12 Account Numbe FINANCIAL TRUST COMPANY INC December 01. 2004 - December 31, 2004 JPMorgan Chase Bank, N.A. 2004 345 Park Avenue, New York, NY 10154-1002 II3JPMorgan Private Bank Asset Account Portfolio Page 5 of 43 Exchange Rates Spot Rates as of December 31. 2004 Currency Ex lunge Rite JPY 102.4700 NZD 0.7223 TH8 38.8500 TWD 31.6900 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00033064 SDNY_GM_00302262 EFTA01507957