09 Account Number: FINANCIAL TRUST COMPANY INC September 01, 2004 - September 30. 2004 J.P. Morgan Securities Inc. 2004 270 Park fit% cnue. New York. NY 10017 II3JPMorgan Private Bank Margin Account Portfolio Page 62 of 62 IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT I/there are any cot's or emigrant ends Statement, or If you have any gmetant about 14 pate earner you r SUSI Account Representafive or JPMSI Compliance (*pelf:ant at (20 483.2323. Please keep the fabonng n mod when tang the statement le boa yew JPMSI brokerage acts* This statement contests wbur general aegn account men the vocal nem:random account requeed by Seaton 220 6 Regata T As mewed by Regubbon T. a permanent read )0tor septa account is leY•tbbit, LIM> )01./ regal Important Intonation as Pricing and Vatiattant Rees some of aeon se provided by acing anon a other scacee *hal no deem ratable eve not guscanteed to scanty or es masa naves Free efele balances to Mor account are not segregate/and may be used in the opef *bon of JPMSts business eutaeef 10 The knatens Of SEC Rule 15033 Unless apnea° instructed. JPMSI ads agents and deposit/ens real hob yon aecuottes Upon yew demand. IRA& al pay to you the amount a pap free aed1 Osage. and we deka, to you loaned seaman heal On yOur DMFN blab owe be chested on any debit balance. the meabd Of °skating interests descAbed ina leder sent 10 all maw coatontivie Upon whiten request as! WO supply you with W (7,065 recent statement required to be ranched to Maniere under SEC Role 170-5(c) Ifs petal cell ismade with respect so an Issas of goatees included in you Saar Account we waeaceas the call by a method is. doom ter end nab* You snood hen famed separate JPMSI bade contemabons each 'aunties transaction AP transact ins are subject both* loons ed 030C141003 shad on Zr. reverse side of such con oaten and ere sumac s0 a conshtuam. byJaws akstoms and earprotatens a the morhsfolams nee executed and gore nod by one construed n accordance with the laws of the state a New Yin and al abata0le Went Ins and tagabons You mat promptly advise JPMSJ a atoned changes in )our mentment aweless a finance/ ailuation Unless you Mom JPMSI oMorwae, JPMSI red combat ere reormetcncunontly M its as to be corninbto and accurate JAMS; is mewed by law to report to the Intend Revenue Service eV divaend s order interest inCena, on bonds cleaned to pas account dab calendar yew Reese reran sewn statemenb to es: et you in pope one tour tnozole ten mans A lnehaal statement of AVM us evadable fa you personal enema, at 41 often er e copy of it wit' be mead oPalcor mitten request. JAWS/ a notebook and a a separate legal °nay from as bank a IM 0T affibiee: mckang JPUCE The lacunae sad allered a recommended by JPMSI ft) Are not MS ed by the Federal Depend Insurance Caporaban a any oilier governmental agency 0 Are not deposits or ante °abeam. cl JPIASla Dana or Wet afraid., (mess anamse reacebd) and are not guaranteed by or the responbtaly dory such offaske(unless emlefly shad otherwaso) and 13) lerveAst mettmenfraks mckang possible Joss of the principal invested JPMSI banking aerates may be lenders to ,ssuees asacubn Met JPMSI underwrees in which apse plaice* d anemia underwritten by JPMS may be wales the reraymeet dace loam and you shout rata to the dnobbee documents hates to parteulw seaman fa discussion of any such kmdeb realsonshas The Federal Reserve regain INN JPMSI Cdt.n yaw Consent begat rol can Mao certain recanelan bermes bank a Mat Oates. incbang brew ass evaluated Ora We riff assume that pa con0nung to trallaaCt buAne3.1 mm JPMSI wit constitute kaa O0n lent 10 the shame of such Infer mown by JPMSI and its bank a tail e'en:at 10 Me extent permtte0 by law JPMorgan Prate Seaga markong name to the pm** banking Maness Comdu0ted by J P Mercian Chia 6 CO though as alataara enfilade. lnClodok7 JPMCB end JAWS' Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00032639 SDNY_GM_00301837 EFTA01507583