JPMorgan 0 Private Bank FINANCIAL TRUST COMPANY INC ACCT. For the Period 1/1/08 to 1/31/08 Equity Research Ratings Independent third-party research is available (or 18 months after JPMorgan Securities, Inc. (JPMSI) terminates coverage. Clients can access this research at www.Morgan0nline.com or can call their JPMorgan representative at their toll-free number to request that a copy of this research be sent to them. Equity Research Ratings for any company where JPMSI has terminated coverage are excluded below. For explanation of JPMSI ratings, see disclaimer section at end of statement. For third-party ratings systems, see specific third-party research at www.Morgan0nline.com. JPMSI Argus Research B0E Corporation Securities Morningstar Renaissance Standard & Capital Poor's Tween Brands Inc TWB NEUTRAL 3 stars AccotiMr e 6 .M 14 Page 7 of 19 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00034122 SDNY_GM_00303320 EFTA01508770