As various rules are implemented by the Dodd-Frank Act over the next few months, we will continue to keep you up-to-date with other documentation and requirements for trading OTC derivatives under the new regulations. Additional information about the Act can be found on the U.S. Commodity Futures Trading Commission website at http://www.cftc.govAawregulatiorVdoddfrankact/index.htm. If you have an uestions, our J.P. Mor an re resentative will be happy to help, or you can email your inquiry t As always, we thank you for the trust and confidence you have placed in J.P. Morgan. Bank products and services are offered through JPMorgan Chase Bank, N.A. and its affiliates. Securities are offered by J.P. Morgan Securities LLC, member FINRA, NYSE and SIPC. Investment products: Not FDIC insured • No bank guarantee • May lose value I 0512.023-IN 521-i Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00064125 EFTA01584269