J.P.Morgan For the Period 2/1/10 to 2/28/10 000000168P0002? 00001 FMAN18 201CO302 FINANCIAL TRUST COMPANY INC ATTN: JEFFREY E EPSTEIN C/O AMERICAN YACHT HARBOR 6100 RED HOOK, QUARTERS 883 ST THOMAS 00802 VIRGIN ISLANDS, U.S. Client News On or about February 28, hard copy final prospectuses will no longer be sent for Municipal and Agency new issue purchases. Please contact your client service representative for further details. Page 1 of 21 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00035117 SDNY_GM_00304315 EFTA01509599