12 20(12 Account Number FINANCIAL TRUST COMPANY INC December 01. 2002 - December 31, 2002 JPMorgan Chase Bank .345 Park As enue, New York, NY 1 ''JPMorgan Private Bank Asset Account Portfolio Page 36 c In Case of Errors or Questions About Your Electronic Transient. Contact ',xi Wogs)) Team et one of to leeptore numbers co the leant or ma salernent info us et 500 Stenton ChnsbanaRoed 1,0PS Min* I:619713-2MT semen OS yettOlwit d you the* Ka statement se wrang or twnndnpre Atoms:as n abOut twat on the statement We must Ilea, Goo) )OkI Co inky than 60 clays abet ne sent you the PRSTsta!ement on each Me *tor or probieen appeal (I)Tblus ycor rased axoseW number. (2)DeKnbellte Mora the tranaryOu Ire Man &beat Ind • Diem as clearly 14 ycki can why yCo tteneamt 4 tn enc., a .ny ).3)) need mire eawnet.on (317e« us ye boxer amount or ere suspected sus ((you contact' Guy. yOu Mull Simla acts cense...rot C4 guestIen on ming '.a 10 baleen dayab aderto PMSWW/040nOnIS We wit "est9aleyourconVant end rnt owed any enc.' rvorrp(n If ne tone woe than '0 basness days to do Mu (20days fa purChamo usog yosedmbltard et for edsisitionolisnsachOn0.w• w• Credit•Our 1CCOunt &Eta Oman ("Minh 4 hares, 80 Ma),/ wet bete the use a' tY1eydvA fIcebine 4 tales us to compete our in...saber's° tn case *I errors or questions about your Sfatefnent, oncludeng your !me of credit. If you *twat MO yon statement a mama a you need mem ridormation about a trainaKbon on your Marred uscludog a Ana of awn tansatchon you most write to vs on • separate shoot dasaiNng thew*, and sender., ./Filorpan. Await Bank 502 Stanton Chrattsnit Road. LOPS), Non* OE 19713-2107 We must hew torn you no MY then 60days Mkt the slalanwe on wench the ergo' a peer Append a ant You can ocalact you clonelance specalol but dorm some not preserve your' wigs. In yore *tic please provide mo bearing inIcerrmton Mayne n.Me aril swain: mate: (y the dONO, Mn011ni d th0suspected n and O) • desayrnd Me lateandaPSnace‘ 03C. mote esterretron you must descnbo the am you are unsure stoat sou tame Mee is on once • you need The JPMorgan Funds or The JAMergan tnstlhAronal Funds or The Anon can Century Aside Jill/organ Funds OtsPober/ce) Inc is to deMbutcr at the 0 P Horgan Funds and Amencan Century loves:men, Senates Inc is the distributor of the Amman Century Funds JPAAsrgain lmosbrent Management Inc and Amencan Century Investment Management sane as myestmertl &noes to ones respective turd genies Shares of Me funds de not bent &posts and wend guaranteed by any bank. government entity. a the FDIC Return and share probe writ nucleate end reeknipbon valuemay be mere a less ten ovnarcost While the rroneyrnearkal funds seek to rnerntmn a sbiblenel asset valued St 00 pet share. there* no assorancethat they mi continue to do so. The ettbrnMed annualsnosme and dvadend nerd 'gums for mutual funds reptesentre funds' most recent income chvelendannvaleed If you have chosen one of the sweep mutual funds. you are nabbed that positing in dm Prime Money Market Sweep Fund revenant hot Imps in The JPMapan Prime Money Make Fund positrons n the Fedora! Money Martel Steep Fund represent Widnes in Me JPMagan Federal Abney Market Fund. and positions an to tfix Exempt Money Market Steep Fund represent holdings in the JPAlagen Tax £renpt Waxy Markel Fun] JP.Horgan Pwate Bank 4 to emathel4q name for Me prerate Darning buSaltell conducted by Chase S Co through its subsdk a es . 0'0 ":to oak011ki JP1001:141ChaSe 8414 J P Morgan Tung Gnat./ NA. and4il MentSh Searnhei ant Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00030453 SDNY_GM_00299651 EFTA01505472