FINANCIAL TRUST COMPANY INC ATTN: JEFFREY E EPSTEIN C/O AMERICAN YACHT HARBOR 6100 RED HOOK, QUARTERS 8B3 ST THOMAS 00802 VIRGIN ISLANDS, U.S. Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00035657 SDNY_GM_00304855 EFTA01510055