I N ( C T Your Annual Percentage Rate (APR) Is the annual interest rate on your account Annual Balance Balance Type Percentage Subject To Interest Rate (APR) Interest Rate Charges BALANCE TRANSFERS Balance Transfer 13.24%(v) -0- (v) = Variable Rate 31 Days in Billing Period Please see Information About Your Account section for the Calculation of Balance Subject to Interest Rate. Annual Renewal Notice. How to Avoid Interest on Purchases, and other important information, as applicable. X 0000001 FiS33320C 1 000 This Statement is a Facsimile - Not an original N 2 20 1600/20 Page d 3 OCQ26 MA DA 27162 2631000206:03271620' Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00057232 EFTA01578308