JPMorgan Private Bank FINANCIAL TRUST COMPANY INC November 01, 2007 - November 30, 2007 J.P. Morgan Portfolios Enjoy the convenience of viewing account statements online instead of receiving them in the mail. Paperless statements eliminate clutter, are environmentally friendly, and can be accessed securely online anytime, from anywhere. To activate, visit morganonline.com. If you require access to Morgan Online, please contact your JPMorgan Private Bank Client Service team. Table of Contents Account Summary Asset Account Portfolio Margin Account Portfolio coo= ooco 0O°c:weal 000xocto 000000 444 500 OV 00001 FINAN16 FINANCIAL TRUST COMPANY INC ATTN: JEFFREY E EPSTEIN CIO AMERICAN YACHT HARBOR 6100 RED HOOK, QUARTERS #B3 ST THOMAS 00802 VIRGIN ISLANDS, U.S. One 2 JPMCB 3 JPMSI 11 Page 1 of 14 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00038069 SDNY_GM_00307267 EFTA01512222