05 12003 Account Number: FINANCIAL TRUST COMPANY INC May 01, 2003 - May 31, 2003 J.P. Morgan Securities Inc. 270 Park Avenue. New York. NY 10017 JPMorgan Private Bank Margin Account Portfolio Page 41 of 41 IMPORTANT INFORMATION ABOUT YOUR JPIWSIMARGIN ACCOUNT II there are any were or omissions en this metement, or If you have any questions abed! Plane contact your Olaf Account Representative a JAWS/ C66,0 4666* DePanaler6at an/ 46363432J. Please keep the laboring an mod when using ors statement b trea your JPMSI brokerage actaly This staternent combines tout genera meteon account rota thespeed! arm:random account requited by Section 220 6 Regulation T As moored by Rogulebon T a permanent record &yaw separate account as *Mad* upon has request Important Informetkat about Mang end ValuI0014. Paces some of each are provided by acing seances a aria sconces steal we deem neat* we not guranteed fa scanty or es reMzebb vaunt Free °rear Mantes in yew account are not segregate /and may be used m the aeration a JPMSIs business subject to The wrkbton0 Of SEC Rule 15033 Unless offence° inettvaed. JPMSI ads BOOMS and deposecnes wet hold yea secure., Upon yew demand. JPIASJ all pay to you tne amount awes free oval babn0e and wa deka' to you foonad seanTee he On yew Delta Intent toy be cheered on any debit balance foe meds0d Of cakubting Vitae)t is dem:toed me liter sent ball margin custonws Upon oaten request JPMSI wa Isupply you with OCI most recant statement required to be fuenaned to mamas under SEC Rub 170-5(c) We paha calm is mode with respect ban issue of goatees included in your Magill Account we wawa:cab the cell by • method tv• doom taw and equitable You shoub nave mewed separate JPMSI lade conarnebons each secuntes eaneacaon At tansectens ere subject >stn. terms and osnektons settee on we reverse Sided such conamatorts and we subject bete conebtado byJaws psstarts and interprotatbns gate rnwketaace Mato executed and governed by and construed n accordance wan the laws of the date a New Yin and at apace's., iederal lens and tegulebons You must promptly *ease JPMSI d meters, changes in )our mourned awakes a Mame/ aluaeon Unless you Scent JPMSI caroms JPMSI cork coned., me oficanobcncumently in as fad lobo cornsbto and accurate JPMSI u moused by taw to repot to the Internal Revenue Serves aOakvaax is ands Nearest inCend on bonds created to your account ding calendar yew Please Wan earn statements bass ha you in papa nog you acme tan returns A lvwncel statement of SUSI us available fcryow personal at:pecan at ea offices a a copy of it will be mead upon haw oatenrequest. JAMS/ a no and mason/ate legal enby from es bank a ten offaatos mckano JPMCS The sacuntea sae offered a recommanded by JPMSI Are not at ad by the Federal °epos, Insurance Caporabcd a any caw gayer anent.) agency 0 Are not deposits a other obegatons d JPMSIS bank a Wet sedge., (unless otherwise radtelad) and we not guaranteed by a the responsttntrly of any such afebbaunless °wady abbeotherwise) and (3) Imam investment risks mckaintg possioie Ices of the anodes, invested JPMSI banking affthetes may be lenders to issuers a senates that JPMSI underwrees in which case proceeds atenngs undenwalen by Jellsmay be used la Me repayment ofeach loans and you shouts ale to the deobsweelccuments rebtag to particular seaways for discussion of any such lending tealeonships The Federal Reserve secures Me JPMSI attest yew Consent Waned can ootan oaten a melan bands bank or Won ofMetes inceldng mew credit eyeasenon Ora We rest assume that par teaming to for &WO business men JPMSI wet anstrtut e yew amen( to me sharing of such inf anew, by JPMSI and its bank a tan oftfiAte bola (relent iternetted by if. "laden AVM, Bank es fee marketing same for ale pante feeling business conducted by J P Madan Chase 6 CO through al Saddened waldnde intaahnitl 'PUCE end APMS, alit& vs a mantesse the Securbeelnveskslerotecbon Cap:rot° ISIPC), a not-tor-prat membershpocrporatonfunise by broktedeaertynateredmth the Societe. and ExchergetConynason SIPC protects seesaw and cash hob a a customs account et 'PUS, up to 5500 000 etch .tubs µobit% 000 a poloctoon lce cash. The betanwa red account proascbon what ;5 /0/00-0110 Mccoss StPC moans up be de addanna d»OoOW of Ittoldnon a dash and PO 500 030 kr era are customer This mews S/PC commons Amts toan eggr000tedomount of S210 000000 by • sway bond issued by • meproammercelneurertascamer Assets nets in custody by JPMCB arena subarea10 SIPC coverage Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00030657 SDNY_GM_00299855 EFTA01505675