06 12003 Account Number: FINANCIAL TRUST COMPANY INC June 01, 2003 June 30, 2003 J.P. Morgan Securities Inc. 270 Park Mcnue, New York, NY 10017 JPMorgan Private Bank Margin Account Portfolio Page 51 of 51 IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT Inhale are any were or emissions WIMP matemerst, or If you have any questiOnt about la, men* contact Your Olaf Account RoPtesenfa0vo 04.08883/ C488388444 04Pattatent at M 23 483'2323. Please keep the kalowing an mold when using Mrs statement b track your JPMSI brokerage actvfy This stalernent combines your general nano account roM the special mem:random amount required ay Seaton 220 6 Regulation T reeoced by Regubbon T a ashamed reared &yaw separate account is available upon has request. Important Miasmata= abeuf Man. and Valualleng. Prima some of wench are provided by prong seences a cane' sources stitch we deemreek* we not gustenteed fa scanty ass reMzebb neves Free Great tattences in yew account we not segregate/and may be used in the opensbon of JPMSIs business autaeot to the Insfetens Of SEC Rule 15033 (Mien ode's se instructed. JAI& Ca as agents and dada:Wenn wit Mob yet, sews,., Upon yaM demand. JPMSI be pay to you the anounl of wts free °KW balance and wit deka' to you toy pad seateree had On yew bendy Intense( owe bechested on any debit balance the methed Of °obviating interests deacnbed ma leder sent ball margm cuatonws. Upon soften request JPMS1 will supply you era Ot/ most recant statement required to be tanned to customers under SEC Rub 17s-5(c) der pate calm made wen respect ban owe of socuraws included en yew Ilayin Account we wet albeate M» call by • method we doom lairand equitable You snood have mewed separateSAM trade confrrnabons aeon secuntes transacton AO tarksachons ere sweyeet bin* arms and cantons sad on the reverse Sided sue contomations and we sutra lathe constitute» by-laws auroras and eVerpretatons of the rnwfrehslaco where executed and governed by and construed m accordance wen ay laws ot the state of New Yin and at ape/cable Went lens and iegulebons You must promptly Wye* JPMSI d meters, changes in sae momenta awakes a ananow Masten Unless you Worm JPMSI oMerwaa JPMSI red consider me ofcerneben canon* in its tabs to be cornebto and accurate JPMSI AS moused by law to rep= to the Internal Revenue Same aOckvaates and/or interest Mena on bonds gadded to your account ding calendar yew Please Wan el Ir:4, SaaeMenb to as: ha you in p a Nog you acme tea returns A /sena a I statement of JPMSI u available kayos personal superb:A ales draw a a copy old end he mailed upon low entlen request. JAMS/ a no I a bank and is a separate legal entay from diAmanita.* affibleas mcluchne JPMCS The swots sold offered a recommended by JPMSI IV Are not and ad by the Federal Oepcct Insurance Caperton. a any other geverranenka agency 0 Are not depots a other obegsbons d JPMSJS Dana a Wit affeates (unless otherwise tedtebd) and are not guaranteed by a the responsitntrly of any such elfgelet(unless mpacaly stated otherwise) and (3)Irryeive investment risks graaing possible loss of the primes, imeeskd JPMSI batwing affthates may be lenders to issuers of senses Met JPMSI undenwees in whits apse a °coeds of aleatga undenw ben by JAMS, may be vsed kf tne repayment casual loans and you should refer to the deobstee documents rebtang to particular securtes fw discussion of any such lending refslonships The Federal Reserve Wares Mal JPMSICOtem yew Consent Wen? a can Obtan certain nf mehen bermes bank or Won a Mates inolidng Mew credit evaluation of you We reS (assume &avow contnong to brillaaCt business men JPMSI wit CCristrtut e Kw, Cement to Me =snag of soon Infer 'Timor, by JPMSI and its bank a Wit .Gnaw. *Me extent pounded by law "Seven AwareBonk is the nwkelbp name to' the private Panama business COnduCteel by J P Morgan ChM. 6 CO daeuith ea Mbhdenee waldmde inClUdoh7 JPMCB end JAWS, JPMSI is a mothered the SocurbednveskalsroteobenCesporatencSIPCIsnot4onvoihi membershpocrpotatonfuniod by broatedeaereepoteradmth the Sausagesand ExchargeCogronson SIPC protects seesaw and cash held for a customs account et 'PUS, up to 1500000 when includes ad g b f100.00 d lactecton I c cash. The balanced the account proasobon PACO, a refeenX110 psovcoss SIPC mottles up ban additions $OW.WO d protection for dash and 3a9500 009 fwany are customer This en COSS S/PC connote Amted toen aggretatedsmount of 2210.000.000 by • beefy bond issued by • msproommetcohnsurancecamer Assets hold in custdy by JPSICS ere not subpar 10 &PCcoverage Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00030708 SDNY_GM_00299906 EFTA01505725