Original Message From: Darren Indyke (mailto: Sent: Friday, March 05, 2010!!!!!!Iiiiiiiilb To: Rosalia X Cracchiolo Subject: Financial Trust Company, Inc. Attached please find a better copy of the S Election and the only entry in the Stock Transfer Ledger of Financial Trust Company, Inc. Please note that Or. Epstein is the only shareholder of Financial Trust Company, Inc. no shares have been issued other than the shares to Mr. Epstein. Thank You. Sincerely, Darren K. Indyke President Financial Trust Company, Inc. 2 Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00065233 EFTA01585274