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EFTA01505392

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11 2002 Account Number FINANCIAL TRUST COMPANY INC November 01. 2002 - November 30, 2002 JPMorgan Chase Bank .345 Park As enue, New York, NY 1 ''JPMorgan Private Bank Asset Account Portfolio Page 26 c 29 In Case el Errors or Questions About Your Electronic Transient. Cortact ',xi MOTs)) Team et one of to leeptore numbers co the leant or ma s(akvnenta info us et 500 Stenton ChnsbanaRoed LOPS Min* I:6197134MT semen Gaya/OK • you dank Ka sleterrent se wrang or twnndnpre evroematak abOut twat on the statement We must hew Goer) )0)( no inky than 60 days eller ne sent you the PRSTsta!ement on when Me *tor or probieen appeal (I)Tblus ycor nism•and dzoked nuinber.(2)0•Knbente en. Or the aranaryOu Ire Wine about Ind OA Diem as Cdirrly ycki can why yCo tome,: 4 tn enc., a why ).3)) need roe eawnet.on (3) te« us ye boxer amount or ere suspected saw dyne contact 44 Guy. you Mull Sinew acts condemn! C4 guestIen on ming well), 10 butInate dysb aderto PMSWW/040nOnt$ We wit "est9atoyourconVant end mt owed any enc.' rvorrpay Ifalone woe than 10 bosmess days 10 00 (20 days Ice purChamo usog )osedmbltard et for ediamflon•Msnsact0040.w• w• Credit•Our 1CCOunt keld• Ombra "Mnii 4 it NW 80 May,/ wet here the use a' tY1eydir fIcetn,e 4 tales us to compete ow in...saber's° tn case of errors or questions about your Sfatefnent, oncludeng your !me of credit. If sou IIM Mat yon statement a mama a you read mate mlormation about a trains.bon on you Marren! Instep a Anatol awn tansatcbon you most write to to on • separate shed dasaiNng Mean" and sender., Sitorpan. Await dank 502 Stanton Chrattsnat Noel. LOPS), Non* OE 19713-2107 We must hew torn you no Mar the 60days all. We slartre on wench the ergo' a peer Append a ant You can collect you client winos spect•lol but don; some not preserve your wigs In yowled. please provide me bearing onloormton Maud none and swain: mentor(q thedONO, Mn011ni dlhakdkda-Nd n and O)• d":"PbO° d Me lateandaPSnace‘ 03Cu mete esterretron you must descnbo the awn you ate unsure abed sou tar. Mee is an ref II you need The JPMorgan Funds or The JAMergan InstIturronal Funds or The ArnerIcan Century Aside Jill/organ Funds Otserbulce Inc is the deMbutcr at the 0 P Horgan Funds and Amencan Century Investment Strom Inc is the distributor of the Amman Century Funds JPAAstgain Imesbrent Management Inc end Amercan Century Investment AfanagemeM sane as owed-men! &vows to Morrow...ye/end rendes Shares or The funds we not bent deposts end we not guaranteed by any bank. government entity. a the FDIC Reign and shareprobe writ Attu** end reckndbon valuemay be mere a less Mart argmarcost Wh0e the rroneytreadel funds seek to rnerntmn a MS. nel asset value. SI 0 0 pee share. there* no asswancetnat they wva continue to do so. The ettbrnMed annualsnosme and dvadend meld 'gums for mutual funds rewesentre funds' most recent income dr vdend annvaleed you have chosen one of the sweep mutual funds. you are nabbed Mal positing in dm Rare Money Merkel Sweep Fund regnant hot Imps in We JPMapan Prin. Money Make Fund positrons n the Fedora! Money Martel Steep Fund represent Widnes in the JPMagen Federal Abney Market Fund. and postlens an Me tfix Exempt Money Market SeepFund represent holdings in the dbAlagen Tex £vampt Waxy Markel Fun] JP.Horgan Pwate Bank 4 V* marketvg name tor Me prerate bareing buSeIX4S conducted by I P Mogen Chase S Co Wooed ds 'weed • des acid",db JPM:),1)11Chase Bank JP Morgan Trod COOP.'" NA. 004:4P Mad. Searndsk Inc Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00030373 SDNY_GM_00299571 EFTA01505392