Primary Account: For the Period 11/1/11 to 11/30/11 'Usage fees may be charged by the institution that owns the ATM. Additional fees may apply when using an ATM outside of the United States. Puerto Rico or the U.S. Virgin Islands. J. P. Morgan Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL Page 6 orb JPM-SDNY-00040999 SDNY_GM_003 10197 EFTA01514527