09 Account Number: FINANCIAL TRUST COMPANY INC September 01, 2003 • September 30, 2003 J.P. Morgan Securities Inc. 2003 270 Park Avenue, New York, NY 10017 II3JPMorgan Private Bank Margin Account Portfolio Page 72 of 72 IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT II there we any ere* or omissions on this stalement, Of If you have any questions abbe! l0 men* contact your OW AccountRehrh8eflo0Ve or JAWS/ ComplianceDePOnMer6at (212) 4112323. Reese keep Me krbeng n nod when using Mrs statement I Is track tow JPMSI brokerage actvfy This stelement combines your general Ireton account rob% the specs& mem:tandem emend required by Seaton 220 6 Regulation T As revered by Regutsten T a neonaterecord &yaw separate accounts available upon now request. Important MIOnnetlal about Mang and YeltrI0014. Popes some of neat so provided by Pangse-aces a other sons shell we deem reasons we not gewanteted fa scanty or as reset:reef velvet Free aear Mantes in yew account we not segregate/and may be used in the operation of JPMSts business subject 10 Me Ineettons Of SEC Rule 1503-3 Unless absents° thsevaed. JPMSI Was epees and depoejones wee hold )w aecurbes Upon yew dented. Rif& tot pay to you the snow* of la/ free creel babn0e and w.1 deka' to you fuoned mantes heel On yew beater Intern( we be chested on any debit balance. Me merged Of caul:step interests desenbed in a leder see bed maw cuatonws Upon sorten request JPMSI wesupply you with ce most recent statement required to be Waned to oakum(' under SEC Rub 170-5(c) Ifs petal mode wen respect so an Issue of socurthes included in yew lAtwpin Account we mesa:cab the oaf by • meted tv• doom taw and equitable You should have reseved separate JPMSI bade contrrnabons each sectintes transacton AO terksactions ere subject b the Wens and ronektons :soled on Zr. rovers. side a such confomanans and we subsea to the constauren. by-laws etceteras end reerpreletens of the rnwheplaco nhawo executed and gowned by one construed in accordance wan de laws of the state or New nal and as appacablo kaaa/ Ins and inulebons You mint promptly Wye* JPMSJ or materiel changes in )our mantmont awakes a Miaow alusUon Unless you Sam JPMSI ornewact JPMSI red conciser Me relorrnaboncemently in as flies to be corninbto and accurate OCAS; is /caused by bw to repot to the Interne Revenue Surma fl aw/axis and/or interest income on bonds ceded to your account donne calends yaw Please felon earn deleMenb to ass 0! Ina4, n pfepanng )CUr inarne ten returns A Menai ardente of SUSI ts evelable (anew personal emcee= of Rs agues a a copy of R walbemattedupon yw written request. JAMS/ a °debase and mason/ate lapel entity from dibank a hit affibeas incl./MN JPUCI3 The securges sold offered a recommended by JPMSI ft) Are not me ad bathe Federal Deposit Inswence Cavorter a any ode gotta renentoregency 0 Are not dbeosts a ante obbgatons or JPIOSIS bank a Wet affUates (unless otherwise taltobd) and we not guaranteed by a the responsttntrly of any such ettgebs(unless ettecely staled chemise) and (3) Melte investment risks getting possible kw of the principal ereskd JPAISIY banking affthees may be lenders to issues of seowdes Met JPMSI unclerveres in witch apse proceeds of abrupt underwritten by JAMS, may be vsed kv Me repayment ofsuch loans and you should nab to the deobswe documents teems to partcular secterres for discussion of any such lending reieronshes The Federal Reserve rector 46 Mel JPMSI Meet yaw Consent bete a can 00ten certain recenelan tomes bank a ant effeates nolichng brew credit eyeleanon of you We reel assume that tow contenting to brillaaCt business sail !PUS, rel Censtrtute your Cement 10 Me Mitre of such Infer 'Timor, by JPMSI and its bank a eve sherenete *MO et lent pernete d by It. .adatvgan AwareBonk is Me makelvp same tot olo peasto banking business COnduCtel by, IP MOrprin Chase 6 CO though de elbeldenea weldnee. 'WIXOM 'PUCE end JPMSI JPSISt is a mend:era the SoasaitssMvesks.PrtecbenCesporatcopSIPCIanot-Ionprchi mentershecorpotaton funded by bralteeeteaberepeteredmth the Secretesand ExchargeConentsson SEC protects semen and cash hold for a casters account at 'PUS, op to 1500.000 etch includes mob $100,000 dpbfecorn Ia cash. The balanced the account protection when a /0/074:410 as (access SIPC indigos up ban addanna 300 099 of Prolenon to dash and 348 300OW Icy any tie customer This moss S/PC =near a emoted toanaggreeatedamount of $210000 WO by • say bond issued by • maproaminercohnsurarescsner Assets bald in nattily by JPMCB are not subject to SIPCcoverape Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00031089 SDNY_GM_00300287 EFTA01506103