1 0 2006 FINANCIAL TRUST COMPANY INC Alert! If you plan to make gifts of securities this year, please notify us before December 1, 2006. This will enable us to process your request prior to year-end and meet the deadline for tax-filing purposes. Confidential J.P. Morgan Portfolios October I - October 31, 2006 JPMorgan Private Bank Page 1 of 15 Table of Contents Account Summary Asset Account Portfolio Margin Account Portfolio WE' coo= ooco coo= coo 000000000 000000 00001 FINAN I 8 FINANCIAL TRUST COMPANY INC ATTN: JEFFREY E EPSTEIN CIO AMERICAN YACHT HARBOR 6100 RED HOOK, QUARTERS #B3 ST THOMAS 00802 US VIRGIN ISLDS Pop 2 3 11 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00037873 SDNY_GM_00307071 EFTA01512029