05 12003 Account Number: FINANCIAL TRUST COMPANY INC May 01, 2003 - May 31, 2003 J.P. Morgan Securities Inc. 270 Park Ai enue. New York. NY 10017 JPMorgan Private Bank Margin Account Portfolio Page 41 of 41 IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT Inhere ere tiny curare or Omissions en this metemerst, Of II you here any questions about It melee contact your Olaf Account RaPresettra0ve a 0644S/ C66,0 4666* °Wanton at (2n) 4634321 Please keep the kribwing in mod when using Yes statement I I o boa wet JPMSI brokerage activity This steternent combines wet general mono account nib% Be specter! trnmsrandum amount requeed by Seaton 220 6 Reputation T As moored by Reputation T a ornament record &yaw separate account as ainsitattle upon has request. ImpOttant MIOnnetiOn about Orkin° and VeltaI0014. Prima some of which are provided by gong seances a other sons each we deem rattles we nor gueranteed fa scanty or as reMzebae reeves Free credit tattences to yeti, eCrount we not segregate/ and may be used in the opeostion or JPMSts business autaeot to the Insfetions Of SEC Nub 15033 Unless othenwas instructed. JEW& a as *MILS and depcoilcines war noel yin semi tam Upon yew demand. JPIASJ eve pay to you the snow* or you' free credit baten0e and wit deka' to you foontad seateree heel On yew beater Intern( met be chested on any debit balance the meds00 Of °skirl:110g interest is described me Wee sent loan maw cuatonws Upon metes tepees( JEWS me supply you me W most Went statement required to be funasned to customers under SEC Rub 171u5(c) Ifs pa e!cuen mode with respect ban use* of sonnies included en your Mew Account we wet trAticote the cat by • method we deem few end pinto,* You shoed have maned separate JPMSI trade contrrnebons each seamen transacton At trarksections ere sittyect kith* terms end oonertons sated on tre reverse Sided such conlymetetris and we sutra bare coastal/ix» bylaws asstorns end inkirpretetons or Me rnwketplaco nate executed and governed by end construed n accordance with the laws ot the state of New Yin and at ape/cable Wens, tens and tegulebons. You must promptly advise JPMSI of meters, charges in sae momenta obpavos abencw Masten Unless you Seem JPMSI ornerwoos JPMSI red consider the eitcanobas cogently to as tiles to be corriOte and accurate JPMSI AS leisured by low to repot to the Internal Revenue Same a0divdads end/or interest moony on bonds gadded to yaw account Ann° calendar yew Pease ratan 010:4, skaemenb to as: ha you in pm paNng you "cone be returns A finance Istatement of SUSI is available forms personal superb:in alrts draw a a copy al d ea beaded upon Your waren request. JAMS/ a no and is a separate legal antsy from es bank a tat affikeeco mot/ding JPMCI3 The senates sold olkved a recommended by JPMSI ft) are not MS ad by the Federal Deposit Insurance Corporation a any other governmental agency 0 Are not deposits a other obbgahons of JPMSIS Dana a Wit sedates (unless otherwise tedtebd) and are not guaranteed by a the responsitnely of any such offgeles(untess Meted Otherwise) and 13) Inecave investment risks grading possiok loss of the primps, enreskd JPMS/Y banking at/thetas may be lenders to issuers of sem: dem Met JPMSI unclerwrecis sn which apse a °coeds of attempt undenwelen by JPMSI may be usedkf be repayment casual loans and )out shoutS Wet to the deobstee documents reteting to pal bouts, seaways kr discussion of any such lending teielsonships The Federal Reserve Wares VW JPMSICtitain yew Consent berg a can Open melon mho unetiOn tomes bank a Wit emeetes. inckding mew credit evaluation Ora We win assume that kw continuing to trallaatl bu.S.ne3.1 mint JPMSI wit COsstrtvteyov Cement to Me sowing of aunt dnIterrebon by JPMSI adds hank a oaf artenWeit.10The e. lent plarinft4 by if. JPMorgan Pogue Brink is the marketing name tot the poste banking business conducted by, IP MOW Chese 6 CO though al SubPdienea waldiside. inCitedind JPMCB end APMSI JPMSI re a morrter a the Seconeeskiveakeforotorben Caporetco ISIPC), a not-kr-pea MOTE. SliparealetOntunied by brokteideaerisnoteredmth the Sates and ExchangeComoysson SIPC protects sontraes and sashayed Icr a customer account et 'PSIS, up to 1500000 Mich montage go es P100.00 Ot protection I c cosh. The berenord the account protection MIChareberedlOpsovcoss StPC =Aides up ban addd'onat $0000031:0Protenon for cash and $49 500 030 fix any tie customer This mcess S/PC comforts knell toen eggrepetedemoitat of $150.000.000 by • any bond issued by•MeprOOMInefaelinSurenCen Assets 110k1 m custdy by JPSICS ere not subject to SIPCcoverer Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00030616 SDNY_GM_00299814 EFTA01505634