RECEIVED JUN 111008 September 21, 20(r1 of The undersigtod„lefErcy E. Epstein. hereby rcsips as a di or and the President or Finaocial Trust Company, Inc., a United States Virgin Islands corporation, effective September 21, 2007. Jeffrey E Eptein Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00064413 EFTA01584533