CHASEn Overdraft and Overdraft Fee Information for Your Chase Checking Account Apri101, 3014 through April 30.:014 Enmity Accoun What You Need to Know About Overdrafts and Overdraft Fees An overdraft occurs when you do not have enough money in your account to cover a transaction but we pay it anyway We can cover your overdrafts in two different ways. I. We have Mandard overdraft practices that come with your account 2 We also offer overdraft protection plans, such as a link to a Chase savings or credit card account. which may he leas expensive than our standard overdraft practices. To lean more. ask us about these plans This nonce explains our standard overdraft practices. What lire the standard overdraft practices that come w ith my account' We do author we and pay overdrafts for the following types of transactions Checks and other tramactsons made using your checking account number Recurring debit cad transactions We do not authorize and pay overdrafts for the following types of transactions. unless you ask us to (sec below•) Evayday debit card transactions We pay overdrafts at our discretion, which means we do not guarantee that we will always authonze and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined. What foss will] be charged if Chase pays my overdraft' Under our standard overdraft practices We will charge you an Insufficient Funds Fee of 534 each time we pay an ovadratl, unless your account is overdrawn by 55 or less or if your account is overdrawn by any item that is 55 or las We won t charge you more than three Insutlicient Funds Fees per day Also, each lime your account is overdrawn Ice foe consecutive busman days, we will charge you an additional $15 Extended Overdraft Fee What if l want Chase to authorize and pay overdrafts on my everyday debit cad transactions? If you do want us to authorize and pay overdrafts on everyday debit card transactions, van chase eaticoverage. suit any Chase branch and talk to one of our bankers. or call in at 1-1300.935.9935. Jc Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00053581 SDNY_GM_00322779 EFTA01525338