12 Account Number FINANCIAL TRUST COMPANY, INC. December 01, 2004 - December 31, 2004 JPMorgan Chase Bank, N.A. 2004 345 Park Avenue. New York, NY 10154-1002 II3JPMorgan Private Bank Asset Account Portfolio Page 3 of 17 Important statement about your banking relationship: Earlier this year, Bank One merged into JPMorgan Chase & Co. Now we have merged our principal subsidiary banks, JPMorgan Chase Bank, Bank One, N.A. (Chicago, Illinois) and Bank One, N.A. (Columbus, Ohio), under a single national bank charter under the supervision of the Office of the Comptroller of the Currency. The lead bank is called JPMorgan Chase Bank, N.A. Some clients may be affected by the following change: Effective November 13. 2004, all funds you had on deposit at JPMorgan Chase Bank, Bank, One N.A (Chicago, Illinois) and Bank One, N.A (Columbus, Ohio) became deposits at JPMorgan Chase Bank, N.A. If you have accounts at more than one of these banks, your accounts will be aggregated for the purposes of FDIC insurance coverage and be subject to the $100,000 maximum coverage allowed by law. If you order checks from private vendors, please be sure on your next reorder to use the JPMorgan Chase Bank, N.A. name. Best wishes for a happy holiday season. Asset Account Portfolio December 1 - December 31, 2004 Table of Contents Page Portfolio Summary 4 Cash and Short Term 5 Private Investments 6 Trade Activity 7 Account Transactions 8 Account Officers CrORABO/HORNAK Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00037638 SDNY_GM_00306836 EFTA01511804