11:-• I (' A clearer dn.:option of tramiachen tams used in nOtourni stab:mats Ilia message is to make you aware of raw languam: Out will h: used to descnbe a tyre of transaction in foCCCOM statements and online activities Beginning July '22. )313. if you cash a cheek and it is returned to us withaui tieing raid. the transaction will be bated on year statement as Cashed Check Retuned Ibis is not a new tramaction type It is simply a clearer desonphon of thus type of account activity patently. a ungle term (Deposited Item Returned) is used to dewnhe two types of of tramacnorn deposited and cashed items that are returned to ut w Mout hating paid Aftei July 22. the term will only be used to militate a deposited check that returned .‘11 other lams and conditions for you accounts) 'email, the sane Please contact your lit Morgan team if you have any questions or require more information J.P Morgan Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00053528 SDNY_GM_00322726 EFTA01525326