CHASEn Overdraft and Overdraft Fee Information for Your Chase Checking Account April ol, 20)4 t Primary Account What You Need to Know About Overdrafts and Ovadraft Fees An overdraft occurs when you do not have enough money in your account to cover a transaction but we pay it anyway We can cover your overdrafts in two different ways. I. We have Mandan/ °twain practices that come with your account 2 We also offer overdraft protection plans, such as a link to a Chase savings or credit card account. which may he leas expansive than ow standard overdraft practicat ken more. ask us about these plans This notice explains our standard overdraft practices. What are the standard overdraft practices that come w ith my account' We do author ice and pay overdrafts for the following types of transactions Checks and other transactions made using your checking account number Recurring debit cad transactions We do not authorize and pay overdrafts for the following types of transactions. unless you ask us to (ace bdow) Everyday debit card transactions We pay overdrafts at our discretion, which means we do nut guarantee that we will always authonze and pay any type of transaction. If we do not authenze and pay an overdraft. your transaction will be declined. What lots will] be charged if Chase pays my overdraft' Under our standard overdraft practices We will charge you an Insufficient Funds Fee of 534 each time we pay an overdraft- unless your account is overdrawn by 55 or less or if your account is overdrawn by any item that is 55 or las We won t charge you more than three Insutlicient Funds Fees per day Also, each tune your account is overdrawn Ira Inc consecutive business days, we will charge you an additional $15 Extended Overdraft Fee What if I want Chase to authorize and pay overdrafts on my everyday debit cad transactions? If you do want us to authorize and pay overdrafts on everyday debit card transactions, visit chase caticoverage. visit any Chase branch and talk to one of our bankers. or call in at 1-800.935.9935. Jc Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00054098 SDNY_GM_00323296 EFTA01525538