Primary Account: For the Period 11/1/11 to 11/30/11 'Usage fees may be charged by the institution that owns the ATM. Additional fees may apply when using an ATM outside of the United States. Puerto Rico or the U.S. Virgin Islands. J. P. Morgan Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL Page 3 of 4 JPM-SDNY-00044686 SDNY_GM_00313884 EFTA01517567