THE C O U CI FOUNDATION INC IMPORTANT INFORMATION VVe are making some changes that affect Chase personal and business checking, savings and Certificate of Deposit (CD) accounts, including retirement accounts'. Enclosed with this statement is a rewritten Deposit Account Agreement (formerly known as the Account Rules and Regulations). Tic new design of this booklet will make it easier for you to read and find the information you need quickly. Please review the information and keep this as reference with your other financial documents. Please note: II you would like to receive the Deposit Account Agreement in Spanish, they will be available at your nearest Chase branch. starting February 1. 2012. 'For checking and savings accounts, all changes are effective on February 1, 2012. For CD accounts, the changes are effective on the first CD maturity date occurnng on or after February 1, 2012. Fees, Charges & Other Withdrawals Primary Account: For the Period 11/1/11 to 11/30/11 Date Description 11/03 Service Charges For The Month of October Amount 0.38 Total Fees, Charges & Other Withdrawals Please lade ibis account had no °crafty daring this slaienwal period 77w dale of lass acitviryfor ads account was 10/24/11. Daily Ending Balance ($0.38) Date 11/03 Amount 145.52 J. P. Morgan Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL Page 2 of 4 JPM-SDNY-00025351 SDNY_GM_00294549 EFTA01501134