J.P.Morgan Primary Account: For the Period 10/1/09 to 10/30/09 STARTING 11/23/O9, WE ARE LOWERING THE STOP PAYMENT FEE TO $25 WI-IEN YOU REQUEST A STOP PAYMENT ONLINE. THE FEE WILL REMAIN THE SAME AT $32 IF YOU GO INTO A BRANCH OR CALL US TO REQUEST A STOP PAYMENT. PLEASE CALL US AT 1-800-CHASE38 (1-800-242-7338) IF YOU HAVE QUESTIONS. Page 5 of 6 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00025032 SDNY_GM_00294230 EFTA01500869