IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Please note, effective August 1, 2011, the (gnawing changes will made to certain fees which apply to your J,P, Morgan checldng account(s) - Account Maintenance fees will be eliminated. - FDIC insurance fees will be eliminated. - 3 free outgoing wire transfers each month. additional wire transfer fees will be charged as follows: • Domestic Online $25/item • Domestic Manual $40/item • International Online SAO/item - International Manual 660/item - Up to 200 free transactions each month such as deposits, checks paid, and debits. Each transaction over 200 vAll be charged 60.40. - Accounts will no longer be eligible for earnings credits to offset fees. All other terms and conditions of your Deposit Account Agreement still apply. It you have any questions or would like additional information, please contact your J.P. Morgan team. J.P. Morgan Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL El "7Ar4y aM7 ‘, Primary Account For the Period 6/1/11 to 6/30111 Page 10 of 12 JPM-SDNY-00043985 SDNY_GM_00313183 EFTA01516948