J.P.Morgan Primary Account: For the Period 1130110 to 2/26110 Please be advised that, effective April 30, 2010, the Concierge Service for JPMorgan Private Checking and JPMorgan International Private Checking accounts will be discontinued. Please contact your J.P. Morgan team if you have any questions or would like to discuss alternate options. As always, we thank you for your trust and confidence in J.P. Morgan. Page 5 of 6 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00052398 SDNY_GM_00321596 EFTA01524588