09 Account Number FINANCIAL TRUST COMPANY INC September 01, 2003 •September 30, 2003 J.P. Morgan Securities Inc. 2003 270 Park Avenue, New York, NY 10017 II3JPMorgan Private Bank Margin Account Portfolio Page 72 of 72 IMPORTANT INFORMATION ABOUT YOUR JPIWSIMARGIN ACCOUNT II there we any error, or session on Mb rualemeett, or If you have any questions about It mono contact your .18843f AccountRIPT•80848To or JAW, ComplianceDeParranne at (212) 4112323. Raft keep Me kabweg b mold when using m's statement b track yow JPMSI brokerage actvfy This stalement combines your general swgu account roM the specs& arm:random exeunt requeed by Seaton 220 6 Regulation T reeored by Regubbon T a demented record dyes separate accounts nett* upon has request. Important MIOnnetIOn abed( peeing and VeltreOO14. Puma some of watt are provided tar wag sauces a caner sons sack we deem reasons we not guwanteed fa away a as reeaziede valves Free aear Mantes in yew account we not segregate/and may beused in the operation ofJPMSls business subject to Ne Inagua, d SEC Rule 1503-3 Unless ode/was rnsbycled. JPMSI Was agents and depoejones en. had you aecuubea Upon yew demand. Rif& eve pay to you the snow* of )ota free creole babncs and wtt WOW( to you fuoned wet/Ow heal On yew bears! Inter( eve be *Masted on any debit balance. the netted Of caul:ging interests desonbed ina leder sent 10 all maripn custonws Upon uniteu request JPMSI will supply you with me most /wan/ ale/went required to be furnished to cuslaren under SEC Rub 17a-5(c) its parcel Cale mode with respect ban Issue of socurees included in yew Mtn., Account we mesa:cab the oaf by • n*Prod we deem taw and .0600 You should have mewed separateSUSI bade cant eons each secuntes trunsocaon AO trarksachons ere subject b the Wn1.5 and ronektons :soled aloe reverse sat d such coolomarons and we subject bare combine:in. by-laws arstorns end inSerpretstbns of Le rnwhs (place Maw exeoutod and goterned by and construed in accordance wan the Jaws of the state a NOw York and as appacablo ideal fans and inutebons You must promptly Wes* JP14Sloi metered changes in )an ~wenn/ objectwa a Miaow Weation Unless you Seem JPMSI ornwwati JPMSI red consider tne onorrnabon cogently in as pas to be corninbto and accurate JPMSI is moused by bw to repot to the Internal Revenue Straw aOdevadaads arellor interest income on bonds gadded to your account Mac co/ads yew Please felon earn deleMenb to as: 0! Ina4, n pfepanng yes mars ten returns A Manage seaboard of SUSI rs erahlable for pow personale:pooh= of der arses a a copy of t willbe mated uponyes written request. JAMS/ a nor a bank and is a separate legal antsy from as bank a DWI affibsees incluthno JOYCE The securges sold alleved a recommended by JPMSI ft) Are net at ad by the Federal Deposit Inswence Corporebon a any other government& agency 0 Ne not Obsosts a ante obegetens d JPIOSIS bank a WO affAfts (unless oftvwse ft wasd) and we not guaranteed by a the responsitn0ly of any such oftgebt(unless ewlcfly staled chyme.) and (3) Aware investment risks eictrialg possible Ices of the principal orweskd JP4ASIY banking alfMates may be lenders to issuers or sectsbas Met JPMSI unclerwrges in whoa apse proceeds of Oleaago underwritten by JAMS, may be vsed be women/ Ouch loans and you shoutS tab to the deobswe documents retting to parboulw securtes kr discussion of any such lending reielenshrps The Federal Reserve requires Nit JP41 retbn yew Consent Dela. a can O0ten obtain bran/ On tomes bank a ant effreates incArdelg Mew credit evearanon of you We red assume that kw continuing to brillaaCt business sail !PUS, era “nstrtute your Cement 10 Me Meng of such I nIterrebon by JPMSI and its teak a We sheranee *MO BOOM awns*. d by It. .adatvgan AwareBonk is ft makelwo same tot ft peaft banking business Conducted by, IP Magan Chase 6 CO though its aubeldenea waldnde. WI*M 'PUCE end API4S, JPSISt is a nerd:era the SecurapesMvesktProtecbenCesporatchfSIPC),anot4or-prchi mentershpcorpotatonturded by braloreOleabeSitgeteredmth the Secretesend ExchargeConentsson SEC protects searthes and cash held far a ousters account et 'PUS, ups 1500.000 etch includes opts 31OO.OW Of prclecton I o r cash. The balanced the account protection witch a feberollopsovcoss SIPC indudel up ban addanna WOO OW ofProlonon for dash and $49300 OW to' any as customer This moss SIPC coverage a Smiled tocol aggrapatedamount or $210000 WO by • say bond issued by • maproaminercelasurarcecwher Assets bass m cuobdy by JPMCB are not subarea to SIPCcoverage Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00031161 SDNY_GM_00300359 EFTA01506175