ELLMAX We will update Section H in our Deposit Account Agreement titled Closing Your Account. Effective July 21, 2013. If you have pending transactions on your account, or are overdrawn, we may not immediately close the account. However, if you ask us, we will restrict additional withdrawals from your account. other than the pending transactions. We will not pay any interest on the account after we have restricted your account. This change will be reflected in your account agreement; all other terms remain the same. If you have questions, please call us at the telephone number listed on this account statement or visit the nearest Chase branch. Pleaw note this account had no activity during this slateatent period The date of last activity for this account was 01/07/13. Fees and Charges for Deposit Accounts Fees Primary Account: For the Period 8/1/13 to 8/30/13 Description Volume Allowed Excess Unit Price Fees 000000403191997 Monthly Service Fee 1.00 0 1 0.00 0.00 Total Fees J. P. Morgan Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL $0.00 Page 2 of 4 JPM-SDNY-00044605 SDNY_GM_003 13803 EFTA01517501