2013 Totals Year4o-Date Total fees charged in 2013 5897 21 Total interest charged in 2013 S0.00 Year-to-date totals reflect all charges minus any refunds applied to your account I N Your Annual Percentage Rate (APR) is the annual interest rate on your account. Annual Balance T Balance Type Percentage Subject To Interest Rate (APR) Interest Rate Charges PURCHASES Purchases 9 24% (v) -O- -OCASH ADVANCES Cash Advances 19.24%(v) -O- -0- BALANCE TRANSFERS Balance Transfer 9.24%(v) -O- (v) = Variable Rate 30 Days in Billing Period Please see Information About Your Account section for the Calculation of Balance Subject to Interest Rate. Annual Renewal Notice. How to Avoid Interest on Purchases, and other important information, as applicable. Xt. X OCOX01 RS:13339C I 000 Y 9 11 13f1P11 Page I1 of it 05863 MA DA 89604 284100000I00088504U:; Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00057034 EFTA01578166