J.P.Morgan Primary Account: ZORRO TRUST For the Period 12/1/09 to 12/31/09 IMPORTANT INFORMATION Please be advised that beginning January 1, 2010. clients charged FDIC fees on their noninterest-bearing business checking accounts will enjoy a fee reduction of approximately 0.10%. This comes as a result of JPMorgan Chase 8 Co.'s decision to end participation in the Transaction Account Guarantee Program on December 31. 2009, as originally planned. If you have any questions, please contact your J.P. Morgan team. Please now this accourn had no activio,during this statentatt period The date of last activity for day account was 111709. Page 2 of 4 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00028145 SDNY_GM_00297343 EFTA01503502