J.P.Morgan FINANCIAL TRUST COMPANY, INC. ACCT. For the Period 11/1/09 to DEPOSITS IN FOREIGN BRANCHES ARE NOT INSURED BY THE FDIC. THE FEDERAL RESERVE BOARD OR ANY OTHER GOVERNMENTAL AGENCY: AMOUNTS IN THE TIME DEPOSITS DO NOT HAVE THE BENEFIT OF ANY DOMESTIC PREFERENCE APPLICABLE TO U.S. BANKS. Account age 12 of 12 Page 13 of 20 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00038524 SDNY_GM_00307722 EFTA01512677