JPMorgan 0 Private Bank For the Period 1/1M8 to 1/31/08 Consolidated Summary Account Number Beginning Net Market Value Ending Net Change Start on Client News Market Value In Value Page Investment Account(s) FINANCIAL TRUST COMPANY INC 2,648,004.64 3,203,004.65 555.000.01 2 FINANCIAL TRUST COMPANY. INC 33.49 33.49 0.00 13 Total Value 32,848,038.13 03,203,038.14 $555,000.01 000%00000 00 0000 COO 000000000 000000 95 50 0 9100001 FINAN18 20080228 FINANCIAL TRUST COMPANY INC ATTN: JEFFREY E EPSTEIN CIO AMERICAN YACHT HARBOR 6100 RED HOOK, QUARTERS #83 ST THOMAS 00802 VIRGIN ISLANDS, U.S. INTRODUCING YOUR NEW STATEMENT Through our ongoing dialogue with you, we Imow that account statements can be a much more powerful tool to help you understand your complex financial picture. We have been making incremental improvements over the last several quarters. With this statement, we bring you a greatly enhanced view of your wealth. Your new statement is simpler, clearer and more informative. Please see the enclosed overview for more information. IMPORTANT YEAR-END TAX INFORMATION You should receive your 1099 tax reporting around February 29, 2008. If you have questions, please contact your Client Service team. Page 1 of 17 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00038097 SDNY_GM_00307295 EFTA01512250