02 12005 FINANCIAL TRUST COMPANY INC JPMorgan Private Bank Confidential Page 1 of 30 J.P. Morgan Portfolios February 1 - February 28, 2005 Table of Contents Account Summary 2 Asset Account Portfdio 3 Margin Account Portfolio 28 00CO00 ONO CO 0000 co 000000000 =COO FINANCIAL TRUST COMPANY INC ATTN: JEFFREY E EPSTEIN C/O AMERICAN YACHT HARBOR 6100 RED HOOK, QUARTERS #83 ST THOMAS 00802 US VIRGIN ISLDS Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00033191 SDNY_GM_00302389 EFTA01508049