12 2003 Account Number FINANCIAL TRUST COMPANY INC December 01. 2003 - December 31, 2003 JPMorgan Chase Bank 345 Park As enue, New York, NY I11154-10o2 `JPMorgan Private Bank Asset Account Portfolio Page .:1 In Case OtErron or OuesflOns About Your Electronic Transfers. Contact )ow Morgan Teem at one of Me !choker< numbers on the fronted Mu stalement a nite us et 500 Stanton Censtuns Road //OPS Waal,. DE 19713-2107 es soon es wooer,. d you thnk your 'Moment., wrong a d)ou need mom nearnut/on about a benstev on the stamen: 'Verney: hew. ban you no lake Maw 60 days attar we sent you the FIRST stMementon wh.Ch Me «rota proaem append (I) Tea us }out nameend account 0unt0 (2)09aaWOMe Mora tie SenMenou ere unsure about and 4). /Nam SS ~fly as yds Can waY yds ~WM d .n er70, Or why you weed were ntarne1.00 (3) let' us the Øb am0unl or me suspected trOr N yds ~tea us COW'? yOu must send us >Our ~Men! 0' Question in nntng *Why, TO business days in add to yveSerw»Ope suety 1459 *At investge/oyour complanl and wig correct any rot Nompty II me takem0re then 70 busmen days 10 dO that (20day51 r punduMM Ming yOur deed Cent a Av mlemIthaleltrønNICLOM) lad( Cricht)Our •CCOunt .0101•M/Ourd you ~id in WO, PO that yds wA hare Me use of wormy dunng me lined lakes us M ~matteour whwroation In case of errors or questions about your statement, Including yam erne of credit if in,: trine that your state/rent n nco7sce a 5' yW heal ma* mramaton About a hoUlSaCten m your manyenl nclucing a Ano osede Iransecton you must write bus on e separate shoot descnbcng the anci and »Addeo JFtrapan Ansete Bank 500 Stanton Chasten* RØ Msnerk DE 19713.2107 We muse he., Can you no tar than 60 days alter Me 5~1 on what the erra a poldam appeared Ls sent You can con/Kippur <ton( «ace spec.east but doing so 'yid not preSavo ,an isphiS In yds see«. ~se Pien* MB ratMone nrameten (I) your name and account numbly (2) Me ttaM amount or the suspected «or and (3) a irla9Cman of Me «TO, end ~Mew ,1 pep sew why you beSew them is en era If you need mure irdamehon you mar demote Um dam you ere &Mum Mgt The JPMorgan Funds or The JPMorgan Instituttone! Funds or The American Century Funds P Mapper, Funds Dr.:Stu:or Inc etre d,:...bvtot Mee JP «organ Funds ani arrencenCenturytmesSrefk Sant m Mc is :ho astnautora the AmencanContuneFunds JPM:toan I most/Yen:Ma Inc and ~man Century tmostrnent Managornentsove as at:vac-Sent adnsas to Mer tomedne fund 43/71,104 Shales CV fro lends gro not bank dopoats and ~not guaranteed by any bank govommentontry a the FDIC Returns-AS shan't°, ad Such/ate and rodarpOonyak» may be wen or loss than ono,nalcost %%le the money manethmis seek to antan a :Vibe net asset ~a& $1 CO per sham Mere as no &sus, reseoleat May comnueto do so The esnmatcd annuannconm and dvdortlyxkl (vino lot snutvatlurdi ~the funds' ma wont moon» dhMendarnueiced If sou hove chosen one of the sweep mutual funds. you are noltroct the/ positions in the Prune Money Make Sweep Fund represent hod,noa n the JPM,ct gem Prrne Money Market Fund positions n The Federal Money Markel Sneep Fund represent ho):/ings in The JPMagen Federal Money Market Fund and positions n the nu Eyernst Money Markel S esp Fund represent hokIngs an the JP1dooen Te. Exempt Morey Markel Fund JPMS1 is the wstodwn ofsstadoptims end ea ~Words purchased enough JPMS1 ~wen g JPMagan end AmencanCenhvy fonds JPMSt s a member of the Seca:Ms lmMMrPgtCton areas:MA (SIFC)anot.tor.prott ment•ennsp corporation funded by beWeedebieeleeeeleeel wee me Secant« end Exchwe•Comnamon $IPC protect. Muria*, and Casa held bie Ova!~ 8es0unt et .MMS1 up 10 $300000 when includes up 10 $101000 or praechOn to cash The batermeot (be account ~on winch d referred» as ~ass S/PC incivdes up to en ~tonal $900000 or a0aceon fa cash end $49Ø0g0 for anyone customs, Thu excess SJFC ~emu Inlaid 50 en ezvegated amount or S250000(Ø bye swety bond msuod bye map, OCnvnereve1 kMunanCeCanyar Assets Makin custody by JPMCB mena subsea to SJPCcoverer JAMagan Pniate Banks the nwkoMg hat,* fa Ile pnvohe tanking busnees pondweed by J P Morgan Chase & Co thrown its suesd,..mos .crldv, do. incluing JPMagan Chase Sank J P Mors« Tilde C.ompany, NA and J P Morgan Secure.: Inc Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00031486 SDNY_GM_00300684 EFTA01506498