilecterise Antees11 500.00 GOODS/SERVICES 'Tanen mew 5,481.17 Mrs 09/0&108 OSA • LA JOLLA 05000LA JOLLA CA 449.50 8886722675 Description Price OPTICIAN 449.50 09/08/06 OSA LA JOLLA 05000LA JOLLA CA 2,931.00 8886722675 Description Price OPTICIAN 2,931.00 09/08/08 OAKLEY WOODS BRIGHTON ON GOODS/SERVICES 79mi 766.16 —Cawciat Ooires Total of Duo In Full Activity for THEODORE W WAITT -4,622.64 Duo In Full /wavily for G MAXWELL CaV xxxxx)cooPe 08/19/08 761- TARGET COM TARGET COM MN -25.99 DIRECT MKTG MISC Credd 09/05/08 FACONNABLE NEW YORK NY 3,377.01 2123190111 Credit Description APPARE1JACCESS 09/05/08 BERGDORF GOODMAN MENNEW YORK NY DEPARTMENT STORE 09/05/08 BERGDORF GOODMAN MENNEW YORK NY DEPARTMENT STORE 09/05/08 BERGDORF GCODMAN MENNEW YORK NY DEPARTMENT STORE 3,204.32 Credit -23,056.43 Credit -14,678.31 Credt AMEX001853 Continued on next page SDNY_GM_00327653 EFTA_00200407 EFTA01686651 THEODORE W WAITT DUPLICATE COPY )0CAcc°760C000c9M Clovrq 09/11/08 Page 5 of 10 Due in Full continued orer Gum mosso, u *bee tale phsmy2%. Sees:402 se Oct cletbis. r ." Sorarg /amount 08/12/08 FARNSWORTH 883001143SAN FRANCISCO CA 460.00 FARNSWORTH SAN F 08/18/08 GLO INC GLO INC MIAMI FL 750.00 305-663-1772 08/18/08 CHIASSO CATALOG 877-244-2776 IL 182.95 FURNISHINGS 08/18/08 CRATE & BARREL INTRNNAPERVILLE IL 251.66 630-579-9000 08/25/08 BARNEYS NEW YORK 003NEW YORK NY 364.14 MENS/WOMENS CLOTHNG 08/25/08 BARNEYS NEW YORK 003NEW YORK NY 1,53459 MENSAVOMENS CLOTHNG 08/25/08 B & H PHOT0•VIDE0 M0600-9479960 NY 1,147.69 CATALOG MERCHANDISE 08/26/08 SAM KAUFMAN GALLERY LOS ANGELES CA 1,948.50 3238571965 Descaptico Price ART DEALER/GALLERY 1,948.50 00/27/00 STUBBS & WOOTTON PALM BEACH FL 294.47 SHOE STORE 08/28/106 PAYPAL TACTUSUMON SAN JOSE CA 125.80 402435-7733 09/02/06 FACONNABLE 0414 NEW YORK NY 3,893.67 2123190111 Description APPAREL/ACCESS 09/02/08 BARNEYS NEW YORK 003NEW YORK NY 3,703.56 MENIAVOMEN1 CLOTHNG 09/02/08 BERGDORF GOODMAN MENNEW YORK NY 3,223.83 DEPARTMENT STORE 09/02/06 BERGDORF GOODMAN MENNEW YORK NY 14,678.31 DEPARTMENT STORE 09/02/08 BERGDORF GOODMAN MENNEW YORK NY 23,056.43 DEPARTMENT STORE 09/02/08 BERETTA GALLERY 8000NEW Y0RK NY 3,301.38 2123193935 Description Price SPORTING GOODS STOR 3,301.38 09/02/08 BERETTA GALLERY 8000NEW YORK NY 105.00 2123193235 Deecrigion Price SPORTING GOODS STOR 105.00 09,005/06 BRUNELLO CUCINEW NEW YORK NY 5,305.80 MEN'S CLOTHING 09/05108 BERGDORF GOODMAN MENNEW YORK NY 4,19816 DEPARTMENT STORE 09/10/08 ROBEWORKS COM 323-6456132 CA 138.99 MISC APPAREL STORE Total of Due in Full Activity for G MAXWELL 24,312.87 Total Due in Full Activity 19,690.23 AMEX001854 Continuod on awns SDNY_GM_00327854 EFTA_00200408 EFTA01686652 DUPLICATE COPY THEODORE W WAITT &ma Nwrtw )0000000001M Page 6 of 10 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Parent Features aspect of your Card account. The current Annual Percentage Rates (APRs) and Daily Period° Rates (DPRs) for the Flexible Payment Features are as Follows: For Sign 8 Travel*, the APR is 10.90%, the DPR is 0.0299% Please refer to page 2 for further important information regarding your amount AME X001855 SDNY_GM_00327659 EFTA 00200409 EFTA01686653 For questions about your Membership Rewards account, contact 1-800-297-1300 www.americanexpresscorNrewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 MembePA4cligsWrids First' Monthly Statement and Program News Statement Period August 1, 2008 • August 31, 2008 Account activity after this period does not appear on this Stalemate Prepared for THEODORE W WAITT sow sown twit.. Points Earned this Period are pending until charges are paid in full and all your accounts am in good standing. Points Earned this Period may include Bonus Points Total Points Balance 436,843 Points Earned this Period 212,881 Account Summary Opening points balance Points earned this period Points used this period Reinstated points and adjustments Total points balance 1.223,962 +212.881 -1.000,000 0 =436.843 Points Earned this Period 08/01/08 - 08/31/08 Paints Activity On Eligible Charges Centurion 143,687 44,207 )000C400(XX9Mil CENTURION PARTNER BONUS CCE CCE Add.' Centurion_ 24,987 0 )000C-XXXXX9-M Totals 168,674 44,207 Bonus Points Total Points Activity Awarded Per Card 187,894 24,987 212,881 Points Used this Period 08/01/08 - 08/31/08 Total Points Used This Period At Page 70110 MEMBERSHIP 1 rewards FIRST $500 Bergdorf Goodman Gift Card Moon nuns 0029132917 50,000 8/22/08 $500 Bergdorf Goodman Gift Card Accost note 0033132816 60,000 8/22/08 $500 Bergdorf Goodman Gift Card Accost nutty 0326132in9 50,000 8/22/08 $500 Bergdorf Goodman Gift Card Accord wine 00213112220 50,000 8/22/08 $500 Bergdorf Goodman Gift Card ICCOurd lute 0025132921 60,000 8/22/08 $500 Bergdorf Goodman Gift Card Accost ,vote 0633132924 60,000 8172/08 $500 Bergdorf Goodman Gift Card Award nuts 03261326123 60,000 8/22/08 $500 Bergdorf Goodman Gift Card Accourd nurrter 02I8132924 50,000 8/22/08 $500 BergdoillGoodman Gift Card Accost note 01033 60,000 8/22/08 $500 Bergdod Goodman Gift Card Accost nuttor M03132926 50,000 8/22/08 $500 Bergdorf Goodman Gift Card Accost nurrter 0026132927 50,000 8/22/08 $500 Berg dorf132e Goodman Gift Card kCard fluting 43026 0 60,000 8/22/08 $500 Bergdorf Goodman eft Card Accost nut 03213112922 50,000 8122/08 $500 Bergdorf Goodman Gift Card Accost meter 0)26112930 60,000 8/22/08 $500 Bergdod Goodman Gift Card Accost ante 0)20132301 50,000 8/22108 $500 Bergdorf Goodman Gift Card Accost non:* 0326132332 60,000 8/22/08 $500 Bergdorf Goodman Gift Card Accost wits 032$132333 50,000 8/22/08 $500 Bergdorf Goodman Gift Card Amass numb' 00291321.34 50,000 8122/08 $500 Bergdorf Goodman Gift Card 60,000 AM EX00 1856 8/22/08 Continued on reverse Accost ruts 0026132935 SDNY_GM_00327656 EFTA_00200410 EFTA01686654 iPi ir o'BoRERWAIRATE COPY adrours nisei MrMRE.RSIIIP i rewards FIRST Points Used this Period continued 08/01/08- 08/31/08 Total Points Used This Period 8500 Bergdorf Goodman Gift Card 60,000 Accarnt numbs 0326152£06 Total 1,000,000 Request Date 8122,08 Page 8 of 10 Pants used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your program account. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms 8 Conditions in your Program Guide. If you have questions, please visit vninv.americanexpress.comtewards or call 1-800.297-1300. For international, call coiled 305-816.2799. Transfer Membership Rewards® Points to Iberia and Fly to Spain Now you can transfer points to Iberia Plus. the Iberia Airlines Frequent Flyer Program, part of oneworld Alliance. IBERIAI 7 iZ(..S LUXURYONLY' cruises SHARP sl The` owir Melting Pot a fondue restaurant Toms N condOon2 or Ow Meenbersho Reward Inger,o•1,. For niOnit ekernalKin manbersalonnmsd nus Taxa and loos may apply. Indadtal porter redraws may apply. Paloconv purrs* Ara ad Mal* rtvada ore KEW IOChing• read rate. Earn Triple Points with LuxuryOnly, The Luxury Cruise Division of CruisesOnly Set sail with LuxuryOnly and receive an exceptional value and choice. Book a luxury cruise through LuxuryOnly.com with your enrolled Card and you can earn triple Membership Rewards. points. Book your sailing by June 30, 2009. for sailing through December 31, 2010 and watch how fast the points can add up! Boris pant> ors vat 07/01AX b 00009. To be elobel0 can are ponb mist be eer plain the Mort:raw Rasta program rP,PlIaTel wP ,,Cl'am, ard S. mat Cavnp )W trp on an caablo moist Arnerccn E)poseli Cr!. Banos pare wit:emoted b) your accost ate ayyrg s corolstoi aid cad scary sui:sct to verloaton Dec. s no rvuntri a,aum et Mentesnop Rends ;ono )co anon bps bolts pans on on./ be end cn mew,. cna,orn nos alCrani: o' s2 ca.bouttFcr moo ntorrnitOn m PrOGren. **el mernOsrstiprewardscornIsrms ot I-BOBAXP-EARN. Bonus 0. Savo 10,000 Points on a Sharp 22" 10:10 Widescreen LCD HDTV Sharp's 22" LCD-TV provides a convenient built-in DVD television solution with a distinctive design. This TV features a side-loading progressive scan DVD player, high brightness, high contrast ratio, low-reflection glare protection, and wide viewing angles. Visit memberahlprewards.com or call 1.800-AXP-EARN (297-3278) and redeem 81,900 Membership Rewards points for Reward Code: PRM1891. In ard ccedb:rs d its Merrtershoftssosts Parr *OF. Dine at The Melting Pot and Earn Double Points September 1 - October 31, 2008 Earn double Membership Rewardsm points each time you spend $100 or more at The Melting Pot. At any of our 133 locations nationwide, you can enjoy a choice of four flavorful • cooking styles and a variety of tasty entrees served with special dipping sauces. The menu also includes creamy cheese fondues, salads, fine wines and mouthwatering chocolate fondue desserts. CAW aid P10146 10031.03 br rclmdual santacias d $10) a men a any The IMIVrp Pot To to algae bean borne pare. )OJ moil be infarct n fro Phrbeethp Ronvasts pcgran s tebid PWChWA, aid pr mil OW, w' Pockaw on en ripbb. awcard Antrum (wen* Cad, Etna Kurds wti be ccoSial b tod Mertershp Reward socket wein se seeks at chairs ropes on your blirg warmest. Boma ID BM To preview this reward and to redeem points, visit membershIprewerds. coin or call 1-800-AXP-EARN (297-3276) (MR Message 1751) Vise us online wvar.luxuryonty.00m or call 1-N0-711-4230 for more details (MR Bonus ID 7545) Redeem now and save points' (MR Message 1756) To start redeeming Membership Rewards points today, log on to membershlprewards. coin or call 1.800-AXP-EARN (297-3276) (MR Bonus ID 6732) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will triMEx001857 disclosing to the merchant that you meet these criteria. SDNY_GM_00327657 EFTA_002004 11 EFTA01686655 DUPLICATE COPY Abnal bets THEODORE W WAITT )00X00000(9 foreoCustemExtrar Shop with Confidence The only thing worse than discovering you bought the wrong thing is discovering the store won't take it back. When you use your Card for eligible purchases, there's no need to worry. If you try to return a designated item within 90 days from the date of purchase and the merchant won't take it back, American Express will refund the full purchase price, up to 5300 per item, excluding shipping and handling, up to a maximum of $1,000 annually per Card account.* CAR(' ,,IEME[ii Cbwe 09/11/08 'Coverage is subject to additional terms, conditions and exclusions. Page 9 of 10 If you have any questions regarding a Return Protection Request or the Return Protection program, please call our Customer Service Department at 1.800.297.8019. (CE 110812) Choose the Rewards You Want, When You Want Them With the Points Advances feature of the Membership Rewards Firsts program, you can enjoy the rewards you want when you want them. As a Centurion member, you can advance up to 60,000 points with the Points Advances feature to redeem for rewards. If you do not replace all the points within 12 months, you will be charged for the remaining balance at the Point Purchase rate, currently 5.025 per point. Terms and conditions apply. Visit membershiprewands.com/pointsadvance for more information. Reward Yourself With a Girard-Perregaux Watch For the Girard-Perregaux Sea Hawk II Pro Men's Strap Watch, the name "Sea Hawk" has been used since WW II and was designated to watches made for "active service", primarily those with nautical connotations. This model is water resistant to 3,000 meters and maintains a strong personality with its unique oversized titanium case, protected crown, power reserve indicator and automatic movement. Brown Alligator strap, black dial. Redeem 1,114.500 Membership Rewards e points for reward code CMP1933. Terms and conditions for the Membership Rewards First* program apply. Vert membershiprewards.comierms for more information. Participating partners and available rewards are subject to change without notice. CAROMEMBLH BENEFITS Visit mernbershiprewards. cornipointsadvance for more details. (CE 110811) Renting a Car? Getting into your rental car can be the start of a great vacation. And as a Centurion member, you can relax and let membership put your mind at ease. Simply use your Card to rent the car, and decline the collision damage waiver at the rental car counter. As a Centurion member, you'll automatically be covered if the car is damaged or stolen.* µE hi Reward yourself with a Girard:Perregaux watch Visit mernbershlprewards. corn or call 1.800-AXP-EARN (297-3276). (CE 110755) 'Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company. Administrative Office, G. reen Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0925 and is subject to change with notice. This document does not supplement or replace the Policy. Pay Your Taxes with Your American Express. Card You can earn rewards while paying your personal federal, state, and local property taxes as well as business taxes with your eligible, enrolled American Express Card. For additional information, visit amoricanexpress.comitaxes All federal, state, local and business tax payments made with your Card are subject to a convenience fee charged by either of the two IRS approved payment processors, Official Payments Corp and Link2Gov Corporation. To be eligible to earn rewards, your Card must be enrolled in the rewards program associated with your Card at the time of charge. Not all American Express Cards are eligible to earn rewards. Terms, conditions, and restrictions apply to individual Card products. .1 For more information, visit americenexpress.corn, centurion (CE 110754) Visit amerIcanexpress.com/ taxes (CE 110762) AMEX001858 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327658 EFTA_00200412 EFTA01686656 DUPLICATE COPY pmp,todr. THEODORE W WAITT Account Au—tot XXXX•XXXXX9= Now Accepting American Express® Cards! Tate's Bake Shop - Visit us at www.tatesbakeshop.com for our award-winning chocolate chip cookies and baked goods. Specializing in personal and corporate gift giving. 631.283-9830. Harry's Bar & American Grill - Excellent food, charming ambience and great service. Casual lunches to elaborate dinner parties. 4370 La Jolla Village Drive. 858-373-1252. Cavallo Point • The Lodge at the Golden Gate. Bay and city views. 68 historic and 74 contemporary rooms, Bar, Spa. Murray Circle, Sausalito. 1-888-651-2003. www.cavallopoint.com Pape 10 of 10 If there are other places where you would like to see Me Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 110766) AMEX001659 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327659 EFTA 002004)3 EFTA01686657 Centurion' Card Statement of Account THEODORE W WAITT 51,955 32 -51$55 32 • DUPLICATE COPY irce,r/Nanbor XXXX•XXXXAMM +25,007.34 New Balance 25.007.34 Cbt4na Dab) 10/12/08 112,992 Membership Rewardso Points Available at 10/12/08, when charges due are paid in full and all sfloortnts are in good starving. Page 1 of 10 Please Pay By 10/27/08 Please refer to page 6 for important information regarding your account Your disputed charge is under review. There is no need for you to pay the disputed amount of $32,721.40 at this time. To manage your Card account online or to pay your bill, please visit us at vmmainericamixpriacom. For additional contact information, please see the reverse side of this page. Shop with Confidence Online Don't forget to use your Card for online shopping. Shopping online is easy, convenient and saves time. You get all the same benefits and security when shopping online as you do offline like Purchase Protection.* And you can earn rewards for your purchases. Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage determined by terms, conditions, and exclusions of Policy AX0951 and is subject to change with notice. Document doesn't supplement or replace Policy. To learn more about your shopping benefits, visit americanexpress.com/online Activity *It " P“'""*"` 10/01/08' PAYMENT RECEIVED THANK YOU Due In Full agljvity for THEODORE W WAITT Cawi XXX% XX), )014.I. 10/09/08 HAZELTON HOTELS INTLTORONTO ON GOODS/SERVICES 09/11/08 CALIFORNIA BICYCLE 8LA JOLLA CA CALIFORNIA BICYCLE LA JO OW12/013 NORDSTROM 0361 0361 SAN DIEGO CA DEPARTMENT STORE D RAIL Please Saki an Ihe perlottn Slot deban ani rerun )os panel + DO not staple or use paper clips Payment Coupon Mail Payment to: I'll III II hid I y1/ Al I I R eco Currercy or.ersaon ,ale boa., .ant 7% ;iv car 2lo, Oetalt. keep, *roc 2®250 —Canadt.v, Oolass Please ;a Amount Due $0.00 huillinhddhOODdhphaphrhildilhhINNUI AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-0001 002500734000000000 10 d Amounts -51,955 32 Ammar s -2,582 82 Credit ... 1,115.21- 1,681.98 Continued on Page 3 To Pay by Computer, visit: arnericanexpresscom/pbc. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a descnption of when additional Finance Charges are not assessed on Features. Cheek here it address or phone number has changed. Note changes on reverse 440. AMEX001860 SDNY_GM_00327660 EFTA_00200414 EFTA01686658 DUPLICATE COPY reweiesser THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must, be sent to the payment address shown on your statement and must include the remittance coupon front your statement Payments must be made with a single cheth or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of an meth marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our soW discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) suttract any payments or credits, and (4) make any appropriate adjustments. For each day after the and day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the Wring period and rivde the total by the number of days in the Sling period. Thisgives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance If you multiply the ADB for each Feature by the number of days in the biting period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is calculated by adding the FG assessed on all Features of the Account. The method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by wadeable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest offioal conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us hem customary banking sources, on the conversion dare or the prior business day, In each Instance increased by 7%. This conversion rate may differ from rates in effect on the date of )rour charge. Charges converted by estatlishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think bill is incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of r at the Customer Service address noted to the right We must hear from you no later than 60 days alter we sent you t e st billon which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. The dollar amount of the suspected error; 3. Describe why you believe there s an error If you need more information, Omni* the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have aOsorizt‘d us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the quality of goods or services that you purchased with a credit card, and yOU have teed m good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services. You have this protection only when the purchase price was more than 550 and the purchase was made in your home stale or within 100 mites of your mailing address. (If we own or operate the merchant, or it we mailed you the advertisement for the property or services, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month paned following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling I -800-518-8866 Change of Address re correct on f-cf.t O ncr vie ant Addiess Ce) 3tale ZO Cale A/sated. and Hone Phone PIN Coe* and Serer Phone Email (000nag • To change your address online, visit vrew.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vvw.americanereresS.Oan/privecy for more details and to set your email preferences. Page 2 of 10 To Pay By Phone 1.800.472.9297 Customer Service arid Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1-800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurions Card from American Express Customer Service P.O. Box 297846 Ft. I norkirdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 P BOX 000 ayments 1 LOS ANGELES CA 90096-0001 Please provide your e-mail address to receive important j account updates and exclusive C,.ardmember I offers and benefits. AMEX001861 SDNY_GM_00327661 EFTA_002004 15 EFTA01686659 DUPLICATE COPY gaoult Navls Gomm DS Paps 3 x110 THEODORE W WAITT X>00(4000a 10/12/08 Due in Full continued Fano, Carey =swam rat* one Serena se> Me pia 2%. See ran Ici dealt 09/13/08 CALIFORNIA BICYCLE MAJOLLA CA CALIFORNIA BICYCLE LA JO 509.12 09/14/08 NEW YORK TIMES NEW YORK NY NY TIMES 091408 Degaiption FOR BIWNG QUESTIO ACCT: 861127967 B 57.75 OW1648 09/16/08 APPLE WEB STORE APPLAUSTIN TX Apple Online Stores Quantity Description 4 IPOD TOUCH 2ND GEN i OVERNIGHT SHIPPING APPLE WEB STORE APPLAUSTIN TX Apple Online Stores Quantity Description 4 I POD TOUCH 2ND GEN 1 OVERNIGHT SHIPPING Price 399.00 19.00 19.00 Price 399.00 19.00 1,719.69 09/16/08 CALIFORNIA BICYCLE 8IA JOLLA CA CALIFORNIA BICYCLE LA JO 32.46 OW16/08 CALIFORNIA BICYCLE 8IAJOLLA CA CALIFORNIA BICYCLE LA JO 256.83 09/17/08 OS WATERS DS WATERS MABLETON GA 800492W 26.69 09/18/08 BARNEYS NEW YORK 003NEW YORK NY MEN'SAVOMENS CLOTHNG 180.09 0918/08 LITTLE NELL FRONT DEASPEN CO Arrival Date Departure Date 09/18/08 09/21/08 00000000 LODGING 14944 09/19/08 SUNGLASS HUT 018694ASPEN CO 9709204619 314.94 09119/08 DIVA UMOUSINE DIVALLOS ANGELES CA 0916/08.118260.200000 09/16/08-WAITT THEODORE W. STL-ST LOUIS MO-STL-ST LOUIS MO DEPT*: RESS:1118260-2-CLR:SHARON MOYLES 595.68 09/19/08 BARNEYS NEW YORK 003NEW YORK NY MENSAVOMENS CLOTHNG 168.09 09/19/08 BARNEY'S INTERNET 90888-222-7639 NY 8882227639 178.09 09/20/08 BOOGIES RETAIL ASPEN CO FAMILY CLOTHING 678.75 09122108 SAN DIEGO CHARGERS SAN DIEGO CA COMMERCIAL SPORTS TICKETS 20080922 158.00 03/23/08 CALIFORNIA BICYCLE 8LA JOUA CA CALIFORNIA BICYCLE LA JO 42.67 09/25/08 OSA - LA JOLLA 05000LA JOLLA CA 8886722675 Description Price OPTICIAN 593.00 593.00 09/25/08 OSA • LA JOLLA 05000LA JOLLA CA 234.00 8886722675 Description Price OPTICIAN 234.00 AMEX0011162 Continuod on mono SDNY_GM_00327662 EFTA_002004 16 EFTA01686660 DUPLICATE COPY , ,•• Account Number THEODORE W WAITT )000000000M Pape 4 of 10 Due In Full continued 'paw Raw Canon. orgasm S. Spike 2%. Si. per 2krdela FoviptElprekg 0912908 CALIFORNIA BICYCLE 8LA JOLLA CA CALIFORNIA BICYCLE LA JO 59.10 09/27/08 CALIFORNIA BICYCLE &A JOLLA CA CALIFORNIA BICYCLE LA JO 329.72 09M/08 09/30108 10/01/08 DIVA UMOUSINE DIVALLOS ANGELES CA OW12/08-1118260 00000 OWI2/08•WAITT THEODORE W. SAF•SANTA FE NMSAF-SANTA FE NM DEPT,: RESS:1118260-CLR:SHARON MOYLES 287.15 OSA • LA JOLLA 05000LA JOLLA CA 8886722675 Description Price OPTICIAN 314.50 314.50 WEMBLEY STADIUM, WEMBLEY GOODS AND/OR SERVICES "hard= 7,273.42 10/01/08 DIVA UMOUSINE DIVAU.OS ANGELES CA 0940/08-123412-100000 09/30)08-WAITT THEODORE W. SFO•SAN FRANCISCO CA•SAN FRANCISCO CA DEPT*: RES8:1123412-1-CLR:SHARON MOYLES - EMLD 271.65 10/02/09 DAWAT RSTR NEW YORK NY RESTAURANT DeecOptica 543759 350.00 10/02/08 PO BOXES ONUN101510WASHINGTON DC 8004447779 88.00 10/03/08 EN JAPANESE BRASSIRENEW YORK NY RESTAURANT TIP 66.99 300.00 10/06/08 DIVA UMOUSINE DIVAU.OS ANGELES CA 10/44/08.1234I2•200000 10/02108•WAITT THEODORE W. POINT REYES STATION -SFO-SAN FRANCISCO C DEPT,: RES0:1123412-2-CLR:SNARON MOYLES - BALD 544.80 1006/08 DIVA UMOUSINE DIVALLOS ANGELES CA 1010408-1123427 00000 10/04/08-WA1TT THEODORE W. TORONTO METROPOLITAN-TORONTO METROPOUTA DEPT,: RES.:1123427-CLR:SHARON MOYLES EMLD 457.30 10/06108 DIVA UMOUSINE DIVALLOS ANGELES CA 10/05/08-1 i 23429 00000 10/05/08-WAITT THEODORE W. TORONTO METROPOUTAN-TORONTO METROPOUTA DEPT!: RESA:1123429-CLR:SHARON MOYLES - EMLD 830.05 10/07/06 TRAVISA VISA SERVICEVISAS.ETC 592540 20009 PASSPORT 78.00 10/08108 VERDI= FLORIST GLENDALE CA BUSINESS SERVICE 119.08 AMEX001863 Continued on next page SDNY_GM_00327663 EFTA_002004 17 EFTA01686661 DUPLICATE COPY THEODORE W WAITT Accoul Nal* X>00(4O00a Clovrq Case 10/12/08 Page 5 of 10 Due in Full continued " romp Onerey CCOSSO1 :abase ,row. 2%. See 0•082 debi s. r e"Mr SPeedorg /amount 10/10/08 AMTRAK INTERNET DC AMTRAK Routing Details N01 Available Ticket Number: 55410486149329 Passenger Name: WAITT/THEODORE MR Document Type: VENDOR SALE Total of Duo In Full Activity for THEODORE W WAITT 17,746.43 Date of Departure: 10n 0 314.00 Duo in rglirty for G MAXWELL Csd OM 1/08 BARNEYS NEW YORK 003NEW YORK NY -2,322.31 MENS/WOMENIS CLOTHNG Creek 0940/08 GLOBAL REFUND YOUR TAX REFUND TOTALLING 2307 DOLLAR 09/30/08 GLOBAL REFUND -10247 YOUR TAX REFUND TOTALLING 102.47 Credd DOLLAR 10/09/08 BERGDORF GOODMAN MENNEW YORK NY -3,141.69 DEPARTMENT STORE Credit 10/09/08 BERGDORF GOODMAN MENNEW YORK NY -36323 DEPARTMENT STORE Crecit 09/14/08 APPLE COMPUTER INC OSAN DIEGO CA 753.93 COMPUTER STORE 09/15/08 VONS Store 2323LA JOLLA CA 222.64 GROCERY STORE 09/15/08 VONS Store 2323LA JOLLA CA 32.31 GROCERY STORE 09/16/08 TLPENKA FLORIST, INLAJOLLA CA 107.75 TLPENKA FLORIST, INLAJOL 0911908 OIULY ASPEN ASPEN CO 839.48 FAMILY CUNNING 09/20/08 AMEN WARDY HOME 8824ASPEN CO 3,585.97 AMEN WARDY HOME ASPEN 0920/06 AMEN WARDY HOME 8824ASPEN CO 1,042.56 AMEN WARDY HOME ASPEN 09/20/06 BOOGIES RETAIL ASPEN CO 494.13 FAMILY CLOTHING 03/22/08 MAN11QUES MODERN GALNEW YORK NY 4,876.87 2122061494 Description ANTIQUES/COLLE 09/30/08 ROBEWORKS.COM 3234456132 CA 149.68 MISC APPAREL STORE 09/30/08 BRUNELLO CUCINEW NEW YORK NY 923.72 MENIAVOMEN'S CLOTHNG 09/30,008 AMAZON.COM MAZN.COM/BILL WA 22.79 MERCHANDISE 09/30/08 AMAZON.COM AJAZN.CONVBILL WA 23.07 MERCHANDISE 10/01/08 AMAZON.COM AIAZN.COM/BILL WA 134.86 MERCHANDISE -23.07 Crete AMEX001864 Continued on reverse SDNY_G1.1_00327664 EFTA_002004 18 EFTA01686662 DUPLICATE COPY Prep:, ro, THEODORE W WAITT Account Lrte. XXXX-XXXXX9= Page 6 of 10 Duo in Full continued "Faegn Luray) comerscn tax *base it Flue 2%. See wee 2/01 <MSS Fong, knot, 10/09/09 BERGDORF GOODMAN MENNEW YORK NY 4.92 DEPARTMENT STORE Total of Due In Full Activity for G MAXWELL 7,261.91 Total Duo in Full Activity 25,007.34 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows For Sign & Traver', the APR is 10.90%, the DPR is 0.0299% Please refer to page 2 for further impodant information regarding your account AMEX001865 SDNY_GM_00327665 EFTA_00200419 EFTA01686663 For questions about your Membership Rewards account, contact 1-800-297-1300 wwwamencanexpress coinhewards American Express Membership RewardS P.O. Box 297813 Ft. Lauderdale, FL 333299785 MembePAtetgicarlis First" Monthly Statement and Program News Statement Period September 1, 2008 - September 30, 2008 Account activity alter this period does not appear on this statement Prepagel kr, THEODORE W WAITT bead Nieto Points Earned this Period are pending until charges are paid in lull and all your accounts are In good standing. Points Earned this Period may include Bonus Points Total Points Balance 112,992 Points Earned this Period 26,149 Account Summary Opening points balance Points earned this period Points used this period Reinstated points and adjustments Total points balance 436,843 +26,149 -350,000 0 =112,992 Points Earned this Period 09/01/08 09/30/08 Points Activity On Eligible Charges Centurion )000t-xxxxxs= Adril Centurioq_ /000c-Xxxxx9M Totals Bonus Points Total Points Activity Awarded Per Card 4,619 2,235 CENTURION PARTNER BONUS COE COE 24,315 4,218 CENTURION PARTNER BONUS COE CCE 19,898 6,453 -2,384 28,633 26,149 Points Used this Period 09/0'/08 09/30/08 Total Points Used This Period $500 Bergdorf Goodman Gift Card Amid evils 032034:617 60,000 9/24/08 $500 Bergdorf Goodman Gift Card Arad rots 00/12648916 50,000 9/24/08 $500 Bergdorf Goodman Gift Card boost nutter 0022648919 50,000 9/24/08 $500 Bergdorf Goodman Gift Card A6 as nx es oa6eel$2o 60,000 9/24/08 $500 Bergdorf Goodman Gift Card 50,000 9/24/08 $500 Bergdorf Goodman Gift Card Aeon niter OCC1)3485.22 60,000 9/24/08 $500 Bergdorf Goodman Gilt Card bead lute 0026€4284 50,000 9/24/08 Total 350,000 Papa 7 of 10 MEMBERSHIP , rewards FIRST Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your program account. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms & Conditions in your Program Guide. If you have questions, please visit www.americanexpress.comtewards or call 1.800.297-1300. For international, call collect 305.816.2799. Earn 2x Points & Up to $500 Shipboard Credit When You Book a Regent Seven Seas Cruise! Book any eligible summer 2009 Mediterranean sailings and receive free air and early booking Savings. Book with your enrolled American Express' Card and use promo code AMX DOUBLE MR to also earn double Membership Rewards' points and up to $500 per suite shipboard credit! Oea veld orly m booi9e made oseg at:mooed/ MAX °latex Mn fro, fOOi,C6 ro t211(6la re seiras Sewn a ',svgs. 7,240) 74t009 &WM. 6121/09. SCNICO amts cores awaded on cruce ire raw dohaiges or?) To be el9Ne e..vn taxa parts. you net be enr4ed in re Ma-telly Pena. poor,el relone o pucka, aw cilspe )our purchase on an esoble ore oied L-eman Expteas Caid Bonus par, veil be seated ',your axast 10-12 *ens es calm caVeted Shetord vales are 5250 pet weon manun $503pe sole. See RSOCca-, to free erns D'e, feasts, Sate and Clen.da Mown 0 1652 6egent SEVEN SEAS COMM ar Contact your travel professional or Regent Seas Cruises at 1.866.213.4800 or on the web at www.rssc.com. To redeem this offer, you must ask for 4, and provide promotion code: AMX DMI MR (MR Bonus ID 1653) ContiOued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will bitAEX00 t 866 disclosing to the merchant that you meet these criteria. SDNY_GM_00327666 EFTA_00200420 EFTA01686664 ILDESTI NATIO it HOTELS & RESORTS _MOMS; BERGDORF GWDMAN Amex. THE STEAKHOUSE THEODORE DUPLICATE Nir(IIERSHIP COPY rewards FIRST' Make Your Luxury Hotel Stay More Rewarding with Double Points at Select Destination Hotels Seeking world-class skiing, championship golf, a beach escape, an exclusive spa or a city experience? Choose from one of over 30 Destination Hotels & Resorts nationwide and earn double Membership Rewardst points at select locations through 12/31/08. Ott veld 1/1011201,03 at SKI papa l° Sine l&Rren n 60Eris Ports Ponamazio° To te *Me loeon tom pelves. you mutt be anent in to Nem* pCSsin el Int 01664 & ehrentOurZ el er eta Onion miaow Dorms Cara raise rcia RA am rot Renee nice laud. as thee early online Pad agrees). V *teat robe a coctrance repel. Omen pasta beCe14100 b yaw merfornivo Rata encase Week 64 Rees Nee theses *pa on your Edna Sort Bolus O.M1. Reward Yourself with the Bose* Mane Music System! Acclaimed waveguide speaker technology delivers deep low notes and instrumental clarity, bringing new life to your music. Includes a built-in CD player, digital FM/AM tuner, auxiliary input jack, and custom alarm. Requires little space and is delightfully simple to use. Visit membershIprewards.com or call 1-800-AXP-EARN (297-3276) and redeem 58,000 Membership Rewards® points for Reward Code: BOS143. Tams and condtors Sine Mentenhp Remade ceoaran an*. Get to the Points at Bergdorf Goodman Enjoy a one-of-a-kind shopping experience at Fifth Avenue and 58th Street in New York City, one of the world's great destinations for fashion, luxury goods and home decor. MIIIion More Reasons to Redeem Browse, compare prices and then redeem Membership Rewards® points. Don't have enough points? Partial points allow you to pay part of your purchase by redeeming available points and charging the remainder, if any, to your Card. Need it overnight? shopAmex® has popular merchants, most offering second-day and overnight shipping. Redeem now: shopAmex.com/statement Torre ad =doors I co Pm lArbershp liagagls 'Yvan W VOA wagicanPresszcalrarchl ER menSnare, ' PeacRen Wren and aesab tenth ere egret le Own., ette.A nett Redeem Membership Rewards® Points for the Ultimate Steakhouse Experience at Morton's Music and cocktails set the mood as generous portions of USDA prime-aged beef, succulent seafood and classic steakhouse sides arrive at tables dressed in crisp linens. The bun, alive at the bar and in the booths, has continued for a quarter of a century at over 65 locations worldwide. Morton's, the classic steakhouse experience where The Good Life is savored nightly. Redeem Membership Rewards points for $100 and $250 gift cards for the Ultimate Steakhouse Experience. Page 8 of 10 Earn doubie Membership Rewards points at select Destination Hotels & Resorts thru 12/31/08. For more info and to find participating properties, go to destInationhotels. com'rewards. (MR Bonus ID 9091) Redeem now! (MR Message 1808) To start redeeming Membership Rewards° points today, log on to rnembomhIprawards. corn or call 1.800-AXP-EARN (297-3276). (MR Message 1825) Start shoppng now shopAmex.corni statement (MR Message 1807) To start redeeming Membership Rewards points today, tog on to membershlpfewards. coin or can 1-800-AXP-EARN (297-3276). (MR Message 1824) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will biMEx001867 disclosing to the merchant that you meet these criteria. SDNY_GM_00327667 EFTA_00200421 EFTA01686665 DUPLICATE COPY PtePa's! F THEODORE W WAITT koo.el Nu-ber Cam° Oa* )OC<X-X.)O0C< 10/12/08 4reoCastomEstras￾Earn Membership Rewards® Points on Your Bill Payments CARimEMEER Vs.( FIT S Page 9 of 10 Pay your wireless bills with your Centurions Card and you can earn points with each payment. No more late fees or due dates, your wireless bills are taken care of for you automatically. Automatic payments are convenient and will allow you to transfer bill paying time into free time. Terms, conditions and restrictions apply. Terms and Conditions for the Membership Rewards First program apply. Visit membershipiewards corn/terms for more information. Participating partners and available rewards are subject to change without notice. Enjoy Your Next Trip Abroad with a Companion Learn more at emencenexpress.com, centudonbIllpay (CE 110915) Receive a complimentary companion ticket on one of 18 participating airlines when you purchase a qualifying, full-fare First-Class or Business-Class ticket. Enjoy the luxury travel experience aboard world-class airlines to global destinations. Take advantage of this benefit as often as you like, with no blackout dates. Restrictions apply. Offers subject to full terms and conditions available on americenerpnms.conVoentudon Enjoy Fine Dining Around the World For dinner reservations across town, across the country, or across the ocean, look to the Dining Reservations program available to you as a Centurions member. Every day, a reservation is held at more than 1,300 of the most highly acclaimed restaurants worldwide. So when the need arises for a reservation at a hometown favorite or an outstanding restaurant in another city, we can help. CART:MEMBER BENEFITS For more information, please call Centurion Travel Service at 1.877477-0987. (CE 110913) Reservations are based on a first-come, Ong- served basis. All cancellations must be made by calling at least 24 hours in advance of your reservation, otherwise you will be subject to a cancellation fee of $15 per person (minimum of $60, maximum of $120). Style and Luxury in Every Step Inspired by beauty and sophistication, Salvatore Ferragamo is one of the world's most prestigious Italian fashion houses. This season's collection of clean lines and embellished textures brings style and glamour to shoes, leather goods, accessories and ready-to-wear. With luxurious fabrics and exotic skins, Ferragamo offers exquisite style to men and women. Terms and conditions for the Membership Rewards First program apply. Visit mernbershiprewards.comiterms for more information. Participating partners and available rewards are soiled to change without notice. Mikimoto Akoya Cultured Pearl Stud Earrings To make a Dining Program reservation, please call 1.877477-0987, and select Concierge. (CE 110912) Visit FirstCollection.com to redeem points for Salvatore Ferragamo gift certificates. (CE 110911) Pearls are simple, elegant, and fashionable. They are a classic first gift for a loved one. These elegant stud earrings by Mikimoto feature cultured Akoya pearls are 6.5mm in size in an 18K white gold setting. Redeem 38,000 Membership Rewardss points for reward code CMP1351. Terms and conditions for the Membership Rewards First program apply. Vert membershiprewards.corn/terms for more information. Participating partners and available rewards we subject to change without notice. Reward yourself with Mikimoto Akoya Cultured Pearl Stud Earrings Visit membershiprewards. corn or call 1.800-AXP-EARN (2974276) (CE 110914) AMEX001868 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. S0NY_GM_00327668 EPTA_00200422 EFTA01686666 DUPLICATE COPY pmp.ted fa THEODORE W WAITT ICCOUrd WOWS XXXX-XXXXX9= Now Accepting American Express® Cards! Tractor Supply Co • America's supplier of basic maintenance products to farm, ranch and rural customers. Shop online, or locate a store near you at www.TractorSupply.com Oggi's Pizza & Brewing Sports Grill - Takeout, Catering, Delivery. Eastlake's place to be. 2130 Birch Rd., Ste 104, Chula Vista. 619-746-6900. Men's Fashion Depot • Price, Value, Selection. 3730 Sports Arena Blvd., San Diego. 619-222-9570. www.mensfashiondepot.net CARDS WELCOME Page 10 of 10 If there are other paces where you would like to see the Card accepted, pease call the Customer Service number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 110964) AmEX001869 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SONY_GM_00327669 EFTA (102(10423 EFTA01686667 Centurion' Card Statement of Account THEODORE W WAITT DUPLICATE COPY XXXX-XXXXXfl 11/12/08 NOVCItle Balares$ Parnell MMyr Ner knyty $ re batg, :'-efi and income any Flaw avac.$ Due in Full 25,007.34 -15,800.89 103,473.89 112,680.34 Flexible 0.00 -9,206.45 10,000.00 793.55 Total 25,007.34 r -25,007.34 +113,473.89 =113473.89 See Page 9 For A Notice Of Changes To Your Agreement See Page 10 For A Notice Of Changes To Your Agreement 138,151 Membership Rewards® Points Available at 11/12/08, when charges due are paid in full and all net:bunts are in good standing. Page 1 of 10 Minimum Payment Due Date Amount Due S 12/07/08 112,680.34 20.00 112,700.34 Please refer to page 5 for important information regarding your account To manage your Card account online or to pay your bill, please visit us at vamamerIcanexpreas.com. For additional contact information, please see the reverse side of this page. Activity 11107108' PAYMENT RECEIVED THANK YOU bikes ming OS Due in Full Activity for THEODORE W WAITT Cad XXXX.XXWne2007 10/31/08 11/11/08 10/12/08 Farr Cunaroyecevrakre base cafe pea 214 See pace 2 be Star 8ARNEYS NEW YORK 003NEW YORK NY MEN'S/WOMEN'S CLOTHNG AMTAMAZON PAYMENTS AMZN COWElili_ WA DIRECT MKTG MISC NEW YORK TIMES NEW YORK NY NY TIMES 101208 Desaiption FOR INWNG OUESTIO ACCT: 861127967 El 1011306 DAWAT RSTR NEW YORK NY RESTAURANT Description 561607 10/14/08 AMARANTH NEW YORK NY RESTAURANT Description 548791 Asa at $ Pease kid an re pada rev+ odor Earth ard mum rtn 'or wren Do not staple or use paper dips Payment Coupon Mail Payment to: VVA I I I -3,00734 Amosted -9,20645 Credit -253.99 Credit 57 75 Payment Due Date: 12/07/08 New Balance $ 113,473.89 Minimum Amount Due $112,700.34 $ L • I Amount enclosed iiiiiiI,IIIII,IIIIIIIIIIIIIiill..IIIIII.I.IIIIIIIIIIImil.IIIIIIII AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-0001 011347389011270034 10 d 200.00 100.00 Continued on Page 3 To Pay by Computer, vis4: americanexpressoomac. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a description of when additional Finance Charges are not assessed on Features. Check here it address or phone number has changed. Note changes on reverse ANIEX031870 SDNY_Gki_00327670 EFTA_00200424 EFTA01686668 DUPLICATE COPY reweiesser THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must, be sent to the payment address shown on your statement and must include the remittance coupon front your statement Payments must be made with a single cheth or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of an meth marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By 5U:cutting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our soe discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) suttract any payments or credits, and (4) make any appropriate adjustments. For each day after the and day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the bring period and rivde the total by the number of days in the being period. Thisgives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance If you multiply the ADB for each Feature by the number of days in the hung period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is calculated by adding the FG assessed on all Features of the Account. This method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by wadeable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest offioal conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us hem customary banking sources, on the conversion dare or the prior business day, In each Instance increased by 7%. This conversion rate may differ from rates in effect on the date of )rour charge. Charges converted by estatlishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think bill is incorrect, or if you need More information about atransaction on your bill, write us on a separate sheet of r at the Customer Service address noted to the right We must hear from you no later than 60 days alter we sent you t e st billon which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. the dollar amount of the suspected error; 3. Describe why you believe there s an error If you need more information, Omni* the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have aOsorizte us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule for Credit Card Purchases: II you have a problem with the qualityof goods or services that you purchased with a credit card, and yOU have teed m good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services. You have this protection only when the purchase pee was more than 550 and the purchase was made in your home stale or within 100 mites of your mailing address. (If we own or operate the merchant, or it we mailed you the advertisement for the property or services, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month paned following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling I -800-518-8866 Change of Address re correct on f-cf.t O ncr vie ant Addiess Ce) 3tale ZO Code A/sated. and Hone Poona PIN Coe* and Serer Plsone Email (000nag • To change your address online, visit vrew.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vvw.americanexpresS.Oan/privecy for more details and to set your email preferences. Page 2 of 10 To Pay By Phone 1.800.472.9297 Customer Service arid Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1-800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurion Card from American Express Customer Service P.O. Box 297846 Ft. I norkirdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 P BOX 000 ayments 1 LOS ANGELES CA 90096-0001 Please provide your email address to receive important jI account updates and exclusive Cardmember offers and benefits. AMEX001871 SDNY_GM_00327871 EFTA_00200425 EFTA01686669 DUPLICATE COPY Ass MM' THEODORE W WAITT X>OO(OOOa Gas DS Pape 3 et 10 11/12/08 Due in Full continued F ars ems= roto soss e> iW pk.• 2%. Sasso 2Ice dealt 044044,0m 10/14/06 ELEGANT CHILD, THE EBEVERLY HILLS CA 888-673-3273 163.45 10/15/08 DS WATERS DS WATERS MABLETON GA 800-4924377 26.54 10/15106 REUDIRECT SALES 000SUMNER WA CATALOG MERCHANDISE 187.93 10/15/06 tiCIBU 57 120000054570NEW YORK NY 2123347904 FOOD/BEVERAGE 32296 TM, 100.00 422.96 10/16/06 TAYLOR UVERY RIVERDALE MD 20737 LIMOUSINE SERVICE 982.80 1020108 AMtAMAZON PAYMENTS AM2N.COMMILL WA MERCHANDISE 33.99 1020/06 CALIFORNIA EXPERIENCSAN DIEGO CA 8585681283 Description CHARTER SERVIC 3M5.60 10/20/06 AMZ•AMAZON PAYMENTS AMZN.COMIBILL WA MERCHANDISE 253.99 10/2208 FOUR SEASONS HOTELS SANTA BARBARA CA Arrival Date Departure Date 10,21/08 10/21/08 00000000 LODGING 4,180.00 ioram OVERSTOCKCOM OyeratSALT LAKE CITY UT DIRECT MKTG MISC 392.89 10.24/06 AMZ'AMAZON PAYMENTS AM2N.COMMIU. WA MERCHANDISE 7.59 10/24/06 AMZ'AMAZON PAYMENTS AMZN.COINBILL WA MERCHANDISE 76.79 10/24/06 C J CHARLES JEWELERSLA JOLLA CA 858454-5390 603.40 10,24/06 AMZ'AMAZON PAYMENTS AMDLCOMMIU. WA MERCHANDISE 21.53 10/2406 AMZ'AMAZON PAYMENTS AMZN.COINBILL WA MERCHANDISE 42.56 10/26/06 AMAYA, LONDON SW1X GOODS/SERVICES 204.86 "Pardo Swim 450.46 1623/08 10/30/08 SOPHIES STEAKHOUSE, LONDON SW10 GOODS/SERVICES 150 t0 -Pant Sods 237.45 AMAZON.COM MAZN.COM/BILL WA MERCHANDISE 41.16 10/30/08 BLT STEAK 8819000069NEW YORK NY RESTAURANT TIP 4717 265.00 11/01/08 JORDAN RESTAURANT BOSAN DIEGO CA 8522705736 841.06 11/02/08 Estanaa La Jolla Hale Jolla CA Arrival Date Departure Date 474.57 10/31/08 11/02/06 00000000 LODGING AMEX001872 Continuod on m'vwie SDNY_GM_00327672 EFTA_00200426 EFTA01686670 DUPLICATE COPY THEODORE W WAITT Account Number )000000000M Page 4 of 10 Due In Full continued -R Can amino, S. laowm re res21‘. Sea P 21: dela iaeiiapiedty AMOIMIAS 11/02/08 SAN DIEGO UMO BUSESSAN DIEGO CA 796.00 619-2254466 11/04/08 DIVA UMOUSINE DIVALLOS ANGELES CA 1,405.94 10/30/08-1132973 00000 10/JO/08-WAITT THEODORE W. SWITZERLAND-ZRH - ZURICH AIRPORT DEPT,: RES8:1132973-CLR:SHARON MOYLES 11/04/08 Pito Park Suites 00San Diego CA (716) 8585582 lip 860.00 11/05/08 CUMANKTOM_E9SG3S8S800-3904035 ID 39.95 DIGITAL GOOD 11105106 1NTEUUS 888-445-2727 WA 4.99 PEOPLESEARCH 11/05/08 INTEUUS 888-445-2727 WA 4.99 PEOPLESEARCH 11/05/06 1NTEUUS 888-445-2727 WA 4.99 PEOPLESEARCH 11/05/06 INTEUUS 888-445-2727 WA 4.99 PEOPLESEARCH 11/05/08 1NTEUUS 888-4454727 WA 4.99 PEOPLESEARCH 11/06/08 ALAN WAXLER GROUP, LOLGA@AWAXGRP. NV 1,225.00 BUSINESS SERVICE 11/09818 NEW YORK TIMES NEW YORK NY 57.75 NY TIMES 110908 Description FOR BILLING OUESTIO ACCT: 861127967 El 11/11/06 CONTINENTAL AIRUNES PHOENIX AZ CONTINENTAL AIRUNES From: To: Carrier: Class: NEWARK NJ SAN DIEGO CA CO Y1 NEWARK NJ CO UD Tidet Number: 00573872336785 Dale of Departure: 11/30 Passenger Name: MONROE/HARRY Document Type: PASSENGER TICKET 11/11/08 C .1 CHARLES JEWELERSIA JOLLA CA 82,967.50 858-454-5390 6,594.24 924.00 Total of Duo In Full Activity for THEODORE W WAITT 98,284.38 Due In llFu for G MAXWELL Cad XOX. 10/17/08 ROBEWORKS.COM 323-6486132 CA 158.68 MISC APPAREL STORE 0/17/08 ROBEWORKS.COM 3234456132 CA 147.99 MISC APPAREL STORE 1024/08 ABBEY LOCKSMITHS INCNEW YORK NY 460.57 2125352289 Description Price HARDWARE STORE 460.57 10,028/08 WEST ELM ECOMMERCE HOME FURNISH 100.78 W906900000000092038 10/28/08 HARRODS LIMITED. LONDON UK GOODS/SERVICES "Pards 3182S 513.10 Sake AMEX001873 Continued on next page SDNv_GM_00327673 EFTA_00200427 EFTA01686671 DUPLICATE COPY nr/oxtt THEODORE W WAITT Accost Nutter Camp Da XXXX-/CCOOMM 11/12)08 Page 5 of 10 Due in Full continued - Far Darcy camann S. *tan tolo plus 211. Sane 2 b 00•12 onivi Drake Aswni 11/04/08 DESIGN WITHIN REACH SAN FRANCISCO CA 194.21 5107630712 Description DESIGNWITHIN• 11/0908 AMEN WARDY HOME 8824ASPEN CO 1,195.00 MISC HOME FURNISHINGS 11/08/08 ALWAYS ELEGANT PRAIRIE VILLA KS 14.90 DIRECT MKTG MISC 11/07/08 AMEN WARDY HOME 8824ASPEN CO 2,335.00 MISC HOME FURNISHINGS 11/11/08 AMAZON COM AMZN COM/BILL WA 69.30 MERCHANDISE Total of Due in Full Activity for G MAXWELL 5,189.53 Total Due in Full Activity 103,473.89 Flexible Payment Summary Previous Balance Payment Activity FINANCE CHARGE New Charges/Adjustments New Balance 793.55 0.00 -9206.45 0.00 10000.00 Cash Advances To activate or update your Personal Identification Number, or to find an Express Cash ATM location near to you, please call 1-800-CASH-NOW (1-800-227-4669). New ActivIlylgy THEODORE W WAITT Cat XOCODOCO 11/07/08 TRANSACTION PROCESSED BY AMERICAN EXPRESS ADJUSTMENT•EMERGENCY FUNDS PROVIDED Amounts 10,000 00 Total of Flexible Payment Activity 10,000.00 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Cad account. The current Annual Percentage Rates (APRs) and Daly Periodc Rates (DPRs) for the Flexible Payment Features are as follows. For Sign & Travel*, the APR is 10.40%, the DPR IS 0.0285% Please refer to page 2 for further important information regarchng your account AMEX001874 SDNY_GM_00327874 EFTA_00200428 EFTA01686672 Preqvw 10, THEODORE W wAra DUPLICATE COPY Ze&cotth,9= Page 6 of 10 AMEX001875 SDNY_GR1_00327675 EFTA_00200429 EFTA01686673 For questions about your Membership Rewards amount, contact 1-800-297-1300 wwwamencanexpress corn/rewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 333299785 MembePAtetgicarlis First" Monthly Statement and Program News Statement Period October 1 2008 - October 31 2008 Account activity after this period does not appear on this st lemon' Now of ra THEODORE W WAITT &cam, Nether Points Earned this Period are pending until charges are paid in full and all your accounts are In good standing. Points Earned this Period may include Bonus Points Total Points Balance 138,151 Points Earned this Period 25,159 Account Summary Opening points balance Points earned this period Points used this period Reinstated points and adjustments Total points balance 112,992 +25,159 0 0 =138.151 Points Earned this Period 10/01/08 • 10/31/08 Points Activity On Bonus Points Eligible Charges Awarded Total Points Activity Per Card Centurion moor-xxxxx9= 17,746 149 CENTURION PARTNER BONUS COE CUE 17,895 Addl Cemurio XXXX-XXXXX9iM 7,264 0 7,264 Totals 25,010 149 25,159 Page 7 of 10 MEMBERSHIP , rewards FIRST Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your program account. Forfeited points can be reinstated for a lee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms & Conditions in your Program Guide. It you have questions, please visit vninv.americanexpress.conirrewanis or call 1-800.297-1300. For international, call celled 305-816.2799. NIA atlantic MilleMiglia CLUB Alkalis Get a Hot Ticket Across the Pond on Virgin Atlantic Airways Enroll in Virgin Atlantic's Flying Club, and exchange Membership Rewards° points for miles where upgrades and flights await. In addition, Virgin Atlantic will give you 15% bonus miles if you transfer before January 31, 2009. Book a reward seat in Economy on selected routes and you could be using up to 50% less miles!* Experience more luxury for less. Tame. ce cordbons ol to klemtershp Para* pop= awle. Fa more mIcernatat visa metabeesNpnards.cem. Tel reme are crows apply etch can be bad at werwilesseeetkeeleatindeb. Name redemptenpaseenger Lion bee climgee ard etrekrgee apply ta al exempla. beeerge and are Seed io Charge Pau per% rennin and &ramble reamer re Ma beeves fl eet nate. Transfer Points to Athena's MIIIeMigtla Program and Visit Italy! Alitalia Airlines, Italy's national carrier, offers American travelers the most non-stop flights to Rome. Depart from Boston, Chicago, Los Angeles, Miami, New York-JFK, and Newark. From Rome. Alitalia provides convenient service to 23 fascinating Italian cities. On your transatlantic flight, you'll be treated to complimentary meals and Italian wines. With Alitalia your Italian holiday begins the moment you board the plane. Tarns ad oonillors el the MorobtoshpRoroutlal pecgan tou• oloinabon eel member •Npreeterdiraneleffne Toms anzlloop mop awl) Poloobal potion roptc/oro rosy Sop)/ P.vICculrg paean an, adalata ,swab as s•lasep bp chugs circa nada To preview this reward and to redeem points, vise membershiprewards. corn or call 1.800-ASP-EARN (297-3276). (MR Message 1909) To preview this reward and to redeem points, visit membershlprowards. corn or call 1-800-AXP-EARN (297-3276) (MR Message 1907) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will biMEx001876 disclosing to the merchant that you meet these criteria. SDNY_GM_00327676 EFTA_00200430 EFTA01686674 AVIS vkz_9: at Funjet Vacations I red door spas 1.1seeket Is Aar. Ermenegildo Zegna PATINA RESTAURAN GROUP 134/ casb, JDUPUCATE COPY THEODORE w Mast Meter MEMBERSHIP rewards Page 8 of 10 FIRST' You Can Redeem Membership Rewards** Points for Avis! Whether you're traveling for business or pleasure, Avis strives to ensure a stress-free rental experience through our services. These include Avis Assist, our portable navigation system, free XM Radio in certain car classes, and Avis Cares, our driver safety and preparation program. Discover the "We Try Harder" service today. Terms ardCOnitOnS Cr, Vie Muitemhp Rends prey." an—P)nor more einem vita mitnberOkeeteratteblenste. Tana ant lees may airy. 1-0.4ual POW resin:ewe Dory Padeparg pates ard area:* re•vads are sdnot ea change flat name. Earn 2,000 Points with Funjet Vacations when You Use Promo Code NOVMRI You can earn 2,000 Membership Rewards• points on the purchase of any Funjet vacation of $1,200 or more. Choose from luxury resorts in Mexico and the Caribbean, plus Las Vegas, Hawaii, and across the U.S. including Starwood Hotels & Resorts, Sandals & Beaches Resorts, Excellence Resorts, Palace Resorts and MGM MIRAGE Resorts. Ilona pees a wild 11,010310 124103 vabi br am, Antal) 1...‘fl 31, 2009 TO Woke* mOam tam pant your...lb' enrolled in WeN.. Rewards crogrl (trogranl an ton d eschew earl pY nal Swig. Sur IV cm Mat 40. MOO /rerun bp sett Cad Bcous pas wlb 10 *mount wean 10.12emlo eke Arl berme, . male on rensnrattn Mat tn. promo Dole NOVW donna toM•09 FROM t, earn toles pat No vac: on groans boded vans or rang boobs" Bonus web wand be honored on tensest. weeded • pedrace Boors 0 IS77. Earn Double Points on Gift Certificate Purchases at reddoorspas.com, Now Through 12/31/08 Give the gift of personal pampering at Red Door Spas, the quintessential relaxation destination. Now until 12/31/08, earn double Membership Rewardse points on all gift certificate purchases using your enrolled American Express. Card, exclusively at reddoorspas.com. Print last-minute gifts with online Print-A-Gift feature! Brut pas telt veld trough 12,312000 lar pn ceMete Paatita r tax ,,ta or on) To be opal bean bass p:srts, you nun be mawore ‘lo-taavg, Pewards prccrrn a me d Niches* ad you mud thaw sor purchase to to Opt*. en•cled Anitocao Capons Card Bonus pods oil be Crinkled lo iw rceOtel Ian 643 weal a , charges awea On you, eons" bane./ Ttirrne ad ordeals for In Rowan ray hireckal bore. co-Odons rd nretcicre = ,y to °elan Ord troirls F. osse treonnotto vat memborearlprewerdseenvIerms or Cal I 40041(P.EARN (2974274). scs• eat. Enneneglido Enna, where Perfection Is woven into Exquisite Style As the leading Italian luxury menswear brand, Ermenegildo Zegna has a reputation for quality and service that is unrivaled around the world. Each collection reflects a world of elegance, refinement, luxury and sophistication. For more information, visit viwrizegna.com Redeem Membership Rewards. Points for Patina Restaurant Group For a memorable meal in New York City, Los Angeles or Las Vegas, indulge yourself at one of Patina Restaurant Group's unique restaurants. To view menus and a complete list of participating restaurants, please visit www.patinagroup.com To preview this reward and to redeem points, visit membershIprewards. corn or call 1-800-AXR-EARN (297-3276). (MR Message 1908) Book now at funiet.comfrowards to earn 2,000 points for purchases of $1,200 or more per reservation for travel from January 1, 2009-July 31, 200. Just use promo code NOVMR during booking! (MR Bonus ID 1877) Shop now and get a head start on holiday giftgivingl Visit reOrtoorspas.com to earn double points on gift certificate purchases through December 31, 2008. (MR Bonus ID 8429) To start redeeming Membership Rewards points today, log on to membershIprewards. aim or call 1.800-AXP-EARN (297-3276) (MR Message 1893) To start redeeming Menitoship Rewards points today. log on to membershiprowards. COM or call 1-800-AXP-EARN (297-3276). (MR Message 1894) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will SilEx0Olen disclosing to the merchant that you meet these criteria. SDNY_GM_00327677 EFTA_0020043I EFTA01686675 DUPLICATE COPY Chos.ro sate THEODORE W WAITT XXXX-XXXXX9-IMI 11/12/08 Centurion® Card Statement of Account Page 9 of 10 Important Notice: We are making several changes to our card product in response to the challenging environment and the increasing costs of doing business. These changes include raising interest rates on some American Express cards and increasing the conversion rate for Charges made in foreign currencies. Please see below for details. American Express offers a number of tools and resources designed to help you take advantage of alt the benefits and features your Cord offers. including the ability to make payments electronically or by phone free of charge. free alerts by e-mail or phone. and tips for using your Card. For more information. visit www.americanexpress.com. Notice of Changes to Your Account The terms of your Account are subject to change in accordance with the American Express Cardmember Agreement (-Agreement') governing your Account (including increasing rates and fees. changing fixed rates to variable rates, and adding new terms). Any language in your Agreement contrary to or conflicting with terms amended herein is replaced fully and completely. All terms of the Agreement not amended heroin remain in full force and effect. These changes apply to existing balances and future balances on your Account. We urge you and any Additional Cardmembers on your Account to read this notice carefully and file it along with your Agreement in a safe place for future reference. APR for Default For billing periods that begin on or after December 2. 2008. the last sentence of subsection D of the Finance Charges section of your Agreement is replaced with the following: 'The Default Rate is a DPR which corresponds to an APR equal to the Primo Rate plus 23.99%.' This is a variable rate. Aa of October 13. 2008. the Prime Rate plus 23.99% is an APR of 28.49% and a DPR 0.0781%. Dishonored Payment II one payment on your Account is not honored, the Default Rate will apply. Accordingly. for billing periods that begin on or after December 2. 2008. clause (iii) of subsection D of the Finance Charges on Features section of your Agreement is deleted and replaced with the following: '(Si) a payment submitted on your Account is not honored.' Late Fees We are changing the day upon which late fees may frst be assessed as a result of late payment. II you have not paid the Amount Due on this statement before the 20th day after the Closing Date of your next statement. you will be assessed a $35 late lee (Iowa $15). For billing periods that begin on or otter December 2. 2008. we are replacing the Late Fees section of your Agreement with the following: 'Many portion of the Amount Due on a billing statement is not credited to your Account before the 20th day after the next Closing Date. we may assess a fee of $35 (Iowa $15). In addition. if any portion of that Amount Due is not credited by the following Closing Date, we may assess an additional fee in that same billing period of the greater of $35 or 2.99% of any amount pat due (Iowa $15). If any amount past duo is not credited to your Account by successive Closing Dates. we may assess a fee equal to the greater of $35 or 2.99% of any amount past due (Iowa $15).' Transactions Mad* In Foreign Currencies Effective January 11. 2009. the bolded clause in the Transactions Made in Foreign Currencies section of your Agreement is replaced with the following: in each instance Increased by 2.7%.* Electronic Funds Transfer (EFT) Agreement Effective December 2. 2008. we are adding a sentence to the last paragraph of the in Case of Errors or Questions About Your Transactions' section of your EFT Agreement. The following is added after the third sentence: 'You authorize us or an agent to debit your Bank Account for this amount. S62N8 AMEX001878 BP/MUFYI62/1108 SDNY_GM_00327678 EFTA_00200432 EFTA01686676 DUPLICATE COPY Preparel For THEODORE W WAIT? Centurion' Card Statement of Account Attcunt X XXX- XX XXX9M Page 10 of 10 Important Notice: We are making several changes to our card product in response to the challenging environment and the increasing costs of doing business. These changes include raising interest rates on some American Express cards and increasing the conversion rate for Charges made in foreign currencies. Please see below for details. American Express offers a number of tools and resources designed to help you take advantage of alt the benefits and features your Card offers. including the ability to make payments electronically or by phone free of charge. free alerts by e-mail or phone. and tips for using your Card. For more information. visit wiswamericanexpress.com. Notice of Changes to Your Account The terms of your Account are subject to change in accordance with the American Express Cardmember Agreement ("Agreement") governing your Account (including increasing rates and fees. changing fixed rates to variable rates. and adding new terms). Any language in your Agreement contrary to or conflicting with terms amended herein is replaced fully and completely. All terms of the Agreement not amended herein remain in lull force and effect. These changes apply to existing balances and future balances on your Account. We urge you and any Additional Cardmembers on your Account to read this notice carefully and file it along with your Agreement in a safe place for future reference. APR for Flexible Payment Features It your enrolment in Flexible Payment Features is ever cancelled or terminated and then you re-enroll. your APR will be as described in your Agreement. S40N8 AMEX001879 BP/MUFYI4W1108 SDNY_GM _03327679 EFTA 00200433 EFTA01686677 THEODORE Due in Full Flexible Total Centurion' Card Statement of Account W WAITT Promos SiaratS Pence Actray DUPLICATE COPY 10,:l -IN anbor Clove° XXXX•XXXXXgaingt 12/12/08 New POI" FnTreesethregoi cl ahyd New as2ret 3 242,103 Membership Rewardst0 Points Available at 12/12108. when charges due are paid in full and an accounts are in good starving. Os. Minimum Amount DueS Page 1 of 9 Please Pay By 12;27/08 Please refer to page 5 for important information regarding your account 112,680.34 793.55 -112,680.34 -793.55 29,41243 0.00 29,412.83 0.00 25,232.83 0.00 113,473 89 -113,473.89 +29,412.83 =29,412.83 25,232.83 Your disputed charge is under review. There is no need for you to pay the disputed amount of $4,180.00 at this time. To manage your Card account online or to pay your bill, please visit us at www.amerloomixpross.com. For additional contact information, please see the reverse side of this page. Activity •des" . p°" esenS 12/05/08' PAYMENT RECEIVED • THAW YOU -13,473.90 12/05/08' PAYMENT RECEIVED. THANK YOU -99,999.99 Total of Payment Activity -113,473.89 Due in Full Activity for THEODORE W WAITT cars xxxxxxxsycmi AMON $ 11112/06 DS WATERS DS WATERS MABLETON 800-492-8377 GA 26.43 11A308 APTVALUEMAX 888-205-2257 CT MEMBERSHIP 1996 11119/08 FTD.COIN800-SENDFTD DOWNERS GROVE FOR QUESTIONS CALL: 501/8 IL 10498 11/21/08 Estancia La Jolla Hole Jolla CA Arrival Date Departure Date 732.00 11/18/08 11/21/08 00000000 LODGING Please Saki an Ps perlottn Sow. detxti ani retrn win to panel + Do not staple or use paper dips Payment Coupon Mail Payment to: Please:321% Minimum Amount Due $25,232.83 $ L • I Amount enclosed AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 0 0 2 9 4 12 8 3 0 0 2 5 2 3 2 8 3 10 d Continued on Page 3 To Pay by Computer, vis4: arnericanexpresscomac. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a descnption of when additional Finance Charges are not assessed on Features. Check here it address or phone number has changed. Note changes on reverse side. PJAEX001880 SDNY_GM_00327880 EFTA_00200434 EFTA01686678 DUPLICATE COPY reweiesser THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must, be sent to the payment address shown on your statement and must include the remittance coupon front your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, deciding may be delayed and additional Charges may be Snpceed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send poet-dated checks. They will be deposited upon receipt. Our acceptance of an meth marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By 5U:cutting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our soW discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Dad y Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) suttract any payments or credits, and (4) make any appropriate adjustments. For each day after the and day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the bring period and rivde the total by the number of days in the being period. Thisgives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance If you multiply the ADB for each Feature by the number of days in the biting period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is calculated by adding the FG assessed on all Features of the Account. The method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by wadeable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest offioal conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us hem customary banking sources, on the conversion dare or the prior business day, In each Instance increased by 7%. This conversion rate may differ from rates in effect on the date of )rour charge. Charges converted by estadishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think bill is incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of r at the Customer Service address noted to the right We must hear from you no later than 60 days after we sent you t e st billon which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. ThO dollar amount of the suspected error; 3. Describe why you believe there s an error If you need more information, Omni* the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have aOsorizt‘d us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the quality of goods or services that you purchased with a credit card, and yOU have teed m good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services. You have this protection only when the purchase pee was more than 550 and the purchase was made in your home stale or within 100 mites of your mailing address. (II we own or operate the merchant, or it we mailed you the advertisement for the property or services, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month paned following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518.8866. Change of Address re correct on f-cf.t O ncr vie ant Addiess Ce) 3tale ZO Cale A/sated. and Hone Poona PIN Coe* and Serer Plsone Email (000nag • To change your address online, visit vrew.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vvw.americanereresS.Oan/privecy for more details and to set your email preferences. Page 2 of 9 To Pay By Phone 1.800.472.9297 Customer Service arid Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1-800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The CentunOno Card from American Express Customer Service P.O. Box 297846 Ft. I norkirdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 PaYments BOX 0001 LOS ANGELES CA 900964000 Please provide your e-mail address to receive important j account updates and exclusive C,.ardmember I offers and benefits. AMEX001881 SDNY_GM_00327681 EFTA_00200435 EFTA01686679 DUPLICATE COPY THEODORE W WAITT Clovrq Dace )CCOOCOCXX9M 12/12/08 Page 3 019 Due in Full continued 11/24/08 Estancia La Jolla Hots Jolla CA Arrival Date Departure Date 11/23108 11/24/08 00000000 LODGING 11/2528 TAYLOR UVERY RIVERDALE MD 20737 LIMOUSINE SERVICE 11/25/08 THE PALM RESTAURANT WASHINGTON DC 2022939091 FOODMEVERAGE 851.95 TIP 148.05 11/25/08 THE HAY ADAMS THE HABETHESDA MD Arrival Date Departure Date 1125/08 11/25/08 00000000 LODGING 11/26/08 DAWAT RSTR NEW YORK NY 475.00 RESTAURANT Description 106324 11/26/08 OSA • LA JOLLA 05000LA JOLLA CA 314.50 8886722675 Desaiption Price OPTICIAN 314.50 11/27/08 CARLYLE FOOD AND BEVNEW YORK NY 400.00 RESTAURANT FOOD/BEVERAGE 311.04 TIP 88.96 11/28/08 FTD.COPN8004ENDFTD DOWNERS GROVE IL 97.98 FOR QUESTIONS CALL: 501/8 11=08 FRED'S AT BARRE TS NYNEW YORK NY 2128332222 FOOD 74.78 TIP 20.22 11/2828 BERGDORF GOODMAN MENNEW YORK NY 1,664.78 DEPARTMENT STORE 11/28/08 BERGDORF GOODMAN MENNEW YORK NY 2,086.46 DEPARTMENT STORE 1129/08 NOOU 57 120000054570NEW YORK NY 2123347904 FOOD/BEVERAGE 424.56 11P 100.44 11/30/08 THE BOX 120000054734NEW YORK NY 489.14 2129829001 12/01/06 EXPRESS/AT&T MOPS OLA JOLLA CA 26.94 8584540727 Description Price ELECTRONICS SALES 26.94 12/01106 OVERSTOOCCOM OientSALT LAKE CITY UT 113.99 DIRECT MKTG MISC 12/02/08 CLASSI CAB PALM SPRINGS CA 51.85 760-3224111 420.46 1,255.80 1,000.00 2,025.51 95.00 525.00 AMEX001882 Continued on reverse SDNY_G1.1_00327682 EFTA_00200436 EFTA01686680 THEODORE W WAITT DUPLICATE COPY m° )oboc um%t om= Nvrtr Pape 4 of 9 Due In Full continued Pasant, 12/05/08 THE SETA/ SOUTH BEACMIAMI BEACH FL Atrial Date Departure Date 12/05/08 12/05/08 00000000 LODGING 12/05/08 TAPENADE 0008 LAJOLLA CA 8585517500 FOOD 224.66 TIP 50.34 1,34922 275.00 2/05/08 CUT&SIDEBAR BY WOLFGBEVERLY HILLS CA 1,300.00 3102755200 FOOD 1,057.61 TIP 242.39 12/07/08 NEW YORK TIMES NEW YORK NY 57.75 NY TIMES 120708 Description FOR BIUJNG OUESTIO ACCT: 861127967 B 12/09423 DIVA LIMOUSINE DIVALLOS ANGELES CA 341.40 12/08/6&143413-100000 12/08/08.WAITT THEODORE W. SEA-SEATTLE WA-SEATTLE WA DEFT& RES8:11434131-CLR:ERIN DUFFY-LONG 12/09/08 THE CAPITAL GRILLE 8SEATTLE WA 75.00 2063220900 FOOD/BEVERAGE 59.13 TIP 15.87 12/09/08 FAIRMONT OLYMPIC HOTSEATTLE WA Arrival Date Departure Date 12/08/08 12/03/08 00000000 LODGNG 12/10108 DAILY GRILL 10 BEVERLY HILLS CA 200.00 RESTAURANT 12/16'08 POLO RALPH LAUREN 48BEVERLY HILLS CA 852.21 FAMILY CLOTHING 12/10/08 CHANEL 42 2 BEVERLY HILLS CA 6,021.29 WOMEN'S CLOTHING Description WOMENS ACC & S 12/10106 ROBERTO CAVAW (RODBEVERLY HILLS CA 1,093.33 212-308-5566 12/11/08 ST REGIS HOTEL ASPENASPEN CO 4,099.04 970.920-.1300 12/11/08 DIVA UMOUSINE DIVALLOS ANGELES CA 12/09/06143413200000 12/03/08-WM17 THEODORE W. SEATTLE WA-SEA-SEATTLE WA DEPT#: RESS:1143413-2-CLR:ERIN DUFFY-LONG 844.82 807.46 Total of Duo In Full Mihaly for THEODORE W WART 29,242.29 Duo In FulligivIty for G MAXWELL Cad /COIX-XOCC‹ • 11/20/08 DESIGN WITHIN REACH SAN FRANCISCO CA 5107630712 Description DESIGNVOTHIN* -175.01 Credt AMEX001883 Continued on next pegs SDNY_GM_00327683 EFTA_00200437 EFTA01686681 DUPLICATE COPY THEODORE W WAITT /awl Nriss Cbreg Da XXXCX:CaX9IMI 12/12/08 Page 5 of 9 Due in Full continued 11/27/08 PREMIER TAX FREE USD -153.84 PremierTaxFreeEUR153 84 Rate 1 Credit 4510 11/27/08 PREMIER TAX FREE USD -34.37 PrermerTaxFreeEUR34 37 Rate 1 01Xit 4510 11/19/08 viCTOIRELLC 3232250101 CA 158.88 MISC APPAREL STORE 11/23/06 TONY ROANS RESTAURANSAN DIEGO CA 55.00 8582727427 TIP 7.81 12/02/003 CRATE & BARREL INTANNAPERVILIE IL 73.53 630-579-9000 12/06/06 VIVRE 0209 NEW YORK NY 248.55 2127396287 Description APPAREL HSWRS/ Total of Duo in Full Activity for G MAXWELL 170.54 Total Due in Full Activity 29,412.83 Flexible Payment Summary Previous Balance Payment Activity FINANCE CHARGE New Charges/Adjustments New Balance 0.00 793.55 -793.55 0.00 0.00 Alft04114 Total of Flexible Payment Activity 0.00 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows. For Sign 8 Travel*, the APR is 9.90%, the DPR is 0 0271% Please refer to page 2 for further important information regarding your account AMEX001884 SDNY_GM_003270384 EFTA_00200438 EFTA01686682 Preqvw 10, THEODORE W wAra DUPLICATE COPY 1C"&≥Tiox9= Page 6 of 9 AMEX001885 SDNY_GM_00327685 EFTA_00200439 EFTA01686683 For questions about your Membership Rewards amount, contact 1-800-297-1300 MembePAtetgicarlis First" Monthly Statement Papa 70(9 and Program News Statement Penod MEMBERSHIP.. November 1, 2008 - November 30, 2008 Account activity after this period does not appear on this statement rewards PiCOOied /a FIRST wwwamencanexpress conVrewards THEODORE W WAITT Total Points Balance American Express Moan Mother 242,103 Membership Rewards P.O. Box 297813 Points Earned this Period are Ft. Lauderdale, FL 333299785 pending until charges are paid in full and all your accounts are In good standing. Points Earned this Period may include Bonus Points Points Earned this Period 103,952 Account Summary Opening points balance 138,151 Points earned this period +103.952 Points used this period 0 Reinstated points and adjustments 0 Total points balance =242,103 Points Earned this Period 11101/08 11/30/08 Points Actively On Bonus Points Total Points Activity Eligible Charges Awarded Per Card Centurion 98,287 476 98,762 /000t-xxxxx9= Dweinabon Hotels 4O06 bets 0864 Addl 5,190 0 5,190 XXXX-XXXXX9rM Totals 103,477 475 103,952 Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card exounts are in good standing Points used cannot be reversed back into your program account. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are °relined in the Membership Rewards program Terns & Conditions in your Program Guide. If you have questions, please visit www.americanexpress.com1rewarde or call 1-800.297-1300. For international, call collect 305-816-2799. AILMIll RSIIIP , rewards Sisal Bonus Points Smith &Wollensky Earn 2; 3x or Even 10x Membership Rewards. Points This Winter! Whether you're planning a winter get-away, shopping last-minute for the holidays or just treating yourself, there are lots of exciting opportunities to earn bonus points this winter. Find offers from merchants like Wows Hotels, UnturyOnly Cruises, Ultimate Escapes, Clinique, Bobbi Brown, Origins, Teleflora.com, SpaFinder.com, and more! ecro3 ports ohm veld though 1261/21:03 To be be barn bone peens you nal be enttlkd n the Mer-berstv Peers onva, Y Ina d pwcnaso a'd'o, rum ch. mg) )Cu, wattsa lo an el9toe ended ).-neics byte: Card Bonus pont we be cradled fa )ow, scount wt,n 10.12 *ten Yee cl ee 4:ceas v sor tan) Glance< In end °Wee/. fa Its Pregtr 444 'Mr, 0..4 *rms, ccadeons a-a rcstctara mash Call Imola Fa rrae ricanalm van ineenteralprevieratelMappyS or eall 140041)CREARN (2974276E Lima tl, 74(0.75455467. 2319. 1490. 1365. MO and 1313 impe3inly. Earn Double Points when You Dine at Smith & Wollensky Steakhouse Through January 31, 2009 Enjoy our famous dry-aged USDA Prime Steaks while you earn double Membership Rewards® points in our remodeled Smith & Wollensky steakhouses in Miami Beach and Boston. This offer is available from now until January 31, 2009, when you use your enrolled American Express. Card. Cons pant. c/Ter void 1201.08 5, Ott3t09 Old vaa col) 4 Ctn. and Violenel) &eon and Ulan Ikea kcasons Tote elgtie lo own bonus pools you mutt te reeled r the Mentachp Reran:Is pays-, (Preen') al the ere Cl adenine ad you must charge your pechase man Sgbe en.ded Masan Opeea Cam Bonus ;cols w8 teoredeeflo your Prevail .3o:tannin G8 %teas at chnee appear en 'ow berg Wenn. Indralval bre and cordnone e, wet arnu4 Prozarn lee° appry cedan Can:, prolels Fa rata niamakai co the ponce traffiberallpreveira>40/TbleriTe a cal 14100•AXPEARN 4074276) Ocou. 0 1939. Veit membership/swards. comisem today to find out where you can use your enrolled American Express* Card to earn double, tripe, or even more bonus points! (MR Message 1997) Visit our beautiful remodeled steakhouses in Miami Beach and Boston and earn double points. Visit www.smithand wollensky.com for details or to reserve. (MR Bonus ID 1939) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will tiglEx001886 disclosing to the merchant that you meet these criteria. SDNY_GM_00327686 EFTA_00200440 EFTA01686684 PRIORITILUB. Ifs essir.Enlott m=11 KRISFLYEK Nikon® jetBlue AIRWAYS' TAW ES 0RE W AIRATE COPY Nam Br RSITIP rewards FIRST Use RoomFinder and Redeem Points for Priority Club, Rewards Room Nights Use RoomFinder to search, transfer and book your room in three easy steps. Transfer points to your linked Priority Club frequent guest account for free room nights at IHG's seven hotel brands. With over 4,000 locations worldwide, the Priority Club® Rewards Family of Brands includes InterContinentale, Crowne Plaza®, Hotel Indigo., Holiday Inn®, Holiday Inn Express®, Staybridge Suites® and Candlewood Suites... Room nights start at just 10,000 points. Tatra ad cat Irsi, d tlb Marrterslaa Farads Prcars, adr,4 rot more "Inan "W awnterablretwatda.ccoVienat TON St We sal dual Cfl4 redrOlorsm. °WI. Fly In Comfort and Style with KrisFlyer, Singapore Airlines' Frequent Flyer Program Singapore Airlines is an exceptional way to fly. With world-class service and state-of-the-art aircraft, you'll experience the award-winning service that even other airlines talk about. Transfer points to a linked KrisFlyer account and redeem miles for award tickets and flight upgrades. Terra ad cadbaradele Mentartnp Paracall paganapph. Fcr marbenapteareideccoNeen. Twee and leas may gay Kral' 1eer Wm. ad er wawa aeChi Partepawg paters and WSWb rename are mon Ulnae *ghat rose Save 21500 Membership Rewards* Points on a Nikon Coolplx Digital Camera The Nikon COOLPIX L18 Digital Camera is the definition of digital photography! Features 8.0 megapixels, 3x optical zoom, and 3 LCD screen. Includes 2GB SD memory card. Available in Navy and Ruby Red. Visit membershIprewards.com or call 1-800-AXP-EARN (297-3276) and redeem 22,400 Membership Rewards points for RY3968 (Navy) or RY3969 (Ruby Red). Terns and canteen cA the Meritershp Rends sews, cccl Get Away with Jetllwl Transfer points to TrueBlue® points, JetBlue's customer appreciation program, and travel to 33 cities in the U.S. and the Caribbean. Enjoy new planes, friendly service, comfy leather seats and up to 36 channels of free DIRECTV®. JetBlue is more than just your everyday low fare airline. Escape to more than 30 destinations in the U.S. and the Caribbean. More information on JetBlue's lowest fares and TrueBlue is program is available at ketblue.com Terra ad andbars d Ow Mordershp Rends. wenn app`,. Tor sae nlormaxa ved narregmhotewartlecaidem• Tans and lem ma) aepy bdvdual peter ten dicae ma) awry Pa lcpaarg palms and ea/ebb reviade pre &Leert d charge seed nctee Pago 8 of 9 To preview this reward and to redeem points, visit memborshIprewards. corn or call 1.800-AXP-EARN (297-3276). (MR Message 1978) To preview this reward and to redeem , visit membershIprewards. corn or call 1.600-AXP•EARN (297-3276). (MR Message 1975) Redeem now, in time for the Holidays (MR Message 1967) To preview this reward and to redeem points, visit momborshIprewards. corn or call 1.800-AXP-EARN (297-3276). (MR Message 1976) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will b04Ex0018.87 disclosing to the merchant that you meet these criteria. SDNY_GM_00327687 EFTA_00200441 EFTA01686685 DUPLICATE COPY P, pen! Fee THEODORE WWAITT Ritz-Carlton Club CAROMEMBEH tENERTS tarni Nu-be. Clown° Dees XXXX-XXXXX9 12/12108 4. 0w.to CustoinExtrar Effective December 31, 2008, you will no longer receive special Centurion benefits when you visit a Ritz-Carlton Club property or when you purchase a Ritz-Carlton Club deeded interest in a second home with your Centurion Card. Page 9 of 9 For more information on your benefits, please visit americanexpress.conv centurion (CE 111427) Make Your 61‘, I Naxpress• Donations Simple and Rewarding with the Card Your Centurion. and helps simplify giving by providing quick, secure transactions and dependable tracking of your gifts. Every donation you make can earn Membership Rewardse points. And through GivingExpresse Online, you can use your Card or points to give online and support your choice of over a million charities. You can also purchase GivingExpress Charity Certificates for a holiday gift that allows the recipient to support the causes that mean the most to them. Terms and conditions of the Membership Rewards program apply. For more information, visit vnvw.americanexpress.comVowards Donations of Membership Rewards points are not tax deductible. Use your Card to make a donation to your favorite charity at americanexpress.coml give (CE 111309) Now Accepting American Express® Cards! Auto Club Speedway - Now accepts any American Express Cards for races. To purchase race tickets, visit www.autoclubspeedway.com or call 1-800-944-RACE. Otay Lakes Veterinary Clinic - 736 Otay Lakes Rd.. Chula Vista, CA. 619-482-2000 or visit www.otayvet.net Rolling Hills Pet Hospital - 2457 Fenton St., Chula Vista, CA. 619-656-6400. www.otayvet.net CARDS WELCOME If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 111122) AMEX001888 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327688 EFTA_00200442 EFTA01686686 MME X001889 SDNY_GM_003271389 EFTA_00200443 EFTA01686687 Centurion' Card Statement of Account THEODORE W WAITT :et P 3 39.412.83 DUPLICATE COPY XXXX-XXXXX9 +230,108.36 New Balance S 230.108.36 Ch33FroDate 01/12/09 272,668 Membership Rewards Points Available at 01/12/09, when charges due are paid in full and all /mints are in good stan&ng. Page 1 of 14 Please Pay By 01/27/09 Please refer to page 8 for important information regarding your account See Page 13 For An Important Privacy Notice To manage your Card account online or to pay your bill, please visit us at www.americanexprese.com. For additional contact information, please see the reverse side of this page. • Purchase Protection You spilled wine on your new sofa. The jacket you just bought unraveled at the seams. Or you dropped the latest best seller in the swimming pool. Shop with confidence and Purchase Protection*, which protects eligible purchases made with your Centurion Card in the event they are accidentally damaged, stolen, or lost for up to 90 days from the date of purchase. *Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 and is subject to change with notice. This document does not supplement or replace the Policy. For more information, go to amoncanoxproos.com/conturIon Activity 01/08/09' PAYMENT RECEIVED - THANK YOU Duo in Full SIM for THEODORE W WAITT uwinmxxxmsimm 12/23/08 PENINSULA BEVERLY HIBEVERLY HILLS CA -1,186.03 Arrival Date Departure Date Credit 12/23/08 12/23/08 00000000 LODGNG 12/12/08 PENINSULA BEVERLY HIBEVERLY HILLS CA 1,186 03 Arrival Date Departure Date 12/10/08 12/11/08 00000000 LODGING Velelleprere0111 Anwar s -29,412.83 Anvil PISMO Saki an Its porlottn wow. detzet ard mum wit, )os panel + Do not staple or use paper clips Payment Coupon Mail Payment to: Please Pay By: 01/27/09 Amount Due $230,108.36 AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 023010836023010836 10 d Contented on Page 3 To Pay by Computer, vis4: arnericanexpress.comac. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a descnption of when additional Finance Charges are not assessed on Features. Cheek here it address or phone number has changed. Note changes on reverse side. AMEX001890 SDNY_GM_00327690 EFTA_00200444 EFTA01686688 DUPLICATE COPY enparesrar THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon front your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument made in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, ambling may be delayed and additional Charges may be irnaceed If we accept payment made in a foreign currency, we will chocee a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send poet-dated checks. They will be deposited upon receipt. Our acceptance of an mein marked with a restrictive legend will not operate as an accord and satisfaction without our express poor wntten approval. Authorization for Electronic Debit: We will process checirs electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By 5d: ending a check for payment, you authorize us to initiate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be orbited until the next day. Allocation ot Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our soW discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Penodc Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADS for each feature, we (1) take the beginning balance for each day (inaductng unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the brat day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the bring period and dvde the total by the number of days in the being period. Thisgives us the ADB for the Feature. If you pay the New Balance on the statement by the next Closing Date then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the Whiny period is calculated by adding the FC assessed on all Features of the Account This method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign curr , it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use br a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified customary banking sources, on the conversion date or the poor business day, in each Instance Increased bl (except for transactions processed ivii ig k prior to 01/11/09, Increased by 2%). This conversion rate may &Her from rates in effect on the date of your charge charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing_ Nigh mmary; In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or rf you need met informatien about a transaction on your bill, write us on a separate sheet of paper at the Customer `.rice adtlress noted to the right We must hear from you notate( than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Descnbe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your tag that are not in question While we investigate your [medico, we cannot report you as delinquent or take any action to collect the amount you question. II you have authorized us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong To stop the payment your letter must reach us three business clays before the automatic payment is scheduled to occur Special Rule for Credit Card Purchases: If you have a problem with the quaky of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount die on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mating address. (If we own or operate the merchant, or if we maned you the advertisement for the property or services, all ourohases are covered regardess of amount or location of the purchase.) Credit Balance: If a creditbalance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the fast statement indicating the credit balance, issue a check to you for the debt balance if the amount is $1.00 or more New York residents may contact the New York Banking Department to obtain a comparative listing of credl card rates, fees andgrace periods by cafling 1-800618.8866. Change of Address " correct on I -cal Co nee kee &met Afton Cm gate ZO Cale Ama Cale are Hone Phone PIN Code and ?Jock Plsone Email (op 0 reo • To change your address online, visit www.americanexpresscom updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly In blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at wvov.americanexprestOmn/privacy for more details and to set your email preferences. Page 2 of 14 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1600-CASH-NOW International Collect 1.954.503-8905 Hearinrgg (gam- m EST) fl y: i800.221.9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 arnericanexpress.com The Centurion. Card from American Express Customer Service P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Express Cash P.O. Box 981531 El Paso, TX 79998-1531 Ferrante BOX 0001 LOS ANGELES CA 900964000 Please provide your email address to receive important j account updates and exclusive Ciardmember I offers and benefits. AMEX001891 SDNY_GM_00327691 EFTA 00200445 EFTA01686689 DUPLICATE COPY THEODORE W WAITT Accoul Nal* X>00(4000a Clowy Dot 01/12/09 Pape 3 of 14 Due in Full continued 12/13/08 DS WATERS DS WATERS MABLETON GA 800-492-8377 26.26 12/13/08 ST REGIS HOTEL ASPENASPEN CO 970-920-3300 1,085.04 12/13/06 ST. JOHN BOUTIQUE • COSTA MESA CA WOMEN'S CLOTHING 3,480.33 12/13/08 SAKS FIFTH AVE 36 OCOSTA MESA CA 7145403223 Description Price NOVELTY (HANDBAGS) 1,150.00 DELIVERY FEES 15.00 12/13/06 MOUE NA CM 82 COSTA MESA CA 1,255.28 MISC/SPECIALTY RETAIL 4,649.41 12/13/08 POLO RALPH LAUREN 82AUSTIN TX FAMILY CLOTHING 12/1348 CHRISTIAN LOUBOUTIN COSTA MESA CA 7147549200 Desaiption Price WOMEN'S ACCESSORY Z007.99 12/13/08 583.99 2,007.00 FENDICOSTA MESA 87 COSTA MESA CA 7147511111 Deem-Son Rice WOMEN'S ACCESSORY 16,173.28 16,173.28 12/13/08 ROBERTO CAVAUJ (COSCOSTA MESA CA 212-3084566 15,214.30 12/14/08 APTVALUEMAX 888-205-2257 CT MEMBERSHIP 12,14/08 LAUQUE NA CM 12 COSTA MESA CA 19.95 MISC/SPECIALTY RETAIL 3,555.75 12/15/08 MONTAGE BEVERLY HILLBEVERLY HILLS CA Arrival Date Departure Date 12/0948 12/12/08 09000300 LODGING 12/15/08 PENINSULA BEVERLY HIBEVERLY HILLS CA Arrival Date Departure Date 12/14/08 12/14/08 00000000 LODGING 12/17)08 APPLE WEB STORE APPLAUSTIN TX Apple Online Stores Quantity 4 2 Description IMAC 24/2.8/2GB/320 MB 13.3.2.1/2%512MB MICROSOFT OFFICE MA MBP 15.4/2.4/2X1GBi 12/17/08 APPLE WEB STORE APPLAUSTIN TX Apple Online Stores Quantity 4 2 Description IMAC 24/2.8/2G8/320 MB 13.3f2.1)2X5121.48 MICROSOFT OFFICE MA MBP 15.4/2.4/2.X1GB/ Price 1,807.00 1,005.00 13495 2,007.00 Price 1,807.00 1,005.00 134.95 2,007.00 3,190.72 12.45 4,905.49 1,082.43 AMEX001892 Continued on reverse SDNY_GM_00327692 EFTA_00200446 EFTA01686690 THEODORE W WAITT DUPLICATE COPY Ammar, %tom= Page 4 of 14 Due In Full continued Parma 5 12117108 APPLE WEB STORE APPLAUSTIN TX Apple Online Stoma Quantity Description 1 IMAC 24/2.8/2GB/320 1 MB 13.3/2.1/2X512MB 4 MICROSOFT OFFICE MA 2 MBP 15.42.4/2X1 GB/ Pnce 1,807 00 1.005 00 134.95 2,007 00 Carrier, Class AS BA AS YA Date of Departure 12/20 2,013.43 12/18106 ALASKA AIRUNES PHOENIX AZ ALASKA AIRLINES From. To: SEATTLE WA SAN DIEGO CA SEATTLE WA Ticket Number: 02773939447016 Passenger Name: DEMERS/DARIN Document Type: PASSENGER TICKET 674.00 12/18108 HENRI BENDEL 84 3000SAN DIEGO CA 6192964076 Descripticn Price WOMEN'S READY-TO-WE 296.31 296.31 12/18N8 PETE CARLSONSGOLF/TPALIA DESERT CA 7605683263 Description Price SPORTING GOODS STOR 227.49 227.49 12/18108 SWAROVSIO JEWELRY USSAN DIEGO CA GLASSWARE & CRYSTAL 529.88 12/18108 ZENBU 0072 SAN DIEGO CA 855454/540 FOOD 266.14 71P 5086 325.00 12/18/08 PAYPAL 6SELECTGSM 4029357733 CA 4029357733 Description GENERAL - ELEC 854.94 12/18/08 12/18/08 NEIMAN4AARCUS #16 QOSAN DIEGO CA DEPARTMENT STORE Desaipticn Price CLF HANDBAG 1,750.00 1,885.63 NEIMAN-MARCUS #16 00SAN DIEGO CA DEPARTMENT STORE Description Price LADIES' SHOE 925.00 996.69 12118/08 NEIMAN-MARCUS #16 OMAN DIEGO CA DEPARTMENT STORE Description Price BOOTS 1,575.00 OPT 7 DLVRY 18.50 1,709.03 12/18/08 THECELLCOMPANY.COM ttflushing NY 7184458600 1,694.06 12/19/08 MICROSCOPES 8772153795 MO 4029357733 Description GENERAL 715.98 12/19/08 BEST BUY INTERNET 99RICHFIELD MN eas•t3Esnauv 220395 12/19108 BEST BUY INTERNET 99RICHFIELD MN 888-BESTBUY 441.99 12/2W08 CELL STORES RESTON VA 1,214.97 866.629.7760 AMEX001893 Continued on next pegs SDNY_GM_00327693 EFTA_00200447 EFTA01686691 DUPLICATE COPY THEODORE W WAITT Asoul Nal* Camp OS. Page 5 of 14 >CO3(4000a 01/12/09 Due in Full 12/22/08 12/22/08 continued Aremate Estanaa La Jolla HoLa Jolla CA Arrival Date Departure Date 12/21/08 12/22/08 00000000 LODGING 224.00 Estancia La Jolla HoLa Jolla CA Arrival Date Departure Date 12/21/08 12/22/08 00000000 LODGING 224.00 12/23/08 LAUOUE NA CM 82 COSTA MESA CA MISC/SPECIALTY RETAIL 32,055.63 12/23/08 PENINSULA BEVERLY HIBEVERLY HILLS Arrival Date Departure Date 12/23/08 12/23/08 00000000 LODGING CA 1,025.00 12/23/08 Four Seasons Hotel VI/Washington DC Mini Date Departure Date 120/08 12/23/08 00000000 LODGING CARDEPOSIT 5,868.15 12/24/08 CAIJFCRNIA BICYCLE 8IA JOLLA CA SPORTING GOODS STORE 1,000.00 12/24/08 NEIMAN-MARCUSIM6 OOSAN DIEGO DEPARTMENT STORE Desaaon Price LADIES SHOES 747.60 LADIES SHOES 1,550.00 C LOUBOUTIN 1,095.00 CA 3,855.53 12/24/08 NEIMANMARCUSIM6 DOSAN DIEGO DEPARTMENT STORE Description Price SUNGLASSES 550.00 SUNGLASSES 325.00 SUNGLASSES 290.00 SUNGLASSES 495.00 CA 1,788.66 12/24/08 NEIMANMARCUS #16 DOSAN DIEGO DEPARTMENT STORE Desairtion Price PREC JEWELRY 62,000.00 CA 66,805.00 12/26/08 12/26/08 12/26/08 LIMOUSINE CHAUFFEUR SAN DIEGO 202411 92110 LIMOUSINE TRANSPORTATION SERVICE COMPANY LIMOUSINE CHAUFFEUR SAN DIEGO 20241292110 LIMOUSINE TRANSPORTATION SERVICE COMPANY Estancia La Jolla HoLa Jolla CA Arrival Dale Departure Date 12/23/08 12/26/08 00000000 LODGING CA CA 736.81 765.93 1,126 24 AMEX00¶894 Continued on reverse SDNY_GS1_00327694 EFTA_00200448 EFTA01686692 THEODORE W WAITT DUPLICATE COPY m° )o boumc%tom= Pepe of 14 Due in Full continued AMOIMIAS 1246/06 Estanda La Jolla Hole Jolla CA Arrival Date Departure Date 1243/08 12/2648 00000000 LODGING 729.93 12/27/08 Estancia La Jolla Hota Jolla CA Arrival Date Departure Date 944.38 12/23/08 12)27/08 00000000 LODGING 1226/06 Estancia La Jolla HoLa Jolla CA 1,120.00 Arrival Date Departure Date 12/23/08 12/28/08 00000000 LODGING 12/2948 ST REGIS HOTEL ASPENASPEN CO 68.33 970-920-3300 12/29/08 ST REGIS HOTEL ASPENASPEN CO 141.02 9709204300 12/30/08 DILLARDS DEPT STORE NASHVILLE TN 67.21 DIRECT MKTG MISC Description Price SOCKS 14.62 SOCKS 14.62 SOCKS 14.62 EXPRESS DEUVERY 18.85 12/3(Y08 LIGHTNING LIMOUSINE,PUEBLO CO 108.00 TAXICAB & LIMOUSINE 12/30/03 SAN DIEGO CHARGERS SAN DIEGO CA 2,985.00 COMMERCIAL SPORTS TICKETS 20081230 12/30/08 FMRMONT OLYMPIC HOTSEATTLE WA 1,024.44 Arrival Date Departure Date 12/0948 12J30/ 00000300 LODGING 12/3146 DILLARDS DEPT STORE NASHVILLE TN 50.91 DIRECT MKTG MISC Description Price SOCKS 15.75 SOCKS 15.75 SOCKS 15.75 SALES TAX 3.66 01/02/09 ELEGANT CHILD, THE EBEVERLY HILLS CA 174.00 888-673-3273 01/02/09 NEIMN MARCUS ONLINE IRVING TX 175.64 1-888-888-4757 Description HYDRMX ACTV CREAM 1 01/04109 NEW YORK TIMES NEW YORK NY 57.75 NY TIMES 010409 Description FOR BILLING QUEST* ACCT: 861127967 B 01/0549 FTD.COPN800-SENDFTO DOWNERS GROVE IL 166.99 FOR QUESTIONS CALL: 5014 01/0549 GOOGLE *SELECTGSSA PAYMENT SVC 1,19992 JFKICBDR5732000JD92038 GCOGLE *SELECTG9A GOOGLE.CCONCH AMEX001895 Continued on next pep SDNY_GM_00327695 EFTA_00200449 EFTA01686693 DUPLICATE COPY THEODORE W WAITT AO:Oull Mal* X>00(4O00a Clawq Dace 01/12/09 Page lot 14 Due in Full continued Wadi 01/06/119 DAWAT RSTR NEW YORK NY 500.00 RESTAURANT Description 149220 01/07/09 OS WATERS DS WATERS MABLETON GA 40.00 800.49243377 01/07/09 Four Seasons Hotel VVWashington DC Arrival Date Departure Date 01/06/09 01/07/09 00000000 LODGING CARDEPOSIT 01/08109 DIVA UMOUSINE DIVALLOS ANGELES CA 1,504.60 01/07/09-1149510 00000 01/07119-WAITT THEODORE W. MIA-MIAMI FL￾DEPT#: RESS:1149510-CLR:ERIN DUFFY-LONG 01/08/09 SKY BAR-MIAMI SHORE MIAMI BCH FL 600.00 3056953233 FOOD 484.85 TIP 135.15 01/084)9 SKY BARMIAMI SHORE MIAMI BCH FL 2,000.00 3056953233 FOOD 1,646.00 TIP 355.00 01/09/09 MYNT LOUNGE MIAMI BEACH FL 2,000.00 BARANIGHTCLUB 01/09/09 DIVA LIMOUSINE DIVALLOS ANGELES CA 01/08/09.11496'96 00000 01/08/09.WAITT THEODORE W. MIAMI BEACH FL-MIAMI BEACH FL DEPTe: RESS:1149696-CLR:ERIN DUFFY-LONG 01/12/09 APTVALUEMAX 888-205-2257 CT MEMBERSHIP Total of Duo In Full Activfty for THEODORE W WAITT 229,508.44 23,443.88 2,097.52 19.95 Duo 1,1ftarty for G MAXWELL Cad MOW 12,12/013 SCHWEITZER UNEN 2 ONEW YORK NY 36.35 2125700236 Description Price SPECIALTY RETAIL ST 3835 12/16408 AMEN WARDY HOME 8824ASPEN CO 113.00 MISC HOME FURNISHINGS 12/31118 SMARTY HAD A PARTY OOVERLAND MO 140.86 3144315400 Description Price GENERAL MERCHANDISE 140.66 01/08/09 VICTOIRE LLC 323-2250101 CA 151.83 MISC APPAREL STORE 01/06/09 STEPS TO MEMORIES LLFORT COLLINS CO 12723 DIRECT MKTG MISC Description COISAUNICATIONS AMEX001896 Continued on reverse SDNY_G1.1_00327696 EFTA_00200450 EFTA01686694 DUPLICATE COPY rttpX04 ra THEODORE W WART Account Lott. XXXX.XXXXX9= Page 80114 Due in Full continued 01/08/09 ALWAYS ELEGANT PRAIRIE VILLA KS 32.85 DIRECT MKTG MISC Total of Due In Full Activity for G MAXWELL 601.92 Total Due in Full Activity 230,108.36 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows For Sign & Traver', the APR is 990%, the OPR is 0.0271% Please refer to page 2 for further important information regarding your account AMEX00¶897 SDNY_GX.1_00327697 EFTA_00200451 EFTA01686695 For questions about your Membership Rewards amount, contact 1-800-297-1300 MembePAtetgicarlis Monthly Statement Program News Statement Period December 1, 2008 Account activity after this period does not First" Pape 9 of 14 and MEMBERSHIP., - December 31, 2008 appear on this statement rewards Named fa FIRST www.amencanexpress cornhewards THEODORE W WAITT Total Points Balance American Express /come Nutt. 272,668 Membership Rewarde P.O. Box 297813 Points Earned this Period are Ft. Lauderdale, FL 333299785 pending until charges are paid in full and all your accounts are In good standing. Points Earned this Period may include Bonus Points Points Earned this Period 30,565 Account Summary Opening points balance 242,103 Points earned this period +30,565 Points used this period 0 Reinstated points and adjustments 0 Total points balance =272,668 Points Earned this Period 12/01/08 - 12/31/08 Points Actively On Bonus Points Tote! Points Activity Eligible Charges Awarded Per Card Centurion xxxx-xx)oae= 29,241 1,152 Destination Hotels 4008 bpts 0864 30,393 Addi Centerin xxxx-xxxxx9g. 172 0 172 Totals 29,413 1,152 30,565 Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your program account Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Temis & Conditions in your Program Guide. If you have questions, please visit vnviv.americanexpress.comirewants or call 1-800.297-1300. For international, call colloid 305.816.2799. LUXURYONLY' cruises Earn Triple Points with LuxuryOnly, the Luxury Cruise Division of CruisesOnly Set sail with LuxuryOnly and receive exceptional value and choice. Book a luxury cruise through LuxuryOnly.com with your enrolled Card and you can earn triple Membership Rewards@ points. Book your sailing by June 30. 2009, for sailing through December 31, 2010, and watch how fast the points can add up! Bane pants <tier ‘,Id 07O1/06 to 001109 Tote elgOle to ern torus poets )ov matte ter °led n the Mortarvy Pawn gaga-lane in d pothato you nay [hale lout Up On an ak,tie emceed &,acr Eexerno•Casti Do-ut port: wit be ceedted It )01 i000un, soan3 a oci-Oelocl end cod e‘ttect to vet actcn Ito, a no monum arnct.ni of 1.1n-te.sno, Pastes petit lW oan ern. Tiplebama poets c.rt only by awned on cnasetate cl'asgas are not aecincroi urges oatcott Foe rare donna= on the Mentefsho Rowan% otcgten vet member shiprewerdecoonlenns a cal 140041XP-EARIC Boise 0 7545 Escape with Hilton Worldwide Resorts in 2009 and Earn Double Membership Rewards® Points! Book a resort Bed & Breakfast rate with your enrolled American Expresso Card, and stay for three nights or more between December 1, 2008 and November 30, 2009, and you can earn double Membership Rewards points! Available at over 50 exotic Hilton Worldwide Resorts from just $195 USD per room per night. Ogee yard ha, i2itCe to if4.010) Oct step d roomer+ 3 Kris. Car vakt only onto Neon each Br aelfuef nee at colcostoo teskas clooleysd On to Hire Wattscle Reed* evade Bros sawds0 on row, rar on) You Mb: be enrol.] n de Manterehp Rama pecan(*Proven, alto not born; rot eiay rot cape your slay a' on ectbs. steeled AnnnLtpeee Cot %vs yeas els crafted to vat account *mil I0-12 wows sib *hope appear on rztmlltrem. Varl la U.S. Morels ['Vote Ca OntrOkUt Cri r a mote intemelOn Ca Ise Program visa montetthironverdetognaerms or eel 141004XINEARN a1741211). Benue C 25114 Vert LuxuryOnly online www.luxinyonty.com or call us at 1.800-711-4230 for more details on this offer. (MR Bonus ID 7545) For more information about this exclusive offer and to view participating resorts, visit vnwthillonworld resortsramex and make your booking today. (MR Bonus ID 2564) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will bil"Ex001898 disclosing to the merchant that you meet these criteria. SDNY_GM_00327698 EFTA_00200452 EFTA01686696 Amex. joie de vivre° HO T E L S AIR FRANCE BMWS M/RAVAL. tucson THEODORE igkrAirRATE COPY Acco.r1No—bor Millions More Reasons to Redeem MEMBERSHIP rewards FIRST Browse, compare prices and then redeem Membership Rewardse points. Don't have enough points? Partial points allow you to pay part of your purchase by redeeming available points and charging the remainder, if any, to your Card. Need it overnight? shopArnexe has popular merchants, most offering second-day and overnight shipping. Redeem now: shopAmex.com/statement Tons Ord catnort fot the Mertert, e,Pavarie of ogran acciy vetatmetkafreapteM.Ceernereide mOre drab.") Pattcpalrg carriers andasapxode rends xe stied b change erte.O °dee Up to 26% Off All Joie de Vivre Hotels When You Use Membership Rewards® Points! From now until January 31, 2009, receive up to 25% off redemption rates on a one-night stay when you redeem for a participating Joie de Vivre hotel property and stay before March 31, 2009. Our unique collection of hotels includes locations in San Francisco, Sacramento, Mahn County, Oakland. Berkeley, Silicon Valley, and Los Angeles. Whether you are traveling for business or planning a vacation, a romantic getaway or special event, Joie de Vivre has a hotel suited uniquely to your personality. YOW1411Meeet, by Janowy 31.2039. ard °Cepa yt flay by thireh 31 at Tons and CCedk" Of re Me-tecthp Pewaide pwarn neg. Fa owe riomrmNeorl yet inemberaponardtetalorms. Tanis rd bite may iccfr NACOS* Wiwi NO e.StN Ien are salmi to envy wtfo wooer Redeem Membership Rewards® Points on Air France/KLM! Transfer points to Air France KLM's Flying Blue program and book a weekend trip to Paris with nonstop flights from Air France. Renowned for its exceptional in-flight services, Air France flies to more than 1889 destinations in over 80 countries, with extensive European coverage. Take a trip to Paris, Athens, Amsterdam, Geneva, Zurich or Istanbul via Air France KLM. Terme and andisre tithe Verytetenp Reeexch vavan appay Oft mat Hoc...ow .ale mertershIprewards.coaslerms Tapes and ray *ciy tervoual pater recta:en agcy Palccotwq palors and a. xutOe rewa-i* ae ttnecl 5achange at,>J nice Redeem Membership Rewards® Points for a 3•Nlght Package at Miraval Tucson! Miraval Tucson otters a vibrant array of award-winning programs, classes, cuisine and spa services that invite guests to live and feel better. The Miraval 3-night Ultimate Package for Two includes luxury accommodations, all meals, snacks and non-alcoholic beverages, one spa service per person Per day (8125 value each), unlimited access to scheduled programs and activities, all taxes and gratuities and round-trip transportation from Tucson International Airport. Tenn/ ad andnoce at the Menbefehp Bench pops,' 4:ehi fa mat edorropon membeallprewardssanlerms Tact and 'eta may xedy pang rteireAtn: {- 6y, acor, Palcoteng paint,* and a. xlito fends ase etpeel fo change eiro.1 ado. Page 10 of 14 Stan shopping now shopArnex.comr statement (MR Message 2576) To preview this reward and to redeem points, visn membershlprenvards. com or call 1.800-AXP-EARN (297-3276). (MR Message 2577) TO preview this reward and to redeem points, visit membershiprewards. corn or call 1.800-AXP-EARN (297-3276). (MR Message 2579) To preview this reward and to redeem points, visit mombershiprowards. corn or call 1-800-AXP-EARN (297-3276). (MR Message 2586) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will bliblEX001899 disclosing to the merchant that you meet these criteria. SDNY_GM_00327699 EFTA_00200453 EFTA01686697 DUPLICATE COPY Nepattat For &CAN Na-iset Clottng Date THEODORE W WAITT XXXX-XXXXa 01/1009 Redeem CustomExtras' —• Points This Valentine's Day Roadside Assistance Anywhere. Your car dies or blows a tire and you're stranded. Now what? Relax--you're a Card member. You're covered for up to four times a year, up to $50 per service call. CAROMS/413ER tENERTS Just call us at 1-800-333-AMEX and help will be on the way! Page 11 of 14 Call 1.800.333-AMEX for Roadside Assistance Anywhere. (CE 111441) Premium Global Assists Hotline CARL%IEMEi H BRIFITS Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card member can make things easier to handle. From pre-trip planning to finding an English-speaking doctor, the Premium Global Assist Hotline is ready to help--we'll even cover expenses related to medical or emergency evacuation. It's one more way being a Card member can set your mind at ease whether you're at home or abroad. Contact the Premium Global Assist Hotline at 1.800.345-AMEX (CE 111440) Take Your Adventure to New Heights CAROMEMBER BENEFITS Great winter holidays are those that provide exceptional values at some of North America's finest ski and snowboard resorts. This ski vacation website features a selection of valuable offers on packaged ski trips, lessons, lift tickets, and more. These offers are exclusive to those who pay with any American Expresss Card. Now Accepting American Expressea Alta Lodge - Ma, Utah's traditional ski-in, ski-out lodge, with warm ambiance, personal service and fine dining, since 1939. 1-800-707-2582. www.altalodge.com Pacific Pet Hospital - Serving Chula Vista for over30 years. 1466 Melrose Ave., San Diego, CA 91911. 619-585-7387. vnvw.pacificpethospitalcom Teton Springs Lodge & Spa • One of Idaho's only small luxury hotels. Ski area nearby. Hell and X-country skiing, spa and dining onsite. 1-877-787-8767. www.totonaprIngslodgccom m CARDS WELCOME Visit offers.ammmetwork comisld for mom information. (CE 111363) If there are other places where you would like to see the Card accepted, please call the Customer &r.ten umber that iS located on page 2 of your statement or the number that is on the back of your Card. (CE 111238) AMEX001900 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327700 EFTA_00200454 EFTA01686698 Preqvw 10' THEODORE W warn DUPLICATE COPY 1C"&≥Tiox9= Page 12 (>114 AMEX001901 SDNY_GR1_00327701 EFTA_00200455 EFTA01686699 DUPLICATE COPY Prepomd ice THEODORE W WAITT Centurion Card Statement of Account Aocort CWO XXXX-XXXXX9 -MI 01/12/09 Page 13 of 14 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express' Charge Cards or accounts, Optima' Cards or accounts, other personal credit card accounts that we issue, and to United States holders of business charge and credit cards from OPEN from American Express. This Notice explains how we collect, use and safeguard information about you and how to limit the use and disclosure of your information. In this Notice, "American Express.**we," 'our,' and 'us refer to American Express Travel Related Services Company, Inc., American Express Centurion Bank and American Express Bank, FSB. These entities are "Affiliates" of each other, which are companies in the American Express family that are related to each other by common ownership or control. Our Affiliates also include publishers, travelers cheques issuers, travel agents and providers of Card-related insurance services. The cards and accounts that we issue are called "Cards" or "Card accounts." Holders of those Card accounts are called "Cardmembers" or "you(r)." What Information Do We Collect? We obtain information about you from a variety of sources. You provide us with information about yourself. for example, by completing Card applications. This includes your name, address, social security number, and income and asset information. Your use of the Card and your other transactions with us and our Affiliates provide us with additional information, such as your spending and payment history. Other sources, such as credit reporting agencies and providers of marketing information, furnish us with additional information about your credit history, purchasing preferences, and other matters. We also obtain information about you in connection with our efforts to protect against fraud. We call all of this information *Cardmember Information.' What Do We Do with Cardmember Information? We use Cardmember Information in connection with delivering products and services to you. To do this it is often necessary to share it with our Affiliates and other companies we work with. These include companies that manage Card accounts, offer affinity, frequent-user, and reward programs, companies that perform marketing services and other business operations for us, and companies whose products or services are provided as a benefit of your Card account. We may also share Cardmember Informationwith other financial institutions with whom we jointly offer products and services. And we may disclose it to other third parties as permitted by law. For example, we disclose Cardmember Information in response to subpoenas. to credit reporting agencies, and to help prevent fraud. Information We Share with Our Affiliates You can inform us not to share with our Affiliates credit-related information (except as permitted by law), such as your credit history as shown on a consumer report. If you make this choice, we are permitted by law to share with our Affiliates information about our transactions and experiences with you, such as your payment history. Valuable Partner Offers We work with carefully selected business partners, such as merchants that accept the Card, so that you may receive off erstor their products and services. We use Cardmember Information to help make these offers more relevant and valuable to you. If you respond to one of SP248 these offers, the business partner will know certain information about you, such as your name, that you are a Cardmember, and that you met the qualifications established for the otter. You can inform us not to send you these offers. Your Choices Please let us know if you do not want us to use your Cardmember Information to communicate with you about offers, including exclusive partner offers and offers from our Affiliates, by mail, telephone and/or e-mail, or share your credit-related information with our Affiliates, by visiting us at: www.amorloanoxpriess.00mioornmunloatIons You can also inform us of your choices (except for e-mail communications) by calling us at 1-800-297-8378. If you make these choices, you may not learn about products. services and features, including discounts and other special offers, we believe may be of interest to you and add value to your Card membership. If you have other Card accounts with us. you will receive additional privacy notices that apply to those accounts. Pleas* note that any choices you make will only apply to this account. If you are the primary Cardmember on your Card account. any chokes you make in accordance with this Notice will also apply to any other Cardmember on this account (except for e-mail communications). II you make choices not to receive offers as indicated above, we may still include notices and information about the Card and other products and services when communicating with you about your Card account and related products and services. Information Security We use reasonable administrative, technical and physical security measures to protect your Cardmember Information. Former Customers If you cancel your Card, or your Card account(s) are closed, we will continue to treat and safeguard Cardmember Information about you as described in this Notice. For Vermont Cardmembers Only If your Card account has a Vermont billing address, we will automatically treat your account as if you had informed us not to share your credit-related information with our Affiliates. BP/MU/02PV/(AW19°2 SDNY_GM_00327702 EFTA_00200456 EFTA01686700 DUPLICATE COPY PreparoJF or THEODORE W WART Accani hurrlx. XXXX•XXXXX9-M Page 14 of 14 Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card, including Express Cash transactions. or electronic payments you make to American Express using Pay By Phone. Pay By Computer. or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers. please telephone us at 1.800-IPAY-AXP for Pay By Phone and Pay By Computer questions. and at 1.800-CASH-NOW for Express Cash and Automatic Payment questions. Mternatively, you may write to us at American Express Travel Related Services Company. Inc.. Electronic Funds Services. P.O. Box 297815, Ft. Lauderdale. FL 33329-7815. or e-mail us by clicking on the Customer Service link online at vninv.americanexpress.com. We must hew from you no later than 60 days after we sent the FIRST statement on which the problem or error appeased or question arose. When you contact us. please provide the following information: (1) Your name and account number. (2) Description of the error or the transfer you cue unsure about. Explain as clearly as you can why you believe it is an error or why you need more information. (3) The date and dollar amount of the suspected error. If you notify us by phone, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time. however. we may take up to 45 days to investigate your complaint or question. If we decide to do this. we will credit your account within 10 business days for the amount you think is n error. so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days. we may not credit your account For errors involving new accounts. paint-of -sath or foreign-initiated transactions. we may take up to 90 days to investigate your complaint or question. For new accounts, we may lake up to 20 business days to credit your account for the amount you think is in error. We will tell you the results within three business days after completing our investigation. If we decide that there was no error. we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. SP248 BP/MtP02K00408 AM E X001903 SDNY_GM_00327703 EFTA 00200457 EFTA01686701 DUPLICATE COPY Centurion' Card Statement of Account 427,143 Membership Rewards' Points Available at 02/11/09, when charges due are paid in full and all rtnatints are in good slanting. Cann, Ode THEODORE W WAITT XXXX XXXXX9 02/11/09 Page 1 of 12 New Predou5 Wiry. Penerlk:WINS Balance S Please Pay By 02/26/09 230,108 36 -230,186.36 *58,610.09 58.532.09 Please refer to page 6 fa important information regarding your account See Page 9 For A Notice Of Changes To Your Agreement To manage your Card account online or to pay your bill. please visit us at www.amorloanoxproaccom. For additional contact information, please see the reverse side of this page. Here's an Easy Way to Earn Rewards - Set up your wireless, cable and other household bills for automatic payment on your eligible American Expresso Card - Simply contact your provider or go to amerlcanexpress.com/billstopay to learn more With automatic bill payment, avoid late fees and earn rewards while your household bills are automatically paid on your eligible Card. Not all American Express Cards are eligible to earn rewards. Terms, conditions, and restrictions apply to individual Card products. Indcafee posing dale Activity Fawn Cunene.. moan rale Amount S e tune rale OA 2 7% See peg, 2 kr OSA. 02/05/09' PAYMENT RECEIVED THANK YOU -99,999.99 — — 02/05/09' PAYMENT RECEIVED THANK YOU -30,186.38 02/05/09' PAYMENT RECEIVED THANK YOU -99,999.99 Total of Payment Activity -230,186.36 Duo In aFul for THEODORE W WAITT seed mot￾01/1409 Four Seasons Hotel WWashington DC Arrival Date Departure Date 01/13/09 01/14/09 00000000 LODGING CARDEPOSIT Please Saki an Ps perlottn Sow. detxti rd retrn to parre Do not staple or use paper dips Payment Coupon Mail Payment to: Feces?" •rdie9 Amount Please Pay By: 0226;09 Amount Due $58,532.09 ill'ili...I.Iiiiiiiillililiiii.III,IIII.III.Iilliiiiiiiii.IIIIIII AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 005853209005853209 10 d -5,868.15 Credit Continued on Page 3 To Pay by Computer, Ws4: americanexpress.com/pbc. Enter account number on all documents. Make check payalde to American Express. Soo Finance Charges section on reverse side for a descnption of when additional Finance Charges are not assessed on Features. Cheek here it address or phone number has changed. Note changes on reverse side. AMEX001904 SDNY_GM_00327704 EFTA_00200458 EFTA01686702 DUPLICATE COPY enreiesrar THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment adreets shown on your statement and must include the remittance coupon front your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment_ made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send postdated checks. They will be deposited upon receipt. Our acceptance of an ment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not precessade electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation ot Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sore discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the dare balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the Wring period and rivde the total by the number of days in the being period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is caloulated by adding the FC assessed on all Features of the Account This method of calculating the ACS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign curie it will be converted into US dollars on the date it is processed by us or our agents. LMIess a particular rate is required byapplicable law, we will choose a conversion rate that s acceptable to us for that date. Currently, the conversion rate we use br a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by ys from customary banking sources, on the conversion i date or the p business day in each Instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Melds Summery: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write.* r on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicatedon the front of this statement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error If you need more information, describe the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the pats of your till that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have authorized us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the <Natty of goods o sciences that you purchased with a credit card, and you have teed in good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services You have this protection only when the purchase price was more than 550 and the purchase was made in your home stale or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purthases are covered regardless of amount or locatian of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling I 400-518-8866 Change of Address re correct on 1.0” do n0 1440 &met Afton Cm date ZO Cole Ama Cale are Hone Phone PIN Coe* and ?Jock Plsone Email (chant) • To change your address online, visit vnvw.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vretamericanexprestectn/privecy for more details and to set your email preferences. Page 2 of 12 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/7 days Express Cash 1400-CASH-NOW International Collect 1.954.503-8905 Hearinrgg (gam- m EST) TTY: i800.221.9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpross.com The Centurion. Card from American Express Customer Service P.O. Box 297846 Ft. I nurterdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 PaYmallts BOX 0001 LOS ANGELES CA 900964000 Please provide your e-mail address to receive important j account updates and exclusive C..ardmember I offers and benefits. AMEX001905 SDNY_GM_00327705 EFTA 00200459 EFTA01686703 DUPLICATE COPY THEODORE W WAITT Aosal Sim X>00(4O00a ass DS 02J11/09 Page 3 0(12 Due in Full continued " Foss Cwrorcy Gass *Ws Mb So 27%. 5s MP 2ke DM. ono Aware 01/11/09 WYNN LAS VEGAS HOTELLAS VEGAS NV I 6807.40 Arrival Date Departure Date 01/08/09 01/11/09 00000000 LODGING 01/13/09 DIVA UMOUSINE DIVALLOS ANGELES CA 988.40 01/09/09-149696.200000 014)9/09-WAITT THEODORE W. MIAMI BEACH FL-MIA-MIAMI FL DEPT*. RES4:1149696-2-CLR:ERIN DUFFY-LONG 01/21/09 TRAVISA LA VISAS. ETC 23900 615364 90036 PASSPORT 01/22/09 TAYLOR UVERY RIVERDALE MD 20737 UMOUSINE SERVICE 0122/09 CALIFORNIA BICYCLE 8LA JOU-A CA 11,313.75 SPORTING GOODS STORE 01/2209 DAWAT RSTR NEW YORK NY 500.00 RESTAURANT Description 507748 01/22/08 NBA.LOS ANGELES LAKEEL SEGUNDO CA OOLIMERCIAL SPORTS TICKETS 20090122 01/22/09 Four Seasons Hotel WWashington US 630.48 Arrival Date Departure Date 01/17/09 01/22/09 00000000 LODGING 01/2329 FIRST & 62ND CINEMASNEW YORK US 24.00 2127520694 Description Price MOTION PICTURE THEA 24.00 01/24/09 NOBU 57 120000054570NEW YORK 2123347904 FOOD/BEVERAGE 460.05 TIP 139.95 01/2829 CALIFORNIA BICYCLE 8LA JOLLA 4.010.43 SPORTING GOODS STORE 02/01/09 NEW YORK TIMES NEW YORK NY TIMES 020109 Description FOR BILLING QUESTIO ACCT: 861127967 EI 02/03/09 FISHTAIL 88430048768NEW YORK RESTAURANT TIP 02/03/09 NORDSTROM DIRECT INCSEATTLE NORDSTROM.00M 1-800433-3 Description HANDBAGS 02/03/09 THE POST HOUSE NEW YORK 360.00 RESTAURANT FOOD/BEVERAGE 295.59 TIP 64.41 4,531.80 8.00000 600.00 57.75 50.12 275.00 245.67 AMEX001906 Continuod on mons SDNY_GM_00327706 EFTA_00200460 EFTA01686704 DUPLICATE COPY THEODORE W WAITT Account Number )000000000M Pep 4 of 12 Due In Full continued rM RM. SPiedec PS/Welen • Row Carton. cconac4 base rel I>4• Inc Sin pop 21a dos 02/0409 OS WATERS DS WATERS MABLETON 32.83 800492W 02/04/09 THE SETAI SOUTH BEACMIAMI BEACH Arrival Date Departure Date 02/04/09 02/04/09 00000000 LODGING 02/05/09 MANSION ON FORSYTH PSAVANAH Arrival Dale Departure Date 02/04/09 02/04/09 00000000 LODGING CARDEPOSIT 02/06109 PENINSULA BEVERLY HIBEVERLY HILLS Arrival Date Departure Date 02/04/09 02/05/09 00000000 LODGING 02/06/09 CALIFORNIA BICYCLE 8LA JOLLA SPORTING GOODS STORE 02/07/09 MANSION ON FORSYTH PSAVANAH Arrival Date Departure Date 02/05/09 02/06109 00000000 LODGING 02/08/09 THE SETAI SOUTH BEACMIAMI BEACH Arrival Date Departure Date 02/08/09 02/08/09 00000000 LODGING 02/08/09 THE SETAI SOUTH BEACMIAMI BEACH Arrival Date Departure Date 02/08/09 02/06/09 00000000 LODGING 02/10/09 CALIFORNIA BICYCLE &A JOLLA 04928 SPORTING GOODS STORE 02/10/09 Carey International Washington 888-649-3949 Description 09-02-06 SAVANNAH WAITT THEODORE 02/1W09 Carey International Washington M449-3949 Desolation 09-02-06 SAVANNAH WAITT THEODORE OM 0/09 DIVA UMOUSINE DIVALLOS ANGELES 02/06/09-156913-100000 02/06109-WAITT THEODORE W. OPF AIRPORT OPA LOCK￾DEPTS: RESS:1156913-1-CLFTERIN DUFFY-LONG 1,762.60 89411 1,634.47 1,267.73 185.95 39.24 1,721.02 333.60 353.60 556.48 AM E X001907 Continued on next pegs SDNY_GR1_00327707 EFTA_00200461 EFTA01686705 THEODORE W WAITT DUPLICATE COPY Aw/ocarcc000coM Cbiang Os* 02/11/09 Page 5 of 12 Due in Full continued -ForegoOriorcycamnierge r 'n9 ^ Sotearg /amount $ lane rein plus 27%. 3.4. reps 2 la delails. 02/10/09 DIVA LIMOUSINE DIVALLOS ANGELES 02/07/09-156913-200000 02/07/09•WAITT THEODORE W. MIAMI BEACH FL. DEPT*: RES11:1156913-2-CLR:ERIN DUFFY-LONG 02/10/09 DIVA UMOUSINE DIVALLOS ANGELES 02/08/09-156913.300000 02/08/09•WAITT THEODORE W. MIAMI BEACH FL-OPF AIRPORT OPA LOCK DEPT,: RES8:1156913-3-CLR:ERIN OUFFY-LONG 02/11109 APSYVALUEMAX 888-205-2257 19.95 MEMBERSHIP 2,160.93 590.11 Total of Due in Full Activity for THEODORE Due in Full Sivity for G MAXWELL 01/13/09 GLOBAL REFUND YOUR TAX REFUND TOTALUNG 44.87 DOLLAR W WAITT 66,217.71 US -44.87 Credit 2,478.25 Credit 01/25/09 PANERAI 3015 BEV HILBEVERLY HILLS 3102281515 Description Price JEWELRYICLOCK/SILVE 2,47825 01/13/09 BAYVILLAGESTORE.00M BAY VILLAGE OH 119.60 4408715150 Description Price GIFT/NOVELTY/SOUVEN 11940 OW 9/09 PEARL RIVER MART 884NEW YORK NY 43.89 DEPARTMENT STORE 01/22/09 MITY-UTE INC. OREM Ur 858.08 DURABLE GOODS 01/28/09 HARRODS LIMITED. LONDON UK 'Pa SWIM rdo MAO 256.03 GOODS/SERVICES 01/28/09 HARRODS UMITED. LONDON UK -Pardo IMAO Seim 256.03 GOODS/SERVICES 01t31/09 MALO 0051 NEW YORK 195.08 ME NSAVOMEN'S CLOTHNG Description APPAREUACCESS 02/03/09 MYPERFECTWEDDINGDEC0708494-2702 70.30 706-494-2702 02/05/09 SAKS FIFTH AVENUE 038EVERLY HILLS 119.08 3102754211 Description Price IN BLOOM (INTIMATE 110.00 02/06/09 KRAVET FABRICS 0000 BETHPAGE 2,250.50 5162932000 Description FABRIC 02/10/09 WARWICKS LA JOLLA 105.80 BOOK STORE AMEX001908 Continuod on Awn SDNY_GM_00327708 EFTA_00200462 EFTA01686706 DUPLICATE COPY Prep:, ro, THEODORE W WART Account Lott. XXXX.XXXXX9= Prgra6M12 Due in Full continued roosan Cairene) cceiverscn sax is base ISO p4us 27%. See paae 2kt cletab rarer aeon) 02/10/09 POLO RALPH LAUREN RTLAJOUA FAMILY CLOTHING ParaiiiitS 641.17 Total of Due In Full Activity for G MAXWELL 2,392.38 Total Due in Full Activity 58,610.09 Important Notice information on Flexible Payment Features You may have access to one or more Flexible Payment Features as gait of your Dafd account The current Annual Percentage Rates (APRs) and Daily Periodic Rates (OPRs) for the Flexible Payment Features are as follows. For Sign & Travel, the APR is 9.15%, the OPR is 0 0251% Please refer to page 2 for further important information regarding your account AMEXC01909 SDNY_GM_00327709 EFTA_00200463 EFTA01686707 For questions about your Membership Rewards amount, contact 1-800-297-1300 MembePAtetgicarlis Monthly Statement Program News Statement Period January, 1, 2009 - Account activity after this penod does not First" Page 7 of 12 and January 31, 2009 appear on this statement MEMBERSHIP rewards wwwamencanexpress cornhewards Prepasel kr, FIRST￾THEODORE W WAITT Total Points Balance American Express Axeunl Hunan 427,143 Membership RewafdS P.O. Box 297813 Points Earned this Period are Ft. Lauderdale, FL 333299785 pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points Points Earned this Period 234,475 Account Summary Opening points balance 272,668 Points earned this period +234.475 Points used this period -80,000 Reinstated points and adjustments 0 Total points balance =427,143 Points Earned this Period 01/01/09 - 01/31/09 Points Activity On Eligible Charges Bonus Points Awarded Total Points Activity Per Card Centurion 229,505 4,368 233,873 )000(40000(9.11 Dwonation Hotel 4008 27:444 0864 Addl Centuriou_ xxxx-xxxxx9= 602 0 602 Totals 230,107 4,368 234,475 Points Used this Period - 01/31/09 Total Points Used This Period Re Date $100 American Expressat174; Gift Card - Especially for Birth And enter 0032172173 20,000 1/28/09 $100 American Express&ft174. Gift Card - Especially for Birth ACCOuit ruing 00.12172174 20,000 1/28/09 $100 American Express/4174; Gift Card - Especially for Birth Meant nets 04217217S 20,000 1/28/09 $100 American Express&1174; Gift Card - Especially for Binh Axon nine 0002172176 20,000 1/28/09 Total 80,000 Pants used this penod includes Redemptions and Transfers Pants earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your pr ram account. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Tern & Conditions in your Program Guide you have questions, please visit www.amerlcanexpress.com,renvards or call 1-800-2971300. For international, call collect 305-816-2799 AMERICANA MANHASSET Shop Americana Manhasset Stores and You Can Earn Double Points March 26 - 29, 2009 Earn double Membership Rewardal, points for individual purchases of $250 or more at Americana Manhasset--a collection of 60 fabulous stores, including Louis Vuitton, Gucci, Prada, Fendi, Etro, Frette, Dior, Bottega Veneta, Tiffany & Co., Hermes, Giorgio Armani, London Jewelers, Burberry, Hirshlelfer's, Ralph Lauren & more. Caw vaeO CGOICS • 03/4008 rcivdual taresiCnied 8250 te es:x*81:0y Arlo. ulna 1.4anhasset vote To be NOS b tom bonus pant you mat be tended n the kiecntershp Rowan% grogwn a the vrc d 1:••tha• rd you mot chop yva pichie al in Oita edged Mw can Ewa*. Card Dona berg ~ea poet rra bet cred amuse III43 it Ia vows larrteshp Regards accant veinG8 weeks Stet charges cow on your Visit www.americana manhasset.com or call 1-800-818-6767 for a complete store listing and further information (MR Bonus ID 6443) Continued on Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will ahlvE 801910 disclosing to the merchant that you meet these criteria. SDNY_GM_00327710 EFTA_00200464 EFTA01686708 ESTEE LAUDER 0/1.1C 4 /45 TM asnhae opt ...tin.- iPod Amex. Awnsb, ale ATE COPY THEODORE A Offeoet front. Nam Br RSITIP rewards FIRST' Earn DOUBLE Membership Rewards. Points from Este•Lauder.00m on EVERY Purchase, ALL YEAR Exclusively at esteelauder.com, you can earn double points on every purchase using your enrolled American Expresso Card through 12/31/09. Take more than 10 years off the look of your skin with NEW TIME ZONE MOISTURIZER. Ore find your best skincare regimen with the interactive SKINCARE FINDER. Plus check out new makeup looks. favorite fragrances and more. OM woo from 1/1/39 • 1231,00). To be SAS to won Ixnuf part >Cu Mat be MOW in re Merfterehp Rends POCeem creffifer) el ern W OfpaM..and You nn, offal)e tot' of 'choke r an NW* inroad Arfercan Opole cant Etta poems M be cfeenoo To loth P. cc-.r, acCart wthn men 8-8ete mopre ater = comnenm near cc 9012 Mira 1411knellkiy _more riff:intr. .at a oill1409•AWARN 9974276) Bonus 0 2597. Earn Double Membership Rewards. Points on Purchases of $75 or More at ORIOINS.COM Exclusively at Origins.com, earn double points on every purchase of $75 or more using your enrolled American Expresso Card through 12/31/09. At Origins, we've been creating and innovating healthful choices in Skin Care, Hair Care. Bath and Body, Color and Sensory Therapy!) products using the best of nature along with trying to do what's best for the planet and for you. OM yard VIM • 123109 qtly onpa/oboe:eel 375 or more To be elfg be to earn brut pant you mutt be *wag eon Mwt.a RINtira PrOgarn Ste Inn aPdraf • and thl,90 nwnnaso Can elate oriole! Annan Ewes. Cad Bonus pat vel be ofelffed b pour score wthn 6-6 weotro ha fsei i=e xamoifa le efaiernert Fct O27N. Bose onl searialce. vat rnembeeshIpmvarels.cernelegas or Save 3,000 Points When You Redeem Now for an Woe Touch - 111OB iPode Touch features the same multi-touch screen technology as iPhone'". Watch your movies, TV shows, and photos come alive with bright, vivid color on the 320-by-480-pixel display. Browse the web using Safari and watch YouTube videos on the first iPode with Wi-Fi built in. Shop the Tunes® Wt-Fi Music Store from anywhere. Visit membershIprewards.com or call 1-800-AXP-EARN (297-3276) and redeem 48,100 Membership Rewardse points for PRM1708. Tome and =Oben, Ste Meertershp Rend. Few" apOy. Millions More Reasons to Redeem Browse, compare prices and then redeem Membership Rewards® points. Don't have enough points? Partial points allow you to pay part of your purchase by redeeming available points and charging the remainder, if any, to your Card. Need it overnight? shopAmex® has popular merchants, most offering second-day and overnight shipping. Redeem now: shopAmex.com/stMement Terre and cce0bonf for se Merberfhp Rewords ;won cooly. Yedefiteeltenexpeeesceefatavelle to more Soma. Parbcoeleg padres and aealstde ream% etc sullied to range %ghoul meat Page 8 of 12 Shop now with your enrolled American Express Card at esteelaudertom and earn double Membership Rewards points on every purchase (MR Bonus ID 2597) Shop now at www.origIns.com with your enrolled Amencan Express Card and earn double Membership Rewards points on purchases of $75 or more, through 12/31/09. (MR Bonus ID 7597) Redeem now (MR Message 2641) Start Shopping now: shopArnescorni statement (MR Message 2604) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will bVAEX001911 disclosing to the merchant that you meet these criteria. SDNY_GM_00327711 EFTA_00200465 EFTA01686709 DUPLICATE COPY Prepand Fa THEODORE W WAITT Centurions Card Statement of Account XXXX XXXXX9 Clow.; Die 02/11/09 Page 9 of 12 Important Notice: We are making several changes to our card product in response to the challenging environment and the increasing costs of doing business. These changes include raising interest rates on some American Express cards. Please see below for details. American Express offers a number of tools and resources designed to help you take advantage of all the benefits and features your Card offers, including the abiity to make payments electronically or by phone free of charge. free text and email alerts, and tips for using your Card. For more information, visit www.ornericanexpress.com. Notice of Changes to Your Account The terms of your Account are subject to change in accordance with the American Express Cardmember Agreement (*Agreement') governing your Account (including increasthg rates and fees. changing fixed rates to variable rates. and adding new terms). Any language in your Agreement contrary to or conflicting with terms amended herein is replaced fully and completely. All terms of the Agreement not amended herein remain in full force and effect. These changes apply to existing balances and future balances on your Account. We urge you and any Additional Cardmembers on your Account to read this notice carefully and file it along with your Agreement in a safe place for future reference. Flexible Payment Features Your Account may be eligible for Features. as described in your Agreement. In no event may the total of outstanding Feature balances exceed 535,000, unless we notify you of a different amount. Consequently, any Charges that would cause your Feature balances to exceed that amount will be due in full. Please note that a Charge may be ineligible for extended payment even if it would not cause your Feature balances to exceed that amount. Accordingly. effective April 2. 2009. the fourth paragraph of the Flexible Payment Features section of your Agreement is deleted and replaced with the following: "We may change our designation of what Charges are eligible for the Sign 8 Travel Feature andor the Extended Payment Option at any time. However. any Charge that would cause the total of outstanding Feature balances to exceed 535,030 (unless we notify you of a different amount) will not be eligible for extended payment. Any Charges that are not eligible for extended payment. or any otherwise eligible Charges for which you have elected not to extend payment. will be due in full upon your receipt of the billing statement. Additionally. any Charges incurred by a Cardmember who is not eligible to use one of the Features will also be due in full upon your receipt of the billing statement.' Telephone Communications Effective Apri 2. 2009. the Telephone Monitoring: Recording section of your Agreement is deleted and replaced with the following: 'Telephone Communications You agree that from time to time we may monitor andor record telephone calls between you (or Additional Cardmembers on your Account) and us to assure the quality of our customer service or as required by applicable law. You authorize us to call or send a text message to you at any number you give us or from which you call us. including mobile phones. You authorize us to make such calls using automatic telephone dialing systems for any lawful purpose. including but not limited to: suspected fraud or identity theft: Account transactions or servicing: offers of American Express products and services: and collecting on your Account. You authorize us to place prerecorded calls in connection with the status of your account, or security end identity theft matters. You agree to pay any fees or charges you incur for incoming calls or text messages from us without reimbursement.' In addition. effective April 2. 2009. the reference to 'Telephone MonitoringRecording* in the Status of and Responsibility for Additional Cardmembers section of your Agreement is deleted and replaced with 'Telephone Communications.' American Expresso Card Baggage Insurance Plan The American Express Cord Baggage Insurance Plan is changing for Covered Trips made on or after May 31. 2009. Accordingly. effective May 31. 2009. the information below summarizes the terms and conditions of the Plan. The terms and conditions may vary by state. American Express Card Baggage Insurance Plan is underwritten by AMEX Assurance Company, Administrative Office. Green Bay. WI. Coverage is determined by the terms. conditions. and exclusions of Policy AX0400 or Policy GINN() and is subject to change with notice to you. This document does not supplement or replace the Policy. Please call us at the number on the back of your American Express Card fora complete copy of your terms and conditions. The American Express Card Baggage Insurance Plan provides benefits for a Covered Persona damaged. stolen or lost baggage. whether checked or carry-on. when the entire fare for common carrier conveyance tickets are purchased and charged to your eligible American Express Cord account. Covered Person moans: a) the basic Cardmember. each additional Cardmember. and each of these Cardmembers' spouses or domestic partners and dependent children under 23 years of age: or b) officers. partners. proprietors. employees. consultants or employment candidates authorized by a sponsoring organization. to have common earner conveyance fares charged to that sponsoring organization's account for a bona fide business trip. All Covered Persons must have a permanent residence within the 50 United States of America. or the District of Columbia. All other persons are not Covered Persons under the policy. Platinum Cardmember means a Cardmember who has a Platinum Charge Card (required to be paid in lull monthly). a Corporate Platinum Card. or a Fidelity American Express Platinum Card. Any other Card which may reference the Platinum name or has Platinum colored plastic will not receive higher coverage knits or benefits. The capitalized terms used herein shall have the meaning assigned to such terms in the policy. Certain terms contained in this summary are defined within the full policy document. You may file a claim by calling toll-free stateside 1.800-645.9700 or. if from overseas by calling collect 1.303'2736498. You may also write to Baggage Insurance Plan. PO Box 683. Golden. CO 80401. DESCRIPTION OF BENEFITS: We will pay a benefit to a Covered Person for a loss up to the appficaNe knits and under the circumstances described below. For New York State residents. there is a 510.000 aggregate maximum imit for all Covered Persons per covered trip. Carry-on Baggage Benefit: Wo will pay a benefit for the replacement cost. up to $1.250, for each Covered Person on a covered trip for loss of carry-on baggage. A Covered Person is eligible for this benefit if the loss occurs while the Covered Person is upon a common carrier's terminal premises designated for passenger use. but only when the Covered Person O upon such premises immediately before boarding or immediately after alighting from a common carrier conveyance or whore riding solely as a passenger in or boarding or alighting from a common carrier conveyance while on a covered trip. S2129 BP/MUFYI21/0209 AMEX001912 SDNY_GM_00327712 EFTA_00200466 EFTA01686710 DUPLICATE COPY Prepareci THEODORE W WAITT Socixxurit tc olei xxem . Page 10 of 12 Checked Baggage Benefit: We will pay a benefit for the replacement cost. up to $500. for each Covered Person on a covered trip for loss of checked baggage. (Bicycles are covered when checked as baggage with a common carrier conveyance.) High-risk Items Benefit: We will pay a maximum benefit of $250. for each Covered Person on a covered trip for loss of high risk items. High-risk items include, but we not limited to: jewelry: sporting equipment: photographic or electronic equipment: and computers and audiovisual equipment. Common Carrier Conveyance Benefit: We will pay a benefit for the replacement cost. up to $1.250. for each Covered Person on a covered trip, when a common carrier conveyance ticket is purchased in advance of a covered trip. for loss to baggage while the Covered Person is riding solely es a passenger on a common carrier conveyance when going directly to a common carrier's termthal for the purpose of boardng a common carrier conveyance or when leaving from a common carrier's terminal directly after alighting from a common carrier conveyance. Platinum Cardmembers Carry-on and Checked Baggage Benefit: We will pay a benefit for the replacement cost of carry-on baggage up to a maximum of $3.000 for each Covered Person on a Covered Trip. We will pay a benefit for the replacement cost of checked Baggage up to a maximum of $2.000 for each Covered Person on a Covered Trip. If a Covered Person's loss on a covered trip includes the replacement cost for both eany-on and checked baggage. the benefit under this plan is limited to a combined total of $3,000. For New York State residents: We will pay a benefit to the replacement cost of carry-on baggage up to a maximum of $2.030 for each Covered Person on a covered trip. The $10.000 aggregate maximum limit for all Covered Person per covered trip also applies. Platinum Cardmembers Common Carrier Conveyance Benefit: We will pay a benefit for the replacement coot. up to $3.000. for each Covered Person on a covered trip, when a Common Carrier Conveyance ticket is purchased in advance of a covered trip. For Now York State residents: We will pay a benefit for the replacement cost. up to $2.000. for each Covered Person on a covered trip. when a common carrier conveyance ticket is purchased in advance of a covered trip. EXCLUSIONS: Benefits we not payable if the loss to which coverage is sought was directly or indirectly. wholy or partially. contributed to or caused by the following: war or any act of war. whether declared or undeclared: any act by customs or other governmental authority whether involving your consent or by confiscation or requisition (except the Transportation Security Administration): defective workmanship. normal wear and tear and gradual deterioration. or any illegal act by or on behalf of the Covered Person. Items Not Covered: This plan does not insure: cash or its equivalent. notes. accounts. bills. currency. deeds. food stamps or evidences of debt or intangible property: credit cards and other travel document* (including. but not limited to. passport and visit): securities: tickets and documents: plants and animals: automobiles and equipment: motorcycles and motors: aircraft. boats or other conveyances: or property shipped as freight or shipped prior to the covered trip departure date. EXCESS COVERAGE: If any loss under this plan is insured under any other valid and collectible policy. then this plan shall cover such loss. subject to its exclusions. conditions. provisions and other terms herein. only to the extent that the amount of such loss is in excess of the amount of such other insurance which is payable or paid. TERMINATION OR CANCELLATION: Coverage will cease on the earliest of the following: the date you no longer maintain a permanent residence in the 50 United States of America. or the Oistrict of Columbia: the date we determine that you or someone on your behalf intentionally misrepresented or fraud occurred: the date the Policy or any benefit under the Policy is cancelled: the date you terminate your account and are no longer a cardmember or your account is cancelled by American Express: the date your account ceases to remain current and in good standing: or the date the plan is not available in the location where you maintain a permanent residence. Termination or Cancellation of coverage will not prejudice any claim originating prior to termination or cancellation subject to all other terms of the Policy. We have the right to cancel the Policy at any time by sending a written notice at least sixty (60) days in advance to you at your last known address. The notice will include the reason for cancellation. Form Numbers: BIP.DOC 07;07. BIP-DOC-PLAT 07.07 Forms in addition to those listed above are also applicable to residents in the following states: Alaska, Form Number: BIPTIDRI-AK 0707 Kansas, Form Number: BIP-RDR1.KS 07,07 Kentucky, Form Number: BIP•RDR1.KY 07107. The Termination or Cancellation section is revised to send a written notice of cancellation at least seventy-five (75) days in advance to you at your last known address. The notice will include the reason for cancellation. Louisiana, Form Number: BIP.RDRI -LA 07,07 The definition of Domestic Partner and all references to Domestic Partner are removed from the Description of Coverage. Maryland, Form Number: BIP.RDR I .MD 07)07 New York, Form Number: GIP-AM:31.NY 07,07 Oklahoma, Form Number: BIP•RDRI.OK 07.07. The following is added to the Description of Coverage: WARNING: Any person who knowingly. and with intent to injure. defraud or deceive any insurer. makes any claim for the proceeds of an insurance policy containing any false. incomplete or misleading information is guilty of a felony. Vermont, Form Number: BIP-RDRI-VT 07/07 Washington, Form Number: BIP-ROR1AVA 07/07 Wisconsin, Form Number: BIPPIOR1-WI 07r07 The following form numbers aro applicable to residents in the following states: Arizona, Indiana and Texas, Form Numbers: BIP-IND 07:07. BIP-IND-PLAT 07,07 Travel Accident Insurance Travel Accident Insurance n changing for Covered Trips made on or after May 31. 2009. Accordingly. effective May 31. 2009. the information below summarizes the terms and conditions of the Plan. The terms and conditions may vary by state. Travel Accident Insurance is underwritten by AMEX Assurance Company. Administrative Office. Green Bay. WI. Coverage is determined by the terms, conditions. and exclusions of Policy AX0948 and is subject to change with notice to you. This document does not supplement or replace the Policy. Please call us at the number at 1-800437-9209 for a complete copy of your terms and conditions or I1 you need to file a claim. Travel Accident Insurance provides accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane. train. helicopter. ship. or bus) when the entire fare has been charged to the Card. As a benefit of Cordmembership. the Covered Person will receive a benefit level of coverage depending on the type of American Express Cord account to which the entire fare for S2129 BP/MUFYI21/0209 AMEX001913 SDNY_GM_00327713 EFTA_00200467 EFTA01686711 DUPLICATE COPY Prepand Fa THEODORE W WART X X XX- XXXXXSM C team; Die 02/11/09 Page 11 of 12 the Common Carrier Conveyance was charged for the covered trip. Covered Persons include the basic Cardmember, each additional Cardmember. and each of these Cardmember's spouses or domestic partners arid dependent children under 23 years of age. All Covered Persons must have a permanent residence within the 50 United States of America or the District of Columbia. All other persons are not Covered Persons under the Policy. The capitalized terms used herein shall have the meaning assigned to such terns in the Policy. Please note that certain terms contained in this summary are defined within the full policy document. DESCRIPTION Of BENEFITS: Accidental Death and Accidental Dismemberment The Pion provides coverage for accidental death and dismemberment duo to a loss from an injury while coverage is in force under the Poky. but only if such loss occurs within 100 days after the date of the accident which caused the injury. If more than one loss is sustained. benefits win be paid for the greatest loss. Benefits are paid according to the following schedule: • Loss of Lite 100% • Loss of both hands or both feet 100% • Loss of one hand and one loot 100% • LO13 of entire sight of both eyes 100% • Loss of entire sight of one eye and one hand or one foot 100% • Loss of one hand or one foot 50% • Loss of the entire sight of one eye • 50%. Common Carrier Benefit. This benefit is payable if the Covered Person sustains accidental death or dismemberment as a result of an accident which occurs while riding solely as a passenger in. or boarding. or alighting from. or being struck by a Common Carrier Conveyance on a covered trip. Exposure and Disappearance. If the Covered Person is unavoidably exposed to the elements because of an accident on a covered trip which results in the disappearance. sinking or wrecking of the common carrier conveyance. and if as a result of such exposure. the Covered Person suffers a loss for which benefits we otherwise payable under the Policy. such loos will be covered under the Policy: if the Covered Person's body has not been found within 52 weeks after the date of such accident. it will be presumed. subject to there being no evidence to the contrary. that the Covered Person suffered loos of life as a result of injury covered by the BENEFICIARY: The basic Cardmember may designate a beneficiary or change a previously designated beneficiary for himself or herself and his or her spouse or domestic partner and dependent children who are not additional Cardmembers. An additional Cardmember may designate a beneficiary or change a previously designated beneficiary to himself or herself and his or her spouse or domestic partner and dependent children who are not also the basic Cardmember. the basic Cardmember's spouse or domestic partner or children. or additional Cardmembers. If no beneficiary is designated benefits will be paid to the surviving person or equally to the surviving persons in the first of the following classes: spouse or domestic partner: children. equally per Wipes: and the estate. EXCLUSIONS: The Policy contains the following exclusions: • suicide or self-destrucfion or any attempt thereat. while sane or insane: intentionally self-inflicted injury. suicide or any attempt thereat. while sane • war or any act of war whether declared or undeclared: however, any act committed by on agent of any government. party. or faction engaged in war. hostilities. or other warlike operations provided such agent is acting secretly and not in connection with any operation of armed forces (whether military. naval or air forces) in the country where the injury occurs shall not be deemed an act of way • injury to which a contributory cause was the commission of or attempt to commit an illegal act by or on behalf of the Covered Person or his'her beneficiaries • injury received while serving as an operator or crew member of any conveyance • injury received while driving, riding as a passenger in. boarding or alighting from a rental vehicle • injury received during or as a result of commutation • sickness. physical or mental infirmity. pregnancy, or any medical or surgical treatment for such conditions. unless treatment of the condition is requied as the direct result of an injury. TERMINATION OR CANCELLATION: Coverage under the Policy wil cease on the earliest of the following: • the date the Covered Person no longer maintains a permanent residence in the 50 United States of America or the District of Columbia • the date we determne that the Covered Person or someone on the Covered Persons' behalf intentionally misrepresented or fraud occurred • the date the policy is cancelled • the date the basic Cardmembers account ceases to remain current and in good standing • the date the Plan is not available in the location where the Covered Person maintains a permanent residence. The Company has the right to cancel the Policy at any lime by sending a written notice at least forty five (45) days in advance to you at your last known address. The notice will nclude the reason for cancellation. Form Numbers: TAI.DOC 0107 Forms in addition to those listed above are also applicable to residents in the following states: Connecticut, Form Number: TAIADR1-CT 0307 Illinois, Form Number: TAI-RDR141. 03/07 Kansas, Form Number: TAI-RDR1-KS 03/07 Maine, Form Number: TAI•FIDR1 -ME 0307 Mill110110t$, Form Number: TAI•RDR1•MN 03/07. In the Exclusions section the following replaces the exclusion regarding illegal acts: injury in which a contributory cause was the commission of or attempt to commit a felony by or on behalf of the Covered Person or his beneficiaries. Nevada, Form Number: TAI44DRI-NV 0307. In the Termination and Cancellation section the forty five (45) day advance written notice is replaced by a sixty (60) day advance written notice. New York, Form Number TAI-RDR I -NY 0307. Covered Persons does not include language requiring a permanent residence within the 50 United States of America or the District of Columbia The following replaces the exclusions found in the Exclusion section: • suicide. attempted suicide or intentionally aethinnicted injury • war or any act of war. whether declared or undeclared: participation in a felony. riot or insurrection: service in the Armed Forces or units auxiliary thereto • injury ni which a contributing cause was the Covered Person's commission of or attempt to commit a felony or to which a contributing cause was the Covered Person's being engaged in on illegal occupation • sickness. except for an infection that was the result of an Injury • mental or emotional disorder • pregnancy. except complications of pregnancy and except to the extent coverage is required pursuant to Section 3221 of the New York Insurance Law • the consequence of the Covered Person's being intoxicated or under the influence of any narcotic unless administered on the advice of a physician. In the Termination and Cancellation section the following is removed in its entirety: the date the Covered Person no longer maintains a permanent residence in the 50 United States of America or the District of Columbia. In the Termination and Cancellation section the following replaces the language regarding misrepresentation or fraud: the date we determine that the Covered Person or someone on the Covered Persona' behalf intentionally misrepresented or fraud occurred in a written instrument signed by the Covered Person. North Carolina, Form Number: TAI-RDR1-NC 0307 Oklahoma, Form Number: TAI-RDR1-0K 0107. In the Exclusions section the following replaces the exclusion regarding war: war or act of war. declared or undeclared. while serving in the military service or any auxiliary unit attached thereto. S2129 BP/MUFYI21/0209 AMEX001914 SDNY_GM_00327714 EFTA_00200468 EFTA01686712 DUPLICATE COPY Prepared For THEODORE W WAITT Accani hurrlx. XXXX•XXXXX9M Page 12 of 12 Tone, Form Number: TAI-RDR1-TX 03/07. Covered Persons include dependent children under 25 years of age who are stepchildren: adopted or a party to a suit to be adopted children: grandchildren who are unmarried and dependent on the Cardmember for tax purposes at the time the application for coverage is made: and physically or mentally handicapped children who are unmarried. cannot self-support themselves. and are beyond the termination age. Vermont, Form Number TAI/RDRINT 0307. In the Exclusions section the following replaces the exclusion regarding suicide: suicide or self/destruction or any attempt thereat. while sane: intentionally self-inflicted injury. suicide or any attempt thereat. while sane. In the Exclusions section the following replaces the exclusion regarding specific conditions: sickness. physical infirmity, pregnancy, or any medical or surgical treatment for such conditions. unless treatment of the condition is requied as the direct result of an injury. Car Rental Loss and Damage Insurance Effective May 31. 2009. we are adding the following to the end of Car Rental Loss and Damage Insurance: The following form numbers are applicable to residents in the following states: Arizona and Indiana, Form Numbers: CRLDI-IND-CCSG 11,05: CRLDI/IND-OSBN 11/05: CRLDI-IND-PLAT 11/05: CRLDI-IND/CEN 11,05: CRLDI-IND•OSBN'PLAT 11'05: CRLDI/IND-Endl 1008 Texas, Form Numbers: CRLDI-IND/CCSG-TX 11/05: CRLDI/IND/OSBN /TX 11/05: CRLDI-IND/PLAT-TX 11/05: CRLDI/IND-CEN-TX 1105: CRLDI-IND-OSBN-PLAT-TX 11/05. The following is added to tho policy: This policy only provides coverage if you decline the full Collision Damage Waiver offered by the Rental Company. This policy is not automobile liability insurance and does not comply with any financial responsibility law. Your personal automobile insurance policy may or may not provide coverage for your responsibility for the loos of or damage to a rented vehicle during the rental term. Before deckling whether to purchase a damage waiver. you may wish to determine whether your automobile insurance policy provides you coverage for rental vehicle damage or loss. II you Me a claim under your personal automobile insurance policy. your insurance company may choose to no renew your policy at your renewal date. but may do so only if you ore at fault for the claim. A Termination and Cancellation section is added: Coverage will cease on the earliest of the following the date you no longer maintain a permanent residence in the 50 United States of America or the District of Columbia: the date we determine that you or someone on your behalf intentionally misrepresented or fraud occurred: the date we cancel the Policy: the date you are no longer a Cardmember: or the date the Policy is not available in the location where you maintain a Permanent Residence. If the Policy is cancelled. we will send written notice at least forty/five (45) days in advance. We may not cancel or non-renew this Policy based solely on the fact that you we an elected official. Event Ticket Protection Plan Effective May 31. 2009. we are adding the following to the end of the Event Ticket Protection Plan: The following form numbers are applicable to residents in the following states: Arizona and Indiana. Form Number: ETP-INO 04,08 District of Columbia. In the DEFINITIONS section the following is added to the definition of Medically Necessary: The fact that a Physician may prescribe. authorize. or direct a service does not of itself make it Medically Necessary or covered by the Plan. ETP-RDR1-00 0508 Minnesota. In the Payment of Claims section the following is added: A claim for benefits provided by this Plan will be paid within 5 days of Our receipt and review of Your complete Proof of Loss documentation. and determination that a claim is payable according to the terms. conditions. and exclusions of the Plan. In the Right of Recovery section the following is added: Our rights do not apply against any person insured under this or any other policy we issue with respect to the same occurrence. ETP-RDR1-MN 0608 Texas, Form Number: ETP-IND 0408 TX Purchase Protection Effective May 31. 2009. we are adding the following to the end of Purchase Protection: The following form numbers are applicable to residents in the following states: Arizona and Indiana. Form Numbers: PP-IND/CCSG1 07:07. PP-IND-CCSG2 07.07. PP-IND/OSBN1 0707. PP/IND-OSBN2 0707 Texas, Form Number: PP-IND/TX 0707 S2129 BP/MUFY121/0209 AMEX001915 SDNY_GM_00327715 EFTA 00200469 EFTA01686713 Centurion • Card Statement of Account THEODORE W WAITT e r mil Acts $ DUPLICATE COPY XXXX-XXXXX9 412,083.bf New Balance S 1 2.0 8 3.5 7 cavfooffs 03/13/09 485,753 Membership Rewards' Points Available at 03/13/09, when charges due are paid in full and all rwaiints are in good stan&ng. Page 1 of 7 Please Pay By 03/28/09 Please refer to page 4 for important information regarding your account To manage your Card account online or to pay your bill, please visit us at www.amerIcanexpress.com. For additional contact information, please see the reverse side of this page. oleo ethic t'61 at afregnitaa—kt Ael6 ekleiate. Automate your monthly Centurion.' Card payment online with AutoPay. • Your Card payment is automatically deducted • No need to log in to pay your bill from your banking account • Enjoy fast, secure, lee.tree enrollment. Visit us at americanespress.com/autopsyment to enroll Activity 03/06/09' PAYMENT RECEIVED THANK YOU Due in Full .921JvIty for THEODORE W WAITT cod xxx.c.xxxxx4m 02711109 PENINSULA BEVERLY HIBEVERLY HILLS Arrival Date Departure Date 02/10/09 02/10/09 00000000 LODGNG 02/11409 THE ANIMAL HOSPITAL LAJOLLA assaismes 02/14/09 ZENBU 0072 SAN DIEGO 8554544540 FOOD TIP '4,61MISFOVIrgdyn. Amounts -58,532 09 Amount $ 32.19 744.99 Plume kM ants palette, below delath rd reran win os pare e Do not staple or use paper dips Payment Coupon 208.88 43.12 lit 'Hill 'IN mil I IIul II— 'It'll" in Mail Payment to: Please:2A Amount Due $12,083.57 IlIlllIllllrlllrllllllIuIlIIIIrlllllrrlllrlrinlllllllllrllllllll AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 001208357001208357 10 d 250.00 Continued on Page 3 To Pay by Computer, ,s4: arnericanexpressoom/pbc. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a descnption of when additional Finance Charges are not assessed on Features. Cheek here it adckess or phone number has changed. Note changes on reverse side. AMEXC•01916 SDNY_GM_00327716 EFTA_00200470 EFTA01686714 DUPLICATE COPY renesrar THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must, be sent to the payment address shown on your statement and must include the remittance coupon horn your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of an ment marked with a restriceve legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eiedronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next clay. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our soW discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we houre the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the bring period and rivde the total by the number of days in the Sling period. This gives us the ADB f or the Feature. If you pay the New Balance on this statement by the next Closing Date then you will avoid additional FC on features included in the New Balance. If you multiply the ADB for each Feature by the number of days in the baling period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the Sling period is calculated by adding the FC assessed on all Features of the Account This method of calculating the ACS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign curie it will be converted into US dollars on the date it is is processed by us or our agents. LMIess a particular rate is required byapplicable law, we will choose a conversion rate that acceptable to us for that date. Currently, the conversion rate we use br a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (I:4 the highest interbank conversion rate identified by ys from customary banking sources, on the • ion date or the p business day In each Instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Rislits Summery: In Case of Errors or Questions About Your Bill: If you think your till is incorrect, or if you need mere information about a transaction on your bill, writeus on a separate sheet oil paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number inchcatedon the front of this statement, but doing so will not preserve your Ogre. In your istter, give us the following information 1 Your name and account number, 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error If you need more information, describe the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the pads of your till that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have -iorizt‘id us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the <Natty of goods or services that you purchased with a credit card, and yOU have teed in good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or Senores. You have this detection only when the purchase price was more than 550 and the purchase was made in your home stale or within 100 miles of your mailing address. (If we own or operate the merchant, or it we mailed you the advertisement for the property or senntes, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month paned following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518.8866. Change of Address re correct on 1.0” do n0 1440 &met Afton Cm Otos* ZO Cale Ama Cob are Hone Phone PIN Coe* and ?Jock Plsone Email c000reo • To change your address online, visit vnvw.americanexpresscom updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vreismericanexprestirern/privacy for more details and to set your email preferences. Page 2 of 7 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1-800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurion. Card from American Express Customer Service P.O. Box 297846 Ft. I nurkirdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 PaYments BOX 0001 LOS ANGELES CA 900964000 Please provide your e-mail address to receive important jI account updates and exclusive Cardmember offers and benefits. AMEX001917 SDNY_GM_00327717 EFTA_0020047 1 EFTA01686715 DUPLICATE COPY THEODORE W WAITT away ea Page 3 of 7 rOC7X4C000C9M. g 03/13/09 Due in Full continued 02/24/09 CALIFORNIA BICYCLE 8LA JOLLA 137.99 SPORTING GOODS STORE 02/25/09 CSWBEDDING SETS.00145004330-6104 879.93 800-630-6104 03/01/09 NEW YORK TIMES NEW YORK NY TIMES 030109 Description FOR BILLING OUESTIO ACCT: 861127967 B 03102/09 OSA - LA JOLLA 05000LA JOLLA 8886722675 Description Price OPTICIAN 599.00 03/03/09 UNDERWATER INTERVENTHOUSTON MEMBERSHIP ORGS Description Price BUSINESS SERVICES 80.00 03/03/09 UNDERWATER INTERVENTHOUSTON MEMBERSHIP ORGS Description Price BUSINESS SERVICES 4050 03/04/09 THE SETA! SOUTH BEACMIAMI BEACH Arrival Date Departure Dab 03/04/09 03/04/09 00000000 LODGING 03/04/09 OS WATERS DS WATERS MA BLETON 32.78 800-49243377 03/06/09 AGO 000650012000001 MIAMI BEACH 3056953244 FOOD/BEVERAGE 252.96 TIP 100.00 03/07/09 THE SETAI SOUTH BEACMIAMI BEACH Arrival Date Departure Date 03/07/09 03/07/09 00000000 LODGING 03/09/09 DIVA UMOUSINE DIVALLOS ANGELES 005/09-1162993 00000 03A35/09-WAITT THEODORE W. NEW ORLEANS LA-MSY-NEW ORLEANS LA DEPT#: RESe:1162993-CLR:ERIN DUFFY-LONG 03/09109 DIVA UMOUSINE DIVALLOS ANGELES 0345/09.162993.200000 03/05/09-WAITT THEODORE W. OPF AIRPORT OPA LOCK-MIAMI BEACH FL DEPT,: RESS:11629932-CLRERIN DUFFY-LONG 03/09/09 DIVA UMOUSINE DIVALLOS ANGELES 03/06/09.162993.300000 03/06/09•WIUTT THEODORE W. MIAMI BEACH FL-MIAMI BEACH FL DEPT'S: 162993-3-CLFIERIN DUFFY-LONG 57.75 599.00 80.00 40.00 2,570.75 352.98 2,541.19 256.55 857.85 1,938.16 AMEX001918 Continued on reverse SDNY_GM_00327718 EFTA_00200472 EFTA01686716 DUPLICATE COPY Prepared Fa THEODORE W WWI Account Lrte. XXXX- XXXXX9= Page 4 of 7 Due in Full continued 03/09/09 DIVA UMOUSINE DIVAU.OS ANGELES 03/07/09.162993.400000 03/07M9-WAITT THEODORE W. MIAMI BEACH FL-OPF AIRPORT CPA LOCK DEPT/: RESti:1162993-4-CLR:ERIN DUFFY-LONG 03112109 CALIFORNIA BICYCLE 8LA JOLLA 958.32 SPORTING GOODS STORE 03/13109 APPVALUEMAX 888-205-2257 19.95 MEMBERSHIP Total of Due in Full Activity for THEODORE W WAITT 12,906.86 556.48 Duo In Full Activity for G MAXWELL cramic￾03/06/09 KRAVET FABRICS 0000 BETHPAGE 5162932000 Description FABRIC 02/17/09 RICO ARGENTIERI, INRIDGEWOOD 7184181000 Description Price JEWELRY/CLOCK/SILVE 522.63 02/28/09 ALWAYS ELEGANT PRAIRIE VILLA 457.95 DIRECT MKTG MISC 03101109 VONS Store 2323LAJOUA 31,48 GROCERY STORE 03/01/09 10196- LA JOLLA 8000LA JOLLA 6047326124 Desolation Price MENSAVOMENS CLOTH 314.64 03/01/09 RALPHS10108 0000001LAJOU.A 3108844272 Description Nice GROCERY STORES 13.92 03/02/09 MF ATHLETIC AND PERSOO-5567464 86.59 DURABLE GOODS -2,250 50 Credit 522.63 314.84 13.92 Total of Due In Full Activity for G MAXWELL -823.29 Total Due in Full Activity 12,083.57 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as pan of your Card account The current Annual Percentage Rates (APRs) and Daily Periodc Rates (DPRs) for the Flexible Payment Features are as follows. For Sign & Travel*, the APR is 9.15%, the OPR is 0 0251% Please refer to page 2 for further important information regarding your account AMEXC01919 SDNY_GM_00327719 EFTA_00200473 EFTA01686717 For questions about your Membership Rewards account, contact 1-800-297-1300 MembePAtetgicarlis Monthly Statement Program News Statement Period February 1, 2009 - Account activity after this period does not First" Page 5o17 and MEMBERSHIP February 28, 2009 appear on this statement rewards PiCOdied fa FIRST' www.amencanexpress corn/rewards THEODORE W WAITT Total Points Balance American Express Membership Rewasde Pause Mother NMI 485,753 P.O. Box 297813 Points Earned this Period are Ft. Lauderdale, FL 333299785 pending until charges are paid in full and all your accounts are In good standing. Points Earned this Period may include Bonus Points Points Earned this Period 58,610 Account Summary Opening points balance 427,143 Points earned this period +58,610 Points used this period 0 Reinstated points and adjustments 0 Total points balance =485,753 Points Earned this Period 02/01/09 - 02#28/09 Points Activity On Bonus Points Total Points Adivity Eligible Chargers Awarded Per Card Centurion xxxx-xvoae= 56,217 0 56,217 Addl Gentofte xxxx-xxxxx9!). Z393 0 2,393 Totals 58,610 0 68,610 Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your program account. Forfeited points can be reinstated to a lee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms & Conditions in your Program Guide. If you nave questions. please visit vninv.americanexpress.comlrewanas or call 1-800-297-1300. For international, call coiled 305.816.2799. Redeem Points with The Moorings Crowed Yachts Escape on an all-inclusive private yachting vacation with captain and chef at your service. Choose from 13 exotic destinations on luxury yachts for 2-10 guests. Best of all, the price compares to cruise liners, resorts and other all-inclusive vacation options. SONY To preview this reward and to redeem points, vise membershiprewards. Cara or call 1.800-AXP-EARN (297-3276). Tent se con:lives cl ebe /AertecehpResardti VCS •CZ:rta'r." 0".101 (MR Message 2690) member •Nprewardsconaimns Taxes .rd tees rri2) appiy pins MAIMS* may appty ratIcpalrg P.ran3 and sdaktie • ewer* e sAect to charge witai Get FREE Sony Earbud Headphones When You Redeem for This Sony Portable DVD Player Sony's 8" Portable DVD boasts a rugged design with sophisticated features! The swivel and flip screen offers multiple viewing angles. Watch a full-length movie with its up to 6-hour battery capacity. Redeem NOW and get FREE Sony Earbud Headphones! Visit membershIprewards.com or call 1-800-AXP-EARN (297-3276) and redeem 31,000 Membership Rewards.) points for either HLX1420 (Black). HLX1423 (Red). HLX1421 (Blue) or HLX1422 (Pink). Toms a-4 con:Ilia* of the kintersho Pasch. Clair warr . Redeem now' (MR Message 2682) Continued on Mail. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will bitMEX001920 disclosing to the merchant that you meet these criteria. SDNY_GM_00327720 EFTA_00200474 EFTA01686718 AMERICANA MANHASSET MI.MBI.RSHIP I rewards BonusPoints Telecharge.com PTH"TidaDoREeleAlricATE COPY somas Note NuMBERSITIP. rewards FIRST' Shop AMERICANAMANHASSET.COM and You Can Earn Double Points in 2009! Earn double Membership Rewardsepoints on all purchases at AMERICANAMANHASSET.COM. Shop our exclusive selection of luxury products hand-picked from Hirshleifer's. a one-of-a kind boutique featuring a remarkable collection of European and American clothing and accessories. Purchase Americana Manhasset GiftCards online too! o teat 01.01S12/310 co all a armicanananhascot co', To be eispe lo earn Wu poet. you must to errokd n rite MentMM1D navit• POWaria the Ire d Parch*a and feJ nal purelese cm en SS emceed Ewen* Cad acne port be a ed tal m re. Mslbw p Parade account it, 641weele after "pox your tarp elalanert ante COMISW wale annual Proyam left fp *elan Card wads Fa roe rruna5on lAurrbastop Rewards wed a call 14100-AXP-F.AFIN FM4210. &so 0 MN Earn 2; 3x or Even 10x Membership Rewards® Points This Spring! Whether you're planning a get-away, shopping for gifts, or just shopping for the basics, there are always exciting opportunities to earn bonus points available. Right now, you can find offers from merchants like Hilton Worldwide Resorts, LuxuryOnly Cruises, Clinique.com, BobbiBrovm.com, Origins.com, EsteeLauder.com, FTD.come and more! Dona page ol'ene.a4 trvrech i2(31.2:09 Tote HOOP bean Mae pewit you mend, weird e the Mertoerop Remade* moor at ire et pathos at you maichew yore perdue* to n elgbe crubled krei can Fipreee. Card Or ue part *II to wedded b)aa lecounlintan 10.12 wee-a aller char9m appear a, ' a., [deg sziriet TIMM and caritcnolorth,Prorm Indredual terms coctcnn ad tee,ctrire aPPry b avian Cad pedal. For more MS veil mootesormonist warms at oaf 1 40OMFEARII f$74276). One as 2504. 754 WO, ice) 7*7 2597 and 5,975 recap:W*1y. Redeem Membership Rewards® Points and Stay with Hyatt With more than 340 locations worldwide, Hyatt Hotels and Resorts are renowned for distinctive architecture, award-winning cuisine and impeccable service. Visit Hyatt Hotels and Resorts and enjoy museums and nightlife in big cities or spas and golf course at our resorts. You can redeem Membership Rewards points for a Premier, Elite or Inspire Hyatt certificate. Term at condemn cOMIAmanbip Raw* Foga" FCFM Fa moo "room ...4 neribtelhOrInearOCCOMIITIA Tallard Yee moy epply. Indeduel part's, 'Ware may arely. Fatcpateg partners and tothable lemma meshed le charge aced MOW Telecharge.com is Your Direct Connection to the Box Office! With Telecharge.com, you can redeem Membership Rewards® points for fantastic shows on Broadway, Off-Broadway, and across the country—online or by phone. Search for your favorite shows, get exact seat locations, and purchase tickets instantly from the actual box office. So treat yourself to a show! Visit www.telecharge.com or call 1-800-447-7400 today! Page 6 of 7 Shop AMERICANA MANHASSET-COM and earn double pants on every Jpurchase now through December 31, 2009. (MR Bonus ID 8444) Vts4 membershIprewards. comtam today for details and to find out where you can use your enrolled Amencan Express Card to earn double, triple, or even more bonus pants' (MR Message 2744) To preview this reward and to redeem points, visit membershIprewands. coin or call 1-800-AXP-EARN (297-3276). (MR Message 2695) To start redeeming Membership Rewards points today, log on to mernbersolprewards. COM OF call 1.800-AXP-EARN (297-3276) (MR Message 2705) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will bfWAEX001821 disclosing to the merchant that you meet these criteria. SDNY_GM_00327721 EFTA_00200475 EFTA01686719 DUPLICATE COPY epased rot Acrnal Nu-be' aceng Da THEODORE W WAITT XXXX-XXX)OM 03/13/09 CustomExtras' —• Pay Your Taxes with Your American Express' Card CAROMEM8ER IIIENERTS You can earn rewards while paying your personal federal, state or other taxes with your eligible, enrolled American Express Card. Get started now at amexnetwork.com/payyourtaxes All federal, state and local tax payments made with your Card are subject to a convenience fee charged by either of the two ms-approved payment processors, Official Payments Corp. and Link2Gov Corporation. To be eligible to earn rewards, your Card must be enrolled in the rewards program associated with your Card at the time of charge. Not all American Express Cards are eligible to earn rewards. Tens, conditions and restrictions apply to incividual Card products. Page 7 of 7 For more information, visit amexnetwork.coml payyourtaxes (CE 111530) Now Accepting American Express® Cards! Chip°la Aviation & Care Flight International Will meet all of your air charter needs. We also offer one of the largest air medical transport services. 1-800-843-4872. YMCA of San Diego County - Use your Card to begin or continue your journey to a healthy lifestyle. www.ymca.org or call 858-292-YMCA for the YMCA branch nearest you. Kansas City 880 - 600 West Harbor Drive, San Diego. Phone 619-231-9680 or www.kcbbq.net If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 111514) Discover True Luxury and Save Luxury travelers may wander the globe seeking the finest of white beaches, transformative spas, championship golf and dining that's as innovative as it is delicious. The answer may be closer to home than you might think, in Florida, where luxury shines. Experience luxury, Golden Palm Style when you take advantage of Florida's superb lodging and dining at outstanding values. Discover service that is as warm as the golden Florida sunshine and amenities that indulge as well as delight you. Visit vAwcluxuryshInesin Iloddacom and enjoy so much luxury for so much less with exclusive savings at fine Florida lodging and rifling estal3lishments especially for American Expresso Cartehembers (CE 111533) AMEX001922 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327722 EFTA_00200476 EFTA01686720 AME X001923 SDNY_GM_00327723 EFTA_00200477 EFTA01686721 DUPLICATE COPY Centurion' Card Statement of Account 497,837 Membership Rewards Points Available at 04/!3/09, when charges due are paid in full and all accounts are in good standing. THEODORE W WAITT XXXX XXXXX9 Cbsa3 Date 04/13/09 Page 1 of 7 New Piro-elan:roe P Ai324 S Balance Please Pay By 04/28/09 Amount Due 12,083.57 +48,34614 60,429.71 Includes: Past due amount $12,033.58 Please refer to page 4 for important information regarding your account Your account is past due. Please pay the past due amount immediately. Future late payments may result in an increase in your APR on your Flexible Payment Account. Pay your bill online anytime, anywhere at vevntamerfoanexpross.com/paybIll. To manage your Card account online or to pay your bill, please visit us at vanv.amerIcanexpress.com. For additional contact information, please see the reverse side of this page. SIGN UP FOR A4--_-,PAYMENT DUE ALERT. li Activity Total of Payment Aotivlty Let us help you remember to pay your bill. Go to americanexpress.comicardaled " a Conercy coveen a tee rale pkte 2.7%. Sastnme 2 for debit Amount 3 0.00 Due InAtleilivity for THEODORE W WA1TT Cad 330X￾03/16/03 UNDERWATER INTERVENTHOUSTON MEMBERSHIP ORGS Description Price BUSINESS SERVICES 40.00 PISMO kid on the perlota:n wow. darn. rd retrn )os panel + Do not staple or use paper clips Payment Coupon l 9eNlliirullilylrll I l Mail Payment to Fwur ardn Pleam:7/28% Amount Due $60,429.71 . qhliddmirpli.liqiiwohimoulignirripi AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 006042971006042971 10 d Amount MS .40.00 Credit Continued on Page 3 To Pay by Computer, ,s4: arnericanexpresscomicbc. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a description of when additional Finance Charges are not assessed on Features. Cheek here if address or phone number has changed. Note changes on reverse side. AMEX001924 SDNY_GM_00327724 EFTA_00200478 EFTA01686722 DUPLICATE COPY Pisreiesror THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon front your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiableinstrument payable in US dollars and clearable through the US4„ banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment_ made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send postdated checks. They will be deposited upon receipt. Our acceptance of an ment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process cheeks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check eledronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to die financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation ot Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our soW discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) suttract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the Wring period and civde the total by the number of days in the being period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the Whine period is calculated by adding the FC assessed on all Features of the Account This method of calculating the ACS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign curie it will be converted into US dollars on the date it is is processed by us or our agents. LThless a particular rate is required byapplicable law, we will choose a conversion rate that acceptable to us for that date. Currently, the conversion rate we use br a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by ys from customary banking sources, on the conversion date or the poor business dayLln each Instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Melds Summery: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, writeus on a separate sheet oil paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicatedon the front of this statement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. Pie dollar amount of the suspected error; 3. Describe why you believe there is an error If you need more information, describe the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have authorized us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the qualrly of goods or services that you purchased with a credit card, and you have teed in good faith to correct the problem with the merchant, you may not have to pay the remaining amount &eon the goods or Services. You have this protection only when the purchase price was more than 550 and the purchase was made in your home stale or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or senntes, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after aspirated) of the six-month paned following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518.8866. Change of Address re correct on 1.O” O0 n0 1440 &met Afton Cm date ZO Cole Ama Cale are Hone Phone PIN Coe* and ?Jock Plsone Email (chant) • To change your address online, visit vnvw.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vvvremericanexpress.corn/privacy for more details and to set your email preferences. Page 2 of 7 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/7 days Express Cash 1.800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurions Card from American Express Customer Service P.O. Box 297846 Ft. I nurkirdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 PaYmallts BOX 0001 LOS ANGELES CA 900964000 Please provide your e-mail address to receive important jI account updates and exclusive Cardmember offers and benefits. AMEX001925 SDNY_GM_00327725 EFTA_00200479 EFTA01686723 THEODORE W WAITT DUPLICATE COPY x>c Accarcoc000c9M Cbwo os 04/13/09 Page 3 or 7 Due in Full continued Facer Cwrorcy cow rob is boo ise Pus 27%. &ar l=eVer 01•914.0narg 03/13/09 OSA • LA JOLLA 05000LA JOLLA 110.00 8886722675 Description Price OPTICIAN 110.00 03/14/09 REI 29 00029 SAN DIEGO 475.38 SPORTING GOODS STORE 03/28/09 TIJMI STORE #032 SAN DIEGO 371.74 LUGGAGEASATHER GOODS 03/29/09 NEW YORK TIMES NEW YORK 57.75 NY TIMES 032909 Description FOR BILLING OUESTIO ACCT: 861127967 B 03/30/09 DIVA UMOUSINE DIVALLOS ANGELES 03/25/09•1163077 00000 0325/09 WAITT THEODORE W. LAGUNA NIGUEL CA.LA JOLLA CA DEPT#: RESS:1168077-CLR:ERIN DUFFY-LONG 03131/09 CHINA TANG, LONDON WI A 512.12 GOODS AND,OR SERVICES „P 017.70 910.30 Salm 04/01/09 THE BERKELEY, LONDON SW1X GOODS/SERVICES 04/01/99 OS WATERS DS WATERS MABLETON 18.78 800-492-8377 04/01/09 CALIFORNIA BICYCLE 81A JOLLA 95.44 SPORTING GOODS STORE 04/04/09 MARRIOTT MARRIOTT MATUCSON Mini Dale Departure Date 01/01/84 01/01/84 00000000 04/05/09 XS - ENCORE 80000091LAS VEGAS 7027702540 FOOD/BEVERAGE TIP 04/05/09 PALMS CASINO FRONT DPALMS Arrival Dale Departure Date 04/03/00 04/06/09 00000000 0406/09 DIAMOND TRANSPORTATIORO VALLEY 529.00 TAXICAB & UMOUSINE 04/06/09 THE SETAI SOUTH BEACMIAMI BEACH Arrive) Date Departure Date 04/06/09 04/06/09 00000000 LODGING 04/06/09 PALMS CASINO FRONT DPALMS AsnvS Date Departure Date 0403/09 04/06/09 00000000 04/12/09 APVVALUEMAX 888205-2257 19.95 MEMBERSHIP woo 294.74 "Pout% Soho 301.41 1,000.00 715.24 284.76 26,372.58 3,503.00 10,002.00 Total of Duo In Full Activity for THEODORE W WAITT 44,534.19 AMEX001926 Continuod on reverse SDNY_GM_00327726 EFTA_00200480 EFTA01686724 DUPLICATE COPY Prepare! For THEODORE W WAITT Axount XXXX-XXXXX9M Page 4 of 7 Due in Full continued "Fceogn Onercy caws*, rst *base ICAO pka 27%. See PVI 2ta *la raost SPOranj AMMAN Due in Full &pity for G MAXWELL Cat XXXX-XXXXX9MI 0408109 KINDLE BM* 866-321-8851 DIRECT MKTG INTERNET 03/12/09 CHURCH SUPPLY REUGIOUS 47.69 573075992038- 0311409 MF ATHLETIC AND PER800-5567464 DURABLE GOODS 032129 STAPLES CORPORATE ONTARIO CA 116.34 OFC SUPLY 919257-9961- 03/23/09 CHURCH SUPPLY REUGIOUS 25.68 5747268 92038- 03/24/09 Space Savers - Westp(336)722-8989 0013111527103 11 262 968C EXT GARMENT RACK 51.0 03/25/09 JETBLUE SALT LAKE UT AIRUNE CHARGE From To: Carnet Pass J F KENNEDY NP NY SAN DIEGO CA B6 H_ J F KENNEDY AM NY Ticket Number: 99900782722170 Date of Departure: 03/27 Passenger Name: Document Type: PASSENGER TICKET 0325/09 RADIOSHACK.COM 800-THESHACK 6104917746 0325/09 AMAZON.COM AMZN.COM/BILL MERCHANDISE 04/07/09 DRUGSTORE.COM DRUGSTORE.CCIA 203.31 HEALTH AIDS 04/06/09 KINDLE BOOK 866.321.8851 DIGITAL 040929 THE PASHMINA STORE OHOUSTON 2818529193 Description Price WOMEN'S ACCESSORY 789.45 04/08/09 OPULENCE OF SOUTHERNSOUTHERN PINE MISC HOME FURNISHINGS 04/11109 MYERS OF KESWICK NEW YORK CONVENIENCE STORE Desaiption 506368 04/118:09 ANIK 300001755579001NEW YORK 2127555790 Description Price MEN'S/WOMENS CLOTH 61790 -9.99 Credit 387.85 43.16 69920 32.54 370.98 9.99 789.45 391.00 86.85 617.90 Total of Duo In Full Activity for G MAXWELL 3,81 1.95 Total Due in Full Activity 48.346.14 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card gunflint The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows. For Sign & Travels, the APR is 9.15%, the DPR is 0.0251% Please refer to page 2 fa further important information regarding your account AMEX001927 SDNY_GM_00327727 EFTA_00200481 EFTA01686725 For questions about your Membership Rewards amount, contact 1-800-297-1300 www.amencanexpress corn/rewards American Express Acccunl Hinter 497,837 Membership Rewards P.O. Box 297813 Points Earned this Period are Ft. Lauderdale, FL 333299785 pending until charges are paid in full and all your accounts are In good standing. Points Earned this Period may include Bonus Points Points Earned this Period 12,084 Account Summary Opening points balance 485,753 Points earned this period + 12,084 Points used this period 0 Reinstated points and adjustments 0 Total points balance =497,837 MembePAtetgicarlis First" Monthly Statement and Program News Statement Period March 1, 2009 - March 31, 2009 Account activity alter this period does not appear on this statement Premed be THEODORE W WART Total Points Balance Points Earned this Period 03/01/09 - 03/31/09 Points Activity On Bonus Points Total Points Activity Eligbe Charges Awarded Per Card Centurion xxxx-xvoae= 12,907 0 12,907 Add1 Centufloo_ xxxx-xxxxx9.M -823 0 -823 Totals 12,084 0 12,064 Page 5 of 7 MEMBERSHIP , rewards FIRST￾Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your program account. Forfeited points can be reinstated for a lee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Term & Conditions in your Program Guide. If you have questions, please visit vninv.americanexpress.conirrewards or call 1-800-297-1300. For intemationaL call coiled 305.816.2799. Save 12,000 Points on Tumi Luggage The Tumi Alpha FXT Ballistic Travel 22" Frequent Traveler Zppered Expandable Carry-On is ideal for any business traveler. It expands by 2.5' and has a removable suitor that holds up to three suits. Visit memberahlprewards.com or call 1-800-AXP-EARN (297-3276) and redeem 57,900 Membership Rewardso points for reward code CMP2416. Toms at Ocedikee cl toe Menterehp Rends worn wok re LI—IM I Earn 10x Points at FTD and 100 Additional Points Per Order This Mother's Day, send fresh flowers (delivered by an FTDo Florist), cookies, chocolates, or a gift basket from FTD. Now you can earn 10x, PLUS 100 additional bonus points on all orders placed now through 5/31/09, when you shop at www.ftd.com/amexpromo or call 1-800-SEND-FTD (promo code 4134) and use your enrolled American Expresso Card. Same-day delivery is available. 10 pores al* veld teapn maim. ma act lbanal met ale( van:leper,' 5931)09 Na vat:Ines' WIC TO be MONO b fain Waal male. )cu nal be emoted 10 r* news's POIten rPregrayt) ate tie ol purchase ard chagoe your p-tchlat to anew).* ter MS Annan Ensece Catd:Elerts mints te ceecliedloms Program eomont %vein 1012 *C.1,3 ett Owen, apws on your taro Seel acne Ce 387%4191 Redeem now' (MR Message 2761) Shop now at www.ftd.com/ amexpromo or call 1.800-SEND-FTD (promo code 4134) to earn 10x points, PLUS 100 additional points on all orders placed from now through 5/31109 (MR Message 2765) Continued on reveE rse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will PONx001928 disclosing to the merchant that you meet these criteria. SDNY_GM_00327728 EFTA_00200482 EFTA01686726 ESTEE LAUDER MERIAI li/us L „, DESTINATIO d HOTELS i RESORTS 'Icr TH idaDoREeleAlrl.CATE COPY E fraCese Neter MEMBERSHIP 1 rewards FIRST' Earn Double Points All Year at esteelauder.com Exclusively at esteelauder.com, you can earn double points on every purchase using your enrolled American Expresso with Card th NEW TIME Z rough 12/31O NE /09. MOISTURIZER. Take years off t Or. find youy he look ofr best our sk in skincare regimen with the interactive SKINCARE FINDER. Plus check out new makeup looks, favorite fragrances and more. C6x odd bun 1/1/00.12410). To be dcble t cam taxa pats you mud be errcla In to IhrtershpReweedell Inger) CPrortn d t,e lone d Rocioa. Rd youmodcharge at Mecham on an Node. enroleciAnCan (sped Gad Bond parts wilt* creak' to your Program axourl wenn mer GB e= lopr aba = coss ;pecan stu Wag Mired rd road doxiaton. vet a cal 1-900-AXREARN. Bald iB 2597 Redeem Points for Endless Pampering Possibilities at Bath & Body Works At Bath & Body Works there's nothing we cherish more than a tub overflowing with bubbles, the first mist of a coveted new fragrance or the surprise of unwrapping the perfect gift. We believe pampering is more than just a word--it's a way of life. Discover the ultimate in ultra-pampering with The All New Signature Collection, Slatkin & Co., True Blues Spa, and more. From head to toe or all through your home, we bring the best indulgences every day. For more information, visit VAVW. Bath an d BodyWork s.co m Transfer Membership Rewards® Points to Iberia Airlines Iberia Plus is the program designed by Iberia to reward its best customers with free flights and exclusive benefits. Plus. in its simplest form, just by flying with Iberia or using the services of companies associated with the Program, Iberia Plus customers collect points, which can be exchanged for free flights. Ton do! ocedisons d t Mentershp Rena doyen epA. Fa more Smoak. awl fi e. Tame trdleee rroy app ty. Waded deter rub :to no gods. FROCOMO Paten ad Solieede remade Me SAM Oberge MIRO oda Redeem Points for Destination Hotels & Resorts Whether you're seeking world-class skiing, championship golf, a beach escape, or the pulse of the city, Destination Hotels & Resorts offers unique accommodations at a variety of U.S. locations. No matter where your journey takes you within Destination Hotels & Resorts s distinctive collection, you'll find an unparalleled commitment to service, the finest attention to detail, world-class cuisines, luxurious elegance and personal touches that create a singular experience unique to each destination. Tetra ad corObooe d Ihe Mertembp Rena POZST apW Fa roe S0W4tion old mentersalproverdscomaleness Tod are Ion nay eddpy aMOdi pate mikado. MIT PiaCPabrig paters ad datide remade we steed 10change teed 'Oct Page 6 of 7 Shop now with your enrolled American Express Card at esteelaudercom and earn double Membership Rewards points on every purchase. (MR Bonus ID 2597) Let the perfect pampa re begin' To start redeeming today, log on to membeishIprewards. corn or call 1.800-AXP-EARN (297-3276). (MR Message 2784) To preview this reward and to redeem points, visit memborshIprewards. corn or call 1-800-AXP-EARN (297-3276) (MR Message 2770) To preview this reward and to redeem points, visit membershIprewards. corn or call 1.600-AXP-EARN (297-3276) (MR Message 2768) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will W 2)(001929 disclosing to the merchant that you meet these criteria. SDNY_GM_00327729 EFTA_00200483 EFTA01686727 DUPLICATE COPY ,pa, ea la THEODORE W WAITT Awl Nu-be awing Das XXXX-XXXX> 04/13/09 C'ustomExhas" —• Pay Your Taxes with Your American Express® Card Inn CARDIADMIER IIIENERTS You can earn rewards while paying your personal federal, state, or other taxes with your eligible, enrolled American Express Card. To get started, visit amexnetwork.com/payyourtaxesl All federal, state and local tax payments made with your Card are subject to a convenience fee charged by either of the two IRS approved payment processors, Official Payments Corp. and Link2Dov Corporation. Not all American Express Cards are eligible to earn rewards Terms, conitions, and restrictions apply to incividual Card products. To be eligible to earn rewards, your Card must be enrolled in the rewards program associated with your Card at the time of charge. Page 7 of 7 To get started, visit amexnetwork.com/ payyourtaxesl (CE 111660) Redeem Membership Rewards® Points for a Chopard Watch This Chopard Ladies Watch has a stainless steel case, black alligator leather strap, and a stainless steel Chopard buckle. It makes a great Mother's Day gift! Visit membershlprewards.com or call 1-800-AXP-EARN (297-3276) and redeem 675,2OO Membership Rewards points for reward code CMP1127. Terms and conditions for the Membership Rewards First" program apply. Visit membershIprewards.comlenns for more information. Participating partners and available rewards are subject to change without notice. Redeem now! (CE 111787) Get Free Shipping on Your Contact Lenses at Vision Direct Did you know that you can save up to 70% off retail when you buy your contact lenses online? Vision Direct offers a wide selection of name-brand lenses including Acuvue, Bausch & Lomb, FreshLook, Focus Dailies, and more--all at guaranteed low prices! We make ordering contact lenses easy and convenient. We call your doctor and confirm your [floatation. Our customer care is open 24/7 to answer questions and help you order. To receive this offer, purchase.mustriec:littirjed in full to any American Express* Card. You must select standard shipping at Skeane chew will be deducted from your order. Cannot be combined with some offers. Cannot be redmmed for cash. Non-transferable. Void where prohibited by law. Offer expires December 31, 2009. visionciresi Now Accepting American Express Cards! Title Nine - Clothes that move for women on the move. Use our online Sports Bra Genie or call our experts to help find your perfect fit. www.tillenIne.com or 1-800-609-0092. „ARCS WELCOME. Shop online at www.VislonDirect.com or you can shop by phone at 14300-VISIONDIRECT (847-4600) Enter promo code AMXSOFS to receive absolutely Free Shipping on any contact lens order! Offer valid through 12/31)09. (CE 111776) The Vintage Steakhouse - Enjoy a train ride to San Juan Capistrano for lunch or dinner in our romantic 1927 Pullman Train Car. 949-661-3400. www.thevIntagesteakhouse.com JW Floor Covering - We provide a huge array of carpet, hardwood, laminates and more with quality installation. Visit our website at vnvw.iwfloors.com or call 858-530-2901. II there are other where you wouldla:1: see the Card accepted, please call the Customer Service number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 111666) AMEXOO193O Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327730 EFTA_OO2OO484 EFTA01686728 Ah9EX001931 SDNY_GM_00327731 EFTA_00200485 EFTA01686729 Centurion • Card Statement of Account THEODORE W WAITT 60.429.71 -60,429.71 DUPLICATE COPY XXXX-XXXXX9 +26,193.63 New Balance S 26.193.63 CkivroDare 05/13/09 548,183 Membership Rewards' Points Available at 05/13/09, when charges due are paid in full and all nroints are in good starving. Page 1 of 10 Please Pay By 05/28/09 Please refer to page 5 for important information regarding your account See Page 10 For A Notice Of Changes To The Membership Rewards Program Terms & Conditions To manage your Card account online or to pay your bill, please visit us at www.americanexpress.com. For additional contact information, please see the reverse side of this page. Activity •Id'es s"'" 1"` 05/05/09' PAYMENT RECEIVED THANK YOU 05/05/09' PAYMENT RECEIVED THANK YOU FOOrCumetyammOimle etwargepAM.SomploVadoWs. Amounts -12,083.57 -48,346.14 Total of Payment Activity -60,429.71 Due In Full &entity for THEODORE W WAITT Cad XX)0(.XXXXXSM 05/06/09 FROJO, ST TROPEZ FRANCE 05/07/09 PALMS CASINO FRONT DPALMS Arrival Dale Departure Date 04/03/09 04/06/09 00000000 04114/09 ALAN WAXLER GROUP, LOLGA@AWAXGRP BUSINESS SERVICE 04/15/09 NOBU OOO65OO72OO2OO7MIAMi BEACH 3056953234 FOOD/BEVERAGE 986.79 TIP 213.21 04116/09 Avenlvra Lemoyne 5305-770-5466 305-770-5466 NOM MwilvmUmwsim&U5-770-iMM mernaum FanerAmierg Awravri 4346.00 - Eweve4rUncn Evo -66,034.42 Credrt -3,748.78 Creckt 1,803.50 1,200.00 Please Saki an t, pinataSo& detxti rd rerun win to s parre Do not staple or use paper dips Payment Coupon Mail Payment to: Please:7A Amount Due $26,193.63 laphippillidqgdwidOnOnhqqAtupphill AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 002619363002619363 10 d 7,477.20 146.75 Continued on Page 9 To Pay by Computer, visit: arnericanexpresscom/pbc. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a descnption of when additional Finance Charges are not assessed on Features. Cheek here if address or phone number has changed. Note changes on reverse 441). AMEX001932 SDNY_GM_00327732 EFTA_00200486 EFTA01686730 DUPLICATE COPY resperesrar THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment adreets shown on your statement and must include the remittance coupon front your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment_ made in a foreign currency, we will choose a conversion rate that rs acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send postdated checks. They will be deposited upon receipt. Our acceptance of an ment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not precessade electronically or a less costly process is available. By 5U: ending a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may *sue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation ot Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sore discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Dad y Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the Wring period and dvde the total by the number of days in the being period. This gives us the ADB for the Feature. If you pay the blew Balance on the statement by the next Closing Date then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is caloulated by adding the FC assessed on all Features of the Account This method of calculating the ACS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign curie it will be converted into US dollars on the date it is processed by us or our agents. LThless a particular rate is required byapplicable law, we will choose a conversion rate that s acceptable to us for that date. Currently, the conversion rate we use br a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by ys from customary banking sources, on the conversion i date or the p business day in each Instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Melds Summery: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, writere on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicatedon the front of this statement, but doing so will not preserve your rig M. In your letter, give us the following information 1 Your name and account number' 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error If you need more information, describe the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the pats of your till that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have authorized us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the <Natty of goods or services that you purchased with a credit card, and you have teed in good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services You have this protection only when the purchase price was more than 550 and the purchase was made in your home stale or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or senrees, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling I -800-518-8866 Change of Address re correct on 1.0” do n0 1440 &met Afton Cm date ZO Cole Ama Cale are Hone Phone PIN Coe* and ?Jock Plsone Email (chant) • To change your address online, visit mvw.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vretamericanexpress.cren/privecy for more details and to set your email preferences. Page 2 of 10 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/7 days Express Cash 1.800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurion Card from American Express Customer Service P.O. Box 297846 Ft. I nurterdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 PaYmallts BOX 0001 LOS ANGELES CA 900964000 Please provide your e-mail address to receive important j account updates and exclusive C..ardmembre I offers and benefits. AMEX001933 SDNY_G4.4_00327733 EFTA 00200487 EFTA01686731 THEODORE W WAITT DUPLICATE COPY ncAwaroc.)O30coM Care Dal* 05/13/09 Pape 3 0(10 Due in Full continued ForWICwrorcy mown= rob is boo ise plus 27%. tamp Ver deli. oraceacv 04/17/09 MINETTA TAVERN NEW YORK BAFNVIGHTCLUB FOOD/BEVERAGE 280 69 TIP 119 31 04/17/09 THE SETAI SOUTH BEACMIAMI BEACH ArriVOI Date Departure Date 04/17/09 04/17/09 00000000 LODGING 04/17/09 Aventura Ummaine 8305-770-5466 799.80 3057705466 04/18/09 DAWAT RSTR NEW YORK 500.00 RESTAURANT Description 527289 04/23/09 CHINA INSTITUTE IN ANEW YORK 2127448181 04/29/09 DS WATERS DS WATERS MA8LETON 8004928377 04/29/09 TLF'ADELAIDE'S, INC 3304530183 3304530183 FLORISTS 05/03/09 50 Day Late Payment Fee 35.00 05/03/09 BUDGET RENT A CAR TUCSON 171.42 Location Date Rental: TUCSON 09/06/03 Hotpot TUCSON 09/05/03 Agreement Number 906439332 Reiter Nacre: WAITT,TED 05/04/09 FLOWERBEE TUCSON 64.95 FOR QUESTIONS CALL: 520/2 05/04/09 WARWICKS LA JOLLA 234.03 BOOK STORE 05/04/09 Estancia La Jolla Fola Jolla (858)202.3383 TIP 32 10 05/05/09 RESMARK, INC 0210508ARNOLDS PARK LODGING Description PURCHASE 05/07/09 CALIFORNIA BICYCLE 8LA JOLLA 43.50 SPORTING GOODS STORE 05/07109 CALIFORNIA BICYCLE 8LA JOLLA 339.63 SPORTING GOODS STORE mem CALIFORNIA BICYCLE 8LA JOUA 93.70 SPORTING GOODS STORE 05/09/09 IMDB SUBSCRIPTION 400.00 2,677.74 12,500.00 11.74 282.48 200.00 447.00 SUBSCRIPTION NOVA° COMSUBSCRIPTION 99.95 05109/09 BROOKSTONE 033 00033SAN DIEGO 184.81 8584586803 05/09/09 WIWAMS•SONOMA 0193SAN DIEGO 326.20 11923070 92122 AMEX001934 ContInuod on worn SDNY_GM_00327734 EFTA_00200488 EFTA01686732 DUPLICATE COPY THEODORE W WATT Account Number )000000000M Pepe 4 of 10 Due in Full continued Fa09 ,3Wdirg Foreign Carton. ccannom • bow row plue 27%. gnaw 2/a 05/09/09 CALIFORNIA PIZZA 040LA JOLLA 135.81 RESTAURANT FOOD/BEVERAGE TIP 05/12/09 APTVALUEMAX 888405-2257 19.95 MEMBERSHIP 120.81 15.00 Total of Due In Full Acthily for THEODORE W WAITT 14,411.96 Due In Full Activity for G MAXWELL Ca XXX% XXXxx.S,M 04/15/09 MACY'S 00501269212 MIAMI BEACH MACYS.CCAI Description Price CLARINS 38.00 04/21109 BELVEDERE RESTAURANTBEVERLY HILLS RESTAURANT FOOD/BEVERAGE 109.25 TIP 15.75 04/21/09 NEIMAN.MARCUS 810 00BEVERLY HILLS DEPARTMENT STORE Description Price JEANS 229.00 CAMISOLE 72.00 0421/09 KINDLE-NEWYORKTIME 8664214851 13.99 DIGITAL 0422109 PETPEOPLEI107 12000LA JOLLA 8584572036 Descripion Price PET SHOP-FOOD & SUP 75.55 0422/09 ATHLETA CATALOG 888-322-5515 514.40 CLOTHING 04/24/09 KINDLE-FINANCIAL11 864216-1072 9.99 DIGITAL 04125/09 APPLE STORE 4R082 OOSAN DIEGO 54.32 COMPUTER STORE 04/25/09 APPLE STORE #1,1082 OOSAN DIEGO 16.26 COMPUTER STORE 05/04/09 DRUGSTORE.COM DRUGSTORE.COM 47.67 HEALTH AIDS 05/07/09 TOM FORD RETAIL LLCNEW YORK 2123590376 Description MENS & BOYS CL 05/09/09 TOM FORD RETAIL, LLCNEW YORK 2123590376 Description MENS& BOYS CL 05/10/09 KINDLE BOOK 866.321-8851 9.99 DIGITAL Total of Duo In Full Activity for G MAXWELL 11,781.67 40.66 125.00 328.84 75.55 6.875.00 3.670.00 Total Due in Full Activity 26,193.63 AMEX001935 Continued on next page SDNY_GM_00327735 EFTA_00200489 EFTA01686733 DUPLICATE COPY Prepared rct THEODORE W WART Axon Nuntret XXXX- XXX XX9-= C cerq Ds< 05/13/09 Page 5 of 10 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & 'Rave., the APR is 9.15%, the DPR is 0.0251% Sign & Travel, the APR is 9.15%, the DPR is 0.0251% Please refer to page 2 for further important information regarding your account AKIEX001936 SDNY_GM_00327736 EFTA_00200490 EFTA01686734 Preqvw 10, THEODORE W wAra DUPLICATE COPY Ze&cotth,9= Page 6 of 10 AMEX001937 SDNY_GM_00327737 EFTA 00200491 EFTA01686735 VACATION Ca I N - I RNA ONAL MembePAtetgicarlis First" Monthly Statement and Page 7 of 10 Program News For questions about your Membership Rewards amount, Statement Period MEMBERSHIP , contact 1-800-297-1300 April 1, 2009 • April 30, 2009 Account activity alter tiffs period does not appear on this statement rewards Preganal br FIRST' www.amencanexpress cornhewards THEODORE W WAITT Total Points Balance American Express Account Nitta 546,183 Membership Rewards P.O. Box 297813 Points Earned this Period are Ft. Lauderdale, FL 333299785 pending until charges are paid in full and all your accounts are In good standing. Points Earned this Period may include Bonus Points Points Earned this Period 48,346 Account Summary Opening points balance 497,837 Points earned this period + 48,346 Points used this period 0 Reinstated points and adjustments 0 Total points balance — 546.183 Points Earned this Period 04/01/09 - 04/30/09 Points Activity On Bonus Pants Total Points Activity Eligible Charges Awarded Per Card Centurion x=o0000(9.= 44,534 0 44,534 Addi Gentofte!). xxxx-xxxxx 3,812 0 3,812 Totals 48,346 0 48448 Points used this period includes Redemptions and TransferS. Points earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your program account. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terns & Conditions in your Program Guide. If you have questions, please visit vnvw.americanexpress.comIrewanis or call 1-800.297-1300. For international, call coiled 305.816.2799. ORIGINS Provrered by Nature Proven by Seance Earn Double Membership Rewards® Points on Purchases of $75 or More at Origings.com Exclusively at Origins.com, earn double points on every purchase of $75 or more using your enrolled American Express® Card through 12/31/09. At Origins, we've been creating and innovating healthful choices in Skin Care, Hair Care. Bath and Body, Color and Sensory Therapy® products using the best of nature along with trying to do what's best for the planet and for you. Glee veld Ira" t/1/09-12f3UM To to dui* b Gam boron panto you must be ureoloi d Oto hirt•nho Rona DrbOrtb elNebrerni *MO" ClMt".ad/tO frteel &Sae lebr Pahl** on an of91:4o ended Ana can Owe. On Maui rani well be on:4W to your Proven account mem 6-6 mento woolgior ate. = con aypeamm ar co yds blbo Otokenent Fee mae rIormalon. a eel 140SAXP-EAR11(2974276) Boma. 7597. Redeem Points for a 4-Night Stay in Orlando and Disney Tickets Enjoy four nights in a spacious Marriott Vacation Club Akarriottillik one-bedroom villa accommodation at Marriott's Grande International villa in Orlando. FL. Packages include a Vista, Marriott's Cypress Harbour or Marriott's Royal or Sabel Palms Resorts, plus two adult tickets for three-day passes to one of the four Watt Disney World® Theme Parks (Magic Kingdom®, Epcot®, MGM Studios, Disney's Animal Kingdom®). So come be a part of the Disney celebration. Terns arct cordeato or me Montero go florovosS pt ayr an ape?, Fay rue elorrattai bye otolmol*OMOrtitoorolenns Tains and fee, nu) appb intadejay abbe, rearcto., ivy aAy. PonetoRKI Cass u i. .ttoa to :nave %whoa nolo* Shop now at vAweorIgins.com with your enrolled American Express Card and earn double Membership Rewards points on purchases of $75 or more, through 12/31/09. (MR Bonus ID 7597) To preview this reward and to redeem points, wsit membershiprewards. corn or call 1-800-AXP-EARN (297-3276) (MR Message 2830) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will tAINEX001938 disclosing to the merchant that you meet these criteria. SDNY_G81_00327738 EFTA_00200492 EFTA01686736 AIR CANADA ® LI LOEWS HOTEIS ft ESORT S Nikon Create Your Reward THEODORE iiirrAl4cATE COPY Accort Mu-tor MEMBERSHIP rewards FIRST Transfer Membership Rewards® Points to Aeroplan and Get Closer to Your Dream Vacation Aeroplan otters travel to over 700 destinations in 120 countries through the 21 members of the Star Alliance"' network. Transfer Membership Rewards points to Aeroplan Miles for travel on any Star Alliance partner, including: Air Canada, Lufthansa, Mexicana, Singapore Airlines, THAI, United Airlines, Varig and more. And there's no need to call or wait for your miles to appear in your Aeroplan account. 1,000 points = 1,000 miles. Ten ad coda:ceded Morrtershp Retedds Reeser afar. Rd more dcanstax dal mentershoewarde cadent* Tame and bee rat appR Intivdual partner admane may apd) Palc pang watts and mad* rands ate aped a change weal rata Earn 1000 Bonus Points at Loews Hotels on Your First Stay! Make your next stay at Loews even more rewarding. Join the YouFirst loyalty program and stay between May 15 and August 30, 2009, and you can earn 1000 bonus points and be fast-tracked to Blue membership status where you'll enjoy free internet, room upgrades, and more! Learn more at www.loewshotels.com/youfirstamx Caw vsd 5/1S004Y3103 Ice Ma YouFsil radats only SsteRN JEWS To be OS* lo rem taut pcele yew mat be mei in lAtrttenhe Painads pavan rampart) ad Yeand al Me bre d S. You mat provide star 1 MIDI Agawam E tante Cad natter trt your Wand PRA* AdaRafaf Raabe male n toennr d the Younat meta. at dsatW b toe naiad Asnertan Ewe. Cad added a Star tadie. BMA PONS *I be dal ID Sea RWan *Mad wen 10-12weliaaMr ccadlelon d a dada% stay. Addloaailears ard wawa apply. Bass 0 SS Save 22,500 Points on a Nikon 10.2 MegapIxel Digital SLR Camera Experience hip-performance digital SLR photography with this Nikon Digital SLR Camera! Features 10.2 megapixels and a 2.5" LCD monitor. Includes AF-S DX NIKKOR 18-55mm lens and a 2GB SD memory card. Visit membershIprewards.com or call 1-800-AXP-EARN (297.3276) and redeem 99,000 Membership Rewardss points for reward code RY3997. Tan* ad castled* d the MenteraITARItadattadtdRadtaR Redeem Points to Create the Reward of Your Choice What is your wish? Customize your reward package and create the one-of-a-kind experience you've dreamed of. Tell us your idea and a Reward Specialist will handle the rest. And, if having all the freedom in the world is making you draw a blank, our Reward Specialists can even give you some great ideas. Page 8 of 10 To preview this reward and to redeem points, visit momborshIprewards. corn or call 1-800-AXP-EARN (297-3276). (MR Message 2823) To sign up for YouFirst and took your stay, visit www.loinvshotels.com/ youlIrstamx Or, toby regi tone ster and book ' , call 1-800-23-LOONS and mention code DOUBLE. (MR Bonus ID 6459) Redeem now (MR Message 2834) To Matt redeeming today, log on to memborshIprewards. corn or call 1.800-AXP-EARN (297-3276). (MR Message 2845) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will bWtEX001939 disclosing to the merchant that you meet these criteria. SDNY_GM_00327739 EFTA_00200493 EFTA01686737 DUPLICATE COPY Prival Fot THEODORE W WART ;anti Mr-h• Clow, XXXX•XXX)OM 05/13/09 eto CustomExtrar Page 9 of 10 What do you give the person who has everything? The opportunity to give back —with a Charity Certificate from GivingExpress Online sc Purchase Charity Certificates now through June 30th and all purchase fees are waived. • Choose from several e-certificate themes or a printed version that can be mailed worldwide • Customize the certificate by adding your own personal message • Purchaser chooses the amount of tic donation and receives the tax deduction • Recipient chooses the charity of their choice from 1MM+ charities On GivingExpress Online you can also make a donation with your Card, set up recurring donations and track your giving for tax time. To purchase Charity Certificates or make a donation visit aneericanexaress.com/CharitvOffer certificates must be prthased with an Amercan Egress Card. Offer valid 5/I/09 - 6/3899 Standard purchase lees we $3.% fa ecertificates and $5.W la nomad certifrates. Porthole cinevivbeess Mire are soilless tea Iffitalir leo al 225%. Chalon all vac ney=&mike amount TOW de 2.25% American Fines massing fee. Wear pow JusiGive. Ttn hll anon char doyen ire:bang the fee ismer:ix:Me re the Men agent MIMS by laW. Redeem for an IWC Father & Son Watch Set! Like father and son, these watches make a great Father's Day gift. Both have the same rhodium-plated, light-coloured dial of the pilot's watches, the same user-friendly onion-shaped crown of the early pilot's watches from IWC, and the same brown alligator leather strap and characteristic steel rivets. Wear it and stand out from the crowd. Individually and even more so together. The only difference between the two watches is their size. Redeem 4,900,0® points for reward code CMP4394. Terms and conditions for the Membership Rewards First" program apply. Visit membershiprewards.corwlemls for more information. Participating partners and available rewards are subject to change without notice. ka7441 1 1'i• ds Now Accepting American Express® Cards! Dale E Peterson Vacations • Offers luxury vacation rentals on the sugar-white beaches of Northwest Florida s Gulf Coast. Visit www.destlnresorts.com or call 1-877-275-8003. Redeem now! Visit membershIprewards. coin or call 1-800-AXP-EARN (297-3276). (CE 112046) La Costa Grill - Fresh seafood, oyster bar, steaks, pastas, sandwiches and salads. 6996 El Camino Real, Carlsbad (Crazy Burro Center). 760-603-1200. www.LaCosta-Grill.com Acacia Travel - Celebrating 35 years in travel. 3272 Rosecrans Street, San Diego, CA. 619-225-1233 or www.acaclatravel.com II there are other places where you would like to see the Card accepted, please call the Customer r‘stim number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 111840) AM EX001940 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SONY_GM_00327740 EFTA_00200494 EFTA01686738 DUPLICATE COPY PreparoJF or THEODORE W WART Centurion' Card Statement of Account Accani hurrlx. XXXX•XXXXX9M Page 10 of 10 Notice of Changes to The Membership Rewards Program Terms and Conditions We are making Important Changesto the Membership Rewards' program associated with your American Express' Card Account identified on the* Notice. These changes become effective on the dates indicated below. whether or not you receive a statement. This Notice formally amends your Terms and Conditions. and any contrary or conflicting language in those Terms and Conditions is replaced fully and completeht This is an important Notice of changes. We recommend that you carefully review these changes. share them with any Additional Cardmembers on your Account. and then keep this Notice for future reference. If you have any questions. please call the telephone number listed on the back of your American Express Card. Membership Rewards Excise Tex Offset Fee We are changing the excise tax offset fee per point and the maximum fee that will be applied to your Card account for conversion of points into the Frequent Flyer program of a U.S. airline. Accordingly. paragraph 2 of the Frequent Customer Programs section of the Membership Rewards Terms & Conditions is changed to read: 'For each conversion of points into the Frequent Flyer program of a U.S. airline. an excise tax offset fee of 50.0005 per point. with a maximum fee of $75 (effective 091)10'2009. $0.0006 per point. with a maximum lee of $99). will be charged to your Card account. We charge this fee to offset the federal excise tax we must pay on such conversions. The foe may be more or less than the actual amount of the excise tax we pay on any individual conversion. We may offer you the option to redeem points to pay this fee.' S0159 BP/MUFYI0110509 AMEX001941 SDNY_GM_00327741 EFTA_00200495 EFTA01686739 DUPLICATE COPY Centurion' Card Statement of Account Ax.x,INsTot., THEODORE W WAITT XXXX-XXXXX9M 122,344 Membership Rewardst0 Points Available at 06/12/09, when charges due are paid in full and all mounts are in good standing. cavroosit: 06/12/09 Page 1 of 9 New Balance S Please Pay By 06/27/09 26,193 63 +59,573.09 85.766.72 Amount Due Includes: Past due amount $26,07841 Please refer to page 6 for important information regarding your account Your account is past due. Please pay the past due amount immediately. Future late payments may result in an increase in your APR on your Flexible Payment Account. Pay your bill online anytime, anywhere at wwwamerkanexpress.com/paybIll. To manage your Card account online or to pay your bill, please visit us at vanv.amerIcanexpresiacom. For additional contact information, please see the reverse side of this page. American Express Premium Seats Access to excellent seats at venues in New York and Los Angeles for sports, entertainment, and live concert events. New York: Events at Madison Square Garden and Radio City Music Halle. LA: STAPLES — Center in Los Angeles • access to the Platinum Lounge from American Express among the Suites on Level B. With your ticket purchase, receive a complimentary parking pass (for every two tickets purchased), VIP entrance. and access to the American Evress Arena Club. Call 1-800-455-1657, 8am to 11pm ET, 7 days a week for reservations and more information. Activity '""YePo°`"a° Total of Payment Activity ARMIN 0.00 Due In Full vity for THEODORE W WAITT Cad XXXX.X.Y., • • —05/29/09 SIERRA TUCSON 300000TUCSON 5208185852 Description Price MEDICAUHEALTH SERV 115.22 Please Saki an Ps perlottn wow. detzet ani retrn )os parece Do not staple or use paper dips Payment Coupon TH W WA TT Mail Payment to: Amman Please Pay By: 0627/09 Amount Due $85,766.72 AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 008576672008576672 10 rl -115.22 Credit Continued on Page 3 To Pay by Computer, vis4: ameranexpresecom/pbc. Enter account number on all documents. Make check payable to American Express. Soo Finance Charges section on reverse side for a descnption of when additional Finance Charges are not assessed on Features. Cheek here if address or phone number has changed. Note changes on reverse side. AMEXC•31942 SDNY_GM_00327742 EFTA_00200496 EFTA01686740 DUPLICATE COPY reniesrar THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment adreets shown on your statement and must include the remittance coupon front your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment_ made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send postdated checks. They will be deposited upon receipt. Our acceptance of an ment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not precessade electronically or a less costly process is available. By 5U: ending a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation ot Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sore discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the Wring period and rivde the total by the number of days in the being period. This gives us the ADB for the Feature. If you pay the blew Balance on this statement by the next Closing Date then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is caloulated by adding the FC assessed on all Features of the Account This method of calculating the ACS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign curie it will be converted into US dollars on the date it is processed by us or our agents. LMIess a particular rate is required byapplicable law, we will choose a conversion rate that s acceptable to us for that date. Currently, the conversion rate we use br a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by ys from customary banking sources, on the conversion i date or the p business day in each Instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Melds Summery: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, writere on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicatedon the front of this statement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error If you need more information, describe the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the pats of your till that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have authorized us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the purelyof goods or services that you purchased with a credit card, and you have teed in good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services You have this protection only when the purchase price was more than 550 and the purchase was made in your home stale or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or senrees, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the trade balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518.8866. Change of Address re correct on 1.0” do n0 1440 &met Afton Cm date ZO Cole Ama Cale are Hone Phone PIN Coe* and ?Jock Plsone Email (chant) • To change your address online, visit vnvw.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vireamericanexpress.cren/privecy for more details and to set your email preferences. Page 2 of 9 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/7 days Express Cash 1.800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurions Card from American Express Customer Service P.O. Box 297846 Ft. I nurterdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 PaYmallts BOX 0001 LOS ANGELES CA 900964000 Please provide your e-mail address to receive important j account updates and exclusive C..ardmember I offers and benefits. AMEX001943 SDNY_GM_00327743 EFTA_00200497 EFTA01686741 DUPLICATE COPY THEODORE W WAITT Accoul Nal* )O00(4O00a Camp DS Pape 309 06/12/09 Due in Full continued 05/13/09 SIERRA TUCSON 300000TUCS0N 5208185852 Description Price MEDICAUHEALTH SERV 26,414.36 26,414.36 05/16/09 THE GARDENS 65000000ARNOLDS PARK 3,380.00 7123322990 05/16/09 THE GARDENS 65000000ARNOLOS PARK 2,400.00 7123322990 05/16/09 RESMARK, INC 0210508ARNOLDS PARK 178.80 LODGING Description PURCHASE 05/17/09 ARROVYWOOD RESORT & COK0BCUI 524.70 Arrival Date Departure Date 05/14/09 05/17/09 00000000 LODGING 05/18A/9 UNITED AIRUNES MANKATO MN 646.21 UNITED AIRUNES From: To Carnet Class. SAN DIEGO CA 0 HARE FIELD IL UA UA OMAHA NE US Q1 Ticket Number: 01674457174832 Date of Departure 05/22 Passenger Name: HOOLKO/JONATHAN Document Type: PASSENGER TICKET 05/18/09 UNITED AIRUNES MANKATO MN 646.21 UNITED AIRUNES From: To: Carrier: Class SAN DIEGO CA 0 HARE FIELD IL UA UA OMAHA NE US Qt Ticket Number: 01674457174843 Date of Departure 05122 Passenger Name: YANKE/ALEX Document Type: PASSENGER TICKET 05/18/09 THE GARDENS 65000000ARNOLDS PARK 1,556.00 7123322990 05/18/09 ORBITZ CCSA CHICAGO II. 13.98 ORB•AP1101013SJWECIBD ROC No 123502225 05/ 18/19 Aventura Limousine 8305-770-5466 478.50 3W770-5466 05/19/09 RESMARK, INC 0210508ARNOLDS PARK 30.00 LODGING Desolation PURCHASE 05/21/09 APPLE STORE IR082 00SAN DIEGO 1,918.73 COMPUTER STORE 0921/09 THE ANIMAL HOSPITAL LAJ0UA 109.07 858459-2665 05/22J09 OSA - IA JOLLA 05000LA JOLLA 3,402.00 8886722675 Description Rios OPTICIAN 3,402.00 05/26109 DAWAT RSTR NEW YORK 425.00 RESTAURANT Description 501092 05/268:19 SHOPTFISFLGARNEAU 877412-7467 210.96 2741886 93401 AMEX001944 Continued on reverse SDNY_GM_00327744 EFTA_00200498 EFTA01686742 , ,•• THEODORE W WAITT DUPLICATE COPY Aw)obaum%tom= Nvrtr Pepe 4 of 9 Due In Full continued Primal; 0527/09 PRIMAL WEAR, INC. 06004VER NONDURABLE GOODS Description SPORTING GOODS 05/27/09 OSA - LA JOLLA 05000LA JOLLA 8886722675 Description Price OPTICIAN 1,364.00 05/27/09 DS WATERS DS WATERS MASLETON 10.00 800-4924377 05/27/09 UNION SQUARE CAFE NEW YORK RESTAURANT FOOD/BEVERAGE TIP 06/01/09 MINES MUSIC STORE IAUSTIN 0.99 Tunes Music Store 06/01/09 CHEVRON CHEVRON STATSAN CLEMENTE 9494922042 Description Price FUELMISCELLANEOUS 62.04 06/02/09 WWW.MLWIDAS.COM 354.57 D 06/05/09 ZENEtU 0072 SAN DIEGO 500.00 855454/540 FOOD 386.06 TIP 113.94 06/06/09 JAMES PERSE - SAN DISAN DIEGO 6192093680 Descripticn Price MEN'S/WOMEN'S CLOTH 1,147.31 06/06/09 NORDSTROM 4360 0360 SAN DIEGO DEPARTMENT STORE Description BTIAS4AN SPTWR 05/06/09 NORDSTROM 6360 0360 SAN DIEGO DEPARTMENT STORE Description RAIL BOTTOMS 06/06/09 NORDSTROM 1360 0360 SAN DIEGO DEPARTMENT STORE Description RAIL BOTTOMS 06/06/09 RUEHL 40115 67084011SAN DIEGO 573.52 RUEHL CUSTOMER SERV 06/06/09 HUGO BOSS SAN DIEGO SAN DIEGO 572.60 FAMILY CLOTHING 06/09/09 JAMESPERSE.COM 0102 VERNON 3235882226 Description MENSAVOMENS 06/09/09 TOD'S 0155 NEW YORK 2126445945 Description GENERAL MERCHA 06/09/09 AUDEMARS PIGUET 0359CLEARWATER Awas7872 Description WATCH/JEWELRY 677.54 1,364.00 120.84 29.16 150.00 62.04 1,147.31 1,214.09 408.90 450.23 81.56 516.65 489.81 AMEX001945 Continued on next pegs SDNY_GM_00327745 EFTA_00200499 EFTA01686743 DUPLICATE COPY THEODORE W WAITT Accoul Nal* =WOW /a Clow" DS 06/12/09 Pape 5 of 9 Due in Full continued Ana* 06/09/09 BERGDORF GOODMAN MENNEW YORK 957.00 DEPARTMENT STORE 06/10/09 TAYLOR UVERY RIVERDALE MD 20737 UMOUSINE SERVICE 06/10009 THE HAY ADAMS THE HABETHESDA Arrival Date Departure Date 06/09/09 06/10/09 00000000 LODGING 06/11/09 ITUNES MUSIC STORE /AUSTIN 3.98 runes Mimic Store 05/11/09 MVONAUNUC 888.241.0049 19.95 MEMBERSHIP 655.20 1,325.59 Total of Duo in Full Activity for THEODORE W WAITT 53,754.86 Duo Iniciglarity for G MAXWELL caticom 05/1409 ROCK CREEK OUTFTR - CHATTANOOGA 8777076709 Desaiption Price SPORTING GOODS STOR 8250 05/14/09 MITY-UTE INC. OREM 2,032.64 DURABLE GOODS 05/18/09 FOUR SEASONS BF HOTEliving (972)717.0700 TIP 06/22/09 KINDLE-NEWYORKTIME 866321.8851 13.99 DIGITAL 05/22/09 BACKSCATTER MONTEREY 2,867.45 ELECTRONICS STORE 05/24009 KINDLE-FINANCIALTI 866-216.1072 DIGITAL 05/29/09 AMZ'AMAZON PAYMENTS AMZN COWBILL MERCHANDISE 0529/09 AMAZON COM AMIN COWBILL MERCHANDISE 06101/09 AMAZON.COM MAIN.COMIBILL 199.99 MERCHANDISE 06/02/09 AMTRAK INTERNET DC AMTRAK Routing Details Not Available Ticket Number: 55482563298209 Passenger Name: MAXWELL/GHISLAINE M Document Type: VENDOR SALE 06/02/09 WARWICKS LA JOLLA BOOKSTORE 06/02/09 10196- LA JOLLA 8000LAJOUA 6047326124 Descopbco Price MENS/WOMENIS CLOTH 56.55 06003/09 KINDLE BOOK 866-321-8851 9.99 DIGITAL 06/03/09 KINDLE BOOK 866-321-8851 9.99 DIGITAL 82.50 33.23 295.00 9.99 50.87 22.45 Date of Departure 06/02 80.00 76.01 56.55 AMEX001946 Cortinuod on worm SDNY_GM_00327746 EFTA 00200500 EFTA01686744 DUPLICATE COPY rttpX04 ra THEODORE W WART Due in Full continued rants Account Lott. XXXX.XXXXX9= Page 6 of 9 06/03/09 WARWICKS LA JOLLA 10.92 BOOK STORE Total of Due In Full Activity for G MAXWELL 5,818.24 Total Due in Full Activity 59,573.09 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows For Sign & Travel*, the APR is 9.15%, the OPR is 0.0251% Sign & Travel, the APR is 9.15%, the OPR is 0.0251% Please refer to page 2 for further important information regarding your account AMEX001947 SDNY_GM_00327747 EFTA_00200501 EFTA01686745 MembeR-Wiigilarlls First￾Monthly Statement and Page 7019 Program News For questions about your Membership Rewards account, visit us at amerIcanexpress.com/ Statement Period May 1, 2009 • May 31, 2009 Account activity afford* period does not appear on this Statement MEMBERSHIP rewards rewards Frspemosor FIRST' or contact us at 1-800.297.1300 THEODORE W WAITT Total Points Balance American Express Membership Rewards issis roma meow 122,344 P.O. Box 297813 Points Earned this Period are Ft. Lauderdale, FL 33329-9785 pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points Points Earned this Period 26,161 Account Summary Opening points balance 546,183 Points earned this period +26,161 Points used this period -450,000 Reinstated points and adjustments 0 Total points balance =122,344 Points Earned this Period 05/01/09 • 06/31/09 Points Activity On Bonus Points Total Pointe Activey Eligibie Charges Awarded Per Card Centurion )000(400rXe= 14,379 0 14,379 Adel Centu XXXY-xxxXIM 11,782 0 11,782 Totals 26,161 0 26,161 Points Used this Period 05/11/09- 05/31/09 Total Points Used This Period R Date $500 Berg Gift Card licocant nutria 033412536B 60,000 5/13/09 $500 Bergdorf Goodman Gift Card Amood marts 03341253N 50,000 5/13/09 $500 Bergdorf Goodman Gift Card keen nine 0034125370 60,000 5/13/09 $500 Bergdorf Goodman Gift Card keen rant. 0334125371 60,000 5/13109 $500 Bergdorf Goodman Gift Card Account curt. 0334125372 60,000 5/13/09 $500 Bergdorf Goodman Gift Card Accant nurreet 0334125173 60,000 5/13/09 $500 Bergdorf Goodman Gift Card Axast nests 0334121374 50,000 5/13/09 $500 Bergdorf Goodman Grit Card kraut nurrter0:04121175 50,000 5/13/09 $500 Bergdorf Goodman Gift Card keen 444,50 0334125375 50,000 5/13/09 Total 450,000 Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in good standing. Points used cannot be reversed back into your program account. Forfeited points can be reinstated tor a lee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms 8 Conditions in your Program Gude. If you have questions, please visit www.ernericanexpress.comerinverds or can 1.800-2971300. For international, call coiled 305-816.2799. Continued on reverse AMEX001948 SDNv_GM_00327748 EFTA_00200502 EFTA01686746 red door spas piwaird. %Am 1-soo-\# flowerswom. Pak die best We Sways de. west elm THEODORE RA UCH i MTMIITRSHIP ATE COPY rewards FIRST' Earn Double Points on Purchases Exclusively at reddoorspas.com Give the gift of personal pampering at Red Door Spas, the quintessential relaxation destination. Now until 12/31/09, earn double Membership Rewardse points on all gift certificate and gift card purchases using your enrolled American Expresso Card at reddoorspas.com. Print last-minute gifts with online Print-A-Gift feature! On KEW ale veld hart 12/W2C09 tar alt callcale at gb card ptathan tsneddowepacom Only To be Noble to sem brut comb you mud be end/deft Mer sbd Reny% pogran elm paabasa at mud char yca wawa aa an adobe enrcded Amman Etp Card. ra$1::::=14grittltdtgliZro===liartan Card brothels, FON mere silamiCnolaMalbealp1MrditeriVOIMP a cal 1-Mali -EARN WORM Saute AM Earn 10x Points from 1 400-FLOWERS.001,14 This summer, send loved ones flowers and gifts from 1-800-FLOWERS.COM. You can earn 10x Membership Rewardse points when you shop using this special link www.1800flowers.com/membershiprewards or call and use promo code MR33. Shop now for a great selection of flowers and gifts for your Dad, Grad, or special someone! Ora van ounce la 124100 one on 00,04.011 nildOliwOuph IbThamersconbiarteslyperards : eet=1. R.O.MRS Wen: code prom l.E, a 04,,Tit be erg bn ot*, lo earn bend ;orb. you mat be wean 4 eed n NOON stolid Onweat Eve Cad Boots pares MI Mae' b Wen tOnet weir IO12 weeks a chars *pomace q,our berg Wined bra:lull Wm* and collacto. as wei crawl P arn lew ably la cella, Card meta. rot alcaraca mita Pnwean vet calems oaf IWO-MP-EARN Bonus 0 Ma. Redeem Membership Rewards. Points and Shop with west elm°) west elm offers a world of modern design at a great price. From clean lined furniture and organic bedding to rugs, lamps, and table top collections, west elm combines natural and global influences in fresh, accessible collections season after season. Redeem Membership Rewards points for a west elm gift card today. I) Cab may not lanadeontd boon a maps perilete) No Waal tries repaid by law. 4 root do oared axopt reepanstay bur on katdinged a ablator any unattiCnaKI tee d 31 Accepbroe d the cold econlules cc ceplecte a/ Owe leans ted eatIlka ted may change a cop Inv 4) Cade may be used lot mitre) psclown n storm o dq Ueda] it by phone. vo IM calaks a Saw 34,000 Points on a Samsung 4O1e HD 1O8Op LCD Television This Samsung 40" Television pictures smooth motion with deep colors. Features 1080p full HD, 30,000:1 dynamic contrast ratio, 5ms response time, wide color enhancer, built-in ATSC/NTSC/QAM tuners, SRS TruSurround XT, one HDMI'" (v1.3) port, one component input, and one PC input. Includes remote control and swivel stand. Visit memberstaprowards.com or call 1-800-AXP-EARN (297-3276) and redeem 215,100 Membership Rewards' points for reward code RY4063. Ton AS OC•400111 a the /Aembereho Rends proa an Pogo 8 of 9 Beauty, harmony and wellbeing await. Treat yourself of someone special. Visit www.reddoorspas.com to earn double pants on gift certificate and gift card purchases through December 31,2009. (MR Bonus 10 8882) Visit wovw.18001lowers.conV membershIpresvards or call 1.800-FLOWERS (promo code MR33) Remember, offer is only valid when you use the URL or phone number and porno code. (MR Bonus ID 5526) To start redeeming today, log on to mernbershIprowerds. coin or call 1.800•AXP-EARN (297-3276) (MR Message 2872) Redeem nowt (MR Message 2863) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will biblEX001949 disclosing to the merchant that you meet these criteria. SDNY_GM_00327749 EFTA _00200503 EFTA01686747 DUPLICATE COPY Prepared For THEODORE W WART Daily Wish CARL MEMBER BE //EMS fcreni Nrbe' Clare° C.O. XXXX-XXXXX 06/12/09 isowico CustanExtrass With Daily Wish, you'll find savings all the time, all year 'round. Plus, three days a week, a fresh collection of handpicked products goes on sale. You can get savings up to 50% off—everything from travel to electronics to fashion. But inventory is limited--so be quick! Visit dallywish.com/dreambig Terms and Conditions: Daily Wish from American Express is available to U.S. residents, 18 or older, who are holders of any consumer American Express Card in good standing. Some products will be available in limited quantity and on a first-come, first-served basis, while supplies last. All sales are final. Void where prohibited. Additional restrictions apply. Offers provided by participating American Express merchants. All offers are subject to terms and conditions available on amexnetworiccom/dallywishterms The Daily Wish program is subject to change or cancellation at any time. Payment must be made on any American Express Card. Page 9 of 9 Visit dailywish.com, dreambIg (CE 112035) Now Accepting American Express® Cards Keepsake Quilting - A quitter's resource for over 20 years. Patternworks, Keepsake NeedleArts, Keepsake Quick Kits. vnvw.keepsakequilting.com Hot Dog on a Stick - 100% employee owned. Serving delicious fresh products since 1946. Visit one of our 110 locations. www.holdogonastick.com RaceReady Products - Over 25 years experience in the off-road market. 103 Press Lane, Ste. 4, Chula Vista, CA 91910. 619-691-9171. www.racoroadyproducts.com II there are other places where you would like to see the Card accepted, please call the Customer Service number that is located on page 2 of your statement or the number that is on the back of your Card (CE 111946) AMEX001950 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327750 EFTA_00200504 EFTA01686748 AMEX001951 SDNY_GM_00327751 EFTA_00200505 EFTA01686749 DUPLICATE COPY Centurion Card Statement of Account THEODORE W WAITT XXXX XXXXX9 181,921 Membership Rewards Points Available at 07/13/09, when charges due are paid in full and all rtnaunts are in good stan&ng. CkivwDare 07/13/09 Page 1 of 12 New Balance S Please Pay By 07/28/09 85,766 72 -85,766.72 +58,514.74 58.614.74 Please refer to page 5 for important information regarding your account See Page 10 For A Notice Of Changes To The Membership Rewards Program Terms & Conditions See Page 11 For An Important Privacy Notice Your membership will be renewed next month. Please refer to the Renewal Notice on Page 5 To manage your Card account online or to pay your bill, please visit us at www.americanexpress.com. For additional contact information, please see the reverse side of this page. • Premium Ticket Program Secure preferred seats to some of the hottest music, theater, and sporting, events, often before the general public. Partners in the program: Madison Square Garden, STAPLES Center, Radio City Music Hall. Call 1-800-455-1657, Sam to 11pm ET, 7 days a week for reservations and more information. Activity 06/18/09' PAYMENT RECEIVED THANK YOU 07/03/09' PAYMENT RECEIVED THANK YOU Total of Payment Activity Includes posing dale " FiX••• Convoy common fa% Amount • base tae0.42 7% Soo Noe 2 ear Slat -26,193.63 -59,573.09 -85,766.72 Due In Full agIvIty for THEODORE W WAITT c...tx.o.xwxolmm 06/14/09 PALMS CASINO FRONT DPALMS Arrival Date Dopester* Date 06/13/D9 06/14/09 00000000 Pima Intl on fa prlotabon Sao down arci ret.rn wen )0.1 Parr , Do not staple or use paper dips Payment Coupon 'hi Mail Payment to: keep, Spnoiteg Amount Pisan Pay By: 07/24/09 Amount Due $58,614.74 tlllliillllrrpilllltlllllltllllhltrllrrrllrlhdlldtinrinll AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 005861474005861474 10 d -346.71 Credit Continued on Page 3 To Pay by Computer, visit: arnericanexpress.com/pbc. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a descnption of when additional Finance Charges are not assessed on Features. Cheek here it address or phone number has changed. Note changes on MINIM 441). AMEXCCI1952 SDNY_GM_00327752 EFTA_00200506 EFTA01686750 DUPLICATE COPY enreiesrar THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment add-Ms shown on your statement and must include the remittance coupon front your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment_ made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send postdated checks. They will be deposited upon receipt. Our acceptance of an ment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not precessade electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may *sue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation ot Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sore discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Dad y Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the dare balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the Wring period and rivde the total by the number of days in the being period. This gives us the ADB for the Feature. If you pay the New Balance on the statement by the next Closing Date then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is caloulated by adding the FC assessed on all Features of the Account This method of calculating the ACS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign curie it will be converted into US dollars on the date it is processed by us or our agents. LThless a particular rate is required byapplicable law, we will choose a conversion rate that s acceptable to us for that date. Currently, the conversion rate we use br a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by ys from customary banking sources, on the conversion i date or the p business day in each Instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Melds Summery: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write.* r on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicatedon the front of this statement, but doing so will not preserve your rig M. In your letter, give us the following information 1 Your name and account number' 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error If you need more information, describe the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the pats of your till that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have authorized us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the <Natty of goods o services that you purchased with a credit card, and you have teed in good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services You have this protection only when the purchase price was more than 550 and the purchase was made in your home stale or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purthases are covered regardless of amount or locatian of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling I 400-518-8866 Change of Address re correct on 1.0” do n0 1440 &met Afton Cm date ZO Cole Ama Cale are Hone Phone PIN Coe* and ?Jock Plsone Email (chant) • To change your address online, visit mvw.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black Ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vretamericanexprestectn/privecy for more details and to set your email preferences. Page 2 of 12 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/7 days Express Cash 1400-CASH-NOW International Collect 1.954.503-8905 Hearinrgg (gam- m EST) TTY: i800.221.9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpross.com The Centurion. Card from American Express Customer Service P.O. Box 297846 Ft. I nurterdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 PaYmallts BOX 0001 LOS ANGELES CA 900964000 Please provide your e-mail address to receive important j account updates and exclusive C..ardmembre I offers and benefits. AMEX001953 SDNY_GA4_00327753 EFTA_00200507 EFTA01686751 THEODORE W WAITT DUPLICATE COPY Aw/ a ocrcc000coM cane Da* 07/13/09 Page 3 of 12 Due in Full continued Foamy Cwrircyccomace rate tame reb OA 27%. See Du> 2 la *AS. mar Awrchrva 06/14/09 PALMS CASINO FRONT OPALMS -341/1 Arrival Date Departure Date Greif 06/13/09 06/14/09 00000000 06/13/09 ACCESS 702.4354600 14.99 INTERNETTIME 06/13/09 PALMS CASINO RESERVAPALMS 347.71 Arrival Dale Departure Date 06/13/09 06/14/09 00000000 06/13/09 PALMS CASINO RESERVAPALMS Arrival Date Departure Die 06/13/09 06/14/09 00000000 06/13/09 MGM GRAND WET REPUBLLAS VEGAS 7028911111 TIP isecoo 06/1109 Rain 000000000091850Las Vegas (702)938-9999 TIP 06/14609 XS • ENCORE 80000091LAS VEGAS 7027702540 FOOD/BEVERAGE 6,826.36 71P 673.64 08/1449 PALMS CASINO FRONT DPALMS Arrival Die Departure Die 06/1243 06/1449 00000000 01/14/09 PALMS CASINO FRONT DPALMS Arrival Date Departure Date 06/12/09 06/14/09 00000000 06/15/09 ITUNES MUSIC STORE IAUSTIN 2.78 iTunes Music Store 06/21/09 SWREG, INC. SOFTWARE SOFTWARE SWREG, INC. ONUNE ORDER G173389301 06/2149 SWREG, INC. SOFTWARE SOFTWARE SWREG, INC. ONUNE ORDER G173389301 00/24/09 DS WATERS DS WATERS MABLETON 11.76 800-4924377 07/10109 ZENBU 0072 SAN DIEGO 325.00 8554544540 FOOD 261.00 71P 64.00 07/1149 MVONAUAAX 888.241.0049 23.95 MEMBERSHIP 347.71 7000.00 283.60 3,600.00 7,500.00 1,978.32 27,239.17 16.57 3.73 Total of Duo in Full Activity for THEODORE W WAITT 48,823.27 Duo in M aillvity for G MAXWELL carp:x 06/23/09 ATHLETA CATALOG 888-322-5515 CATALOG MERCHANDISE -144.07 Credit Alt,IEX001954 Continued on reverse SDNv_GrA_00327754 EFTA_00200508 EFTA01686752 DUPLICATE COPY , — ouM wtc THEODORE W WAITT )44858 ('-XXX)0(9-= 4 Due In Full continued Page 4 of 12 Foiegn Oa tem) (tevetion bx,e rae OA 2 "4 See I:iv< 2 tce oeat r c'erY -"Georg 07/03/09 BACKSCATTER MONTEREY ELECTRONICS STORE 14900 Credit 06/14/09 LE PAIN OUOTIDIEN NEW YORK 5.00 RESTAURANT FOOD/BEVERAGE 500 06/14/09 10214- 66TH ST 80000NEW YORK 34.00 6109963877 Description Price MEN'S/WOMEN'S CLOTH 34.00 08/16109 KINDLE BOOK 866-3211851 14.29 DIGITAL 0622/09 KINDLE-NEWYORK11ME 866321.8851 13.99 DIGITAL 05/24/09 KINDLE-FINANCIALTI 866-216-1072 9.99 DIGITAL 06/29/09 JETBLUE SALT LAKE UT 389.20 AIRUNE CHARGE From: To: J F KENNEDY MP NY SAN DIEGO CA J F KENNEDY A/P NY Ticket Number: 99900828149610 Passenger Name: Carrier Class B6 LI 9 Date of Departure 07/26 Document Type: PASSENGER TICKET 0649/09 BRITISH AIRWAYS INTERNET SALES SAW° nhurdsarkg 9,654.70 Brdish Airways PLC From: To: LONDON HEATHROW LOS ANGELES INTL NOT AVAILABLE Ticket Number: 12524612496031 Passenger Name: MAXWELUGHISLAINE MS Carrier Class 99 99 06/2909 ASPREY BEVERLY HILLS 1,530.68 JEWELRY/WATCH/SILVFIWR 07/06/09 KINDLE BOOK 866321.8851 9.99 DIGITAL 07/06/09 AMERICAN YOGINI 2200JAMESPORT 171.00 9176121131 Description Price TRAVEL AGENCIES 171.00 07/06/09 AMAZON.COM AMZN.COMMILL 49.20 MERCHANDISE 07/09/09 BRITISH AIRWAYS, U.S.A. 231.50 &dish Airways PLC From: To: Carrier: Pass: LOS ANGELES INTL LONDON HEATHROW NOT AVAILABLE Ticket Number: 12524615218036 Passenger Name: MAXWELUGHISLAINE MS 99 99 07/10/09 AMERICAN YOGINI 2200JAMESPORT 171.00 9176121131 Description Price TRAVEL AGENCIES 171 00 Total of Duo in Full Activity for G MAXWELL 11,991.47 Total Duo in Full Activity 58,614.74 AIMEX001955 Continued on next page SDNY_GI.1_00327755 EFTA_00200509 EFTA01686753 DUPLICATE COPY Propane Fa start Nu-ter Oar; one THEODORE W WAITT XXXX-)OO0O(9M 07/13/09 Page 5 of 12 Important Notice Renewal Notice Your membership renews next month. The following account terms are in effect at time of renewal, unless otherwise Please refer to page 2 indicated. for further important information regarding Statement Information: The amount due on any statement is payable upon receipt of the statement and must be paid your account by the closing date of the next statement to keep your account current. Annual Fee: The annual fee is $2,500.00 for the Basic Centurion Card and $1,500.00 for each Additional Centurion Card The annual fee is $175.00 for up to three Motional Platinum Cards on your Account and $175.00 for each Additional Platinum Card on your Account after the first three, $45.00 for up to five Additional Gold Cards on your Account and $45.00 for each Additional Gold Card on your Account after the first five. You can avoid paying the annual fee by Mscontinuing your membership by calling the Customer Service telephone number on Page 2 when you receive the statement on which the annual fee is tilled. The $5.00 annual subscription fee for magazine is included in the annual fee for your Centurion membership. f you do not wish to receive Departures magazine, please call 1477-5093993, Monday through Friday, 9am 5pn EST. Grace Period for Purchases on Flexible Payment Features: 30 days on average if previous balance is paid in full, for enrollees in Sign & Travel* or Extended Payment Option Flexible Payment Features - otherwise, no grace period. Method of Computing the Balance Subject to Finance Charge for Purchases on Flexible Payment Features: Average Daily Balance (including new purchases, excluding new purchases made on the Sign & Travel or Extended Payment Option Flexible Payment Feature by Cardmembers enrolled in such Features). APR Information: The Annual Percentage Rates (APRs) and Daily Pentode Rates (DPRs) for each tailing period may vary based on the applicable Prime Rate. The Prime Rate used to determine the variable APRs and DPRs is the Prime Rale published in The Wall Street Journal (a) on the first day of that tilling period or (b) two days poor to the Closing Date of that tilling period, whichever is higher. For either of those dates that is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding customary publication day. Please see your Cardmember Agreement. Any promotional rate will terminate if you fail to pay the minimum amount due by the payment due date or upon any condition that causes a default or other penalty rate to apply to your account and then the applicable default or penalty rate will apply. You may have access to one or more Flexible Payment Features as part of your Card account. Any APRs and DPRs listed below are applicable to the following as of the Closing Date of this statement. CeMunon/Sign & Travel Tier Rate Description APR OPR STANDARD Prime + 5.90% 9.15% 0.0251% DEFAULT Prime + 23 99% 27.24% 0.0746% AklEX001956 SDNY_Gkl_00327756 EFTA 00200510 EFTA01686754 Preqvw 10, THEODORE W wAra DUPLICATE COPY Ze&cotth,9= Page 6 of 12 AMEX001957 SDNY_GM_00327757 EFTA_002005 11 EFTA01686755 Fa questions about your Membership Rewards account, visit us at americanexpress.com/ rewards or contact us at 1.800.297.1300 American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 333299785 Me m bePAWcitgicaril s First' Monthly Statement and Program News Statement Period June 1, 2009 - June 30, 2009 Account activity alter this period does not appear on this statement Pnpated la THEODORE W WAITT IIIMIecarl Motet Points Earned this Period aro pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Total Points Balance 181,921 Points Earned this Period 59,577 Account Summary Opening points balance Points earned this period Points used this period Reinstated points and adjustments Total points balance 122,344 +59.577 0 0 =181.921 Points Earned this Period 06/01/09 - 06/30/09 Points Activity On Charges Bonus Pants Awarded Total Points Activity Per Card Centurion X)00(-Xxxxx9= 63,768 0 63,758 Add1CeMurioo_ )000t-XXXXX9n. 5,819 0 5,819 Totals 69,577 0 59,6T/ Page 7 of 12 MEMBERSHIP rewards FIRST￾Pants used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in pppd standing Points used cannot be reversed back into your grog am account. Forfeited points can be reinstated tore fee by caning the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms 8 Conditions in your Program Gusde. If you have questions, please visit winv.ameticanexpress.comrreivads ix call 1.800.297-1300. For international, call coiled 305.816.2799. MEMBERSHIP 1 rewards￾related fl rentals￾eXPOCl note el Nene Important Information About the Land & Sea Program Please be advised the Membership Rewardso Land and Sea program will not be accepting any new hotel bookings as of September 30, 2009, and will be discontinued on that date. Existing hotel reservations, cancellation and changes can be made by calling Membership Rewards Land and Sea at 1-800-297-1300. Terms re ocninora la to Martanly Rawads Finn, p ra'n air/ Km membstalpintordatoniAmme ot cal 1d0041XP-EARN074276) rae nfarnalon. P.utcp2ing paws aro haat* rowed. -. ottict to nary* *tow mace Experience the Rewards of Home with Related Rentals. Earn 25,000 Bonus Points NOW • 8/31/09 Earn 25,000 bonus points when you sign a new Related Rentals lease and choose Automatic Bill Payment using your enrolled American Expresso Card. Plus, each month you can earn one point for every dollar you pay in rent.* It's just one example of Related's dedication to ensuring the complete satisfaction of its residents. Ora orb tier v40 C691.93 fo 124009 To be ecoble bean 29.000 loo, us prig, you must be /evoke in Ye Mertersbp Rends Pragran (Plcgarl and 1. 1Parent nut be r ad° SC Po dear ended knocan (wee* Cad Donut ran% MI to celled b rut Proararn smell wilh, 1012 sNb es civic** y I ,coact, zmarcibtryd Irtkoall Vim ard mae-Oanm, on theocectIona. ao *Wm rwalenTIFe7nrarelstosal a cul 1400ZPalit ucm a2974276). eons 97477.11 wl Existing hotel reservations, cancellation and changes can be made by calling Membership Rewards Land and Sea at 1.800.297.1300. (MR Message 2946) Discover the Related Rentals portfolio of properties by visaing www.relatedrentals. corn or call 646-RELATED (MS735-2833). (MR Bonus ID 9749) Continuod on worn Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX001958 SDNY_GM_00327758 EFTA 00200512 EFTA01686756 (3,6 ent HOTELS & RESORTS Panasonic LI LOEWS HOTELS • RESORTS DESTORATIOM \ HARDWARE J. 14 THEODORE RITALLCIi i ATE COPY MEMBERSHIP 1 rewards Page 8 of 12 MST￾Stay with Regent Hotels & Resorts and Earn a Certificate Redeemable for 5,000 Bonus Points! Earn a certificate redeemable for 5,000 bonus points when you stay 3 consecutive nights at Regent Hotels & Resorts in Berlin, Zagreb, Bordeaux. Beijing. Bal Harbour. or Turks & Caicos when you book and pay with your enrolled American Express® Card. Stays must be completed from now through 12/31/09. Ott IDATO as 1201009 on days cf tare or ma gamma* rOD dae tle in eta a me oa oS' RgpnI enly.3eye mat be ecradeled beldam by-9/1/06. Via petworde.caneents beady senne ea dales To be Mob* to earn tau, poet iou ma: to a toad n Ita MaTteallp Resit pas Mawr) Titers Vie eertfeale amass Beaus falba' be craft! b see WS arnaccoat wave 24 tan Iron eaCeatul °nine ,ederctoi d caters Fa mere riennason on an netalesfselprewards.conaleans a as 14100-AXP4ARN P974211) Dave ID 5679. Save 33,000 Points on a Panasonic 50" 1080p HD Plasma TV Get the ultimate viewing experience! The new design of this Panasonic 50" 10th generation flat panel TV features 4096 shades of gradation, 1920x1080p resolution and over 68.7 billion colors. Visit membershlprewards.com or call 1-800-AXP-EARN (297-3276) and redeem 245,000 Membership Rewardse points for reward code PRM1604. Torre aryl cacleons of IS Mententhp nirmlid$ pagan apply Redeem Membership Rewards® Points for Loewe Hotels! Ocean, bay, desert or city...enjoy the Loews Hotels experience at our 18 distinctive properties throughout North America, each designed to enhance your stay with their own unique sense of place. Award-winning restaurants, soothing spas, personal service and extra comforts are meant to delight you for business, leisure and family travel. So what are you waiting for? Redeem today. Tams ani ctainom Tor Ps MOTtelh13 Meads rams P Wan alp/ Vet reemberalpetwardReenelian or cal1400-297-1300 kt rare irfentwon Partceaeng paters ane a...tubee qatra are saTeeel le CIVIC* *OW r Redeem Points for Restoration Hardware's Timeless Home Furnishings There are pieces that furnish a home. And those that define it. Our passion for design and quality begins with the artisans we work with around the world. It's why we source the finest Italian bedding, Thai silk, and Belgian linen, as well as distinctive furniture, bathware and lighting. It's a story about heritage and authenticity, and the pieces that define our home. Call 1-800-545-4000 or visit www.regenthotels. cornfaxp5000 to book (MR Bonus ID 5679) ) Redeem now! (MR Message 2894) To preview this reward and to redeem points, visit membershIprowards. COM or call 1.800.297.1300. (MR Message 2900) To start redeeming Membership Rewards° itnts n btodg, log OfIrcrs. corn or call 1-800-AXP-EARN (297-3276). (MR Massage 2911) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AME X001959 SDNY_GM_00327759 EFTA_00200513 EFTA01686757 DUPLICATE COPY More(' For ACtart Na-be THEODORE W WAITT XXXX-)OCX)O1M CustoinixtraC Now Accepting American Express® Cards! Bonhams - A premier auction house with a global presence, we specialize in the appraisal and sale of fine art, antiques and decorative objects in every category. Visit www.Bonhams.com/US Barra Barra Saloon - A unique blend of homemade Mexican Foods. We serve one of the best margaritas in San Diego. 4016 Wallace St., San Diego, CA 92110. 619.291-3200. Pacific Sports Warehouse - A leading racquetball, squash, and handball supplier since 1974. All major brands available. 1-800-835-1055. www.pacificsports.com Clown, Date 07/13/09 Page 9 of 12 If there we other places where you would like to see the Card accepted, pease call the Customer (v.e number that is located on page 2 of yOur statement or the number that is on the back of your Card. (CE 112115) Daily Wish CAR( WPAEI8 ants Wdh Daily Wish, you'll find savings all the time, all year round. Plus, three days a week, a fresh collection of handpicked products goes on sale. You can get savings up to 50% off-everything from travel to electronics to fashion. But inventory is limited--so be quick! Visit dallywish.comidreamblg Terms and Conditions: Daily Wish from American Express is available to U.S. residents, 18 or older, who are holders of any consumer American Express° Card in good mixing. Some products will be available in limited quantity and on a first-come, first-served basis, while supplies last. All sales are final. Void where prohibited. Additional restrictions apply. Offers provided by participating American Express merchants. All offers are subject to terms and conditions available on amexnehvork.comidallywishterms. The Daily Wish program is subject to change or cancellation at any time. Payment must be made on any American Express Card. Visit dallywIsh.com/ dreemblg (CE 112152) AMEX001960 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. S0NY_GM_00327760 EFTA (1(1200514 EFTA01686758 DUPLICATE COPY Promo! Fa THEODORE W WART Centurion® Card Statement of Account Ateounl Mate )000(•)0000(9M Page 10 of 12 Notice of Changes to Your Account The terms of your Account are subject to change in accordance with the American Express Cardmember Agreement (*Agreement') governing your Account referenced in or with this notice (including increasing rates and fees, changing fixed rates to variable rates, and adding new terms). Any language in your Agreement contrary to or conflicting with terms amended herein is replaced fully and completely. All terms of the Agreement not amended herein remain in full force and effect. These changes apply to existing balances and future balances on your Account. We urge you and any Additional Cardmembers on your Account to read this notice carefully and file it along with your Agreement in a safe place for future reference. Point Forfeiture For Late Payment Effective for billing periods beginning in September 2009. forfeiture of Membership Rewards points for late payment will apply to your enrolled credit Card accounts. Accordingly. paragraph 1 of the Point Forfeiture for Late Payment section of the Program Terms & Conditions is changed to read: 1. If the amount due on any Linked charge Card account or the minimum amount due on any Linked credit Card account is not paid in full within one month of the closing date on the billing statement for that Linked account. points accrued in the program for that Linked account for that biling period will be forfeited. S0179 BP/MUFYI01/0709 AMEX001961 SDNY_GM_00327761 EFTA_002005 15 EFTA01686759 DUPLICATE COPY Prepared Fa THEODORE W WAITT Centurion® Card Statement of Account Accost Maim Cterg Ode Page 11 of 12 )000(-)000(X9 07/13/09 An Important Notice Concerning Card member Privacy This Privacy Notice is addressed to United States holders of personal American Express' Charge Cards or accounts. Optima' Cards or accounts, other personal credit card accounts that we issue, and to United States holders of business charge and credit cards from OPEN from American Express. This Notice explains how we collect. use and safeguard information about you and how to limit the use and disclosure of your information. In this Notice, "American Express," "we," "our," and "us" refer to American Express Travel Related Services Company, Inc., American Express Centurion Bank and American Express Bank, FSB. These entities are "Affiliates' of each other, which are companies in the American Express family that are related to each other by common ownership or control. Our Affiliates also include publishers, travelers cheques issuers, travel agents and providers of Card-related insurance services. The cards and accounts that we issue are called "Cards' or "Card accounts.' Holders of those Card accounts are called tardm embers' or "you(r).* What Information Do We Collect? We obtain information about you from a variety of sources. You provide us with information about yourself, for example, by completing Card applications. This includes your name, address, social security number, and income and asset intonation. Your use of the Card and your other transactions with us and our Affiliates provide us with add0ional information, such as your spending and payment history. Other sources, such as credit reporting agencies and providers of marketing information, furnish us with additional information about your credit history, purchasing preferences, and other matters. We also obtain information about you in connection with our efforts to protect against fraud. We call all of this information "Cardmember Information." What Do We Do with Cardmember IntormatIon? We use Cardmember Information in connection with delivering products and services to you. To do this it is often necessary to share it with our Affiliates and other companies we work with. These include companies that manage Card accounts, offer affinity, frequent-user, and reward programs, companies that perform marketing services and other business operations for us, and companies whose products or services are provided as a benefit of your Card account. We may also share Cardmember Information with other financial institutions with whom we jointly offer products and services. And we may disclose it to other third parties as permitted by law. For example. we disclose Cardmember Information in response to subpoenas, to credit reporting agencies, and to help prevent fraud. Information We Share with Our Affiliates You can inform us not to share with our Affiliates credit-related information (except as permitted by law), such as your credit history as shown on a consumer report. It you make this choice, we are permitted by law to share with our Affiliates information about our transactions and experiences with you, such as your payment history. Valuable Partner Otters We work with carefully selected business partners, such as merchants that accept the Card, so that you may receive offers for their products and services. We use Cardmember Information to help make these offers more relevant and valuable to you. If you respond to one of these offers, the business partner will know certain information about you, such as your name, that you are a Cardmember, and that you met the qualifications established for the offer. You can inform us not to send you these offers. Your Choices Please let us know it you do not want us to use your Cardmember Information to communicate with you about offers, including exclusive partner offers and offers from our Affiliates, by mail, telephone andliar e-mail, or share your credit-related information with our Affiliates, by visiting us at: www.amerloanexbress.00mloommunloatIons. You can also inform us of your choices (except for e-mail communications) by calling us at 1-800-297-8378. If you make these choices, you may not learn about products, services and features, including discounts and other special offers, we believe may be of interest to you and add value to your Card membership. If you have other Card accounts with us, you will receive additional privacy notices that apply to those accounts. Please note that any choices you make wIllonly apply to this account. If you are the primary Cardmember on your Card account, any choices you make in accordance with this Notice will also apply to any other Cardmember on this account (except for e-mail communications). If you make choices not to receive offers as indicated above, we may still include notices and information about the Card and other products and services when communicating with you about your Card account and related products and services. IntormationSeourity We use reasonable administrative, technical and physical security measures to protect your Cardmember Information. Former Customers If you cancel your Card, or your Card account(s) are closed. we will continue to treat and safeguard Cardmember Information about you as described in this Notice. For Vermont Card members Only If your Card account has a Vermont billing address, we will automatically treat your account as it you had informed us not to share your credit-related information with our Affiliates. SP048 BP/MU/01PV/0408 AMEX001962 SDNY_GM_00327762 EFTA_00200516 EFTA01686760 DUPLICATE COPY PreparviFor THEODORE W WART Accanl hurrlx. XXXX•XXXXX9M Page 12 0112 Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card. including Express Cash transactions. or electronic payments you make to American Express using Pay By Phone. Pay By Computer. or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers. please telephone us at 1.800-IPAY.AXP for Pay By Phone and Pay By Computer questions. and at 1.800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively. you may write to us at American Express Travel Related Services Company. Inc.. Electronic Funds Services. P.O. Box 297815. Ft. Lauderdale. FL 33329-7815. or email us by clicking on the Customer Service link online at www.americanexpress.com. We must hew from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us. please provide the following information: (1) Your name and account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you con why you believe it is an error or why you need more information. (3) The date and dollar amount of the suspected error. If you notify us by phone. we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time. however. we may take up to 45 days to investigate your complaint or question. If we decide to do this. we will credit your account within 10 business days for the amount you think is in error. so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days. we may not credit your account. For errors involving new accounts. pointof.sale or foreign'inibated transactions. we may take up to 90 days to investigate your complaint Of question. For new accounts. we may take up to 20 business days to credit your account for the amount you think is in error. We will tell you the results within three business days after completing our investigation. If we decide that there was no error. We will send you a written explanation. You may ask for copies of the documents that we used in our investigation. SP148 BP/MU/01PV/0408 AM E X001963 SDNY_GM_00327763 EFTA 0020051'7 EFTA01686761 Centurion' Card Statement of Account THEODORE W WAITT Napa eeterce $ Mai Pgineril tansy s asitu DUPLICATE COPY XXXX-XXXXX9 New Acent k. OatatIrnerit +3T,33.510 New Balance S 37.335.70 CbwoDare. 08/12/09 240,537 Membership Rewards Points Available at 08/12/09, when charges due are paid in full and all ("founts are in good standing. Page 1 of 8 Please Pay By 08/27/09 Please refer to page 5 for important information regarding your account To manage your Card account online or to pay your bill, please visit us at mwtamerIcanexpress.com. For additional contact information, please see the reverse side of this page. Activity 0805/09* PAYMENT RECEIVED • THANK YOU • Ircktee pal® as Angola S -56,614.74 Due In Full &gully for THEODORE W WAITT Cua XXXX-XXX.X. 07/25/09 Hotel Parisi 0000000La Jolla Arrive) Date Departure Date 0724/09 07/25/09 00000000 LODGING 07/14/09 TRAFFIC SCHOOL 4 LESSANTA CLARITA 6612528841 Description MISCELLANEOUS 07/15/09 TRAFFIC SCHOOL 4 LESSANTA CLARITA 6612528841 Description MISCELLANEOUS 07/16/09 MASTRO'S OC NEWPORT NEWPORT COAST 9493766990 Description FOOD/BEVERAGE 07/17/09 1TUNES MUSIC STORE DUSTIN iTunes Music Store PareountS -502.78 Credit 32.96 10.00 Please kM ants petit, Sat detxti ani retrn win as parre Do not staple or use paper dips Payment Coupon Mail Payment to: 219.73 Please Pay By: 08l7419 Amount Due 837,335.70 AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 003733570003733570 10 d 1.99 Continued on Page 3 To Pay by Computer, vis4: arnericanexpresscom/pbc. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a descnption of when additional Finance Charges are not assessed on Features. Cheek here it address or phone number has changed. Note changes on reverse 441). AMEX001964 SDNY_GM_00327764 EFTA_00200518 EFTA01686762 DUPLICATE COPY Pisreiesror THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon front your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send postdated checks. They will be deposited upon receipt. Our acceptance of an ment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process cheeks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check eledronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to die financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation ot Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our soW discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) suttract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the Wring period and civde the total by the number of days in the being period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the Whine period is calculated by adding the FC assessed on all Features of the Account This method of calculating the ACS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign curie it will be converted into US dollars on the date it is is processed by us or our agents. LThless a particular rate is required byapplicable law, we will choose a conversion rate that acceptable to us for that date. Currently, the conversion rate we use br a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by ys from customary banking sources, on the conversion date or the poor business dayLln each Instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Melds Summery: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, writeus on a separate sheet oil paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicatedon the front of this statement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. Pie dollar amount of the suspected error; 3. Describe why you believe there is an error If you need more information, describe the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have authorized us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the qualrly of goods or services that you purchased with a credit card, and you have teed in good faith to correct the problem with the merchant, you may not have to pay the remaining amount &eon the goods or Services. You have this protection only when the purchase price was more than 550 and the purchase was made in your home stale or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or senntes, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after aspirated) of the six-month paned following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518.8866. Change of Address re correct on 1.O” O0 n0 1440 &met Afton Cm date ZO Cole Ama Cale are Hone Phone PIN Coe* and ?Jock Plsone Email (chant) • To change your address online, visit vnvw.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vvvramericanexpress.corn/privacy for more details and to set your email preferences. Page 2 of 8 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/7 days Express Cash 1.800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurions Card from American Express Customer Service P.O. Box 297846 Ft. I nurkirdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 PaYmallts BOX 0001 LOS ANGELES CA 90096-8000 Please provide your e-mail address to receive important jI account updates and exclusive Cardmember offers and benefits. AMEX001965 SDNY_GM_00327765 EFTA_002005 19 EFTA01686763 DUPLICATE COPY THEODORE W WAITT Raul Navls Camp DS X>00(4O00a 08/12/09 Pape 3 of 8 Due in Full continued 07/19/09 STINGAREE 5500000140SAN DIEGO 3,000.00 6195449500 FOOD/BEVERAGE 2,599.36 TIP 400.64 07/22/09 DS WATERS DS WATERS MABLETON 10.00 8004924377 07/23/09 SIMA HUMANITARIAN FUAUSO VIEJO 9493661164 Desoiption CONTRIBUTIONS/ 07/24/09 SCRIPPS CUBIC TORRELA JOLLA 3,000.00 858-554-8710 07/24/09 Hotel Penal 00000001a Jolla Arrival Date Departure Date 07/23/09 07/24/09 00000000 LODGING 08/03/09 !TUNES MUSIC STORE (AUSTIN iTunes Music Store 08/03/09 Estancia La Jolla HoLa Jolla Arrival Date Departure Date 07/31/09 08/03/09 00000000 LODGING 08/03/09 Estancia La Jolla Hots Jolla Arrival Date Departure Date 07/31/09 08/03/09 00000000 LODGING 08/03/09 Estancia La Jolla Kola Jolla Arrival Date Departure Date 07/31/09 08/03/09 00000000 LODGING 08/03/09 Estancia La Jolla Hola Jolla Arrival Date Departure Date 07/31/09 08/03/09 00000000 LODGING 08/04/09 N08U 57 120000054570NEW YORK 2123347904 FOOD/BEVERAGE TIP 08/05/09 TAYLOR UVERY RIVERDALE MD 20737 UMOUSINE SERVICE 08/06/09 ST REGIS HOTEL WASH WASHINGTON Anival Date Departure Date 06/04/09 08/05/09 00000000 LODGING 08/06/09 ST REGIS HOTEL WASH WASHINGTON Arrived Date Departure Date 08/05/09 08/05/09 00000000 LODGING 1,200.00 502.78 17.98 975.18 737.40 656.25 678.78 343.58 81.44 425.00 709.80 1,182.03 1210 AMEX001966 Continued on reverse SDNY_GM_00327766 EFTA_00200520 EFTA01686764 , ,•• THEODORE W WAITT DUPLICATE COPY Aw)obuma%t om= Page 4 of 8 Due in Full continued Ameirets 08/06/09 SUNDA CHICAGO RESTAURANT FOOD/BEVERAGE 11P 08/06/09 SUNDA CHICAGO RESTAURANT FOOD/BEVERAGE 1,048.06 TIP 100.00 08106/09 PENINSULA HOTEL CHICCHICAGO Arrival Date Departure Date 08/05/09 08/06/09 00000000 LODGING 08/07/09 DISCOUNT TIRE CAS12 SAN DIEGO 5,401.32 8585819000 08/07/09 NYTROMULTISPORT ENCINITAS 78.26 BICYCLE SHOP 08/08/09 LA COSTA UMOUSINE OCARLSBAD 175.50 7604384455 Description TAXI CABS AND 08/08/09 CALIFORNIA BICYCLE 8LA JOLLA 8,591.25 SPORTING GOODS STORE 08/10/09 MVONAUANC 888-241-0049 23.95 MEMBERSHIP 08/10/09 PELOTONIA COLUMBUS 1,000.00 614.2214100 08/12/09 Membership Renewal Fee Total of Due in Full Activity for THEODORE W WAITT 35,621.19 1,531.32 200.00 1,731.32 1,148.06 2,102.39 2,500 00 Due In f otgaiiirity for G MAXWELL cod Kw￾07/I4/09 HAMAACHER.COM 800-233-4800 485.15 GIFT ITEMS 07/17/09 KINDLE BOOK 866-321-8851 15.40 DIGITAL 07/22/09 JETEILUE SALT LAKE UT AIRUNE CHARGE From: To: Carrier: Class: J F KENNEDY NP NY SAN DIEGO CA B6 LI J F KENNEDY A/P NY 9 Ticket Number: 99111111 Date of Departure: 07/26 Passenger Name. Document Type: PASSENGER TICKET 07/22/09 KINDLE•NEWYORKTIME 866,3214851 13.99 DIGITAL 07/24/09 JETBLUE SALT LAKE UT AIRUNE CHARGE From: To: Carrier: Class J F KENNEDY NP NY 280.00 SAN DIEGO CA 86 Li J F KENNEDY A/P NY 9 Ticket Number: 99900828149610 Date of Departure 07/26 Passenger Name: Document Type: PASSENGER TICKET 100.00 07/24/09 KINDLE-FINANCIAL11 866-216-1072 9.99 DIGITAL AMEX001967 Continued on next page SDNY_GM_00327767 EFTA_00200521 EFTA01686765 DUPLICATE COPY tiro re rix THEODORE W WAITT ACCOSt Nut Ctorg Dde )000C)C000(9-= 08/12/09 Page 5d8 Due in Full continued 07/31/09 J & S BEAUTY SUPPL 5LA JOLLA 8585514056 Description Price BEAUTY SHOPS AND BA 45.57 08/009 AMAZON.COM AMZN.COINBILL 13.21 MERCHANDISE 08/03/09 AMAZON.COM AIAZN.COMMILL 232.67 MERCHANDISE 08/04/09 PARK EAST ANIMALHOSPNEW YORK 215.00 2128328417 Description Price VETERINARY SERVICES 215.00 08/05/09 PARK EAST ANIMALHOSPNEW YORK 2128328417 Description Price VETERINARY SERVICES 155.00 08(09/09 BARNEYS NEW YORK 003NEW YORK 79.00 ME NSAVOMEN1 CLOTHNG 08/10/09 STAPLES EAST RUTHERFORD NJ 6e53 OFFICE SUPPLIES S 45.57 155.00 Total of Due in Full Activity for G MAXWELL 1,714.51 Total Due in Full Activity 37,335.70 Important Notice Information on Flexible Payment Features You may have access to one or more Beside Payment Features as part of your Card account The current Annual Percentage Rates (APRs) and Daily Porto& Rates (DPRs) for the Flexible Payment Features are as follows. For Sign & Travel*, the APR IS 9.15%, the DPR is a0251% Sign & Travel, the APR is 9.15%, the DPR is 0.0251% Please refer to page 2 for further important information regarctng your account AMEX001968 SDNY_GM_00327768 EFTA_00200522 EFTA01686766 Preqvw 10, THEODORE W wAra DUPLICATE COPY Ze&cotth,9= Page 6 of 8 AMEX001969 SDNY_GM_00327769 EFTA_00200523 EFTA01686767 Me m bePAWcitgicaril s First' Monthly Statement Page 7 of 8 and Program News For questions about your Membership Rewards account, visit us at americanexpress.com/ MEMBERSHIP1 rewards Statement Period July 19 2009 • July31, 2009 Accou nt activity alter this period does nd appear on this statement rewards emanate FIRST" or contact us at 1.800.297.1300 American Express THEODORE W WAITT betunIthentet Total Points Balance 240,537 Membership Rewards P.O. Box 297813 Points Earned this Period aro Ft. Lauderdale, FL 333299785 pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Points Earned this Period 58,616 Account Summary Opening points balance 181,921 Points earned this period +58,616 Points used this period 0 Reinstated points and adjustments 0 Total points balance =240,537 Points Earned this Period 07/01/09 - 07/31/09 Points Activity On Bonus %Ms Total Points Actjviry Eligigge Charges Awarded Per Card Centurion xxxx-xxxxx9= 46,624 0 46,624 Add1CeMurion_ 11,992 0 11,992 XJOOOOO(XX&M Totals 58,616 0 68,616 Points used this period includes Redemptions and Transfers. Paints earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your progam account. Forfeited points can be reinstated tea tee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms & Conditions in your Program Guide It you have questions, please visit www.americanexpress.comMwards cr can 1.800.297-1300. For international, cab coiled 305.816.2799. USE POINTS FOR EVERYDAY CHARGES The following Terms and Conditions apply to this feature, available on or about 08/14/2009: This is an online capability available only to Basic Consumer and OPEN Cardmembers enrolled in the U.S. Membership Rewards° program. Authorized agents. authorized account managers, Additional Cardmembers and Authorized Additional Cardmembers are not eligible. All Linked Card accounts must be in good standing. A minimum of 1.000 Membership Rewards points is required and each charge must be offset in full. Use Points for Everyday Charges - Continued: American Express in its discretion will select and display charges eligible for offset with Membership Rewards points. Determination of eligible charges is made by American Express in its sole discretion and can be changed at any time without notice. olinerCan Ewe.* 4 iota no oteaatKo 10 na•schasysee a. Mtle b Cunt van NIertftseo Rewards ports Fog oath liareseo, punt wrlbedeteed mneduleh tran )cu Mtrtembp nexant pogran a:count a", a Credlwil be awed b }ad Card aCcO.rt Ice re ccoespOnin2 COW amount worm 48 Noon Crafts pc:dewed 314/ 4 re Card axou•ds tiatana ckerg dale wi appeal in the !ober.; being renal You Se *eon.* Ice pnreri ct Me 4)%!e data you' Cad SCart CI re doe die even tar ua.r9 o lasso To use this feature and redeem points, visit membershiprewards. comp everydaycharges (MR Message 2991) and (MR Message 2993) Contmuted on ton Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX001970 SDNY_GM_00327770 EFTA_00200524 EFTA01686768 ESCADA AMERICANA MANHASSET HOTELS & RESORTS DOLL vans is M€Rt THEODORE RiTrAU_Cii i ATE COPY MEMBERSHIP rewards Page 8 of8 FIRST' Earn Double Membership Rewards. Points at ESCADA ESCADA answers the need for an up-to-date look that delivers surprising color and glamour--in collections that flirt with modern femininity while keeping their elegance. Visit an ESCADA boutique to earn double points on your purchases now through August 31, 2OO9. Old. yd.] 740e94tnA9at ESCADA data.. You must be avoiodo be Merbonly Rands moron Ms In d aschol4 an) champ 'Cur NON*, 10 OA *KW MONO Martin Est:ONOCa Baia parboil be craned b ycq awn ee wan es craw ices an yos @Wont On Den Shop Americana Manhasset Stores and You Can Earn Double Points September 10 - 12, 2009 Earn double Membership Rewards® points for individual purchases of $25O or more at Americana Manhasset--a collection of 6O fabulous stores, including Louis Vuitton, Gucci, Prada, Fendi, Etro, Dior, Bottega Veneta, Frette, Hermes, Giorgio Armani, London Jewelers, Burberry, Hirshleifer's, Ralph Lauren, and more. Olot vatclailn 001)09,12aila agrodua/ earoacoora <IMO a men • I any MonCans Munn se or at anacananstnalcom. To be NOS b oam bonus panto you mat be n the MaTtorsho Roam* Mn' d We larod pooh** and you oval Ohne ywr pathos o+n NS salad Amnon Opoos• Cad. etas pad alto walled b your MaYbaoshp Resaals moo-Al Mho ISS waded* chops area on yew burg inn en() 2114 Stay at Fairmont Hotels This Summer and You Can Earn a Certificate for 1,000 Bonus Points Make this a summer to remember and enjoy a Fairmont experience! Book an "Everyone's an Original" Summer rate and receive up to 2O% off or a free night. Book with your enrolled American Express® Card, and you can earn a certificate redeemable for 1,000 Membership Rewards® bonus points. Orly rand cn bays woonc,95009 M oirlong Farrnonl Hotels See orchele Tooyake. An On0rbr lent and oroacco s ewe lannatognstranoturreanft To be *vac z corn tons pans you mat be *mow n the US. Mentellic Acimt cu sdr,cser Cri;„ofri 32,T:tan:OM/Or • re soonleo &not pond °creams one whn rscebor re:latex/ft are nee Nous pans all be cradled b yag one Progian accost ',Min 2t ban torn sures•O wane .edanolon el calfeab Fa mac inkvr•••• nms Pwqam, nit mantanalreowordocoenAnais or 0•1140)-AxP-EARR emus 10 29141 Redeem Points for Dell' Certificates! YOURS IS HERE. Dell allows you to create your own customized systems and save hundreds of dollars at the same time. Just redeem Membership Rewards® points for a Dell Certificate and use it when purchasing a new Dell Inspiron® notebook or desktop. Saw 4000 Points on a Garminm nuvi 1300 Ultra-thin GPS with ecoRoute" The ultra-thin Garmin— nuvi 1300 has a widescreen display. yet it's slim and light enough to take along on all your travels. (MR Message 2805) This GPS comes with regional mapping, announces streets by name and calculates a more fuel-efficient route with ecoRoute- . With Garmin— nuvi 13OO's widescreen display, you'll always get the big picture. Visit membershIprewards.com or call 1-800-AXP-EARN (297-3276) and redeem 40,000 Membership Rewards® points for reward code HLX2759. Tams on, cabibes ca Me Momtershp Rands pro/tarn apply. Earn double Membership Rewards points now through August 31, 2009, on purchases at ESCADA boutiques. (MR Bonus ID 8630) Visit www.americana inanhassolcorn or call 1.800.818.6767 for a complete store listing and further information. (MR Bonus ID 2936) Book "Everyone's An Original" at 1-N6-840-8519 or visit vivavilgrn1011t.001111 promotsummeramer. Register at this site to earn the 1,000 Membership Rewards bonus points certificate. (MR Bonus ID 2914) To start redeeming today, log on to membershlprewards. com or call 1.800-AXP-EARN (297-3276) (MR Message 2968) Redeem now. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX001971 SDNY_GM_00327771 EFTA_OO2OO525 EFTA01686769 Centurion® Card Statement of Account PM:SW Foe THEODORE W WAITT PT0/0.15 Scarce $ 37,335.70 Parer. lOnty 47,336.70 DUPLICATE COPY XXXX-XXXXX41. Now atolhily In. Alustrents MSS New Balance $ 57.659.12 cizemow 09/11/09 278,419 Membership Rewardst0 Points Available at 09/11/09, when charges duo aro pad in full and all icodints are in good standng. Page 1 of 9 Please Pay By 09/26/09 Please refer to page 6 for important information regarding your account To manage your Card account online or to pay your bill, please visit us at www.amerIcanexpress.com. For additional contact information, please see the reverse side of this page. SIGN UP FOR A: PAYMENT DUE ALERT. la Activity frdc"'eap"'rva.t 08/26/09' PAYMENT RECEIVED THANK YOU Due In Full Activity for THEODORE W WAITT crovxmcooNom 00/12/09 CALIFORNIA BICYCLE 81.AJOLIA SPORTING GOODS STORE 08/12/09 CALIFORNIA BICYCLE 8LA JOLLA SPORTING GOODS STORE 08/14/09 SPORT CHALET 000067SAN DIEGO 8584535656 08114609 CALIFORNIA BICYCLE 8/A JOLLA SPORTING GOODS STORE 08/16/09 VALERO 633 000000000FRISCO 9706685801 Let us help you remember to pay your bill. Go to americanexpress.com/cardalert 4 %we to on Inv porotalo:n below. dun ard ret.rn win )os parrt4 Do not staple or use paper dips Payment Coupon Mail Payment to Amount % -37,335 70 Amounts 300.72 128.94 334.34 Please:2A Amount Due $57,659.12 AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 0057659120057125912 10 d 48.94 75.00 Continued on Page 9 To Pay by Computer, visit: arnericanexpresecom/pbc. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a descnption of when additional Finance Charges are not assessed on Features. Cheek here it address or phone number has changed. Note changes on reverse 441). AMEX001972 SDNY_GM_00327772 EFTA_00200526 EFTA01686770 DUPLICATE COPY rerireiesror THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon (Tore your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send postdated checks. They will be deposited upon receipt. Our acceptance of an ment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process cheeks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check eledronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to die financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation ot Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sore discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) suttract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the Wring period and civde the total by the number of days in the being period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is calculated by adding the FC assessed on all Features of the Account This method of calculating the ACS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign curie it will be converted into US dollars on the date it is processed by us or our agents. LThless a particular rate is required byapplicable law, we will choose a conversion rate that s acceptable to us for that date. Currently, the conversion rate we use br a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by ys from customary banking sources, on the conversion date or the poor business dayLln each Instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Melds Summery: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill writeus on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicatedon the front of tirestatement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error If you need more information, describe the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your till that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have authorized us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the qualrly of goods or services that you purchased with a credit card, and you have teed in good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or Services. You have this protection only when the purchase price was more than 550 and the purchase was made in your home stale or within 100 miles of your mailing address. (II we own or operate the merchant, or if we mailed you the advertisement for the property or senrees, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after aspirated) of the six-month paned following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518.8866. Change of Address re correct on 1.O” O0 n0 1440 &met Afton Cm date ZO Cole Ama Cale are Hone Phone PIN Coe* and ?Jock Plsone Email (chant) • To change your address online, visit vnvw.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black Ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vireamericanexpress.corn/privacy for more details and to set your email preferences. Page 2 of 9 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/7 days Express Cash 1.800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurions Card from American Express Customer Service P.O. Box 297846 Ft. I norkirdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 PaYmallts BOX 0001 LOS ANGELES CA 900964000 Please provide your e-mail address to receive important jI account updates and exclusive Cardmember offers and benefits. AMEX001973 SDNY_GM_00327773 EFTA 00200527 EFTA01686771 THEODORE W WAITT DUPLICATE COPY Aw/ocrcc000coM Cana Da 09/11/09 Page 309 Due in Full continued 08117/09 SAFEWAY STORE 0836 FRISCO 36.62 GROCERY STORE 08/18/09 ITUNES MUSIC STORE [AUSTIN 5.98 Tunes Music Store 0&19/09 DS WATERS DS WATERS MABLETON 67.87 800-492-8377 0820109 UNITED AIRUNES ROSEMONT IL 39.00 UNITED AIRUNES Routing Details Not Available Ticket Number: 01640616254000 Passenger Name: WAITT/THEODORE Document Type: SPECIAL SERVICE TICKET 08/20/09 UNITED AIRLINES ROSEMONT IL 592.20 UNITED AIRUNES From: To: Carrier: Pass: SANTA ANA CA DENVER CO ASPEN CO Ticket Number: 01621960543522 Passenger Name: MASSENGILUMARK MR Document Type: PASSENGER TICKET UA QA UA MA Date of Departure: 08/22 08/2009 SNOW LIMOUSINE INC 8ASPEN 300.00 TAXICAB & UMOUSINE 082899 PENINSULA BEVERLY HIBEVERLY HILLS 1,095.00 Arrival Dale Departure Date 08/20/09 0820/09 00000000 LODGING 08/20/09 Aventura Limousine &305-770-5466 1,441.50 305-770-5466 0820/09 Aventura Limousine 8305470-5466 331.50 305-770-5466 08/20/09 MYNT LOUNGE 02052000MIAMI BEACH 2,500.00 3055320727 FOOD/BEVERAGE I ,933.22 TIP 566.78 08/2129 SPRING MTN MN DRIVIPAHRUMP 4,000.00 CATALOG MERCHANDISE 08/21/09 Aventura Limousine &305-770-5466 972.60 305-770-5466 0821119 Averdura Umousine 3305-770-5466 972.60 305-770-5466 08/22/09 PHiuPPEC,I+OW MIAMI BEACH 3031955 RESTAURANT FOOD/BEVERAGE 3.31955 08123/09 Fontainebleau Liv 00Miand Beach 3,750.00 (305)538.2000 TIP 470.86 08/24/09 Aventura Limousine 8305-770-5466 1,038.40 305-770-5466 0824/09 Aventura Limousine &305-770-5466 1,132.80 305-770-5466 0824/09 Aventura Limousine &305-770-5466 2,100.40 305-770-5466 08/24/09 Aventura Limousine &305-770-5466 2,171.20 305-770-5466 AMEX001974 Continued on reverse SDNY_GN1_00327774 EFTA_00200528 EFTA01686772 THEODORE W WAITT DUPLICATE COPY Aw)obumatiotisioa9M Page 4 of 9 Due In Full continued Aniees11 0826/09 BIG 0 TIRES85688 12SAN DIEGO 8584900409 Description Price AUTOMOTIVE TIRE STO 95651 08/27/09 PHANTOM CAR RENTALS LAS VEGAS 8775823696 Description MISCELLANEOUS 08/27/09 Estancia La Jolla Hots Jolla Arrival Date Departure Date 08/01/09 08/03/09 00000000 LODGING 08/28/09 SAN DIEGO CHAPTER SAN DIEGO 5,000.00 CHARITABLE ORG 08/28/09 Beverly Hills Rent ALas Vegas 578.35 Location Date Rental: Las Vegas 09/08/28 Return: Not Provided 09/08/30 Agreement Number: 02118953 Renter Name: THEODORE WAITT 08/29109 MONTAGE LAGUNA BEACHLAGUNA BEACH Arrival Date Departure Date 08/28/09 08/29/09 00000000 LODGING CARDEPOSIT 08/29M9 TOYOTA CARLSBAD 6500CARLSBAD 7604962953 Desoction Price CAFVTRUCK DEALERS-A 4,000.00 08/30/09 MONTAGE LAGUNA BEACHLAGUNA BEACH Arrival Date Departure Date 08/28/09 08/29/09 00000000 LODGING 08/30/09 MONTAGE LAGUNA BEACHLAGUNA BEACH Anwar Date Departure Date 08/28/09 08/29/09 00000000 LODGING 08/30/09 COMME CA LOS ANGELES RESTAURANT FOOD/BEVERAGE TIP 08/31/09 HYDE 0873 LOS ANGELES 1,250.36 3236564933 FOOD 1,019.36 TIP 231.00 956.51 443.00 805.16 437.91 112.09 1,904.00 4,00900 576.32 16.68 550.00 09/01/09 PENINSULA BEVERLY HIBEvERLY HILLS Arrival Date Departure Date 08/30/09 08/31/09 00000000 LODGING 09/02/09 RESIDENCES AT THE UASPEN Arrival Date Departure Date 09/01/09 09/27/09 00000000 LODGING 1,347.75 3,216.25 AMEX001975 Continued on next page SDNY_GM_00327775 EFTA_00200529 EFTA01686773 THEODORE W WAITT DUPLICATE COPY ncAwaroc.)O30coM Clawq Dace 09/11/09 Page 5049 Due in Full continued MguM$ 09/02/09 PENINSULA BEVERLY HIBEVERLY HILLS Mini Date Departure Date 08030/09 08/31A)9 00000000 LODGING 09/03/09 'TUNES MUSIC STORE (AUSTIN 099 Tunes Music Store 09/05/09 CALIFORNIA BICYCLE 8LA JOLLA 85.44 SPORTING GOODS STORE 09/05/09 BICE RISTORANTE 0000NEW YORK RESTAURANT FOOD/BEVERAGE TIP 09/05/09 BERGDORF GOODMAN MENNEW YORK 5,138.92 DEPARTMENT STORE 09/06/09 DAWAT RSTR NEW YORK 500.00 RESTAURANT Desaiptico 525044 09106/09 The Spa Mandarin OriNew York (212)8058800 Description REFER TO INVOICE 09/06/09 The Spa Mandarin OriNew Yolk (212)805-8800 Description REFER TO INVOICE 09109/09 MVONAUAAX 888.241.0049 23.95 MEMBERSHIP 09/10,109 TAYLOR UVERY RIVERDALE MD 20737 LIMOUSINE SERVICE 09111/09 ST REGIS HOTEL WASH WASHINGTON Amyal Date Departure Date 09/09/09 09/10/09 00000000 LODGING 09/11/09 ST REGIS HOTEL WASH WASHINGTON Arrival Date Departure Date 09/10/09 09/10/09 00000000 LODGING Total of Due In Full Activity for THEODORE W WART 55,983.33 176.16 180.00 143.17 36.83 39.14 410.86 655.20 1,341.03 1210 Duo Infotgarity for G MAXWELL Cad xO3c. OW31/09 KINDLE•FINANCIALTI 866-216.1072 -8.06 DIRECT MKTG INTERNET Credt 08/17/09 ESCAPE ESCAPE MIAMI BEACH 197.95 305-674-0402 08/171119 APPLE R115 UNCOIN RMIAMI BEACH 84.53 COMPUTER STORE 08122,09 KINDLE-NEWYORKTIME 866321.8851 13.99 DIGITAL 08/24/09 KINDLE-FINANCIALTI 866-216-1072 9.99 DIGITAL AMEX001976 Continued on reverse SDNY_GM_00327776 EFTA_00200530 EFTA01686774 DUPLICATE COPY rttpX04 ra THEODORE W WAITT Account Lott. XXXX.XXXXX9= Pape 6 eta Due in Full continued 08/25/09 COMPASS MARKET MIAMI MISC FOOD STORE 08/27/09 Mandolin Oriental MI(305)9134300 0024355039 33131 Lodging 08/29/09 BLOOMINGDALES 001012NEW YORK BLOOMINGDALE &COM Description Price WMNS PRESTIGE FRAGR 65.00 08/31409 HSN ON-UNE HSN ON-LSALEM 33.91 14300-9330387 06/31/09 KATES PAPERIE.OOM 65NEW YORK 2126300710 Description Price STATIONERY OFF/SCH 353.95 09/309109 GCOGLE "WFSTICKERS PAYMENT SVC 78SAVACA539900LKO32038 GOOGLE *WFSTICKERS GOOGLE.COWCH Total of Due In Full Activity for G MAXWELL 1,695.79 Striontl 6.94 568.82 70.77 353.95 363.00 Total Duo In Full Activity 57,659.12 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account The current Annual Percentage Rates (APRs) and Daily Periodic Rates (0PRs) for the Flexible Payment Features are as follows: For Sign & Traveto, the APR is 9.15%, the 0PR is 0.0251% Sign & Travel, the APR is 9.15%, the DPR is 0.0251% Please refer to page 2 for further important information regarcing your account AMEX001977 SDNYGM 00327777 EFTA 00200531 EFTA01686775 Fe. questions about your Membership Rewards account, visit us at americanexpress.com/ rewards or contact us at 1.800.297.1300 American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 333299785 Mem beinitgicarils First￾Monthly Statement and Program News Statement Period August 1, 2009 - August 31, 2009 Account activity after His period does not appear on this statement News for THEODORE W WAITT rectum tenet Points Earned this Period aro pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Total Points Balance 278,419 Points Earned this Period 37,882 Account Summary Opening points balance Points earned this period Points used this period Reinstated points and adjustments Total points balance 240,537 +37,882 0 0 =278,419 Points Earned this Period 08/01/09 - 08/31/09 Points Activity On Bonus Points Eligible Charges Awarded Centurion xxxx-xxxxx9= Adcfl Centurioq XXXX-XXXXX9 Totals 33,120 Tots Pointis3erAd:2 3,047 36,167 Distriation 2XPt 2711 1,715 0 1,715 34,835 3,047 37,882 Page 7 of 9 MEMBERSHIP rewards FIRS Pants used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your progam account. Forfeited points can be reinstated tore fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terns & Conditions in your Program Guide. It you have questions, please visit www.ameticanexpress.comMwards ix can 1.800.297-1300. For international, call coiled 305.816.2799. USE POINTS FOR EVERYDAY CHARGES The following Terms and Conditions apply to this feature, available on or about 08/14/2009: This is an online capability available only to Basic Consumer and OPEN Cardmembers enrolled in the U.S. Membership Rewardse program. Authorized agents, Authorized account managers. Additional Cardmembers and Authorized Additional Cardmembers are not eligible. All Linked Card accounts must be in good standing. A minimum of 1,000 Membership Rewards points is required and each charge must be offset in full. Use Points for Everyday Charges - Continued: American Express in its discretion will select and display charges eligible for offset with Membership Rewards points. Determination of eligible charges is made by American Express in its sole discretion and can be changed at any time without notice. olt-wrCan Lwow 4 iota no oblaatKo 10 na•• cure a. Mtle b celt.et win NIerterseo Rewards ports For oath lix.e.seo, punt wil be detted mneduleh hm )cu Mtrtembp Psteant pogran a:count a", aCt.:31.W be awed b }ad Card aCcO.rt Ice re ceneexeceo dour amount worm 48 Noon Crafts ptccea.<4 Stet Me Card scout ettavert rear.; dale wi appear in Me !ober.; being pence, You Se *watt.* kr pnr-Wri ot Me 4-10.!t data Yea' C.sa scot-it, re doe die even tar ua.r9 ?PG lasso To use this feature and redeem points, visit membershiprewards. corn everydaycharges (MR Message 3439) and (MR Message 3435) Coarrtuad on worn Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX001978 SDNY_GM_00327778 EFTA 00200532 EFTA01686776 Canon 1-soo- v4 flowers:cm. Pick the beg. We always do'. Hilton ertellogle, esint THEODORE RIZU_Clii ATE COPY MEMBERSHIP, rewards Page 8019 FIRST' San 10,000 Points on a Canon ND Flash Memory Camcorder with 15x ND Video Lens This Canon camcorder delivers brilliant video and still photos. Features a 3.89 megapixel CMOS image sensor, DIGIC DV III image processor. SuperRange Optical Image Stabilization, a 15x HD video lens, records up to 24Mbps, and records up to six hours of HD video to a removable SDHC card. Visit memberahlprewards.com or call 1-800-AXP-EARN (297-3278) and redeem 119,000 Membership Rewardse points for reward code RY5789. Tens treicendbece el the Mei/tinily Rend. Wrings* Peritexeng partnere ard driamie rewn an eMsc1so diverge *eel eCtra Earn 10X Points from 1.800-FLOWERS.COM•I This fall, send loved ones flowers and gifts from 1-800-FLOWERS.COM. You can earn 10x Membership Rewards® points when you shop using this special link www.1800flowers.com/memberahlprewards or call and use promo code MR33. Shop now for a great selection of flowers and gifts. Pei aid dA)1Cie to 12/310/en4 on purchase made thew?, wow learn:wen conevnvenhpends a by warp 1.0:0-FLCWERS (per* code 1,033) TO be enable lo earn Nova Pet yea) must be ended u re MwrberiPip FOOVartle pagan r Noon-laths tee dWaves and IN nos/char ytia purchase en oi el**. <mot, America, Opts. Cat Nuke poets ell beay:lied lo yoke Pews, amount effin 1C)12 weeks SS °Nays Jaarew on stas wing Senn eavelual bens and condign. as wel as rug wager) les. a:0) b grin Cord amuse vet nerbenflpepepde careen a 1.30i>/k)(P-EARP1 (291.3276) Bogs D $526. Redeem Membership Rewaids9Points for a $50 Benihana Gift Card Prepare for a dining experience unlike any other. Watch as your personal chef-performs the ancient art of Teppanyaki, preparing a meal that will dazzle your eyes as well as your taste buds. Listen as razor-sharp blades slice and dice through tender steak and juicy chicken. Take in the aroma as savory vegetables, shrimp and lobster sizzle before your eyes. Or choose your favorite sashimi, maki or temaki sushi. all made with the same flair that made Benihana a legend in Japanese cuisine. Fa SOMA= *at p.m vs. www.000.....com a col 1477400IANA (234-4420 lotre teal* neatest yOu. Escape with Hilton Worldwide Resorts In 2009 and Earn Double Membership Rewards. Points! Book a resort Bed & Breakfast rate with your enrolled American Expresso Card and stay for three nights or more between December 1, 2008, and November 30, 2009, and you can earn double Membership Rewards points! Available at over 50 exotic Hilton Worldwide Resorts from just USD $195 per room per night. Ora veld fro, 12J ta)8 to I VMS lot stays d mint-un S Nies Oiler vac any on re Sign Bed & de east rate a carhops/no Iccalrss depaled Ca /hellion Wodlege Resorts **Ince Dona awarded on rOCI, ra:e en) You mat be ended r+ Kim i>..arip Rovanis poger (Progra-i) S the !red booin;) and day at chap. your day on a, Mgt*. ergo., Amu can E tea Cad Dons pit ertand to your so at wenn 10-12 weeks Sier charges axes en you. /:der-x/ yak] 1o, Li Amenes, tips. Cadrnembees ply ra note eloenten on Program. vet ntembersNprewattiscorrOerms of cal t4l*AXPEARN Banat 0 2544. Redeem now (MR Message 3398) Visit vnvw.180Wlowers.comf membershlprewards or call 1-800 -FLOWERS (Promo code MR33). Remember, offer is only valid when you use this URt. or phone number and promo code. (MR Bonus 10 5526) To redeem 5,000 points for a 650 Benihana Gift Card, visit membershIprewards. corner call 1-800-X03-EARN (291-3276). (PAR Message 3482) For more information about this exclusive offer and to view participating resorts, visit vnwthltton woddresorts'amex and make your booking today (MR Bonus ID 2564) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AME X001979 SDNY_GM_00327779 EFTA_00200533 EFTA01686777 DUPLICATE COPY Pipenkl Foe THEODORE W WART ;anal Nu-be• Clown; Das XXXX•XXXXX 09/11/09 eic• CustoinExtrar Now Accepting American Express. Cards! Schwan's Home Service - Delivering over 350 quality meals to your door with many kid-friendly and healthy options. Visit www.schwans.com today. Wandering Sage - Ecco-friendly cotton and alpaca fashion apparel for women and children. 2415 San Diego Ave #104, San Diego, CA. 619-487-1189. www.wanderingsage.com FIRST Food & Bar - Exec. Chef Sam DeMarco. Delicious American eats and drinks, breakfast, lunch, dinner. Open really late. 3327 Las Vegas Blvd. at the Palazzos. 702-607-3478. CARDS WELCOME LA Exclusive That's So IA Offers Page 9 of 9 If there are other places where you would like to see the Card accepted, please call the Customer rviim number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 112417) Save big on your next trip to Los Angeles. Take advantage of exclusive offers in LA when you use your American Expresso Card. Visit amexnetwork.com/losangeles for savings at hotels, restaurants, shops, and more. Must use any American Express Card to redeem offers Terms, concbtions and restrictions apply for each individual offer. Daily Wish CAROMENIBER BENEFITS With Daily Wish, you'll find savings all the time, all year round. Plus, three days a week, a fresh collection of handpicked products goes on sale. You can get savings up to 50% off--everything from travel to electronics to fashion. But inventory is limited--so be quick! Visit dallywIsh.com/dreamblo Terms and Conditions: Daily Wish from American Express is available to U.?. residents, 18 or older, who are holders of any consumer American Express' Card in good standing. Some products will be available in limited quantity and on a first-come, first-served basis, while supplies last. All sales are final. Void where prohibited. Adrktional restrictions apply. Offers provided by participating American Express merchants. All offers are subject to terms and conditions available on amexnetwork.com/dailywishterms. The Daily Wish program is subject to change or cancellation at any time. Payment must be made on any American Express Card. Visit amexnetwo&comi losangeles for exclusive offers. (CE 112375) Visit daltywIsh.coml droambig (CE 112473) AN1EX001980 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327780 EFTA_00200534 EFTA01686778 AMEX001981 SDNY_GM_00327781 EFTA_00200535 EFTA01686779 Centurion • Card Statement of Account THEODORE W WAITT :e 67,659.12 Pa Wert 7,659.12 DUPLICATE COPY MC.44N,/,100, XXXX. =000MMIIM W*Aanti fro. Ociputnenit New Balance 46.882.49 cawcows 10/12/09 336,885 Membership Rewards Points Available at 10/12/09, when charges due are paid in full and all wosonts are in good starving. Page 1 of 9 Please Pay By 10/27/09 Please refer to page 5 for important information regarding your account To manage your Card account online or to pay your bill, please visit us at www.amerIcanexpress.com. For additional contact information, please see the reverse side of this page. Know more about where your money goes with the new Online Statement aMedCanexpreSS.ConVestatementinfo • Graph and analyze your charges • Find specific purchases easily • Organize your statement your way • Keep information for your records AuteeritS - Activity maser coonadre 10/09/09' PHONE PAYMENT THANK YOU Due in Full .9sgvIty for THEODORE W WAITT cats xxxxxxxxx 09/11/09 NETEn.0011 888-847-2226 DIRECT MKTG MISC 09115/09 AVENUE NEW YORK RESTAURANT FOOD/BEVERAGE TIP 09/17/09 HOTEL VETRO 000 IOWA CITY Mivel Date Departure Date 10/08/09 10/11/09 00000000 LODGING CARDEPOSIT 2,051.69 300.00 Please Saki an t, perlottn Sow. detxti ad retrn ,os parre Do not staple or use paper dips Payment Coupon kg' Imluir Mail Payment to: .57,659.12 Amount $ 304.95 2,361.69 Please IAA Amount Due $46,882.49 AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 004688249004688249 10 d 502.88 Continued on Page 3 To Pay by Computer, Ws4: arnericanexpresscom/pbc. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a descnption of when additional Finance Charges are not assessed on Features. Cheek here it address or phone number has changed. Note changes on reverse side. AMEXIX)1982 SDNY_OM_00327782 EFTA_00200536 EFTA01686780 DUPLICATE COPY resperesrar THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment adreets shown on your statement and must include the remittance coupon front your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment_ made in a foreign currency, we will choose a conversion rate that rs acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send postdated checks. They will be deposited upon receipt. Our acceptance of an ment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not precessade electronically or a less costly process is available. By 5U: ending a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may *sue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation ot Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sore discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Dad y Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the Wring period and dvde the total by the number of days in the being period. This gives us the ADB for the Feature. If you pay the blew Balance on the statement by the next Closing Date then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is caloulated by adding the FC assessed on all Features of the Account This method of calculating the ACS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign curie it will be converted into US dollars on the date it is processed by us or our agents. LThless a particular rate is required byapplicable law, we will choose a conversion rate that s acceptable to us for that date. Currently, the conversion rate we use br a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by ys from customary banking sources, on the conversion i date or the p business day in each Instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Melds Summery: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, writere on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicatedon the front of this statement, but doing so will not preserve your rig M. In your letter, give us the following information 1 Your name and account number' 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error If you need more information, describe the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the pats of your till that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have authorized us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the <Natty of goods or services that you purchased with a credit card, and you have teed in good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or Servires. You have this protection only when the purchase price was more than 550 and the purchase was made in your home stale or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or senrees, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling I -800-518-8866 Change of Address re correct on 1.0” do n0 1440 &met Afton Cm date ZO Cole Ama Cale are Hone Phone PIN Coe* and ?Jock Plsone Email (chant) • To change your address online, visit mvw.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vretamericanexpress.cren/privecy for more details and to set your email preferences. Page 2 of 9 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/7 days Express Cash 1.800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurions Card from American Express Customer Service P.O. Box 297846 Ft. I nurterdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 PaYmallts BOX 0001 LOS ANGELES CA 900964000 Please provide your e-mail address to receive important j account updates and exclusive C..ardmembre I offers and benefits. AMEX001983 SDNY_GM_00327783 EFTA_00200537 EFTA01686781 DUPLICATE COPY THEODORE W WAITT AO:Oull Nal* X>00(4O00a Clawq Dace 10/12/09 Pape 3 o(9 Due in Full continued 09/17/09 HOTEL VETRO 000 IOWA CITY Arrival Date Departure Date 10/08/09 10/11/09 00000000 LODGING CARDEPOSIT 09/19/09 OSA • LAJOLLA O6000LA JOLLA 8886722675 Description Price OPTICIAN 3,112.00 09/19/09 TOP DOG UMO BUS 010SAN DIEGO 8585813644 Description CHARTER SERVIC 0920/09 OUALCOMM PARK NEAGH SAN DIEGO 6196416001 Descripbcn Price GIFT, CARD, SOUVENI 644.89 09/22/09 CALIFORNIA BICYCLE 8LA JOLLA SPORTING GOODS STORE 0923/09 SPORT CHALET 000067SAN DIEGO 545.90 858-4535656 09/25/09 EUTE UMOUSINE SERVGYPSUM 420.00 970-3284609 092629 ST REGIS HOTEL ASPENASPEN 970420-3300 0928/09 RESIDENCES AT THE UASPEN Arrival Date Departure Date 09/24/09 09/27/09 00000000 LODGING 09/28/09 Grocery Girls 880140Basalt 1,068.34 9709482230 09/29/09 TAVERN LOS ANGELES RESTAURANT FOOD/BEVERAGE 1,047 02 TIP 252 98 09213/09 TOWER BAR 8000007556WEST HOLLYWOOD 32343547100 FOOD/BEVERAGE 1,158 97 TIP 291 03 09/30/09 RESIDENCES AT THE LIASPEN Arrival Date Departure Date 09,24109 09/27/09 00000000 LODGING 10/01/09 DS WATERS DS WATERS MABLETON 39.87 8004924377 10/01/09 PENINSULA BEVERLY HIBEVERLY HILLS Arrival Date Departure Date 09/28/09 09/30/09 00000000 LODGING 10/01/09 Four Seasons Hotel SSeattle Arrival Date Departure Date 09/30/09 10/01/09 00000000 LODGING 502.88 3,112.00 700.00 644.89 78.29 315.77 6,935.20 1,300.00 1,450.00 32.52 3.180 22 1,994 91 AMEX001984 Continued on reverse SDNY_GM_00327784 EFTA_00200538 EFTA01686782 DUPLICATE COPY rrop.aoi F THEODORE W WAITT Account Ncinte, XXXX-XXXXX9= Pape 409 Due in Full continued 1041/09 Four Seasons Hotel SSeathe Arrival Date Departure Date 09/30/09 10/01/09 00000000 LODGING 10/02/09 RIM TRANSPORTATION RSAN FRANCISCO 1,154.00 415-4014100 10/02/09 A CRYSTAL COACH UMOISSAOUAH 4253699163 Descrigion Price TAXICABS AND LIMOUS 714.00 10/03/09 RIM TRANSPORTATION RSAN FRANCISCO 658.00 415-4014100 10/04/09 ST REGIS SAN FRANCISSAN FRANCISCO Arriutd Date Departure Date 10/03/09 10/03/09 00000000 LODGING 1445/09 CRYSTAL COACH UIPOUSISSAOUAH 126.00 425451-0110 10/06/09 CORPORATE TAILGATE TWHEATON 13,390.00 630-2600626 10/0111/09 CAUFORNIA BICYCLE BLAJOLLA 151.04 SPORTING GOODS STORE 10/04109 TAYLOR UVERY RIVERDALE MD 20737 UMOUSINE SERVICE 14909/09 MVONAUrIAX 888-241-0049 23.95 MEMBERSHIP 10/09/09 ST REGIS HOTEL WASH WASHINGTON Arrival Date Departure Date 10/07/09 10/08/09 00000000 LODGING 10/10/09 SUMMIT RESTAURANT 5410WA CITY 3193547470 TIP AmouM5 19.71 714.00 1,565.94 92820 1,19653 360.50 10/11/09 NETBIZ COM 888-847-= DIRECT MKTG MISC 1,200.00 225.00 Total of Due In Full Activity for THEODORE W WAITT 46,832.68 Due In Full Aativity for G MAXWELL Cad)000C.XXCO<9 09/20/09 KINDLE BOOK 866321.8851 DIGITAL 00/0/09 KINDLE BOOK 866321-8851 DIGITAL 0920/09 KINDLE BOOK 866.321-8851 DIGITAL 09/2249 KINDLE-NE wYORKTIME 866-321-8851 13.99 DIGITAL 9.99 9.99 15.84 Total of Due In Full Activity for G MAXWELL 49.81 Total Duo in Full Activity 46,882.49 AMEX001985 Continued on next page SDNY_GM_00327785 EFTA_00200539 EFTA01686783 DUPLICATE COPY Prepared rct THEODORE W WART Axon Nuntret XXXX- XXX XX9-= Carp Dse 10/12/09 Page 5 of 9 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & 'Rave., the APR is 9.15%, the DPR is 0.0251% Sign & Travel, the APR is 9.15%, the DPR is 0.0251% Please refer to page 2 for further important information regarding your account AMEX001986 SDNY_GM_00327786 EFTA_0020054O EFTA01686784 Preqvw 10, THEODORE W wAra DUPLICATE COPY Ze&cotth,9= Page 6 of 9 AMEX001987 SDNY_GM_00327787 EFTA_00200541 EFTA01686785 Mem beinitgicarils First￾Monthly Statement and Pap? of 9 Program News For questions about your Membership Rewards account, visit us at americanexpress.com/ rewards Statement Period September 1, 2009 Account activity after the ',Seed does not MEMBERSHIP - September 30, 2009 rewards appear on this statement - Pi COW ed fa PIPS or contact us at 1.800.297.1300 THEODORE W WAITT Total Points Balance American Express Membership Rewards saw 'aunt Motet 336,885 P.O. Box 297813 Points Earned this Period aro Ft. Lauderdale, FL 333299785 pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Points Earned this Period 58,466 Account Summary Opening points balance 278,419 Points earned this period +58,466 Points used this period 0 Reinstated points and adjustments 0 Total points balance =336,885 Points Earned this Period mono- 09/30/09 Points Activity On Bonus Prints Total Points Activity Eligible Charges Awarded Per Card Centurion 56,964 805 56,769 xxxx-xxxxx9.= Destriation 2XPts 2711 Add1 Centurion_ 1,697 0 1,697 )000C-XXXXX9M Totals 67,661 805 58,466 Points used this period includes Redemptions and Transfers. Pcints earned may be used as long as alt enrolled Card accounts are in good standing Points used cannot be reversed back into your pr. am account. Forfeited points can be reinstated for a lee by canine the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terns & Conditions in your Program Guide. If you have questions, please visit invw.americanexpress.comtewards or call 1.800.297-1300. For international, cab coiled 305.816.2799. (Nintendo) AMERICANA MANHASSET Save 2,400 Points on a Nintendo® DSI with One Game The Nintendo® DSi is a high-powered handheld video game system in a sleek, folding design--loaded with features like a touch screen. Snap photos with the built-in camera, edit and send them to friends, play music with Nintendo® DSi Sound, or browse the Internet with the Nintendo® DSi Browser. Comes with one E-rated Game. Redeem 36,600 Membership Rewards® points for reward code HLX2875 by 11/15/2009 to take advantage of this offer. Shop Americana Manhasset Stems and You Can Earn Double Points, November 5.7, 2009 You can earn double Membership Rewards® points for individual purchases of $250 or more at Americana Manhasset--a collection of 60 fabulous stores, including Louis Vuitton, Gucci, Prada, Fendi, Etro, Dior. Bottega Veneta, Frette, Hermes, Giorgio Armani, London Jewelers, Burberry, Hirshleifer's, Ralph Lauren, and more. °Vet valc1115O9-11/7O9 to renviust Santana $250 a nog) at an, Arercate Manhasset stove cr al invenekanernenhaseetcom To te abate So eam taus ports you must be enrolee n the Mentenfie ReInlide woven a rein al psalms an, you man owe. oy u eithrrie rin ele tle ended knen:an Eines* Dead Eons pons wn to awned So 'as MeinertlyPawls =WTI *tin 68 weNa eel cline apex on yos tang pigment_ Bona ID 3564 Visit membershiprewards .corn «call 1.800-AXP-EARN (297-3276). (MR Message 3548) Visit vnvw.americana manhassetcom or call 1.800-8183767 for a complete store fisting and further information. (MR Bonus ID 3564) Commod on morn Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX001988 SDNY_GM_00327788 EFTA_00200542 EFTA01686786 RUTH'S M . STEAK HOUSE COACH ' .10=1KRISFLYER 1 I tik„SOUTH AFRICAN AIRWAYS THEODORE Mammal& RWAIrtyATE COPY MEMBERSHIP , rewards Page 8 of 9 FIRST' Redeem Membership Rewards* Points for Ruth's Chris® Steak House Gift Cards Ruth's Chris Steak House invites you to savor our renowned "sizzling" USDA prime steak, fresh seafood specialties, signature sides, and tempting desserts. Complement your meal with a selection from our award-winning wine list, suggested by our knowledgeable team of wine experts. Enjoy all of it in our inviting atmosphere, marked by warm hospitality. To make a reservation or find a location, please visit www.ruthschrls.com Terne ad ovidb:re la to Ilenisetqa Rends mecum Veletimbereelpmemalocominme cal 1400-AXAEARN b tftrf427e)for more IMPS la rn elleg pens. and avalatie meads w deep weed note. The Most Stylish Reward. Redeem Points for a Coach Gift Card For more than sixty-five years, Coach has been a leading American marketer of fine accessories and gifts for women and men, including handbags. women's and men's small leathergoods, business cases, weekend and travel accessories, footwear, watches, outerwear, scarves, sunwear, jewelry and fragrance. Transform Membership Rewards® points into Coach gift cards, redeemable online or in any of our Coach retail stores. Tara ad catems for Me Msameim ROMS'pPaappas acco Vet rnefreentapreasalocetatemn of cat 1400AXPEARN(21074M)lef more MOm Sri. Part.:00^2 Parbeill anti avaa rewanfs ale avid lo charge wecut note. Redeem Membership Rewards. Points for Singapore Airlines' KrisFlyer Miles Today! Fly in luxury and comfort from the V.S. to Singapore and Asia on Singapore Airlines by converting your Membership Rewards points to KrisFlyer miles. Visit www.krIsflyer.com for information about Singapore Airlines' frequent flyer program. Singapore Airlines' U.S. gateways include Los Angeles, San Francisco, New York (JFK), Newark and Houston. Tarns at caattore fa the Amara, fiends rave moat. Vet membenalperenlacentlemis of oill1400417.1 1•1040 V.O.M1101. Partepatco pan aria amebae fence se alma b Mame *arca race. Take a Trip on Award-Winning South African Airways from the U.S. to South Africa Redeem Membership Rewards® points for travel with South African Airways, and choose from daily flights from Washington DC or New York's JFK airport Tenn. at eadtces kt to Meateratm Roma. Fate pion cob Vet memberealpresuraeceareflerses a cal 14$007-1700 tor more Herrman. (MR Message 3561) OAR Message 3562) To Preview thiS reward and to redeem points, visa membershlprewards. eon or call 1.800.297.1300. (MR Message 3551) To preview this reward and to redeem points, visit rnembeshlprewards. corn or call 1.800-AXP-EARN (297-3276). (MR Message 3553) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. m.1EX001989 SDNY_GM 00 327 789 EFTA_00200543 EFTA01686787 DUPLICATE COPY nricased For Nu-be Cloag Dab THEODORE W WART XXXX-XXXXa 10/12/09 CustoinExtrac Now Accepting American Expresso Cards! Celebrating Home - Makes your house a home by creating your own style with our personalized service and high-quality products. www.CelebratingHome.com Angler's Choice - Saltwater, freshwater, long-range, offshore fishing tackle specialist. 1910 Rosecrans St., San Diego. CA. 619-223-2324. www.anglerscholcetackle.com Dolce Pane E Vino - San Diego's premier wine experience featuring boutique wineries, artisan cheeses and Naples-style flat breads. 16081 San Dieguito. RSF, CA. 858-832-1518. Ihrei CARDS WELCOME Page 9 of 9 If there are other plates where you would like to see the Card accepted, pfease call the Customer Serwoe number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 112555) Daily Wish CAR( WPAEI8 %MIS With Daily Wish, you'll find savings all the time, all year round. Plus, three days a week, a fresh collection of handpicked products goes on sale. You can get savings up to 50% off--everything from travel to electronics to fashion. But inventory is limited••so be quick! Visit dallywish.00m/dreamblg Terms and Conditions: Daily Wish from American Express is available to U.S. residents, 18 or older, who are holders of any consumer American Express° Card in good Mixing. Some products will be available in limited quantity and on a first-come, first-served basis, while supplies last. All sales are final. Void where prohibited. Additional restrictions apply. Offers provided by participating American Express merchants. All offers are subject to terms and conditions available on amexnetwork.com/dailmishterms. The Daily Wish program is subject to change or cancellation at any time. Payment must be made on any American Express Card. visit danyvilsh.comr driaamiffg (CE 112487) AMEX001990 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327790 EFTA_00200544 EFTA01686788 MEX001991 SDNY_GM_00327791 EFTA_00200545 EFTA01686789 DUPLICATE COPY Centurion® Card Statement of Account 46884 Membership Rewards® Points Available at 11/11/09, when charges due are paid in full and all accounts are in good standing. Prep. e0 For THEODORE W WAITT XXXX-XXXXXISI Cbvng Date 11/11/09 Page 1 of It New Aceimy New Neap°, solace Parcel tv$ Ic ACpantnit Balance S Please Pay By 11/26/09 .F: 151,657.11 52585.12 Please refer to page 6 for important information regarding your account See Page 9 For A Notice Of Changes To Your Agreement To manage your Card account online or to pay your bill, please visit us at www.americanexpress.com. For additional contact information, please see the reverse side of this page. Activity •Pde-"t"'" 10/27/09' PHONE PAYMENT • THANK YOU Due In Full AggvIty for THEODORE W WAITT Caw:I XXXX-XXYJONEIN 10/13/09 MANSION ON FORSYTH PSAVANAH WELCOMED FOR BUYING GROCERIES OR DINING OUT. YOUR AWPKAN I ):IMISS• CARD et WELCOMEDAT 714E SUPFMtafetE7 APO RE STALRatin WHETHER YOU ARE DUNG al 011 MONGOL/T.MACAW 70 USE YOUR CARD EVDWDAY. Firecon Cuttercy caws= rale base rale We 27%. See ow 2 kr sum Arrival Date Departure Date 10/12/09 10/12/09 00000000 LODGING 10/31/09' MEMBERSHIP REWARDS CONSUMER TRAVEL CREDIT Goods and Services 10/W0T MEMBERSHIP REWARDS CONSUMER TRAVEL CREDIT Goods and Services 10/31/09' MEMBERSHIP REWARDS CONSUMER TRAVEL CREDIT Goods and Services + Puma bid ants parietal= below. dela:h ard retrn )os parre 4 Do not staple or use paper dips Payment Coupon Mail Payment to rater AaersIna Please Pay By: 11/26/09 Amount Due $52,585.12 AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 005258512005258512 10 rl Wakes* Amounts 1 -45,954.48 Amount -928 01 Credit -622 20 Credit 915.70 Credit -1,590 60 Credit Continued on Page 3 To Pay by Computer, vis4: arnericanexpress.com/pbc. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a descnption of when additional Finance Charges are not assessed on Features. Cheek here it address or phone number has changed. Note changes on reverse side. AMEXC•31992 SDNY_GM_00327792 EFTA_00200546 EFTA01686790 DUPLICATE COPY rereeiesrar THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment add-Ms shown on your statement and must include the remittance coupon front your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment_ made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send postdated checks. They will be deposited upon receipt. Our acceptance of an ment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not precessade electronically or a less costly process is available. By 5U: ending a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may *sue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation ot Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sore discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Dad y Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the Wring period and dvde the total by the number of days in the being period. This gives us the ADB for the Feature. If you pay the blew Balance on the statement by the next Closing Date then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is caloulated by adding the FC assessed on all Features of the Account This method of calculating the ACS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign curie it will be converted into US dollars on the date it is processed by us or our agents. LThless a particular rate is required byapplicable law, we will choose a conversion rate that s acceptable to us for that date. Currently, the conversion rate we use br a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by ys from customary banking sources, on the conversion i date or the p business day in each Instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Melds Summery: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, writeus on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicatedon the front of this statement, but doing so will not preserve your rig M. In your letter, give us the following information 1 Your name and account number' 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error If you need more information, describe the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the pats of your till that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have authorized us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the <Natty of goods or services that you purchased with a credit card, and you have teed in good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services You have this protection only when the purchase price was more than 550 and the purchase was made in your home stale or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or senrees, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling I 400-518-8866 Change of Address re correct on 1.0” do n0 1440 &met Afton Cm date ZO Cole Ama Cale are Hone Phone PIN Coe* and ?Jock Plsone Email (chant) • To change your address online, visit mvw.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vretamericanexpress.cren/privecy for more details and to set your email preferences. Page 2 of 11 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/7 days Express Cash 1400-CASH-NOW International Collect 1.954.503-8905 Hearinrgg (gam- m EST) TTY: i800.221.9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurion. Card from American Express Customer Service P.O. Box 297846 Ft. I nurterdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 PaYmallts BOX 0001 LOS ANGELES CA 900964000 Please provide your e-mail address to receive important j account updates and exclusive C..ardmember I offers and benefits. AMEX001993 SDNY_GM_00327793 EFTA 0020054'7 EFTA01686791 THEODORE W WAITT DUPLICATE COPY Am/ocarcoc000c9M Closina orb 11/11/09 Pape 30111 Due in Full continued - Form annw cowsnic *bee re Omani. 986 nu 2 la eels. a￾1013' /09* MEMBERSHP REWARDS CONSUMER TRAvEL mum. -24835 Goods and Services Credit 10/11/09 HOTEL VETRO 000 IOWA CITY Arrival Date Departure Date 10/08/09 10/11/09 00000000 LODGING 10/12/09 SLS 0001 SAVANNAH 198.00 9128972922 Description GENERAL MERCH 1W13/09 MANSION ON FORSYTH PSAVANAH Arrival Date Departure Date 10/12/09 10/12/09 00000000 LODGING 10/13/09 TAYLOR LIVERY RIVERDALE MD 20737 LIMOUSINE SERVICE 10/14/09 WESTIN SAVANNAH HARBSAVANNAH AITIVOI Date Departure Date 10/12/09 10/13/09 00000000 LODGING 10/14/09 /TUNES MUSIC STORE IAUSTIN 18.98 runes Music Store 10/ 14/09 BLAZING ADVENTURES OSNOWMASS VILL 9709234544 Description AMUSEMENT & RE 1W15/09 LA COSTA LIMOUSINE OCARLSBAD 7604384455 Desaipbon TAXI CABS AND 1W15/09 RAINFOREST AWANCE New York 2,000.00 212477-1900 10/16/09 Avenlura LiM01191O9 &305-770-5466 728.00 305-770-5466 1(Y1009 Aventura Limousine 8305-7704403 1,664.00 305-770-5466 10/18/09 SlS 0001 SAVANNAH 912-897-2922 Description GENERAL MERCH 1020/09 Resorts Advance Depo(831)649-2764 0017168651 93953 Latin9 1W20/09 OSA - LA JOLLA 05000LA JOLLA 8886/zm/ti Desolation Price OPTICIAN 899.00 10/22/09 NO8L1120000054747001SAN DIEGO 6198144124 FOOD/BEVERAGE 451.32 TIP 9868 502.88 928.01 764.40 1,237.95 946.00 18225 373.00 21 800 00 899.00 550.00 AMEX001994 Continued on reverse SDNY_Gm_00327794 EFTA_00200548 EFTA01686792 DUPLICATE COPY THEODORE W WAITT Account Number )000000000M Page 40 11 Due In Full continued —F Canny conotin res • ong, bat ride pka 27%. Simo 2lade. Fossil swore Paties15 1023/09 NORDSTROM 8361 0361 SAN DIE00 DEPARTMENT STORE Description RAIL 1,121,21 1023109 GAP 60306/THE GAP 80SAN DIEGO MENSAVOMENS CLOTHNG 26426 10.23/09 CIRCYS SIDEBAR 0000SAN DIEGO 6196960946 FOOD 2,000.00 2,000.00 10/27/09 SLT STEAK DC 0291000WASHINGTON 2026898999 FOOD/BEVERAGE 458.30 TIP 100.00 55830 10/26/09 ITUNES MUSIC STORE 'AUSTIN iTunes Music Store 16.28 1028/09 TAYLOR UVERY RIVERDALE MD 20737 UMOUSINE SERVICE 764.40 1028/09 DS WATERS DS WATERS MABLETON 800.492-8377 26.91 102EVO9 10/29/09 PENINSULA BEVERLY H1BEVERLY HILLS Arrival Date Departure Date 10/25/09 10/27/09 00000000 LODGING Carrier US US US US Date of Departure Carrier: UA Date of Departure: 3,533,55 ST REGIS HOTEL WASH WASHINGTON Arrival Date Departure Date 10/27/09 10/28/09 00000000 LODGING Class VL VL VL LL 12/12 Class. VA 12/19 1,258.68 10/30/09 US AIRWAYS PHOENIX AZ US AIRWAYS From: To: MARSEILLES FRANCE MUNICH GERMANY PHILADELPHIA PA SAN FRANCISCO CA PHILADELPHIA PA Ticket Number: 03777158532770 Passenger Name: MAUNA MAXWER/CHRIS Document Type: PASSENGER TICKET 915.70 10/30109 UNITED AIRLINES PHOENIX AZ UNITED AIRUNES From: To: BOSTON MA LOS ANGELES CA NOT AVAILABLE Ticket Number: 01677158531963 Passenger Name: MAUNAIXAVIER J Document Type: PASSENGER TICKET 319.60 10/30/09 NORTHWEST AIRUNES PHOENIX AZ 1,590.60 NORTHWEST AIRUNES From: MARSEILLES FRANCE To: AMSTERDAM NETHERLA SAN FRANCISCO CA AMSTERDAM NETHERLA MARSEILLES FRANCE Ticket Number: 01277158531515 Passenger Name: MAUNA/ROGER F Document Type: PASSENGER TICKET Carrier: Class: AF CJ KL (1) KL TJ KL TJ Date of Departure: 12/19 AMEX001495 Continued on next page SDNY_GM_00327795 EFTA_00200549 EFTA01686793 THEODORE W WAITT DUPLICATE COPY Acc /ocarcc000coM crown Da 11/11/09 Page 5 ot 11 Due in Full continued -Foroonemorcycoormianoto lane re plus 27%. 3.4. pp 2b dela 10/30/09 DELTA AIR UNES PHOENIX AZ DELTA AIR UNES From: To: Carrier Class. J F KENNEDY NP NY Fcalpt trail Ma* $ LOS ANGELES CA DL KA SAN FRANCISCO CA J F KENNEDY A/P NY DL KA recast Number: 00677158527415 Date of Departure 12/19 Passenger Narne: MALINNGISELLE E Document Type: PASSENGER TICKET 622.20 10/30/09 DELTA AIR UNES PHOENIX AZ 691.80 DELTA AIR UNES From: To: Carrier. Class. J F KENNEDY NP NY LOS ANGELES CA 0L KA OAKLAND CA 0 HARE FIELD IL US WX Ticket Number: 00677158531862 Date of Departure 12/19 Passenger Name: MAUNNYURI F Document Type: PASSENGER TICKET 10/30/09 HARRODS UMITED. LONDON UK GOODS/SERVICES 10131/09 GO Rents PSP 00000(760)320-7704 (760)320-7704 Time & Mileage Fuel 11/02/09 BAR WEST 12000013447SAN DIEGO 8582739378 FOOD/BEVERAGE 1,406 40 TIP 593 60 11/02/09 OUALCOMM PARK CATER 619-641.6008 FAST FOOD RESTAURANT 11/03/09 LA COSTA UMOUSINE OCARLSBAD 760-438-4455 Description TAXI CABS AND 11/03/09 RACKET STRINGING WORLA JOLLA 625.31 858454-2778 11/03/09 FLMINGS PRM SIKHS PISAN DIEGO 8585350078 FOOD/BEVERAGE 11P 11/04/09 TRAVISAPASSPORT VISAVISAS. ETC 717091 92037 PASSPORT 11/06/09 FIRSTGIVING.COM-CC SOMERVILLE 500.00 877-365-2949 11/09,69 ITUNES MUSIC STORE IAUSTIN 5.97 runes Music awe 11/09.109 MVONAUANC 888-241-0049 23.95 MEMBERSHIP -roar MOM 1,106.37 oft 401.58 2,000.00 3,000.00 478.42 386.44 113.56 500.00 276.95 Total of Due In Full Activity for THEODORE W WAITT 50,298.85 Due In)Eigairty s for G MAXWELL Cod >XIX￾10/17/09 ABC HOME FURNISHINGSNEW YORK 45.46 212-473-3000 Description FLOOR COVERING AMEX001996 Continued on reverse SDNY_Gm_00327796 EFTA_00200550 EFTA01686794 DUPLICATE COPY Premed Fa THEODORE W WART Account Lrt.e. X XX X- XX XXX9= Page 60(11 Due in Full continued "Fccegn Cumin cceiverscn sax •base ;eft pus 27%. See paae 2kt cletab F0,09 1 SPWCWQ AMO011i 10117/09 BARNEYS NEW YORK 003NEW YORK 430.06 MENS/WOMENS CLOTHNG 10/18/09 KINDLE-THEDAILYMAI 866-216.1072 9.99 DIGITAL 1022/09 KINOLE•NEWYORKTME 866-321.8851 13.99 DIGITAL 11/05/09 REI MAIL ORDER #10 OSUMNER 75.00 2530 000000 11/05/09 TRAVISAPASSPCRT VISAVISAS,ETC. 717945 10001 PASSPORT 11/05/09 THOMAS PINK NEW YORK 391.93 MEN'SMOMEWS CLOTHNG 11/05/09 UNICAHOME 7024169280 130.00 DURABLE GOODS 284.00 Total of Duo in Full Activity for G MAXWELL 1,360.46 Total Due in Full Activity 51,657.11 Important Notice Information on Flexible Payment Features You may have access to one or mare Flexible Payment Features as part of your Card account The current Annual Percentage Rates (APRs) and Daily Periocic Rates (DPRs) for the Flexible PaymeM Features are as follows For Sign & Travel*, the APR is 9.15%, the DPR is 0.0251% Sign & Travel, the APR is 9.15%, the DPR is 0.0251% Please refer to page 2 for further important information regarcing your account AME X00 1997 SDNY_GM_00327797 EFTA_00200551 EFTA01686795 Mem beinitgicarils First￾Monthly Statement Page? of 11 and Program News For questions about your Membership Rewards account, visit us at americanexpress.com/ Statement Period October 1, 2009 -October Account activity alter this period does not MEMBERSHIP 1 rewards 31, 2009 appear on this statement rewards Pnpated FIRST" or contact us at 1.800.297.1300 THEODORE W WAITT Total Points Balance American Express Membership Rewards IIIMAsa rl Moto 46,884 P.O. Box 297813 Points Earned this Period aro Ft. Lauderdale, FL 333299785 pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Points Earned this Period 46,884 Account Summary Opening points balance 336,885 Points earned this period +46.884 Points used this period 0 Reinstated points and adjustments -336,885 Total points balance =46,884 Points Earned this Period 10/01109 - 10/31/09 Points Activity On Eligible Charges Bonus Points Awarded Total Points Activity Per Card Centurion 46,834 0 46,834 xxxx-xxxxx9IM Adel Centuriog_ 50 0 50 YJO0(4000(X9M Totals 46.884 0 46,884 Reinstated Points and Adjustments 10/01/09 - 10/31/09 Number of Points Date Consumer Travel MI -24,036 10/30/09 Consumer TanTre Act -169,060 10/30/09 Consumer Travel Act -91,670 10/30/09 Consumer Travel Arfi -62,220 10/30/09 Total -336,885 Points used this period includes Redemptions and Transfers Points earned may be used as long as all enrolled Card accounts are in good standing. Points used cannot be reversed back into your program account. Forfeited points can be reinstated fora fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards cr ogram Terns & Conditions in your Program ande. If you have questions, please visit wwwernerleanexpress.comtewards or call 1.800.297-1300. For international, call coiled 305-816.2799. BANANA REPUBLIC Redeem Membership Rewards. Points for the Banana Republic Gift Cards Exceptional quality, luxury fabrics and refined tailoring define Banana Republic's signature style. Every season, you II find a new collection of well-designed clothing and accessories for men and women. Terns rd ccndere la tie It .1.0 Rowan% ppraapprn .ny Ve4 eneentershipmeattlatemlerrns of call 1400•AXP-EARN 074275) b rn,e Aanr6on. Palepartg panne, am" a. MIN. rewards xe utsect bcArcewtcU rest To start redeeming today, log on to membershiprowards. corn or call 1.10040(P-EARN (297-3276). (MR Message 3630) Contras:1 on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX001998 SDNY_GM_00327798 EFTA_00200552 EFTA01686796 AMERICANA MANHASSET _SOW CLINIQUE homhtutat THEODORE RITALleniATE COPY MEMBERSHIP rewards Page 8 of 11 FIRST' You Can Earn Double Points on Americana Manhasset DiftCard Purchases Deo 10.15, 2009 Earn double Membership Rewards® points on Americana Manhasset GiftCard purchases of $100 or more when you pay with your enrolled American Expresso Card. Our GiftCard is exquisitely wrapped and redeemable at over 60 shops: Gucci, Louis Vuitton, Prada, Fendi, Etro, Cartier, Hirshleifer's Juicy Couture, Intermix, Theory, Ralph Lauren. Tiffany & Co., and more. Mt aid 12/1009-12/1Mcn Arreer.ana ManAnaet Csbeard mhasee d MO or more m a erg* Irenettoon. To to elcebe beam talk* Genes. you mutt be enrOlechn the Menbersho Reerarde Pciram al re bile purchase ant yojmust ch..vge yaw p.rchze on an *Salle o-roM Ara can Ewen Can eons eat me be aewed lo you, Mer:col-op Fiereade a:count rem 6.8 woe's off& chrgo, eXesx on pas Map StalenvIrt Dm. I> 5840 Saw 1,000 Points on Bose® Around-Ear Headphones Enjoy quality sound performance and a remarkably comfortable fit with Bose® around-ear headphones. Bose technologies deliver acclaimed clarity and range you might not expect from a pair of headphones this lightweight and comfortable. Bose around-ear headphones offer exceptional sound for personal listening. Visit membershiprewarde.com or call 1-8®-AXP-EARN (297-3276) and redeem 13,000 Membership Rewards® points for reward code BOS92 by 12/15/09. Ten ancico•decnidele Mertesho Rends MOMme9P./. PMIDIPIeg Omen ad MA*, rewcode are aged le Nape MoiA Moe. Earn Double Membership Rewards® Points on Purchases of $70 or More at CLINIQUE.COM! Exclusively at clinique.com, American Expresse: Cardmembers can earn double points with any purchase of $70 or more when they pay with their American Express Card through 12/31/09. Update your collection with Clinique's full range of skin care and makeup products, includins.Cfinique s award-winning Dramatically Different Moisturizing Lotion. old for prehasta male Jana') I Decanter 2009. on an) ergo chase d STD a mote at clingy* coratTge °bar lo own tarn...ss i larres ma.i you rust be enrol*, m se Flaws* Mir Eirgr'Cird Maps els booread logos Provarn arn, ru durge yaw path m aern4 %evoke diet char away On >04 Wing flaeleft Sonal 0 SM. Fall For You The season's best looks have begun to arrive, and Neiman Marcus invites you to check out the trends from the world's top designers. Red--in shades from bright cherry to deep berry--is the hautest color, while leggings, motorcycle f ackets, accessories with hardware, and metallic shoes give ashion its rock 'n' roll edge. Leopard is the print of choice and the purrfect companion to major black dresses. Visit your nearest NM or NeimanMarcus.com for a close-up view of the latest and greatest for fall. Tarns all cordbots to. oa I.Inenhp Flowanee Ftetilixopreen Op*. Vise raefilbenSilinenellteleatollgi a GS 1-600-207-130 Ice rimy Sondem PartcpaIng partners and as rents ace Wert 10 CNrige wrote eat* To purchase an Americana Manhasset GiftCard, visit our Concierge Store. (MR Bonus ID 5530) Redeem now! (MR Message 3615) Shop now at vnew.clInique.com and earn double Membership Rewards of oints on every order $70 or more. (MR Bonus ID 5503) Redeem today, log on to membershIprewards. corn or call 1.800-AXP-EARN (297-3276) Also, you can enroll your Card with InCirdee, Neiman aMarcus' w new customer- (MRecMes iabon pr W32) ogram sage Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX001999 SDNY_GM_00327799 EFTA_00200553 EFTA01686797 DUPLICATE COPY Prepared Fa THEODORE W WAITT Centurion® Card Statement of Account Accost Wrist Curs D.* )0000XXXX9M 11/11/09 Page 9 of 11 Message Regarding Changes to Your Account Thank you for your Cardmembership with American Express. We we making changes to the terms of your account. some of which are necessary to comply with new Federal Credit Card Regulation. For more details about the changes we we making end their effective dates. please see below. You can find useful tips and information about managing your account. as well as making payments any time. free of charge. by visiting americanexpress.coramanagemyaccount. Notice of Changes to Your Account We are making important changes to the terms of your account. These changes apply to existing balances and future balances on your account. Please read this notice carefully and have any Additional Cardmembers read it as well. File it in a safe place along with your agreement. The terms of your account are subject to change under the American Express Cardmember Agreement ("Agreement') that governs your account. Any language in the Agreement contrary to or conflicting with this notice is replaced. All terms not changed by the notice still apply. ApplkatIon of Payments We are changing how we apply payments on your account. Generally. payments above the total minimum amount due will be applied first to balances with higher interest rates. Accordingly. effective with payments processed on or after February 19, 2010. the last paragraph of the Payments section of your Agreement is deleted and replaced with the following: 'Suppe( to applicable law, we will apply and allocate payments up to the total Minimum Amount Due and any credis on your Account among balances and Charges in any order and manner determined by us in our solo Smear,. You agree that we have the unconditional right to exercise this discretion in a way that is moot favorable or convenient to us. In most cases. we will apply payments up to the total Minimum Amount Due to the minimum amount due on Feature balances (first to the Feature balance bearing the lowest APR and then to Feature balances bearing successively higher APRs). then to amounts due in full. After the total Minimum Amount Due has boon credited to your Account, the amount of payments remaining will bo applied to the Feature balance bearing the highest APR and then to Feature balances bearing successively lower APRs. In most cases. credits wil be applied first to the balance from which the corresponding debit originated? Finance Charges We are making changes to how the penalty interest rate and finance charges work. including: • how paying late can cause the penalty interest rate to apply to your account: • when interest is not charged on Features: • how we refer to the penalty interest rate. (We are replacing 'Default Rate' or similar phrases with 'Penally APR.') Any penalty interest rate on your account when these changes go into effect will continue to apply. Also. the penalty interest rate could be extended under the new terms. Accordingly. effective with billing periods beginning on or after January 22. 2010. the Finance Charges on Features section of your Agreement is deleted and replaced with the following: ▪ A. For Charges that are added to a Feature balance automatically Finance Charges begin to accrue as of the date of the Charge. except as provided below. For Charges that are added to a Feature balance at your request Finance Charges begin to accrue as of the date the Charge is added to a Feature balance. Finance Charges will not accrue for Charges in a Feature balance during a billing period. except for Charges added to a Feature balance during that billing period at your request. if the Total Previous Balance for that billing period is zero or a credit balance or payment in ful of the Total Previous Balance is credited to your Account by the Closing Date of that billing period. In addition. if (i) a payment of less than the Total Previous Balance for a bang period is credited to your Account by the Closing Date of the billing period and (i) the Total Previous Balance for the immediately preceding biting period was zero or a credit balance or payment in ful of that Total Previous Balance was credited to your Account by the Closing Date of that billing period. then Finance Charges will not accrue during the billing period on the portion of Charges that were added to a Feature balance automatically to which the payment referred to in (i) is allocated. B. The standard APR for Features is the Prime Rate plus 5.9%. The DPR and APR for a Feature will be provided on a supplement at the time the Feature is added to your Account. The Penalty APR is the Prime Rate plus 23.99%. A DPR is 1/365th of the APR. rounded to the newest one ten-thousandth of a percentage point. The DPRs for Features and the Penalty APR we each based on APRs which vary with the Prime Rate as described in subsection F below. C. The Penalty APR will apply under the following conditions: (i) three times in any twelve consecutive bang periods any Amount Due is not credited to your Account by the Closing Date of the billing period in which it is due: (ii) any Amount Due is not credited to your Account by the Closing Date of the billing period following the billing period in which it was due: or (ii) a payment on your Account is not honored by your financial institution. For any Feature balance not already at the Penalty APR. the Penally APR will apply to Charges incurred and added to that Feature balance fifteen or more days after we send you a Penalty APR notice. and will apply until the billing period after your Account does not meet any of these conditions for twelve consecutive billing periods (starting with the billing period after the one in which the Penalty APR is imposed). For Feature balances already at the Penalty APR. the Penalty APR will continue to apply until the billing period after your Account does not meet any of these conditions for twelve consecutive billing periods. D. Notwithstanding the foregoing. if a Minimum Amount Due is not credited to your Account within 60 days after its Payment Due Date. wo reserve the right to impose the Penalty APR on any Feature balance not already at the Penally APR. We will send you a notice if S21N9 BPiMUFYI2v1109 AMEX002000 SDNY_GM_00327800 EFTA_00200554 EFTA01686798 DUPLICATE COPY Prepoovi For THEODORE W WAITT Accani hurrlx. )000(•X)00(X9M Page 10 of 11 we exercise this right. A Penalty APR applied to a Feature balance pursuant to this subsection D will continue to apply to that Feature balance until you make timely payments for six consecutive billing periods. E. In our sole discretion. we may choose not to apply the Penalty APR to one or more Feature balances on your Account. even if you have met a condition described above. If we do this. it shall not constitute a waiver of our right to apply the Penalty APR on another occasion. F. The 'Prime Rate' is determined once with respect to each billing period. The Prime Rate for each billing period is the Prime Rate published in the Money Rates section (or successor section) of The Wog Street Joumalon (a) the first day of that billing period or (b) the day that is two days prior to the Closing Date of that billing period. whichever is higher. In each case. if such a day is not a customary publication day for The Wall Street Journal we will substitute the closest preceding day that is a customary publication day. If The WO Street Journal ceases or suspends publication. we may refer to the Prime Rate published in any other newspaper of general circulation in New York. New York. or we may substitute a similar reference rate at our sole discretion. Any increase or decrease to an APR resulting from a change in the Prime Rate takes effect as of the first day of the billing period. An increase in the Prime Rate means that the variable APRs (and corresponding DPRs) applicable to your Account will increase and you may incur higher Finance Charges and may have a higher Minimum Amount Due: Average Daily Balance We are updating the description of how we calculate Average Daily Balance. The changes provide that more than one interest rate could apply to a balance during a billing period. Accordingly, effective with billing periods beginning on or after January 22. 2010. the Average Daily Balance Method for Calculating Finance Charges section of your Agreement is deleted and replaced with the followthg: 'We use the Average Daily Balance method to calculate periodic Finance Charges on your Account. Under this method. we calculate Finance Charges on your Account by applying the DPR to the Average Daily Balance (including current transactions) separately for each Feature balance subject to Finance Charges (as described below). Different OPRs may be used for different Features (such as Sign & Travel and Extended Payment Option). Within the same Feature there may be multiple balances (•Feature balance(s)') with different DPRs within the same billing period. To get an Average Daily Balance for a Feature balance. we (1) take the beginning balance for each day (including unpaid Finance Charges from previous billing periods). (2) add any new transactions. debit. or fees. (3) subtract any payments or credits credited as of that day. and (4) make any appropriate adjustments. For each day atter the first day of the Ming penod, we also add an amount of interest equal to the previous days daily balance multiplied by the previous days DPR for that Feature balance. This gives us the daily balance for the particular Feature balance for that day and the beginning balance for that Feature balance for the next day. If this balance is negative. it is considered to be zero. For each Feature balance. we add up the daily balances for each day a particular DPR was in effect for that balance and divide by the number of days that DPR was in effect for that balance. This gives us the Average Daily Balance for each Feature balance. If you multiply the Average Doily Balance for a Feature balance by its DPR, then multiply the result by the number of days of the billing period that the DPR was in effect. the result will be the periodic Fthance Charge for that Feature balance. except for variations caused by rounding. The total periodic Finance Charges for the billing period is the sum of the periodic Finance Charges assessed on each Feature balance. This method of calculating the Average Deny Balance and Finance Charges results in daily compounong of Finance Charges. We may use mathemaliCal formulas which produce equivalent results to calculate the Average Daily Balance, periodic Finance Charges. and related amounts. For example. we may utilize computer programs or other computational methods that are designed to produce mathematically equivalent results while using fewer ander simpler computational steps than are described in this Agreement. At our discretion. we may exclude certain categories of debit transactions or fees from the calculation of the daily balances. Unless we elect to use a later date. we add a Charge to the daily balance as follows: For Charges that we added to a Feature balance automatically. we add the Charge to the appropriate doily balance as of the date of the Charge. For Charges that ore added to a Feature balance at your request. we add the Charge to the appropriate daily balance for the Feature as of the date we process the request. Periodic Finance Charges are added to the Feature balance on the last day the applicable DPR was in effect for each Feature balance in the biting period. In our sole discretion. we also may round any calculations made in determining the Finance Charges on your Account in any way that is convenient to us' Foreign Transaction Foe We are not increasing your cost for foreign currency transactions. But we are changing the way they appear on your billing statement. Now. when we convert a charge in a foreign currency into U.S. dollars we increase the conversion rate by 2.7%. For charges in foreign currencies that we process on or after July 1. 2010. we will itemize this 2.7% amount as a fee on your statement. Accordingly. effective July 1. 2010. the Transactions Made in Foreign Currencies section of your Agreement is deleted and the following is added to the end of the "Other Fees' section of your Agreement: "Foreign Transaction Fee: If you incur a Charge in a foreign currency. it will be converted into U.S. dollars on the date it is processed by U3 or our agents. and we will charge a foreign transaction fee of 2.7% of the converted U.S. dollar amount. This fee is a Finance Charge. Unless a particular rate is required by applicable law, you authorize us to choose a conversion rate that is acceptable to us for that dale. Currently. the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency. or (b) the highest interbank conversion rate identified by us from customary banking sources. on the conversion date or the prior business day. This conversion rate may differ from rates in effect on the date of your Charge. Charges convened by establishments (such as airlines) will be billed at the rates such establishments Also effective July 1, 2010. we will itemize the 2.7% amount for ATM transactions in foreign currencies as a fee on your statement. The following paragraph will be added to the Fees section of the Agreement Between American Express Cardmember and American Express Travel Related Services Company, Inc Concerning Electronic Fund Transfer Services: S21N9 BPIMUFYI21/1109 AMEX002001 SDNY_GM_00327801 EFTA_00200555 EFTA01686799 DUPLICATE COPY PTIMelfed Fa AccortNarbet THEODORE W WAIT )000000000-M lin dU09 Ctcrgoxe Page 11 of 11 'If you obtain foreign currency through an Express Cash transaction at an ATM. we or our agents wit convert it into US dollars on the day it is processed using a conversion rate that is acceptable to us for that date. unless a particular rate is required by law. Currently. the conversion rate we use is no greater than (a) the highest official conversion rate published by a government agency. or (b) the highest interbank conversion rate identified by us from customary banking sources. on the conversion date or the prior business day. This conversion rate may differ from rates in effect on the date of your ATM transaction. We Mil charge a fee of 2.7% of the convened US dollar amount.- Using the Card We want to remind you that even if your Account is current and in good standing. we may decline a Charge. To clarify this point. we are deleting the second to last sentence of the second paragraph of the Using the Card section of your Agreement and replacing it with the following: "We reserve the right to deny any request for authorization for a Charge. even if your Account is current and not in default." Arbitration Forum Since the National Arbitration Forum no longer does consumer arbitrations. we are replacing them with another organization. We we also adding a procedure for you to select an arbitration organization not listed in the Agreement. Effective immediately. we are deleting the Initiation of Arbitration ProceedingSelection of Administrator subsection of the Arbitration section of your Agreement and replacing it with the following: 'Initiation of Arbitration Proceeding/Selection of Administrator: Any Claim shall be resolved. upon the election by you or us. by arbitration pursuant to this Arbitration Provision and the code of procedures of the national arbitration organization to which the Claim is referred in effect at the time the Claim is filed (the 'Code'). except to the extent the Code conflicts with this Agreement. Claims shall be referred to either JAMS or the American Arbitration Association ('AAA'). as selected by the party electing to use arbitration. If a selection by us of either of these organizations is unacceptable to you. you shall have the right within 30 days after you receive notice of our election to select the other organization listed to serve as arbitration administrator. For a copy of the procedures. to file a Claim or for other information about these organizations. contact them as follows: e JAMS at 1920 Main Street, Suite 300. Irvine. CA 92614: website: www.jamsadr.com. e AAA at 335 Madison Avenue. New York, NY 10017; website: www.adr.org. In addition to the arbitration organizations listed above. Claims may be referred to any other arbitration organization that is mutualy agreed upon in writing by you and us. or to an arbitration organization or arbitrator(s) appointed pursuant to section 5 of the Federal Arbitration Act. 9 U.S.C. sections 1.16. provided that any such arbitration organization and arbitrator(s) will enforce the terms of the Restrictions on Arbitration provision set forth below.* Assignment of Accounts We will no longer transfer accounts to American Express Centurion Services Corporation. Accordingly. effective January 1. 2010. the last sentence of the Changing this AgreemenVAssignment of this Agreement section of your Agreement is deleted. S21N9 BP/MUFYI21/1109 AMEX002002 SDNY_GM_00327802 EFTA_00200556 EFTA01686800 AMEXOO2003 SDNY_GM_00327803 EFTA_00200557 EFTA01686801 DUPLICATE COPY 98 540 Centurion® Card Statement of Account Prep.1%1 For Cloven, Ode Membership Rewards® Points Available at 12/11/09, when charges due are paid in full and all nrrMunts are in good standng. THEODORE W WATT XXXX-XXXXX9 12/11/09 Page 1 of 9 Revles Brion P $ Now APP.* Ina Mustreis$ New Balance $ Please Pay By 12/26/09 MIS114 108.856.35 -111. Please refer to page 6 for important information regarding your account To manage your Card account online or to pay your bill, please visit us at www.amerIcanexpress.com. For additional contact information, please see the reverse side of this page. WELCOMED AT A DAY SPA OR DEPARTMENT STORES. RimE w Ly o: E A A.I) <>7 A LIT IL I II: *0 VMS., YWR HOLOAr SnCrVlr. AT GREAT PLACES I. K t RIC COOP OPAS.1.11405 ENO • ken S Ant> SPCA'S AUITIC41171r EXPLORE MORI GOAL PLACES YOUR CARD IS WELCOMED AT AMIXM I WORK COAVVALCOMET Week poetng date Activity 11/25/09' ONLINE PAYMENT THANK YOU Due in Ligloalivity for THEODORE W WAITT Coe XXXX - Fagg, Cunerty earalfutin rals base ra pa 2 7% See P39O 2 b &WS ForeeT 9PRAIrg 12/01/09 EDEN ROCK, SAINT BARTHELEMY 21 c00,00 11/11/09 VOUS REMERCIE DE VOTRE VISITE NETBIZ COM 888-847-2226 "TUICONfl UnOll Fal) DIRECT MKTG MISC 11/12/09 THE PENINSULA SH WAITAN HOTEL CHINA "Chit24.54445 a Yuan GOODS/SERVICES Rona 11/1409 FOUR SEASONS HOTEL HK HONG KONG 4A09650 GOODS/SERVICES '142-4; Kan; Dolan 11/16/09 OUALCOMM PARK CATER 619-641.6008 FAST FOOD RESTAURANT PISMO bid an es rebid= below. deIath ani rotrn )Os parrt 4, Do not staple or use paper dips Payment Coupon 1101.1.111.1111.111.11.1.1111milisOilliii.11-111111r111. Mail Payment to Meassr2726% Amount Due $108,856.35 I.HOPI.Ihrh4006h04.109POPPOINIPPI AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 Mucus? -52,585.12 /AMON $ 42,677.30 Cm* 225.00 3,699.83 6,506.27 3,000.00 Continued on Page 9 To Pay by Computer, visit: arnericanexpresecom/pbc. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a descnption of when additional Finance Charges are not assessed on Features. Cheek here it address or phone number has changed. Note changes on reverse 441). AMEX009004 SDNY_GM_00327804 EFTA_00200558 EFTA01686802 DUPLICATE COPY rereeiesrar THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment add-Ms shown on your statement and must include the remittance coupon front your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed If we accept payment_ made in a foreign currency, we will choose a conversion rate that rs acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send postdated checks. They will be deposited upon receipt. Our acceptance of an ment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not precessade electronically or a less costly process is available. By 5U: ending a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may *sue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation ot Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sore discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Dad y Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the Wring period and dvde the total by the number of days in the being period. This gives us the ADS for the Feature. If you pay the blew Balance on the statement by the next Closing Date then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is caloulated by adding the FC assessed on all Features of the Account This method of calculating the ACS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign curie it will be converted into US dollars on the date it is processed by us or our agents. LThless a particular rate is required byapplicable law, we will choose a conversion rate that s acceptable to us for that date. Currently, the conversion rate we use br a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by ys from customary banking sources, on the conversion date or the poor business dayLin each Instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Melds Summery: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, writere on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicatedon the front of this statement, but doing so will not preserve your rig M. In your letter, give us the following information 1 Your name and account number' 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error If you need more information, describe the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the pats of your till that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have authorized us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the <Natty of goods or services that you purchased with a credit card, and you have teed in good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or Servires. You have this protection only when the purchase price was more than 550 and the purchase was made in your home stale or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling I -800-518-8866 Change of Address re correct on 1.0” do n0 1440 &met Afton Cm date ZO Cole Ama Cale are Hone Phone PIN Coe* and ?Jock Plsone Email (chant) • To change your address online, visit mvw.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vretamericanexpress.cren/privecy for more details and to set your email preferences. Page 2 of 9 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/7 days Express Cash 1.800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurions Card from American Express Customer Service P.O. Box 297846 Ft. I nurterdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 PaYmallts BOX 0001 LOS ANGELES CA 900964000 Please provide your e-mail address to receive important jI account updates and exclusive C.ardmembre offers and benefits AMEX002005 SDNY_GM_00327805 EFTA_00200559 EFTA01686803 THEODORE W WAITT DUPLICATE COPY Aw/ocarcc000coM awe tree 12/11/09 Pape 3 of 9 Due in Full continued '• Peen', Currarcycaworsai rate sibs* reb OA 27%. See PCO2 la dealt anti 4.0,00) 11/17/09 THE SETAI SOUTH BEACMIAMI BEACH Arrival Date Departure Date 11/17109 11/17/09 00000000 LODGING 11/2209 NOBU 000650012002001MIAMI BEACH 3056953234 FOOD/BEVERAGE 1,51257 TIP 87.43 11/23/09 POST RANCH INN Arrival Dale 11,27/09 00000000 CARDEPOSIT 11/23/09 MR CHOWS • MIAMI 1 MIAMI 2201 COLLINS AVE MIAMI,F FOOD/BEVERAGE 11/23/09 Bacara Resort & Spa/Santa Barbara Arrival Date Departure Date 1122109 11/23/09 00000000 LODGING 11/23/09 THE WALL NIGHTCLUB TMIAMI BEACH 3,500.00 305-720-1731 11/23109 THE WALL NIGHTCLUB TMIAMI BEACH 1,250.00 305-720-1731 11/24/09 THE SETAI SOUTH BEACMIAMI BEACH Arrival Date Departure Date 11/24/09 11/24/09 00000000 LODGING 11/24/09 THE SETAI SOUTH BEACMIAMI BEACH Arrival Date Departure Date 11/24/09 11/24/09 00000000 LODGING 11/24/09 CALIFORNIA BICYCLE 8LA JOLLA 340.00 SPORTING GOODS STORE 11/24/09 CALIFORNIA BICYCLE 8LA JOLLA 219.15 SPORTING GOODS STORE 11/24/09 SCRIPPS CUNIC LOCKBSAN DIEGO 306.37 858484-5645 11/24/09 R AND B LA JOLLA FAMLA JOLLA 193.20 DENTIST/ORTHODONTIST 11/25/09 SCRIPPS CLINIC LOCKBSAN DIEGO 230.84 858-784-5645 1125/09 DS WATERS DS WATERS MABLETON 1903 800492-8377 11/25/09 DAWAT RSTR NEW YORK RESTAURANT Description 580698 11/27/09 PALOOSH PALOOSH CARMEL MISC APPAREL STORE BIG SUR Departure Date 11/29/09 269 44 2,994.50 1,600.00 2,194.43 289.44 2,09266 7,410.35 31.12 500.00 15696 MAE X002006 Continued on reverse SDNY_GN1_00327806 EFTA_00200560 EFTA01686804 DUPLICATE COPY , ,•• THEODORE W WAITT Amount Number )000000000M Page 4 of 9 Due In Full continued Far Carwcy cconnom rM oboe ranee 27% Sin ma* 2 b Fusco SPOrdeg Araftlit I 11/28109 POST RANCH INN BIG SUR Arrival Date Departure Date 11/27/09 11/28/09 00000000 504.00 11/29/09 SAN YSIDRO RANCH 000MONTECITO Arrival Date Departure Date 09/11/28 09/11/29 00000000 LODGING CARDEPOSIT 1,425.70 11/29109 THE VILLAGE SERVICE SANTA BARBARA 8059695036 90.73 11/00/09 SAN YSIDRO RANCH 000MONTECITO Arrival Date Departure Date 09/11/28 09/11/29 00000000 LODGING 1,135.00 11/30/09 GUALOOIAM PARK CATER 619-841-8008 FAST FOOD RESTAURANT 320878 12/01/09 Lodge at Pebble 8c1(831)649-2764 0017170705 93953 Lodging 7,291.53 12/01/09 SHEETMUSICPLUS.COM EMERYVILLE 800-743-3868 63.30 12/01/09 EDEN ROCK, SAINT BARTHELEMY VOUS REMERCIE DE VOTRE VISITE 10SC000 'Turrets Unto Ewe 16,288.65 12/01/09 EDEN ROCK, SAINT BARTHELEMY VOUS REMERCIE DE VOTRE VISITE 21 XC0,CO 'Ewesn Urce Ere 32,577.30 12/03/09 WWW.MIADIDAS.COM D Class. SA SA 12/07 Class: SA SA 12/07 126.19 12/03/09 WWW.MIADIDAS.COM D 370.88 12/04/09 SHEETMUSICPLUS.COM EMERYVILLE 800-743-3868 6.03 12/04/09 EDEN ROCK, SAINT BARTHELEMY VOUS REMERCIE DE VOWS VISITE las:o.00 stutarean Una, Eon 16,330.65 12/0409 HARRODS LIMITED. LONDON UK GOODS/SERVICES 471.00 'Mak Sleep 806.55 12/05/09 UNITED AIRUNES ROSEMONT IL UNITED AIRLINES From: To: SAN DIEGO CA DENVER CO OMAHA NE Ticket Number: 01621004024974 Passenger Name: ELKJERVACK T MR II Document Type: PASSENGER TICKET Carney UA UA Date of Departure UA UA Date of Departure: 223.20 12/05/09 12/05/09 UNITED AIRLINES ROSEMONT IL UNITED AIRLINES From: To: SAN DIEGO CA DENVER CO OMAHA NE Ticket Number: 01621004024985 Passenger Name: JOHNSON/TYLER MR Document Type: PASSENGER TICKET UNITED AIRLINES ROSEMONT IL UNITED AIRLINES Routing Details Not Available T•sket Number: 01640611189695 Passenger Name: WAITUTHEODORE Document Type: SPECIAL SERVICE TICKET 223.20 106.00 AMEX002007 Caidrad on nsd pep SDNY_GM_00327807 EFTA_00200561 EFTA01686805 THEODORE W WAITT DUPLICATE COPY ncAwarow000coM ON% DM 12/11/09 Page 50(9 Due in Full continued Forego *mercy connakere Rata einterp lane ral• plus 27%. 3.4. pp 2b deli Mara 12/06/09 NORDSTROM 8361 0361 SAN DIEGO DEPARTMENT STORE Description MENS SPORTSWEAR 2,836.74 12/06/09 NORDSTROM 8361 0361 SAN DIEGO DEPARTMENT STORE Description MENS CLOTHING 538.31 12(08109 ITUNES MUSIC STORE 'AUSTIN iTunes Music Store 12.95 12g6/09 MVONAUAAX 888-241-0049 MEMBERSHIP 23.95 12/08/09 La Valencia Hotel 00(619)454-0771 0053770816 92038 Lodging 1,296.60 519.20 7,397.25 12/08/09 The Spa 000000000039Mens (305) 913-8288 Description REFER TO INVOICE 12(09109 RANDOM HOUSE INC BOOKS/AUDIOS TW1207 21157 12/10/09 LA COSTA LIMOUSINE ICARLSBAD 760.438.4455 Descoptoi TAXI CABS AND 283.50 Total of Due In Full Activity for THEODORE W WAITT 97,849.69 Due In Full aalvIty for G MAXWELL oodooroxocom 11/16/09 AMAZON COM AMZN.COMBILL MERCHANDISE Carrier: 99 BA 130.32 11/17/09 BRITISH AIRWAYS ADP US BRITISH AIRWAYS PLC From: To: LONDON HEATHROW LOS ANGELES INTL LONDON HEATHROW Ticket Number: 12578347838976 Passenger Name: ARANAFVGUADALUPE Class: 99 838.60 11/17/09 BRITISH AIRWAYS ADP US BRITISH AIRWAYS PLC From: To: LONDON HEATHROW LOS ANGELES INTL LONDON HEATHROW Ticket Number: 12578347838965 Passenger Name: MAXWELUEUSABETH JE Carrier: 99 BA Class: 99 838.60 11/17109 CHEAP TICKETS AUSTINCHICAGO IL CTrAP270301I0WKRCS1 ROC No. 136815350 21.98 11/18/09 TRAVEL INSURANCE POLRICEMOND 800-729-6021 Description INSURANCE BROK 93.44 11/19109 AMAZON DIGITAL SVCS 866-216-1072 DIGITAL 9.99 11/19/09 Bumble & Bumble 0074KING OF PRUSSIA BBONUNEORDER@BUMBLEANDBU 21.68 AMEX002008 Continued on reverse SDNY_GNi_00327808 EFTA_00200562 EFTA01686806 DUPLICATE COPY PlpaaE Fa THEODORE W WART Account Pittlbei )000(40000(9.11 Page 6 019 Due In Full continued Faagn Canvey cowers= rS lobo. rap pa 27%. See PVI 2ta <iota car 11/19/09 KIKKERLAND DESIGN INNEW YORK 212-678-2250 Description TOYS/GAMES/HOB 11/2009 Cla 00766 KING OF PRUSSIA 244.97 CUSTOMERSERVICE@CALVINKLE 11/21/09 ATRIUM 3000001303880MIAMI BEACH 2124733980 Description Price MEN'S/WOMEN'S CLOTH 2,831.22 11/22'09 AMAZON DIGITAL SVCS 866-216-1072 13.99 DIGITAL 11/30/09 AMAZON DIGITAL SVCS 866-216-1072 9.99 DIGITAL 11/3609 VICTORIA'S SECRET STSAN DIEGO 60.90 8584527089 11/30/09 AMAZON DIGITAL SVCS 866-2164072 9.99 DIGITAL 11/30/09 TUFA STORE 8032 SAN DIEGO 407.81 LUGGAGEA.EATHER GOODS 11/30/09 GUESS 8013 674605501SAN DIEGO 404.47 999e9999 11/3609 GUESS 8013 674605501SAN DIEGO 194.56 999-999-9999 11/36909 AMAZON DIGITAL SVCS 866-2184072 9.99 DIGITAL 11/30/09 AMAZON DIGITAL SVCS 866-216-1072 9.99 DIGITAL 11/30/09 NORDSTROM #361 0361 SAN DIEGO DEPARTMENT STORE Description TB0 SPORTSWEAR 11/30/09 APPLE STORE 8R082 OOSAN DIEGO 467.41 COMPUTER STORE 12/0269 VILEBREOUIN 300000088AL HARBOUR 3058614022 Deealp0on Price APPAREL/ACCESSORY S 235.40 12/08/09 NAIL GEO DONATION 8003734717 4,050.00 DONATIONS 27.41 2,831.22 73.95 235.40 Total of Duo in Full Activity for G MAXWELL 11,006.66 Total Due in Full Activity 108,856.35 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Penocic Rates (DPRs) for the Flexible Payment Features are as follows. For Sign & Travel*, the APR is 9.15%, the DPR is 00251% Sign & Travel, the APR is 9.15%, the DPR is 0.0251% Please refer to page 2 for further important information regaling your account AMEXIXI2009 SDNY_GM_00327809 EFTA_00200563 EFTA01686807 Mem bePAWcitgicaril s First' Monthly Statement Page 7 of 9 and Program News Fa questions about your Membership Rewards account, visit us at americanexpress.com/ Statement Period November 1, 2009 Account activity alter this period does not MEMBERSHIP rewards - November 30, 2009 appear on this statement rewards Prop:mita FIRST" or contact us at 1.800.297.1300 THEODORE W WAITT Total Points Balance American Express Membership Rewards IIIMIcarl Narbr 98,540 P.O. Box 297813 Points Earned this Period aro Ft. Lauderdale, FL 333299785 pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Points Earned this Period 51,656 Account Summary Opening points balance 4,884 Points earned this period +51,656 Points used this period 0 Reinstated points and adjustments 0 Total points balance =98,540 Points Earned this Period 11/01/09 - 11/30/09 Points Activity On Eligible Charges Bonus Points Awarded Total Points Activity Per Card Centurion X)0(X•XxXxx9= 50,296 0 50,296 Adel CentUri0r XJ00000(XX9M. 1,360 0 1,360 Totals 51,656 0 51,656 Points used this period includes Redemptions and Transfers. Pants earned may be used as long as all enrolled Card accounts are in wed standing Points used cannot be reversed back into your pt am account. Forfeited points can be reinstated fora fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terns & Conditions in your Program Guide. If you have questions, please visit WWW.anieriCaneXpreSS.corn:rewands or call 1.800.297-1300. 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(MR Message 3690) To redeem your Membership Rewards points today, log on to membershIprewards. coma call 1.800-AXP-EARN (297-3276). (MR Message 3689) Redeem now (MR Message 3676) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX002011 SDNY_GM_00327811 EFTA_00200565 EFTA01686809 DUPLICATE COPY Propenkl Fot THEODORE W WART fcreni Nu-be' Clovng Odle XXXX-XXXXX9 12/11/09 et• CustomExiras￾Page 9 of 9 Get a 20% bonus each time your Dunkin' Donuts Card automatically reloads for $25 or more using any American Express' Card. Thai's an extra 35 when your OD Card automatically reloads far $25! To gel started and for Terms and Conditions gio to DunklnDonuts.com/Amex Now Accepting American Express® Cards! Stewart-MacDonald- Everything for building and repairing stringed instruments. Since 1968. Fast shipping. 1-800-848-2273. www.etewmac.com Registration Express - Registration & Title Services. Registration plates, tags. title transfers, out-of-state transfers. Call 530-222-4700. Licensed by DMA 15. Barracuda Grill - An inviting restaurant and wine bar. Combining the flavors of Europe and Morocco. 641 S. Coast Hwy. 101 Encinitas. 780-230-1484. www.barracudagrlllrestaurant.com If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 112750) What's in the Gift Box Today? CAROMEMBIR BENEFITS Daily Wish to the rescue--just in time for the holidays. More sales per day. More of the products everyone loves through December 30, 2009. All you need is your American Express" Card to save up to 50% on some of the best brands. There's a limited number of each amazing offer, so act fast. Sign up to be the first to know at dallywish.00m/dreambig today. Terms and Conditions: Daily Wish from American Express is available to U.§. residents, 18 or older, who are holders of any consumer American Express Card in good starring. Some products will be available in limited quantity and on a first-come, first-served basis, while supplies last. All sales are final. Void where prohibited. Additional restrictions apply. Offers provided by participating American Express merchants. All offers are subject to terms and conditions available on amexnetworkcom/dallywishterrns. The Daily Wish program is subject to change or cancellation at any time. Payment must be made on any American Express Card. Visit dallywlsh.corn' droambig (CE 112684) AMEX002012 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327812 EFTA_00200566 EFTA01686810 AMEX002013 SDNY_GM_00327813 EFTA_00200567 EFTA01686811 DUPLICATE COPY Centurion® Card Statement of Account 207,477 Membership Rewards® Points Available at 01/12/10, when charges due are paid in full and all accounts are in good starving. " ,nki4d r. THEODORE W WAITT XXXX•XXXXAX4X91.1. Clow" Ode 01/12/10 Page 1 of 11 New Now Aolmty $ es Ina 'Wain Balance $ Please Pay By 01/27/10 287.737.23 Please refer to page 8 for important information regarding your account To manage your Card account online or to pay your bill, please visit us at wvnv.americanexpress.com. For additional contact information, please see the reverse side of this page. Know how you spend at a glance. Access your Year-End Summary through your Online Statement. Download a snapshot in PDF or Excel. Analyze your annual expenses in pie or bar charts by categories like travel and restaurants. Remember that any charges posted to your account after December 31, 2009 will appear on your 2010 summary. Learn more at americanexpress.com/yearendsummary Activity .""1ea"e"" d"` 12/26/09' ONUNE PAYMENT THANK YOU 12/26/09' ONLINE PAYMENT THANK YOU Total of Payment Activity Curve, comervon r beserab pas 2 7% Gee meal•2 let deiat. Mews S -99,999.99 8,839 76 -108,839.75 Duo In Full vlty for THEODORE W WAITT 12/19/09 NEIMAN-MARCUS 16 000SAN DIEGO DEPARTMENT STORE Description Price GIFT WRAP REFUND 0.01 12/19/09 NEIMAN-MARCUS 16 000SAN DIEGO DEPARTMENT STORE Desaiption Price GIFT WRAP REFUND 0.01 %ate .31:1 an toe perlotalo:n below. detxti ani retrn win to parre Do not staple or use paper dips Payment Coupon Mail Payment to 1123 Faar4ordna ountS Please Pay By: 01/27/10 Amount Due $287,737.23 IIIPHROPIIIIIMIIPPOPII64444164"P AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 028773723028773723 10 d -830 Croat -8.30 Credit Continued on Page 3 To Pay by Computer, visit: arnericanexpresecom/cbc. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a descnption of when additional Finance Charges are not assessed on Features. Cheek here it address or phone number has changed. Note changes on MINIM 440. AMEXC)32014 SDNY_GM_00327814 EFTA_00200568 EFTA01686812 DUPLICATE COPY reniesrar THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment adreets shown on your statement and must include the remittance coupon front your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, deciding may be delayed and additional Charges may be imposed If we accept payment_ made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send postdated checks. They will be deposited upon receipt. Our acceptance of an ment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not precessade electronically or a less costly process is available. By 5U: ending a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation ot Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sore discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the Wring period and rivde the total by the number of days in the being period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the tong period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is caloulated by adding the FC assessed on all Features of the Account This method of calculating the ACS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign curie it will be converted into US dollars on the date it is processed by us or our agents. LMIess a particular rate is required byapplicable law, we will choose a conversion rate that s acceptable to us for that date. Currently, the conversion rate we use br a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by ys from customary banking sources, on the conversion i date or the p business day in each Instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Melds Summery: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need mere information about a transaction on your bill, writere on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicatedon the front of this statement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error If you need more information, describe the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your till that are not in question. While we investigate your Question, we cannot report you as delinquent retake any actiontocollect the amount you question If you have autorized us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the purely of goods or services that you purchased with a credit card, and you have teed in good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or services You have this protection only when the purchase price was more than 550 and the purchase was made in your home stale or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or senrees, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month paned following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling I 400-518-8866 Change of Address re correct on 1.0” do n0 1440 &met Afton Cm date ZO Cole Ama Cale are Hone Phone PIN Coe* and ?Jock Plsone Email (chant) • To change your address online, visit vnvw.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vireamericanexpress.cren/privecy for more details and to set your email preferences. Page 2 of 11 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/7 days Express Cash 1400-CASH-NOW International Collect 1.954.503-8905 Hearinrgg (gam- m EST) TTY: i800.221.9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurion. Card from American Express Customer Service P.O. Box 297846 Ft. I nurterdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 PaYmallts BOX 0001 LOS ANGELES CA 900964000 Please provide your e-mail address to receive important j account updates and exclusive C..ardmember I offers and benefits. AMEX002015 SDNY_GM_00327815 EFTA 00200569 EFTA01686813 THEODORE W WAITT DUPLICATE COPY naAes noc.)O30coM cane Dal* 01/12/10 Page 3 ol 11 Due in Full continued Facer Cwrorcy cow rob *boo ise plus 27%. 3..pses Ver 01•914•ferva 12/10/09 PACRI, SAINT BARTHELEMEY 1426,00 2,16253 VOUS REMERCIE DE VOTRE VISITE —Eurepeen Unto Ewo 12/11/09 SCRIPPS CLINIC SCRIPSAN DIEGO 31.98 868-784-5645 12/114:19 NETBIZ.COM 888-847-2226 225.00 DIRECT MKTG MISC 12/12/09 USC CASHIERS OFFICELOS ANGELES 20,171.50 213-740-7471 12/15/09 POLO RALPH LAUREN 718SHORT HILLS 190.00 FAMILY CLOTHING 12/16/09 EDEN ROCK, SAINT BARTHELEMY 2=70 3,777.52 VOUS REMERCIE DE VOTRE VISITE 'Eurcpien Ikon Ewe 12/16/09 POLO RALPH LAUREN il8MANHASSET 190.00 FAMILY CLOTHING 12/16109 STORE 869 00869 GREENWICH 206.00 FAMILY CLOTHING 12/17/09 SOUTHWEST AIRUNES DALLAS TX 453.20 SOUTHWEST AIRLINES From: To: Carrier Class: SAN DIEGO CA PHOENIX AZ OMAHA NE Tcltet Number: 52621713216921 Passenger Name: ELXJERAIACK Document Type: PASSENGER TICKET WN WN Date of Departure: 12/20 12/17/09 SOUTHWEST AIRLINES DALLAS TX 453.20 SOUTHWEST AIRLINES From: To: Carrier: SAN DIEGO CA PHOENIX AZ OMAHA NE Ticket Number: 52621713216932 Passenger Name: OBRIEN ELKJEMAARY A Document Type: PASSENGER TICKET WN WN Date of Departure: 12/20 12/18/09 CHRISTIAN LOUBOUT1N WEST HCU.YWOOD 5,000.00 3102479300 Description Price WOMEN'S ACCESSORY 5,000.00 12/19/09 SWAROVSKI NA 8740000SAN DIEGO 1,305.00 619-2987451 12/19/09 STEVE MADDEN 872 674SAN DIEGO 76.08 718-446-1800 12/19/09 NEIIAAN-MARCUS 16 000SAN DIEGO 3,126.81 DEPARTMENT STORE Description Rice D8G COAT 2,850.00 GFT PKG 7.50 OPT 7 DLVRY 31.00 12/1W09 NEIMAN-MARCUS 16 000SAN DIEGO 1,386.56 DEPARTMENT STORE Description Price BOOTIES 1,275.00 AMEX002016 Continued on reverse SDNY_GM_00327816 EFTA_00200570 EFTA01686814 DUPLICATE COPY THEODORE W WAITT Account Number )000000000M Pape 44)111 Due In Full continued R "ow vey ccannom sew ridCane pka 27%. gnaw Vade. Fair SPrdirg MINIM I 12/19/09 NEIMAN-MARCUS 16 000SAN DIEGO DEPARTMENT STORE Description Price CIF HANDBAG 1,450 00 EXOTICS 2,130.00 NAPKIN RINGS 85.00 NAPKIN RINGS 85.00 12/18109 NEIMAN4lARCUS 16 000SAN DIEGO DEPARTMENT STORE Description Price GFT PKG 7.50 12/2209 TORREY PINES UMO 220CEAN BEACH 858-442-8032 Description CHARTER SERVIC 12/20/09 Estancia La Jolla HoLe Jolla Arrival Date 12/19/09 00000000 LODGING 12120/09 Estancia La Jolla HoLa Jolla Arrival Date Departure Date 12/19/09 12/20109 00000000 LODGING 4,078.14 8.16 Departure Date 12120109 86.00 28868 178.98 1220/09 Estancia La Jolla I-KaJolla Arrival Date Departure Date 12/18/09 12/20/09 00000000 LODGING 12/2209 Estancia La Jolla Hots Jolla Arrival Date Departure Date 12/19/09 12/2209 00000000 LODGING 1221/09 Estancia La Jolla Nola Jolla Arrival Date Departure Date 12/20/09 12/21/09 00000000 LODGING 12/21/09 Estancia La Jolla Hots Jolla Arrival Date Departure Date 12/19/09 12./20/09 00000000 LODGING 12/21/09 OUALCOMM PARK CATER 619641.6008 FAST FOOD RESTAURANT 12/21/09 PRESTIGE ENTERTAINMEGREENWICH TICKET AGENCY 12/22/09 HERMES1t 30 33400739BEvE RLY HILLS 310-2784140 Description MISC-GENERAL M 12/22/09 BARNEYS NEW YORK 07 BEVERLY HILLS 330.16 MENS/WOMENS CLOTHNG 12/22/09 CHRISTIAN LOUBOUTIN COSTA MESA 7147549200 Description Rice WOMEN'S ACCESSORY 2,000.00 427.30 218.36 196.99 10.06 2246.42 8,200.00 98.78 2,000.00 AMEX002017 Continued on next page SDNY_GM_00327817 EFTA 00200571 EFTA01686815 THEODORE W WAITT DUPLICATE COPY Acc /ocarcc000coM cage oss 01/12/10 Page 5 o111 Due in Full continued Caw *mercy comae:ergo norm Swam Amount 3 tame re Ma 27%. 3.4. por 2b deli 12/23/09 GUCCI 265 3068640006COSTA MESA 7145579600 Desalt:ton Price APPAREUACCESSORY S 2,17391 12/23/09 ROLEX S. COAST PLAZACOSTA MESA 7142418088 Desaiption Price JEWELRY/CLOCK/SILVE 29,850.00 12/232)9 DS WATERS DS WATERS MABLETON 11.00 800-492W 12/23/09 MIKIMOTO AMERICA CO COSTA MESA JEWELRY/WATCWSILVRWR Description 583661 12/23/09 BULGARI COSTA MESA JEWELRY/WATCH/SILVRWR Description 585751 12/23/109 HERMES * 32 33400739COSTA MESA 714-437-1725 Desalt:6On MISCOENERAL M 12/23/09 ROBERTO CAVAW (COSCOSTA MESA 212-3084566 12/23/09 LALIQUE NORTH AMERICCOSTA MESA 7145405951 Description Price GLASSWARE/CRYSTAL 2,64316 12/24/09 TIFFANY & 03 0001500SAN DIEGO 6,155.27 18008271396 12/24/09 JAMES PERSE - SAN DISAN DIEGO 6192093680 Description Price MENSWOMEN5 CLOTH 478.50 12/24/09 GEORGES CAMERA EXCHA3837 30TH ST 6192973544 Description Price CAMERA/PHOTOGRAPH S3,526.27 12/24/09 CARTIER 3026 COSTA MCOSTA MESA 7145406231 Descripbon Price JEWELRY/CLOCK/SILVE 90,00000 12/24/09 CARTIER 3026 COSTA MCOSTA MESA 7145408231 Description Price JEWELRY/CLOCK/SILVE 10,000.00 12/24/09 PENINSULA BEVERLY HIBEVERLY HILLS Arrival Date Departure Date 12/22/09 12/23/09 00000000 LODGING 2,173.91 29,860.00 24,958.13 3,371.25 3,26250 3,216.83 2,643.76 478.50 3,52627 90,000.00 10,000.00 986.64 12/24)09 GOLFSMITH GOLF CTR //SAN DIEGO 1.930 21 996000-0000 12/26'09 The Spa at Estancia (858)202.3383 Description REFER TO INVOICE 230.00 AnilEX002018 Continued on reverse SDNY_GM_00327818 EFTA_00200572 EFTA01686816 DUPLICATE COPY THEODORE W WAITT Account Number )00000000~ Pape 6 a111 Due in Full continued - Raw canter ~Avow ray pits 2.714. gm per 214/edell. Fiveisitleiese Amen* I 12/26/09 The Spa at Estancia La Jolla (858)202-3383 Description REFER TO INVOICE 12/26/09 Estancia La Jolla Nola Jolla Arrival Date Departure Date 12/19/09 12/26/CI9 00000000 LODGING 12/26/09 Estancia La Jolla HoLa Jolla Anival Date Departure Date 182809 12/26/09 00000000 LODGING 12/26/09 Estancia La Jolla Nola Jolla Arrival Date Departure Dab) 12/2809 12/2909 00000000 LODGING 12/26/09 Estancia La Jolla Hots Jolla Arrival Date Departure Date 12/22/09 12/26/09 00000000 LODGING 1246/09 Estanaa La Jolla Hots Jolla Arrival Date Departure Date 12/23/09 12/26/09 00000000 LODGING 12/26/09 Estancia La Jolla HoLa Jolla Arrival Date Departure Date 12/23/09 12/26/09 00000000 LODGING 12/26/09 Estancia La Jolla HoLa Jolla Arrival Date 12/23/09 00000000 LODGING 12/26/09 Estancia La Jolla Hots Jolla Arrival Date Departure Date 12/23/09 12/26/09 00000000 LODGING 115.00 1,663.13 1,39392 Departure Date 12/26/09 12/26/09 Estancia La Jolla Nola Jolla Arrival Date Departure Date 12/2809 1826/09 00000000 LODGING 12/26/09 Estancia La Jolla Hots Jolla Arrival Date Departure Date 1822/09 12/26/09 00000000 LODGING 12/27/09 Estancia La Jolla Hota Jolla Arrival Date Departure Date 12/22/09 12/26/09 00000000 LODGING 12/28/09 BOUTIQUE POUPETTE ST BART ST. BARTHELEMY 508.00 GOODS/SERVICES 1,200.71 782.70 558.68 974.06 551.56 1,837.01 361.53 5.03 66.15 AMEX002019 Continued on next page SDNY_GNI_00327819 EFTA 00200573 EFTA01686817 THEODORE W WAITT DUPLICATE COPY Acc /ocarcc000c(9M Clovrq Case 01/12/10 Page 7 or It Due in Full continued -CcregoCtrocy comae:ergo lane rue plus 27%. 3.4. pp 2101 deli Fete"), SPerarg /amount 12/28/09 SMOKE BOUTIQUE, SAINT BARTHELEMY 2723O0 4,031.67 VOUS REMERCIE DE VOTRE VISITE —Euregew Ui em Evo 01/01/10 CUSTOMINK.COM TSHIRTMCLEAN 1,166.00 8002934232 Description Price MENSANOMEWS CLOTH 1,166.00 01/07/10 MVerVALMAX 888.241.0049 23.95 MEMBERSHIP 01/07/10 DAWAT RSTR NEW YORK 470.00 RESTAURANT Description 502256 01/08110 RESIDENCES AT THE UASPEN 20,786.25 Arrival Date Departure Date 01/07/10 02/15/10 00000000 LODGING 01/06/10 MINETrA TAVERN NEW YORK 345.25 BARMIGHTCLUB FOOD/BEVERAGE 285.25 TIP 60.00 WOW 0 THE STANDARD NEW YORNEW YORK 120.00 RESTAURANT FOOD/BEVERAGE 84.92 TIP 35.08 01/08110 KAPPYS 21 000075FALMP3UTH 162.40 508-5462800 01/11/10 NETBIZ.COM ei8847-2226 226.00 DIRECT MKTG MISC Total of Duo In Full Activity for THEODORE W WAITT 277,227.17 Due Infog gigivity for D MAXWELL Cad 1000(- 12/11109 SEPHORA.COM 8774EPHORA 285.75 BEAUTU FRAGR 12/12/09 MCGOVERN MOVING & STJUNO BEACH 375.00 561-743-4929 Desairtion MOVING/STORAGE 12/11/09 JETBLUE SALT LAKE UT 289.60 AIRLINE CHARGE From- To: OAKLAND CA BOSTON MA NOT AVAILABLE Ticket Number: 99900905976530 Passenger Name: MAUNA/XAVIER Document Type: PASSENGER TICKET Garner: Class 86 01 Date of Departure 01/03 12)14/09 MCGOVERN MOVING & STJUNO BEACH 375.00 561-743-4929 Description MOVING/STORAGE 12/18/09 LAUMONT PHOTOGRAPHICNEW YORK 2,193.00 PHOTO FINISHING Desoiption 149074 12/19109 AMAZON DIGITAL SVCS 966-2164072 9.99 DIGITAL AMEX002020 Continued on reverse SDNY_GM_00327820 EFTA_00200574 EFTA01686818 Prices! For THEODORE W WART DUPLICATE COPY Moouni Weis kea.)00 ,Ca9= Due In Full continued "Fang orscp. Canvey ccodersco Ise is bale re pa 27%. See paae 214/ 4 dela￾12/22/09 AMAZON DIGITAL SVCS 866-216-1072 DIGITAL 12/28/09 VILEBREOUIN,SAINT BARTHELEMY VOUS REMERCIE DE VOTRE VISITE 2-40,00 *TURIPINI Urca 12/28/09 LE °VETTE, SAINT BARTHELEMY GOODS/SERVICE$ 586,00 st-umean Ural 01/04/10 BLUEPRINT CLEANSE NEW YORK 2124145741 01/08/10 LAUMONT PHOTOGRAPHICNEW YORK PHOTO FINISHING Decoction 174615 01/08/10 01/11/10 AUDEMARS PIGUET BOUTNEW YORK 212-758-8400 Description JEWELRY/CLOCK/ AMAZON COM APAZN COWBILL MERCHANDISE Picea of 11 13.99 3,671.89 866.15 260.00 1,268.00 767.57 117.52 Total of Due in Full Activity for G MAXWELL 10,493.46 Total Due In Full Activity 287,720.63 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as pait of your Card account The current Annual Percentage Rates (APRs) and Daily Periocic Rates (DPRs) for the Flexible Payment Features are as follows For Sign 8 Traveio, the APR is 9.15°4 the DPR is 0.0251% Sign & Travel, the APR is 9.15%, the DPR is 0.0251% Please refer to page 2 for further important information regarcing your account AMEX002021 SDNY_GM_00327821 EFTA_00200575 EFTA01686819 For questions about your Membership Rewards account, visit us at americanexpress.com/ rewards or contact us at 1.800.297.1300 American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 333299785 Mem bePAWcitgicarils First￾Monthly Statement and Program News Statement Period December 1, 2009 • December 31, 2009 Account activity altar this period does not appear on this statement Pnoorol THEODORE W WAITT IIIMIecan Wits Points Earned this Period aro pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Total Points Balance 207,477 Points Earned this Period 108,937 Account Summary Opening points balance Points earned this period Points used this period Reinstated points and adjustments Total points balance 98,540 +108.937 0 0 =207.477 Points Earned this Period 12/01/09 -12/31/09 Points Activity On Charges Bonus Points Awarded Total Points Activity per card Centurion X)0(X-XxXxxel= 97,851 80 3X Amazon Promo 3707 97,931 Add1Centurioo_ XJ00/400(XX9M 11,006 0 11,006 Totals 108,857 80 108,937 Pape9c111 MEMBERSHIP1 rewards FIRST" Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in wod standing Points used cannot be reversed back into your pt am account. Forfeited points can be reinstated for a fee by calling the number provided below. Eligrble Card charges are outlined in the Membership Rewards program Terns & Conditions in your Program Guide. If you have questions, please visit ininv.ameticanexpress.comirewards or call 1.800.297-1300. For international, call collect 305416.2799. SOUTHWEST RAPID RC*ARDS HILTON WORLDWIDE Important Change to the Membership Rewards® - Southwest Airlines® Point Transfer Program Effective July 1, 2010, Southwest Airlines will no longer be a participating point transfer airline in the Membership Rewards program. Therefore, please complete any Membership Rewards point transfers into the Southwest Rapid Rewards e program before June 30, 2010 by visiting mombershiprewards.com/travel Pam traroleved DOA Flood Firowarcb• pogrom at. caveats" anti ad vapcVl0n ProlVata corns aid catlike* For ccrrplcie bra rd corollas on al reclerrobal coon 0OCII• vat nmnborailvernonlAcomileas Receive 20% More Hilton HHonors® Points When You Transfer Points Now Through 01/31/2010 For a limited time, turn Membership Rewards• points into 20% more Hilton HHonorse points and redeem them for fantastic rewards at over 3,400 properties within the Hilton Worldwide portfolio of hotels. For example, transfer 10,000 Membership Rewards points and receive 15,600 HHonors points instead of 13,000 HHonors points. Transfer today! flaw ow a ',al Norte 1, 2000 livorgh Jassy SI. 2010 Ten anti melons lor P. nierbotvo Fax* Fore VOW', Writ. Vol InnntorstrIptered•corniveme a cal 1400497-1300 to moor vilarinalm To transfer points to Southwest Rapid Rewards*, another frequent flyer program or use Pay with Points with no blackout dates or seat restrictions, pease visit membershiprowards. (*mining (MR Message 3741) To preview this reward and to redeem points, visit membershiprewards. cornrhilton or call 1-800-AXP-EARN (297-3276). (MR Message 3680) Commod on worn Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX002022 SDNY_GM_00327822 EFTA_00200576 EFTA01686820 iPod National Car Rental Telecharge.com THEODORE RIZU_Cli i ATE COPY MEMBERSHIP, rewards Page1" II MST￾Everything that Entertains You Is on the iPod® Touch iPod® touch lets you enjoy everything you love about an iPod®, and then some. Watch your movies and TV shows on a brilliant 3.5-inch display. Store up to 40 hours of video and get up to 6 hours of video playback time. With built-in Wi-Fi and Bluetooth you can surf the web, send e-mails, and get directions from anywhere you are. Get the 32GB iPod® Touch now! Visit membershiprowards.com or call 1-800-AXP-EARN (297-3276) and redeem 51,600 Membership Rewards® points for reward code PRM2994. Tema ad eadtcds of the Mernshd Rend. Rear VGA, Parbenra partners ard multi< Wan are KOMI '0Sard• enut es* Start Your Next Vacation with A Car from National. Car Rental Before you start your next vacation redeem Membership Rewards® points for a National car rental certificate. The certificates are e-mailed to you for fast and easy redemption. National services the most popular domestic destinations and otters services such as one way rentals, kiosk rental service and GPS rental at most major airports in the U.S. And don't forget The Emerald Club®, National's frequent renter program. Redeem for a $50, $75. $100 or $200 certificate toward your next rental. Tan ad eadeas kt me tAardatsh0 ran PrVarn V* Vet IfeetneelflPfeententemn or c..014)00-AXP-EARII 0742761 for note .rfanded Partaxerg darns arc *vat,* t ewn ale Waled la change arch race Telecharge.com Is Your Direct Connection to the Box Office! With Telecharge.com, you can redeem Membership Rewards® points for fantastic shows on Broadway, Off-Broadway, and across the country--online or by phone. Search for your favorite shows, get exact seat locations, and purchase tickets instantly from the actual box office. So treat yourself to a show! Visit www.telechame.com or call 1-800-447-7400 today! Ten ad tenons fa me Mnetshp Ronde paean iddfr Vet inentbeeedlpreerdszenVIen a call14034XP-EARN 097-3276) for no riantn Partapalna partners ard avalide rewards ate letriltaungewitairs:OCO. A World of Style. Now Pocket-Sized. Redeem Points tor a Saks Gift Card Saks Fifth Avenue sits at the center of the fashion universe, featuring world-renowned and up-and-coming designers, exquisite customer service and exclusive items you can't find anywhere else. Saks Gift Cards are accepted at our 53 stores in 25 states, 50 Saks Fifth Avenue OFF 5TH stores or online at saks.com, with no expiration date. Tan ard enedre tot vs MIrOlwtorp Fterrarari prOg a_m agcy. Vet ntantsiMilpewenlexeendedee a cal 14100-AXPORN297-3214 for more olonntal PerlePeloa Partners ard avaktae wen ae saved b ekere* *eat ea:* Redeem now (MR Message 3733) To preview this reward and to redeem points, visit rnembershiprewards. corn or call 1.810-AXP-EARN (297-3276) (MR Message 3735) To redeem your Membership Rewards points today, log on to membershlprewards. corn or call 1.810-AXP-EARN (297-3276) (MR Message 3743) To redeem your Membership Rewards points today, log on to membershiprewerda. corn or call 1.800-AXP-EARN (297-3276). (MR Message 3742) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX002023 SDNY_GM_00327823 EFTA_00200577 EFTA01686821 DUPLICATE COPY r,eckted rc. THEODORE W WAITT Amor! Nalsef Clown° Deets XXXX-XXXXX9 01/12/10 CustotnExtrat Now Accepting American Express® Cards! Nationwide Insurance - Your insurance protection can now be paid with your Card. Call your local agent, 1-877-ONYOURSIDEir or www.NatIonwIde.com for information. Between The Sheets - A large selection of Italian bed linens and unique home accessories in the U.S. Call 1-800-550-7869 or www.betweenthesheetsInc.com Ryan Thomas Hair Studio - Voted best salon. San Diego Magazine. 1031 S. Coast Hwy 101. Encinitas, CA. 760-436-4247. wwwxyanthomashaIrstudio.com Pape I I of 11 It there are other places where you would like to see the Card accepted, please call the Customer Service number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 112870) AMEX002024 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these cited*. S0NY_GM_00327824 EFTA (1(12(10578 EFTA01686822 AMEX002025 SDNY_GM_00327825 EFTA_00200579 EFTA01686823 Centurion Card Statement of Account THEODORE W WAITT DUPLICATE COPY Clove° Care XXXX-XXXXX9M 02/11/10 505,898 Membership Rewards Points Available at 02/11/10, when charges due are paid in full and all (taunts are in good starving. Page 1 of 8 **Minty 3 New Preaous Batanze $ Pa,nem /OnVy Ina **Wet Balance S Please Pay By 02/26/10 287,73713 83.467.22 Please refer to page 5 for important information regarding your account IMPORTANT NOTICE ABOUT PRIME RATE As a result of new federal credit card regulations, we are simplifying the way that the Prime Rate is determined for variable interest rates. Accordingly, effective April 8, 2010, the second and third sentences of the subsection about the Prime Rate in your Cardmember Agreement are deleted and replaced with: "The Prime Rate for each billing period is the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Rime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published." To manage your Card account online or to pay your bill, please visit us at vnvw.amerIcanexprees.com. For additional contact information, please see the reverse side of this page. MEMEEEEHIP rewards' Use Membership Rewards. Points for Donations to Haiti American Expresso Cardmembers enrolled in the Membership Rewards program can redeem points to support charities aiding the relief effort in Haiti. For every 1.000 points, $10 will be donated to your charity of choice. You can choose from a list of organizations that are dedicated to the Haiti earthquake relief effort. There is no limit to the number of Membership Rewards points you can donate, provided you have the available points balance in your Membership Rewards account. You can donate points in increments of 1,000, 5,000, 10,000, 50,000, and 100,000. Cardmembers can also charge a donation on their American Express Card. To donate, go to http://amex.justgive.orgidlsasterfhalti_quake.jsp Activity • vdcafee posing dale Meteunt 02/01/10' ONLINE PAYMENT • THANK YOU -99,999.99 02/01110' ONLINE PAYMENT - THANK YOU -99,999.99 02/01/10' ONUNE PAYMENT THANK YOU -82,264 64 Total of Payment Activity -282,264.62 Please Saki an Ps perlottn Sow. dun ad retrn win )os parece Do not staple or use paper clips Payment Coupon T W WA TT Mail Payment to: Please Pay By: 0226/10 Amount Due $83,467.22 AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 008346722008346722 10 d Continued on Page 3 To Pay by Computer, vis4: americanexpresscom/pbc. Enter account number on all documents. Make check payable to American Express. Soo Finance Charges section on reverse side for a descnption of when additional Finance Charges are not assessed on Features. Cheek here it address or phone number has changed. Note changes on reverse 441). AMEX002026 SDNY_GM_00327826 EFTA_00200580 EFTA01686824 DUPLICATE COPY Pereiesror THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon (Tore your statement Payments must be made with a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, deciding may be delayed and additional Charges may be imposed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send postdated checks. They will be deposited upon receipt. Our acceptance of an ment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process cheeks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the checks not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a raft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Uomputer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 8:00 p m MST may not be credited until the next day. Allocation ot Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sore discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as descnbed below) for each Feature ((including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the period, we also add an amount of marmot equal to the previous daYs daily balance multiplied by the DPP for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the Wring period and dvde the total by the number of days in the being period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FG assessed on that Feature, except for variations caused by rounding The total FC for the bilingperiod is caloulated by adding the FC assessed on all Features of the Account This method of calculating the ACS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign curie it will be converted into US dollars on the date it is is processed by us or our agents. LMIess a particular rate is required byapplicable law, we will choose a conversion rate that acceptable to us for that date. Currently, the conversion rate we use br a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by ys from customary banking sources, on the conversion date or the poor business dayLln each Instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Melds Summery: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need mere information about a transaction on your bill, writere on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicatedon the front of erestatement, but doing so will not preserve your rig its. In your letter, give us the following information 1 Your name and account number' 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error If you need more information, describe the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your till that are not in question. While we investigate your Question, we cannot report you as delinquent or take any actiontocollect the amount you question If you have authorized us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your fetter must reach us three business days before the automatic payment is stheduled to occur. Special Rule or Credit Card Purchases: II you have a problem with the <Natty of goods or services that you purchased with a credit card, and you have teed in good faith to coned the problem with the merchant, you may not have to pay the remaining amount die on the goods or Services. You have this protection only when the purchase price was more than 550 and the purchase was made in your home stale or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or senrees, all purthases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money awed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiraticn of the six-month paned following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is 51 00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling I -800-518-8866 Change of Address re correct on 1.O” O0 n0 1440 &met Afton Cm date ZO Cole Ama Cale are Hone Phone PIN Coe* and ?Jock Plsone Email (chant) • To change your address online, visit vnvw.americanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vreramericanexpress.cren/privacy for more details and to set your email preferences. Page 2 of 8 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/7 days Express Cash 1.800-CASH-NOW International Collect 1.954.503-8905 Heamcmpaired (gam- m EST) TTY: -800.221-9950 FAX: 1.800-695.9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurions Card from American Express Customer Service P.O. Box 297846 Ft. I nortArdale, FL 33329-7846 F. Cash .O. Box 981531 El Paso, TX 79998-1531 PaYmallts BOX 0001 LOS ANGELES CA 90096-8000 Please provide your e-mail address to receive important j account updates and exclusive C..ardmember I offers and benefits. AMEX002027 SDNY_GM_00327827 EFTA 00200581 EFTA01686825 THEODORE W WAITT DUPLICATE COPY Aw/ocarcc000coM Clawq Dace 02/11/10 Pape 3018 Duo In Full for THEODORE W WAITT Cad XXXX-VCCIX Th1/22/10 Pebble Beach Resorts(831)649.2764 0171686511 93953 Lodging 01/12/10 ORAL & FACIAL PLASTIOMAHA DENTIST/ORTHODONTIST AOMORI $ -5,472.61 Credit 11,560 00 01/14/10 DICK'S LIOU0R 340000LA JOLLA FEB.1593889 Description Price PACKAGE STOREAJOU0 1,387.62 01/15110 PADI AMERICAS 949458-7234 30.00 BUSINESS SERVICE 01/18/10 OUALCOMM PARK CATER 8194414008 3,338.12 FAST FOOD RESTAURANT 01/18/10 BAR WEST 12000013447SAN DIEGO 8582739378 FOOD/BEVERAGE 3446.40 TIP 553.80 01/18/10 Estanaa La Jolla Hole Jolla Arrival Date Departure Dabs 01/17/10 01/18/10 00000000 LODGING 01/18/10 Estancia La Jolla liaLa Jolla Arrival Date Departure Date 01/17/10 01/18/10 00000000 LODGING 01/20/10 OS WATERS DS WATERS MABLETON 11.00 800-4924377 01/20/10 ITUNES MUSIC STORE !AUSTIN Tunes Music Store 01/23/10 RITZ CARLTON NEW YORNEW YORK Arrival Date Departure Date 01/23/10 01/23/10 00000000 LODGING 01/23/10 BARNEYS NEW YORK 003NEW YORK 3,364.24 MEKS6VOMENI CLOTHNG 01/23/10 BARNEYS NEW YORK 003NEW YORK 1,056.09 MENIAVOMEN'S CLOTHNG 01/25/10 SCRIPPS CUNIC SCRIPSAN DIEGO 53.36 B68-784-5645 01/25/10 SCRIPPS GREEN HOSPTRA JOLLA 93.50 858-554-2201 01/25/10 THE HOME DEPOT 680 6SAN DIEGO 9.69 619-277-8910 01/2910 R At4D B LA JOLLA FAMLA JOLLA 681.00 DENTIST/ORTHODONTIST 01/28/10 MASTRO'S STEAKHOUSE BEVERLY HILLS 725.00 818-231-3646 Deenoon FOOD/BEVERAGE 1,387.62 4,000.00 178.98 178.98 7.97 325.00 A5IEX002028 Continued on reverse SDNY_Gt.1_00327828 EFTA_00200582 EFTA01686826 THEODORE W WAITT DUPLICATE COPY Ammar! )OOa%tom= Page 4 of 8 Due In Full continued AMNOMI 01/26/10 LA JOLLA AUDIO 56000SAN DIEGO 8585816545 Description Rice ELECTRONICS SALES 4,524,59 01/28/10 CALIFORNIA BICYCLE 8LA JOLLA 620.53 SPORTING GOODS STORE 01/28/10 SAN DIEGO CHARGERS SAN DIEGO COMMERCIAL SPORTS TICKETS20100128 01/29/10 EXPLORA SANTIAGO Arrival Date Departure Date 01/29/10 01/01/01 00000300 01130/10 SPORT CHALET 000067SAN DIEGO 279.61 858 4535656 01/31/10 APPLE STORE 1R082 00$AN DIEGO 216.41 COMPUTER STORE 01/31/10 APPLE STORE SR082 00SAN DIEGO 152.14 COMPUTER STORE 02/01/10 TOD'S 334004807882 NEW YORK 212444-5945 GENERAL MERCHA 02/01/10 TICKETSNOWrICKETMASTROUJNG MEADOWS 12,242.55 TICKET AGENCY 02/01/10 MAREA NEW YORK RESTAURANT FOODA3EVERAGE TIP 02/02/10 SAN DIEGO CHARGERS SAN DIEGO COMMERCIAL SPORTS TICKETS 20100202 02/02/10 SAN YSIDRO RANCH 000MONTECITO Arrival Date Departure Date 10/02/16 10/02/17 00000000 LODGING CARDEPOSIT 02/06/10 MVONALLAAX 888-241-0049 23.95 MEMBERSHIP 02/07/10 Fatainebleau Liv 001.tiani Beach (305)538-2000 TIP 02/07/10 BCG AT DOLPHINS STADMIAMI CATERER FOOD/BEVERAGE 02/10/10 SAN DIEGO CHARTER MAN DIEGO 858-483-2257 Description TAXICABSAJMOU Total of Duo In Full Activity for THEODORE W WAITT 75,943.75 4,524.59 4,000.00 18,180.00 430.05 795.88 204.12 1,000.00 2,000.00 2,081.80 511.80 1,264.10 8,500.08 1,264.10 900.00 Duo In Full Wily for G MAXWELL Cad )0000CCOO<9 01/14/10 LAUMONT PHOTOGRAPHICNEW YORK PHOTO FINISHING Description 193813 350.00 AME X002029 Continued on next page SDNY_GM_00327829 EFTA_00200583 EFTA01686827 DUPLICATE COPY Nova, ror ACCOSt Norte' Omni DS THEODORE W WAITT )000C)C000(9-= 02/11/10 Pape 5 of 8 Due in Full continued MS 01/19/10 AMAZON DIGITAL SVCS 866-216-1072 9.99 DIGITAL. 01/22J10 KINDLE-NEWYORKTIME 866321.8851 13.99 DIGITAL 01/31/10 AMC LAJOLLA 120042301.AJOLLA 63.00 mein% intorno RED'ENVELOPE COM 877-733-3683 142.42 GIFTS 02102/10 BERGDORF GOODMAN ONURVING 1.888.774-2424 Desolation MORRISON BOOT 02/03/10 8 & H PHOTO-VIDEO.CONEW YORK 204.41 800.9479950 02/04/10 LAMONT PHOTOGRAPHICNEW YORK 460.00 PHOTO FINISHING Descriotion 139355 02/08/10 CELLTEI 1740300759917183888882 402-935-7733 Description GENERAL 637.46 179.59 Total of Due In Full Activity for G MAXWELL 2,050.86 Total Duo in Full Activity 77,994.61 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (OPRs) for the Flexible Payment Features are as follows. For Sign & Travel*, the APR is 9.15%, the DPR is 0.0251% Sign & Travel, the APR is 9.15%, the DPR is 0.0251% Please refer to page 2 for further important information reganing your account AMEX002030 SDNY_GM_00327830 EFTA_00200584 EFTA01686828 Preqvw 10' THEODORE W wAra DUPLICATE COPY Ze&cotth,9= Page 6 of 8 AMEX002031 SDNY_GM_00327831 EFTA_00200585 EFTA01686829 Mem baggicarils First￾Monthly Statement and Page 7008 Program News Fa questions about your Membership Rewards account, visit us at americanexpress.com/ Statement Period MEMBERSHIP January 1, 2010 - January 31, 2010 Account ad' after this period does not appear on the statement rewards rewards Pnpored fa FIRST" or contact us at 1.800.297.1300 THEODORE W WRITT Total Points Balance American Express Membership Rewards NM /exeunt Moto 505,898 P.O. Box 297813 Points Earned this Period aro Ft. Lauderdale, FL 333298785 pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Points Earned this Period 298,421 Account Summary Opening points balance 207,477 Points earned this period +298,421 Points used this period 0 Reinstated points and adjustments 0 Total points balance =505,898 Points Earned this Period 01/01/10 - 01/31/10 Points Adivity On Charges Bonus Pants Awarded Total Pointgtct= Per Centurion XXXx-xxxxx9= 277,230 10,696 Dietinetisn 2X PbM18 287,926 Add1CeMunoq_ xxowocxxx9-m 10,495 0 10,495 Totals 287,725 10,696 298,421 Points used this period includes Redemptions and Transfers. Pants earned may be used as long as all enrolled Card accounts are in wod standing Points used cannot be reversed back into your a am account. Forfeited points can be reinstated for a fee by calling the number provided below. Eligrble Card charges are outlined in the Membership Rewards program Terns & Conditions in your Program Glade. If you have questions, please visit www.americanexpress.com. rewards or call 1.800.297-1300. For international, call coiled 305.816.2799. 4 HOTEL GROUP' National Car Rental Relax and Unwind in Luxury with the Preferred Hotel Group! Synonymous with refined global travel and hospitality, Preferred Hotel Group encompasses a range of styles and experiences from around the world. Whether seeking a city or resort destination, impeccable service. taste and ambience await you. To experience true luxury and sophistication, visit a member of Preferred Hotels & Resorts. Delight in our wellness spas, hone your swing on our world-class golf courses or simply relax. Teens av conf ewe for en I14/%-bershp Ilexxo4 worn ay Vat meadminhOrewardsionblorms a' cal I 40OAXPaRSO9742710 lot row pnternetzn P.vtcalirg Floss ata a al.t.) rand tAttect to cnans altol ewe Start Your Next Vacation with a Car from Nationale Car Rental Before you start your next vacation, redeem Membership Rewardse points for a National car rental certificate. The certificates are e-mailed to you for fast and easy redemption. National services the most popular domestic destinations and offers services such as one-way rentals, kiosk rental service and GPS rental at most major airports in the U.S. And don't forget The Emerald Clube, National's frequent renter program. Redeem for a $50, $75, $100 or $200 certificate toward your next rental. TWITS arcl osdhOill for enliertershp Rereads Program troy Vet maimberstilprovaracomierlas erei 1400-AXREARN (2974276) to,rcre riCrkt1C^ To preview this reward and to redeem points, visit membershiprewards. corn or call I-800-MCP-EARN (297-3276). (MR Message 3785) To preview this reward and to redeem points, visit membershiprewards. corn or call 1-800-AXP-EARN (297-3276). (MR Message 3790) Continu4td on worse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX002032 SDNY_GM_00327832 EFTA_00200586 EFTA01686830 atonal • Car Rental eco.. •-• THEODORE WA419ATE COPY MEMBERSHIP rewards NV. 8 of 8 FIRST' Relax and Unwind in Luxury with the Preferred Hotel Group! Synonymous with refined global travel and hospitality, Preferred Hotel Group encompasses a range of styles and experiences from around the world. Whether seeking a city or resort destination, impeccable service, taste and ambience await you. To experience true luxury and sophistication, visit a member of Preferred Hotels & Resorts. Delight in our wellness spas, hone your swing on our world-class golf courses or simply relax. Term ad ardbons to the Mertshp Regewde pont wit Via nainterslilprevard•comlognis a oil 1410 112174711)ax mon aksimilbal. Partepatrg palms ad maile r mats we septet 10 dery %tad roam Stan Your Next Vacation with a Car from National® Car Rental Before you start your next vacation, redeem Membership Rewardsp points for a National car rental certificate. The certificates are e-mailed to you for fast and easy redemption. National services the most popular domestic destinations and otters services such as one-way rentals, kiosk rental service and GPS rental at most major airports in the U.S. And don't forget The Emerald Clubo, National's frequent renter program. Redeem for a $50. $75. $100 or $200 certificate toward your next rental. Terns ad =deans fa the Me—benhp Pavane Progrern vp1,0 Vol inenthershIpreneds.cormlerm• 00114004MFEARN pI74771) Ice mono ir4orrnica To preview this reward and to redeem points, visit membershiprewards. corn or call 1.800-AXP-EARN (297-3276). (MR Message 3785) To preview this reward and to redeem points, visit membershiprewards. corn or call 1.80-AXP-EARN (297-3276). (MR Message 3790) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX002033 SDNY_GM_00327833 EFTA_00200587 EFTA01686831 DUPLICATE COPY Centurion' Card Statement of Account 584,251 Membership Rewardst) Points Available at 03/14/10, when charges due are paid in full and all inosonts are in good starving. THEODORE W WAITT XXXX•XXXXXIIII Cbcno Ode 03/14/10 Page 1 of 8 Plow Acrtety$ New $ Ire, aidestnenis Balance $ Please Pay By 03/29/10 83,467.22 ,467. 92.245.81 Please refer to page 6 for important information regarding your account To manage your card account online or to pay your bill, please visit us at www.amerlcanexpress.com. For general servicing or additional contact information, please see the reverse side of this page or call the number on the back of your card. Make Tax Time Easier. Access your Year-End Summary through your Online Statement. Analyze your annual expenses in pie or bar charts by categories like travel and restaurants. Download a snapshot in PDF or Excel. Remember that any charges posted to your account after December 31. 2009 will appear on your 2010 summary. Learn more at americanexpress.com/yearendsummary Activity ' Wolinpaling dale 02,27/10' ONLINE PAYMENT THANK YOU Due In Full agivIty for THEODORE W WAITT Cad XXXX.XXXX.X9 02/26/10 FOUR SEASONS RESORT GUANACASTE SA Arrival Date Departure Date No of Nights 02/26/10 0&26/10 1 00000000 02/11/10 NETBIZ.COM 888.847.2226 DIRECT MKTG MSC 02/11/10 THE LODGE AT TORREYPLAJOLLA 8584880551 02/12/10 BREEZE ASPEN ASPEN SPORTING GOODS STORE — Fowl Cunene, carnewn rate base ,ale We 27% See Peae 2 krietele sows $ -83,467.22 + Please Saki an Ps perlottn Sae detzet ani retrn )os parre Do not staple or use paper dips Payment Coupon MOM - 1 123 Mail Payment to: Foreign babe -2,767.50 Credt 225.00 Please:7298v: fo Amount Due 592,245.81 IIIINIIINIIIIIIPied11111111111PITINII1111111' 1191.11 AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 009224581009224581 10 d 440.00 4,132.11 Continued on Page 3 To Pay by Computer, vis4: arnericanexpresscom/pbc. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a descnption of when additional Finance Charges are not assessed on Features. Cheek here it address or phone number has changed. Note changes on reverse 441). AMEXO02034 SDNT_GM_0O327834 EFTA_00200588 EFTA01686832 DUPLICATE COPY Pereisarar THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 500 p.m. may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement Payments must be made with a single check or draft drawn on as US bank and payable in US dollars, or with a negotiaW instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be mpceed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send pcst-dated checks. They will be deposited upon receipt. Our acceptance of an meth marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by traresmtting the amount of the check, routing number, account number and check sent number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electroncally, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset a•n•uM for the amount of the check. Authorization for Electronic Payments: By using the American Express Fay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to initiate an eledionic debit to the financial account you specify in the amount you request Payments received after 8-00 p.m. MST may not be credited until the next day To use Pay By C,ornputer, please visit us at www.americanewess oom Finance Charges: Avenge Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate Ft on_ ur Account Under this method we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transactions); Different daffy periodic rates may be applied to separate Feature balances. To get the ADS tor each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing penods) (2) add any new transactions, debts, or tem., ('3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after Me finit day of Me billing penod we also add an amount of interest equal to the previous days dailqoalance mullphed by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the mning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up aft t daft, balances for the Feature for the bang period and divide the total by the number of days in the baling period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you well avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC trim-sled on that Feature, except for variations caused by rounding. The total FC for the telling period is calculated by adding the FC assessed on all Features of the Account This method of calculating the ADS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from cestemaiy banking sources, on the conversion date or the prior business day In each instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such estabishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect or if you need more information about a transaction on your bell, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bA on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement but r ing so will not preserve your rightS In your letter, give us the following information. 1. Your name and account number, The dollar amount of the susOded error; 3 Descnbe why you believe there is an error. If you need more information, describe the item you are unsure about You do not have tom any amount in question while we are investigating, but you are still obligated to pay the pals of your bill that are not in question While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay Dur bill automatically from your checking or savings account, you can stop the payment on any amount yOu think is wrong. To stop the payment' your letter must reach us three business days before the automatic payment is sitheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have toed in good faith to correct the problem with the merchant, you may not have to pay the remaining amount (toe on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardess of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month penod followinothe date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents maycontact the New York Banking Departmental to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518-8866. Change of Address con OCT on "cat do not use ",nett Addmes Cm San ZO Cole ass Cede anti Hone Peone PIN Cos* and Weds Plsone Ernaii costeeeg • To change your address online, visit vnvw.arnericanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black Ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at evvramericanespresS.Cosn/privecy for more details and to set your email preferences. Page 2 of 8 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1-800-CASH-NOW International Collect 1.954.503-8905 Hearinrgg (gam- m EST) TTY: ii 800.221.9950 FAX: 1.800-695.9090 In NY: 1.800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurions Card from American Express Customer Service P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Express Cash P.O. Box 981531 El Paso, TX 79998-1531 Payments BOX 0001 LOS ANGELES CA 900964000 Please provide your e-mail address to receive important jI account updates and exclusive Cardmember offers and benefits. AMEX002035 SDNY_GM_00327835 EFTA_00200589 EFTA01686833 THEODORE W WAITT DUPLICATE COPY naoc.)O30coM Aes Care Dal* 03/14/10 Pape 3 of 8 Due one aware in Full continued ** Racal tummy cowers°. rat* is ban ids Pus 27%. See PCP 2 kt detalt 02/14/10 ASPEN SKIING CO ASPESNOWMASS VILLAGE 970-925-1220 605.00 02/15/10 ASPEN LUGGAGE CO 850ASPEN LUGGAGE/LEATHER GOODS 103.55 02/16/10 02/16/10 02/16/10 RESIDENCES AT THE UASPEN Arrival Date Departure Date 02/12/10 02/15/10 00000000 LODGING 2,588.08 ITUNES MUSIC STORE !AUSTIN iTunes Music Store 9.99 UWE NEGILDO ZEGNA-PEBEVERLY HILLS mENS CLOTHING Description APPAREUACC 7,561.77 02/16/10 SMIDDY UMOUSINE 882ASPEN 9709257505 438.00 02/17/10 DS WATERS DS WATERS MABLETON 800-4924377 26.95 02/17/10 PENINSULA BEVERLY HIBEVEGLY HILLS Arrival Date Departure Date 02/15/10 02/16/10 001300000 LODGING 1,672.56 02/18/10 02/19/10 PENINSULA BEVERLY HIBEVERLY HILLS Arrival Date Departure Date 02/15/10 02/16/10 00000000 LODGING 72.99 THE STANDARD NEW YORNEW YORK RESTAURANT FOOD/BEVERAGE 34539 TIP 110.00 455.39 02/20/10 RESIDENCES AT THE UASPEN Arrival Date Departure Date 02/12/10 02/15/10 00000000 LODGING 32.52 02/20/10 TOM FORD RETAIL LLCNEW YORK 212-359-0376 Desacbcn MEW & BOYS CL 31,900.00 02/22/10 FOUR SEASONS RESORT GUANACASTE Arrival Date Departure Date 0222/10 OPJ22 /10 00000000 SA Noel Mghte 1 2,767.50 02/24/10 GROCERY GIRLS 88014013ASALT 97094132230 621.43 02/25/10 CHEVRON CHARuMIKE, 0000000000 Description Price FUEUMISCEUANEOUS 72.05 72.05 02/25/10 Aventura limousine 3305-770-5466 305-770-5466 226.00 02/25/10 Aventura limousine 3305-7705466 1,270.76 305-770-5466 AMEX002036 Continued on reverse SDNY_GM_00327836 EFTA_00200590 EFTA01686834 DUPLICATE COPY , ,•• Account Number THEODORE W WAITT )000000000M Page 4048 Due In Full continued Foreign Carton. ccannom *0m row 27%. Sin ma* 2la Fuss:" SOO taro Await I 0225/10 Aventure Limousine &305-770-5466 305-7704466 154.00 02/26/10 PATTI LA JOLLA PIATLA JOLLA LA JOLLA,CA FOOD/BEVERAGE 177.15 TIP 42.85 220.00 02127/10 CALIFORNIA BICYCLE 8LA JOLLA SPORTING GOODS STORE 1065.63 02127II 0 CALIFORNIA BICYCLE 8LA JOLLA SPORTING GOODS STORE 1,560.56 02/28/10 VOYEUR 5429298037634SAN DIEGO 6196529946 TIP 381.60 PAROUE TROPICAL TURUALAJUELA GU TOURIST ATTRACTION 1,500.00 03/02/10 14.00 03/03/10 DAWAT RSTft NEW YORK RESTAURANT Description 542910 500.00 03/03/10 HOTEL CAMINO REAL SAN JOSE AL Arrival Date Oeparture Date 03/03/10 03/03/10 00000000 Nod Nights 1 1,584.23 03/04/10 AMARANTH NEW YORK RESTAURANT Description 509720 114.28 03/04/10 OSA 061217LA JOLLA 858-4594/AO 2,148.00 03/0910 FOUR SEASONS HOTELS NEW YORK Arrival Date Departure Date 03/03/10 03/04/10 00000000 LODGING 2,972.75 03/06/10 PINK KITTY CABO SAN LUCAS BCS Goode/Services 51020) -es= vwe 458.57 03/07/10 NOWHEREEtAR LOS CABOS BAJA CAL S Goods/Services PENINSULA BEVERLY HIBEVERLY HILLS Arm/al Date Departure Date 03/07/10 03/07/10 00000000 LODGING 3.5601)0 - mam pees 287.51 03/07/10 03/08/10 775.00 MVONAUAAX 888-241-0049 MEMBERSHIP 23.95 03/09/10 SCRIPPS CLINIC SCRIPSAN DIEGO 858-784-5645 202.82 03/10/10 LA JOLLA SHORES ENCOLA JOLLA 8584564434 50.37 03/11/10 OSA 061217LAJOU_A 8584504040 60.00 OM 1/10 NETBIZ.COM 8884472226 DIRECT MKTG MISC 225.00 03/12/10 UNION 76 35771237 CARSON UNION 76 60.30 AMEX002037 Continued on next page SDNY_GM_00327837 EFTA_00200591 EFTA01686835 THEODORE W WAITT DUPLICATE COPY Acc /ocrcc000coM ckere Dace 03/14/10 Page 5 of 8 Due in Full continued -PinenCtriercycamniente Fete'?" SPerarg Monti lane ral• plus 27%. 3.4. pp 2 ke deli 03/13/10 FLUXX NIGHTCWB 5004TH AVE 5,000.00 BAFVNIGHTCAUB FOOD/BEVERAGE 4,16380 TIP 836 20 03/13/10 Hard Rock Hotel 0000San Diego 310.56 Arrival Date Departure Date 03/12/10 03/13/10 00000000 LODGING 03/13/10 Hard Rock Hotel 0000San Diego Arrival Date Departure Date 03/12/10 03/13/10 00000000 LODGING Total of Due In Full Activity for THEODORE W WAITT 84,558.86 16.97 Duo infotglavity for G MAXWELL Cal moor, 02/12/10 AMERICAN KENNEL CLUBNEW YORK 919-233-9767 Descripbcn MEMBERSHIP/FEE 02/12/10 CANINE STYLES INC NEW YORK 103.43 2124a-3985 02/13/10 BREEZE ASPEN ASPEN 180.94 SPORTING GOODS STORE 02/13/10 BREEZE ASPEN ASPEN 33.78 SPORTING GOODS STORE 02/I3/10 BREEZE ASPEN ASPEN 98.10 SPORTING GOODS STORE 02/13/10 JAMES PERSE ASPEN OOASPEN 3235882226 Description Price MEN'S/WOMENS CLOTH 207.29 02/18N0 SAN YSIDRO RANCH 000MONTECITO Arrival Date Departure Date 10/02/16 10/02/17 00000000 LODGING 02/18/10 SAN YSIDRO RANCH 000MONTECITO Arrival Date Departure Date 10/02/16 10/02/17 00000000 LODGING 02/18110 SILVER SUPERSTORE, L253-8673699 279.95 DIRECT MKTG MISC 02/19/10 KINDLE-THEDAILYMAI 866.216-1072 9.99 DIGITAL 02/22/10 KINDLE-NEWYORKTIME 866321.8851 13.99 DIGITAL 02/22/10 KIM SEYBERT 45121108NEW YORK 212-5647850 Description FABRICS/YARNS 49.00 207.29 3,454.47 1,000.00 452.00 AMEX002038 Continued on reverse SDNY_Gt.1_00327838 EFTA_00200592 EFTA01686836 DUPLICATE COPY Preprea ra THEODORE W WWI Account Lrt.e. X XX X- XX XXX9= Page 6 of 8 Due In Full continued - Fuego Cumin cceiverscn sax *base ;eft pus 27%. See paae 24/ cletab Fano Speed% Maid S 02/22/10 FOX/1023424019031371.800-622.1147 Plan B Bolster Se028851 TO: BRISTOL CUSHION AND ACCESSORIE RI FROM: T. WAITT 10065 001 GROUND 871B AWB102342401903137 FedEx a1-800822-1147 02/24/10 PAYPAL 'EXECUSYSTEM 4029357733 402-935-7733 Desaiplion SPORTS AND FAN 03102/10 GRANADA VETERINARY CMISSION HILLS 153.00 VETERINARY SERVICE 03/05/10 LAUMONT PHOTOGRAPHICNEW YORK PHOTO FINISHING Dees Minn 124529 03106/10 DAG - BAL HARBOUR 80BAL HARBOUR 3058667676 Description Price MENS/WOMEN'S CLOTH 743.65 03/09/10 GAP *6344 GAP116344 MIAMI BEACH 50.42 89.10 396.00 743.65 FAMILY CLOTHING 03/14/10 KINDLE BOOK 866-321-8851 DIGITAL Total of Due in Full Activity for G MAXWELL 7,687.16 383.06 8.99 Total Duo In Full Activity 92,245.81 Important Nonce Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible your Features are as follows￾For Sign & Travel*, the APR is 9.15%, the DPR is 0.M51% Sign & Travel, the APR is 9.15%, the DPR is 0.0251% Please refer to page 2 for further important information regarding your account AMEXCO2039 SDNY_GM_00327839 EFTA_00200593 EFTA01686837 Mem beinitgicarils First￾Monthly Statement and Page 7of 8 Program News For questions about your Membership Rewards account, visit us at americanexpress.com/ Statement Period MEMBERSHIP1 February 1, 2010 - February 28, 2010 Account activity alter this period does not appear on this statement rewards rewards AVM., tor FIRST" or contact us at 1.800.297.1300 American Express THEODORE W WAITT lAtretirshp Renal Icearl Motet 1M71755807 Total Points Balance 584,251 Membership Rewards P.O. Box 297813 Points Earned this Period aro Ft. Lauderdale, FL 333299785 pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Points Earned this Period 78,353 Account Summary Opening points balance 505,898 Points earned this period +78,353 Points used this period 0 Reinstated points and adjustments 0 Total points balance =584,251 Points Earned this Period owl/to- 02/28/10 Points Activity On Bonus Points Total Points Actjvity Eligible Charges Awarded Per card Centurion 75,945 358 76,303 xxxx-xxxxx9= Cwitinasen H0 S. I OW flx Add1 Centurion_ Z050 0 2,050 )000000(XX9.M. Totals 77,995 368 713,363 Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your program account. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terns & Conditions in your Program Guide. If you have questions, please visit VAVW.ainetiCaneXpreSS.COMANMITIS or call 1.800.297-1300. For international, can coiled 305-816.2799. SOIMNESECOM Important Change to the Membership Rewards® Southwest Airlines® Point Transfer Program Effective July 1, 2010, Southwest Airlines will no longer be a participating point transfer airline in the Membership Rewards program. Therefore, please complete any Membership Rewards point transfers into the Southwest Rapid Rewards t program before June 30, 2010, by visiting membershIprewards.com/travel Pont firelerred b be Rid Rands, pegs', are =Wend fns atl lied b fat Minn bare and «teas Frank every,: to the anayeinay. menrehidewordscom to acid* a wde ar ra, d reward %wets**, ccrple* or! eardlare co al tedenfon %sone awewiw rnembentdrowenacceVionets Use Membership Rewards® Points Towards Tax Payments Membership Rewards points are more flexible than ever. MEMBERSHIP Make your tax payment using an eligible enrolled American rewards. ~ress® Card. You can then use points towards the balance due. For more information, visit membershiprewardacomftaxes To ,ea Mornrshp Rewards po.-t 0 werrne1 WV'S 0/urge Petnel barMOM. MOW Can, Pon debuted fro-n rregram azoart dd era !or ocerespcodrq anoint awed b Card mad teal r pores tanned do r%l cat, lul cage anoint balance d pained metre on Girl amount tannn randy, d 2C0 cort Zn ocmenimeri aret win Cod on etas b servo, prat* con/enema lee Acceptance d mete bwl Luce vat by ter:ic.t ai en*. Sine promisee we apyoad RS parneni pianos f ees ponbar rig nes and none VOWS/ by Wig prow* Ona In P.Cce Terry on:lconIdone hr Mentt4t0p Herod- proarem rah. To transfer points to Southwest Rapid Rewards*, another frequent flyer program or use Pay with Pants to fly with no blackout dates or seat restrictions, visit membershiprewards. comiravel (MR Message 3817) Visit membershiprewards. comlerms or call 1.800-AXP-EARN (297-3276) for more information Partiasating partners and avaldble rewards are sutiect to change without notice. (MR Message 3834) Contincsd on morn Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX002040 SDNY_Gki_00327840 EFTA_00200594 EFTA01686838 c"Stattil.o. LQANTAS atlantic THEODORE W CLIC, ATE COPY MEMBERSHIP, rewards Pape 8 of 8 FIRST' Enjoy a One-Hight Stay and Breakfast for Two at Fairmont, Raffles or Swissatel Properties Redeem Membership Rewardso points for a one-night stay and enjoy breakfast for two with each certificate. Fairmont, Raffles and Swissotel Hotels & Resorts boast properties in some of the most desirable destinations around the world. Starting at just 30,000 points per night, explore some of the newest hotels--Fairmont Battery Wharf, Boston, Fairmont Vancouver Pacific Rim, Fairmont Pittsburgh, Fairmont Kunshan, Fairmont Beijing, Fairmont Nile City and Fairmont Bab Al Bahr, Abu Dhabi. Tenn at ecndboro 'Cl the Meertestthe Reeranee mb=r p=rutembenitl anwerdthicirere ar7 Of 14)0041XthEARN (flY/0274) lanai salea bothers rritoi mem Get a FREE $100 Callaway Golf Gift Card When You Redeem for This Callaway Golf FT-9 Driver The driver that delivers professional shot-shaping and Tour distance, for a fine-tuned game. Unleash the shot-maker in you. Draw it, fade it. cut the corner. The only limitation to this driver is your imagination. Redeem NOW and receive a FREE $100 Callaway Golf gift card that can be redeemed online at wvnv.callawaygolf.com Tenn and =tenets lOr PM illoteihp Rowan.. p Nrorn alp*. Vet mseterethiprrearelexcenthares a oallett-AXthflRN CM7-3270 tar more .&.,. Parlepieng perinea ard tevilitap nerved aro •utificl b CNrge Mat rats. Mclitheml Co* net be enrolee n the Merrterthre Rewards peon," thorn Mnsaelp Rewards pans co your Cad rea:thet Redeem Membership Rewardss Points for Qantas Airways and Plan Your Trip Down Under Qantas Airways offers more nonstop flights to Australia and New Zealand than any other airline and is the only airline to offer state-of-the art A380 service from Los Angeles to Sydney and Melbourne. All Qantas trans-pacific flights include complimentary in-flight meals, bar service. blankets, pillows and personal seat-back screens with up to 1,000 on demand choices. Tanned cocain fa N Ihrtenhp Reneca poor acc6 vet mentenlithrthardthamalenne acs 1400-UP-EARN ett742714 kr mane eiloonabon Pair-palm prawn ad arab ma* are t reelect $o charge withal nave Limited Time Offer! Transfer Now and Receive a 15% Virgin Flying Club Bonus Redeem Membership Rewards® points for miles in Virgin Atlantic's Flying Club program and pick up an extra 15% Flying Club mile bonus. Redeem points before April 30. 2010, and the bonus will be yours! And now, with Virgin Atlantic's Reward Seat Sale, your miles could take you even further. Visit wvnv.virginatlantic.com/flyingclub for details. Mertorahp Reward rant ti moist Fawn.* lo vase% Mist OW ccco 00~ v 0 and 460/10 wa to elptle let Ina 15% torus rndos cafe. Tote set* lo meet the 1:01J3 riles axounl nun to stye and not in dial al we Orr. of the WMe lularnent ewe men wale °edit(b )ourF lyng CUD account Mtn la dye SIN we tarsier One a aublact la the in rcl cordeons et Vegan Afars Fir.; Ckl, pagan. preview this reward and to redeem points, visit membershIprewards. comer call 1-800-AXP-EARN (297-3276). (MR Message 3832) Visit membershlprewerds. corn or call 1.800-AXP-EARN (297-3276) and redeem 51,400 Membership Rewards points for reward code CWG230. (MR Message 3833) TO PrOthOW thiS reward and to redeem points, visit membershIprewards. corn or call 1.800-AXP-EARN (297-3276) (MR Message 3830) To preview this reward and to redeem points, visit membershlprewards. comer call 14300-AXP-EARN (297-3276). (MR Message 3831) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX002041 SDNY_GM_00327841 EFTA_00200595 EFTA01686839 DUPLICATE COPY Centurion' Card Statement of Account 676,498 Membership Rewardso Points Available at 04/13/10, when charges due are paid in full and as accounts are in good starving. Cbvng Date THEODORE W WAITT XXXX XXXXX9 04/13/10 Page 1 of 8 Pay-rent Acbue) S New Balance S Please Pay By 04/28/10 Please refer to page 4 for important information regarding your account 92,245 81 -92,245.81 +40,273.24 40.273.24 See Page 8 For A Notice Of Changes To The Membership Rewards Program Terms & Conditions IMPORTANT INFORMATION ABOUT THE BILLING STATEMENT. The payment coupon has changed. To better protect your privacy, your Card account number has been removed from the payment coupon of the billing statement. Please have your Card number available when contacting American Express. To manage your account online or to pay your bill, please visit us at amorIcanoxprosocom. For general servicing or addilional contact information, please see the reverse side of this page or call the number on the back of your card. PAY ONLINE OR ON THE GO. Enjoy flexibility in paying your American Express' Card NIL Molt anwirlaiwareseant and choose from a variety of quid( and easy payment methods. el CHOOSE YOUR WAY TO PAY Visit americanexpresscom/poyonline to learn more. b ON YOUR COMPUTER: o Pay immediately o Schedule a future payment o Set up automatic payments with AutePay ON YOUR MOBILE PHONE: 0 Pay now or schedule payment for a later date Activity 'I's - 03/28/10' ONLINE PAYMENT THANK YOU Due In Full aigivity for THEODORE W WAITT 01/29/10 EXPLORA Arrival Date 01/29/10 00000000 SANTIAGO Departure Date 01/01/01 Please Saki an fa pinata:ASow detain ani retrn win )Cs parcel Do not Staple or use paper clips Payment Coupon iccoopocrlill. hilt "I I dem II" I I I'll' ill Mail Payment to: 1 1 2 3 Please Pry By 10 Amount Due $40,273.24 poyoupumwrowaohphimplhpi AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 004027324004027324 10 ii mount 92,245.81 Amount S -6,060.00 Credit Continued on Page 3 To Pay by Computer, vis4: arnericanexpresscomac. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a descnption of when adckbonal Finance Charges are not assessed on Features. Cheek here if address or phone number has changed. Note changes on reverse side. AMEXC•32042 SDNY_GM_00327842 EFTA_00200596 EFTA01686840 DUPLICATE COPY eripmesrar THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 5 00 p.m. may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement Payments must be made with a single check or draft drawn on as US bank and payable in US dollars, or with a negotiaW instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be maceed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send poet-dated checks. They will be deposited upon receipt. Our acceptance of an meth marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by traresmOing the amount of the check, routing number, account number and check sent number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electroncally, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset a•n•uM for the amount of the check. Authorization for Electronic Payments: By using the American Express Fay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to initiate an eledronic debit to the financial account you specify in the amount you request Payments received after 8-00 p.m. MST may not be credited until the next day To use Pay By C,ornputer, please visit us at vevny.americanexpress oom Finance Charges: Avenge Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate Ft on_ ur Account Under this method we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transactions); Different daffy periodic rates may be applied to separate Feature balances. To get the ADS tor each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing penods) (2) add any new transactions, debts, or tem., ('3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after Me finit day of Me billing penod we also add an amount of interest equal to the previous days dailqoalance mullphed by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the mning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up aft t day balances for the Feature for the bang period and divide the total by the number of days in the baling period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Oi, osing Date, then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the belling period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the telling period is calculated by adding the FC assessed on all Features of the Account This method of calculating the ADS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you Incur a Charge in a ftreign currency, it will be converted into US dollars on the date it is processed by us or our agents Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from custemaiy banking sources, on the conversion date or the prior business day In each instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such estabishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bell incorrect or if you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bA on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement but r ing so will not preserve your rightS In your letter, give us the following information. 1. Your name and account number, The dollar amount of the susOded error; 3 Descnbe why you believe there is an error. If you need more information, describe the item you are unsure about You do not have tom any amount in question while we are investigating, but you are still obligated to pay the pals of your bill that are not in question While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay wiur bill automatically from your checking or savings account, you can stop the payment on any amount yOu think is wrong. To stop the payment' your letter must reach us three business days before the automatic payment is stheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have toed in good faith to correct the problem with the merchant, you may not have to pay the remaining amount (toe on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardess of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month penod followinothe date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents maycontact the New York Banking Departmental to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518-8866. Change of Address con OCT on "cat do not use ",nett Addmes Cm San ZO Cole ass Cede anti Hone Peone PIN Cos* and Weds Plsone Ernaii costeeeg • To change your address online, visit vnvw.arnericanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at evvramericanespresS.Cosn/privecy for more details and to set your email preferences. Page 2 of 8 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1-800-CASH-NOW International Collect 1.954.503-8905 Hearinrgg (gam- m EST) TTY: ii 800.221.9950 FAX: 1.800-695.9090 In NY: 1.800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurions Card from American Express Customer Service P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Express Cash P.O. Box 981531 El Paso, TX 79998-1531 Payments BOX 0001 LOS ANGELES CA 900964000 Please provide your e-mail address to receive important j account updates and I exclusive Cardmember offers and benefits. AMEX002043 SDNY_GM_00327843 EFTA 00200597 EFTA01686841 THEODORE W WAITT DUPLICATE COPY >ccrcc000coM Ax COMM DS 04/13/10 Page 3 of 8 Due in Full continued 03/14/10 PENINSULA BEVERLY HIBEVERLY HILLS Arrival Date Departure Date 03/1 1/10 03/12/10 00000000 LODGING 03/1910 R AND B LA JOLLA FAMLA JOLLA 53.17 DENTIST/ORTHODONT1ST 03/17/10 DS WATERS DS WATERS IMBLETON 26.98 800.492.8377 03=10 Aventura Urnousne 8305-770-5466 1,196.00 305.7705466 0392/10 Avertura Limousine 8305.770-5466 603.00 305-7735466 03126/10 FLUXX Mt3HICLUB 5004TH AVE BARMIGHTCLUB FOOD/BEVERAGE 1,835.06 03426/10 ZENEtU W293568991 SAN DIEGO 955-4544540 FOOD TIP 03/27/10 FLUXX NIGHTCLUB 5004Th AVE BAFVNIGHTCLUB FOOD/BEVERAGE TIP 03/27/10 7 FOR AU. MANKIND !ISAR DIEGO NON-DURABLE GOODS Descriptice APPAREUACCESS 03128/10 FLUXX NIGHTCLUB 500 4TH AVE BAFVNIGHTCUJB FOOD/BEVERAGE TIP wan 7FORALLMANKiND OOM BRANCHO DOMINGO 1,313.67 8664271114 03/30/10 MITCH S SURF SHOP M iLA JOLLA 2,068.43 858-459 5933 03/30/10 OSA 061217LA JOLLA 559.50 858.4594040 03/31/10 ITUNES MUSIC STORE (AUSTIN 15.92 runes Music Stole 04/01/10 CALIFORNIA BICYCLE SUJOLLA 10,100.00 SPORTING GOODS STORE 04/03/10 TRULUCKS LA JOLLA 350.00 RESTAURANT 04/04/10 THE COMEDY STORE 029LA JOLLA 8584549176 FOOD/BEVERAGE 23.50 TIP 8.50 04/04/10 THEOOMEDYSTORE.00M OLA JOLLA 8584549176 Description Price BANDIORCHESTR/VENTR 44.00 04/06/10 TOM FORD RETAIL, LLCNEW YORK 212-359-0376 Description MENS & BOYS CI. 2,083.50 1,835.06 300.00 74.89 1,600.00 1,315.32 284.88 1,792.20 1,500.00 1,247.84 252_16 32.00 44.00 3,080.00 AME X002044 Continued on reverse SDNY_GM_00327844 EFTA_00200598 EFTA01686842 DUPLICATE COPY Prepored THEODORE W WATT Account Lott. XXXX.XXXXX9= P8004018 Duo in Full continued 04/07/10 ITUNES MUSIC STORE IAUSTIN Tunes Music Store 04/07/10 MVONAUAAX 888-241-0049 MEMBERSHIP 04/11/10 NETBIZ.COM 888-847-2226 225.00 DIRECT MKTG MISC 04/13/10 WALL ST JOURNAL IPAD800-765-7395 17.29 SUBSCRIPTION teraineS 56.95 23.95 Total of Due In Full Activity for THEODORE W WAITT 22,818.62 Duo in Full aglivity for G MAXWELL csa la secs 03/14/10 KINDLE BOCK 866.3214851 14.85 DIGITAL 03/18/10 AMAZON.COM AIAZN.COMMILL 236.43 MERCHANDISE 03/19/10 KINDLE-THEDAILYMAI 866-216-1072 9.99 DIGITAL 03/22/10 KINDLE-NEWYORKTIME 866.121.8851 13.99 DIGITAL 03/25/10 ADCOM WORLDWIDE BELLEVUE 1,593.64 COURIER SERVICE 03/25/10 NEIMAN-MARCUS 10 000BEVERLY HILLS DEPARTMENT STORE Description Price DRESS 158.00 WOVEN TOP 425.00 03/26/10 LAUMONT PHOTOGRAPHICNEW YORK PHOTO FINISHING Description 121202 04105//0 BEDDING N BATH.COM-UTAYLOR MI 2,027.47 SALE/PURCHASE 04/05/10 BEDDING N BATH.COM-UTAYLOR MI 487.10 SALFJPURCHASE 04/05/10 BEDDING N BATH.COM-UTAYLOR MI 422.50 SALE/PURCHASE 04/09/10 POLO.COM 00128 KING OF PRUSSIA 4,780.30 ORDERS@GSICOMMERCE.COM 0009/10 POLO.COM 00128 KING OF PRUSSIA 4,780.30 ORDERS@GSICOMMERCE COM Total of Duo in Full Activity for G MAXWELL 17,454.62 639.85 2.446.20 Total Duo in Full Activity 40,273.24 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features aspart of your Card account. The current Annual Perceage nt Rates (APRs) and Daily Pert& Rates (DPRs) for the Flexible Payment Features are as follows. For Sign & Travel', the APR is 9.15%, the DPR is 0.0251% Sign & Travel, the APR is 9.15%, the DPR is 0.0251% Please refer to page 2 for further important information regarding your account AMEXCO2045 SDNY_GM_00327845 EFTA_00200599 EFTA01686843 MembeR-Wiigilarlls First￾Monthly Statement Page 5 018 and Program News For questions about your Membership Rewards account, visit us at amerIcanexpress.com/ Statement Period March 1, 2010 • March 31, 2010 Account activity alter this period does not neat on this statement MEMBERSHIP rewards rewards or contact us at 1-800.297.1300 Pr.o.dfc, FIRST' THEODORE W WAITT Total Points Balance American Express Membership Rewards isms /caul Mete 676,498 P.O. Box 297813 Points Earned this Period are Ft. Lauderdale, FL 33329-9785 pending until charges are paid in full and all your accounts are in good standing. Points Earned this Period may include Bonus Points Points Earned this Period 92,247 Account Summary Opening points balance 584,251 Points earned this period +92,247 Points used this period 0 Reinstated points and adjustments 0 Total points balance =676.498 Points Earned this Period 03/01/10 • 03/31/10 Points Activity On Eligible Charges 84,561 Bonus Points Awarded Total Points Activity Per Card Centurion xxxx-xxxxx9= 0 84,561 Adel CM )000C-XX)Ontig(91M i 7,686 0 7,686 Totals 92,247 0 92,247 Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in wod standing. Points used cannot be reversed back into your program account. Forfeited points can be reinstated fore fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms 8 Conditions in your Program Guide. If you have questions, please visit www.americanexpress.comlrowards or Cali 1.800.297-1300. For intemationW, call coiled 305-816.2799. AMEX002046 SDNY_GM_00327846 EFTA_00200600 EFTA01686844 THEODORE RYAPA419ATE COPY MEMBERSHIP rewards Page 6 of 8 FIRST" AMEX002047 SDNY_Gm_00327847 EFTA_00200601 EFTA01686845 DUPLICATE COPY ra &tart Na-ter THEODORE W WAITT XXXX-XXXXX9M CustomFxtras￾Save Time and Money Buying Your Next Car Get these great Cardmember offers with the American Express' Auto Purchasing program! • Low Cardmember prices on new and used can • Your upfront. no-haggle price in writing - before visiting the dealer • Dealers committed to excellent customer service • Use any American Express Card to help pay for your vehicle Citteng Date 04/13/10 Page 7c:48 Why wait? Visit today at amexnetwork.com/auto Now Accepting American Express® Cards! Heritage Auctions - 29 collecting areas include coins, art, jewelry, comics, sports. Bid live from almost anywhere. To view free catalogs and research 2.4 million past auctions, visit www.HA.com/AE Tabu Sushi Bar Ultra Lounge - Exceptional lunch and dinner liscombined with an electric nightlife. 7742 Herschel Ave. Ste M, . www.tabusushibar.com Bencotto Italian Kitchen - Inspired by Italian Kitchens, We offer hand-crafted pastas and regional specialties. 750 W Fir St., San Diego. 619-450-4786 or www.lovebencotto.com if there are other paces where you would like to see the Card accepted, pease call the Customer Service number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 113293) AMEX002048 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet then criteria. SDNY_GM_00327848 EFTA 00200602 EFTA01686846 DUPLICATE COPY Prepxed r THEODORE W WAITT Centurion® Card Statement of Account rco da a:c ovorxxx91 . Page 8018 Notice of Changes to Your Membership Rewards Program Account Effective July 1, 2010. Southwest Airlines will no longer be a point transfer partner in the Membership Rewards program. Any Membership Rewards point transfers or redemptions for the Southwest Rapid Rewards program must be made by June 30, 2010. These transfers or redemptions will be considered final, non-refundable, and subject to the Southwest Rapid Rewards program terms and conditions. You will still be able to redeem points for flights using Membership Rewards' Pay with Points. With Pay with Points, you can fly any airline without seat restrictions or blackout dates, and can pay for all or part of your trip with points. You can also transfer points into over 20 frequent flyer and guest programs, or redeem points toward our airline and hotel travel certificate partners. To transfer points to a participating frequent flyer program or to use Pay with Points, please visit membershiprewards.corriltravel. Please remember to make any final point transfers or redemptions for the Southwest Rapid Rewards program by June 30, 2010. S0240 BP/MU/MR02/0410 PJAEX002049 SONY_GM_00327849 EFTA (1(12(X1603 EFTA01686847 Centurion Card Statement of Account THEODORE W WAITT 40,273 24 Pay-rent Acta,. -30,74443 DUPLICATE COPY xxxx.xxxX9iii No* Adorty $ AcOustments +48,571.13 New Balance $ 58.099.94 Cbcog Ode 05/14/10 716,771 Membership Rewards® Points Available at 05/14/10, when charges due are paid in full and all inidaints are in good starving. Page 1 of 9 Please Pay By 05/29/10 Please refer to page 5 for important information regarding your account To manage your card account online or to pay your bill, please visit us at www.amerlcanexpress.com. For general servicing or additional contact information. please see the reverse side of this page or call the number on the back of your card. The Exclusive Resorts benefit offering discounts to the membership fee and dues has been discontinued. Please note that Exclusive Resorts continues to proudly accept the American Express® Card. You may contact American Express member services at the number on the back of your Card if you have any questions. Activity .frcka" "9". 05/03/10* ONLINE PAYMENT - THANK YOU Due In Full airlty for THEODORE W Cad 4C07.4COCC<9 04/14/10 DS WATERS DS WATERS MASLETON 8004924377 04/16/10 ITIJNES MUSIC STORE DUSTIN runes Music Stem 04117/10 NIGHT VISION ENTERTACALABASAS 323-5124400 04/18/10 NIGHT VISION ENTERTACALABASAS 323-5124400 04/2W10 WEST STEAK WEST STEACARLSBAD 4980 AVENIDA ENCINAS CAR FOOD/BEVERAGE 321.57 TIP 78.43 01/20/10 Aventura Limousine &305-770-5466 305-770-5466 sent -30,744.43 19.96 14.97 9,000.00 Please lold on to porlotto Sow delth ad retrn will )Os cor01 Do not staple or use paper clips Payment Coupon x:C000000nall THEODORE W WA I I Mail Payment to: 1 I 2 3 7,000.00 se 5/29/f0 Amount Due $58,099.94 dn"P"PHIIHddehhand4HONhallqudgill AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 005809994005809994 10 d 400.00 226.00 Continued on Page 3 To Pay by Computer, visa: arnericanexpresscom/pbc. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse Side for a descnption of when additional Finance Charges are not assessed on Features. Cheek here it address or phone number has changed. Note changes on reverse side. AMEXO32050 SDNY_GM_00327850 EFTA_00200604 EFTA01686848 DUPLICATE COPY Pereearar THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 5 00 p.m. may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement Payments must be made with a single check or draft drawn on as US bank and payable in US dollars, or with a negotiaW instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be coceed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send pcst-dated checks. They will be deposited upon receipt. Our acceptance of an meth marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by trartsmOing the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electroncally, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset a•n•uM for the amount of the check. Authorization for Electronic Payments: By using the American Express Fay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to initiate an eledronic debit to the financial account you specify in the amount you request Payments received after 8-00 p.m. MST may not be credited until the next day To use Pay By C,ornputer, please visit us at www.americanewess oom Finance Charges: Avenge Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate Ft ons ur Account Under this method we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transactions); Different daily periodic rates may be applied to separate Feature balances. To get the ADS Tor each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debts, or Tem-, ('3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after Me finit day of Me billing penod we also add an amount of interest equal to the previous days dailqoalance mullphed by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the mning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up aft t day balances for the Feature for the bang period and divide the total by the number of days in the baling period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Oosing Date, then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the bang period is calculated by adding the FC assessed on all Features of the Account This method of calculating the ADS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from costemary banking sources, on the conversion date or the prior business day In each instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such estabishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect or if you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bA on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement but r ing so will not preserve your rightS In your letter, give us the following information. 1. Your name and account number; The dollar amount of the susOded error; 3 Descnbe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have tom any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay sir bill automatically from your checking or savings account, you can slop the payment on any amount yOu think is wrong. To stop the payment' your letter must reach us three business days before the automatic payment is stheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have toed in good faith to correct the problem with the merchant, you may not have to pay the remaining amount ctue on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or it we mailed you the advertisement for the property or services, all purchases are covered regardess of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month penod followinothe date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents maycontact the New York Banking Departmental to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518-8866. Change of Address con OCT on "cat do not use ",nett Addmes Cm San ZO Cole ass Cede anti Hone Peone PIN Cos* and Weds Plsone Ernaii costeeeg • To change your address online, visit vnvw.arnericanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly In blue or black Ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vew.americanespress.ccsn/privecy for mere details and to set your email preferences. Page 2 of 9 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1.800-CASH-NOW International Collect 1.954.503-8905 Hearinrgg (gam- m EST) TTY: ii 800.221.9950 FAX: 1.800-695.9090 In NY: 1.800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurions Card from American Express Customer Service P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Express Cash P.O. Box 981531 El Paso, TX 79998-1531 Payments BOX 0001 LOS ANGELES CA 900964000 Please provide your e-mail address to receive important j account updates and exclusive Cardmembm I offers and benefits. AMEX002051 SDNY_GM_00327851 EFTA_00200605 EFTA01686849 DUPLICATE COPY THEODORE W WAITT Camp DS Page 30(9 )OCO(4030(X9M 05/14/10 Due in Full continued 04/20110 Aventura Limousine 2405-770-5466 336.50 305-770-5466 042910 Aventura Limousine 8305770-5466 226.00 305-770-5466 04/23/10 C Auberge Del Mr 0(858)259-1515 0000102009 92014 Food & Beverage 04/2910 ITUNES MUSIC STORE 'AUSTIN 7.98 Tunes Music Store 04/26/10 PALENA WASHINGTON RESTAURANT FOOD/BEVERAGE 324.80 TIP 75.20 04/27/10 CAUFORNIA BICYCLE 81../1JOLLA 297.50 SPORTING GOODS STORE 04/27/10 BLT STEAK DC 0281000WASHINGTON 2028898993 FOODA3EVERAGE 1,561.30 TIP 138.70 042910 TAYLOR UVERY RIVERDALE MD 3,186.70 20737 LIMOUSINE SERVICE 0428/10 THE HAY ADAMS THE HABETHESDA Arrival Date Departure Date 04/26/10 04)2910 00000000 LODGING 04/29/10 SAN DIEGO BLOOD BANK619-236-6393 200.00 8009441111 0430110 MINETTA TAVERN NEW YORK 950.00 BAFVNIGHTCLUB FOOD/BEVERAGE 743.07 TIP 206.93 05/01/10 7 FOR ALL MANKIND !/NEW YORK NON-DURABLE GOODS Desaidion APPAREUACCESS 05/01/10 7 FOR ALL MANKIND 17NEW YORK NON-DURABLE GOODS Desaidion APPAREUACCESS 05/02/10 BAROLO 8819000007901NEW YORK RESTAURANT TIP 05/03/10 THE HAY ADAMS THE HABETHESDA MS Date Departure Date 04/26/10 04/28/10 00000000 LODGING 05/04/10 ITUNES MUSIC STORE (AUSTIN 0.99 Tunes Music Store 05/04/10 7FORALLMANKIND.00M 8RANCHO DOMINGU 1,842.22 8664271114 05/05/10 HUGO BOSS FASHIONS HNEW YORK 1,212.56 212-9400643 425.00 400.00 1,700.00 5,309.19 99.00 2,452.96 39.73 230.00 200.00 AMEX032052 Continued on reverse SDNY_GM_00327852 EFTA_00200006 EFTA01686850 THEODORE W WAITT DUPLICATE COPY Awaxl )o ntiotisioa9M Page 4 of 9 Due In Full continued Parma 5 05/05/10 BICE BISTRO - SAN DISAN DIEGO RESTAURANT 05105/10 SHOES.COM 1892044909ST LOUIS 888-2334743 Description SHOE STORE 05/07/10 MVOWALMAX 888-241-0049 MEMBERSHIP 05/11/10 NETBIZ.COM 888-847-2226 DIRECT MKTG MISC 05/12/10 DS WATERS DS WATERS MABLETON 800.4924377 05/13/10 WALL ST JOURNAL IPA0877-975.4723 SUBSCRIPTION 05/13/10 TOM FORD RETAIL, LLCNEW YORK 212459-0376 Description MENS & BOYS CL 500.00 204.95 23.95 225.00 28.02 17.29 13,370.00 Total of Duo in Full Activity for THEODORE W WAITT Duo InAtisivfty for G MAXWELL Cad )000C￾WW1 0 POLO.COM 00128 KING OF PRUSSIA ORDERSONSIOOMMERCE.COM 04/17/10 POLO.COM 00128 KING OF PRUSSIA ORDERSONSICOMMERCE.COM 04/23/10 KINDLE-NEWYORKTIME 866-321.8851 DIRECT MKTG INTERNET 04/23/10 KINDLE•THEDAILYMA1 866-216-1072 DIRECT MKTG INTERNET 051110 TarTARGETCOM TARGET.COM DIRECT MKTG MISC 04/19/10 KINDLE-THEDAILYMAI 866.216.1072 DIGITAL 0422/10 KINDLE-NEWYORKTIME 866-3214851 DIGITAL 0427/10 TGT•TARGET.COM TARGET.COM GENERALMERCH 04/27/10 AMAZON.COM AMZN.COM/BILL MERCHANDISE 04/27/10 AMAZON.COM A1.4ZN.COM/BILL MERCHANDISE 04/27/10 AMAZON.COM MAIN.COINBILL MERCHANDISE 0427/10 AMAZON.COM A1.42N.COM/BILL MERCHANDISE 0427/10 AMAZON.COM MAIN.COM/BILL MERCHANDISE 0427/10 AMAZON.COM AIAZN.COM/BILL MERCHANDISE 05/06/10 AMAZON MKTPIACE PMTSAMZN.COM/BILL MERCHANDISE 05/08/10 POW RALPH LAUREN 82NEW YORK FAMILY CLOTHING 05/10/10 SCHWEITZER UNENS INNEW YORK MISC HOME FURNISHINGS 50,108.74 4,753.48 Credit 4,75348... Credit -13.52 Credit -8.33 Credal -17.80 Credal 9.99 13.99 37.44 31.60 31.60 31.60 31.60 31.60 31.60 22.98 Z057.41 4,855 83 AME X002053 Continued on next page SDNY_GM_00327853 EFTA_00200607 EFTA01686851 DUPLICATE COPY Prmaset riv ACCOSt Norte' Cburg Date THEODORE W WAITT )00/04-)C000(9-= 05/14/10 Pape 5 of 9 Due in Full continued MS 05/10/10 POLO RALPH LAUREN 82NEW YORK 420.44 FAMILY CLOTHING 05/11/10 AMAZON.COM AMZN.COWBILL 26.10 MERCHANDISE 05/12/10 AMAZON.COM AJAZN.CCSA/BILL 26.10 MERCHANDISE 05/12/10 SAKS DIRECT HRDC 068SICS DIRECT 8003479177 Desolation Price CHANEL TREATMENT 150.00 CHANEL TREATMENT 150.00 DELIVERY FEES 2250 351.12 Total of Due in Full Activity for G MAXWELL -1,535.61 Total Duo in Full Activity 48,571.13 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features asrciart of your Card account The current Annual Percentage Rates (APRs) and Daily Pollock Rates (DPRs) for the FlexblePayment Features are as follows: For Sign 8 Traver', the APR is 9.15%, the DPR is 0.0251% Sign 8 Travel, the APR is 9.15%, the DPR is 0.0251% Please refer to page 2 for further important information regarding your account AMEXCO2054 SDNv_GM_00327854 EFTA_00200608 EFTA01686852 Preqvw 10, THEODORE W wAra DUPLICATE COPY )0 4t&cotth,9= Page 6 of 9 AMEX002055 SDNY_GM_00327855 EFTA_00200609 EFTA01686853 For questions about your Membership Rewards account, visit us at americanexpress.com/ rewards or contact us at 1.800.297.1300 American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 333299785 Mem bePAWcitgicarils First￾Monthly Statement and Program News Statement Period April 1, 2010 • April 30, 2010 Account activity alter the period does not appear on this statement Pnpated THEODORE W WAITT Wets Points Earned this Period aro pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Total Points Balance 716,771 Points Earned this Period 40,273 Account Summary Opening points balance Points earned this period Points used this period Reinstated points and adjustments Total points balance 676,498 +40,273 0 0 =716,771 Points Earned this Period 01/01 /10 04/30/10 Pants Activity On Eligitie Charges Bonus Pcints Awarded Tots Points Actjvity Per Gard Centurion XXXX.xxxxx9= 22,819 0 22,819 Addl Centunoii_ xxxx.xxxxx9 17,454 0 17,454 Totals 40,273 0 40,273 Page 7 of 9 MEMBERSHIP1 rewards FIRST" Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in wod standing Points used cannot be reversed back into your program account. Forfeited points can be reinstated for a lee by calling the number provided below. Eligrble Card charges are outlined in the Membership Rewards program Terms 8 Conditions in your Program Guide. If you have questions, please visit www.americanexpress.comtrevards or call 1.800.297-1300. For international, call coiled 305.816.2799. Spring Into Rewards and Save! This spring save on select rewards when you use Membership Rewards{ points between May 1 and June 30, 2010. SPRING INTO REWARDS [Gan neer 'my • me as N. no) v ektai% L Claim your reward online at: membershIprowards.com/myrowards Cass veld ky *doled U S Mrtnhp Rewade pryer enrelkeee or* pate met be Wore] onlne teased 912010 rd Gr1)2010 are net tra-ale/tle artntle WN ether diem ard maybe Meted &00a lenueed r ary tr. wiho mace AS Cad acanxte Yoe] lo an enrolea von , 4CCCuM nue be Seat Ord nee n debut al the In d acre maroon Ithduai tans. carden and reetreeore apd ba etch caw. Vett mos stiprewardscommwrowares i al one delal• Tema Ord cordtore lei the ila - Ronal*, proven ;Or vet menbenalptewardeanionna Of Cal 140041P-EAFIN Off 11 . 216Tbr were olorrobon. Get a $100 Callaway Golf® Gift Card When You Redeem for a Callaway Golf uPro GPS The uPro uses state-of-the art technology with GPS, aerial and satellite photography of thousands of golf courses. The uPro's 2.2 inch color screen displays golf course hazards, multiple viewpoints of the fairway, and accurately generates distance markers. With no additional drivers or software to install and easy-to-use features, the uPro is the perfect tool to improve your golf game. Redeem NOW and get a $100 Callaway Golf gift card that can be redeemed online at vnvw.callawaygolf.com! Term .rd ear/Thee. lot We wean* Pearly* piteiren a4p Vet nmenteriblprendesonelenae a ea I40041XPeall O74276) let note inSncek Partscdfrg paters ant eyelet* rewards are plead to chardealtat mace Big Brands. Big Selection e.g Sale Visit membershiprewards. commyrewards to use pants and save (MR Message 3928) Visit membershiprewards. corn or call 1.8110-AXP•EARN (297-3276) and redeem 55,500 points with reward code LINK826. (MR Message 3938) Commod on tavern Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX002056 SDNY_Gki_00327856 EFTA_00200610 EFTA01686854 AMERICANA MANHASSET MANDARIN ORIENIAI 111t 1W' tt LIMA' rod door spas THEODORE yik R leATE COPY MEMBERSHIP rewards Page 8 of 9 FIRST' Shop AlitWoricanaManhasset.COM and Earn Double Points on All Purchases Through 12/31/2010 Shop AmericanaManhasset.com's exclusive, hand-picked selection of hip and luxurious items from HIRSHLEIFER'S, a one-of-a-kind boutique featuring a remarkable collection of European and American couture clothing and accessories from designers including Balenciaga, Mark Davis, Lucien Pellat-Finet, Aurora Lopez, and more! Ofer vat:lel/DVS 1270V10 on al purchases alwawAineelcanaMenhassetcom To be eig The lo earn be"aerS;gre'beerolf"""" mull iertIo RaVain t; a ilT iVai.lettenthp Ret tins e acar .w.r. Me .alet chvga approrocin ‘r riaralica on We laerteThTho Rama awn. nuenteterpi:wg ard:tentlei ems a call la nCra 14100.110‘EARN O7.3276) Moue ID fl it Mandarin Oriental Welcomes You Whether you're longing for the indulgence of a beachside retreat, the bustle of a major metropolis, or the relaxation of a world-class spa, Mandarin Oriental s acclaimed collection of luxury hotels awaits you. Perfectly located in the world's most prestigious destinations, Mandarin Oriental's 25 hotels and resorts welcome you with legendary service and exquisite facilities, steeped in the values of the orient. Redeem Membership Rewards® points for a one-night stay, starting at 25,000 points. Ten ardecndtone for no Mcreashp Resaidell ied pogram app) Vet menteashIporwardescorthlenas cc ca11400-A/CP-FARH0M74211I for more nine*, ThallOpollql prawns and Thakitde nava ate saved lo change *tote nate The Gift of Red Door Spas...Now Easier Than Ever! Relax the body, renew the sprit, and refresh the mind for a total sense of well being that can only be from Elizabeth Arden Red Door Spas. Treat yourself or someone special. Redeem for $50 or $100 gift cards, or enjoy the new eGift Cards, delivered almost instantly to your printer. Gift cards and eGift Cards may be used at any of 30 day spa and resort locations nationwide. See spa service listings and locations at www.reddoorapas.com UM* and CadOan ,c tie Merterap Resaleappggr7enAp1r. Vet MINTIberaireVardtC0a11.11714 a cal 1403-AXP4J1r1N al -32761 br mite rilatrobal PaCOOng pains and a.alatie rewade are stbecl la Change %OW POICII. Asia de Cuba, China Grill...Redeem Points for a China Grill Gift Card! World-class chefs, spectacular decor and the highest standards of service...China Grill Management's original, critically acclaimed and wildly popular dining hotspots like Blue Door at Delano, Asia de Cuba, China Grill and Red Square are in major cities across the globe--New York, Las Vegas, Miami, Chicago, Los Angeles, San Francisco...and more! Visit www.chlnagrlllmgt.com for more information on restaurants and locations. Tame aid conitcns fa the Merterehp Remade* pagan, spay. Val meenbecvalprewardesonleane a cal 1-600-AXPOAN (217427ilfot more edorr-a)on Palclx*S0 perinea. and avarkkle rewwee ere a WI b change Mira* rage Shop online' www.Americana Manhasset.com (MR Bonus ID 8444) Visit Firstcolleetioneom for more information about Mandarin Oriental's rewards in the Membership Rewards program. (MR Message 3927) To start redeeming today, Mg on to membershiprewards. corn or call 1.800-AXP-EARN (297-3276) (MR Message 3933) To start redeeming today, tog on to membershiprewards. coin or call 1.800-AXP•EARN (2974276). (MR Message 3935) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX002057 SDNY_GM_00327857 EFTA_00200611 EFTA01686855 DUPLICATE COPY Proposal For THEODORE W WAITT &tart Na-hr Citavro Oritv XXXX•XXXXX9M 05/14/10 CustoinDarac Page 9 of 9 GO ONLINE TO GET MORE OUT OF YOUR STATEMENT Use the tools of your Online Statement to manage your spending easily. #• o View up to 24 months of account activity o Creels costomood reports and download them to your computer o Tag Purchases or (addy son and arePti account data Visit americanexpress.com/estatementinfo to learn more. Now Accepting American Express® Cards! Conn's - Visit any of our 77 Conn's locations or Shop online at www.Conns.com for guaranteed low prices on name-brand appliances and electronics. Wilderness Aware - Colorado's company of the year, offers white-water rafting, jeeping, horseback riding and downhill biking. 1-800-462-7238 or www.lnaraft.com CARDS 'A E CCME Auto Parts Warehouse - Free shipping on most car and truck parts and accessories. Visit us at wvinv.autopartswarehouse.com or call 888-279-0864. II there are other places where you would like to see the Card accepted, please call the Customer Service number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 113469) AMEX002058 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327858 EFTA 00200612 EFTA01686856 AMEX002059 SDNY_GM_00327859 EFTA_00200613 EFTA01686857 Centurion • Card Statement of Account THEODORE W WAITT Prenaa Satre. 1 Payment Aare). S -57,097.48 DUPLICATE COPY Nanter XXXX-XXXXX9M ewe Acme Aiwinwie tr.< ry. New Balance S 98.496.02 caviccia 06/13/10 765,345 Membership Rewards Points Available at 06/13/10, when charges due are paid in full and all inoonnts are in good staining. Page 1 of 9 Please Pay By 06/28/10 Please refer to page 5 for important information regarding your account To manage your card account online or to pay your bill, please visit us at www.amodcanexpress.com. For general servicing or additional contact information, please see the reverse side of this page or call the number on the back of your card. Activity . 1"/"" °°"" ° 06/C6/10' ONLINE PAYMENT - THANK YOU Duo In Full agivIty for THEODORE W WAITT Cad XICCOCCOOC9M 05/17/10 7FORALLMANKiND COM SRANCHO DOMINGU 8664271114 05/13/10 Aventura Limousine 8305-770.5466 305.770.5466 05/14/10 CALIFORNIA BICYCLE 8LAJOLLA 256.00 SPORTING GOODS STORE 05/16/10 OSA 06121RAJOLLA 858-4594040 05/18/10 Averdura Limousine 6305-770-5466 547.51 305-770-5466 05/I WI 0 HI TECH BIKES 650000SAN DIEGO 8587151517 Description Price BICYCLE SHOPS-SALES 304.48 05/21/10 RIME US ZENBU CARDIFCARDIFF 800451.5817 Description FOOD/BEVERAGE 05/24/10 (TUNES MUSIC STORE IAUSTIN 31.96 iTunes Music Store Amounts -57,097.88 Amounts -430 66 Credit 1,079 76 1,324.00 304.48 1,152.00 Plane kid alit* porkgata. ado. Watt a-a mum will ),os Wywg Do not Staple or use paper dips Payment Coupon )0XX4000,0Aiiii Mail Payment to: 1 123 Please Pay By: 06:2EVIO Amount Due $98,496.02 AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 0000349991385910203 009849602009849602 10 d Continued on Page 3 To Pay by Computer, vis4: americanexpresscom/pbc. Enter account number on all documents. Make check payable to American Express. See Finance Charges section on reverse side for a description of when additional Finance Charges are not assessed on Features. Cheek here it address or phone number has changed. Note changes on reverse 441). AmE(002060 SDNY_GM_00327860 EFTA_002006 14 EFTA01686858 DUPLICATE COPY Pepmearar THEODORE W WART XXXX-XXXXX9M Payments: Payments received after 5 00 p.m. may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement Payments must be made with a single check or draft drawn on as US bank and payable in US dollars, or with a negotiaW instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be coceed If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send pcst-dated checks. They will be deposited upon receipt. Our acceptance of an meth marked with a restrictive legend will not operate as an accord and satisfaction without our express prior wntten approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by trartsmOing the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to inmate an electronic debt from your bank or asset account. When we process your check electroncally, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset a•n•uM for the amount of the check. Authorization for Electronic Payments: By using the American Express Fay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to initiate an eledronic debit to the financial account you specify in the amount you request Payments received after 8-00 p.m. MST may not be credited until the next day To use Pay By C,ornputer, please visit us at www.americanewess oom Finance Charges: Avenge Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate Ft ons ur Account Under this method we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transactions); Different daily periodic rates may be applied to separate Feature balances. To get the ADS Tor each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debts, or Tem-, ('3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after Me amt day of Me billing penod we also add an amount of interest equal to the previous days dailqoalance mullphed by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the mning balance for that Feature for the next day. If this balances negative, it is considered to be zero. Then, we add up aft t day balances for the Feature for the bang period and divide the total by the number of days in the baling period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Oosing Date, then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the bang period is calculated by adding the FC assessed on all Features of the Account This method of calculating the ADS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from costemary banking sources, on the conversion date or the prior business day In each instance Increased by 2.7%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such estabishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect or if you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bA on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement but r ing so will not preserve your rightS In your letter, give us the following information. 1. Your name and account number; The dollar amount of the susOded error; 3 Descnbe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have tom any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay sir bill automatically from your checking or savings account, you can slop the payment on any amount you think is wrong. To stop the payment' your letter must reach us three business days before the automatic payment is stheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have toed in good faith to correct the problem with the merchant, you may not have to pay the remaining amount ctue on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or it we mailed you the advertisement for the property or services, all purchases are covered regardess of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month penod followinothe date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents maycontact the New York Banking Departmental to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518-8866. Change of Address con OCT on "cat do not use ",nett Addmes Cm San ZO Cole ass Cede anti Hone Peone PIN Cos* and Weds Plsone Ernaii costeeeg • To change your address online, visit vnvw.arnericanexpress.com updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly In blue or black Ink only in the boxes provided. I I I ( I You may visit the American Express Privacy Statement at vew.americanespress.ccsn/privecy for mere details and to set your email preferences. Page 2 of 9 To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877.877-0987 24 hours/? days Express Cash 1.800-CASH-NOW International Collect 1.954.503-8905 Hearinrgg (gam- m EST) TTY: ii 800.221.9950 FAX: 1.800-695.9090 In NY: 1.800.522.1897 Large Print and Braille Statements 1.877.877.0987 americanexpress.com The Centurions Card from American Express Customer Service P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Express Cash P.O. Box 981531 El Paso, TX 79998-1531 Payments BOX 0001 LOS ANGELES CA 900964000 Please provide your e-mail address to receive important j account updates and exclusive Cardmember I offers and benefits. AMEX002061 SDNY_GM_00327861 EFTA_002006 15 EFTA01686859 DUPLICATE COPY THEODORE W WAITT Camp Dal* Pape 3ot 9 rO a C&-)COLXX9M 06/13/10 Due in Full continued 05/25110 Aventura limousine &305-770-5166 1,117.00 305470-5466 05/27/10 THE GARDENS 88430075ARNOLDS PARK 1,973.70 RESTAURANT 05/27/10 THE GARDENS 88430075ARNOLDS PARK 122.00 RESTAURANT 05/27/10 Menage Urn:veins &305-770-5466 520.00 305470-5466 05,27/10 Metre Limousine &305-770-5466 449.00 305-770-5466 05/28/10 THE GARDENS 88430075ARNOLDS PARK 3,752.75 RESTAURANT 05/29/10 TOM FORD RETAIL, LLCNEW YORK 212459-0376 Descripbon MENS & BOYS CI. 06/01/10 OSA 061217LA JOLLA 1,214.00 858-1594040 06/02/10 U.C. CYCLERY INC. 30WOLLA 8934528842 Desaiptico Price BICYCLE SHOP 802.12 0902/10 OSA 061217LA JOLLA 899.00 858-4594040 06/03/10 OSA 061217LA JOLLA 60.00 858-4594040 06/04110 CHEVRON CHEVRON STATSAN CLEMENTE 9494922042 Description Price FUEUMISCELLANEOUS 64.32 06/05/10 TOM FORD RETAIL LLCNEW YORK 212-359-0376 Description MENS & BOYS CL 08/06/10 MVONALUEMAX 888241.0049 23.95 MEMBERSHIP 06107/10 BLT STEM DC 0281000WASHINGTON 2026898999 FOOD/BEVERAGE 332.20 11P 67.80 06107/10 Aventura Limousine &305-770-5466 426.37 305.770.5466 0610910 ITUNES MUSIC STORE IAUSTIN 9.27 CruneS MuSIC Store 06/09/10 DS WATERS OS WATERS IMBLETON 28.08 4,710.01) 802.12 64.32 42,520.00 400.00 800-492V77 0610910 Meta limousine &305-770-5466 267.19 305-Th35466 OM 1/10 TAYLOR UVERY RIVERDALE MD 20737 LIMOUSINE SERVICE 06/11/10 NETBIZ.COM 888-847-2226 225.00 DIRECT MKTG MISC 2,500.20 AMEXC•32062 Continued on reverse SDNT_Gm_00327862 EFTA_00200616 EFTA01686860 DUPLICATE COPY , ,•• THEODORE W WAITT Pape 4 of 9 4m)o buma tiotisioa9M Due In Full continued Parma 5 06/11/10 THE HAY ADAMS THE HABETHESOA Arrival Date Departure Date 0627/10 06/11/10 00000000 LODGING 21,043.51 06/1 1/10 THE REEFS (GIFTS) SOUTHAMPTON SOUVENIRS FOOD/BEV00235985 BM 2,359.85 06/12/10 DAWAT RSTR NEW YORK RESTAURANT Description 548621 500.00 06/13110 WALL ST JOURNAL IPAD877-9754723 SUBSCRIPTION 17.29 06/13110 FAIRMONT HAMILTON PRHAMILTON LODGING BM 425.79 06/13110 FAIRMONT HAMILTON PRHAMILTON LODGING BM 470.86 08/13/10 06/13/10 FAIRMONT HAMILTON PRHAMILTON LODGING FAIRMONT HAMILTON PRHAMILTON LODGING BM 48.20 BM 2,748.76 06/13110 FAIRMONT HAMILTON PRHAMILTON LODGING BM 22.50 Total of Duo In Full AothrIty for THEODORE W WAITT 93,984.78 Duo Infotailry for G MAXWELL Cad MIX￾OS/14/10 BEDDING N BATH.031.1-UTAYLOR MI REFUND 05/22/10 BARNEYS NEW YORK 003NEW YORK MEMSNVOMENS CLOTHNG 0914/10 APPLE COMPUTER INC ONEW YORK COMPUTER STORE 05/17/10 AMERICAN YOGINI 2200JAMESPORT 9176121131 Description Price TRAVEL AGENCIES 180.00 05/19/10 CRATERS AND FREIGHTEMDDLESEX 1,287.73 732-5634200 0522/10 BARNEYS NEW YORK 003NEW YORK 566.15 MEN'SAVOPAEN'S CLOTHNG 052220 BARNEYS NEW YORK 003NEW YORK 484.49 MEN'S/WOMEN'S CLOTHNG 0524/10 SCHWEITZER UNENS INNEW YORK 827.45 MISC HOME FURNISHINGS 05/27/10 AMAZON PRIME SHIPPINGCLUB SHIPPINGCLUB 8664574820 0527/10 GRANADA VETERINARY CMISSION HILLS 118.80 VETERINARY SERVICE 06/04/10 GAP e0306/THE GAP r/OSAN DIEGO MENSAVOMEN'S CLOTHNG 05/04/10 STARBUCKS USA 005405SAN DIEGO 1-800-STARBUC 06/04/10 BROOKSTONE 033 00033SAN DIEGO 38.06 8584586806 •379.78 Credit -191.62 Crecit 42.46 18000 79.00 199.01 2.55 AMEX002063 Continued on next page SDNY_GM_00327863 EFTA 00200617 EFTA01686861 DUPLICATE COPY orioxtii nig THEODORE W WAITT Accost Nutter Ctorg Dde )000C)C000(9-= 06/13/10 Page 5 of 9 Due in Full continued 06/04/10 UNIVERSITY OTY NEWSSAN DIEGO 8585358002 Description Price NEWS DEALER/NEWSSTA4243 0611910 APPLE WEB STORE APPLAUSTIN 42.46 Apple Only* Stores 06/05/10 APPLE WEB STORE APPLAUSTIN Apple Ovine Stores 06/05/10 AMC LAJOLLA 12004230LAJOLLA 8584581098 06/10/10 Quill at the JeffersWashingtco (202)4482300 TIP 43.43 22 60 0.01 21.00 148.00 Total of Due in Full Activity for G MAXWELL 3,509.20 Total Due in Full Activity 97,493.96 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Periocic Rates (OPRs) for the Flexible Payment Features are as follows: For Sign & Travel*, the APR is 9.15%, the OPR is 0.0251% Sign & Travel, the APR is 9.15%, the DPR is 0.0251% Please refer to page 2 fa further important information regarang your account AMEX002064 SDNY_GM_00327864 EFTA_00200618 EFTA01686862 Preqvw 10, THEODORE W WAITT DUPLICATE COPY Ze&cotth,9= Page 6 of 9 AMEX002065 SDNY_GM_00327865 EFTA 00200619 EFTA01686863 Me m bePAWcitgicaril s First' Monthly Statement Page 7 of 9 and Program News For questions about your Membership Rewards account, visit us at americanexpress.com/ Statement Period mayi 2010 • May Account activity alter this penod does not MEMBERSHIP rewards 31, 2010 appear on this statement rewards Prepared for FIRST" or contact us at 1.800.297.1300 THEODORE W WAITT Total Points Balance American Express Membership Rewards IMO Lecture Motet 765,345 P.O. Box 297813 Points Earned this Period aro Ft. Lauderdale, FL 333299785 pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Points Earned this Period 48,574 Account Summary Opening points balance 716,771 Points earned this period +48,574 Points used this period 0 Reinstated points and adjustments Total points balance =765,345 Points Earned this Period 05/01/10 - 0501/10 Points Adoey On Eligible Charges Bonus warded Prints A Total Pointis3et Centurion XXXX-Xxxxxe= 50,108 0 60,108 Adel Centurioq. xxxx400(xxem. -1534 0 -1,534 Totals 48,574 0 48,674 Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in wod standing Points used cannot be reversed back into your pr am account. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms & Conditions in your Program Gude. II you have questions, please visit www.amerieenexpress.eomireweres or call 1.800.297-1300. For international, call coiled 305.816.2799. Big Brands. Big Selection. Big Sale Save on select rewards this spring when you use Membership Rewards® points between May 1 and June 30. 2010. SPRING INTO REWARDS Conan sarreei taw 1 ma am wane] IFiaylorMade'l Claim your reward online at: membershIprowards.com/myrewards OMs veld ky *doled U S Mrtnhp Rowan") program enrchee *reran met b nelegened wine !seen 912010 ard CIIY2010. are nct Kevin* a centime:pie will ether dbre. ard may to Meted artYce lermemted wry ins wino°, me". Al Cad accct.nts ivied lo en enrolee's Ploys, amconl wM be nee aid MM&Caul at the !nee/pore toocroon Pdvdua baby. corder* and resin:eon amtg la etell one. Yen inerilmalpnwardILComMyrowaresS, al Ow dotal, Terre ad ccarkore b the Rowan* pm, ain ile'y Yee inembenelpiewards.coavlsente a oal140041XPaltel llaOri ttr brae sicernata. Receive a $50 TayiorMade Gift Card with Redemption! TaylorMade's most forgiving iron ever is engineered to help slower swingers launch the ball higher and carry it longer. The iron is ultra-forgiving on every type of ott-center hit and the wide beveled sole offers great playability while establishing a low CG. The generous offset helps straighten a slide and promote a distance-enhancing draw, and the low-profile long-iron design makes it easy to launch on a high, long, soft-landing flight. Redeem now and receive a $50 TaylorMade gift card! Ten* Zed Cordberal la re Me te.a. op Randy* pagan spicy vet nunennuousuressonnerms cal 140041.TP-UAN (4174276) itt rae ithrna" , Partecoirg patzers ard avoid* rends are n sect to clsange nate Spring Into Rewards and Save' Vise membershlprewards. comMyrewards to use pants and save (MR Message 3968) Meat membershiprewards. corn or call 1.800,AXP-EARN (2974276) and redeem 75,900 points for reward code PAMC213. (MR Message 3970) Commed on tavern Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. eMEX002086 SDNY_GM_003278438 EFTA_00200620 EFTA01686864 Canon ARCDO111 riODDMAN Tittlirrz-Cnsuom* THEODORE RITALleni ATE COPY MEMBERSHIP rewards Page "9 FIRST' Save 11% on a Canon 12.1 IllogapIxol Digital Camera with 6x Optical Zoom This camera is a show off, with the looks and smarts that make you want to carry it out in the open for everyone to see. Features a 3" wide touch panel PureColor System LCD, Active Display for quickly switching between images during playback with a shake of the camera, ultra-wide 24mm lens, Optical Image Stabilizer, and 720p HD movie shooting capability. Includes 2GB SD memory card, battery, charger, wnst strap, USB/AV cables, and CD-ROM. Save 6,700 points when you redeem now! Ten at cordbons fa the Me eth Rere: At %WIay. vet ice nummteralpmvardccanitans a oat I Partcpateg partners arcl wattle rests ms sullied le Glens Met note Fall for You The season's best looks have begun to arrive, and Bergdorf Goodman invites you to check out the trends from some of the world's top designers. Sharp shoulders, laser-cut leather leggings, and short skirts paired with over-the-knee boots give fashion its rock 'n' roll edge, while touches of neon add a jolt of color to an otherwise neutral palette. Visit the Bergdorf Goodman store or BergdorfGoodman.com for a close-up of the latest and greatest for fall. Treed maim let tie leterslip Reveartla proaan app.). Vol riwistalpourswItrwimereacalaceur-vationtoont fa Sommton rwitosto wows et avail* mods we s‘rwel 13 charge WWWA MOW Indulge In a Ritz-Carlton Vacation • Lasting ilemorlos Aro Easy to Find Jump into exciting outdoor adventures at any of our resorts or explore the unique sites at our city locations worldwide. Choose your favorite backdrop to create memories that will live in your heart forever. Choose two awards, that can be used at over 70 hotels worldwide. Each award includes accommodations, room-related taxes and breakfast for two the following morning. Tars ad cadixredthelketathp Ronda. mnt pram apoply. Fa RCM riCantlOn. tY awstrni , atm. lwnerostowarswk a ad mime Nati* an 4.4:00100.Vel althea Redeem Membership Rewards® Points for Roy's Hawaiian Fusion Cuisine Gift Cards Why just go out for dinner, when you can go out further at Roy's? At Roy's, you can expect something more. Experience Roy Yamaguchi s signature style of Hawaiian Fusion Cuisine--an unexpected blend of bold Asian spices and European sauces. From the decadent Roy's Classic Roasted Macadamia Nut Crusted Mahi Mahi to the signature Roy's Melting Hot Chocolate Souffle, a meal at Roy's is anything but ordinary. It's your night out. Ask a little more of it. Terms at carders fa the Mertanhp flarre rapm stole. Vet mombicalprovards.carilettm 04 call 1400AXPEARN (2974276) fa note • Patliaare Minn at ...Matte town ale either to than?, not rase Visit membershlprewards. corm or call 1-800-MP-EARN (297-3276) and redeem 53,500 points for reward code RY6484. (MR Message 3969) To start redeeming today, log on to membershlprewards. corner call 1.800-AXP-EARN (297-3276). (MR Message 3987) To preview this reward and to redeem points, visit membashIprewards. corn or call 1 -800-AXP-EARN (297-3276). (MR Message 3976) Redeem points good toward your dining experience at Roy's. To start redeeming today, log on to membershlprewards. corn or call ( 1.800-AXP-EARN 76) (MR Message 3989) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AME X002067 S DNY_Gki_00 327867 EFTA_00200621 EFTA01686865 DUPLICATE COPY THEODORE W WAITT Amor! Nalsef Clown° Deets XXXX-XXXXX9-1 06/13/10 CustomEalras• Now Accepting American Express® Cards! H&M - Now accepting American Express Cards in all of our U.S. and Canadian locations. Fashion and quality at fantastic prices. To find a store near you, please visit us at www.hm.com Quality Social - A sophisticated dive bar featuring American-European street food, full bar, lounge, and entertainment. 789 6th Ave., San Diego, CA. 619-501-7675. Spa Vella - Voted "Best Day Spa" in San Diego. An intimate old-world boutique spa destination. 401 W A St.. Ste 180. San Diego. CA. 619-235-0000. www.spavelia.com CARDS WELCOME Page 9 of 9 If there are other paces where you would like to see the Card accepted, pease call the Customer Sernce number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 113647) AMEX002068 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SONY_GM_00327868 EFTA 002(10622 EFTA01686866 AMEXOO2OS9 SDNY_GM_00327869 EFTA_00200623 EFTA01686867 Centurion° Card THEODORE W WAITT Closing Date 07/14/10 DUPLICATE COPY New Balance 9106,723.27 Please Pay By 07/29/10 See page 2 for Important information about your account. 2„ See Page 9 for an important Privacy Notice and the following page for important notices about Your Billing Rights and Electronic Fund Transfer Error Resolution. Your membership will be renewed next month. Please refer to the Renewal Notice on Page 7. 3 Please fold on the perforation below, detach and return with your payment 3 RIR Payment Coupon Do not staple or use paper clips rl Check here If your address or phone number has c hanged. Note changes on reverse side. Pay by Computer micricanexpress.com/pbc p. 1115 Account Ending 9-= Membership Rewards° Points As of 07/14/10 862,837 D• For details, please see your Membership Rewards page. Account Summary Previous Balance S98,496.02 Payrnents/Cmdks -598,496.02 New Charges +5106,368.59 Fees +5354.68 New Balance $106,723.27 Days in Billing Period: 31 Customer Care Pay by Computes arnericanexpresscorn/pbc Customer Cara Pay by Phone 1-877-877-0987 1W0.472-9297 Di See page 2 for additional information. In Pay by Phone la I.800472-9297 Enter account number on all documents. Make check payable to American Express. Please print clearly in blue or black ink only. Please Pay By 07/29/10 Amount Due $106,723.27 Il.iliiiiIIII,I.IIIIIIIiiiiiiill.rillell.illililliliIIIIIIIIIIIII AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 010672327010672327 10 rl AMEX002070 SDNY_GM_00327870 EFTA 002(X7624 EFTA01686868 THEODORE W WAITT DYfct-FitliTingS p. 2h5 Payments: If your payment is received after 5:00 p.m. it may not be credited to your Account until the next day. If your payment does not meet the following requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Payments must: (1) be sent to the payment address shown on your statement and must include the remittance coupon from your statement; (2) be made with a single cher k dtawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment Ma foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: P) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect tonkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit on other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone on any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for t he c redit balance within 30 days if the amount is 51.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. 12 Customer Servke & Billing Inquiries International Collect 1-877-877-0987 1-951.5038905 Hearing Impaired TTY: I 800 221 9950 Large Print & Braille Statements 1-877-877-0987 FAX: I 800 695 9090 Express Cash 1-800-CASH-NOW In NY:1-800 522 1897 Change of Address boniest on front do not use. • To changeyoraddressonline.visit wayamericanespeessiornrupdatecontactinfo • For Nam*. Company Nam*. and roreign Address or Phone flanges, plancall Custom.. Service. • Please print clearly in blue or black ink only in the bases provided. n Street Address I City, State Zip Co o de Atea Cde and Home Rana =Zee Email (optional? 1 i l l I Website: arnerkanexptess.com Mobile SIte: amexrrkibilecom Customer Service & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments BOX 0001 LOS ANGELES CA 900964000 Pay Your Bill with AutoPay • Avoid late fees. • Save time. Deduct your payment from your bank account automatically each month. Visit americanexpress.comfautopay today toenroll. Please provide your amad address to receive important account updates and exclusive Cardmember Oren and benefits. 'You may visit the American Caress Privacy Statement at sarsigurrectlantesqrnahcons/privaey for moredetailsand to set your ansail prelerences. AMEX002071 SDNY_GM_00327871 EFTA _00200625 EFTA01686869 Centurion® Card DUPLICATE COPY p.3/15 THEODORE W WAITT Closing Date 07/14110 Account Ending 9-= Payments and Credits Summary Total Payments 490,77537 Credits THEODORE W WART 9= 46.86685 G MAXWELL -$853.60 Total Payments and Credits 498,496.02 Detail Yliclicates posdng Payments Amount 07/06/10' THEODORE WWAITT ONLINE PAYMENT- THANK YOU 490,77537 Credits Amour* 06/15/10 THEODORE WWAITT THE HAY ADAMS THE HABETHESDA Arrival Date Departure Date 06/15/10 06/15/10 00000000 LODGING -$6A58..55 06/30/10 THEODORE WWAITT NEIMAN-MARCUS 16000SAN DIEGO DEPARTMENT STORE Description Price GIFT WRAP REFUND $0.01 48.30 06/23/10 G MAXWELL SCOOP EAST 1005 6722NEW YORK -$853.60 212-7374123 New Charges Summary THEODORE W WATIT G MAXWELL 9. Total New Charges Total 597.50837 5886022 510636859 Detail • r °feign cunency chows subject too conversion fee equal to 2.7% ot the convened US dollar amount. See page 2 lot detaaa. is THEODORE W WA1TT Card Ending 9=1 Foreign Spend Amount 06/14/10 OSA 061217LA 101. L A 8584594040 06/18/10 RUNES MUSIC STORE IAUSTIN Runes Music Store 06/19/10 LITTLE NELL RESERVATASPEN Arrival Date Departure Date 06/18/10 07/04/10 00000000 LODGING $874.00 $14.99 $3,6130.00 AMEX002072 Continued on reverse SDNY_GM_00327872 EFTA_00200626 EFTA01686870 THEODORE W WAITT DrAr9,17ICS p.4/15 Detail Continued " toreign <torten°, c4 the convened chairs subject to a commission fee equal to 2.7% US dollar See 2 lot degas. For Spend Amount amount. page 06/19/10 TOM FORD RETAIL LLCNEW YORK 212-359-0376 Description MENS & BOYS CL $3,810.00 06/19/10 TORTS FIREWORKS NORTH SIOUX C MISC./SPECIALTY RETAIL $1,594.17 06/21/10 SCOOP EAST 0005 6722NEW YORK 212-7374123 $2,333.58 06/21/10 MERCER KTTCHEN 88190NEW YORK RESTAURANT TIP $5402 $25000 06/23/10 LE BRISTOL PARIS 0153434300 856,10 "European2.Union two $3,610.68 06/23/10 EtLOOMNEDCHNL.COM 12MASON BLOOMINGDALE'S Quantity Description 6 SILVER FLATWARE Price $36000 $36000 06/23/10 TOM FORD RETAIL LLCNEW YORK 212-359-0376 Description MENS & BOYS CL $1,43080 06/23/10 BONAPARTE17@MONAPARIS 0144070727 1.775,00 ••Eticopean Ur al 52,243.96 06/23/10 Aventura Limousine &305-770-5466 305.770.5466 $226.00 06/23/10 Aventura Limousine &305-770.5466 305-770.5466 $226.00 06/23/10 Aventura Limousine &305-770-5466 30S-770-5466 $22600 06/23/10 Aventura Limousine &305-770-5466 305-770-5466 $1,441.50 06/23/10 Aventura Limousine &305-770-5466 305-770-5466 $22600 06/23/10 Aventura Limousine &305-770-5466 305-770-5466 $1,441.50 06/23/10 Aventura Limousine &305-770-5466 305.770-5466 $1,441.50 06/24/10 BLOOM.WEDCHNL.COM 12MASON BLOOMINGDALE'S Quantity Description 6 FINE CHINA Price $138.00 $15600 06/24/10 BLOOM.WEDCHNL.COM 12MASON BLOOMINGDALE'S Quantity Description 6 FINE CHINA 6 FINE CHINA Price $222.00 $570.00 $79100 06/27/10 THE BALFAORAL EDINBURGH LODGING HOTEL —Pounds 13trig $2.06415 06/28/10 Aventura Limousine &305-770-5466 $1,224.25 305-770-5466 AMEX002073 Continued on next page SDNY_GM_00327873 EFTA_00200627 EFTA01686871 Centurion® Card THEODORE W WAITT Closing Date 07/14/10 DUPLICATE COPY p 5/15 Account Ending 9-= Detail Continued • foreign currency charges ward to a conversion fee equal to 2.7% of the convened US dollar amount. See page 2 lot delay Foreign Spend Amount 06/28/10 Aventura Limousine &305-770.5466 305-770-5466 $895.50 06/28/10 HOTEL VETR0879202400WA CITY Arrival Date Departure Date 09/30/10 10/03/10 00003000 LODGING CARDEPOSIT $60156 06/30/10 CICLISMO CLASSICO 781-6463377 TRAVEL AGENCY $22,995.00 06/30/10 NEIMAN-MARCUS 16 000SAN DIEGO DEPARTMENT STORE Description Price VASE $94500 GET PKG $7.50 $1,035.85 06/30/10 Aventura Limousine &305-770-5466 305-770-5466 $432.50 07/01/10 7 FOR ALL MANKIND li7SAN DIEGO MEWS CLOTHING Description APPAREUACCESS $1438.27 07/03/10 FLUXX NIGHTCLUB 5004TH AVE BAIVNIGHTCLUB FO0O/BEVERAGE $4138.56 TIP $1,361.44 $7,500.00 07/06/10 TOM FORD RETAIL, LLCNEW YORK 212-359-0376 Description MENS & BOYS CL $11.682.82 07/07/10 DS WATERS DS WATERS MARLETON 800-492-8377 $3135 07/07/10 ERFAENEGILDO ZEGNA PORTOFINO MEWS CLOTHING SAO ••Europea3n 92U nion Euro $4,963-56 07/11/10 WOWALUEMAX 888-241-0049 MEMBERSHIP $27.95 07/11/10 NETBIZ.COM 8B8-847-2226 DIRECT MKTG MISC S225.00 07/12/10 Hilton Long Island °Melville Arrival Date Departure Date 07/09/10 07/11/10 00000000 LOOGING $488.92 07/12/10 OSA 061217LA JOLLA 858-4594040 $864.00 07/12/10 TOM FORD RETAIL LLCNEW YORK 212-359.0376 Description MENS & BOYS CL $1103157 07/13/10 D ?WALL ST MN L IPA877-975-4723 SUBSCRIPTION $17.29 74 Continued on reverse SDNY_GM_00327874 EFTA_00200628 EFTA01686872 THEODORE W WAI TT DrAr9,17ISS 0.6/15 Detail Continued ** rofeey <enemy tithe convened cheers subject toe conversion fee Kluane 2" US dolls, See 6etas. Foreign Spend Amount amount. page 07/13/10 MST NEPTUNUS SERRARA FONTANA RESTAURANT 468,00 ••European Urn $593.28 07/13/10 ABC HOME FURNISHINGSNEW YORK 212-473-3000 Description FLOOR COVERING 52.915.67 G MAXWELL Card Ending 9.= Foreign Spend Amount 06/ 15/10 The Spa at Estancia La Job (858)202-3383 Description REFER TO INVOICE 5185.00 06/15/10 SCOOP EAST 110056722NEW YORK 212-7374123 5853.60 06/15/10 STARBUCKS USA 005405SAN DIEGO 1.800-STARBUC $630 06/15/10 UNIVERSITY CITY NEWSSAN DIEGO 8585358002 Description Pike NEWS DEALER/NEWSSTA 517.38 S17.38 06/15/10 ROADRUNNERSPORTS-101SAN DIEGO SPORTS CLOTHING $409.42 06/16/10 AMAZON MKTPLACE PMTSAMZN.COMMILL MERCHANDISE 513.64 06/16/10 AMAZON.COM APAIN.COWBILL MERCHANDISE 563.48 06/28/10 HARVEY NICHOLS KNIGHDATA UNAVAILABLE DEPARTMENT STORE GOODS "Pounds 'Ming 52.774.89 06/28/10 HARVEY NICHOLS KNIGHDATA UNAVAILABLE DEPARTMENT STORE GOODS 'Wounds SW: $930.00 07/03/10 THE CONRAN SHOP LTD DATA UNAVAILABLE FURNRURE/HOME STORE ',cued, San S402.86 07/13/10 BERGDORF GOODMAN NEW YORK DEPARTMENT STORE $3,20365 Fees *Indictees posting date Amount 06/27/10 THEODORE WWAITT FOREIGN TRANSACTION FEE THE BALPAORAL S2064.15 555.73 07/07/10 THEODORE W WART FOREIGN TRANSACTION FEE ERMENEGILDO ZE-GNA S4963.56 $134.02 07/09/10' THEODORE W WADI FEE FOR RETURNED PAYMENT OF $90,775.57 ON 07/06/10 $38.00 AMEX002075 Continued on next page SDNY_GM_00327875 EFTA 00200629 EFTA01686873 Centurion® Card THEODORE W WA1TT Closing Date 07/14/10 DUPLICATE COPY Account Ending 9- p. 7/15 Fees Continued •Indicates posting date Amount 07/13/10 THEODORE W WART FOREIGN TRANSACTION FEE MST NEPTUNUS 559328 S16.02 06/28/10 G MAXWELL FOREIGN TRANSACTION FEE HARVEY NICHOLS KNIGHTSBRI 52774.89 $74.92 06/28/10 G MAXWELL FOREIGN TRANSACTION FEE HARVEY NICHOLS KNIGHTSBRI $93000 07/03/10 G MAXWELL Total Fees for this Period FOREIGN TRANSACTION FEE THE CONRAN SHOP LTD 5402.86 $25.11 610.88 5354.68 2010 Fees and Interest Totals Year-to-Date Amount Total Fees in2010 5354.68 Total Interest in 2010 50.00 Includes fees and interest charged for billing periods with closing dates on or after lune 25, 2010. Important Notice Renewal Notkit Your Account renews next month. The following terms are in effect when your Account renews, unless we tell you otherwise. Please refer to Page 2 for more information about your Account, including How We Calculate Your Balance, Paying Interest, and Foreign Currency Charges. Payment Information: All charges made on this charge card, that are not included in a Pay Over Time balance, are due and payable when you receive your periodic statement. Annual Membership Fee: The annual membership fee for your Account is $2,500.00. When you receive the statement in which the annual fee is billed, you can avoid paying the annual fee by calling the Customer Service phone number on Page 2 to cancel your Account. APR information: The Annual Percentage Rates (APRs) for each billing period may va based on the Prime Rate. We use the Prime Rate published in The Waif Sheet Journal 2 days before the Closing Date oft he billing period. Theft" Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR will apply to a Feature if you make a late payment or a payment that is returned. If the Penalty APR is applied for either of these reasons, it will apply for at least 12 billing periods in a row and will continue to apply until after you have made timely payments, with no returned payments, for 12 billing periods in a row. The 12 billing periods in a row must occur after the one In which the Penalty APR is first applied. You may have access to one or mote Pay Over Time Features on your Account. The following APRs apply to the Features noted asof the Closing Date of this statement. Centurion Sign & Travel Tier Rots Desalption APR STANDARD Primer 5.90% 9.15% PENALTY Prime I 23.99% 27.24% Please refer to page 2 for further important information regarding your account AMEX002976 SDNY_GM_00327876 EFTA (1()2()0630 EFTA01686874 THEODORE W WAITT DUPLICATE CO, Account Ending 9 p 81 5 AMEX002077 SDNY_GM_00327877 EFTA_00200631 EFTA01686875 COPY Centurions Card DUPLICATE p. 9/15 THEODORE W WAITT Closing Date 07/14/10 Account Ending 9- An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express' Charge Cards or accounts, Optima' Cards or accounts, other personal credit card accounts that we issue, and to United States holders of business charge and credit cards from OPEN from American Express. This Notice explains how we collect, use and safeguard inf °matron about you and how to limit the use and disclosure of your information. In this Notice, "American Express," ^we," "our,' and "us" ref er to American Express Travel Related Services Company, Inc., American Express Centurion Bank and American Express Bank. FSB. These entities are "Affiliates' of each other, which are companies in the American Express family that are related to each other by common ownership or control. Our AffiNates also include publishers, travelers cheque issuers, travel agents and providers of Card-related insurance services. The cards and accounts that we issue are called 'Cards' or 'Card accounts.' Holders of those Card accounts are called tardmembers-or "you(r)." What InformationDo We Collect? We obtain information about you from a variety of sources. You provide us with information about yourself, for example, by completing Card applications. This includes your name, address, social security number, and income and asset information. Your use of the Card and your other transactions with us and our Affiliates provide us with additional information, such as your spending and payment history. Other sources, such as credit reporting agencies and providers of marketinginformation, furnish us with additional information about your credit history, purchasing preferences, and other matters. We also obtain information about you in connection with our efforts to protect against fraud. We call all of this information *Cardmember Information." What Do We Do with Cardmember Information? We use Cardmember Information in connection with delivering products and services to you. To do this it is often necessary to share it with our Affiliates and other companies we work with. These include companies that manage Card accounts, offer affinity, frequent-user, and reward programs, companies that perform marketing services and other business operations for us. and companies whose products or services are provided as a benefit of your Card account. We may also share Cardmember Information with other financial institutions with whom we jointly offer products and services. And we may disclose it to other third parties as permitted by law. For example, we disclose Cardmember Information in response to subpoenas, to credit reporting agencies, and to help prevent fraud. Information We Share with Our Affiliates You can inform us not to share with our Affiliates credit-related information (except as permitted by law), such as your credit history as shown on a consumer report. If you make this choice, we are permitted by law to share with our Affiliates information about our transactions and experiences with you, such as your payment history. Valuable Partner Otters We work with carefully selected business partners, such as merchants that accept the Card, so that you may receive offers for their products and services. We use Cardmember Information to help make these offers more relevant and valuable to you. if you respond to one of these offers, the business partner will know certain information about you, such as your name, that you are a Cardmember, and that you met the qualifications established for the otter. You can inform us not to send you these offers. Your Choices Please let us know if you do not want us to use your Cardmember Information to communicate with you about offers, including exclusive partner off ers and offers from our Affiliates, by mail, telephone and/or e-mail. or share your credit-related information with our Affiliates, by visiting us at: www.amerioanexpress.00mloommunioationa You can also inform us of your choices (except for e-mail communications) by calling us at 1-800-297-8378 If you make these choices, you may not learn about products, services and features. including discounts and other special offers, we believe may be of interest to you and add value to your Card membership. If you have other Card accounts with us, you will receive additional privacy notices that apply to those accounts. Please note that any oholoes you make will only apply to this a000unt. If you are the primary Cardmember on your Card account. any choices you make in accordance with this Notice will also apply to any other Cardmember on this account (except for e-mail communications). If you make choices not to receive offers as indicated above, we may still include notices and information about the Card and other products and services when communicating with you about your Card account and related products and services. InformationSecurity We use reasonable administrative, technical and physical security measures to protect your Cardmember Information. Former Customers If you cancel your Card, or your Card account(s) are closed, we will continue to treat and safeguard Cardmember Information about you as described in this Notice. For Vermont Cardmembers Only If your Card account has a Vermont billing address, we will automatically treat your account as if you had informed us not to share your credit-related information with our Affiliates. SPC30 BP/PRVCCSG/0310 AMEX002078 SDNY_GM_00327878 EFTA_00200632 EFTA01686876 THEODORE W WAITT DUPLICATE COPY Account Ending 9. p. 10/15 Your Billing Rights: Keep this Document for Future Use This notice tells you about your nghts and our responsibilities under the Fair Credit Billing Act. What To Do It You Find a Mistake on Your Statement If you think there is an error on your statement. write to us at PO Box 981535. El Paso TX 79998.1535. In your letter. give us the following information: • Account information Your name and account number. • Dollar amount The dollar amount of the suspected error. • Description el problem If you think there is an error on your biN. describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days alter the error appeared on your statement. • At least 3 business days before on automated payment is scheduled. if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in waling. You may call us. but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. What Will Happen Atter We Receive Your Letter When we receive your letter. we must do two things: 1. Within 30 days of receiving your letter. we must tell you that we received your letter. We will also tell you if we have already corrected the error. 2. Within 90 days of receiving your letter, we must either correct the error 34 explain to you why we believe the bill is correct. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question. you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit rum. After we finish our investigation. one of Iwo things will happen: • If we made a mistake. You will not have to pay the amount in question or any interest or other fees related to that amount. • If we do not believe there was a mistake: You will have to pay the amount in question. along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may then report you as delinquent if you do not pay the amount we think you owe. If you receive our explanation but otill believe your bill is wrong. you must write to us within 10 days telling us that you still refuse to pay. If you do so. we cannot report you as delinquent without also reporting that you are questioning your bill. We must tell you the name of anyone to whom we reported you as deinquent, and we must let those organizations know when the matter has been settled between us. If we do not follow all of the rules above, you do not have to pay the first 550 of the amount you question even if your bil is correct. Your Rights If YouAire_Dissatisfied With Your Credit Card Purchases II you we dissatisfied with the goods or services that you have purchased with your credit card. and you have tried in good faith to correct the problem with the merchant. you may have the right not to pay the remaining amount due on the purchase. To use this right. all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you. or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. II all of tho criteria above we met and you we still dissatisfied with the purchase. contact us in witting at PO Box 981535. El Paso TX 799981535. While we investigate. the same rules apply to the disputed amount as discussed above. After we finish our investigation. we will tell you our decision. At that point. if we think you owe an amount and you do not pay. we may report you as delinquent. SPC30 BP/PRVCCSG/0310 AMEX002079 SDNY_GM_00327879 EFTA_00200633 EFTA01686877 Centurion® Card DUPLICATE COPY p 11/15 THEODORE W WAITT Closing Date 07/14/10 Account Ending 9- Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card. including Express Cash transactions. or electronic payments you make to American Express using Pay By Phone. Pay By Computer. or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can telephone us at 1.800-IPAY-AXP for Pay By Phone and Pay By Computer questions. and at 1.800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at American Express. Electronic Funds Services. P.O. Box 981531. El Paso. TX 79998.1531. or contact us online at vnwr.americanexpress.cominquirycenter. We must hear from you no later than 60 days alter we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us. please provide the following information: (1) Your name and card account number. (2) Description of the error or the transfer you aro unsure about. Explain as clearly as you can why you believe it a on error or why you need more information. (3) The dollar amount of the suspected error. If you notify us by phone. we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time. however. we may take up to 45 days to investigate your complaint or question. If we decide to do this. we will credit your bank account within 10 business days for the amount you think is in error. so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days. we may not credit your account. For errors involving point-of-sale or foreign-initiated transactions. we may take up to 90 days to investigate your complaint or question. We will tel you the results within three business days after completing our investigation. If we decide that there was no error. we will send you a written explanation. You may ask Sr copies of the documents that we used in our investigation. If we have credited your bank account and there was no error. we will tell you when we will withdraw that amount from your bank account again. You authorize us to withdraw this amount from your bank account. If your bank account does not have enough funds to cover this withdrawal. we can charge the amount to your card account or collect the amount from you. If this happens. we may cancel your right to use our electronic transfer services. SPC30 BPIPRVCCSG/0310 AMEX002080 SDNY_GM_00327880 EFTA_00200634 EFTA01686878 THEODORE W WAITT D 9cPct-NtilitEn9iim p !2r5 AMEX002081 SDNY_GM_00327881 EFTA_00200635 EFTA01686879 For questions about your Membership Rewards account, visit us at americanexpress.com/ rewards or contact us at 1.800.297.1300 American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 333299785 Me m bePAWcitgicaril s First' Monthly Statement and Program News Statement Period June 1, 2010 -June 30, 2010 Account activity alter tic period does not appear on this statement Pnpand la THEODORE W WAITT Welds Points Earned this Period aro pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Total Points Balance 862,837 Points Earned this Period 97,492 Account Summary Opening points balance Points earned this period Points used this period Reinstated points and adjustments Total points balance 765,345 +97,492 0 0 =862,837 Points Earned this Period 06(01110 - oorsop 0 Points Activity On Eligibfe Charges Centurion xxxx-xxxxx9= Addl Centudo0_ )00000(XXX0MMI Totals 97,492 93,985 Bonus Prints Total Poiras Actjvity Awarded Per Card 93,985 3,507 0 3,507 0 97,492 p.i3/15 MEMBERSHIP1 rewards FIRST" Points used this period includes Redemptions and Transfers. Points earned may be used as long as alt enrolled Card accounts are in good standing Points used cannot be reversed back into your program account. Forfeited points can be reinstated fora fee by calling the number provided below. Eligrble Card charges are outlined in the Membership Rewards program Terns & Conditions in your Program Guide. If you have questions, please visit www.americanexpress.comrewards or call 1.800.297-1300. 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Oft+ rad OtAIRS12/.0/10 es all paths.: et Arta ceassettraeree oan To be &Oat lo saw bonus pods you mutt te enroini n the therteenhp flessohtt pouter es the use ct purchase s tet you own! eihtt9a tow Watteau to at, d9On wetted knows,E.p WA) Cara Sens ports wet be vetted b pteer Mn Rd: d ;lewd** scant wren 68 *twit ,ther cnaeAw ;peer on sae beIreo antonseri intsCual isms and andoon> ai well a annual PI 'are lees eqope, toe artaCaid pponcesFe. entre roman on te Mer-terano Texan% pcoan bnorPdwaria cow , ' ewe oe oat 1 ettXuellereEAelt: (297-3276) Bores 0 8444 Earn double Membership Rewards pants at three premier resorts in California and New Mexico. For more information, go to werw.destinationhotels. comrowards (MR Message 4597) Shop °HMO, mwtamericana manhassot.cem (MR Bonus ID 8444) Commed on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX002082 SDNY_Gki_00327882 EFTA_00200636 EFTA01686880 A GARMIN. SHURE' LEGENDARY PERFORPA•NCC" V ANTWERP DIAMONDS (U )'" W MQATE COPY THEODORE w MEMBERSHIP rewards FIRST' Savo 10% on a Gannin Nuwt 1250 Ultra-Thin taps with ocoRoutiam The Garmine nuvr" 1250 redefines portable, affordable navigation. This ultra-thin GPS 3.5" display has preloaded maps for North America, announces streets by name and calculates a more fuel-efficient route with ecoRoute. Save 2,900 points when you redeem now! Tome anti caxibarn la he Merteettp rtawartA otogranaVy Vet rnentafehPonlat °Wit". e, cal 1-00CtAXP•EAPN (297.3276) b mace iota-rota, Prtcpabtra carton and a. stable rewords at PAW, 10 Chap *ChM rate. Save 12% on a Samsung 50" ND 1O8Op Plasma TV Make a statement with Samsung's new Touch of Color design. 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(MR Message 4586) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX002083 SDAW_GM_00327883 EFTA_OO2OO637 EFTA01686881 DUPLICATE COPY Centurions Card p. 15/15 THEODORE W WAITT Closing Date 07/14/10 Now Accepting American Express® Cards! US Patriot • Military and law enforcement gear including tactical clothing, packs, footwear and accessories. www.uspatrlottactical.com Children's Primary Care Medical Group (CPCMG) - One of the largest primary care pediatric-only medical groups in San Diego and Southern Riverside Counties. www.cpcmg.net City of Chula Vista • Now accepts American Express Cards for building permits, recreation, parks reservation and other city-related services. www.clichula-vista.ca.us Account Ending 9- If there are other places where you would like to see the Card accepted, please call the Customer Servae number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 113787) AMEX002084 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_003278&S EFTA_00200638 EFTA01686882 AMEX002085 SDNY_GM_003278&5 EFTA_00200639 EFTA01686883 Centurion° Card THEODORE W WATT Closing Date 08/13/10 DUPLICATE COPY New Balance Please Pay By $81,251.44 08/29/10 See page 2 for Important information about your account. Please fold on the perforation below, detach and return with your payment 3 RN Payment Coupon Do not staple or use paper clips Pay by Computer americanexpiess.com/pbc THEODORE W WAIT1 1123 Check here If your address or phone number has c hanged. Note changes on reverse side. p 1/11 Account Ending 9 Membership Rewards' Points As of 08/13/10 961,488 D• For details, please see your Membership Rewards page. Account Summary Previous Balance 5106,72327 Payrnents/Credks -$106,723.27 New Charges +S78,560.22 Fees +S2,691-22 New Balance $81,251.44 Days in Billing Period: 30 Customer Care Pay by Computer arnericanexpressxorn/pbc Customer Cara Pay by Phone 1-877-877-0987 1W0.472-9297 Di See page 2 for additional information. In Pay by Phone la I.800472-9297 lulf11111IIIIII AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 008125144008125144 10 H Enter account number on all documents. Make check payable to American Express. Please print clearly in blue or black ink only. Please Pay By 08/29/10 Amount Due $81,251.44 AMEX002086 SDNY_GM_00327886 EFTA (1()2()0640 EFTA01686884 THEODORE W WAITT DYfct-FitliTingS p. 2/11 Payments: If your payment is received after 5:00 p.m. it may not be credited to your Account until the next day. If your payment does not meet the following requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Payments must: (1) be sent to the payment address shown on your statement and must include the remittance coupon from your statement; (2) be made with a single cher k dtawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment Ma foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: P) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect tonkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit of other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone of any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for t he c redit balance within 30 days if the amount is 51.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. 12 Customer Servke & Billing Inquiries International Collect 1-877-877-0987 1-951.5038905 Hearing Impaired TTY: I 800 221 9950 Large Print & Braille Statements 1-877-877-0987 FAX: I 800 695 9090 Express Cash 1-800-CASH-NOW In NY:1-800 522 1897 Change of Address If correct on front do not use. • To change your address online, visit winvamericaneypeessionYupdatecontactinfo • for Nam*. Company Nam*. and foreign Address or Phonechanges, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. n Street Address I City, State Zip Co o de Area Cde and Home Rant =St n:rid Email (optional? i l l I Website: arnerkanexptess.com Mobile Site: amexrrkibilexom Customer Service & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments BOX 0001 LOS ANGELES CA 90096-8000 Pay Your Bill with AutoPay • Avoid late fees. • Save time. Deduct your payment from your bank account automatically each month. Visit americanexpress.comfautopay today toenroll. Please provide your e-med address to receive important account updates and exclusive Cardmember offers and benefits. 'You may visit the American Cypress Privacy Statement at innearrarlaineigreims.cont/pdvacy for more details and to set your mail preferences. AMEX002087 SDNY_GM_00327887 EFTA_00200641 EFTA01686885 Centurion® Card THEODORE W WAITT Closing Date 08/13/10 DUPLICATE COPY .3/11 Account Ending 9-1= Payments and Credits Summary Total Payments Credits Total Payments and Credits -5106.72327 $0.00 4106,723.27 Detail Indicate posting date Payments Amount 08/06/10° THEODORE WWAHT ONLINE PAYMENT- THANK YOU ,499,999.99 08/06/10* THEODORE W WARE ONLINE PAYMENT-THANK YOU -36.723.28 New Charges Summary Total THEODORE W WAin 9- $68,193.07 G MAXWELL 9.= $10,367.15 Total New Charges 674360.22 • Foteign currency chairs subject to. conversion fee equal to 2.7% of the convened US done' amount. See page 2 foi debt Is THEODORE W WART Card Ending 9.a Foreign Spend Amount 07/13/10 Aventura Limousine 8305-770-5466 305-770-5466 $1,310.00 07/16/10 FUSTORANTE QUATTRO PMASSA LUBRENSE RESTAURANT IA(400 ',European Upton Coro 81,893.58 07/22/10 ITUNES MUSIC STORE (AUSTIN Runes Music Store $11.99 07/22/10 BOUTK)UE RAYA PANAREA FAMILY CLOTHING 496,00 **European Upton uro $641.38 07/26/10 MICHAEL C FINAC 800-2803462 GIFTWARE $5,030.04 07/26/10 SHERATON IOWACITY HIOWA CITY AnNal Date Departure Date 09/30/10 10/03/10 00000000 LODGING CAFIDEPOSIT $43548 07/26/10 SHERATON IOWA CITY HIOWA CITY $43548 Anival Date Departure Date 09/30/10 10/03/10 00003003 LOGGING CARDEPOSIT AMEX002088 Continued on reverse SDNY_GM00327888 EFTA_00200642 EFTA01686886 THEODORE W WAITT DrAr9,17ISS p 4/11 Detail Continued " toreign curvenc, chairs subject to a convenion fee equal to 2.7% c4 the converted US dollar amount. See page 2 for dent. Foreign Spend Amount 07/26/10 SHERATON IOWA CITY HIOWACITY Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT $435.68 07/26/10 SHERATON IOWA CITY HIOWACITY Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT $435.68 07/26/10 SHERATON IOWA CRY HIOWACITY Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT 540208 07/26/10 SHERATON IOWA CITY HIOWACITY Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT 5435.68 07/26/10 SHERATON IOWA CITY HIOWACITY Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT 540208 07/26/10 SHERATON IOWA CITY H IOWA CITY Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT $402.08 07/26/10 TOM FORD RETAIL, LLCNEW YORK 212-359-0376 Description MENS & BOYS CL 59,88000 07/27/10 USO CASHIERS OFFICELOS ANGELES 213-740-7471 520,937.00 07/30/10 CUT&SIDEBAR BY WOLFGBEVERLY HILLS 310-275-5200 TIP $287.12 $1,400.00 08/01/10 RAOUL'S NEW RESTAURANT F000/BEVERAGE 5382.15 TIP 59100 5475.15 08/02/10 PENINSULA BEVERLY HIBEVERLY HAAS Arrival Date Departure Date 07/29/10 07/30/10 00000030 LODGING $1,317.03 AMEX002089 Continued on next page SDNY_GM_00327889 EFTA_00200643 EFTA01686887 Centurion° Card THEODORE W WAITT Closing Date 08/13/10 DUPLICATE COPY p. 5/11 Account Ending 9-= Detail Continued • foreign currency charges subject toe conversion fee equal to 2.7% of the convened US dean amount. See per 2 for details. Foreign Spend Amount 08/03/10 TOM FORD RETAIL, LLCNEW YORK 212-359-0376 Description MENS & BOYS CL $20,050.00 08/04/10 DS WATERS DS WATERS MABLETON 800-4924377 $28.02 06/05/10 TZELL TOURS INC 4112NEW YORK 212-944-2121 Description TOURS/T1CKETS $824.00 08/05/10 SCRIPPS CLINK SCRIPSAN DIEGO 858-784-5645 $25000 08/1W10 MVOWALUEMAX 888-241-0049 MEMBERSHIP $27.95 08/10/10 TOM FORD RETAIL LLCNEW YORK 212-359-0376 Description MENS & BOYS CL $490.00 08/11/10 NETBIZ.COM 888-847-2226 DIRECT MKTG MISC 3225.00 08/13/10 D ?WALL ST JRNL IP/477-975-4723 SUBSCRIPTION G MAXWELL Card Ending 9.= Foreign Spend Amount 07/15/10 DANIELA DI STEFANO CAPRI DRAPERY/UPHOLSTERY 228,00 **European Umon Euro $294.10 07/20/10 DOLCE &GABBANA LONDON MENS/WOMEN'S CLOTHNG Description Price GOODS 32,551.00 2,5SI.00 **Pounds Reding $3,903.80 07/23/10 AMAZON.COM MAZN.COM/WLL MERCHANDISE $2726 07/23/10 AMAZON.COM AMZN.COM/BILL MERCHANDISE $2726 07/23/10 AMAZON MKTPLACE WATSAM2N.COAVOLL MERCHANDISE $92.90 07/23/10 AMAZON.COM APAZN.COM/BILL MERCHANDISE $2726 07/23/10 AMAZON.COM AMZN.COM/BILL MERCHANDISE $2726 07/24/10 IL PELLKANO SERRARA FONTANA FAMILY CLOTHING **European i/Vsfol i Euro $349.14 07/27/10 FEDEXI 8715673028561.800.622.1147 BLACKT1E ATTIRE 92037 To: G MAXWELL CA FROM: -10065 001 PRIORITY PKG 104LB AWB8715673078S6 FedEx e1-800-622-1147 $522.74 31729 AMEX002090 Continued on reverse SDNY_G51_00327890 EFTA_00200644 EFTA01686888 THEODORE W WAITT Des,19/17"g 911. e 8/11 Detail Continued • Foreign cunency chairs subject to a conversion fee equal to 23% of the convened US dollat amount. See page 2 lot dent. Foreign Spend Amount 07/28/10 AMC LAJ0LLA 12004230LAJOLLA 8584581098 $3e50 07/28/10 AMC LAJOLLA 12004230LAJOLLA 858/581098 $1200 07/30/10 AMC LAJOLLA 12004230LAJOLLA 8584581098 $4200 07/30/10 BURNS DRUGS 047569LA JOLLA 8584594285 $4888 07/31/10 SCHWEITZER LINENS INNEW YORK MISC HOME FURNISHINGS $1,807.33 08/04/10 SCHWEITZER LINENS INNEW YORK MISC HOME FURNISHINGS 580568 08/06/10 SCHWEITZER LINENS INNEW YORK MISC HOME FURNISHINGS $2,319.04 Fees Amount 07/16/10 THEODORE W WART FOREIGN TRANSACTION FEE RISTORANTE QUATTROP $1893.58 $51.13 07/27/10 THEODORE W WAITT FOREIGN TRANSACTION FEE BOUTIQUE RAYA 564138 $1732 08/13/10 THEODORE W WAIT( ANNUAL MEMBERSHIP FEE $2.50800 07/15/10 G WiXWELL FOREIGN TRANSACTION FEE DANIELA DI STEFANO $294.10 $7.94 07/20/10 G MAXWELL FOREIGN TRANSACTION FEE DOLCE &GABBANA $3903.80 5105.40 07/21/10 G MAXWELL FOREIGN TRANSACTION FEE IL PELLICANO S349.11 59.43 Total Fees for this Period 52,691.22 2010 Fees and Interest Totals Year-to-Date Amount Total Fees in 2010 S3,045.90 Total Interest in 2010 50.00 Includes fees and interest charged for billing periods with closing dates on or after June 25, 2010. AMEX002091 Continued on next page SDNY_Gfk00327891 EFTA_00200645 EFTA01686889 Centurion" Card DUPLICATE COPY THEODORE W WAI TT Closing Date 08/13/10 Account Ending 9 p. 7/11 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The current Annual Percentage Rates (APRs) for the Pay Over Time Features ale as follows: For Sign and Travel, the APR is 9.1 5%. For Sign and Travel, the APR is 9.15%. Please refer to page 2 for further Important Information regarding your account AMEX002092 SDNY_GM_00327892 EFTA_00200646 EFTA01686890 THEODORE W WAITT D 9cPct-NtilitEng 9iim p 8/1! AMEX002093 SDNY_GM_00327893 EFTA_00200647 EFTA01686891 For questions about your Membership Rewards account, visit us at americanexpress.com/ rewards Me m bePAWcitgicaril s First' Monthly Statement and Program News p.9/11 MEMBERSHIP rewards Statement Period July g 010 - ry/ 31 2 Account activity2alter tho period does Juna appear,on t010 his statement Pnpeted ta FIRST" or contact us at 1.800.297.1300 THEODORE W WAITT Total Points Balance American Express Membership Rewards IIIMIatearl Motet 961,488 P.O. Box 297813 Points Earned this Period aro Ft. Lauderdale, FL 333296785 pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Points Earned this Period 98,651 Account Summary Opening points balance 862,837 Points earned this period +98.651 Points used this period 0 Reinstated points and adjustments 0 Total points balance =961.488 Points Earned this Period 07A)1/10 - 07/31 /10 Points Activity On Bonus Points Total Points Activity Eligible Charges Awarded Per Card Centurion 90,645 0 90,645 XXXx-xxxxx9= Add1CeMunori. xxxx.xmax9m. 8,006 0 8,006 Totals 98,651 0 98,661 Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your pt am account. Forfeited points can be reinstated tor a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terns & Conditions in your Program Guide. II you have questions, please visit ionvw.americanexpress.com:rewards or call 1.800.297-1300. For international, can coiled 305.816.2799. nor HOTELS Li RESORTS Receive a B Bose® Wave. Premium Backlit Remote with Redemption Acclaimed waveguide speaker technology delivers deep low notes and instrumental clarity, bringing new life to your music. Includes a built-in CD player. digital FM/AM tuner. auxiliary input jack and custom alarm. Requires little space and is delightfully simple to use. For a limited time, get a Bosee Waves Premium Backlit Remote when you redeem before September 30, 2010. larrriea ccaa note for re WreettC)Pcsvwat4 orourrn atocat vat metteentdpnewattlnonblerme a cat I 400-AXP-Mat (2174270) kr note teflon Part pang pants aro aasatb reward re tried to chanciest:pa note Got 1,000 Points When You Book with Fairmont Hotels and Resorts Get 1.000 Membership Rewards(', points from now until December 31st. when you book and pay with your American Express Card at participating Fairmont Hotels & Resorts. wvnvialrmont.com/promo/amex1000 Oro ere, Imre 1/31/10-12/31/10. Mtachart wit *Otte same Pat Carel rtertstealeal vd enel ar werbeclole Mattershp Rends excises when me prat= regott-trts , &the ate net erica. pe redeemed crane mertarehmeaxth3 contonotParts.tet bet,* re eiwalcr, dr. Itsled on me :Iced:no ceralca Cerhicatec are rcessrcleracte Lost stoic, anvecip cezi,p, CeNcafte *1] ref be rectsel try the merchant a A-ietca, Emcee, Ger/Ica:ye age ,c4 I retywkad, area COurteriated Or deemed Or Wed Wir °perry none Skim 4•6 veceaa I, leer certIca robe wad IncIVOar twee cordeons 5 a-nual recgtsn fax 0CO), la Warn Cad acduce err d 3751. Vart membershiprewards. corn or Call 1.800-AXP•EARN (297-3276) and redeem 61,800 points for reward code 806113, (MR Message 4687) Visit membershiprewards. comlenns or call 1-800-AXP-EARN (297-3276) for more information. (MR Bonus ID 3751) Corairemed on inn. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX002094 SDNY_GM_00327894 EFTA_00200648 EFTA01686892 invent dyson (Nintendo) THEODORE RITALLCii i ATE COPY MEMBERSHIP rewards FIRST' Saw 10% on a HP Lawhiet P1505 Printer Produce professional documents with the HP LaserJet P1505 Pnnter series with HP spherical toner and an intelligent cartridge that enables high-end features on your desktop. Durable, fast, value-packed--to help you create effective business communications. Save 4,600 points when you redeem by September 30. 2010. Tema and =daces la to Mambertiop Amaidalt ;coin, rppply Vet imatenilipmerdtcomienni a oil 1410a)W1111 (0741271) la more ~vim Padicpalna paters ard tfrablato famed aresd:gorl lo changemem* note Lettuce Entertain You Gift Cards • Always Right for Any Occasion If you are looking for the one gift that meets everyone's taste, Lettuce Entertain You Gift Cards are Deliciously Simple and the perfect choice for every gift-giving occasion. For your friends, co-workers, employees or special loved ones on birthdays, holidays, graduations, weddings, anniversaries or even as a special thank you, Lettuce Entertain You Gift Cards are convenient and available in different denominations. There is such a variety of concepts within the Lettuce Entertain You's group. Tem. and wren kr to Ihrinnolip RnIgiantirRIpp vice niabonlipardmallinni areal lingireali (074276) fc, mat rlarvIzet Partjadirg pain= ard rah. malt se sttiaotio charge leas rdeae Saw 10% on a Dyson DC31 Handheld Vacuum Dyson Digital Motor & Root Cyclonee technology. Contains a 22.2v lithium ion battery and dual power mode. Energy Star rated and a 2-year warranty. Comes with the combination tool and crevice tool. Save 3,600 points when you redeem by September 30, 2010! Tarns arl atabas la the Maixfshp Renciall pn:qa, aaa, Vet materatilpteward.coeilin a cal 1400-Al(RaRN (217-32/4) la mote Santa, Paltpateg canners aM available rewards are maw fo chimeweb= rose Sizzling Summer Specials at Wynn Las Vegas and Encore The Membership Rewardse First program, Wynn Las Vegas, and Encore are privileged to have two extraordinary resorts for you to enjoy. With nearly 5,000 rooms and suites, 21 delicious restaurants, an array of designer boutiques, two full-service spas and salons, sparkling pools, two incredible shows, plus an 18-hole golf course and ultra-chic nightclubs and lounges, you can plan something truly unforgettable. Tama ad °Wears la we larlarahp Asmafdell Feu pewram act*. Vet intentorIMptevfliftlateinflembil a cal 1400-/WAROM74271) for enas ricer-aka Paquin, panes ad a1Y1Ne meant ado 1Wptl b char withal moo, Receive a Bonus Sports Resort 5•Inel Sports Pack with Nintendo. WII Bundle Redemption We is not just a gaming console, it's a reason to get together with your friends and family. Bundle includes: Nintendo® Game System, one extra Wii" Remote, and one additional game. The game is Rated E and the title is based on availability. For a limited time, get a bonus Sports Resort 5-in-1 Sports Pack when you redeem for HLX832 before September 30, 2010. Tame ard corder:pre foe the Merteshqa Rewards* pe%r_en appb Yea mendnralprevaards.conviemw a oat 1400AXP-UaN (217427$) b mat telardecn Parfccatna paeln•aet and analtde reveads ale subp:clbctorco without n:toe p. 10/11 Visit membershIprewards. comer call 1.800-AXP-EARN (297-3276) and redeem 42,100 points for reward code PRtC53a (MR Message 4689) Visit membershIprewards. corn to redeem points for a Lettuce Entertain You gift card You can purchase gift cards at sinwsleye.com, 1-888- 884-GIFT or in person at locations nationwide. (MR Message 4680) Visit membershlprewards. com or call 1-800-AXP-EARN M7-3276) and redeem 4400 Paints for reward code HLX3711. (MR Message 4691) Redeem for a oneirugM stay starting at 28,000 points. TO find Out more information on Wynn Las Vegas and Encore, please visit membershIprowards. comWynn (MR Message 4702) Visit mernbershiprewards. Corn or call 1-800-AXP-EARN (297-3276) and redeem 54,200 points for reward code HLX832. (MR Message 4693) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX002095 SDNY_GM_00327895 EFTA_00200649 EFTA01686893 Centurions Card THEODORE W WAITT Closing Date 08/13/10 DUPLICATE COPY p.11/11 Account Ending 9-1= Now Accepting American Express® Cards! Equity Estates Experience - First-class homes, world-class service and outstanding amenities. Memorable experiences are waiting to be fashioned. 1-800-413-3340 or wvnv.equityestatefunds.com California Recreation CO • Operates 4 full-service marinas in Newport Harbor. Offering a complement of features to fulfill your boating needs. www.greatallps.com or call 949-721-0111. Indian Springs Resort in Napa Valley- Our Mission Revival Hot Springs Resort awaits you. Melt in our 1913 Olympic Mineral Pool. 707-942-4913 or visit vniwindlanaprIngacallstoga.com If there are other dean where you would like to see the Card accepted, please call the Customer Servae number that is located on page 2 of your statement or the number that is on the back of your Card. (CE 113911) AMEX002096 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327896 EFTA_00200650 EFTA01686894 AMEX002097 SDNY_GM_00327897 EFTA_00200651 EFTA01686895 Centurion° Card THEODORE W WAITT Closing Date 09/13/10 DUPLICATE COPY New Balance Includes the past due amount of $81,251.44 Please Pay By $160,269.64 09/28/10 1:1 See page 2 for important information about your account y Your account is past due. Pay the past due amount immediately. 3 Please fold on the perforation below, detach and return with your payment 4 Pal Payment Coupon Do not staple or use paper clips THEODORE W WART Fl Check here if your addressor L--1 phone number has changed. Note changes on reverse side. p 1/13 Account Ending 9-= Membership Rewards° Points As of 09/13/10 1,040,049 r-N For details, please see your 1:J• Membership Rewards page. Account Summary Previous Balance Payments/Credits New Charges Fees $81,251.44 +50.00 +578443.01 +5475.19 New Balance $160,269.64 Days in Billing Period: 31 Customer Care Pay by Computer amerkanexpress,com/pbc Customer Care Pay by Phone 1-877-877-0987 1-800-472-9297 OSee page 2 for additional information. Pay by Computer In Pay by Phone amerkanexpress.com/pbc la 1.800-472-9297 1123 AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 01602696401602696 14 10 H Enter account number on all documents. Make c heck payable to American Express. Please print clearly in blue or black ink only. Please Pay By 09/28/10 Amount Due $160,269.64 AME X002098 SDNY_GM_00327898 EFTA_00200652 EFTA01686896 THEODORE W WAITT 'TIMERS p. 2/13 Payments: Your payment must be sent to the payment address shown on your statement and must be received by S p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. ff we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: P) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit of other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone of any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for t he c redit balance within 30 days if the amount is 51.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. 12 Customer Service & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1-877-877-0987 Hearing Impaired 1-951.5038905 TTY: I 800 221 9950 1-877-877-0987 FAX: I 800 695 9090 1-800-CASH-NOW In NY:1-800 522 1897 Change of Address If correct on front do not use. • To change your addles, online, visit wrovomericanespeessionYupdatecontactinfo • ror Nam*. Company Nam*. and ration Address or Phonechanges, please call Customer Service. • Please print dearly in blue or black ink only in the bases provided. Street Addressn I i City, State Zip Co o de Area Cde and Home roma =Styr Email (optional? 1 i l l I Website: arnerkanexpiess.com Mobile Site: amexrnobilecom Customer Service & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments BOX 0001 LOS ANGELES CA 90096-8000 Pay Your Bill with AutoPay • Avoid late fees. • Save time. Deduct your payment from your bank account automatically each month. Visit amerkanexpresssomtautopay today toenroll. Please provide your amal address to receive Important account updates and exclusho Cardmember offen and benefits. 'You may visit the American Caress Privacy Statement at weivatroalainewross.cons/privacy for macedetailsand to set your mail prelerences. AMEX002099 SDNY_GM_00327899 EFTA (102(10653 EFTA01686897 Centurion° Card THEODORE W WAITT Closing Date 09/13/10 DUPLICATE COPY p. 3/13 Account Ending 9-= New Charges Summary Total THEODORE WWAITT9.= G MAXWELL Total Now Charges $68,690.03 $9,852.98 874543.01 Detail • forcer cunency thews subject to a comemon fee equal to 2 Mt of the convened US dollar amount. See page 2 tot details. ® THEODORE W WAITT Card Ending 9Mil Foreign Spend Amount 08/12/10 Aventine Limousine 305.770.5466 305-770-5466 5265.00 08/13/10 SCRIPS CLINIC TORRELA JOLLA 858-554-8710 5390090 08/17/10 CALIFORNIA BICYCLE 8LA JOLLA SPORTING GOODS STORE $5,020.66 08/18/10 RUNES MUSK STORE (AUSTIN Runes Music Store $12.99 08/18/10 CALIFORNIA BICYCLE 8LA JOLLA SPORTING GOODS STORE 51,144.05 08/19/10 PACHA IBIZA IBIZA BAR/NIGHTCLUB AS POR UTILIZAR LA TARJE ERICAN EXPRESS THANK YOU SING THE AMERICAN EXPRES D 35 ••Eueopean6 Un5to°00 Euro $8,201.77 08/21/10 GOOD TIMES SAN JOSEP DE SA TA JEWELRY/WATCH/SILVRWR AS POR UTILIZAR LA TARJE ERKAN EXPRESS THANK YOU SING THE AMERICAN EXPRES D 60,00 **European Union Euro $7744 08/23/10 PAYPAL `GLOWFUR 17404029357733 402-935-7733 Description CHILDREN'S CLO 5121499 08/24/10 RUNES MUSIC STORE AUSTIN Runes Musk Store $14.99 08/25/10 CALIFORNIA BICYCLE 8LA JOLLA SPORTING GOODS STORE $1,537.71 08/28/10 CALIFORNIA BICYCLE 8LA JOLLA SPORTING GOODS STORE $1,80926 08/3W10 OSA 06103SASPEN 970-9251525 $822.95 08/31/10 CALIFORNIA BICYCLE 8LA JOLLA SPORTING GOODS STORE 5395153 08/31/10 CALIFORNIA BICYCLE 8LA JOLLA SPORTING GOODS STORE $449.08 AMEX002100 Continued on reverse SDNY_GM_00327900 EFTA_00200654 EFTA01686898 THEODORE W WAITT DM! p 4/13 Detail Continued ** roteign cunency charges subject to a convenion fee equal to 23% of [Scummed US dollar amount. See par 2 for Stat. Foreign Spend Amount 09/01/10 OS WATERS DS WATERS MANSION 800-492-8377 $50.52 09/01/10 SHERATON IOWA CITY HIOWA cm, Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT $435.68 09/01/10 SHERATON PDWA cny HIOWA CRY Arrival Date Departure Date 09/30/10 10/03/10 00003000 LODGING CARDEPOSIT 3435.68 09/01/10 SHERATON IOWA CITY HIOWA CRY Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT $402.08 09/01/10 SHERATON IOWA CITY HIOWA CITY Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT 3435.68 09/01/10 SHERATON IOWA CITY HIOWA CITY Arrival Date Departure Date 09/30/10 10/03/10 00003000 LODGING CARDEPOSIT $40108 09/01/10 SHERATON IOWA CITY HIOWA CRY Arrival Date Departure Date 09/30/10 10/03/10 00003000 LODGING CARDEPOSIT 3435.68 09/01/10 SHERATON IOWA CITY HIOWA CITY Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT 3435.68 09/01/10 SHERATON IOWA CITY HIOWA CITY Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT $435.68 09/01/10 SHERATON IOWA CRY HIOWA CITY Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT $435.68 Continued on next page 101 SDNY_GM_00327901 EFTA_00200655 EFTA01686899 Centurion° Card DUPLICATE COPY ✓ 5,13 THEODORE W WAITT Closing Date 09/13/10 Account Ending 9-= 1 Detail Continued • foreign currency charges subject toe conversion fee equal to 2.7% cSthe convened US dollar amount. See page 2 tot deteds. Foreign Spend Amount 09/01/10 SHERATON IOWA CITY HIOWA CITY Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT $402.08 09/01/10 SHERATON IOWA CITY HIOWA cn-Y Arrival Date Departure Date 09/30/10 10/03/10 00000030 LODGING CARDEPOSIT 540208 09/01/10 SHERATON IOWA CITY HIOWA CITY Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT 540208 09/01/10 SHERATON IOWA CITY HIOWA CITY Anlval Date Departure Date 09/30/10 10/03/10 00003000 LODGING CARDEPOSIT 5435.68 09/01/10 SHERATON IOWA CITY HIOWA CITY Arrival Date Departure Date 09/30/10 10/03/10 oommoa LODGING CARDEPOSIT 5402.08 09/01/10 SHERATON IOWA CITY HIOWA CITY Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT 5435.68 09/01/10 SHERATON IOWA CITY HIOWA CITY Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT 5435.68 09/01/10 HOTEL VETR087920240KMA CITY Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT 5413.28 09/01/10 Aventura Limousine 305-770-5466 305-770-5466 5465.00 09/01/10 Aventura Limousine 305-770-5466 305-770-5466 11,606.00 AMEX002102 Continued on reverse SDNY_GM_00327902 EFTA_00200656 EFTA01686900 THEODORE W WAITT DrAr9,17ICS p.6113 Detail Continued ** foletrcunenq <haws subject to a convemion fee equal to 23% a tile convened US &Nat amount. See page i lot detait. Foleign Spend Amount 09/01/10 Aventura Limousine 305.770.5466 305-770-5466 E452.00 09/01/10 Aventura Limousine 305.7705466 305-770-5466 $S62.50 09/02/10 Hotel Du Soleil - Ad(707)963-1211 005513328592038 Lodging $2,195.75 09/02/10 HYATT HOTELS PARK HYCHKAGO Arrival Date Departure Date 08/31/10 09/01/10 00000000 LODGING 51087.72 09/02/10 HYATT HOTELS PARK HYCHKAGO Arrival Date Departure Date 08/31/10 09/01/10 00000030 LODGING $1348 09/03/10 TOM FORD RETAIL, LLCNEW YORK 212-359-0376 Description MENS & BOYS CL $16.37000 09/03/10 Aventura Limousine 305-770-5466 305-7705466 $197.51 09/03/10 Aventura Limousine 305.7705466 305-770-5466 $171.00 09/05/10 HOTEL VETR087920240lOWA CITY Arrival Date Departure Date 10/29/10 10/31/10 00003000 LODGING CARDEPOSIT 5502.88 09/06/10 Hotel Du Soleil 0000(707)963-1211 oss1a3ns1 92038 Lodging 09/09/10 MONTAGE LAGUNA BEACHLAGUNA BEACH Arrival Date Departure Date 09/09/10 09/11/10 00000003 LODGING CARDEPOSIT 52,410.85 $1,792.00 09/09/10 MVDMIALUEMAX 888-241-0049 MEMBERSHIP $27.95 09/11/10 NETBIZ.COM 888-847-2226 DIRER MKTG MISC $225.00 09/11/10 NORDSTROM 3600360 SAN DIEGO DEPARTMENT STORE Description MENS TREND SHOE $1,445.18 09/11/10 NORDSTROM 3600360 SAN DIEGO DEPARTMENT STORE Description TBD TOPS $52526 AMEX002103 Continued on next page SDNY_GM_00327903 EFTA_00200657 EFTA01686901 Centurion° Card DUPLICATE COPY p 7/13 THEODORE W WAITT Closing Date 09/13/10 Account Ending 9-= 1 Detail Continued • foreign currency charges subject toe conversion fee equal to 2.7% of the convened US dollar amount. See page 2 for deletes. Foreign Spend Amount 09/11/10 BLOOMINGDALES 0610095AN DIEGO BLOOMINGDALE'S Description Price BETTER CASUAL SEPAR $65.00 BETTER CASUAL SEPAR S39.60 CASUAL CONTEMP KNIT $98.00 GUESS $59.00 $953.30 09/11/10 STEVE MADOEN .72674SAN DIEGO 718-446-1800 $86.93 09/11/10 NORDSTROM 3600360 SAN DIEGO DEPARTMENT STORE Description EYEWEAR 5320.81 09/11/10 SUN DIEGO BOARDSHOPSSAN DIEGO SPORTING GOODS STORE $688.93 09/12/10 MONTAGE tAGUNA BEACHIAGUNA BEACH Anlyal Date Departure Date 09/09/10 09/11/10 00000009 LODGING $2.715.99 09/13/10 D ?WALL ST JRNL IPA877-975-4723 SUBSCRIPTION G MAXWELL Card Ending 9.= Foreign Spend Amount 08/18/10 THEGENERAL TRADING LONDON MISC HOME FURNISHINGS Description Pike GOODS $286.40 mtounds ago $44936 06/20/10 UPS 12397RIT44983613SHIPPING SVC SHIPPING SVC DATE 08/20/10 TRKa 123978174498368289 FR ZIP 10065 TO ZIP MI US 00001 NEXT DAY AIR 00007 LBS REFS/ $103.74 08/20/10 JOSEPH LONDON WOMEN'S CLOTHING LUXURY RETAIL 755.40 °Pounds Seeding $1,183.46 08/21/10 UPS* 29275175000 SHIPPING SVC 1Z397R1T01916744700000 DATENV19/10 TRIG 2927S17SBOD FR ZIP 10365 TO ZW 00001 GROUND LTR REF11Z397R1T0191674479 $845 08/22/10 UPS* 295800.1AM SHIPPING SVC 1Z397R1T44983682803030 DATE 08/20/10 IRK/ 295800f1113DA FR ZIP 10065 TOM 00001 GROUND LTR REFI1Z397R1T4498368289 $8.65 $17.29 AMEX002104 Continued on reverse SDNY_GM00327904 EFTA_00200658 EFTA01686902 THEODORE W WAITT Dect-EtirTN,9fa p. 8/13 Detail Continued • Foreign currency charges subject to a conversion fee equal to 2.7% of the convened US dolbr amount. See page 2 for dent. Foreign Spend Amount 08/29/10 BRITISH AIRWAYSMOTO RUISLIP British Airways PLC From: EDINBURGH To: LONDON HEATHROW AP N.Y. I F KENNEDY I Ticket Number: 12524717703385 Passenger Name: MAXWELUGHISLAINE NOEL L E Document Type. PASSENGER TICKET Cartier: BA BA Date of Departure:08/29 Class: F F "Pounds-se:ging $7,687.85 08/29/10 UPS AD.I001073745435SHIPPING SVC SHIPPING SVC DATE 08/20/10 TRIO ADJ00102374543501 FR ZIP TO ZIP 00000 REFS SH80000397R1T S57.62 09/03/10 AMAZON.COM MAIN.COM/BILL MERCHANDISE 310.97 09/07/10 PETCO 3713 537138NEW YORK 212-3697268 S342.68 Fees Amount 08/19/10 THEODORE WWAITT FOREIGN TRANSACTION FEE PACHA IBIZA $8201.77 $221.45 08/21/10 THEODORE W WAITE FOREIGN TRANSACTION FEE GOOD TIMES 577.44 $209 08/18/10 G MAXWELL FOREIGN TRANSACTION FEE THE GENERAL TRADING COMPA S449.36 $12.13 08120/10 G MAXWELL FOREIGN TRANSACTION FEE JOSEPH $1183.46 $31.95 08/29/10 G MAXWELL Total Fees for this Period FOREIGN TRANSACTION FEE BRITISH AIRWAYSMOTO CALL 57687.85 5207.57 $475.19 2010 Fees and Interest Totals Year-to-Date Amount Total Fees In2010 $3,521.09 Total Interest in 2010 $0.00 Includes fees and interest charged for billing periods with cbsing dates on or after June 25, 2010. AMEX002105 Continued on next page SDNY_GM_00327905 EFTA_00200659 EFTA01686903 DUPLICATE COPY Centurion" Card p. 9/13 THEODORE W WAI TT Closing Date 09/13/10 Account Ending 9 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Features as part of your Card account. The current Annual Percentage Rates (APRs) for the Pay Over Time Features ale as follows: For Sign and Travel, the APR is 9.15%. For Sign and Travel, the APR is 9.15%. Please refer to page 2 for further Important Information regarding your account AMEX002106 SDNY_GM_00327906 EFTA (102(10660 EFTA01686904 THEODORE W WAITT D9cPct-NtilitEng 9iim p 'Oc3 AMEX002107 SDNY_GM_00327907 EFTA_00200661 EFTA01686905 For questions about your Membership Rewards account visit us at americanexpress.com/ rewards or contact us at 1.800.297.1300 American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 333299785 Account Summary Mem beInitgicaril s First￾Monthly Statement and Program News p.11/13 Statement Period MEMBERSHIP1 August 1, 2010 • August 31, 2010 Account activity alter this period does not appear on this statement rewards prepared kt FIRST" THEODORE W WAITT Total Points Balance ism bearl tkoter 1,040,049 Points Earned this Period aro pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Points Earned this Period 78,561 Opening points balance 961,488 Points earned this period +78.561 Points used this period 0 Reinstated points and adjustments 0 Total points balance =1.040.049 Points Earned this Period 08/01/10 - 08/31/10 Points Activity On Eligible Charges Ban uS warded Points Total Pointsc A Card Centurion X)0000(xxx9.= 68,194 0 68,194 Add1Centuriog. r000w000cx9.0. 10,367 0 10,367 Totals 78,561 0 78,561 Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your pr am account. Forfeited points can be reinstated tor a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terns & Conditions in your Program Guide. II you have questions, please visit www.americanexpress.com. rewards or call 1.800.297-1300. For international, can coiled 305.816.2799. Newt Use Membership Rewards. Points on www.Amazon.com amazon.com DESTINATION HOTELS Et RESORTS Now you can use Membership Rewards points at checkout on www.Amazon.com. Pay in full. Or pay in part and let your Card cover the rest. The reward possibilities are endless. Terms x0 coalbre lot re 110--beisho Rewards moan a:cty a cell 40041(P-EARN (2974276) lot rnae nIcmudan ParbargeiNport ri aviletle diaabbnin redoes aped So chaps witcul mete. 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Rao troPatmo partners and available rewards are subject rocharge without mike POID:0601:C001 Now Accepting American Express® Cards! Dollar Tree - Where everything is $1. Use any American Express Card at over 3,800 locations in 48 states. For the store nearest you or to shop online, visit www.dollartree.com Cosmopolitan Restaurant & Hotel - Come visit the newly restored and renovated landmark hotel in old town San Diego. 2660 Calhoun. San Diego. www.oldtowncosmopolltan.com Jimmy's Famous American Tavern - Portland-style gastropub with dry-aged burgers, Southern food and a serious cocktail menu. 4990 N. Harbor Dr. #100, San Diego. 619-226-2103. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located on page 2 of your statement or the number that S on the back of your Card. (CE 114116) AME X002110 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327910 EFTA_00200664 EFTA01686908 AMEX002111 SDNY_GM_00327911 EFTA_00200665 EFTA01686909 Centurion° Card THEODORE W WAITT Closing Date 10/14/10 DUPLICATE COPY New Balance Please Pay By $64,178.73 10/29/10 See page 2 for Important information a bout your account. "Highest in Customer Satisfaction with Credit Card Companies, Four Years in a Row" Americas Express receives: ;re highest numerical staresmog credit card issuers in Or proprietary ..1.0. Power and Associates 2007.2010 Credit Card Satislactpon Studies* 2010 study based cn responses from 8.510 consumers measuring 10 cad Issuers and measures opirions o' consumers SP the issuer of their canary oedit card Floprietary sped; results are based on expenemes and perceptions of comas surveyed in May 2010. Your exparienms may vary. Von Opener mm 3 Please fold on the perforation below, detach and return with your payment 3 RN Payment Coupon Do not staple or use paper clips THEODORE W WAIIT rl Check here if your addressor I—I phone number has c hanged. Note charges on reverse side. Pay by Computer americanexpiesscom/pbc -1123 p Int Account Ending 9 Membership Rewards' Points As of 10/14/10 1,118,598 D• For details, please see your Membership Rewards page. Account Summary Previous Balance Payrnents/Cred k s New Charges Fees $160,269.64 -$161,890.28 +S64299.37 +$1,500.00 New Balance $64,178.73 Days in Billing Period: 31 Customer Care Pay by Computer arneticanexpresscornipbc Customer Care Pay byPhone 1-877-877-0987 1-NO.472-9297 Di See page 2 for additional information. PM Pay by Phone la I.800472-9297 AMERICAN EXPRESS BOX 0001 LOS ANGELES CA 90096-8000 006417873006417673 10 H Enter account number on all documents. Make check payable to American Express. Please print clearly in blue or black ink only. Please Pay By 10/29/10 Amount Due $64,178.73 AMEX002112 SDNY_GM_00327912 EFTA_00200666 EFTA01686910 THEODORE W WAITT 'TIMERS p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (11 include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and 13) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be rnade through an electronic payment method payable in US dollars and clearable through the US banking system. ff we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronk Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of thecheck routing number, account number and check serial number to your financial institution, unless the check is not processable elect ionkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance (ADS) method (including new transactions) to cakulate the balance on whkh we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AD8 and interest results in doily compounding of interest. Paying Interest: If you have a Pay Over Time balance, your due date hat least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance, or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollar amount. We will choose a conversion tate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Credit Balance:A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for t he c redit balance within 30 days if the amount is 51.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. 12 Customer Servke & Billing inquiries International Collect 1-877-877-0987 1-951.5038905 Hearing Impaired TTY: I 800 221 9950 Large Print & Braille Statements 1-877-877-0987 FAX: I 800 695 9090 Express Cash 1-800-CASH-NOW In NY:1-800 522 1897 Change of Address Wonted on front do not use. • To change your addles, vane, visit wayamericanespeessioraupdatecontactinfo • roc Nam*. Company Nam*. and roreign Address or Phonechanges, pleasecan CUOMO,. Service. • Please print dearly in blue or black Ink only in the bases provided. Street Address n I 1 City, State Zip Co o de Atea Cde and Home Rana =Styr Email (optional? 1 i l l I Website: arnerkanexpress.com Mobile Site: amexrrkibilexom Customer Service & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments BOX 0001 LOS ANGELES CA 900964000 Pay Your Bill with AutoPay • Avoid late fee> • Save time. Deduct your payment from your bank account automatically each month. Visit americanexpress.comfautopay today toenroll. Please provide your amad address to receive important account updates and exclusive Cardmember Oren and benefits. 'You may visit the American Caress Privacy Statement at vnestatandassisqrass.cons/pdvacy for more details and to set your e-mail preferences. AMEX002113 SDNY_GM_00327913 EFTA 002()0667 EFTA01686911 Centurion® Card THEODORE W WAITT Closing Date 10/14/0 DUPLICATE COPY p.ant Account Ending 0-= Payments and Credits Summary Total Payments 4160269.64 Credits THEODORE W WAIT T -51.62044 Total Payments and Credits 4161,590.29 Detail 'indicates posting date Payments Amount 09/21/10* THEODORE W WART ONLINE PAYMENT -THANK YOU -09,999.99 09/21/W THEODORE W WART ONLINE PAYMENT -THANK YOU 460,269.65 Croats Amount 10/01/10 THEODORE WWAITT SHERATON IOWA CITY HIOWACITY IA Arrival Date Departure Date 09/30/10 09/30/10 00000000 LODGING -S100.80 10/01/10 THEODORE W WMTT SHERATON IOWA CITY HIOWACITY IA Anlval Date Departure Date 09/30/10 09/30/10 00000000 LODGING 410080 10/02/10 THEODORE W WART SHERATON IOWA CITY HIOWACITY IA AnWal Date Departure Date 10/01/10 10/01/10 00000000 LODGING 41,307.04 10/13/10 THEODORE WWMIT HOTEL vt-m0000 IOWA CITY IA Auhral Date Departure Date 11/19/10 11/21/10 00000300 LODGING CARDEPOSIT 411200 New Charges Summary Total THEODORE W WART MKHELE MERIN 9= Total New Charges $61470.14 $242923 $64299.37 AMEX002114 Continued on reverse SDNY_GM_00327914 EFTA_00200668 EFTA01686912 THEODORE W WAITT DUPLICATE COPY￾Account Ending p. 4/11 Detail Is THEODORE W WAITT Cord Erxling 9 a Amount 09/11/10 NORDSTROM 3600360 SAN DIEGO DEPARTMENT STORE Description TBD TOPS 09/13/10 BET STEAK DC 0281000WASHINGTON 2026898999 FOOD/BEVERAGE $389.50 TIP $85.50 $24340 $475.00 09/13/10 Aventura limousine 305.770.5466 305-770-5466 567000 09/15/10 The Jefferson Hotel Washington Arrival Date Departure Date 09/12/10 09/15/10 00000000 LODGING $11,141.94 09/15/10 Aventura Limousine 305.770.5466 305-770-5466 S239.00 09/15/10 Aventura Limousine 305-770-5466 305-770-5466 523000 09/16/10 TAYLOR LIVERY RWERDALE MD 20737 LIMOUSINE SERVICE 5873.60 09/17/10 THE MERCER HOTEL 310NEW YORK Arrival Date Departure Date 09/15/10 09/16/10 00003000 LODGING $1,70428 09/17/10 Aventura Limousine 305-770-5466 305-770-5466 $662.70 09/21/10 CASTLE ON THE HUDSONTARRYTOWN NY Arrival Date Departure Date 09/21/10 09/21/10 00000000 LODGING CARDEPOSIT $703.31 09/23/10 CALIFORNIA BICYCLE 8LA JOLLA CA SPORTING GOODS STORE 5213.43 09/24/10 TOM FORD RETAK, LLCNEW YORK NY 212-359-0376 Description MENS & BOYS CL 549000 09/25/10 NEIMAN-MARCUS 16 000SAN DIEGO CA DEPARTMENT STORE Quantity Description Price 8 DINNERWARE 5100.00 4 PLACE STING 55200 4 PLACE STING $95.00 8 PLACE SUNG 586.00 54661.16 09/25/10 BETWEEN THE SHEETS 13SAN DIEGO CA 619-299-9300 $2,157.60 09/26/10 WILLIAMS-SONOMA 0198SAN DIEGO CA 11264405 92122 $353.10 AmeA002115 Continued on next page SDNY_GM_00327915 EFTA_00200669 EFTA01686913 Centurion® Card THEODORE W WAITT Closing Date 10/14/10 DUPLICATE COPY p.5/11 Account Ending 9-= Detail Continued Amount 09/26/10 POTTERY BARN 0491 SAN DIEGO CA 11262250 92122 $31320 09/26/10 BICE BISTRO-SAN DISAN DIEGO CA RESTAURANT S250.00 09/28/10 CASTLE ON THE HUDSONTARRYTOWN NY Anlval Date Departure Date 09/26/10 09/28/10 00000000 LODGING 1791.94 09/29/10 DS WATERS DS WATERS MOUTON GA 800-4924377 $13.02 09/29/10 CALIFORNIA BICYCLE KA JOLLA CA SPORTING GOODS STORE 84,600.13 10/01/10 SHERATON IOWA cny HIOWA CRY IA Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT $435.68 10/01/10 SHERATON IOWA CRY HIOWA CITY IA Arrival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT $100.80 10/01/10 SHERATON IOWA CITY1410WA CRY IA Anlval Date Departure Date 09/30/10 10/03/10 00003000 LODGING CARDEPOSIT S135.68 10/01/10 SHERATON IOWA CITY1410WA CITY IA Anival Date Departure Date 09/30/10 10/03/10 00000000 LODGING CARDEPOSIT $435.68 10/01/10 HOTEL VETR0000 IOWA CITY IA Arrival Date Departure Date 10/29/10 10/31/10 00000030 LODGING CARDEPOSIT 850188 1 0/06/1 0 Riaumusic STORE IAUSTIN TX $129 !Tunes Music Store 10/06/10 SCRIPPS CLINIC SCRIPSAN DIEGO CA 858-784-5645 S38.36 AMEX002116 Continued on reverse SDNY_GM_00327916 EFTA_00200670 EFTA01686914 THEODORE W WAITT DUPLICATE COPY￾Account Enoiing S -1M' P 6/11 Detail Continued 10/06/10 Amount NE1MAN-MARCUS 16000SAN DIEGO CA DEPARTMENT STORE Description Pike PLACE STING $125.00 PLACE STING $10803 PLACE STING $86.00 DINNERWARE $100.00 $493.88 10/06/10 NEIMAN-MARCUS 16 OCOSAN DIEGO CA DEPARTMENT STORE Desolation Pike PLACE STING $125.00 PLACE STING $108.00 PLACE STING $86.00 DINNERWARE $100.00 $493.88 10/06/10 NEIMAN-MARCUS 16000SAN DIEGO CA DEPARTMENT STORE Desolation Pike DINNERWARE $100.03 PLACE STING $10800 PLACE STING $86.00 PLACE STING $12500 $493.88 10/06/10 Aventura Limousine 305.770.5466 FL 305-770-5466 $1482.46 10/06/10 Aventura Limousine 305-770-5466 FL 305-770-5466 $1,582.46 10/06/10 Aventura Limousine 305-770-5466 FL 305-770-5466 $1,63569 10/07/10 NEIMAN-MARCUS 16000SAN DIEGO CA DEPARTMENT STORE Description Peke PLACE STING $125.00 PLACE STING $108.03 PLACE STING $86.00 DINNERWARE $100.00 $493.88 10/08/10 BLOOM.WEDCHNLCOM 12MASON OH BLOOMINGD/t1E'S Quantity Description 6 FINE CHINA Prke $30000 $300.00 10/08/10 ALS ASSOC AZ ONLINE PHOENIX AZ 602-297-3800 $1,000.00 10/08/10 Balanced Body Inc. 8Sacramento CA 9163866203 $11)322J31 10/09/10 CALIFORNIA BICYCLE 8LA JOLLA CA SPORTING GOODS STORE $3,900.17 10/09/10 CALIFORNIA BICYCLE 81A JOLLA CA SPOFMNGGOODSSTORE $4,703.41 10/11/10 NETBIZ.COM 888-847-2226 OR DIRECT MKTG MISC $225.00 10/11/10 HOTEL VETR0000 IOWACITY Lk Antral Date Departure Date 11/19/10 11/21/10 00003000 LODGING CARDEPOSIT $112.00 117 Continued on next page SDNY_GM_00327917 EFTA 00200671 EFTA01686915 Centurion® Card THEODORE W WAITT Closing Date 10/14/10 DUPLICATE COPY Account Ending 9- p. 7/11 Detail Continued Amount 10/12/10 MVO•VALUEMAX 888.241.0049 CT MEMBERSHIP 10/13/10 DPWALL ST MINI IPA13774754723 MA SUBSCRIPTION pl MICHELE MERKPd Card Ending 9.= S27.95 $1729 Amount 10/09/10 DIAVOLINA LOS ANGELES CA WOMEN'S CLOTHING 51,810.33 10/10/10 TARGET1884 1884 W HOLLYWOOD CA DISCOUNT STORE 529053 10/11/10 BEDGATHABEYONDO0050 BEVERLY CTR LA CA 310452.1380 5528.37 Fees Amount 10/14/10 MKHELE MERKIN Total Fees for this Period ANNUAL MEMBERSHIP FEE $1,500.00 91,500.00 2010 Fees and Interest Totals Year-to-Date Amount Total Fees in 2010 55,021.09 Total Interest in 2010 50.00 Includes fees and interest charged for billing periods with closing dates on 01 after lune 25.2010. Important Notice Information on Pay Over Ilm• Features You may have access to one or more Pay Over Time Features as pan of your Card account. The current Annual Percentage Rates (APRs) for the Pay Over Time Features areas follows: For Sign and Travel, the APR is 9.1596. For Sign and Travel, the APR is 9.1596. Please refer to page 2 fee further Important Information regarding your account AMEX002118 SDNY_GM_00327918 EFTA_00200672 EFTA01686916 THEODORE W WAITT D 9cPct-NtilitEng 9iim p 8/1! AMEX002119 SDNY_GM_00327919 EFTA_00200673 EFTA01686917 For questions about your Membership Rewards account, visit us at americanexpress.com/ rewards Mem bePAWcitgicaril s Monthly Statement and Program News Statement Period September 1, 2010 - September Account activity alter this period does not appear on First' p. 9/11 MEMBERSHIP1 30, 2010 this statement rewards Pnpated FIRST" or contact us at 1.800.297.1300 THEODORE W WAITT Total Points Balance American Express Membership Rewards IIIMIcarl Motet 1,118,598 P.O. Box 297813 Points Earned this Period aro Ft. Lauderdale, FL 333299785 pending until charges are paid in full and all your accounts aro in good standing. Points Earned this Period may include Bonus Points. Points Earned this Period 78,549 Account Summary Opening points balance 1,040,049 Points earned this period +78,549 Points used this period 0 Reinstated points and adjustments 0 Total points balance =1,118,598 Points Earned this Period owomo- 09/30/10 PealsActivityOn Eligible Charges Bonus Points Awarded Tots Pointis:iet Centurion xxxx-xxxxx9= 68,695 0 68,695 Adel CenturiOr 9,854 9,854 XXXX-XXXXX9 Add? Centurior 0 0 0 XXXX-XXXXX9 Totals 78,549 0 78,549 Points used this period includes Redemptions and Transfers. Points earned may be used as long as all enrolled Card accounts are in good standing Points used cannot be reversed back into your program account. Forfeited points GNI be reinstated fora fee by calling the number provided below. Eligible Card charges we outlined in the Membership Rewards program Terms & Conditions in your Program Guide It you have questions, please visit worramericanoxpress.comirowarfis or call 1-800.297-1300. For international, can collect 305.816.2799 New! Use Membership Rewards Points on www.Amazon.com Now you can use Membership Rewards' points at checkout on www.Amazon.com amazon.com Canon Get started at www.Amazon.com membershlprewards Pay in full. Or pay in part and let your Card cover the rest. (MR Message 4823) The reward possibilities are endless. Tears erd ccedhone M tie Yertertho Pend, P"Vr *Cif %flat meenberrinkainnOrmt at cal 14004XP•EARN (297427$110, raft 'Jo 0..6 Palt-Pateg Woos avnddaauble MVPS ate Saw 21% on a Canon PowerShot 12 MP Mahal Camera with 4x Zoom and 2GB SD Memory Card Use this digital camera to make memories last forever! Features: 2.7" PureColor' System LCD. Optical image stabilizer. 4x Optical zoom, Smart AUTO mode. Includes rechargeable battery and charger, wrist strap, USB/AV cables and CD-ROM Save 21% on a Canon PowerShot 12 MP Digital Camera with 4x Zoom and 2GB SD Memory Card when you redeem by November 30, 2010. Tema anl WOW, to tie IVectenaw Reva<ls given ace* vat et cal t400-AXP+ARN ('117-3270)ke rat, ithrmalon Pa/Ice:Ong parse ati a.ala^be reward, are 'Awl To change ethal adze Visit membershiprewards. corn or call 1-800-AXP-EARN (297-3276) and redeem 32,700 points for reward code RY7178. (MR Message 4833) Contmod on morn Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX002120 SDNY_GM_00327920 EFTA_00200674 EFTA01686918 Lin Hoe t tS 6. illSORTS DESTINATION BIGLOTS ?acetate] THEODORE leAU_Cni ATE COPY MEMBERSHIP, rewards FIRST' Earn Double Points for Spa Getaways at Terranni and Other Destination Hotels Unwind and indulge at Terranea and other Destination Hotels. Staying at these luxury spa retreats earns you double Membership Rewardse points through 12/31/10. Oar 1/0101201/10 eat partaagarg arty elglb to elm Wagon- Tar ncbe ended n re Menterahp Raids wan hoedster age a art °manage*. ended Mean Eta* Cad 20% dant * bad co antabity traria tor NIW cry ac tweet • tad cn avatars ticket n usgS rake feta cut are rd kneed to rare acieule rae teal a In min ttaral awn). oarlicea/ vendee* ram co-and taro Cola pats al be areal b for Rewards card WOW 6-8 weeks fee are ea cn ws tallrg sea. Bat 10 gna. Earn 15x Points Pius 100 Additional Points Per Order When You Shop FTD for Flowers & Gifts Now you can earn 15x points PLUS 100 additional bonus points on all orders placed now through 11/30/2010. when you shop at www.ftd.com/amex15plus100 or call 1-800-SEND-FTD (Promo Code: 20153) and use your enrolled American Express® Card. Choose from fresh flowers, gourmet gift baskets, and so much more from FTD. Cgs vaneough 1 Ingle awn you ace wenvarleandemexIStal00 ot oa140040104T1) (Pao Cede gala Natal:lint Hasa n ccryau wen a a can FTC. To to erabb to balsa*. la real be Varied n Merriswithp parse and charge your pada b an OS ailed Ars can Erar Crnnt e er n all S c. credal lo yas Program ward an 1012 era a ages agar on elte bind Slant Mara ales and war& enrol a areal Moan Mak COPY ke awr Cad Conial. BeesC. 9416.3731). Earn 3x Membership Rewards Points on Purchases of $50 or More at Big Lots! As the nation's largest broadline closeout retailer, we have power to negotiate the best deals in the business. We sell a broad range of high-quality, brand-name products, including electronics, tools, toys, home decor, housewares, holiday items, furniture, gifts, and more. Think Extreme Value, Think Big Lots! Bonn pale a ea 10012010 trough i2/40010 To be lgiale to WMGOYA poem ,ce rut: d a eaet$50ard be enrol:matte Mead> TeradeO rear ("Vaal', a the d'e or Pea* and )au rut ages purchase a al agee. entered Arena ET;(06fee Can Bette rolls *a be °edified to your ern aceOunl *Inn 10-12 wee,s as chasm acces on you bang lama Werke/ not Medea a tall a annaa: Program lees apt to aria Cal dela fa roe ✓econalon on Vie Pregame ast mantatilperaflaraun a al 1-000- -EARNA (297-3276). Sal 0.401S. Get a $100 Baccarat OM Card with Redemption! Baccarat's Harmonie Double Old Fashioned Glasses are a beautiful gift for any occasion. A classic pattern originally introduced in 1974, this design highlights Baccarat s style of purity and the brilliance of its cut crystal. Get a $100 Baccarat gift card when you redeem for the Harmonie Double Old Fashioned Glasses by November 30, 2010. Tome an wears to tect Moraine PawaNea posy a_ n appa Veit treentterettipmeadualeem• a cal 140:140(P-URN (297423) Ix awe anti= PalC04 .9 Pains% arc] a. Mat* armada La sJDfict lo Charge without nCna Earn double Membership Rewards points at peeler resorts. For more information, go to wwvtdostInatIonhotels. conVrewards (MR Bonus ID 3788) For more information on the Program, visa PAembetshipRewards. carnations or call 1-800-AXP-EARN (297-3276). (MR Message 4847) Think Extreme Value, Think Big Lots' for all your shoppng needs. To find a store you, Q010 vovw.blglotscom (MR Bonus ID 4815) Visit memberstnprewards. corn or call 1-800-AXP-EARN (297-3276) and redeem 30,645 points for reward code RT7578 (MR Message 4836) Offers are made only to Cardmembers who meet certain qualifying criteria. By AMEX002121 responding you will be disclosing to the merchant that you meet these criteria. SDNY_GM_00327921 EFTA 00200675 EFTA01686919 Centurion° Card THEODORE W WAITT Closing Date 10/14/10 DUPLICATE COPY Account Ending 9- p urn Use Membership Rewards' points to pay in full. Or pay In part and let your Card cover the rest. Get started today at www.Amazon.comimembershiprewards mi-aewnalids• SHOP WITH POINTS AT amazon.corn' Q c ,..)t Terms inc Condition for the Membership Rewards' program apply. Vint mernbershiprewards corn,terms w (a I 80D- A/W EARN (297-3276) for mote Enformation Participating partners and available rewards ate sulneo to change without notice POID.Q6OICOOI Now Accepting American Express® Cards! Equity LifeStyle Properties - We own over 150 RV resorts and campgrounds in the U.S. Get in the zone and learn how you can camp all year for one low price! Visit wenv.ZoneCampingPass.com Coles Fine Flooring - Since 1947. Seven locations in San Diego. See us for carpet, wood, tile, stone, laminate, vinyl and area rugs. Visit www.colesfineflooring.com Lighthouse Oyster Bar & Grill - Waterside, casual dining, with comfort and flare! Rediscover the Oceanside Harbor. 626 Harbor Dr. South, #201, Oceanside. 760-433-1900. If there are other places where you would like to see the Card accepted, please call the Customer &NI tfo number that is located on page 2 of your statement or the number that son the back of your Card. (CE 114284) AMEX002122 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you melt these criteria. SDNY_GM_00327922 EFTA (1(12(10676 EFTA01686920 AMEX002123 SDNY_GM_00327923 EFTA_00200677 EFTA01686921 5 R I. Aaou ni NUM bur Cht (IN Nun„brr Card Number(AMEX) Amount Process Date Transaction Status Routing Number Payment Type Maker Name 592.11 8-Sep-16 PAYMENT 044000804 null G MAXWELL 2190.38 8-Aug-16 PAYMENT 044000804 null G MAXWELL 1700.81 8-Jul-16 PAYMENT 044000804 null G MAXWELL 5854.57 8-Jun-16 PAYMENT 044000804 null G MAXWELL 3355.81 7-May-16 PAYMENT 044000804 null G MAXWELL 2485.59 8-Apr-16 PAYMENT 044000804 null G MAXWELL 2153.46 8-Mar-16 PAYMENT 044000804 null G MAXWELL 1440.89 8-Feb-16 PAYMENT 044000804 null G MAXWELL 3118.15 8-Jan-16 PAYMENT 044000804 null G MAXWELL 1696.55 8-Dec-15 PAYMENT 044000804 null G MAXWELL 1787.09 7-Nov-15 PAYMENT 044000804 null G MAXWELL 4023.96 8-Oct-15 PAYMENT 044000804 null G MAXWELL 6057.29 8-Sep-15 PAYMENT 044000804 null G MAXWELL 4541.12 8-Aug-15 PAYMENT 044000804 null G MAXWELL 6648.79 8-Jul-15 PAYMENT 044000804 null G MAXWELL 1791.48 8-Jun-15 PAYMENT 044000804 null G MAXWELL 2685.67 8-May-15 PAYMENT 044000804 null G MAXWELL 8515.53 8-Apr-15 PAYMENT 044000804 null G MAXWELL 3157.23 7-Mar-15 PAYMENT 044000804 null 6 MAXWELL 3759.5 7-Feb-15 PAYMENT 044000804 null G MAXWELL 4238.53 8-Jan-15 PAYMENT 044000804 null G MAXWELL 4991.87 8-Dec-14 PAYMENT 044000804 null G MAXWELL 3254.71 8-Nov-14 PAYMENT 044000804 null G MAXWELL 2016.93 8-Oct-14 PAYMENT 044000804 null G MAXWELL 1555.35 8-Sep-14 PAYMENT 044000804 null G MAXWELL 5598.16 8-Aug-14 PAYMENT 044000804 null G MAXWELL 1063.71 8-Jul-14 PAYMENT 044000804 null G MAXWELL 1218.29 7-Jun-14 PAYMENT 044000804 null G MAXWELL 576.11 8-May-14 PAYMENT 044000804 null G MAXWELL 2100.97 8-Apr-14 PAYMENT 044000804 null G MAXWELL 1111.04 4-Mar-14 PAYMENT 044000804 null G MAXWELL 3086.7 8-Feb-14 PAYMENT 021000021 null G MAXWELL 2008.88 8-Jan-14 PAYMENT 021000021 null G MAXWELL 2305.12 7-Dec-13 PAYMENT 021000021 null G MAXWELL 4707 8-Nov-13 PAYMENT 021000021 null G MAXWELL ___ 10018.78 8-Oct-13 PAYMENT 021000021 null G MAXWELL 3535.07 7-Sep-13 PAYMENT 021000021 null G MAXWELL 1/6/2020 AXP Internal AMEX002124 1 EFTA01686922 11486.37 8-Aug-13 PAYMENT 021000021 null G MAXWELL 4337.28 8-Jul-13 PAYMENT 021000021 null 6 MAXWELL 6848.54 8-Jun-13 PAYMENT 021000021 null G MAXWELL 4040.78 8-May-13 PAYMENT 021000021 null 6 MAXWELL 2155.89 8-Apr-13 PAYMENT 021000021 null 6 MAXWELL 1715.19 8-Mar-13 PAYMENT 021000021 null 6 MAXWELL 4089.67 8-Feb-13 PAYMENT 021000021 null G MAXWELL 5857.61 8-Jan-13 PAYMENT 021000021 null G MAXWELL i 1/6/2020 AXP Internal EFTA01686923 Bank 1/6/2020 Account Number Check Number Card NumbertAMEX) Amount Process Date Transaction Status Routing Number Payment Type 121000358 PT_COMPUTER H safflan INC 044000804 PT_AUTOPAY_CYCIE G MAXWELL 044000804 IPT_AUTOPAY_CYCLE G MAXWELL 044000804 PT_AuTOPAY_CYCLE G MAXWELL 044000804 PT_REP G MAXWELL 044000804 PT_AUTOPAY_CYCLE 6 MAXWELL 044000804 PT_AUTOPAY_CYCLE G MAXWELL 044000804 044000804 044000804 3759.62 102243.63 102243.63 2-Sep-19 102243.63 2-Sep-19 28-Oct-19 PAYMENT 2-Sep-19 RETURN Maker Name RETURN RETURN PAYMENT PAYMENT PAYMENT PAYMENT PAYMENT PAYMENT 28982.28 22-Jul-19 2-Jul-19 1-Jun-19 2-May-19 2-Apr-19 2-Mar-19 2-Feb-19 PAYMENT 044000804 2-Jan-19 PAYMENT 044000804 1-0eC-18l PAYMENT 044000804 153937 3722.53 2424.32 3961.77 7040.4 4327.04 3536.59 11543.04 2578.87 2596.35 1538.72 2589.95 1021.36 4258.43 2014.09 7537.34 7868.51 3635.64 PT_AUTOPAY_CYCLE G MAXWELL PT_AUTOPAY_CYCLE PTMITOPAY_CYCLE PT AUTOPAY CYCLE PT_AUTOPAY_CYCLE PT_AUTOPAY_CYCLE G MAXWELL 6 MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL 6 MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL 6 MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL G MAXWELL 6 MAXWELL G MAXWELL i 2-Noy-18 PAYMENT 2-Oct-18 PAYMENT 044000804 1-Sep-18 _PAYMENT 044000804 2-Aug-18 PAYMENT 044000804 2-Jul-18 PAYMENT 044000804 2-Jun-18 PAYMENT 044000804 2-May-18 PAYMENT 044000804 2-Apr-18 PAYMENT 044000804 2-Mar-18 PAYMENT 2-Feb-18 PAYMENT 2-Jan-18 PAYMENT 2-Dec-17 PAYMENT 2-Nov-17IPAYMENT 044000804 null 11852.84 6107.59 8655.02 4060.47 5001.32 9141.63 8528.4 30120.52 28114.79 13712.25 044000804 044000804 044000804 044000804 044000804 2-Oct-17 PAYMENT 044000804 2-Sep-17 PAYMENT 044000804 044000804 044000804 044000804 2-May-17 PAYMENT 044000804 1-Apr-17 PAYMENT 044000804 044000804 044000804 2-Jan-17IPAYMENT 044000804 2-Dec-16 PAYMENT 044000804 2-Nov-16 PAYMENT 1-Oct-16 PAYMENT 2-Sep-16 PAYMENT null null null null null null null null null null null null • null null null null null null null null null null null null null null 2-Aug-17 PAYMENT 1-Jul-17 PAYMENT 2-Jun-17 PAYMENT 6696.03 9830.53 15134.9 2-Mar-171PAYM ENT 2-Feb-17 PAYMENT 18788.58 1.3464.97 8849.54 9128.72 044000804 044000804 044000804 AXP Internal AMEX002126 EFTA01686924 O 1/6/2020 11015 92 3 Aug 16 PAYMENT 044000804 ull G MAXWELL 19459.01 2-Jul-16 PAYMENT 044000804 null G MAXWELL 10408.47 2-Jun-16 PAYMENT 11300.68 044000804 null 6 MAXWELL 2-May-16 PAYMENT 044000804 null G MAXWELL 12541.43 2-Apr-16 PAYMENT 044000804 null G MAXWELL 12332.92 2-Mar-16 PAYMENT 044000804 null MAXWELL 10551.71 2-Feb-16 PAYMENT 044000804 null 6 MAXWELL 18483.23 2-Jan-16 PAYMENT 044000804 null G MAXWELL 12692.61 2.0ec-15 PAYMENT 044000804 null G MAXWELL 5014.03 2-Nov-15 PAYMENT 044000804 null G MAXWELL 1023.85 2-Oct-15 PAYMENT 044000804 null G MAXWELL 9298.67 2-Sep-15 PAYMENT 044000804 null G MAXWELL 7804.72 1-Aug-15 PAYMENT 044000804 null G MAXWELL 13945.89 2-Jul-15 044000804 null G MAXWELL 8331.3 2-Jun-15 044000804 null G MAXWELL 14431.09 2-May-15 044000804 null G MAXWELL 13968.34 2-Apr-15 PAYMENT 044000804 null G MAXWELL 11220.75 2-Mar-15 PAYMENT 044000804 null G MAXWELL 6000.15 2-Feb-15 PAYMENT 044000804 null G MAXWELL 17007.67 2-Jan-15 PAYMENT 044000804 null G MAXWELL 21519.92 2-Dec-14 PAYMENT 044000804 null G MAXWELL 12451.86 1-Nov-14 PAYMENT 044000804 null G MAXWELL 16388.04 2-Oct-14 PAYMENT 044000804 null G MAXWELL 14330.86 2-Sep-14 PAYMENT 044000804 null G MAXWELL 21386.13 2 Aug 14 PAYMENT 044000804 null G MAXWELL 13782.69 2-Jul-14 PAYMENT 044000804 null G MAXWELL 9579.23 2-Jun-14 PAYMENT 044000804 null 6 MAXWELL 8863.41 2-May-14 PAYMENT 044000804 null G MAXWELL 12553.67 2-Apr-14 PAYMENT 044000804 null G MAXWELL 7546.14 1-Mar-14 PAYMENT 021000021 null G MAXWELL 13441 1-Feb-14 PAYMENT 021000021 null G MAXWELL 21020.36 2-Jan-14 PAYMENT 021000021 null G MAXWELL 19424S 2-Dec-13 PAYMENT 021000021 null G MAXWELL 21057.9 2-Nov-13 PAYMENT 021000021 null G MAXWELL 20603.79 2-Oct-13 PAYMENT 021000021 null G MAXWELL 3896.93 2-Sep-13 PAYMENT 021000021 null G MAXWELL 174% 2-Aus-13 PAYMENT 021000021 null G MAXWELL 18656.98 2-Jul-13 PAYMENT 021000021 null G MAXWELL 4403.51 2-May-13 PAYMENT 021000021 null 6 MAXWELL 19943.57 2-Apr-13 PAYMENT 021000021 null G MAXWELL 16836.27 2-Mar-13 PAYMENT 021000021 null G MAXWELL AXP Internal AMEX002127 1 00 EFTA01686925 to i 1/6/2020 AXP Internal EFTA01686926 04/22/16 NEW CARD SENT TO ALTERNATE ADDRESS: ..15:00 ID ORDR 55 MONTEREY AVE TEANECK , NJ 07666 US 04/22/16 CARD REPLACE BY BASIC AS STOLEN BY UPS SATURDAY ..14:59 SS GENR 11/18/15 HYATT OPEN SAVINGS CMLD SENT VIA LETTER REF24771 ..23:36 SR LEGL 05/05/15 PRODUCT CHANGE FROM BUSINESS GOLD REWARDS CARD JCA TO BUSINES ..23:09 SS PXFR S GOLD REWARDS CARD NLT REQUESTED ON 2015.05.05 THROUGH MASS MIGRATION BY XX9335A PRODUCT CHANGE EFFECTIVE ON 2015-05-08 N EW BASIC ANNUAL FEE $175.00 EFFECTIVE ON 2015.05-08 03/18/15 CMLD NOTIFY CM OF MIGRATION TO BGR 321-NLT ..03:21 SS LEGL 11/13/12 CMLD OPEN SAVINGS OFFICE MAX BONUSING STRUCTURE CHANGE ..20:22 SS LEGL 11/08/12 SS LEGL - CM IMPACTED BY HURRICANE SANDY - AXP IDENTIFIED CM ..23:33 SS LEGL 07/10/11 CM AGREEMENT SENT B20 LTR MASS MAILING ..04:30 CT LEGL 06/15/11 CARD REPLACE BY BASIC AS LOST BY UPS NEXT DAY ..15:51 SS GENR 06/09/11 CARD REPLACE BY BASIC AS LOST BY UPS NEXT DAY ..15:10 SS GENR 05/20/11 IBWC CONSULTING ASL 14000 FASL 14000 RT 170001 .18:16 SS GENR 05/20/11 PHONE CHANGE PROCESSED ..18:14 SS GENR 05/20/11 CARD REPLACE BY BASIC AS NAME CORRECTION BY UPS NEXT D ..18:14 SS GENR AY 1/6/2020 AXP Internal 1 AMEX002129 SDNY_GM_00327929 EFTA_00200683 EFTA01686927 05/20/11 GHISLANE 61007 NAME CHANGE ON PLASTIC ..18:12 SS GENR FROM GHISLANE MAXWELL TOG MAXWELL GHISLANE 61007 NAME CHANGE ON ACCOUNT FROM GHISLANE N MAXWELL TOG N MAXWELL 1/6/2020 AXP Internal 2 AMEX002130 SDNY_GM_00327930 EFTA 00200684 EFTA01686928 11/12/19 CENTURION NEW DESIGN FORCE ISSUANCE REF30344 ..10:06 SS MISC 09/12/19 CLOSED - CSAU - SE MAIL(WITHIN 5 DAY RULE) ..16:45 DP DSPT 09/12/19 HELLO, KINDLY FIND ATTACHED WRITTEN AUTHORIZATION FOR CLIENT ..16:44 DP DSPT CHARGEBACK 09/12/19 CREDITMATCH APP 2551106505 $100,000.00 ..12:35 DP DSPT 09/12/19 CREDITMATCH APP ..12:34 DP DSPT 09/04/19 ECONSENT EMAIL SENT ON 09/04/19 TO ..15:00 DP DSPT 09/04/19 S2 ..13:54 DP DSPT 09/04/19 3A10.5 ..13:54 DP DSPT 09/04/19 3A10-5 ..13:54 DP DSPT 09/04/19 3A03-13 ..13:54 DP DSPT 09/04/19 3A03.13 ..13:54 DP DSPT 09/04/19 CM CLAIMS SE ADVISED HER DID NTO RECEIVE AND SO SHE PAID VIA ..13:22 DP DSPT WIRE ON 07/22/19 GSP FROZE CM DID NOT GIVE ANY DETAILS BUT CLAIMS SHE SPOKE TO SE AND THEY WILL NOT CHALLENGE THE DISPUT E 09/04/19 SNMATHIS - CM UN-ENROLED IN AUTOPAY ..13:21 SS GENR 09/04/19 OLEDGI - DIAL TRANSFER TO PAY BY PHONE PAY 1/6/2020 AXP Internal 1 AMEX002131 SDNY_GM_00327931 EFTA JX)2(X)685 EFTA01686929 ..13:19 SS GENR 07/26/19 SSIMM8 - CM DISCONNECTED WHILE TRANSFERRING TO ACCT SE ..12:54 SS GENR RVICES CM INQUIRING ABOUT A FUTURE USAGE OF $100K 07/26/19 SSIMM8 - DIAL TRANSFER TO ACCT SVC/CREDIT FUTURE USAGE ..12:50 SS GENR 07/22/19 NFELIZ - PAYMENT OF $28,982.28 ..15:15 SS GENR 05/20/19 CREDITMATCH APP 1401056262 $503.76 ..08:45 DP DSPT 05/17/19 ECONSENT EMAIL SENT ON 05/17/19 TO ..12:37 DP DSPT 05/17/19 3A01-277 ..12:09 DP DSPT 05/17/19 3A01.277 ..12:09 DP DSPT 05/17/19 3A01-277 ..12:09 DP DSPT 05/17/19 SBALDW - MERCHANT BLOCK ADDED-8004-USPS.COM PO BOXE-WS ..11:58 SS CONY P 05/17/19 3F30 ..11:55 DP DSPT 05/17/19 Q: WHAT IS THE REASON FOR THE BILLING INQUIRY? ..11:55 DP DSPT A: CANCELLED / ATTEMPTED TO CANCEL WITH THE MERCHANT(CNC) Q: GOOD FAITH ATTEMPT MADE A: YES Q: REFUND POLICY A: REFUNDABLE Q: CANCELLATION NUMBER/ REFERENCE NUMBER 1/6/2020 AXP Internal 2 AMEX002132 SDNY_GM_00327932 EFTA_00200686 EFTA01686930 A: NONE Q: WHAT PORTION OF THE CHARGE WAS CANCELLED/ATTEMPTED TO CAN CEL? A: ENTIRE CHARGE O: ISO 4513 - CREDIT NOT PRESENTED O: ISO 4513 - CREDIT NOT PRESENTED O: POLICY WRITE-OFF CRITERIA MET; CREDIT ISSD 05/12/19 AUTH PROVIDED BY CM ON ORIGINAL PURCHASE BY NOT DESELECTING ..05:49 DP DSPT THE AUTOMATIC RENEWAL OPTION. S/HE ALSO ACCEPTED OUR TOS ST ATING CM'S RESPONSIBILITY TO DISABLE FEATURE WHEN NO LONGER REQUIRING SERVICES. CM FAILED DUE DILIGENCE ON THE ACCOUNT AFTER RECEIVING FIVE AUTO RENEW REMINDERS STARTING 90 DAYS P RIOR. ACCESS/SUPPORT IS AVAILABLE 24/7 TO DISABLE AUTO RENE W, CANCEL, OR UPDATE PAY ENT METHOD. NON REFUNDABLE. 05/11/19 3F23 ..01:43 DP DSPT 05/10/19 CENTURION ACCOUNT - SE MAIL ..17:52 DP DSPT 05/03/19 CM MOVED ALL GO DADDY ACTIVITY TO ANOTHER CREDIT CARD. CLAIMS ..15:03 DP DSPT NO KNOWLEDGE OF THIS CHARGE 05/03/19 SBALDW - MERCHANT BLOCK ADDED-2023-GODADDY.COM (480-WS ..15:00 SS CONV P 05/03/19 CM AKLT SUPPRESSED ..14:57 DP DSPT 05/03/19 3F23 CM146 ..14:57 DP DSPT CLOSED BY ROADS AUTOMATION. 05/03/19 Q: WHAT IS THE REASON FOR THE BILLING INQUIRY? ..14:57 DP DSPT A: NO KNOWLEDGE / WANTS PROOF AND/OR DESCRIPTION OF PURCHASE Q: CHARGE PART OF A RECURRING BILLING AGREEMENT? 1/6/2020 AXP Internal 3 AMEX002133 SDNY_GM_00327933 EFTA JX)2(X)687 EFTA01686931 A: NO Q: HAS CM DONE BUSINESS PREVIOUSLY WITH THIS MERCHANT? A: YES Q: COULD THE CHARGE BE FOR ANY OF THE FOLLOWING? A: CM DID NOT MAKE CHARGE AND REQUEST PROOF OF PURCHASE Q: THIS CHARGE IS FOR GODADDY.COM SERVICE WITH A 30-DAY FREE TRIAL, IS AN INQUIRY STILL REQUIRED? TRIAL, IS AN INQUIRY STILL REQUIRED? A: YES Q: NKN RMS INQ DESCRIPTION: A: NONE OF THE ABOVE Q: DO YOU WANT AN AUTOMATED MERCHANT CONTACT TO BE SENT? A: NO 0: ISO 6014 - CARDMEMBER DOES NOT RECOGNIZE TRANSACTION 0: CCP SELECTIVELY SUPPRESSED THE AUTOMATED MERCHANT CONTACT 0: A BILLING INQUIRY HAS BEEN INITIATED. 0: SUB ROC EXCEPTION: CARD PRODUCT EXCEPTIONED CM CLAIMS NO KNOWLEDGE OF CHARGES BILLED TO AMEX CARD BILLE D TO ANOTHER CREDIT CARD 04/30/19 ECONSENT EMAIL SENT ON 04/30/19 TO ..17:55 DP DSPT 04/30/19 PROCESSED BY DSP CHARGEBACK ..16:57 DP DSPT 04/30/19 3A03-11 ..16:57 DP DSPT 04/30/19 3A03.11 ..16:57 DP DSPT 04/30/19 IMMEDIATE CHARGEBACK. CM CLAIMS NO KNOWLEDGE OF CHARGE. CHARG ..16:57 DP DSPT EBACK PROCESSED. PLEASE DISCONTINUE ALL FUTURE BILLINGS. 1/6/2020 AXP Internal 4 AMEX002134 SDNY_GM_00327934 EFTA J()200688 EFTA01686932 04/30/19 PROCESSED BY DSP CHARGEBACK ..16:57 DP DSPT 04/30/19 CM AKLT SUPPRESSED ..16:48 DP DSPT 04/30/19 3F23 CM146 ..16:48 DP DSPT 04/30/19 Q: WHAT IS THE REASON FOR THE BILLING INQUIRY? ..16:48 DP DSPT A: NO KNOWLEDGE / WANTS PROOF AND/OR DESCRIPTION OF PURCHASE CI: CHARGE PART OF A RECURRING BILLING AGREEMENT? A: NO A: NO O: HAS CM DONE BUSINESS PREVIOUSLY WITH THIS MERCHANT? A: NO O: HAS THE CM GIVEN THE CARD TO ANYONE TO USE? A: NO O: NKN RMS INQ DESCRIPTION: A: NONE OF THE ABOVE O: ISO 6014 - CARDMEMBER DOES NOT RECOGNIZE TRANSACTION O: A BILLING INQUIRY HAS BEEN INITIATED. O: SUB ROC EXCEPTION: CARD PRODUCT EXCEPTIONED CM CLAIMS NO KNOWLEDGE OF CHARGE SE ENROLLED IN IMMEDIATE CHARGEBACK PROGRAM. THEREFORE, PROC ESSING CHARGEBACK (FR4), SENDING APPROPRIATE LETTER TO CM AND MERCHANT AND CLOSING CASE. 04/30/19 3F30 ..16:47 DP DSPT 04/30/19 O: WHAT IS THE REASON FOR THE BILLING INQUIRY? ..16:47 DP DSPT A: NO KNOWLEDGE / WANTS PROOF AND/OR DESCRIPTION OF PURCHASE CHARGE PART OF A RECURRING BILLING AGREEMENT? 1/6/2020 AXP Internal 5 AMEX002135 SDNY_GM_00327935 EFIA_00200689 EFTA01686933 A: YES Q: HAS CM INTERACTED WITH OR CONTACTED THE MERCHANT IN ANY W AY? A: NO Q: HAS THE CM GIVEN THE CARD TO ANYONE TO USE? A: NO Q: THIS CHARGE IS FOR GODADDY.COM SERVICE WITH A 30-DAY FREE TRIAL, IS AN INQUIRY STILL REQUIRED? A: YES Q: NKN RMS INQ DESCRIPTION: A: NONE OF THE ABOVE O: ISO 6014 - CARDMEMBER DOES NOT RECOGNIZE TRANSACTION O: POLICY WRITE-OFF CRITERIA MET; CREDIT ISSD O: POLICY WRITE-OFF CRITERIA MET; CREDIT ISSD 04/23/19 3G57 ..10:21 DP DSPT 04/23/19 3G57 ..10:21 DP DSPT 04/23/19 3F30 SICM139 ..10:21 DP DSPT 04/23/19 CAS NOTATION TO DECLINE FUTURE BILLINGS ..10:21 DP DSPT 04/23/19 Q: WHAT IS THE REASON FOR THE BILLING INQUIRY? ..10:21 DP DSPT A: CANCELLED / ATTEMPTED TO CANCEL WITH THE MERCHANT(CNC) Q: GOOD FAITH ATTEMPT MADE A: YES Q: SE CONTACTED FOR CANELATION? A: YES Q: REFUND POLICY 1/6/2020 AXP Internal 6 AMEX0021 36 SDNY_GM_00327936 EFTA (102(10690 EFTA01686934 CI: REFUND POLICY A: REFUNDABLE O: CANCELLATION NUMBER/ REFERENCE NUMBER A: NA CL: WHAT PORTION OF THE CHARGE WAS CANCELLED/ATTEMPTED TO CAN CEL? A: ENTIRE CHARGE CL: CM ADVSD ALL AUTHS FOR THIS SE WILL DECLINE. CM WANT TO P ROCEED WITH ADDING NOTATION? A: YES Cl: CM ADVSD ABOUT CAS BLOCK DISCLOSURE. CM WANT TO PROCEED W ITH ADDING NOTATION? A: YES CL: CAS NOTATION TO DECLINE FUTURE BILLINGS. A: YES O: ISO 4544 - CANCELLATION OF RECURRING GOODS/SERVICES O: ISO 4544 - CANCELLATION OF RECURRING GOODS/SERVICES O: NOT ELIGIBLE FOR POLICY OR GOODWILL WRITE-OFF O: POLICY FIRST CHARGEBACK 04/23/19 3F30 ..10:19 DP DSPT 04/23/19 Q: WHAT IS THE REASON FOR THE BILLING INQUIRY? ..10:19 DP DSPT A: CANCELLED / ATTEMPTED TO CANCEL WITH THE MERCHANT(CNC) Q: GOOD FAITH ATTEMPT MADE A: YES Q: DID CM CANCEL SERVICE WITH ADOBE? A: YES Q: REFUND POLICY A: REFUNDABLE 1/6/2020 AXP Internal 7 AMEX002137 SDNY_GM_00327937 EFIA_00 20069 I EFTA01686935 Q: CANCELLATION NUMBER / REFERENCE NUMBER A: NA Q: WHAT PORTION OF THE CHARGE WAS CANCELLED/ATTEMPTED TO CAN Q: WHAT PORTION OF THE CHARGE WAS CANCELLED/ATTEMPTED TO CAN CEL? A: ENTIRE CHARGE O: ISO 4513 - CREDIT NOT PRESENTED O: POLICY WRITE-OFF CRITERIA MET; CREDIT ISSD 04/23/19 GCIPRI - MERCHANT BLOCK ADDED-7006-DROPBOX -WS ..10:11 SS CONV P 04/23/19 GCIPRI - MERCHANT BLOCK ADDED-5026-ADOBE WEBSALES 8-WS ..10:09 SS CONV P 04/18/19 ECONSENT EMAIL SENT ON 04/18/19 TO ..16:55 DP DSPT 04/18/19 PROCESSED BY DSP CHARGEBACK ..15:06 DP DSPT 04/18/19 3A03-11 ..15:06 DP DSPT 04/18/19 3A03-11 ..15:06 DP DSPT 04/18/19 PROCESSED BY DSP CHARGEBACK ..15:06 DP DSPT 04/18/19 PROCESSED BY DSP CHARGEBACK ..15:06 DP DSPT 04/18/19 PROCESSED BY DSP CHARGEBACK ..15:06 DP DSPT 03/24/19 ACCOUNT PENDING CASH ADVANCE FEATURE ENROLLMENT ON 5/1/2019 ..20:22 SS LEGL 03/14/19 CASE EXCEPTIONED: BOUNTY CASE. 1/6/2020 AXP Internal 8 AMEX002138 SDNY_GM_00327938 EFTA J()200692 EFTA01686936 ..09:48 DP DSPT 02/20/19 ECONSENT EMAIL SENT ON 02/20/19 TO ..10:07 DP DSPT 02/20/19 PROCESSED BY OSP WRITEOFF ..09:47 DP DSPT 02/20/19 3A03-3 ..09:47 DP DSPT 02/20/19 3A03-3 ..09:47 DP DSPT 02/19/19 ECONSENT EMAIL SENT ON 02/19/19 TO ..07:25 DP DSPT 02/19/19 3A03-13 ..07:17 DP DSPT 02/19/19 3A03-13 ..07:17 DP DSPT 02/19/19 PROCESSED BY DSP WRITEOFF ..07:15 DP DSPT 02/19/19 PROCESSED BY DSP WRITEOFF ..07:15 DP DSPT 02/18/19 CM AKLT SUPPRESSED ..10:01 DP DSPT 02/18/19 3F23 CM146 ..10:01 DP DSPT 02/18/19 Q: WHAT IS THE REASON FOR THE BILLING INQUIRY? ..10:01 DP DSPT A: NO KNOWLEDGE / WANTS PROOF AND/OR DESCRIPTION OF PURCHASE Q: CHARGE PART OF A RECURRING BILLING AGREEMENT? A: YES Q: HAS CM INTERACTED WITH OR CONTACTED THE MERCHANT IN ANY W AY? 1/6/2020 AXP Internal 9 AMEX002139 SONY_GM_00327939 EFTA_00200693 EFTA01686937 A: NO Q: HAS THE CM GIVEN THE CARD TO ANYONE TO USE? A: NO Q: NKN RMS INQ DESCRIPTION: A: NONE OF THE ABOVE Q: DO YOU WANT AN AUTOMATED MERCHANT CONTACT TO BE SENT? A: NO O: ISO 6014 - CARDMEMBER DOES NOT RECOGNIZE TRANSACTION O: ISO 6014 - CARDMEMBER DOES NOT RECOGNIZE TRANSACTION O: CCP SELECTIVELY SUPPRESSED THE AUTOMATED MERCHANT CONTACT O: A BILLING INQUIRY HAS BEEN INITIATED. O: SUB ROC EXCEPTION: CARD PRODUCT EXCEPTIONED CM DOES NOT RECOGNIZE NEEDS TO SEE WHAT THIS CHARGE IS FOR NO MERCHANT REPLY. LWSI HAS LIFTED. THEREFORE, PROCESSING CHA RGEBACK (R13), SENDING APPROPRIATE LETTER TO CM AND MERCHANT AND CLOSING CASE. 02/18/19 CM AKLT SUPPRESSED ..09:58 DP DSPT 02/18/19 3F23 CM146 ..09:58 DP DSPT 02/18/19 Q: WHAT IS THE REASON FOR THE BILLING INQUIRY? ..09:58 DP DSPT A: BILLED MORE THAN EXPECTED FOR THE TRANSACTION (OVR) Q: IS THE REASON FOR OVERCHARGE DUE TO A PRICE REDUCTION AFT ER THE INITIAL PURCHASE? ER THE INITIAL PURCHASE? A: NO Q: IS OVR RSN DEPOSIT NOT DEDUCTED? A: NO OVR REASON: 1/6/2020 AXP Internal 10 AMEX002140 SDNY_GM_00327940 EFTA_00200694 EFTA01686938 A: OTHER Q: DESCRIPTION FOR OVR REASON FOR OTHER: A: BREAKFAST/MEAL Q: PLEASE SELECT THE OPTION THAT BEST APPLIES: A: NO DOCUMENTATION AVAIL Q: SUPPORTING DOCUMENTATION NOT AVAILABLE A: YES Q: IS DISPUTE FOR GOODS/SRVS PROCURED BY CIRCLES? A: NO Q: BOOKED ON-LINE? A: NO A: NO Q: WAS PTS/NTS/CTS USED TO BOOK THIS TRANSACTION? A: NO O: ISO 4507 - INCORRECT TRANSACTION AMOUNT OR ACCOUNT NUMBER PRESENTED O: POLICY FIRST CHARGEBACK CRITERIA HAS BEEN MET O: A BILLING INQUIRY HAS BEEN INITIATED. THE CM STAYED AND WAS CHARGED FOR A MEAL WHICH SHE WAS TOLD WOULD BE CREDITED BECAUSE SHE WAS MOVED TO ANOTHER ROOM DUE TO A LEAK IN THE ORIGINAL ROOM ALSO CM WAS CHARGED FOR BREAK FAST WHICH SHOULD BE COMPLIMENTARY TO CENT CARD CM SPOKE WIT H THE FRONT DESK AT CHECK OUT AND WAS ADVISED THIS CREDIT WO ULD BE ISSUED W/O APPROVED,AMOUNT=$161.56,CATEGORY=GOODWILL ADJUSTMENT FOR SERVICE ISSUE,CHARGE TYPE=DOMESTIC,AMEX ERROR=NO,WRITEOFF REA SON=GOODWILL W/OFF - HIGH VALUE CM(AVAILABLE WRITEOFF AMOUNT= SON=GOODWILL W/OFF - HIGH VALUE CM(AVAILABLE WRITEOFF AMOUNT= $137.75),OVERRIDE REASON=CENTURION 1/6/2020 AXP Internal 11 AMEX002141 SDNY_GM_00327941 EFTA_00200695 EFTA01686939 CASE MEETS W/OFF CRITERIA. WRITE-OFF APPROVED USING MODEL. TH EREFORE, PROCESSING WRITE-OFF, SENDING APPROPRIATE CM LETTER AND CLOSING CASE. CASE MEETS W/OFF CRITERIA. WRITE-OFF APPROVED USING MODEL. TH EREFORE, PROCESSING WRITE-OFF, SENDING APPROPRIATE CM LETTER AND CLOSING CASE. 11/29/18 SNMATHIS - DIAL TRANSFER TO TRAVEL SERVICES . ..16:31 SS GENR 11/29/18 SNMATHIS - DIAL TRANSFER TO TRAVEL SERVICES . ..11:28 SS GENR 10/01/18 RCVD CALL FOM ACM ADVISING SHE IS NO LONGER ..13:15 SS GENR EMPLOYED BY G MAXWELL BCM 10/01/18 CM CANCELLED CARDMEMBER REQUEST 01017 ..13:14 SS CNCL 07/18/18 UPDATED COMPANY NAME STREET LINE 1 CITY S ..11:17 55 GENR TATE ZIP/POSTAL CODE 07/18/18 ADDRESS CHANGE PROCESSED ..11:17 SS GENR 06/14/18 3F30 ..16:01 DP DSPT 06/14/18 Q: WHAT IS THE REASON FOR THE BILLING INQUIRY? .16:01 DP DSPT A: NO KNOWLEDGE / WANTS PROOF AND/OR DESCRIPTION OF PURCHASE CI: CHARGE PART OF A RECURRING BILLING AGREEMENT? A: NO Q.: HAS CM DONE BUSINESS PREVIOUSLY WITH THIS MERCHANT? A: NO O: HAS THE CM GIVEN THE CARD TO ANYONE TO USE? A: NO CI: CM REDEEMED MR POINTS THROUGH SHOPAMEX? 1/6/2020 AXP Internal 12 AMEX002142 SDNY_GM_00327942 EFTA_00200696 EFTA01686940 A: NO A: NO Q: NKN RMS INQ DESCRIPTION: A: NONE OF THE ABOVE 0: ISO 6014 - CARDMEMBER DOES NOT RECOGNIZE TRANSACTION 0: POLICY WRITE-OFF CRITERIA MET; CREDIT ISSD 06/14/18 SNMATHIS - DIAL TRANSFER TO OTHER ..15:49 SS GENR 06/05/18 ADDRESS CHANGE PROCESSED ..13:42 SS GENR 06/05/18 ADDRESS CHANGE PROCESSED ..13:41 SS GENR 06/05/18 BILLING ADDRESS VERIFIED ..13:41 SS GENR 06/04/18 ADDRESS CHANGE PROCESSED ..09:57 SS GENR 05/08/18 ECONSENT EMAIL SENT ON 05/08/18 TO ..16:45 DP DSPT 05/08/18 3A03-11 ..16:26 DP DSPT 05/08/18 3A03.11 ..16:26 DP DSPT 04/04/18 SEE TRNSACTION INFO ..20:28 DP DSPT 04/03/18 CLOSED - CSAU - SE MAIL(AFTER 5 DAY RULE) ..16:14 DP DSPT 03/15/18 ECONSENT EMAIL SENT ON 03/15/18 TO ..16:12 DP DSPT 03/15/18 3A03-1 1/6/2020 AXP Internal 13 AMEX002143 SDNY_GM_00327943 EFTA_00200697 EFTA01686941 ..15:50 DP DSPT 03/15/18 3A03-1 ..15:50 DP DSPT 03/15/18 PLEASE DISCONTINUE THE INVESTIGATION ..15:49 DP DSPT 03/15/18 SUB ROC EXCEPTION: SE IS ENROLLED IN SPC182 ..15:14 DP DSPT 03/15/18 CM AKLT SUPPRESSED ..15:14 DP DSPT 03/15/18 3F23 CM146 ..15:14 DP DSPT 03/15/18 3G16 #SE041 ..15:14 DP DSPT 03/15/18 ONLINE DISPUTES - ISO 6014: CM DOES NOT RECOGNIZE TRANSACTION ..15:14 DP DSPT Q: CM PHONE # FOR DISPUTE A: 917.520.3106 GOODS AND SERVI CES CRITERIA NOT MET RETRIEVAL REQUEST AND CB TIMEFRAMES HAV E NOT EXPIRED CASE INVESTIGATION REQUIRED. REFER TO APPROPRI ATE IND PROCEDURES Q: POSSIBLE FRAUD - DOES CM WISH TO CONT. WITH INQ? A: YES Q: CM ADDTL INFO ANSWER: N/A WITH INQ? A: YES Q: CM ADDTL INFO ANSWER: N/A 3/15 FH....CM NLDS NO PCCB ACTION NA 180935FR2012610996 03/05/18 THIS STAY WAS PAID BY USA VISA CARD ENDING IN 8171 IN THE NAM ..10:41 DP DSPT E OF ORGERSON ON FEBRUARY 18, 2018. ONE NIGHT STAY TOTAL OF $ 266.99. C/M CLAIMS SHE DOES NOT KNOW WHY THIS AMOUNT WAS CHAR GED. PLEASE ISSUE CREDIT OR PROVIDE ITEMIZATION AND DETAILS. 03/05/18 ECONSENT EMAIL SENT ON 03/05/18 TO ..07:32 DP DSPT 03/04/18 3F01 1/6/2020 AXP Internal 14 AMEX002144 SDNY_GM_00327944 EFTA_00200698 EFTA01686942 ..12:54 DP DSPT 03/04/18 Q: WHAT IS THE REASON FOR THE BILLING INQUIRY? ..12:54 DP DSPT A: USED ANOTHER METHOD OF PAYMENT (PDD) Q: SELECT THE BEST OPTION: A: NONE OF THE ABOVE Q: PROOF OF PAYMENT IS AVAILABLE? Q: PROOF OF PAYMENT IS AVAILABLE? A: YES O.: METHOD OF PAYMENT? A: ANOTHER CC Q: OTHER CREDIT CARD TYPE A: OTHER CI: OTHER CREDIT CARD TYPE? A: USAA Q: WHAT PORTION OF THE CHARGE WAS PAID BY ANOTHER PAYMENT ME THOO? A: ENTIRE CHARGE Q: IS DISPUTE FOR GOODS/SRVS PROCURED BY CIRCLES? A: NO 0: ISO 4515 - PAID THROUGH OTHER MEANS 0: CLAIM QUALIFIES FOR A POLICY 1ST CHARGEBACK. PLEASE REVIE W CASE NOTES FOR MERCHANT CHARGEBACK EXCEPTION W CASE NOTES FOR MERCHANT CHARGEBACK EXCEPTION 0: CARD MEMBER WAS ADVISED TO SEND PROOF OF THE PAYMENT 0: A BILLING INQUIRY HAS BEEN INITIATED. REQ TO FORWARD DOCU MENTATION. CM FRIEND PAID FOR THIS TRANSACTION AND IT SHOULD HAVE NEVER BEEN BILLED TO THIS ACCOUNT. 297.77 WAS CHARGED TO THE USAA CARD WHICH IS A DIFFERENT AMT THEN WHAT IS STATED. CM NEVER 1/6/2020 AXP Internal 15 AMEX002145 SDNY_GM_00327945 EFrA_00200699 EFTA01686943 PRESENTED HER CARD TO SE, CHARGE IS NOT AUTHORIZED 03/05 CM CALLED IN REGARDING THE CMRE SHE MENTIONED THAT THIS CHARGE SHOULD HAVE BEEN BILLED TO USA VISA ENDING IN 8171 IN THE NAME OF ORGERSON ON 2/18 FOR 1 NIGHT. $250.00 RATE. THE H OTEL CHARGED THE VISA $297.77 AND WHEN THE CARDHOLDER BROUGHT TO THEIR ATTENTION THEY WERE OVERCHARGED THEY ISSUED $30.78 CREDIT. ONLY ONE NIGHT STAY SHOULD BE CHARGED NO OTHER CHARGE S MADE AT THE HOTEL. 5/8/18- SENT CM LETTER 3A03.11 ADVISING OF CREDIT ISSUED 5/8/18- SENT CM LETTER 3A03-11 ADVISING OF CREDIT ISSUED SINCE SE WAS C/B DUE TO NO REPLY. 03/02/18 ADJUSTMENT PROCESSED ..18:02 SS ADJM BILL CODE: 0349 CARD MEMBERSHIP FEE ADJUSTMENT AMOUNT: $-29.00 ADJUSTMENT DATE: 3/2/2018 REP ID: DP3383B 03/02/18 03/02/2018 $29.00 0349 CR ADJ MEMBERSHIP FEE OFR TRM ..18:02 SS ADJM 12/14/17 LRODGERS - CARD REPLACED ON 14 DEC 2017 AT 10:12 AM EST BY A ..10:12 SS GENR S DMG: WORN SENT TO HOME:: 55 MONTEREY AVE, TEANECK, NJ, 0766 65529, UNITED STATES BY FEDEX STANDARD - PM DELIVERY TO BE DE LIVERED ON 15 DEC 2017CARD ENDING 08004 12/12/17 MBGARVE - DIAL TRANSFER TO OTHER ..16:02 SS GENR 12/06/17 DBLACK - CM REQ DELIVERY OPTION OVERRIDE ON (06 DEC 2017) REA ..09:36 SS GENR SON:: (CM NEEDS CARD URGENTLY) 12/06/17 DBLACK - CARD REPLACED ON 06 DEC 2017 AT 9:36 AM EST BY AS L 1/6/2020 AXP Internal 16 AMEX002146 SDNY_GM_00327946 EFTA 00200700 EFTA01686944 ..09:36 SS GENR OST SENT TO HOME:: 55 MONTEREY AVE, TEANECK, NJ, 076665529, U NITED STATES BY FEDEX PRIORITY - AM DELIVERY TO BE DELIVERED ON 07 DEC 2017CARD ENDING 07006 11/03/17 3F30 ..15:38 DP DSPT 11/03/17 3F30 ..15:38 DP DSPT 11/03/17 3F30 ..15:38 DP DSPT 11/03/17 ONLINE DISPUTES - WRITE OFF CRITERIA MET ISO 6014: CM DOES NO ..15:38 DP DSPT T RECOGNIZE TRANSACTION GOODS AND SERVICES CRITERIA NOT MET RETRIEVAL REQUEST AND CB TIMEFRAMES HAVE NOT EXPIRED Q: POSS REQUEST AND CB TIMEFRAMES HAVE NOT EXPIRED Q: POSS IBLE FRAUD - DOES CM WISH TO CONT. WITH INQ? A: YES 10/23/17 EMAIL ADDRESS CHANGE PROCESSED ..09:56 SS GENR 10/23/17 EMAIL ADDRESS CHANGE PROCESSED ..09:24 SS GENR 10/23/17 PHONE CHANGE PROCESSED ..09:23 SS GENR 06/14/17 CM REMEMBERS TRANSACTION ..20:51 OP DSPT 06/14/17 CM REMEMBERS TRANSACTION ..20:51 OP DSPT 06/07/17 M6 ..13:05 DP DSPT 06/07/17 3A03.13 ..13:05 OP DSPT 06/07/17 3A03.13 1/6/2020 AXP Internal 17 RETRIEVAL AMEX002147 SDNY_GM_00327947 EFTA_00200701 EFTA01686945 ..13:05 DP DSPT 06/07/17 CLOSING OUT CASE TO ADDED TO THE OTHER CASE... ..12:56 DP DSPT 06/07/17 CASE PRESENTED THROUGH CPPS ..12:55 DP DSPT 06/07/17 CASE PRESENTED THROUGH CPPS ..12:53 DP DSPT 06/06/17 3F23 ..15:22 DP DSPT 06/06/17 Q: WHAT IS THE REASON FOR THE BILLING INQUIRY? ..15:22 DP DSPT A: NO KNOWLEDGE / WANTS PROOF AND/OR DESCRIPTION OF PURCHASE 0: WHY RE-DISPUTE? A: REASON FOR RE-DISPUTE 0: REASON WHY THE CM IS STILL CLAIMING NO KNOWLEDGE AFTER RE VIEWING THE MERCHANT SUPPORT: VIEWING THE MERCHANT SUPPORT: A: OTHER REASON FOR WHY MERCHANT SUPPORT NOT SUFFICIENT CI: NEW/ADDITIONAL INFORMATION AND/OR TYPE OF ADDITIONAL SUPP ORT THAT MAY BE AVAILABLE. A: DOES NOT RECOGNIZE O: ISO 6014 - CARDMEMBER DOES NOT RECOGNIZE TRANSACTION O: REFER TO AND FOLLOW ECCO RE-DISPUTE MATRIX/REDISPUTE PROC EDURES. O: SUB ROC EXCEPTION: RETRIEVAL REQUEST TIMEFRAMES ARE CLOSE TO EXPIRING NEEDS SUPPORT DOES NOT RECOGNIZE CM WILL CHECK WITH HER ASST. TO SEE IF MAYB SHE MADE THIS PUR CHASE AND SHE WILL LET ME KNOW...GC PLEASE SEE CASE #M01319 FOR THE CM LTR....THIS IS A CONTIMNU 1/6/2020 AXP Internal 18 AMEX002148 SDNY_GM_00327948 EFTA JX)200702 EFTA01686946 ING BILLING WENT OUT TO THE SE...VP FROM CASE#MJP1319.. 06/07/17 NA CASE WAS ALREADY WORKED TODAY 06/07/17 NA CASE WAS ALREADY WORKED TODAY 06/06/17 3F23 ..15:22 DP DSPT 06/06/17 Q: WHAT IS THE REASON FOR THE BILLING INQUIRY? ..15:22 DP DSPT A: NO KNOWLEDGE / WANTS PROOF AND/OR DESCRIPTION OF PURCHASE Q: WHY RE-DISPUTE? A: REASON FOR RE-DISPUTE O: REASON WHY THE CM IS STILL CLAIMING NO KNOWLEDGE AFTER RE VIEWING THE MERCHANT SUPPORT: A: OTHER REASON FOR WHY MERCHANT SUPPORT NOT SUFFICIENT CZ: NEW/ADDITIONAL INFORMATION AND/OR TYPE OF ADDITIONAL SUPP ORT THAT MAY BE AVAILABLE. A: DOES NOT RECOGNIZE O: ISO 6014 - CARDMEMBER DOES NOT RECOGNIZE TRANSACTION O: REFER TO AND FOLLOW ECCO RE-DISPUTE MATRIX/REDISPUTE PROC EDURES. EDURES. O: SUB ROC EXCEPTION: CARD PRODUCT EXCEPTIONED NEEDS TO SEE SUPPORT CM WILL CHECK WITH HER ASST. TO SEE IF MAYB SHE MADE THIS PUR CHASE CM WILL CALL ME & LET ME KNOW...FC GC 06/06/17 Q: WHAT IS THE REASON FOR THE BILLING INQUIRY? ..15:20 OP DSPT A: NO KNOWLEDGE / WANTS PROOF AND/OR DESCRIPTION OF PURCHASE Q: CHARGE PART OF A RECURRING BILLING AGREEMENT? A: NO CI: HAS CM DONE BUSINESS PREVIOUSLY WITH THIS MERCHANT? 1/6/2020 AXP Internal 19 AMEX002149 SDNY_GM_00327949 EFTA 00200703 EFTA01686947 A: NO Q: HAS THE CM GIVEN THE CARD TO ANYONE TO USE? A: NO Q: INQUIRY STILL REQUIRED? A: NO A: NO O: ISO 6014 - CARDMEMBER DOES NOT RECOGNIZE TRANSACTION O: CM NO LONGER DISPUTES 03/30/17 PENDING FEAT CHANGE: PLAS TPE CDS VALUE 09 ..10:4155 FEAT 03/30/17 PENDING FEAT CHANGE: RNWL MEM PNTR # VALUE 001 ..10:4155 FEAT 03/30/17 PENDING FEAT CHANGE: MEM FEE POINT VALUE 001 ..10:41 SS FEAT 01/19/17 REF1167 PENALTY CRITERIA CIT APPLIED ..20:24 NT LEGL 01/19/17 REF1167 GRACE OPTION CIT APPLIED ..20:24 NT LEGL 11/07/16 ACO'S FIELDS CHANGED TO TTT DURING FRAUD/TRANSREVIEW CLEANUP ..20:24 SS LEGL 11/07/16 ACO'S FIELDS CHANGED TO TTT DURING FRAUD/TRANSREVIEW CLEANUP ..20:24 SS LEGL 08/26/16 CASE CLOSED....LYB2650.... ..17:57 DP DSPT 08/26/16 3A03-364 ..17:57 DP DSPT 08/26/16 3AO3.364 ..17:57 DP DSPT 08/26/16 3AO3-364 1/6/2020 AXP Internal 20 AMEX002150 SDNY_GM_00327950 EFTA_00200704 EFTA01686948 ..16:25 DP DSPT 08/26/16 3A03-364 ..16:25 DP DSPT 08/26/16 PROCESSED BY DSP WRITEOFF ..16:22 DP DSPT 08/26/16 PROCESSED BY DSP WRITEOFF ..16:22 DP DSPT 08/26/16 CM AKLT SUPPRESSED ..16:15 DP DSPT 08/26/16 3F23 CM146 ..16:15 DP DSPT 08/26/16 0: WHAT IS THE REASON FOR THE BILLING INQUIRY? ..16:15 DP DSPT A: BILLED MORE THAN EXPECTED FOR THE TRANSACTION (OVR) Q: IS OVR RSN DEPOSIT NOT DEDUCTED? A: NO Q: OVR REASON: A: OTHER Q: DESCRIPTION FOR OVR REASON FOR OTHER: A: CM HAD THE VEHICLE ONLY FOR ONE DAY Q: PLEASE SELECT THE OPTION THAT BEST APPLIES: A: NO DOCUMENTATION AVAIL Q: SUPPORTING DOCUMENTATION NOT AVAILABLE A: YES A: YES Q: IS DISPUTE FOR GOODS/SRVS PROCURED BY CIRCLES? A: NO Q: BOOKED ON-LINE? A: NO Q: WAS PTS/NTS/CTS USED TO BOOK THIS TRANSACTION? 1/6/2020 AXP Internal 21 AMEX002151 SDNY_GM_00327951 EFTA J()200705 EFTA01686949 A: YES Q: DISPUTE RELATED TO AN AMEX TRAVEL BOOKING ERROR? A: NO Q: NAME OF PASSENGER(S)/GUEST(S): A: GHISLAINE MAXWELL Q: DATES OF TRAVEL: A: AUGUST 12, 2016 Q: PLEASE PROVIDE THE RESERVATION CONFIRMATION NUMBER A: 4849353 O: ISO 4507 - INCORRECT TRANSACTION AMOUNT OR ACCOUNT NUMBER O: ISO 4507 - INCORRECT TRANSACTION AMOUNT OR ACCOUNT NUMBER PRESENTED O: POLICY FIRST CHARGEBACK CRITERIA HAS BEEN MET O: PTS/NTS/CTS CRITERIA MET. O: A BILLING INQUIRY HAS BEEN INITIATED. RECORD LOCATOR UGSKBIF OFFER THE CM A GOOD WILL GESTURE... W/O APPROVED,AMOUNT=5190.83,CATEGORY=GOODWILL ADJUSTMENT FOR SERVICE ISSUE,CHARGE TYPE=DOMESTIC,AMEX ERROR=NO,WRITEOFF REA SON=OTHER CASE MEETS W/OFF CRITERIA. WRITE-OFF APPROVED USING MODEL. TH EREFORE, PROCESSING WRITE-OFF, SENDING APPROPRIATE CM LETTER AND CLOSING CASE. BUSINESS DECISION WROTEOFF THE CHARGE. ALREADY ACTIONED 08/13/16 ADJUSTMENT PROCESSED ..06:27 SS ADJM BILL CODE: 0310 GOODWILL PURCHASE ADJUSTMENT AMOUNT: $-35.00 ADJUSTMENT DATE: 8/13/2016 1/6/2020 AXP Internal 22 AMEX002152 SDNY_GM_00327952 EFTA 00200706 EFTA01686950 REP ID: O27706B 08/13/16 WRITE-OFF MODEL: APPROVED ..06:27 SS ADJM REASON: BCM NOT ENROLL IN PRIORITY PASS-LOUNGE ACCESS BILL CODE: 0310 ADJUSTMENT AMOUNT: 5.35.00 ADJUSTMENT DATE: 8/13/2016 REP ID: QZ7706B 08/13/16 08/13/2016 535.00 0310 CR ADJ FOR BILLING IN OFR TRM ..06:27 SS ADJM BCM CALLED. STATE SHE IS AT A PRIORITY PASS LOUNGE AND CALLED FOR HE MEMBERSHIP NUMBER. ADVISED NO CURRENTLY ENROLLED. ISSUED 2 GOODWILL CREDIT FOR HERSELF AND ANOTHER PARTY. 08/13/16 WRITE-OFF MODEL: APPROVED ..06:25 SS ADJM REASON: BCM NOT ENROLL IN PRIORITY PASS-LOUNGE ACCESS BILL CODE: 0310 ADJUSTMENT AMOUNT: 5.35.00 ADJUSTMENT DATE: 8/13/2016 REP ID: QZ77068 08/13/16 ADJUSTMENT PROCESSED ..06:25 SS ADJM BILL CODE: 0310 GOODWILL PURCHASE ADJUSTMENT AMOUNT: 5.35.00 ADJUSTMENT DATE: 8/13/2016 REP ID: O277068 08/13/16 08/13/2016 535.00 0310 CR ADJ FOR BILLING IN OFR TRM ..06:25 SS ADJM 06/22/16 ADDRESS CHANGE PROCESSED ..16:13 SS GENR 06/03/16 HAMILTON: NYC JUNE 2016: UNIQUE CODE 7700962802AW6R ..20:28 SS LEGL 1/6/2020 AXP Internal 23 AMEX002153 SDNY_GM_00327953 EFTA J()2(X)707 EFTA01686951 04/23/16 PHONE CHANGE PROCESSED .16:38 SS GENR 04/23/16 TELEPHONE NUMBERS VERIFIED ..16:36 SS GENR 04/23/16 TELEPHONE NUMBERS VERIFIED ..16:36 SS GENR 04/22/16 NEW CARD SENT TO ALTERNATE ADDRESS: ..15:01 ID ORDR 55 MONTEREY AVE TEANECK , NJ 07666 US 04/22/16 CARD REPLACE BY BASIC AS STOLEN BY UPS SATURDAY ..15:00 SS GENR 04/22/16 NEW CARD SENT TO ALTERNATE ADDRESS: ..14:58 ID ORDR 55 MONTEREY AVE TEANECK , NJ 07666 US 04/22/16 CARD REPLACE BY BASIC AS STOLEN BY UPS SATURDAY ..14:57 SS GENR 04/20/16 ADDRESS CHANGE PROCESSED ..14:35 SS GENR 11/18/15 CARD DELIVERY DELAY CARD WILL DELIVER ON THURSDAY NOVEMEBR 19 ..15:19 SS GENR TH 11/18/15 CARD DELIVERY DELAY CARD WILL DELIVER ON THURSDAY NOVEMEBR 19 ..15:07 SS GENR TH 11/18/15 CARD DELIVERY DELAY CARD WILL DELIVER ON THURSDAY NOVEMEBR 19 ..15:04 SS GENR TH 11/17/15 CARD REPLACE BY BASIC AS LOST BY FEDEX STANDARD - PM D ..15:49 SS GENR ELIVERY 11/17/15 CARD REPLACE BY BASIC AS LOST BY FEDEX STANDARD - PM D ..15:49 SS GENR ELIVERY 11/04/15 CAT17265 REMEDIATION LIM PROG MR BONUS 1/6/2020 AXP Internal 24 AMEX0021 54 SDNY_GM_00327954 EFTA 00200708 EFTA01686952 ..13:13 SS LEGL 10/27/15 CARD REPLACE BY BASIC AS LOST BY FEDEX STANDARD - PM D ..11:49 $5 GENR ELIVERY 10/27/15 TELEPHONE NUMBERS VERIFIED ..11:47 SS GENR 10/27/15 BILLING ADDRESS VERIFIED ..11:47 SS GENR 09/10/15 FORCE ISSUED CHIP AND SIGNATURE CARD ECCO REF21716 ..04:14 $5 MISC 07/31/15 ACA AUTH FOR EVERYTHING ..16:02 SS LEGL 04/24/15 CARD REPLACE BY BASIC AS LOST BY FEDEX PRIORITY - AM D ..10:28 SS GENR ELIVERY 04/19/15 PURCHASE CHANGE IN TERMS - PENALTY APR INCR HAS TAKEN EFFECT ..04:38 NT LEGL 03/29/15 ANNUAL MR T&C MAILED VIA CMLD LTR REF23592 ..20:18 SR LEGL 12/16/14 EPEN: CM NOTIFY OF MERCHANT INCIDENT, SEE ECCO UPD5865 ..20:15 CT LEGL 06/23/14 CARD REPLACE BY BASIC AS STOLEN BY UPS NEXT DAY ..09:12 SS GENR 04/20/14 ANNUAL MR T&C MAILED VIA CMLD LTR REF21355 ..20:10 SR LEGL 03/20/14 2014-US/AA LOUNGE($100 REACTIVE OFFER) ..20:26 SS LEGL 12/04/13 REVERE USCS REACTIVE $100 ..18:42 SS LEGL 11/27/13 EPEN: CM NOTIFY PYMT PROVIDER INCIDENT, SEE ECCO UPD6596 ..20:14 CT LEGL 1/6/2020 AXP Internal 25 AMEX002155 SDNY_GM_00327955 EFTA 00200709 EFTA01686953 11/27/13 EPEN: CM NOTIFY PYMT PROVIDER INCIDENT, SEE ECCO UPD6596 ..20:14 CT LEGL 10/23/13 G MAXWELL ADDED AS AN AM-FULL ..11:42 SS GENR 05/22/13 GLOBAL ENTRY FEE CREDIT UPDATES- REFERENCE BEN343 ..21:27 SS LEGL 05/16/13 CENTURION TIER 4 ..17:38 SS LEGL 03/20/13 NEW CARD SENT TO ALTERNATE ADDRESS: ..17:09 ID ORDR 1177 15TH ST NW WASHINGTON , DC 20005 US 03/20/13 NEW CARD SENT TO ALTERNATE ADDRESS: ..17:09 ID ORDR 1177 15TH ST NW WASHINGTON , DC 20005 US 03/20/13 CARD REPLACE BY BASIC AS LOST BY UPS NEXT DAY AIR ..17:09 SS GENR 03/20/13 CARD REPLACE BY BASIC AS LOST BY UPS NEXT DAY AIR ..17:09 SS GENR 03/10/13 EPEN: CM NOTIFY OF SRVC PROVIDER INCIDENT, SEE ECCO UPD6596 ..07:37 CT LEGL 11/09/12 SS LEGL - CM IMPACTED BY HURRICANE SANDY - AXP IDENTIFIED CM ..12:03 SS LEGL 09/21/12 PHONE ORDER FOR TOTAL OF $884.09 ($187.86 & $696.23) BY G.MA ..21:14 DP DSPT XWELL (AUTHCODE#228687 - CW2 MATCHED) ON 08/15/12. PLEASE B E ADVISED $187.86 WAS DELAYED CAPTURE OF $884.09. PARTS DELI VERED THRU FEDEX#021938920446925 (PART#A1R121092) ON 08/21 S IGNED GMAXWELL, 021938920446932 (PART#E35DP31363C & E35DP313 64C) ON 08/21 SIGNED GMAXWELL & UPS#1ZE942300334452235 (PART #W0133-1611919) ON 08/21 SIGNED JASON AT 1156 WILLMOHR ST BR 1/6/2020 AXP Internal 26 AMEX002156 SDNY_GM_00327956 EFTA 0(12007 I0 EFTA01686954 OOKLYN, NY 11212. THANKS 09/20/12 CLOSED - CSAU - SE MAIL(AFTER S DAY RULE) ..23:50 DP DSPT 09/14/12 ADJUSTMENT PROCESSED ..15:55 SS ADJM BILL CODE: 0711 PREVIOUS FRAUD CREDIT REVERSAL MERCHANDISE ADJUSTMENT AMOUNT: $114.80 ADJUSTMENT DATE: 9/14/2012 REP ID: GC6707B REP ID: GC6707B 09/14/12 09/14/2012 $114.80 0711 REV OF PREV CR ADJ OFR TRM ..15:55 SS ADJM 09/14/12 ADJUSTMENT PROCESSED ..15:51 SS ADJM BILL CODE: 0311 MERCHANDISE ADJUSTMENT AMOUNT: $-114.80 ADJUSTMENT DATE: 9/14/2012 REP ID: GC67076 09/14/12 09/14/2012 $114.80 0311 CR FOR FRAUD TRANSACT OFR TRM ..1S:51 SS ADJM 09/14/12 ADJUSTMENT PROCESSED ..15:50 SS ADJM BILL CODE: 0311 MERCHANDISE ADJUSTMENT AMOUNT: $-76.58 ADJUSTMENT DATE: 9/14/2012 ADJUSTMENT DATE: 9/14/2012 REP ID: GC6707B 09/14/12 09/14/2012 $76.58 0311 CR FOR FRAUD TRANSACT OFR TRM ..15:50 SS ADJM 1/6/2020 AXP Internal 27 AMEX002157 SDNY_GM_00327957 EFrA_0020071 I EFTA01686955 09/10/12 LABEL ID TCRE ORDERED ..09:47 SS GENR 09/10/12 CARD REPLACE BY BASIC AS STOLEN BY UPS NEXT DAY ..09:41 SS GENR 09/04/12 S2 ..15:53 DP DSPT 09/01/12 WRITEOFF SERVICE ..09:49 DP DSPT 09/01/12 3A03 ..09:49 DP DSPT 09/01/12 3A03-3 TRM267 ..09:49 DP DSPT 09/01/12 WRITEOFF SERVICE ..09:49 DP DSPT 09/01/12 WRITEOFF SERVICE ..09:49 DP DSPT 09/01/12 3A03 ..09:49 DP DSPT 09/01/12 3A03-3 TRM267 ..09:49 DP DSPT 09/01/12 WRITEOFF SERVICE ..09:49 DP DSPT 08/31/12 ODS UNABLE TO GENERATE SE CONTACT. ..13:42 DP DSPT 08/31/12 Q: CM PHONE U FOR DISPUTE A: 212-535-6833 ..13:42 DP DSPT 08/31/12 3F23 #CM146 ..13:42 DP DSPT 08/31/12 ONLINE DISPUTES - Q: CM ADDTL INFO ANSWER: WA 1/6/2020 AXP Internal 28 AMEX002158 SDNY_GM_00327958 EFTA_002007 12 EFTA01686956 ..13:42 DP DSPT 08/31/12 ODS UNABLE TO GENERATE SE CONTACT. ..13:32 DP DSPT 08/31/12 Q: CM PHONE # FOR DISPUTE A: 212-535-6833 ..13:32 DP DSPT 08/31/12 3F23 #CM146 ..13:32 DP DSPT 08/31/12 ONLINE DISPUTES - Q: CM ADDTL INFO ANSWER: N/A ..13:32 DP DSPT 08/31/12 ODS UNABLE TO GENERATE SE CONTACT. ..11:56 DP DSPT 08/31/12 Q: CM PHONE # FOR DISPUTE A: 212-535-6833 ..11:56 DP DSPT 08/31/12 3F23 #CM146 ..11:56 DP DSPT 08/31/12 ONLINE DISPUTES - Q: CM ADDTL INFO ANSWER: N/A ..11:56 DP DSPT 9.4.12FAYE-SENT SE CONTACT VIA 176 CLOSED DRN PER FRAUD HANDLING 03/07/12 PROCESSED BY DSP CHARGEBACK ..1S:02 DP DSPT 03/07/12 3A03 ..15:02 DP DSPT 03/07/12 3A03-11 ..15:02 DP DSPT 03/07/12 3A11 ..15:02 DP DSPT 03/07/12 3A11.7 ..15:02 DP DSPT 03/07/12 PROCESSED BY DSP CHARGEBACK 1/6/2020 AXP Internal 29 AMEX002159 SDNY_GM_00327959 EFTA_002007 13 EFTA01686957 ..15:02 DP DSPT 03/07/12 PRESENTED BY CPPS ..14:59 DP DSPT 02/24/12 CASE EXCEPTIONED: BOUNTY CASE. ..09:33 DP DSPT 01/20/12 Q: CM PHONE # FOR DISPUTE A: 212-535-6833 ..12:28 DP DSPT 01/20/12 3G23 #5E041 ..12:28 DP DSPT 01/20/12 3F23 #CM146 ..12:28 DP DSPT 01/20/12 ONLINE DISPUTES - CM ADDTL INFO ANSWER: N/A ..12:28 DP DSPT NO MERCHANT REPLY. LWSI HAS LIFTED. THEREFORE, PROCESSING CHA RGEBACK (R13), SENDING APPROPRIATE LETTER TO CM AND MERCHANT AND CLOSING CASE. 08/14/11 $500 ED MITCHELLS GIFT CARD ..03:24 MK OFFR SEP1 - DEC 24, 2011. CCSG CENTURION TARGETED. 07/10/11 TIER4 ..04:30 MK MISC 06/03/11 MR SALE: UP TO 40% OFF PTS;2/24-9/22;U383:0012 ..21:45 MK OFFR 05/20/11 PHONE CHANGE PROCESSED ..18:14 SS GENR 04/13/11 04/13/2011 $53451.98 071F REMOVAL OF CREDIT BAL OFR TRM ..09:24 SS ADJM 04/12/11 20110413 Q 53451.98 071F DB ADJ CREDIT BAL REFUND WA3633B ..20:40 SS ADJT QUEUED : FTLCNTHD 04/12/11 20110412 Q 53451.98 071F DB ADJ CREDIT BAL REFUND DX34198 ..16:57 SS ADJT QUEUED : FCORSDL1 1/6/2020 AXP Internal 30 AMEX002160 SDNY_GM_00327960 EFTA ()02()0714 EFTA01686958 04/12/11 COMP 1 ..15:19 DP DSPT 04/12/11 FINANCIAL ADJUSTMENT EXCEEDED ..15:19 SS ADJM USER AUTHORIZATION LEVEL. REQUEST SENT TO NEXT LEVEL FOR REVIEW. 04/12/11 20110412 Q 53451.98 071F DB ADJ CREDIT BAL REFUND DY5400B ..15:19 SS ADJT QUEUED : FCORTLSG 04/12/11 CREDIT BAL CREATED BY DUPLICATE PAYMENTS OF $72,213.03 THAT ..15:18 DP DSPT POSTED TO THE 03/11 STMNT.. MATCHES 02/11 STMNT BAL CM PAID TWICE VIA DIRECT DEBIT & PAY BY COMPUTER.. CK ISS VIA SSP FOR CURRENT CR BAL OF $53,451.98...COMP 1 04/07/11 FIRSTSPECIALS: 20% OFF MR PIS, 4/01-6/30/2011, POID T576:0001 ..21:15 MK OFFR 03/13/11 FIRSTSPECIALS: 20% OFF MR PTS, 4/1-6/30/11, POID T576:0001 ..12:13 MK OFFR 03/05/11 SPRING SAVINGS UPT040% OFF 4/1-5/31/2011T555:0011 ..09:09 MK OFFR 01/19/11 CM AGREEMENT SENT VIA STMT MASS MAILING ..21:13 SS LEGL 12/08/10 OFFERSHEET: UP TO 30% OFF PTS;1/16-3/31;5719:0010 ..21:45 MK OFFR 12/07/10 FS: 20% OFF MR PTS, 1/01-3/31/2011, POID 5653:0001 ..21:13 MK OFFR 09/22/10 CR OF 87.50 TRANSFERRED FROM _06:05 SS GENR 09/22/10 09/22/2010 $87.50 0310 CR ADJ FOR BALANCE TR OFR TRM ..06:05 SS ADJM 09/14/10 RCVD LTR RE: CO EXIT FROM ACP & MR ..21:36 MK OFFR 1/6/2020 AXP Internal 31 AMEX002161 SDNY_GM_00327961 EFTA_002007 15 EFTA01686959 07/19/10 07/19/2010 $5000.00 0379 CR ADJ INITIATION FEE OFR TRM ..18:04 SS ADJM 07/19/10 07/19/2010O $5000.00 0379 CR ADJ INITIATION FEE OFR TRM ..13:16 SS ADJT QUEUED: PE6094A FTL TSC 800H 900 CARD REPLACEMENT 1/6/2020 AXP Internal 32 AMEX002162 SDNY_GM_00327962 EFTA (1(12(1(1716 EFTA01686960 10/01/10 CM CANCELLED CARDMEMBER REQUEST .14:43 SS CNCL 09/19/10 CLAIMYOURREWARD: MR SPECIALS,11/1.12/31,R613:0009 ..06:42 MK OFFR 09/14/10 RCVD LTR RE: CO EXIT FROM ACP & MR ..21:36 MK OFFR 07/18/10 "HOME: 20% OFF MR PTS, 8/1-9/21/10, POID Q990:0001 ..03:27 MK OFFR 06/10/10 6/15OFFER POID Q721:0001 FAIRMONT HOTELS WOW IN PORT EXP9/15 ..21:16 SS LEGL 05/03/10 NEW CARD SENT TO ALTERNATE ADDRESS: ..10:34 ID ORDR • 03/30/10 NEW CARD ..19:25 ID ORDR SENT TO ALTERNATE ADDRESS: US 03/21/10 CLAIMYOURREWARD:UPTO20%OFF MR PTS,5/1-6/30/1O,POID P808:00O7 ..04:13 MK OFFR 12/16/09 CUSTOMER ADDED SECURITY PIN PASSWORD TYPE TO THE ACCOU ..20:51 SS GENR NT 12/14/09 NEW CARD SENT TO ALTERNATE ADDRESS: ..22:44 ID ORDR U 12/14/09 LOST CARD PLEASE CHANGE CARD NUMBER AND SEND OVE ..21:17 SS ORDR RNIGHT TO ALTERNATE ADDRESS: CONTACT PHONE: PLEASE DEL IVER BY 12/16/09 11/12/09 FERRAGAMO $500 GIFTCARD US STORES ..21:35 MK MISC 1/6/2020 AXP Internal 1 AMEX002163 SDNY_GM_00327963 EFTA_002007I7 EFTA01686961 11/12/09 MICHAEL KORS $500 GIFTCARD FLAGSHIP STORES ..21:35 MK MISC 10/27/09 PAYMENT OF $45 954.48 ..18:35 SS GENR 10/09/09 PAYMENT OF $57 659.12 ..16:44 SS GENR 09/16/09 AA FORM MISSING DOB CM NEEDS TO BE CONTACTED ..17:06 SS SUPV 09/16/09 MM FORM RECEIVED ..17:05 SS SUPV 08/21/09 MAILED ABC HOME WOW CAMPAIGN. EXPIRES 11/15 ..05:56 MK MISC 08/17/09 1 MM WAS SENT ..20:09 SS GENR 08/17/09 1 M LOAS SENT ..20:09 SS GENR 08/06/09 RECV MM FORM TO ADD DAVE RUSSELL AS AAM TO ACCT..SUBM ..19:47 SS GENR ITTED FOR PROCESSING TO DAG 08/06/09 CM RESENDING FAX FORM FOR MM. ..19:25 SS RETO 07/30/09 CCSG RETENTION TIER 1 AS OF 7/30/09 ..21:12 SS LEGL 07/30/09 CCSG ELIGIBLE FOR HANDSHAKE AS OF 7/30/09 ..21:12 SS LEGL 07/24/09 MM FORM FAX TO 858-551-4442 ..14:42 SS GENR 07/24/09 CM DID NOT WISH TO ENROLL IN PARTNER PROGRAMS. ..14:35 SS GENR 07/24/09 1 MM WAS SENT 1/6/2020 AXP Internal 2 AMEX002164 SDNY_GM_00327964 EFTA (X)2007 IS EFTA01686962 ..14:28 SS GENR 03/30/09 THEODORE W WAITT DELETED AAM ERIN DUFFEY-LONG ..17:30 SS GENR 12/26/08 3A01-277 ..11:09 DP DSPT 12/26/08 3A01-277 ..11:09 DP DSPT 12/26/08 3A01-277 ..11:09 DP DSPT 12/23/08 OPEN - RED SOX ACCOUNT - SE MAIL ..15:20 DP DSPT 12/23/08 PENDING FAX FROM NICK AT SE ..11:20 DP DSPT 12/23/08 PRESENTED BY DAVOX ..11:06 DP DSPT 12/12/08 CALLING SE FOR PROOF OF RESERVATION AND POLICY ..16:44 DP DSPT 12/12/08 PRESENTED BY DAVOX ..16:41 DP DSPT 12/10/08 PRESENTED BY DAVOX ..18:39 DP DSPT 12/08/08 OPEN - RED SOX ACCOUNT - SE MAIL ..15:36 DP DSPT 12/06/08 L3 ..09:55 DP DSPT 12/06/08 PRESENTED BY DAVOX ..09:52 DP DSPT 12/03/08 DHS UNABLE TO GENERATE SE CONTACT FOR THIS DISPUTE. ..19:18 DP DSPT 1/6/2020 AXP Internal 3 AMEX002165 SDNY_GM_00327965 EFTA 0()20(1719 EFTA01686963 12/03/08 3F23 #CM146 ..19:18 DP DSPT 12/03/08 CENTURION CARD FROM AMERICAN EXPRESS ..19:18 DP DSPT 12/03/08 CENTURION CARD FROM AMERICAN EXPRESS ..19:18 DP DSPT 12/03/08 DISPUTE NOT RELATED TO CONCIERGE SERVICES. ..19:18 DP DSPT 12/03/08 CM RQ CRDT. ..19:18 DP DSPT IS THIS A CONCIERGE RELATED DISPUTE? N IS TRANSACTION 1 ON REVOLVE? N SE PROVIDED FOLIO IN CM'S NAME WHICH STATES ROOM CANCELLATION „NOTHING ELSE PROVIDED„CALLED SE AND SPOKE TO NICK„HE ADVI SED THAT CM BOOKED 2 ROOMS THRU HIS TRAVEL AGENT AND HAD TO CANCEL BUT HE WAS WITHIN THE 48 HOUR CANCELLATION PENALTY„NI CK WILL FAX RESERVATIONS AND POLICY SE PROVIDED COPY OF BOOKING CONFIRMATION AND POLICY„3AO1-277 TO CM„AMEX CAN'T DICTATE SE'S POLICY 11/14/08 POID:M476:0001 VIRGIN PACKAGE SENT SEE PORT FOR INFO ..21:21 MK OFFR 11/07/08 3A01-204 ..17:42 DP DSPT 11/07/08 3A01-204 ..17:42 DP DSPT 11/07/08 PRESENTED BY DAVOX ..17:33 DP DSPT 11/05/08 POID:M200:00O1 RALPH LAUREN PACKAGE. SENT.SEE PORT FOR INFO. 1/6/2020 AXP Internal 4 AMEX002166 SDNY_GM_00327966 EFTA_00200720 EFTA01686964 ..22:55 MK OFFR 11/05/08 PRESENTED BY DAVOX ..14:43 DP DSPT 11/04/08 3A01-277 ..18:28 DP DSPT 11/04/08 3A01-277 ..18:28 DP DSPT 11/04/08 3A01-277 ..18:28 DP DSPT 11/04/08 PRESENTED BY DAVOX ..18:13 DP DSPT 10/27/08 OPEN - RED SOX ACCOUNT - SE MAIL ..15:24 DP DSPT 10/18/08 TICKET HAS BEEN USED IN FULL. PLEASE SEE FAXED INFORMATION. ..11:39 DP DSPT 10/18/08 TICKET HAS BEEN USED IN FULL. PLEASE SEE FAXED INFORMATION. ..11:39 DP DSPT 10/18/08 TICKET HAS BEEN USED IN FULL. PLEASE SEE FAXED INFORMATION. ..11:39 DP DSPT 10/17/08 OPEN - RED SOX ACCOUNT - SE MAIL ..10:46 DP DSPT 10/02/08 3A01-281 ..17:27 DP DSPT 10/02/08 3A01-281 ..17:27 DP DSPT 10/02/08 3A01.281 ..17:27 DP DSPT 10/02/08 PRESENTED BY DAVOX ..17:10 DP DSPT 1/6/2020 AXP Internal 5 AMEX002167 SDNY_GM_00327967 EFTA_0020072 I EFTA01686965 09/23/08 OPEN - RED SOX ACCOUNT - SE MAIL ..10:18 DP DSPT 09/20/08 a ..09:31 DP DSPT 09/20/08 PLEASE PROVIDE PROOF OF USAGE, COPY OF ITINERARY WITH FARE ..09:30 DP DSPT BASIS, COPY OF CANCELLATION POLICY AND A DETAILED EXPLANATION IF CREDIT IS NOT ISSUED 09/20/08 PLEASE PROVIDE PROOF OF USAGE, COPY OF ITINERARY WITH FARE ..09:30 DP DSPT BASIS, COPY OF CANCELLATION POLICY AND A DETAILED EXPLANATION IF CREDIT IS NOT ISSUED 09/20/08 PLEASE PROVIDE PROOF OF USAGE, COPY OF ITINERARY WITH FARE ..09:30 DP DSPT BASIS, COPY OF CANCELLATION POLICY AND A DETAILED EXPLANATION IF CREDIT IS NOT ISSUED 09/20/08 PRESENTED BY DAVOX ..09:25 DP DSPT 09/11/08 PRESENTED BY DAVOX ..17:20 DP DSPT 09/11/08 3A01-204 ..17:19 DP DSPT 09/11/08 3A01-204 ..17:19 DP DSPT 09/11/08 PRESENTED BY DAVOX ..16:52 DP DSPT 09/11/08 PRESENTED BY DAVOX ..16:49 DP DSPT 09/10/08 3A01.204 ..12:41 DP DSPT 09/10/08 3A01-204 ..12:41 DP DSPT 1/6/2020 AXP Internal 6 AMEX002168 SDNY_GM_00327968 EFTA_00200722 EFTA01686966 09/10/08 PRESENTED BY DAVOX ..12:38 DP DSPT 09/02/08 NEW CARD SENT TO ALTERNATE ADDRESS: ..16:26 ID ORDR • 09/02/08 41017-REPL DAMAGE/ KEEP ACCT#/ SEND TO ALT ADDRESS: ..14:56 SS ORDR G MAXWELL// SEND VIA UPS/ RCEIV BY 0903 09/02/08 ADDRESS CHANGE PROCESSED ..14:52 SS GENR 09/02/08 GHISLAINE N MAXWELL NAME CHANGE FROM GHISLAI ..14:50 SS GENR NE N MAXWELL TOG MAXWELL 09/02/08 DHS UNABLE TO GENERATE SE CONTACT FOR THIS DISPUTE. ..14:39 DP DSPT 09/02/08 3F23 #CM146 ..14:39 DP DSPT 09/02/08 GNP - PENDING SE CONTACT. ..14:39 DP DSPT 09/02/08 CENTURION CARD FROM AMERICAN EXPRESS ..14:39 DP DSPT 09/02/08 CENTURION CARD FROM AMERICAN EXPRESS ..14:39 DP DSPT 09/02/08 DISPUTE NOT RELATED TO CONCIERGE SERVICES. ..14:39 DP DSPT 09/02/08 CM REQ DETAILS,NO KNOWLEDE OF CHG ..14:39 DP DSPT IS THIS A CONCIERGE RELATED DISPUTE? N IS TRANSACTION 1 ON REVOLVE? N 1/6/2020 AXP Internal 7 AMEX002169 SONY_GM_00327969 EFTA_00200723 EFTA01686967 9/11 SENT 6014 TID: 000278471291106 ARN: 70001388201501170000082 10/02 SE PROVIDED DOCS SHOWING THAT THIS CHARGE IS FOR THE MOUNT NELSON HOTEL. CM SIGNED THE RECEIPT. PURCHASED THROUGH SHARKZONE.CO.ZA SHARKZONE.CO.ZA SENDING TO CM 09/02/08 DHS UNABLE TO GENERATE SE CONTACT FOR THIS DISPUTE. ..14:35 DP DSPT 09/02/08 3F23 #CM146 ..14:35 DP DSPT 09/02/08 GNP - PENDING SE CONTACT. ..14:35 DP DSPT 09/02/08 CENTURION CARD FROM AMERICAN EXPRESS ..14:35 DP DSPT 09/02/08 CENTURION CARD FROM AMERICAN EXPRESS ..14:35 DP DSPT 09/02/08 DISPUTE NOT RELATED TO CONCIERGE SERVICES. ..14:35 DP DSPT 09/02/08 TICKET WAS CNC ..14:35 DP DSPT IS THIS A CONCIERGE RELATED DISPUTE? N IS TRANSACTION 1 ON REVOLVE? N 9/11 CR IN 15586.70 ON UPCOMING STATEMETN. 09/02/08 DHS UNABLE TO GENERATE SE CONTACT FOR THIS DISPUTE. ..14:31 DP DSPT 09/02/08 3F23 #CM146 ..14:31 DP DSPT 1/6/2020 AXP Internal 8 AMEX002170 SDNY_GM_00327970 EFTA_00200724 EFTA01686968 09/02/08 PTS/NTS/CTS CRITERIA MET ..14:31 DP DSPT 09/02/08 CENTURION CARD FROM AMERICAN EXPRESS ..14:31 DP DSPT 09/02/08 CENTURION CARD FROM AMERICAN EXPRESS ..14:31 DP DSPT 09/02/08 DISPUTE NOT RELATED TO CONCIERGE SERVICES. ..14:31 DP DSPT 09/02/08 CANC VIA AMEX TRAVEL ..14:31 DP DSPT IS THIS A CONCIERGE RELATED DISPUTE? N IS TRANSACTION 1 ON REVOLVE? N IS TRANSACTION 2 ON REVOLVE? N IS TRANSACTION 3 ON REVOLVE? N BOOKED ON-LINE? N WAS PTS/NTS/CTS USED TO BOOK THIS CHARGE(S)? Y DISPUTE RELATED TO AN AMEX TRAVEL BOOKING ERROR? RECORD LOCATOR/RESERVATION NUMBER: RECORD LOCATOR/RESERVATION NUMBER: NA SE ADVISED TKT USED AS ISSUED AND PROVIDED PROOF ATCH TO 3A01 -277 09/02/08 DHS UNABLE TO GENERATE SE CONTACT FOR THIS DISPUTE. 1/6/2020 AXP Internal 9 AMEX002171 SDNY_GM_00327971 EFTA_00200725 EFTA01686969 ..14:29 DP DSPT 09/02/08 3F23 #CM146 ..14:29 DP DSPT 09/02/08 GNP - PENDING SE CONTACT. ..14:29 DP DSPT 09/02/08 CENTURION CARD FROM AMERICAN EXPRESS ..14:29 DP DSPT 09/02/08 CENTURION CARD FROM AMERICAN EXPRESS ..14:29 DP DSPT 09/02/08 DISPUTE NOT RELATED TO CONCIERGE SERVICES. ..14:29 DP DSPT 09/02/08 TICKET WAS CNC ..14:29 DP DSPT IS THIS A CONCIERGE RELATED DISPUTE? N IS TRANSACTION 1 ON REVOLVE? N 9/11 RECORD LOCATOR OOQIOS. DOES NOT SHOW CANC IN PCSS. WL SND RR FOR SPPT OF CHRG 6014 01,02,07,08 SRN#SFUS47082 RBD 10/25/08 11/5 SE IMG..COPY OF TCKTS DETAILS. DOES NOT STATE IT WAS USED. WL EMAIL SCU REFUNDS FOR PROC OF REFUND. 11/7 RECV EMAIL FROM SCU SAYING THAT CM EXCHNGD THIS TCKT F TCKT 1257364803815 WHICH WAS REFUND FOR $15586.70 WHICH APPEARED ON 09/08 STM AS BRITISH AIRWAYS. CLSNG CS TO CM W/ SE CRD 08/21/08 POID:L673 DOMENICO VACA PIECE SENT SEE PORT ..22:45 MK OFFR 08/12/08 PLEASE CLOSE CASE CREDITS HAVE BEEN ISSUED ..15:42 DP DSPT 1/6/2020 AXP Internal 10 AMEX002172 SDNY_GM_00327972 EFTA_00200726 EFTA01686970 08/12/08 DHS UNABLE TO GENERATE SE CONTACT FOR THIS DISPUTE. ..15:31 DP DSPT 08/12/08 3F23 4CM146 ..15:31 DP DSPT 08/12/08 GNP - PENDING SE CONTACT. ..15:31 DP DSPT 08/12/08 GNP - PENDING SE CONTACT. ..15:31 DP DSPT 08/12/08 CENTURION CARD FROM AMERICAN EXPRESS ..15:31 DP DSPT 08/12/08 CENTURION CARD FROM AMERICAN EXPRESS ..15:31 DP DSPT 08/12/08 DISPUTE NOT RELATED TO CONCIERGE SERVICES. ..15:31 DP DSPT 08/12/08 NICOLE CURTIS CLAIMS CTS MADE AN ERROR IN TICKETING AND WANTS ..15:31 DP DSPT THESE TICS CANCELLED AND CREDITED IS THIS A CONCIERGE RELATED DISPUTE? N IS TRANSACTION 1 ON REVOLVE? N IS TRANSACTION 2 ON REVOLVE? N 9/10 SE ISSD 2 CRDS OF $7805.20 ON 08/08 STM. CLSNG CS TO CM W/ SE CRDS 07/26/08 POID: L396 MIKIMOTO PIECE SENT SEE PORT FOR DETAILS ..04:35 MK OFFR 03/18/08 CENTURION RETENTION TIER 2 AS OF 03/05/2008 ..21:28 SS LEGL 02/11/08 NEW CARD SENT TO ALTERNATE ADDRESS: 1/6/2020 AXP Internal 11 AMEX002173 SDNY_GM_00327973 EFTA_00200727 EFTA01686971 ..14:18 ID ORDR MI I I US 02/11/08 PAYMENT OF $5395 356.21 ..14:01 SS GENR 1/6/2020 AXP Internal 12 AMEX002174 SONY_GM_00327974 EFTA_00200728 EFTA01686972 I I I I I I I V r z FP: 2 Y Z 3 3 3 St I I 3 8 SDNY_GM_00327975 EFTA_00200729 EFTA01686973 Feed Id Oatcake* Private GuS IP Address Status User ID A0045 Jun 18, 2012 5 51 AM c6a47984016e41326641564424684653 0 A0045 Jun 20, 2012 6.57AM 48047984076ec 132660564424684653 0 A0045 Jun 2 20127:12 AM c6a47984076eci3260d554422688653 0 A0045 1009,2012 10:26AM 46847988076e( 13266d56442a68c653 0 A0045 kd 27, 20126:43 AM c634798a076erB266d56442a6Sc653 0 A0045 Jul 31, 2012 103 PM 0 798a01 *0045 Aug 31,2012 8.30AM 0 798ao7 00045 Autt31, 2012 9:16AM C6M798a076et13266d56442a68C653 0 AC045 Aug 31, 2012 10:28 MA • 84076841 a 0 A0045 Se • 10, 2012 6:35 AM 798a016ec 0 A0045 Oct 03, 20126.12AM 0 798a07 A0045 Oct 16, 2012 7A0 AM 0 a07 A0045 Nov08, 2012 6:54AM 0 A0045 Nov 20, 2012 1209PM 0 A0045 /an 14 20139127 AM n 0 0 A0045 tan 15 2013 1S7 PM A0015 Jan 25, 201312:20 PM rrrtrrntrrr77177, 7. 0 A0045 Feb OL 2013 7.13 AM 0 A0045 Feb 05, 2013 705 AM c6a479860764c13266•156442a684653 0 A0045 Mar 11, 2013 1:23 PM S.. a 0 *0045 Mar 11, 2013 1136PM . . . . r . 0 AC045 Mar 18,20B 707AM 0 *0045 Mar 22,2013 1.35 PM 0 A0045 Mar 22, 20133:24 PM c6a4798a076ec13266d56442.68c653 0 A0045 Apr IS, 2013426AM 0 00045 API 15, 20134.26AM 0 A0045 29,2013 5.38 AM 0 00045 M 29, 20131056020 . ,, 0 0 A0045 May 29, 201312:45 PM 0 A0045 29, 20131:16 PM 0 *0045 0 A0045 0 A0045 Jun 27,2013 5:32 AM 0 A0045 1023, 20131:15 PM 0 A0045 AA 24, 20131203 PM 0 A0045 AWOL 2013 957 AM c6a47913a076E13266•156442a68c653 0 A0045 Sop 12, 2013506 AM C6M798a076ec13266d56442a68C653 0 A0045 Sep 12, 2013 626 AM n 0 A0045 Se. 12, 20136:29 AM lata a.,• . ... 0 0.0045 Se. 12, 2013 6.44 AM 0 00045 Sep 12, 2013 658 AM 0 A0045 UP 12, 2013 720AM 0 A0045 Si • 12,20137:41W rr.. 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W. 0 40045 2Z 201410:06 AM .....Sa l,,a . - LA,. .11,111 0 40045 0 AC045 20141159 AM • • . • • 0 ASS 11,2014 154 PM 0 40045 Se. 24, 2014 12:30 PM 0 AC045 Se • 24, 2014 1243 PM 0 40045 Sep 26, 2014 10-A0AM 0 AC045 Sep 26, 2014 1136AM n 0 AC045 0 00345 Sep 30,20147:19 AM - • - ir . -, .. .,I- . 24. - - 0 0 A0045 Oct OL 2014 1:16 PM al,2.6.:_ak, , -, a 0 40045 Oct i 20147:22 AM rn 0 1/9/2020 AXP Restricted AMEX 0032113 of 45 EFTA01686975 5 *0045 Oct 20, 2014 5 34 AM c6a4798476o.13266056442,468(653 0 A0045 Oct 20, 201410:09 AM CC44798a076eC13266N564424684653 0 A0045 Oct 20, 20141:37 PM •76ec1 ... ..•3 0 A0045 Oct 21, 201411:41 AM rrinr inTrr:nr77711 0 A0045 Oct 27, 2014 5:33AM rt . raTET 0 A0045 0 A0045 Oct 27, 2014 12A9 PM 0 A0045 0 .0.0045 0 A0045 Oct 28, 20147:43 AM 0 A0045 Oct 28,20148:35 AM r. 0 A0045 Nov17, 2014 90S APA .., fri V/. 4 k.k- -a-.. PrI. .t.. 0 *0045 Nov 19, 20142:48 PM 0 *0045 Dec 02, 20147:45 AM ,. . 0 *0045 DeC OZ 2014 11:13 APA . • 0 A0045 Jan 08, 2015 753 AM 0 A0045 Feb05, 201511.5 AM r r rrs inarr jr. . . . a 0 A.0045 Feb05, 20151158 AM ycit,b,,, .+,:,4.,vris.mt.t. o *0045 Feb 13, 2015 10:41 AM . .. 0 A0045 Feb 20,2015 307PM . 0 A0345 Feb 27 2015 11,49AM • $a , 76ec1 0 A031.5 Mar 30, 2015 10:48 NM 0 AC045 Mar 31, 2015 8:44 AM • 0 AC045 Mar 31, 20151200 PM c6a4 •:arz 1 2a68c663 0 A0045 • 01, 2015 6:48AM • 0 *0045 Apr 01, 20 LS 8:15MA 0 A0045 0 A0045 o P.0045 24, 2015 7:19AM rwrirr, 0 *0045 May 04, 2015 1:32 PM 0 * 0045 May 06. 2015 1226 PIA ,... 0 A0045 May 18,2015 10:01 AM • 0 0 A0045 2Z 2015 1:54 PM In 0 A0045 27, 2015 703 AM 0 A0045 Jun 03, 2015 6:13AM o *0045 Jun 08, 2015 950AM 0 A0045 Jun 09 201.5 2:37 PM Irrnr. . . ,. . .. i 0 *0045 Jun 10 2015 11:06 MA r"Ti . . .. - . 0 A0045 Jun 19, X1151126 AM arrrrrrmrnnnr=g 0 A.0045 Jun 19, 20151156 AM wrPrir-rwr o 0 A0345 he 01 2015 6:07AM 0 *0045 0 A0045 Jul 01, 2015 8:41 AM 0 AC045 Jul 01,2015 L25 PM ra 0 AC045 Jul 08, 2015 10,03AM 0 MI *0045 1u114, 201510.8 AM in , • •Y koi. 'fit' f, . .,.it' 0 A0045 1e128, 20151049 AM as:....±e.:....../k.IL • J....z.e.....t....- • .......... • - a 0 A0045 Jul 29 20156:51 AM 0 8 1/9/2020 ASP Restrkted AMEXIMP4 of 45 8 -./ W EFTA01686976 1.0045 Jul 30, 2015 S 48AM c644798.•076eL13266056442,468,163 0 0 A0045 Ault 12, 2015 10:49AM 4644798.076ec13266d5644246114653 A0045 A0045 0 0 A0045 13, 2015 11:11AM n 0 A0045 13, 2015 11A7 AM a sy . ... 0 A0045 Au 22, 20151:19 PM 0 A0045 0 A0045 0 A0045 Se. OIL 20157:13 AM 0 A0045 0 A0045 0 0 4.0045 0 1.0045 Oct 27, 2015 8:35AM .. , •'fr • ..• .1 z,-.4tP,1.'41, • )11.%. •sta 0 A0045 Noy 16, 20152:27 PM n 0 1.8045 0 A0045 Nor 23, 2015 7:78AM n 0 A0045 DOC 21, 2015 155 PM . 0 *0045 Dec 21, 20152:19 PM 0 A0045 Dec 28,20157:28 AM •Ba.76ec1 . .. .. ... 0 A036 Dec 2s, 20159:14 AM •8a $ 0 *0045 Jan 22, 20169:35 AM • 0 AC045 Jan 27, 2016 11:57AM chat • * 0 A0045 Mar 07, 20168:21 AM 0 1.0045 Mar 07, 20168:23 AM c6a4 • o 0 A0045 Mar 14, 20168:48 AM • 0 0 A0045 Mar 16, 20167:02 AM • $ . • • • . 0 1.0045 Mar 22, 20161:21 PM 0 A0045 A. 01, 2016 7:27AM c6 4 • . 0 A0045 Apr 01,211610:57 AM c614 ar76ec1 0 A0045 Apr04, 2016 11:56 AM $ . 0 A004.5 . 05, 20166:57AM • 0 A0045 , IS, 2016 7:12AM na 0 A0045 , 15, 2016 7:15AM 0 A0045 Ape 2, 2016 12/34 PM 0 A0045 Ape 22, 211612:16 PM 0 *0045 0 P.0045 0 A0045 A. 27,201610:14AM n 0 *0045 A. 27, 201611:24AM 0 AC045 Pa 72, 211671.8 AM 0 0 AC045 Apr 29, 2016 757 AM r 0 AC045 May 02, 20167:22 AM S Y. nip,. a 0 A0045 Ma 02, 2016756AM 0 M MI A0045 02,2016 SKEIAM a v . •Yrrik••'np.4,',,n 4 ce.t. 0 A0045 May 10,2016 6:44 AM a - -4 I 0 1.0045 2016 559 AM 0 1/9/2020 ASA Restricted AMEX°°;21095 of 45 8 ua EFTA01686977 CO in Ig *0045 • . - 0 0 0 0 0 A0045 May 25, 2016802 AM . . A0045 May 25, 2016807 AM A0045 A0045 Ma a 2016 856 AM Ma 25, 2016 9.20AM A0045 A0045 May 26, 2016 7S6 AM May 31, 20167:18 AM nrrir l ... 0 0 las.1 .. .......S... A0045 May 31, 201611:14 AM - • o • , • • .. • • • • .. 0 A0045 0 A0045 0 A0045 0 00045 08, 2016 1133 NA az : t t,,.....t, ‘ • • —.. 0 A0045 Aug 23, 20167:15 AM ,..• 0 A0045 0 00045 0 A0045 Aug 24, 2016 8A6 AM 0 P,0045 Se• 01, 20167:32 AM 0 00045 Sep06. 2016 140 PM 0 *0045 Sep 30, 201611:26AM .. . . .. . . .., 0 A0345 Oct • 20161127AM 0 10345 Oct .• 20167:10AM 0 4,036 Oct 31, 2016 3:15 PM 0 00045 NOV 18, 201612:29 PM 0 AC045 Dec 20, 2016 12:03 PM dia4 • * 0 A0045 Fel,U, 2017 6:29 PM 0 A0045 Feb 27, 20173:13 PM • . 0 A0045 Mar 14, 2017 232 PM dia4 • 0 0 A0045 • N, 20178:01AM . • $ 0 A0045 Apr 25, 2017 10-. 36 AM . 0 *0045 Apr 25,201711:32 AM c6a4 • 0 0 A0045 Apr 25, 2017102 PM • 0 A0045 May 18, 2017505 AM 0 00045 Jun 01, 2017 6:23 AM 0 A0045 Jun 06,201712:35 PM 0 A0045 Jun OS, 20171:48 PM • 0 • • 0 A0045 Jun 06. 2017 1:55 PM 0 A0045 Jun 14, 2017 5A7 PM 0 A0045 Jun 14, 20175:50 PM .• • .r • • • .. • • .• 0 A0045 0 A0045 1u105, 2017 8:57AM ra.. . 0 *0104 Jul n, 2017 8:31 AM r•rr rir".4Ernrril 0 *0104 Jul 3L 2017 7:23 AM 0 *0104 Aug 07, 2017702 AM 0 *0104 Sep 28, 2017 1020AM Wrarrn. —.• 0 *0104 Oct 26, 20176:18AM r 0 *0104 Oct 26, 20/71224 PM c6a47911407fiec13266c156442,68c6.53 0 MI *0104 Ott 26, 2017 12:27 PM , V Yinfly, 4 4 ' ,..15 r fr • 0 A0104 Oct 30, 20178:24 AM a 4- -4 a 0 1,0104 Nov0 2017 7:16AM r 0 1/9/2020 APP Restricted AMEXC4D;21106 of 45 EFTA01686978 in Ig 40104 N. • • •• • • 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 40104 Nov02, 20178:41 AM *0104 Nov03, 2017 12:35 PM 40104 Nov 66, 201711:39 AM 40104 Nov06, 2017 12:10PM A0104 Nov 13, 2017 7:38AM c6a4796a076ec 2a68c653 A0104 Nov 16, 20178:51 PM c6a4798a.76ec1 ,. .. 2 . : .53 40045 Dec 12, 2017 11A3 AM • A0104 Dec 201712:09 PM 40104 Dec 12,20171:11 PM 40104 Dec n, 20177:43 AM 40104 Jan 22, 20186:40 AM /40104 Feb08, 2018 653 PM •. .. 10104 Mar 02, 2018352 PM 40104 Mai 04, 201810A5 AM 40104 Mar OS, 20188:05 AM /40104 Ma. 11 2018 12:10 PM *0104 Mar 15. 2018 126 PM /40104 Mar 20, 20187:02 AM *0104 Apr 08,2018 10:12 AM 680653 40104 "104 40104 11.2018 7:05AM 40104 • 11, 2018 7:15 AM • * 40104 • 11, 20187:42AM C6a4 • • *0045 A pt II, 20189:50MA • 0 40104 20189:22AM • 0 A0104 • 2t 2018 10:15 AM • * • • • . 40104 07, 2018 12:07 PM A0104 May08, 2018457 PM t6a4 • 0 40045 May a 20181259 AM *0104 Jun 05, 201810:37 AM A0104 Jun 14, 20181242 PM • • • 3 40104 Jul 18, 20188:11 AM 40104 A0104 Ail 20. 2018 5:09 AM Jul 2L 20189:48 AM n 0 0 /40104 Sera 26, 2018 2:36PM 0 0 A4104 A0104 40104 Se • 27, 2018 958 AM . 27, 2018 1053 AM In 0 0 1.0104 40104 40104 28, 2018 7:41 PM 5030. 2018 345 PM Ott 02, 20184:51 PM 0 0 0 W....WS ...... A4104 Jan 22, 20195:15 PM n 0 40104 Feb 18, 2019 750 AM Irr , 774.47"" 0 40104 Feb 26, 2019 7:07 AM 0 M MI *0104 Mar 07, 21195:10 PM OYC.-.ik,.'.:'::r+,;rt 0 *0104 Mar 07. 2019 5:13 PM al:...,..tx„Ss ata a .L.r.,.„.„.t...... . • - 0 1,0104 • r18 2019 2:02 PM 0 1/9/2020 AXP Restdcted 7 of 45 AMEX000 EFTA01686979 00104 Apr 22, 2019 10.42 AM c6a4798.5076eL13266.156442,468(653 0 0 A0104 AM 23, 20196.48AM A0045 A0104 *0104 A0104 .r 30. 2019 1:16 PM Apr 30. 2019 134 PM 0 0 0 0 c6a4798.076&13266c156442a6k6S3 A0104 Apr 30, 2019 251 PM .. 0 0 M A0104 0 0 A0104 M 17. 2CN9 11:13 AM . •.•3 A0104 00104 M 17.20191127 AM 0 0 M 17,201911:40AM A0104 May 17, 2019407 PM n 0 A0104 May 114201912:20PM . . 0 A°10. 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A0045 Oct 27, 2014 5:33.04 • 0 0 A0045 Oct 27, 2014641 AM 0 A0045 Oct 27, 201412:49 PM rT IMPrri l irr irrin 0 A0045 Oct 27, 2014 2:38 PM 0 A0045 00 28, 20147:36 AM 0 40045 Ott 28.2014 7A3 APA 0 *0045 0 40045 Nov 17, 2014 9,05AM Wriirrrr i 0 40045 Nov 19, 2014 2:48 PM 0 *0045 Dec02. 2014745 AM 0 A0045 DIN 02., 2014 11:13AM 0 *0045 Hn OB 2015733 AM 0 40045 Feb05 2015 11:45 AM W rXIT'I gl. . • — . ... •.Wil 0 *0045 Feb OS, 2015 1158 AM n 0 40045 Feb 13, 2015 10A1 AM I 0 40045 Feb 20, 2015 307 PM I 0 40045 Fitb 27, 201511A9 AM In 0 0 AC045 Mar 31,2015 8:44 AM W PMr'rrni 0 *0045 Mar 31, 2015 12:00 PM 0 A0045 04 2015 6A8 AM y • q to 4 a ..,.4,, frnt r.-e-tall 0 A0045 4904 2015 8:35AM as:.....ip.:.....24.,il..±2e.......t...,...- — 0 40045 • 09 20456-A0AM a vaS=7Errs•n 0 8 1/9/2020 AXP Restrkted AMEX°931PSO o145 8 00 EFTA01686982 CO i Ig A0045 . • it • • . • * 0 0 0 A0045 Ate 24, 2015 7:19AM . A0045 04, 20151:32 PM . A0045 MCG, 2015 12:26 PM 0 A0045 M 18, 2015 10:01 AM 0 A0045 May 18, 2015 1131 MA 0 A0045 0 A0045 0 A0045 Jun.: 2015 6:13 AM r7 . ,... .-• 0 M 00045 Jun 08.201S 950 AM 2a.:..• 0 A0045 Jun 09, 20152:37 PM W FWTIM Il a 0 A0045 Jun 10,2015 11:06 MA 0 A0045 Sun 19, 201511:26 AM •.....k....,,,S, 0 A0045 Jun 19,2015 11:56 MA 0 A0045 ha 01, 20156:07 AM .:...3 0 A0045 Jul 01, 20156:17 AM •.•3 0 A0045 Jul 01, MI5 8:41 AM 0 00045 Juin 20151:25 PM 0 A0045 JAM 2015 1003 AM . 0 *0045 Jul 14, 205 10s38 AM 0 A0045 Juin, 20B 10A9 AM 'ta.7. c132 0 A0045 Jul 29, 20156:51 AM - 0 *0045 Jul 30. 2015 5:48 AM • 0 0 A0315 12. 2015 10A9 AM c6a0 • * 0 A(1045 12, 2015 11:59AM c6a4 •8a • . 0 A004.5 Aug 12, 201512:41 PM c64 • . 0 A0045 Aug 13, 2015 11:11AM • 0 0 A0045 13, 201511:47AM . • * 0 P0045 Au 2Z 2015 1:19 PM 0 AD045 26.2015 12:03 PM c6a4 • 0 0 A0045 SOP OZ 20158:54 AM • 0 A0045 Sep 08, 20157:13 AM r. .rr Il . “7.7A• 0 A0045 Se • 08, 201512:17 PM r. .r , - • 0 A0045 S. 21, 20156:51 AM 0 A0045 Si. 23, 2015 12:18 PM 0 A0045 OCt 13, 2015 1118 PM 0 A0015 0C127, 2015 8:35AM la....S....11* EA...... . 0 A0045 0 AC045 0 A0045 Nov 23, 2015 7:211AM : 7r3."Tirrnri a 0 A(045 Dec 21, 2015 155 PM 0 A0045 Dec 21, 2015 2.19 PM 0 A0045 Det 28. 2015 7:28 AM 1 . . • 0 AC045 WM 2015 9:14AM Irr.7 0 AC045 Jan 22, 20169:35 AM . • Y 17 Wk. • Al 0 A0045 Jan 27, 2016 1137AM nfr .70..,,:cin 127* •si• 0 20045 Mar 07, 20168:21 AM rfr 0 M A0045 Mar 07,20168:23 AM 0 A0045 Mit 14 2016808 AM at.... „..asflt111021....J . • • . F,....;.".• 0 8 1/9/2020 ASP Restricted AmExowig, of 45 8 *0 EFTA01686983 CO i Ig A0045 I I • • • . . 0 0 0 0 A0045 Mar 22, 2016 121 PM • 40045 • 04 2016 7:27AM '76ec1 3 40045 A• red, 2016 1057 AM 0 *0045 A. r 04, 2016 1156 MI as:.as 0 A0045 0 A0045 Ale 15, 2016 7:12AM 0 A0045 0 40045 0 40045 rrn 0 40045 0 A0045 • 23,20161:28 PM ..=•Y«:, mh- 4O,z,,...4.nvii..t.,Ats 0 A0045 Apr 27, 2016 10:14 AM ni 0 A0045 Apr 27,201611:24 AM 0 A0045 Alw 18, 2016 7:44 AM Ir.71,......21‘,4....a:=‘,......a.a:S• 0 A0045 Apr 28,2016 10:38 AM 0 A0045 29, 2016 7:57 AM 0 A0045 May02.20167:22 AM Ann.'', 411,. ,, vrts.r.:sta 0 A0045 May 02. 2016 756 AM 0 AC045 May02, 2016948 AM asS al 0 A0045 Ma 10, 20166:44AM 0 A031.5 Ma 23, 2016559AM 0 AC045 Ma a 20167:29AM • 0 AC045 rt . • Prrn • 6 0 A0045 Ma 25, 2016 807AM 0 40045 May 25,2016 856AM c6 4 • . 0 *0045 Ma 25,2016 9:20AM • 0 0 A0045 Ma 26.20167:56 AM • t . 0 A0045 May 31,20167:18 AM 0 A0045 May 34 2016 1414 AM t6a4 • 0 I 0 A0045 Jun 01,2016 945 AM , 0 A0045 Jun 02, 201612:48 PM 0 A0045 0 40045 08, 2016 11:33 AM "7" .InTrr 0 40045 A0045 23, 2016 7:15 AM 24.2016 6-46 AM • .y a 0 0 a lai vv no,. " br: -c. a A0045 24, 2016 836AM 0 A0045 0 A0045 Se. 0 2016 732AM n 0 A0045 C6, 2016 1133PM na. - . 0 A0045 30, 201611:26AM riTrr?" 77i.4 1. 0 AC045 Oct 10. 2016 11:27 AM 0 AC045 0 AC045 Oct 31, 2016 3:15 PM n 0 A0045 Nov 18, 201612:29 PM a.:aaar 0 *0045 Dec 20, 2016 12:03 PM 0 M A0045 Feb 14, 20176:29 PM • v • ,y, -en. -41.,.4,r frnt ce.tal 0 A0045 Feb 27, 20173:13 PM a 4- -4 el 0 *0045 Mar 14 2017 252 PM 0 1/9/2020 AXP Restricted AMEX°43/02 of 45 V yO EFTA01686984 01 A0045 t • • • i• 0 A0045 Apr 25, 2017 10:36 AM • 0 A0045 A • r 25, 201711:32 AM • 0 A0045 • r 25, 2017 152 PM • ••53 0 A0045 Ma 18,2017 5•.45 AM 0 A0045 Jun 01,2017 6:23 AM 0 A0045 Jun 05,201712:35 PM • 0 A0045 0 A0045 Jun • 20171:55 PM nil 0 A0045 Jun 14, 20175A7 PM 0 A0045 Jun 14, 2017550 PM na • - 0 A0045 Jun 26, 20178:20AM e., frir , vi- SW=14" PrI:' Cra.tal 0 A0045 0 A0104 Jul 28, 20178:31 AM ,. . 0 A0104 Jul 31, 2017 7:23 AM e SI 0 A0104 07.2017742 AM 0 40104 0 A0104 Ott 26, 20176:18AM r 0 *0104 Ott 26, 2017 12:24 PM • • • 0 A0104 Oct 26, 201712:27 PM e SI 0 A0104 Ott XI 2017824AM le inn. ,.., SI 0 A0104 Nov 01, 2017 7:16AM r ir rirrni 0 A0104 Nov 01, 20177:17 AM rr il: • • • IPP" IliarnrInl , ••• 0 40104 Nov 02, 20178:41 AM RISS LM • • r3 . . I 0 A0104 Nov03, 201712:35 PM al 0 A0104 Nov 06, 201711:39 AM • 0 IN A0104 Nov06, 2017 12:10 PM c6a4798a076ec13266c156442a68c653 I 0 - A0104 Nov 13, 2017 7:38AM IrT7M ITITErrri nal 0 A0104 Nov 16, 2017851 PM 0 A0045 Dec 12, 201711:43AM 0 P0104 Pic 12, 201712:09 PM 0 40104 Dec 12, 20171:11 PM CE44798•076ec13266d564423684663 0 A0104 0 A0104 Jan 22, 20186:40 AM 0 A0104 Feb 06, 2018 653 PM 0 *0104 Mar 02. 2018 352 PM lar‘,..L.1,s a+ All 0 40104 Mar 04, 2018 10A5 AM 0 A0104 0 A0104 Mar 15201812:10 PM nil 0 A0104 Mar 152018 1:26PM n 0 A0104 Mar 20, 20187:02 AM 0 40104 • r 03,2018 10:12 AM c6a47984076•03266c156442a684653 I 0 A0104 Apr CB, 2018 1/2.42 MA A0104 Apr 09, 20187:26 AM 0 A0104 Apr 11, 20187:05 AM le fr 0 frz. SI 0 0.0104 Mr 11, 20187:15 AM 0 A0104 11, 20187:42AM I 0 A0045 API IL 20189:50AM . . . ... . ...., I 0 A0104 0 1/9/2020 *1W Restrkled AMEX002187 ragei3 of 45 EFTA01686985 VI in Ig to N A0104 Apr 20, 2018 10 IS AM c6247982076t8.1326(81562-12268t6S3 0 *0104 May 07, 201812:07 PM 44447980764413266d5644246846.53 0 *0104 A0045 08, 2018457 PM M 29, 2018 1259 AM 0 r: 43. 0 A0104 Jun 05.201810:37 AM 0 A0104 Jun 14. 2018 12:42 PM 0 *0104 M 18, 20188:11 AM • 0 A0104 0 *0104 Jul 21, 20189:48 AM 0 A0104 26. 2018 2:36 PM 0 A0104 0 110104 Se • 27. 20189:58 AM &Ss.„,/1y,...i t,,....,,,a,.. - I 0 0 A0104 5028, 20187111 PM 0 *0104 SOP 30, 2018 3115 PM • . 0 A0104 Oct 02, 20184:51 PM r irrrr i 0 *0104 Jan a 2019 SAS PM 0 A0104 Feb 18. 2019 7:50 AM . 1 i"-TR. P.A.' '72." , mv.mtti 0 A0101 Feb 26, 2019 707 AM . .• 0 A0104 Mar 07, 1019 5:10PM W's I 0 A0104 Mar 07,20195:13 PM • . 0 A0104 18, 2019 202 PM 0 A0104 A. 22, 2019 10•A2 AM • 0 A0104 Apr 23, 20196118 AM c6a1 • * 0 *0005 Apt 23, 20196:54AM 0 *0104 Apr 28, 20195:51 PM • . 0 *0104 •r 30, 20191:16 PM • 0 0 A0104 .r 30, 20191:34 PM • • $ • • • 0 A0104 Apr 30, 2019 251 PM 0 *0104 May03, 2019 11A3 AM • 0 0 A0104 May 10, 2119203 PM 0 0 /0104 May 17,2019 11:13 AM alrifT7PnrrrnTr : • • • 0 A0104 M 17,201911.27AM 0 A0104 M 17, 2019 11:40AM rrinr in wrnr" 0 A0104 17,20/9407 PM 0 *0104 May 18,2019 1220PM c6a4798.076441326641564424684653 0 A0104 May la 2019157PM ..-..ai......./latPI!^_i'.,.YFia:atU 0 A0104 Jun 02 2019 1128 AM r• in-TanCtrr i 0 A0104 Jun 02 2019 1128 MI rirt i • 0 A0104 Jul 26, 20199:33 AM 0 A.0104 0 A0104 0ct 11, 2019 758AM aj :„.. I 0 A0104 0 A0104 Oct 28, 2019 1:49 PM Irrrin" .” 0 A0104 Nov 26, 20198:31 AM • fr . ..h. int. II 0 A0045 Jul 03, 20/21011/ AM 0 4,0045 Jul 23, 20/21112 AM 0 *0045 Au 22, 2012 756 PM 0 A0045 •75 0 1/9/2020 Restrkled AMEXININNA r 48 EFTA01686986 CO *0045 25, 0 0 Sep 2012 11 53 AM 80a2f671000f9841b51dc51305770e56 A0045 Oct 22, 2012 5:28 PM A0045 Oct 24, 201211:51 AM 0 A0045 Noy OS, 2012 12:26 PM .77 ,F7/70. • - • f • . .."'n 0 A0045 Nov 07.20125:55 PM 0 A0045 Nov 15. 2012 235 PM 0 A0045 Dee 07, 2012 250 PM 0 A0045 Dee 09 2012937 AM 0 A0045 Dec 1 201210:36 PM 0 A0045 Dec 12, 201210:15 PM 0 A0045 Dec 13, 201210:15 AM 0 A0045 Dec 16,2012 2:39PM a,..aylkuL t,,,. .„,al - • - 0 A0045 Dec 16,2012 239 PM 0 *0045 Mil 24, 2013 10/34AM 0 A0045 Ian 24,201312:11 PM t • . • • - - -•• 0 A0043 Feb 15 2013 656 PM 1 0 • • •: 1fl• rtik ,. tr- 4. 0 A0045 Mar 12, 2013 11:31 AM 0 80a A0045 Mar 24, 201310:28 Am &Lile ILLL w,. . • - a 0 A0045 Apr 15, 201310:22 AM 8062167100019&11b5f845130577066 0 /40045 May 16,2013 9:20AM 80.21671C001984115(06130577046 0 A0045 Din 15 20131:40 PM raThrTinni - - • 0 A0045 1u118, 2013 1010 AM i 0 A0045 CO3, 2013 8A3 AM 80a2f67100019841b5fd61306770s56 0 A0045 10. 2013 11:57AM 80e2f671000P9M1b5fd61306770e96 0 A0045 24, 20136:33 AM 0 A0045 Sep 16, 20B 1203 PM 0 A0045 • 16, 2013 12.14 PM 0 A0045 Oct 17, 2013 8:26MA In - .- . - . 0 A0045 Nov 13, 2013 10:15 AM 82855m1948611106016ed79261790483 0 A0045 Nov 25. 2013 10:46 AM &p2167100019841b5fd61306770e56 0 A0045 Dec 13, 2013931 AM 8042%71000/98410581:51305770456 0 A0045 Dec 14, 2013 222 PM aniyal2a. k.al:,1 • ..,1- 0 A0045 Dec 16, 2013 10:29 Ate .. • ••• .. . amaii . •- • - 1 - . 0 A0045 Dec 16, 201311:43AM MM. - • I 0 /40045 Jan 22,2014 1:31PM 0 A0045 Jan 22,20141:38 PM 0 *0045 Feb 13, 20147200 AM 0 A0045 Mar 15, 2014 5:20 PM r. 1-- •• ••IIIITrn 0 A0045 15 20141237 PM 0 A0045 • r 16, 2014 5:34 PM IrM5f - 0 A0045 A • r 17, 201411:14 AM 80a2f67100001141135fdc51306770e56 0 A0045 A • r 23, 201410:18 AM 0 A0045 MAW 18, 2014 652 PM 0 A0045 Jul 22, 2014 851 PM 80a2f671000(9841b5fdc51306770e56 0 A0045 hil 22, 201410x0 PM .. • • • • . . .....aihS ii.,.., • a - •- • - • 0 A0045 Au 18, 20143:13 PM 80a2f671000(9841b5M45130577066 0 *0045 Sep 16, 2014 154 PM 0 80 A0045 Sep 21,2014 1154 AM 0 40045 Ott 15 201411:44 AM 0 1/9/2020 *3W Restricted AMEX°93/P?5 of 45 8 EFTA01686987 i 0 A0045 Ott 17, 1014 10'.18 AM 028 5a8 98061886016 7916479G4 A0045 Oct 23, 2014 2:15 PM 80a2f67 000(9641b510c51306770a56 A0045 Oct 23, 2014 3:14 PM 80a2f67 03019841b5fdc51305770066 A0045 Nov05 20149:32 PM 804267 OOOP9841bSfd61306770e56 A0045 Nov 12, 20147:06 PM 80.2167 0006841b0dc51305770e56 A0045 Dec 07, 211410:34 PM 8032167 OOD19841b5fd61306770e56 A0045 Dec 16, 2014 11:33AM 804267 00019841b5fOc51306770e56 A0045 Dec 16,2014h18 PM 80aN67 000f9841b510CS1306770e56 A0045 Jan 13, 2015 1250 PM Waal 0000841b5fdr513057704.56 A0045 Jan 26, 201512:22 PM 80321671000(9841b5fd.51305rMe56 A0045 Jan 28, 2015 9:49AM 80a2f67 0008841b5fdc51305770e56 A0045 Jan 28, 2015950AM 80.2167 OOO19841b5fd61305770e56 A0045 Feb 26, 20159+46 AM 80.2167 0009841b5fdc5130677Oe56 A0045 Feb 26, 2015 1229 PM 8082%7 O0019841b510c51305770.56 A0045 Mar 02, 20153:40 PM 80a2f67 0009841b5fd61305770e56 A0045 Mu 13, 20159:33 AM b2855aa19ed69a6016ed792647904b3 A0045 Mar 16, 2015 252 PM 80.267 0009841bSfd61305770e56 A004.5 Apr 19 2015 1027 AM 8082167 0009841b5f061305770e56 moss fun 22, 2015358 PM 808067 00019841b51d61305770,56 A0045 Jun 22, 20155:35 PM 8082(67 000f9e41b510c51306770e56 A0045 AA 24, 20/51232 PM 80.2167 00149841b5fthS1X6770e56 A0045 Aug 24, 20152A7 PM 80.2167 003(9841B1c1613057X*56 AOMS Sep 12.2015 838 PM b2855aa19ed6f8a6016ed792647901b3 A004.5 Sep 24,2015 7:08 PM b2855aa 9ed6f8a6016ed792647904b3 A0045 W28, 20153:17 PM 80a2f67 00319841b0dc513C6770456 A004.5 Oct 07, 20156:17 PM 8002167 00019841b510c51305770e56 A0045 Oct 24 2015 956AM 80a2f67 03019841b5f001305770.56 A0045 Oct 24201510:20 AM 80.2167 000f9841bSfd613057Me56 A004.5 Nov02, 201511:29 AM b2855aa 9ed6f8a6016ed792647904b3 A0045 Nov 02, 211511:44 AM b2855aa 90511.16016,0792647904b3 A0045 Nov 02, 2015 11:53 AM b212550 9001484601640792647904b3 a0045 Nov 04 2015 10:01AM b2855aa 9ed69a60161d792647904b3 A0045 Nov 04, 201511:59 AM 80a2f67 0009841b51d61305770e56 A0045 Nov 07, 201511:38 AM 80a2f67 0006841b0d61305770e56 A0045 Dec 17. 201.5 12:33 PM 80.2167 0009841bSfd61306770e56 A0045 Jan 06.2016 7:25 AM b2855aa 9ed6f8.16016ed792647904b3 A0045 Jan 06, 2016 7:25 AM 6285544 9ed6f8a601(40792647904b3 A0045 Jan 06, 2016 758 AM b2855aa 9ed6f8a601600792647904b3 A0045 Jan 06, 201612:35 PM b295.5aa190051836016e0M647904b3 A0045 Jan 06, 20161:14 PM b2855aal9ed6f8.36016ed792647904b3 A0045 Jan 23, 2016 733 PM 80a2f6710009841bSfd61306770e56 A004.5 Feb 17 20168.37AM 12855u19ed6f1366016,0792647904b3 A0045 Feb 17. 2016 10:37 AM b2855aa1944618.601600792647904b 3 A0045 Feb 17, 2016 1:14 PM b2855aa19ed6f8a6016e0792647904b3 A0045 Feb 17, 2016 858 PM 80a2f671000984lb5061305770e56 A0045 Feb 17 20169:00 PM 80a2f6710009841b5fd61305770e56 A0045 Feb 17 20169:10 PM 80a2f67100019841b5fdc51305770,56 A0045 Feb 18, 21167A344/ b2855aa1944(41336016e0792647904b3 A0045 Feb 18, 20168:20 AM b2855,sal9ed6f8a6016ed79264790403 1/9/2020 AXP Restricted AMEX°93P96 of 45 J y EFTA01686988 CO *0045 Feb 18, 2016 3.26 PM 028S5a.,19v(1618..6016ed 7926479040 0 0 40045 Feb 18, 2016 657 PM b2855.819ed603)6016e079264793403 I A0045 Mar 29, 2016 5:22 PM 80a26571000(9841651&513C6770,56 I 0 A0045 • 19, 20169:35AM 8032167100019841651dc51305270456 I 0 40045 26.201611.20 PM 0 40045 Jun 13, 20165:12 PM 0 *0045 Jul 27, 2016 5:09 AM 0 40045 17 20169:23 PM 0 *0045 27 20164:36 PM :Is.. ter/ l•s4 I.!✓'}I;W:74 k 1 -1./s , -,Ira 0 40045 • 07,20161157 AM • .. . .7 I • 0 40045 • 23,2016 10:26AM b2ESSaa19ed6f8a6016ed79264790463 0 40045 • 23, 201644 PM 80421671030084165fdc51305770,56 0 40045 Ott 27.201612:29 PM 8042$7100319841651651305770456 0 A0045 Oct 30, 20162A8 PM 110a2f671030/9&11651dc513C6770466 0 40045 Nov 19, 201610:36AM . . . - . ... . 0 *0045 Dec 11, 2016245 PM 80a216210C0(984165fd613C677066 0 40045 Dec 24, 2016 407 PM 0 40045 Jan 02,2017 41)1 PM 80a2f6710001984165fdc51305770456 0 40045 Feb 26, 201712:24 PM 80421671COV984165fde51305770•56 0 40045 Feb 28, 20179:21 MA . . - .. .. 0 40045 Mar 01.2017 526 pm Irr.mr —"71, 7717— 0 40045 Mar 10, 2017145 PM 0 MOM •r 17. 2017 2:18 PM • 0 40045 May 03, 2017 10:35 AM • 0 40045 May04, 2017733 AM 0 40045 Jun 01, 201710:11 PM 0 40045 MI07, 2017530 PM 0 40045 Jul 12, 2017832 PM 4 8 • • • - 0 40045 Jul 11, 20178:33 PM t. . • - . .. 0 40045 Jul 12, 20178:33 PM 0 40045 Jul 12, 20178:34 PM 0 40045 Jul 12, 2017835 PM 0 40045 Jul 12, 2017 835 PM 0 40104 A 07, 2017 4:08 PM 0 40104 A OR, 2017 SA7 PM 0 /40104 26. 2017 12:38 PM 0 40104 Srep 05, 2017 255 PM 0 /40104 • 25 201712:48 PM 0 40104 • ZS 201712:48 PM i 0 A0104 Oct 03, 20173:32 PM 0 40104 Noy 06, 20175:16 PM 0 40104 Nov 27, 2017 953AM 0 40104 Jun 18, 20189:32 AM 80a2167100C498416510451305770456 I 0 40104 Jul 18, 20182:27 PM I 0 40104 Sep 04, 2018292 PM 0 40104 Oct 02,2018 8:30AM I 0 40104 Oct 02, 20184:20 PM lur 0 40104 Jan 17, 2019 11.19 MA 0 40104 24 2019727 AM 0 1/9/2020 An Restricted AmExowol, of 45 8 EFTA01686989 fA -c A0104 /4104 A0104 A0104 /40104 A0104 A0104 1/9/2020 Sep 20, 2019 2 35 PM Oct 15, 2019 9:33AM Oct 16, 201910:46 AM Oct 21, 20192:22 PM Oct 28.20194:29 PM Nov 06, 201911:05 AM Nov 15, 201910:23 AM 80a2167100019841051t1 513Ch71 SG 80.21671000/9841851dc51305770e56 80.2167100019841b5M61305770,56 80a2t671001/9841b51651305770.56 80321671000/9841b5Idc51305770e56 8032167100019841b5fdc513C6770e56 80,2167 100019841125166130577066 AXP ReSloCted AMEX °9310?8 of 45 J y EFTA01686990 Co Browser Header • Browser Mira I PC Coolie MoriIla/5.0 (Windows NT 6.1. 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If 11 xi . gt. 9i?. ;; .- if I* 11 i; g?.: r: E - a ,, c f I Internet Ficglorer4)5K i 3 2erVVO:rWVVrWCE kIIII0MIIIII i I fiff11!!'ffgn Internet Explorer-DU lere2a...g...tvpintaivEcrcr ft ! 2K22 E ,fp11111!! oomionnIIII R ouo w Ho ₹ a fill 3333 IIII i 3 I IfpfEtt IS SI 33 ₹ 3 Illm! !!E 1111111i1111iiIIIIiIIIIIililllii1:111illlilillill NULL 000:81 sibEEE n: .l. ....2 Paggl VIII 'Iggi t; An NULL 4' E tl . ii 1 i NULL roo!Moi$MDR$$ BEEVERflgEEE04 il id, m 3 Obtallppji ** .9 *:t1 v5 ,7,7 10A xEE At m%;..tm7;mzEt ftElT4;02 ifIg iiiiiidlililli " 11 14 1 11 11 69.74.16534-1416327962196905 $svi9sw$$$ EREROP11%00 ocioo Enm s mv *545rqr1* mEmm tt imimEc OiSiW2i2ii 411111"111 EV -- 1i - 11 g -1 gag -I- I 66.106.35.217-1378992396301154 s itti . tWill , Fri;i1REi imiw Il "l 88 RIgl ,;pH! .r -I￾i g NULL $$F. 0:0 pin' ;;;;,. ut, l mc I: T ii 4 EFTA01687000 I 8 8 1310e,.la,5 0 (Macintosh, In lel Mat 05 X 10_11_2) AppeWebKit/601 3 9 (1311M1, hke 5alan-DSX en-US 173 54 56 54- 1457970532424127 Modes/SD (Macintosh; Intel Mac OS X 10_11_2) appleWebOt/6013.9 (KHTML, like Salad-DSK ends 173545634-1457970532424127 mozIlla/S.0 (compatible; MSIE 10O' Windows NT 6.1; WOW64; Trldent/7.0) Internet Explorer-USK en-US 69.74.16634-145952083095672S Mozilla/S.0 (Madntosh; Intel Mac OS X 10_11 4) AppleWeblat/S37361KHTML, lice Safari-DISK en-US NULL Moillla/S.01compatIble; MSIE 10.0; Windows NT 6.1; WOWS.; Trldent/7.0) Internet ExplorepOSIC en-US 69.74.166341459520830956725 Mozilla/S.0 (Macintosh; Intel Mac OS X 10_11 4) AppleWeeldt/S3736 MOM& like Safari-DU en-US 108182.22264459533450473243 Mollie/5A leciamatible; MSIE 10.0; Windows NT 6.1; WOW64; Trldent/7.0) Internet ExplorePDSK en-US 69.74.16S-34-1459520833956725 Morita/S.0 (compatible; MSIE 100; Windows NY 6.1; WOW64; Trident/7.0) Internet ExplorePOSK en-US 69.74.16634-145952063095672S Mogila/SA) (Macintosh; Intel Mac OS X 10 11 7) AppleWeblOt/601.3.9 DUIDAL, like Safari-DSK en-us NULL MozlIWS.0 (Macintosh; Intel Mac OS X 10_11_2)AppleWebKIL/601.3.9 (KHTML like Safari-)SK en-us 173545634-1461179085938347 Mosilla/5.0 (Madntosh; Intel Mac OS X 10_11_2)AppleWebiGt/6013.9 (ICHTML like Safari-DISK en-Lo 173545654-1461179085938347 Motilla/SA) (Macintosh; Intel Mac OS X 10_112)AppleWeblOr/601.3.9 (MCP& like Safari-0SX ends 17354.56.54-1461179085938347 Mozitla/5.0 (Macimosh; Intel Mac OS X 10 11 4)Apd*WebiGt/6013.17 (KildAl., Sc Safari-DSK 4.11.6 173543634-1461179085938347 MorMa/5.0 (Macintosh; Intel Mac OS X 10114)AppleWebOt/6015.17 (13171AL, Sc safari-DU en-us 173545654-1461179035938347 MozIlla/s0 (macintosh; Intel Mac 03 X 10114) AppleWebOt/6015.17 (Parma, Sc Safari-DSK en-us 173545654-1461179067038347 Mozilla/S.0 (Macintosh; Intel Mac OS X 1011 4) AppleWeblOt/6015.17 (OWL, Sc Safari-DSK en-us 173543654-1461179085938347 Mozilla/S.0 (Madntosh; Intel Mx OS X 10 4) WebICK/6015.17 (KFITPAL, Sc Safari-DU ends 173545654-1461179065938347 Motilla/S0 (Macintosh; Intel Mac OS X 10_11_4)AppleWeblert/f015.17 (MIMS, Sc Safal-DSK ends 173.545651-1461179085938347 mozilla/S.0 (Macintosh; Intel Mae OS X 10_11_4) AppleWeb/31/6015.17 (KIIIML, Sc Safari-DSK Mid 173 51 5/544461179085938347 Motilla/S.0 (Macintosh; Intel Mac OS X 10114) AppleWebKlt/6015.17 (KWISAL., Sc Safari-EMC ends 173545654-1461179065938347 Mozilla/SA) (Macintosh; Intel Mac OS X 10 11_4) AppleWebet/b315.17 (KHTML, Sc Salmi-DU en-us NULL Mordia/S.0 (Macintosh; Intel Mac OS X 10_11 4) AppleWeb/31/601.5.17 (DITML, Sc Safari-DISK en-us NULL MozIlla/S.0 (Macintosh; Intel Mac OS X 10_11 4) AppleWeblOJ6015.17 (OWL Sc Safari-DISK ends 1733456544464008376007030 Mozilla/S.0 (Macintosh; Intel Mx OS X 10_11 4) AppleWebkid61715.17 COITAL Sc Safari-DSK ends 1735456.54-1464008376007030 Motile/SA (Macintosh; Intel Mac OS X 10_11_4) ApplaWaidt/6015.17 (KIM/4 Sc Safari-DISK ends 173343634-146403637E07030 Mozilla/SA) (Macintosh; Intel Mac OS X 10 11 4) AppieWeblat/6015.17 (1011ML, Sc Safarl-DSK en-us 173345654-1464038376007030 Mozilla/5.0 (Macintosh; Intel Mac OS X 10 11 4) AppleWebldt/6013.17 (KHTIAL, Sc Safarl-DSK en-us 173545654-1464038376007030 Mozilia/S.0 (Macintosh; Intel Mac OS X 10 11 4) AppleWeb101/601.5.17 (KHYML, Sc Safari-DSK en-us 173345634-1464008376007030 Moeda/S.0 (Macintosh; Intel Mac OS X 10_11_4) AppieWebiGt/6015.17 (KFITIAL, Sc Safari-DISK ends 166.171.187.154-1464703873161607 Modes/S.0 (Macintosh; Intel Mac 05 X 10_11_5) ApPleWebalt/S37.361KPITML, like Safari-DISK en-US NULL MosIlla/S.0 (compatible; MSIE 10.0; Windows NT 6.1; WOW64; Trident/7A) Internet Explorer- SK en-US 69.74.16S-34-1459520630956725 Mocilla/5.0 (Macintosh; Intel Mac OS X 10114) AppleWetiKK/6015.17 MUMS, Sc Safari-DSC en-us NULL MOtdla/S.0 (Macintosh; Intel Mac OS X 10_11_4) AppleWebdt/S3736 (ICHTML, like Safari-DISK en-US NULL Malta/S.0 (compatible; MSIE 10.0; Windows NT 6.1; WOW64; Trident/7.0) Internet ExdorepOSIC en-US 69.74.16S34-14S9S20630956725 mpauta/s.0 (compatible; MSIE 10.0; Windows NT 63; WOWS.; Trident/7A) Internet Explorer-051C en-LIS NULL PAmilla/S.0 (Macintosh; Intel Mac OS X 10_11 4) AOpleWebKlt/537.36(KHTML like Safari-DSK en-US 71.187.246.31-1469476525327030 Motilla/5.0 (MecintOlh; Intel Mat 05%10_11 4) AppleWebet/S37.360111ML, like safari-DX en-US 71.187.24631-1469476525327030 Modlia/S0 (Macintosh; Intel Mac OS X 10 11 4)AppleWebMt/6015.17 (KITIML, Sc Safari-DSC ends 75.68.84.137-1470660051960216 Mozilla/S.0 (Macintosh; Intel Mac OS X 10_11 4) AppleWebKit/S37.361DITML, like Safari-DISK en-US 71.187.246.31-146947(625327000 MozIlla/S.0 (Windows 7961; WOW64; Trident/70; n;11.01 like Gecko Modica-DISK en-US 69.74.16534-1471961724300940 Motile/SA) (Windows NT 6.1; WOW64; Trident/7A nr11.0) like Gecko Modica-DSK en-US 69.74.16634-1471961724300940 Modes/S.0 (Macintosh; Intel Mac OS X 10_11 4) AppleWeb1M/S3736104TML, like Safari-DSK tn-US NULL Modes/SD (Windows NT 6.1; WOW64; TISSent/70; MAIO) like Gecko Motilis.DSK en-US 69.74.165344471961724300940 Modila/S.0 (Macintosh; Intel Mac OS X 10_11_4) AppleWOKIt/6013.17 (kH1ML Sc Safari-0SK en-us 75.68.84.137-14706600S1960216 Mozilla/5.0 (Macintosh; Intel Mac OS X 10_11 4) ApplarebOVS373603in1L, like Safarl-DSK en-US 10.20.11.1-1476124028796438 MozIlla/S/3 (Windows 7961; WOW64; Indent/7.0; M110) like Gecko Modlta-DISK en-US 69.74.16534-1471961724300940 Mozilla/S.0 (Macintosh; Intel Mac OS X 10_114) AppleWebqt/S3736 (PCHTML, like Safari-DSK en-US 1065.234,72, 23.67.243.143, 165.254.211AI 10.20.1039, 14 Motels/SA [Macintosh; Intel Mac 05 X 10_11 4) AppleWeeldt/S37361ICHTML. like Safari-DSK en-US 1085.234.72, 23.67.243.143, 165.2S4.211.60, 10.20.1039, 14 Morlda/5.0 (Macintosh; Intel Mac OS X 10_11 4) appleWebld/6015.17 (prim, Sc Safari-osx en-us 75.6824.1371470660051960216 I 1/9/2020 AO Restricted AMEX°93699 of 45 EFTA01687001 Mod. 1,VSD(Maemloah, Inlet Mat OS X 10_11_4) AppleWe It4/601 WWI, Id. Salari-09( en-US NUR MOWla/SA (Macintosh; Intel Mac 05 X 10_11 4) ApialeWaKit/537.36 corrmi, like Salad-DSX en-US NULL Motilla/5.0 (Macintosh; Intel Mac OS X 10.11 4) AppleWebIat/537.36 ito- iPAL. like Salad-DSX en-US 10.20.11.1.1493141644597913 Mozilla/5.0 (Madntosh; Intel Mac OS X 10_11 4) AppleWeb0/537.36 litillMl.„ like Safari-DSK en-US 10.20.11.1.1493141644597913 Mozilla/S.0 (Macintosh; Intel Mac OS X 10_11 4) AopleWeb0/537.36 (KNTML, like Safad-DSX en-US 10 20 11 1-1493141644597913 Modlla/5.0 (Macintosh; Intel Mac OS X 10_12_5) AppleWeW0V6033A (KIITML, like Safari-DSX en-us NULL Motilla/5.0 (Macintosh; Intel Mac 05 X 10_12_5) Apart wet:Kit/53736 (XIIIML, like Salad-C:5K en-US 10.20.11.1.1496691204932214 Mortilla/5.0 (Macintosh; Intel Mac OS X 10125) ApplewebIlit/53736 (XPIDAL, like Salati-DSK en-US 10.20.11.1-1496691204932204 Mozilla/5.0 (Windows NT 6.1; Win64; K64) AppleWeWot/S37.36 (017ML, like Gecko) Safari-0SX en-US 10.20.11.1.1494006561559575 MozIlla/5.0 (Macintosh; Intel Mac OS X 10 11 4) ApplewebKit/537.36 (KHTML, like Safari-DSK en-US 10.20.11.1.14_93111644597913 Motile/S.0 (Madntosh; Intel Mac OS X 10 11 4) ApoleiNeb0/601.5.171131TPAL, Sc Safari-DSX en-US 10.20.11.1.1493132443312833 Motile/5.0 (Madntosh; Intel Mac OS X 10_12_5) AppiewebiGt/6033A (KIITML, like Safad-CISK en-US 10.20.11.1-1498490259967688 Mozille/5.0 (Macintosh; Intel Mac OS X 10_12_5) Applewel03/603.2A (KHTML, like Salad-C:5K en-Lo 10.20441-1498490259967688 Motilla/S.0 (Macintosh; Intel Mac OS X 10_12_5) AINKeWetint/6032A (KiiTPAL, like Safed-DSK en-Ld 10.20.11.1.1498490259967688 Motilla/5.0 (Macintosh; Intel Mac OS X 10_12_5) AppleWel>13/6032A (KITAL, like SOMI-OSK en-US 10.20.11.1.1498490259967688 MozWa/5.0 (Madntosh; Intel Mac OS X 10.12_5) Aoolewetwit/603.2.4 It Wm L. like Salad-DS/I en-US 10.20.11.1.1498490259967688 Modlla/5.0(Madntosh; Intel Mac OS X 10.12_5)ArialeWebta/603 2 4 ( K HIM L... like Safad-DSK en-us 10.20.11 41498490259967688 PAceilla/5.0 (Macintosh; Intel Mac OS X 10_12_6) AppleWebt4/537.36 ONINAL, like Salad-DSX en-US 73.114.162.107.1509023893782507 Mozille/5.0 (Macintosh; Intel Mac 05 X 10_12_6) APPIeWaKit./537-36 I TM'. like Salad-05X en-US 73.114.162.107.1509023893782507 Mceilla/5.0 (Macintosh; Intel Mac 05 %1012_6) AppleWetiKW537361XHIML. like Safari-DSC en-US 73.114 162.107-1509023893782507 Morita/10 (Macintosh; Intel Mac OS X10 12 6) AppleWebI3t/53736 (KH1ML, Salad-DSK en-US 73314362.107-1509023893782507 Modilla/3.0(headntosh; Intel Mac OS X 10_12.6)ApoleWebitit/604.33 (IOHTMI like Salad- SK en-US 24.91.1.54.244-1509545776737368 Modlla/5.0161adntosh; Intel Mac OS X 10_12_6) AppleWeb/3/604.35 (KITTML. like Salad-DU en-us 24 91 154 244-1509545776737368 Mozilla/5.0 (Wad; CMOS 11_0_3 like Mac 051040lewelixiV604.1.38 DiuTM1 lik Safari-Tab en-to 71111.162.107-1509637282224119 Mozille/5.0 (Macintenh; Intel Mat 05 X 10 12 6) ccleWetAit/537.36(KNIML, like Salad-DSK en-US 73.114.161107.1509023893782507 motIlla/5.0 (Macintosh; Intel Mac OS X 10_12.5)AppleWeblOV603.2A (CHIME, like Salad-DSX en-to NULL Motile/5.0 (Macintosh; Intel Mac OS X 10 12 S)AppleWeINOV6032.4 (KJITPAL, Ike Salad-DSK en-its 10035243.190-1509993587575876 Modlla/SA (Macintosh; Intel Mac 0S %1012_6) AppleWebILK/53736021TML lie Safad-DSK en-US 73.114.162.107-LS09023893782507 Mozilla/5.0 (Macintosh; Intel Mac OS X 10_13_1) AppleWeb131/53736 (XHTML, lie Salad-DSX en-US 73.114.162.107-LS09023893782507 MotIlla/5.0 (Macintosh; Intel Mac 05 X 10_13_1) AppkWebeilt/604-15 (KIM& eke Salad-DSK en-us 24.91.154.244-1509545776737368 Mania/SA (Macintosh; Intel Mac OS X 10_13_1)/0014Webeat604.3.5 (KIM& like Salad-DSK enwS 24.91.154.2441509545776737368 Motile/5D (Macintosh; Intel Mac OS X 10_13.1)APpleWebKit/6043.5 (10fiML, like Salad-DSX en-us 24.91.154.244-150954776737368 MOZOWS.0 (Macintosh; Intel Mac OS X 10 13 1) AppleWebni/6043.5 (KIDIAL, aka Salad-DSK en-us 24.91154.244-1509545776737368 M a/5.1)(Madntosh; Intel Mac OS X 10 13 2)ApoleWebKft/604A.7 (0111AL, Ike Salad-DSK en-US 24.91.154.244- S09545776737368 Mozilla/5.0 (Madntosh; Intel Mac OS X 10_13_2) AppleWebOV604.4.7 (ICHTPAL like Salad-DU en-us 24.91.154.244-1509545776737368 Mozilla/5.0 (Macintosh; Intel Mac OS X 10_13_3) AppleWebK it/6045.6 ((HTML. eke Safaril-DSX en-US 2431.154.244-1509545776737368 motilla/5.0 (Macintosh; Intel Mit OS X 10./3_3)AppleiNetAit/604.5.6 ((HTML. lilts Salad-05K en AG 2431.154.2444509545776737368 Mozilla/5.0 (Macintosh; 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Ilke Gecko) Safari-DSK ea-US 10.20.11.1.1479576927308252 Willa/S.0 (Windows NT 100; WNW; x64) ApoleWebl01/537.36 (KHTML. lie Gedt0) Salad-05K en-US 10.2211.1-14795769273%252 Motela/S.0 (Windows NT 100; WNW; WA) AppleWITION/537.36 (WITIAL, like Gecko) Safari-DSK en-US 1020.1111479576927308252 Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebra/537.36 (DITML, like Gecko) Salad-USK en-US 1020.11.1-1479576927308252 Moils/SA (Windows NT 10.0; Win64;x64)AppleWebkil/S37.36 (KHTML. like Gecko) Salad-USK en-US 10.20.11.1-14795769273[6252 Mozilla/S.0 (Wad; CPU OS 10.2 like Mac OS )0 AppieWebit/602.3.12 (KHTML like Safari-Tab en-in 10.2011.1-1488122897749878 Ma:WU (Windows NT 10.0; WIn64; a64)APPieweblat/53736 (KHTML like Gecko) Safari-CSK en-US 10.20.11.1-1479576927308252 Manila/SO (Windows NT 100; Win64; s64)AP04WeblaT/53136(Dina, like Gecko) Safari-DSK on-US 1010.11.1-14795769273C41252 Mozilla/5.0 (Macintosh; Intel Mac OS X 1012 4) AppleWebklt/537.36 (KHTML. like Safari-MK en-US 23220.148.178-1496380260057195 Modlla/5.0 (Macintosh; Intel Mac OS X 10_1.2 4) impleW0131/532.36 00.i1Mt, me Safari-C6K en-US 23220.148.178-1496380260057195 Modlla/5.0 (Macintosh; Intel Mac OS X 10_12 4) AppleWebliat/S37.36 (*gm, lie Safari-DSK en-US 23120.148.178-1496380260357195 Mozilla/S.0 (Macintosh; Intel Mac OS X 10_12 4) AnpleWebK2/537.36 (cH1ML, lie Safari-%K en-US 23120.141178-1496380260057195 Mozilla/5.0 (Macintosh; Intel Mac OS X 10_124) ippleWeblOt/537.36 004TINt. lie Safari-C6K in-US 23220.148.178-1496380260067195 4/10 (macintosh; Intel Mac OS X 10_124) ippleWebKlt/537.36 (KHTML, Me Safari-osx en-US 23220.148.178-149638026CC67195 Mozilla/5.0 (Macintosh; Intel Mac OS X 10_12 4) AppleWetilt/537.36 (miTML. 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We're writing to let you know about some important changes to the Terms & Conditions of the Uber Membership Rewards Program. The updates will take effect 30 days from the date on this letter. The changes. outlined below. arc meant to clarify certain aspects of the program and provide you with additional value when riding with Uber. • Program engagement is eligible only for rides requested in the United States and US Territories. • Transactions will not qualify to earn 2x Membership Rewards Points if your Enrolled Card is not the selected payment method for Uber services within the Uber App. In addition, if your transaction is made with an electronic wallet or through a third party, you will not be presented with the "Use Points" option. and in most raxec you will not receive bonus points. Please be assured that your enrollment status has not changed. You can view the full current Program Terms at amex.co/uher at any time. Thank you for your Card Membership Sincerely. American Express Customer Care ADHENTRHCA1645l AMEX002220 SDNY_GM_00328020 EFTA_00200774 EFTA01687018 AMEX002221 SDNY_GM_00328021 EFTA_00200775 EFTA01687019 American Express PO Box 981532 El Paso, TX 79998 www.americanexpress.com G MAXWELL February 26, 2015 Account Ending In= Dear G MAXWELL: Welt made an update to our Uber Program Terms & Conditions. We're writing to let you know about some important changes to the Terms & Conditions of the Uber Membership Rewards Program. The updates will take effect 30 days from the date on this letter. The changes. outlined below. arc meant to clarify certain aspects of the program and provide you with additional value when riding with Uber. • Program engagement is eligible only for rides requested in the United States and US Territories. • Transactions will not qualify to earn 2x Membership Rewards Points if your Enrolled Card is not the selected payment method for Uber services within the Uber App. In addition, if your transaction is made with an electronic wallet or through a third party, you will not be presented with the "Use Points" option. and in most raxec you will not receive bonus points. Please be assured that your enrollment status has not changed. You can view the full current Program Terms at amex.co/uher at any time. Thank you for your Card Membership Sincerely. American Express Customer Care ADHENTRHCA16451 AMEX002222 SDNY_GM_00328022 EFTA_00200776 EFTA01687020 AMEX002223 SDNY_GM_00328023 EFTA_00200777 EFTA01687021 American Express P.O. Box 981535 El Paso. TX 79998 www.americanexpress.com March 17, 2015 G Maxwell For Account Ending In Dear G Maxwell, Thank you for being a loyal American Express Card Member. We are writing to inform you of some important changes that we are making to your Business Gold Rewards Card. We have added some benefits and taken others away. We hope that these changes will allow us to provide you with more value when you use your Card. This letter contains a brief summary of these upcoming changes. For more details, please see the enclosed Summary Table and Detail of Changes to your Agreement. Your Annual Membership Fee will be changing. On your next renewal date on or after May 08, 2015, your Annual Membership Fee will increase to $175 for the Basic Business Gold Rewards Card (previously, this fee was $125). For Additional Business Gold Rewards Cards, the Annual Fee will be $50 for the first Additional Card and there is no fee for Additional Cards after that (previously, this fee was $45 per Card). This Additional Card fee change will take effect in your first billing cycle on or after May 08, 2015. The Annual Fee for Additional Business Green Rewards Cards will remain $0. You will be able to choose a category to earn 3X points. You currently receive additional Membership Rewards® points when you reach an annual spend threshold (25,000 additional points for spending more than $50,000 over the applicable year). We are replacing that annual points benefit with the ability to earn additional points on select business purchases. Now, you will be able to choose how to earn more points for your business each year. Choose one of the five categories below in which to receive 3X points: Airfare purchased directly from airlines U.S. purchases for advertising in select media U.S. purchases at gas stations U.S. purchases for shipping U.S. computer hardware, software, and cloud computing purchases made directly from select providers You will receive 2X points on purchases in the remaining four categories, and 1X point on other purchases. 3X points and 2X points apply to the first $100,000 in purchases in each of the five categories per year, lx point per dollar thereafter. 349991844504241 cmiamiRtektipow SDNY_GM_00328024 EFTA 00200778 EFTA01687022 You will be getting a new Business Gold Rewards Card. We will send a new Basic Card to the address we have on file for you after May 08, 2015. Once you receive your new Card, please activate it, choose a 3X points category, and destroy your old Card. In order to protect your account, your Card will have a new 4-digit security code and expiration date. If you have recurring payments set up with any businesses, please update those providers. Your account number will remain the same. Asa reminder, your annual fee will not change until your next renewal date on or after May 08, 2015. More details about these changes can be found on the following pages. If you have any questions, please call us using the number on the back of your Card. Please note: If your account is canceled for any reason or enters a pay-down program (CARE) between now and May 08, 2015, it will not be affected by these changes at this time. If your account is currently receiving the Servicemembers Civil Relief Act (SCRA) benefits, we will not increase your Annual Membership Fee at this time, and it will continue to be waived while you are in active military status. Please call or contact us using online Click to Chat if you have any questions. We hope that your new Business Gold Rewards Card will be even more rewarding for you and your business. Thank you for your Card Membership. Sincerely, American Express Customer Care AMEX002225 SDNY_GM_00328025 EFTA 00200779 EFTA01687023 Important Changes to Your Business Charge Card Account We are making changes to your Card account and benefits. If your account is canceled for any reason or enters a pay-down program (CARE) between now and May 08, 2015, it will not be affected by these changes at this time. The detailed changes to your Cardmember Agreement and the relevant benefits can be found after the following summary chart. Summary of Changes Annual Membership The Annual Membership Fee for your new Business Gold Rewards Card Fee will be $175 (previously, this fee was $125). You will be charged this new fee upon your next renewal on or after May 08, 2015. How to Avoid This Fee Increase: You can avoid paying this new annual fee by transferring to another Card or cancelling your Business Gold Rewards account before your renewal date. If you cancel, you won't be able to use your Card for new transactions. In addition, you may forfeit any Membership Rewards points, so you should redeem those points before calling us to cancel. You can cancel by calling the number on the back of your Card. If you are covered by the Servicemembers Civil Relief Act (SCRA), we will not increase your Annual Membership Fee at this time, and it will continue to be waived while you are in active military status. Additional Card The fee will be $50 annually for the first Additional Business Gold Rewards Annual Fee Card on your account and no fee for other Additional Gold Cards (up to 99). (Previously, the fee was $45 for each Additional Business Gold Rewards Card.) The fee will remain $0 for Additional Business Green Rewards Cards. If you currently have any Additional Business Gold Rewards Cards on your account, you will be charged a prorated annual fee for the first card at the new rate in the first billing cycle after May 08, 2015. The prorated fee will be based on the time remaining until the anniversary date of your first Additional Business Gold Rewards Card. If you have more than one (and up to 99) Additional Business Gold Reward Cards, you will receive a prorated refund for any annual fees paid for your Additional Business Gold Rewards Cards at the old rate. AMEX002226 SDNY_GM_00328026 EFTA_00200780 EFTA01687024 How You Earn Membership Rewards8 Points We are changing how you earn additional Membership Rewards points. Previously, you received additional points when you reached an annual spend threshold (25.000 additional points for spending more than $50,000). We are replacing that annual points benefit with a new approach that allows you to earn additional points on select business purchases. Effective May 08, 2015, you will be able to choose a category in which to receive 3X points from the following list: Airfare purchased directly from airlines US purchases for advertising in select media US purchases at gas stations US purchases for shipping US computer hardware, software, and cloud computing purchases made directly from select providers You will receive 2X points on the remaining four categories and 1X point on other purchases. If you do not choose a category, you will receive 3X points on airfare purchased directly from airlines, 2X on the remaining four categories, and 1X on other eligible purchases. 3X points and 2X points apply to the first $100,000 in purchases in each of the five categories per year, lx point per dollar thereafter. If your annual spend threshold year is in progress as of May 08, 2015, you will continue to receive additional points after reaching annual spend thresholds for the remainder of the applicable annual spend threshold year. Afterward, this benefit will no longer be available. See the additional pages for the Detail of Changes to Your Agreement and for important terms and limitations. AMEX002227 SDNY_GM_00328027 EFTA JX)2f X)78 I EFTA01687025 Detail of Changes to Your Agreement The terms of the account referenced in or with this notice are subject to change in accordance with the Cardmember Agreement (the "Agreement") and the Business Gold Rewards Card Terms and Conditions (the "Terms and Conditions") governing the account. This notice formally amends the Agreement as described below. Any terms in the Agreement conflicting with these changes are replaced fully and completely. Terms not changed by this notice remain in full force and effect. We encourage you to read this notice, share it with Additional Card members on your account, and file it for future reference. If you have any questions about these changes, please call the number on the back of your Card. Annual Membership Fee Effective May 08, 2015, the Annual Membership Fee section on page 1 of Part 1 of your Cardmember Agreement is replaced with the following: Annual Membership Fee $175 Annual Fee for Additional Cards Effective May 08, 2015, the Annual Membership row of the How Rates and Fees Work table on page 2 of Part 1 of your Cardmember Agreement, is replaced with the following: Annual Membership This fee is on the Rates and Fees Table on page 1 of Part 1. We will charge $50 for the first Additional Gold Card and no annual membership fee for each Additional Gold Card thereafter. The maximum number of Additional Cards on an Account is 99. Membership Rewards Points Effective May 08, 2015, the terms of the annual points benefit are deleted and replaced with the following: With your Business Gold Rewards Card from American Express, you earn at least one Membership Rewards° point for each dollar you spend on your Card for eligible purchases. For the first $100,000 in eligible spending in each calendar year in each of the five categories specified below, you can earn additional points, as follows: you can earn: (1) 2 additional points (for a total of 3 points) in one category of your choice from the five categories specified below; and (2) 1 additional point (for a total of 2 points) in the remaining four categories. The five categories are: (1) airfare on a scheduled flight charged directly with passenger airlines (charter flights and private jet flights are excluded); (2) advertising purchased in the U.S. to promote your business online, on television, or on the radio: (3) gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations); (4) shipping services purchased in the U.S. for courier, postal, and freight; and (5) computer hardware, software, and cloud computing purchases in the U.S. made directly from select providers. (The current list of select computer hardware, software, and cloud computing providers is available at: americanexpress.comirewards-info.) Eligible purchases in excess of $100,000 in the applicable category in a calendar year will earn only one point for each dollar spent on eligible purchases. You may select the category in which to earn 3X points within the first two months of becoming a Card Member. Thereafter, you can change your selection only once during the annual selection period which runs from December 1st to January 31st each year. You can only change your category once annually. You can make your category selection by either calling the number on the back of your Card or going to www.open.com/businessgold. If you do not make a selection during the initial enrollment period, you will receive 3X points on airfare purchased directly from airlines. If you do not change your election during the annual selection period, your category will remain the same as the previous year. Only the Basic Card Member or Authorized Account Manager with Full Access may make the selection and their selection will apply to purchases made by all Card Members on the account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, AMEX002228 SDNY_GM_00328028 EFTA_00200782 EFTA01687026 purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. Merchants are assigned codes based on what they primarily sell. A purchase will not earn additional points if the merchant's code is not eligible. Purchases made through third-parties (including resellers and online marketplaces) or through a third-party payment account will not earn additional points. A purchase may not earn additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet. Terms and Conditions for the Membership Rewards° program apply. Visit membershiprewards.com/ terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice. ID 10110 AMEX002229 SDNY_GM_00328029 EFTA_00200783 EFTA01687027 TRMUNCS6000500 I Page I of I • III We are investgating your dispute Wxount Ending In. Dear G Maxwell Thank you kw the notification about the chargels) on your account twang in 08004 Worn Nehvork Solutions. %Stile we arc investigating this for you. you ma not be responsible for the amount wan renew of $169 84. We wa also adjust any interest charges and any Pinata Express fees associated wth the (flouted anon. it applicable. We wtl by to resolve the matter in less than a month. However. complex Cases may require additional tine. You me hear from us on this investigation has been resolved. You nay cheek the statue o your inquiry at any line by vying arnenCanexpress oainfinourycen,er. Plane dick her, to New our Frequently Asked Questions. Thank yOu 101' the 00110111.1011y 10 assist you in 1114 MAW. Sancta*. American Express Customer Caro Dispute Reference NUMbef NWCOl34 SICKS1a11111.21n0t111 I Add us II/ 1,4411A0211aa Ogg, 11.. n a oalornet tem. inmed 11011 roman t.pns 1.1wq the tpl,01,11 nal /undo may rug ttxk **(way mensa1S• *Om WIN lad W µI crud acoptel To Wm mow afxvi <mei st0+11,1 repot a 11.41PCWAl 04rUt Seale ant vs al =12a Vie 0.401, M loo 011 tore* to lna e-mail 11,1 /Wool «Wad b sco.reb wa Colgellar Lowy/4 2010 Amstan Emelt AS rate. rnears.1 TWICE160005(01 AktEX002230 Imps://monocle.aezp.com/retrieve/ey.10eXAiOLIKVIQiLCJhbGc1O1J1Uzl I NiJ9.eyJ I cm41O... 1/6/2020 SDNY_GM_00328030 EFTA_00200784 EFTA01687028 TRMUNCS6000200I Page I of I • III We have credited your account Account Ending In Dear G Maxwell. We're sailing to lel you know Mat, as a result of our investgatun. weve credited your account for $161.56. which me appear on your neat staternont It has been a pleasure to assist such a valued Card Member We trust our seence level has exceeded your expectations. Arnencan Express strives to provide the high quality of service Mal would Sow our valued Card Members to encourage their Mends and lankly to become a pail of the American E amass If there is swilling I can assisi you wen in the haute. Abase COMBO, Gay Grano at 806936-0236 eat 1266570. Thank you for the cpponunity to assist you in this manes. Sincerely. Aniencan Express Customer Care Dispute Reference Number NWC0022 yew Co! OThiWir Valarr.nt I o I.efvr eoea Th. el a On/Doo• L as ‘Tell Near Tr/ ""/ tin Spiloo,g own roue sag 10 y.toreal ars...W. TOIPAM Inroa abeut trawl Woo, Cr •,901a suspcitTas aMl cease ants at =naps we vela M yo.ne Ix ratty logs 0.eriaal lM nsta•J tonal lostoat., .1 Qfillgiffal CO•victil 2010 AIIWCAn Croons Al rpm remove TWUNCINOCCOCOI AMEX002231 https://monocle.aexp.com/retrievekyJ0eXAIOLIKV I QiLCJhbGciOillUzl I Ni.19.eyJ I cm4 O... I /6/2020 SDNY_GM_00328031 EFTA_00200785 EFTA01687029 TRMUNDHS0030001 Page I of I We need additional information for your dispute Acodued Ending In Dear G Maxwell. Thank you for cent/IMO us about the Charges) On your account from THE STANDARD fAIAMI ROOMS. In Older Mr us to continue the investgation on your behalf we would like you to provide us with • A signed copy of the original charge Mal reflects the amoum, or the Original itemized (Mermen, that reflects tie amount or DOM signed Charge recad and demised document Mal reflect the amount. While we are investogabno this inquiry you wit not De responsible for the amount under review of $614.57. We will adpist any applicable Wryest charges or American Express lees aSSOCrated vein the disputed assieunl. Please send the above inIcanalion Dy uploadwg your documents at arnencanexpresscoredowmentcattehryou prefer. you may also fax Use requested orecanalicei to 623-414-3001V. or mad d to the following oddness AMERICAN EXPRESS CREDIT CARD ACCOUNT CUSTOMER SERVICE DEPARTMENT PO BOX 981540 EL PASO, TX 79998-1540 If we do not receive the intornwtico we have requested Dy 01•23,20 IS we will assume this matter has been resolved and reapply the amount under review to your account. Fleas* dick hsrg to view our Frequently Asked Ooeshons Thank you for the opportunity to assist you in the matter. We look forward to hearing from you so we may complete our invidesgaban Sincerer Arnencan Express Customer Care Depute Reference Number. M5A421117 YON Cu' Prtrini 21112=1 t. • woo-, td-o.e*.trui ran E Usry gurnyinkrnal Outlet Only MO tleCe Se.14.q•neisa2es fro, berg sag lo t•Ng arcou'l . To 'nun r•cee *WA email seoaty co repo, SiflpcKui trnal phase Tel Nil nitStateentSagnianaVM Welty Y On lig la refry iolha ben flirted forted N scoa,e1a ra _dlatiajn (gpvt;hi 2011Ainee.can Evens Al rules 'reserved TRIIIIJOHS00)0011 AMEX002232 https://monoc le.aexp.com/retrieve/eyJ0eXA iOU KV1Qi LCJhbGciOillUzl IN iJ9.eyJ lcm4iO... 1/6/2020 SDNY_GM_00328032 EFTA_00200786 EFTA01687030 TRMUNDHS0030001 Page I of I We need additional information for your • dispute Account Crewe In Dear G Maxwell. Thank you for contaCerg us about the charIMIS) en your account Morn DIE STANDARD MIAMI ROOMS. In order for us to oonlinue tie snvespetion on your behalf we would like you to provide us with • A erred copy of the original ohne Mal reflects Ito amount. or the original nerraed document that reflects We amount or OW signed charge record and deemed document Cal reflect the amount. While we are aureate/ohne this irMlary you wit not be iesponsble for me anon' under review of $614.57. We will a:trust any applicable Warne charges cc American Ewers lees telecasted wen the disputed asscuni. Please send the above irdconalion by Waxing your documents at Sagi woe ncs nes essc ni you prefer. you may also fee the requested mformaticn to 623-M4-300V or mailed the fanning address: AMERICAN EXPRESS CREDIT CARD ACCO%MT CUSTOMER SERVICE DEPARTMENT PO BOX 981540 EL PASO, TX 79998-1540 II we do nol receive the inlOrmatIon we have requested by 0123/20 IS we will assume the matter has been resolved and reapply the arnount under review to your account. Please dick hem to wow our Frequently Asked awoken, Thank you for Me opportunity to assist you In the matter. We look forward to hewing from you so we may complete our inveaClabon Sincerely. Arnencan Express Customer Care Dispute Reference Numbs. M5A4287 Mee Cy ender 2414MMI I w la le Your Manus US T., ,.. A „„,„.„,. m . .. armour Enna Va.,' tr. query.eh mat bray. Ml Here aerVary, nassaaes fro,. berg sort le wag ,are acenuri Tolearn -oe recutell*. yetwty Es roped a SrriparKui. a-mil pleat* end, et attgleetentaatoStalanavw Lrelie alet nee mrafl la leery loth. errmall bet nsleac) Carex, La weaver ea praIrtierne Ce:pyrItit 2018 Atrreetraer Empress Al roles reaerred 1/04130180030031 AMEX002233 https://monocle.aexp.com/retrieve/eyJ0eXAiOiJKVIQiLCJhbCciOillUzlINiJ9.eyJlcm41O... 1/6/2020 SDNY_GM_00328033 EFTA_00200787 EFTA01687031 TRMUNCS30010002 Page I of I We have closed your dispute Account Ending In Dear G Married Thank you for contacting us about the chageisi co your account ending in 08004 nom En Design Inc We are wilting to let 'to know that we we Geeing your inquiry We appreciate your Riling us that you no longer dispute the chargers). Thank you for taking the lime to contact us. Since we haw closed you inquiry. we will reapply the amount under review of $14500 lo your account, and it wig appear on your upcoming statement. Thank you for The opportunity to asusl you in this mane,. Sincerely. American Express Customer Care Dispute Reference Number M5%58-41 Sitalkatadxfdaltaisnt I etiki1111LYZILMI61111ta lln is • customer senVe c-mad I,t, Amen,. Egress L'...) the spar•• ) yak ....I•unct.-o- may nee Mock tarn.") ]-atucork from bean; wtn lo rwr en's. arccurg To learn-'. nbaut e-mall aquatic repert a SuSpeanIS cenne .51 ulaIat gi gamy gam sit Vre Lath aY ao. n:I lo forty lo Tw e.nnal Da ming (O/pd M $0100•1$ wammusn Cepogl,1 7010 Airmen (went AI rghts orretid TM/A=30010032 AMEX002234 hops://monocle.aexp.com/retrieve/eyJOeXAiOiJKV I QiLCJhbOciOiJIUz1 I NiJ9.eyJ I cm41O... 1 /6/2020 SONY_GM_00328034 EFTA_00200788 EFTA01687032 TRMUNCS300 10002 Page I of I We have closed your dispute Acoouni Feeling In Dear G Maxwell Thank you for contacting us about the chargetst on your account ending in 08004 trait En Design Inc We are ...temp m let you know that we ate clowng your inchary We appreCale you( tellng us that you no longer dispute the Charges). Thank you Ice taking Me lane to contact us. Since we have dosed your inquiry. we wit reapply the ankunt under review of $145 0010 your account, and rt coil appear on your upcoming statement. Thank you tot the opporlinty lo asusl you in this mane, &Merely. ArnenCan Express Customer Cate Dispute Reference Number M5X$841 ),,,Te•fP, sbutusassusgesuaza MO r ri utrg io r.r ems. arccurg To learn etre *tut e.iall unaarty w reptri a luso e :kayo nil vs al gillegirSafj.“02051122 Vie 6n:to arl ro. n:( it re* It nn a+nwi o.r •• conacl w moaelPs nngfrimusn Coppreti 2010 Amercen (Wren. N rout ."evil. TetraCilq00100:03 AMEX002235 https://monocle.aezp.com/retrieve/eyJ0eXAIOLIKV I QiLCJhbGciOiJIUzl I N iJ9.eyJ I cm4 O... 1/6/2020 SDNY_GM_00328035 EFTA_00200789 EFTA01687033 TRMUNCS6000300I Page I of I We have credited your account 'Wean Trove in Omar G MAXWELL. Were writing to let you know about the chargers) mar appeared an your American Espresso Card satemenl from NETWORK SOLUTIONS. We contacted NETWORK SOLUTIONS so we can gel additional support for ate charge. As of today. they have not given us the olornoloo we asked For. As a result. we have issued a credo tor $16984, wrath will appear on an upcomog statement. Please be advised that the creGt we appear in the amounts of 313914. 514.95 and $14.95. Thank you lot the ceponunity to asps; you in this natter. Sincerraf. Arnencan Express Customer Care Moloch) Reference NUMMI NM0134 YIttalaalrallEla I aiVU.X2SISIITLESS Ti. & 0J110111.4 %emcee-mar Ton rrnerrao Crpt4S. Usnl ,OYrvlragal IOrriO^ may MO Hcp ...$14.aes from bewg sea lo y4to ...al WO:WI To Wm, fro abast 4-., t 4 1.o/on ..."epon l imp. X., ...an/ cle444 .wt vs at in YR 1.4.01, .k lr. not ei" to en...Anita In1 rueat (attnl us ate.rst, tRULJVC9:00)3:01 AMEX002236 Imps://monocle.aexp.com/retrieve/eyJ0eXAiOiJKVIQiLCJhbGciOillUzlIN119.eyJlcm41O... 1/6/2020 SDNY_GM_00328036 EFTA_00200790 EFTA01687034 TRMUNDHS0001001 Page I of I .1 We have credited your account A“Ounl Ending In Dear G Maxwell. Were wiling to lel you know that after renewing your nguiry.we crecked your azcount tor 510 65 . 31065. You can expect to seo the CreCI4(S) on an upcoming statement My merest cnarges and any Americas Express lees associated with lhe cbarge(s) have also been Waisted Thank you for the opportunity to assist you in Ws mailer. Sincerely. ArnenCan Express Customer Care Chyme Reference Number N1O2016 lefalablaarriglatnni I Ass Us ix Veer Arys-rrse Po* Ins rs cuslorrer servee emadlrae amere, Egrets atersj Ire -.al rus:lee nuy re, taxi rearswera , a,...094% nom Wray sari Is yap traalareares to leant ^/va ate ut errs.,'.curry Cr revel a susCrestus eerbal (Mese est us al jaeCoMfafttlaanntltia Salta ask sot rel to reply ram, aurae trsa 'rune Conseil us sassastrea reesmius n Coasuritl ZO le APWC.SO Ewen rules rawer.,. Tftsmassoceson AmEX002237 https://monocle.aexp.com/retrieve%yJ0eXAiOiJKV I QiLCJhbOciOiJIUz1INiJ9.eyJ I cm4iO... 1 /6/2020 SDNY_GM_00328037 EFTA_00200791 EFTA01687035 TRMUNDHS0001001 Page I of I • III We have credited your account Account Ending In Dear G Memel. We're Nem to IN you know that. alter reviewing your elquiry.we credited your arrant tor $9.99 $9.99. You can gem" to see the crecths) on an upcomng statement. My Wryest charges and any American Express lees associated with the chamois) have also been athusied. II the merchant provides supporting information br the charge by 07/1812019. we may retell your aCr.ainl. • so. we vita send you a War with a copy of the information we received torn me merC•ant Otherwise. your credit vol become permanent and we MI dose this inquiry. Thant you for the Opperlunily to anal you in On maker. Sincerely. Amencien Express Customer Care Deputy Reference Number NICI2I Is yaw Ou, hien Ridennell h telltatizattailiza Ts ft • cus/orner teiwe e.mal Iron Atritran Egress Ls.) the spamefirak ',Cm' may nce Pock senay renews from ben; untie your envoi amoun To learn etre atxut e-mel vuory D. repot a suspaus egnat pease **eel vs al SlinglinjgfraealfilliaYrt 1..nitr aY ao. n:I Lo mpty ro lira e.nnaol b.1 gnMal (WWI ler Mann/ wfaSict Cep,n0II TOM Anwan t rpm% ha nett ..reed. Trea•altaX0.031 AMEX002238 https://monocle.aexp.com/retrievekyJ0eXAIOLIKV I QiLCJhbGciOillUzl I Ni.19.eyJ I cm4 O... 1/6/2020 SDNY_GM_00328038 EFTA_00200792 EFTA01687036 TRMUNDHS0001001 Page I of I a We have credited your account Account Eliding In Dear G Maxwell. Were writing to let you know that after reviewing your viguiry.we uecited your account tor $9.99 , $9.99 You can etpoct to see the credal') on an upcomng statement My Wowsl charges and any American bores, lees associated with the charts) have also been Waisted. If the nwchant provides swaporling ink:matron for the charge by 07/1812019. we may reed your account Pio. we WO sand you a latter with a copy of the Inkimation we received Iron me merchant. Otherwise. your amid eel become permanent and wo via dose this inquiry. Thant you lor the opparbauly to assist you in this matter. Sincerely. AMOIX.311 Express Customer Care Dispute Reference Number. NID2I19 Vwr nrr VnwrvS a I biltgailzabalecaittai Tr., It a wiener ferWee411•IIITcen Atnalfan Egress t.,inn lie sciamorak rat Lre"..- may no Intel i.nag missy.* Tram berg vent lo your nal mato" To learn rwa exul renal vuotir tr neppi a nispOCvs wnwit Seale Vel vs al ritlarra Vet n:4 to forty ID Wm gelid pa r41.14 rowan la Harrell v. Capprghl ;Olt AMT.. (went AI rghts onaetid Tireares$00R031 MAEX002239 Mips://monocle.aexp.com/retrieve/ey.10eXA iOiJ KV I QiLCJhbOciOiJIUz1 IN iJ9.eyJlcm41O... 1/6/2020 SONY_GM_00328039 EFTA_00200793 EFTA01687037 TRMUNDHS0001001 Page I of I III We have credited your account • Accounl Ending In Dear G Maxwell. Were %mama to MI you know Mat after rewevang your tiquiry.we crackled your account tor 510 65 . $10 .65 You can expect lo see rho rascals) on an upcoming statement. My Merest charges and any America', Express lees associaled with ihe chargtfts) have also been wbusicyl Thank you br the rasporiumly lo assist you in Ms marat Sincerely. ATOCIC.411 Express Customer Care Disable Reformat Number NID2076 NLb,: A paappppi I rars m loxes, mow, Flo{ Cr repel a suspcitus (MaeVat a? imenancevveCoVLON11,2 WAN* ask menm to repair loin, •-maa tra nsel mend it, 4.t.,•/, e.• naM17.11 cq Cµ)ryrl 7019 AIINIVCSO f /WOO All tun% •emtral TrernetraaCeiter ANIEX002240 Mms://monocle.aezp.com/retrievefeyJ0eXAiOLIKVIQiLCJhbGciOiJIUzlINiJ9.eyJIcm41O... 1 /6/2020 SDNY_GM_00 328040 EFTA_00200794 EFTA01687038 TRMUNCS6000300 I Page I of I a. We have credited your account Scopus, Ending In Dear G MAXIAELL. Were writing to let you know about the criatgers) that appeared on your Amencan Expresso Card statement from NETWORK SOLUTIONS. We Contained NET AVOW SOLUTIONS so we can cool additional support 10f the charge. As of today. they have not given us the seorroshon we asked lot. As a result. we haw issued a credit tor 514 0. i•luch coq appear on an upcoming statement. Thank yesi "Orme CpcOnwely 10 assist you in Irks matter. Snow* Amencan Express Customer Care Dispute Reference Nuntber NIS9374 IM.. a oaken. Wows 0911•S hos Armour E mums Our.; et. lyiniffir., mot noose- met tut WO woo. messages torn bong co l our oral aostutt To Wmme abC•A areal Moat ce repot a tutpcousentot eleme ml us Si ieneneensaiestegVM &ens .Pa To. ste le mph 10 Vie ematl b./ rules, otastl is 'MUM OtortVil 2019 Itnercon (Mims Al Men ITSWII0 TRULINC*10003001 AME(002241 Imps://monocle.aexp.com/retrievekyi0eXAIOLIKV I QiLelhbUciOUIUzl I Ni.19.eyJ I cm4 i()... I/6/2020 SDNY_GM_00328041 EFTA_00200795 EFTA01687039 TRMUNDHS0001001 Page I of I • lIll We have credited your account ACCOUIll Ending I Dear G Maxwell. Were ranting to lel you know that, after reviewing your siquery.we uecited your account tor 536 34 .345al You can expect lo see the ctectets) on at upcomong statement My nterest clsarges and any American Express lees associated with the charge(s) have also been aisosictl Thank you Tor the ropontsuly to assist you on Ow matter. AfftefICall Express Customer care Dispute Reentries Number N I 69350 yaw an Psi ss SMIOTINI I tS2Sl L• eabaSenaa sr. -.Slurs:to, ray nss taxis , • •; 1 airy te Ns:S.1a suspcstss e-rral sleaue got , rreerantass., "rooiest We lei* Lvi W. is mph item email nu..nonsa s rovitrwo Cam Own/4 }019 AneeCan f rye,* MI rules snows, minceismatom AMEX002242 https://monocle.aexp.com/retrievekyJ0eXAIOLIKV I QiLCJhbGciOillUzl I Ni.19.eyJ I cm4 i O... 1/6/2020 SDNY_GM_00328042 EFTA_00200796 EFTA01687040 TRMUNDHS0001001 Page I of I We have credited your account Account Ending in Dear G Maxwell. Were writing to let you know that after renemng your eiguiry.we necked your account tor 336 34 .345al You cal expect lo see the CreCIA(S) on al upcomtng statement. My merest <nage% and any America', Express lees associated with the charge(s) have also been adeated Thank you for the Opportunity to assisl you in In matter. Sincerely. American Express Customer Care Dispute ReferenCe Number NISSI350 Acy Us M .'Sur Aram On* Cr MVO a suspcitns (Mate Vst !A 47 jp-nrfanntresaeffrkfm/11,1 'A" b pr la ?spay la TA .mm 0.f ritlaal torten chtSlOgLc Jet Cecnr'i .7019 AIIWCAO C.piev. u rule., TrelislearSOCeiOn AMEX002243 https://monocle.aexp.com/retrieve%yJ0eXAiOiJKV I QiLCJhbOciOiJIUz1 INI19.eyJ I cm4 O... 1 /6/2020 SDNY_GM_00328043 EFTA_00200797 EFTA01687041 TRMUNCS6000300I Page I of I • .... We have credited your account Accourd Ending M Dear G Maxwell We're writing to le you know about the chafge(s)lhat appeared on your Amerman Expresso Gerd statement from The Slandard Ihami Rooms. We contacted Th. Slandard Marry Rooms so we can get addlbonal support Ict the charge. As of loday, they have not given us tee inlennaten we asked for. As a rests, we have issued a crectt tor $614.57, which MI appear on an upcornng statement. If you need additional assstance please red tree to (Math PA 10 your Customer Care Prolessonal LaTonya al t 800-906-0236c extension 1287051. Thank you for Me opportunity to assist you In tin matter. Sincerely. Amencan Express Customer cede Dupuis Reference Number MSAA287 Ow FINK."' Wag= I Am imo Total Mein. agra n custu^e. SN•Et e.t.a II•CM AentrKiin Gpet, stuinwk mallvctc., may iX4 :-e fro."' htrvaa. /0 r>u, telal an,o.i att:ol 0-m•41.000ty coz.1 tow..., pit .ne JTargiDateghtditabg ledly A4k p04 it, Inn a.mnit..1 nitro', (onset • Cull0.• , C-Int ICI; 4rr.aan l•r^,1 el "9" , ""n^ 0 TMAINCSISCOMON AMEX002244 hups://monoc le.aexp.com/retrieve/eyJ0eXA iOiJ KV1Qi LCJhbCciOillUzl IN iJ9.eyJlcm4iO... 1/6/2020 SDNY_GM_00328044 EFTA_00200798 EFTA01687042 TRMUNDHS0020001 Page I of I • III We are investigating your dispute Account Ending In Dear G Maxwell We're "(Ming to let you know that we've recsved your ingwy about the chargels) Iron GODADDY.COM on your account °tieing al 06004. Wide we investigate this for tout you won't be responsible (or the 5503.78 under resew. Il necessary well adjust any interest Merges or hinerrean Esyreas fen assooaled ‘vth the disputed aMOurtl. Wet try to resolve Me mallet in less Man a month. However. complex cases may require ackahonal Irmo. Dunng this bine we'll resew Mob:lab of your whack( (and may Contact the meiChant, II necessary). YOu volt hear from us if we have an update or once this invesegatkin has been resohed. You cal check the status et your inquey at any em. by VISAMQ arroncanexoressoorAlnnurycnntor Please dick st to new our Frequently Asked Questions. Thank you kw the opcorlunily to assist you in Ow metier. Socerely. AmenCan Espress Customer Care Dispute Reference Nunter N2A0755 IfeffSaaddisalakead iM ss a customer sen%e e-ms Inn Annan Ewes, Us." the sparrof•mal ?uncap, may net taxa taryweg m‘stacet• /tomb.", samil lo r:ot arourit To lum eovn abut won} co- repots susp<acus e-mat Clewsect in at neadaStiagintignYw onl• to tally net ernatlb.. nuclei anemia la swans va C t Ceprpti 2019 Nritecan tom. ki tag es *laved 110911.911C•1500709001 AMEX002245 Imps://monoele.aexp.com/retrieve/ey.10eXAiOiJKVIQiLCJhbGciOiJIUzlINiJ9.eyJlem41O... 1/6/2020 SONY_GM_00328045 EFTA_00200799 EFTA01687043 TRMUNDHS002000I Page I of I • III We are investigating your dispute Accodst Ending In Dear G Maxwell. We're manic to let you know that we've recaved your newsy about the ensigns) from, GODADDY.COM on your account coping in 08004. Mae we investigate the for you you won't be responsible for Me $S03.78 under review. If necessary well achust any interest charges or Arnencan Express fees aSSOOated with the disputed amount. We' by to resolve the matter n less Man a Moth. However. complex cases may require addibOnal bale. Dunng this bend, we'll OntOw the dolaIS of your inquiry (and may Pentad the merchant. it necessary). You wit hear from us .11 we have an update or once this invesbgabon has been festered You can check the status of your inquiry al any Om) by visilog orronoinnworitob 03nblebnorvrontor, Fleas* dick h to new our Frequently Asked Questions. Thank you for Me opperhaely to assist you in this matter. Sincerely. AmOniedn EimreSS Customer Care Dispute Reference Nutter - N2A0755 MegOS Mover Slinernm, I /kw usu sine avv Tv n • avlorrec senVe vrnal L.- • can Entavi , yetitha ‘f •-,, r!" , teach Niwng ]-4.sucos horn ban) Sarno vvo /MOW. To . in ,vnatkvil e-envIN.. r oftpol a suipecus ,mat CleaVe Os. W al ggisagszrag. We tally list y“ o;e lo ropatina n.mul ha nand torts] us moan, vs Ce.vsnri 2019 Mstecdo tspeal, Al right. oniwwd llitibil•Cfla•020001 AMEX002246 https://monocle.aezp.com/retrievefeyJ0eXAiOiJKV I QiLCJhbGciOiJIUzl I N iJ9.eyJ I cm4 iO... 1/6/2020 SDNY_GM_00 328046 EFTA_00200800 EFTA01687044 TRMUNCS30010007 Page I of 1 M We are unable to issue a credit at this time • ACOC,W11 Ending In= Dear G Maxwell Thank you for your recent inquiry aboul me charge(s) of $503.76 kw Godaddy Corn on the account referenced above. We have completed our research and we unable lo issue uedil al Mrs time. Therefore. the .motet d 5503.76 Mal was placed under review. which we were rriastanng vide we researched your clam has been reapplied to your account and wi reflect on an upcoming statemenl. We warned to let you know That Godaddy Com has provided suppon for this Piling inquiry which we here endosed for yOur cOnvenrence. If you SON avian INS service. phase oonlad me merchant (Meetly MOO SO Ask kr and relan the cancelabce number provided by them and the dale as woof of your request The charge hs for Hoshng • Web - I/female Seam - lima • US Regal - Renews - 2 years (reaming) Term length I year for Jennifer Turner. We than* you for your business and look forward to continue° 10 seine you. Sincerely. Arnencan Express Customer Care Dispute Reference Number N2A0755 cornOw. Finn EUltOtai I talalasatillenallta6 rt., 40044.4 Auw..Kar E tAx.3 kraal- mlY not serAteg ^essagel from Can Wt le r:ty rem aoXet TO ',nun roe abCul .mad ,ecurtg o riPin n'a • afartleambbibell Y*Ltilbr .0 eo. nu it, refry IC inn b.1 ryes] Coral Lei SePrely 2nfacja Ucyriiii 2010 Nwoin (pyre's AI roles Distal(' TRIALDC830010007 AME)(002247 https://monocle.aexp.com/retrievekyJ0eXAIOLIKV I QiLCJhbGciOillUzl I N i.19.eyJ I cm4 i O... 1/6/2020 SDNY_GM_00328047 EFTA_00200801 EFTA01687045 TRMUNDHS0001001 Page I of 1 • III We have credited your account Account Ending In Dear G Maxwell. We're writing to lel you know that. after rehoenng your siquerysve <relaxed your account to $155.00 You can expect to see the credi(s) on an upcomtng statement. Any Merest charges and any American Express lees associated with the <Mallets) have also Coen Wanted Thank you for the opporiuntly to assist you in Ow matter. Sincerely. ATIMMICan Express Customer Care Dispute Referent°, Number N3C81176 yaw Cu, P./i7Ky :44iern.,1 t Aof th a Vqut Cr reperl a suspc1fAas (Maw Vat vs IT jrn -ranntrrs, e<cyro..m., • •. ix reply loins...nal 0.f ni...01 mama ••• raison., Cate cohnpn m Is AlIWC.S0 f rpfeti, omit, rittailetiS0001Oh AMEX002248 hops://monocle.aexp.com/retrieve/eyJ0eXAiOiJKV 1 Qi LCJ hbGc1O1J1Uzl IN iJ9.eyJ I cm41O... 1 /6/2020 SDNY_GM_00 328048 EFTA_00200802 EFTA01687046 TRMUNDHS0001001 Page I of 1 Illi We have credited your account • Account Ending In Dear G Maxwell. We're writing to let you know that. after reviewing your nquirysve <reeked your arrant tor $153.00 You can expect to see tie Cred4(S) on an upcoming statement. Any EitereW charges and any American Express lees associated with the charge(sl have also been &denied. Thank you lot the seporiwely to assist you in Iles mallet. Saxer*. American Express Customer Care Discs:le NeMfebre Number N3C81176 yk, W. rniwy riAl•ffital I sus, ,0,12/„Ljn Ths ts a CutJuwe rewl &hoe, Eget, se--ej Tlhshtehs Thsl TuThS" ^UV TS, WO stash) -e.wws Soh two, wet de`a...11.1.1 Ie.., -ove stwal *small howl ry it retool a suspresn e-rrbal glow Nst Tel at jerigraflWatagadlaka We SA114 s04.1.1 to .pty Colon •-mal ntlaol [orlon w• vm, kaseepan Crettl9M AnfeCAO t Ip100 MI tot,. TRUIJICNVI001001 AmEx002249 https://monocle.aezp.com/retrieve/ey.I0eXAR)UKVIQiLCJhbGc1O1J1Uzl I NiJ9.eyJ I cm4iO... 1/6/2020 SDNY_GM_00328049 EFTA_00200803 EFTA01687047 American Express PO Pox 981532 El Paso, TX 79998 www.americanexpress.com June 07, 2017 G Maxwell Account Ending In: Dear G Maxwell, Thank you for contacting us about the charge(s) on your account ending in 07006 from Www Gilt Conn. While we arc investigating this for you, you will not be responsible for the amount under review of $69.02. We will also adjust any interest charges and any American Express fees associated with the disputed amount, if applicable. Please be advised there were two cases open for the amounts of $34.51 in error. We have closed out one case under dispute reference number MJP1348 and added to dispute reference number MJP1319. In the meantime, we are pleased to be able to assist you as part of the service we provide our Card Members and will try to resolve the matter in less than a month. However, complex cases may require additional time. You will hear from us once this investigation has been resolved. You may check the status of your inquiry at any time by visiting americanexpress.comfinquirycenter. You can choose to receive your future Account Communications from us by e-mail. To set up this option, please go to amerIcanexpress.com/selectemall. Please refer to the Frequently Asked Questions on the reverse page for other important information. Thank you for the opportunity to assist you in this matter. Sincerely, American Express Customer Care Dispute Reference Number: MJP1319 n■Illlriim 7 he ,suer ol this Canl in American Express Cemunon Bank. 3A03.13 FTL 8011 TSC PD1468n MJP1319 TRMUNCS6003$001 N AMEX002250 SDNY_OM00328050 EFTA_00200804 EFTA01687048 THE BILLING INQUIRY PROCESS: Frequently Asked Questions How long does the Process usually take• We always try to resolve investigations in less than one month, but complex cases sometimes require additional time. How does it affect my account• We will remove the amount under review from your required payment due so that you do not have to pay the disputed amount while under investigation. Once the investigation is complete. depending on the outcome, the amount under review will be: -replaced with credit issued by American Express or -replaced with a credit from the merchant or -reapplied to your account if the questioned charge is found to be valid. ran I contact American Express if I'd like to canreLthc invosSigation or have additional questions• To cancel the investigation, please call the toll-free phone number on the back of your American Express Card and speak with a customer care professional. We arc available 24/7. Any questions you have may be answered on our website at www.americanexpress.com/inquirycenter. How will I know when the billing inquiry process is complete• We will send you a communication explaining the outcome of the investigation and any effect it may have on your account. AMEX002251 SDNY_GM_00328051 EFTA_00200805 EFTA01687049 American Express PO Hos 981532 El Paso, TX 79998 www.americanexpress.com June 07, 2017 G Maxwell Account Ending In: Dear G Maxwell, Thank you for contacting us regarding a charge(s) on your account ending in 07006 from WWW.GILT.COM. While this matter is under investigation, you'll not be responsible for the amount under review of $34.51. We will adjust any interest charges or American Express fees associated with the disputed amount, if applicable. In the meantime, we are pleased to be able to assist you as part of the service we provide our Card Members and will try to resolve the matter in less than a month. However, complex cases may require additional time. You will hear from us once this investigation has been resolved. You may check the status of your inquiry at any time by visiting americanexpress.comiinquIryeenter. You can choose to receive your future Account Communications from us by e-mail. To set up this option, please go to a merieu net press.comiselectemail. Please refer to the Frequently Asked Questions on the reverse page for othcr important information. Thank you for the opportunity to assist you in this matter. Sincerely, American Express Customer Care Dispute Reference Number: MJP1319 Ilic issuer of I his Canl is American 'Alarms Centunon Rank. II 2i CPLw0l B MJP1319 'Nom N0I150020001 N AMEX002252 SDNY_GM_00328052 EFTA_00200806 EFTA01687050 THE BILLING INQUIRY PROCESS: Frequently Asked Questions How long does the Process usually take• We always try to resolve investigations in less than one month, but complex cases sometimes require additional time. How does it affect my account• We will remove the amount under review from your required payment due so that you do not have to pay the disputed amount while under investigation. Once the investigation is complete. depending on the outcome, the amount under review will be: -replaced with credit issued by American Express or -replaced with a credit from the merchant or -reapplied to your account if the questioned charge is found to be valid. ran I contact American Express if I'd like to canreLthc invosSigation or have additional questions• To cancel the investigation, please call the toll-free phone number on the back of your American Express Card and speak with a customer care professional. We arc available 24/7. Any questions you have may be answered on our website at www.americanexpress.com/inquirycenter. How will I know when the billing inquiry process is complete• We will send you a communication explaining the outcome of the investigation and any effect it may have on your account. AMEX002253 SDNY_GM_00328053 EFTA_00200807 EFTA01687051 American Express PO Pox 981532 El Paso, TX 79998 www.americanexpress.com June 07, 2017 G Maxwell Account Ending InMI Dear G Maxwell, Thank you for contacting us regarding a charge(s) on your account ending in 07006 from WWW.GILT.COM. While this matter is under investigation, you'll not be responsible for the amount under review of $34.51. We will adjust any interest charges or American Express fees associated with the disputed amount, if applicable. In the meantime, we are pleased to be able to assist you as part of the service we provide our Card Members and will try to resolve the matter in less than a month. However, complex cases may require additional time. You will hear from us once this investigation has been resolved. You may check the status of your inquiry at any time by visiting americanexpress.comiinquiryeenter. You can choose to receive your future Account Communications from us by e-mail. To set up this option, please go to a merieu net press.comiselectemail. Please refer to the Frequently Asked Questions on the reverse page for othcr important information. Thank you for the opportunity to assist you in this matter. Sincerely, American Express Customer Care Dispute Reference Number: MW 1348 mnminnnannunmainmuuuiiiuiu I lie issuer of 'Mx (MO a American Express Centunon Rank. II 2 CPLWOIB MJPI348 TRNIl N01'500:0001 \ AMEX002254 SDNY_GM_00328054 EFTA_00200808 EFTA01687052 THE BILLING INQUIRY PROCESS: Frequently Asked Questions How long does the Process usually take• We always try to resolve investigations in less than one month, but complex cases sometimes require additional time. How does it affect my account• We will remove the amount under review from your required payment due so that you do not have to pay the disputed amount while under investigation. Once the investigation is complete. depending on the outcome, the amount under review will be: -replaced with credit issued by American Express or -replaced with a credit from the merchant or -reapplied to your account if the questioned charge is found to be valid. ran I contact American Express if I'd like to canreLthc invosSigation or have additional questions• To cancel the investigation, please call the toll-free phone number on the back of your American Express Card and speak with a customer care professional. We arc available 24/7. Any questions you have may be answered on our website at www.americanexpress.com/inquirycenter. How will I know when the billing inquiry process is complete• We will send you a communication explaining the outcome of the investigation and any effect it may have on your account. AMEX002255 SDNY_GM_00328055 EFTA_00200809 EFTA01687053 TRMUNDHS0001001 Page I of I .1 We have credited your account Account Ending In Dear G Maxwell. Were writing to let you know that after retiring your npary.we created your account tor 927.61 . You can expect to roe the aerials, on an upcorning statement Any interest clwrges and any American Express lees associated with the chargers) have also teen ackusleci. Thank you tot the opporiuntly to assist you m this metier. Sincererr. American Express Customer Care Dispute Referents Number NCR0329 Vireo C4r P41•M•••1 I eel Vs la nut err.,. PO'S Cr repel a suspcitus e-rrbal Cetus. gist , IT jmn-r.lnestret, e<nto,p,1 e., to reply la Ma •-mul nit nua.t4 COrted te. -or es CtuttOrritt Cant Ca;rvitl ?Ole ATIVC.S0 two,* MI rule, 'twee", 1NY011W00K0e AmEX002256 Mms://monocle.aezp.com/retrieve/eyJ0eXAIOLIKVIQiLCJhbGciOiJIUzlINIJ9.eyJlcm4iO... 1/6/2020 SONY_GM_00328056 EFTA_00200810 EFTA01687054 TRMUNDHS0001001 Page I of 1 • III We have credited your account Accounl Ending b - Dear G Maxwell. Ware twang to lei you know that after rewemng your nquayree <faked your azoount to $27.67 . You can expect to see the males) on an upcoming Warrant. Any nearest charges and any America', Express lees associated with the chargers) have also been Wasted. Thank you for the opportunely to assist you in ens matter. Anterr.an Express Customer Care Diable Reference Number NCR0329 yew Ow Pn.n sei*mmi I StastSataisst Cr MI" 01 a suspcitns e-rbal (Mare •ia4 6.1 at reffanearteiset~m111,1 Yw b n:r in ropy Iowa mb-rnatl 0.f nuatal Iowan u•uto•l, err ceigniSin Cccnt'i o Is APWCAO t woo. ungm. nnotrel TRUISCOMOSIO)1 AmEX002257 https://monocle.aexp.com/retrievekyJ0eXAIOLIKV I QiLCJhbGciOillUzl I Ni.19.eyJ I cm4 i()... 1/6/2020 SDNY_GM_00328057 EFTA_00200811 EFTA01687055 Amerkan Express PO Box 981532 El Paso, TX 79998 ‘vww.amencanexpress.com A uguNt 26. 20lb G Maxwell Account Ending In: Dear G Maxwell, We are writing regarding your inquiry about the charge(s) from Auto EUROPF/800-223-5555 of $190.83 on your account. OUTCOME, We have determined that the credit you requested is appropriate. According to our records, credit(s) can be seen on your upcoming statement in the following amount(s): 3190.83. You can choose to receive your future Account Communications from us by c-mail. To set up this option, please go to americanexpress.com/selectemail. We always make every effort to address your concerns. We did our best to represent your interests. If you have any further questions or concerns regarding the credit or any other claim, please do not hesitate to call us. Sincerely. American Express Customer Care Dispute Reference Number: LYB2650 I he is.mser of Ilus Card,. American I Npre.. Common Bank. 3A03.364 FTL 8011 TSC PDI468A LYS2650 TRMUNCS7000300I N AMEX002258 SDNY_GM_00328058 EFTA_00200812 EFTA01687056 AMEX002259 SDNY_GM_00328059 EFTA_00200813 EFTA01687057 American Express PO Box 981532 El Paso, TX 79998 www.americanexpress.com August 26, 2016 G Maxwell Account Ending In: Dear G Maxwell, We arc writing regarding your inquiry about the charge(s) from Auto EUROPE/800-223-5555 of 5190.83 on your account. OUTCOME We have determined that the credit you requested is appropriate. According to our records, credit(s) can be seen on your upcoming statement in the following amount(s): 5190.83. You can choose to receive your future Account Communications from us by c-mail. To set up this option, please go to americanexpress.com/seleetemail. We always make every effort to address your concerns. We did our best to represent your interests. If you have any further questions or concerns regarding the credit or any other claim, please do not hesitate to call us. Sincerely. American Express Customer Care Dispute Reference Number: LYB2650 The issuer of Om Car) is Aillent:all i' ,Lrft", • enwrion Bank. 3A03.364 Fit 8011 TSC PDI468A LYB2650 TRMUNCS7000300I N AMEX002260 SDNY_GM_00328060 EFTA_002 008 14 EFTA01687058 AMEX002261 SDNY_GM_00328061 EFTA_002008 15 EFTA01687059 TRMUNCS6000500 I Page I of I • III We are investigating your dispute Account Ending In MI Deaf G MAXViELL. Thank you for the nottficabco about the chargetst on your account endng 08004 horn COHEN AND GRE SSER ELP. Wale we arc investigating this for you you we not be responsible foe the amount wider review of $103 00300. We RI also adjust any interest charges and any Arnencan Express lees assousted With the deputed arnsunt it applicable. We ni try to reso&e the matter in less than a month However cdrip/ex cases may require additional time. You Rik hear from us once this investgaton has teen resdved You may check the status of your inquiry at any time by %wimp amencanexpress convinourycenter. Please dick nee to New' our Frequently Asked Ouesbons Thank you for the OPPOrlunttY le aSaR you in ITS markt. Sneer*. Arnencan Express Customer Care Dispute Reference Number OCEOO6S taggnasysisaa I kid Us YOU, bans Dolt tin n • onlonnt onnni He- tint< .tn •• u•an spar-ora, -al nay r - Mock sank..., nants horn Donj sail io 0^aliacccuq. To learn "we MO./le-mat set. r awn a nil poOn vis. 3i =mapYa hill sou ln.nt IO illp./101he n$108.1 Cattail f:/aSin Ceemattinni Miran Egan..., AM Wits 'flan.," TPattakeil0006t0i AMEX002262 htms://monocle.aezp.com/retrieve/eyJ0eXAIOLIKV I QiLCJhbGciOiJIUzl I NiJ9.eyJ I cm41O... 1/6/2020 SDNY_GM_00 328062 EFTA_002 008 16 EFTA01687060 TRMUNBAT0002001 Page I of I • Ili We have resolved your dispute Account Ending In Dear G Maxwell We're pleased to let you know COHEN MID GRESSER LIP has issued god! to your account in the amount of $100000 .00. The creal has teen arcked to your account and wd appear on your Nutt Wing statement. Therefore were dosing our nvestgatkon Thank yOU lot your Card Meirshersnie Sincerely. Atnencan Express Customer Care Dispute Reference Number OCE0965 New 0.a :Carty I Add Us le Taut Minna tea ilia O.,Uorrec anrrwr anrW tin^Amer int re. kekl( , "UV N 4 ME. sermon) , essayes ton, berg seri ICI 'eta arcnun TO Min rye abf.ut evnal s.enny r4501• napoc.a. enua. on,* ..4 Le..0 joymessamanytios Yoe bran, Oak ate rod le rep.% lo in e-cnaal Al nsieaj corr.° vs. fecal" IQ 2maras C4c,ity1I 2014 Arnercan foxes. MI Nit resented. TRUSIAT00020” AMEX002263 https://monocle.aezp.com/retrievefeyJ0eXARNIKV I Qi LCJ hbGc1O1J1Uzl I NiJ9.eyJ I cm41O... 1 /6/2020 SDNY_GM_00 328063 EFTA_00200817 EFTA01687061 TRMUNBAT0002001 Page I of I • III We have resolved your dispute Account Ending NM Dear G Maxwell. WWre pleased to IN you Mow COHEN AND GRESSER LLP has issued audio your account in the amount of SICO.000.0D The credir has been appbed to your account and wi appear on yOsil Nang statement. Therefore. were closing our odenlkintlnel. Thank you tor your Card AterrdThrship. Sancerely, Asturian Express Customer Care Dispute Reference NUMbei OCE0965 yen ou• PHEW% *WIMPS I AS law IEEE • Enitorrec ir,E:r 0,44 IKE" Atner<EIE E En E`EEE hEEE,54E. nEEY 0 E4 ME. se,10^4a M1•.+pe. EOM been] senile arrEEtiEt To 1,1m nye axon e-rnol senor/ En01;04 • EuspEn.a. and. [EtEna ETA tEEE 4I Ewan Yoe 15.21, aro, rEEt le WEEloth., e-maai Gl mita' cowed us sew, na 2,652ata CEEEEEIVI NIS Atnnan (Wren. AM pit reserved TRIALMAT000X01 AMEX002264 https://monocle.aexp.com/retrieve/ey.10eXAiOLIKVIQiLCJhbGciOillUzl INiJ9.eyJlcm4iO... 1/6/2020 SDNY_GM_00328064 EFTA_002008 18 EFTA01687062 American Express PO Box 981532 El Paso. TX 79998 www.americanexpress.com November 03, 2015 Account Ending In: Dear G Maxwell, We are writing to let you know that we are crediting your account with Membership Rewards ® points that you earned, but did not receive. Due to a technical error, we were unable to issue bonus points for eligible Limo Program transactions you made between January I, 2013 and August 31, 2015. We apologize for the delay in issuing these points, and any confusion it may have caused. You will sec the points reflected on an upcoming billing statement. For your convenience, you can always go to membershiprewards.com to view your points balance and activity, and learn about all the ways to redeem points for travel, gift cards, and more. At American Express, we are committed to providing you with the best possible experience, and that means letting you know when an error occurs. If you have any questions about this error, please call the number on the back of your Card and we will be happy to assist you. Thank you for your Card Membership. Sincerely, American Express Customer Care The issuer of this card is American Express Centurion Bank. 51418 CPLWOIR CA 17265 TRMUNADII0004001 N AAIEX002265 SDNY_Ghl_00328065 EFTA_002008 19 EFTA01687063 AMEX002266 SDNY_GM_00328066 EFTA_00200820 EFTA01687064 TRMUNDHS0001001 Page I of I • III We have credited your account ACCOunl Enang In Dear G Maxwell Thank you for your recent inquiry concemng your account. We we pleased lo inform you vial we have =doled your account 10.'39 63 The croCrt(si will appear on yaw upcoming Ming statement. Any interest charges and any American Eqxess fees assooated wont the chargers) have teen ackusled Thank you for the cpponwuly to assist you on ihrs menet. Sincerely. American Express Customer Care Dispute Reference Number MV38970 VetO Ce ,S,I•rneal Sjidstpta • Cr re001 a suspot,is e-rui genre era 47 rertanntriaeCrnkaehnq b to mitt( lo nn •-matl Y.r rtuaol cornea in ',roan ., e.scagatEeLcn Cµ)ry ,r Tall APW CAO f .pew 04 fgt.% TRULOOKU0,1001 AMEX002267 https://monocle.aexp.com/retrieve/ey.10eXAiOiJKVIQiLCJhbGciOillUzlINL19.eyJlcm41O... 1/6/2020 SDNY_GM_00328067 EFTA_00200821 EFTA01687065 TRMUNDHS0001001 Page I of I • III We have credited your account Account Ending in Dear G Maxwell Thank you ler your recent inquiry concernng your account. We are pleased to Inkfm you ihal we have credited your account for $9 63 The crodt(s) will appear en your upcoming Ming statement. Any interest charges and any Arnencan Express lees assoaated we the charge(s) have been adjusted Thank you kw the cpponunity to assist you in Iles menet Saxer*. 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