07 12003 Account Numbe FINANCIAL TRUST COMPANY INC July 01, 2003 - July 31, 2003 J.P. Morgan Securities Inc. 270 Park Avenue. New York. NY 10017 JPMorgan Private Bank Margin Account Portfolio Page 64 of 64 IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT If there are any ewer* or omissions on Mb matement, WIf you have any questions about Went contact your JPfai Amount Representative or JAWS, ComplianceDaPattMet6at an/ 483'2323. Please keep the kabanng an mold when using Ma statement b beck your JPMSI brokerage acbily This staternent combines )out general Imago account roM the specs& arm:random account requeed by Seaton 220 6 Regulation T Aar reqwed by Regubbon T a permanent mood el you separate account as nett* won has request. Important Information about Mang and Malden'. Hares some of which areprovided by acing aerates a other swam *hal we deem rettlas we Oa gustenteed fa *coney or as reeazabb valves Free mar Mantes in yew account we not segregate/ and may be used in the canton of JPMSIs busoess sot/pea10 Nit ImMtuns Of SEC Rule 1503-3 Unless othembe insbveled. JPMSI a as *dents and depmlenes rnir hob )w aecunbes Upon yew demand. JPIASJ tot pay to you the anount amt.,' free wed, babn0e. and wtIdekier to you My -pad soCunTes heal On 300' Delta Interest toy bechested on any debit balance me machod Of °obviating interests desonbed ma letter sent ban margin warms's. Upon soften request JPIASt ea supply you wan W most recant statement required to be Una/led to customers under SEC Rub 17a-5(c) Is patr cal ismade wen respect ban Issue of soctrates included in yew lane, Account we mese:cab the call by • method we doom taw and equitable You snood have waved separate JPMSI trade contrmetcns each secuntes transaction At tansactons ere subject btho loons and von tons :sated on ere reverse side Of such contomattra and we subject bile constitution bylaws customs and nterpretatcos dare rnwbsteklaco oleo meowed and governed by and construed in accordance wan the laws of the state W New Yin and WI appacable Wow, dens and iegulebons. You must promptly *avow SIAS of metered changes in )our mourned obpavos ce anemia *Proton Unless you Scent JPMSI oMerwae, JPMSI red comber the ofcanobcneumently in as fiku to be cornOte and accurate JPMSI AS mowed by taw to repot to the Internal Revenue Servce aO dna/ends and/or edema inCOMS on bonds wedded to your account Arno calendar yaw Please Wan sewn statements bassist you in preps nng you acme tan returns A loaned statement of SUSI us available fawn personal superb:in at its alkyl a a copy of a wet be matted upon yaw written request. JAMS/ a no and mason/ate legal enby from is bank a DWI a/Make mot/Woo JPMCI3 The saturates sad Wind a recommended by JPMSI ft) AM not MS ad by the Federal °epos,' Insurance Coworabon a any Whey government& agency 0 Are not deposits a other obegalons d JPMSIS bank a Wit state., (unless anwvose reatelsd) and are not guaranteed by or the responsttntrly of any such elfgebs(unless ewIcaly stated otherwise) and Minya:4m investment risks marble posswie loss of the pampas, invested JPMSI batwing affthetes may be lenders to issuers of sect:bee that JPMSI underwrees sn which apse proceeds of dawns": undenwalen by JPMSI may be wed fa the repayment ofsuch loans and you should nab to the deobsure documents retting to particular mattes a discussion of any such lending refelonshops The Federal Reserve Wares met JPMSI Wan yew Consent before a can Obtan certain nf metan Somas bank a Wit rotates incachng mew credit evefUenon of you We re,0 assume that you continuing to Ili/WO b11$.003.1 Men JPMSI writ Wnstrtuteyow consent to Ifs shrug of such Sanshon by JPMSI and its bank a Wit aft fia*S. 101he embed Pferinft4 by if. JPMorgan PiNah)flenk es the makelm name tot me private banking business conducted by J P Meagan Chme 6 CO though as autddenee waldende. .neadatd 'PUCE end APMS, JPOASI a a mother of the SocurbesMvesktProtarbon tappet° ISIPC), a not4or-poW membershpocrpotatonfuniod by broStedeaensepoteredmth the Secasbes and ExchargeCcerentsson SIPC protects scarabs and cash Wed ler a customs., account et 'M.'S, up to MO 000 witch Anctudos mob POO 000 ofpolectoon a cash. The balanced the account peaCtIOn etch ;5 /0/00-0110psovcoss SIPC =Aides up ban aCkkbOnat19!X1099 d peoscton for cash and $49WO OW a any are customer This moss S/PC commons Amts toan aggratatedamount of S210 000.000 by • beefy bond issued by • maproammeteelasurarcecwwx Assets 11041 m custody by JPMCB ere not subject to &PCcoverage Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00031017 SDNY_GM_00300215 EFTA01506031