Primary Account: For the Period 10/1/11 to 10/31/11 IMPORTANT INFORMATION ABOUT YOUR J.P. MORGAN ACCOUNT(S) Effective November 14, 2011. your JPMorgan Classic Business Checking with Interest account will be renamed JPMorgan Business Checking with Interest. All other terms and conditions of your Deposit Account Agreement still apply. If you have any questions or would like additional information, please contact your J.P. Morgan team. Thank you for your trust and confidence in J.P. Morgan. J.P. Morgan Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL Page 5 of 6 JPM-SDNY-00025856 SDNY_GM_00295054 EFTA01501513